Citizens Independent Bancorp (CZID) 10-Q 13 Nov 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 13, 2014
Document Information [Line Items]	'	'
Entity Registrant Name	'Citizens Independent Bancorp, Inc.	'
Entity Central Index Key	'0001553830	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	637,805
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2014	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and cash equivalents	'	'
Cash and amounts due from depository institutions	$4,826	$6,758
Federal funds sold	6,206	8,246
Total cash and cash equivalents	11,032	15,004
Securities available for sale	36,979	34,630
Other investment securities	859	859
Loans	147,473	147,017
Allowance for loan losses	-3,870	-4,384
Net loans	143,603	142,633
Premises and equipment, net	3,121	3,283
Accrued interest receivable	403	446
Other real estate owned	1,146	2,532
Other assets	949	1,465
TOTAL ASSETS	198,092	200,852
Deposits	'	'
Noninterest bearing	21,918	20,539
Interest bearing	157,526	165,032
Total deposits	179,444	185,571
Borrowed funds	6,202	6,363
Accrued interest payable	1,556	1,935
Other liabilities	1,220	1,357
TOTAL LIABILITIES	188,422	195,226
SHAREHOLDERS' EQUITY	'	'
Cumulative preferred stock of no par value; 100,000 shares authorized, 0 shares issued and outstanding	0	0
Common stock of no par value; 900,000 shares authorized, 637,805 shares issued and outstanding at September 30, 2014 and 399,748 shares issued and outstanding at December 31, 2013, respectively	12,312	9,307
Stock warrants outstanding; 119,003 warrants issued and outstanding as of September 30, 2014 and 0 warrants outstanding at December 31, 2013, respectively	188	0
Retained earnings	4,082	3,380
Treasury stock, at cost, 54,380 shares at September 30, 2014 and December 31, 2013, respectively	-6,590	-6,590
Accumulated other comprehensive income (loss)	-322	-471
TOTAL SHAREHOLDERS' EQUITY	9,670	5,626
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$198,092	$200,852

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical] (USD $)	Sep. 30, 2014	Dec. 31, 2013
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, shares authorized	100,000	100,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized	900,000	900,000
Common stock, shares issued	637,805	399,748
Common stock, shares outstanding	637,805	399,748
Treasury stock, shares	54,380	54,380
Warrant [Member]	'	'
Stock warrants issued and outstanding	119,003	0

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME	'	'	'	'
Interest and fees on loans	$1,968	$2,154	$5,699	$6,657
Interest and dividends on investment securities	184	191	564	582
Interest on federal funds sold	7	7	23	12
TOTAL INTEREST INCOME	2,159	2,352	6,286	7,251
INTEREST EXPENSE	'	'	'	'
Interest on deposits	285	386	912	1,222
Interest on borrowed funds	115	118	341	352
TOTAL INTEREST EXPENSE	400	504	1,253	1,574
NET INTEREST INCOME	1,759	1,848	5,033	5,677
Provision for loan losses	0	0	-186	191
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	1,759	1,848	5,219	5,486
NONINTEREST INCOME	'	'	'	'
Service charges	121	128	347	383
Net gain on sale of securities	0	0	0	31
Net gain on sale of loans	0	63	0	112
Net gain (loss) on sale of other real estate owned	106	114	477	118
Credit card income and fees	87	80	254	242
Other	66	57	207	236
TOTAL NONINTEREST INCOME	380	442	1,285	1,122
NONINTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	860	869	2,571	2,747
Net occupancy and equipment expense	228	280	827	830
Other real estate owned expense	79	70	236	48
FDIC insurance expense	120	135	360	405
Legal and professional fees	84	263	276	398
Data processing	77	91	239	264
Advertising	54	45	151	138
Examinations and audits	122	42	204	132
Telephone	21	24	67	87
Other operating expenses	291	265	871	880
TOTAL NONINTEREST EXPENSE	1,936	2,084	5,802	5,929
INCOME BEFORE INCOME TAXES	203	206	702	679
Income tax expense	0	0	0	0
NET INCOME	$203	$206	$702	$679
Basic earnings per common share (in dollars per share)	$0.35	$0.60	$1.33	$2.08
Diluted earnings per common share (in dollars per share)	$0.34	$0.60	$1.29	$2.08

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net income	$203	$206	$702	$679
Other comprehensive income (loss), net of tax:	'	'	'	'
Unrealized net holding gain (loss) on securities available for sale, net of income taxes	-3	-25	149	-561
Reclassification for gains recognized on sale of securities available for sale, net of income taxes	'	'	0	-20
Other comprehensive income (loss)	-3	-25	149	-581
Comprehensive income	$200	$181	$851	$98

CONSOLIDATED_STATEMENTS_OF_COM1

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Parenthetical] (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax	($2)	($13)	$77	($287)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	'	'	'	$11

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Balance at beginning of period	$5,626	$5,524
Issuance of common stock - 238,057 shares in 2014	3,005	0
Issuance of common stock warrants - 119,003 warrants in 2014	188	0
Purchase of treasury stock - 625 shares in 2013	'	-61
Net income	702	679
Other comprehensive income (loss)	149	-581
Balance at end of period	$9,670	$5,561

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY [Parenthetical]	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2014	Sep. 30, 2013
	Common Stock [Member]	Warrant [Member]	Treasury Stock [Member]
Stock Issued During Period, Shares, New Issues	238,057	'	'
Stock Repurchased During Period, Shares	'	'	625
Class of Warrant or Right, Outstanding	'	119,003	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$702	$679
Adjustment to reconcile net income to net cash provided by (used in) operating activities	'	'
Provision for loan losses	-186	191
Depreciation and amortization	262	279
Deferred income taxes	0	0
Investment securities amortization (accretion), net	-5	193
Provision for loss on other real estate owned	86	0
Change in value of bank owned life insurance	0	-3
Net (gain) loss on sale of other real estate owned	-477	-118
(Gain) loss on sale of investments	0	-31
Net (gain) loss on disposition of premises and equipment	20	0
Net (gain) on sale of loans	0	-112
Proceeds from sale of loans	0	4,312
Loans originated for sale	0	-4,200
Net change in:	'	'
Accrued interest receivable	43	-62
Accrued interest payable	-379	-125
Other assets	438	-71
Other liabilities	-137	-463
Net cash provided by (used in) operating activities	367	469
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Purchases of available for sale securities	-5,070	0
Proceeds from maturities of available for sale securities	2,953	6,467
Proceeds from sales of other securities	0	80
Net change in loans	-1,552	15,392
Proceeds from sale of other real estate owned	2,545	2,430
Purchases of premises and equipment	-120	-8
Net cash provided by (used in) investing activities	-1,244	24,361
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net change in deposits	-6,127	-15,487
Payments on borrowed funds	-161	-152
Purchase of treasury stock	0	-61
Proceeds from issuance of common stock and warrants	3,193	0
Net cash provided by (used in) financing activities	-3,095	-15,700
Net increase in cash and cash equivalents	-3,972	9,130
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	15,004	10,215
CASH AND CASH EQUIVALENTS AT END OF PERIOD	11,032	19,345
Supplemental Disclosure of Cash Flows	'	'
Cash paid during the period for: Interest	1,632	1,699
Cash paid during the period for: Taxes	0	0
Supplemental Schedule of Noncash Investing and Financing Activities	'	'
Transfer of loans to other real estate owned	$733	$2,532

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Significant Accounting Policies [Text Block]	'
	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Nature of Operations
	Citizens Independent Bancorp, Inc. (the Bancorp), a bank holding company for The Citizens Bank of Logan (the Bank), collectively referred to as the “Company” is engaged in the business of commercial and retail banking services with operations conducted through offices in Hocking, Athens and Fairfield counties. These communities and surrounding areas are the source of substantially all the Company's deposit and loan activities. Secured loans are secured by business assets, consumer assets, residential real estate and non-residential real estate. The majority of Company income is derived from commercial, real estate and retail lending activities and investments. Other financial instruments which potentially represent concentrations of credit risk include deposit accounts in other financial institutions and federal funds sold.
	Basis of Financial Statement Presentation
	These consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with instructions to Form 10-Q and Article 8 of Regulation S-X.  Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles (GAAP) for annual year-end financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation, have been included and are of a normal, recurring nature. The balance sheet as of December 31, 2013 has been derived from the audited financial statements at that date, but does not include all of the information and footnotes required by generally accepted accounting principles.  Operating results for the three and nine month periods ended September 30, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014.
	The accounting and reporting policies of the Bancorp and the Bank conform to accounting principles generally accepted in the United States of America and to general practices followed within the banking industry.
	The consolidated balance sheet as of December 31, 2013 has been extracted from audited financial statements included in the Company’s 2013 filing on Form 10-K. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States have been omitted. These financial statements should be read in conjunction with the financial statements and notes thereto included in the Company’s December 31, 2013 Form 10-K.
	Information is presented in these notes with dollars expressed in thousands, unless otherwise noted or specified.
	Principles of Consolidation
	The consolidated financial statements include the accounts of Citizens Independent Bancorp, Inc. and its wholly-owned subsidiary, The Citizens Bank of Logan. The financial statements of the Bank include the accounts of its wholly-owned subsidiaries, Countywide Mortgage Company and Countywide Loan Company. Citizens Travel Center was closed in third quarter, 2013. The balance sheet and statement of income for the Citizens Travel Center were immaterial to the 2013 consolidated financial statements. All significant intercompany transactions and balances have been eliminated.
	Recent Accounting Pronouncements
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The adoption of this pronouncement did not have a material effect on the consolidated financial statements.
	Stock Offering
	The Company concluded the stock offering on June 25, 2014 having sold a total of 238,057 shares at a price of $14.49 per share. Those shareholders who had purchased stock at the initial price of $15.39 per share were offered the option of rescission or were refunded the difference of $0.90 per share between the original offered price and the adjusted price of $14.49 per share. A total of 63 shares were rescinded as a result of the offer. Net proceeds of the offering were reduced by $256 thousand of direct stock offering costs. The Company invested $2.1 million in The Citizens Bank of Logan. Remaining funds of $1.1 million were retained in the holding company for debt service and general purposes.
	Common Stock Warrants
	In June, 2014 the Company issued warrants to purchase 119,003 shares of common stock in connection with the issuance of common stock in the stock offering campaign. These warrants entitle the holder to purchase the Company’s common stock at 90% of the prior month’s closing book value. These warrants are valid for a period of two years from issue and expire June 26, 2016. Allocated value of these common stock warrants is $188 thousand based on the Black Scholes methodology.

EARNINGS_PER_COMMON_SHARE

EARNINGS PER COMMON SHARE	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	NOTE 2 - EARNINGS PER COMMON SHARE
	Earnings per common share are net income divided by the weighted average common shares outstanding during the period. The factors used in the earnings per share computation for the three and nine month periods ended September 30, 2014 and 2013 follow:
		(Dollars in thousands, except
		per share data)
		Three Months Ended
		September 30,
		2014		2013
	Net income	$	203	$	206
	Weighted average common shares outstanding		583,425		345,368
	Basic earnings per common share	$	0.35	$	0.6
	Total Shares and Warrants		597,264		345,368
	Diluted earnings per common share	$	0.34	$	0.6
		Nine Months Ended
		September 30,
		2014		2013
	Net income	$	702	$	679
	Weighted average common shares outstanding		528,487		325,753
	Basic earnings per common share	$	1.33	$	2.08
	Total Shares and Warrants		542,305		325,753
	Diluted earnings per common share	$	1.29	$	2.08

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	NOTE 3 - INVESTMENT SECURITIES
	The amortized cost of securities and their approximate fair values are as follows:
		(Dollars in thousands)
		September 30, 2014
		Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	U.S. Treasury securities	$	5,057	$	3	$	-6	$	5,054
	U.S. government federal agencies		13,914		12		-109		13,817
	State and local governments		6,088		250		-1		6,337
	Mortgage backed securities		11,847		54		-130		11,771
	Total	$	36,906	$	319	$	-246	$	36,979
		December 31, 2013
		Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	U.S. Treasury securities	$	-	$	-	$	-	$	-
	U.S. government federal agencies		13,937		8		-233		13,712
	State and local governments		7,015		334		-10		7,339
	Mortgage backed securities		13,831		36		-288		13,579
	Total	$	34,783	$	378	$	-531	$	34,630
	The following is a summary of maturities of securities available-for-sale as of September 30, 2014:
		(Dollars in thousands)
		Securities available for sale
		Amortized		Fair
		Cost		Value
	Amounts maturing in:
	One year or less	$	646	$	650
	After one year through five years		21,039		21,131
	After five years through ten years		4,236		4,296
	After ten years		10,985		10,902
	Total	$	36,906	$	36,979
	Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations without call or prepayment penalties.
	Investment securities with a carrying amount of approximately $29,572,000 and $31,835,000 were pledged to secure deposits as required or permitted by law at September 30, 2014 and December 31, 2013, respectively.
	Information pertaining to securities with gross unrealized losses at September 30, 2014 and December 31, 2013, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows:
						(Dollars in thousands)
		Less than 12 months				12 months or greater				Total
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Losses				Losses				Losses
	30-Sep-14
	U.S. Treasury securities	$	1,974	$	-6	$	-	$	-	$	1,974	$	-6
	U.S. government federal agencies		4,575		-19		4,951		-90		9,526		-109
	State and local governments		578		-1		-		-		578		-1
	Mortgage backed securities		2,617		-6		5,269		-124		7,886		-130
	Total	$	9,744	$	-32	$	10,220	$	-214	$	19,964	$	-246
	31-Dec-13
	U.S. Treasury securities	$	-	$	-	$	-	$	-	$	-	$	-
	U.S. government federal agencies		12,416		-233		-		-		12,416		-233
	State and local governments		570		-10		-		-		570		-10
	Mortgage backed securities		9,791		-288		-		-		9,791		-288
	Total	$	22,777	$	-531	$	-	$	-	$	22,777	$	-531
	The investment portfolio contains unrealized losses of direct obligations of U.S. securities, including mortgage-related instruments issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, and debt obligations of a U.S. state or political subdivision. As management has the ability to hold debt securities until maturity, or the foreseeable future if classified as available-for-sale, no declines are deemed to be other than temporary.
	Management evaluates securities for other than temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Bank to retain its investment in the issuer for a period of time sufficient to allow for any recovery in fair value.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 4 - LOANS AND ALLOWANCE FOR LOAN LOSSES
	The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the periods indicated:
			(Dollars in thousands)
			Nine Months Ended				Three Months Ended
			September 30,		September 30,		September 30,		September 30,
			2014		2013		2014		2013
	Allowance at beginning of period		$	4,384	$	5,204	$	3,900	$	4,725
	Provision for credit losses			-186		191		-		-
	Charge-offs:
	Commercial			435		909		27		177
	Real Estate			45		107		7		1
	Consumer			167		131		31		3
	Total charge-offs		$	647	$	1,147	$	65	$	181
	Recoveries:
	Commercial			273		387		25		111
	Real Estate			7		185		2		183
	Consumer			39		30		8		12
	Total Recoveries			319		602		35		306
	Ending allowance		$	3,870	$	4,850	$	3,870	$	4,850
	The following tables present the recorded investment with respect to loans and the related allowance by portfolio segment at the dates indicated:
							(Dollars in thousands)
			Collectively Evaluated				Individually Evaluated				Total
			Allowance for loan losses		Recorded investment in loans		Allowance for loan losses		Recorded investment in loans		Allowance for loan losses		Recorded investment in loans
	30-Sep-14
	Commercial		$	2,573	$	77,614	$	839	$	10,246	$	3,412	$	87,860
	Real estate			150		37,995		90		616		240		38,611
	Consumer			196		20,738		22		264		218		21,002
	Total		$	2,919	$	136,347	$	951	$	11,126	$	3,870	$	147,473
	31-Dec-13
	Commercial		$	2,802	$	81,716	$	1,071	$	9,874	$	3,873	$	91,590
	Real estate			183		33,219		84		778		267		33,997
	Consumer			189		21,183		55		247		244		21,430
	Total		$	3,174	$	136,118	$	1,210	$	10,899	$	4,384	$	147,017
	As part of its monitoring process, the Bank utilizes a risk rating system which quantifies the risk the Bank estimates it has assumed when entering into a loan transaction and during the life of that loan. The system rates the strength of the borrower and the transaction and is designed to provide a program for risk management and early detection of problems. Loans are graded on a scale of 1 through 8, with a grade of 4 or below classified as “Pass” rated credits. Following is a description of the general characteristics of risk grades 5 through 8:
	5 – Special Mention - The weighted overall risk associated with this credit is considered higher than normal (but still acceptable) or the loan possesses deficiencies which corrective action by the Bank would remedy, thereby reducing risk.
	6 – Substandard - The weighted overall risk associated with this credit (based on each of the Bank’s creditworthiness criteria) is considered undesirable, the credit demonstrates a well-defined weakness or the Bank is inadequately protected and there exists the distinct possibility of sustaining some loss if not corrected.
	7 – Doubtful - Weakness makes collection or liquidation in full (based on currently existing facts) improbable.
	8 – Loss- This credit is of little value and not warranted as a bankable asset. Accordingly, the Bank does not carry any loans on the books that are graded 8 – loss, instead these loans are charged off.
	The Bank’s strategy for credit risk management includes ongoing credit examinations and management reviews of loans exhibiting deterioration of credit quality. A deteriorating credit indicates an elevated likelihood of delinquency. When a loan becomes delinquent, its credit grade is reviewed and changed accordingly. Each downgrade to a classified credit results in a higher percentage of reserve to reflect the increased likelihood of loss for similarity graded credits. Further deterioration could result in a certain credit being deemed impaired resulting in a collateral valuation for purposes of establishing a specific reserve which reflects the possible extent of such loss for that credit.
	The following tables present the risk category of loans by class of loans based on the most recent analysis performed at September 30, 2014 and December 31, 2013.
	Commercial Credit Exposure
	Credit risk profile by credit worthiness category
			(Dollars in thousands)
			Commercial				Commercial
			Mortgage				Other
	Category		9/30/14		12/31/13		9/30/14		12/31/13
	Pass		$	62,070	$	58,765	$	11,144	$	11,424
	5			5,255		11,468		217		2,480
	6			8,374		6,657		101		722
	7			699		74		-		-
	Total		$	76,398	$	76,964	$	11,462	$	14,626
	Consumer Credit Exposure
	Credit risk by credit worthiness category
					(Dollars in thousands)
			Residential				Consumer				Consumer				Consumer
			Real Estate				Equity				Auto				Other
	Category		9/30/14		12/31/13		9/30/14		12/31/13		9/30/14		12/31/13		9/30/14		12/31/13
	Pass		$	37,602	$	32,201	$	7,327	$	7,351	$	11,662	$	11,908	$	1,814	$	1,738
	5			444		792		77		210		45		62		-		-
	6			565		1,004		15		105		61		53		-		-
	7			-		-		-		-		1		3		-		-
	Total		$	38,611	$	33,997	$	7,419	$	7,666	$	11,769	$	12,026	$	1,814	$	1,738
	Loans evaluated for impairment include loans classified as troubled debt restructurings and non-performing commercial, mortgage and consumer loans. The following tables set forth certain information regarding the Bank’s impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary for the periods indicated:
		(Dollars in thousands)
				Unpaid
		Recorded		Principal		Related
		Investment		Balance		Allowance
30-Sep-14
With no related allowance recorded:
Commercial mortgage		$	7,530	$	7,861	$	-
Commercial other			73		75		-
Residential real estate			169		220		-
Consumer equity			15		16		-
Consumer auto			96		98		-
Subtotal			7,883		8,270		-
With an allowance recorded:
Commercial mortgage		$	2,643	$	2,721	$	836
Commercial other			-		-		3
Residential real estate			447		450		90
Consumer equity			153		153		15
Consumer auto			-		-		7
Subtotal			3,243		3,324		951
Total		$	11,126	$	11,594	$	951
				Unpaid
		Recorded		Principal		Related
		Investment		Balance		Allowance
31-Dec-13
With no related allowance recorded:
Commercial mortgage		$	6,824	$	7,048	$	-
Commercial other			113		115		-
Residential real estate			558		615		-
Consumer equity			96		97		-
Consumer auto			132		135		-
Subtotal			7,723		8,010		-
With an allowance recorded:
Commercial mortgage			2,352		3,629		624
Commercial other			656		792		447
Residential real estate			452		455		84
Consumer equity			165		166		53
Consumer auto			9		9		2
Subtotal			3,634		5,051		1,210
Total		$	11,357	$	13,061	$	1,210
The following tables present the average recorded investments in impaired loans and the amount of interest income recognized on impaired loans after impairment by class for the periods indicated.
			(Dollars in thousands)
		No Related				With Related
		Allowance Recorded				Allowance Recorded				Total
				Total				Total				Total
		Average		Interest		Average		Interest		Average		Interest
		Recorded		Income		Recorded		Income		Recorded		Income
		Investment		Recognized		Investment		Recognized		Investment		Recognized
Nine Month Period
Ended September 30, 2014
Commercial:
Mortgage		$	7,654	$	86	$	2,365	$	19	$	10,019	$	105
Other			168		2		251		-		419		2
Residential real estate			242		3		534		13		776		16
Consumer:
Equity			75		-		157		8		232		8
Auto			108		1		2		-		110		1
Other			-		-		-		-		-		-
Total		$	8,247	$	92	$	3,309	$	40	$	11,556	$	132
Nine Month Period
Ended September 30, 2013
Commercial:
Mortgage		$	6,656	$	108	$	2,293	$	5	$	8,949	$	113
Other			2,382		-		865		3		3,247		3
Residential real estate			533		-		413		16		946		16
Consumer:
Equity			66		-		141		9		207		9
Auto			180		-		65		6		245		6
Other			14		-		37		1		51		1
Total		$	9,831	$	108	$	3,814	$	40	$	13,645	$	148
			(Dollars in thousands)
		No Related				With Related
		Allowance Recorded				Allowance Recorded				Total
				Total				Total				Total
		Average		Interest		Average		Interest		Average		Interest
		Recorded		Income		Recorded		Income		Recorded		Income
		Investment		Recognized		Investment		Recognized		Investment		Recognized
Three Month Period
Ended September 30, 2014
Commercial:
Mortgage		$	7,673	$	29	$	2,589	$	6	$	10,262	$	35
Other			80		1		60		-		140		1
Residential real estate			145		1		532		4		677		5
Consumer:
Equity			52		-		153		3		205		3
Auto			81		-		-		-		81		-
Other			-		-		-		-		-		-
Total		$	8,031	$	31	$	3,334	$	13	$	11,365	$	44
Three Month Period
Ended September 30, 2013
Commercial:
Mortgage		$	8,328	$	36	$	1,181	$	2	$	9,509	$	38
Other			20		-		766		1		786		1
Residential real estate			106		-		723		5		829		5
Consumer:
Equity			49		-		189		3		238		3
Auto			12		-		131		2		143		2
Other			-		-		71		-		71		-
Total		$	8,515	$	36	$	3,061	$	13	$	11,576	$	49
The following table summarizes information relative to loan modifications determined to be troubled debt restructurings (TDRs) during the nine and three months ended September 30, 2014.
				(Dollars in thousands)
				Pre-Modification		Post-Modification
		Number		Outstanding		Outstanding
		of		Recorded		Recorded
		TDRs		Investment (1)		Investment
Nine months ended September 30, 2014
Commercial mortgage			5	$	1,260	$	1,260
Residential mortgage			2		186		186
Consumer auto			2		2		2
Unsecured			1		1		1
Total			10	$	1,449	$	1,449
Nine months ended September 30, 2013
Commercial mortgage			1		287		283
Commercial other			1		212		202
Consumer auto			2		29		28
Unsecured			-		-		-
Total			4	$	528	$	513
				Pre-Modification		Post-Modification
		Number		Outstanding		Outstanding
		of		Recorded		Recorded
		TDRs		Investment (1)		Investment
Three months ended September 30, 2014
Commercial mortgage			2	$	950	$	950
Residential mortgage			-		-		-
Consumer auto			1		1		1
Unsecured			-		-		-
Total			3	$	951	$	951
Three months ended September 30, 2013
Commercial mortgage			1		287		283
Commercial other			1		212		202
Consumer auto			-		-		-
Unsecured			-		-		-
Total			2	$	499	$	485
	-1	– Pre-modification balance is calculated using the loan balance on the day prior to modification as TDR.
A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Bank offers various types of concessions when modifying a loan. Loan terms that may be modified due to a borrower’s financial situation include, but are not limited to, a reduction in the stated interest rate, a reduction in the face amount of the debt, a reduction of the accrued interest, temporary interest-only payments, or re-aging, extensions, deferrals, renewals and rewrites. In mitigation, additional collateral, a co-borrower or a guarantor may be requested.
During the nine month period ended September 30, 2014 loans were modified by either a reduction in rates or a change in the contractual maturity date of the note. Two loans were modified with reduced interest rates and the contractual maturity date of eight loans was extended.
Loans modified in a TDR may already be on nonaccrual status and partial charge-offs may have in some cases been taken against the outstanding loan balance. The allowance for impaired loans that has been modified in a TDR is measured based on the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent or on the present value of expected future cash flows, discounted at the loan’s original effective interest rate. Management exercises significant judgment in developing these determinations.
There have been three loans totaling $963,000 which were modified as a TDR within the previous twelve months that have subsequently defaulted as of September 30, 2014.
The following table presents the loan portfolio by class summarized by aging categories, at September 30, 2014 and December 31, 2013:
														Recorded
														Investment
		30-59		60-89		>90								>90 Days
		Days		Days		Days		Total				Total		and
		Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
30-Sep-14
Commercial:
Mortgage		$	1,773	$	308	$	4,836	$	6,917	$	69,481	$	76,398	$	-
Other			-		5		20		25		11,437		11,462		-
Residential real estate			457		156		25		638		37,973		38,611		-
Consumer:
Equity			42		-		15		57		7,362		7,419		-
Auto			38		3		25		66		11,703		11,769		-
Other			17		18		3		38		1,776		1,814		3
Total		$	2,327	$	490	$	4,924	$	7,741	$	139,732	$	147,473	$	3
31-Dec-13
Commercial:
Mortgage		$	1,923	$	203	$	3,153	$	5,279	$	71,685	$	76,964	$	-
Other			140		74		174		388		14,238		14,626		-
Residential real estate			639		156		259		1,054		32,943		33,997		-
Consumer:
Equity			81		16		-		97		7,569		7,666		-
Auto			46		11		-		57		11,969		12,026		-
Other			71		60		-		131		1,607		1,738		-
Total		$	2,900	$	520	$	3,586	$	7,006	$	140,011	$	147,017	$	-
The following summarizes by loan class, the loans on nonaccrual status at September 30, 2014 and December 31, 2013:
		(Dollars in thousands)
		September 30,		December 31,
		2014		2013
Commercial:
Mortgage		$	7,223	$	6,443
Other			30		529
Residential real estate			274		680
Consumer:
Equity			15		105
Auto			46		31
Other			-		-
Total		$	7,588	$	7,788

EMPLOYEE_BENEFIT_PLANS

EMPLOYEE BENEFIT PLANS	9 Months Ended
	Sep. 30, 2014
Compensation and Retirement Disclosure [Abstract]	'
Pension and Other Postretirement Benefits Disclosure [Text Block]	'
	NOTE 5 – EMPLOYEE BENEFIT PLANS
	The bank has a qualified noncontributory benefit pension plan which covers certain employees. The benefits are primarily based on years of service and earnings. A minimum annual contribution of $84,000 is required.
	The following table presents the components of the net periodic pension cost of the Defined Benefit Plan.
		(Dollars in thousands)
		Three months ended September 30,				Nine months ended September 30,
		2014		2013		2014		2013
	Net periodic pension cost:
	Interest cost on projected benefit obligation	$	13	$	13	$	39	$	39
	Expected return on plan assets		-10		-2		-30		-6
	Settlement loss		-		22		-		65
	Net amortization of deferral of (gains) losses		12		22		36		67
	Net periodic pension cost	$	15	$	55	$	45	$	165

FAIR_VALUES_OF_FINANCIAL_INSTR

FAIR VALUES OF FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 6 - FAIR VALUES OF FINANCIAL INSTRUMENTS
	Fair Value Measurements and Disclosures of the FASB ASC, requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Fair value accounting guidance excluded certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.
	The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:
	Cash and cash equivalents: The carrying amounts reported in the balance sheet for cash and cash equivalents approximate those assets' fair values.
	Investment securities: Fair values for investment securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Other securities consist mainly of shares of Federal Home Loan Bank stock that do not have readily determinable fair values and are carried at cost.
	Loans: For variable-rate loans that re-price frequently and with no significant change in credit risk, fair values are based on carrying amounts. The fair values for other loans (for example, fixed rate commercial real estate and rental property mortgage loans and commercial and industrial loans) are estimated using discounted cash flow analysis, based on interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Loan fair value estimates include judgments regarding future expected loss experience and risk characteristics. Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values, where applicable.
	Deposits: The fair values disclosed for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). The carrying amounts of variable-rate, fixed-term money-market accounts and certificates of deposit approximate their fair values. Fair values for fixed -rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently offered on certificates to a schedule of aggregated contractual expected monthly maturities on time deposits.
	Accrued interest: The carrying amounts of accrued interest approximate the fair values.
	Borrowed funds: The carrying amounts of borrowed funds which mature within 90 days approximate their fair values. The fair values of other borrowed funds are estimated using discounted cash flow analysis that applies interest rates currently offered on similar instruments.
	Fair Value Hierarchy
	The Company groups its financial assets and financial liabilities generally measured at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.
	Level 1 – Valuation is based on quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 1 assets and liabilities generally include debt and equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
	Level 2 – Valuation is based on inputs other than quoted prices included with Level 1 that are observable for the asset or liability, either directly or indirectly. The valuation may be based on quoted prices similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the asset or liability.
	Level 3 – Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation.
	A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
		(Dollars in thousands)
		Fair Value Measurements
		Using
		Quoted Prices in		Significant
		Active Markets		Other		Significant
		for Identical		Observable		Unobservable
		Assets/Liabilities		Inputs		Inputs
		(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Assets:
	Available for sale securities:
	U.S. Treasury securities	$	-	$	5,054	$	-
	U.S. government federal agencies		-		13,817		-
	State & local governments		-		6,337		-
	Mortgage backed securities		-		11,771		-
	31-Dec-13
	Assets:
	Available for sale securities:
	U.S. Treasury securities	$	-	$	-	$	-
	U.S. government federal agencies		-		13,712		-
	State & local governments		-		7,339		-
	Mortgage backed securities		-		13,579		-
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
		(Dollars in thousands)
		Fair Value Measurements
		Using
		Quoted Prices in		Significant
		Active Markets		Other		Significant
		for Identical		Observable		Unobservable
		Assets/Liabilities		Inputs		Inputs
		(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Assets:
	Impaired loans	$	-	$	-	$	10,175
	Other real estate owned		-		-		1,146
	31-Dec-13
	Assets:
	Impaired loans	$	-	$	-	$	10,147
	Other real estate owned		-		-		2,532
	The estimated fair values of the Company's financial instruments are as follows:
						Quoted
		(Dollars in thousands)				Prices in
						Active
						Markets		Other		Significant
						for Identical		Observable		Unobservable
		Carrying		Fair		Assets/Liabilities		Inputs		Inputs
		Amount		Value		(Level 1)		(Level 2)		(Level 3)
30-Sep-14
Financial assets:
Cash and cash equivalents	$	11,032	$	11,032	$	-	$	11,032	$	-
Investment securities		36,979		36,979		-		36,979		-
Other investment securities		859		859		-		-		859
Loans, net		143,603		147,596		-		-		147,596
Accrued interest receivable		403		403		-		-		403
Financial liabilities:
Noninterest-bearing deposits	$	21,918	$	21,918	$	-	$	21,918	$	-
Interest-bearing deposits		157,526		154,761		-		154,761		-
Borrowed funds		6,202		6,202		-		6,202		-
Accrued interest payable		1,556		1,556		-		-		1,556
31-Dec-13
Financial assets:
Cash and cash equivalents	$	15,004	$	15,004	$	-	$	15,004	$	-
Investment securities		34,630		34,630		-		34,630		-
Other investment securities		859		859		-		-		859
Loans, net		142,633		147,703		-		-		147,703
Accrued interest receivable		446		446		-		-		446
Financial liabilities:
Noninterest-bearing deposits	$	20,539	$	20,539	$	-	$	20,539	$	-
Interest-bearing deposits		165,032		165,502		-		165,502		-
Borrowed funds		6,363		6,363		-		6,363		-
Accrued interest payable		1,935		1,935		-		-		1,935
The carrying amounts in the preceding table are included in the balance sheet under the applicable captions. No derivatives were held by the Company for trading purposes.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Nature of Operations [Text Block]	'
	Nature of Operations
	Citizens Independent Bancorp, Inc. (the Bancorp), a bank holding company for The Citizens Bank of Logan (the Bank), collectively referred to as the “Company” is engaged in the business of commercial and retail banking services with operations conducted through offices in Hocking, Athens and Fairfield counties. These communities and surrounding areas are the source of substantially all the Company's deposit and loan activities. Secured loans are secured by business assets, consumer assets, residential real estate and non-residential real estate. The majority of Company income is derived from commercial, real estate and retail lending activities and investments. Other financial instruments which potentially represent concentrations of credit risk include deposit accounts in other financial institutions and federal funds sold.
Basis of Accounting, Policy [Policy Text Block]	'
	Basis of Financial Statement Presentation
	These consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with instructions to Form 10-Q and Article 8 of Regulation S-X.  Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles (GAAP) for annual year-end financial statements. In the opinion of management, all adjustments considered necessary for a fair presentation, have been included and are of a normal, recurring nature. The balance sheet as of December 31, 2013 has been derived from the audited financial statements at that date, but does not include all of the information and footnotes required by generally accepted accounting principles.  Operating results for the three and nine month periods ended September 30, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014.
	The accounting and reporting policies of the Bancorp and the Bank conform to accounting principles generally accepted in the United States of America and to general practices followed within the banking industry.
	The consolidated balance sheet as of December 31, 2013 has been extracted from audited financial statements included in the Company’s 2013 filing on Form 10-K. Certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States have been omitted. These financial statements should be read in conjunction with the financial statements and notes thereto included in the Company’s December 31, 2013 Form 10-K.
	Information is presented in these notes with dollars expressed in thousands, unless otherwise noted or specified.
Consolidation, Policy [Policy Text Block]	'
	Principles of Consolidation
	The consolidated financial statements include the accounts of Citizens Independent Bancorp, Inc. and its wholly-owned subsidiary, The Citizens Bank of Logan. The financial statements of the Bank include the accounts of its wholly-owned subsidiaries, Countywide Mortgage Company and Countywide Loan Company. Citizens Travel Center was closed in third quarter, 2013. The balance sheet and statement of income for the Citizens Travel Center were immaterial to the 2013 consolidated financial statements. All significant intercompany transactions and balances have been eliminated.
New Accounting Pronouncements, Policy [Policy Text Block]	'
	Recent Accounting Pronouncements
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The adoption of this pronouncement did not have a material effect on the consolidated financial statements.
	Stock Offering
	The Company concluded the stock offering on June 25, 2014 having sold a total of 238,057 shares at a price of $14.49 per share. Those shareholders who had purchased stock at the initial price of $15.39 per share were offered the option of rescission or were refunded the difference of $0.90 per share between the original offered price and the adjusted price of $14.49 per share. A total of 63 shares were rescinded as a result of the offer. Net proceeds of the offering were reduced by $256 thousand of direct stock offering costs. The Company invested $2.1 million in The Citizens Bank of Logan. Remaining funds of $1.1 million were retained in the holding company for debt service and general purposes.
	Common Stock Warrants
	In June, 2014 the Company issued warrants to purchase 119,003 shares of common stock in connection with the issuance of common stock in the stock offering campaign. These warrants entitle the holder to purchase the Company’s common stock at 90% of the prior month’s closing book value. These warrants are valid for a period of two years from issue and expire June 26, 2016. Allocated value of these common stock warrants is $188 thousand based on the Black Scholes methodology.

EARNINGS_PER_COMMON_SHARE_Tabl

EARNINGS PER COMMON SHARE (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The factors used in the earnings per share computation for the three and nine month periods ended September 30, 2014 and 2013 follow:
		(Dollars in thousands, except
		per share data)
		Three Months Ended
		September 30,
		2014		2013
	Net income	$	203	$	206
	Weighted average common shares outstanding		583,425		345,368
	Basic earnings per common share	$	0.35	$	0.6
	Total Shares and Warrants		597,264		345,368
	Diluted earnings per common share	$	0.34	$	0.6
		Nine Months Ended
		September 30,
		2014		2013
	Net income	$	702	$	679
	Weighted average common shares outstanding		528,487		325,753
	Basic earnings per common share	$	1.33	$	2.08
	Total Shares and Warrants		542,305		325,753
	Diluted earnings per common share	$	1.29	$	2.08

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Available-for-sale Securities [Table Text Block]	'
	The amortized cost of securities and their approximate fair values are as follows:
		(Dollars in thousands)
		September 30, 2014
		Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	U.S. Treasury securities	$	5,057	$	3	$	-6	$	5,054
	U.S. government federal agencies		13,914		12		-109		13,817
	State and local governments		6,088		250		-1		6,337
	Mortgage backed securities		11,847		54		-130		11,771
	Total	$	36,906	$	319	$	-246	$	36,979
		December 31, 2013
		Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
	U.S. Treasury securities	$	-	$	-	$	-	$	-
	U.S. government federal agencies		13,937		8		-233		13,712
	State and local governments		7,015		334		-10		7,339
	Mortgage backed securities		13,831		36		-288		13,579
	Total	$	34,783	$	378	$	-531	$	34,630
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	The following is a summary of maturities of securities available-for-sale as of September 30, 2014:
		(Dollars in thousands)
		Securities available for sale
		Amortized		Fair
		Cost		Value
	Amounts maturing in:
	One year or less	$	646	$	650
	After one year through five years		21,039		21,131
	After five years through ten years		4,236		4,296
	After ten years		10,985		10,902
	Total	$	36,906	$	36,979
Schedule of Unrealized Loss on Investments [Table Text Block]	'
	Information pertaining to securities with gross unrealized losses at September 30, 2014 and December 31, 2013, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows:
						(Dollars in thousands)
		Less than 12 months				12 months or greater				Total
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Losses				Losses				Losses
	30-Sep-14
	U.S. Treasury securities	$	1,974	$	-6	$	-	$	-	$	1,974	$	-6
	U.S. government federal agencies		4,575		-19		4,951		-90		9,526		-109
	State and local governments		578		-1		-		-		578		-1
	Mortgage backed securities		2,617		-6		5,269		-124		7,886		-130
	Total	$	9,744	$	-32	$	10,220	$	-214	$	19,964	$	-246
	31-Dec-13
	U.S. Treasury securities	$	-	$	-	$	-	$	-	$	-	$	-
	U.S. government federal agencies		12,416		-233		-		-		12,416		-233
	State and local governments		570		-10		-		-		570		-10
	Mortgage backed securities		9,791		-288		-		-		9,791		-288
	Total	$	22,777	$	-531	$	-	$	-	$	22,777	$	-531

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the periods indicated:
			(Dollars in thousands)
			Nine Months Ended				Three Months Ended
			September 30,		September 30,		September 30,		September 30,
			2014		2013		2014		2013
	Allowance at beginning of period		$	4,384	$	5,204	$	3,900	$	4,725
	Provision for credit losses			-186		191		-		-
	Charge-offs:
	Commercial			435		909		27		177
	Real Estate			45		107		7		1
	Consumer			167		131		31		3
	Total charge-offs		$	647	$	1,147	$	65	$	181
	Recoveries:
	Commercial			273		387		25		111
	Real Estate			7		185		2		183
	Consumer			39		30		8		12
	Total Recoveries			319		602		35		306
	Ending allowance		$	3,870	$	4,850	$	3,870	$	4,850
Impaired Financing Receivables [Table Text Block]	'
	The following tables present the recorded investment with respect to loans and the related allowance by portfolio segment at the dates indicated:
							(Dollars in thousands)
			Collectively Evaluated				Individually Evaluated				Total
			Allowance for loan losses		Recorded investment in loans		Allowance for loan losses		Recorded investment in loans		Allowance for loan losses		Recorded investment in loans
	30-Sep-14
	Commercial		$	2,573	$	77,614	$	839	$	10,246	$	3,412	$	87,860
	Real estate			150		37,995		90		616		240		38,611
	Consumer			196		20,738		22		264		218		21,002
	Total		$	2,919	$	136,347	$	951	$	11,126	$	3,870	$	147,473
	31-Dec-13
	Commercial		$	2,802	$	81,716	$	1,071	$	9,874	$	3,873	$	91,590
	Real estate			183		33,219		84		778		267		33,997
	Consumer			189		21,183		55		247		244		21,430
	Total		$	3,174	$	136,118	$	1,210	$	10,899	$	4,384	$	147,017
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	The following tables present the risk category of loans by class of loans based on the most recent analysis performed at September 30, 2014 and December 31, 2013.
	Commercial Credit Exposure
	Credit risk profile by credit worthiness category
			(Dollars in thousands)
			Commercial				Commercial
			Mortgage				Other
	Category		9/30/14		12/31/13		9/30/14		12/31/13
	Pass		$	62,070	$	58,765	$	11,144	$	11,424
	5			5,255		11,468		217		2,480
	6			8,374		6,657		101		722
	7			699		74		-		-
	Total		$	76,398	$	76,964	$	11,462	$	14,626
	Consumer Credit Exposure
	Credit risk by credit worthiness category
					(Dollars in thousands)
			Residential				Consumer				Consumer				Consumer
			Real Estate				Equity				Auto				Other
	Category		9/30/14		12/31/13		9/30/14		12/31/13		9/30/14		12/31/13		9/30/14		12/31/13
	Pass		$	37,602	$	32,201	$	7,327	$	7,351	$	11,662	$	11,908	$	1,814	$	1,738
	5			444		792		77		210		45		62		-		-
	6			565		1,004		15		105		61		53		-		-
	7			-		-		-		-		1		3		-		-
	Total		$	38,611	$	33,997	$	7,419	$	7,666	$	11,769	$	12,026	$	1,814	$	1,738
Impaired Financing Receivables Segregated By With And Without Allowance Recorded [Table Text Block]	'
	The following tables set forth certain information regarding the Bank’s impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary for the periods indicated:
			(Dollars in thousands)
					Unpaid
			Recorded		Principal		Related
			Investment		Balance		Allowance
	30-Sep-14
	With no related allowance recorded:
	Commercial mortgage		$	7,530	$	7,861	$	-
	Commercial other			73		75		-
	Residential real estate			169		220		-
	Consumer equity			15		16		-
	Consumer auto			96		98		-
	Subtotal			7,883		8,270		-
	With an allowance recorded:
	Commercial mortgage		$	2,643	$	2,721	$	836
	Commercial other			-		-		3
	Residential real estate			447		450		90
	Consumer equity			153		153		15
	Consumer auto			-		-		7
	Subtotal			3,243		3,324		951
	Total		$	11,126	$	11,594	$	951
					Unpaid
			Recorded		Principal		Related
			Investment		Balance		Allowance
	31-Dec-13
	With no related allowance recorded:
	Commercial mortgage		$	6,824	$	7,048	$	-
	Commercial other			113		115		-
	Residential real estate			558		615		-
	Consumer equity			96		97		-
	Consumer auto			132		135		-
	Subtotal			7,723		8,010		-
	With an allowance recorded:
	Commercial mortgage			2,352		3,629		624
	Commercial other			656		792		447
	Residential real estate			452		455		84
	Consumer equity			165		166		53
	Consumer auto			9		9		2
	Subtotal			3,634		5,051		1,210
	Total		$	11,357	$	13,061	$	1,210
Impaired Financing Receivables Segregated By Portfolio Segment And Class [Table Text Block]	'
	The following tables present the average recorded investments in impaired loans and the amount of interest income recognized on impaired loans after impairment by class for the periods indicated.
				(Dollars in thousands)
			No Related				With Related
			Allowance Recorded				Allowance Recorded				Total
					Total				Total				Total
			Average		Interest		Average		Interest		Average		Interest
			Recorded		Income		Recorded		Income		Recorded		Income
			Investment		Recognized		Investment		Recognized		Investment		Recognized
	Nine Month Period
	Ended September 30, 2014
	Commercial:
	Mortgage		$	7,654	$	86	$	2,365	$	19	$	10,019	$	105
	Other			168		2		251		-		419		2
	Residential real estate			242		3		534		13		776		16
	Consumer:
	Equity			75		-		157		8		232		8
	Auto			108		1		2		-		110		1
	Other			-		-		-		-		-		-
	Total		$	8,247	$	92	$	3,309	$	40	$	11,556	$	132
	Nine Month Period
	Ended September 30, 2013
	Commercial:
	Mortgage		$	6,656	$	108	$	2,293	$	5	$	8,949	$	113
	Other			2,382		-		865		3		3,247		3
	Residential real estate			533		-		413		16		946		16
	Consumer:
	Equity			66		-		141		9		207		9
	Auto			180		-		65		6		245		6
	Other			14		-		37		1		51		1
	Total		$	9,831	$	108	$	3,814	$	40	$	13,645	$	148
				(Dollars in thousands)
			No Related				With Related
			Allowance Recorded				Allowance Recorded				Total
					Total				Total				Total
			Average		Interest		Average		Interest		Average		Interest
			Recorded		Income		Recorded		Income		Recorded		Income
			Investment		Recognized		Investment		Recognized		Investment		Recognized
	Three Month Period
	Ended September 30, 2014
	Commercial:
	Mortgage		$	7,673	$	29	$	2,589	$	6	$	10,262	$	35
	Other			80		1		60		-		140		1
	Residential real estate			145		1		532		4		677		5
	Consumer:
	Equity			52		-		153		3		205		3
	Auto			81		-		-		-		81		-
	Other			-		-		-		-		-		-
	Total		$	8,031	$	31	$	3,334	$	13	$	11,365	$	44
	Three Month Period
	Ended September 30, 2013
	Commercial:
	Mortgage		$	8,328	$	36	$	1,181	$	2	$	9,509	$	38
	Other			20		-		766		1		786		1
	Residential real estate			106		-		723		5		829		5
	Consumer:
	Equity			49		-		189		3		238		3
	Auto			12		-		131		2		143		2
	Other			-		-		71		-		71		-
	Total		$	8,515	$	36	$	3,061	$	13	$	11,576	$	49
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	The following table summarizes information relative to loan modifications determined to be troubled debt restructurings (TDRs) during the nine and three months ended September 30, 2014.
					(Dollars in thousands)
					Pre-Modification		Post-Modification
			Number		Outstanding		Outstanding
			of		Recorded		Recorded
			TDRs		Investment (1)		Investment
	Nine months ended September 30, 2014
	Commercial mortgage			5	$	1,260	$	1,260
	Residential mortgage			2		186		186
	Consumer auto			2		2		2
	Unsecured			1		1		1
	Total			10	$	1,449	$	1,449
	Nine months ended September 30, 2013
	Commercial mortgage			1		287		283
	Commercial other			1		212		202
	Consumer auto			2		29		28
	Unsecured			-		-		-
	Total			4	$	528	$	513
					Pre-Modification		Post-Modification
			Number		Outstanding		Outstanding
			of		Recorded		Recorded
			TDRs		Investment (1)		Investment
	Three months ended September 30, 2014
	Commercial mortgage			2	$	950	$	950
	Residential mortgage			-		-		-
	Consumer auto			1		1		1
	Unsecured			-		-		-
	Total			3	$	951	$	951
	Three months ended September 30, 2013
	Commercial mortgage			1		287		283
	Commercial other			1		212		202
	Consumer auto			-		-		-
	Unsecured			-		-		-
	Total			2	$	499	$	485
		-1	– Pre-modification balance is calculated using the loan balance on the day prior to modification as TDR.
Past Due Financing Receivables [Table Text Block]	'
	The following table presents the loan portfolio by class summarized by aging categories, at September 30, 2014 and December 31, 2013:
															Recorded
															Investment
			30-59		60-89		>90								>90 Days
			Days		Days		Days		Total				Total		and
			Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
	30-Sep-14
	Commercial:
	Mortgage		$	1,773	$	308	$	4,836	$	6,917	$	69,481	$	76,398	$	-
	Other			-		5		20		25		11,437		11,462		-
	Residential real estate			457		156		25		638		37,973		38,611		-
	Consumer:
	Equity			42		-		15		57		7,362		7,419		-
	Auto			38		3		25		66		11,703		11,769		-
	Other			17		18		3		38		1,776		1,814		3
	Total		$	2,327	$	490	$	4,924	$	7,741	$	139,732	$	147,473	$	3
	31-Dec-13
	Commercial:
	Mortgage		$	1,923	$	203	$	3,153	$	5,279	$	71,685	$	76,964	$	-
	Other			140		74		174		388		14,238		14,626		-
	Residential real estate			639		156		259		1,054		32,943		33,997		-
	Consumer:
	Equity			81		16		-		97		7,569		7,666		-
	Auto			46		11		-		57		11,969		12,026		-
	Other			71		60		-		131		1,607		1,738		-
	Total		$	2,900	$	520	$	3,586	$	7,006	$	140,011	$	147,017	$	-
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following summarizes by loan class, the loans on nonaccrual status at September 30, 2014 and December 31, 2013:
			(Dollars in thousands)
			September 30,		December 31,
			2014		2013
	Commercial:
	Mortgage		$	7,223	$	6,443
	Other			30		529
	Residential real estate			274		680
	Consumer:
	Equity			15		105
	Auto			46		31
	Other			-		-
	Total		$	7,588	$	7,788

EMPLOYEE_BENEFIT_PLANS_Tables

EMPLOYEE BENEFIT PLANS (Tables)	9 Months Ended
	Sep. 30, 2014
Compensation and Retirement Disclosure [Abstract]	'
Schedule Of Defined Benefit Plan Net Periodic Benefit Cost [Table Text Block]	'
	The following table presents the components of the net periodic pension cost of the Defined Benefit Plan.
		(Dollars in thousands)
		Three months ended September 30,				Nine months ended September 30,
		2014		2013		2014		2013
	Net periodic pension cost:
	Interest cost on projected benefit obligation	$	13	$	13	$	39	$	39
	Expected return on plan assets		-10		-2		-30		-6
	Settlement loss		-		22		-		65
	Net amortization of deferral of (gains) losses		12		22		36		67
	Net periodic pension cost	$	15	$	55	$	45	$	165

FAIR_VALUES_OF_FINANCIAL_INSTR1

FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
		(Dollars in thousands)
		Fair Value Measurements
		Using
		Quoted Prices in		Significant
		Active Markets		Other		Significant
		for Identical		Observable		Unobservable
		Assets/Liabilities		Inputs		Inputs
		(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Assets:
	Available for sale securities:
	U.S. Treasury securities	$	-	$	5,054	$	-
	U.S. government federal agencies		-		13,817		-
	State & local governments		-		6,337		-
	Mortgage backed securities		-		11,771		-
	31-Dec-13
	Assets:
	Available for sale securities:
	U.S. Treasury securities	$	-	$	-	$	-
	U.S. government federal agencies		-		13,712		-
	State & local governments		-		7,339		-
	Mortgage backed securities		-		13,579		-
Fair Value Measurements, Nonrecurring [Table Text Block]	'
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
		(Dollars in thousands)
		Fair Value Measurements
		Using
		Quoted Prices in		Significant
		Active Markets		Other		Significant
		for Identical		Observable		Unobservable
		Assets/Liabilities		Inputs		Inputs
		(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Assets:
	Impaired loans	$	-	$	-	$	10,175
	Other real estate owned		-		-		1,146
	31-Dec-13
	Assets:
	Impaired loans	$	-	$	-	$	10,147
	Other real estate owned		-		-		2,532
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	The estimated fair values of the Company's financial instruments are as follows:
						Quoted
		(Dollars in thousands)				Prices in
						Active
						Markets		Other		Significant
						for Identical		Observable		Unobservable
		Carrying		Fair		Assets/Liabilities		Inputs		Inputs
		Amount		Value		(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Financial assets:
	Cash and cash equivalents	$	11,032	$	11,032	$	-	$	11,032	$	-
	Investment securities		36,979		36,979		-		36,979		-
	Other investment securities		859		859		-		-		859
	Loans, net		143,603		147,596		-		-		147,596
	Accrued interest receivable		403		403		-		-		403
	Financial liabilities:
	Noninterest-bearing deposits	$	21,918	$	21,918	$	-	$	21,918	$	-
	Interest-bearing deposits		157,526		154,761		-		154,761		-
	Borrowed funds		6,202		6,202		-		6,202		-
	Accrued interest payable		1,556		1,556		-		-		1,556
	31-Dec-13
	Financial assets:
	Cash and cash equivalents	$	15,004	$	15,004	$	-	$	15,004	$	-
	Investment securities		34,630		34,630		-		34,630		-
	Other investment securities		859		859		-		-		859
	Loans, net		142,633		147,703		-		-		147,703
	Accrued interest receivable		446		446		-		-		446
	Financial liabilities:
	Noninterest-bearing deposits	$	20,539	$	20,539	$	-	$	20,539	$	-
	Interest-bearing deposits		165,032		165,502		-		165,502		-
	Borrowed funds		6,363		6,363		-		6,363		-
	Accrued interest payable		1,935		1,935		-		-		1,935

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual) (USD $)	1 Months Ended	9 Months Ended		1 Months Ended	9 Months Ended
	Jun. 30, 2014	Sep. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Sep. 30, 2014	Jun. 25, 2014
	Warrant [Member]	Warrant [Member]	Warrant [Member]	Stock Offering [Member]	Stock Offering [Member]	Stock Offering [Member]
Summary Of Significant Accounting Policies [Line Items]	'	'	'	'	'	'
Stock Issued During Period, Shares, New Issues	'	'	'	'	238,057	'
Sale of Stock, Price Per Share	'	'	'	'	$14.49	$14.49
Share Issue, Initial Price Per Share	'	'	'	'	$15.39	'
Share Issue, Differential Price Per Share	'	'	'	'	$0.90	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period	'	'	'	'	63	'
Payments of Stock Issuance Costs	'	'	'	'	$256,000	'
Investments in and Advance to Affiliates, Subsidiaries, Associates, and Joint Ventures	'	'	'	'	2,100,000	'
Amount Held for Debt Service and General Purposes	'	'	'	'	1,100,000	'
Class of Warrant or Right, Outstanding	'	119,003	0	'	'	'
Warrants Expiry Term	'2 years	'	'	'	'	'
Warrants Expiry Date	26-Jun-16	'	'	'	'	'
Stock and Warrants Issued During Period, Value, Preferred Stock and Warrants	$188,000	'	'	'	'	'
Warrant Exercise Price, Description	'	'	'	'the Companys common stock at 90% of the prior months closing book value.	'	'

EARNINGS_PER_COMMON_SHARE_Deta

EARNINGS PER COMMON SHARE (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'	'	'	'
Net income	$203	$206	$702	$679
Weighted average common shares outstanding (in shares)	583,425	345,368	528,487	325,753
Basic earnings per common share (in dollars per share)	$0.35	$0.60	$1.33	$2.08
Total Shares and Warrants (in shares)	597,264	345,368	542,305	325,753
Diluted earnings per common share (in dollars per share)	$0.34	$0.60	$1.29	$2.08

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale, Amortized Cost	$36,906	$34,783
Available-for-sale, Gross Unrealized Gains	319	378
Available-for-sale, Gross Unrealized Losses	-246	-531
Available-for-sale, Fair Value	36,979	34,630
U.S. Treasury securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale, Amortized Cost	5,057	0
Available-for-sale, Gross Unrealized Gains	3	0
Available-for-sale, Gross Unrealized Losses	-6	0
Available-for-sale, Fair Value	5,054	0
U.S. government federal agencies [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale, Amortized Cost	13,914	13,937
Available-for-sale, Gross Unrealized Gains	12	8
Available-for-sale, Gross Unrealized Losses	-109	-233
Available-for-sale, Fair Value	13,817	13,712
State and local governments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale, Amortized Cost	6,088	7,015
Available-for-sale, Gross Unrealized Gains	250	334
Available-for-sale, Gross Unrealized Losses	-1	-10
Available-for-sale, Fair Value	6,337	7,339
Mortgage backed securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale, Amortized Cost	11,847	13,831
Available-for-sale, Gross Unrealized Gains	54	36
Available-for-sale, Gross Unrealized Losses	-130	-288
Available-for-sale, Fair Value	$11,771	$13,579

INVESTMENT_SECURITIES_Details_

INVESTMENT SECURITIES (Details 1) (USD $)	Sep. 30, 2014
In Thousands, unless otherwise specified
Securities available-for-sale, Amortized Cost, Amounts maturing in:	'
One year or less	$646
After one year through five years	21,039
After five years through ten years	4,236
After ten years	10,985
Total	36,906
Securities available-for-sale, Fair Value, Amounts maturing in:	'
One year or less	650
After one year through five years	21,131
After five years through ten years	4,296
After ten years	10,902
Total	$36,979

INVESTMENT_SECURITIES_Details_1

INVESTMENT SECURITIES (Details 2) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	$9,744	$22,777
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	-32	-531
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	10,220	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	-214	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	19,964	22,777
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	-246	-531
U.S. Treasury securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	1,974	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	-6	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	1,974	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	-6	0
U.S. government federal agencies[Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	4,575	12,416
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	-19	-233
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	4,951	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	-90	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	9,526	12,416
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	-109	-233
State and local governments [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	578	570
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	-1	-10
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	578	570
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	-1	-10
Mortgage backed securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	2,617	9,791
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	-6	-288
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	5,269	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	-124	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	7,886	9,791
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	($130)	($288)

INVESTMENT_SECURITIES_Details_2

INVESTMENT SECURITIES (Details Textual) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities Pledged as Collateral	$29,572,000	$31,835,000

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Loans And Allowance For Loan Losses [Line Items]	'	'	'	'
Allowance at beginning of period	$3,900	$4,725	$4,384	$5,204
Provision for credit losses	0	0	-186	191
Total charge-offs	65	181	647	1,147
Total Recoveries	35	306	319	602
Allowance at End of period	3,870	4,850	3,870	4,850
Commercial [Member]	'	'	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'	'	'
Allowance at beginning of period	'	'	3,873	'
Total charge-offs	27	177	435	909
Total Recoveries	25	111	273	387
Allowance at End of period	3,412	'	3,412	'
Real estate [Member]	'	'	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'	'	'
Allowance at beginning of period	'	'	267	'
Total charge-offs	7	1	45	107
Total Recoveries	2	183	7	185
Allowance at End of period	240	'	240	'
Consumer [Member]	'	'	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'	'	'
Allowance at beginning of period	'	'	244	'
Total charge-offs	31	3	167	131
Total Recoveries	8	12	39	30
Allowance at End of period	$218	'	$218	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 1) (USD $)	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Collectively Evaluated, Allowance for loan losses	$2,919	'	$3,174	'	'	'
Collectively Evaluated, Recorded investment in loans	136,347	'	136,118	'	'	'
Individually Evaluated, Allowance for loan losses	951	'	1,210	'	'	'
Individually Evaluated, Recorded investment in loans	11,126	'	10,899	'	'	'
Total Allowance for loan losses	3,870	3,900	4,384	4,850	4,725	5,204
Total Recorded investment in loans	147,473	'	147,017	'	'	'
Commercial [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Collectively Evaluated, Allowance for loan losses	2,573	'	2,802	'	'	'
Collectively Evaluated, Recorded investment in loans	77,614	'	81,716	'	'	'
Individually Evaluated, Allowance for loan losses	839	'	1,071	'	'	'
Individually Evaluated, Recorded investment in loans	10,246	'	9,874	'	'	'
Total Allowance for loan losses	3,412	'	3,873	'	'	'
Total Recorded investment in loans	87,860	'	91,590	'	'	'
Real estate [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Collectively Evaluated, Allowance for loan losses	150	'	183	'	'	'
Collectively Evaluated, Recorded investment in loans	37,995	'	33,219	'	'	'
Individually Evaluated, Allowance for loan losses	90	'	84	'	'	'
Individually Evaluated, Recorded investment in loans	616	'	778	'	'	'
Total Allowance for loan losses	240	'	267	'	'	'
Total Recorded investment in loans	38,611	'	33,997	'	'	'
Consumer [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Collectively Evaluated, Allowance for loan losses	196	'	189	'	'	'
Collectively Evaluated, Recorded investment in loans	20,738	'	21,183	'	'	'
Individually Evaluated, Allowance for loan losses	22	'	55	'	'	'
Individually Evaluated, Recorded investment in loans	264	'	247	'	'	'
Total Allowance for loan losses	218	'	244	'	'	'
Total Recorded investment in loans	$21,002	'	$21,430	'	'	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	$147,473	$147,017
Commercial mortgage [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	76,398	76,964
Commercial mortgage [Member] | Pass [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	62,070	58,765
Commercial mortgage [Member] | Special Mention [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	5,255	11,468
Commercial mortgage [Member] | Substandard [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	8,374	6,657
Commercial mortgage [Member] | Doubtful [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	699	74
Commercial other [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	11,462	14,626
Commercial other [Member] | Pass [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	11,144	11,424
Commercial other [Member] | Special Mention [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	217	2,480
Commercial other [Member] | Substandard [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	101	722
Commercial other [Member] | Doubtful [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	0	0
Residential real estate [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	38,611	33,997
Residential real estate [Member] | Pass [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	37,602	32,201
Residential real estate [Member] | Special Mention [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	444	792
Residential real estate [Member] | Substandard [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	565	1,004
Residential real estate [Member] | Doubtful [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	0	0
Consumer equity [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	7,419	7,666
Consumer equity [Member] | Pass [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	7,327	7,351
Consumer equity [Member] | Special Mention [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	77	210
Consumer equity [Member] | Substandard [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	15	105
Consumer equity [Member] | Doubtful [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	0	0
Consumer auto [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	11,769	12,026
Consumer auto [Member] | Pass [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	11,662	11,908
Consumer auto [Member] | Special Mention [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	45	62
Consumer auto [Member] | Substandard [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	61	53
Consumer auto [Member] | Doubtful [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	1	3
Consumer Other [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	1,814	1,738
Consumer Other [Member] | Pass [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	1,814	1,738
Consumer Other [Member] | Special Mention [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	0	0
Consumer Other [Member] | Substandard [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	0	0
Consumer Other [Member] | Doubtful [Member]	'	'
Loans And Allowance For Loan Losses [Line Items]	'	'
Total Loans	$0	$0

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 3) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	$7,883	$7,723
Unpaid Principal Balance, With no related allowance recorded	8,270	8,010
Recorded Investment, With an allowance recorded	3,243	3,634
Unpaid Principal Balance, With an allowance recorded	3,324	5,051
Related Allowance, With an allowance recorded	951	1,210
Recorded Investment, Total	11,126	11,357
Unpaid Principal Balance, Total	11,594	13,061
Commercial mortgage [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	7,530	6,824
Unpaid Principal Balance, With no related allowance recorded	7,861	7,048
Recorded Investment, With an allowance recorded	2,643	2,352
Unpaid Principal Balance, With an allowance recorded	2,721	3,629
Related Allowance, With an allowance recorded	836	624
Commercial other [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	73	113
Unpaid Principal Balance, With no related allowance recorded	75	115
Recorded Investment, With an allowance recorded	0	656
Unpaid Principal Balance, With an allowance recorded	0	792
Related Allowance, With an allowance recorded	3	447
Residential real estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	169	558
Unpaid Principal Balance, With no related allowance recorded	220	615
Recorded Investment, With an allowance recorded	447	452
Unpaid Principal Balance, With an allowance recorded	450	455
Related Allowance, With an allowance recorded	90	84
Consumer equity [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	15	96
Unpaid Principal Balance, With no related allowance recorded	16	97
Recorded Investment, With an allowance recorded	153	165
Unpaid Principal Balance, With an allowance recorded	153	166
Related Allowance, With an allowance recorded	15	53
Consumer auto [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	96	132
Unpaid Principal Balance, With no related allowance recorded	98	135
Recorded Investment, With an allowance recorded	0	9
Unpaid Principal Balance, With an allowance recorded	0	9
Related Allowance, With an allowance recorded	$7	$2

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 4) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, With No Related Allowance Recorded	$8,031	$8,515	$8,247	$9,831
Total Interest Income Recognized, With No Related Allowance Recorded	31	36	92	108
Average Recorded Investment, With Related Allowance Recorded	3,334	3,061	3,309	3,814
Total Interest Income Recognized, With Related Allowance Recorded	13	13	40	40
Total Average Recorded Investment	11,365	11,576	11,556	13,645
Total Interest Income Recognized	44	49	132	148
Commercial mortgage [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, With No Related Allowance Recorded	7,673	8,328	7,654	6,656
Total Interest Income Recognized, With No Related Allowance Recorded	29	36	86	108
Average Recorded Investment, With Related Allowance Recorded	2,589	1,181	2,365	2,293
Total Interest Income Recognized, With Related Allowance Recorded	6	2	19	5
Total Average Recorded Investment	10,262	9,509	10,019	8,949
Total Interest Income Recognized	35	38	105	113
Commercial other [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, With No Related Allowance Recorded	80	20	168	2,382
Total Interest Income Recognized, With No Related Allowance Recorded	1	0	2	0
Average Recorded Investment, With Related Allowance Recorded	60	766	251	865
Total Interest Income Recognized, With Related Allowance Recorded	0	1	0	3
Total Average Recorded Investment	140	786	419	3,247
Total Interest Income Recognized	1	1	2	3
Residential real estate [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, With No Related Allowance Recorded	145	106	242	533
Total Interest Income Recognized, With No Related Allowance Recorded	1	0	3	0
Average Recorded Investment, With Related Allowance Recorded	532	723	534	413
Total Interest Income Recognized, With Related Allowance Recorded	4	5	13	16
Total Average Recorded Investment	677	829	776	946
Total Interest Income Recognized	5	5	16	16
Consumer equity [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, With No Related Allowance Recorded	52	49	75	66
Total Interest Income Recognized, With No Related Allowance Recorded	0	0	0	0
Average Recorded Investment, With Related Allowance Recorded	153	189	157	141
Total Interest Income Recognized, With Related Allowance Recorded	3	3	8	9
Total Average Recorded Investment	205	238	232	207
Total Interest Income Recognized	3	3	8	9
Consumer auto [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, With No Related Allowance Recorded	81	12	108	180
Total Interest Income Recognized, With No Related Allowance Recorded	0	0	1	0
Average Recorded Investment, With Related Allowance Recorded	0	131	2	65
Total Interest Income Recognized, With Related Allowance Recorded	0	2	0	6
Total Average Recorded Investment	81	143	110	245
Total Interest Income Recognized	0	2	1	6
Consumer Other [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment, With No Related Allowance Recorded	0	0	0	14
Total Interest Income Recognized, With No Related Allowance Recorded	0	0	0	0
Average Recorded Investment, With Related Allowance Recorded	0	71	0	37
Total Interest Income Recognized, With Related Allowance Recorded	0	0	0	1
Total Average Recorded Investment	0	71	0	51
Total Interest Income Recognized	$0	$0	$0	$1

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 5) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Financing Receivable, Modifications [Line Items]	'		'		'		'
Number of TDRs	3		2		10		4
Pre-Modification Outstanding Recorded Investment	$951	[1],[2]	$499	[1],[2]	$1,449	[1],[2]	$528	[1],[2]
Post-Modification Outstanding Recorded Investment	951		485		1,449		513
Commercial mortgage [Member]	'		'		'		'
Financing Receivable, Modifications [Line Items]	'		'		'		'
Number of TDRs	2		1		5		1
Pre-Modification Outstanding Recorded Investment	950	[1],[2]	287	[1],[2]	1,260	[1],[2]	287	[1],[2]
Post-Modification Outstanding Recorded Investment	950		283		1,260		283
Residential Mortgage [Member]	'		'		'		'
Financing Receivable, Modifications [Line Items]	'		'		'		'
Number of TDRs	0		'		2		'
Pre-Modification Outstanding Recorded Investment	0	[1],[2]	'		186	[1],[2]	'
Post-Modification Outstanding Recorded Investment	0		'		186		'
Consumer auto [Member]	'		'		'		'
Financing Receivable, Modifications [Line Items]	'		'		'		'
Number of TDRs	1		0		2		2
Pre-Modification Outstanding Recorded Investment	1	[1],[2]	0	[1],[2]	2	[1],[2]	29	[1],[2]
Post-Modification Outstanding Recorded Investment	1		0		2		28
Unsecured [Member]	'		'		'		'
Financing Receivable, Modifications [Line Items]	'		'		'		'
Number of TDRs	0		0		1		0
Pre-Modification Outstanding Recorded Investment	0	[1],[2]	0	[1],[2]	1	[1],[2]	0	[1],[2]
Post-Modification Outstanding Recorded Investment	0		0		1		0
Commercial other [Member]	'		'		'		'
Financing Receivable, Modifications [Line Items]	'		'		'		'
Number of TDRs	'		1		'		1
Pre-Modification Outstanding Recorded Investment	'		212	[1],[2]	'		212	[1],[2]
Post-Modification Outstanding Recorded Investment	'		$202		'		$202
[1]	Pre-modification balance is calculated using the loan balance on the day prior to modification as TDR.
[2]	(1) B Pre-modification balance is calculated using the loan balance on the day prior to modification as TDR.

LOANS_AND_ALLOWANCE_FOR_LOAN_L8

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 6) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$2,327	$2,900
60-89 Days Past Due	490	520
>90 Days Past Due	4,924	3,586
Total Past Due	7,741	7,006
Current	139,732	140,011
Total Loans	147,473	147,017
Recorded Investment >90 Days and Accruing	3	0
Commercial mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	1,773	1,923
60-89 Days Past Due	308	203
>90 Days Past Due	4,836	3,153
Total Past Due	6,917	5,279
Current	69,481	71,685
Total Loans	76,398	76,964
Recorded Investment >90 Days and Accruing	0	0
Commercial other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	140
60-89 Days Past Due	5	74
>90 Days Past Due	20	174
Total Past Due	25	388
Current	11,437	14,238
Total Loans	11,462	14,626
Recorded Investment >90 Days and Accruing	0	0
Residential real estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	457	639
60-89 Days Past Due	156	156
>90 Days Past Due	25	259
Total Past Due	638	1,054
Current	37,973	32,943
Total Loans	38,611	33,997
Recorded Investment >90 Days and Accruing	0	0
Consumer equity [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	42	81
60-89 Days Past Due	0	16
>90 Days Past Due	15	0
Total Past Due	57	97
Current	7,362	7,569
Total Loans	7,419	7,666
Recorded Investment >90 Days and Accruing	0	0
Consumer auto [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	38	46
60-89 Days Past Due	3	11
>90 Days Past Due	25	0
Total Past Due	66	57
Current	11,703	11,969
Total Loans	11,769	12,026
Recorded Investment >90 Days and Accruing	0	0
Consumer Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	17	71
60-89 Days Past Due	18	60
>90 Days Past Due	3	0
Total Past Due	38	131
Current	1,776	1,607
Total Loans	1,814	1,738
Recorded Investment >90 Days and Accruing	$3	$0

LOANS_AND_ALLOWANCE_FOR_LOAN_L9

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 7) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans on nonaccrual status	$7,588	$7,788
Commercial mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans on nonaccrual status	7,223	6,443
Commercial other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans on nonaccrual status	30	529
Residential real estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans on nonaccrual status	274	680
Consumer equity [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans on nonaccrual status	15	105
Consumer auto [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans on nonaccrual status	46	31
Consumer Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans on nonaccrual status	$0	$0

Recovered_Sheet1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Textual) (USD $)	9 Months Ended
	Sep. 30, 2014
Financing Receivable, Modifications [Line Items]	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	$963,000

EMPLOYEE_BENEFIT_PLANS_Details

EMPLOYEE BENEFIT PLANS (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net periodic pension cost:	'	'	'	'
Interest cost on projected benefit obligation	$13	$13	$39	$39
Expected return on plan assets	-10	-2	-30	-6
Settlement loss	0	22	0	65
Net amortization of deferral of (gains) losses	12	22	36	67
Net periodic pension cost	$15	$55	$45	$165

EMPLOYEE_BENEFIT_PLANS_Details1

EMPLOYEE BENEFIT PLANS (Details Textual) (Minimum [Member], USD $)	Sep. 30, 2014
Minimum [Member]	'
Defined Benefit Plan Disclosure [Line Items]	'
Defined Benefit Plan, Benefit Obligation	$84,000

FAIR_VALUES_OF_FINANCIAL_INSTR2

FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	$36,979	$34,630
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	36,979	34,630
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
U.S. Treasury securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	5,054	0
U.S. Treasury securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
U.S. Treasury securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	5,054	0
U.S. Treasury securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
U.S. government federal agencies[Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	13,817	13,712
U.S. government federal agencies[Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
U.S. government federal agencies[Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	13,817	13,712
U.S. government federal agencies[Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
State & local governments [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	6,337	7,339
State & local governments [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
State & local governments [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	6,337	7,339
State & local governments [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
Mortgage backed securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	11,771	13,579
Mortgage backed securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	0	0
Mortgage backed securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	11,771	13,579
Mortgage backed securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available-for-sale Securities, Total	$0	$0

FAIR_VALUES_OF_FINANCIAL_INSTR3

FAIR VALUES OF FINANCIAL INSTRUMENTS (Details 1) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$11,126	$11,357
Other real estate owned	1,146	2,532
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other real estate owned	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other real estate owned	0	0
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	10,175	10,147
Other real estate owned	$1,146	$2,532

FAIR_VALUES_OF_FINANCIAL_INSTR4

FAIR VALUES OF FINANCIAL INSTRUMENTS (Details 2) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets, Carrying Amount:	'	'	'	'
Cash and cash equivalents	$11,032	$15,004	$19,345	$10,215
Investment securities	36,979	34,630	'	'
Other investment securities	859	859	'	'
Loans, net	143,603	142,633	'	'
Accrued interest receivable	403	446	'	'
Financial liabilities, Carrying Amount:	'	'	'	'
Noninterest-bearing deposits	21,918	20,539	'	'
Interest-bearing deposits	157,526	165,032	'	'
Borrowed funds	6,202	6,363	'	'
Accrued interest payable	1,556	1,935	'	'
Financial assets, Fair Value:	'	'	'	'
Cash and cash equivalents	11,032	15,004	'	'
Investment securities	36,979	34,630	'	'
Other investment securities	859	859	'	'
Loans, net	147,596	147,703	'	'
Accrued interest receivable	403	446	'	'
Financial liabilities, Fair Value:	'	'	'	'
Noninterest-bearing deposits	21,918	20,539	'	'
Interest-bearing deposits	154,761	165,502	'	'
Borrowed funds	6,202	6,363	'	'
Accrued interest payable	1,556	1,935	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial assets, Carrying Amount:	'	'	'	'
Investment securities	0	0	'	'
Financial assets, Fair Value:	'	'	'	'
Cash and cash equivalents	0	0	'	'
Investment securities	0	0	'	'
Other investment securities	0	0	'	'
Loans, net	0	0	'	'
Accrued interest receivable	0	0	'	'
Financial liabilities, Fair Value:	'	'	'	'
Noninterest-bearing deposits	0	0	'	'
Interest-bearing deposits	0	0	'	'
Borrowed funds	0	0	'	'
Accrued interest payable	0	0	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial assets, Carrying Amount:	'	'	'	'
Investment securities	36,979	34,630	'	'
Financial assets, Fair Value:	'	'	'	'
Cash and cash equivalents	11,032	15,004	'	'
Investment securities	36,979	34,630	'	'
Other investment securities	0	0	'	'
Loans, net	0	0	'	'
Accrued interest receivable	0	0	'	'
Financial liabilities, Fair Value:	'	'	'	'
Noninterest-bearing deposits	21,918	20,539	'	'
Interest-bearing deposits	154,761	165,502	'	'
Borrowed funds	6,202	6,363	'	'
Accrued interest payable	0	0	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial assets, Carrying Amount:	'	'	'	'
Investment securities	0	0	'	'
Financial assets, Fair Value:	'	'	'	'
Cash and cash equivalents	0	0	'	'
Investment securities	0	0	'	'
Other investment securities	859	859	'	'
Loans, net	147,596	147,703	'	'
Accrued interest receivable	403	446	'	'
Financial liabilities, Fair Value:	'	'	'	'
Noninterest-bearing deposits	0	0	'	'
Interest-bearing deposits	0	0	'	'
Borrowed funds	0	0	'	'
Accrued interest payable	$1,556	$1,935	'	'