Malvern Bancorp (MLVF) 10-Q8 Aug 142014 Q3 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
Document and Entity Information	Jun. 30, 2014	Aug. 06, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'MALVERN BANCORP, INC.	'
Entity Central Index Key	'0001550603	'
Trading Symbol	'mlvf	'
Current Fiscal Year End Date	'--09-30	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	6,558,473
Document Type	'10-Q	'
Document Period End Date	30-Jun-14	'
Amendment Flag	'false	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (Unaudited) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Assets	'	'
Cash and due from depository institutions	$1,155	$1,251
Interest bearing deposits in depository institutions	41,300	22,436
Cash and Cash Equivalents	42,455	23,687
Investment securities available for sale, at fair value	104,985	124,667
Restricted stock, at cost	3,495	3,038
Loans held for sale	'	10,367
Loans receivable, net of allowance for loan losses of $4,858 and $5,090, respectively	392,582	401,857
Other real estate owned	1,645	3,962
Accrued interest receivable	1,300	1,404
Property and equipment, net	6,897	7,259
Deferred income taxes, net	2,575	2,464
Bank-owned life insurance	21,003	21,341
Other assets	1,151	1,508
Total Assets	578,088	601,554
Deposits:	'	'
Deposits-noninterest-bearing	22,782	24,761
Deposits-interest-bearing	423,254	459,835
Total Deposits	446,036	484,596
FHLB advances	48,000	38,000
Advances from borrowers for taxes and insurance	4,416	1,118
Accrued interest payable	148	139
Other liabilities	2,821	2,295
Total Liabilities	501,421	526,148
Commitments and Contingencies	'	'
Shareholders' Equity	'	'
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued	'	'
Common stock, $0.01 par value, 40,000,000 shares authorized, issued and outstanding: 6,558,473	66	66
Additional paid-in capital	60,314	60,302
Retained earnings	19,822	19,793
Unearned Employee Stock Ownership Plan (ESOP) shares	-1,958	-2,067
Accumulated other comprehensive loss	-1,577	-2,688
Total Shareholders' Equity	76,667	75,406
Total Liabilities and Shareholders' Equity	$578,088	$601,554

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Unaudited) (Parentheticals) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Consolidated Statements of Financial Condition [Abstract]	'	'
Allowance for loan losses (in dollars)	$4,858	$5,090
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	40,000,000	40,000,000
Common stock, shares issued	6,558,473	6,558,473
Common stock, shares outstanding	6,558,473	6,558,473

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and Dividend Income	'	'	'	'
Loans, including fees	$4,476	$4,931	$13,448	$15,465
Investment securities, taxable	519	504	1,623	1,199
Investment securities, tax-exempt	29	57	137	166
Dividends, restricted stock	54	2	87	10
Interest-bearing cash accounts	13	34	40	101
Total Interest and Dividend Income	5,091	5,528	15,335	16,941
Interest Expense	'	'	'	'
Deposits	980	1,200	3,046	4,134
FHLB borrowings	285	426	810	1,277
Total Interest Expense	1,265	1,626	3,856	5,411
Net Interest Income	3,826	3,902	11,479	11,530
Provision (Recovery) for Loan Losses	'	-190	80	1,255
Net Interest Income after Provision (Recovery) for Loan Losses	3,826	4,092	11,399	10,275
Other Income	'	'	'	'
Service charges and other fees	230	244	712	783
Rental income - other	63	62	191	188
Gain on sale of investments, net	69	293	83	503
Loss on disposal of fixed assets	-41	-1	-41	-1
Gain (loss) on sale of loans, net	283	-314	339	-128
Earnings on bank-owned life insurance	140	160	425	1,030
Total Other Income	744	444	1,709	2,375
Other Expense	'	'	'	'
Salaries and employee benefits	1,995	1,900	6,134	5,695
Occupancy expense	571	516	1,676	1,527
Federal deposit insurance premium	184	211	552	648
Advertising	101	158	475	620
Data processing	295	321	933	953
Professional fees	463	456	1,638	1,271
Other real estate owned expense, net	74	364	171	1,009
Other operating expenses	496	510	1,496	1,598
Total Other Expenses	4,179	4,436	13,075	13,321
Income (Loss) before income tax expense (benefit)	391	100	33	-671
Income tax expense (benefit)	'	-41	4	-638
Net Income (Loss)	$391	$141	$29	($33)
Basic Income (Loss) Per Share (in dollars per share)	$0.06	$0.02	$0	($0.01)
Dividends Declared Per Share (in dollars per share)	$0	$0	$0	$0

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013
Consolidated Statements of Comprehensive (Loss) Income [Abstract]	'		'		'		'
Net Income (Loss)	$391		$141		$29		($33)
Other Comprehensive Income (Loss):	'		'		'		'
Changes in net unrealized gains and losses on securities available for sale	1,537		-3,598		1,765		-3,912
Gains realized in net income(1)	-69	[1]	-293	[1]	-83	[1]	-503	[1]
Total other comprehensive income	1,468		-3,891		1,682		-4,415
Deferred income tax effect	-498		1,323		-571		1,501
Total other comprehensive income (loss)	970		-2,568		1,111		-2,914
Total comprehensive income (loss)	$1,361		($2,427)		$1,140		($2,947)

[1]	Amounts are included in net gains on sales of securities on the Consolidated Statements of Operations in total other income. Related income tax expense in the amount of $23, $100, $28 and $171, respectively, are included in income tax expense (benefit).

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Consolidated Statements of Comprehensive (Loss) Income [Abstract]	'	'	'	'
Income tax expense on realized gain on sale of securities available for sale	$23	$100	$28	$171

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (USD $)	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, unless otherwise specified	Common Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)	Total
Balance at Sep. 30, 2012	$62	$25,846	$38,596	($477)	($2,032)	$641	$62,636
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net Income (Loss)	'	'	-33	'	'	'	-33
Other comprehensive income (loss)	'	'	'	'	'	-2,914	-2,914
Cancellation of common stock	-62	62	'	'	'	'	'
Cancellation of treasury stock	'	-477	'	477	'	'	'
Additional ESOP shares converted at exchange rate of 1.0748 (18,040 shares at $10/share)	'	180	'	'	-180	'	'
Dissolution of mutual holding company	'	100	'	'	'	'	100
Proceeds from issuance of common stock, net of offering expenses of $1.6 million	66	34,567	'	'	'	'	34,633
Committed to be released ESOP shares (10,771 shares and 10,800 shares for June 30, 2013 and June 30, 2014, respectively)	'	18	'	'	109	'	127
Balance at Jun. 30, 2013	66	60,296	38,563	'	-2,103	-2,273	94,549
Balance at Sep. 30, 2013	66	60,302	19,793	'	-2,067	-2,688	75,406
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net Income (Loss)	'	'	29	'	'	'	29
Other comprehensive income (loss)	'	'	'	'	'	1,111	1,111
Committed to be released ESOP shares (10,771 shares and 10,800 shares for June 30, 2013 and June 30, 2014, respectively)	'	12	'	'	109	'	121
Balance at Jun. 30, 2014	$66	$60,314	$19,822	'	($1,958)	($1,577)	$76,667

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) (USD $)	9 Months Ended
In Millions, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Consolidated Statements of Changes in Shareholders' Equity [Abstract]	'	'
Additional ESOP shares, exchange rate	'	1.0748
Stock issued during period, shares, employee stock purchase plans (in shares)	'	18,040
ESOP converted share amount (in dollars per share)	'	$10
Proceeds from issuance of common stock, offering expenses (in dollars)	'	$1.60
Committed to be released ESOP shares (in shares)	10,800	10,771

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Cash Flows from Operating Activities	'	'
Net income (loss )	$29	($33)
Adjustments to reconcile net income (loss) to net cash (used in) provided by operating activities:	'	'
Depreciation expense	484	523
Provision for loan losses	80	1,255
Deferred income taxes benefit	-683	-515
ESOP expense	121	127
Accretion of premiums and discounts on investment securities, net	-504	-257
Amortization of loan origination fees and costs	-333	-534
Accretion of mortgage servicing rights	-23	-7
Net gain on sale of investment securities available for sale	-83	-503
Net loss on disposal of fixed assets	41	1
Net (gain) loss on sale of loans	-280	128
Net gain on sale of secondary market loans	-59	'
Proceeds on sale of secondary market loans	4,884	23,277
Originations of secondary market loans	-4,825	'
Gain on sale of other real estate owned	-29	-110
Write down of other real estate owned	146	966
Decrease in accrued interest receivable	104	20
Increase in accrued interest payable	9	3
Increase (decrease) in other liabilities	526	-981
Earnings on bank-owned life insurance	-425	-1,030
Decrease in other assets	521	735
Decrease in prepaid FDIC assessment	'	391
Net Cash (Used in) Provided by Operating Activities	-299	23,456
Cash Flows from Investing Activities	'	'
Proceeds from maturities and principal collections of investment securities available for sale	9,466	22,042
Proceeds from sales of investment securities available for sale	16,751	26,435
Purchases of investment securities available for sale	-4,266	-86,973
Proceeds from sale of loans	25,836	1,667
Loan buyback from sale of loans	-1,117	'
Loan purchases	-29,040	-23,315
Loan originations and principal collections, net	24,141	17,290
Proceeds from sale of other real estate owned	2,555	1,792
Additions to mortgage servicing rights	-140	-129
Purchases of bank-owned life insurance	'	-6,000
Proceeds from cash surrender on bank-owned life insurance	763	'
Proceeds from death benefit of bank-owned life insurance	'	1,121
Net (increase) decrease in restricted stock	-457	428
Proceeds from sale of property and equipment	'	2
Purchases of property and equipment	-163	-232
Net Cash Provided by (Used in) Investing Activities	44,329	-45,872
Cash Flows from Financing Activities	'	'
Net decrease in deposits	-38,560	-23,850
Net increase in FHLB line of credit	4,500	'
Proceeds for FHLB advances	10,000	'
Repayment of FHLB advances	-4,500	-85
Increase in advances from borrowers for taxes and insurance	3,298	2,565
Return of excess stock subscription funds	'	-20,841
Cash from mutual holding company reorganization	'	100
Net Cash Used in Financing Activities	-25,262	-42,111
Net Decrease in Cash and Cash Equivalents	18,768	-64,527
Cash and Cash Equivalents - Beginning	23,687	131,910
Cash and Cash Equivalents - Ending	42,455	67,383
Supplementary Cash Flows Information	'	'
Interest paid	3,847	5,408
Income taxes paid	17	12
Non-cash transfer of loans to other real estate owned	355	3,188
Non-cash transfer of loans to investment securities available for sale	'	10,102
Stock subscription funds transferred to shareholders' equity	'	$34,633

Organizational_Structure_and_N

Organizational Structure and Nature of Operations	9 Months Ended
Organizational Structure and Nature of Operations	Jun. 30, 2014
Organizational Structure and Nature of Operations [Abstract]	'
Organizational Structure and Nature of Operations	'
	Note 1 – Organizational Structure and Nature of Operations

	Malvern Bancorp, Inc., a Pennsylvania company (the “Company” or “Malvern Bancorp”), is the holding company for Malvern Federal Savings Bank (“Malvern Federal Savings” or the “Bank”) and owns all of the issued and outstanding shares of the common stock of the Bank. In connection with the “second-step” conversion and reorganization which we completed in October 2012, 3,636,875 shares of common stock, par value $0.01 per share, of Malvern Bancorp were sold in a subscription offering to certain depositors of the Bank and other investors for $10 per share, or $36.4 million in the aggregate, and 2,921,598 shares of common stock were issued in exchange for the outstanding shares of common stock of the former federally chartered mid-tier holding company, Malvern Federal Bancorp, Inc. (the “Mid-Tier Holding Company”), held by the “public” shareholders of the Mid-Tier Holding Company (all shareholders except Malvern Federal Mutual Holding Company). Each share of common stock of the Mid-Tier Holding Company was converted into the right to receive 1.0748 shares of common stock of the new Malvern Bancorp, Inc. in the conversion and reorganization.

	The Bank was originally organized in 1887 and is headquartered in Paoli, Pennsylvania. The Bank operates seven full service financial center offices in Chester and Delaware Counties, Pennsylvania. The Bank is primarily engaged in attracting deposits from the general public through its branch offices and using such deposits primarily to (i) originate various loan types including single-family residential mortgage loans, commercial real estate mortgage loans, construction and development loans, home equity loans and lines of credit and other consumer loans and (ii) invest in securities issued by the U.S. Government and agencies thereof, municipal and corporate debt securities and mortgage-backed securities. The Bank derives its income principally from interest earned on loans, mortgage-backed securities and investments and, to a lesser extent, from fees received in connection with the origination of loans and for other services. The Bank’s primary expenses are interest expense on deposits and borrowings and general operating expenses.

	The Bank, as a federally chartered savings association, is subject to federal regulation and oversight by the Office of the Comptroller of the Currency (the “OCC”) extending to all aspects of its operations. The Bank is also subject to regulation and examination by the Federal Deposit Insurance Corporation (“FDIC”), which insures its deposits to the maximum extent permitted by law, and requirements established by the Federal Reserve Board. As a registered savings and loan holding company, the Company is subject to examination and supervision by the Board of Governors of the Federal Reserve System (the “Federal Reserve Board” or the “FRB”).

Summary_of_Significant_Account

Summary of Significant Accounting Policies	9 Months Ended
	Jun. 30, 2014
Summary of Significant Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'

	Note 2 – Summary of Significant Accounting Policies

	Basis of Presentation and Consolidation - The consolidated financial statements include the accounts of the Company and its subsidiaries, Malvern Federal Holdings, Inc., a Delaware company, and the Bank and the Bank’s subsidiaries, Strategic Asset Management Group, Inc. (“SAMG”) and Malvern Federal Investments, Inc., a Delaware company. SAMG owns 50% of Malvern Insurance Associates, LLC. Malvern Insurance Associates, LLC offers a full line of business and personal lines of insurance products.

	The accompanying unaudited consolidated financial statements were prepared in accordance with the instructions to Form 10-Q, and therefore, do not include all the information or footnotes necessary for a complete presentation of financial condition, operations, changes in shareholders’ equity, and cash flows in conformity with accounting principles generally accepted in the United States of America (“US GAAP”). However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the consolidated financial statements have been included. The results for the three and nine months ended June 30, 2014 are not necessarily indicative of the results that may be expected for the fiscal year ending September 30, 2014, or any other period. All significant intercompany transactions and balances have been eliminated. The unaudited consolidated financial statements presented herein should be read in conjunction with the audited consolidated financial statements and related notes thereto included in the Company’s Annual Report on Form 10-K for the year ended September 30, 2013.

	Use of Estimates - The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, other real estate owned, the valuation of deferred tax assets, the evaluation of other-than-temporary impairment of investment securities and fair value measurements.


	Significant Group Concentrations of Credit Risk - Most of the Company’s activities are with customers located within Chester and Delaware Counties, Pennsylvania. Note 5 discusses the types of investment securities that the Company invests in. Note 6 discusses the types of lending that the Company engages in. The Company does not have any significant concentrations to any one industry or customer. Although the Company has a diversified portfolio, its debtors’ ability to honor their contracts is influenced by, among other factors, the region’s economy.

	Cash and Cash Equivalents - For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from depository institutions and interest bearing deposits.

	The Company maintains cash deposits in other depository institutions that occasionally exceed the amount of deposit insurance available. Management periodically assesses the financial condition of these institutions and believes that the risk of any possible credit loss is minimal.

	Investment Securities - Debt securities held to maturity are securities that the Company has the positive intent and the ability to hold to maturity; these securities are reported at amortized cost and adjusted for unamortized premiums and discounts. Securities held for trading are securities that are bought and held principally for the purpose of selling in the near term; these securities are reported at fair value, with unrealized gains and losses reported in current earnings. At June 30, 2014 and September 30, 2013, the Company had no investment securities classified as trading or held to maturity. Debt securities that will be held for indefinite periods of time and equity securities, including securities that may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and the yield of alternative investments, are classified as available for sale. Realized gains and losses are recorded on the trade date and are determined using the specific identification method. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of accumulated other comprehensive income (“AOCI”). Management determines the appropriate classification of investment securities at the time of purchase.

	Securities are evaluated on a quarterly basis, and more frequently when market conditions warrant such an evaluation, to determine whether declines in their value are other-than-temporary. To determine whether a loss in value is other-than-temporary, management utilizes criteria such as the reasons underlying the decline, the magnitude and duration of the decline and whether or not management intends to sell or expects that it is more likely than not that it will be required to sell the security prior to an anticipated recovery of the fair value. The term “other-than-temporary” is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not necessarily favorable, or that there is a lack of evidence to support a realizable value equal to or greater than the carrying value of the investment. Once a decline in value for a debt security is determined to be other-than-temporary, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income.

	Loans Receivable - The Company, through the Bank, grants mortgage, construction, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans secured by properties located throughout Chester County, Pennsylvania and surrounding areas. The ability of the Company’s debtors to honor their contracts is dependent upon, among other factors, the real estate and general economic conditions in this area.

	Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of an allowance for loan losses and any deferred fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Company is amortizing these amounts over the contractual lives of the loans.


	The loans receivable portfolio is segmented into residential loans, construction and development loans, commercial loans and consumer loans. The residential loan segment has one class, one- to four-family first lien residential mortgage loans. The construction and development loan segment consists of the following classes: residential and commercial construction and development loans and land loans. Residential construction loans are made for the acquisition of and/or construction on a lot or lots on which a residential dwelling is to be built. Commercial construction loans are made for the purpose of acquiring, developing and constructing a commercial structure. The commercial loan segment consists of the following classes: commercial real estate loans, multi-family real estate loans, and other commercial loans, which are also generally known as commercial and industrial loans or commercial business loans. The consumer loan segment consists of the following classes: home equity lines of credit, second mortgage loans and other consumer loans, primarily unsecured consumer lines of credit.

	For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collection of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for loan losses. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments.

	In addition to originating loans, the Company purchases consumer and residential mortgage loans from brokers in our market area. Such purchases are reviewed for compliance with our underwriting criteria before they are purchased, and are generally purchased without recourse to the seller. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method.

	Loans Held-For-Sale - Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value on the consolidated balance sheet. Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan. Servicing is retained at the Bank for loans sold in the secondary market and are placed as a mortgage servicing asset on the consolidated balance sheet (see “Loan Servicing” for more detail). There were no loans classified as held for sale as of June 30, 2014. As of September 30, 2013, there were $10.4 million in loans classified as held for sale. The loans held for sale at September 30, 2013 were sold in a bulk transaction to one purchaser in October 2013, they were not sold in the secondary market for residential mortgage loans.

	Allowance for Loan Losses - The allowance for credit losses consists of the allowance for loan losses and the reserve for unfunded lending commitments. The allowance for loan losses represents management’s estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction to loans. Reserves for unfunded lending commitments represents management’s estimate of losses inherent in its unfunded loan commitments and is recorded in other liabilities on the consolidated statement of financial condition. The allowance for loan losses (“ALLL”) is increased by the provision for loan losses and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged-off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. Non-residential consumer loans are generally charged off no later than when they become 120 days past due on a contractual basis or earlier in the event of the borrower’s bankruptcy or if there is an amount deemed uncollectible. Because all identified losses are immediately charged off, no portion of the allowance for loan losses is restricted to any individual loan or groups of loans, and the entire allowance is available to absorb any and all loan losses.


	The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably estimated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, the composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available.

	The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class that are not considered impaired. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, as adjusted for qualitative factors. These qualitative risk factors include:

	1	Lending policies and procedures, including underwriting standards and collection, charge-off, and recovery practices.
	2	National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans.
	3	The nature and volume of the loan portfolio and terms of loans.
	4	The experience, ability, and depth of lending management and staff.
	5	The volume and severity of past due, classified and nonaccrual loans as well as loan modifications.
	6	The quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors.
	7	The existence and effect of any concentrations of credit and changes in the level of such concentrations.
	8	The value of underlying collateral.

	The qualitative factors are applied to the historical loss rates for each class of loan. In addition, while not reported as a separate factor, changes in the value of underlying collateral (for regional property values) for collateral dependent loans is considered and addressed within the economic trends factor. A quarterly calculation is made adjusting the reserve allocation for each factor within a risk weighted range as it relates to each particular loan type, collateral type and risk rating within each segment. Data is gathered and evaluated through internal, regulatory, and government sources quarterly for each factor.

	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.

	In addition, the allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial and consumer loans. Credit quality risk ratings include categories of “pass,” “special mention,” “substandard” and “doubtful.” Assets classified as “Pass” are those protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Assets which do not currently expose the insured institution to sufficient risk to warrant classification as substandard or doubtful but possess certain identified weaknesses are required to be designated “special mention.” If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. An asset is considered “substandard” if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. “Substandard” assets include those characterized by the “distinct possibility” that the insured institution will sustain “some loss” if the deficiencies are not corrected. Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.”

	Residential Lending. Residential mortgage originations are secured primarily by properties located in the Company’s primary market area and surrounding areas. We currently originate fixed-rate, fully amortizing mortgage loans with maturities of 15 to 30 years. We also offer adjustable rate mortgage (“ARM”) loans where the interest rate either adjusts on an annual basis or is fixed for the initial one, three, five or seven years and then adjusts annually.

	We underwrite one- to four-family residential mortgage loans with loan-to-value ratios of up to 95%, provided that the borrower obtains private mortgage insurance on loans that exceed 80% of the appraised value or sales price, whichever is less, of the secured property. We also require that title insurance, hazard insurance and, if appropriate, flood insurance be maintained on all properties securing real estate loans. We require that a licensed appraiser from our list of approved appraisers perform and submit to us an appraisal on all properties secured by a first mortgage on one- to four-family first mortgage loans.

	In underwriting one- to four-family residential mortgage loans, the Company evaluates both the borrower’s ability to make monthly payments and the value of the property securing the loan. Most properties securing real estate loans made by the Company are appraised by independent fee appraisers approved by the Bank’s Board of Directors. The Company generally requires borrowers to obtain an attorney’s title opinion or title insurance, and fire and property insurance (including flood insurance, if necessary) in an amount not less than the amount of the loan. Real estate loans originated by the Company generally contain a “due on sale” clause allowing the Company to declare the unpaid principal balance due and payable upon the sale of the security property. The Company has not engaged in sub-prime residential mortgage loan originations. Our single-family residential mortgage loans generally are underwritten on terms and documentation conforming to guidelines issued by Freddie Mac and Fannie Mae.

	Construction and Development Loans. We originate construction loans for residential and, to a lesser extent, commercial uses within our market area. We generally limit construction loans to builders and developers with whom we have an established relationship, or who are otherwise known to officers of the Bank. Our construction and development loans currently in the portfolio typically have variable rates of interest tied to the prime rate which improves the interest rate sensitivity of our loan portfolio.

Construction and development loans generally are considered to involve a higher level of risk than one-to four-family residential lending, due to the concentration of principal in a limited number of loans and borrowers and the effect of economic conditions on developers, builders and projects. Additional risk is also associated with construction lending because of the inherent difficulty in estimating both a property’s value at completion and the estimated cost (including interest) to complete a project. The nature of these loans is such that they are more difficult to evaluate and monitor. In addition, speculative construction loans to a builder are not pre-sold and thus pose a greater potential risk than construction loans to individuals on their personal residences. In order to mitigate some of the risks inherent to construction lending, we inspect properties under construction, review construction progress prior to advancing funds, work with builders with whom we have established relationships, require annual updating of tax returns and other financial data of developers and obtain personal guarantees from the principals.

Commercial Lending. Commercial and multi-family real estate loans generally present a higher level of risk than loans secured by one- to four-family residences. This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by commercial and multi-family real estate is typically dependent upon the successful operation of the related real estate project. If the cash flow from the project is reduced (for example, if leases are not obtained or renewed, or a bankruptcy court modifies a lease term, or a major tenant is unable to fulfill its lease obligations), the borrower’s ability to repay the loan may be impaired.

Most of the Company’s commercial business loans have been extended to finance local and regional businesses and include short-term loans to finance machinery and equipment purchases, inventory and accounts receivable. The commercial business loans which we originated may be either a revolving line of credit or for a fixed term of generally 10 years or less. Interest rates are adjustable, indexed to a published prime rate of interest, or fixed. Generally, equipment, machinery, real property or other corporate assets secure such loans. Personal guarantees from the business principals are generally obtained as additional collateral.


Consumer Lending. The Company currently originates most of its consumer loans in its primary market area and surrounding areas. The Company originates consumer loans on both a direct and indirect basis. Consumer loans generally have higher interest rates and shorter terms than residential mortgage loans; however, they have additional credit risk due to the type of collateral securing the loan or in some case the absence of collateral. As a result of continued uncertainty in the market value of real estate and in the overall economy, we are continuing to evaluate and monitor the credit conditions of our consumer loan borrowers and the real estate values of the properties securing our second mortgage loans as part of our on-going efforts to assess the overall credit quality of the portfolio in connection with our review of the allowance for loan losses.

Consumer loans may entail greater credit risk than do residential mortgage loans, particularly in the case of consumer loans which are unsecured or are secured by rapidly depreciable assets, such as automobiles or recreational equipment. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.

Once all factor adjustments are applied, general reserve allocations for each segment are calculated, summarized and reported on the ALLL summary. ALLL final schedules, calculations and the resulting evaluation process are reviewed quarterly by the Bank’s Asset Classification Committee and the Bank’s Board of Directors.

In addition, Federal bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Based on management’s comprehensive analysis of the loan portfolio, management believes the level of the allowance for loan losses at June 30, 2014 was adequate under US GAAP.

A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.

An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral.

For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property.

For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.

Troubled Debt Restructurings - Loans whose terms are modified are classified as troubled debt restructurings (“TDRs”) if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty. Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate which is below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions. However, the Company generally only restructures loans by modifying the payment structure to interest only or by reducing the actual interest rate.


We do not accrue interest on loans that were non-accrual prior to the troubled debt restructuring until they have performed in accordance with their restructured terms for a period of at least six months. We continue to accrue interest on troubled debt restructurings which were performing in accordance with their terms prior to the restructure and continue to perform in accordance with their restructured terms. Management evaluates the ALLL with respect to TDRs under the same policy and guidelines as all other performing loans are evaluated with respect to the ALLL.

Loan Servicing - Servicing assets are recognized as separate assets when rights are acquired through purchase or through sale of financial assets. For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Capitalized servicing rights are reported in other assets and are amortized into non-interest expense in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets.

Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche. If the Company later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the allowance may be recorded as an increase to income.

Other Real Estate Owned - Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the previously established carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in other expenses from other real estate owned.

Restricted Stock - Restricted stock represents required investments in the common stock of a correspondent bank and is carried at cost. As of June 30, 2014 and September 30, 2013, restricted stock consisted solely of the common stock of the Federal Home Loan Bank of Pittsburgh (“FHLB”).

Management’s evaluation and determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of an investment’s cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB.

Property and Equipment - Property and equipment are carried at cost. Depreciation is computed using the straight-line and accelerated methods over estimated useful lives ranging from 3 to 39 years beginning when assets are placed in service. When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts and any gain or loss is reflected in income for the period. The cost of maintenance and repairs is charged to income as incurred.

Transfers of Financial Assets - Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.


Bank-Owned Life Insurance - The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees. The Bank is the owner and beneficiary of the policies. This life insurance investment is carried at the cash surrender value of the underlying policies. Earnings from the increase in cash surrender value of the policies are included in other income on the statement of operations.

Advertising Costs - The Company follows the policy of charging the costs of advertising to expense as incurred.

Income Taxes - Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws and a determination of the differences between the tax and the financial reporting basis of assets and liabilities. Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities.

A valuation allowance is required to be recognized if it is “more likely than not” that a portion of the deferred tax assets will not be realized. The Company’s policy is to evaluate the deferred tax asset on a quarterly basis and record a valuation allowance for our deferred tax asset if we do not have sufficient positive evidence indicating that it is more likely than not that some or all of the deferred tax asset will be realized. The Company’s policy is to account for interest and penalties as components of income tax expense.

Commitments and Contingencies - In the ordinary course of business, the Company has entered into off-balance sheet financial instruments consisting of commitments to extend credit and standby letters of credit. Such financial instruments are recorded in the statement of financial condition when they are funded.

Segment Information - The Company has one reportable segment, “Community Banking.” All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and other borrowings and manage interest rate and credit risk. Accordingly, all significant operating decisions are based upon analysis of the Company as one segment or unit.

Comprehensive Income - Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale investment securities, are reported as a separate component of the shareholders’ equity section of the statement of financial condition, such items, along with net income, are components of comprehensive income.

Recent Accounting Pronouncements - In June 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2014-12, “Compensation—Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period.” The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Specifically, if the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. Further, the total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The Company is currently evaluating the effect that ASU 2014-12 will have on its consolidated financial statements.

In June 2014, the FASB issued ASU No. 2014-11, “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.” The amendments in the ASU require repurchase-to-maturity transactions to be recorded and accounted for as secured borrowings. Amendments to Topic 860 also require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (i.e., a repurchase financing), which will result in secured borrowing accounting for the repurchase agreement. Additionally, the amendments require an entity to disclose information on transfers accounted for as sales in transactions that are economically similar to repurchase agreements, and provide increased transparency about the types of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. The accounting amendments related to repurchase-to-maturity and repurchase financing transactions, and disclosures for certain transactions accounted for as a sale are effective for interim and annual periods beginning after December 15, 2014. The disclosures for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings are required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The Company is currently evaluating the effect that ASU 2014-11 will have on its consolidated financial statements.

In May 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606): The amendments in ASU 2014-09 supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific guidance.” The core principle of the amendments require an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides five steps to be analyzed to accomplish the core principle. The amendments are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The Company is currently evaluating the effect that ASU 2014-09 will have on its consolidated financial statements.

In January 2014, the FASB issued ASU No. 2014-04, “Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.” The amendments are intended to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (a) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure; or (b)the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required. The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2014. The adoption of this ASU is not expected to have a material impact on our financial position or results of operations. In July 2013, the FASB issued ASU No. 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.” This amendment provides that an unrecognized tax benefit, or a portion thereof, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent that a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date to settle any additional income taxes that would result from disallowance of a tax position, or the tax law does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, then the unrecognized tax benefit should be presented as a liability. The amendments in this update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	Note 3 – Earnings Per Share

	Basic earnings per common share is computed based on the weighted average number of shares outstanding reduced by unearned ESOP shares. Diluted earnings per share is computed based on the weighted average number of shares outstanding and common stock equivalents (“CSEs”) that would arise from the exercise of dilutive securities reduced by unearned ESOP shares. As of June 30, 2014 and for the three and nine months ended June 30, 2014 and 2013, the Company had not issued and did not have any outstanding CSEs and, at the present time, the Company’s capital structure has no potential dilutive securities.

	The following table sets forth the composition of the weighted average shares (denominator) used in the earnings per share computations.

		Three Months Ended June 30,						Nine Months Ended June 30,
		2014			2013			2014			2013
		(Dollars in thousands, except per share amounts)

	Net Income (Loss )	$	391		$	141		$	29		$	(33	)

	Weighted average shares outstanding		6,558,473			6,558,473			6,558,473			6,540,100
	Average unearned ESOP shares		(177,747	)		(192,147	)		(181,359	)		(195,056	)
	Weighted average shares outstanding – basic		6,380,726			6,366,326			6,377,114			6,345,044

	Income (Loss) per share – basic	$	0.06		$	0.02		$	0		$	(0.01	)

Employee_Stock_Ownership_Plan

Employee Stock Ownership Plan	9 Months Ended
Employee Stock Ownership Plan	Jun. 30, 2014
Employee Stock Ownership Plan [Abstract]	'
Employee Stock Ownership Plan	'
	Note 4 – Employee Stock Ownership Plan

	The Company established an employee stock ownership plan (“ESOP”) for substantially all of its full-time employees. Certain senior officers of the Bank have been designated as Trustees of the ESOP. Shares of the Company’s common stock purchased by the ESOP are held until released for allocation to participants. Shares released are allocated to each eligible participant based on the ratio of each such participant’s base compensation to the total base compensation of all eligible plan participants. As the unearned shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the cost of such shares, the difference is charged or credited to additional paid-in capital. During the period from May 20, 2008 to September 30, 2008, the ESOP purchased 241,178 shares of the common stock for approximately $2.6 million, an average price of $10.86 per share, which was funded by a loan from Malvern Federal Bancorp, Inc. The ESOP loan is being repaid principally from the Bank’s contributions to the ESOP. The loan, which bears an interest rate of 5%, is being repaid in quarterly installments through 2026. Shares are released to participants proportionately as the loan is repaid. During the three and nine months ended June 30, 2014, there were 3,600 and 10,800 shares, respectively, committed to be released. During the three and nine months ended June 30, 2013, there were 3,600 and 10,771 shares, respectively, committed to be released. At June 30, 2014, there were 175,965 unallocated shares and 83,253 allocated shares held by the ESOP which had an aggregate fair value of approximately $1.9 million.

Investment_Securities

Investment Securities	9 Months Ended
Investment Securities	Jun. 30, 2014
Investment Securities [Abstract]	'
Investment Securities	'
	Note 5 - Investment Securities

	At June 30, 2014 and September 30, 2013, the Company’s mortgage-backed securities consisted solely of securities backed by residential mortgage loans. The Company held no mortgage-backed securities backed by commercial mortgage loans at either date.

	Investment securities available for sale at June 30, 2014 and September 30, 2013 consisted of the following:

			30-Jun-14
			Amortized			Gross			Gross					Fair
			Cost			Unrealized			Unrealized					Value
						Gains			Losses
			(In thousands)

	U.S. government agencies		$	20,539		$	1			$	(441	)		$	20,099
	State and municipal obligations			2,548			-				(48	)			2,500
	Single issuer trust preferred security			1,000			-				(126	)			874
	Corporate debt securities			1,505			28				-				1,533
				25,592			29				(615	)			25,006
	Mortgage-backed securities:
	Federal National Mortgage Association (FNMA):
	Adjustable-rate			413			15				(1	)			427
	Fixed-rate			17,915			8				(387	)			17,536
	Federal Home Loan Mortgage Corporation (FHLMC):
	Adjustable-rate			3,691			38				-				3,729
	Fixed-rate			12,624			-				(225	)			12,399
	Collateralized mortgage obligations (CMO), fixed-rate			47,140			57				(1,309	)			45,888
				81,783			118				(1,922	)			79,979
			$	107,375		$	147			$	(2,537	)		$	104,985

			30-Sep-13
			Amortized			Gross				Gross				Fair
			Cost			Unrealized				Unrealized Losses				Value
						Gains
			(In thousands)

	U.S. government agencies		$	20,108		$	7			$	(683	)		$	19,432
	State and municipal obligations			12,381			19				(462	)			11,938
	Single issuer trust preferred security			1,000			-				(190	)			810
	Corporate debt securities			1,756			28				(2	)			1,782
				35,245			54				(1,337	)			33,962
	Mortgage-backed securities:
	Federal National Mortgage Association:
	Adjustable-rate			1,967			52				(5	)			2,014
	Fixed-rate			18,967			6				(882	)			18,091
	Federal Home Loan Mortgage Corporation:
	Adjustable-rate			5,032			11				(22	)			5,021
	Fixed-rate			13,391			-				(541	)			12,850
	Collateralized mortgage obligations, fixed-rate			54,137			122				(1,530	)			52,729
				93,494			191				(2,980	)			90,705
			$	128,739		$	245			$	(4,317	)		$	124,667


	During the first nine months of fiscal 2014, proceeds from sales of securities available for sale were $16.8 million. Gross gains of $83,000 were realized on these sales in 2014. Proceeds from sales of securities available for sale during the first nine months of fiscal 2013 were $26.4 million. Gross gains of $522,000 and gross losses of $19,000 were realized on these sales in 2013.

	The following tables summarize the aggregate investments at June 30, 2014 and September 30, 2013 that were in an unrealized loss position.

			30-Jun-14
			Less than 12 Months							More than 12 Months								Total
			Fair Value			Unrealized				Fair Value				Unrealized				Fair Value			Unrealized Losses
			Fair Value			Losses				Fair Value				Losses				Fair Value			Unrealized Losses
			(In thousands)
	Investment Securities Available
	for Sale:
	U.S. government obligations and		$	985		$	(2	)		$	18,292			$	(439	)		$	19,277		$	(441	)
agencies			$	985		$	(2	)		$	18,292			$	(439	)		$	19,277		$	(441	)
State and municipal obligations			-			-				2,500				(48	)			2,500			(48	)
Single issuer trust preferred			-			-				874				(126	)			874			(126	)
security			-			-				874				(126	)			874			(126	)
Mortgage-backed securities:
FNMA:
Adjustable-rate			104			(1	)			-				-				104			(1	)
Fixed-rate			-			-				17,443				(387	)			17,443			(387	)
FHLMC, fixed-rate			-			-				12,399				(225	)			12,399			(225	)
CMO, fixed rate			8,935			(80	)			31,254				(1,229	)			40,189			(1,309	)
		$	10,024		$	(83	)		$	82,762			$	(2,454	)		$	92,786		$	(2,537	)

		30-Sep-13
		Less than 12 Months							More than 12 Months								Total
		Fair Value			Unrealized				Fair Value				Unrealized				Fair Value			Unrealized Losses
		Fair Value			Losses				Fair Value				Losses				Fair Value			Unrealized Losses
		(In thousands)
Investment Securities Available
for Sale:
U.S. government obligations and		$	18,104		$	(683	)		$	-			$	-			$	18,104		$	(683	)
agencies		$	18,104		$	(683	)		$	-			$	-			$	18,104		$	(683	)
State and municipal obligations			10,748			(462	)			-				-				10,748			(462	)
Single issuer trust preferred			-			-				810				(190	)			810			(190	)
security			-			-				810				(190	)			810			(190	)
Corporate securities			249			(2	)			-				-				249			(2	)
Mortgage-backed securities:
FNMA:
Adjustable-rate			966			(5	)			-				-				966			(5	)
Fixed-rate			17,990			(882	)			-				-				17,990			(882	)
FHLMC:
Adjustable-rate			4			(22	)			-				-				4			(22	)
Fixed-rate			12,850			(541	)			-				-				12,850			(541	)
CMO, fixed-rate			43,271			(1,530	)			-				-				43,271			(1,530	)
		$	104,182		$	(4,127	)		$	810			$	(190	)		$	104,992		$	(4,317	)

As of June 30, 2014, the estimated fair value of the securities disclosed above was primarily dependent upon the movement in market interest rates, particularly given the negligible inherent credit risk associated with these securities. These investment securities are comprised of securities that are rated investment grade by at least one bond credit rating service. Although the fair value will fluctuate as the market interest rates move, management believes that these fair values will recover as the underlying portfolios mature and are reinvested in market rate yielding investments. As of June 30, 2014, the Company held 22 U.S. government agency securities, six tax-free municipal bonds, 64 mortgage-backed securities and one single issuer trust preferred security which were in an unrealized loss position. The Company does not intend to sell and expects that it is not more likely than not that it will be required to sell these securities until such time as the value recovers or the securities mature. Management does not believe any individual unrealized loss as of June 30, 2014 represents other-than-temporary impairment.

During the nine months ended June 30, 2014, the gross unrealized loss of the single issuer trust preferred security improved by $64,000 from an unrealized loss at September 30, 2013 of $190,000 to an unrealized loss of $126,000 as of June 30, 2014. On a quarterly basis, management will continue to monitor the performance of this security and the markets to determine the true economic value of this security.

At June 30, 2014 and September 30, 2013 the Company had no securities pledged to secure public deposits.

The amortized cost and fair value of debt securities by contractual maturity at June 30, 2014 follows:

		Available for Sale
		Amortized Cost			Fair
		Amortized Cost			Value
		(In thousands)

Within 1 year		$	-		$	-
Over 1 year through 5 years			9,961			9,896
After 5 years through 10 years			13,741			13,373
Over 10 years			1,890			1,737
			25,592			25,006
Mortgage-backed securities			81,783			79,979
		$	107,375		$	104,985

Loans_Receivable_and_Related_A

Loans Receivable and Related Allowance for Loan Losses	9 Months Ended
Loans Receivable and Related Allowance for Loan Losses	Jun. 30, 2014
Loans Receivable and Related Allowance for Loan Losses [Abstract]	'
Loans Receivable and Related Allowance for Loan Losses	'
	Note 6 - Loans Receivable and Related Allowance for Loan Losses

	Loans receivable in the Company’s portfolio (which does not include loans held for sale) consisted of the following at the dates indicated below:

			30-Jun-14				30-Sep-13
			(In thousands)

	Residential mortgage		$	235,050			$	239,900
	Construction and Development:
	Residential and commercial			7,484				6,672
	Land			1,537				2,439
	Total Construction and Development			9,021				9,111
	Commercial:
	Commercial real estate			69,788				70,571
	Multi-family			2,086				1,971
	Other			5,492				5,573
	Total Commercial			77,366				78,115
	Consumer:
	Home equity lines of credit			21,914				20,431
	Second mortgages			48,866				54,532
	Other			3,011				2,648
	Total Consumer			73,791				77,611

	Total loans			395,228				404,737

	Deferred loan costs, net			2,212				2,210
	Allowance for loan losses			(4,858	)			(5,090	)
	Total loans receivable, net		$	392,582			$	401,857


	The following tables summarize the primary classes of the allowance for loan losses, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of June 30, 2014 and September 30, 2013. Activity in the allowance is presented for the three and nine months ended June 30, 2014 and 2013 and the year ended September 30, 2013, respectively.

			Three Months Ended June 30, 2014
							Construction and								Commercial												Consumer
							Development								Commercial												Consumer
			Residential				Residential				Land				Commercial				Multi-				Other				Home				Second				Other				Unallocated				Total
			Mortgage				and								Real				family								Equity				Mortgages
							Commercial								Estate												Lines of
																											Credit
			(In thousands)
	Allowance for loan losses:
	Beginning		$	1,783			$	455			$	32			$	1,223			$	67			$	55			$	152			$	989			$	39			$	52			$	4,847
	balance		$	1,783			$	455			$	32			$	1,223			$	67			$	55			$	152			$	989			$	39			$	52			$	4,847
	Charge-offs			(43	)			-				-				-				-				-				-				(40	)			(1	)			-				(84	)
	Recoveries			1				73				-				2				-				1				1				16				1				-				95
	Provision (Recovery)			(24	)			(73	)			(6	)			(1	)			(3	)			(7	)			11				(14	)			(4	)			121				-
	Ending balance		$	1,717			$	455			$	26			$	1,224			$	64			$	49			$	164			$	951			$	35			$	173			$	4,858


			Three Months Ended June 30, 2013
							Construction and Development								Commercial												Consumer
			Residential Mortgage				Residential and Commercial				Land				Commercial				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
															Real
															Estate
			(In thousands)
	Allowance for loan losses:
	Beginning balance		$	1,431			$	723			$	9			$	2,404			$	111			$	79			$	136			$	1,361			$	7			$	41			$	6,302
	Charge-offs			(35	)			(87	)			-				(216	)			-				-				-				(40	)			(2	)			-				(380	)
	Recoveries			175				-				-				113				-				1				1				36				2				-				328
	Provision (Recovery)			(134	)			89				-				(207	)			(2	)			(5	)			(1	)			74				10				(14	)			(190	)
	Ending Balance		$	1,437			$	725			$	9			$	2,094			$	109			$	75			$	136			$	1,431			$	17			$	27			$	6,060


		Nine Months Ended June 30, 2014
						Construction and Development								Commercial												Consumer
		Residential Mortgage				Residential and Commercial				Land				Commercial				Multi-family				Other				Home				Second Mortgages				Other				Unallocated				Total
														Real												Equity
														Estate												Lines of
																										Credit
		(In thousands)

Allowance for loan losses:
Beginning balance		$	1,414			$	164			$	56			$	1,726			$	40			$	59			$	137			$	1,393			$	22			$	79			$	5,090
Charge-offs			(48	)			(37	)			-				-				-				-				(14	)			(443	)			(6	)			-				(548	)
Recoveries			13				145				-				7				-				2				1				66				2				-				236
Provision (Recovery)			338				183				(30	)			(509	)			24				(12	)			40				(65	)			17				94				80
Ending balance		$	1,717			$	455			$	26			$	1,224			$	64			$	49			$	164			$	951			$	35			$	173			$	4,858
Ending balance:		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
individually evaluated
for impairment
Ending balance:		$	1,717			$	455			$	26			$	1,224			$	64			$	49			$	164			$	951			$	35			$	173			$	4,858
collectively evaluated
for impairment

Loans receivable:
Ending balance		$	235,050			$	7,484			$	1,537			$	69,788			$	2,086			$	5,492			$	21,914			$	48,866			$	3,011							$	395,228
Ending balance:		$	1,968			$	479			$	237			$	-			$	-			$	900			$	116			$	638			$	-							$	4,338
individually evaluated for impairment		$	1,968			$	479			$	237			$	-			$	-			$	900			$	116			$	638			$	-							$	4,338
Ending balance: collectively evaluated		$	233,082			$	7,005			$	1,300			$	69,788			$	2,086			$	4,592			$	21,798			$	48,228			$	3,011							$	390,890
for impairment		$	233,082			$	7,005			$	1,300			$	69,788			$	2,086			$	4,592			$	21,798			$	48,228			$	3,011							$	390,890


		Nine Months Ended June 30, 2013
						Construction and Development								Commercial												Consumer
		Residential Mortgage				Residential and Commercial				Land				Commercial Real				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		Residential Mortgage				Residential and Commercial				Land				Estate				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		(In thousands)
Allowance for loan losses:
Beginning balance		$	1,487			$	724			$	11			$	3,493			$	10			$	226			$	160			$	1,389			$	16			$	65			$	7,581
Charge-offs			(331	)			(1,622	)			-				(771	)			-				-				-				(552	)			(7	)			-				(3,283	)
Recoveries			187				-				-				114				-				22				3				178				3				-				507
Provision			94				1,623				(2	)			(742	)			99				(173	)			(27	)			416				5				(38	)			1,255
Ending Balance		$	1,437			$	725			$	9			$	2,094			$	109			$	75			$	136			$	1,431			$	17			$	27			$	6,060
Ending balance:		$	-			$	-			$	-			$	66			$	-			$	-			$	-			$	-			$	-			$	-			$	66
individually
evaluated
for impairment
Ending balance:		$	1,437			$	725			$	9			$	2,028			$	109			$	75			$	136			$	1,431			$	17			$	27			$	5,994
collectively
evaluated for
impairment

Loans receivable:
Ending balance		$	237,670			$	15,620			$	2,990			$	84,327			$	2,111			$	6,380			$	20,320			$	56,515			$	1,761							$	427,694
Ending balance:		$	2,394			$	8,395			$	-			$	5,296			$	-			$	335			$	20			$	538			$	-							$	16,978
individually
evaluated for
impairment
Ending balance:		$	235,276			$	7,225			$	2,990			$	79,031			$	2,111			$	6,045			$	20,300			$	55,977			$	1,761							$	410,716
collectively
evaluated for
impairment


		Year Ended September 30, 2013
						Construction and Development								Commercial												Consumer
		Residential Mortgage				Residential and Commercial				Land				Commercial Real				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		Residential Mortgage				Residential and Commercial				Land				Estate				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		(In thousands)
Allowance for loan losses:
Beginning balance		$	1,487			$	724			$	11			$	3,493			$	10			$	226			$	160			$	1,389			$	16			$	65			$	7,581
Charge-offs			(994	)			(5,768	)			(99	)			(6,315	)			-				(94	)			-				(1,042	)			(9	)			-				(14,321	)
Recoveries			199				-				-				117				-				23				17				235				4				-				595
Provision			722				5,208				144				4,431				30				(96	)			(40	)			811				11				14				11,235
Ending Balance		$	1,414			$	164			$	56			$	1,726			$	40			$	59			$	137			$	1,393			$	22			$	79			$	5,090
Ending balance:		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
individually
evaluated
for impairment
Ending balance:		$	1,414			$	164			$	56			$	1,726			$	40			$	59			$	137			$	1,393			$	22			$	79			$	5,090
collectively
evaluated for
impairment

Loans receivable:
Ending balance		$	239,900			$	6,672			$	2,439			$	70,571			$	1,971			$	5,573			$	20,431			$	54,532			$	2,648							$	404,737
Ending balance:		$	1,295			$	209			$	237			$	-			$	-			$	900			$	34			$	572			$	-							$	3,247
individually
evaluated for
impairment
Ending balance:		$	238,605			$	6,463			$	2,202			$	70,571			$	1,971			$	4,673			$	20,397			$	53,960			$	2,648							$	401,490
collectively
evaluated for
impairment


The following table presents impaired loans in portfolio by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of June 30, 2014 and September 30, 2013.

		Impaired Loans With Specific								Impaired				Total Impaired Loans
		Allowance								Loans With
										No Specific
										Allowance
		Recorded				Related				Recorded				Recorded				Unpaid
		Investment				Allowance				Investment				Investment				Principal
																		Balance
		(In thousands)
June 30, 2014:
Residential mortgage		$	-			$	-			$	1,968			$	1,968			$	2,252
Construction and Development:
Residential and commercial			-				-				479				479				967
Land			-				-				237				237				336
Commercial:
Other			-				-				900				900				900
Consumer:
Home equity lines of credit			-				-				116				116				135
Second mortgages			-				-				638				638				1,016
Total impaired loans		$	-			$	-			$	4,338			$	4,338			$	5,606

September 30, 2013:
Residential mortgage		$	-			$	-			$	1,295			$	1,295			$	1,510
Construction and Development:
Residential and commercial			-				-				209				209				297
Land			-				-				237				237				337
Commercial:
Other			-				-				900				900				900
Consumer:
Home equity lines of credit			-				-				34				34				50
Second mortgages			-				-				572				572				1,101
Total impaired loans		$	-			$	-			$	3,247			$	3,247			$	4,195


The following table presents the average recorded investment in impaired loans in portfolio and related interest income recognized for the three and nine months ended June 30, 2014 and 2013.

		Three Months Ended June 30, 2014												Nine Months Ended June 30, 2014
		Average				Interest				Cash Basis				Average				Interest				Cash Basis
		Impaired				Income				Collection				Impaired				Income				Collection
		Loans				Recognized				on				Loans				Recognized				on
						on				Impaired								on				Impaired
						Impaired				Loans								Impaired				Loans
						Loans												Loans
		(In thousands)

Residential mortgage		$	2,040			$	-			$	170			$	1,788			$	-			$	212
Construction and Development:
Residential and commercial			522				5				329				685				14				1,697
Land			292				2				3				255				9				10
Commercial:
Other			900				8				7				900				22				22
Consumer:
Home equity lines of credit			161				-				99				100				-				101
Second mortgages			597				-				16				574				-				36
Total		$	4,512			$	15			$	624			$	4,302			$	45			$	2,078

		Three Months Ended June 30, 2013												Nine Months Ended June 30, 2013
		Average				Interest				Cash Basis				Average				Interest				Cash Basis
		Impaired				Income				Collection				Impaired				Income				Collection
		Loans				Recognized				on				Loans				Recognized				on
						on				Impaired								on				Impaired
						Impaired				Loans								Impaired				Loans
						Loans												Loans
		(In thousands)

Residential mortgage		$	3,131			$	5			$	12			$	3,836			$	34			$	59
Construction and Development:
Residential and commercial			9,295				59				254				5,563				59				551
Commercial:
Commercial real estate			4,797				67				404				4,842				185				571
Other			201				2				11				184				6				15
Consumer:
Home equity lines of credit			21				1				1				22				2				3
Second mortgages			574				1				1				592				2				5
Total		$	18,019			$	135			$	683			$	15,039			$	288			$	1,204


The following table presents the classes of the loan portfolio summarized by loans considered to be rated as pass and the categories of special mention, substandard and doubtful within the Company’s internal risk rating system as of June 30, 2014 and September 30, 2013.

		Pass				Special				Substandard				Doubtful				Total
		Pass				Mention				Substandard				Doubtful				Total
		(In thousands)

June 30, 2014:
Residential mortgage		$	232,944			$	138			$	1,968			$	-			$	235,050
Construction and Development:
Residential and commercial			7,005				-				479				-				7,484
Land			1,300				-				237				-				1,537
Commercial:
Commercial real estate			62,128				5,567				2,093				-				69,788
Multi-family			2,086				-				-				-				2,086
Other			3,638				954				900				-				5,492
Consumer:
Home equity lines of credit			21,798				-				116				-				21,914
Second mortgages			48,196				21				649				-				48,866
Other			2,994				17				-				-				3,011
Total		$	382,089			$	6,697			$	6,442			$	-			$	395,228

September 30, 2013:
Residential mortgage		$	238,461			$	144			$	1,295			$	-			$	239,900
Construction and Development:
Residential and commercial			5,564				159				949				-				6,672
Land			2,202				-				237				-				2,439
Commercial:
Commercial real estate			67,028				3,166				377				-				70,571
Multi-family			1,971				-				-				-				1,971
Other			4,363				310				900				-				5,573
Consumer:
Home equity lines of credit			20,397				-				34				-				20,431
Second mortgages			53,790				14				728				-				54,532
Other			2,625				23				-				-				2,648
Total		$	396,401			$	3,816			$	4,520			$	-			$	404,737


The following table presents loans that are no longer accruing interest by portfolio class.

		30-Jun-14				30-Sep-13
		(In thousands)
Non-accrual loans:
Residential mortgage		$	1,968			$	1,295
Construction and Development:
Residential and commercial			370				-
Consumer:
Home equity lines of credit			116				34
Second mortgages			638				572
Total non-accrual loans		$	3,092			$	1,901

Under the Bank’s loan policy, once a loan has been placed on non-accrual status, we do not resume interest accruals until the loan has been brought current and has maintained a current payment status for not less than six consecutive months. Interest income that would have been recognized on nonaccrual loans had they been current in accordance with their original terms was $19,000 and $283,000 for the three months ended June 30, 2014 and 2013, respectively, and was $86,000 and $585,000 for the nine months ended June 30, 2014 and 2013, respectively. There were no loans past due 90 days or more and still accruing interest at June 30, 2014 or September 30, 2013.

Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by whether a loan payment is “current,” that is, it is received from a borrower by the scheduled due date, or the length of time a scheduled payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories as of June 30, 2014 and September 30, 2013.

		Current				30-59				60-89				Greater				Total				Total Loans
						Days Past				Days Past				Than 90				Past Due				Receivable
						Due				Due				Days Past
														Due
		(In thousands)
June 30, 2014:
Residential mortgage		$	232,337			$	745			$	-			$	1,968			$	2,713			$	235,050
Construction and Development:
Residential and commercial			7,114				-				-				370				370				7,484
Land			1,537				-				-				-				-				1,537
Commercial:
Commercial real estate			69,788				-				-				-				-				69,788
Multi-family			2,086				-				-				-				-				2,086
Other			5,492				-				-				-				-				5,492
Consumer:
Home equity lines of credit			21,798				-				-				116				116				21,914
Second mortgages			47,929				299				-				638				937				48,866
Other			3,011				-				-				-				-				3,011
Total		$	391,092			$	1,044			$	-			$	3,092			$	4,136			$	395,228

September 30, 2013:
Residential mortgage		$	237,584			$	820			$	201			$	1,295			$	2,316			$	239,900
Construction and Development:
Residential and commercial			6,672				-				-				-				-				6,672
Land			2,439				-				-				-				-				2,439
Commercial:
Commercial real estate			70,416				-				155				-				155				70,571
Multi-family			1,971				-				-				-				-				1,971
Other			5,573				-				-				-				-				5,573
Consumer:
Home equity lines of credit			20,397				-				-				34				34				20,431
Second mortgages			52,698				1,022				240				572				1,834				54,532
Other			2,643				4				1				-				5				2,648
Total		$	400,393			$	1,846			$	597			$	1,901			$	4,344			$	404,737


Restructured loans deemed to be TDRs are typically the result of extension of the loan maturity date or a reduction of the interest rate of the loan to a rate that is below market, a combination of rate and maturity extension, or by other means including covenant modifications, forbearance and other concessions. However, the Company generally only restructures loans by modifying the payment structure to require payments of interest only for a specified period or by reducing the actual interest rate. Once a loan becomes a TDR, it will continue to be reported as a TDR during the term of the restructure.

The Company had six and seven loans classified as TDRs with an outstanding balance of $1.6 million and $1.3 million at June 30, 2014 and September 30, 2013, respectively. All of our TDR loans at June 30, 2014 were also classified as impaired; however, they were performing prior to the restructure and all except one loan continued to perform under their restructured terms through June 30, 2014, and, accordingly, were deemed to be performing loans at June 30, 2014 and we continued to accrue interest on such loans through such date. At June 30, 2014, one construction and development TDR loan with a balance of $370,000 was deemed a non-accruing TDR, which was also deemed impaired at June 30, 2014. At September 30, 2013, seven loans deemed TDRs with an aggregate balance of $1.3 million were classified as impaired; however, they were performing prior to the restructure and continued to perform under their restructured terms as of September 30, 2013, and, accordingly, were deemed to be performing loans at September 30, 2013 and we continued to accrue interest on such loans through such date. At September 30, 2013, none of our TDRs were deemed non-accruing TDRs. All of such loans have been classified as TDRs since we modified the payment terms and in some cases interest rate from the original agreements and allowed the borrowers, who were experiencing financial difficulty, to make interest only payments for a period of time in order to relieve some of their overall cash flow burden. Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and result in potential incremental losses. These potential incremental losses have been factored into our overall estimate of the allowance for loan losses. The level of any defaults will likely be affected by future economic conditions. A default on a troubled debt restructured loan for purposes of this disclosure occurs when the borrower is 90 days past due or a foreclosure or repossession of the applicable collateral has occurred.

The following table presents our TDR loans as of June 30, 2014 and September 30, 2013.

		Total Troubled Debt								Troubled Debt Restructured Loans
		Restructurings								That Have Defaulted on Modified
										Terms Within the Past 12 Months
		Number of				Recorded				Number of				Recorded
		Loans				Investment				Loans				Investment
		(Dollars in thousands)

At June 30, 2014:
Construction and Development:
Residential and commercial			4			$	479				1			$	370
Land			1				237				-				-
Commercial:
Other			1				900				-				-
Total			6			$	1,616				1			$	370

At September 30, 2013:
Construction and Development:
Residential and commercial			5			$	209				-			$	-
Land			1				237				-				-
Commercial:
Other			1				900				-				-
Total			7			$	1,346				-			$	-


The following table reports the performing status of TDR loans. The performing status is determined by the loan’s compliance with the modified terms.

		30-Jun-14								30-Sep-13
		Performing				Non-				Performing				Non-
		Performing				Performing				Performing				Performing
		(In thousands)

Construction and Development:
Residential and commercial		$	109			$	370			$	209			$	-
Land			237				-				237				-
Commercial:
Other			900				-				900				-
Total		$	1,246			$	370			$	1,346			$	-

The following table shows the activity in loans which were first deemed to be TDRs during the three months and nine months ended June 30, 2014 and 2013. No loans were first deemed TDRs during the three months ended June 30, 2014.

		For the Three Months Ended June 30,
		2014												2013
		Restructured During Period
		Number				Pre-				Post-				Number				Pre-Modifications				Post-
		of Loans				Modifications				Modifications				of Loans				Outstanding				Modifications
						Outstanding				Outstanding								Recorded				Outstanding
						Recorded				Recorded								Investments				Recorded
						Investments				Investments												Investments
		(Dollars in thousands)
Troubled Debt Restructurings:
Construction and Development:
Residential and commercial			-			$	-			$	-				1			$	1,074			$	1,074
Total troubled debt restructurings			-			$	-			$	-				1			$	1,074			$	1,074

		For the Nine Months Ended June 30,
		2014												2013
		Restructured During Period
		Number				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments				Number				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments
		of Loans				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments				of Loans				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments
		(Dollars in thousands)
Troubled Debt Restructurings:
Construction and Development:
Residential and commercial			1			$	437			$	437				5			$	9,408			$	9,408
Total troubled debt restructurings			1			$	437			$	437				5			$	9,408			$	9,408

Regulatory_Matters

Regulatory Matters

9 Months Ended

Jun. 30, 2014

Regulatory Matters [Abstract]

Regulatory Matters

Note 7 - Regulatory Matters

The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors.

Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of tangible and core capital (as defined in the regulations) to total adjusted tangible assets (as defined) and of risk-based capital (as defined) to risk-weighted assets (as defined).

Management believes, as of June 30, 2014, that the Bank met all capital adequacy requirements to which it was subject including individual minimum capital ratios imposed by the Office of the Comptroller of the Currency of 8.5% Tier 1 capital to adjusted total assets, 10.5% Tier 1 risk-based capital to risk-weighted assets and 12.5% total risk-based capital to risk-weighted assets.

The Bank’s actual capital amounts and ratios are also presented in the table:

To be Well Capitalized under

Actual

For Capital Adequacy Purposes

Prompt Corrective Action

Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

(Dollars in thousands)

As of June 30, 2014:

Tangible Capital (to tangible assets)

63,441

11.18

≥ 8,509

≥1.50

N/A

Core Capital (to adjusted tangible assets)

63,441

11.18

≥22,689

≥4.00

≥28,362

≥5.00

Tier 1 Capital (to risk-weighted assets)

63,441

18.71

≥13,566

≥4.00

≥20,350

≥6.00

Total Risk-Based Capital (to risk-weighted assets)

67,689

19.96

≥27,133

≥8.00

≥33,916

≥10.00

As of September 30, 2013:

Tangible Capital (to tangible assets)

64,524

10.91

≥ 8,874

≥1.50

N/A

Core Capital (to adjusted tangible assets)

64,524

10.91

≥23,664

≥4.00

≥29,580

≥5.00

Tier 1 Capital (to risk-weighted assets)

64,524

17.72

≥14,566

≥4.00

≥21,849

≥ 6.00

Total Risk-Based Capital (to risk-weighted assets)

69,084

18.97

≥29,132

≥8.00

≥36,415

≥10.00

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
Fair Value Measurements	Jun. 30, 2014
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 8 - Fair Value Measurements

	The Company follows FASB ASC Topic 820 “Fair Value Measurements,” to record fair value adjustments to certain assets and to determine fair value disclosures for the Company’s financial instruments. Investment and mortgage-backed securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans, real estate owned and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or write-downs of individual assets.

	The Company groups its assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:

	Level 1—Valuation is based upon quoted prices for identical instruments traded in active markets.

	Level 2—Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.

	Level 3—Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset.

	The Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is our policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy.

	Fair value measurements for assets where there exists limited or no observable market data and, therefore, are based primarily upon the Company’s or other third-party’s estimates, are often calculated based on the characteristics of the asset, the economic and competitive environment and other factors. Therefore, the results cannot be determined with precision and may not be realized in an actual sale or immediate settlement of the asset. Additionally, there may be inherent weaknesses in any calculation technique, and changes in the underlying assumptions used, including discount rates and estimates of future cash flows, could significantly affect the results of current or future valuations.

	FASB ASC Topic 825 “Financial Instruments” provides an option to elect fair value as an alternative measurement for selected financial assets and financial liabilities not previously recorded at fair value. The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation.


	The table below presents the balances of assets measured at fair value on a recurring basis:

			30-Jun-14
			Total				Level 1				Level 2			Level 3
			(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies		$	20,099			$	-			$	20,099		$	-
	State and municipal obligations			2,500				-				2,500			-
	Single issuer trust preferred security			874				-				874			-
	Corporate debt securities			1,533				-				1,533			-
	Total investment securities available for sale			25,006				-				25,006			-

	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate			427				-				427			-
	Fixed-rate			17,536				-				17,536			-
	FHLMC:
	Adjustable-rate			3,729				-				3,729			-
	Fixed-rate			12,399				-				12,399			-
	CMO, fixed-rate			45,888				-				45,888			-
	Total mortgage-backed securities available for sale			79,979				-				79,979			-

	Total		$	104,985			$	-			$	104,985		$	-

			30-Sep-13
			Total				Level 1				Level 2			Level 3
			(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies		$	19,432			$	-			$	19,432		$	-
	State and municipal obligations			11,938				-				11,938			-
	Single issuer trust preferred security			810				-				810			-
	Corporate debt securities			1,782				-				1,782			-
	Total investment securities available for sale			33,962				-				33,962			-

	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate			2,014				-				2,014			-
	Fixed-rate			18,091				-				18,091			-
	FHLMC:
	Adjustable-rate			5,021				-				5,021			-
	Fixed-rate			12,850				-				12,850			-
	CMO, fixed-rate			52,729				-				52,729			-
Total mortgage-backed securities available for sale			90,705				-				90,705			-

Total		$	124,667			$	-			$	124,667		$	-

The Company monitors and evaluates available data to perform fair value measurements on an ongoing basis and recognizes transfers among the levels of the fair value hierarchy as of the date of an event or a change in circumstances that affects the valuation method chosen. There were no changes at June 30, 2014 or September 30, 2013.

For assets measured at fair value on a nonrecurring basis that were still held at the end of the period, the following table provides the level of valuation assumptions used to determine each adjustment and the carrying value of the related individual assets or portfolios at June 30, 2014 and September 30, 2013:

		30-Jun-14
		Total				Level 1				Level 2			Level 3
		(In thousands)

Other real estate owned		$	1,003			$	-			$	-		$	1,003
Impaired loans			1,058				-				-			1,058
Mortgage servicing rights			506				-				506			-
Total		$	2,567			$	-			$	506		$	2,061

		30-Jun-14
		Fair Value at			Valuation Technique		Unobservable Input		Range/(Weighted
		30-Jun-14			Valuation Technique		Unobservable Input		Average)
		(Dollars in thousands)

Other real estate owned		$	1,003		Appraisal of collateral(1)		Collateral discounts(2)			0-16%/(16%)
Impaired loans(3)			1,058		Appraisal of collateral(1)		Collateral discounts(2)			1-84%/(12%)
Total		$	2,061


(1) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
(3) Includes assets directly charged-down to fair value during the year-to-date period.

		30-Sep-13
		Total				Level 1				Level 2			Level 3
		(In thousands)

Loans held for sale		$	10,367			$	10,367			$	-		$	-
Other real estate owned			2,341				-				-			2,341
Impaired loans			1,047				-				-			1,047
Mortgage servicing rights			337				-				337			-
Total		$	14,092			$	10,367			$	337		$	3,388

		30-Sep-13
		Fair Value at			Valuation Technique		Unobservable Input		Range/(Weighted
		30-Sep-13			Valuation Technique		Unobservable Input		Average)
		(Dollars in thousands)

Other real estate owned		$	2,341		Appraisal of collateral(1)		Collateral discounts(2)			14-84%/(39%)%
Impaired loans(3)			1,047		Appraisal of collateral(1)		Collateral discounts(2)			1-73%/(28%)
Total		$	3,388


(1) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
(3) Includes assets directly charged-down to fair value during the year-to-date period.


The following table shows quantitative information regarding significant techniques and inputs used at June 30, 2014 for assets measured using observable inputs (Level 2):

	Fair Value at		Valuation Technique		Observable Input		Method or Value as of
	30-Jun-14		Valuation Technique		Observable Input		30-Jun-14
	(In thousands)
Servicing rights	$506		Discounted rate		Discount rate		11.00-	Rate used through
Servicing rights	$506		Discounted rate		Discount rate		12.00%	modeling period

					Loan prepayment speeds		14.28%	Weighted-average
					Loan prepayment speeds		14.28%	CPR

					Servicing fees		0.25%	Of loan balance

					Servicing costs		6.25%	Monthly servicing
					Servicing costs		6.25%	cost per account

							$300-	Additional monthly
							$500	servicing cost per loan
								on loans more than 30
								days delinquent

The following table shows quantitative information regarding significant techniques and inputs used at September 30, 2013 for assets measured using observable inputs (Level 2):

	Fair Value at		Valuation Technique		Observable Input		Method or Value as of
	30-Sep-13		Valuation Technique		Observable Input		30-Sep-13
	(In thousands)
Servicing rights	$337		Discounted rate		Discount rate		11.00-	Rate used through
Servicing rights	$337		Discounted rate		Discount rate		12.00%	modeling period

					Loan prepayment speeds		15.58%	Weighted-average
					Loan prepayment speeds		15.58%	CPR

					Servicing fees		0.25%	Of loan balance

					Servicing costs		6.25%	Monthly servicing
					Servicing costs		6.25%	cost per account

							$150	Additional monthly
								servicing cost per loan
								on loans more than 30
								days delinquent

The following disclosure of the estimated fair value of financial instruments is made in accordance with the requirements of FASB ASC 825. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methods. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company would realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. FASB ASC 825 excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company.


The fair value estimates presented herein are based on pertinent information available to management as of June 30, 2014 and September 30, 2013. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since June 30, 2014 and September 30, 2013 and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.

The following assumptions were used to estimate the fair value of the Company’s financial instruments:

Cash and Cash Equivalents—These assets are carried at historical cost. The carrying amount is a reasonable estimate of fair value because of the relatively short time between the origination of the instrument and its expected realization.

Investment Securities—Investment and mortgage-backed securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are measured at fair value on a recurring basis. Fair value measurements for these securities are typically obtained from independent pricing services that we have engaged for this purpose. When available, we, or our independent pricing service, use quoted market prices to measure fair value. If market prices are not available, fair value measurement is based upon models that incorporate available trade, bid and other market information and for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, our independent pricing service’s applications apply available information through processes such as benchmark curves, benchmarking of like securities, sector groupings and matrix pricing to prepare evaluations. For each asset class, pricing applications and models are based on information from market sources and integrate relevant credit information. All of our securities available for sale are valued using either of the foregoing methodologies to determine fair value adjustments recorded to our financial statements. The Company had no Level 1 or Level 3 securities as of June 30, 2014 or September 30, 2013.

Loans Receivable— We do not record loans at fair value on a recurring basis. As such, valuation techniques discussed herein for loans are primarily for estimating fair value for FASB ASC 825 disclosure purposes. However, from time to time, we record nonrecurring fair value adjustments to loans to reflect partial write-downs for impairment or the full charge-off of the loan carrying value. The valuation of impaired loans is discussed below. The fair value estimate for FASB ASC 825 purposes differentiates loans based on their financial characteristics, such as product classification, loan category, pricing features and remaining maturity. Prepayment and credit loss estimates are evaluated by loan type and rate. The fair value of loans is estimated by discounting contractual cash flows using discount rates based on current industry pricing, adjusted for prepayment and credit loss estimates.

Loans Held-For-Sale—The fair values of mortgage loans originated and intended for sale in the secondary market are based on current quoted market prices. There were no loans held for sale at June 30, 2014. The loans held for sale at September 30, 2013 were sold in a bulk transaction to one purchaser in October 2013, they were not sold in the secondary market for residential mortgage loans.

Impaired Loans—Impaired loans are valued utilizing independent appraisals that rely upon quoted market prices for similar assets in active markets. These appraisals include adjustments to comparable assets based on the appraisers’ market knowledge and experience. The appraisals are adjusted downward by management, as necessary, for changes in relevant valuation factors subsequent to the appraisal date and are considered level 3 inputs.

Accrued Interest Receivable—This asset is carried at historical cost. The carrying amount is a reasonable estimate of fair value because of the relatively short time between the origination of the instrument and its expected realization.

Restricted Stock—Although restricted stock is an equity interest in the FHLB, it is carried at cost because it does not have a readily determinable fair value as its ownership is restricted and it lacks a market. The estimated fair value approximates the carrying amount.

Other Real Estate Owned—Assets acquired through foreclosure or deed in lieu of foreclosure are recorded at estimated fair value less estimated selling costs when acquired, thus establishing a new cost basis. Fair value is generally based on independent appraisals. These appraisals include adjustments to comparable assets based on the appraisers’ market knowledge and experience, and are considered level 3 inputs. When an asset is acquired, the excess of the loan balance over fair value, less estimated selling costs, is charged to the allowance for loan losses. If the estimated fair value of the asset declines, a write-down is recorded through expense. The valuation of foreclosed assets is subjective in nature and may be adjusted in the future because of, among other factors, changes in the economic conditions.

Deposits—Deposit liabilities are carried at cost. As such, valuation techniques discussed herein for deposits are primarily for estimating fair value for FASB ASC 825 disclosure purposes. The fair value of deposits is discounted based on rates available for borrowings of similar maturities. A decay rate is estimated for non-time deposits. The discount rate for non-time deposits is adjusted for servicing costs based on industry estimates.

Long-Term Borrowings—Advances from the FHLB are carried at amortized cost. However, we are required to estimate the fair value of long-term debt under FASB ASC 825. The fair value is based on the contractual cash flows discounted using rates currently offered for new notes with similar remaining maturities.

Accrued Interest Payable—This liability is carried at historical cost. The carrying amount is a reasonable estimate of fair value because of the relatively short time between the origination of the instrument and its expected realization.

Commitments to Extend Credit and Letters of Credit—The majority of the Company’s commitments to extend credit and letters of credit carry current market interest rates if converted to loans. Because commitments to extend credit and letters of credit are generally unassignable by either the Bank or the borrower, they only have value to the Company and the borrower. The estimated fair value approximates the recorded deferred fee amounts, which are not significant.

Mortgage Servicing Rights—The fair value of mortgage servicing rights is based on observable market prices when available or the present value of expected future cash flows when not available. Assumptions, such as loan default rates, costs to service, and prepayment speeds significantly affect the estimate of future cash flows. Mortgage servicing rights are carried at the lower of cost or fair value.

The carrying amount and estimated fair value of the Company’s financial instruments as of June 30, 2014 and September 30, 2013 are presented below:

		30-Jun-14
		Carrying Amount				Fair Value				Level 1			Level 2			Level 3
		(In thousands)
Financial assets:
Cash and Cash Equivalents		$	42,455			$	42,455			$	42,455		$	-		$	-
Investment securities available			104,985				104,985				-			104,985			-
for sale			104,985				104,985				-			104,985			-
Loans receivable, net			392,582				397,722				-			-			397,722
Accrued interest receivable			1,300				1,300				-			1,300			-
Restricted stock			3,495				3,495				-			3,495			-
Mortgage servicing rights			434				506				-			506			-

Financial liabilities:
Savings accounts			46,645				46,645				-			46,645			-
Checking and NOW accounts			110,754				110,754				-			110,754			-
Money market accounts			61,291				61,291				-			61,291			-
Certificates of deposit			227,346				231,866				-			231,866			-
FHLB advances			48,000				50,497				-			50,497			-
Accrued interest payable			148				148				-			148			-

		30-Sep-13
		Carrying Amount				Fair Value				Level 1			Level 2			Level 3
		(In thousands)
Financial assets:
Cash and cash equivalents		$	23,687			$	23,687			$	23,687		$	-		$	-
Investment securities available for sale			124,667				124,667				-			124,667			-
Loans receivable, net			401,857				405,802				-			-			405,802
Loans held for sale			10,367				10,367				10,367			-			-
Accrued interest receivable			1,404				1,404				-			1,404			-
Restricted stock			3,038				3,038				-			3,038			-
Mortgage servicing rights			271				337				-			337			-

Financial liabilities:
Savings accounts			42,932				42,932				-			42,932			-
Checking and NOW accounts			112,338				112,338				-			112,338			-
Money market accounts			67,372				67,372				-			67,372			-
Certificates of deposit			261,954				267,181				-			267,181			-
FHLB advances			38,000				41,281				-			41,281			-
Accrued interest payable			139				139				-			139			-

Income_Taxes

Income Taxes	9 Months Ended
Income Taxes	Jun. 30, 2014
Income Taxes [Abstract]	'
Income Taxes	'
	Note 9 – Income Taxes

	The following is reconciliation between the statutory federal income tax rate of 34% and the effective income tax rate on income before income taxes:

		Nine Months Ended June 30,
		2014			2013
		(In thousands)

	At federal statutory rate	$	-		$	(228	)
	Adjustments resulting from:
	State tax, net of federal benefit		4			-
	Tax-exempt interest		-			(57	)
	Earnings on bank-owned life insurance		-			(350	)
	Other		-			(3	)
		$	4		$	(638	)
	Effective tax rate		12.12	%		95.1	%

	Deferred income taxes at June 30, 2014 and September 30, 2013 were as follows:

		30-Jun-14			30-Sep-13
		(In thousands)
	Deferred Tax Assets:
	Unrealized loss on investments available for sale	$	813		$	1,385
	Allowance for loan losses		2,983			3,091
	Nonaccrual interest		148			87
	Write-down of real estate owned		380			573
	Alternative minimum tax (AMT) credit carryover		64			64
	Low-income housing tax credit carryover		337			337
	Supplement Employer Retirement Plan		477			435
	Charitable contributions		26			202
	Depreciation		109			150
	State net operating loss		609			1,528
	Federal net operating loss		7,407			7,046
	Other		42			112
	Total Deferred Tax Assets		13,395			15,010
	Valuation allowance for Deferred Tax Asset		(10,674	)		(12,454	)
	Total Deferred Tax Assets, Net of Valuation Allowance	$	2,721		$	2,556
	Deferred Tax Liabilities:
	Mortgage servicing rights		(146	)		(92	)
	Total Deferred Tax Liabilities		(146	)		(92	)

	Deferred Tax Assets, Net	$	2,575		$	2,464

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Jun. 30, 2014
Summary of Significant Accounting Policies [Abstract]	'
Basis of Presentation and Consolidation	'
	Basis of Presentation and Consolidation - The consolidated financial statements include the accounts of the Company and its subsidiaries, Malvern Federal Holdings, Inc., a Delaware company, and the Bank and the Bank’s subsidiaries, Strategic Asset Management Group, Inc. (“SAMG”) and Malvern Federal Investments, Inc., a Delaware company. SAMG owns 50% of Malvern Insurance Associates, LLC. Malvern Insurance Associates, LLC offers a full line of business and personal lines of insurance products.

	The accompanying unaudited consolidated financial statements were prepared in accordance with the instructions to Form 10-Q, and therefore, do not include all the information or footnotes necessary for a complete presentation of financial condition, operations, changes in shareholders’ equity, and cash flows in conformity with accounting principles generally accepted in the United States of America (“US GAAP”). However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the consolidated financial statements have been included. The results for the three and nine months ended June 30, 2014 are not necessarily indicative of the results that may be expected for the fiscal year ending September 30, 2014, or any other period. All significant intercompany transactions and balances have been eliminated. The unaudited consolidated financial statements presented herein should be read in conjunction with the audited consolidated financial statements and related notes thereto included in the Company’s Annual Report on Form 10-K for the year ended September 30, 2013.
Use of Estimates	'
	Use of Estimates - The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, other real estate owned, the valuation of deferred tax assets, the evaluation of other-than-temporary impairment of investment securities and fair value measurements.
Significant Group Concentrations of Credit Risk	'
	Significant Group Concentrations of Credit Risk - Most of the Company’s activities are with customers located within Chester and Delaware Counties, Pennsylvania. Note 5 discusses the types of investment securities that the Company invests in. Note 6 discusses the types of lending that the Company engages in. The Company does not have any significant concentrations to any one industry or customer. Although the Company has a diversified portfolio, its debtors’ ability to honor their contracts is influenced by, among other factors, the region’s economy.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents - For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from depository institutions and interest bearing deposits.

	The Company maintains cash deposits in other depository institutions that occasionally exceed the amount of deposit insurance available. Management periodically assesses the financial condition of these institutions and believes that the risk of any possible credit loss is minimal.
Investment Securities	'
	Investment Securities - Debt securities held to maturity are securities that the Company has the positive intent and the ability to hold to maturity; these securities are reported at amortized cost and adjusted for unamortized premiums and discounts. Securities held for trading are securities that are bought and held principally for the purpose of selling in the near term; these securities are reported at fair value, with unrealized gains and losses reported in current earnings. At June 30, 2014 and September 30, 2013, the Company had no investment securities classified as trading or held to maturity. Debt securities that will be held for indefinite periods of time and equity securities, including securities that may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and the yield of alternative investments, are classified as available for sale. Realized gains and losses are recorded on the trade date and are determined using the specific identification method. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of accumulated other comprehensive income (“AOCI”). Management determines the appropriate classification of investment securities at the time of purchase.

	Securities are evaluated on a quarterly basis, and more frequently when market conditions warrant such an evaluation, to determine whether declines in their value are other-than-temporary. To determine whether a loss in value is other-than-temporary, management utilizes criteria such as the reasons underlying the decline, the magnitude and duration of the decline and whether or not management intends to sell or expects that it is more likely than not that it will be required to sell the security prior to an anticipated recovery of the fair value. The term “other-than-temporary” is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not necessarily favorable, or that there is a lack of evidence to support a realizable value equal to or greater than the carrying value of the investment. Once a decline in value for a debt security is determined to be other-than-temporary, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income.
Loans Receivable	'
	Loans Receivable - The Company, through the Bank, grants mortgage, construction, commercial and consumer loans to customers. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans secured by properties located throughout Chester County, Pennsylvania and surrounding areas. The ability of the Company’s debtors to honor their contracts is dependent upon, among other factors, the real estate and general economic conditions in this area.

	Loans receivable that management has the intent and ability to hold until maturity or payoff are stated at their outstanding unpaid principal balances, net of an allowance for loan losses and any deferred fees and costs. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Company is amortizing these amounts over the contractual lives of the loans.

	The loans receivable portfolio is segmented into residential loans, construction and development loans, commercial loans and consumer loans. The residential loan segment has one class, one- to four-family first lien residential mortgage loans. The construction and development loan segment consists of the following classes: residential and commercial construction and development loans and land loans. Residential construction loans are made for the acquisition of and/or construction on a lot or lots on which a residential dwelling is to be built. Commercial construction loans are made for the purpose of acquiring, developing and constructing a commercial structure. The commercial loan segment consists of the following classes: commercial real estate loans, multi-family real estate loans, and other commercial loans, which are also generally known as commercial and industrial loans or commercial business loans. The consumer loan segment consists of the following classes: home equity lines of credit, second mortgage loans and other consumer loans, primarily unsecured consumer lines of credit.

	For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collection of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for loan losses. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments.

	In addition to originating loans, the Company purchases consumer and residential mortgage loans from brokers in our market area. Such purchases are reviewed for compliance with our underwriting criteria before they are purchased, and are generally purchased without recourse to the seller. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method.
Loans Held-For-Sale	'
	Loans Held-For-Sale - Loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value on the consolidated balance sheet. Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in noninterest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan. Servicing is retained at the Bank for loans sold in the secondary market and are placed as a mortgage servicing asset on the consolidated balance sheet (see “Loan Servicing” for more detail). There were no loans classified as held for sale as of June 30, 2014. As of September 30, 2013, there were $10.4 million in loans classified as held for sale. The loans held for sale at September 30, 2013 were sold in a bulk transaction to one purchaser in October 2013, they were not sold in the secondary market for residential mortgage loans.
Allowance for Loan Losses	'
	Allowance for Loan Losses - The allowance for credit losses consists of the allowance for loan losses and the reserve for unfunded lending commitments. The allowance for loan losses represents management’s estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction to loans. Reserves for unfunded lending commitments represents management’s estimate of losses inherent in its unfunded loan commitments and is recorded in other liabilities on the consolidated statement of financial condition. The allowance for loan losses (“ALLL”) is increased by the provision for loan losses and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged-off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. Non-residential consumer loans are generally charged off no later than when they become 120 days past due on a contractual basis or earlier in the event of the borrower’s bankruptcy or if there is an amount deemed uncollectible. Because all identified losses are immediately charged off, no portion of the allowance for loan losses is restricted to any individual loan or groups of loans, and the entire allowance is available to absorb any and all loan losses.

	The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably estimated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, the composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available.

	The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class that are not considered impaired. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, as adjusted for qualitative factors. These qualitative risk factors include:
	1	Lending policies and procedures, including underwriting standards and collection, charge-off, and recovery practices.
	2	National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans.
	3	The nature and volume of the loan portfolio and terms of loans.
	4	The experience, ability, and depth of lending management and staff.
	5	The volume and severity of past due, classified and nonaccrual loans as well as loan modifications.
	6	The quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors.
	7	The existence and effect of any concentrations of credit and changes in the level of such concentrations.
	8	The value of underlying collateral.

	The qualitative factors are applied to the historical loss rates for each class of loan. In addition, while not reported as a separate factor, changes in the value of underlying collateral (for regional property values) for collateral dependent loans is considered and addressed within the economic trends factor. A quarterly calculation is made adjusting the reserve allocation for each factor within a risk weighted range as it relates to each particular loan type, collateral type and risk rating within each segment. Data is gathered and evaluated through internal, regulatory, and government sources quarterly for each factor.

	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	In addition, the allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial and consumer loans. Credit quality risk ratings include categories of “pass,” “special mention,” “substandard” and “doubtful.” Assets classified as “Pass” are those protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Assets which do not currently expose the insured institution to sufficient risk to warrant classification as substandard or doubtful but possess certain identified weaknesses are required to be designated “special mention.” If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. An asset is considered “substandard” if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. “Substandard” assets include those characterized by the “distinct possibility” that the insured institution will sustain “some loss” if the deficiencies are not corrected. Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.”

	Residential Lending. Residential mortgage originations are secured primarily by properties located in the Company’s primary market area and surrounding areas. We currently originate fixed-rate, fully amortizing mortgage loans with maturities of 15 to 30 years. We also offer adjustable rate mortgage (“ARM”) loans where the interest rate either adjusts on an annual basis or is fixed for the initial one, three, five or seven years and then adjusts annually.

	We underwrite one- to four-family residential mortgage loans with loan-to-value ratios of up to 95%, provided that the borrower obtains private mortgage insurance on loans that exceed 80% of the appraised value or sales price, whichever is less, of the secured property. We also require that title insurance, hazard insurance and, if appropriate, flood insurance be maintained on all properties securing real estate loans. We require that a licensed appraiser from our list of approved appraisers perform and submit to us an appraisal on all properties secured by a first mortgage on one- to four-family first mortgage loans.

	In underwriting one- to four-family residential mortgage loans, the Company evaluates both the borrower’s ability to make monthly payments and the value of the property securing the loan. Most properties securing real estate loans made by the Company are appraised by independent fee appraisers approved by the Bank’s Board of Directors. The Company generally requires borrowers to obtain an attorney’s title opinion or title insurance, and fire and property insurance (including flood insurance, if necessary) in an amount not less than the amount of the loan. Real estate loans originated by the Company generally contain a “due on sale” clause allowing the Company to declare the unpaid principal balance due and payable upon the sale of the security property. The Company has not engaged in sub-prime residential mortgage loan originations. Our single-family residential mortgage loans generally are underwritten on terms and documentation conforming to guidelines issued by Freddie Mac and Fannie Mae.

	Construction and Development Loans. We originate construction loans for residential and, to a lesser extent, commercial uses within our market area. We generally limit construction loans to builders and developers with whom we have an established relationship, or who are otherwise known to officers of the Bank. Our construction and development loans currently in the portfolio typically have variable rates of interest tied to the prime rate which improves the interest rate sensitivity of our loan portfolio.

	Construction and development loans generally are considered to involve a higher level of risk than one-to four-family residential lending, due to the concentration of principal in a limited number of loans and borrowers and the effect of economic conditions on developers, builders and projects. Additional risk is also associated with construction lending because of the inherent difficulty in estimating both a property’s value at completion and the estimated cost (including interest) to complete a project. The nature of these loans is such that they are more difficult to evaluate and monitor. In addition, speculative construction loans to a builder are not pre-sold and thus pose a greater potential risk than construction loans to individuals on their personal residences. In order to mitigate some of the risks inherent to construction lending, we inspect properties under construction, review construction progress prior to advancing funds, work with builders with whom we have established relationships, require annual updating of tax returns and other financial data of developers and obtain personal guarantees from the principals.
	Commercial Lending. Commercial and multi-family real estate loans generally present a higher level of risk than loans secured by one- to four-family residences. This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by commercial and multi-family real estate is typically dependent upon the successful operation of the related real estate project. If the cash flow from the project is reduced (for example, if leases are not obtained or renewed, or a bankruptcy court modifies a lease term, or a major tenant is unable to fulfill its lease obligations), the borrower’s ability to repay the loan may be impaired.
	Most of the Company’s commercial business loans have been extended to finance local and regional businesses and include short-term loans to finance machinery and equipment purchases, inventory and accounts receivable. The commercial business loans which we originated may be either a revolving line of credit or for a fixed term of generally 10 years or less. Interest rates are adjustable, indexed to a published prime rate of interest, or fixed. Generally, equipment, machinery, real property or other corporate assets secure such loans. Personal guarantees from the business principals are generally obtained as additional collateral.

	Consumer Lending. The Company currently originates most of its consumer loans in its primary market area and surrounding areas. The Company originates consumer loans on both a direct and indirect basis. Consumer loans generally have higher interest rates and shorter terms than residential mortgage loans; however, they have additional credit risk due to the type of collateral securing the loan or in some case the absence of collateral. As a result of continued uncertainty in the market value of real estate and in the overall economy, we are continuing to evaluate and monitor the credit conditions of our consumer loan borrowers and the real estate values of the properties securing our second mortgage loans as part of our on-going efforts to assess the overall credit quality of the portfolio in connection with our review of the allowance for loan losses.
	Consumer loans may entail greater credit risk than do residential mortgage loans, particularly in the case of consumer loans which are unsecured or are secured by rapidly depreciable assets, such as automobiles or recreational equipment. In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.
	Once all factor adjustments are applied, general reserve allocations for each segment are calculated, summarized and reported on the ALLL summary. ALLL final schedules, calculations and the resulting evaluation process are reviewed quarterly by the Bank’s Asset Classification Committee and the Bank’s Board of Directors.
	In addition, Federal bank regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Based on management’s comprehensive analysis of the loan portfolio, management believes the level of the allowance for loan losses at June 30, 2014 was adequate under US GAAP.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed.

	An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral.

	For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property.
	For commercial and industrial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
Troubled Debt Restructurings	'
	Troubled Debt Restructurings - Loans whose terms are modified are classified as troubled debt restructurings (“TDRs”) if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty. Concessions granted under a troubled debt restructuring may be modified by means of extending the maturity date of the loan, reducing the interest rate on the loan to a rate which is below market, a combination of rate adjustments and maturity extensions, or by other means including covenant modifications, forbearances or other concessions. However, the Company generally only restructures loans by modifying the payment structure to interest only or by reducing the actual interest rate.

	We do not accrue interest on loans that were non-accrual prior to the troubled debt restructuring until they have performed in accordance with their restructured terms for a period of at least six months. We continue to accrue interest on troubled debt restructurings which were performing in accordance with their terms prior to the restructure and continue to perform in accordance with their restructured terms. Management evaluates the ALLL with respect to TDRs under the same policy and guidelines as all other performing loans are evaluated with respect to the ALLL.
Loan Servicing	'
	Loan Servicing - Servicing assets are recognized as separate assets when rights are acquired through purchase or through sale of financial assets. For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Capitalized servicing rights are reported in other assets and are amortized into non-interest expense in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets.

	Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranche. If the Company later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the allowance may be recorded as an increase to income.
Other Real Estate Owned	'
	Other Real Estate Owned - Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of the previously established carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in other expenses from other real estate owned.
Restricted Stock	'
	Restricted Stock - Restricted stock represents required investments in the common stock of a correspondent bank and is carried at cost. As of June 30, 2014 and September 30, 2013, restricted stock consisted solely of the common stock of the Federal Home Loan Bank of Pittsburgh (“FHLB”).

	Management’s evaluation and determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of an investment’s cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB.
Property and Equipment	'
	Property and Equipment - Property and equipment are carried at cost. Depreciation is computed using the straight-line and accelerated methods over estimated useful lives ranging from 3 to 39 years beginning when assets are placed in service. When assets are retired or otherwise disposed of, the cost and related accumulated depreciation are removed from the accounts and any gain or loss is reflected in income for the period. The cost of maintenance and repairs is charged to income as incurred.
Transfers of Financial Assets	'
	Transfers of Financial Assets - Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Bank-Owned Life Insurance	'
	Bank-Owned Life Insurance - The Company invests in bank owned life insurance (“BOLI”) as a source of funding for employee benefit expenses. BOLI involves the purchasing of life insurance by the Bank on a chosen group of employees. The Bank is the owner and beneficiary of the policies. This life insurance investment is carried at the cash surrender value of the underlying policies. Earnings from the increase in cash surrender value of the policies are included in other income on the statement of operations.
Advertising Costs	'
	Advertising Costs - The Company follows the policy of charging the costs of advertising to expense as incurred.
Income Taxes	'
	Income Taxes - Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws and a determination of the differences between the tax and the financial reporting basis of assets and liabilities. Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities.

	A valuation allowance is required to be recognized if it is “more likely than not” that a portion of the deferred tax assets will not be realized. The Company’s policy is to evaluate the deferred tax asset on a quarterly basis and record a valuation allowance for our deferred tax asset if we do not have sufficient positive evidence indicating that it is more likely than not that some or all of the deferred tax asset will be realized. The Company’s policy is to account for interest and penalties as components of income tax expense.
Commitments and Contingencies	'
	Commitments and Contingencies - In the ordinary course of business, the Company has entered into off-balance sheet financial instruments consisting of commitments to extend credit and standby letters of credit. Such financial instruments are recorded in the statement of financial condition when they are funded.
Segment Information	'
	Segment Information - The Company has one reportable segment, “Community Banking.” All of the Company’s activities are interrelated, and each activity is dependent and assessed based on how each of the activities of the Company supports the others. For example, lending is dependent upon the ability of the Company to fund itself with deposits and other borrowings and manage interest rate and credit risk. Accordingly, all significant operating decisions are based upon analysis of the Company as one segment or unit.
Comprehensive Income	'
	Comprehensive Income - Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale investment securities, are reported as a separate component of the shareholders’ equity section of the statement of financial condition, such items, along with net income, are components of comprehensive income.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements - In June 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2014-12, “Compensation—Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period.” The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Specifically, if the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. Further, the total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015 with early adoption permitted. The Company is currently evaluating the effect that ASU 2014-12 will have on its consolidated financial statements.

	In June 2014, the FASB issued ASU No. 2014-11, “Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.” The amendments in the ASU require repurchase-to-maturity transactions to be recorded and accounted for as secured borrowings. Amendments to Topic 860 also require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (i.e., a repurchase financing), which will result in secured borrowing accounting for the repurchase agreement. Additionally, the amendments require an entity to disclose information on transfers accounted for as sales in transactions that are economically similar to repurchase agreements, and provide increased transparency about the types of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. The accounting amendments related to repurchase-to-maturity and repurchase financing transactions, and disclosures for certain transactions accounted for as a sale are effective for interim and annual periods beginning after December 15, 2014. The disclosures for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings are required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The Company is currently evaluating the effect that ASU 2014-11 will have on its consolidated financial statements.

	In May 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606): The amendments in ASU 2014-09 supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific guidance.” The core principle of the amendments require an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance provides five steps to be analyzed to accomplish the core principle. The amendments are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The Company is currently evaluating the effect that ASU 2014-09 will have on its consolidated financial statements.

	In January 2014, the FASB issued ASU No. 2014-04, “Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.” The amendments are intended to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (a) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure; or (b)the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required. The amendments are effective for annual periods and interim periods within those annual periods beginning after December 15, 2014. The adoption of this ASU is not expected to have a material impact on our financial position or results of operations. In July 2013, the FASB issued ASU No. 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.” This amendment provides that an unrecognized tax benefit, or a portion thereof, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent that a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date to settle any additional income taxes that would result from disallowance of a tax position, or the tax law does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, then the unrecognized tax benefit should be presented as a liability. The amendments in this update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of composition of weighted average shares (denominator) used in earnings per share computations	'

		Three Months Ended June 30,						Nine Months Ended June 30,
		2014			2013			2014			2013
		(Dollars in thousands, except per share amounts)

	Net Income (Loss )	$	391		$	141		$	29		$	(33	)

	Weighted average shares outstanding		6,558,473			6,558,473			6,558,473			6,540,100
	Average unearned ESOP shares		(177,747	)		(192,147	)		(181,359	)		(195,056	)
	Weighted average shares outstanding – basic		6,380,726			6,366,326			6,377,114			6,345,044

	Income (Loss) per share – basic	$	0.06		$	0.02		$	0		$	(0.01	)

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Jun. 30, 2014
Investment Securities [Abstract]	'
Schedule of Investment securities available for sale	'

		30-Jun-14
		Amortized		Gross			Gross				Fair
		Cost		Unrealized			Unrealized				Value
				Gains			Losses
		(In thousands)

	U.S. government agencies	$	20,539	$	1			$	(441	)	$	20,099
	State and municipal obligations		2,548		-				(48	)		2,500
	Single issuer trust preferred security		1,000		-				(126	)		874
	Corporate debt securities		1,505		28				-			1,533
			25,592		29				(615	)		25,006
	Mortgage-backed securities:
	Federal National Mortgage Association (FNMA):
	Adjustable-rate		413		15				(1	)		427
	Fixed-rate		17,915		8				(387	)		17,536
	Federal Home Loan Mortgage Corporation (FHLMC):
	Adjustable-rate		3,691		38				-			3,729
	Fixed-rate		12,624		-				(225	)		12,399
	Collateralized mortgage obligations (CMO), fixed-rate		47,140		57				(1,309	)		45,888
			81,783		118				(1,922	)		79,979
		$	107,375	$	147			$	(2,537	)	$	104,985

		30-Sep-13
		Amortized		Gross				Gross			Fair
		Cost		Unrealized				Unrealized Losses			Value
				Gains
		(In thousands)

	U.S. government agencies	$	20,108	$	7			$	(683	)	$	19,432
	State and municipal obligations		12,381		19				(462	)		11,938
	Single issuer trust preferred security		1,000		-				(190	)		810
	Corporate debt securities		1,756		28				(2	)		1,782
			35,245		54				(1,337	)		33,962
	Mortgage-backed securities:
	Federal National Mortgage Association:
	Adjustable-rate		1,967		52				(5	)		2,014
	Fixed-rate		18,967		6				(882	)		18,091
	Federal Home Loan Mortgage Corporation:
	Adjustable-rate		5,032		11				(22	)		5,021
	Fixed-rate		13,391		-				(541	)		12,850
	Collateralized mortgage obligations, fixed-rate		54,137		122				(1,530	)		52,729
			93,494		191				(2,980	)		90,705
		$	128,739	$	245			$	(4,317	)	$	124,667
Schedule of aggregate investments in an unrealized loss position	'

		30-Jun-14
		Less than 12 Months						More than 12 Months						Total
		Fair Value		Unrealized				Fair Value			Unrealized			Fair Value		Unrealized Losses
		Fair Value		Losses				Fair Value			Losses			Fair Value		Unrealized Losses
		(In thousands)
	Investment Securities Available
	for Sale:
	U.S. government obligations and	$	985	$	(2	)		$	18,292		$	(439	)	$	19,277	$	(441	)
	agencies	$	985	$	(2	)		$	18,292		$	(439	)	$	19,277	$	(441	)
	State and municipal obligations		-		-				2,500			(48	)		2,500		(48	)
	Single issuer trust preferred		-		-				874			(126	)		874		(126	)
	security		-		-				874			(126	)		874		(126	)
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		104		(1	)			-			-			104		(1	)
	Fixed-rate		-		-				17,443			(387	)		17,443		(387	)
	FHLMC, fixed-rate		-		-				12,399			(225	)		12,399		(225	)
	CMO, fixed rate		8,935		(80	)			31,254			(1,229	)		40,189		(1,309	)
		$	10,024	$	(83	)		$	82,762		$	(2,454	)	$	92,786	$	(2,537	)

		30-Sep-13
		Less than 12 Months						More than 12 Months						Total
		Fair Value		Unrealized				Fair Value			Unrealized			Fair Value		Unrealized Losses
		Fair Value		Losses				Fair Value			Losses			Fair Value		Unrealized Losses
		(In thousands)
	Investment Securities Available
	for Sale:
	U.S. government obligations and	$	18,104	$	(683	)		$	-		$	-		$	18,104	$	(683	)
	agencies	$	18,104	$	(683	)		$	-		$	-		$	18,104	$	(683	)
	State and municipal obligations		10,748		(462	)			-			-			10,748		(462	)
	Single issuer trust preferred		-		-				810			(190	)		810		(190	)
	security		-		-				810			(190	)		810		(190	)
	Corporate securities		249		(2	)			-			-			249		(2	)
	Mortgage-backed securities:
	FNMA:
	Adjustable-rate		966		(5	)			-			-			966		(5	)
	Fixed-rate		17,990		(882	)			-			-			17,990		(882	)
	FHLMC:
	Adjustable-rate		4		(22	)			-			-			4		(22	)
	Fixed-rate		12,850		(541	)			-			-			12,850		(541	)
	CMO, fixed-rate		43,271		(1,530	)			-			-			43,271		(1,530	)
		$	104,182	$	(4,127	)		$	810		$	(190	)	$	104,992	$	(4,317	)
Schedule of amortized cost and fair value of debt securities by contractual maturity	'
		Available for Sale
		Amortized Cost		Fair
		Amortized Cost		Value
		(In thousands)

	Within 1 year	$	-	$	-
	Over 1 year through 5 years		9,961		9,896
	After 5 years through 10 years		13,741		13,373
	Over 10 years		1,890		1,737
			25,592		25,006
	Mortgage-backed securities		81,783		79,979
		$	107,375	$	104,985

Loans_Receivable_and_Related_A1

Loans Receivable and Related Allowance for Loan Losses (Tables)	9 Months Ended
	Jun. 30, 2014
Loans Receivable and Related Allowance for Loan Losses [Abstract]	'
Schedule of loans receivable	'
			30-Jun-14				30-Sep-13
			(In thousands)

	Residential mortgage		$	235,050			$	239,900
	Construction and Development:
	Residential and commercial			7,484				6,672
	Land			1,537				2,439
	Total Construction and Development			9,021				9,111
	Commercial:
	Commercial real estate			69,788				70,571
	Multi-family			2,086				1,971
	Other			5,492				5,573
	Total Commercial			77,366				78,115
	Consumer:
	Home equity lines of credit			21,914				20,431
	Second mortgages			48,866				54,532
	Other			3,011				2,648
	Total Consumer			73,791				77,611

	Total loans			395,228				404,737

	Deferred loan costs, net			2,212				2,210
	Allowance for loan losses			(4,858	)			(5,090	)
	Total loans receivable, net		$	392,582			$	401,857
Schedule of allowance for loan losses	'

			Three Months Ended June 30, 2014
							Construction and								Commercial												Consumer
							Development								Commercial												Consumer
			Residential				Residential				Land				Commercial				Multi-				Other				Home				Second				Other				Unallocated				Total
			Mortgage				and								Real				family								Equity				Mortgages
							Commercial								Estate												Lines of
																											Credit
			(In thousands)
	Allowance for loan losses:
	Beginning		$	1,783			$	455			$	32			$	1,223			$	67			$	55			$	152			$	989			$	39			$	52			$	4,847
	balance		$	1,783			$	455			$	32			$	1,223			$	67			$	55			$	152			$	989			$	39			$	52			$	4,847
	Charge-offs			(43	)			-				-				-				-				-				-				(40	)			(1	)			-				(84	)
	Recoveries			1				73				-				2				-				1				1				16				1				-				95
	Provision (Recovery)			(24	)			(73	)			(6	)			(1	)			(3	)			(7	)			11				(14	)			(4	)			121				-
	Ending balance		$	1,717			$	455			$	26			$	1,224			$	64			$	49			$	164			$	951			$	35			$	173			$	4,858


			Three Months Ended June 30, 2013
							Construction and Development								Commercial												Consumer
			Residential Mortgage				Residential and Commercial				Land				Commercial				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
															Real
															Estate
			(In thousands)
	Allowance for loan losses:
	Beginning balance		$	1,431			$	723			$	9			$	2,404			$	111			$	79			$	136			$	1,361			$	7			$	41			$	6,302
	Charge-offs			(35	)			(87	)			-				(216	)			-				-				-				(40	)			(2	)			-				(380	)
	Recoveries			175				-				-				113				-				1				1				36				2				-				328
	Provision (Recovery)			(134	)			89				-				(207	)			(2	)			(5	)			(1	)			74				10				(14	)			(190	)
	Ending Balance		$	1,437			$	725			$	9			$	2,094			$	109			$	75			$	136			$	1,431			$	17			$	27			$	6,060


			Nine Months Ended June 30, 2014
							Construction and Development								Commercial												Consumer
			Residential Mortgage				Residential and Commercial				Land				Commercial				Multi-family				Other				Home				Second Mortgages				Other				Unallocated				Total
															Real												Equity
															Estate												Lines of
																											Credit
			(In thousands)

	Allowance for loan losses:
	Beginning balance		$	1,414			$	164			$	56			$	1,726			$	40			$	59			$	137			$	1,393			$	22			$	79			$	5,090
	Charge-offs			(48	)			(37	)			-				-				-				-				(14	)			(443	)			(6	)			-				(548	)
	Recoveries			13				145				-				7				-				2				1				66				2				-				236
	Provision (Recovery)			338				183				(30	)			(509	)			24				(12	)			40				(65	)			17				94				80
	Ending balance		$	1,717			$	455			$	26			$	1,224			$	64			$	49			$	164			$	951			$	35			$	173			$	4,858
	Ending balance:		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
	individually evaluated
	for impairment
	Ending balance:		$	1,717			$	455			$	26			$	1,224			$	64			$	49			$	164			$	951			$	35			$	173			$	4,858
	collectively evaluated
	for impairment

	Loans receivable:
	Ending balance		$	235,050			$	7,484			$	1,537			$	69,788			$	2,086			$	5,492			$	21,914			$	48,866			$	3,011							$	395,228
	Ending balance:		$	1,968			$	479			$	237			$	-			$	-			$	900			$	116			$	638			$	-							$	4,338
	individually evaluated for impairment		$	1,968			$	479			$	237			$	-			$	-			$	900			$	116			$	638			$	-							$	4,338
	Ending balance: collectively evaluated		$	233,082			$	7,005			$	1,300			$	69,788			$	2,086			$	4,592			$	21,798			$	48,228			$	3,011							$	390,890
	for impairment		$	233,082			$	7,005			$	1,300			$	69,788			$	2,086			$	4,592			$	21,798			$	48,228			$	3,011							$	390,890


			Nine Months Ended June 30, 2013
							Construction and Development								Commercial												Consumer
		Residential Mortgage				Residential and Commercial				Land				Commercial Real				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		Residential Mortgage				Residential and Commercial				Land				Estate				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		(In thousands)
Allowance for loan losses:
Beginning balance		$	1,487			$	724			$	11			$	3,493			$	10			$	226			$	160			$	1,389			$	16			$	65			$	7,581
Charge-offs			(331	)			(1,622	)			-				(771	)			-				-				-				(552	)			(7	)			-				(3,283	)
Recoveries			187				-				-				114				-				22				3				178				3				-				507
Provision			94				1,623				(2	)			(742	)			99				(173	)			(27	)			416				5				(38	)			1,255
Ending Balance		$	1,437			$	725			$	9			$	2,094			$	109			$	75			$	136			$	1,431			$	17			$	27			$	6,060
Ending balance:		$	-			$	-			$	-			$	66			$	-			$	-			$	-			$	-			$	-			$	-			$	66
individually
evaluated
for impairment
Ending balance:		$	1,437			$	725			$	9			$	2,028			$	109			$	75			$	136			$	1,431			$	17			$	27			$	5,994
collectively
evaluated for
impairment

Loans receivable:
Ending balance		$	237,670			$	15,620			$	2,990			$	84,327			$	2,111			$	6,380			$	20,320			$	56,515			$	1,761							$	427,694
Ending balance:		$	2,394			$	8,395			$	-			$	5,296			$	-			$	335			$	20			$	538			$	-							$	16,978
individually
evaluated for
impairment
Ending balance:		$	235,276			$	7,225			$	2,990			$	79,031			$	2,111			$	6,045			$	20,300			$	55,977			$	1,761							$	410,716
collectively
evaluated for
impairment

		Year Ended September 30, 2013
						Construction and Development								Commercial												Consumer
		Residential Mortgage				Residential and Commercial				Land				Commercial Real				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		Residential Mortgage				Residential and Commercial				Land				Estate				Multi-family				Other				Home Equity Lines of Credit				Second Mortgages				Other				Unallocated				Total
		(In thousands)
Allowance for loan losses:
Beginning balance		$	1,487			$	724			$	11			$	3,493			$	10			$	226			$	160			$	1,389			$	16			$	65			$	7,581
Charge-offs			(994	)			(5,768	)			(99	)			(6,315	)			-				(94	)			-				(1,042	)			(9	)			-				(14,321	)
Recoveries			199				-				-				117				-				23				17				235				4				-				595
Provision			722				5,208				144				4,431				30				(96	)			(40	)			811				11				14				11,235
Ending Balance		$	1,414			$	164			$	56			$	1,726			$	40			$	59			$	137			$	1,393			$	22			$	79			$	5,090
Ending balance:		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-
individually
evaluated
for impairment
Ending balance:		$	1,414			$	164			$	56			$	1,726			$	40			$	59			$	137			$	1,393			$	22			$	79			$	5,090
collectively
evaluated for
impairment

Loans receivable:
Ending balance		$	239,900			$	6,672			$	2,439			$	70,571			$	1,971			$	5,573			$	20,431			$	54,532			$	2,648							$	404,737
Ending balance:		$	1,295			$	209			$	237			$	-			$	-			$	900			$	34			$	572			$	-							$	3,247
individually
evaluated for
impairment
Ending balance:		$	238,605			$	6,463			$	2,202			$	70,571			$	1,971			$	4,673			$	20,397			$	53,960			$	2,648							$	401,490
collectively
evaluated for
impairment
Schedule of impaired loans	'

			Impaired Loans With Specific								Impaired				Total Impaired Loans
			Allowance								Loans With
											No Specific
											Allowance
			Recorded				Related				Recorded				Recorded				Unpaid
			Investment				Allowance				Investment				Investment				Principal
																			Balance
			(In thousands)
	June 30, 2014:
	Residential mortgage		$	-			$	-			$	1,968			$	1,968			$	2,252
	Construction and Development:
	Residential and commercial			-				-				479				479				967
	Land			-				-				237				237				336
	Commercial:
	Other			-				-				900				900				900
	Consumer:
	Home equity lines of credit			-				-				116				116				135
	Second mortgages			-				-				638				638				1,016
	Total impaired loans		$	-			$	-			$	4,338			$	4,338			$	5,606

	September 30, 2013:
	Residential mortgage		$	-			$	-			$	1,295			$	1,295			$	1,510
	Construction and Development:
	Residential and commercial			-				-				209				209				297
	Land			-				-				237				237				337
	Commercial:
	Other			-				-				900				900				900
	Consumer:
	Home equity lines of credit			-				-				34				34				50
	Second mortgages			-				-				572				572				1,101
	Total impaired loans		$	-			$	-			$	3,247			$	3,247			$	4,195

Schedule of average recorded investment in impaired loans and related interest income recognized	'

			Three Months Ended June 30, 2014												Nine Months Ended June 30, 2014
			Average				Interest				Cash Basis				Average				Interest				Cash Basis
			Impaired				Income				Collection				Impaired				Income				Collection
			Loans				Recognized				on				Loans				Recognized				on
							on				Impaired								on				Impaired
							Impaired				Loans								Impaired				Loans
							Loans												Loans
			(In thousands)

	Residential mortgage		$	2,040			$	-			$	170			$	1,788			$	-			$	212
	Construction and Development:
	Residential and commercial			522				5				329				685				14				1,697
	Land			292				2				3				255				9				10
	Commercial:
	Other			900				8				7				900				22				22
	Consumer:
	Home equity lines of credit			161				-				99				100				-				101
	Second mortgages			597				-				16				574				-				36
	Total		$	4,512			$	15			$	624			$	4,302			$	45			$	2,078

			Three Months Ended June 30, 2013												Nine Months Ended June 30, 2013
			Average				Interest				Cash Basis				Average				Interest				Cash Basis
			Impaired				Income				Collection				Impaired				Income				Collection
			Loans				Recognized				on				Loans				Recognized				on
							on				Impaired								on				Impaired
							Impaired				Loans								Impaired				Loans
							Loans												Loans
			(In thousands)

	Residential mortgage		$	3,131			$	5			$	12			$	3,836			$	34			$	59
	Construction and Development:
	Residential and commercial			9,295				59				254				5,563				59				551
	Commercial:
	Commercial real estate			4,797				67				404				4,842				185				571
	Other			201				2				11				184				6				15
	Consumer:
	Home equity lines of credit			21				1				1				22				2				3
	Second mortgages			574				1				1				592				2				5
	Total		$	18,019			$	135			$	683			$	15,039			$	288			$	1,204

Schedule of classes of loan portfolio	'

			Pass				Special				Substandard				Doubtful				Total
			Pass				Mention				Substandard				Doubtful				Total
			(In thousands)

	June 30, 2014:
	Residential mortgage		$	232,944			$	138			$	1,968			$	-			$	235,050
	Construction and Development:
	Residential and commercial			7,005				-				479				-				7,484
	Land			1,300				-				237				-				1,537
	Commercial:
	Commercial real estate			62,128				5,567				2,093				-				69,788
	Multi-family			2,086				-				-				-				2,086
	Other			3,638				954				900				-				5,492
	Consumer:
	Home equity lines of credit			21,798				-				116				-				21,914
	Second mortgages			48,196				21				649				-				48,866
	Other			2,994				17				-				-				3,011
	Total		$	382,089			$	6,697			$	6,442			$	-			$	395,228

	September 30, 2013:
	Residential mortgage		$	238,461			$	144			$	1,295			$	-			$	239,900
	Construction and Development:
	Residential and commercial			5,564				159				949				-				6,672
	Land			2,202				-				237				-				2,439
	Commercial:
	Commercial real estate			67,028				3,166				377				-				70,571
	Multi-family			1,971				-				-				-				1,971
	Other			4,363				310				900				-				5,573
	Consumer:
	Home equity lines of credit			20,397				-				34				-				20,431
	Second mortgages			53,790				14				728				-				54,532
	Other			2,625				23				-				-				2,648
	Total		$	396,401			$	3,816			$	4,520			$	-			$	404,737

Schedule of loans that are no longer accruing interest by portfolio class	'

			30-Jun-14				30-Sep-13
			(In thousands)
	Non-accrual loans:
	Residential mortgage		$	1,968			$	1,295
	Construction and Development:
	Residential and commercial			370				-
	Consumer:
	Home equity lines of credit			116				34
	Second mortgages			638				572
	Total non-accrual loans		$	3,092			$	1,901
Schedule of classes of loan portfolio summarized by aging categories	'

			Current				30-59				60-89				Greater				Total				Total Loans
							Days Past				Days Past				Than 90				Past Due				Receivable
							Due				Due				Days Past
															Due
			(In thousands)
	June 30, 2014:
	Residential mortgage		$	232,337			$	745			$	-			$	1,968			$	2,713			$	235,050
	Construction and Development:
	Residential and commercial			7,114				-				-				370				370				7,484
	Land			1,537				-				-				-				-				1,537
	Commercial:
	Commercial real estate			69,788				-				-				-				-				69,788
	Multi-family			2,086				-				-				-				-				2,086
	Other			5,492				-				-				-				-				5,492
	Consumer:
	Home equity lines of credit			21,798				-				-				116				116				21,914
	Second mortgages			47,929				299				-				638				937				48,866
	Other			3,011				-				-				-				-				3,011
	Total		$	391,092			$	1,044			$	-			$	3,092			$	4,136			$	395,228

	September 30, 2013:
	Residential mortgage		$	237,584			$	820			$	201			$	1,295			$	2,316			$	239,900
	Construction and Development:
	Residential and commercial			6,672				-				-				-				-				6,672
	Land			2,439				-				-				-				-				2,439
	Commercial:
	Commercial real estate			70,416				-				155				-				155				70,571
	Multi-family			1,971				-				-				-				-				1,971
	Other			5,573				-				-				-				-				5,573
	Consumer:
	Home equity lines of credit			20,397				-				-				34				34				20,431
	Second mortgages			52,698				1,022				240				572				1,834				54,532
	Other			2,643				4				1				-				5				2,648
	Total		$	400,393			$	1,846			$	597			$	1,901			$	4,344			$	404,737

Schedule of TDR loans	'

			Total Troubled Debt								Troubled Debt Restructured Loans
			Restructurings								That Have Defaulted on Modified
											Terms Within the Past 12 Months
			Number of				Recorded				Number of				Recorded
			Loans				Investment				Loans				Investment
			(Dollars in thousands)

	At June 30, 2014:
	Construction and Development:
	Residential and commercial			4			$	479				1			$	370
	Land			1				237				-				-
	Commercial:
	Other			1				900				-				-
	Total			6			$	1,616				1			$	370

	At September 30, 2013:
	Construction and Development:
	Residential and commercial			5			$	209				-			$	-
	Land			1				237				-				-
	Commercial:
	Other			1				900				-				-
	Total			7			$	1,346				-			$	-

Schedule of performing status of TDR loans	'

			30-Jun-14								30-Sep-13
			Performing				Non-				Performing				Non-
			Performing				Performing				Performing				Performing
			(In thousands)

	Construction and Development:
	Residential and commercial		$	109			$	370			$	209			$	-
	Land			237				-				237				-
	Commercial:
	Other			900				-				900				-
	Total		$	1,246			$	370			$	1,346			$	-
Schedule of activity in loans which were first deemed to be TDRs	'

			For the Three Months Ended June 30,
			2014												2013
			Restructured During Period
			Number				Pre-				Post-				Number				Pre-Modifications				Post-
			of Loans				Modifications				Modifications				of Loans				Outstanding				Modifications
							Outstanding				Outstanding								Recorded				Outstanding
							Recorded				Recorded								Investments				Recorded
							Investments				Investments												Investments
			(Dollars in thousands)
	Troubled Debt Restructurings:
	Construction and Development:
	Residential and commercial			-			$	-			$	-				1			$	1,074			$	1,074
	Total troubled debt restructurings			-			$	-			$	-				1			$	1,074			$	1,074

			For the Nine Months Ended June 30,
			2014												2013
			Restructured During Period
			Number				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments				Number				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments
			of Loans				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments				of Loans				Pre-Modifications Outstanding Recorded Investments				Post-Modifications Outstanding Recorded Investments
			(Dollars in thousands)
	Troubled Debt Restructurings:
	Construction and Development:
	Residential and commercial			1			$	437			$	437				5			$	9,408			$	9,408
	Total troubled debt restructurings			1			$	437			$	437				5			$	9,408			$	9,408

Regulatory_Matters_Tables

Regulatory Matters (Tables)

9 Months Ended

Jun. 30, 2014

Regulatory Matters [Abstract]

Schedule of actual capital amounts and ratios

To be Well Capitalized under

Actual

For Capital Adequacy Purposes

Prompt Corrective Action

Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

(Dollars in thousands)

As of June 30, 2014:

Tangible Capital (to tangible assets)

63,441

11.18

≥ 8,509

≥1.50

N/A

Core Capital (to adjusted tangible assets)

63,441

11.18

≥22,689

≥4.00

≥28,362

≥5.00

Tier 1 Capital (to risk-weighted assets)

63,441

18.71

≥13,566

≥4.00

≥20,350

≥6.00

Total Risk-Based Capital (to risk-weighted assets)

67,689

19.96

≥27,133

≥8.00

≥33,916

≥10.00

As of September 30, 2013:

Tangible Capital (to tangible assets)

64,524

10.91

≥ 8,874

≥1.50

N/A

Core Capital (to adjusted tangible assets)

64,524

10.91

≥23,664

≥4.00

≥29,580

≥5.00

Tier 1 Capital (to risk-weighted assets)

64,524

17.72

≥14,566

≥4.00

≥21,849

≥ 6.00

Total Risk-Based Capital (to risk-weighted assets)

69,084

18.97

≥29,132

≥8.00

≥36,415

≥10.00

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
Fair Value Measurements (Tables)	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Schedule of balances of assets measured at fair value on a recurring basis	'

			30-Jun-14
			Total			Level 1				Level 2		Level 3
			(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies		$	20,099		$	-			$	20,099	$	-
	State and municipal obligations			2,500			-				2,500		-
	Single issuer trust preferred security			874			-				874		-
	Corporate debt securities			1,533			-				1,533		-
	Total investment securities available for sale			25,006			-				25,006		-

	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate			427			-				427		-
	Fixed-rate			17,536			-				17,536		-
	FHLMC:
	Adjustable-rate			3,729			-				3,729		-
	Fixed-rate			12,399			-				12,399		-
	CMO, fixed-rate			45,888			-				45,888		-
	Total mortgage-backed securities available for sale			79,979			-				79,979		-

	Total		$	104,985		$	-			$	104,985	$	-

			30-Sep-13
			Total			Level 1				Level 2		Level 3
			(In thousands)
	Investment securities available for sale:
	Debt securities:
	U.S. government agencies		$	19,432		$	-			$	19,432	$	-
	State and municipal obligations			11,938			-				11,938		-
	Single issuer trust preferred security			810			-				810		-
	Corporate debt securities			1,782			-				1,782		-
	Total investment securities available for sale			33,962			-				33,962		-

	Mortgage-backed securities available for sale:
	FNMA:
	Adjustable-rate			2,014			-				2,014		-
	Fixed-rate			18,091			-				18,091		-
	FHLMC:
	Adjustable-rate			5,021			-				5,021		-
	Fixed-rate			12,850			-				12,850		-
	CMO, fixed-rate			52,729			-				52,729		-
	Total mortgage-backed securities available for sale			90,705			-				90,705		-

	Total		$	124,667		$	-			$	124,667	$	-

Schedule of assets fair value on a nonrecurring basis and level of valuation assumptions	'

			30-Jun-14
			Total			Level 1				Level 2		Level 3
			(In thousands)

	Other real estate owned		$	1,003		$	-			$	-	$	1,003
	Impaired loans			1,058			-				-		1,058
	Mortgage servicing rights			506			-				506		-
	Total		$	2,567		$	-			$	506	$	2,061


			30-Sep-13
			Total			Level 1				Level 2		Level 3
			(In thousands)

	Loans held for sale		$	10,367		$	10,367			$	-	$	-
	Other real estate owned			2,341			-				-		2,341
	Impaired loans			1,047			-				-		1,047
	Mortgage servicing rights			337			-				337		-
	Total		$	14,092		$	10,367			$	337	$	3,388

Schedule of carrying amount and estimated fair value of the Company's financial instruments	'


			30-Jun-14
			Carrying Amount			Fair Value				Level 1		Level 2		Level 3
			(In thousands)
	Financial assets:
	Cash and Cash Equivalents		$	42,455		$	42,455			$	42,455	$	-	$	-
	Investment securities available			104,985			104,985				-		104,985		-
	for sale			104,985			104,985				-		104,985		-
	Loans receivable, net			392,582			397,722				-		-		397,722
	Accrued interest receivable			1,300			1,300				-		1,300		-
	Restricted stock			3,495			3,495				-		3,495		-
	Mortgage servicing rights			434			506				-		506		-

	Financial liabilities:
	Savings accounts			46,645			46,645				-		46,645		-
	Checking and NOW accounts			110,754			110,754				-		110,754		-
	Money market accounts			61,291			61,291				-		61,291		-
	Certificates of deposit			227,346			231,866				-		231,866		-
	FHLB advances			48,000			50,497				-		50,497		-
	Accrued interest payable			148			148				-		148		-

			30-Sep-13
			Carrying Amount			Fair Value				Level 1		Level 2		Level 3
			(In thousands)
	Financial assets:
	Cash and cash equivalents		$	23,687		$	23,687			$	23,687	$	-	$	-
	Investment securities available for sale			124,667			124,667				-		124,667		-
	Loans receivable, net			401,857			405,802				-		-		405,802
	Loans held for sale			10,367			10,367				10,367		-		-
	Accrued interest receivable			1,404			1,404				-		1,404		-
	Restricted stock			3,038			3,038				-		3,038		-
	Mortgage servicing rights			271			337				-		337		-

	Financial liabilities:
	Savings accounts			42,932			42,932				-		42,932		-
	Checking and NOW accounts			112,338			112,338				-		112,338		-
	Money market accounts			67,372			67,372				-		67,372		-
	Certificates of deposit			261,954			267,181				-		267,181		-
	FHLB advances			38,000			41,281				-		41,281		-
	Accrued interest payable			139			139				-		139		-

Level 2	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Schedule of quantitative information regarding significant techniques and inputs used	'
	The following table shows quantitative information regarding significant techniques and inputs used at June 30, 2014 for assets measured using observable inputs (Level 2):

		Fair Value at		Valuation Technique	Observable Input		Method or Value as of
		30-Jun-14		Valuation Technique	Observable Input		30-Jun-14
		(In thousands)
	Servicing rights	$506		Discounted rate	Discount rate		11.00-	Rate used through
	Servicing rights	$506		Discounted rate	Discount rate		12.00%	modeling period

					Loan prepayment speeds		14.28%	Weighted-average
					Loan prepayment speeds		14.28%	CPR

					Servicing fees		0.25%	Of loan balance

					Servicing costs		6.25%	Monthly servicing
					Servicing costs		6.25%	cost per account

							$300-	Additional monthly
							$500	servicing cost per loan
								on loans more than 30
								days delinquent

	The following table shows quantitative information regarding significant techniques and inputs used at September 30, 2013 for assets measured using observable inputs (Level 2):

		Fair Value at		Valuation Technique	Observable Input		Method or Value as of
		30-Sep-13		Valuation Technique	Observable Input		30-Sep-13
		(In thousands)
	Servicing rights	$337		Discounted rate	Discount rate		11.00-	Rate used through
	Servicing rights	$337		Discounted rate	Discount rate		12.00%	modeling period

					Loan prepayment speeds		15.58%	Weighted-average
					Loan prepayment speeds		15.58%	CPR

					Servicing fees		0.25%	Of loan balance

					Servicing costs		6.25%	Monthly servicing
					Servicing costs		6.25%	cost per account

							$150	Additional monthly
								servicing cost per loan
								on loans more than 30
								days delinquent

Level 3	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Schedule of quantitative information regarding significant techniques and inputs used	'

			30-Jun-14
			Fair Value at		Valuation Technique		Unobservable Input		Range/(Weighted
			30-Jun-14		Valuation Technique		Unobservable Input		Average)
			(Dollars in thousands)

	Other real estate owned		$	1,003	Appraisal of collateral(1)		Collateral discounts(2)			0-16%/(16%)
	Impaired loans(3)			1,058	Appraisal of collateral(1)		Collateral discounts(2)			1-84%/(12%)
	Total		$	2,061


	(1) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
	(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
	(3) Includes assets directly charged-down to fair value during the year-to-date period.


			30-Sep-13
			Fair Value at		Valuation Technique		Unobservable Input		Range/(Weighted
			30-Sep-13		Valuation Technique		Unobservable Input		Average)
			(Dollars in thousands)

	Other real estate owned		$	2,341	Appraisal of collateral(1)		Collateral discounts(2)			14-84%/(39%)%
	Impaired loans(3)			1,047	Appraisal of collateral(1)		Collateral discounts(2)			1-73%/(28%)
	Total		$	3,388


	(1) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
	(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
	(3) Includes assets directly charged-down to fair value during the year-to-date period.

Income_Taxes_Tables

Income Taxes (Tables)	9 Months Ended
Income Taxes (Tables)	Jun. 30, 2014
Income Taxes [Abstract]	'
Schedule of reconciliation between federal income tax at the statutory rate	'


		Nine Months Ended June 30,
		2014			2013
		(In thousands)

	At federal statutory rate	$	-		$	(228	)
	Adjustments resulting from:
	State tax, net of federal benefit		4			-
	Tax-exempt interest		-			(57	)
	Earnings on bank-owned life insurance		-			(350	)
	Other		-			(3	)
		$	4		$	(638	)
	Effective tax rate		12.12	%		95.1	%
Schedule of deferred income taxes	'

		30-Jun-14			30-Sep-13
		(In thousands)
	Deferred Tax Assets:
	Unrealized loss on investments available for sale	$	813		$	1,385
	Allowance for loan losses		2,983			3,091
	Nonaccrual interest		148			87
	Write-down of real estate owned		380			573
	Alternative minimum tax (AMT) credit carryover		64			64
	Low-income housing tax credit carryover		337			337
	Supplement Employer Retirement Plan		477			435
	Charitable contributions		26			202
	Depreciation		109			150
	State net operating loss		609			1,528
	Federal net operating loss		7,407			7,046
	Other		42			112
	Total Deferred Tax Assets		13,395			15,010
	Valuation allowance for Deferred Tax Asset		(10,674	)		(12,454	)
	Total Deferred Tax Assets, Net of Valuation Allowance	$	2,721		$	2,556
	Deferred Tax Liabilities:
	Mortgage servicing rights		(146	)		(92	)
	Total Deferred Tax Liabilities		(146	)		(92	)

	Deferred Tax Assets, Net	$	2,575		$	2,464

Organizational_Structure_and_N1

Organizational Structure and Nature of Operations (Detail Textuals) (USD $)	Jun. 30, 2014	Sep. 30, 2013	Oct. 11, 2012	Oct. 11, 2012
In Millions, except Share data, unless otherwise specified	Branch		Second-Step Conversion	Mid Tier Holding Company
				Second-Step Conversion
Organizational Structure And Nature Of Operations [Line Items]	'	'	'	'
Number of common stock issued in connection with conversion and reorganization	'	'	3,636,875	2,921,598
Common stock, par value	$0.01	$0.01	$0.01	'
Subscription price	'	'	$10	'
Common stock, value, subscriptions (in dollars)	'	'	$36.40	'
Common stock, conversion basis	'	'	'Each share of common stock of the Mid-Tier Holding Company was converted into the right to receive 1.0748 shares of common stock of the new Malvern Bancorp, Inc. in the conversion and reorganization.	'
Number of branches	7	'	'	'
Number of shares entitled to receive by public stockholders	'	'	1.0748	'

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Detail Textuals) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
	Segment	Sep. 30, 2013
Summary Of Significant Accounting Policies [Line Items]	'	'
Loans held for sale	'	$10,367
Mortgage loan, maturity description	'Fixed-rate, fully amortizing mortgage loans with maturities of 15 to 30 years. Also offer adjustable rate mortgage ("ARM") loans where the interest rate either adjusts on an annual basis or is fixed for the initial one, three, five or seven years and then adjusts annually.	'
Property and equipment, depreciation method	'straight-line and accelerated methods	'
Property and equipment, estimated useful life	'3 to 39 years	'
Number of reportable segments	1	'
Strategic Asset Management Group, Inc.	'	'
Summary Of Significant Accounting Policies [Line Items]	'	'
Investment owned, percentage	50.00%	'

Earnings_Per_Share_Composition

Earnings Per Share - Composition of weighted average shares (denominator) used in earnings per share computations (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share [Abstract]	'	'	'	'
Net Income (Loss)	$391	$141	$29	($33)
Weighted average shares outstanding	6,558,473	6,558,473	6,558,473	6,540,100
Average unearned ESOP shares	-177,747	-192,147	-181,359	-195,056
Weighted average shares outstanding - basic	6,380,726	6,366,326	6,377,114	6,345,044
Income (Loss) per share - basic (in dollars per share)	$0.06	$0.02	$0	($0.01)

Employee_Stock_Ownership_Plan_

Employee Stock Ownership Plan (Detail Textuals) (USD $)	3 Months Ended		4 Months Ended	9 Months Ended
In Millions, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2008	Jun. 30, 2014	Jun. 30, 2013
Employee Stock Ownership Plan [Abstract]	'	'	'	'	'
Employee Stock Ownership Plan (ESOP), shares purchased	'	'	241,178	'	'
Employee Stock Ownership Plan (ESOP), amount borrowed (in dollars)	'	'	$2.60	'	'
Average price of shares purchased	'	'	$10.86	'	'
Employee Stock Ownership Plan (ESOP), debt structure, direct loan, description	'	'	'The loan,which bears an interest rate of 5%, is being repaid in quarterly installments through 2026.	'	'
Committed to be released ESOP shares	3,600	3,600	'	10,800	10,771
Number of unallocated shares	175,965	'	'	175,965	'
Number of allocated shares held by the ESOP	83,253	'	'	83,253	'
Aggregate fair value of shares held by the ESOP (in dollars)	$1.90	'	'	$1.90	'

Investment_Securities_Unrealiz

Investment Securities - Unrealized Gain Loss on Investments (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$107,375	$128,739
Gross Unrealized Gains	147	245
Gross Unrealized Losses	-2,537	-4,317
Fair value	104,985	124,667
Total Available For Sale Securities Before Mortgage-Backed	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	25,592	35,245
Gross Unrealized Gains	29	54
Gross Unrealized Losses	-615	-1,337
Fair value	25,006	33,962
U.S. government agencies	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	20,539	20,108
Gross Unrealized Gains	1	7
Gross Unrealized Losses	-441	-683
Fair value	20,099	19,432
State and municipal obligations	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	2,548	12,381
Gross Unrealized Gains	'	19
Gross Unrealized Losses	-48	-462
Fair value	2,500	11,938
Single issuer trust preferred security	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	1,000	1,000
Gross Unrealized Gains	'	'
Gross Unrealized Losses	-126	-190
Fair value	874	810
Corporate debt securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	1,505	1,756
Gross Unrealized Gains	28	28
Gross Unrealized Losses	'	-2
Fair value	1,533	1,782
Mortgage Backed Securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	81,783	93,494
Gross Unrealized Gains	118	191
Gross Unrealized Losses	-1,922	-2,980
Fair value	79,979	90,705
Mortgage-backed securities: FNMA \| Adjustable-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	413	1,967
Gross Unrealized Gains	15	52
Gross Unrealized Losses	-1	-5
Fair value	427	2,014
Mortgage-backed securities: FNMA \| Fixed-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	17,915	18,967
Gross Unrealized Gains	8	6
Gross Unrealized Losses	-387	-882
Fair value	17,536	18,091
Mortgage-backed securities: FHLMC \| Adjustable-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	3,691	5,032
Gross Unrealized Gains	38	11
Gross Unrealized Losses	'	-22
Fair value	3,729	5,021
Mortgage-backed securities: FHLMC \| Fixed-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	12,624	13,391
Gross Unrealized Gains	'	'
Gross Unrealized Losses	-225	-541
Fair value	12,399	12,850
Mortgage-backed securities: CMO, fixed-rate \| Fixed-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	47,140	54,137
Gross Unrealized Gains	57	122
Gross Unrealized Losses	-1,309	-1,530
Fair value	$45,888	$52,729

Investment_Securities_Continuo

Investment Securities - Continuous Unrealized Loss Position of Available For Sale Securities (Details 1) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	$10,024	$104,182
Less than 12 Months: Unrealized Losses	-83	-4,127
More than 12 Months: Fair Value	82,762	810
More than 12 Months: Unrealized Losses	-2,454	-190
Total: Fair Value	92,786	104,992
Total: Unrealized Losses	-2,537	-4,317
U.S. government agencies	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	985	18,104
Less than 12 Months: Unrealized Losses	-2	-683
More than 12 Months: Fair Value	18,292	'
More than 12 Months: Unrealized Losses	-439	'
Total: Fair Value	19,277	18,104
Total: Unrealized Losses	-441	-683
State and municipal obligations	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	'	10,748
Less than 12 Months: Unrealized Losses	'	-462
More than 12 Months: Fair Value	2,500	'
More than 12 Months: Unrealized Losses	-48	'
Total: Fair Value	2,500	10,748
Total: Unrealized Losses	-48	-462
Single issuer trust preferred security	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	'	'
Less than 12 Months: Unrealized Losses	'	'
More than 12 Months: Fair Value	874	810
More than 12 Months: Unrealized Losses	-126	-190
Total: Fair Value	874	810
Total: Unrealized Losses	-126	-190
Corporate securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	'	249
Less than 12 Months: Unrealized Losses	'	-2
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	'	249
Total: Unrealized Losses	'	-2
Mortgage-backed securities: FNMA \| Adjustable-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	104	966
Less than 12 Months: Unrealized Losses	-1	-5
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	104	966
Total: Unrealized Losses	-1	-5
Mortgage-backed securities: FNMA \| Fixed-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	'	17,990
Less than 12 Months: Unrealized Losses	'	-882
More than 12 Months: Fair Value	17,443	'
More than 12 Months: Unrealized Losses	-387	'
Total: Fair Value	17,443	17,990
Total: Unrealized Losses	-387	-882
Mortgage-backed securities: FHLMC \| Adjustable-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	'	4
Less than 12 Months: Unrealized Losses	'	-22
More than 12 Months: Fair Value	'	'
More than 12 Months: Unrealized Losses	'	'
Total: Fair Value	'	4
Total: Unrealized Losses	'	-22
Mortgage-backed securities: FHLMC \| Fixed-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	'	12,850
Less than 12 Months: Unrealized Losses	'	-541
More than 12 Months: Fair Value	12,399	'
More than 12 Months: Unrealized Losses	-225	'
Total: Fair Value	12,399	12,850
Total: Unrealized Losses	-225	-541
Mortgage-backed securities: CMO, fixed-rate \| Fixed-rate	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months: Fair Value	8,935	43,271
Less than 12 Months: Unrealized Losses	-80	-1,530
More than 12 Months: Fair Value	31,254	'
More than 12 Months: Unrealized Losses	-1,229	'
Total: Fair Value	40,189	43,271
Total: Unrealized Losses	($1,309)	($1,530)

Investment_Securities_Amortize

Investment Securities - Amortized cost and fair value of debt securities by contractual maturity (Details 2) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Amortized Cost	'	'
Within 1 year	'	'
Over 1 year through 5 years	9,961	'
After 5 years through 10 years	13,741	'
Over 10 years	1,890	'
Amortized Cost, Total	25,592	'
Mortgage-backed securities	81,783	'
Amortized Cost	107,375	128,739
Fair Value	'	'
Within 1 year	'	'
Over 1 year through 5 years	9,896	'
After 5 years through 10 years	13,373	'
Over 10 years	1,737	'
Fair Value, Total	25,006	'
Mortgage-backed securities	79,979	'
Fair value	$104,985	$124,667

Investment_Securities_Detail_T

Investment Securities (Detail Textuals) (USD $)	9 Months Ended					9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013	Jun. 30, 2014	Jun. 30, 2014	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2014
				U.S. government agencies	State and municipal obligations	Single issuer trust preferred security	Single issuer trust preferred security	Mortgage Backed Securities
				Security	Security	Security		Security
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'	'	'	'
Proceeds from sales of investment securities available for sale	$16,751	$26,435	'	'	'	'	'	'
Available-for-sale securities, gross realized gains	83	522	'	'	'	'	'	'
Available-for-sale securities, gross realized losses	'	19	'	'	'	'	'	'
Number of securities held in an unrealized loss position	'	'	'	22	6	1	'	64
Improved gross unrealized loss	'	'	'	'	'	64	'	'
Available-for-sale securities, unrealized loss position, 12 months or longer, aggregate loss	'	'	'	'	'	126	190	'
Securities pledged to secure public deposits	$0	'	$0	'	'	'	'	'

Loans_Receivable_and_Related_A2

Loans Receivable and Related Allowance for Loan Losses - Portfolio of Loans Receivable (Details) (USD $)	Jun. 30, 2014	Mar. 30, 2014	Sep. 30, 2013	Jun. 30, 2013	Mar. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified	Jun. 30, 2014	Mar. 30, 2014	Sep. 30, 2013	Jun. 30, 2013	Mar. 30, 2013	Sep. 30, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Allowance for loan losses	($4,858)	'	($5,090)	'	'	'
Total loans receivable, net	392,582	'	401,857	'	'	'
Loans Receivable	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	395,228	'	404,737	427,694	'	'
Deferred loan costs, net	2,212	'	2,210	'	'	'
Allowance for loan losses	-4,858	-4,847	-5,090	-6,060	-6,302	-7,581
Total loans receivable, net	392,582	'	401,857	'	'	'
Loans Receivable \| Residential mortgage	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	235,050	'	239,900	237,670	'	'
Allowance for loan losses	-1,717	-1,783	-1,414	-1,437	-1,431	-1,487
Loans Receivable \| Construction and Development: Residential and commercial	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	7,484	'	6,672	15,620	'	'
Allowance for loan losses	-455	-455	-164	-725	-723	-724
Loans Receivable \| Construction and Development: Land	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	1,537	'	2,439	2,990	'	'
Allowance for loan losses	-26	-32	-56	-9	-9	-11
Loans Receivable \| Total Construction and Development	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	9,021	'	9,111	'	'	'
Loans Receivable \| Commercial: Commercial real estate	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	69,788	'	70,571	84,327	'	'
Allowance for loan losses	-1,224	-1,223	-1,726	-2,094	-2,404	-3,493
Loans Receivable \| Commercial: Multi-family	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	2,086	'	1,971	2,111	'	'
Allowance for loan losses	-64	-67	-40	-109	-111	-10
Loans Receivable \| Commercial: Other	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	5,492	'	5,573	6,380	'	'
Allowance for loan losses	-49	-55	-59	-75	-79	-226
Loans Receivable \| Total Commercial	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	77,366	'	78,115	'	'	'
Loans Receivable \| Consumer: Home equity lines of credit	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	21,914	'	20,431	20,320	'	'
Allowance for loan losses	-164	-152	-137	-136	-136	-160
Loans Receivable \| Consumer: Second mortgages	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	48,866	'	54,532	56,515	'	'
Allowance for loan losses	-951	-989	-1,393	-1,431	-1,361	-1,389
Loans Receivable \| Consumer: Other	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	3,011	'	2,648	1,761	'	'
Allowance for loan losses	-35	-39	-22	-17	-7	-16
Loans Receivable \| Total Consumer	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Total loans	$73,791	'	$77,611	'	'	'

Loans_Receivable_and_Related_A3

Loans Receivable and Related Allowance for Loan Losses - Reconciliation of allowance for loan losses (Details 1) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013	Mar. 30, 2014	Mar. 30, 2013
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	$5,090	'	'	'	'
Provision (Recovery)	'	-190	80	1,255	'	'	'
Allowance for loan losses, Ending Balance	4,858	'	4,858	'	'	'	'
Loans Receivable	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	5,090	7,581	7,581	4,847	6,302
Charge-offs	-84	-380	-548	-3,283	-14,321	'	'
Recoveries	95	328	236	507	595	'	'
Provision (Recovery)	'	-190	80	1,255	11,235	'	'
Allowance for loan losses, Ending Balance	4,858	6,060	4,858	6,060	5,090	4,847	6,302
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	66	'	66	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	4,858	5,994	4,858	5,994	5,090	'	'
Loans receivables: Ending balance	395,228	427,694	395,228	427,694	404,737	'	'
Loans receivables: Ending balance: individually evaluated for impairment	4,338	16,978	4,338	16,978	3,247	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	390,890	410,716	390,890	410,716	401,490	'	'
Loans Receivable \| Residential mortgage	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	1,414	1,487	1,487	1,783	1,431
Charge-offs	-43	-35	-48	-331	-994	'	'
Recoveries	1	175	13	187	199	'	'
Provision (Recovery)	-24	-134	338	94	722	'	'
Allowance for loan losses, Ending Balance	1,717	1,437	1,717	1,437	1,414	1,783	1,431
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	1,717	1,437	1,717	1,437	1,414	'	'
Loans receivables: Ending balance	235,050	237,670	235,050	237,670	239,900	'	'
Loans receivables: Ending balance: individually evaluated for impairment	1,968	2,394	1,968	2,394	1,295	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	233,082	235,276	233,082	235,276	238,605	'	'
Loans Receivable \| Construction and Development: Residential and Commercial	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	164	724	724	455	723
Charge-offs	'	-87	-37	-1,622	-5,768	'	'
Recoveries	73	'	145	'	'	'	'
Provision (Recovery)	-73	89	183	1,623	5,208	'	'
Allowance for loan losses, Ending Balance	455	725	455	725	164	455	723
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	455	725	455	725	164	'	'
Loans receivables: Ending balance	7,484	15,620	7,484	15,620	6,672	'	'
Loans receivables: Ending balance: individually evaluated for impairment	479	8,395	479	8,395	209	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	7,005	7,225	7,005	7,225	6,463	'	'
Loans Receivable \| Construction and Development: Land	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	56	11	11	32	9
Charge-offs	'	'	'	'	-99	'	'
Recoveries	'	'	'	'	'	'	'
Provision (Recovery)	-6	'	-30	-2	144	'	'
Allowance for loan losses, Ending Balance	26	9	26	9	56	32	9
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	26	9	26	9	56	'	'
Loans receivables: Ending balance	1,537	2,990	1,537	2,990	2,439	'	'
Loans receivables: Ending balance: individually evaluated for impairment	237	'	237	'	237	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	1,300	2,990	1,300	2,990	2,202	'	'
Loans Receivable \| Commercial: Commercial Real Estate	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	1,726	3,493	3,493	1,223	2,404
Charge-offs	'	-216	'	-771	-6,315	'	'
Recoveries	2	113	7	114	117	'	'
Provision (Recovery)	-1	-207	-509	-742	4,431	'	'
Allowance for loan losses, Ending Balance	1,224	2,094	1,224	2,094	1,726	1,223	2,404
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	66	'	66	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	1,224	2,028	1,224	2,028	1,726	'	'
Loans receivables: Ending balance	69,788	84,327	69,788	84,327	70,571	'	'
Loans receivables: Ending balance: individually evaluated for impairment	'	5,296	'	5,296	'	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	69,788	79,031	69,788	79,031	70,571	'	'
Loans Receivable \| Commercial: Multi-family	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	40	10	10	67	111
Charge-offs	'	'	'	'	'	'	'
Recoveries	'	'	'	'	'	'	'
Provision (Recovery)	-3	-2	24	99	30	'	'
Allowance for loan losses, Ending Balance	64	109	64	109	40	67	111
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	64	109	64	109	40	'	'
Loans receivables: Ending balance	2,086	2,111	2,086	2,111	1,971	'	'
Loans receivables: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	2,086	2,111	2,086	2,111	1,971	'	'
Loans Receivable \| Commercial: Other	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	59	226	226	55	79
Charge-offs	'	'	'	'	-94	'	'
Recoveries	1	1	2	22	23	'	'
Provision (Recovery)	-7	-5	-12	-173	-96	'	'
Allowance for loan losses, Ending Balance	49	75	49	75	59	55	79
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	49	75	49	75	59	'	'
Loans receivables: Ending balance	5,492	6,380	5,492	6,380	5,573	'	'
Loans receivables: Ending balance: individually evaluated for impairment	900	335	900	335	900	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	4,592	6,045	4,592	6,045	4,673	'	'
Loans Receivable \| Consumer: Home Equity Lines of Credit	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	137	160	160	152	136
Charge-offs	'	'	-14	'	'	'	'
Recoveries	1	1	1	3	17	'	'
Provision (Recovery)	11	-1	40	-27	-40	'	'
Allowance for loan losses, Ending Balance	164	136	164	136	137	152	136
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	164	136	164	136	137	'	'
Loans receivables: Ending balance	21,914	20,320	21,914	20,320	20,431	'	'
Loans receivables: Ending balance: individually evaluated for impairment	116	20	116	20	34	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	21,798	20,300	21,798	20,300	20,397	'	'
Loans Receivable \| Consumer: Second Mortgages	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	1,393	1,389	1,389	989	1,361
Charge-offs	-40	-40	-443	-552	-1,042	'	'
Recoveries	16	36	66	178	235	'	'
Provision (Recovery)	-14	74	-65	416	811	'	'
Allowance for loan losses, Ending Balance	951	1,431	951	1,431	1,393	989	1,361
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	951	1,431	951	1,431	1,393	'	'
Loans receivables: Ending balance	48,866	56,515	48,866	56,515	54,532	'	'
Loans receivables: Ending balance: individually evaluated for impairment	638	538	638	538	572	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	48,228	55,977	48,228	55,977	53,960	'	'
Loans Receivable \| Consumer: Other	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	22	16	16	39	7
Charge-offs	-1	-2	-6	-7	-9	'	'
Recoveries	1	2	2	3	4	'	'
Provision (Recovery)	-4	10	17	5	11	'	'
Allowance for loan losses, Ending Balance	35	17	35	17	22	39	7
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	35	17	35	17	22	'	'
Loans receivables: Ending balance	3,011	1,761	3,011	1,761	2,648	'	'
Loans receivables: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Loans Receivable: Ending balance: collectively evaluated for impairment	3,011	1,761	3,011	1,761	2,648	'	'
Loans Receivable \| Unallocated	'	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'	'
Allowance for loan losses, Beginning balance	'	'	79	65	65	52	41
Charge-offs	'	'	'	'	'	'	'
Recoveries	'	'	'	'	'	'	'
Provision (Recovery)	121	-14	94	-38	14	'	'
Allowance for loan losses, Ending Balance	173	27	173	27	79	52	41
Allowance for loan losses: Ending balance: individually evaluated for impairment	'	'	'	'	'	'	'
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$173	$27	$173	$27	$79	'	'

Loans_Receivable_and_Related_A4

Loans Receivable and Related Allowance for Loan Losses - Impaired loans by specific allowance and no specific allowance (Details 2) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans With Specific Allowance: Recorded Investment	'	'
Impaired Loans With Specific Allowance: Related Allowance	'	'
Impaired Loans With No Specific Allowance: Recorded Investment	4,338	3,247
Total Impaired Loans: Recorded Investment	4,338	3,247
Total Impaired Loans: Unpaid Principal Balance	5,606	4,195
Residential mortgage	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans With Specific Allowance: Recorded Investment	'	'
Impaired Loans With Specific Allowance: Related Allowance	'	'
Impaired Loans With No Specific Allowance: Recorded Investment	1,968	1,295
Total Impaired Loans: Recorded Investment	1,968	1,295
Total Impaired Loans: Unpaid Principal Balance	2,252	1,510
Construction and Development: Residential and commercial	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans With Specific Allowance: Recorded Investment	'	'
Impaired Loans With Specific Allowance: Related Allowance	'	'
Impaired Loans With No Specific Allowance: Recorded Investment	479	209
Total Impaired Loans: Recorded Investment	479	209
Total Impaired Loans: Unpaid Principal Balance	967	297
Construction and Development: Land	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans With Specific Allowance: Recorded Investment	'	'
Impaired Loans With Specific Allowance: Related Allowance	'	'
Impaired Loans With No Specific Allowance: Recorded Investment	237	237
Total Impaired Loans: Recorded Investment	237	237
Total Impaired Loans: Unpaid Principal Balance	336	337
Commercial: Other	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans With Specific Allowance: Recorded Investment	'	'
Impaired Loans With Specific Allowance: Related Allowance	'	'
Impaired Loans With No Specific Allowance: Recorded Investment	900	900
Total Impaired Loans: Recorded Investment	900	900
Total Impaired Loans: Unpaid Principal Balance	900	900
Consumer: Home equity lines of credit	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans With Specific Allowance: Recorded Investment	'	'
Impaired Loans With Specific Allowance: Related Allowance	'	'
Impaired Loans With No Specific Allowance: Recorded Investment	116	34
Total Impaired Loans: Recorded Investment	116	34
Total Impaired Loans: Unpaid Principal Balance	135	50
Consumer: Second mortgages	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans With Specific Allowance: Recorded Investment	'	'
Impaired Loans With Specific Allowance: Related Allowance	'	'
Impaired Loans With No Specific Allowance: Recorded Investment	638	572
Total Impaired Loans: Recorded Investment	638	572
Total Impaired Loans: Unpaid Principal Balance	$1,016	$1,101

Loans_Receivable_and_Related_A5

Loans Receivable and Related Allowance for Loan Losses - Average recorded investment in impaired loans and related interest income recognized (Details 3) (Loans Receivable, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	$4,512	$18,019	$4,302	$15,039
Interest Income Recognized on Impaired Loans	15	135	45	288
Cash Basis Collection on Impaired Loans	624	683	2,078	1,204
Residential mortgage	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	2,040	3,131	1,788	3,836
Interest Income Recognized on Impaired Loans	'	5	'	34
Cash Basis Collection on Impaired Loans	170	12	212	59
Construction and Development: Residential and commercial	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	522	9,295	685	5,563
Interest Income Recognized on Impaired Loans	5	59	14	59
Cash Basis Collection on Impaired Loans	329	254	1,697	551
Construction and Development: Land	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	292	'	255	'
Interest Income Recognized on Impaired Loans	2	'	9	'
Cash Basis Collection on Impaired Loans	3	'	10	'
Commercial: Commercial real estate	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	'	4,797	'	4,842
Interest Income Recognized on Impaired Loans	'	67	'	185
Cash Basis Collection on Impaired Loans	'	404	'	571
Commercial: Other	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	900	201	900	184
Interest Income Recognized on Impaired Loans	8	2	22	6
Cash Basis Collection on Impaired Loans	7	11	22	15
Consumer: Home equity lines of credit	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	161	21	100	22
Interest Income Recognized on Impaired Loans	'	1	'	2
Cash Basis Collection on Impaired Loans	99	1	101	3
Consumer: Second mortgages	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Impaired Loans	597	574	574	592
Interest Income Recognized on Impaired Loans	'	1	'	2
Cash Basis Collection on Impaired Loans	$16	$1	$36	$5

Loans_Receivable_and_Related_A6

Loans Receivable and Related Allowance for Loan Losses - Loans portfolio by credit quality indicator (Details 4) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	$395,228	$404,737	$427,694
Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	382,089	396,401	'
Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	6,697	3,816	'
Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	6,442	4,520	'
Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Residential mortgage	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	235,050	239,900	237,670
Residential mortgage \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	232,944	238,461	'
Residential mortgage \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	138	144	'
Residential mortgage \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	1,968	1,295	'
Residential mortgage \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Construction and Development: Residential and commercial	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	7,484	6,672	15,620
Construction and Development: Residential and commercial \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	7,005	5,564	'
Construction and Development: Residential and commercial \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	159	'
Construction and Development: Residential and commercial \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	479	949	'
Construction and Development: Residential and commercial \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Construction and Development: Land	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	1,537	2,439	2,990
Construction and Development: Land \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	1,300	2,202	'
Construction and Development: Land \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Construction and Development: Land \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	237	237	'
Construction and Development: Land \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Commercial real estate	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	69,788	70,571	84,327
Commercial: Commercial real estate \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	62,128	67,028	'
Commercial: Commercial real estate \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	5,567	3,166	'
Commercial: Commercial real estate \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,093	377	'
Commercial: Commercial real estate \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Multi-family	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,086	1,971	2,111
Commercial: Multi-family \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,086	1,971	'
Commercial: Multi-family \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Multi-family \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Multi-family \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Commercial: Other	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	5,492	5,573	6,380
Commercial: Other \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	3,638	4,363	'
Commercial: Other \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	954	310	'
Commercial: Other \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	900	900	'
Commercial: Other \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Home equity lines of credit	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	21,914	20,431	20,320
Consumer: Home equity lines of credit \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	21,798	20,397	'
Consumer: Home equity lines of credit \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Home equity lines of credit \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	116	34	'
Consumer: Home equity lines of credit \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Second mortgages	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	48,866	54,532	56,515
Consumer: Second mortgages \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	48,196	53,790	'
Consumer: Second mortgages \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	21	14	'
Consumer: Second mortgages \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	649	728	'
Consumer: Second mortgages \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Other	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	3,011	2,648	1,761
Consumer: Other \| Pass	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	2,994	2,625	'
Consumer: Other \| Special Mention	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	17	23	'
Consumer: Other \| Substandard	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'
Consumer: Other \| Doubtful	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans receivables	'	'	'

Loans_Receivable_and_Related_A7

Loans Receivable and Related Allowance for Loan Losses - Non accrual loans (Details 5) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	$3,092	$1,901
Residential mortgage	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	1,968	1,295
Construction and Development: Residential and commercial	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	370	'
Consumer: Home equity lines of credit	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	116	34
Consumer: Second mortgages	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Non-accrual loans	$638	$572

Loans_Receivable_and_Related_A8

Loans Receivable and Related Allowance for Loan Losses - Loan portfolio summarized by aging categories (Details 6) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	$391,092	$400,393	'
30-59 Days Past Due	1,044	1,846	'
60-89 Days Past Due	'	597	'
Greater Than 90 Days Past Due	3,092	1,901	'
Total Past Due	4,136	4,344	'
Total Loans Receivable	395,228	404,737	427,694
Residential mortgage	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	232,337	237,584	'
30-59 Days Past Due	745	820	'
60-89 Days Past Due	'	201	'
Greater Than 90 Days Past Due	1,968	1,295	'
Total Past Due	2,713	2,316	'
Total Loans Receivable	235,050	239,900	237,670
Construction and Development: Residential and commercial	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	7,114	6,672	'
30-59 Days Past Due	'	'	'
60-89 Days Past Due	'	'	'
Greater Than 90 Days Past Due	370	'	'
Total Past Due	370	'	'
Total Loans Receivable	7,484	6,672	15,620
Construction and Development: Land	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	1,537	2,439	'
30-59 Days Past Due	'	'	'
60-89 Days Past Due	'	'	'
Greater Than 90 Days Past Due	'	'	'
Total Past Due	'	'	'
Total Loans Receivable	1,537	2,439	2,990
Commercial: Commercial real estate	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	69,788	70,416	'
30-59 Days Past Due	'	'	'
60-89 Days Past Due	'	155	'
Greater Than 90 Days Past Due	'	'	'
Total Past Due	'	155	'
Total Loans Receivable	69,788	70,571	84,327
Commercial: Multi-family	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	2,086	1,971	'
30-59 Days Past Due	'	'	'
60-89 Days Past Due	'	'	'
Greater Than 90 Days Past Due	'	'	'
Total Past Due	'	'	'
Total Loans Receivable	2,086	1,971	2,111
Commercial: Other	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	5,492	5,573	'
30-59 Days Past Due	'	'	'
60-89 Days Past Due	'	'	'
Greater Than 90 Days Past Due	'	'	'
Total Past Due	'	'	'
Total Loans Receivable	5,492	5,573	6,380
Consumer: Home equity lines of credit	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	21,798	20,397	'
30-59 Days Past Due	'	'	'
60-89 Days Past Due	'	'	'
Greater Than 90 Days Past Due	116	34	'
Total Past Due	116	34	'
Total Loans Receivable	21,914	20,431	20,320
Consumer: Second mortgages	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	47,929	52,698	'
30-59 Days Past Due	299	1,022	'
60-89 Days Past Due	'	240	'
Greater Than 90 Days Past Due	638	572	'
Total Past Due	937	1,834	'
Total Loans Receivable	48,866	54,532	56,515
Consumer: Other	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current	3,011	2,643	'
30-59 Days Past Due	'	4	'
60-89 Days Past Due	'	1	'
Greater Than 90 Days Past Due	'	'	'
Total Past Due	'	5	'
Total Loans Receivable	$3,011	$2,648	$1,761

Loans_Receivable_and_Related_A9

Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructurings (Details 7) (Loans Receivable, USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	6	7
Total Troubled Debt Restructurings: Recorded Investment	$1,616	$1,346
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Number of Loans	1	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Recorded Investment	370	'
Construction and Development: Residential and commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	4	5
Total Troubled Debt Restructurings: Recorded Investment	479	209
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Number of Loans	1	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Recorded Investment	370	'
Construction and Development: Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	1	1
Total Troubled Debt Restructurings: Recorded Investment	237	237
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Number of Loans	'	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Recorded Investment	'	'
Commercial: Other	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	1	1
Total Troubled Debt Restructurings: Recorded Investment	900	900
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Number of Loans	'	'
Troubled Debt Restructured Loans That Have Defaulted on Modified Terms Within the Past 12 Months: Recorded Investment	'	'

Recovered_Sheet1

Loans Receivable and Related Allowance for Loan Losses - Troubled Debt Restructurings Performing Status (Details 8) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	$1,616	$1,346
Performing	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	1,246	1,346
Performing \| Construction and Development: Residential and commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	109	209
Performing \| Construction and Development: Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	237	237
Performing \| Commercial: Other	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	900	900
Nonperforming	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	370	'
Nonperforming \| Construction and Development: Residential and commercial	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	370	'
Nonperforming \| Construction and Development: Land	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	'
Nonperforming \| Commercial: Other	'	'
Financing Receivable, Modifications [Line Items]	'	'
Recorded Investment	'	'

Recovered_Sheet2

Loans Receivable and Related Allowance for Loan Losses - First deemed to be troubled debt restructurings during period (Details 9) (Loans Receivable, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
	Loan	Loan	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Loans	'	1	1	5
Pre-Modifications Outstanding Recorded Investments	'	$1,074	$437	$9,408
Post-Modifications Outstanding Recorded Investments	'	1,074	437	9,408
Construction and Development: Residential and commercial	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Loans	'	1	1	5
Pre-Modifications Outstanding Recorded Investments	'	1,074	437	9,408
Post-Modifications Outstanding Recorded Investments	'	$1,074	$437	$9,408

Recovered_Sheet3

Loans Receivable and Related Allowance for Loan Losses (Detail Textuals) (Loans Receivable, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Loans Receivable	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Interest income recognized on nonaccrual loans	$19	$283	$86	$585

Recovered_Sheet4

Loans Receivable and Related Allowance for Loan Losses (Detail Textuals 1) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	6	7
Total Troubled Debt Restructurings: Recorded Investment	$1,616	$1,346
Nonaccruing	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	1	'
Total Troubled Debt Restructurings: Recorded Investment	370	'
Impaired	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total Troubled Debt Restructurings: Number of Loans	1	7
Total Troubled Debt Restructurings: Recorded Investment	$370	$1,300

Regulatory_Matters_Actual_capi

Regulatory Matters - Actual capital amounts and ratios (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Regulatory Matters [Abstract]	'	'
Tangible Capital (to tangible assets): Actual Amount	$63,441	$64,524
Core Capital (to adjusted tangible assets): Actual Amount	63,441	64,524
Tier 1 Capital (to risk-weighted assets): Actual Amount	63,441	64,524
Total Risk-Based Capital (to risk-weighted assets): Actual Amount	67,689	69,084
Tangible Capital (to tangible assets): Actual Ratio	11.18%	10.91%
Core Capital (to adjusted tangible assets): Actual Ratio	11.18%	10.91%
Tier 1 Capital (to risk-weighted assets): Actual Ratio	18.71%	17.72%
Total Risk-Based Capital (to risk-weighted assets): Actual Ratio	19.96%	18.97%
Tangible Capital (to tangible assets): For Capital Adequacy Purposes Amount	8,509	8,874
Core Capital (to adjusted tangible assets): For Capital Adequacy Purposes Amount	22,689	23,664
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Amount	13,566	14,566
Total Risk-Based Capital (to risk-weighted assets): For Capital Adequacy Purposes Amount	27,133	29,132
Tangible Capital (to tangible assets): For Capital Adequacy Purposes Ratio	1.50%	1.50%
Core Capital (to adjusted tangible assets): For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	4.00%	4.00%
Total Risk-Based Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	8.00%	8.00%
Core Capital (to adjusted tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	28,362	29,580
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	20,350	21,849
Total Risk-Based Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	$33,916	$36,415
Core Capital (to adjusted tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	6.00%	6.00%
Total Risk-Based Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Regulatory_Matters_Detail_Text

Regulatory Matters (Detail Textuals)	Jun. 30, 2014	Sep. 30, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Tier 1 risk-based capital to risk-weighted assets	4.00%	4.00%
Total risk-based capital to risk-weighted assets	6.00%	6.00%
Malvern Bancorp, Inc	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Tier 1 capital to adjusted total assets	8.50%	'
Tier 1 risk-based capital to risk-weighted assets	10.50%	'
Total risk-based capital to risk-weighted assets	12.50%	'

Fair_Value_Measurements_Assets

Fair Value Measurements - Assets measured at fair value on recurring basis (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	$104,985	$124,667
Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	104,985	124,667
Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Total investment securities available for sale	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	25,006	33,962
U.S. government agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	20,099	19,432
State and municipal obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	2,500	11,938
Single issuer trust preferred security	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	874	810
Corporate debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	1,533	1,782
Mortgage Backed Securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	79,979	90,705
Mortgage-backed securities: FNMA \| Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	427	2,014
Mortgage-backed securities: FNMA \| Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	17,536	18,091
Mortgage-backed securities: FHLMC \| Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	3,729	5,021
Mortgage-backed securities: FHLMC \| Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	12,399	12,850
Mortgage-backed securities: CMO, fixed-rate \| Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	45,888	52,729
Fair Value, Measurements, Recurring	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	104,985	124,667
Fair Value, Measurements, Recurring \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	104,985	124,667
Fair Value, Measurements, Recurring \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Total investment securities available for sale	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	25,006	33,962
Fair Value, Measurements, Recurring \| Total investment securities available for sale \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Total investment securities available for sale \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	25,006	33,962
Fair Value, Measurements, Recurring \| Total investment securities available for sale \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| U.S. government agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	20,099	19,432
Fair Value, Measurements, Recurring \| U.S. government agencies \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| U.S. government agencies \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	20,099	19,432
Fair Value, Measurements, Recurring \| U.S. government agencies \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| State and municipal obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	2,500	11,938
Fair Value, Measurements, Recurring \| State and municipal obligations \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| State and municipal obligations \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	2,500	11,938
Fair Value, Measurements, Recurring \| State and municipal obligations \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Single issuer trust preferred security	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	874	810
Fair Value, Measurements, Recurring \| Single issuer trust preferred security \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Single issuer trust preferred security \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	874	810
Fair Value, Measurements, Recurring \| Single issuer trust preferred security \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Corporate debt securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	1,533	1,782
Fair Value, Measurements, Recurring \| Corporate debt securities \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Corporate debt securities \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	1,533	1,782
Fair Value, Measurements, Recurring \| Corporate debt securities \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage Backed Securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	79,979	90,705
Fair Value, Measurements, Recurring \| Mortgage Backed Securities \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage Backed Securities \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	79,979	90,705
Fair Value, Measurements, Recurring \| Mortgage Backed Securities \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	427	2,014
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Adjustable-rate \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Adjustable-rate \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	427	2,014
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Adjustable-rate \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	17,536	18,091
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Fixed-rate \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Fixed-rate \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	17,536	18,091
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FNMA \| Fixed-rate \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Adjustable-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	3,729	5,021
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Adjustable-rate \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Adjustable-rate \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	3,729	5,021
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Adjustable-rate \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	12,399	12,850
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Fixed-rate \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Fixed-rate \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	12,399	12,850
Fair Value, Measurements, Recurring \| Mortgage-backed securities: FHLMC \| Fixed-rate \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: CMO, fixed-rate \| Fixed-rate	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	45,888	52,729
Fair Value, Measurements, Recurring \| Mortgage-backed securities: CMO, fixed-rate \| Fixed-rate \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'
Fair Value, Measurements, Recurring \| Mortgage-backed securities: CMO, fixed-rate \| Fixed-rate \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	45,888	52,729
Fair Value, Measurements, Recurring \| Mortgage-backed securities: CMO, fixed-rate \| Fixed-rate \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale securities, fair value	'	'

Fair_Value_Measurements_Assets1

Fair Value Measurements - Assets measured at fair value on nonrecurring basis (Details 1) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	$2,567	$14,092
Fair Value, Measurements, Nonrecurring \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	10,367
Fair Value, Measurements, Nonrecurring \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	506	337
Fair Value, Measurements, Nonrecurring \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	2,061	3,388
Fair Value, Measurements, Nonrecurring \| Loans held for sale	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	10,367
Fair Value, Measurements, Nonrecurring \| Loans held for sale \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	10,367
Fair Value, Measurements, Nonrecurring \| Loans held for sale \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'
Fair Value, Measurements, Nonrecurring \| Loans held for sale \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'
Fair Value, Measurements, Nonrecurring \| Other real estate owned	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	1,003	2,341
Fair Value, Measurements, Nonrecurring \| Other real estate owned \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'
Fair Value, Measurements, Nonrecurring \| Other real estate owned \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'
Fair Value, Measurements, Nonrecurring \| Other real estate owned \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	1,003	2,341
Fair Value, Measurements, Nonrecurring \| Impaired loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	1,058	1,047
Fair Value, Measurements, Nonrecurring \| Impaired loans \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'
Fair Value, Measurements, Nonrecurring \| Impaired loans \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'
Fair Value, Measurements, Nonrecurring \| Impaired loans \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	1,058	1,047
Fair Value, Measurements, Nonrecurring \| Mortgage servicing rights	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	506	337
Fair Value, Measurements, Nonrecurring \| Mortgage servicing rights \| Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'
Fair Value, Measurements, Nonrecurring \| Mortgage servicing rights \| Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	506	337
Fair Value, Measurements, Nonrecurring \| Mortgage servicing rights \| Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, fair value, nonrecurring basis	'	'

Fair_Value_Measurements_Quanti

Fair Value Measurements - Quantitative information regarding significant techniques and inputs (Details 2) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	$2,567		$14,092
Fair Value, Measurements, Nonrecurring \| Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	1,003		2,341
Fair Value, Measurements, Nonrecurring \| Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	1,058		1,047
Fair Value, Measurements, Nonrecurring \| Servicing Rights	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	506		337
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3)	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	2,061		3,388
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	1,003		2,341
Valuation Technique	'Appraisal of collateral	[1]	'Appraisal of collateral	[1]
Fair value inputs, Significant assumptions	'Collateral discounts	[2]	'Collateral discounts	[2]
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	1,058		1,047
Valuation Technique	'Appraisal of collateral	[1]	'Appraisal of collateral	[1]
Fair value inputs, Significant assumptions	'Collateral discounts	[2]	'Collateral discounts	[2]
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Servicing Rights	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	'		'
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Appraisal of collateral \| Other real estate owned \| Minimum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Collateral discounts rate	0.00%		14.00%
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Appraisal of collateral \| Other real estate owned \| Maximum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Collateral discounts rate	16.00%		84.00%
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Appraisal of collateral \| Other real estate owned \| Weighted Average	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Collateral discounts weighted average rate	16.00%		39.00%
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Appraisal of collateral \| Impaired loans \| Minimum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Collateral discounts rate	1.00%	[3]	1.00%	[3]
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Appraisal of collateral \| Impaired loans \| Maximum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Collateral discounts rate	84.00%	[3]	73.00%	[3]
Fair Value, Measurements, Nonrecurring \| Unobservable Input (Level 3) \| Appraisal of collateral \| Impaired loans \| Weighted Average	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Collateral discounts rate	12.00%	[3]	28.00%	[3]
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2)	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	506		337
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Other real estate owned	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	'		'
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Impaired loans	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	'		'
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Servicing Rights	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair Value	506		337
Valuation Technique	'Discounted rate		'Discounted rate
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Servicing Rights \| Minimum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Additional monthly servicing cost per loan	300		'
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Servicing Rights \| Maximum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Additional monthly servicing cost per loan	500		'
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Discounted rate \| Servicing Rights	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Prepayment rate	14.28%		15.58%
Fair value range of inputs, Servicing fees	0.25%		0.25%
Fair value range of inputs, Servicing cost	6.25%		6.25%
Additional monthly servicing cost per loan	'		$150
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Discounted rate \| Servicing Rights \| Minimum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Discount rate	11.00%		11.00%
Fair Value, Measurements, Nonrecurring \| Observable Input (Level 2) \| Discounted rate \| Servicing Rights \| Maximum	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Fair value range of inputs, Discount rate	12.00%		12.00%

[1]	Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
[3]	Includes assets directly charged-down to fair value during the year-to-date period.

Fair_Value_Measurements_Carryi

Fair Value Measurements - Carrying amount and estimated fair value of financial instruments (Details 3) (USD $)	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Cash and Cash Equivalents, Carrying Amount	$42,455	$23,687	$67,383	$131,910
Investment securities available for sale, Carrying Amount	104,985	124,667	'	'
Loans receivable, net, Carrying Amount	392,582	401,857	'	'
Loans held for sale, Carrying Amount	'	10,367	'	'
Accrued interest receivable, Carrying Amount	1,300	1,404	'	'
Restricted stock, Carrying Amount	3,495	3,038	'	'
Mortgage servicing rights, Carrying Amount	434	271	'	'
Savings accounts, Carrying Amount	46,645	42,932	'	'
Checkings and NOW accounts, Carrying Amount	110,754	112,338	'	'
Money market accounts, Carrying Amount	61,291	67,372	'	'
Certificates of deposits, Carrying Amount	227,346	261,954	'	'
FHLB advances, Carrying Amount	48,000	38,000	'	'
Accrued interest payable, Carrying Amount	148	139	'	'
Cash and cash equivalents, Fair Value	42,455	23,687	'	'
Investment securities available for sale, Fair Value	104,985	124,667	'	'
Loans receivable, net, Fair Value	397,722	405,802	'	'
Loans held for sale, Fair Value	'	10,367	'	'
Accrued interest receivable, Fair Value	1,300	1,404	'	'
Restricted stock, Fair Value	3,495	3,038	'	'
Mortgage servicing rights, Fair Value	506	337	'	'
Savings accounts, Fair Value	46,645	42,932	'	'
Checking and NOW accounts, Fair Value	110,754	112,338	'	'
Money market accounts, Fair Value	61,291	67,372	'	'
Certificates of deposit, Fair Value	231,866	267,181	'	'
FHLB advances, Fair Value	50,497	41,281	'	'
Accrued interest payable, Fair Value	148	139	'	'
Level 1	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Loans held for sale, Carrying Amount	'	'	'	'
Cash and cash equivalents, Fair Value	42,455	23,687	'	'
Investment securities available for sale, Fair Value	'	'	'	'
Loans receivable, net, Fair Value	'	'	'	'
Loans held for sale, Fair Value	'	10,367	'	'
Accrued interest receivable, Fair Value	'	'	'	'
Restricted stock, Fair Value	'	'	'	'
Mortgage servicing rights, Fair Value	'	'	'	'
Savings accounts, Fair Value	'	'	'	'
Checking and NOW accounts, Fair Value	'	'	'	'
Money market accounts, Fair Value	'	'	'	'
Certificates of deposit, Fair Value	'	'	'	'
FHLB advances, Fair Value	'	'	'	'
Accrued interest payable, Fair Value	'	'	'	'
Level 2	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Cash and cash equivalents, Fair Value	'	'	'	'
Investment securities available for sale, Fair Value	104,985	124,667	'	'
Loans receivable, net, Fair Value	'	'	'	'
Loans held for sale, Fair Value	'	'	'	'
Accrued interest receivable, Fair Value	1,300	1,404	'	'
Restricted stock, Fair Value	3,495	3,038	'	'
Mortgage servicing rights, Fair Value	506	337	'	'
Savings accounts, Fair Value	46,645	42,932	'	'
Checking and NOW accounts, Fair Value	110,754	112,338	'	'
Money market accounts, Fair Value	61,291	67,372	'	'
Certificates of deposit, Fair Value	231,866	267,181	'	'
FHLB advances, Fair Value	50,497	41,281	'	'
Accrued interest payable, Fair Value	148	139	'	'
Level 3	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Cash and cash equivalents, Fair Value	'	'	'	'
Investment securities available for sale, Fair Value	'	'	'	'
Loans receivable, net, Fair Value	397,722	405,802	'	'
Loans held for sale, Fair Value	'	'	'	'
Accrued interest receivable, Fair Value	'	'	'	'
Restricted stock, Fair Value	'	'	'	'
Mortgage servicing rights, Fair Value	'	'	'	'
Savings accounts, Fair Value	'	'	'	'
Checking and NOW accounts, Fair Value	'	'	'	'
Money market accounts, Fair Value	'	'	'	'
Certificates of deposit, Fair Value	'	'	'	'
FHLB advances, Fair Value	'	'	'	'
Accrued interest payable, Fair Value	'	'	'	'

Income_Taxes_Reconciliation_be

Income Taxes - Reconciliation between statutory federal income tax rate and effective income tax rate on income before income taxes (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Income Taxes [Abstract]	'	'	'
At federal statutory rate	'	'	($228)
Adjustments resulting from:	'	'	'
State tax, net of federal benefit	'	4	'
Tax-exempt interest	'	'	-57
Earnings on bank-owned life insurance	'	'	-350
Other	'	'	-3
Total	($41)	$4	($638)
Effective tax rate	'	12.12%	95.10%

Income_Taxes_Deferred_Tax_Asse

Income Taxes - Deferred Tax Assets and Liabilities (Details 1) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Deferred Tax Assets:	'	'
Unrealized loss on investments available for sale	$813	$1,385
Allowance for loan losses	2,983	3,091
Nonaccrual interest	148	87
Write-down of real estate owned	380	573
Alternative minimum tax (AMT) credit carryover	64	64
Low-income housing tax credit carryover	337	337
Supplement Employer Retirement Plan	477	435
Charitable contributions	26	202
Depreciation	109	150
State net operating loss	609	1,528
Federal net operating loss	7,407	7,046
Other	42	112
Total Deferred Tax Assets	13,395	15,010
Valuation allowance for Deferred Tax Asset	-10,674	-12,454
Total Deferred Tax Assets, Net of Valuation Allowance	2,721	2,556
Deferred Tax Liabilities:	'	'
Mortgage servicing rights	-146	-92
Total Deferred Tax Liabilities	-146	-92
Deferred Tax Assets, Net	$2,575	$2,464

Income_Taxes_Reconciliation_be1

Income Taxes - Reconciliation between statutory federal income tax rate and effective income tax rate on income before income taxes (Detail Textuals)	9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Income Taxes [Abstract]	'	'
Statutory federal income tax rate	34.00%	34.00%