Exhibit 99.3
TRANSUNION AND SUBSIDIARIES
Schedule of Revenue, Adjusted Revenue, and Adjusted EBITDA by Segment - Unaudited
(dollars in millions)
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Year Ending | | Quarterly 2018 | |
| | 2018 | | 2017 | | 2016 | | Q1 | | Q2 | | Q3 | | Q4 | |
Revenue: | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
USIS gross revenue: | | | | | | | | | | | | | | | |
Financial Services | | $ | 765.1 |
| | $ | 620.0 |
| | $ | 551.7 |
| | $ | 182.6 |
| | $ | 192.6 |
| | $ | 199.6 |
| | $ | 190.3 |
| |
Emerging Verticals | | 679.6 |
| | 584.1 |
| | 493.4 |
| | 159.7 |
| | 165.6 |
| | 175.1 |
| | 179.2 |
| |
Total USIS gross revenue | | $ | 1,444.7 |
| | $ | 1,204.1 |
| | $ | 1,045.1 |
| | $ | 342.3 |
| | $ | 358.2 |
| | $ | 374.8 |
| | $ | 369.4 |
| |
| | | | | | | | | | | | | | | |
International gross revenue: | | | | | | | | | | | | | | | |
Canada | | $ | 96.0 |
| | $ | 85.8 |
| | $ | 73.9 |
| | $ | 21.7 |
| | $ | 24.2 |
| | $ | 24.6 |
| | $ | 25.5 |
| |
Latin America | | 102.3 |
| | 98.4 |
| | 86.9 |
| | 25.2 |
| | 25.8 |
| | 24.6 |
| | 26.7 |
| |
United Kingdom | | 71.3 |
| | — |
| | — |
| | — |
| | 7.7 |
| | 28.2 |
| | 35.4 |
| |
Africa | | 64.2 |
| | 61.3 |
| | 60.6 |
| | 17.0 |
| | 15.6 |
| | 15.3 |
| | 16.3 |
| |
India | | 81.8 |
| | 64.6 |
| | 47.5 |
| | 20.2 |
| | 18.9 |
| | 20.6 |
| | 22.1 |
| |
Asia Pacific | | 56.7 |
| | 51.9 |
| | 45.0 |
| | 11.8 |
| | 14.1 |
| | 15.4 |
| | 15.4 |
| |
Total International gross revenue | | $ | 472.4 |
| | $ | 361.9 |
| | $ | 313.9 |
| | $ | 95.9 |
| | $ | 106.3 |
| | $ | 128.7 |
| | $ | 141.4 |
| |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Consumer Interactive gross revenue | | $ | 475.8 |
| | $ | 432.1 |
| | $ | 407.1 |
| | $ | 117.9 |
| | $ | 117.6 |
| | $ | 119.1 |
| | $ | 121.3 |
| |
| | | | | | | | | | | | | | | |
Eliminations | | | | | | | | | | | | | | | |
USIS | | $ | (70.0 | ) | | $ | (59.3 | ) | | $ | (57.0 | ) | | $ | (17.4 | ) | | $ | (17.5 | ) | | $ | (17.5 | ) | | $ | (17.6 | ) | |
International | | (5.1 | ) | | (4.8 | ) | | (4.0 | ) | | (1.2 | ) | | (1.4 | ) | | (1.3 | ) | | (1.2 | ) | |
Consumer Interactive | | (0.7 | ) | | (0.2 | ) | | — |
| | (0.2 | ) | | (0.2 | ) | | (0.2 | ) | | (0.2 | ) | |
Total Eliminations | | $ | (75.7 | ) | | $ | (64.2 | ) | | $ | (61.1 | ) | | $ | (18.8 | ) | | $ | (19.0 | ) | | $ | (19.0 | ) | | $ | (19.0 | ) | |
| | | | | | | | | | | | | | | |
Consolidated revenue as reported | | $ | 2,317.2 |
| | $ | 1,933.8 |
| | $ | 1,704.9 |
| | $ | 537.4 |
| | $ | 563.1 |
| | $ | 603.6 |
| | $ | 613.1 |
| |
| | | | | | | | | | | | | | | |
As a result of displaying amounts in millions, rounding differences may exist in the table above.
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | Year Ending | | Quarterly 2018 | |
| | 2018 | | 2017 | | 2016 | | Q1 | | Q2 | | Q3 | | Q4 | |
Adjusted Revenue: | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
USIS | | | | | | | | | | | | | | | |
Financial Services | | $ | 765.1 |
| | $ | 620.0 |
| | $ | 551.7 |
| | $ | 182.6 |
| | $ | 192.6 |
| | $ | 199.6 |
| | $ | 190.3 |
| |
Emerging Verticals | | 681.6 |
| | 584.1 |
| | 493.4 |
| | 159.7 |
| | 165.6 |
| | 176.2 |
| | 180.1 |
| |
Total USIS Revenue | | $ | 1,446.7 |
| | $ | 1,204.1 |
| | $ | 1,045.1 |
| | $ | 342.3 |
| | $ | 358.2 |
| | $ | 375.9 |
| | $ | 370.3 |
| |
| | | | | | | | | | | | | | | |
International | | | | | | | | | | | | | | | |
Canada | | $ | 96.0 |
| | $ | 85.8 |
| | $ | 73.9 |
| | $ | 21.7 |
| | $ | 24.2 |
| | $ | 24.6 |
| | $ | 25.5 |
| |
Latin America | | 102.3 |
| | 98.4 |
| | 86.9 |
| | 25.2 |
| | 25.8 |
| | 24.6 |
| | 26.7 |
| |
United Kingdom | | 97.4 |
| | — |
| | — |
| | — |
| | 7.7 |
| | 44.8 |
| | 44.9 |
| |
Africa | | 64.2 |
| | 61.3 |
| | 60.6 |
| | 17.0 |
| | 15.6 |
| | 15.3 |
| | 16.3 |
| |
India | | 81.8 |
| | 64.6 |
| | 47.5 |
| | 20.2 |
| | 18.9 |
| | 20.6 |
| | 22.1 |
| |
Asia Pacific | | 56.7 |
| | 51.9 |
| | 45.0 |
| | 11.8 |
| | 14.1 |
| | 15.4 |
| | 15.4 |
| |
Total International Revenue | | $ | 498.5 |
| | $ | 361.9 |
| | $ | 313.9 |
| | $ | 95.9 |
| | $ | 106.3 |
| | $ | 145.3 |
| | $ | 150.9 |
| |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Consumer Interactive Revenue | | $ | 475.8 |
| | $ | 432.1 |
| | $ | 407.1 |
| | $ | 117.9 |
| | $ | 117.6 |
| | $ | 119.1 |
| | $ | 121.3 |
| |
| | | | | | | | | | | | | | | |
Eliminations | | | | | | | | | | | | | | | |
USIS | | $ | (70.0 | ) | | $ | (59.3 | ) | | $ | (57.0 | ) | | $ | (17.4 | ) | | $ | (17.5 | ) | | $ | (17.5 | ) | | $ | (17.6 | ) | |
International | | (5.1 | ) | | (4.8 | ) | | (4.0 | ) | | (1.2 | ) | | (1.4 | ) | | (1.3 | ) | | (1.2 | ) | |
Consumer Interactive | | (0.7 | ) | | (0.2 | ) | | — |
| | (0.2 | ) | | (0.2 | ) | | (0.2 | ) | | (0.2 | ) | |
Total Eliminations | | $ | (75.7 | ) | | $ | (64.2 | ) | | $ | (61.1 | ) | | $ | (18.8 | ) | | $ | (19.0 | ) | | $ | (19.0 | ) | | $ | (19.0 | ) | |
| | | | | | | | | | | | | | | |
Consolidated | | $ | 2,345.3 |
| | $ | 1,933.8 |
| | $ | 1,704.9 |
| | $ | 537.4 |
| | $ | 563.1 |
| | $ | 621.3 |
| | $ | 623.5 |
| |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Adjusted EBITDA: | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
USIS | | $ | 576.1 |
| | $ | 492.3 |
| | $ | 428.6 |
| | $ | 133.4 |
| | $ | 147.9 |
| | $ | 153.0 |
| | $ | 141.9 |
| |
International | | 193.0 |
| | 135.0 |
| | 113.7 |
| | 33.0 |
| | 41.2 |
| | 57.3 |
| | 61.5 |
| |
Consumer Interactive | | 237.6 |
| | 211.0 |
| | 181.6 |
| | 56.9 |
| | 58.0 |
| | 60.3 |
| | 62.4 |
| |
Consolidated | | 916.9 |
| | 748.1 |
| | 636.8 |
| | 202.6 |
| | 220.6 |
| | 244.9 |
| | 248.8 |
| |
| | | | | | | | | | | | | | | |
As a result of displaying amounts in millions, rounding differences may exist in the table above.
TRANSUNION AND SUBSIDIARIES
Revenue, Adjusted Revenue, and Adjusted EBITDA growth rates as Reported, CC, Inorganic, Organic and Organic CC - Unaudited
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | For the Quarter ended March 31, 2018 compared with the Quarter ended March 31, 2017 | | For the Quarter ended June 30, 2018 compared with the Quarter ended June 30, 2017 | |
| | Reported | | CC Growth(1) | | Inorganic(2) | | Organic Growth(3) | | Organic CC Growth(4) | | Reported | | CC Growth(1) | | Inorganic(2) | | Organic Growth(3) | | Organic CC Growth(4) | |
Revenue: | | | | | | | | | | | | | | | | | | | | | |
Consolidated | | 18.1 | % | | 17.4 | % | | 3.3 | % | | 14.8 | % | | 14.1 | % | | 18.6 | % | | 18.6 | % | | 5.5 | % | | 13.1 | % | | 13.1 | % | |
USIS | | 21.3 | % | | 21.3 | % | | 5.4 | % | | 15.9 | % | | 15.9 | % | | 20.2 | % | | 20.2 | % | | 6.1 | % | | 14.1 | % | | 14.1 | % | |
Financial Services | | 25.5 | % | | 25.5 | % | | 5.1 | % | | 20.4 | % | | 20.4 | % | | 22.8 | % | | 22.8 | % | | 5.7 | % | | 17.1 | % | | 17.1 | % | |
Emerging Verticals | | 16.8 | % | | 16.8 | % | | 5.7 | % | | 11.1 | % | | 11.1 | % | | 17.4 | % | | 17.4 | % | | 6.6 | % | | 10.8 | % | | 10.8 | % | |
International | | 15.0 | % | | 11.2 | % | | — | % | | 15.0 | % | | 11.2 | % | | 21.8 | % | | 21.6 | % | | 8.8 | % | | 13.0 | % | | 12.8 | % | |
Canada | | 11.2 | % | | 6.3 | % | | — | % | | 11.2 | % | | 6.3 | % | | 16.7 | % | | 12.0 | % | | — | % | | 16.7 | % | | 12.0 | % | |
Latin America | | 8.2 | % | | 7.9 | % | | — | % | | 8.2 | % | | 7.9 | % | | 6.7 | % | | 9.0 | % | | — | % | | 6.7 | % | | 9.0 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | 13.1 | % | | 3.1 | % | | — | % | | 13.1 | % | | 3.1 | % | | 5.2 | % | | 0.2 | % | | — | % | | 5.2 | % | | 0.2 | % | |
India | | 35.0 | % | | 29.7 | % | | — | % | | 35.0 | % | | 29.7 | % | | 25.3 | % | | 30.2 | % | | — | % | | 25.3 | % | | 30.2 | % | |
Asia Pacific | | 11.7 | % | | 12.9 | % | | — | % | | 11.7 | % | | 12.9 | % | | 13.7 | % | | 15.3 | % | | — | % | | 13.7 | % | | 15.3 | % | |
Consumer Interactive | | 12.3 | % | | 12.3 | % | | — | % | | 12.3 | % | | 12.3 | % | | 11.6 | % | | 11.6 | % | | — | % | | 11.6 | % | | 11.6 | % | |
| | | | | | | | | | | | | | | | | | | | | |
Adjusted Revenue: | | | | | | | | | | | | | | | | | | | | | |
Consolidated | | 18.1 | % | | 17.4 | % | | 3.3 | % | | 14.8 | % | | 14.1 | % | | 18.6 | % | | 18.6 | % | | 5.5 | % | | 13.1 | % | | 13.1 | % | |
USIS | | 21.3 | % | | 21.3 | % | | 5.4 | % | | 15.9 | % | | 15.9 | % | | 20.2 | % | | 20.2 | % | | 6.1 | % | | 14.1 | % | | 14.1 | % | |
Financial Services | | 25.5 | % | | 25.5 | % | | 5.1 | % | | 20.4 | % | | 20.4 | % | | 22.8 | % | | 22.8 | % | | 5.7 | % | | 17.1 | % | | 17.1 | % | |
Emerging Verticals | | 16.8 | % | | 16.8 | % | | 5.7 | % | | 11.1 | % | | 11.1 | % | | 17.4 | % | | 17.4 | % | | 6.6 | % | | 10.8 | % | | 10.8 | % | |
International | | 15.0 | % | | 11.2 | % | | — | % | | 15.0 | % | | 11.2 | % | | 21.8 | % | | 21.6 | % | | 8.8 | % | | 13.0 | % | | 12.8 | % | |
Canada | | 11.2 | % | | 6.3 | % | | — | % | | 11.2 | % | | 6.3 | % | | 16.7 | % | | 12.0 | % | | — | % | | 16.7 | % | | 12.0 | % | |
Latin America | | 8.2 | % | | 7.9 | % | | — | % | | 8.2 | % | | 7.9 | % | | 6.7 | % | | 9.0 | % | | — | % | | 6.7 | % | | 9.0 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | 13.1 | % | | 3.1 | % | | — | % | | 13.1 | % | | 3.1 | % | | 5.2 | % | | 0.2 | % | | — | % | | 5.2 | % | | 0.2 | % | |
India | | 35.0 | % | | 29.7 | % | | — | % | | 35.0 | % | | 29.7 | % | | 25.3 | % | | 30.2 | % | | — | % | | 25.3 | % | | 30.2 | % | |
Asia Pacific | | 11.7 | % | | 12.9 | % | | — | % | | 11.7 | % | | 12.9 | % | | 13.7 | % | | 15.3 | % | | — | % | | 13.7 | % | | 15.3 | % | |
Consumer Interactive | | 12.3 | % | | 12.3 | % | | — | % | | 12.3 | % | | 12.3 | % | | 11.6 | % | | 11.6 | % | | — | % | | 11.6 | % | | 11.6 | % | |
| | | | | | | | | | | | | | | | | | | | | |
Adjusted EBITDA: | | | | | | | | | | | | | | | | | | | | | |
Consolidated | | 18.1 | % | | 17.3 | % | | 0.9 | % | | 17.2 | % | | 16.4 | % | | 18.5 | % | | 18.5 | % | | 3.1 | % | | 15.5 | % | | 15.5 | % | |
USIS | | 15.2 | % | | 15.2 | % | | 1.3 | % | | 13.9 | % | | 13.9 | % | | 16.1 | % | | 16.1 | % | | 2.4 | % | | 13.7 | % | | 13.7 | % | |
International | | 15.6 | % | | 10.9 | % | | — | % | | 15.6 | % | | 10.9 | % | | 28.4 | % | | 28.6 | % | | 8.2 | % | | 20.3 | % | | 20.4 | % | |
Consumer Interactive | | 11.4 | % | | 11.4 | % | | — | % | | 11.4 | % | | 11.4 | % | | 9.8 | % | | 9.8 | % | | — | % | | 9.8 | % | | 9.8 | % | |
TRANSUNION AND SUBSIDIARIES
Revenue, Adjusted Revenue, and Adjusted EBITDA growth rates as Reported, CC, Inorganic, Organic and Organic CC - Unaudited
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | For the Quarter ended September 30, 2018 compared with the Quarter ended September 30, 2017 | | For the Quarter ended December 31, 2018 compared with the Quarter ended December 31, 2017 | |
| | Reported | | CC Growth(1) | | Inorganic(2) | | Organic Growth(3) | | Organic CC Growth(4) | | Reported | | CC Growth(1) | | Inorganic(2) | | Organic Growth(3) | | Organic CC Growth(4) | |
Revenue: | | | | | | | | | | | | | | | | | | | | | |
Consolidated | | 21.2 | % | | 22.4 | % | | 11.2 | % | | 10.0 | % | | 11.2 | % | | 21.1 | % | | 22.5 | % | | 11.0 | % | | 10.1 | % | | 11.4 | % | |
USIS | | 20.1 | % | | 20.1 | % | | 8.8 | % | | 11.3 | % | | 11.3 | % | | 18.4 | % | | 18.4 | % | | 6.6 | % | | 11.9 | % | | 11.9 | % | |
Financial Services | | 26.5 | % | | 26.5 | % | | 8.6 | % | | 17.9 | % | | 17.9 | % | | 19.0 | % | | 19.0 | % | | 4.3 | % | | 14.7 | % | | 14.7 | % | |
Emerging Verticals | | 13.6 | % | | 13.6 | % | | 9.0 | % | | 4.6 | % | | 4.6 | % | | 17.8 | % | | 17.9 | % | | 8.9 | % | | 8.9 | % | | 8.9 | % | |
International | | 35.6 | % | | 41.7 | % | | 29.7 | % | | 5.8 | % | | 12.0 | % | | 46.8 | % | | 53.8 | % | | 36.8 | % | | 10.1 | % | | 17.0 | % | |
Canada | | 8.1 | % | | 12.5 | % | | — | % | | 8.1 | % | | 12.5 | % | | 12.2 | % | | 16.4 | % | | — | % | | 12.2 | % | | 16.4 | % | |
Latin America | | (3.6 | )% | | 3.0 | % | | — | % | | (3.6 | )% | | 3.0 | % | | 5.0 | % | | 13.7 | % | | — | % | | 5.0 | % | | 13.7 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | (8.8 | )% | | (2.9 | )% | | — | % | | (8.8 | )% | | (2.9 | )% | | 11.5 | % | | 16.8 | % | | — | % | | 11.5 | % | | 16.8 | % | |
India | | 24.3 | % | | 35.9 | % | | — | % | | 24.3 | % | | 35.9 | % | | 23.2 | % | | 37.5 | % | | — | % | | 23.2 | % | | 37.5 | % | |
Asia Pacific | | 15.6 | % | | 17.4 | % | | — | % | | 15.6 | % | | 17.4 | % | | (1.3 | )% | | (0.2 | )% | | — | % | | (1.3 | )% | | (0.2 | )% | |
Consumer Interactive | | 11.3 | % | | 11.3 | % | | — | % | | 11.3 | % | | 11.3 | % | | 5.7 | % | | 5.7 | % | | — | % | | 5.7 | % | | 5.7 | % | |
| | | | | | | | | | | | | | | | | | | | | |
Adjusted Revenue: | | | | | | | | | | | | | | | | | | | | | |
Consolidated | | 24.8 | % | | 25.9 | % | | 14.8 | % | | 10.0 | % | | 11.2 | % | | 23.2 | % | | 24.5 | % | | 13.1 | % | | 10.1 | % | | 11.4 | % | |
USIS | | 20.5 | % | | 20.5 | % | | 9.2 | % | | 11.3 | % | | 11.3 | % | | 18.7 | % | | 18.7 | % | | 6.9 | % | | 11.9 | % | | 11.9 | % | |
Financial Services | | 26.5 | % | | 26.5 | % | | 8.6 | % | | 17.9 | % | | 17.9 | % | | 19.0 | % | | 19.0 | % | | 4.3 | % | | 14.7 | % | | 14.7 | % | |
Emerging Verticals | | 14.3 | % | | 14.3 | % | | 9.7 | % | | 4.6 | % | | 4.6 | % | | 18.4 | % | | 18.4 | % | | 9.5 | % | | 8.9 | % | | 8.9 | % | |
International | | 53.1 | % | | 59.3 | % | | 47.2 | % | | 5.8 | % | | 12.0 | % | | 56.7 | % | | 63.6 | % | | 46.6 | % | | 10.1 | % | | 17.0 | % | |
Canada | | 8.1 | % | | 12.5 | % | | — | % | | 8.1 | % | | 12.5 | % | | 12.2 | % | | 16.4 | % | | — | % | | 12.2 | % | | 16.4 | % | |
Latin America | | (3.6 | )% | | 3.0 | % | | — | % | | (3.6 | )% | | 3.0 | % | | 5.0 | % | | 13.7 | % | | — | % | | 5.0 | % | | 13.7 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | (8.8 | )% | | (2.9 | )% | | — | % | | (8.8 | )% | | (2.9 | )% | | 11.5 | % | | 16.8 | % | | — | % | | 11.5 | % | | 16.8 | % | |
India | | 24.3 | % | | 35.9 | % | | — | % | | 24.3 | % | | 35.9 | % | | 23.2 | % | | 37.5 | % | | — | % | | 23.2 | % | | 37.5 | % | |
Asia Pacific | | 15.6 | % | | 17.4 | % | | — | % | | 15.6 | % | | 17.4 | % | | (1.3 | )% | | (0.2 | )% | | — | % | | (1.3 | )% | | (0.2 | )% | |
Consumer Interactive | | 11.3 | % | | 11.3 | % | | — | % | | 11.3 | % | | 11.3 | % | | 5.7 | % | | 5.7 | % | | — | % | | 5.7 | % | | 5.7 | % | |
| | | | | | | | | | | | | | | | | | | | | |
Adjusted EBITDA: | | | | | | | | | | | | | | | | | | | | | |
Consolidated | | 26.1 | % | | 27.6 | % | | 10.7 | % | | 15.5 | % | | 16.9 | % | | 26.8 | % | | 28.5 | % | | 12.4 | % | | 14.4 | % | | 16.1 | % | |
USIS | | 19.9 | % | | 19.8 | % | | 4.6 | % | | 15.2 | % | | 15.2 | % | | 16.7 | % | | 16.9 | % | | 5.0 | % | | 11.7 | % | | 11.8 | % | |
International | | 51.9 | % | | 59.6 | % | | 39.3 | % | | 12.6 | % | | 20.3 | % | | 67.8 | % | | 76.6 | % | | 49.5 | % | | 18.3 | % | | 27.2 | % | |
Consumer Interactive | | 21.5 | % | | 21.5 | % | | — | % | | 21.5 | % | | 21.5 | % | | 8.6 | % | | 8.6 | % | | — | % | | 8.6 | % | | 8.6 | % | |
| |
(1) | CC (constant currency) growth rates assume foreign currency exchange rates are consistent between years. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates. |
| |
(2) | Inorganic growth rate represents growth attributable to the first twelve months of activity for recent business acquisitions. |
| |
(3) | Organic growth rate is the GAAP growth rate less the inorganic growth rate. |
| |
(4) | Organic CC growth rate is the CC growth rate less inorganic growth rate. |
TRANSUNION AND SUBSIDIARIES
Revenue, Adjusted Revenue, and Adjusted EBITDA growth rates as Reported, CC, Inorganic, Organic and Organic CC - Unaudited
|
| | | | | | | | | | | | | | | | |
| | For the Year Ended December 31, 2018 compared with the Year Ended December 31, 2017 | |
| | Reported | | CC Growth(1) | | Inorganic(2) | | Organic Growth(3) | | Organic CC Growth(4) | |
Revenue: | | | | | | | | | | | |
Consolidated | | 19.8 | % | | 20.3 | % | | 7.9 | % | | 11.9 | % | | 12.4 | % | |
USIS | | 20.0 | % | | 20.0 | % | | 6.8 | % | | 13.2 | % | | 13.2 | % | |
Financial Services | | 23.4 | % | | 23.4 | % | | 6.0 | % | | 17.4 | % | | 17.4 | % | |
Emerging Verticals | | 16.4 | % | | 16.4 | % | | 7.6 | % | | 8.7 | % | | 8.7 | % | |
International | | 30.5 | % | | 33.1 | % | | 19.7 | % | | 10.8 | % | | 13.3 | % | |
Canada | | 12.0 | % | | 12.0 | % | | — | % | | 12.0 | % | | 12.0 | % | |
Latin America | | 3.9 | % | | 8.4 | % | | — | % | | 3.9 | % | | 8.4 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | 4.8 | % | | 4.0 | % | | — | % | | 4.8 | % | | 4.0 | % | |
India | | 26.7 | % | | 33.6 | % | | — | % | | 26.7 | % | | 33.6 | % | |
Asia Pacific | | 9.3 | % | | 10.7 | % | | — | % | | 9.3 | % | | 10.7 | % | |
Consumer Interactive | | 10.1 | % | | 10.1 | % | | — | % | | 10.1 | % | | 10.1 | % | |
| | | | | | | | | | | |
Adjusted Revenue: | | | | | | | | | | | |
Consolidated | | 21.3 | % | | 21.8 | % | | 9.4 | % | | 11.9 | % | | 12.4 | % | |
USIS | | 20.1 | % | | 20.2 | % | | 6.9 | % | | 13.2 | % | | 13.2 | % | |
Financial Services | | 23.4 | % | | 23.4 | % | | 6.0 | % | | 17.4 | % | | 17.4 | % | |
Emerging Verticals | | 16.7 | % | | 16.7 | % | | 8.0 | % | | 8.7 | % | | 8.7 | % | |
International | | 37.7 | % | | 40.3 | % | | 26.9 | % | | 10.8 | % | | 13.3 | % | |
Canada | | 12.0 | % | | 12.0 | % | | — | % | | 12.0 | % | | 12.0 | % | |
Latin America | | 3.9 | % | | 8.4 | % | | — | % | | 3.9 | % | | 8.4 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | 4.8 | % | | 4.0 | % | | — | % | | 4.8 | % | | 4.0 | % | |
India | | 26.7 | % | | 33.6 | % | | — | % | | 26.7 | % | | 33.6 | % | |
Asia Pacific | | 9.3 | % | | 10.7 | % | | — | % | | 9.3 | % | | 10.7 | % | |
Consumer Interactive | | 10.1 | % | | 10.1 | % | | — | % | | 10.1 | % | | 10.1 | % | |
| | | | | | | | | | | |
Adjusted EBITDA: | | | | | | | | | | | |
Consolidated | | 22.6 | % | | 23.2 | % | | 7.0 | % | | 15.6 | % | | 16.2 | % | |
USIS | | 17.0 | % | | 17.1 | % | | 3.4 | % | | 13.7 | % | | 13.7 | % | |
International | | 43.0 | % | | 46.5 | % | | 26.3 | % | | 16.6 | % | | 20.2 | % | |
Consumer Interactive | | 12.6 | % | | 12.6 | % | | — | % | | 12.6 | % | | 12.6 | % | |
| |
(1) | CC (constant currency) growth rates assume foreign currency exchange rates are consistent between years. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates. |
| |
(2) | Inorganic growth rate represents growth attributable to the first twelve months of activity for recent business acquisitions. |
| |
(3) | Organic growth rate is the GAAP growth rate less the inorganic growth rate. |
| |
(4) | Organic CC growth rate is the CC growth rate less inorganic growth rate. |
TRANSUNION AND SUBSIDIARIES
Revenue, Adjusted Revenue, and Adjusted EBITDA growth rates as Reported, CC, Inorganic, Organic and Organic CC - Unaudited
|
| | | | | | | | | | | | | | | | |
| | For the Year Ended December 31, 2017 compared with the Year Ended December 31, 2016 | |
| | Reported | | CC Growth(1) | | Inorganic(2) | | Organic Growth(3) | | Organic CC Growth(4) | |
Revenue: | | | | | | | | | | | |
Consolidated | | 13.4 | % | | 12.8 | % | | 1.6 | % | | 11.8 | % | | 11.1 | % | |
USIS | | 15.2 | % | | 15.2 | % | | 2.4 | % | | 12.8 | % | | 12.8 | % | |
Financial Services | | 12.4 | % | | 12.4 | % | | 1.1 | % | | 11.3 | % | | 11.3 | % | |
Emerging Verticals | | 18.4 | % | | 18.4 | % | | 4.0 | % | | 14.4 | % | | 14.4 | % | |
International | | 15.3 | % | | 11.8 | % | | 0.8 | % | | 14.5 | % | | 11.0 | % | |
Canada | | 16.1 | % | | 13.8 | % | | — | % | | 16.1 | % | | 13.8 | % | |
Latin America | | 13.2 | % | | 10.2 | % | | 2.9 | % | | 10.3 | % | | 7.3 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | 1.1 | % | | (7.4 | )% | | — | % | | 1.1 | % | | (7.4 | )% | |
India | | 36.0 | % | | 31.6 | % | | — | % | | 36.0 | % | | 31.6 | % | |
Asia Pacific | | 15.3 | % | | 16.7 | % | | — | % | | 15.3 | % | | 16.7 | % | |
Consumer Interactive | | 6.1 | % | | 6.1 | % | | — | % | | 6.1 | % | | 6.1 | % | |
| | | | | | | | | | | |
Adjusted Revenue: | | | | | | | | | | | |
Consolidated | | 13.4 | % | | 12.8 | % | | 1.6 | % | | 11.8 | % | | 11.1 | % | |
USIS | | 15.2 | % | | 15.2 | % | | 2.4 | % | | 12.8 | % | | 12.8 | % | |
Financial Services | | 12.4 | % | | 12.4 | % | | 1.1 | % | | 11.3 | % | | 11.3 | % | |
Emerging Verticals | | 18.4 | % | | 18.4 | % | | 4.0 | % | | 14.4 | % | | 14.4 | % | |
International | | 15.3 | % | | 11.8 | % | | 0.8 | % | | 14.5 | % | | 11.0 | % | |
Canada | | 16.1 | % | | 13.8 | % | | — | % | | 16.1 | % | | 13.8 | % | |
Latin America | | 13.2 | % | | 10.2 | % | | 2.9 | % | | 10.3 | % | | 7.3 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | 1.1 | % | | (7.4 | )% | | — | % | | 1.1 | % | | (7.4 | )% | |
India | | 36.0 | % | | 31.6 | % | | — | % | | 36.0 | % | | 31.6 | % | |
Asia Pacific | | 15.3 | % | | 16.7 | % | | — | % | | 15.3 | % | | 16.7 | % | |
Consumer Interactive | | 6.1 | % | | 6.1 | % | | — | % | | 6.1 | % | | 6.1 | % | |
| | | | | | | | | | | |
Adjusted EBITDA: | | | | | | | | | | | |
Consolidated | | 17.5 | % | | 16.9 | % | | 1.3 | % | | 16.2 | % | | 15.7 | % | |
USIS | | 14.9 | % | | 14.9 | % | | 1.6 | % | | 13.3 | % | | 13.3 | % | |
International | | 18.7 | % | | 15.3 | % | | 0.9 | % | | 17.8 | % | | 14.4 | % | |
Consumer Interactive | | 16.2 | % | | 16.2 | % | | — | % | | 16.2 | % | | 16.2 | % | |
| |
(1) | CC (constant currency) growth rates assume foreign currency exchange rates are consistent between years. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates. |
| |
(2) | Inorganic growth rate represents growth attributable to the first twelve months of activity for recent business acquisitions. |
| |
(3) | Organic growth rate is the GAAP growth rate less the inorganic growth rate. |
| |
(4) | Organic CC growth rate is the CC growth rate less inorganic growth rate. |
TRANSUNION AND SUBSIDIARIES
Revenue, Adjusted Revenue, and Adjusted EBITDA growth rates as Reported, CC, Inorganic, Organic and Organic CC - Unaudited
|
| | | | | | | | | | | | | | | | |
| | For the Year Ended December 31, 2016 compared with the Year Ended December 31, 2015 | |
| | Reported | | CC Growth(1) | | Inorganic(2) | | Organic Growth(3) | | Organic CC Growth(4) | |
Revenue: | | | | | | | | | | | |
Consolidated | | 13.1 | % | | 14.3 | % | | 2.0 | % | | 11.1 | % | | 12.2 | % | |
USIS | | 13.0 | % | | 13.0 | % | | 0.6 | % | | 12.4 | % | | 12.4 | % | |
Financial Services | | 13.8 | % | | 13.8 | % | | — | % | | 13.8 | % | | 13.8 | % | |
Emerging Verticals | | 12.2 | % | | 12.2 | % | | 1.3 | % | | 10.9 | % | | 10.9 | % | |
International | | 16.4 | % | | 22.7 | % | | 9.3 | % | | 7.1 | % | | 13.4 | % | |
Canada | | 14.9 | % | | 19.1 | % | | — | % | | 14.9 | % | | 19.1 | % | |
Latin America | | 43.0 | % | | 47.0 | % | | 41.2 | % | | 1.8 | % | | 5.8 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | (8.5 | )% | | 5.2 | % | | — | % | | (8.5 | )% | | 5.2 | % | |
India | | 17.6 | % | | 23.7 | % | | — | % | | 17.6 | % | | 23.7 | % | |
Asia Pacific | | 16.4 | % | | 17.3 | % | | — | % | | 16.4 | % | | 17.3 | % | |
Consumer Interactive | | 10.1 | % | | 10.1 | % | | — | % | | 10.1 | % | | 10.1 | % | |
| | | | | | | | | | | |
Adjusted Revenue: | | | | | | | | | | | |
Consolidated | | 13.1 | % | | 14.3 | % | | 2.0 | % | | 11.1 | % | | 12.2 | % | |
USIS | | 13.0 | % | | 13.0 | % | | 0.6 | % | | 12.4 | % | | 12.4 | % | |
Financial Services | | 13.8 | % | | 13.8 | % | | — | % | | 13.8 | % | | 13.8 | % | |
Emerging Verticals | | 12.2 | % | | 12.2 | % | | 1.3 | % | | 10.9 | % | | 10.9 | % | |
International | | 16.4 | % | | 22.7 | % | | 9.3 | % | | 7.1 | % | | 13.4 | % | |
Canada | | 14.9 | % | | 19.1 | % | | — | % | | 14.9 | % | | 19.1 | % | |
Latin America | | 43.0 | % | | 47.0 | % | | 41.2 | % | | 1.8 | % | | 5.8 | % | |
United Kingdom | | — | % | | — | % | | — | % | | — | % | | — | % | |
Africa | | (8.5 | )% | | 5.2 | % | | — | % | | (8.5 | )% | | 5.2 | % | |
India | | 17.6 | % | | 23.7 | % | | — | % | | 17.6 | % | | 23.7 | % | |
Asia Pacific | | 16.4 | % | | 17.3 | % | | — | % | | 16.4 | % | | 17.3 | % | |
Consumer Interactive | | 10.1 | % | | 10.1 | % | | — | % | | 10.1 | % | | 10.1 | % | |
| | | | | | | | | | | |
Adjusted EBITDA: | | | | | | | | | | | |
Consolidated | | 20.9 | % | | 22.1 | % | | 1.2 | % | | 19.7 | % | | 20.8 | % | |
USIS | | 15.0 | % | | 15.0 | % | | (1.1 | )% | | 16.2 | % | | 16.2 | % | |
International | | 32.8 | % | | 39.9 | % | | 12.6 | % | | 20.2 | % | | 27.3 | % | |
Consumer Interactive | | 21.6 | % | | 21.6 | % | | — | % | | 21.6 | % | | 21.6 | % | |
| |
(1) | CC (constant currency) growth rates assume foreign currency exchange rates are consistent between years. This allows financial results to be evaluated without the impact of fluctuations in foreign currency exchange rates. |
| |
(2) | Inorganic growth rate represents growth attributable to the first twelve months of activity for recent business acquisitions. |
| |
(3) | Organic growth rate is the GAAP growth rate less the inorganic growth rate. |
| |
(4) | Organic CC growth rate is the CC growth rate less inorganic growth rate. |