Malvern Bancorp (MLVF) 10-Q 13 Aug 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Jun. 30, 2015	Aug. 12, 2015
Document And Entity Information
Entity Registrant Name	MALVERN BANCORP, INC.
Entity Central Index Key	1,550,603
Document Type	10-Q
Trading Symbol	mlvf
Document Period End Date	Jun. 30, 2015
Amendment Flag	false
Current Fiscal Year End Date	--09-30
Entity a Well-known Seasoned Issuer	No
Entity a Voluntary Filer	No
Entity's Reporting Status Current	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		6,558,473
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,015

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
ASSETS
Cash and due from depository institutions	$ 3,460	$ 1,203
Interest bearing deposits in depository institutions	20,833	17,984
Cash and cash equivalents	24,293	19,187
Investment securities available-for-sale, at fair value	130,509	$ 100,943
Investment securities held-to-maturity (fair value of $58,181 and $0, respectively)	59,243
Restricted stock, at cost	4,369	$ 3,503
Loans held for sale	657
Loans receivable, net of allowance for loan losses of $4,574 and $4,589, respectively	371,897	386,074
Other real estate owned	1,366	1,964
Accrued interest receivable	2,404	1,322
Property and equipment, net	6,502	6,823
Deferred income taxes, net	2,816	2,376
Bank-owned life insurance	18,659	18,264
Other assets	1,529	1,808
Total Assets	624,244	542,264
Deposits:
Deposits - noninterest-bearing	26,877	23,059
Deposits - interest-bearing	416,341	389,894
Total Deposits	443,218	412,953
FHLB advances	93,000	48,000
Advances from borrowers for taxes and insurance	4,245	1,786
Accrued interest payable	346	149
Other liabilities	3,623	2,604
Total Liabilities	$ 544,432	$ 465,492
Commitments and Contingencies
SHAREHOLDERS' EQUITY
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued
Common stock, $0.01 par value, 40,000,000 shares authorized, issued and outstanding: 6,558,473	$ 66	$ 66
Additional paid-in capital	60,346	60,317
Retained earnings	22,650	20,116
Unearned Employee Stock Ownership Plan (ESOP) shares	(1,811)	(1,922)
Accumulated other comprehensive (loss) income	(1,439)	(1,805)
Total Shareholders' equity	79,812	76,772
Total Liabilities and Shareholders' equity	$ 624,244	$ 542,264

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Statement of Financial Position [Abstract]
Investment securities held-to-maturity, fair value (in dollars)	$ 58,181	$ 0
Allowance for loan losses (in dollars)	$ 4,574	$ 4,589
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	40,000,000	40,000,000
Common stock, shares issued	6,558,473	6,558,473
Common stock, shares outstanding	6,558,473	6,558,473

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest and Dividend Income
Loans, including fees	$ 4,028	$ 4,476	$ 12,356	$ 13,448
Investment securities, taxable	859	519	2,151	1,623
Investment securities, tax-exempt	172	29	305	137
Dividends, restricted stock	65	54	244	87
Interest-bearing cash accounts	15	13	62	40
Total Interest and Dividend Income	5,139	5,091	15,118	15,335
Interest Expense
Deposits	843	980	2,561	3,046
Borrowings	458	285	1,322	810
Total Interest Expense	1,301	1,265	3,883	3,856
Net interest income	$ 3,838	$ 3,826	11,235	11,479
Provision for Loan Losses			90	80
Net Interest Income after Provision for Loan Losses	$ 3,838	$ 3,826	11,145	11,399
Other Income
Service charges and other fees	286	230	820	712
Rental income-other	61	63	189	191
Net gains on sales of investments, net	$ 145	69	$ 437	83
Loss on disposal of fixed assets		(41)		(41)
Net gains on sale of loans, net	$ 16	283	$ 55	339
Earnings on bank-owned life insurance	132	140	395	425
Total Other Income	640	744	1,896	1,709
Other Expense
Salaries and employee benefits	1,333	1,995	4,611	6,134
Occupancy expense	407	571	1,296	1,676
Federal deposit insurance premium	203	184	554	552
Advertising	54	101	199	475
Data processing	312	295	915	933
Professional fees	364	463	1,141	1,638
Other real estate owned expense/(income), net	32	74	(63)	171
Other operating expenses	568	496	1,854	1,496
Total Other Expense	3,273	4,179	10,507	13,075
Income before income tax expense	$ 1,205	$ 391	$ 2,534	33
Income tax expense				4
Net Income	$ 1,205	$ 391	$ 2,534	$ 29
Basic Earnings Per Share (in dollars per share)	$ 0.19	$ 0.06	$ 0.4	$ 0
Dividends Declared Per Share (in dollars per share)	$ 0	$ 0	$ 0	$ 0

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME(Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Comprehensive Income [Abstract]
Net Income		$ 1,205	$ 391	$ 2,534	$ 29
Other Comprehensive (Loss) Income, Net of Tax:
Unrealized holding (losses) gains on available-for-sale securities		(2,001)	1,537	1,108	1,765
Tax effect		680	(522)	(377)	(600)
Net of tax amount		(1,321)	1,015	731	1,165
Reclassification adjustment for net gains arising during the period	[1]	(145)	(69)	(437)	(83)
Tax effect		49	24	148	29
Net of tax amount		(96)	$ (45)	(289)	$ (54)
Accretion of unrealized holding losses on securities transferred from available-for-sale to held-to- maturity	[2]	(82)		(115)
Tax effect		28		39
Net of tax amount		(54)		(76)
Total other comprehensive (loss) income		(1,471)	$ 970	366	$ 1,111
Total comprehensive (loss) income		$ (266)	$ 1,361	$ 2,900	$ 1,140
[1]	Amounts are included in net gain on sales of securities on the Consolidated Statements of Operations in total other income.
[2]	Amounts are included in interest and dividends on investment securities on the Consolidated Statements of Operations.

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Unearned ESOP Shares [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Sep. 30, 2013	$ 66	$ 60,302	$ 19,793		$ (2,067)	$ (2,688)	$ 75,406
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			$ 29				29
Other comprehensive income						$ 1,111	1,111
Committed to be released ESOP shares (10,800 shares)		$ 12			$ 109		121
Balance at Jun. 30, 2014	$ 66	60,314	$ 19,822		(1,958)	$ (1,577)	76,667
Balance at Sep. 30, 2014	$ 66	$ 60,317	20,116		$ (1,922)	$ (1,805)	76,772
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			$ 2,534				2,534
Other comprehensive income						$ 366	366
Committed to be released ESOP shares (10,800 shares)		$ 29			$ 111		140
Balance at Jun. 30, 2015	$ 66	$ 60,346	$ 22,650		$ (1,811)	$ (1,439)	$ 79,812

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - shares	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement of Stockholders' Equity [Abstract]
Committed to be released ESOP shares (in shares)	3,600	3,600	10,800	10,800

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash Flows from Operating Activities
Net income	$ 2,534	$ 29
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation expense	484	484
Provision for loan losses	90	80
Deferred income taxes benefit	(628)	(683)
ESOP expense	140	121
Amortization (accretion) of premiums and discounts on investment securities, net	505	(504)
Amortization (accretion) of loan origination fees and costs	305	(333)
Amortization (accretion) of mortgage service rights	64	(23)
Net gain on sale of investment securities available-for-sale	$ (437)	(83)
Net loss on disposal of fixed assets		41
Net gain on sale of loans		(280)
Net gain on sale of secondary market loans	$ (55)	(59)
Proceeds on sale of secondary market loans	1,555	4,884
Originations of secondary market loans	(1,500)	(4,825)
Gain on sale of other real estate owned	(121)	(29)
Write down of other real estate owned	54	146
Earnings on bank-owned life insurance	(395)	(425)
(Increase) decrease in accrued interest receivable	(1,082)	104
Increase in accrued interest payable	197	9
Increase in other liabilities	1,019	526
Decrease in other assets	231	521
Net Cash Provided by (Used in) Operating Activities	2,960	(299)
Investment securities available-for-sale
Purchases	(151,623)	(4,266)
Sales	59,427	16,751
Maturities, calls and principal repayments	5,594	$ 9,466
Investment securities held-to-maturity:
Purchases	(4,152)
Maturities, calls and principal repayments	$ 2,432
Proceeds from sale of loans		$ 25,836
Loan buyback for sale of loans		(1,117)
Loan purchases		(29,040)
Loan originations and principal collections, net	$ 12,817	24,141
Proceeds from sale of other real estate owned	973	2,555
Additions to mortgage servicing rights	$ (17)	(140)
Proceeds from cash surrender on bank-owned life insurance		763
Net increase in restricted stock	$ (866)	(457)
Purchases of property and equipment	(163)	(163)
Net Cash (Used in) Provided by Investing Activities	(75,578)	44,329
Cash Flows from Financing Activities
Net increase (decrease) in deposits	$ 30,265	(38,560)
Net increase in FHLB line of credit		4,500
Proceeds for long-term borrowings	$ 78,000	10,000
Repayment of long-term borrowings	(33,000)	(4,500)
Increase in advances from borrowers for taxes and insurance	2,459	3,298
Net Cash Provided by (Used in) Financing Activities	77,724	(25,262)
Net Increase in Cash and Cash Equivalents	5,106	18,768
Cash and Cash Equivalent - Beginning	19,187	23,687
Cash and Cash Equivalent - Ending	24,293	42,455
Supplementary Cash Flows Information
Interest paid	$ 3,686	3,847
Income taxes paid		17
Non-cash transfer of loans to other real estate owned	$ 308	$ 355
Transfer from investment securities available-for-sale to investment securities held-to-maturity	57,523
Non-cash transfer of loans to loans held for sale	$ 657

Basis of Presentation

Basis of Presentation	9 Months Ended
	Jun. 30, 2015
Basis Of Presentation [Abstract]
Basis of Presentation	Note 1 – Basis of Presentation The consolidated financial statements of Malvern Bancorp, Inc. (the “Company” or “Malvern Bancorp”) include the accounts of the Company and its wholly-owned subsidiary, Malvern Federal Savings Bank (“Malvern Federal Savings” or the “Bank”) and the Bank’s subsidiary, Strategic Asset Management Group, Inc. All significant intercompany accounts and transactions have been eliminated from the accompanying consolidated financial statements. The Bank is a federally chartered stock savings bank which was originally organized in 1887. The Bank operates from its headquarters in Paoli, Pennsylvania and through its seven full service financial center offices in Chester and Delaware Counties, Pennsylvania. In preparing the consolidated financial statements, management has made estimates and assumptions that affect the reported amounts of assets and liabilities as of the dates of the consolidated statements of condition and that affect the results of operations for the periods presented. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to change in the near term relate to the determination of the allowance for loan losses, other real estate owned, the evaluation of deferred tax assets and the other-than-temporary impairment evaluation of securities. The consolidated financial statements have been prepared in conformity with U.S. generally accepted accounting principles (“U.S. GAAP”).

Recent Accounting Pronouncement

Recent Accounting Pronouncement	9 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncement	Note 2 – Recent Accounting Pronouncements In June 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2015-10, “Technical Correction and Improvements.” The amendments in this Update represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Additionally, some of the amendments will make the Codification easier to understand and easier to apply by eliminating inconsistencies, providing needed clarifications, and improving the presentation of guidance in the Codification. Transition guidance varies based on the amendments in this Update. The amendments in this Update that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance of this Update. The Company is currently evaluating the effect that the standard will have on its consolidated financial statements and related disclosures. In April 2015, the FASB issued ASU No. 2015-05, “Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement.” This ASU provides guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The new guidance does not change the accounting for a customer’s accounting for service contracts. ASU No. 2015-05 is effective for interim and annual reporting periods beginning after December 15, 2015. The Company has evaluated the provisions of ASU No. 2015-05 and has determined that the new standard will have no material impact on the Company’s Consolidated Financial Statements. In April 2015, the FASB issued ASU No. 2015-04, “Compensation—Retirement Benefits (Topic 715) : In April 2015, the FASB issued ASU No. 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.” This ASU requires that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. The amendments in ASU 2015-03 are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. This amendment should be applied on a retrospective basis, wherein the balance sheet of each individual period presented should be adjusted to reflect the period-specific effects of applying the new guidance. Upon transition, an entity is required to comply with the applicable disclosures for a change in an accounting principle. These disclosures include the nature of and reason for the change in accounting principle, the transition method, a description of the prior-period information that has been retrospectively adjusted, and the effect of the change on the financial statement line items (i.e., debt issuance cost asset and the debt liability). The Company is currently evaluating the provisions of ASU No. 2015-03 to determine the potential impact the new standard will have on the Company’s Consolidated Financial Statements. Effective April 2015, the Company adopted ASU No. 2014-11, “Transfers and Servicing (Topic 860) - Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures (ASU 2014-11)”. The amendments in ASU 2014-11 change the accounting for repurchase-to-maturity transactions and repurchase financing arrangements. Additionally, ASU 2014-11 requires certain disclosures for repurchase agreements that are accounted for as secured borrowings. Management has evaluated and determined the adoption of ASU 2014-11 had no impact on the Company’s financial statements or disclosures. In January 2015, the FASB issued ASU 2015-01, “Income Statement — Extraordinary and Unusual Items (Subtopic 225-20)”. This Update eliminates from GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement—Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. Paragraph 225-20-45-2 contains the following criteria that must both be met for extraordinary classification, (1) unusual nature - the underlying event or transaction should possess a high degree of abnormality and be of a type clearly unrelated to, or only incidentally related to, the ordinary and typical activities of the entity, taking into account the environment in which the entity operates; and (2) infrequency of occurrence - the underlying event or transaction should be of a type that would not reasonably be expected to recur in the foreseeable future, taking into account the environment in which the entity operates. The amendments in ASU 2015-01 are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted. The adoption of this ASU is not expected to have a material impact on the Company’s financial statements.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Note 3 – Earnings Per Share Basic earnings per common share is computed based on the weighted average number of shares outstanding reduced by unearned ESOP shares. Diluted earnings per share is computed based on the weighted average number of shares outstanding and common stock equivalents (“CSEs”) that would arise from the exercise of dilutive securities reduced by unearned ESOP shares. As of June 30, 2015 and for the three and nine months ended June 30, 2015 and 2014 the Company had not issued and did not have any outstanding CSEs and, at the present time, the Company’s capital structure has no potential dilutive securities. The following table sets forth the composition of the weighted average shares (denominator) used in the earnings per share computations. Three Months Ended June 30, Nine Months Ended June 30, (in thousands, except for share data) 2015 2014 2015 2014 Net Income $ 1,205 $ 391 $ 2,534 $ 29 Weighted average shares outstanding 6,558,473 6,558,473 6,558,473 6,558,473 Average unearned ESOP shares (163,347 ) (177,747 ) (166,959 ) (181,359 ) Weighted average shares outstanding – basic 6,395,126 6,380,726 6,391,514 6,377,114 Earnings per share – basic $ 0.19 $ 0.06 $ 0.40 $ 0.00

Employee Stock Ownership Plan

Employee Stock Ownership Plan	9 Months Ended
	Jun. 30, 2015
Employee Stock Ownership Plan (ESOP), Shares in ESOP [Abstract]
Employee Stock Ownership Plan	Note 4 – Employee Stock Ownership Plan The Company established an employee stock ownership plan (“ESOP”) for substantially all of its full-time employees. The current ESOP trustee is Pentegra. Shares of the Company’s common stock purchased by the ESOP are held until released for allocation to participants. Shares released are allocated to each eligible participant based on the ratio of each such participant’s base compensation to the total base compensation of all eligible plan participants. As the unearned shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the cost of such shares, the difference is charged or credited to additional paid-in capital. During the period from May 20, 2008 to September 30, 2008, the ESOP purchased 241,178 shares of the common stock for approximately $2.6 million, an average price of $10.86 per share, which was funded by a loan from Malvern Federal Bancorp, Inc. (the Company’s predecessor). The ESOP loan is being repaid principally from the Bank’s contributions to the ESOP. The loan, which bears an interest rate of 5%, is being repaid in quarterly installments through 2026. Shares are released to participants proportionately as the loan is repaid. During the three and nine months ended June 30, 2015 and 2014, there were 3,600 and 10,800 shares, respectively, committed to be released. At June 30, 2015, there were 161,565 unallocated shares and 97,653 allocated shares held by the ESOP which had an aggregate fair value of approximately $2.4 million.

Investment Securities

Investment Securities	9 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 5 - Investment Securities The Company’s investment securities are classified as available-for-sale or held-to-maturity at June 30, 2015 and available-for-sale at September 30, 2014. Investment securities available-for-sale are reported at fair value with unrealized gains or losses included in equity, net of tax. Accordingly, the carrying value of such securities reflects their fair value at the balance sheet date. Fair value is based upon either quoted market prices, or in certain cases where there is limited activity in the market for a particular instrument, assumptions are made to determine their fair value. Transfers of debt securities from the available-for-sale category to the held-to-maturity category are made at fair value at the date of transfer. The unrealized holding gain or loss at the date of transfer remains in accumulated other comprehensive income and in the carrying value of the held-to-maturity investment security. Premiums or discounts on investment securities are amortized or accreted using the effective interest method over the life of the security as an adjustment of yield. Unrealized holding gains or losses that remain in accumulated other comprehensive income are amortized or accreted over the remaining life of the security as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount. The following tables present information related to the Company’s investment securities at June 30, 2015 and September 30, 2014. At September 30, 2014 there were no held-to-maturity investment securities. June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 816 $ — $ (11 ) $ 805 State and municipal obligations 40,470 20 (420 ) 40,070 Single issuer trust preferred security 1,000 — (150 ) 850 Corporate debt securities 75,191 15 (1,237 ) 73,969 117,477 35 (1,818 ) 115,694 Mortgage-backed securities: Federal National Mortgage Association (FNMA), fixed-rate 9,053 — (246 ) 8,807 Federal Home Loan Mortgage Company (FHLMC), fixed-rate 6,159 — (151 ) 6,008 15,212 — (397 ) 14,815 Total $ 132,689 $ 35 $ (2,215 ) $ 130,509 Investment Securities Held-to-Maturity: U.S. government agencies $ 14,845 $ 1 $ (138 ) $ 14,708 State and municipal obligations 10,136 — (210 ) 9,926 Corporate debt securities 4,035 — (101 ) 3,934 Mortgage-backed securities: Collateralized mortgage obligations, fixed-rate 30,227 14 (628 ) 29,613 Total $ 59,243 $ 15 $ (1,077 ) $ 58,181 Total investment securities $ 191,932 $ 50 $ (3,292 ) $ 188,690 September 30, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 19,719 $ 1 $ (464 ) $ 19,256 State and municipal obligations 2,543 — (43 ) 2,500 Single issuer trust preferred security 1,000 — (120 ) 880 Corporate debt securities 1,504 21 — 1,525 24,766 22 (627 ) 24,161 Mortgage-backed securities: Federal National Mortgage Association (FNMA): Adjustable-rate 403 15 — 418 Fixed-rate 17,390 9 (591 ) 16,808 Federal Home Loan Mortgage Company (FHLMC): Adjustable-rate 3,562 33 — 3,595 Fixed-rate 12,336 — (340 ) 11,996 Collateralized mortgage obligations (CMO), fixed-rate 45,222 46 (1,303 ) 43,965 78,913 103 (2,234 ) 76,782 Total $ 103,679 $ 125 $ (2,861 ) $ 100,943 During the nine months ended June 30, 2015, the Company transferred at fair value approximately $57.5 million in available-for-sale investment securities to the held-to-maturity category. The net unrealized loss at date of transfer amounted to $115,000, remained in accumulated other comprehensive income and will be discounted over the remaining life of the securities as an adjustment of yield, offsetting the related amortization of the premium or accretion of the discount on the transferred securities. No gains or losses were recognized at the time of transfer. Management considers the held-to-maturity classification of these investment securities to be appropriate as the Company has the positive intent and ability to hold these securities to maturity. For the nine months ended June 30, 2015, proceeds of available-for-sale investment securities sold amounted to approximately $59.4 million. Gross realized gains on investment securities sold amounted to approximately $532,000, while gross realized losses amounted to approximately $95,000, for the period. For the nine months ended June 30, 2014, proceeds of investment securities sold amounted to approximately $16.8 million. Gross realized gains on investment securities sold amounted to approximately $83,000, while there were no gross realized losses for the period. The varying amount of sales from the available-for-sale portfolio over the past few years, reflect the significant volatility present in the market. Given the historic low interest rates prevalent in the market, it is necessary for the Company to protect itself from interest rate exposure. Securities that once appeared to be sound investments can, after changes in the market, become securities that the Company has the flexibility to sell to avoid losses and mismatches of interest-earning assets and interest-bearing liabilities at a later time. The following tables indicate gross unrealized losses not recognized in income and fair value, aggregated by investment category and the length of time individual securities have been in a continuous unrealized loss position at June 30, 2015 and September 30, 2014: June 30, 2015 Less than 12 Months More than 12 Months Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair value Unrealized Losses (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ — $ — $ 805 $ (11 ) $ 805 $ (11 ) State and municipal obligations 31,773 (420 ) — — 31,773 (420 ) Single issuer trust preferred security — — 850 (150 ) 850 (150 ) Corporate debt securities 65,908 (1,237 ) — — 65,908 (1,237 ) Mortgage-backed securities: FNMA, fixed-rate 5,503 (143 ) 3,304 (103 ) 8,807 (246 ) FHLMC, fixed-rate 3,275 (96 ) 2,733 (55 ) 6,008 (151 ) Total $ 106,459 $ (1,896 ) $ 7,692 $ (319 ) $ 114,151 $ (2,215 ) Investment Securities Held-to-Maturity: U.S. government agencies 14,162 (138 ) — — 14,162 (138 ) State and municipal obligations 9,925 (210 ) — — 9,925 (210 ) Corporate debt securities 3,934 (101 ) — — 3,934 (101 ) Mortgage-backed securities: CMO, fixed-rate 25,663 (628 ) — — 25,663 (628 ) Total 53,684 (1,077 ) — — 53,684 (1,077 ) Total investment securities $ 160,143 $ (2,973 ) $ 7,692 $ (319 ) $ 167,835 $ (3,292 ) September 30, 2014 Less than 12 Months More than 12 Months Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair value Unrealized Losses (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ — $ — $ 18,267 $ (464 ) $ 18,267 $ (464 ) State and municipal obligations — — 2,501 (43 ) 2,501 (43 ) Single issuer trust preferred security — — 880 (120 ) 880 (120 ) Mortgage-backed securities: FNMA, fixed-rate — — 16,715 (591 ) 16,715 (591 ) FHLMC, fixed-rate — — 11,996 (340 ) 11,996 (340 ) CMO, fixed-rate 3,945 (54 ) 36,185 (1,249 ) 40,130 (1,303 ) Total investment securities $ 3,945 $ (54 ) $ 86,544 $ (2,807 ) $ 90,489 $ (2,861 ) As of June 30, 2015, the estimated fair value of the securities disclosed above was primarily dependent upon the movement in market interest rates, particularly given the negligible inherent credit risk associated with these securities. These investment securities are comprised of securities that are rated investment grade by at least one bond credit rating service. Although the fair value will fluctuate as the market interest rates move, management believes that these fair values will recover as the underlying portfolios mature and are reinvested in market rate yielding investments. As of June 30, 2015, the Company held 16 U.S. government agency securities, 38 municipal bonds, 31 corporate securities, 39 mortgage-backed securities and one single issuer trust preferred security which were in an unrealized loss position. The Company does not intend to sell and expects that it is not more likely than not that it will be required to sell these securities until such time as the value recovers or the securities mature. Management does not believe any individual unrealized loss as of June 30, 2015 represents other-than-temporary impairment. At June 30, 2015 and September 30, 2014 the Company had no securities pledged to secure public deposits. The following table presents information for investment securities at June 30, 2015, based on scheduled maturities. Actual maturities can be expected to differ from scheduled maturities due to prepayment or early call options of the issuer. June 30, 2015 Amortized Cost Fair Value (in thousands) Investment Securities Available-for-Sale: Due in one year or less $ — $ — Due after one year through five years 15,041 14,952 Due after five years through ten years 81,040 79,738 Due after ten years 36,608 35,819 Total $ 132,689 $ 130,509 Investment Securities Held-to-Maturity: Due after one year through five years $ 12,846 $ 12,729 Due after five years through ten years 6,034 5,913 Due after ten years 40,363 39,539 Total $ 59,243 $ 58,181 Total investment securities $ 191,932 $ 188,690

Loans Receivable and Related Al

Loans Receivable and Related Allowance for Loan Losses	9 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Disclosure - Loans Receivable and Related Allowance for Loan Losses	Note 6 - Loans Receivable and Related Allowance for Loan Losses Loans receivable in the Company’s portfolio consisted of the following at the dates indicated below: June 30, September 30, 2015 2014 (in thousands) Residential mortgage $ 219,197 $ 231,324 Construction and Development: Residential and commercial 6,751 5,964 Land 25 1,033 Total Construction and Development 6,776 6,997 Commercial: Commercial real estate 67,617 71,579 Multi-family 5,451 1,032 Other 9,839 5,480 Total Commercial 82,907 78,091 Consumer: Home equity lines of credit 23,173 22,292 Second mortgages 40,121 47,034 Other 2,523 2,839 Total Consumer 65,817 72,165 Total loans 374,697 388,577 Deferred loan fees and cost, net 1,774 2,086 Allowance for loan losses (4,574 ) (4,589 ) Total loans receivable, net $ 371,897 $ 386,074 The following tables summarize the primary classes of the allowance for loan losses (“ALLL”), segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of June 30, 2015 and September 30, 2014. Activity in the allowance is presented for the three and nine months ended June 30, 2015 and 2014 and the year ended September 30, 2014, respectively. Three Months Ended June 30, 2015 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,587 $ 308 $ 5 $ 1,058 $ 157 $ 59 $ 143 $ 851 $ 32 $ 412 $ 4,612 Charge-offs — — — — — — — (107 ) — — (107 ) Recoveries 16 23 — 3 — 1 — 23 3 — 69 Provision (71 ) 3 (5 ) (25 ) (9 ) 30 (2 ) (36 ) (6 ) 121 — Ending Balance $ 1,532 $ 334 $ — $ 1,036 $ 148 $ 90 $ 141 $ 731 $ 29 $ 533 $ 4,574 Three Months Ended June 30, 2014 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,783 $ 455 $ 32 $ 1,223 $ 67 $ 55 $ 152 $ 989 $ 39 $ 52 $ 4,847 Charge-offs (43 ) — — — — — — (40 ) (1 ) — (84 ) Recoveries 1 73 — 2 — 1 1 16 1 — 95 Provision (24 ) (73 ) (6 ) (1 ) (3 ) (7 ) 11 (14 ) (4 ) 121 — Ending Balance $ 1,717 $ 455 $ 26 $ 1,224 $ 64 $ 49 $ 164 $ 951 $ 35 $ 173 $ 4,858 Nine Months Ended June 30, 2015 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,672 $ 291 $ 13 $ 1,248 $ 29 $ 50 $ 168 $ 1,033 $ 23 $ 62 $ 4,589 Charge-offs — (1 ) — (48 ) — — — (138 ) (33 ) — (220 ) Recoveries 17 23 — 8 — 2 1 57 7 — 115 Provision (157 ) 21 (13 ) (172 ) 119 38 (28 ) (221 ) 32 471 90 Ending Balance $ 1,532 $ 334 $ — $ 1,036 $ 148 $ 90 $ 141 $ 731 $ 29 $ 533 $ 4,574 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ 1 $ — $ — $ 1 Ending balance: collectively evaluated for impairment $ 1,532 $ 334 $ — $ 1,036 $ 148 $ 90 $ 141 $ 730 $ 29 $ 533 $ 4,573 Loans receivable: Ending balance $ 219,197 $ 6,751 $ 25 $ 67,617 $ 5,451 $ 9,839 $ 23,173 $ 40,121 $ 2,523 $ 374,697 Ending balance: individually evaluated for impairment $ 566 $ 121 $ — $ 597 $ — $ — $ 20 $ 162 $ — $ 1,466 Ending balance: collectively evaluated for impairment $ 218,631 $ 6,630 $ 25 $ 67,020 $ 5,451 $ 9,839 $ 23,153 $ 39,959 $ 2,523 $ 373,231 Nine Months Ended June 30, 2014 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,414 $ 164 $ 56 $ 1,726 $ 40 $ 59 $ 137 $ 1,393 $ 22 $ 79 $ 5,090 Charge-offs (48 ) (37 ) — — — — (14 ) (443 ) (6 ) — (548 ) Recoveries 13 145 — 7 — 2 1 66 2 — 236 Provision 338 183 (30 ) (509 ) 24 (12 ) 40 (65 ) 17 94 80 Ending Balance $ 1,717 $ 455 $ 26 $ 1,224 $ 64 $ 49 $ 164 $ 951 $ 35 $ 173 $ 4,858 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,717 $ 455 $ 26 $ 1,224 $ 64 $ 49 $ 164 $ 951 $ 35 $ 173 $ 4,858 Loans receivable: Ending balance $ 235,050 $ 7,484 $ 1,537 $ 69,788 $ 2,086 $ 5,492 $ 21,914 $ 48,866 $ 3,011 $ 395,228 Ending balance: individually evaluated for impairment $ 1,968 $ 479 $ 237 $ — $ — $ 900 $ 116 $ 638 $ — $ 4,338 Ending balance: collectively evaluated for impairment $ 233,082 $ 7,005 $ 1,300 $ 69,788 $ 2,086 $ 4,592 $ 21,798 $ 48,228 $ 3,011 $ 390,890 Year Ended September 30, 2014 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,414 $ 164 $ 56 $ 1,726 $ 40 $ 59 $ 137 $ 1,393 $ 22 $ 79 $ 5,090 Charge-offs (83 ) (37 ) — (183 ) — — (14 ) (618 ) (6 ) — (941 ) Recoveries 23 1 — 9 — 3 1 136 4 — 177 Provision 318 163 (43 ) (304 ) (11 ) (12 ) 44 122 3 (17 ) 263 Ending Balance $ 1,672 $ 291 $ 13 $ 1,248 $ 29 $ 50 $ 168 $ 1,033 $ 23 $ 62 $ 4,589 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,672 $ 291 $ 13 $ 1,248 $ 29 $ 50 $ 168 $ 1,033 $ 23 $ 62 $ 4,589 Loans receivable: Ending balance $ 231,324 $ 5,964 $ 1,033 $ 71,579 $ 1,032 $ 5,480 $ 22,292 $ 47,034 $ 2,839 $ 388,577 Ending balance: individually evaluated for impairment $ 999 $ 187 $ — $ 504 $ — $ 900 $ 115 $ 695 $ — $ 3,400 Ending balance: collectively evaluated for impairment $ 230,325 $ 5,777 $ 1,033 $ 71,075 $ 1,032 $ 4,580 $ 22,177 $ 46,339 $ 2,839 $ 385,177 The following table presents impaired loans in portfolio by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of June 30, 2015 and September 30, 2014. Impaired Loans With Specific Allowance Impaired Loans With No Specific Allowance Total Impaired Loans Recorded Investment Related Allowance Recorded Investment Recorded Investment Unpaid Principal Balance (in thousands) June 30, 2015: Residential mortgage $ — $ — $ 566 $ 566 $ 659 Construction and Development: Residential and commercial — — 121 121 253 Commercial: Commercial real estate — — 597 597 830 Consumer: Home equity lines of credit — — 20 20 36 Second mortgages 23 1 139 162 212 Total impaired loans $ 23 $ 1 $ 1,443 $ 1,466 $ 1,990 September 30, 2014: Residential mortgage $ — $ — $ 999 $ 999 $ 1,149 Construction and Development: Residential and commercial — — 187 187 842 Commercial: — — Commercial real estate — — 504 504 688 Other — — 900 900 900 Consumer: Home equity lines of credit — — 115 115 135 Second mortgages — — 695 695 894 Total impaired loans $ — $ — $ 3,400 $ 3,400 $ 4,608 The following table presents the average recorded investment in impaired loans in portfolio and related interest income recognized for three and nine months ended June 30, 2015 and 2014. Three Months Ended June 30, 2015 Nine Months Ended June 30, 2015 (in thousands) Average Impaired Loans Interest Income Recognized on Impaired Loans Average Impaired Loans Interest Income Recognized on Impaired Loans Residential mortgage $ 674 $ — $ 819 $ — Construction and Development: Residential and commercial 133 1 151 3 Commercial: Commercial real estate 608 — 669 — Other — — 454 12 Consumer: Home equity lines of credit 20 — 25 — Second mortgages 430 — 618 — Total $ 1,865 $ 1 $ 2,736 $ 15 Three Months Ended June 30, 2014 Nine Months Ended June 30, 2014 (in thousands) Average Impaired Loans Interest Income Recognized on Impaired Loans Average Impaired Loans Interest Income Recognized on Impaired Loans Residential mortgage $ 2,040 $ — $ 1,788 $ — Construction and Development: Residential and commercial 522 5 685 14 Land 292 2 255 9 Commercial: Other 900 8 900 22 Consumer: Home equity lines of credit 161 — 100 — Second mortgages 597 — 574 — Total $ 4,512 $ 15 $ 4,302 $ 45 The following table presents the classes of the loan portfolio summarized by loans considered to be rated as pass and the categories of special mention, substandard and doubtful within the Company’s internal risk rating system as of June 30, 2015 and September 30, 2014. June 30, 2015 Special Pass Mention Substandard Doubtful Total (in thousands) Residential mortgage $ 218,405 $ 131 $ 661 $ — $ 219,197 Construction and Development: Residential and commercial 6,524 106 121 — 6,751 Land 25 — — — 25 Commercial: Commercial real estate 59,103 4,414 4,100 — 67,617 Multi-family 5,168 283 — — 5,451 Other 8,842 276 721 — 9,839 Consumer: Home equity lines of credit 23,056 — 117 — 23,173 Second mortgages 39,296 135 690 — 40,121 Other 2,509 14 — — 2,523 Total $ 362,928 $ 5,359 $ 6,410 $ — $ 374,697 September 30, 2014 Special Pass Mention Substandard Doubtful Total (in thousands) Residential mortgage $ 230,065 $ 137 $ 1,122 $ — $ 231,324 Construction and Development: Residential and commercial 5,777 — 187 — 5,964 Land 1,033 — — — 1,033 Commercial: Commercial real estate 63,125 5,797 2,657 — 71,579 Multi-family 1,032 — — — 1,032 Other 3,555 1,025 900 — 5,480 Consumer: Home equity lines of credit 22,177 — 115 — 22,292 Second mortgages 46,292 21 721 — 47,034 Other 2,823 16 — — 2,839 Total $ 375,879 $ 6,996 $ 5,702 $ — $ 388,577 The following table presents loans that are no longer accruing interest by portfolio class. June 30, September 30 2015 2014 (in thousands) Residential mortgage $ 566 $ 1,232 Construction and Development: Residential and commercial 12 78 Commercial: Commercial real estate 597 504 Consumer: Home equity lines of credit 20 115 Second mortgages 162 462 Total non-accrual loans $ 1,357 $ 2,391 Under the Bank’s loan policy, once a loan has been placed on non-accrual status, we do not resume interest accruals until the loan has been brought current and has maintained a current payment status for not less than six consecutive months. Interest income that would have been recognized on nonaccrual loans had they been current in accordance with their original terms was $22,000 and $19,000 for the three months ended June 30, 2015 and 2014, respectively, and was $69,000 and $86,000 for the nine months ended June 30, 2015 and 2014, respectively. There were no loans past due 90 days or more and still accruing interest at June 30, 2015 or September 30, 2014. Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by whether a loan payment is “current,” that is, it is received from a borrower by the scheduled due date, or the length of time a scheduled payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories as of June 30, 2015 and September 30, 2014. 30 – 59 60 – 89 90 Days or Days Past Days Past More Past Total Total Loans Current Due Due Due Past Due Receivable (in thousands) June 30, 2015: Residential mortgage $ 216,698 $ 1,538 $ 395 $ 566 $ 2,499 $ 219,197 Construction and Development: Residential and commercial 6,739 — — 12 12 6,751 Land 25 — — — — 25 Commercial: Commercial real estate 66,517 503 — 597 1,100 67,617 Multi-family 5,451 — — — — 5,451 Other 9,839 — — — — 9,839 Consumer: Home equity lines of credit 23,056 — 97 20 117 23,173 Second mortgages 39,724 235 — 162 397 40,121 Other 2,523 — — — — 2,523 Total $ 370,572 $ 2,276 $ 492 $ 1,357 $ 4,125 $ 374,697 September 30, 2014: Residential mortgage $ 229,257 $ 835 $ — $ 1,232 $ 2,067 $ 231,324 Construction and Development: Residential and Commercial 5,886 — — 78 78 5,964 Land 1,033 — — — — 1,033 Commercial: Commercial real estate 71,075 — — 504 504 71,579 Multi-family 1,032 — — — — 1,032 Other 5,480 — — — — 5,480 Consumer: Home equity lines of credit 22,177 — — 115 115 22,292 Second mortgages 45,847 200 525 462 1,187 47,034 Other 2,822 17 — — 17 2,839 Total $ 384,609 $ 1,052 $ 525 $ 2,391 $ 3,968 $ 388,577 Restructured loans deemed to be TDRs are typically the result of extension of the loan maturity date or a reduction of the interest rate of the loan to a rate that is below market, a combination of rate and maturity extension, or by other means including covenant modifications, forbearance and other concessions. However, the Company generally only restructures loans by modifying the payment structure to require payments of interest only for a specified period or by reducing the actual interest rate. Once a loan becomes a TDR, it will continue to be reported as a TDR during the term of the restructure. The Company had three loans classified as TDRs with an aggregate outstanding balance of $608,000 and $1.1 million at June 30, 2015 and September 30, 2014, respectively. At June 30, 2015, these loans were also classified as impaired. Of the TDR loans, one construction and development loan continues to perform under the restructured terms through June 30, 2015 and we continued to accrue interest on such loan through such date. Two commercial loans to one borrower, with an aggregate balance of $499,000 were restructured during the quarter ended June 30, 2015 and deemed non-performing. The borrower is currently making payments as agreed under the terms of the restructuring of principal and interest payments. At September 30, 2014, three loans deemed TDRs with an aggregate balance of $1.1 million were classified as impaired; however, they were performing prior to the restructure and continued to perform under their restructured terms as of September 30, 2014, and, accordingly, were deemed to be performing loans at September 30, 2014 and we continued to accrue interest on such loans through such date. At September 30, 2014, one construction and development TDR loan with a balance of $78,000 was deemed a non-accruing TDR and was also deemed impaired at September 30, 2014. All of such loans have been classified as TDRs since we modified the payment terms and in some cases interest rate from the original agreements and allowed the borrowers, who were experiencing financial difficulty, to make interest only payments for a period of time in order to relieve some of their overall cash flow burden. Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and result in potential incremental losses. These potential incremental losses have been factored into our overall estimate of the allowance for loan losses. The level of any defaults will likely be affected by future economic conditions. A default on a troubled debt restructured loan for purposes of this disclosure occurs when the borrower is 90 days past due or a foreclosure or repossession of the applicable collateral has occurred. The following table presents our TDR loans as of June 30, 2015 and September 30, 2014. Troubled Debt Restructured Loans That Have Defaulted on Total Troubled Debt Modified Terms Within The Past Restructurings 12 Months Number of Recorded Number of Recorded Loans Investment Loans Investment (dollars in thousands) At June 30, 2015: Construction and Development: Residential and commercial 1 $ 109 — $ — Commercial: Commercial real estate 2 499 2 499 Total 3 $ 608 2 $ 499 At September 30, 2014: Construction and Development: Residential and commercial 2 $ 187 1 $ 78 Commercial: Other 1 900 — — Total 3 $ 1,087 1 $ 78 The following table reports the performing status of TDR loans. The performing status is determined by the loans compliance with the modified terms. June 30, 2015 September 30, 2014 Performing Non-Performing Performing Non-Performing (in thousands) Construction and Development: Residential and commercial $ 109 $ — $ 109 $ 78 Commercial: Commercial real estate — 499 — — Other — — 900 — Total $ 109 $ 499 $ 1,009 $ 78 The following table shows the activity in loans which were first deemed to be TDRs during the three months and nine months ended June 30, 2015 and 2014. No loans were first deemed TDRs during the three months ended June 30, 2014. For the Three Months Ended June 30, 2015 For the Three Months Ended June 30, 2014 Restructured During Period Pre- Post- Pre- Post- Modifications Modifications Modifications Modifications Number Outstanding Outstanding Number Outstanding Outstanding of Recorded Recorded of Recorded Recorded Loans Investments Investments Loans Investments Investments (dollars in thousands) Commercial: Commercial real estate 2 $ 499 $ 499 — $ — $ — Total troubled debt restructurings 2 $ 499 $ 499 — $ — $ — For the Nine Months Ended June 30, 2015 For the Nine Months Ended June 30, 2014 Restructured During Period Number of Loans Pre- Modifications Outstanding Recorded Investments Post- Modifications Outstanding Recorded Investments Number of Loans Pre- Modifications Outstanding Recorded Investments Post- Modifications Outstanding Recorded Investments (dollars in thousands) Construction and Development: Residential and commercial — $ — $ — 1 $ 437 $ 437 Commercial: Commercial real estate 2 $ 499 $ 499 — $ — $ — Total troubled debt restructurings 2 $ 499 $ 499 1 $ 437 $ 437

Regulatory Matters

Regulatory Matters	9 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Regulatory Matters	Note 7 - Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors. In July of 2013, the respective U.S. federal banking agencies issued final rules implementing Basel III and the Dodd-Frank Act capital requirements to be fully phased in on a global basis on January 1, 2019. The new regulations establish a new tangible common equity capital requirement, increase the minimum requirement for the current Tier 1 risk-weighted asset (“RWA”) ratio, phase out certain kinds of intangibles treated as capital and certain types of instruments and change the risk weightings of certain assets used to determine required capital ratios. The new common equity Tier 1 capital component requires capital of the highest quality — predominantly composed of retained earnings and common stock instruments. For community banks such as Malvern Federal Savings Bank, a common equity Tier 1 capital ratio 4.5% became effective on January 1, 2015. The new capital rules also increased the current minimum Tier 1 capital ratio from 4.0% to 6.0% beginning on January 1, 2015. In addition, institutions that seek the freedom to make capital distributions and pay discretionary bonuses to executive officers without restriction must also maintain greater than 2.5% in common equity attributable to a capital conservation buffer to be phased in from January 1, 2016 until January 1, 2019. The new rules also increase the risk weights for several categories of assets, including an increase from 100% to 150% for certain acquisition, development and construction loans and more than 90-day past due exposures. The new capital rules maintain the general structure of the prompt corrective action rules, but incorporate the new common equity Tier 1 capital requirement and the increased Tier 1 RWA requirement into the prompt corrective action framework. The Bank remains well capitalized under the implementation of Basel III, which was effective January 1, 2015. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of tangible and core capital (as defined in the regulations) to total adjusted tangible assets (as defined) and of risk-based capital (as defined) to risk-weighted assets (as defined). In addition to the standard regulatory capital requirements, the Bank also is required to satisfy individual minimum capital ratios (“IMCRs”) imposed by the Office of the Comptroller of the Currency of 8.5% Tier 1 capital to adjusted total assets, 10.5% Tier 1 risk-based capital to risk-weighted assets and 12.5% total risk-based capital to risk-weighted assets. Management believes, as of June 30, 2015, that the Bank met all capital adequacy requirements to which it was subject. The Bank’s actual capital amounts and ratios are also presented in the table: Actual For Capital Adequacy Purposes To be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) As of June 30, 2015: Core Capital (to adjusted tangible assets) $ 67,790 10.56 % $ ≥25,682 4.00 % $ ³ 5.00 % Tier 1 Capital (to risk-weighted assets) 67,790 16.22 ³25,084 6.00 ³ 8.00 Total risk-based Capital (to risk-weighted assets) 72,426 17.32 ≥33,445 8.00 ≥41,807 10.00 As of September 30, 2014: Tangible Capital (to tangible assets) $ 64,414 12.09 % $ ≥7,990 1.50 % $ — N/A Core Capital (to adjusted tangible assets) 64,414 12.09 ³ 4.00 ≥26,632 5.00 % Tier 1 Capital (to risk-weighted assets) 64,414 19.50 ³ 4.00 ≥19,818 6.00 Total risk-based Capital (to risk-weighted assets) 68,549 20.75 ≥26,424 8.00 ³ 10.00

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 8 - Fair Value Measurements The Company follows FASB ASC Topic 820 “Fair Value Measurement,” to record fair value adjustments to certain assets and to determine fair value disclosures for the Company’s financial instruments. Investment and mortgage-backed securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans, real estate owned and certain other assets. These nonrecurring fair value adjustments typically involve application of lower-of-cost-or-market accounting or write-downs of individual assets. The Company groups its assets at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1—Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2—Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3—Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset. The Company bases its fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is our policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy. Fair value measurements for assets where there exists limited or no observable market data and, therefore, are based primarily upon the Company’s or other third-party’s estimates, are often calculated based on the characteristics of the asset, the economic and competitive environment and other factors. Therefore, the results cannot be determined with precision and may not be realized in an actual sale or immediate settlement of the asset. Additionally, there may be inherent weaknesses in any calculation technique, and changes in the underlying assumptions used, including discount rates and estimates of future cash flows, could significantly affect the results of current or future valuations. FASB ASC Topic 825 “Financial Instruments” provides an option to elect fair value as an alternative measurement for selected financial assets and financial liabilities not previously recorded at fair value. The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation. The Company monitors and evaluates available data to perform fair value measurements on an ongoing basis and recognizes transfers among the levels of the fair value hierarchy as of the date event or a change in circumstances that affects the valuation method chosen. There were no changes in valuation technique or transfers between levels at June 30, 2015 or September 30, 2014. The table below presents the balances of assets measured at fair value on a recurring basis: June 30, 2015 Total Level 1 Level 2 Level 3 (in thousands) Investment securities available-for-sale: Debt securities: U.S. government agencies $ 805 $ — $ 805 $ — State and municipal obligations 40,070 — 40,070 — Single issuer trust preferred security 850 — 850 — Corporate debt securities 73,969 — 73,969 — Total investment securities available-for-sale 115,694 — 115,694 — Mortgage-backed securities available-for-sale: FNMA, fixed-rate 8,807 — 8,807 — FHLMC, fixed-rate 6,008 — 6,008 — Total mortgage-backed securities available-for-sale 14,815 — 14,815 — Total $ 130,509 $ — $ 130,509 $ — September 30, 2014 Total Level 1 Level 2 Level 3 (in thousands) Investment securities available-for-sale: Debt securities: U.S. government agencies $ 19,256 $ — $ 19,256 $ — State and municipal obligations 2,500 — 2,500 — Single issuer trust preferred security 880 — 880 — Corporate debt securities 1,525 — 1,525 — Total investment securities available-for-sale 24,161 — 24,161 — Mortgage-backed securities available-for-sale: FNMA: Adjustable-rate 418 — 418 — Fixed-rate 16,808 — 16,808 — FHLMC: Adjustable-rate 3,595 — 3,595 — Fixed-rate 11,996 — 11,996 — CMO, fixed-rate-fate 43,965 — 43,965 — Total mortgage-backed securities available-for-sale 76,782 — 76,782 — Total $ 100,943 $ — $ 100,943 $ — For assets measured at fair value on a nonrecurring basis that were still held at the end of the period, the following table provides the level of valuation assumptions used to determine each adjustment and the carrying value of the related individual assets or portfolios at June 30, 2015 and September 30, 2014: June 30, 2015 Total Level 1 Level 2 Level 3 (in thousands) Other real estate owned $ 198 $ — $ — $ 198 Impaired loans (1) (2) 47 — — 47 Mortgage servicing rights 17 — 17 — Total $ 262 $ — $ 17 $ 245 June 30, 2015 Fair Value at June 30, 2015 Valuation Technique Unobservable Input Range/(Weighted Average) (dollars in thousands) Other real estate owned $ 198 Appraisal of collateral (3) Collateral discounts (4) 0 − 7%/(7%) Impaired loans (1) (2) 47 Appraisal of collateral (3) Collateral discounts (4) 65 − 80%/(7%) Total $ 245 (1) At June 30, 2015, consisted of two loans with an aggregate balance of $48,000 and $1,000 in specific loan loss allowance. (2) Includes assets directly charged-down to fair value during the year-to-date period. (3) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. (4) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expense. September 30, 2014 Total Level 1 Level 2 Level 3 (in thousands) Other real estate owned $ 1,030 $ — $ — $ 1,030 Impaired loans (1) (2) 887 — — 887 Mortgage servicing rights 160 — 160 — Total $ 2,077 $ — $ 160 $ 1,917 September 30, 2014 Fair Value at September 30, 2014 Valuation Technique Unobservable Input Range/(Weighted Average) (dollars in thousands) Other real estate owned $ 1,030 Appraisal of collateral (3) Collateral discounts (4) 16 − 72%/(38%) Impaired loans (1) (2) 887 Appraisal of collateral (3) Collateral discounts (4) 7 − 52%/(20%) Total $ 1,917 (1) At September 30, 2014, consisted of six loans with an aggregate balance of $887,000 and no specific loan loss allowance. (2) Includes assets directly charged-down to fair value during the year-to-date period. (3) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. (4) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The following table shows active information regarding significant techniques and inputs used at June 30, 2015 and September 30, 2014 for measures in a non-recurring basis using unobservable inputs (Level 2): Fair Value at June 30, 2015 Valuation Technique Unobservable Input Method or Value as of June 30, 2015 (in thousands) Mortgage servicing rights $ 17 Discounted rate Discount rate 11.50 − 12.50% Rate used through modeling period Loan prepayment speeds 13.45% Weighted-average CPR Servicing fees 0.25% Of loan balance Servicing costs 6.67% Monthly servicing cost per account $300 − 500 Additional monthly servicing cost per loan on loans more than 30 days delinquent Fair Value at September 30, 2014 Valuation Technique Unobservable Input Method or Value as of September 30, 2014 (in thousands) Mortgage servicing rights $ 160 Discounted rate Discount rate 11.00 − 12.00% Rate used through modeling period Loan prepayment speeds 14.15% Weighted-average CPR Servicing fees 0.25% Of loan balance Servicing costs 6.25% Monthly servicing cost per account $300 − 500 Additional monthly servicing cost per loan on loans more than 30 days delinquent The following disclosure of the estimated fair value of financial instruments is made in accordance with the requirements of FASB ASC 825. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methods. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company would realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. FASB ASC 825 excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The fair value estimates presented herein are based on pertinent information available to management as of June 30, 2015 and September 30, 2014. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since June 30, 2015 and September 30, 2014 and, therefore, current estimates of fair value may differ significantly from the amounts presented herein The following assumptions were used to estimate the fair value of the Company’s financial instruments: Cash and Cash Equivalents . Investment Securities Available-for-Sale. Investment Securities Held-to-Maturity. Loans Receivable. Loans Held-For-Sale. Impaired Loans. Accrued Interest Receivable . Restricted Stock. Other Real Estate Owned. Deposits. Time deposits are valued using an “all in” cost for brokered CDs with a similar maturity. The rates are further adjusted to offset the “all in” cost against servicing cost based upon industry estimates. Long-Term Borrowings . Accrued Interest Payable. Commitments to Extend Credit and Letters of Credit . Mortgage Servicing Rights. The carrying amount and estimated fair value of the Company’s financial instruments as of June 30, 2015 and September 30, 2014 are presented below: Carrying Amount Fair Value Level 1 Level 2 Level 3 (in thousands) June 30, 2015: Financial assets: Cash and cash equivalents $ 24,293 $ 24,293 $ 24,293 $ — $ — Investment securities available-for-sale 130,509 130,509 — 130,509 — Investment securities held-to-maturity 59,243 58,181 — 58,181 — Loans held for sale 657 670 670 — — Loans receivable, net 371,897 379,307 — — 379,307 Accrued interest receivable 2,404 2,404 — 2,404 — Restricted stock 4,369 4,369 — 4,369 — Mortgage servicing rights 406 443 — 443 — Financial liabilities: Savings accounts 44,949 44,949 — 44,949 — Checking and NOW accounts 111,962 111,962 — 111,962 — Money market accounts 78,963 78,963 — 78,963 — Certificates of deposit 207,344 209,954 — 209,954 — FHLB advances 93,000 94,649 — 94,649 — Accrued interest payable 346 346 — 346 — September 30, 2014: Financial assets: Cash and cash equivalents $ 19,187 $ 19,187 $ 19,187 $ — $ — Investment securities available-for-sale 100,943 100,943 — 100,943 — Loans receivable, net 386,074 388,202 — — 388,202 Accrued interest receivable 1,322 1,322 — 1,322 — Restricted stock 3,503 3,503 — 3,503 — Mortgage servicing rights 453 512 — 512 — Financial liabilities: Savings accounts 44,917 44,917 — 44,917 — Checking and NOW accounts 104,980 104,980 — 104,980 — Money market accounts 59,529 59,529 — 59,529 — Certificates of deposit 203,527 207,080 — 207,080 — FHLB advances 48,000 49,627 — 49,627 — Accrued interest payable 149 149 — 149 —

Income Taxes

Income Taxes	9 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Note 9 – Income Taxes The following is reconciliation between the statutory federal income tax rate of 34% and the effective income tax rate on income before income taxes: Nine Months Ended June 30, 2015 2014 (Dollar in thousands) At federal statutory rate $ — $ — Adjustments resulting from: State tax, net of federal benefit — 4 $ — $ 4 Effective tax rate 0.00 % 12.12 % Deferred income taxes at June 30, 2015 and September 30, 2014 were as follows: June 30, 2015 September 30, 2014 (in thousands) Deferred Tax Assets: Unrealized loss on investments available-for-sale $ 741 $ 932 Allowance for loan losses 2,979 3,051 Non-accrual interest 91 122 Write-down of real estate owned 124 270 Alternative minimum tax (AMT) credit carryover 96 64 Low-income housing tax credit carryover 337 337 Supplement Employer Retirement Plan 455 455 Charitable contributions 39 36 Depreciation 190 127 State net operating loss 1,408 — Federal net operating loss 6,639 7,159 Other 308 54 Total Deferred Tax Assets 13,407 12,607 Valuation allowance for DTA (10,248 ) (10,074 ) Total Deferred Tax Assets, Net of Valuation Allowance 3,159 2,533 Deferred Tax Liabilities: State net operating income — (3 ) Mortgage servicing rights (138 ) (154 ) Other (205 ) — Total Deferred Tax Liabilities (343 ) (157 ) Deferred Tax Assets, Net $ 2,816 $ 2,376

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of composition of weighted average shares (denominator) used in earnings per share computations	The following table sets forth the composition of the weighted average shares (denominator) used in the earnings per share computations. Three Months Ended June 30, Nine Months Ended June 30, (in thousands, except for share data) 2015 2014 2015 2014 Net Income $ 1,205 $ 391 $ 2,534 $ 29 Weighted average shares outstanding 6,558,473 6,558,473 6,558,473 6,558,473 Average unearned ESOP shares (163,347 ) (177,747 ) (166,959 ) (181,359 ) Weighted average shares outstanding – basic 6,395,126 6,380,726 6,391,514 6,377,114 Earnings per share – basic $ 0.19 $ 0.06 $ 0.40 $ 0.00

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of investment securities available for sale	The following tables present information related to the Company’s investment securities at June 30, 2015 and September 30, 2014. At September 30, 2014 there were no held-to-maturity investment securities. June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 816 $ — $ (11 ) $ 805 State and municipal obligations 40,470 20 (420 ) 40,070 Single issuer trust preferred security 1,000 — (150 ) 850 Corporate debt securities 75,191 15 (1,237 ) 73,969 117,477 35 (1,818 ) 115,694 Mortgage-backed securities: Federal National Mortgage Association (FNMA), fixed-rate 9,053 — (246 ) 8,807 Federal Home Loan Mortgage Company (FHLMC), fixed-rate 6,159 — (151 ) 6,008 15,212 — (397 ) 14,815 Total $ 132,689 $ 35 $ (2,215 ) $ 130,509 Investment Securities Held-to-Maturity: U.S. government agencies $ 14,845 $ 1 $ (138 ) $ 14,708 State and municipal obligations 10,136 — (210 ) 9,926 Corporate debt securities 4,035 — (101 ) 3,934 Mortgage-backed securities: Collateralized mortgage obligations, fixed-rate 30,227 14 (628 ) 29,613 Total $ 59,243 $ 15 $ (1,077 ) $ 58,181 Total investment securities $ 191,932 $ 50 $ (3,292 ) $ 188,690 September 30, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ 19,719 $ 1 $ (464 ) $ 19,256 State and municipal obligations 2,543 — (43 ) 2,500 Single issuer trust preferred security 1,000 — (120 ) 880 Corporate debt securities 1,504 21 — 1,525 24,766 22 (627 ) 24,161 Mortgage-backed securities: Federal National Mortgage Association (FNMA): Adjustable-rate 403 15 — 418 Fixed-rate 17,390 9 (591 ) 16,808 Federal Home Loan Mortgage Company (FHLMC): Adjustable-rate 3,562 33 — 3,595 Fixed-rate 12,336 — (340 ) 11,996 Collateralized mortgage obligations (CMO), fixed-rate 45,222 46 (1,303 ) 43,965 78,913 103 (2,234 ) 76,782 Total $ 103,679 $ 125 $ (2,861 ) $ 100,943
Schedule of aggregate investments in an unrealized loss position	The following tables indicate gross unrealized losses not recognized in income and fair value, aggregated by investment category and the length of time individual securities have been in a continuous unrealized loss position at June 30, 2015 and September 30, 2014: June 30, 2015 Less than 12 Months More than 12 Months Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair value Unrealized Losses (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ — $ — $ 805 $ (11 ) $ 805 $ (11 ) State and municipal obligations 31,773 (420 ) — — 31,773 (420 ) Single issuer trust preferred security — — 850 (150 ) 850 (150 ) Corporate debt securities 65,908 (1,237 ) — — 65,908 (1,237 ) Mortgage-backed securities: FNMA, fixed-rate 5,503 (143 ) 3,304 (103 ) 8,807 (246 ) FHLMC, fixed-rate 3,275 (96 ) 2,733 (55 ) 6,008 (151 ) Total $ 106,459 $ (1,896 ) $ 7,692 $ (319 ) $ 114,151 $ (2,215 ) Investment Securities Held-to-Maturity: U.S. government agencies 14,162 (138 ) — — 14,162 (138 ) State and municipal obligations 9,925 (210 ) — — 9,925 (210 ) Corporate debt securities 3,934 (101 ) — — 3,934 (101 ) Mortgage-backed securities: CMO, fixed-rate 25,663 (628 ) — — 25,663 (628 ) Total 53,684 (1,077 ) — — 53,684 (1,077 ) Total investment securities $ 160,143 $ (2,973 ) $ 7,692 $ (319 ) $ 167,835 $ (3,292 ) September 30, 2014 Less than 12 Months More than 12 Months Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair value Unrealized Losses (in thousands) Investment Securities Available-for-Sale: U.S. government agencies $ — $ — $ 18,267 $ (464 ) $ 18,267 $ (464 ) State and municipal obligations — — 2,501 (43 ) 2,501 (43 ) Single issuer trust preferred security — — 880 (120 ) 880 (120 ) Mortgage-backed securities: FNMA, fixed-rate — — 16,715 (591 ) 16,715 (591 ) FHLMC, fixed-rate — — 11,996 (340 ) 11,996 (340 ) CMO, fixed-rate 3,945 (54 ) 36,185 (1,249 ) 40,130 (1,303 ) Total investment securities $ 3,945 $ (54 ) $ 86,544 $ (2,807 ) $ 90,489 $ (2,861 )
Schedule of amortized cost and fair value of debt securities by contractual maturity	Actual maturities can be expected to differ from scheduled maturities due to prepayment or early call options of the issuer. June 30, 2015 Amortized Cost Fair Value (in thousands) Investment Securities Available-for-Sale: Due in one year or less $ — $ — Due after one year through five years 15,041 14,952 Due after five years through ten years 81,040 79,738 Due after ten years 36,608 35,819 Total $ 132,689 $ 130,509 Investment Securities Held-to-Maturity: Due after one year through five years $ 12,846 $ 12,729 Due after five years through ten years 6,034 5,913 Due after ten years 40,363 39,539 Total $ 59,243 $ 58,181 Total investment securities $ 191,932 $ 188,690

Loans Receivable and Related 20

Loans Receivable and Related Allowance for Loan Losses (Tables)	9 Months Ended
	Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Schedule of loans receivable	Loans receivable in the Company’s portfolio consisted of the following at the dates indicated below: June 30, September 30, 2015 2014 (in thousands) Residential mortgage $ 219,197 $ 231,324 Construction and Development: Residential and commercial 6,751 5,964 Land 25 1,033 Total Construction and Development 6,776 6,997 Commercial: Commercial real estate 67,617 71,579 Multi-family 5,451 1,032 Other 9,839 5,480 Total Commercial 82,907 78,091 Consumer: Home equity lines of credit 23,173 22,292 Second mortgages 40,121 47,034 Other 2,523 2,839 Total Consumer 65,817 72,165 Total loans 374,697 388,577 Deferred loan fees and cost, net 1,774 2,086 Allowance for loan losses (4,574 ) (4,589 ) Total loans receivable, net $ 371,897 $ 386,074
Schedule of allowance for loan losses	Activity in the allowance is presented for the three and nine months ended June 30, 2015 and 2014 and the year ended September 30, 2014, respectively. Three Months Ended June 30, 2015 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,587 $ 308 $ 5 $ 1,058 $ 157 $ 59 $ 143 $ 851 $ 32 $ 412 $ 4,612 Charge-offs — — — — — — — (107 ) — — (107 ) Recoveries 16 23 — 3 — 1 — 23 3 — 69 Provision (71 ) 3 (5 ) (25 ) (9 ) 30 (2 ) (36 ) (6 ) 121 — Ending Balance $ 1,532 $ 334 $ — $ 1,036 $ 148 $ 90 $ 141 $ 731 $ 29 $ 533 $ 4,574 Three Months Ended June 30, 2014 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,783 $ 455 $ 32 $ 1,223 $ 67 $ 55 $ 152 $ 989 $ 39 $ 52 $ 4,847 Charge-offs (43 ) — — — — — — (40 ) (1 ) — (84 ) Recoveries 1 73 — 2 — 1 1 16 1 — 95 Provision (24 ) (73 ) (6 ) (1 ) (3 ) (7 ) 11 (14 ) (4 ) 121 — Ending Balance $ 1,717 $ 455 $ 26 $ 1,224 $ 64 $ 49 $ 164 $ 951 $ 35 $ 173 $ 4,858 Nine Months Ended June 30, 2015 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,672 $ 291 $ 13 $ 1,248 $ 29 $ 50 $ 168 $ 1,033 $ 23 $ 62 $ 4,589 Charge-offs — (1 ) — (48 ) — — — (138 ) (33 ) — (220 ) Recoveries 17 23 — 8 — 2 1 57 7 — 115 Provision (157 ) 21 (13 ) (172 ) 119 38 (28 ) (221 ) 32 471 90 Ending Balance $ 1,532 $ 334 $ — $ 1,036 $ 148 $ 90 $ 141 $ 731 $ 29 $ 533 $ 4,574 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ 1 $ — $ — $ 1 Ending balance: collectively evaluated for impairment $ 1,532 $ 334 $ — $ 1,036 $ 148 $ 90 $ 141 $ 730 $ 29 $ 533 $ 4,573 Loans receivable: Ending balance $ 219,197 $ 6,751 $ 25 $ 67,617 $ 5,451 $ 9,839 $ 23,173 $ 40,121 $ 2,523 $ 374,697 Ending balance: individually evaluated for impairment $ 566 $ 121 $ — $ 597 $ — $ — $ 20 $ 162 $ — $ 1,466 Ending balance: collectively evaluated for impairment $ 218,631 $ 6,630 $ 25 $ 67,020 $ 5,451 $ 9,839 $ 23,153 $ 39,959 $ 2,523 $ 373,231 Nine Months Ended June 30, 2014 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,414 $ 164 $ 56 $ 1,726 $ 40 $ 59 $ 137 $ 1,393 $ 22 $ 79 $ 5,090 Charge-offs (48 ) (37 ) — — — — (14 ) (443 ) (6 ) — (548 ) Recoveries 13 145 — 7 — 2 1 66 2 — 236 Provision 338 183 (30 ) (509 ) 24 (12 ) 40 (65 ) 17 94 80 Ending Balance $ 1,717 $ 455 $ 26 $ 1,224 $ 64 $ 49 $ 164 $ 951 $ 35 $ 173 $ 4,858 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,717 $ 455 $ 26 $ 1,224 $ 64 $ 49 $ 164 $ 951 $ 35 $ 173 $ 4,858 Loans receivable: Ending balance $ 235,050 $ 7,484 $ 1,537 $ 69,788 $ 2,086 $ 5,492 $ 21,914 $ 48,866 $ 3,011 $ 395,228 Ending balance: individually evaluated for impairment $ 1,968 $ 479 $ 237 $ — $ — $ 900 $ 116 $ 638 $ — $ 4,338 Ending balance: collectively evaluated for impairment $ 233,082 $ 7,005 $ 1,300 $ 69,788 $ 2,086 $ 4,592 $ 21,798 $ 48,228 $ 3,011 $ 390,890 Year Ended September 30, 2014 Construction and Development Commercial Consumer Residential Mortgage Residential and Commercial Land Commercial Real Estate Multi- family Other Home Equity Lines of Credit Second Mortgages Other Unallocated Total (in thousands) Allowance for loan losses: Beginning balance $ 1,414 $ 164 $ 56 $ 1,726 $ 40 $ 59 $ 137 $ 1,393 $ 22 $ 79 $ 5,090 Charge-offs (83 ) (37 ) — (183 ) — — (14 ) (618 ) (6 ) — (941 ) Recoveries 23 1 — 9 — 3 1 136 4 — 177 Provision 318 163 (43 ) (304 ) (11 ) (12 ) 44 122 3 (17 ) 263 Ending Balance $ 1,672 $ 291 $ 13 $ 1,248 $ 29 $ 50 $ 168 $ 1,033 $ 23 $ 62 $ 4,589 Ending balance: individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — Ending balance: collectively evaluated for impairment $ 1,672 $ 291 $ 13 $ 1,248 $ 29 $ 50 $ 168 $ 1,033 $ 23 $ 62 $ 4,589 Loans receivable: Ending balance $ 231,324 $ 5,964 $ 1,033 $ 71,579 $ 1,032 $ 5,480 $ 22,292 $ 47,034 $ 2,839 $ 388,577 Ending balance: individually evaluated for impairment $ 999 $ 187 $ — $ 504 $ — $ 900 $ 115 $ 695 $ — $ 3,400 Ending balance: collectively evaluated for impairment $ 230,325 $ 5,777 $ 1,033 $ 71,075 $ 1,032 $ 4,580 $ 22,177 $ 46,339 $ 2,839 $ 385,177
Schedule of impaired loans	The following table presents impaired loans in portfolio by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of June 30, 2015 and September 30, 2014. Impaired Loans With Specific Allowance Impaired Loans With No Specific Allowance Total Impaired Loans Recorded Investment Related Allowance Recorded Investment Recorded Investment Unpaid Principal Balance (in thousands) June 30, 2015: Residential mortgage $ — $ — $ 566 $ 566 $ 659 Construction and Development: Residential and commercial — — 121 121 253 Commercial: Commercial real estate — — 597 597 830 Consumer: Home equity lines of credit — — 20 20 36 Second mortgages 23 1 139 162 212 Total impaired loans $ 23 $ 1 $ 1,443 $ 1,466 $ 1,990 September 30, 2014: Residential mortgage $ — $ — $ 999 $ 999 $ 1,149 Construction and Development: Residential and commercial — — 187 187 842 Commercial: — — Commercial real estate — — 504 504 688 Other — — 900 900 900 Consumer: Home equity lines of credit — — 115 115 135 Second mortgages — — 695 695 894 Total impaired loans $ — $ — $ 3,400 $ 3,400 $ 4,608
Schedule of average recorded investment in impaired loans and related interest income recognized	The following table presents the average recorded investment in impaired loans in portfolio and related interest income recognized for three and nine months ended June 30, 2015 and 2014. Three Months Ended June 30, 2015 Nine Months Ended June 30, 2015 (in thousands) Average Impaired Loans Interest Income Recognized on Impaired Loans Average Impaired Loans Interest Income Recognized on Impaired Loans Residential mortgage $ 674 $ — $ 819 $ — Construction and Development: Residential and commercial 133 1 151 3 Commercial: Commercial real estate 608 — 669 — Other — — 454 12 Consumer: Home equity lines of credit 20 — 25 — Second mortgages 430 — 618 — Total $ 1,865 $ 1 $ 2,736 $ 15 Three Months Ended June 30, 2014 Nine Months Ended June 30, 2014 (in thousands) Average Impaired Loans Interest Income Recognized on Impaired Loans Average Impaired Loans Interest Income Recognized on Impaired Loans Residential mortgage $ 2,040 $ — $ 1,788 $ — Construction and Development: Residential and commercial 522 5 685 14 Land 292 2 255 9 Commercial: Other 900 8 900 22 Consumer: Home equity lines of credit 161 — 100 — Second mortgages 597 — 574 — Total $ 4,512 $ 15 $ 4,302 $ 45
Schedule of classes of loan portfolio	The following table presents the classes of the loan portfolio summarized by loans considered to be rated as pass and the categories of special mention, substandard and doubtful within the Company’s internal risk rating system as of June 30, 2015 and September 30, 2014. June 30, 2015 Special Pass Mention Substandard Doubtful Total (in thousands) Residential mortgage $ 218,405 $ 131 $ 661 $ — $ 219,197 Construction and Development: Residential and commercial 6,524 106 121 — 6,751 Land 25 — — — 25 Commercial: Commercial real estate 59,103 4,414 4,100 — 67,617 Multi-family 5,168 283 — — 5,451 Other 8,842 276 721 — 9,839 Consumer: Home equity lines of credit 23,056 — 117 — 23,173 Second mortgages 39,296 135 690 — 40,121 Other 2,509 14 — — 2,523 Total $ 362,928 $ 5,359 $ 6,410 $ — $ 374,697 September 30, 2014 Special Pass Mention Substandard Doubtful Total (in thousands) Residential mortgage $ 230,065 $ 137 $ 1,122 $ — $ 231,324 Construction and Development: Residential and commercial 5,777 — 187 — 5,964 Land 1,033 — — — 1,033 Commercial: Commercial real estate 63,125 5,797 2,657 — 71,579 Multi-family 1,032 — — — 1,032 Other 3,555 1,025 900 — 5,480 Consumer: Home equity lines of credit 22,177 — 115 — 22,292 Second mortgages 46,292 21 721 — 47,034 Other 2,823 16 — — 2,839 Total $ 375,879 $ 6,996 $ 5,702 $ — $ 388,577
Schedule of loans that are no longer accruing interest by portfolio class	The following table presents loans that are no longer accruing interest by portfolio class. June 30, September 30 2015 2014 (in thousands) Residential mortgage $ 566 $ 1,232 Construction and Development: Residential and commercial 12 78 Commercial: Commercial real estate 597 504 Consumer: Home equity lines of credit 20 115 Second mortgages 162 462 Total non-accrual loans $ 1,357 $ 2,391
Schedule of classes of loan portfolio summarized by aging categories	The following table presents the classes of the loan portfolio summarized by the aging categories as of June 30, 2015 and September 30, 2014. 30 – 59 60 – 89 90 Days or Days Past Days Past More Past Total Total Loans Current Due Due Due Past Due Receivable (in thousands) June 30, 2015: Residential mortgage $ 216,698 $ 1,538 $ 395 $ 566 $ 2,499 $ 219,197 Construction and Development: Residential and commercial 6,739 — — 12 12 6,751 Land 25 — — — — 25 Commercial: Commercial real estate 66,517 503 — 597 1,100 67,617 Multi-family 5,451 — — — — 5,451 Other 9,839 — — — — 9,839 Consumer: Home equity lines of credit 23,056 — 97 20 117 23,173 Second mortgages 39,724 235 — 162 397 40,121 Other 2,523 — — — — 2,523 Total $ 370,572 $ 2,276 $ 492 $ 1,357 $ 4,125 $ 374,697 September 30, 2014: Residential mortgage $ 229,257 $ 835 $ — $ 1,232 $ 2,067 $ 231,324 Construction and Development: Residential and Commercial 5,886 — — 78 78 5,964 Land 1,033 — — — — 1,033 Commercial: Commercial real estate 71,075 — — 504 504 71,579 Multi-family 1,032 — — — — 1,032 Other 5,480 — — — — 5,480 Consumer: Home equity lines of credit 22,177 — — 115 115 22,292 Second mortgages 45,847 200 525 462 1,187 47,034 Other 2,822 17 — — 17 2,839 Total $ 384,609 $ 1,052 $ 525 $ 2,391 $ 3,968 $ 388,577
Schedule of TDR loans	The following table presents our TDR loans as of June 30, 2015 and September 30, 2014. Troubled Debt Restructured Loans That Have Defaulted on Total Troubled Debt Modified Terms Within The Past Restructurings 12 Months Number of Recorded Number of Recorded Loans Investment Loans Investment (dollars in thousands) At June 30, 2015: Construction and Development: Residential and commercial 1 $ 109 — $ — Commercial: Commercial real estate 2 499 2 499 Total 3 $ 608 2 $ 499 At September 30, 2014: Construction and Development: Residential and commercial 2 $ 187 1 $ 78 Commercial: Other 1 900 — — Total 3 $ 1,087 1 $ 78
Schedule of performing status of TDR loans	The following table reports the performing status of TDR loans. The performing status is determined by the loans compliance with the modified terms. June 30, 2015 September 30, 2014 Performing Non-Performing Performing Non-Performing (in thousands) Construction and Development: Residential and commercial $ 109 $ — $ 109 $ 78 Commercial: Commercial real estate — 499 — — Other — — 900 — Total $ 109 $ 499 $ 1,009 $ 78
Schedule of activity in loans which were first deemed to be TDRs	The following table shows the activity in loans which were first deemed to be TDRs during the three months and nine months ended June 30, 2015 and 2014. No loans were first deemed TDRs during the three months ended June 30, 2014. For the Three Months Ended June 30, 2015 For the Three Months Ended June 30, 2014 Restructured During Period Pre- Post- Pre- Post- Modifications Modifications Modifications Modifications Number Outstanding Outstanding Number Outstanding Outstanding of Recorded Recorded of Recorded Recorded Loans Investments Investments Loans Investments Investments (dollars in thousands) Commercial: Commercial real estate 2 $ 499 $ 499 — $ — $ — Total troubled debt restructurings 2 $ 499 $ 499 — $ — $ — For the Nine Months Ended June 30, 2015 For the Nine Months Ended June 30, 2014 Restructured During Period Number of Loans Pre- Modifications Outstanding Recorded Investments Post- Modifications Outstanding Recorded Investments Number of Loans Pre- Modifications Outstanding Recorded Investments Post- Modifications Outstanding Recorded Investments (dollars in thousands) Construction and Development: Residential and commercial — $ — $ — 1 $ 437 $ 437 Commercial: Commercial real estate 2 $ 499 $ 499 — $ — $ — Total troubled debt restructurings 2 $ 499 $ 499 1 $ 437 $ 437

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Schedule of actual capital amounts and ratios	The Bank’s actual capital amounts and ratios are also presented in the table: Actual For Capital Adequacy Purposes To be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio (dollars in thousands) As of June 30, 2015: Core Capital (to adjusted tangible assets) $ 67,790 10.56 % $ ≥25,682 4.00 % $ ³ 5.00 % Tier 1 Capital (to risk-weighted assets) 67,790 16.22 ³25,084 6.00 ³ 8.00 Total risk-based Capital (to risk-weighted assets) 72,426 17.32 ≥33,445 8.00 ≥41,807 10.00 As of September 30, 2014: Tangible Capital (to tangible assets) $ 64,414 12.09 % $ ≥7,990 1.50 % $ — N/A Core Capital (to adjusted tangible assets) 64,414 12.09 ³ 4.00 ≥26,632 5.00 % Tier 1 Capital (to risk-weighted assets) 64,414 19.50 ³ 4.00 ≥19,818 6.00 Total risk-based Capital (to risk-weighted assets) 68,549 20.75 ≥26,424 8.00 ³ 10.00

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Jun. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Schedule of balances of assets measured at fair value on a recurring basis	The table below presents the balances of assets measured at fair value on a recurring basis: June 30, 2015 Total Level 1 Level 2 Level 3 (in thousands) Investment securities available-for-sale: Debt securities: U.S. government agencies $ 805 $ — $ 805 $ — State and municipal obligations 40,070 — 40,070 — Single issuer trust preferred security 850 — 850 — Corporate debt securities 73,969 — 73,969 — Total investment securities available-for-sale 115,694 — 115,694 — Mortgage-backed securities available-for-sale: FNMA, fixed-rate 8,807 — 8,807 — FHLMC, fixed-rate 6,008 — 6,008 — Total mortgage-backed securities available-for-sale 14,815 — 14,815 — Total $ 130,509 $ — $ 130,509 $ — September 30, 2014 Total Level 1 Level 2 Level 3 (in thousands) Investment securities available-for-sale: Debt securities: U.S. government agencies $ 19,256 $ — $ 19,256 $ — State and municipal obligations 2,500 — 2,500 — Single issuer trust preferred security 880 — 880 — Corporate debt securities 1,525 — 1,525 — Total investment securities available-for-sale 24,161 — 24,161 — Mortgage-backed securities available-for-sale: FNMA: Adjustable-rate 418 — 418 — Fixed-rate 16,808 — 16,808 — FHLMC: Adjustable-rate 3,595 — 3,595 — Fixed-rate 11,996 — 11,996 — CMO, fixed-rate-fate 43,965 — 43,965 — Total mortgage-backed securities available-for-sale 76,782 — 76,782 — Total $ 100,943 $ — $ 100,943 $ —
Schedule of carrying amount and estimated fair value of the Company's financial instruments	The carrying amount and estimated fair value of the Company’s financial instruments as of June 30, 2015 and September 30, 2014 are presented below: Carrying Amount Fair Value Level 1 Level 2 Level 3 (in thousands) June 30, 2015: Financial assets: Cash and cash equivalents $ 24,293 $ 24,293 $ 24,293 $ — $ — Investment securities available-for-sale 130,509 130,509 — 130,509 — Investment securities held-to-maturity 59,243 58,181 — 58,181 — Loans held for sale 657 670 670 — — Loans receivable, net 371,897 379,307 — — 379,307 Accrued interest receivable 2,404 2,404 — 2,404 — Restricted stock 4,369 4,369 — 4,369 — Mortgage servicing rights 406 443 — 443 — Financial liabilities: Savings accounts 44,949 44,949 — 44,949 — Checking and NOW accounts 111,962 111,962 — 111,962 — Money market accounts 78,963 78,963 — 78,963 — Certificates of deposit 207,344 209,954 — 209,954 — FHLB advances 93,000 94,649 — 94,649 — Accrued interest payable 346 346 — 346 — September 30, 2014: Financial assets: Cash and cash equivalents $ 19,187 $ 19,187 $ 19,187 $ — $ — Investment securities available-for-sale 100,943 100,943 — 100,943 — Loans receivable, net 386,074 388,202 — — 388,202 Accrued interest receivable 1,322 1,322 — 1,322 — Restricted stock 3,503 3,503 — 3,503 — Mortgage servicing rights 453 512 — 512 — Financial liabilities: Savings accounts 44,917 44,917 — 44,917 — Checking and NOW accounts 104,980 104,980 — 104,980 — Money market accounts 59,529 59,529 — 59,529 — Certificates of deposit 203,527 207,080 — 207,080 — FHLB advances 48,000 49,627 — 49,627 — Accrued interest payable 149 149 — 149 —
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Schedule of quantitative information regarding significant techniques and inputs used	The table below presents the balances of assets measured at fair value on a recurring basis: June 30, 2015 Total Level 1 Level 2 Level 3 (in thousands) Investment securities available-for-sale: Debt securities: U.S. government agencies $ 805 $ — $ 805 $ — State and municipal obligations 40,070 — 40,070 — Single issuer trust preferred security 850 — 850 — Corporate debt securities 73,969 — 73,969 — Total investment securities available-for-sale 115,694 — 115,694 — Mortgage-backed securities available-for-sale: FNMA, fixed-rate 8,807 — 8,807 — FHLMC, fixed-rate 6,008 — 6,008 — Total mortgage-backed securities available-for-sale 14,815 — 14,815 — Total $ 130,509 $ — $ 130,509 $ — September 30, 2014 Total Level 1 Level 2 Level 3 (in thousands) Investment securities available-for-sale: Debt securities: U.S. government agencies $ 19,256 $ — $ 19,256 $ — State and municipal obligations 2,500 — 2,500 — Single issuer trust preferred security 880 — 880 — Corporate debt securities 1,525 — 1,525 — Total investment securities available-for-sale 24,161 — 24,161 — Mortgage-backed securities available-for-sale: FNMA: Adjustable-rate 418 — 418 — Fixed-rate 16,808 — 16,808 — FHLMC: Adjustable-rate 3,595 — 3,595 — Fixed-rate 11,996 — 11,996 — CMO, fixed-rate-fate 43,965 — 43,965 — Total mortgage-backed securities available-for-sale 76,782 — 76,782 — Total $ 100,943 $ — $ 100,943 $ — For assets measured at fair value on a nonrecurring basis that were still held at the end of the period, the following table provides the level of valuation assumptions used to determine each adjustment and the carrying value of the related individual assets or portfolios at June 30, 2015 and September 30, 2014: June 30, 2015 Total Level 1 Level 2 Level 3 (in thousands) Other real estate owned $ 198 $ — $ — $ 198 Impaired loans (1) (2) 47 — — 47 Mortgage servicing rights 17 — 17 — Total $ 262 $ — $ 17 $ 245 June 30, 2015 Fair Value at June 30, 2015 Valuation Technique Unobservable Input Range/(Weighted Average) (dollars in thousands) Other real estate owned $ 198 Appraisal of collateral (3) Collateral discounts (4) 0 − 7%/(7%) Impaired loans (1) (2) 47 Appraisal of collateral (3) Collateral discounts (4) 65 − 80%/(7%) Total $ 245 (1) At June 30, 2015, consisted of two loans with an aggregate balance of $48,000 and $1,000 in specific loan loss allowance. (2) Includes assets directly charged-down to fair value during the year-to-date period. (3) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. (4) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expense. September 30, 2014 Total Level 1 Level 2 Level 3 (in thousands) Other real estate owned $ 1,030 $ — $ — $ 1,030 Impaired loans (1) (2) 887 — — 887 Mortgage servicing rights 160 — 160 — Total $ 2,077 $ — $ 160 $ 1,917 September 30, 2014 Fair Value at September 30, 2014 Valuation Technique Unobservable Input Range/(Weighted Average) (dollars in thousands) Other real estate owned $ 1,030 Appraisal of collateral (3) Collateral discounts (4) 16 − 72%/(38%) Impaired loans (1) (2) 887 Appraisal of collateral (3) Collateral discounts (4) 7 − 52%/(20%) Total $ 1,917 (1) At September 30, 2014, consisted of six loans with an aggregate balance of $887,000 and no specific loan loss allowance. (2) Includes assets directly charged-down to fair value during the year-to-date period. (3) Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales. (4) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Schedule of quantitative information regarding significant techniques and inputs used	The following table shows active information regarding significant techniques and inputs used at June 30, 2015 and September 30, 2014 for measures in a non-recurring basis using unobservable inputs (Level 2): Fair Value at June 30, 2015 Valuation Technique Unobservable Input Method or Value as of June 30, 2015 (in thousands) Mortgage servicing rights $ 17 Discounted rate Discount rate 11.50 − 12.50% Rate used through modeling period Loan prepayment speeds 13.45% Weighted-average CPR Servicing fees 0.25% Of loan balance Servicing costs 6.67% Monthly servicing cost per account $300 − 500 Additional monthly servicing cost per loan on loans more than 30 days delinquent Fair Value at September 30, 2014 Valuation Technique Unobservable Input Method or Value as of September 30, 2014 (in thousands) Mortgage servicing rights $ 160 Discounted rate Discount rate 11.00 − 12.00% Rate used through modeling period Loan prepayment speeds 14.15% Weighted-average CPR Servicing fees 0.25% Of loan balance Servicing costs 6.25% Monthly servicing cost per account $300 − 500 Additional monthly servicing cost per loan on loans more than 30 days delinquent

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Schedule of reconciliation between federal income tax at the statutory rate	The following is reconciliation between the statutory federal income tax rate of 34% and the effective income tax rate on income before income taxes: Nine Months Ended June 30, 2015 2014 (Dollar in thousands) At federal statutory rate $ — $ — Adjustments resulting from: State tax, net of federal benefit — 4 $ — $ 4 Effective tax rate 0.00 % 12.12 %
Schedule of deferred income taxes	Deferred income taxes at June 30, 2015 and September 30, 2014 were as follows: June 30, 2015 September 30, 2014 (in thousands) Deferred Tax Assets: Unrealized loss on investments available-for-sale $ 741 $ 932 Allowance for loan losses 2,979 3,051 Non-accrual interest 91 122 Write-down of real estate owned 124 270 Alternative minimum tax (AMT) credit carryover 96 64 Low-income housing tax credit carryover 337 337 Supplement Employer Retirement Plan 455 455 Charitable contributions 39 36 Depreciation 190 127 State net operating loss 1,408 — Federal net operating loss 6,639 7,159 Other 308 54 Total Deferred Tax Assets 13,407 12,607 Valuation allowance for DTA (10,248 ) (10,074 ) Total Deferred Tax Assets, Net of Valuation Allowance 3,159 2,533 Deferred Tax Liabilities: State net operating income — (3 ) Mortgage servicing rights (138 ) (154 ) Other (205 ) — Total Deferred Tax Liabilities (343 ) (157 ) Deferred Tax Assets, Net $ 2,816 $ 2,376

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share [Abstract]
Net Income	$ 1,205	$ 391	$ 2,534	$ 29
Weighted average shares outstanding	6,558,473	6,558,473	6,558,473	6,558,473
Average unearned ESOP shares	(163,347)	(177,747)	(166,959)	(181,359)
Weighted average shares outstanding - basic (in shares)	6,395,126	6,380,726	6,391,514	6,377,114
Earnings (Loss) per share - basic (in dollars per share)	$ 0.19	$ 0.06	$ 0.4	$ 0

Employee Stock Ownership Plan (

Employee Stock Ownership Plan (Detail Narrative) - USD ($)	3 Months Ended		4 Months Ended	9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Sep. 30, 2008	Jun. 30, 2015	Jun. 30, 2014
Employee Stock Ownership Plan (ESOP), Shares in ESOP [Abstract]
Employee Stock Ownership Plan (ESOP), shares purchased			241,178
Employee Stock Ownership Plan (ESOP), amount borrowed			$ 2,600,000
Average price of shares purchased			$ 10.86
Employee Stock Ownership Plan (ESOP), debt structure, direct loan, description			The loan, which bears an interest rate of 5%, is being repaid in quarterly installments through 2026
Committed to be released ESOP shares	3,600	3,600		10,800	10,800
Number of unallocated shares	$ 161,565			$ 161,565
Number of allocated shares held by the ESOP	97,653			97,653
Aggregate fair value of shares held by the ESOP	$ 2,400,000			$ 2,400,000

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Jun. 30, 2015	Sep. 30, 2014
Investment Securities Available-for-Sale:
Amortized Cost	$ 132,689
Gross Unrealized Gains	35
Gross Unrealized Losses	(2,215)
Fair value	130,509	$ 100,943
Investment Securities Held-to-Maturity:
Amortized Cost	59,243
Fair Value	58,181	0
Total investment securities Amortized Cost	191,932	103,679
Total investment securities Gross Unrealized Gains	50	125
Total investment securities Gross Unrealized Losses	(3,292)	(2,861)
Total investment securities Fair Value	188,690	100,943
U S Government Agencies Debt Securities [Member]
Investment Securities Available-for-Sale:
Amortized Cost	$ 816	19,719
Gross Unrealized Gains		1
Gross Unrealized Losses	$ (11)	(464)
Fair value	805	19,256
Investment Securities Held-to-Maturity:
Amortized Cost	14,845
Gross Unrealized Gains	1
Gross Unrealized Losses	(138)
Fair Value	14,708
U S States And Political Subdivisions [Member]
Investment Securities Available-for-Sale:
Amortized Cost	40,470	$ 2,543
Gross Unrealized Gains	20
Gross Unrealized Losses	(420)	$ (43)
Fair value	40,070	2,500
Investment Securities Held-to-Maturity:
Amortized Cost	$ 10,136
Gross Unrealized Gains
Gross Unrealized Losses	$ (210)
Fair Value	9,926
Single Issuer Trust Preferred Security [Member]
Investment Securities Available-for-Sale:
Amortized Cost	$ 1,000	$ 1,000
Gross Unrealized Gains
Gross Unrealized Losses	$ (150)	$ (120)
Fair value	850	880
Corporate Debt Securities [Member]
Investment Securities Available-for-Sale:
Amortized Cost	75,191	1,504
Gross Unrealized Gains	15	$ 21
Gross Unrealized Losses	(1,237)
Fair value	73,969	$ 1,525
Investment Securities Held-to-Maturity:
Amortized Cost	$ 4,035
Gross Unrealized Gains
Gross Unrealized Losses	$ (101)
Fair Value	3,934
Available For Sale Securities Before Mortgage Backed [Member]
Investment Securities Available-for-Sale:
Amortized Cost	117,477	24,766
Gross Unrealized Gains	35	22
Gross Unrealized Losses	(1,818)	(627)
Fair value	115,694	24,161
Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member] | Fixed Rate [Member]
Investment Securities Available-for-Sale:
Amortized Cost	$ 6,159	$ 12,336
Gross Unrealized Gains
Gross Unrealized Losses	$ (151)	$ (340)
Fair value	6,008	11,996
Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member] | Adjustable Rate Loans [Member]
Investment Securities Available-for-Sale:
Amortized Cost		3,562
Gross Unrealized Gains		$ 33
Gross Unrealized Losses
Fair value		$ 3,595
Federal National Mortgage Association Certificates And Obligations F N M A [Member] | Fixed Rate [Member]
Investment Securities Available-for-Sale:
Amortized Cost	$ 9,053	17,390
Gross Unrealized Gains		9
Gross Unrealized Losses	$ (246)	(591)
Fair value	8,807	16,808
Federal National Mortgage Association Certificates And Obligations F N M A [Member] | Adjustable Rate Loans [Member]
Investment Securities Available-for-Sale:
Amortized Cost		403
Gross Unrealized Gains		$ 15
Gross Unrealized Losses
Fair value		$ 418
Collateralized Mortgage Obligations [Member] | Fixed Rate [Member]
Investment Securities Available-for-Sale:
Amortized Cost		45,222
Gross Unrealized Gains		46
Gross Unrealized Losses		(1,303)
Fair value		43,965
Investment Securities Held-to-Maturity:
Amortized Cost	30,227
Gross Unrealized Gains	14
Gross Unrealized Losses	(628)
Fair Value	29,613
Mortgage Backed Securities [Member]
Investment Securities Available-for-Sale:
Amortized Cost	$ 15,212	78,913
Gross Unrealized Gains		103
Gross Unrealized Losses	$ (397)	(2,234)
Fair value	14,815	$ 76,782
Investment Securities Held-to-Maturity:
Amortized Cost	59,243
Gross Unrealized Gains	15
Gross Unrealized Losses	(1,077)
Fair Value	$ 58,181

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Jun. 30, 2015	Sep. 30, 2014
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value	$ 106,459	$ 3,945
Less than 12 Months: Unrealized Losses	(1,896)	(54)
More than 12 Months: Fair Value	7,692	86,544
More than 12 Months: Unrealized Losses	(319)	(2,807)
Total: Fair Value	114,151	90,489
Total: Unrealized Losses	(2,215)	$ (2,861)
Investment Securities Held-to-Maturity:
Less than 12 Months: Fair Value	53,684
Less than 12 Months: Unrealized Losses	$ (1,077)
More than 12 Months: Fair Value
More than 12 Months: Unrealized Losses
Total: Fair Value	$ 53,684
Total: Unrealized Losses	(1,077)
Total investment securities in an unrealized loss position less than 12 months fair value	160,143
Total investment securities in an unrealized loss position less than 12 months gross unrealized loss	(2,973)
Total investment securities in an unrealized loss position 12 months or more fair value	7,692
Total investment securities in an unrealized loss position 12 months or more gross unrealized loss	(319)
Total investment securities in an unrealized loss position fair value	167,835
Total investment securities in an unrealized loss position gross unrealized loss	$ (3,292)
U S Government Agencies Debt Securities [Member]
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value
Less than 12 Months: Unrealized Losses
More than 12 Months: Fair Value	$ 805	$ 18,267
More than 12 Months: Unrealized Losses	(11)	(464)
Total: Fair Value	805	18,267
Total: Unrealized Losses	(11)	$ (464)
Investment Securities Held-to-Maturity:
Less than 12 Months: Fair Value	14,162
Less than 12 Months: Unrealized Losses	$ (138)
More than 12 Months: Fair Value
More than 12 Months: Unrealized Losses
Total: Fair Value	$ 14,162
Total: Unrealized Losses	(138)
U S States And Political Subdivisions [Member]
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value	31,773
Less than 12 Months: Unrealized Losses	$ (420)
More than 12 Months: Fair Value		$ 2,501
More than 12 Months: Unrealized Losses		(43)
Total: Fair Value	$ 31,773	2,501
Total: Unrealized Losses	(420)	$ (43)
Investment Securities Held-to-Maturity:
Less than 12 Months: Fair Value	9,925
Less than 12 Months: Unrealized Losses	$ (210)
More than 12 Months: Fair Value
More than 12 Months: Unrealized Losses
Total: Fair Value	$ 9,925
Total: Unrealized Losses	$ (210)
Single Issuer Trust Preferred Security [Member]
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value
Less than 12 Months: Unrealized Losses
More than 12 Months: Fair Value	$ 850	$ 880
More than 12 Months: Unrealized Losses	(150)	(120)
Total: Fair Value	850	880
Total: Unrealized Losses	(150)	$ (120)
Corporate Debt Securities [Member]
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value	65,908
Less than 12 Months: Unrealized Losses	$ (1,237)
More than 12 Months: Fair Value
More than 12 Months: Unrealized Losses
Total: Fair Value	$ 65,908
Total: Unrealized Losses	(1,237)
Investment Securities Held-to-Maturity:
Less than 12 Months: Fair Value	3,934
Less than 12 Months: Unrealized Losses	$ (101)
More than 12 Months: Fair Value
More than 12 Months: Unrealized Losses
Total: Fair Value	$ 3,934
Total: Unrealized Losses	(101)
Federal National Mortgage Association Certificates And Obligations F N M A [Member] | Fixed Rate [Member]
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value	5,503
Less than 12 Months: Unrealized Losses	(143)
More than 12 Months: Fair Value	3,304	$ 16,715
More than 12 Months: Unrealized Losses	(103)	(591)
Total: Fair Value	8,807	16,715
Total: Unrealized Losses	(246)	$ (591)
Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member] | Fixed Rate [Member]
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value	3,275
Less than 12 Months: Unrealized Losses	(96)
More than 12 Months: Fair Value	2,733	$ 11,996
More than 12 Months: Unrealized Losses	(55)	(340)
Total: Fair Value	6,008	11,996
Total: Unrealized Losses	(151)	(340)
Collateralized Mortgage Obligations [Member] | Fixed Rate [Member]
Investment Securities Available-for-Sale:
Less than 12 Months: Fair Value		3,945
Less than 12 Months: Unrealized Losses		(54)
More than 12 Months: Fair Value		36,185
More than 12 Months: Unrealized Losses		(1,249)
Total: Fair Value		40,130
Total: Unrealized Losses		$ (1,303)
Investment Securities Held-to-Maturity:
Less than 12 Months: Fair Value	25,663
Less than 12 Months: Unrealized Losses	$ (628)
More than 12 Months: Fair Value
More than 12 Months: Unrealized Losses
Total: Fair Value	$ 25,663
Total: Unrealized Losses	$ (628)

Investment Securities (Detail28

Investment Securities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Available for Sale, Amortized Cost:
Due after one year through five years	$ 15,041
Due after five years through ten years	81,040
Due after ten years	36,608
Available-for-sale Securities, Amortized Cost Basis, Total	132,689
Available for Sale, Fair Value:
Due after one year through five years	14,952
Due after five years through ten years	79,738
Due after ten years	35,819
Available-for-sale Securities, Fair value, Total	130,509	$ 100,943
Held-to-Maturity, Amortized Cost:
Due after one year through five years	12,846
Due after five years through ten years	6,034
Due after ten years	40,363
Held-to-maturity Securities, Amortized Cost, Total	59,243
Held-to-Maturity, Fair Value:
Due after one year through five years	12,729
Due after five years through ten years	5,913
Due after ten years	39,539
Held-to-maturity Securities, Fair Value, Total	58,181	$ 0
Total Investment Securities, Amortized Cost	191,932
Total Investment Securities, Fair Value	$ 188,690

Investment Securities (Detail N

Investment Securities (Detail Narrative) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Fair value of available-for-sale investment securities to the held-to-maturity	$ 5,750
Unrealized loss transfer amounted remained in accumulated other comprehensive income	115,000
Proceeds from sale of available for sale investment securities	5,940	$ 1,680
Available-for-sale securities, gross realized gains	532	$ 83
Available-for-sale securities, gross realized losses	$ 95

Investment Securities (Detail30

Investment Securities (Detail Narrative 1)	Jun. 30, 2015Number
Corporate Debt Securities [Member]
Schedule of Investments [Line Items]
Number of securities held in an unrealized loss position	31
Single Issuer Trust Preferred Security [Member]
Schedule of Investments [Line Items]
Number of securities held in an unrealized loss position	1
Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Number of securities held in an unrealized loss position	39
Municipal Bonds [Member]
Schedule of Investments [Line Items]
Number of securities held in an unrealized loss position	38
U S Government Agencies Debt Securities [Member]
Schedule of Investments [Line Items]
Number of securities held in an unrealized loss position	16

Loans Receivable and Related 31

Loans Receivable and Related Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Sep. 30, 2013
Total loans	$ 374,697		$ 388,577	$ 395,228
Deferred loan fees and cost, net	1,774		2,086
Allowance for loan losses	(4,574)	$ (4,612)	(4,589)	(4,858)	$ (4,847)	$ (5,090)
Total loans receivable, net	371,897		386,074
Residential Mortgage [Member]
Total loans	219,197		231,324	235,050
Allowance for loan losses	(1,532)	(1,587)	(1,672)	(1,717)	(1,783)	(1,414)
Residential And Commercial Receivable [Member]
Total loans	6,751		5,964	7,484
Allowance for loan losses	(334)	(308)	(291)	(455)	(455)	(164)
Construction And Development Land Receivable [Member]
Total loans	$ 25		1,033	1,537
Allowance for loan losses		(5)	(13)	(26)	(32)	(56)
Construction And Development Receivable [Member]
Total loans	$ 6,776		6,997
Commercial Real Estate Portfolio Segment [Member]
Total loans	67,617		71,579	69,788
Allowance for loan losses	(1,036)	(1,058)	(1,248)	(1,224)	(1,223)	(1,726)
Commercial Multi Family Receivable [Member]
Total loans	5,451		1,032	2,086
Allowance for loan losses	(148)	(157)	(29)	(64)	(67)	(40)
Commercial Other Receivable [Member]
Total loans	9,839		5,480	5,492
Allowance for loan losses	(90)	(59)	(50)	(49)	(55)	(59)
Commercial Portfolio Segment [Member]
Total loans	82,907		78,091
Home Equity Lines of Credit [Member]
Total loans	23,173		22,292	21,914
Allowance for loan losses	(141)	(143)	(168)	(164)	(152)	(137)
Consumer Second Mortgages Receivable [Member]
Total loans	40,121		47,034	48,866
Allowance for loan losses	(731)	(851)	(1,033)	(951)	(989)	(1,393)
Consumer Other Receivable [Member]
Total loans	2,523		2,839	3,011
Allowance for loan losses	(29)	$ (32)	(23)	$ (35)	$ (39)	$ (22)
Consumer Receivable [Member]
Total loans	$ 65,817		$ 72,165

Loans Receivable and Related 32

Loans Receivable and Related Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Sep. 30, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 4,612	$ 4,847	$ 4,589	$ 5,090	$ 5,090
Charge-offs	(107)	(84)	(220)	(548)	(941)
Recoveries	$ 69	$ 95	115	236	177
Provision			90	80	263
Allowance for loan losses, Ending Balance	$ 4,574	$ 4,858	4,574	$ 4,858	$ 4,589
Allowance for loan losses: Ending balance: individually evaluated for impairment	1		1
Allowance for loan losses: Ending balance: collectively evaluated for impairment	4,573	$ 4,858	4,573	$ 4,858	$ 4,589
Loans receivable	374,697	395,228	374,697	395,228	388,577
Loans receivable: Ending balance: individually evaluated for impairment	1,466	4,338	1,466	4,338	3,400
Loans Receivable: Ending balance: collectively evaluated for impairment	373,231	390,890	373,231	390,890	385,177
Residential Mortgage [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 1,587	1,783	$ 1,672	1,414	1,414
Charge-offs		(43)		(48)	(83)
Recoveries	$ 16	1	$ 17	13	23
Provision	(71)	(24)	(157)	338	318
Allowance for loan losses, Ending Balance	$ 1,532	$ 1,717	$ 1,532	$ 1,717	$ 1,672
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 1,532	$ 1,717	$ 1,532	$ 1,717	$ 1,672
Loans receivable	219,197	235,050	219,197	235,050	231,324
Loans receivable: Ending balance: individually evaluated for impairment	566	1,968	566	1,968	999
Loans Receivable: Ending balance: collectively evaluated for impairment	218,631	233,082	218,631	233,082	230,325
Residential And Commercial Receivable [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 308	$ 455	291	164	164
Charge-offs			(1)	(37)	(37)
Recoveries	$ 23	$ 73	23	145	1
Provision	3	(73)	21	183	163
Allowance for loan losses, Ending Balance	$ 334	$ 455	$ 334	$ 455	$ 291
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 334	$ 455	$ 334	$ 455	$ 291
Loans receivable	6,751	7,484	6,751	7,484	5,964
Loans receivable: Ending balance: individually evaluated for impairment	121	479	121	479	187
Loans Receivable: Ending balance: collectively evaluated for impairment	6,630	7,005	6,630	7,005	5,777
Construction And Development Land Receivable [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 5	$ 32	$ 13	$ 56	$ 56
Charge-offs
Recoveries
Provision	$ (5)	$ (6)	$ (13)	$ (30)	$ (43)
Allowance for loan losses, Ending Balance		$ 26		$ 26	$ 13
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment		$ 26		$ 26	$ 13
Loans receivable	$ 25	1,537	$ 25	1,537	$ 1,033
Loans receivable: Ending balance: individually evaluated for impairment		237		237
Loans Receivable: Ending balance: collectively evaluated for impairment	$ 25	1,300	$ 25	1,300	$ 1,033
Commercial Real Estate Portfolio Segment [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 1,058	$ 1,223	1,248	$ 1,726	1,726
Charge-offs			(48)		(183)
Recoveries	$ 3	$ 2	8	$ 7	9
Provision	(25)	(1)	(172)	(509)	(304)
Allowance for loan losses, Ending Balance	$ 1,036	$ 1,224	$ 1,036	$ 1,224	$ 1,248
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 1,036	$ 1,224	$ 1,036	$ 1,224	$ 1,248
Loans receivable	67,617	$ 69,788	67,617	$ 69,788	71,579
Loans receivable: Ending balance: individually evaluated for impairment	597		597		504
Loans Receivable: Ending balance: collectively evaluated for impairment	67,020	$ 69,788	67,020	$ 69,788	71,075
Commercial Multi Family Receivable [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 157	$ 67	$ 29	$ 40	$ 40
Charge-offs
Recoveries
Provision	$ (9)	$ (3)	$ 119	$ 24	$ (11)
Allowance for loan losses, Ending Balance	$ 148	$ 64	$ 148	$ 64	$ 29
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 148	$ 64	$ 148	$ 64	$ 29
Loans receivable	$ 5,451	$ 2,086	$ 5,451	$ 2,086	$ 1,032
Loans receivable: Ending balance: individually evaluated for impairment
Loans Receivable: Ending balance: collectively evaluated for impairment	$ 5,451	$ 2,086	$ 5,451	$ 2,086	$ 1,032
Commercial Other Receivable [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 59	$ 55	$ 50	$ 59	$ 59
Charge-offs
Recoveries	$ 1	$ 1	$ 2	$ 2	$ 3
Provision	30	(7)	38	(12)	(12)
Allowance for loan losses, Ending Balance	$ 90	$ 49	$ 90	$ 49	$ 50
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 90	$ 49	$ 90	$ 49	$ 50
Loans receivable	$ 9,839	5,492	$ 9,839	5,492	5,480
Loans receivable: Ending balance: individually evaluated for impairment		900		900	900
Loans Receivable: Ending balance: collectively evaluated for impairment	$ 9,839	4,592	$ 9,839	4,592	4,580
Home Equity Lines of Credit [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 143	$ 152	$ 168	137	137
Charge-offs				(14)	(14)
Recoveries		$ 1	$ 1	1	1
Provision	$ (2)	11	(28)	40	44
Allowance for loan losses, Ending Balance	$ 141	$ 164	$ 141	$ 164	$ 168
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 141	$ 164	$ 141	$ 164	$ 168
Loans receivable	23,173	21,914	23,173	21,914	22,292
Loans receivable: Ending balance: individually evaluated for impairment	20	116	20	116	115
Loans Receivable: Ending balance: collectively evaluated for impairment	23,153	21,798	23,153	21,798	22,177
Consumer Second Mortgages Receivable [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	851	989	1,033	1,393	1,393
Charge-offs	(107)	(40)	(138)	(443)	(618)
Recoveries	23	16	57	66	136
Provision	(36)	(14)	(221)	(65)	122
Allowance for loan losses, Ending Balance	731	$ 951	731	$ 951	$ 1,033
Allowance for loan losses: Ending balance: individually evaluated for impairment	1		1
Allowance for loan losses: Ending balance: collectively evaluated for impairment	730	$ 951	730	$ 951	$ 1,033
Loans receivable	40,121	48,866	40,121	48,866	47,034
Loans receivable: Ending balance: individually evaluated for impairment	162	638	162	638	695
Loans Receivable: Ending balance: collectively evaluated for impairment	39,959	48,228	39,959	48,228	46,339
Consumer Other Receivable [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 32	39	23	22	22
Charge-offs		(1)	(33)	(6)	(6)
Recoveries	$ 3	1	7	2	4
Provision	(6)	(4)	32	17	3
Allowance for loan losses, Ending Balance	$ 29	$ 35	$ 29	$ 35	$ 23
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 29	$ 35	$ 29	$ 35	$ 23
Loans receivable	$ 2,523	$ 3,011	$ 2,523	$ 3,011	$ 2,839
Loans receivable: Ending balance: individually evaluated for impairment
Loans Receivable: Ending balance: collectively evaluated for impairment	$ 2,523	$ 3,011	$ 2,523	$ 3,011	$ 2,839
Unallocated [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 412	$ 52	$ 62	$ 79	$ 79
Charge-offs
Recoveries
Provision	$ 121	$ 121	$ 471	$ 94	$ (17)
Allowance for loan losses, Ending Balance	$ 533	$ 173	$ 533	$ 173	$ 62
Allowance for loan losses: Ending balance: individually evaluated for impairment
Allowance for loan losses: Ending balance: collectively evaluated for impairment	$ 533	$ 173	$ 533	$ 173	$ 62

Loans Receivable and Related 33

Loans Receivable and Related Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Impaired Loans With Specific Allowance, Recorded Investment	$ 23
Impaired Loans With Specific Allowance, Related Allowance	1
Impaired Loans With No Specific Allowance, Recorded Investment	1,443	$ 3,400
Total Impaired Loans: Recorded Investment	1,466	3,400
Total Impaired Loans: Unpaid Principal Balance	$ 1,990	$ 4,608
Residential Mortgage [Member]
Impaired Loans With Specific Allowance, Recorded Investment
Impaired Loans With Specific Allowance, Related Allowance
Impaired Loans With No Specific Allowance, Recorded Investment	$ 566	$ 999
Total Impaired Loans: Recorded Investment	566	999
Total Impaired Loans: Unpaid Principal Balance	$ 659	$ 1,149
Residential And Commercial Receivable [Member]
Impaired Loans With Specific Allowance, Recorded Investment
Impaired Loans With Specific Allowance, Related Allowance
Impaired Loans With No Specific Allowance, Recorded Investment	$ 121	$ 187
Total Impaired Loans: Recorded Investment	121	187
Total Impaired Loans: Unpaid Principal Balance	$ 253	$ 842
Commercial Real Estate Portfolio Segment [Member]
Impaired Loans With Specific Allowance, Recorded Investment
Impaired Loans With Specific Allowance, Related Allowance
Impaired Loans With No Specific Allowance, Recorded Investment	$ 597	$ 504
Total Impaired Loans: Recorded Investment	597	504
Total Impaired Loans: Unpaid Principal Balance	$ 830	$ 688
Home Equity Lines of Credit [Member]
Impaired Loans With Specific Allowance, Recorded Investment
Impaired Loans With Specific Allowance, Related Allowance
Impaired Loans With No Specific Allowance, Recorded Investment	$ 20	$ 115
Total Impaired Loans: Recorded Investment	20	115
Total Impaired Loans: Unpaid Principal Balance	36	$ 135
Consumer Second Mortgages Receivable [Member]
Impaired Loans With Specific Allowance, Recorded Investment	23
Impaired Loans With Specific Allowance, Related Allowance	1
Impaired Loans With No Specific Allowance, Recorded Investment	139	$ 695
Total Impaired Loans: Recorded Investment	162	695
Total Impaired Loans: Unpaid Principal Balance	$ 212	$ 894
Commercial Other Receivable [Member]
Impaired Loans With Specific Allowance, Recorded Investment
Impaired Loans With Specific Allowance, Related Allowance
Impaired Loans With No Specific Allowance, Recorded Investment		$ 900
Total Impaired Loans: Recorded Investment		900
Total Impaired Loans: Unpaid Principal Balance		$ 900

Loans Receivable and Related 34

Loans Receivable and Related Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Average Impaired Loans	$ 1,865	$ 4,512	$ 2,736	$ 4,302
Interest Income Recognized on Impaired Loans	1	15	15	45
Residential Mortgage [Member]
Average Impaired Loans	$ 674	$ 2,040	$ 819	$ 1,788
Interest Income Recognized on Impaired Loans
Residential And Commercial Receivable [Member]
Average Impaired Loans	$ 133	$ 522	$ 151	$ 685
Interest Income Recognized on Impaired Loans	1	5	3	14
Commercial Real Estate Portfolio Segment [Member]
Average Impaired Loans	$ 608		$ 669
Interest Income Recognized on Impaired Loans
Commercial Other Receivable [Member]
Average Impaired Loans		900	$ 454	900
Interest Income Recognized on Impaired Loans		8	12	22
Home Equity Lines of Credit [Member]
Average Impaired Loans	$ 20	$ 161	$ 25	$ 100
Interest Income Recognized on Impaired Loans
Consumer Second Mortgages Receivable [Member]
Average Impaired Loans	$ 430	$ 597	$ 618	$ 574
Interest Income Recognized on Impaired Loans
Construction And Development Land Receivable [Member]
Average Impaired Loans		$ 292		$ 255
Interest Income Recognized on Impaired Loans		$ 2		$ 9

Loans Receivable and Related 35

Loans Receivable and Related Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Loans and Leases, gross	$ 374,697	$ 388,577	$ 395,228
Pass [Member]
Loans and Leases, gross	362,928	375,879
Special Mention [Member]
Loans and Leases, gross	5,359	6,996
Substandard [Member]
Loans and Leases, gross	$ 6,410	$ 5,702
Doubtful [Member]
Loans and Leases, gross
Residential Mortgage [Member]
Loans and Leases, gross	$ 219,197	$ 231,324	235,050
Residential Mortgage [Member] | Pass [Member]
Loans and Leases, gross	218,405	230,065
Residential Mortgage [Member] | Special Mention [Member]
Loans and Leases, gross	131	137
Residential Mortgage [Member] | Substandard [Member]
Loans and Leases, gross	$ 661	$ 1,122
Residential Mortgage [Member] | Doubtful [Member]
Loans and Leases, gross
Residential And Commercial Receivable [Member]
Loans and Leases, gross	$ 6,751	$ 5,964	7,484
Residential And Commercial Receivable [Member] | Pass [Member]
Loans and Leases, gross	6,524	$ 5,777
Residential And Commercial Receivable [Member] | Special Mention [Member]
Loans and Leases, gross	106
Residential And Commercial Receivable [Member] | Substandard [Member]
Loans and Leases, gross	$ 121	$ 187
Residential And Commercial Receivable [Member] | Doubtful [Member]
Loans and Leases, gross
Construction And Development Land Receivable [Member]
Loans and Leases, gross	$ 25	$ 1,033	1,537
Construction And Development Land Receivable [Member] | Pass [Member]
Loans and Leases, gross	$ 25	$ 1,033
Construction And Development Land Receivable [Member] | Special Mention [Member]
Loans and Leases, gross
Construction And Development Land Receivable [Member] | Substandard [Member]
Loans and Leases, gross
Construction And Development Land Receivable [Member] | Doubtful [Member]
Loans and Leases, gross
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases, gross	$ 67,617	$ 71,579	69,788
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans and Leases, gross	59,103	63,125
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans and Leases, gross	4,414	5,797
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans and Leases, gross	$ 4,100	$ 2,657
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans and Leases, gross
Commercial Multi Family Receivable [Member]
Loans and Leases, gross	$ 5,451	$ 1,032	2,086
Commercial Multi Family Receivable [Member] | Pass [Member]
Loans and Leases, gross	5,168	$ 1,032
Commercial Multi Family Receivable [Member] | Special Mention [Member]
Loans and Leases, gross	$ 283
Commercial Multi Family Receivable [Member] | Substandard [Member]
Loans and Leases, gross
Commercial Multi Family Receivable [Member] | Doubtful [Member]
Loans and Leases, gross
Commercial Other Receivable [Member]
Loans and Leases, gross	$ 9,839	$ 5,480	5,492
Commercial Other Receivable [Member] | Pass [Member]
Loans and Leases, gross	8,842	3,555
Commercial Other Receivable [Member] | Special Mention [Member]
Loans and Leases, gross	276	1,025
Commercial Other Receivable [Member] | Substandard [Member]
Loans and Leases, gross	721	900
Home Equity Lines of Credit [Member]
Loans and Leases, gross	23,173	22,292	21,914
Home Equity Lines of Credit [Member] | Pass [Member]
Loans and Leases, gross	$ 23,056	$ 22,177
Home Equity Lines of Credit [Member] | Special Mention [Member]
Loans and Leases, gross
Home Equity Lines of Credit [Member] | Substandard [Member]
Loans and Leases, gross	$ 117	$ 115
Home Equity Lines of Credit [Member] | Doubtful [Member]
Loans and Leases, gross
Consumer Second Mortgages Receivable [Member]
Loans and Leases, gross	$ 40,121	$ 47,034	48,866
Consumer Second Mortgages Receivable [Member] | Pass [Member]
Loans and Leases, gross	39,296	46,292
Consumer Second Mortgages Receivable [Member] | Special Mention [Member]
Loans and Leases, gross	135	21
Consumer Second Mortgages Receivable [Member] | Substandard [Member]
Loans and Leases, gross	$ 690	$ 721
Consumer Second Mortgages Receivable [Member] | Doubtful [Member]
Loans and Leases, gross
Consumer Other Receivable [Member]
Loans and Leases, gross	$ 2,523	$ 2,839	$ 3,011
Consumer Other Receivable [Member] | Pass [Member]
Loans and Leases, gross	2,509	2,823
Consumer Other Receivable [Member] | Special Mention [Member]
Loans and Leases, gross	$ 14	$ 16
Consumer Other Receivable [Member] | Substandard [Member]
Loans and Leases, gross
Consumer Other Receivable [Member] | Doubtful [Member]
Loans and Leases, gross
Commercial Portfolio Segment [Member]
Loans and Leases, gross	$ 82,907	$ 78,091
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans and Leases, gross

Loans Receivable and Related 36

Loans Receivable and Related Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Non-accrual loans	$ 1,357	$ 2,391
Residential Mortgage [Member]
Non-accrual loans	566	1,232
Residential And Commercial Receivable [Member]
Non-accrual loans	12	78
Commercial Real Estate Portfolio Segment [Member]
Non-accrual loans	597	504
Home Equity Lines of Credit [Member]
Non-accrual loans	20	115
Consumer Second Mortgages Receivable [Member]
Non-accrual loans	$ 162	$ 462

Loans Receivable and Related 37

Loans Receivable and Related Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2014
Current	$ 370,572	$ 384,609
Past Due	4,125	3,968
Total Loans Receivable	374,697	388,577	$ 395,228
Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due	2,276	1,052
Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due	492	525
Equal to Greater than 90 Days Past Due [Member]
Past Due	1,357	2,391
Residential Mortgage [Member]
Current	216,698	229,257
Past Due	2,499	2,067
Total Loans Receivable	219,197	231,324	235,050
Residential Mortgage [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due	1,538	$ 835
Residential Mortgage [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due	395
Residential Mortgage [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due	566	$ 1,232
Residential And Commercial Receivable [Member]
Current	6,739	5,886
Past Due	12	78
Total Loans Receivable	$ 6,751	$ 5,964	7,484
Residential And Commercial Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due
Residential And Commercial Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due
Residential And Commercial Receivable [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due	$ 12	$ 78
Construction And Development Land Receivable [Member]
Current	$ 25	$ 1,033
Past Due
Total Loans Receivable	$ 25	$ 1,033	1,537
Construction And Development Land Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due
Construction And Development Land Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due
Construction And Development Land Receivable [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due
Commercial Real Estate Portfolio Segment [Member]
Current	$ 66,517	$ 71,075
Past Due	1,100	504
Total Loans Receivable	67,617	$ 71,579	69,788
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due	$ 503
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due
Commercial Real Estate Portfolio Segment [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due	$ 597	$ 504
Commercial Multi Family Receivable [Member]
Current	$ 5,451	$ 1,032
Past Due
Total Loans Receivable	$ 5,451	$ 1,032	2,086
Commercial Multi Family Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due
Commercial Multi Family Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due
Commercial Multi Family Receivable [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due
Commercial Other Receivable [Member]
Current	$ 9,839	$ 5,480
Past Due
Total Loans Receivable	$ 9,839	$ 5,480	5,492
Commercial Other Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due
Commercial Other Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due
Commercial Other Receivable [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due
Home Equity Lines of Credit [Member]
Current	$ 23,056	$ 22,177
Past Due	117	115
Total Loans Receivable	$ 23,173	$ 22,292	21,914
Home Equity Lines of Credit [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due
Home Equity Lines of Credit [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due	$ 97
Home Equity Lines of Credit [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due	20	$ 115
Consumer Second Mortgages Receivable [Member]
Current	39,724	45,847
Past Due	397	1,187
Total Loans Receivable	40,121	47,034	48,866
Consumer Second Mortgages Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due	$ 235	200
Consumer Second Mortgages Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due		525
Consumer Second Mortgages Receivable [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due	$ 162	462
Consumer Other Receivable [Member]
Current	$ 2,523	2,822
Past Due		17
Total Loans Receivable	$ 2,523	2,839	$ 3,011
Consumer Other Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due		$ 17
Consumer Other Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due
Consumer Other Receivable [Member] | Equal to Greater than 90 Days Past Due [Member]
Past Due

Loans Receivable and Related 38

Loans Receivable and Related Allowance for Loan Losses (Details 7) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)Number	Jun. 30, 2014Number	Jun. 30, 2015USD ($)Number	Jun. 30, 2014Number	Sep. 30, 2014USD ($)Number
Number of loans	2		3	1	3
Recorded investment | $	$ 608		$ 608		$ 1,087
Number of loans subsequently defaulted			2		1
Recorded Investment subsequently defaulted | $			$ 499		$ 78
Residential And Commercial Receivable [Member]
Number of loans				1	2
Recorded investment | $	$ 109		$ 109		$ 187
Number of loans subsequently defaulted					1
Recorded Investment subsequently defaulted | $					$ 78
Commercial Real Estate Portfolio Segment [Member]
Number of loans	2		2
Recorded investment | $	$ 499		$ 499
Number of loans subsequently defaulted			2
Recorded Investment subsequently defaulted | $			$ 499
Commercial Other Receivable [Member]
Number of loans					1
Recorded investment | $					$ 900
Number of loans subsequently defaulted
Recorded Investment subsequently defaulted | $

Loans Receivable and Related 39

Loans Receivable and Related Allowance for Loan Losses (Details 8) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Recorded Investment	$ 608	$ 1,087
Performing Financing Receivable [Member]
Recorded Investment	109	1,009
Nonperforming Financing Receivable [Member]
Recorded Investment	499	78
Residential And Commercial Receivable [Member]
Recorded Investment	109	187
Residential And Commercial Receivable [Member] | Performing Financing Receivable [Member]
Recorded Investment	$ 109	109
Residential And Commercial Receivable [Member] | Nonperforming Financing Receivable [Member]
Recorded Investment		$ 78
Commercial Real Estate Portfolio Segment [Member]
Recorded Investment	$ 499
Commercial Real Estate Portfolio Segment [Member] | Performing Financing Receivable [Member]
Recorded Investment
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
Recorded Investment	$ 499
Commercial Other Receivable [Member]
Recorded Investment		$ 900
Commercial Other Receivable [Member] | Performing Financing Receivable [Member]
Recorded Investment		$ 900
Commercial Other Receivable [Member] | Nonperforming Financing Receivable [Member]
Recorded Investment

Loans Receivable and Related 40

Loans Receivable and Related Allowance for Loan Losses (Details 9) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)Number	Jun. 30, 2014USD ($)Number	Jun. 30, 2015USD ($)Number	Jun. 30, 2014USD ($)Number	Sep. 30, 2014Number
Number of loans | Number	2		3	1	3
Pre-Modifications Outstanding Recorded Investments	$ 499		$ 499	$ 437
Post-Modifications Outstanding Recorded Investments	$ 499		$ 499	$ 437
Commercial Real Estate Portfolio Segment [Member]
Number of loans | Number	2		2
Pre-Modifications Outstanding Recorded Investments	$ 499		$ 499
Post-Modifications Outstanding Recorded Investments	$ 499		$ 499
Residential And Commercial Receivable [Member]
Number of loans | Number				1	2
Pre-Modifications Outstanding Recorded Investments				$ 437
Post-Modifications Outstanding Recorded Investments				$ 437

Loans Receivable and Related 41

Loans Receivable and Related Allowance for Loan Losses (Details Narrative) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Loans Receivable And Related Allowance For Loan Losses Details Narrative
Non Accrual loans interest income	$ 22	$ 19	$ 69	$ 86

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Banking and Thrift [Abstract]
Tangible Capital (to tangible assets): Actual Amount		$ 64,414
Core Capital (to adjusted tangible assets): Actual Amount	$ 67,790	64,414
Tier 1 Capital (to risk-weighted assets): Actual Amount	67,790	64,414
Total risk-based Capital (to risk-weighted assets): Actual Amount	$ 72,426	$ 68,549
Tangible Capital (to tangible assets): Actual Ratio		12.09%
Core Capital (to adjusted tangible assets): Actual Ratio	10.56%	12.09%
Tier 1 Capital (to risk-weighted assets): Actual Ratio	16.22%	19.50%
Total risk-based Capital (to risk-weighted assets): Actual Ratio	17.32%	20.75%
Tangible Capital (to tangible assets): For Capital Adequacy Purposes Amount		$ 7,990
Core Capital (to adjusted tangible assets): For Capital Adequacy Purposes Amount	$ 25,682	21,305
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Amount	25,084	13,212
Total risk-based Capital (to risk-weighted assets): For Capital Adequacy Purposes Amount	$ 33,445	$ 26,424
Tangible Capital (to tangible assets): For Capital Adequacy Purposes Ratio		1.50%
Core Capital (to adjusted tangible assets): For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier 1 Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	6.00%	4.00%
Total risk-based Capital (to risk-weighted assets): For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tangible Capital (to tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount
Core Capital (to adjusted tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	$ 32,103	$ 26,632
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	33,445	19,818
Total risk-based Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Amount	$ 41,807	$ 33,030
Core Capital (to adjusted tangible assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Total risk-based Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	10.00%	10.00%

Regulatory Matters (Detail Narr

Regulatory Matters (Detail Narrative)	Jun. 30, 2015	Sep. 30, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity Tier 1 capital ratio	6.00%	4.00%
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Total risk-based Capital (to risk-weighted assets): Actual Ratio	17.32%	20.75%
Malvern Federal Savings Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity Tier 1 capital ratio	4.50%
Total risk-based Capital (to risk-weighted assets): Actual Ratio	2.50%
Parent Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Capital To Adjusted Total Assets	8.50%
Equity Tier 1 capital ratio	10.50%
Tier 1 Capital (to risk-weighted assets): To be Well Capitalized under Prompt Corrective Action Provisions Ratio	12.50%
Maximum [Member] | Malvern Federal Savings Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity Tier 1 capital ratio	6.00%
Total risk-based Capital (to risk-weighted assets): Actual Ratio	150.00%
Minimum [Member] | Malvern Federal Savings Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Equity Tier 1 capital ratio	4.00%
Total risk-based Capital (to risk-weighted assets): Actual Ratio	100.00%

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 130,509	$ 100,943
U S Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	805	19,256
U S States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	40,070	2,500
Single Issuer Trust Preferred Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	850	880
Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	73,969	1,525
Available For Sale Securities Before Mortgage Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	115,694	24,161
Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	14,815	76,782
Fixed Rate [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	8,807	16,808
Fixed Rate [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 6,008	11,996
Fixed Rate [Member] | Collateralized Mortgage Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		43,965
Adjustable Rate Loans [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		418
Adjustable Rate Loans [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		$ 3,595
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 130,509	$ 100,943
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 130,509	$ 100,943
Fair Value, Measurements, Recurring [Member] | U S Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	805	19,256
Fair Value, Measurements, Recurring [Member] | U S States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	40,070	2,500
Fair Value, Measurements, Recurring [Member] | Single Issuer Trust Preferred Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	850	880
Fair Value, Measurements, Recurring [Member] | Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	73,969	1,525
Fair Value, Measurements, Recurring [Member] | Available For Sale Securities Before Mortgage Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	115,694	24,161
Fair Value, Measurements, Recurring [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	14,815	76,782
Fair Value, Measurements, Recurring [Member] | Fixed Rate [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	8,807	16,808
Fair Value, Measurements, Recurring [Member] | Fixed Rate [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 6,008	11,996
Fair Value, Measurements, Recurring [Member] | Fixed Rate [Member] | Collateralized Mortgage Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		43,965
Fair Value, Measurements, Recurring [Member] | Adjustable Rate Loans [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		418
Fair Value, Measurements, Recurring [Member] | Adjustable Rate Loans [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		$ 3,595
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U S Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U S States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Single Issuer Trust Preferred Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Available For Sale Securities Before Mortgage Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Fixed Rate [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Fixed Rate [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Fixed Rate [Member] | Collateralized Mortgage Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Adjustable Rate Loans [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Adjustable Rate Loans [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 130,509	$ 100,943
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U S Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	805	19,256
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U S States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	40,070	2,500
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Single Issuer Trust Preferred Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	850	880
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	73,969	1,525
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Available For Sale Securities Before Mortgage Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	115,694	24,161
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	14,815	76,782
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Fixed Rate [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	8,807	16,808
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Fixed Rate [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 6,008	11,996
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Fixed Rate [Member] | Collateralized Mortgage Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		43,965
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Adjustable Rate Loans [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		418
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Adjustable Rate Loans [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		$ 3,595
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U S Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U S States And Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Single Issuer Trust Preferred Security [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Available For Sale Securities Before Mortgage Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Fixed Rate [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Fixed Rate [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Fixed Rate [Member] | Collateralized Mortgage Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Adjustable Rate Loans [Member] | Federal National Mortgage Association Certificates And Obligations F N M A [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Adjustable Rate Loans [Member] | Federal Home Loan Mortgage Corporation Certificates And Obligations F H L M C [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value

Fair Value Measurements (Deta45

Fair Value Measurements (Details 1) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands		Jun. 30, 2015		Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis		$ 262		$ 2,077
Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis		198		1,030
Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis	[2]	47	[1]	887	[3]
Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis		$ 17		$ 160
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis	[2]
Fair Value, Inputs, Level 1 [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis		$ 17		$ 160
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis	[2]
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis		$ 17		$ 160
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis		245		1,917
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis		198		1,030
Fair Value, Inputs, Level 3 [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis	[2]	$ 47	[1]	$ 887	[3]
Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value, nonrecurring basis
[1]	At June 30, 2015, consisted of two loans with an aggregate balance of $48,000 and $1,000 in specific loan loss allowance.
[2]	Includes assets directly charged-down to fair value during the year-to-date period.
[3]	At September 30, 2014, consisted of six loans with an aggregate balance of $887,000 and no specific loan loss allowance.

Fair Value Measurements (Deta46

Fair Value Measurements (Details 2) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands		9 Months Ended		12 Months Ended
		Jun. 30, 2015		Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		$ 262		$ 2,077
Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		17		160
Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	[2]	47	[1]	887	[3]
Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		198		1,030
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		17		160
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		$ 17		$ 160
Valuation Technique		Discount rate		Discount rate
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member] | Servicing Costs Additional Monthly Servicing Cost Per Loan On Loans More Than30 Days Delinquent [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation Technique		Additional monthly servicing cost per loan on loans more than 30 days delinquent		Additional monthly servicing cost per loan on loans more than 30 days delinquent
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member] | Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation Technique		Rate used through modeling period		Rate used through modeling period
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member] | Loan Prepayment Speeds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation Technique		Weighted-average CPR		Weighted-average CPR
Fair Value Inputs, Prepayment Rate		13.45%		14.15%
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member] | Servicing Fees [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation Technique		Of loan balance		Of loan balance
Servicing fees		0.25%		0.25%
Fair Value, Inputs, Level 2 [Member] | Mortgage Servicing Rights [Member] | Servicing Costs Monthly Servicing Cost Per Account [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation Technique		Monthly servicing cost per account		Monthly servicing cost per account
Servicing costs		6.67%		6.25%
Fair Value, Inputs, Level 2 [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	[2]
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Inputs, Level 2 [Member] | Minimum [Member] | Mortgage Servicing Rights [Member] | Servicing Costs Additional Monthly Servicing Cost Per Loan On Loans More Than30 Days Delinquent [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Additional monthly servicing cost per loan		$ 300		$ 300
Fair Value, Inputs, Level 2 [Member] | Minimum [Member] | Mortgage Servicing Rights [Member] | Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		11.50%		11.00%
Fair Value, Inputs, Level 2 [Member] | Maximum [Member] | Mortgage Servicing Rights [Member] | Servicing Costs Additional Monthly Servicing Cost Per Loan On Loans More Than30 Days Delinquent [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Additional monthly servicing cost per loan		$ 500		$ 500
Fair Value, Inputs, Level 2 [Member] | Maximum [Member] | Mortgage Servicing Rights [Member] | Discount Rate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		12.50%		12.00%
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		$ 245		$ 1,917
Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Inputs, Level 3 [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	[2]	$ 47	[1]	$ 887	[3]
Valuation Technique	[4]	Appraisal of collateral		Appraisal of collateral
Unobservable Input	[5]	Collateral discounts		Collateral discounts
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		$ 198		$ 1,030
Valuation Technique	[4]	Appraisal of collateral		Appraisal of collateral
Unobservable Input	[5]	Collateral discounts		Collateral discounts
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		65.00%		7.00%
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		0.00%		16.00%
Fair Value, Inputs, Level 3 [Member] | Maximum [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		80.00%		52.00%
Fair Value, Inputs, Level 3 [Member] | Maximum [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		7.00%		72.00%
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		7.00%		20.00%
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		7.00%		38.00%
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Inputs, Level 1 [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
Fair Value, Inputs, Level 1 [Member] | Impaired Loans Net [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	[2]
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value
[1]	At June 30, 2015, consisted of two loans with an aggregate balance of $48,000 and $1,000 in specific loan loss allowance.
[2]	Includes assets directly charged-down to fair value during the year-to-date period.
[3]	At September 30, 2014, consisted of six loans with an aggregate balance of $887,000 and no specific loan loss allowance.
[4]	Fair value is generally determined through independent appraisals of the underlying collateral primarily using comparable sales.
[5]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expense.

Fair Value Measurements (Deta47

Fair Value Measurements (Details 3) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financial assets:
Investment securities available-for-sale, at fair value	$ 130,509	$ 100,943
Investment securities held-to-maturity	58,181	0
Carrying Amount [Member]
Financial assets:
Cash and cash equivalents	24,293	19,187
Investment securities available-for-sale, at fair value	130,509	100,943
Investment securities held-to-maturity	59,243
Loans held for sale	657
Loans receivable, net	371,897	386,074
Accrued interest receivable	2,404	1,322
Restricted stock	4,369	3,503
Mortgage servicing rights	406	453
Financial liabilities:
Savings accounts	44,949	44,917
Checking and NOW accounts	111,962	104,980
Money market accounts	78,963	59,529
Certificates of deposit	207,344	203,527
FHLB advances	93,000	48,000
Accrued interest payable	346	149
Fair Value [Member]
Financial assets:
Cash and cash equivalents	24,293	19,187
Investment securities available-for-sale, at fair value	130,509	100,943
Investment securities held-to-maturity	58,181
Loans held for sale	670
Loans receivable, net	379,307	388,202
Accrued interest receivable	2,404	1,322
Restricted stock	4,369	3,503
Mortgage servicing rights	443	512
Financial liabilities:
Savings accounts	44,949	44,917
Checking and NOW accounts	111,962	104,980
Money market accounts	78,963	59,529
Certificates of deposit	209,954	207,080
FHLB advances	94,649	49,627
Accrued interest payable	346	149
Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	$ 24,293	$ 19,187
Investment securities available-for-sale, at fair value
Investment securities held-to-maturity
Loans held for sale	$ 670
Loans receivable, net
Accrued interest receivable
Restricted stock
Mortgage servicing rights
Financial liabilities:
Savings accounts
Checking and NOW accounts
Money market accounts
Certificates of deposit
FHLB advances
Accrued interest payable
Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents
Investment securities available-for-sale, at fair value	$ 130,509	$ 100,943
Investment securities held-to-maturity	$ 58,181
Loans held for sale
Loans receivable, net
Accrued interest receivable	$ 2,404	$ 1,322
Restricted stock	4,369	3,503
Mortgage servicing rights	443	512
Financial liabilities:
Savings accounts	44,949	44,917
Checking and NOW accounts	111,962	104,980
Money market accounts	78,963	59,529
Certificates of deposit	209,954	207,080
FHLB advances	94,649	49,627
Accrued interest payable	$ 346	$ 149
Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents
Investment securities available-for-sale, at fair value
Investment securities held-to-maturity
Loans held for sale
Loans receivable, net	$ 379,307	$ 388,202
Accrued interest receivable
Restricted stock
Mortgage servicing rights
Financial liabilities:
Savings accounts
Checking and NOW accounts
Money market accounts
Certificates of deposit
FHLB advances
Accrued interest payable

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
At federal statutory rate
Adjustments resulting from:
State tax, net of federal benefit				$ 4
Total				$ 4
Effective tax rate			0.00%	12.12%

Income Taxes (Details 1)

Income Taxes (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Deferred Tax Assets:
Unrealized loss on investments available-for-sale	$ 741	$ 932
Allowance for loan losses	2,979	3,051
Non-accrual interest	91	122
Write-down of real estate owned	124	270
Alternative minimum tax (AMT) credit carryover	96	64
Low-income housing tax credit carryover	337	337
Supplement Employer Retirement Plan	455	455
Charitable contributions	39	36
Depreciation	190	$ 127
State net operating loss	1,408
Federal net operating loss	6,639	$ 7,159
Other	308	54
Total Deferred Tax Assets	13,407	12,607
Valuation allowance for DTA	(10,248)	(10,074)
Total Deferred Tax Assets, Net of Valuation Allowance	$ 3,159	2,533
Deferred Tax Liabilities:
State net operating income		(3)
Mortgage servicing rights	$ (138)	$ (154)
Other	(205)
Total Deferred Tax Liabilities	(343)	$ (157)
Deferred Tax Assets, Net	$ 2,816	$ 2,376

Income Taxes (Detail Narrative)

Income Taxes (Detail Narrative)	9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Statutory federal income tax rate	34.00%	34.00%