TransUnion (TRU) 10-Q 24 Oct 22 2022 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information	9 Months Ended
	Sep. 30, 2022 shares
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	001-37470
Entity Registrant Name	TransUnion
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	61-1678417
Entity Address, Address Line One	555 West Adams,
Entity Address, City or Town	Chicago,
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	60661
City Area Code	312
Local Phone Number	985-2000
Title of 12(b) Security	Common Stock, $0.01 par value
Trading Symbol	TRU
Security Exchange Name	NYSE
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Amendment Flag	false
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Entity Central Index Key	0001552033
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding	192,700,000

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Current assets:
Cash and cash equivalents	$ 596.1	$ 1,842.4
Trade accounts receivable, net of allowance of $10.9 and $10.7	634.8	558
Other current assets	286.5	231.6
Current assets of discontinued operations	21.4	0
Total current assets	1,538.8	2,632
Property, plant and equipment, net of accumulated depreciation and amortization of $684.7 and $625.4	212	247.7
Goodwill	5,513.4	5,525.7
Other intangibles, net of accumulated amortization of $2,144.4 and $1,908.9	3,701.6	3,770.6
Other assets	713.3	459
Other assets of discontinued operations	125	0
Total assets	11,804.1	12,635
Current liabilities:
Trade accounts payable	257.3	270.2
Short-term debt and current portion of long-term debt	114.6	114.6
Other current liabilities	506.9	972.2
Current liabilities of discontinued operations	11.1	0
Total current liabilities	889.9	1,357
Long-term debt	5,778.9	6,251.3
Deferred taxes	801.9	787.6
Other liabilities	179.6	232.9
Other liabilities of discontinued operations	0.1	0
Total liabilities	7,650.4	8,628.8
Stockholders’ equity:
Common stock, $0.01 par value; 1.0 billion shares authorized at September 30, 2022 and December 31, 2021, 198.6 million and 197.4 million shares issued at September 30, 2022 and December 31, 2021, respectively, and 192.7 million shares and 191.8 million shares outstanding as of September 30, 2022 and December 31, 2021, respectively	2	2
Additional paid-in capital	2,270	2,188.9
Treasury stock at cost; 5.9 million and 5.6 million shares at September 30, 2022 and December 31, 2021, respectively	(282)	(252)
Retained earnings	2,420.9	2,254.6
Accumulated other comprehensive loss	(357.4)	(285.4)
Total TransUnion stockholders’ equity	4,053.5	3,908.1
Noncontrolling interests	100.2	98.1
Total stockholders’ equity	4,153.7	4,006.2
Total liabilities and stockholders’ equity	$ 11,804.1	$ 12,635

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) shares in Millions, $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Accounts Receivable, Allowance for Credit Loss	$ 10.9	$ 10.7
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	684.7	625.4
Finite-Lived Intangible Assets, Accumulated Amortization	$ 2,144.4	$ 1,908.9
Common Stock, Shares, Issued	198.6	197.4
Common Stock, Shares, Outstanding		191.8
Treasury Stock, Shares	5.9	5.6
Common Stock, Shares Authorized	1,000	1,000
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Statement [Abstract]
Revenue	$ 938.2	$ 743.4	$ 2,807.8	$ 2,170.4
Operating expenses
Cost of services (exclusive of depreciation and amortization below)	305.6	243.1	911.7	704.6
Selling, general and administrative	333.6	239.6	1,020.1	658.5
Depreciation and amortization	129.6	90.9	389	273.6
Total operating expenses	768.7	573.7	2,320.8	1,636.7
Operating income	169.5	169.7	487	533.7
Non-operating income and (expense)
Interest expense	(61.3)	(25.7)	(163.4)	(77.1)
Interest income	1.1	0.8	3.1	2.4
Earnings from equity method investments	3.5	2.9	9.7	8.6
Other income and (expense), net	(2)	(18.7)	(20.2)	(16.9)
Total non-operating income and (expense)	(58.7)	(40.7)	(170.9)	(83)
Income from continuing operations before income taxes	110.8	128.9	316.1	450.7
Provision for income taxes	(30.6)	(32.3)	(84.1)	(114.6)
Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest	80.3	96.7	232	336.1
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent	(2.4)	(21.5)	(2.3)	(45.6)
Net income	82.7	118.2	234.3	381.7
Less: net income attributable to the noncontrolling interests	(3.5)	(4)	(11.3)	(12)
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent	76.8	92.7	220.7	324.1
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent	2.4	21.5	2.3	45.6
Net income	$ 79.2	$ 114.2	$ 223	$ 369.7
Earnings Per Share, Basic [Abstract]
Income (Loss) from Continuing Operations, Per Basic Share	$ 0.40	$ 0.48	$ 1.15	$ 1.69
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Basic Share	0.01	0.11	0.01	0.24
Earnings Per Share, Basic	0.41	0.60	1.16	1.93
Earnings Per Share, Diluted [Abstract]
Income (Loss) from Continuing Operations, Per Diluted Share	0.40	0.48	1.14	1.68
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Diluted Share	0.01	0.11	0.01	0.24
Earnings Per Share, Diluted	$ 0.41	$ 0.59	$ 1.15	$ 1.92
Earnings Per Share, Diluted [Abstract]
Weighted Average Number of Shares Outstanding, Basic	192.6	191.6	192.4	191.3
Weighted Average Number of Shares Outstanding, Diluted	193.2	193.1	193.1	192.9

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Net income	$ 82.7	$ 118.2	$ 234.3	$ 381.7
Foreign currency translation:
Foreign currency translation adjustment	(138)	(54)	(280.3)	(49.7)
Benefit (Provision) for income taxes	0.2	0.1	(0.3)	0.1
Foreign currency translation, net	(137.8)	(53.9)	(280.6)	(49.6)
Hedge instruments:
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	83.6	9.3	274.5	42.5
Expense for income taxes	(20.7)	(2.3)	(68.4)	(10.6)
Hedge instruments, net	62.9	7	206.1	31.9
Available-for-sale securities:
Net unrealized (loss) gain	(0.3)	(0.1)	(0.2)	0
Provision for income taxes	0	0	0.1	0
Available-for-sale securities, net	(0.3)	(0.1)	(0.1)	0
Total other comprehensive income (loss), net of tax	(75.2)	(47)	(74.6)	(17.7)
Comprehensive income (loss)	7.5	71.2	159.7	364
Less: comprehensive income attributable to noncontrolling interests	(2.3)	(3.4)	(8.5)	(10.5)
Comprehensive income (loss) attributable to TransUnion	$ 5.2	$ 67.8	$ 151.2	$ 353.5

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income	$ 234.3	$ 381.7
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent	(2.3)	(45.6)
Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest	232	336.1
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	389	273.6
Gain (Loss) on Extinguishment of Debt	6.5	0.5
Deferred taxes	(60.7)	10
Stock-based compensation	62	49
Provision for losses on trade accounts receivable	4.3	(1.4)
Other	10.6	0.9
Changes in assets and liabilities:
Trade accounts receivable	(72.7)	(61.7)
Other current and long-term assets	(31)	(39.5)
Trade accounts payable	(20.4)	32.4
Other current and long-term liabilities	(448.8)	3.3
Cash provided by operating activities of continuing operations	70.8	603.2
Cash Provided by (Used in) Operating Activities, Discontinued Operations	4.6	57
Cash provided by operating activities of continuing operations	75.4	660.2
Cash flows from investing activities:
Capital expenditures	(192.5)	(148.7)
Proceeds from sale/maturities of other investments	85.3	27.8
Purchases of other investments	(103.9)	(53.7)
Payments to Acquire Interest in Subsidiaries and Affiliates	(510.4)	0
Investments in Nonconsolidated Affiliates and Purchase of Convertible Notes	(14.8)	(41.6)
Other	1.6	(0.5)
Net Cash Provided by (Used in) Investing Activities, Continuing Operations	(734.7)	(216.7)
Cash Provided by (Used in) Investing Activities, Discontinued Operations	(1.9)	8.7
Cash used in investing activities of continuing operations	(736.6)	(208)
Cash flows from financing activities:
Repayments of debt	(486)	(127.5)
Proceeds from issuance of common stock and exercise of stock options	18.7	21.2
Dividends to shareholders	(57.5)	(51.5)
Employee taxes paid on restricted stock units recorded as treasury stock	(30)	(34.8)
Payment for Contingent Consideration Liability, Financing Activities	(2.8)	(32.4)
Payments to Noncontrolling Interests	(6.3)	(6.5)
Cash used in financing activities of continuing operations	(563.9)	(231.5)
Cash Provided by (Used in) Financing Activities, Discontinued Operations	0	0
Cash used in financing activities of continuing operations	(563.9)	(231.5)
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	(21.2)	(4.8)
Net change in cash and cash equivalents	(1,246.3)	215.9
Cash and cash equivalents, beginning of period	1,842.4	492.7
Cash and cash equivalents, end of period	$ 596.1	$ 708.6

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) shares in Millions, $ in Millions	Total	Common Stock	Paid-In Capital	Treasury Stock	Retained Earnings	Accumulated Other Comprehensive Loss	Noncontrolling Interests	Total
Balance (in shares) at Dec. 31, 2020		190.5
Balance at Dec. 31, 2020		$ 2	$ 2,088.1	$ (215.2)	$ 937.4	$ (272.1)	$ 95.9	$ 2,636.1
Net income					127.9
Net income							2.7
Net income								130.6
Other comprehensive income						11.7	(1)	10.7
Stock-based compensation			17					17
Employee share purchase plan		0.1
Employee share purchase plan		$ 0	10.7					10.7
Exercise of stock options		0.1
Exercise of stock options		$ 0	1					1
Vesting of restricted stock units		0.9
Vesting of restricted stock units		$ 0						0
Treasury stock purchased		(0.3)
Treasury stock purchased				(28.5)				(28.5)
Dividends to shareholders					(14.5)			(14.5)
Balance (in shares) at Mar. 31, 2021		191.3
Balance at Mar. 31, 2021		$ 2	2,116.8	(243.8)	1,050.8	(260.3)	97.6	2,763.1
Balance (in shares) at Dec. 31, 2020		190.5
Balance at Dec. 31, 2020		$ 2	2,088.1	(215.2)	937.4	(272.1)	95.9	2,636.1
Net income	$ 369.7
Net income	381.7
Other comprehensive income	(17.7)
Balance (in shares) at Sep. 30, 2021		191.6
Balance at Sep. 30, 2021		$ 2	2,161.5	(250.1)	1,255.7	(288.3)	100.4	2,981.2
Balance (in shares) at Mar. 31, 2021		191.3
Balance at Mar. 31, 2021		$ 2	2,116.8	(243.8)	1,050.8	(260.3)	97.6	2,763.1
Net income					127.6
Net income							5.2
Net income								132.9
Other comprehensive income						18.5	0.1	18.6
Distributions to noncontrolling interests							(0.6)	(0.6)
Stock-based compensation			15.9					15.9
Exercise of stock options		0.2
Exercise of stock options		$ 0	1					1
Vesting of restricted stock units		0.1
Treasury stock purchased		(0.1)
Treasury stock purchased				(5.4)				(5.4)
Dividends to shareholders					(18.4)			(18.4)
Stockholders' Equity, Other			0				0.5	0.5
Balance (in shares) at Jun. 30, 2021		191.5
Balance at Jun. 30, 2021		$ 2	2,133.7	(249.2)	1,160.1	(241.9)	102.9	2,907.6
Net income	114.2				114.2
Net income							4
Net income	118.2							118.2
Other comprehensive income	(47)					(46.4)	(0.6)	(47)
Distributions to noncontrolling interests							(5.9)	(5.9)
Stock-based compensation			16.1					16.1
Employee share purchase plan		0.1
Employee share purchase plan		$ 0	11.4					11.4
Exercise of stock options		0
Exercise of stock options		$ 0	0.2					0.2
Vesting of restricted stock units		0
Vesting of restricted stock units		$ 0						0
Treasury stock purchased		0
Treasury stock purchased				(0.9)				(0.9)
Dividends to shareholders					(18.6)			(18.6)
Balance (in shares) at Sep. 30, 2021		191.6
Balance at Sep. 30, 2021		$ 2	2,161.5	(250.1)	1,255.7	(288.3)	100.4	2,981.2
Balance (in shares) at Dec. 31, 2021		191.8
Balance at Dec. 31, 2021	4,006.2	$ 2	2,188.9	(252)	2,254.6	(285.4)	98.1	4,006.2
Net income					48.3
Net income							3.7
Net income								52
Other comprehensive income						100.7	(0.1)	100.6
Stock-based compensation			20.1					20.1
Employee share purchase plan		0.1
Employee share purchase plan		$ 0	10					10
Exercise of stock options		0
Exercise of stock options		$ 0	0.2					0.2
Vesting of restricted stock units		0.8
Vesting of restricted stock units		$ 0						0
Treasury stock purchased		(0.3)
Treasury stock purchased				(28.7)				(28.7)
Dividends to shareholders					(18.4)			(18.4)
Balance (in shares) at Mar. 31, 2022		192.4
Balance at Mar. 31, 2022		$ 2	2,219.2	(280.8)	2,284.5	(184.7)	101.7	4,141.9
Balance (in shares) at Dec. 31, 2021		191.8
Balance at Dec. 31, 2021	4,006.2	$ 2	2,188.9	(252)	2,254.6	(285.4)	98.1	4,006.2
Net income	223
Net income	234.3
Other comprehensive income	(74.6)
Balance (in shares) at Sep. 30, 2022		192.7
Balance at Sep. 30, 2022	4,153.7	$ 2	2,270	(282)	2,420.9	(357.4)	100.2	4,153.7
Balance (in shares) at Mar. 31, 2022		192.4
Balance at Mar. 31, 2022		$ 2	2,219.2	(280.8)	2,284.5	(184.7)	101.7	4,141.9
Net income					95.6
Net income							4.1
Net income								99.6
Other comprehensive income						(98.8)	(1.5)	(100.3)
Distributions to noncontrolling interests							(4.1)	(4.1)
Stock-based compensation			20.5					20.5
Exercise of stock options		0.1
Exercise of stock options		$ 0	0.2					0.2
Vesting of restricted stock units		0
Vesting of restricted stock units		$ 0						0
Treasury stock purchased		0
Treasury stock purchased				(0.4)				(0.4)
Dividends to shareholders					(18.6)			(18.6)
Balance (in shares) at Jun. 30, 2022		192.5
Balance at Jun. 30, 2022		$ 2	2,239.9	(281.2)	2,361.5	(283.5)	100.2	4,138.9
Net income	79.2				79.2
Net income							3.5
Net income	82.7							82.7
Other comprehensive income	(75.2)					(73.9)	(1.3)	(75.2)
Distributions to noncontrolling interests							(2.2)	(2.2)
Stock-based compensation			18.7					18.7
Employee share purchase plan		0.1
Employee share purchase plan		$ 0	11					11
Exercise of stock options		0.1
Exercise of stock options		$ 0	0.4					0.4
Vesting of restricted stock units		0
Vesting of restricted stock units		$ 0						0
Treasury stock purchased		0
Treasury stock purchased				(0.8)				(0.8)
Dividends to shareholders					(19.8)			(19.8)
Balance (in shares) at Sep. 30, 2022		192.7
Balance at Sep. 30, 2022	$ 4,153.7	$ 2	$ 2,270	$ (282)	$ 2,420.9	$ (357.4)	$ 100.2	$ 4,153.7

Significant Accounting and Repo

Significant Accounting and Reporting Policies	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Significant Accounting and Reporting Policies	Significant Accounting and Reporting Policies Basis of Presentation The accompanying unaudited Condensed Consolidated Financial Statements of TransUnion have been prepared in accordance with instructions to Form 10-Q and Rule 10-01 of Regulation S-X and do not include all the information required by accounting principles generally accepted in the United States of America (“U.S. GAAP”) for complete financial statements. In the opinion of management, all adjustments, including normal recurring adjustments, considered necessary for a fair statement have been included. All significant intercompany transactions and balances have been eliminated. As a result of displaying amounts in millions, rounding differences may exist in the financial statements and footnote tables. The operating results of TransUnion for the periods presented are not necessarily indicative of the results that may be expected for the full year ending December 31, 2022. The Company’s year-end Consolidated Balance Sheet data was derived from audited financial statements. Therefore, these unaudited consolidated financial statements should be read in conjunction with our audited financial statements included in our Annual Report on Form 10-K for the year ended December 31, 2021, filed with the Securities and Exchange Commission (“SEC”) on February 22, 2022. Unless the context indicates otherwise, any reference in this report to the “Company,” “we,” “our,” “us,” and “its” refers to TransUnion and its consolidated subsidiaries, collectively. For the periods presented, TransUnion does not have any material assets, liabilities, revenues, expenses or operations of any kind other than its ownership investment in TransUnion Intermediate Holdings, Inc. Principles of Consolidation The consolidated financial statements of TransUnion include the accounts of TransUnion and all of its controlled subsidiaries. Investments in nonmarketable unconsolidated entities in which the Company is able to exercise significant influence are accounted for using the equity method. Investments in nonmarketable unconsolidated entities in which the Company is not able to exercise significant influence, our “Cost Method Investments,” are accounted for at our initial cost, minus any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. Use of Estimates The preparation of consolidated financial statements and related disclosures in accordance with GAAP requires management to make estimates and judgments that affect the amounts reported. We believe that the estimates used in preparation of the accompanying consolidated financial statements are reasonable, based upon information available to management at this time. These estimates and judgments affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the balance sheet date, as well as the amounts of revenue and expense during the reporting period. Estimates are inherently uncertain and actual results could differ materially from the estimated amounts. Trade Accounts Receivable We base our allowance for doubtful accounts estimate on our historical loss experience, our current expectations of future losses, current economic conditions, an analysis of the aging of outstanding receivables and customer payment patterns, and specific reserves for customers in adverse financial condition or for existing contractual disputes. The following is a rollforward of the allowance for doubtful accounts for the periods presented: Nine Months Ended September 30, 2022 2021 Beginning Balance $ 10.7 $ 17.1 Provision for losses on trade accounts receivable 4.3 (1.4) Write-offs, net of recovered accounts (4.1) (3.2) Ending balance $ 10.9 $ 12.5 Long-Lived Assets and Goodwill We review long-lived asset groups that are subject to amortization for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset group may not be recoverable. We test goodwill for impairment on an annual basis, in the fourth quarter, or more frequently if events or circumstances indicate that the carrying value of one or more of our reporting units exceeds its fair value. We continually monitor events and changes in circumstances such as changes in market conditions and other relevant factors that could indicate that the fair value of our reporting units may more likely than not have fallen below its respective carrying value. The ongoing uncertainty and the unpredictable nature of the macroeconomic environment could impact our estimates and assumptions utilized in our impairment tests, which may result in future impairments that could be material and negatively impact our results of operations. The decrease in other intangibles, net of accumulated amortization, as of September 30, 2022, compared with December 31, 2021, is due primarily to $309.1 million of amortization expense and a decrease of $106.6 million related to our foreign entities long-lived assets resulting from changes to foreign exchange rates between periods. This decrease is partially offset by the addition of the preliminary fair value estimate of intangible assets from our recent acquisition as discussed in Note 2, “Acquisitions,” and $153.5 million of expenditures for the development of internal use software. The decrease in goodwill as of September 30, 2022, compared with December 31, 2021, is due primarily to a decrease of $164.8 million related to our foreign entities goodwill resulting from changes to foreign exchange rates between periods. The decrease is partially offset by the net addition of the preliminary estimate of goodwill from our recent acquisition and measurement period adjustments for our 2021 acquisitions as discussed in Note 2, “Acquisitions”. The offset to the translation adjustments are included in accumulated other comprehensive loss on our balance sheet. Recently Adopted Accounting Pronouncements There are no recent accounting pronouncements that have been adopted by TransUnion. Recent Accounting Pronouncements Not Yet Adopted There are no recent accounting pronouncements that have an impact on TransUnion.

Business Acquisitions

Business Acquisitions	9 Months Ended
	Sep. 30, 2022
Business Combination and Asset Acquisition [Abstract]
Business Acquisitions	Business Acquisitions The following transactions were accounted for as business combinations under the acquisition method of accounting. The acquisition method requires, among other things, that assets acquired and liabilities assumed in a business combination generally be recognized at their fair values as of the acquisition date. The determination of fair value requires management to make significant estimates and assumptions. The excess of the purchase price over the fair value of the acquired net assets has been recorded as goodwill. The results of operations of these acquisitions are included in our consolidated financial statements from the respective dates of acquisition. 2022 Acquisitions Verisk Financial Services On April 8, 2022, we completed our acquisition of Verisk Financial Services (“VF”), the financial services business unit of Verisk Analytics, Inc. (“Verisk”), pursuant to a Stock Purchase Agreement dated as of February 21, 2022 (the “Purchase Agreement”), by and between Trans Union LLC and Verisk. We acquired 100% of the outstanding equity interest of the entities that comprise VF for $504.5 million in cash, including a reduction of $3.6 million recorded in the third quarter for certain customary purchase price adjustments as set forth in the Purchase Agreement. We are retaining the leading core businesses of Argus Information and Advisory Services, Inc. and Commerce Signals, Inc. (collectively, “Argus”), and intend to divest the remaining non-core businesses. Argus is relied upon by leading financial institutions, payments providers, and retailers worldwide for competitive studies, predictive analytics, models, and advisory services to provide a clear perspective on where their business stands today and to best position them for success in the future. We leverage the data provider consortium and proprietary and differentiated benchmarking datasets of these entities to provide more enhanced and holistic solution capabilities to our customers to make better and faster decisions that will help them increase financial inclusion, acquire new accounts, and improve fraud prevention, risk management, and other solutions. We engaged in business activities with VF prior to the acquisition that were not material. The results of operations of Argus subsequent to the acquisition date are included in the U.S. Markets segment. The pro forma effects of this acquisition are not significant to the Company's reported financial results for any period presented. Accordingly, no pro forma financial statements have been presented herein. We have classified the net assets acquired of the non-core businesses as held-for-sale as of the date of acquisition and the results of operations of those businesses are presented as discontinued operations from the date of acquisition. Acquisition Costs We recognized transaction costs related to the acquisition of $11.3 million for nine months ended September 30, 2022, which we have recorded within other income and expense. Purchase Price Allocation The purchase price for this acquisition is preliminary, pending final customary purchase price adjustments. The valuation of the assets acquired and liabilities assumed has not yet been finalized as of September 30, 2022. The purchase price allocation is preliminary and subject to change, including the allocation of value to the net assets held for sale, the valuation of intangible assets, income taxes and goodwill, among other items, and will be finalized as the information necessary to complete the analyses is obtained. We expect to complete this analysis within one year from the acquisition date. The fair values assigned to assets acquired and liabilities assumed as of September 30, 2022, are based on management’s best estimates and assumptions as of the reporting date and are considered preliminary pending finalization of the valuation analysis. The acquired assets and assumed liabilities, including the preliminary allocation of goodwill and intangible assets, are included in the U.S. Markets reporting unit. The table below summarizes the preliminary allocation of fair value of assets acquired and liabilities assumed as of April 8, 2022, the date of acquisition, inclusive of measurement period adjustments: April 8, 2022 (in millions) VF Purchase price 1 : $ 504.5 Assets acquired: Cash and cash equivalents $ 4.1 Trade accounts receivable 25.5 Other current assets 3.3 Current assets of discontinued operations 16.5 Right of use lease assets 6.6 Property, plant and equipment 2.1 Goodwill 1 165.7 Other intangibles 195.0 Other assets 29.5 Other assets of discontinued operations 126.8 Total assets acquired $ 575.1 Liabilities assumed: Trade accounts payable $ 4.0 Other current liabilities 7.6 Current liabilities of discontinued operations 7.8 Deferred revenue 4.6 Lease liabilities 6.5 Deferred taxes 39.5 Other liabilities 0.1 Other liabilities of discontinued operations 0.6 Total liabilities assumed $ 70.7 Net assets acquired $ 504.5 (1) During the three months ended September 30, 2022, we reduced the purchase price for VF by $3.6 million to reflect our current estimate of purchase price adjustments. Additionally, we recorded other measurement period adjustments impacting intangibles, goodwill, and deferred taxes. The impact of these adjustments resulted in a decrease to intangibles of $25.0 million, an increase to goodwill of $16.5 million, a decrease in deferred taxes of $5.2 million and other insignificant changes. (2) We estimate t hat $46.8 million of the goodwill, which originated from previous acquisitions of VF, is tax deductible. 2021 Acquisitions Neustar On December 1, 2021, we completed the acquisition of Neustar, Inc. (“Neustar”). We acquired 100% of the equity interests of Neustar for $3,100.1 million in cash, including final purchase price adjustments as set forth in the purchase agreement. The acquisition was funded primarily with the proceeds from the issuance of our Incremental Term B-6 Loan, which closed concurrently with the closing of the transaction. See Note 10, “Debt,” for additional information about our Incremental Term B-6 Loan. There was no contingent consideration resulting from this transaction. Neustar, a premier identity resolution company with leading solutions in Marketing, Risk and Communications, enables customers to build connected consumer experiences by combining decision analytics with real-time identity resolution services driven by its OneID platform. The acquisition of Neustar provides immediate scale to our identity resolution services through Neustar’s large, well-established customer base, accelerates the future growth of our identity-based solutions and expands our powerful digital identity capabilities through the addition of distinctive data and analytics, enabling consumers and businesses to transact online with greater confidence. We engaged in business activities with Neustar prior to the acquisition that were not material. The results of operations of Neustar subsequent to the acquisition date are included in the U.S. Markets segment, and together with the acquired assets and assumed liabilities, including the allocation of goodwill and intangible assets, are included in the U.S. Markets reporting unit. Sontiq On December 1, 2021, we completed the acquisition of Sontiq, Inc. (“Sontiq”). We acquired 100% of the equity interests of Sontiq for $642.6 million in cash, including final purchase price adjustments as set forth in the purchase agreement. The acquisition was funded primarily with the proceeds from the issuance of our Second Lien Term Loan, which closed concurrently with the closing of the transaction. The Second Lien Term Loan was repaid in full prior to December 31, 2021. Sontiq provides solutions including identity monitoring, restoration, and response products and services to help empower consumers and businesses to proactively protect against identity theft and cyber threats. The acquisition of Sontiq provides access to an attractive new base of customers and consumers through a highly recurring subscription-based revenue model and also complements and expands our Consumer Interactive solutions portfolio by providing valuable identity protection services for consumers. Sontiq’s identity security monitoring products incorporate our credit data, are highly complementary to our capabilities and are expected to significantly increase our opportunities for growth. The results of operations of Sontiq subsequent to the acquisition date are included within the Consumer Interactive segment, and together with the acquired assets and assumed liabilities, including the allocation of goodwill and intangible assets, are included in the Consumer Interactive reporting unit. Purchase Price Allocations The purchase price for each acquisition has now been finalized. The valuations of the assets acquired and liabilities assumed for the Neustar and Sontiq acquisitions as of September 30, 2022 is based on management’s best estimates and assumptions as of the reporting date and are considered preliminary pending finalization of the valuation analysis. The table below summarizes the preliminary allocation of fair value of assets acquired and liabilities assumed, inclusive of measurement period adjustments: December 1, 2021 (in millions) Neustar Sontiq Total Purchase price 1 : $ 3,100.1 $ 642.6 $ 3,742.7 Assets acquired: Cash and cash equivalents $ 122.7 $ 17.8 $ 140.4 Trade accounts receivable 118.7 10.0 128.7 Other current assets 24.6 1.5 26.1 Right of use lease assets 83.2 2.4 85.6 Property, plant and equipment 42.1 5.2 47.3 Goodwill 1,2 1,888.5 444.5 2,332.9 Other intangibles 1,510.0 237.2 1,747.2 Other assets 5.4 0.2 5.6 Total assets acquired $ 3,795.2 $ 718.7 $ 4,513.9 Liabilities assumed: Accounts payable $ 29.1 $ 7.3 $ 36.4 Other current liabilities 157.1 4.8 161.9 Deferred revenue 49.3 19.1 68.5 Operating lease liabilities 87.8 2.4 90.1 Deferred taxes 358.4 42.4 400.8 Other liabilities 13.4 0.1 13.5 Total liabilities assumed $ 695.1 $ 76.1 $ 771.2 Net assets acquired $ 3,100.1 $ 642.6 $ 3,742.7 (1) During the nine months ended September 30, 2022, we reduced the purchase price for Neustar by $6.5 million to reflect the final purchase price adjustments. The impact of these adjustments resulted in a decrease to goodwill of $11.8 million, a decrease in deferred tax liabilities of $6.7 million and other insignificant changes. Purchase price adjustments for Sontiq were insignificant for the nine months ended September 30, 2022. (2) For tax purposes, we estimate that $326.6 million of the goodwill, which originated from previous acquisitions of Neustar and Sontiq, is tax deductible. Identifiable Intangible Assets and Goodwill Identifiable Intangible Assets The following table sets forth the components of identifiable intangible assets acquired, inclusive of measurement period adjustments, and the weighted average amortization period as of the acquisition date: April 8, 2022 December 1, 2021 Argus 1 Neustar 1 Sontiq 1 (dollars in millions) Preliminary Fair Value Weighted-Average Amortization Period Fair Value Weighted-Average Amortization Period Fair Value Weighted-Average Amortization Period Customer related assets $ 171.0 18 years $ 1,180.0 18 years $ 183.3 17 years Technology and software 22.0 7 years 320.0 10 years 49.7 10 years Trade names and trademarks 2.0 1 year 10.0 1 year 1.5 1 year Non-compete agreements — — — — 2.7 2 years Total identifiable intangible assets $ 195.0 16 years $ 1,510.0 16 years $ 237.2 15 years (1) As discussed above, the valuation of intangible assets is preliminary for Argus, Neustar, and Sontiq as of September 30, 2022. In determining the fair value of the identifiable intangible assets, we utilized various forms of the income approach, depending on the asset being valued. The estimation of fair value requires significant judgment related to cash flow forecasts, discount rates reflecting the risk inherent in each cash flow stream, competitive trends, market comparables, and other factors. Other inputs included historical data, current and anticipated market conditions, and growth rates. The intangible assets were valued using the following valuation approaches: Customer related assets For each acquisition, a customer related asset was deemed to be the primary asset, which we valued using the multi-period excess-earnings method, a form of the income approach, which required the application of judgment for significant assumptions. Significant assumptions include customer attrition rates, EBITDA margins, and discount rates. For Argus, we also identified another customer related asset that met the criteria to be recognized separate from the primary asset, which we valued using the lost income method, a form of the income approach, which required the application of judgment for significant assumptions. Significant assumptions include the expected length of time to recreate the customer relationships, EBITDA margins, and discount rates. Technology and software We valued the developed technology using the relief-from-royalty method, a form of the income approach, which required the application of judgment for significant assumptions. Significant assumptions include the royalty rate, economic depreciation factors, and discount rates. Other identifiable intangible assets Other identifiable intangible assets include trade names and trademarks and non-compete agreements for key employees, which are not material. Trade names and trademarks were valued using the relief-from-royalty method, and non-compete agreements were valued using the lost income method. Goodwill We recorded the excess of the purchase price over the fair value of the net tangible and identifiable intangible assets acquired and liabilities assumed as goodwill. The purchase price of each acquisition exceeded the fair value of the net assets acquired primarily due to expected future revenue growth opportunities, synergies, operating efficiencies, and the assembled workforce. The acquisition of Argus provides proprietary competitive portfolio performance insights sourced from a consortium of financial institutions that, when combined with TransUnion’s authoritative datasets, is expected to allow us to better serve our customers by providing enhanced insights and solutions. The acquisition of Neustar is expected to accelerate growth through both material revenue synergies and increased participation in the fast-growing digital marketing and identity verification marketplaces. The acquisition of Sontiq is expected to result in a more comprehensive set of offerings which are expected to significantly increase growth opportunities for the Company.

Discontinued Operations

Discontinued Operations	9 Months Ended
	Sep. 30, 2022
Discontinued Operations and Disposal Groups [Abstract]
Discontinued Operations	Discontinued Operations Non-core businesses from the VF acquisition As discussed in Note 2, “Business Acquisitions,” on April 8, 2022, we completed the acquisition of VF, including several businesses that we intend to divest within a year of the date of acquisition. We have classified the net assets of these businesses as held for sale and the results of operations as discontinued operations, net of tax, in the consolidated statements of income. Healthcare business On December 17, 2021, we completed the sale of our Healthcare business for total consideration of $1,706.4 million in cash, including a $0.5 million true-up to our estimate of net working capital recorded in the nine months ended September 30, 2022. The after-tax net proceeds were approximately $1.4 billion. The terms and conditions of the transaction are set forth in the Stock Purchase Agreement dated as of October 26, 2021, by and between Trans Union LLC and nThrive, Inc. (“nThrive”). We also entered into a transition services agreement (“TSA”) that requires Trans Union LLC to provide certain administrative and operational services to nThrive on a transitional basis for generally up to 24 months. This agreement is not material and does not confer upon us the ability to influence the operating or financial policies of nThrive subsequent to the closing date. Income generated from the services provided under the TSA has been recorded in other income and (expense), net in the consolidated statements of income. As the transaction closed on December 17, 2021, there are no assets or liabilities of the Healthcare business on our consolidated balance sheet as of September 30, 2022 and December 31, 2021. The results of operations of our Healthcare business are included as discontinued operations, net of tax, in our consolidated statements of income. Income from discontinued operations The income from discontinued operations, net of tax reflected in the table below for the three and nine months ended September 30, 2022 are related to the non-core businesses from the VF acquisition as well as an incremental gain on sale of discontinued operations, net of tax, resulting from the final net working capital adjustment related to our Healthcare business. The results reflected for three and nine months ended September 30, 2021 are exclusively attributed to the Healthcare business that we disposed of in December 2021: Three Months Ended Nine Months Ended (in millions) 2022 2021 2022 2021 Revenue $ 12.9 $ 48.3 $ 23.8 $ 140.7 Operating expenses Cost of services (exclusive of depreciation and amortization below) 3.1 16.1 7.8 48.1 Selling, general and administrative 5.3 7.6 9.8 23.9 Depreciation and amortization — 4.9 — 14.9 Total operating expenses $ 8.4 $ 28.6 $ 17.6 $ 86.9 Operating income of discontinued operations 4.6 19.7 6.2 53.8 Non-operating income and (expense) (1.4) 8.6 (3.6) 6.2 Income before income taxes from discontinued operations $ 3.2 $ 28.3 $ 2.6 $ 60.0 Provision for income taxes (0.8) (6.8) (0.8) (14.4) Gain on sale of our Healthcare discontinued operations, net of tax — — 0.5 — Income from discontinued operations, net of tax $ 2.4 $ 21.5 $ 2.3 $ 45.6

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value	Fair Value The following table summarizes financial instruments measured at fair value, on a recurring basis, as of September 30, 2022: (in millions) Total Level 1 Level 2 Level 3 Assets Interest rate swaps (Notes 6 and 10) $ 252.1 $ — $ 252.1 $ — Available-for-sale marketable securities (Note 5) 2.7 — 2.7 — Total $ 254.8 $ — $ 254.8 $ — Liabilities Put option on Cost Method Investment (Note 9) $ 8.7 $ — $ — $ 8.7 Total $ 8.7 $ — $ — $ 8.7 The following table summarizes financial instruments measured at fair value, on a recurring basis, as of December 31, 2021: (in millions) Total Level 1 Level 2 Level 3 Assets Interest rate swaps (Notes 6 and 10) $ 12.1 $ — $ 12.1 $ — Available-for-sale marketable securities (Note 5) 3.1 — 3.1 — Total $ 15.2 $ — $ 15.2 $ — Liabilities Interest rate swaps (Notes 9 and 10) $ 34.5 $ — $ 34.5 $ — Put option on Cost Method Investment (Note 9) 11.9 — — 11.9 Contingent consideration (Note 8) 16.8 — — 16.8 Total $ 63.2 $ — $ 34.5 $ 28.7 Level 2 instruments consist of interest rate swaps and available-for-sale foreign exchange-traded corporate bonds. The interest rate swaps fair values are determined using the market standard methodology of discounting the future expected net cash receipts or payments that would occur if variable interest rates rise above or fall below the fixed rates of the swaps. The variable interest rates used in the calculations of projected receipts on the swaps are based on an expectation of future interest rates derived from observable market interest rate curves and volatilities. Foreign exchange-traded corporate bonds are available-for-sale marketable securities valued at their current quoted prices. These securities mature between 2027 and 2033. Unrealized gains and losses on available-for-sale marketable securities, which are not material, are included in other comprehensive income.

Other Current Assets

Other Current Assets	9 Months Ended
	Sep. 30, 2022
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Current Assets	Other Current AssetsOther current assets consisted of the following: (in millions) September 30, 2022 December 31, 2021 Prepaid expenses $ 148.1 $ 136.2 Contract assets (Note 12) 8.0 5.2 Marketable securities (Note 4) 2.7 3.1 Other 127.7 87.1 Total other current assets $ 286.5 $ 231.6

Other Assets

Other Assets	9 Months Ended
	Sep. 30, 2022
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Assets	Other Assets Other assets consisted of the following: (in millions) September 30, 2022 December 31, 2021 Investments in affiliated companies (Note 7) $ 263.6 $ 240.5 Interest rate swaps (Notes 4, 9 and 10) 252.1 12.1 Right-of-use lease assets 131.5 145.1 Other 66.1 61.3 Total other assets $ 713.3 $ 459.0 The increase in the interest rate swaps asset was due primarily to changes in the forward LIBOR curve during the period.

Investments in Affiliated Compa

Investments in Affiliated Companies	9 Months Ended
	Sep. 30, 2022
Investments in Affiliated Companies [Abstract]
Equity Method Investments and Joint Ventures Disclosure	Investments in Affiliated Companies Investments in affiliated companies represent our investment in non-consolidated domestic and foreign entities. These entities are in businesses similar to ours. We use the equity method to account for investments in affiliates where we are able to exercise significant influence. For these investments, we adjust the carrying value for our proportionate share of the affiliates’ earnings, losses and distributions, as well as for purchases and sales of our ownership interest. We account for nonmarketable investments in equity securities in which we are not able to exercise significant influence, our “Cost Method Investments”, at our initial cost, minus any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. For these investments, we adjust the carrying value for any purchases or sales of our ownership interests. We record any dividends received from these investments as other income in non-operating income and expense. We have elected to account for our investment in a limited partnership, which is not material, using the net asset value fair value practical expedient. Gains and losses on this investment, which are not material, are included in other income and expense in the consolidated statements of income. Investments in affiliated companies consisted of the following: (in millions) September 30, 2022 December 31, 2021 Equity Method investments $ 45.5 $ 46.1 Cost Method investments 215.5 192.6 Limited Partnership investment 2.6 1.8 Total investments in affiliated companies (Note 6) $ 263.6 $ 240.5 These balances are included in other assets in the consolidated balance sheets. The increase in Cost Method Investment at September 30, 2022 compared with December 31, 2021 was due primarily to a Cost Method Investment acquired as part of our VF acquisition. There are call and put options associated with one of our Cost Method Investments that are exercisable in 2024 and 2025, subject to certain restrictions. The carrying value of the call option is included in other assets on our balance sheet. The fair value of the put option is included in other liabilities on our balance sheet, and is adjusted to fair value at each reporting date. See Note 4, “Fair Value,” and Note 9, “Other Liabilities,” for additional information about the contingent consideration and put option. Earnings from equity method investments, which are incl uded in other non-operating income and expense, and dividends received from equity method investments consisted of the following: Three Months Ended Nine Months Ended (in millions) 2022 2021 2022 2021 Earnings from equity method investments (Note 15) $ 3.5 $ 2.9 $ 9.7 $ 8.6 Dividends received from equity method investments $ 0.5 $ — $ 11.1 $ 8.0

Other Current Liabilities

Other Current Liabilities	9 Months Ended
	Sep. 30, 2022
Payables and Accruals [Abstract]
Other Current Liabilities	Other Current Liabilities Other current liabilities consisted of the following: (in millions) September 30, 2022 December 31, 2021 Accrued payroll and employee benefits $ 164.5 $ 279.9 Accrued legal and regulatory (Note 16) 119.1 85.6 Deferred revenue (Note 12) 112.9 133.6 Operating lease liabilities 34.0 38.4 Income taxes payable 15.0 351.1 Contingent consideration (Note 4) — 16.8 Other 61.4 66.8 Total other current liabilities $ 506.9 $ 972.2 The decrease in accrued payroll was due primarily to the payment of accrued bonuses during the first quarter of 2022 that were earned in 2021. The increase in accrued legal and regulatory was due primarily to an increase of our estimated liabilities for certain legal and regulatory expenses. The decrease in income taxes payable was primarily due to the taxes due on the gain on the sale of our Healthcare business that were paid in the second quarter of 2022.

Other Liabilities

Other Liabilities	9 Months Ended
	Sep. 30, 2022
Other Liabilities Disclosure [Abstract]
Other Liabilities Disclosure	Other Liabilities Other liabilities consisted of the following: (in millions) September 30, 2022 December 31, 2021 Operating lease liabilities $ 106.9 $ 119.1 Unrecognized tax benefits, net of indirect tax effects (Note 14) 42.3 40.7 Put option on Cost Method Investment (Note 4) 8.7 11.9 Deferred revenue (Note 12) 6.5 6.5 Interest rate swaps (Notes 4, 6 and 10) — 34.5 Other 15.2 20.2 Total other liabilities $ 179.6 $ 232.9 The decrease in the interest rate swaps liability was due primarily to changes in the forward LIBOR curve during the period.

Debt

Debt	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
Debt Disclosure	Debt Debt outstanding consisted of the following: (in millions) September 30, 2022 December 31, 2021 Senior Secured Term Loan B-6, payable in quarterly installments through December 1, 2028, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (5.37% at September 30, 2022, and 2.75% at December 31, 2021), net of original issue discount and deferred financing fees of $6.0 million and $33.7 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $7.7 million and $43.1 million, respectively, at December 31, 2021 $ 2,637.1 $ 3,049.2 Senior Secured Term Loan B-5, payable in quarterly installments through November 15, 2026, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (4.87% at September 30, 2022, and 1.85% at December 31, 2021), net of original issue discount and deferred financing fees of $2.7 million and $6.6 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $3.2 million and $7.7 million, respectively, at December 31, 2021 2,209.2 2,227.1 Senior Secured Term Loan A-3, payable in quarterly installments through December 10, 2024, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (4.87% at September 30, 2022, and 1.35% at December 31, 2021), net of original issue discount and deferred financing fees of $1.4 million and $0.9 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $1.9 million and $1.2 million, respectively, at December 31, 2021 1,047.1 1,089.4 Senior Secured Revolving Credit Facility — — Finance leases 0.1 0.2 Total debt 5,893.5 6,365.9 Less short-term debt and current portion of long-term debt (114.6) (114.6) Total long-term debt $ 5,778.9 $ 6,251.3 Senior Secured Credit Facility On June 15, 2010, we entered into a Senior Secured Credit Facility with various lenders. This facility has been amended several times and currently consists of the Senior Secured Term Loan B-6, Senior Secured Term Loan B-5, Senior Secured Term Loan A-3 (collectively, the “Senior Secured Term Loans”), and the Senior Secured Revolving Credit Facility. On December 1, 2021, we entered into an agreement to amend certain provisions of the Senior Secured Credit Facility and exercise our right to draw additional debt in an amount of $3,100.0 million, less original issue discount and deferred financing fees of $7.8 million and $43.6 million, respectively. Proceeds from the incremental loan on the Senior Secured Credit Facility were used to fund the acquisition of Neustar. During the nine months ended September 30, 2022, we pre paid $400.0 million of our Senior Secured Term Loan B-6, funded from our cash on hand. As a result of this prepayment, we expensed $6.5 million of our unamortized original issue discount and deferred financing fees to other income and expense in the consolidated statement of income. As of September 30, 2022, we had no outstanding balance under the Senior Secured Revolving Credit Facility and $0.1 million of outstanding letters of credit, and could have borrowed up to the remaining $299.9 million available. TransUnion also has the ability to request incremental loans on the same terms under the Senior Secured Credit Facility up to the sum of the greater of $1,000.0 million and 100% of Consolidated EBITDA, minus any amounts of secured indebtedness previously issued under this provision, and may incur additional incremental loans so long as the senior secured net leverage ratio does not exceed 4.25-to-1, subject to certain additional conditions and commitments by existing or new lenders to fund any additional borrowings. With certain exceptions, the Senior Secured Credit Facility obligations are secured by a first-priority security interest in substantially all of the assets of Trans Union LLC, including its investment in subsidiaries. The Senior Secured Credit Facility contains various restrictions and nonfinancial covenants, along with a senior secured net leverage ratio test. The nonfinancial covenants include restrictions on dividends, investments, dispositions, future borrowings and other specified payments, as well as additional reporting and disclosure requirements. The senior secured net leverage test must be met as a condition to incur additional indebtedness, make certain investments, and may be required to make certain restricted payments. The senior secured net leverage ratio must not exceed 5.5-to-1 at any such measurement date. Under the terms of the Senior Secured Credit Facility, TransUnion may make dividend payments up to the greater of $100 million or 10.0% of Consolidated EBITDA per year, or an unlimited amount provided that no default or event of default exists and so long as the total net leverage ratio does not exceed 4.75-to-1. As of September 30, 2022, we were in compliance with all debt covenants. Interest Rate Hedging On December 23, 2021, we entered into new interest rate swap agreements with various counterparties that effectively fix our LIBOR exposure on a portion of our Senior Secured Term Loan or similar replacement debt. The new swaps commenced on December 31, 2021, and expire on December 31, 2026, with a current aggregate notional amount of $1,588.0 million that amortizes each quarter. The agreement requires TransUnion to pay fixed rates varying between 1.4280% and 1.4360% in exchange for receiving a variable rate that matches the variable rate on our loans. We have designated these swap a greements as cash flow hedges. On March 10, 2020, we entered into two tranches of interest rate swap agree ments with various counterparties that effectively fix our LIBOR exposure on a portion of our Senior Secured Term Loans or similar replacement debt. The first swap commenced on June 30, 2020, and expired on June 30, 2022. The first swap required TransUnion to pay fixed rates varying between 0.5200% and 0.5295% in exchange for receiving a variable rate that matches the variable rate on our loans. The second swap commenced on June 30, 2022, and expires on June 30, 2025, with an initial aggregate notional amount of $1,105.0 million that amortizes each quarter after it commences. The second swap requires TransUnion to pay fixed rates varying between 0.9125% and 0.9280% in exchange for receiving a variable rate that matches the variable rate on our loans. We have designated these swap agreements as cash flow hedges. On December 17, 2018, we entered into interest rate swap agreements with various counterparties that effectively fix our LIBOR exposure on a portion of our Senior Secured Term Loans or similar replacement debt. The current aggregate notional amount under these agreements is $1,375.0 million, decreasing each quarter until the second agreement terminates on December 30, 2022. The agreements require TransUnion to pay fixed rates currently fixed at 2.702% and 2.706% in exchange for receiving a variable rate that matches the variable rate on our loans. We have designated these swap agreements as cash flow hedges. The change in the fair value of our hedging instruments, included in our assessment of hedge effectiveness, is recorded in other comprehensive income, and reclassified to interest expense when the corresponding hedged debt affects earnings. The net change in the fair value of the swaps resulted in unrealized gains of $83.6 million ($62.9 million, net of tax) and $274.5 million ($206.1 million, net of tax) for the three and nine months ended September 30, 2022, respectively, recorded in other comprehensive income. The net change in the fair value of the swaps resulted in unrealized gains of $9.3 million ($7.0 million, net of tax) and $42.5 million ($31.9 million, net of tax) for the three and nine months ended September 30, 2021, respectively, recorded in other comprehensive income. Interest income on the swaps in the three months ended September 30, 2022 was $5.1 million ($3.9 million, net of tax). Interest expense on the swaps in the nine months ended September 30, 2022 was $17.2 million ($12.9 million, net of tax). Interest expense on the swaps in the three and nine months ended September 30, 2021 was $10.6 million ($8.0 million, net of tax) and $31.2 million ($23.5 million, net of tax), respectively. We currently expect to recognize a gain of approximately $85.7 million as interest expense due to our expectation that LIBOR will exceed the fixed rates of interest over the next twelve months. Fair Value of Debt As of September 30, 2022 and December 31, 2021 the fair value of our Senior Secured Term Loan B-6, excluding original issue discounts and deferred fees was approxi mately $2,583.1 million and $3,096.1 million, respectively. As of September 30, 2022 and December 31, 2021 the fair value of our Senior Secured Term Loan B-5, excluding original issue discounts and deferred fees was approximately $2,140.9 million and $2,217.0 million, respectively. As of September 30, 2022 and December 31, 2021, the fair value of our Senior Secured Term Loan A-3, excluding original issue discounts and deferred fees, was approximately $1,023.1 million an d $1,076.1 million, respectively. The fair values of our variable-rate term loans are determined using Level 2 inputs, based on quoted market prices for the publicly traded instruments.

Stockholders' Equity

Stockholders' Equity	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity Attributable to Parent [Abstract]
Stockholders' Equity Note Disclosure	Stockholders’ Equity Common Stock Dividends In the first and second quarter of 2022 we paid dividends of $0.095 per share and in the third quarter of 2022 we paid dividends of $0.105 per share, totaling $18.3 million, $18.3 million, and $20.2 million, in each respective quarter. Dividen ds declared accrue to outstanding restricted stock units and are paid to employees as dividend equivalents when the restricted s tock units vest. Any determination to pay dividends in the future will be at the discretion of our board of directors and will depend on a number of factors, including our liquidity, results of operations, financial condition, contractual restrictions, restrictions imposed by applicable law and other factors our board of directors deems appropriate. We currently have capacity and intend to continue to pay a quarterly dividend, subject to approval by our board. Treasury Stock On February 13, 2017, ou r board of directors authorized the repurchase of up to $300.0 million of our common stock over the next 3 years. Our board of directors removed the three-year time limitation on February 8, 2018. To date, we have repurchased $133.5 million of our common stock and have the ability to repurchase the remaining $166.5 million. We have no obligation to repurchase additional shares. Any determination to repurchase a dditional shares will be at the discretion of management and will depend on a number of factors, including our liquidity, results of operations, financial condition, contractual restrictions, restrictions imposed by applicable law, market conditions, the cost of repurchasing shares, the availability of alternative investment opportunities, and other factors management deems appropriate. Any repurchased shares will have the status of treasury shares and may be used, if and when needed, for general corporate purposes. For the nine months ended September 30, 2022 and 2021, 0.9 million and 1.1 million outstanding employee restricted stock units vested and became taxable to the employees, respectively. For the three months ended September 30, 2022, the outstanding employee restricted stock units that vested and became taxable to employees were less than 0.1 million. For the three months ended September 30, 2021, the outstanding employee restricted stock units that vested and became taxable to employees were less than 0.1 million. Employees satisfy their payroll tax withholding obligations in a net share settlement arrangement. During the nine months ended September 30, 2022 and 2021, we remitted cash equivalent to the value of the shares employees used to satisfy their withholding obligations of $30.0 million and $34.8 million, respectively. During the three months ended September 30, 2022 and 2021, we remitted cash equivalent to the value of the shares employees used to satisfy their withholding obligations of $0.9 million and $0.9 million, respectively. Preferred Stock

Revenue

Revenue	9 Months Ended
	Sep. 30, 2022
Revenue [Abstract]
Revenue	RevenueAll of our revenue is derived from contracts with customers and is reported as revenue in the consolidated statements of income generally as, or at the point in time, the performance obligation is satisfied. A performance obligation is a promise in a contract to transfer a distinct good or service to a customer. We have contracts with two general groups of performance obligations: those that require us to stand ready to provide goods and services to a customer to use as and when requested (“Stand Ready Performance Obligations”) and those that do not require us to stand ready (“Other Performance Obligations”). Our Stand Ready Performance Obligations include obligations to stand ready to provide data, process transactions, access our databases, software-as-a-service and direct-to-consumer products, provide rights to use our intellectual property and other services. Our Other Performance Obligations include the sale of certain batch data sets and various professional and other services. Most of our Stand Ready Performance Obligations consist of a series of distinct goods and services that are substantially the same and have the same monthly pattern of transfer to our customers. We consider each month of service in this time series to be a distinct performance obligation and, accordingly, recognize revenue over time. For a majority of these Stand Ready Performance Obligations, the total contract price is variable because our obligation is to process an unknown quantity of transactions, as and when requested by our customers, over the contract period. We allocate the variable price to each month of service using the time-series concept and recognize revenue based on the most likely amount of consideration to which we will be entitled , which is generally the amount we have the right to invoice. This monthly amount can be based on the actual volume of units delivered or a guaranteed minimum, if higher. Occasionally we have contracts where the amount we will be entitled to for the transactions processed is uncertain, in which case we estimate the revenue based on what we consider to be the most likely amount of consideration we will be entitled to, and adjust any estimates as facts and circumstances evolve. For all contracts that include a Stand Ready Performance Obligation with variable pricing, we are unable to estimate the variable price attributable to future performance obligations because the number of units to be purchased is not known. As a result, we use the exception available to forgo disclosures about revenue attributable to the future performance obligations where we recognize revenue using the time-series concept as discussed above, including those qualifying for the right to invoice practical expedient. We also use the exception available to forgo disclosures about revenue attributable to contracts with expected durations of one year or less. Certain of our Other Performance Obligations, including certain batch data sets and certain professional and other services, are delivered at a point in time. Accordingly, we recognize revenue upon delivery, once we have satisfied that obligation. For certain Other Performance Obligations, including certain professional and other services, we recognize revenue over time, based on an estimate of progress towards completion of that obligation. These contracts are not material. In certain circumstances we apply the revenue recognition guidance to a portfolio of contracts with similar characteristics. We use estimates and assumptions when accounting for a portfolio that reflect the size and composition of the portfolio of contracts. Our contracts include standard commercial payment terms generally acceptable in each region, and do not include financing with extended payment terms. We have no significant obligations for refunds, warranties, or similar obligations . Our revenue does not include taxes collected from our customers. Accounts receivable are shown separately on our balance sheet. Contract assets and liabilities result due to the timing of revenue recognition, billings and cash collections. Contract assets include our right to payment for goods and services already transferred to a customer when the right to payment is conditional on something other than the passage of time, for example, contracts pursuant to which we recognize revenue over time but do not have a contractual right to payment until we complete the contract. Contract assets are included in other current assets and are not material as of September 30, 2022 and December 31, 2021. As our contracts with customers generally have a duration of one year or less, our contract liabilities consist of deferred revenue that is primarily short-term in nature. Contract liabilities include current and long-term deferred revenue that is included in other current liabilities and other liabilities. We expect to recognize the December 31, 2021, current deferred revenue balance as revenue during 2022. The majority of our long-term deferred revenue, which is not material, is expected to be recognized in less than two years. We have certain contracts that have a duration of more than one year. For these contracts, the transaction price allocable to the future performance obligations is primarily fixed but contains a variable component. There is one material fixed fee contract with a duration of more than one year, and for this contract, we expect to recognize revenue of approximately $117.0 million over the next two years and $92.6 million thereafter. For additional disclosures about the disaggregation of our revenue see Note 15, “Reportable Segments.”

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the reported period. Diluted earnings per share reflects the effect of the increase in shares outstanding determined by using the treasury stock method for awards issued under our incentive stock plans. As of September 30, 2022, there were approximately 1.1 million anti-dilutive weighted stock-based awards outstanding, compared to less than 0.1 million as of September 30, 2021. As of September 30, 2022, there were approximately 0.2 million contingently-issuable performance-based stock awards outstanding that were excluded from the diluted earnings per share calculation, because the contingencies had not been met, compared to approximately 0.1 million as of September 30, 2021. Basic and diluted weighted average shares outstanding and earnings per share were as follows: Three Months Ended Nine Months Ended September 30, (in millions, except per share data) 2022 2021 2022 2021 Income from continuing operations $ 80.3 $ 96.7 $ 232.0 $ 336.1 Less: income from continuing operations attributable to noncontrolling interests (3.5) (4.0) (11.3) (12.0) Income from continuing operations attributable to TransUnion $ 76.8 $ 92.7 $ 220.7 $ 324.1 Discontinued operations, net of tax 2.4 21.5 2.3 45.6 Net income attributable to TransUnion $ 79.2 $ 114.2 $ 223.0 $ 369.7 Basic Earnings Per Share: Income from continuing operations attributable to TransUnion $ 0.40 $ 0.48 $ 1.15 $ 1.69 Discontinued operations, net of tax 0.01 0.11 0.01 0.24 Net Income attributable to TransUnion $ 0.41 $ 0.60 $ 1.16 $ 1.93 Diluted Earnings Per Share: Income from continuing operations attributable to TransUnion $ 0.40 $ 0.48 $ 1.14 $ 1.68 Discontinued operations, net of tax 0.01 0.11 0.01 0.24 Net Income attributable to TransUnion $ 0.41 $ 0.59 $ 1.15 $ 1.92 Weighted-average shares outstanding: Basic 192.6 191.6 192.4 191.3 Dilutive impact of stock based awards 0.5 1.5 0.7 1.6 Diluted 193.2 193.1 193.1 192.9

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2022
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes For the three months ended September 30, 2022, we reported an effective tax rate of 27.6%, which was higher than the 21.0% U.S. federal statutory rate due primarily to increases in valuation allowances, nondeductible expenses in connection with executive compensation limitations, non-U.S. return-to-provision adjustments and other rate-impacting items, partially offset by benefits from foreign rate differential that includes the cumulative effect of a legal entity restructuring implemented in the third quarter and the research and development credit. For the nine months ended September 30, 2022, we reported an effective tax rate of 26.6%, which was higher than the 21.0% U.S. federal statutory rate due primarily to nondeductible expenses in connection with certain legal and regulatory matters and executive compensation limitations, increases in valuation allowances and other rate-impacting items, partially offset by excess tax benefits on stock-based compensation, benefits from the research and development credit, and benefits from foreign rate differential that includes the cumulative effect of a legal entity restructuring implemented in the third quarter. For the three months ended September 30, 2021, we reported an effective tax rate of 25.1%, which was higher than the 21.0% U.S. federal statutory rate due primarily to various foreign, federal and state taxes, partially offset by excess tax benefits on stock-based compensation. For the nine months ended September 30, 2021, we reported an effective tax rate of 25.4%, which was higher than the 21.0% U.S. federal statutory rate due primarily to recording tax expense related to the remeasurement of our U.K. deferred taxes to reflect an increase in the U.K. corporate income tax rate enacted in the second quarter 2021, partially offset by discrete tax benefit related to electing the GILTI high-tax exclusion retroactively for the 2018 and 2019 tax years and excess tax benefits on stock-based compensation. The gross amount of unrecognized tax benefits, which excludes indirect tax effects, was $47.4 million as of September 30, 2022 , and $45.8 million as of December 31, 2021. The amounts that would affect the effective tax rate if recognized are $30.5 million and $28.3 million, respectively. We classify interest and penalties as income tax expense in the consolidated statements of income and their associated liabilities as other liabilities in the consolidated balance sheets. Interest and penalties on unrecognized tax benefits were $9.5 million as of September 30, 2022 , and $7.6 million as of December 31, 2021. We are

Reportable Segments

Reportable Segments	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Segment Reporting Disclosure	Reportable Segments We have three reportable segments, U.S. Markets, International, and Consumer Interactive, and the Corporate unit, which provides support services to each of the segments. Our chief operating decision maker (“CODM”) uses the profit measure of Adjusted EBITDA, on both a consolidated and a segment basis, to allocate resources and assess performance of our businesses. We use Adjusted EBITDA as our profit measure because it eliminates the impact of certain items that we do not consider indicative of operating performance, which is useful to compare operating results between periods. Our board of directors and executive management team also use Adjusted EBITDA as a compensation measure for both segment and corporate management under our incentive compensation plans. Adjusted EBITDA is also a measure frequently used by securities analysts, investors and other interested parties in their evaluation of the operating performance of companies similar to ours. We define Adjusted EBITDA as net income (loss) attributable to each segment plus net interest expense, plus (less) provision (benefit) for income taxes, plus depreciation and amortization, plus stock-based compensation, plus mergers, acquisitions, divestitures and business optimization-related expenses including certain integration-related expenses, plus certain accelerated technology investment expenses to migrate to the cloud, plus (less) certain other expenses (income). The segment financial information below aligns with how we report information to our CODM to assess operating performance and how we manage the business. The accounting policies of the segments are the same as described in Note 1, “Significant Accounting and Reporting Policies” and Note 12, “Revenue.” The following is a more detailed description of our reportable segments and the Corporate unit, which provides support services to each segment: U.S. Markets The U.S. Markets segment provides consumer reports, actionable insights and analytics to businesses. These businesses use our services to acquire customers, assess consumers’ ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities and mitigate fraud risk. The core capabilities and delivery methods in our U.S. Markets segment allow us to serve a broad set of customers across industries. We report disaggregated revenue of our U.S. Markets segment for Financial Services and Emerging Verticals. • Financial Services: The Financial Services vertical consists of our consumer lending, mortgage, auto and cards and payments lines of business, and our recently acquired Argus business. Our Financial Services clients consist of most banks, credit unions, finance companies, auto lenders, mortgage lenders, FinTechs, and other consumer lenders in the United States. We also distribute our solutions through most major resellers, secondary market players and sales agents. Beyond traditional lenders, we work with a variety of credit arrangers, such as auto dealers and peer-to-peer lenders. We provide solutions across every aspect of the lending lifecycle; customer acquisition and engagement, fraud and ID management, retention and recovery. Our products are focused on mitigating risk and include credit reporting, credit marketing, analytics and consulting, identity verification and authentication and debt recovery solutions. The results of operations of Argus are included in the U.S. Markets segment in our consolidated statements of income since the date of the acquisition. • Emerging Verticals: Emerging Verticals include Insurance, Services and Collections, Tenant and Employment, Technology, Commerce & Communications, Public Sector, Media, and other emerging verticals we serve, as well as our Neustar business. Our solutions in these verticals are also data-driven and address the entire customer lifecycle. We offer onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions and customer retention solutions. The results of operations of Neustar are included in the U.S. Markets segment in our consolidated statements of income since the date of the acquisition. International The International segment provides services similar to our U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and solutions services, and other value-added risk management services. In addition, we have insurance, business and automotive databases in select geographies. These services are offered to customers in a number of industries including financial services, insurance, automotive, collections, and communications, and are delivered through both direct and indirect channels. The International segment also provides consumer services similar to those offered by our Consumer Interactive segment that help consumers proactively manage their personal finances and take precautions against identity theft. We report disaggregated revenue of our International segment for the following regions: Canada, Latin America, the United Kingdom, Africa, India and Asia Pacific. Consumer Interactive The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. Services in this segment include paid and free credit reports, scores and freezes, credit monitoring, identity protection and resolution, and financial management for consumers. The segment also provides solutions that help businesses respond to data breach events. Our products are provided through user-friendly online and mobile interfaces and are supported by educational content and customer support. Our Consumer Interactive segment serves consumers through both direct and indirect channels, as well as our recently acquired Sontiq business. The results of operations of Sontiq are included in the Consumer Interactive segment in our consolidated statements of income since the date of the acquisition. Corporate Corporate provides support services for each of the segments, holds investments, and conducts enterprise functions. Certain costs incurred in Corporate that are not directly attributable to one or more of the segments remain in Corporate. These costs are typically enterprise-level costs and are primarily administrative in nature. Selected segment financial information and disaggregated revenue consisted of the following: Three Months Ended September 30, Nine Months Ended September 30, (in millions) 2022 2021 2022 2021 Gross Revenue: U.S. Markets: Financial Services $ 291.4 $ 277.6 $ 869.1 $ 811.4 Emerging Verticals 329.7 172.5 985.4 499.1 Total U.S. Markets $ 621.1 $ 450.1 $ 1,854.4 $ 1,310.5 International: Canada $ 32.4 $ 30.6 $ 96.2 $ 95.0 Latin America 28.6 26.7 85.3 76.8 United Kingdom 48.5 54.6 154.5 158.3 Africa 15.5 15.1 45.9 44.0 India 44.4 34.5 129.8 96.4 Asia Pacific 19.8 16.5 55.7 46.2 Total International $ 189.2 $ 178.0 $ 567.4 $ 516.7 Total Consumer Interactive $ 147.3 $ 135.0 $ 444.3 $ 401.9 Total revenue, gross $ 957.6 $ 763.1 $ 2,866.1 $ 2,229.1 Intersegment revenue eliminations: U.S. Markets $ (17.6) $ (17.7) $ (53.1) $ (52.7) International (1.5) (1.5) (4.5) (4.4) Consumer Interactive (0.3) (0.5) (0.8) (1.6) Total intersegment eliminations $ (19.4) $ (19.7) $ (58.4) $ (58.7) Total revenue as reported $ 938.2 $ 743.4 $ 2,807.8 $ 2,170.4 A reconciliation of Segment Adjusted EBITDA to income from continuing operations before income taxes for the periods presented is as follows: Three Months Ended September 30, Nine Months Ended September 30, (in millions) 2022 2021 2022 2021 U.S. Markets Adjusted EBITDA $ 218.4 $ 185.7 $ 669.5 $ 549.2 International Adjusted EBITDA 83.9 77.7 246.9 221.3 Consumer Interactive Adjusted EBITDA 73.1 69.4 210.0 192.8 Total $ 375.3 $ 332.8 $ 1,126.4 $ 963.2 Adjustments to reconcile to income before income taxes: Corporate expenses (1) $ (34.7) $ (31.1) $ (101.2) $ (88.7) Net interest expense (60.2) (24.9) (160.4) (74.7) Depreciation and amortization (129.6) (90.9) (389.0) (273.6) Stock-based compensation (2) (19.9) (16.7) (60.8) (49.2) Mergers and acquisitions, divestitures and business optimization (3) (7.8) (18.8) (36.4) (29.4) Accelerated technology investment (4) (12.1) (12.6) (32.2) (29.7) Net other (5) (3.8) (12.8) (41.7) 20.9 Net loss (income) attributable to non-controlling interests 3.5 4.0 11.3 12.0 Total adjustments $ (264.5) $ (203.9) $ (810.3) $ (512.5) Income from continuing operations before income taxes $ 110.8 $ 128.9 $ 316.1 $ 450.7 (1) Certain costs that are not directly attributable to one or more of the segments remain in Corporate. These costs are typically enterprise-level costs and are primarily administrative in nat ure. (2) Consisted of stock-based compensation, including amounts which are cash settled. (3) Mergers and acquisitions, divestitures and business optimization consisted of the following adjustments: For the three months ended September 30, 2022, $(8.7) million of Neustar integration costs; $(3.4) million of acquisition expenses; a $3.4 million gain related to a government tax reimbursement from a recent business acquisition; $0.7 million reimbursements for transition services related to divested businesses, net of separation expenses; and a $0.3 million adjustment to the fair value of a put option liability related to a minority investment. For the nine months ended September 30, 2022, $(21.4) million of acquisition expenses; $(25.5) million of Neustar integration costs; a $6.0 million reimbursements for transition services related to divested businesses, net of separation expenses; a $3.4 million gain related to a government tax reimbursement from a recent business acquisition; and a $1.0 million adjustment to the fair value of a put option liability related to a minority investment. For the three months ended September 30, 2022, $(18.3) million of acquisition expenses and $(0.5) million of adjustments to contingent consideration expense from previous acquisitions. For the nine months ended September 30, 2021, $(20.4) million of acquisition expenses; $(8.4) million of adjustments to contingent consideration expense from previous acquisitions; a $(1.1) million gain reduction to notes receivable that were converted into equity upon acquisition and consolidation of an entity; and a $0.5 million gain on the sale of a cost method investment. (4) Represents expenses associated with our accelerated technology investment to migrate to the cloud. (5) Net other consisted of the following adjustments: For the three months ended September 30, 2022, a $(3.8) million net loss from currency remeasurement of our foreign operations, loan fees and other. For the nine months ended September 30, 2022, $(28.4) million for certain legal and regulatory expenses; $(6.5) million of deferred loan fees written off as a result of the prepayments on our debt; and a $(6.8) million of net loss from currency remeasurement of our foreign operations, loan fees and other. For the three months ended September 30, 2022, $(12.0) million for certain legal and regulatory expenses and a $(0.8) million net loss from currency remeasurement of our foreign operations, loan fees and other. For the nine months ended September 30, 2021, a $20.4 million net reduction in certain legal and regulatory expenses; and a $0.5 million net gain from currency remeasurement of our foreign operations, loan fees and other. Earnings from equity method investments included in non-operating income and expense was as follows: Three Months Ended September 30, Nine Months Ended September 30, (in millions) 2022 2021 2022 2021 U.S. Markets $ 0.2 $ 0.6 $ 1.0 $ 1.9 International 3.3 2.2 8.7 6.7 Total $ 3.5 $ 2.9 $ 9.7 $ 8.6

Contingencies

Contingencies	9 Months Ended
	Sep. 30, 2022
Contingencies [Abstract]
Contingencies Disclosure	Contingencies Legal and Regulatory Matters We are routinely named as defendants in, or parties to, various legal actions and proceedings relating to our current or past business operations. These actions generally assert claims for violations of federal or state credit reporting, consumer protection or privacy laws, or common law claims related to the unfair treatment of consumers, and may include claims for substantial or indeterminate compensatory or punitive damages, or injunctive relief, and may seek business practice changes. We believe that most of these claims are either without merit or we have valid defenses to the claims, and we vigorously defend these matters or seek non-monetary or small monetary settlements, if possible. However, due to the uncertainties inherent in litigation, we cannot predict the outcome of each claim in each instance. In the ordinary course of business, we also are subject to governmental and regulatory examinations, information-gathering requests, investigations and proceedings (both formal and informal), certain of which may result in adverse judgments, settlements, fines, penalties, injunctions or other relief. In connection with formal and informal inquiries by these regulators, we routinely receive requests, subpoenas and orders seeking documents, testimony, and other information in connection with various aspects of our activities. In view of the inherent unpredictability of legal and regulatory matters, particularly where the damages sought are substantial or indeterminate or when the proceedings or investigations are in the early stages, we cannot determine with any degree of certainty the timing or ultimate resolution of legal and regulatory matters or the eventual loss, fines or penalties, if any, that may result from such matters. We establish reserves for legal and regulatory matters when those matters present loss contingencies that are both probable and can be reasonably estimated. However, for certain of the matters, we are not able to reasonably estimate our exposure because damages have not been specified and (i) the proceedings are in early stages, (ii) there is uncertainty as to the likelihood of a class being certified or the ultimate size of the class, (iii) there is uncertainty as to the outcome of similar matters pending against our competitors, (iv) there are significant factual issues to be resolved, and/or (v) there are legal issues of a first impression being presented. The actual costs of resolving legal and regulatory matters, however, may be substantially higher than the amounts reserved for those matters, and an adverse outcome in certain of these matters could have a material adverse effect on our consolidated financial statements in particular quarterly or annual periods. We accrue amounts for certain legal and regulatory matters for which losses were considered to be probable of occurring based on our best estimate of the most likely outcome. It is reasonably possible actual losses could be significantly different from our current estimates. In addition, there are some matters for which it is reasonably possible that a loss will occur, however we cannot estimate a range of the potential losses for these matters. Legal fees incurred in connection with ongoing litigation are considered a period cost and are expensed as incurred. To reduce our exposure to an unexpected significant monetary award resulting from an adverse judicial decision, we maintain insurance that we believe is appropriate and adequate based on our historical experience. We regularly advise our insurance carriers of the claims (threatened or pending) against us in the course of litigation and generally receive a reservation of rights letter from the carriers when such claims exceed applicable deductibles. We are not aware of any significant monetary claim that has been asserted against us in the course of pending litigation that would not have some level of coverage by insurance after the relevant deductible, if any, is met. As of September 30, 2022 and December 31, 2021, we have accrued $119.1 million and $85.6 million, respectively, for anticipated claims. These amounts were recorded in other accrued liabilities in the consolidated balance sheets and the associated expenses were recorded in selling, general and administrative expenses in the consolidated statements of income. Legal fees incurred in connection with ongoing litigation are considered period costs and are expensed as incurred. The following discussion describes material developments in previously disclosed material legal and regulatory matters that occurred in the nine months ended September 30, 2022. Refer to Part II, Item 8, Footnote 22, “Contingencies” of our Annual Report on Form 10-K for the year ended December 31, 2021, for a full description of our material pending legal and regulatory matters at that time. Ramirez v. Trans Union LLC On January 24, 2022, we reached a tentative class settlement with the plaintiffs, which has been preliminarily approved by the court on July 19, 2022. We expect this matter to be resolved by the end of 2022. Accordingly, in 2021, we revised the amount of the probable loss that we previously estimated, resulting in a reduction of our estimated liability and partially offsetting insurance receivable, and a corresponding net reduction recorded in selling, general and administrative expense for the year end December 31, 2021. CFPB Matters In June 2021, we received a Notice and Opportunity to Respond and Advise (“NORA”) letter from the Consumer Financial Protection Bureau (“CFPB”), informing us that the CFPB’s Enforcement Division was considering whether to recommend that the CFPB take legal action against us and certain of our executive officers. The NORA letter alleged that we failed to comply with and timely implement a Consent Order issued by the CFPB in January 2017 (the “Consent Order”), and further alleged additional violations related to Consumer Interactive’s marketing practices. On September 27, 2021, the Enforcement Division advised us that it had obtained authority to pursue an enforcement action. On April 12, 2022, after failed settlement negotiations with the CFPB related to the matter, the CFPB filed a lawsuit against us, Trans Union LLC, TransUnion Interactive, Inc. (collectively, the “TU Entities”) and the former President of Consumer Interactive, John Danaher, in the United States District Court for the Northern District of Illinois seeking restitution, civil money penalties, and injunctive relief, among other remedies, and alleging that the TU Entities violated the Consent Order, engaged in deceptive acts and practices in marketing the TransUnion Credit Monitoring product, failed to obtain signed written authorizations from consumers before debiting their bank accounts for the TransUnion Credit Monitoring product and diverted consumers from their free annual file disclosure into paid subscription products. The CFPB further alleges that Mr. Danaher violated the Consent Order and that we and Trans Union LLC provided substantial assistance to TransUnion Interactive, Inc. in violating the Consent Order and the law. We continue to believe that our marketing practices are lawful and appropriate and that we have been, and remain, in compliance with the Consent Order, and we will vigorously defend against allegations to the contrary in such proceedin gs. On July 8, 2022, the TU Entities and Mr. Danaher each filed a motion to dismiss the lawsuit. As of September 30, 2022, we have an accrued liability o f $56.0 million , compared with $26.5 million as of December 31, 2021, in connection with this matter and there is a reasonable possibility that a loss in excess of the amount accrued may be incurred, and such an outcome could have a material adverse effect on our results of operations and financial condition. However, any possible loss or range of loss in excess of the amount accrued is not reasonably estimable at this time. In addition, we will incur increased costs litigating this matter. In March 2022, we received a NORA letter from the CFPB, informing us that the CFPB’s Enforcement Division is considering whether to recommend that the CFPB take legal action against us related to our tenant and employment screening business, TransUnion Rental Screening Solutions, Inc. (“TURSS”). The NORA letter alleges that Trans Union LLC and TURSS violated the Fair Credit Reporting Act by failing to (i) follow reasonable procedures to assure maximum possible accuracy of information in consumer reports and (ii) disclose to consumers the sources of such information. We believe that our acts and practices are lawful and we intend to vigorously defend against any allegations to the contrary. Should the CFPB commence an action against us, it may seek restitution, disgorgement, civil monetary penalties, injunctive relief or other correct ive action. We cannot provide assurance that the CFPB will not ultimately commence a legal action against us in this matter, nor are we able to predict the likely outcome of any such action. As of September 30, 2022, we have recorded an accrued liability for an immaterial amount in connection with this matter. There is a reasonable possibility that a loss in excess of the amount accrued may be incurred, and such an outcome could have a material adverse effect on our results of operations and financial condition. However, any possible loss or range of loss in excess of the amount accrued is not reasonably estimable at this time. In June 2022, the CFPB informed Trans Union LLC that it intended to issue a NORA letter following an investigation relating to potential violations of law in connection with the placement and lifting of security freezes resulting from certain system issues. In August 2022, the TransUnion Entities received a NORA letter from the CFPB, informing us that the CFPB’s Enforcement Division is considering whether to recommend that the CFPB take legal action against us. We have corrected associated system issues and have processes in place to monitor and address issues going forward. Should the CFPB commence an action against us, it may seek restitution, disgorgement, civil monetary penalties, injunctive relief or other corrective action. We cannot provide assurance that the CFPB will not ultimately commence a legal action against us in this matter, nor are we able to predict the likely outcome, which could have a material adverse effect on our results of operations and financial condition. As of September 30, 2022, we are not able to reasonably estimate our potential loss or range of loss related to this matter. Argus Department of Justice Matter We are cooperating with an inquiry originating from the civil division of the United States Attorney’s Office for the Eastern District of Virginia related to Argus’s use of certain data it collected under certain government contracts. We acquired Argus in connection with our acquisition of VF in April 2022. This matter pertains to alleged conduct that commenced before we acquired Argus. We cannot predict the timing, outcome, or potential impact of this matter, financial or other wise. Under the stock purchase agreement Trans Union LLC entered into with Verisk Analytics, Inc. (the “Seller”) pursuant to which we acquired VF, including Argus, the Seller agreed to indemnify us for certain losses with respect to this matter, including all losses directly resulting from any settlement agreement in connection with this matter, including civil monetary penalties, remediation costs and fees and expenses.

Significant Accounting and Re_2

Significant Accounting and Reporting Policies (Policies)	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited Condensed Consolidated Financial Statements of TransUnion have been prepared in accordance with instructions to Form 10-Q and Rule 10-01 of Regulation S-X and do not include all the information required by accounting principles generally accepted in the United States of America (“U.S. GAAP”) for complete financial statements. In the opinion of management, all adjustments, including normal recurring adjustments, considered necessary for a fair statement have been included. All significant intercompany transactions and balances have been eliminated. As a result of displaying amounts in millions, rounding differences may exist in the financial statements and footnote tables. The operating results of TransUnion for the periods presented are not necessarily indicative of the results that may be expected for the full year ending December 31, 2022. The Company’s year-end Consolidated Balance Sheet data was derived from audited financial statements. Therefore, these unaudited consolidated financial statements should be read in conjunction with our audited financial statements included in our Annual Report on Form 10-K for the year ended December 31, 2021, filed with the Securities and Exchange Commission (“SEC”) on February 22, 2022. Unless the context indicates otherwise, any reference in this report to the “Company,” “we,” “our,” “us,” and “its” refers to TransUnion and its consolidated subsidiaries, collectively. For the periods presented, TransUnion does not have any material assets, liabilities, revenues, expenses or operations of any kind other than its ownership investment in TransUnion Intermediate Holdings, Inc.
Principles of Consolidation	Principles of Consolidation The consolidated financial statements of TransUnion include the accounts of TransUnion and all of its controlled subsidiaries. Investments in nonmarketable unconsolidated entities in which the Company is able to exercise significant influence are accounted for using the equity method. Investments in nonmarketable unconsolidated entities in which the Company is not able to exercise significant influence, our “Cost Method Investments,” are accounted for at our initial cost, minus any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer.
Use of Estimates, Policy	Use of Estimates The preparation of consolidated financial statements and related disclosures in accordance with GAAP requires management to make estimates and judgments that affect the amounts reported. We believe that the estimates used in preparation of the accompanying consolidated financial statements are reasonable, based upon information available to management at this time. These estimates and judgments affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the balance sheet date, as well as the amounts of revenue and expense during the reporting period. Estimates are inherently uncertain and actual results could differ materially from the estimated amounts.
Accounts Receivable	Trade Accounts Receivable We base our allowance for doubtful accounts estimate on our historical loss experience, our current expectations of future losses, current economic conditions, an analysis of the aging of outstanding receivables and customer payment patterns, and specific reserves for customers in adverse financial condition or for existing contractual disputes. Nine Months Ended September 30, 2022 2021 Beginning Balance $ 10.7 $ 17.1 Provision for losses on trade accounts receivable 4.3 (1.4) Write-offs, net of recovered accounts (4.1) (3.2) Ending balance $ 10.9 $ 12.5
Goodwill and Intangible Assets, Policy	Long-Lived Assets and Goodwill We review long-lived asset groups that are subject to amortization for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset group may not be recoverable. We test goodwill for impairment on an annual basis, in the fourth quarter, or more frequently if events or circumstances indicate that the carrying value of one or more of our reporting units exceeds its fair value. We continually monitor events and changes in circumstances such as changes in market conditions and other relevant factors that could indicate that the fair value of our reporting units may more likely than not have fallen below its respective carrying value. The ongoing uncertainty and the unpredictable nature of the macroeconomic environment could impact our estimates and assumptions utilized in our impairment tests, which may result in future impairments that could be material and negatively impact our results of operations. The decrease in other intangibles, net of accumulated amortization, as of September 30, 2022, compared with December 31, 2021, is due primarily to $309.1 million of amortization expense and a decrease of $106.6 million related to our foreign entities long-lived assets resulting from changes to foreign exchange rates between periods. This decrease is partially offset by the addition of the preliminary fair value estimate of intangible assets from our recent acquisition as discussed in Note 2, “Acquisitions,” and $153.5 million of expenditures for the development of internal use software. The decrease in goodwill as of September 30, 2022, compared with December 31, 2021, is due primarily to a decrease of $164.8 million related to our foreign entities goodwill resulting from changes to foreign exchange rates between periods. The decrease is partially offset by the net addition of the preliminary estimate of goodwill from our recent acquisition and measurement period adjustments for our 2021 acquisitions as discussed in Note 2, “Acquisitions”. The offset to the translation adjustments are included in accumulated other comprehensive loss on our balance sheet.
Recent Accounting Pronouncements	Recently Adopted Accounting Pronouncements There are no recent accounting pronouncements that have been adopted by TransUnion.
Recent Accounting Pronouncements Not Yet Adopted	Recent Accounting Pronouncements Not Yet Adopted There are no recent accounting pronouncements that have an impact on TransUnion.

Significant Accounting and Re_3

Significant Accounting and Reporting Policies Allowance for Doubtful Accounts (Tables)	9 Months Ended
	Sep. 30, 2022
Allowance for Doubtful Accounts [Abstract]
Accounts Receivable, Allowance for Credit Loss	The following is a rollforward of the allowance for doubtful accounts for the periods presented: Nine Months Ended September 30, 2022 2021 Beginning Balance $ 10.7 $ 17.1 Provision for losses on trade accounts receivable 4.3 (1.4) Write-offs, net of recovered accounts (4.1) (3.2) Ending balance $ 10.9 $ 12.5

Business Acquisitions (Tables)

Business Acquisitions (Tables)	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Business Combination and Asset Acquisition [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	The table below summarizes the preliminary allocation of fair value of assets acquired and liabilities assumed as of April 8, 2022, the date of acquisition, inclusive of measurement period adjustments: April 8, 2022 (in millions) VF Purchase price 1 : $ 504.5 Assets acquired: Cash and cash equivalents $ 4.1 Trade accounts receivable 25.5 Other current assets 3.3 Current assets of discontinued operations 16.5 Right of use lease assets 6.6 Property, plant and equipment 2.1 Goodwill 1 165.7 Other intangibles 195.0 Other assets 29.5 Other assets of discontinued operations 126.8 Total assets acquired $ 575.1 Liabilities assumed: Trade accounts payable $ 4.0 Other current liabilities 7.6 Current liabilities of discontinued operations 7.8 Deferred revenue 4.6 Lease liabilities 6.5 Deferred taxes 39.5 Other liabilities 0.1 Other liabilities of discontinued operations 0.6 Total liabilities assumed $ 70.7 Net assets acquired $ 504.5 (1) During the three months ended September 30, 2022, we reduced the purchase price for VF by $3.6 million to reflect our current estimate of purchase price adjustments. Additionally, we recorded other measurement period adjustments impacting intangibles, goodwill, and deferred taxes. The impact of these adjustments resulted in a decrease to intangibles of $25.0 million, an increase to goodwill of $16.5 million, a decrease in deferred taxes of $5.2 million and other insignificant changes. (2) We estimate t hat $46.8 million of the goodwill, which originated from previous acquisitions of VF, is tax deductible.
Schedule of Business Acquisitions, by Acquisition		The following table sets forth the components of identifiable intangible assets acquired, inclusive of measurement period adjustments, and the weighted average amortization period as of the acquisition date: April 8, 2022 December 1, 2021 Argus 1 Neustar 1 Sontiq 1 (dollars in millions) Preliminary Fair Value Weighted-Average Amortization Period Fair Value Weighted-Average Amortization Period Fair Value Weighted-Average Amortization Period Customer related assets $ 171.0 18 years $ 1,180.0 18 years $ 183.3 17 years Technology and software 22.0 7 years 320.0 10 years 49.7 10 years Trade names and trademarks 2.0 1 year 10.0 1 year 1.5 1 year Non-compete agreements — — — — 2.7 2 years Total identifiable intangible assets $ 195.0 16 years $ 1,510.0 16 years $ 237.2 15 years

Discontinued Operations (Tables

Discontinued Operations (Tables)	9 Months Ended
	Sep. 30, 2022
Discontinued Operations and Disposal Groups [Abstract]
Disposal Groups, Including Discontinued Operations	Three Months Ended Nine Months Ended (in millions) 2022 2021 2022 2021 Revenue $ 12.9 $ 48.3 $ 23.8 $ 140.7 Operating expenses Cost of services (exclusive of depreciation and amortization below) 3.1 16.1 7.8 48.1 Selling, general and administrative 5.3 7.6 9.8 23.9 Depreciation and amortization — 4.9 — 14.9 Total operating expenses $ 8.4 $ 28.6 $ 17.6 $ 86.9 Operating income of discontinued operations 4.6 19.7 6.2 53.8 Non-operating income and (expense) (1.4) 8.6 (3.6) 6.2 Income before income taxes from discontinued operations $ 3.2 $ 28.3 $ 2.6 $ 60.0 Provision for income taxes (0.8) (6.8) (0.8) (14.4) Gain on sale of our Healthcare discontinued operations, net of tax — — 0.5 — Income from discontinued operations, net of tax $ 2.4 $ 21.5 $ 2.3 $ 45.6

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended	9 Months Ended
	Jun. 30, 2022	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Financial Instruments Measured At Fair Value, on Recurring Basis	The following table summarizes financial instruments measured at fair value, on a recurring basis, as of December 31, 2021: (in millions) Total Level 1 Level 2 Level 3 Assets Interest rate swaps (Notes 6 and 10) $ 12.1 $ — $ 12.1 $ — Available-for-sale marketable securities (Note 5) 3.1 — 3.1 — Total $ 15.2 $ — $ 15.2 $ — Liabilities Interest rate swaps (Notes 9 and 10) $ 34.5 $ — $ 34.5 $ — Put option on Cost Method Investment (Note 9) 11.9 — — 11.9 Contingent consideration (Note 8) 16.8 — — 16.8 Total $ 63.2 $ — $ 34.5 $ 28.7	The following table summarizes financial instruments measured at fair value, on a recurring basis, as of September 30, 2022: (in millions) Total Level 1 Level 2 Level 3 Assets Interest rate swaps (Notes 6 and 10) $ 252.1 $ — $ 252.1 $ — Available-for-sale marketable securities (Note 5) 2.7 — 2.7 — Total $ 254.8 $ — $ 254.8 $ — Liabilities Put option on Cost Method Investment (Note 9) $ 8.7 $ — $ — $ 8.7 Total $ 8.7 $ — $ — $ 8.7

Other Current Assets (Tables)

Other Current Assets (Tables)	9 Months Ended
	Sep. 30, 2022
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other Current Assets	Other current assets consisted of the following: (in millions) September 30, 2022 December 31, 2021 Prepaid expenses $ 148.1 $ 136.2 Contract assets (Note 12) 8.0 5.2 Marketable securities (Note 4) 2.7 3.1 Other 127.7 87.1 Total other current assets $ 286.5 $ 231.6

Other Assets (Tables)

Other Assets (Tables)	9 Months Ended
	Sep. 30, 2022
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Other assets	Other assets consisted of the following: (in millions) September 30, 2022 December 31, 2021 Investments in affiliated companies (Note 7) $ 263.6 $ 240.5 Interest rate swaps (Notes 4, 9 and 10) 252.1 12.1 Right-of-use lease assets 131.5 145.1 Other 66.1 61.3 Total other assets $ 713.3 $ 459.0

Investments in Affiliated Com_2

Investments in Affiliated Companies (Tables)	9 Months Ended
	Sep. 30, 2022
Investments in Affiliated Companies [Abstract]
Investments in and Advances to Affiliates	Investments in affiliated companies consisted of the following: (in millions) September 30, 2022 December 31, 2021 Equity Method investments $ 45.5 $ 46.1 Cost Method investments 215.5 192.6 Limited Partnership investment 2.6 1.8 Total investments in affiliated companies (Note 6) $ 263.6 $ 240.5
Schedule Of Equity Investments Income Statement Information	Earnings from equity method investments, which are incl uded in other non-operating income and expense, and dividends received from equity method investments consisted of the following: Three Months Ended Nine Months Ended (in millions) 2022 2021 2022 2021 Earnings from equity method investments (Note 15) $ 3.5 $ 2.9 $ 9.7 $ 8.6 Dividends received from equity method investments $ 0.5 $ — $ 11.1 $ 8.0

Other Current Liabilities (Tabl

Other Current Liabilities (Tables)	9 Months Ended
	Sep. 30, 2022
Payables and Accruals [Abstract]
Other Current Liabilities	Other current liabilities consisted of the following: (in millions) September 30, 2022 December 31, 2021 Accrued payroll and employee benefits $ 164.5 $ 279.9 Accrued legal and regulatory (Note 16) 119.1 85.6 Deferred revenue (Note 12) 112.9 133.6 Operating lease liabilities 34.0 38.4 Income taxes payable 15.0 351.1 Contingent consideration (Note 4) — 16.8 Other 61.4 66.8 Total other current liabilities $ 506.9 $ 972.2

Other Liabilities (Tables)

Other Liabilities (Tables)	9 Months Ended
	Sep. 30, 2022
Other Liabilities Disclosure [Abstract]
Other Noncurrent Liabilities	Other liabilities consisted of the following: (in millions) September 30, 2022 December 31, 2021 Operating lease liabilities $ 106.9 $ 119.1 Unrecognized tax benefits, net of indirect tax effects (Note 14) 42.3 40.7 Put option on Cost Method Investment (Note 4) 8.7 11.9 Deferred revenue (Note 12) 6.5 6.5 Interest rate swaps (Notes 4, 6 and 10) — 34.5 Other 15.2 20.2 Total other liabilities $ 179.6 $ 232.9

Debt (Tables)

Debt (Tables)	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
Debt outstanding	Debt outstanding consisted of the following: (in millions) September 30, 2022 December 31, 2021 Senior Secured Term Loan B-6, payable in quarterly installments through December 1, 2028, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (5.37% at September 30, 2022, and 2.75% at December 31, 2021), net of original issue discount and deferred financing fees of $6.0 million and $33.7 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $7.7 million and $43.1 million, respectively, at December 31, 2021 $ 2,637.1 $ 3,049.2 Senior Secured Term Loan B-5, payable in quarterly installments through November 15, 2026, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (4.87% at September 30, 2022, and 1.85% at December 31, 2021), net of original issue discount and deferred financing fees of $2.7 million and $6.6 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $3.2 million and $7.7 million, respectively, at December 31, 2021 2,209.2 2,227.1 Senior Secured Term Loan A-3, payable in quarterly installments through December 10, 2024, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (4.87% at September 30, 2022, and 1.35% at December 31, 2021), net of original issue discount and deferred financing fees of $1.4 million and $0.9 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $1.9 million and $1.2 million, respectively, at December 31, 2021 1,047.1 1,089.4 Senior Secured Revolving Credit Facility — — Finance leases 0.1 0.2 Total debt 5,893.5 6,365.9 Less short-term debt and current portion of long-term debt (114.6) (114.6) Total long-term debt $ 5,778.9 $ 6,251.3

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Basic and diluted weighted average shares outstanding and earnings per share were as follows: Three Months Ended Nine Months Ended September 30, (in millions, except per share data) 2022 2021 2022 2021 Income from continuing operations $ 80.3 $ 96.7 $ 232.0 $ 336.1 Less: income from continuing operations attributable to noncontrolling interests (3.5) (4.0) (11.3) (12.0) Income from continuing operations attributable to TransUnion $ 76.8 $ 92.7 $ 220.7 $ 324.1 Discontinued operations, net of tax 2.4 21.5 2.3 45.6 Net income attributable to TransUnion $ 79.2 $ 114.2 $ 223.0 $ 369.7 Basic Earnings Per Share: Income from continuing operations attributable to TransUnion $ 0.40 $ 0.48 $ 1.15 $ 1.69 Discontinued operations, net of tax 0.01 0.11 0.01 0.24 Net Income attributable to TransUnion $ 0.41 $ 0.60 $ 1.16 $ 1.93 Diluted Earnings Per Share: Income from continuing operations attributable to TransUnion $ 0.40 $ 0.48 $ 1.14 $ 1.68 Discontinued operations, net of tax 0.01 0.11 0.01 0.24 Net Income attributable to TransUnion $ 0.41 $ 0.59 $ 1.15 $ 1.92 Weighted-average shares outstanding: Basic 192.6 191.6 192.4 191.3 Dilutive impact of stock based awards 0.5 1.5 0.7 1.6 Diluted 193.2 193.1 193.1 192.9

Reportable Segments (Tables)

Reportable Segments (Tables)	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Selected Segment Financial Information and Disaggregated Revenue	Selected segment financial information and disaggregated revenue consisted of the following: Three Months Ended September 30, Nine Months Ended September 30, (in millions) 2022 2021 2022 2021 Gross Revenue: U.S. Markets: Financial Services $ 291.4 $ 277.6 $ 869.1 $ 811.4 Emerging Verticals 329.7 172.5 985.4 499.1 Total U.S. Markets $ 621.1 $ 450.1 $ 1,854.4 $ 1,310.5 International: Canada $ 32.4 $ 30.6 $ 96.2 $ 95.0 Latin America 28.6 26.7 85.3 76.8 United Kingdom 48.5 54.6 154.5 158.3 Africa 15.5 15.1 45.9 44.0 India 44.4 34.5 129.8 96.4 Asia Pacific 19.8 16.5 55.7 46.2 Total International $ 189.2 $ 178.0 $ 567.4 $ 516.7 Total Consumer Interactive $ 147.3 $ 135.0 $ 444.3 $ 401.9 Total revenue, gross $ 957.6 $ 763.1 $ 2,866.1 $ 2,229.1 Intersegment revenue eliminations: U.S. Markets $ (17.6) $ (17.7) $ (53.1) $ (52.7) International (1.5) (1.5) (4.5) (4.4) Consumer Interactive (0.3) (0.5) (0.8) (1.6) Total intersegment eliminations $ (19.4) $ (19.7) $ (58.4) $ (58.7) Total revenue as reported $ 938.2 $ 743.4 $ 2,807.8 $ 2,170.4

Summary of Significant Accounti

Summary of Significant Accounting Policies - Additional Information (Detail) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021	Dec. 31, 2020
Allowance for Doubtful Accounts [Abstract]
Accounts Receivable, Allowance for Credit Loss	$ 10.9	$ 12.5	$ 10.7	$ 17.1
Provision for losses on trade accounts receivable	4.3	(1.4)
Accounts Receivable, Allowance For Credit Loss, Write-off (Recovery)	(4.1)	$ (3.2)
Finite-Lived Intangible Assets, Net	309.1
Long Lived Asset [Line Items]
Finite-Lived Intangible Assets, Translation and Purchase Accounting Adjustments	106.6
Goodwill, Foreign Currency Translation Gain (Loss)	164.8
Internal Use Software
Long Lived Asset [Line Items]
Finite-Lived Intangible Assets, Period Increase (Decrease)	$ 153.5

Business Acquisitions - Narrati

Business Acquisitions - Narrative (Details) - USD ($) $ in Millions			3 Months Ended	9 Months Ended
	Apr. 08, 2022	Dec. 01, 2021	Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2021
Business Acquisition [Line Items]
Business combination, acquisition related costs			$ 3.4	$ 21.4	$ 8.4
Neustar1
Business Acquisition [Line Items]
Business acquisition, percentage of voting interests acquired		100%
Business combination, consideration transferred		$ 3,100.1
Sontiq1
Business Acquisition [Line Items]
Business acquisition, percentage of voting interests acquired		100%
Business combination, consideration transferred		$ 642.6
Total
Business Acquisition [Line Items]
Business combination, consideration transferred		3,742.7
Business acquisition, goodwill, expected tax deductible amount		$ 326.6	11.8	11.8
Verisk Financial Services
Business Acquisition [Line Items]
Business acquisition, percentage of voting interests acquired	100%
Business combination, consideration transferred	$ 504.5
Business combination, acquisition related costs				$ 11.3
Business acquisition, goodwill, expected tax deductible amount	$ 46.8
Purchase price adjustment			$ 3.6

Business Acquisitions - Assets

Business Acquisitions - Assets Acquired and Liabilities Assumed (Details) XUA in Millions			3 Months Ended	9 Months Ended
	Apr. 08, 2022 USD ($)	Dec. 01, 2021 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2022 USD ($)	Apr. 08, 2022 XUA	Dec. 31, 2021 USD ($)
Assets acquired:
Goodwill			$ 5,513,400,000	$ 5,513,400,000		$ 5,525,700,000
Neustar1
Business Acquisition [Line Items]
Business combination, consideration transferred		$ 3,100,100,000
Assets acquired:
Cash and cash equivalents		122,700,000
Trade accounts receivable		118,700,000
Right of use lease assets		24,600,000
Right of use lease assets		83,200,000
Property, plant and equipment		42,100,000
Goodwill		1,888,500,000
Other intangibles		1,510,000,000
Other assets		5,400,000
Total assets acquired		3,795,200,000
Liabilities assumed:
Accounts payable		29,100,000
Other current liabilities		157,100,000
Deferred revenue		49,300,000
Operating lease liabilities		87,800,000
Deferred taxes		(358,400,000)
Other liabilities		13,400,000
Total liabilities assumed		695,100,000
Net assets acquired		3,100,100,000
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets				6,500,000
Sontiq1
Business Acquisition [Line Items]
Business combination, consideration transferred		642,600,000
Assets acquired:
Cash and cash equivalents		17,800,000
Trade accounts receivable		10,000,000
Right of use lease assets		1,500,000
Right of use lease assets		2,400,000
Property, plant and equipment		5,200,000
Goodwill		444,500,000
Other intangibles		237,200,000
Other assets		200,000
Total assets acquired		718,700,000
Liabilities assumed:
Accounts payable		7,300,000
Other current liabilities		4,800,000
Deferred revenue		19,100,000
Operating lease liabilities		2,400,000
Deferred taxes		(42,400,000)
Other liabilities		100,000
Total liabilities assumed		76,100,000
Net assets acquired		642,600,000
Total
Business Acquisition [Line Items]
Business combination, consideration transferred		3,742,700,000
Assets acquired:
Cash and cash equivalents		140,400,000
Trade accounts receivable		128,700,000
Right of use lease assets		26,100,000
Right of use lease assets		85,600,000
Property, plant and equipment		47,300,000
Goodwill		2,332,900,000
Other intangibles		1,747,200,000
Other assets		5,600,000
Total assets acquired		4,513,900,000
Liabilities assumed:
Accounts payable		36,400,000
Other current liabilities		161,900,000
Deferred revenue		68,500,000
Operating lease liabilities		90,100,000
Deferred taxes		(400,800,000)	(6,700,000)	(6,700,000)
Other liabilities		13,500,000
Total liabilities assumed		771,200,000
Net assets acquired		3,742,700,000
Business acquisition, goodwill, expected tax deductible amount		326,600,000	11,800,000	11,800,000
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]
Business acquisition, goodwill, expected tax deductible amount		$ 326,600,000	11,800,000	$ 11,800,000
Verisk Financial Services
Business Acquisition [Line Items]
Business combination, consideration transferred	$ 504,500,000
Assets acquired:
Cash and cash equivalents	4,100,000
Trade accounts receivable	25,500,000
Right of use lease assets	3,300,000
Current assets of discontinued operations	16,500,000
Right of use lease assets	6,600,000
Property, plant and equipment	2,100,000
Goodwill	165,700,000
Other intangibles	195,000,000
Other assets	29,500,000
Other assets of discontinued operations	126,800,000
Total assets acquired	575,100,000
Liabilities assumed:
Accounts payable	4,000,000
Other current liabilities	7,600,000
Current liabilities of discontinued operations	7,800,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Deferred Revenue | XUA					XUA 4.6
Lease liabilities	6,500,000
Deferred taxes	(39,500,000)
Other liabilities	100,000
Other liabilities of discontinued operations	600,000
Total liabilities assumed	70,700,000
Net assets acquired	504,500,000
Business acquisition, goodwill, expected tax deductible amount	46,800,000
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]
Business acquisition, goodwill, expected tax deductible amount	$ 46,800,000
Purchase price adjustment			3,600,000
Increase (decrease) in deferred income taxes			5,200,000
Goodwill, purchase accounting adjustments			$ 16,500,000

Business Acquisitions - Identif

Business Acquisitions - Identifiable Intangible Assets (Details) - USD ($) $ in Millions			3 Months Ended	9 Months Ended
	Apr. 08, 2022	Dec. 01, 2021	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Business Acquisition [Line Items]
Goodwill			$ 5,513.4	$ 5,513.4	$ 5,525.7
Argus1
Business Acquisition [Line Items]
Fair Value	$ 195
Weighted-Average Amortization Period	16 years
Argus1 | Customer related assets
Business Acquisition [Line Items]
Fair Value	$ 171
Weighted-Average Amortization Period	18 years
Argus1 | Technology and software
Business Acquisition [Line Items]
Fair Value	$ 22
Weighted-Average Amortization Period	7 years
Argus1 | Trade names and trademarks
Business Acquisition [Line Items]
Fair Value	$ 2
Weighted-Average Amortization Period	1 year
Argus1 | Non-compete agreements
Business Acquisition [Line Items]
Fair Value	$ 0
Neustar1
Business Acquisition [Line Items]
Fair Value		$ 1,510
Weighted-Average Amortization Period		16 years
Right of use lease assets		$ 24.6
Right of use lease assets		83.2
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets				6.5
Goodwill		1,888.5
Neustar1 | Customer related assets
Business Acquisition [Line Items]
Fair Value		$ 1,180
Weighted-Average Amortization Period		18 years
Neustar1 | Technology and software
Business Acquisition [Line Items]
Fair Value		$ 320
Weighted-Average Amortization Period		10 years
Neustar1 | Trade names and trademarks
Business Acquisition [Line Items]
Fair Value		$ 10
Weighted-Average Amortization Period		1 year
Neustar1 | Non-compete agreements
Business Acquisition [Line Items]
Fair Value		$ 0
Sontiq1
Business Acquisition [Line Items]
Fair Value		$ 237.2
Weighted-Average Amortization Period		15 years
Right of use lease assets		$ 1.5
Right of use lease assets		2.4
Goodwill		444.5
Sontiq1 | Customer related assets
Business Acquisition [Line Items]
Fair Value		$ 183.3
Weighted-Average Amortization Period		17 years
Sontiq1 | Technology and software
Business Acquisition [Line Items]
Fair Value		$ 49.7
Weighted-Average Amortization Period		10 years
Sontiq1 | Trade names and trademarks
Business Acquisition [Line Items]
Fair Value		$ 1.5
Weighted-Average Amortization Period		1 year
Sontiq1 | Non-compete agreements
Business Acquisition [Line Items]
Fair Value		$ 2.7
Weighted-Average Amortization Period		2 years
Total
Business Acquisition [Line Items]
Right of use lease assets		$ 26.1
Right of use lease assets		85.6
Business acquisition, goodwill, expected tax deductible amount		326.6	11.8	$ 11.8
Goodwill		$ 2,332.9
Verisk Financial Services
Business Acquisition [Line Items]
Right of use lease assets	3.3
Right of use lease assets	6.6
Business acquisition, goodwill, expected tax deductible amount	46.8
Goodwill	$ 165.7
intangible			25
Purchase price adjustment			$ 3.6

Discontinued Operations - Narra

Discontinued Operations - Narrative (Details) - Discontinued Operations, Disposed of by Sale - Healthcare Business - USD ($) $ in Millions		3 Months Ended		9 Months Ended
	Dec. 17, 2021	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Proceeds from divestiture of businesses	$ 1,706.4
Net working capital adjustment		$ 0.5
Income (loss) from discontinued operations, net of tax, including portion attributable to noncontrolling interest		$ 2.4	$ 21.5	$ 2.3	$ 45.6
Proceeds from disposals, net of taxes	$ 1,400

Discontinued Operations - Finan

Discontinued Operations - Financial Results (Details) - Discontinued Operations, Disposed of by Sale - Healthcare Business - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Revenue	$ 12.9	$ 48.3	$ 23.8	$ 140.7
Operating expenses
Cost of services (exclusive of depreciation and amortization below)	3.1	16.1	7.8	48.1
Selling, general and administrative	5.3	7.6	9.8	23.9
Depreciation and amortization	0	4.9	0	14.9
Total operating expenses	8.4	28.6	17.6	86.9
Operating income of discontinued operations	4.6	19.7	6.2	53.8
Non-operating income and (expense)	(1.4)	8.6	(3.6)	6.2
Income before income taxes from discontinued operations	3.2	28.3	2.6	60
Provision for income taxes	(0.8)	(6.8)	(0.8)	(14.4)
Gain on sale of our Healthcare discontinued operations, net of tax	0	0	0.5	0
Income from discontinued operations, net of tax	$ 2.4	$ 21.5	$ 2.3	$ 45.6

Financial Instruments Measured

Financial Instruments Measured At Fair Value, on Recurring Basis (Detail) - USD ($) $ in Millions	3 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Assets
Interest rate swaps (Notes 6 and 10)			$ 252.1	$ 12.1
Liabilities
Interest Rate Derivative Liabilities, at Fair Value			$ 0	34.5
Investments, Fair Value Disclosure [Abstract]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlements	$ 2.8	$ 14.8
Level 2 | Minimum
Investments, Fair Value Disclosure [Abstract]
Debt Securities, Available-for-sale, Maturity Date			Jan. 01, 2027
Level 2 | Maximum
Investments, Fair Value Disclosure [Abstract]
Debt Securities, Available-for-sale, Maturity Date			Dec. 31, 2033
Fair Value, Recurring
Assets
Interest rate swaps (Notes 6 and 10)			$ 252.1	12.1
Debt Securities, Available-for-sale, Current			2.7	3.1
Total			254.8	15.2
Liabilities
Interest Rate Derivative Liabilities, at Fair Value				34.5
Put Option			8.7	11.9
Contingent consideration (Note 8)				16.8
Total			8.7	63.2
Fair Value, Recurring | Level 1
Assets
Interest rate swaps (Notes 6 and 10)			0	0
Debt Securities, Available-for-sale, Current			0	0
Total			0	0
Liabilities
Interest Rate Derivative Liabilities, at Fair Value				0
Put Option			0	0
Contingent consideration (Note 8)				0
Total			0	0
Fair Value, Recurring | Level 2
Assets
Interest rate swaps (Notes 6 and 10)			252.1	12.1
Debt Securities, Available-for-sale, Current			2.7	3.1
Total			254.8	15.2
Liabilities
Interest Rate Derivative Liabilities, at Fair Value				34.5
Put Option			0	0
Contingent consideration (Note 8)				0
Total			0	34.5
Fair Value, Recurring | Level 3
Assets
Interest rate swaps (Notes 6 and 10)			0	0
Debt Securities, Available-for-sale, Current			0	0
Total			0	0
Liabilities
Interest Rate Derivative Liabilities, at Fair Value				0
Put Option			8.7	11.9
Contingent consideration (Note 8)				16.8
Total			$ 8.7	$ 28.7

Other Current Assets (Detail)

Other Current Assets (Detail) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]
Prepaid expenses	$ 148.1	$ 136.2
Contract assets (Note 12)	8	5.2
Marketable securities (Note 4)	2.7	3.1
Other Assets, Miscellaneous, Current	127.7	87.1
Total other current assets	$ 286.5	$ 231.6

Other Assets (Detail)

Other Assets (Detail) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Other assets
Investments in affiliated companies (Note 7)	$ 263.6	$ 240.5
Right-of-use lease assets	131.5	145.1
Interest rate swaps (Notes 6 and 10)	252.1	12.1
Other	66.1	61.3
Total other assets	$ 713.3	$ 459

Investments in Affiliated Com_3

Investments in Affiliated Companies (Detail) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Investments in and Advances to Affiliates, Schedule of Investments [Abstract]
Equity Method Investments	$ 45.5	$ 46.1
Cost Method investments	215.5	192.6
Limited Partnership Investment	2.6	1.8
Total investments in affiliated companies (Note 6)	$ 263.6	$ 240.5

Earnings and Dividends from Inv

Earnings and Dividends from Investment (Detail) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Investments in and Advances to Affiliates, Schedule of Investments [Abstract]
Earnings from equity method investments	$ 3.5	$ 2.9	$ 9.7	$ 8.6
Dividends received from equity method investments	$ 0.5	$ 0	$ 11.1	$ 8

Other Current Liabilities (Deta

Other Current Liabilities (Detail) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Other Liabilities Disclosure [Abstract]
Taxes Payable, Current	$ 15	$ 351.1
Accrued payroll and employee benefits	164.5	279.9
Deferred revenue (Note 12)	112.9	133.6
Accrued legal and regulatory (Note 16)	119.1	85.6
Operating lease liabilities	34	38.4
Contingent consideration (Note 4)	0	16.8
Accrued Liabilities, Current	61.4	66.8
Total other current liabilities	$ 506.9	$ 972.2

Other Liabilities (Detail)

Other Liabilities (Detail) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Other Liabilities Disclosure [Abstract]
Operating lease liabilities	$ 106.9	$ 119.1
Unrecognized tax benefits, net of indirect tax effects (Note 14)	42.3	40.7
Interest rate swaps (Notes 4, 6 and 10)	0	34.5
Derivative Liability, Noncurrent	8.7	11.9
Deferred revenue (Note 12)	6.5	6.5
Other Noncurrent Other Liabilities	15.2	20.2
Total other liabilities	$ 179.6	$ 232.9

Debt outstanding (Detail)

Debt outstanding (Detail) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Debt Disclosure [Abstract]
Debt outstanding			Debt outstanding consisted of the following: (in millions) September 30, 2022 December 31, 2021 Senior Secured Term Loan B-6, payable in quarterly installments through December 1, 2028, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (5.37% at September 30, 2022, and 2.75% at December 31, 2021), net of original issue discount and deferred financing fees of $6.0 million and $33.7 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $7.7 million and $43.1 million, respectively, at December 31, 2021 $ 2,637.1 $ 3,049.2 Senior Secured Term Loan B-5, payable in quarterly installments through November 15, 2026, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (4.87% at September 30, 2022, and 1.85% at December 31, 2021), net of original issue discount and deferred financing fees of $2.7 million and $6.6 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $3.2 million and $7.7 million, respectively, at December 31, 2021 2,209.2 2,227.1 Senior Secured Term Loan A-3, payable in quarterly installments through December 10, 2024, with periodic variable interest at LIBOR or alternate base rate, plus applicable margin (4.87% at September 30, 2022, and 1.35% at December 31, 2021), net of original issue discount and deferred financing fees of $1.4 million and $0.9 million, respectively, at September 30, 2022, and original issue discount and deferred financing fees of $1.9 million and $1.2 million, respectively, at December 31, 2021 1,047.1 1,089.4 Senior Secured Revolving Credit Facility — — Finance leases 0.1 0.2 Total debt 5,893.5 6,365.9 Less short-term debt and current portion of long-term debt (114.6) (114.6) Total long-term debt $ 5,778.9 $ 6,251.3
Debt Instrument [Line Items]
Debt outstanding	$ 5,893,500,000		$ 5,893,500,000		$ 6,365,900,000
Less short-term debt and current portion of long-term debt	(114,600,000)		(114,600,000)		(114,600,000)
Total long-term debt	5,778,900,000		5,778,900,000		6,251,300,000
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	(83,600,000)	$ (9,300,000)	(274,500,000)	$ (42,500,000)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax	62,900,000	$ 7,000,000	206,100,000	$ 31,900,000
Interest Rate Swap
Debt Instrument [Line Items]
Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months			85,700,000
Senior Secured Term Loan B-5
Debt Instrument [Line Items]
Debt outstanding	$ 2,209,200,000		$ 2,209,200,000		$ 2,227,100,000
Debt Instrument, Maturity Date			Nov. 15, 2026
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	4.87%		4.87%		1.85%
Debt Instrument, Unamortized Discount (Premium), Net	$ 2,700,000		$ 2,700,000		$ 3,200,000
Debt Issuance Costs, Noncurrent, Net	6,600,000		6,600,000		7,700,000
Senior Secured Term Loan A-3
Debt Instrument [Line Items]
Debt outstanding	$ 1,047,100,000		$ 1,047,100,000		$ 1,089,400,000
Debt Instrument, Maturity Date			Dec. 10, 2024
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	4.87%		4.87%		1.35%
Debt Instrument, Unamortized Discount (Premium), Net	$ 1,400,000		$ 1,400,000		$ 1,900,000
Debt Issuance Costs, Noncurrent, Net	900,000		900,000		1,200,000
Senior Secured Revolving Credit Facility
Debt Instrument [Line Items]
Debt outstanding	0		0		0
Finance leases
Debt Instrument [Line Items]
Debt outstanding	$ 100,000		$ 100,000		$ 200,000

Debt Schedule of Debt Maturitie

Debt Schedule of Debt Maturities (Detail) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Dec. 31, 2021	Dec. 01, 2021
Debt Instrument [Line Items]
Debt and Lease Obligation	$ 5,893.5	$ 6,365.9
Less short-term debt and current portion of long-term debt	(114.6)	(114.6)
2021 Interest Rate Swap
Debt Instrument [Line Items]
Derivative, Notional Amount	$ 1,588
2021 Interest Rate Swap | Minimum
Debt Instrument [Line Items]
Derivative, Fixed Interest Rate	1.428%
2021 Interest Rate Swap | Maximum
Debt Instrument [Line Items]
Derivative, Fixed Interest Rate	1.436%
Senior Secured Term Loan B-5
Debt Instrument [Line Items]
Debt and Lease Obligation	$ 2,209.2	$ 2,227.1
Debt Instrument, Maturity Date	Nov. 15, 2026
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	4.87%	1.85%
Debt Instrument, Unamortized Discount (Premium), Net	$ 2.7	$ 3.2
Debt Issuance Costs, Noncurrent, Net	6.6	7.7
Senior Secured Term Loan B-6
Debt Instrument [Line Items]
Debt and Lease Obligation	$ 2,637.1	$ 3,049.2
Debt Instrument, Maturity Date	Dec. 01, 2028
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	5.37%	2.75%
Debt Instrument, Unamortized Discount (Premium), Net	$ 6	$ 7.7	$ 7.8
Debt Issuance Costs, Noncurrent, Net	$ 33.7	$ 43.1	$ 43.6

Senior Secured Credit Facility

Senior Secured Credit Facility (Detail) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021	Dec. 01, 2021
Senior Secured Credit Facility
Payment for Debt Extinguishment or Debt Prepayment Cost			$ 400,000,000
Write off of Deferred Debt Issuance Cost			6,500,000
Debt and Lease Obligation	$ 5,893,500,000		5,893,500,000		$ 6,365,900,000
Letters of Credit Outstanding, Amount	100,000		100,000
Incremental Borrowings, Amount	$ 1,000,000,000		$ 1,000,000,000
Incremental Borrowings Criteria, Percentage of Consolidated EBITDA	100%		100%
Incremental Borrowings Criteria, Senior Secured Leverage ratio	4.25		4.25
Net Leverage Ratio Requirement	5.5		5.5
Covenant Dividend Restriction Amount	$ 100,000,000		$ 100,000,000
Covenant Dividend Restriction Percentage of Consolidated EBITDA	10%		10%
Net Leverage Ratio Requirement, Dividends	4.75		4.75
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax	$ 20,700,000	$ 2,300,000	$ 68,400,000	$ 10,600,000
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax	62,900,000	7,000,000	206,100,000	31,900,000
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	$ 83,600,000	9,300,000	$ 274,500,000	42,500,000
2020 2 year Interest Rate Swap | Minimum
Senior Secured Credit Facility
Derivative, Fixed Interest Rate	0.52%		0.52%
2020 2 year Interest Rate Swap | Maximum
Senior Secured Credit Facility
Derivative, Fixed Interest Rate	0.5295%		0.5295%
2020 3 year Interest Rate Swap
Senior Secured Credit Facility
Derivative, Notional Amount	$ 1,105,000,000		$ 1,105,000,000
2020 3 year Interest Rate Swap | Minimum
Senior Secured Credit Facility
Derivative, Fixed Interest Rate	0.9125%		0.9125%
2020 3 year Interest Rate Swap | Maximum
Senior Secured Credit Facility
Derivative, Fixed Interest Rate	0.928%		0.928%
Interest Rate Swap
Senior Secured Credit Facility
Derivative, Notional Amount	$ 1,375,000,000		$ 1,375,000,000
Interest Expense, Hedge, gross of tax	(5,100,000)	(10,600,000)	(17,200,000)	(31,200,000)
Interest Expense, Hedge, net of tax	$ (3,900,000)	$ (8,000,000)	(12,900,000)	$ (23,500,000)
Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months			$ 85,700,000
Interest Rate Swap | Minimum
Senior Secured Credit Facility
Derivative, Fixed Interest Rate	2.702%		2.702%
Interest Rate Swap | Maximum
Senior Secured Credit Facility
Derivative, Fixed Interest Rate	2.706%		2.706%
Senior Secured Revolving Credit Facility
Senior Secured Credit Facility
Debt and Lease Obligation	$ 0		$ 0		0
Line of Credit Facility, Remaining Borrowing Capacity	299,900,000		$ 299,900,000
Senior Loans
Senior Secured Credit Facility
Debt Instrument, Description of Variable Rate Basis			LIBOR
Senior Secured Term Loan B-5
Senior Secured Credit Facility
Debt and Lease Obligation	2,209,200,000		$ 2,209,200,000		2,227,100,000
Debt Instrument, Fair Value Disclosure	2,140,900,000		2,140,900,000		2,217,000,000
Senior Secured Term Loan A-3
Senior Secured Credit Facility
Debt and Lease Obligation	1,047,100,000		1,047,100,000		1,089,400,000
Debt Instrument, Fair Value Disclosure	1,023,100,000		1,023,100,000		1,076,100,000
Senior Secured Term Loan B-6
Senior Secured Credit Facility
Debt and Lease Obligation	2,637,100,000		2,637,100,000		3,049,200,000
Debt Instrument, Face Amount						$ 3,100,000,000
Debt Instrument, Fair Value Disclosure	$ 2,583,100,000		$ 2,583,100,000		$ 3,096,100,000

Stockholders' Equity (Detail)

Stockholders' Equity (Detail) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended				9 Months Ended		12 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Feb. 07, 2018	Dec. 31, 2021	Feb. 13, 2017
Dividends, Common Stock [Abstract]
Stock Repurchase Program, Authorized Amount									$ 300
Stock Repurchase Program, Period in Force							3 years
Stock Repurchase Program, Remaining Authorized Repurchase Amount	$ 166.5				$ 166.5
Payment, Tax Withholding, Share-based Payment Arrangement	$ 0.9			$ 0.9	$ 30	$ 34.8
Preferred Stock, Shares Authorized	100				100			100
Preferred Stock, Shares Issued	0				0			0
Preferred Stock, Shares Outstanding	0				0			0
Common Stock, Dividends, Per Share, Cash Paid	$ 0.105	$ 0.095	$ 0.095
Common Stock, Dividends, Per Share, Cash Paid	$ 0.105	$ 0.095	$ 0.095
Stock Repurchase Program,	$ 133.5				$ 133.5
Restricted Stock Units (RSUs)
Dividends, Common Stock [Abstract]
Vesting of restricted stock units	0.1			0.1	0.9	1.1
Dividend Paid
Dividends, Common Stock [Abstract]
Dividends, Common Stock, Cash	$ 20.2	$ 18.3	$ 18.3

Revenue (Detail)

Revenue (Detail) $ in Millions	9 Months Ended
	Sep. 30, 2022 USD ($)
Revenue, Performance Obligation [Abstract]
Number of Types of Performance Obligations	2
Revenue to be recognized, rolling next two years	$ 117
Revenue to be recognized, rolling after two years	$ 92.6
Stand Ready Performance Obligations [Member]
Revenue, Performance Obligation [Abstract]
Revenue, Performance Obligation, Description of Good or Service	those that require us to stand ready to provide goods and services to a customer to use as and when requested (“Stand Ready Performance Obligations”)
Other Performance Obligations [Member]
Revenue, Performance Obligation [Abstract]
Revenue, Performance Obligation, Description of Good or Service	those that do not require us to stand ready (“Other Performance Obligations”)

Earnings Per Share (Detail)

Earnings Per Share (Detail) - USD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Net Income
Net income	$ 82.7	$ 118.2	$ 234.3	$ 381.7
Less: net income attributable to the noncontrolling interests	(3.5)	(4)	(11.3)	(12)
Net Income (Loss) Attributable to Parent	$ 79.2	$ 114.2	$ 223	$ 369.7
Earnings Per Share, Diluted [Abstract]
Basic	192.6	191.6	192.4	191.3
Dilutive impact of stock based awards	0.5	1.5	0.7	1.6
Diluted	193.2	193.1	193.1	192.9
Earnings Per Share, Basic [Abstract]
Earnings Per Share, Basic	$ 0.41	$ 0.60	$ 1.16	$ 1.93
Earnings Per Share, Diluted	$ 0.41	$ 0.59	$ 1.15	$ 1.92
Contingently Issuable Performance-Based Stock Awards
Earnings Per Share, Basic [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0.2	0.1
Antidilutive Weighted Stock-Based Awards
Earnings Per Share, Basic [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	1.1	0.1

Income Taxes (Detail)

Income Taxes (Detail) - USD ($) $ in Millions	3 Months Ended			9 Months Ended
	Sep. 30, 2022	Mar. 31, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Income Tax Examination [Line Items]
Effective tax benefit rate	27.60%			26.60%	25.40%
Unrecognized tax benefits	$ 47.4			$ 47.4		$ 45.8
Unrecognized tax benefits that would impact effective tax rate	$ 30.5			30.5		$ 28.3
Unrecognized tax benefits, income tax penalties and interest expense		$ 7.6		$ 9.5
U.S. federal statutory rate	21%		21%	21%	21%
United Kingdom
Income Tax Examination [Line Items]
Effective tax benefit rate			25.10%

Reportable Segments (Detail)

Reportable Segments (Detail) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) segment Segment	Sep. 30, 2021 USD ($)
Segment Reporting Information [Line Items]
Number of Operating Segments | Segment			3
Number of Corporate Units | segment			1
Revenue	$ (938.2)	$ (743.4)	$ (2,807.8)	$ (2,170.4)
EBITDA
Segments Adjusted EBITDA	375.3	332.8	1,126.4	963.2
Corporate expense	(34.7)	(31.1)	(101.2)	(88.7)
Net interest expense	(60.2)	(24.9)	(160.4)	(74.7)
Depreciation and amortization	(129.6)	(90.9)	(389)	(273.6)
Stock-based compensation	(19.9)	(16.7)	(60.8)	(49.2)
Mergers and acquisitions, divestitures and business optimization	(7.8)	(18.8)	(36.4)	(29.4)
Accelerated technology investment	(12.1)	(12.6)	(32.2)	(29.7)
Net other(5)	(3.8)	(12.8)	41.7	20.9
Net loss (income) attributable to non-controlling interests	(3.5)	(4)	(11.3)	(12)
Total adjustments	(264.5)	(203.9)	(810.3)	(512.5)
Income from continuing operations before income taxes	110.8	128.9	316.1	450.7
Business combination, acquisition related costs	(3.4)		(21.4)	(8.4)
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings		(18.3)		(20.4)
Loss Contingency Accrual, Period Increase (Decrease)			(28.4)	20.4
Write off of Deferred Debt Issuance Cost			(6.5)
Unrealized Gain (Loss) on Investments				(1.1)
Certain Legal Expenses
EBITDA
Loss Contingency Accrual, Provision		(12)
Cost-method Investments
EBITDA
Realized Investment Gains (Losses)				0.5
Adjustments to EBITDA
EBITDA
Other non-operating (expense) income	(3.8)	(0.8)	(6.8)	0.5
Healthcare Business
EBITDA
Recovery of Direct Costs	(0.7)		(6)
Acquisition-related Costs
EBITDA
Business combination, acquisition related costs		(0.5)
Acquisition-related Costs | Neustar1
EBITDA
Business Combination, Integration Related Costs	8.7		25.5
Value Added Tax refund	3.4
Level 3
EBITDA
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	0.3		1
Intersegment Eliminations
Segment Reporting Information [Line Items]
Revenue	(19.4)	(19.7)	(58.4)	(58.7)
U.S. Markets
Segment Reporting Information [Line Items]
Revenue	(621.1)	(450.1)	(1,854.4)	(1,310.5)
EBITDA
Segments Adjusted EBITDA	218.4	185.7	669.5	549.2
U.S. Markets | Intersegment Eliminations
Segment Reporting Information [Line Items]
Revenue	(17.6)	(17.7)	(53.1)	(52.7)
International
Segment Reporting Information [Line Items]
Revenue	(189.2)	(178)	(567.4)	(516.7)
EBITDA
Segments Adjusted EBITDA	83.9	77.7	246.9	221.3
International | Intersegment Eliminations
Segment Reporting Information [Line Items]
Revenue	(1.5)	(1.5)	(4.5)	(4.4)
International | Canada
Segment Reporting Information [Line Items]
Revenue	(32.4)	(30.6)	(96.2)	(95)
International | Latin America
Segment Reporting Information [Line Items]
Revenue	(28.6)	(26.7)	(85.3)	(76.8)
International | United Kingdom
Segment Reporting Information [Line Items]
Revenue	(48.5)	(54.6)	(154.5)	(158.3)
International | Africa
Segment Reporting Information [Line Items]
Revenue	(15.5)	(15.1)	(45.9)	(44)
International | India
Segment Reporting Information [Line Items]
Revenue	(44.4)	(34.5)	(129.8)	(96.4)
International | Asia Pacific
Segment Reporting Information [Line Items]
Revenue	(19.8)	(16.5)	(55.7)	(46.2)
Consumer Interactive
Segment Reporting Information [Line Items]
Revenue	(147.3)	(135)	(444.3)	(401.9)
EBITDA
Segments Adjusted EBITDA	73.1	69.4	210	192.8
Consumer Interactive | Intersegment Eliminations
Segment Reporting Information [Line Items]
Revenue	(0.3)	(0.5)	(0.8)	(1.6)
Reportable Segments
Segment Reporting Information [Line Items]
Revenue	(957.6)	(763.1)	(2,866.1)	(2,229.1)
Financial Services | U.S. Markets
Segment Reporting Information [Line Items]
Revenue	(291.4)	(277.6)	(869.1)	(811.4)
Emerging Verticals | U.S. Markets
Segment Reporting Information [Line Items]
Revenue	$ (329.7)	$ (172.5)	$ (985.4)	$ (499.1)

Reportable Segments Earnings fr

Reportable Segments Earnings from Equity Method Investments Included in Non-Operating Income and Expense (Detail) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) segment	Sep. 30, 2021 USD ($)
Segment Reporting Information [Line Items]
Earnings from equity method investments	$ 3.5	$ 2.9	$ 9.7	$ 8.6
Number of Corporate Units | segment			1
U.S. Markets
Segment Reporting Information [Line Items]
Earnings from equity method investments	0.2	0.6	$ 1	1.9
International
Segment Reporting Information [Line Items]
Earnings from equity method investments	$ 3.3	$ 2.2	$ 8.7	$ 6.7

Contingencies (Detail)

Contingencies (Detail) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Loss Contingencies [Line Items]
Loss Contingency Accrual, Period Increase (Decrease)			$ (28.4)	$ 20.4
Tax Adjustments, Settlements, and Unusual Provisions	$ 30.6	$ 32.3	84.1	$ 114.6
Accrued legal and regulatory (Note 16)	119.1		119.1		$ 85.6
CFPB Matter
Loss Contingencies [Line Items]
Loss Contingency Accrual	56		56		26.5
Loss Contingency Accrual	$ 56		$ 56		$ 26.5