Citizens Independent Bancorp (CZID) 10-K 31 Mar 17 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Mar. 20, 2017	Jun. 30, 2014
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Entity Registrant Name	Citizens Independent Bancorp, Inc.
Entity Central Index Key	1,553,830
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$ 5,337,000
Entity Common Stock, Shares Outstanding		691,288

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Cash and cash equivalents
Cash and amounts due from depository institutions	$ 4,899	$ 5,307
Federal funds sold	0	4,064
Total cash and cash equivalents	4,899	9,371
Securities available for sale	8,237	14,013
Other investment securities	859	859
Loans held for sale	135	0
Loans	153,986	149,231
Allowance for loan losses	(1,848)	(2,078)
Net loans	152,138	147,153
Premises and equipment, net	4,330	2,977
Accrued interest receivable	258	285
Other real estate owned	0	238
Other assets	8,641	8,899
TOTAL ASSETS	179,497	183,795
Deposits
Noninterest bearing	32,282	26,116
Interest bearing	123,856	136,209
Total deposits	156,138	162,325
Overnight funds purchased	2,699	0
Borrowed funds	0	2,569
Accrued interest payable	581	759
Other liabilities	849	783
TOTAL LIABILITIES	160,267	166,436
SHAREHOLDERS' EQUITY
Cumulative preferred stock of no par value; 100,000 shares authorized, 0 shares issued and outstanding	0	0
Common stock of no par value; 2,000,000 shares authorized and 745,667 shares issued and 691,287 shares outstanding at December 31, 2016 and 721,998 shares issued and 667,618 shares outstanding at December 31, 2015	14,964	14,296
Common stock warrants, 0 warrants issued and outstanding at December 31, 2016 and 119,003 warrants issued and 67,985 warrants outstanding at December 31, 2015	0	108
Retained earnings	11,340	10,112
Treasury stock, at cost, 54,380 shares at December 31, 2016 and at December 31, 2015	(6,590)	(6,590)
Accumulated other comprehensive income (loss)	(484)	(567)
TOTAL SHAREHOLDERS' EQUITY	19,230	17,359
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 179,497	$ 183,795

CONSOLIDATED BALANCE SHEETS _Pa

CONSOLIDATED BALANCE SHEETS [Parenthetical] - $ / shares	Dec. 31, 2016	Dec. 31, 2015
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized	100,000	100,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized	2,000,000	2,000,000
Common stock, shares issued	745,667	721,998
Common stock, shares outstanding	691,287	667,618
Treasury stock, shares	54,380	54,380
Warrant [Member]
Stock warrants issued	0	119,003
Stock warrants outstanding	0	67,985

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
INTEREST INCOME
Interest and fees on loans	$ 7,817	$ 7,764
Interest and dividends on investment securities	200	382
Interest on federal funds sold	30	26
TOTAL INTEREST INCOME	8,047	8,172
INTEREST EXPENSE
Interest on deposits	708	891
Interest on overnight funds purchased	2	0
Interest on borrowed funds	108	334
TOTAL INTEREST EXPENSE	818	1,225
NET INTEREST INCOME	7,229	6,947
Provision for loan losses	0	(250)
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,229	7,197
NONINTEREST INCOME
Service charges	407	409
Net gain on sale of securities	15	168
Net gain on sale of loans	60	28
Net gain on sale of repossessed assets	532	245
Credit card income and fees	361	350
Other	362	291
TOTAL NONINTEREST INCOME	1,737	1,491
NONINTEREST EXPENSES
Salaries and employee benefits	3,344	3,174
Net occupancy and equipment expenses	823	929
Other real estate owned expense	78	223
FDIC insurance expense	189	242
Legal and professional fees	245	559
Data processing	363	366
Advertising	170	198
Examinations and audits	332	288
Telephone, postage, and supplies	254	263
Lease buyout and worthless asset writedowns	88	348
Other professional fees	96	175
Director fees	220	215
Dues and subscriptions	322	165
Other insurance	98	114
Other operating expenses	494	543
TOTAL NONINTEREST EXPENSES	7,116	7,802
INCOME BEFORE INCOME TAXES	1,850	886
Income tax expense	622	232
NET INCOME	$ 1,228	$ 654
Basic earnings per common share (in dollars per share)	$ 1.8	$ 1.01
Diluted earnings per common share (in dollars per share)	$ 1.8	$ 1

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Net income	$ 1,228	$ 654
Other comprehensive income (loss), net of tax:
Change in unrecognized actuarial loss on pension plan, net of income taxes of $51 and ($3) for the years ended December 31, 2016 and 2015, respectively	97	(5)
Net unrealized holding gain (loss) on securities available for sale, net of income taxes of ($2) and $33 for the years ended December 31, 2016 and 2015, respectively	(4)	64
Reclassification for gains recognized on sale of securities available for sale, net of income taxes of $5 and $57 for the years ended December 31, 2016 and 2015, respectively	(10)	(111)
Other comprehensive income (loss)	83	(52)
Comprehensive income	$ 1,311	$ 602

CONSOLIDATED STATEMENTS OF COM6

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Parenthetical] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI, Pension and Other Postretirement Benefit Plans, for Net Gain (Loss), Tax	$ 51	$ (3)
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax	(2)	33
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	$ 5	$ 57

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock [Member]	Warrant [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated other comprehensive income [Member]
Balance at beginning of period at Dec. 31, 2014	$ 14,837	$ 12,297	$ 187	$ 9,458	$ (6,590)	$ (515)
Comprehensive Income:
Net income	654			654
Other comprehensive income, net of tax:
Change in unrealized gain (loss) on securities available for sale	(47)					(47)
Change in unrecognized gain (loss) on pension	(5)					(5)
Common stock warrants exercised	1,150	1,229	(79)
Common stock issued	770	770
Balance at end of period at Dec. 31, 2015	17,359	14,296	108	10,112	(6,590)	(567)
Comprehensive Income:
Net income	1,228			1,228
Other comprehensive income, net of tax:
Change in unrealized gain (loss) on securities available for sale	(14)					(14)
Change in unrecognized gain (loss) on pension	97					97
Common stock warrants exercised	560	597	(37)
Common stock warrantts expired	0	71	(71)
Common stock issued	0
Balance at end of period at Dec. 31, 2016	$ 19,230	$ 14,964	$ 0	$ 11,340	$ (6,590)	$ (484)

CONSOLIDATED STATEMENTS OF CHA8

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY [Parenthetical] - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Stock Issued During Period, Shares, New Issues	0	33,175
Warrant [Member]
Common stock warrants exercised	23,669	50,268
Common stock warrants expired	44,316

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,228	$ 654
Adjustment to reconcile net income to net cash provided by operating activities
Provision for loan losses	0	(250)
Depreciation and amortization	301	291
Deferred income taxes	622	232
Investment securities amortization (accretion), net	50	121
Provision for loss on real estate owned	15	138
Change in cash surrender value of bank owned life insurance	(107)	(39)
Net (gain) loss on sale of other real estate owned	(532)	(245)
Net (gain) loss on sale of investments	(15)	(168)
Net (gain) loss on sale of substandard loans	(56)	0
Net (gain) loss on disposition of premises and equipment	88	132
Net (gain) on sale of loans	(60)	(28)
Proceeds from sale of loans	2,625	1,121
Loans originated for sale	(2,700)	(1,093)
Net change in:
Accrued interest receivable	27	63
Accrued interest payable	(178)	(733)
Other assets	(299)	78
Other liabilities	213	(604)
Net cash provided by (used in) operating activities	1,222	(330)
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available for sale securities	(1,000)	(3,083)
Proceeds from maturities of available for sale securities	2,679	5,792
Proceeds from the sale of available for sale securities	4,040	14,418
Proceeds from the sale of substandard loans	651	0
Purchase of bank owned life insurance	0	(3,000)
Net changes in loans	(5,602)	(4,496)
Proceeds from the sale of other real estate owned	777	1,087
Purchases of premises and equipment	(1,742)	(350)
Net cash provided by (used in) investing activities	(197)	10,368
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(6,187)	(15,642)
Payments on loans payable	(2,569)	(2,921)
Proceeds of funds borrowed overnight	2,699	0
Proceeds from issuance of common stock and warrants	560	1,263
Net cash provided by (used in) financing activities	(5,497)	(17,300)
Net increase (decrease) in cash and cash equivalents	(4,472)	(7,262)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	9,371	16,633
CASH AND CASH EQUIVALENTS AT END OF YEAR	$ 4,899	$ 9,371

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	NOTE A - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Citizens Independent Bancorp, Inc. (the Bancorp) is a bank holding company whose wholly-owned bank subsidiary, The Citizens Bank of Logan (the Bank), together referred to as the Company, is engaged in the business of commercial and retail banking services with operations conducted through offices in Hocking and Athens counties. These communities and surrounding areas are the source of substantially all the Company’s deposit and loan activities. Secured loans are secured by business assets, consumer assets, residential real estate, and non-residential real estate. The majority of Company income is derived from commercial, real estate, and retail lending activities and investments. Other financial instruments which potentially represent concentrations of credit risk include deposit accounts in other financial institutions and federal funds sold. In October 2012, the Bank entered into publicly available Consent Orders with the Federal Deposit Insurance Corporation (FDIC) and the Ohio Division of Financial Institutions (DFI) (collectively referred to as the Orders), which required the Bank to take a number of actions. In October 2015, both the FDIC and DFI lifted their respective Consent Orders. The accounting and reporting policies of the Bancorp and the Bank conform with accounting principles generally accepted in the United States of America and to general practices followed within the banking industry. To conform to the 2016 presentation, certain reclassifications have been made to prior amounts, which had no impact on net income, comprehensive income, or shareholders’ equity. The consolidated financial statements include the accounts of the Bancorp and the Bank. All significant intercompany transactions and balances have been eliminated. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Debt securities are classified as held-to-maturity when management has the positive intent and ability to hold the securities to maturity. Securities held-to-maturity are carried at amortized cost. The amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity. Debt securities not classified as held-to-maturity are classified as available for sale. Securities available–for-sale are carried at fair value with unrealized gains and losses, net of the deferred income tax effect, reported in accumulated other comprehensive income. Realized gains (losses) on securities available for sale are included in noninterest income (expense) and, when applicable, are reported as a reclassification adjustment, net of income tax, in other comprehensive income. Gains and losses on sales of securities are determined on the specific-identification method. Declines in the fair value of individual held to maturity and available for sale securities below their cost that are other than temporary result in writedowns of the individual securities to their fair value. The related writedowns are included in earnings as realized losses of which none have been reported in the periods presented. Loans are stated at unpaid principal balances, less the allowance for loan losses and unearned discounts. Interest on loans is accrued based on principal amounts outstanding. The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Personal loans are typically charged off no later than 180 days past due. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. Interest accrued in the current year but not collected for loans that are placed on nonaccrual or charged off is reversed against current interest income and unpaid interest accrued in prior years is charged to the allowance for loan losses. The interest on nonaccrual loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Consistent with the Bank’s existing method of income recognition for loans, interest on impaired loans, except those classified as nonaccrual, is recognized as income using the accrual method. Mortgage loans originated and held for sale in the secondary market are carried at the lower of cost or market value determined on an aggregate basis. Net unrealized losses are recognized in a valuation allowance through charges to income. Gains and losses on the sale of loans held for sale are determined using the specific identification method. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, general, and environmental components. The specific component relates to loans that are classified as doubtful, substandard, or troubled debt restructurings (TDRs). For such loans that are also classified as impaired, an allowance is established when the discounted cash flows, collateral value, or observable market price of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Bank does not separately identify individual consumer and residential loans for impairment disclosures, unless such loans are the subject of a restructuring agreement. Management classifies loans as TDRs when a borrower is experiencing financial difficulties and the Bank has granted a concession. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Bank’s internal underwriting policy. Management’s policy is to modify loans by extending the term or by granting a temporary or permanent contractual interest rate below the market rate. TDRs are separately identified for impairment disclosures and are measured by the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral. Land is carried at cost. Other premises and equipment are recorded at cost net of accumulated depreciation. Depreciation is computed using the straight-line method based principally on the estimated useful lives of the assets. Useful lives are revised when a change in life expectancy becomes apparent. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains or losses on dispositions are included in current operations as realized. OREO is recorded at fair value less anticipated selling costs (net realizable value) and consists of property acquired through loan foreclosure. If the net realizable value is below the carrying value of the loan at the date of transfer, the difference is charged to the allowance for loan losses. Subsequent declines in the fair value of real estate are classified as OREO devaluations, which are reported as adjustments to the carrying value of OREO and are recorded as a charge to operations included in noninterest expense. In certain circumstances where management believes the devaluation may not be permanent in nature, the Company utilizes a valuation allowance to record OREO devaluations, which is also expensed through noninterest expense. Costs relating to development and improvement of such properties are capitalized (not in excess of fair value less estimated costs to sell) and costs relating to holding the properties are charged to expense. The Bank had previously purchased a life insurance policy on one retired executive. In September 2015, the Bank purchased additional life insurance policies on ten members of senior management. Bank owned life insurance is recorded at its cash surrender value, or the amount that can be realized. Increases in the asset value are recorded as earnings in other income. (Dollars in thousands) 2016 2015 Securities available for sale $ (68) $ (54) Unrecognized actuarial loss of the pension plan (416) (513) Accumulated other comprehensive income $ (484) $ (567) Pension expense is the net of service and interest cost, return on plan assets, and amortization of gains and losses not immediately recognized. 401(k) plan expense is based on the Company’s annual contribution. (Dollars in thousands, except 2016 2015 Net income (loss) $ 1,228 $ 654 Weighted average common shares outstanding 682,600 645,849 Basic earnings per common share $ 1.80 $ 1.01 Total shares and warrants 682,600 652,478 Diluted earnings per common share $ 1.80 $ 1.00 Warrants offered in conjunction with the 2014 common stock offering totaled 119,003 1 67,985 51,018 23,669 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred taxes related primarily to differences between the basis of securities available for sale, allowance for loan losses, subsequent loss writedowns on other real estate owned, accumulated depreciation, nonaccrual interest on loans, and accrued employee benefits. The deferred tax assets and liabilities represent the future tax return consequences of those differences, which will either be taxable or deductible when the assets or liabilities are recovered or settled. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. The Bancorp files consolidated income tax returns with the Bank. Advertising costs are charged to operations when incurred. The Company considers cash and amounts due from depository institutions, and federal funds sold, all of which have an original maturity of 90 days or less, to be cash and cash equivalents for purposes of the statements of cash flows. (Dollars in thousands) 2016 2015 Cash paid during the year for interest $ 996 $ 1,958 Non cash investing and financing activities Transfer of loans to real estate owned 22 150 Short term debt converted to common stock - 656 While the Bancorp’s chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment. In May 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, “Revenue from Contracts with Customers (Topic 606).” The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The core principle will be achieved using a five step process. In August 2015, the FASB issued ASU No. 2015-14, “Revenue from Contracts with Customers (Topic 606)” which amends the effective date for the Company from January 1, 2017 to January 1, 2018. The adoptions of ASU No. 2014-09 and ASU No. 2015-14 are not expected to have a material impact on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall (Subtopic 825-10) Recognition and Measurement of Financial Assets and Financial Liabilities". The new standard significantly revises an entity's accounting related to 1) the classification and measurement of investments in equity securities and 2) the presentation of certain fair value changes for financial liabilities measured at fair value. It also amends certain disclosure requirements associated with the fair value of financial instruments. The amendment requires equity investments (excluding investments accounted for under the equity method or that result in consolidation) to be measured at fair value, with changes in fair value recognized in net income. This ASU will become effective for the Company on January 1, 2018. The adoption will require a cumulative effect to the statement of financial position as of the beginning of the first reporting period. The Company has not determined the expected effect of the adoption of ASU No. 2016-01. In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” This standard requires organizations to recognize lease assets and lease liabilities on the balance sheet and disclose key information about leasing requirements for leases that were historically classified as operating leases under previous generally accepted accounting principles. This ASU will become effective for the Company for interim and annual periods on January 1, 2019. Management is currently evaluating the potential impact of ASU No. 2016-02 on the Company’s consolidated financial statements. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments (Topic 326).” This standard replaces the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The amendments in this update require a financial asset (or a group of financial assets) measured at amortized cost basis to be presented at the net amount expected to be collected. The new Current Expected Credit Losses model (CECL) will apply to the allowance for loan losses, available-for-sale and held to maturity debt securities, purchased financial assets with credit deterioration, and certain off-balance sheet credit exposures. Entities will apply the standard’s provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. This ASU will become effective for the Company for interim and annual periods on January 1, 2020. Management is currently evaluating the potential impact of ASU No. 2016-13 on the Company’s consolidated financial statements.

RESTRICTION ON CASH AND DUE FRO

RESTRICTION ON CASH AND DUE FROM BANKS	12 Months Ended
	Dec. 31, 2016
Cash and Cash Equivalents [Abstract]
Cash and Cash Equivalents Disclosure [Text Block]	NOTE B - RESTRICTION ON CASH AND DUE FROM BANKS The Bank is required to maintain certain daily cash and due from bank reserve balances in accordance with regulatory requirements. The balance maintained under such requirements was $ 775,000 1,064,000 As of December 31, 2016, the Bank was required to maintain a minimum balance of $ 825,000

INVESTMENT SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE C - INVESTMENT SECURITIES (Dollars in thousands) December 31, 2016 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. government securities $ - $ - $ - $ - $ 1,005 $ - $ - $ 1,005 U.S. government federal agencies 1,990 - (8) 1,982 6,571 3 (39) 6,535 State and local governments 2,759 - (25) 2,734 1,774 9 - 1,783 Mortgage backed securities 3,592 2 (73) 3,521 4,745 4 (59) 4,690 Total $ 8,341 $ 2 $ (106) $ 8,237 $ 14,095 $ 16 $ (98) $ 14,013 (Dollars in thousands) Amortized Fair Amounts maturing in: One year or less $ - $ - After one year through five years 3,111 3,089 After five years through ten years 653 644 After ten years 4,577 4,504 Total $ 8,341 $ 8,237 Mortgage backed securities represent participating interests in pools of long-term first mortgage loans originated and serviced by issuers of the securities. The amortized cost and fair value of mortgage backed securities are presented in the available for sale category by contractual maturity in the preceding table. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. In 2016, the Bank sold $ 4.0 4.0 0.1 14.2 14.4 0.2 There were no securities transferred between classifications during either 2016 or 2015. Investment securities with a carrying amount of approximately $ 1,740,000 2,848,000 The caption “Other investment securities” in the consolidated balance sheets consists of Federal Home Loan Bank stock. This equity security is carried at cost since it may only be sold back to the Federal Home Loan Bank or another member at par value. (Dollars in thousands) Less than 12 months 12 months or greater Total Fair Gross Fair Gross Fair Gross December 31, 2016 U.S. government federal agencies $ 1,982 $ (8) $ - $ - $ 1,982 $ (8) State and local governments 1,734 (25) - - 1,734 (25) Mortgage backed securities 2,675 (44) 828 (29) 3,503 (73) Total $ 6,391 $ (77) $ 828 $ (29) $ 7,219 $ (106) December 31, 2015 U.S. government federal agencies $ 4,981 $ (39) $ - $ - $ 4,981 $ (39) State and local governments - - - - - - Mortgage backed securities 3,115 (28) 1,388 (31) 4,503 (59) Total $ 8,096 $ (67) $ 1,388 $ (31) $ 9,484 $ (98) The investment portfolio contains unrealized losses of direct obligations of U.S. government agencies securities, including mortgage-related instruments issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, and debt obligations of a U.S. state or political subdivision. As management has the ability to hold debt securities until maturity, or for the foreseeable future if classified as available for sale, no declines are deemed to be other than temporary. Management evaluates securities for other than temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Bank to retain its investment in the issuer for a period of time sufficient to allow for any recovery in fair value.

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Dec. 31, 2016
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE D - LOANS AND ALLOWANCE FOR LOAN LOSSES (Dollars in thousands) Commercial Real Estate Consumer Total December 31, 2016 Beginning balance - January 1, 2016 $ 1,629 $ 240 $ 209 $ 2,078 Charge-offs (233) (1) (116) (350) Recoveries 76 3 41 120 Net (charge-offs) recoveries (157) 2 (75) (230) Provision 5 (99) 94 - Ending balance - December 31, 2016 $ 1,477 $ 143 $ 228 $ 1,848 December 31, 2015 Beginning balance - January 1, 2015 $ 3,491 $ 195 $ 183 $ 3,869 Charge-offs (1,443) (42) (187) (1,672) Recoveries 86 2 43 131 Net (charge-offs) recoveries (1,357) (40) (144) (1,541) Provision (505) 85 170 (250) Ending balance - December 31, 2015 $ 1,629 $ 240 $ 209 $ 2,078 (Dollars in thousands) Collectively Evaluated Individually Evaluated Total Allowance Recorded Allowance Recorded Allowance Recorded December 31, 2016 Commercial $ 1,011 $ 76,251 $ 466 $ 3,836 $ 1,477 $ 80,087 Real estate 132 43,558 11 117 143 43,675 Consumer 212 30,111 16 113 228 30,224 Total $ 1,355 $ 149,920 $ 493 $ 4,066 $ 1,848 $ 153,986 December 31, 2015 Commercial $ 1,479 $ 80,293 $ 150 $ 1,854 $ 1,629 $ 82,147 Real estate 196 42,993 44 408 240 43,401 Consumer 209 23,683 - - 209 23,683 Total $ 1,884 $ 146,969 $ 194 $ 2,262 $ 2,078 $ 149,231 As part of its monitoring process, the Bank utilizes a risk rating system which quantifies the risk the Bank estimates it has assumed when entering into a loan transaction and during the life of that loan. The system rates the strength of the borrower and the transaction and is designed to provide a program for risk management and early detection of problems. Loans are graded on a scale of 1 through 8, with a grade of 4 or below classified as “Pass” rated credits. Following is a description of the general characteristics of risk grades 5 through 8: 5 – Special Mention The weighted overall risk associated with this credit is considered higher than normal (but still acceptable) or the loan possesses deficiencies which corrective action by the Bank would remedy, thereby reducing risk. 6 – Substandard The weighted overall risk associated with this credit (based on each of the Bank’s creditworthiness criteria) is considered undesirable, the credit demonstrates a well-defined weakness or the Bank is inadequately protected and there exists the distinct possibility of sustaining some loss if not corrected. 7 – Doubtful Weakness makes collection or liquidation in full (based on currently existing facts) improbable. 8 – Loss This credit is of little value and not warranted as a bankable asset. Accordingly, the Bank does not carry any loans on the books that are graded 8 – loss, instead these loans are charged off. The Bank’s strategy for credit risk management includes ongoing credit examinations and management reviews of loans exhibiting deterioration of credit quality. Such monitoring is being done on an ongoing basis according to the following timeframe: $250,000 to $1,000,000 exposure, annually; $1,000,000 exposure, semiannually; watch list loans with aggregate exposure >$100,000 are analyzed each quarter. A deteriorating credit indicates an elevated likelihood of delinquency. When a loan becomes delinquent, its credit grade is reviewed and changed accordingly. Each downgrade to a classified credit results in a higher percentage of reserve to reflect the increased likelihood of loss for similarity graded credits. Further deterioration could result in a certain credit being deemed impaired resulting in a collateral valuation for purposes of establishing a specific reserve which reflects the possible extent of such loss for that credit. The following tables present the risk category of loans by class of loans based on the most recent analysis performed at December 31, 2016 and December 31, 2015. Commercial Credit Exposure Credit risk profile by credit worthiness category Commercial Credit Exposure (Dollars in thousands) Commercial Mortgage Commercial Other 12/31/16 12/31/15 12/31/16 12/31/15 Category Pass $ 63,760 $ 61,612 $ 10,884 $ 12,123 5 879 984 38 186 6 3,932 6,686 594 557 7 - - - - Total $ 68,571 $ 69,282 $ 11,516 $ 12,866 Consumer Credit Exposure Credit risk profile by credit worthiness category (Dollars in thousands) Residential Real Estate Consumer Equity Consumer Auto Consumer Other 12/31/16 12/31/15 12/31/16 12/31/15 12/31/16 12/31/15 12/31/16 12/31/15 Category Pass $ 43,372 $ 42,690 $ 13,585 $ 10,049 $ 15,078 $ 11,999 $ 1,525 $ 1,512 5 - 373 - 59 - 38 - - 6 303 338 - 7 36 18 - - 7 - - - - - - - - Total $ 43,675 $ 43,401 $ 13,585 $ 10,115 $ 15,114 $ 12,055 $ 1,525 $ 1,512 Loans evaluated for impairment include loans classified as troubled debt restructurings and non-performing commercial, mortgage, and consumer loans. Impairment is evaluated in total for smaller balance loans of a similar nature, and on an individual loan basis for other loans. , (Dollars in thousands) Recorded Unpaid Related December 31, 2016 With no related allowance recorded: Commercial mortgage $ 559 $ 588 $ - Commercial other 115 115 - Residential real estate 289 289 - Consumer equity - - - Consumer auto 55 55 - Subtotal 1,018 1,047 - With an allowance recorded: Commercial mortgage 3,077 3,107 444 Commercial other 592 592 22 Residential real estate 117 119 11 Consumer equity 113 113 16 Consumer auto - - - Subtotal 3,899 3,931 493 Total $ 4,917 $ 4,978 $ 493 December 31, 2015 With no related allowance recorded: Commercial mortgage $ 1,324 $ 1,886 $ - Commercial other 38 37 - Residential real estate 315 316 - Consumer equity - - - Consumer auto 89 90 - Subtotal 1,766 2,329 - With an allowance recorded: Commercial mortgage 997 1,100 150 Commercial other - - - Residential real estate 408 409 44 Consumer equity - - - Consumer auto - - - Subtotal 1,405 1,509 194 Total $ 3,171 $ 3,838 $ 194 (Dollars in thousands) No Related With Related Allowance Recorded Allowance Recorded Total Average Total Average Total Interest Average Total Interest December 31, 2016 Commercial Mortgage $ 881 $ 10 $ 1,769 $ 74 $ 2,650 $ 84 Other 87 2 238 - 325 2 Residential real estate 302 14 344 6 646 20 Consumer Equity - - 68 1 68 1 Auto 57 2 - - 57 2 Other - - - - - - TOTAL $ 1,327 $ 28 $ 2,419 $ 81 $ 3,746 $ 109 December 31, 2015 Commercial Mortgage $ 3,036 $ 6 $ 2,040 $ 37 $ 5,076 $ 43 Other 48 2 53 - 101 2 Residential real estate 247 16 443 8 690 24 Consumer Equity 31 - 91 - 122 - Auto 104 6 - - 104 6 Other - - - - - - TOTAL $ 3,466 $ 30 $ 2,627 $ 45 $ 6,093 $ 75 (Dollars in thousands) Number Pre- Post- of Recorded Recorded TDRs Investment Investment December 31, 2016 Commercial mortgage 13 $ 2,824 $ 2,824 Residential real estate - - - Consumer 3 201 201 Total 16 $ 3,025 $ 3,025 December 31, 2015 Commercial mortgage 2 $ 478 $ 478 Residential real estate 3 239 239 Consumer 8 177 177 Total 13 $ 894 $ 894 A modification of a loan constitutes a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Bank offers various types of concessions when modifying a loan. Loan terms that may be modified due to a borrower’s financial situation include, but are not limited to, a reduction in the stated interest rate, a reduction in the face amount of the debt, a reduction of the accrued interest, temporary interest-only payments, or re-aging, extensions, deferrals, renewals and rewrites. In mitigation, additional collateral, a co-borrower or a guarantor may be requested. During 2016, loans were modified by either a reduction in interest rates, a change in the contractual maturity date of the note, or a final payment modification. The interest rate on ten loans was reduced, often in concert with an extended amortization period. Three loans maintained the original interest rate, but the amortization period was extended. Three loans were changed to interest only payments with a balloon payment due at the maturity. During 2015, loans were modified by either a reduction in interest rates, a change in the contractual maturity date of the note, or a final payment modification. The interest rate on nine loans was reduced, often in concert with an extended amortization period. Three loans maintained the original interest rate, but the amortization period was extended. A single loan was changed to interest only payments with a balloon payment due at the maturity. Loans modified in a TDR may already be on nonaccrual status and partial charge-offs may have in some cases been taken against the outstanding loan balance. The allowance for impaired loans that has been modified in a TDR is measured based on the estimated fair value of the collateral, less any selling costs, if the loan is collateral dependent or on the present value of expected future cash flows, discounted at the loan’s original effective interest rate. Management exercises significant judgment in developing these determinations. There were no loans which were modified as a TDR within the previous twelve months that have subsequently re-defaulted as of December 31, 2016. As of December 31, 2016, there are no commitments to lend additional funds to any borrower whose loan terms have been modified as a TDR. (Dollars in thousands) Recorded Investment 30-59 60-89 >90 >90 Days Days Days Days Total Total and Past Due Past Due Past Due Past Due Current Loans Accruing December 31, 2016 Commercial: Mortgage $ 272 $ 331 $ 381 $ 984 $ 67,587 $ 68,571 $ - Other 1 4 - 5 11,511 11,516 - Residential Real Estate 972 - - 972 42,703 43,675 - Consumer: Equity 10 - - 10 13,575 13,585 - Auto 154 13 21 188 14,926 15,114 - Other 11 1 - 12 1,513 1,525 - Total $ 1,420 $ 349 $ 402 $ 2,171 $ 151,815 $ 153,986 $ - December 31, 2015 Commercial: Mortgage $ 628 $ 433 $ 196 $ 1,257 $ 68,025 $ 69,282 $ - Other 11 - - 11 12,855 12,866 - Residential Real Estate 449 33 - 482 42,919 43,401 - Consumer: Equity 23 - - 23 10,092 10,115 - Auto 138 17 - 155 11,900 12,055 - Other 2 9 - 11 1,501 1,512 - Total $ 1,251 $ 492 $ 196 $ 1,939 $ 147,292 $ 149,231 $ - (Dollars in thousands) December 31, December 31, 2016 2015 Commercial: Mortgage $ 739 $ 1,334 Other - 3 Residential Real Estate - 3 Consumer: Equity - - Auto 29 10 Other - - Total $ 768 $ 1,350 Management has identified lending for non-owner occupied residential real estate as a lending concentration. Total loans for these properties totaled $ 30.8 28.9 20.0 19.4 2.1 In the ordinary course of business, the Bancorp and the Bank have and expect to continue to have transactions, including borrowings, with their officers, directors, and their affiliates. In the opinion of management, such transactions were on substantially the same terms and conditions, including interest rates and collateral, as those prevailing at the time of comparable transactions with other customers and did not involve more than a normal credit risk of collectability or present any other unfavorable features to the Bancorp and the Bank. Related Party Loans (Dollars in thousands) 2016 2015 Balance, January 1, $ 158 $ 11 New loans granted 41 148 Principal payments (4) (1) Principal draws 84 - Balance, December 31, $ 279 $ 158

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	NOTE E - PREMISES AND EQUIPMENT A summary of premises and equipment at December 31, 2016 and 2015 follows: (Dollars in thousands) 2016 2015 Land $ 2,038 $ 1,334 Buildings and improvements 3,714 3,291 Furniture, fixtures, and equipment 2,949 2,594 $ 8,701 $ 7,219 Accumulated depreciation and amortization (4,371) (4,242) Total $ 4,330 $ 2,977 The Company has no lease arrangements at December 31, 2016. The total rental expense charged to operations was $91,000 for the year ended December 31, 2016 and $126 thousand for the year ended December 31, 2015.

BANK OWNED LIFE INSURANCE

BANK OWNED LIFE INSURANCE	12 Months Ended
	Dec. 31, 2016
Investments, All Other Investments [Abstract]
Life Insurance, Corporate or Bank Owned [Text Block]	NOTE F – BANK OWNED LIFE INSURANCE In 2015, the Bank invested in whole life insurance contracts on the lives of ten current officers who have provided positive consent allowing the Bank to be named beneficiary of these insurance contracts. An existing policy on a former employee is also in place. These policies are recorded at their cash surrender values which are presented in the consolidated balance sheets in “Other assets.” These contracts are insurance products of Massachusetts Mutual Life Insurance Company, New York Life Insurance Company, and the First Penn-Pacific and consist of (21) policies. These policies have a stated aggregate death benefit of $ 9.7 3,427,000 3,320,000 The initial policy was funded by a premium payment of $ 121 3.0 107,000 39,000

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
Deposit Liabilities Disclosures [Text Block]	NOTE G - DEPOSITS (Dollars in thousands) 2016 2015 Non-interest bearing checking accounts $ 32,282 $ 26,116 Interest-bearing checking accounts 11,055 25,721 Savings accounts 55,104 54,277 Certificates of deposit 57,697 56,211 Total $ 156,138 $ 162,325 The aggregate amount of jumbo certificates of deposit with a minimum denomination of $250,000 was $ 10,671,000 7,258,000 (Dollars in thousands) 2017 $ 23,769 2018 8,793 2019 9,299 2020 7,237 2021 8,579 2022 and after 20 $ 57,697 The Bank held deposits of approximately $ 794,000 544,000

BORROWED FUNDS

BORROWED FUNDS	12 Months Ended
	Dec. 31, 2016
Debt Disclosure [Abstract]
Debt Disclosure [Text Block]	NOTE H – BORROWED FUNDS (Dollars in thousands) 2016 2015 4.25% note payable to bank in monthly installments of $9,925 through 06/25/2019, unsecured $ - $ 385 4.75% note payable to bank in monthly installments of $12,615 through 11/21/2019, unsecured - 540 8.00% note payable to company, of which a signidicant owner is a shareholder of Bancorp, in monthly installments of interest only through 12/29/2015, secured by real estate - - 6.00% note payable to individual who is a significant shareholder of Bancorp, in monthly installments of interest only through 08/04/2021, secured by real estate - 1,644 Total borrowed funds $ - $ 2,569 Borrowed funds totaled $ 2.6 6.1 December 29, 2015 5.0 2.3 28,675 1.6 In October, 2016, a $1.6 million dividend was paid from the Bank to the Holding Company. This dividend, along with cash on hand at the Holding Company, was sufficient to retire all of the long term debt outstanding as of that date. Federal Home Loan Bank (FHLB) advances are collateralized by all shares of FHLB stock owned by the Bank (totaling $ 859,000 100 82.6 53.0 14,800,000 In addition, the Company has a collateralized federal funds line of $ 10.2 5.0 13.8 Overnight borrowings of $ 2.7 (Dollars in thousands) 2016 2015 Amount outstanding $ 2,699 $ - Year-end rate 1.125 % 0 % Average outstanding 229 - Average rate 0.875 % 0 % Maximum amount outstanding 4,465 -

FEDERAL INCOME TAXES

FEDERAL INCOME TAXES	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	NOTE I - FEDERAL INCOME TAXES (Dollars in thousands) 2016 2015 Income tax expense Current tax expense $ - $ - Deferred tax expense 622 232 Total $ 622 $ 232 (Dollars in thousands) 2016 2015 Federal statutory income tax at 34% $ 629 $ 301 Tax exempt income (82) (66) Other 75 (3) Total $ 622 $ 232 (Dollars in thousands) 2016 2015 Deferred Tax Assets Pension accounting $ (13) $ 19 Allowance for loan losses 3 16 Deferred compensation 10 13 OREO accounting 133 687 Nonaccrual loan interest 8 38 NOL carryforward 4,586 4,680 Available for sale securities 35 28 Other 43 7 Deferred tax assets 4,805 5,488 Deferred Tax Liabilities Depreciation 144 164 FHLB stock 166 166 Deferred tax liabilities 310 330 Net deferred tax asset $ 4,495 $ 5,158 At year-end 2016, the Company had federal net operating loss carryforwards of approximately $ 13,488,000 The Company is subject to U.S. federal income tax. The Company is no longer subject to examination by taxing authorities for years before 2013. Realization of deferred tax assets is dependent on generating sufficient taxable income prior to their expiration. The net deferred tax asset of $ 4.5 The Company expects to realize $ 4.6 0.2 Accounting principles generally accepted in the United States of America require management to evaluate tax positions taken by the Bancorp and its Subsidiary and recognize a tax liability (or asset) if the Bancorp and its Subsidiary have taken an uncertain position that more-likely-than-not would not be sustained upon examination by the Internal Revenue Service. Management has analyzed tax positions taken by the Bancorp and its Subsidiary, and has concluded that as of December 31, 2016, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the consolidated financial statements.

FINANCIAL INSTRUMENTS WITH OFF

FINANCIAL INSTRUMENTS WITH OFF BALANCE SHEET RISK	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Off-balance Sheet Risks [Text Block]	NOTE J- FINANCIAL INSTRUMENTS WITH OFF BALANCE SHEET RISK In the normal course of business, the Bank has outstanding commitments, contingent liabilities, and other financial instruments, such as commitments to extend credit and standby letters of credit, which are not included in the accompanying consolidated financial statements. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual or notional amount of those instruments. The Bank uses the same credit policies in making such commitments as it does for instruments that are included in the consolidated balance sheets. Financial instruments whose contract amount represents credit risk at December 31, 2016 and 2015 were as follows: (Dollars in thousands) 2016 2015 Fixed Variable Total Fixed Variable Total Home equity lines $ 986 $ 6,799 $ 7,785 $ 1,553 $ 5,359 $ 6,912 Credit card lines 3,104 - 3,104 3,405 - 3,405 Secured by real estate 1,913 3,168 5,081 848 723 1,571 Other unused commitments 5,926 945 6,871 5,585 914 6,499 Standby letters of credit 11 5 16 11 - 11 Total $ 11,940 $ 10,917 $ 22,857 $ 11,402 $ 6,996 $ 18,398 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount and type of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation. Collateral held varies but may include accounts receivable, inventory, property and equipment, real estate, or income-producing commercial properties. Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Standby letters of credit generally have fixed expiration dates or other termination clauses and may require payment of a fee. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank’s policy for obtaining collateral, and the nature of such collateral, is essentially the same as that involved in making commitments to extend credit. The Bank has not incurred any losses on its commitments in either 2016 or 2015.

COMMITMENTS AND CONTINGENT LIAB

COMMITMENTS AND CONTINGENT LIABILITIES	12 Months Ended
	Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies Disclosure [Text Block]	NOTE K - COMMITMENTS AND CONTINGENT LIABILITIES The Bancorp and Bank periodically are subject to claims and lawsuits which arise in the ordinary course of business. It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial statements of the Company.

RISKS AND UNCERTAINTIES

RISKS AND UNCERTAINTIES	12 Months Ended
	Dec. 31, 2016
Risks and Uncertainties [Abstract]
Risks and Uncertainties Disclosure [Text Block]	NOTE L – RISKS AND UNCERTAINTIES Total balances of due from bank balances which were in excess of $250,000 were with the following banks as of December 31, 2016: (Dollars in thousands) United Bankers' Bank $ 3,078 Federal Reserve Bank 373 Federal Home Loan Bank - Total $ 3,451

RESTRICTION ON DIVIDENDS

RESTRICTION ON DIVIDENDS	12 Months Ended
	Dec. 31, 2016
Disclosure of Restrictions on Dividends, Loans and Advances Disclosure [Abstract]
Dividend Payment Restrictions [Text Block]	NOTE M - RESTRICTION ON DIVIDENDS The payment of dividends to shareholders by the Bancorp is not encumbered by any restrictive provisions. There are, however, limitations set by law on the amount of funds available to the Bancorp from its Subsidiary Bank. Dividends may be paid out of funds legally available, which provides that prior approval is required if the total of all dividends declared by a state bank in any calendar year will exceed the bank's net profits for that year combined with its retained net profits for the preceding two years. The amount of funds legally available for distribution of dividends by the Bank to the Bancorp without prior approval from regulatory authorities for 2016 was $ 5,907,000 1,600,000

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	NOTE N – EMPLOYEE BENEFIT PLANS The Bank has a qualified noncontributory, defined benefit pension plan which covers certain employees. The benefits are primarily based on years of service and earnings. (Dollars in thousands) 2016 2015 Change in benefit obligation: Projected benefit obligation at beginning of year $ 1,409 $ 1,459 Interest Cost 57 53 Actuarial gain (loss) (67) (76) Benefits paid (51) (27) Projected benefit obligation at end of year $ 1,348 $ 1,409 Change in plan assets: Fair value of plan assets at beginning of year $ 1,363 $ 726 Actual return on plan assets 87 (108) Employer contributions - 772 Benefits paid (51) (27) Fair value of plan assets at end of year $ 1,399 $ 1,363 Funded status (included in accrued liabilities) $ 51 $ (46) Unrecognized actuarial loss in accumulated other comprehensive income (before taxes) $ (630) $ (778) (Dollars in thousands) Year ended December 31, 2016 2015 Net periodic pension cost: Interest cost on projected benefit obligation $ 57 $ 53 Expected return on plan assets (80) (43) Net amortization of deferral of (gains) losses 74 68 Net periodic pension cost $ 51 $ 78 (Dollars in thousands) Year ended December 31, 2016 2015 Change in unrecognized net actuarial loss $ 148 $ (8) Tax effect (51) 3 Total recognized in other comprehensive income $ 97 $ (5) 2016 2015 Discount rate 4.00 % 3.75 % Weighted-average assumptions used to determine net periodic benefit cost for years ended December 31, 2016 and 2015: 2016 2015 Discount rate 4.00 % 3.75 % Expected return on plan assets 6.00 % 6.00 % The actuarial assumptions used in the pension plan valuations are reviewed annually. The Bank’s expected return on plan assets is determined by the plan assets’ historical long-term investment performance, current asset allocation, and estimates of future long-term returns by asset class. As of January 1, 2016, the Bank retained Robert W. Baird & Co. as third party trustee to manage the assets of The Citizens Bank of Logan pension plan. The Bank’s investment policy for Plan assets is to manage the portfolio to preserve principal and liquidity while maximizing the return on the investment portfolio through the full investment of available funds. Equity Securities – 85 Fixed Income Securities – 15 2016 2015 Asset category: Equity securities 41 % 9 % Debt securities 45 % 0 % Cash and cash equivalents 14 % 91 % Total 100 % 100 % Citizens Independent Bancorp, Inc. common stock to total plan assets 4 % 4 % (Dollars in thousands) Fair Value Measurements Quoted Prices in Significant Significant Asset Total Assets/Liabilities Inputs Inputs December 31, 2016 Cash Equivalents $ 193 $ - $ 193 $ - Fixed Income 637 637 - - Equity Securities 516 516 - - $ 1,346 $ 1,153 $ 193 $ - CIB Common Stock 53 53 - - Total Plan Assets $ 1,399 $ 1,206 $ 193 $ - December 31, 2015 Cash Equivalents $ 1,240 $ - $ 1,240 $ - Fixed Income 69 69 - - Equity Securities - - - - $ 1,309 $ 69 $ 1,240 $ - CIB Common Stock 54 - 54 - Total Plan Assets $ 1,363 $ 69 $ 1,294 $ - The Company does not anticipate making any contributions to the pension plan during the fiscal year ending December 31, 2017. These contributions would be required to meet ERISA’s minimum funding standards and the estimated quarterly contribution requirements during the period. The amount of the unrecognized net actuarial loss included in accumulated other comprehensive income expected to be recognized in net periodic pension cost during the fiscal year ended December 31, 2017 is $ 51,226 100 (Dollars in thousands) 2017 $ 66 2018 128 2019 25 2020 97 2021 52 2022-2026 246 Total $ 614 The Company offers a 401(k) profit sharing plan covering substantially all employees. Beginning in January 2016, the existing plan was replaced by a “Safe Harbor” plan as defined by the IRS. The Company matches voluntary employee contributions at a 100 3 50 2 4 100 59,000 27,000 During 2015, the Company entered into an agreement with the current President and CEO to provide future retirement compensation to that executive through a Supplemental Executive Retirement Plan (SERP) agreement. Following retirement, at the normal retirement age of 65, the SERP will provide equal annual payments over the next ten year period of $ 27,500 12,916 3,467

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2016
Banking and Thrift [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE O - REGULATORY MATTERS The Bank is subject to various regulatory capital requirements administered by its primary federal regulator, the Federal Deposit Insurance Corporation (FDIC). Failure to meet minimum regulatory capital requirements can initiate certain mandatory, and possible additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank and the Company’s consolidated financial statements. Under regulatory capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios of total capital, Tier I capital and common equity tier 1 capital to risk-weighted assets (as defined in the regulations), and leverage capital, which is tier 1 capital to adjusted average total assets (as defined). Management believes, as of December 31, 2016 and 2015, that the Bank meets all the capital adequacy requirements to which it is subject. As of December 31, 2016, the most recent notification from the FDIC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To remain categorized as well capitalized, the Bank will have to maintain minimum total capital, common equity tier 1 capital, tier 1 capital, and leverage capital ratios as disclosed in the following table. There are no conditions or events since the most recent notification that management believes have changed the Bank's prompt corrective action category. The following table outlines the regulatory components of the Company and the Bank’s capital and capital ratios as of December 31, 2016 and 2015, respectively. (Dollars in thousands) To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2016: Total capital (to risk-weighted assets) Consolidated $ 16,916 12.46 % $ 10,861 > % $ N/A $ N/A Subsidiary Bank 16,586 12.40 % 10,698 > % 13,372 > % Tier 1 capital (to risk-weighted assets) Consolidated 15,219 11.21 % 8,146 > % N/A N/A Subsidiary Bank 14,900 11.14 % 8,023 > % 10,698 > % Common equity tier 1 capital (to risk-weighted assets) Consolidated 15,219 11.21 % 6,109 > % N/A N/A Subsidiary Bank 14,900 11.14 % 6,017 > % 8,692 > % Leverage capital (to adjusted average total assets) Consolidated 15,219 8.65 % 7,035 > % N/A N/A Subsidiary Bank 14,900 8.52 % 6,998 > % 8,747 > % As of December 31, 2015: Total capital (to risk-weighted assets) Consolidated $ 14,365 11.24 % $ 10,222 > % $ N/A $ N/A Subsidiary Bank 16,504 13.14 % 10,049 > % 12,561 > % Tier 1 capital (to risk-weighted assets) Consolidated 12,768 9.99 % 7,667 > % N/A N/A Subsidiary Bank 14,905 11.87 % 7,537 > % 10,049 > % Common equity tier 1 capital (to risk-weighted assets) Consolidated 12,768 9.99 % 5,750 > % N/A N/A Subsidiary Bank 14,905 11.87 % 5,652 > % 8,165 > % Leverage capital (to adjusted average total assets) Consolidated 12,768 6.77 % 7,541 > % N/A N/A Subsidiary Bank 14,905 8.23 % 7,243 > % 9,054 > %

FAIR VALUES OF FINANCIAL INSTRU

FAIR VALUES OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	NOTE P - FAIR VALUES OF FINANCIAL INSTRUMENTS Fair value is defined as the exchange price that would be received to sell an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Accounting guidance also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy under this guidance are described below. Level 1 - Valuation is based on quoted prices in active markets for identical assets or liabilities that the Company has the ability to access at the measurement date. Level 1 assets and liabilities generally include debt and equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets and liabilities. Level 2 - Valuation is based on inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. The valuation may be based on quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the asset or liability. Level 3 - Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation. A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Accordingly, investment securities available for sale (and loans held for sale) are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record other assets at fair value on a nonrecurring basis, such as impaired loans and other real estate owned. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or writedowns of individual assets. The following describes the valuation techniques used to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements. Investment securities available for sale - Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions, and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or traded by dealers or brokers in active over-the-counter markets. Level 2 securities include securities issued by government sponsored entities, mortgage-backed securities, and municipal bonds. Level 3 securities include those with unobservable inputs. Transfers between levels can occur due to changes in the observability of significant inputs. Loans held for sale - Loans held for sale are carried at fair value. These loans currently consist of one-to-four-family residential loans originated for sale in the secondary market. Fair value is based on the committed market rates or the price secondary markets are currently offering for similar loans using observable market data. (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable Fair Assets/Liabilities Inputs Inputs Value (Level 1) (Level 2) (Level 3) December 31, 2016 Assets: Securities available for sale U.S. government securities $ - $ - $ - $ - U.S. government federal agencies 1,982 - 1,982 - State & local governments 2,734 - 2,734 - Mortgage backed securities 3,521 - 3,521 - Total securities available for sale $ 8,237 $ - $ 8,237 $ - Loans held for sale $ 135 $ - $ 135 $ - December 31, 2015 Assets: Securities available for sale U.S. government securities $ 1,005 $ 1,005 $ - $ - U.S. government federal agencies 6,535 - 6,535 - State & local governments 1,783 - 1,783 - Mortgage backed securities 4,690 - 4,690 - Total securities available for sale $ 14,013 $ 1,005 $ 13,008 $ - The following describes the valuation techniques used to measure certain financial assets and liabilities recorded at fair value on a nonrecurring basis in the financial statements. Impaired loans - The Bank does not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses may need to be established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment. As of December 31, 2016, the fair value of substantially all of the impaired loans was estimated based on the fair value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Bank records the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Bank records the impaired loan as nonrecurring Level 3. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Other real estate owned (OREO) - OREO consists of real estate acquired in foreclosure or other settlement of loans. Such assets are carried on the consolidated balance sheet at the lower of the investment in the real estate or its fair value less estimated selling costs. The fair value of OREO is determined on a nonrecurring basis generally utilizing current appraisals performed by an independent, licensed appraiser applying an income or market value approach using observable market data (Level 2). However, if a current appraisal is not available, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the real estate since the date of its original appraisal. Such discounts are generally estimated based upon management’s knowledge of sales of similar property within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends (Level 3). Upon foreclosure, any fair value adjustment is charged against the allowance for loan losses. Subsequent fair value adjustments are recorded in the period incurred and included in other noninterest expense in the consolidated statements of income. (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable Fair Assets/Liabilities Inputs Inputs Value (Level 1) (Level 2) (Level 3) December 31, 2016 Assets: Impaired loans Commercial mortgage $ 3,192 $ - $ - $ 3,192 Commercial other 685 - - 685 Residential real estate 395 - - 395 Consumer equity 97 - - 97 Consumer auto 55 - - 55 Total impaired loans $ 4,424 $ - $ - $ 4,424 December 31, 2015 Assets: Impaired loans Commercial mortgage $ 2,171 $ - $ - $ 2,171 Commercial other 38 - - 38 Residential real estate 679 - - 679 Consumer equity - - - - Consumer auto 89 - - 89 Total impaired loans $ 2,977 $ - $ - $ 2,977 Other real estate owned Residential 15 - - 15 Commercial 223 - - 223 Total other real estate owned $ 238 $ - $ - $ 238 (Dollars in thousands) Fair Value Valuation Technique Significant Unobservable Range December 31, 2016 Impaired loans Commercial mortgage $ 3,192 Appraisal of Collateral Appraisal Adjustment Up to 12 % Commercial other 685 Appraisal of Collateral Appraisal Adjustment Up to 3 % Residential real estate 395 Appraisal of Collateral Appraisal Adjustment Up to 3 % Consumer equity 97 Appraisal of Collateral Appraisal Adjustment Up to 14 % Consumer auto 55 Appraisal of Collateral Appraisal Adjustment * December 31, 2015 Impaired loans Commercial mortgage $ 2,171 Appraisal of Collateral Appraisal Adjustment Up to 6 % Commercial other 38 Appraisal of Collateral Appraisal Adjustment * Residential real estate 679 Appraisal of Collateral Appraisal Adjustment Up to 6 % Consumer auto 89 Appraisal of Collateral Appraisal Adjustment * Other real estate owned Residential 15 Appraisal of Property Appraisal Adjustment * Commercial 223 Appraisal of Property Appraisal Adjustment Up to 45 % * There are no related allowances for these classifications The following methods and assumptions were used to estimate the fair value disclosures for other financial instruments as of December 31, 2016 and 2015: Cash and cash equivalents - The fair value of cash and cash equivalents is estimated to approximate the carrying amounts. Other investment securities - Other investment securities consist of restricted equity securities in the Federal Home Loan Bank (FHLB) and are carried at cost. Because there is no market, the carrying values of restricted equity securities approximate fair values based on the redemption provisions of the FHLB. Loans - The fair value of loans is calculated by discounting estimated cash flows using current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. The estimated cash flows do not anticipate prepayments. Management has made estimates of fair value discount rates that it believes to be reasonable. However, because there is no market for many of these financial instruments, management has no basis to determine whether the fair value presented for loans would be indicative of the value negotiated in an actual sale. Accrued interest receivable and payable - The carrying amounts of accrued interest approximate fair value. Bank owned life insurance - The fair value of bank owned life insurance approximates the cash surrender value of the policies. Deposits - The fair value of deposits with no stated maturity, such as noninterest bearing and interest bearing demand deposits, regular savings, and certain types of money market accounts, is equal to the amount payable on demand at the reporting date (that is, their carrying amounts). The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. Borrowed funds - the carrying amounts of borrowed funds which mature within 90 days approximate their fair values. The fair values of other borrowed funds are estimated using discounted cash flow analysis that applies interest rates currently offered on similar instruments. Off-balance-sheet instruments - The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of agreements and the present credit standing of the counterparties. The amounts of fees currently charged on commitments to extend credit and standby letters of credit are deemed insignificant, and therefore, the estimated fair values and carrying values are not shown. (Dollars in thousands) Fair Value Measurements at Reporting Date Using: Quoted Prices in Active Markets Other Significant for Identical Observable Unobservable Carrying Fair Assets/Liabilities Inputs Inputs Amount Value (Level 1) (Level 2 (Level 3) December 31, 2016 Financial assets: Cash and cash equivalents $ 4,899 $ 4,899 $ - $ 4,899 $ - Securities available for sale 8,237 8,237 - 8,237 - Other investment securities 859 859 - - 859 Loans held for sale 135 135 - 135 - Net loans 152,138 156,202 - - 156,202 Accrued interest receivable 258 258 - - 258 Bank owned life insurance 3,427 3,427 - 3,427 - Financial liabilities Noninterest bearing deposits $ 32,282 $ 32,282 $ - $ 32,282 $ - Interestbearing deposits 123,856 122,869 - 122,869 - Overnight funds purchased 2,699 2,699 - 2,699 - Borrowed funds - - - - - Accrued interest payable 581 581 - - 581 December 31, 2015 Financial assets: Cash and cash equivalents $ 9,371 $ 9,371 $ - $ 9,371 $ - Securities available for sale 14,013 14,013 1,005 13,008 - Other investment securities 859 859 - - 859 Net loans 147,153 149,355 - - 149,355 Accrued interest receivable 285 285 - - 285 Bank owned life insurance 3,320 3,320 - 3,320 - Financial liabilities Noninterest bearing deposits 26,116 26,116 - 26,116 - Interest bearing deposits 136,209 137,174 - 137,174 - Borrowed funds 2,569 2,569 - 2,569 - Accrued interest payable 759 759 - - 759

PARENT COMPANY FINANCIAL STATEM

PARENT COMPANY FINANCIAL STATEMENTS	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE Q – PARENT COMPANY FINANCIAL STATEMENTS The following are condensed parent company only financial statements for Citizens Independent Bancorp, Inc. CONDENSED BALANCE SHEETS December 31, 2016 and 2015 (Dollars in thousands) 2016 2015 Assets Cash $ 176 $ 346 Investment in subsidiary 17,008 17,411 Other assets 2,057 2,179 Total assets $ 19,241 $ 19,936 Total Liabilities $ 11 $ 2,577 Total shareholders' equity 19,230 17,359 Total liabilities and equity $ 19,241 $ 19,936 CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME Years ended December 31, 2016 and 2015 (Dollars in thousands) 2016 2015 Income Dividends from subsidiaries $ 1,600 $ 1,300 Other 512 308 2,112 1,608 Expenses Other 273 523 Income (loss) before income taxes and equity in undistributed earnings of subsidiary 1,839 1,085 Income tax expense (benefit) 125 (73) Equity in undistributed earnings (loss) of subsidiary (486) (504) Net income 1,228 654 Other comprehensive income (loss) 83 (52) Comprehensive income $ 1,311 $ 602 CONDENSED STATEMENT OF CASH FLOWS Years ended December 31, 2016 and 2015 (Dollars in thousands) 2016 2015 Cash flows from Operating Activities Net income $ 1,228 $ 654 Adjustments to reconcile net income to cash from operations Equity in undistributed (earnings) loss of subsidiaries 486 504 Deferred income tax 125 (73) Change in other assets and other liabilities 1 (2) Net cash provided by (used in) operating activities 1,840 1,083 Cash flows from financing activities Payments on loan payable (2,569) (2,921) Issuance of common stock 560 1,263 Net change from financing activities (2,009) (1,658) Net increase (decrease) in cash and cash equivalents (169) (575) Cash and cash equivalents at beginning of year 346 921 Cash and cash equivalents at end of year $ 176 $ 346

STOCK SUBSCRIPTION

STOCK SUBSCRIPTION	12 Months Ended
	Dec. 31, 2016
Stock Subscriptions Disclosures [Abstract]
Stock Subscriptions Disclosures [Text Block]	NOTE R – STOCK SUBSCRIPTION As of June 25, 2014, the Company had sold and issued a total of 238,057 119,003 74,687 74,687

SUMMARY OF SIGNIFICANT ACCOUN28

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Nature of Operations [Text Block]	Nature of Operations Citizens Independent Bancorp, Inc. (the Bancorp) is a bank holding company whose wholly-owned bank subsidiary, The Citizens Bank of Logan (the Bank), together referred to as the Company, is engaged in the business of commercial and retail banking services with operations conducted through offices in Hocking and Athens counties. These communities and surrounding areas are the source of substantially all the Company’s deposit and loan activities. Secured loans are secured by business assets, consumer assets, residential real estate, and non-residential real estate. The majority of Company income is derived from commercial, real estate, and retail lending activities and investments. Other financial instruments which potentially represent concentrations of credit risk include deposit accounts in other financial institutions and federal funds sold. In October 2012, the Bank entered into publicly available Consent Orders with the Federal Deposit Insurance Corporation (FDIC) and the Ohio Division of Financial Institutions (DFI) (collectively referred to as the Orders), which required the Bank to take a number of actions. In October 2015, both the FDIC and DFI lifted their respective Consent Orders.
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Statement Presentation The accounting and reporting policies of the Bancorp and the Bank conform with accounting principles generally accepted in the United States of America and to general practices followed within the banking industry. To conform to the 2016 presentation, certain reclassifications have been made to prior amounts, which had no impact on net income, comprehensive income, or shareholders’ equity.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The consolidated financial statements include the accounts of the Bancorp and the Bank. All significant intercompany transactions and balances have been eliminated.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Investment, Policy [Policy Text Block]	Investment Securities Debt securities are classified as held-to-maturity when management has the positive intent and ability to hold the securities to maturity. Securities held-to-maturity are carried at amortized cost. The amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity. Debt securities not classified as held-to-maturity are classified as available for sale. Securities available–for-sale are carried at fair value with unrealized gains and losses, net of the deferred income tax effect, reported in accumulated other comprehensive income. Realized gains (losses) on securities available for sale are included in noninterest income (expense) and, when applicable, are reported as a reclassification adjustment, net of income tax, in other comprehensive income. Gains and losses on sales of securities are determined on the specific-identification method. Declines in the fair value of individual held to maturity and available for sale securities below their cost that are other than temporary result in writedowns of the individual securities to their fair value. The related writedowns are included in earnings as realized losses of which none have been reported in the periods presented.
Policy Loans Receivable, Policy [Policy Text Block]	Loans Loans are stated at unpaid principal balances, less the allowance for loan losses and unearned discounts. Interest on loans is accrued based on principal amounts outstanding. The accrual of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Personal loans are typically charged off no later than 180 days past due. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. Interest accrued in the current year but not collected for loans that are placed on nonaccrual or charged off is reversed against current interest income and unpaid interest accrued in prior years is charged to the allowance for loan losses. The interest on nonaccrual loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Consistent with the Bank’s existing method of income recognition for loans, interest on impaired loans, except those classified as nonaccrual, is recognized as income using the accrual method.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	Loans Held for Sale Mortgage loans originated and held for sale in the secondary market are carried at the lower of cost or market value determined on an aggregate basis. Net unrealized losses are recognized in a valuation allowance through charges to income. Gains and losses on the sale of loans held for sale are determined using the specific identification method.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, general, and environmental components. The specific component relates to loans that are classified as doubtful, substandard, or troubled debt restructurings (TDRs). For such loans that are also classified as impaired, an allowance is established when the discounted cash flows, collateral value, or observable market price of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and construction loans by either the present value of expected cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Bank does not separately identify individual consumer and residential loans for impairment disclosures, unless such loans are the subject of a restructuring agreement.
Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block]	Troubled Debt Restructurings (TDRs) Management classifies loans as TDRs when a borrower is experiencing financial difficulties and the Bank has granted a concession. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Bank’s internal underwriting policy. Management’s policy is to modify loans by extending the term or by granting a temporary or permanent contractual interest rate below the market rate. TDRs are separately identified for impairment disclosures and are measured by the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Land is carried at cost. Other premises and equipment are recorded at cost net of accumulated depreciation. Depreciation is computed using the straight-line method based principally on the estimated useful lives of the assets. Useful lives are revised when a change in life expectancy becomes apparent. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains or losses on dispositions are included in current operations as realized.
Real Estate, Policy [Policy Text Block]	Other Real Estate Owned (OREO) OREO is recorded at fair value less anticipated selling costs (net realizable value) and consists of property acquired through loan foreclosure. If the net realizable value is below the carrying value of the loan at the date of transfer, the difference is charged to the allowance for loan losses. Subsequent declines in the fair value of real estate are classified as OREO devaluations, which are reported as adjustments to the carrying value of OREO and are recorded as a charge to operations included in noninterest expense. In certain circumstances where management believes the devaluation may not be permanent in nature, the Company utilizes a valuation allowance to record OREO devaluations, which is also expensed through noninterest expense. Costs relating to development and improvement of such properties are capitalized (not in excess of fair value less estimated costs to sell) and costs relating to holding the properties are charged to expense.
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance The Bank had previously purchased a life insurance policy on one retired executive. In September 2015, the Bank purchased additional life insurance policies on ten members of senior management. Bank owned life insurance is recorded at its cash surrender value, or the amount that can be realized. Increases in the asset value are recorded as earnings in other income.
Comprehensive Income, Policy [Policy Text Block]	Accumulated Other Comprehensive Income (Dollars in thousands) 2016 2015 Securities available for sale $ (68) $ (54) Unrecognized actuarial loss of the pension plan (416) (513) Accumulated other comprehensive income $ (484) $ (567)
Postemployment Benefit Plans, Policy [Policy Text Block]	Employee Benefit Plans Pension expense is the net of service and interest cost, return on plan assets, and amortization of gains and losses not immediately recognized. 401(k) plan expense is based on the Company’s annual contribution.
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Common Share (Dollars in thousands, except 2016 2015 Net income (loss) $ 1,228 $ 654 Weighted average common shares outstanding 682,600 645,849 Basic earnings per common share $ 1.80 $ 1.01 Total shares and warrants 682,600 652,478 Diluted earnings per common share $ 1.80 $ 1.00 Warrants offered in conjunction with the 2014 common stock offering totaled 119,003 1 67,985 51,018 23,669
Income Tax, Policy [Policy Text Block]	Income Taxes Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred taxes related primarily to differences between the basis of securities available for sale, allowance for loan losses, subsequent loss writedowns on other real estate owned, accumulated depreciation, nonaccrual interest on loans, and accrued employee benefits. The deferred tax assets and liabilities represent the future tax return consequences of those differences, which will either be taxable or deductible when the assets or liabilities are recovered or settled. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. The Bancorp files consolidated income tax returns with the Bank.
Advertising Costs, Policy [Policy Text Block]	Advertising Advertising costs are charged to operations when incurred.
Statements of Cash Flows [Policy Text Block]	Statements of Cash Flows The Company considers cash and amounts due from depository institutions, and federal funds sold, all of which have an original maturity of 90 days or less, to be cash and cash equivalents for purposes of the statements of cash flows. (Dollars in thousands) 2016 2015 Cash paid during the year for interest $ 996 $ 1,958 Non cash investing and financing activities Transfer of loans to real estate owned 22 150 Short term debt converted to common stock - 656
Industry Segments [Policy Text Block]	Industry Segments While the Bancorp’s chief decision makers monitor the revenue streams of various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, “Revenue from Contracts with Customers (Topic 606).” The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The core principle will be achieved using a five step process. In August 2015, the FASB issued ASU No. 2015-14, “Revenue from Contracts with Customers (Topic 606)” which amends the effective date for the Company from January 1, 2017 to January 1, 2018. The adoptions of ASU No. 2014-09 and ASU No. 2015-14 are not expected to have a material impact on the Company’s consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall (Subtopic 825-10) Recognition and Measurement of Financial Assets and Financial Liabilities". The new standard significantly revises an entity's accounting related to 1) the classification and measurement of investments in equity securities and 2) the presentation of certain fair value changes for financial liabilities measured at fair value. It also amends certain disclosure requirements associated with the fair value of financial instruments. The amendment requires equity investments (excluding investments accounted for under the equity method or that result in consolidation) to be measured at fair value, with changes in fair value recognized in net income. This ASU will become effective for the Company on January 1, 2018. The adoption will require a cumulative effect to the statement of financial position as of the beginning of the first reporting period. The Company has not determined the expected effect of the adoption of ASU No. 2016-01. In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” This standard requires organizations to recognize lease assets and lease liabilities on the balance sheet and disclose key information about leasing requirements for leases that were historically classified as operating leases under previous generally accepted accounting principles. This ASU will become effective for the Company for interim and annual periods on January 1, 2019. Management is currently evaluating the potential impact of ASU No. 2016-02 on the Company’s consolidated financial statements. In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments (Topic 326).” This standard replaces the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The amendments in this update require a financial asset (or a group of financial assets) measured at amortized cost basis to be presented at the net amount expected to be collected. The new Current Expected Credit Losses model (CECL) will apply to the allowance for loan losses, available-for-sale and held to maturity debt securities, purchased financial assets with credit deterioration, and certain off-balance sheet credit exposures. Entities will apply the standard’s provisions as a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. This ASU will become effective for the Company for interim and annual periods on January 1, 2020. Management is currently evaluating the potential impact of ASU No. 2016-13 on the Company’s consolidated financial statements.

SUMMARY OF SIGNIFICANT ACCOUN29

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	The accumulated other comprehensive income component of equity results from the unrealized gains and losses on available for sale securities and from the unrecognized actuarial loss of the pension plan. (Dollars in thousands) 2016 2015 Securities available for sale $ (68) $ (54) Unrecognized actuarial loss of the pension plan (416) (513) Accumulated other comprehensive income $ (484) $ (567)
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Earnings per common share are net income available to common shareholders divided by the weighted average common shares outstanding during the period. The factors used in the earnings per share computation follow: (Dollars in thousands, except 2016 2015 Net income (loss) $ 1,228 $ 654 Weighted average common shares outstanding 682,600 645,849 Basic earnings per common share $ 1.80 $ 1.01 Total shares and warrants 682,600 652,478 Diluted earnings per common share $ 1.80 $ 1.00
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	The following are supplemental disclosures for the years ended December 31, 2016 and 2015, respectively. (Dollars in thousands) 2016 2015 Cash paid during the year for interest $ 996 $ 1,958 Non cash investing and financing activities Transfer of loans to real estate owned 22 150 Short term debt converted to common stock - 656

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Available-for-sale Securities [Table Text Block]	The amortized cost of securities and their estimated fair values are as follows: (Dollars in thousands) December 31, 2016 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. government securities $ - $ - $ - $ - $ 1,005 $ - $ - $ 1,005 U.S. government federal agencies 1,990 - (8) 1,982 6,571 3 (39) 6,535 State and local governments 2,759 - (25) 2,734 1,774 9 - 1,783 Mortgage backed securities 3,592 2 (73) 3,521 4,745 4 (59) 4,690 Total $ 8,341 $ 2 $ (106) $ 8,237 $ 14,095 $ 16 $ (98) $ 14,013
Investments Classified by Contractual Maturity Date [Table Text Block]	The following is a summary of maturities of securities available for sale as of December 31, 2016: (Dollars in thousands) Amortized Fair Amounts maturing in: One year or less $ - $ - After one year through five years 3,111 3,089 After five years through ten years 653 644 After ten years 4,577 4,504 Total $ 8,341 $ 8,237
Schedule of Unrealized Loss on Investments [Table Text Block]	Information pertaining to securities with gross unrealized losses at December 31, 2016 and 2015 aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: (Dollars in thousands) Less than 12 months 12 months or greater Total Fair Gross Fair Gross Fair Gross December 31, 2016 U.S. government federal agencies $ 1,982 $ (8) $ - $ - $ 1,982 $ (8) State and local governments 1,734 (25) - - 1,734 (25) Mortgage backed securities 2,675 (44) 828 (29) 3,503 (73) Total $ 6,391 $ (77) $ 828 $ (29) $ 7,219 $ (106) December 31, 2015 U.S. government federal agencies $ 4,981 $ (39) $ - $ - $ 4,981 $ (39) State and local governments - - - - - - Mortgage backed securities 3,115 (28) 1,388 (31) 4,503 (59) Total $ 8,096 $ (67) $ 1,388 $ (31) $ 9,484 $ (98)

LOANS AND ALLOWANCE FOR LOAN 31

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Dec. 31, 2016
Receivables [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The following tables provide information on the activity in the allowance for loan losses by the respective loan portfolio segment for the periods indicated: (Dollars in thousands) Commercial Real Estate Consumer Total December 31, 2016 Beginning balance - January 1, 2016 $ 1,629 $ 240 $ 209 $ 2,078 Charge-offs (233) (1) (116) (350) Recoveries 76 3 41 120 Net (charge-offs) recoveries (157) 2 (75) (230) Provision 5 (99) 94 - Ending balance - December 31, 2016 $ 1,477 $ 143 $ 228 $ 1,848 December 31, 2015 Beginning balance - January 1, 2015 $ 3,491 $ 195 $ 183 $ 3,869 Charge-offs (1,443) (42) (187) (1,672) Recoveries 86 2 43 131 Net (charge-offs) recoveries (1,357) (40) (144) (1,541) Provision (505) 85 170 (250) Ending balance - December 31, 2015 $ 1,629 $ 240 $ 209 $ 2,078
Impaired Financing Receivables [Table Text Block]	The following tables present the recorded investment with respect to loans and the related allowance by portfolio segment at the dates indicated: (Dollars in thousands) Collectively Evaluated Individually Evaluated Total Allowance Recorded Allowance Recorded Allowance Recorded December 31, 2016 Commercial $ 1,011 $ 76,251 $ 466 $ 3,836 $ 1,477 $ 80,087 Real estate 132 43,558 11 117 143 43,675 Consumer 212 30,111 16 113 228 30,224 Total $ 1,355 $ 149,920 $ 493 $ 4,066 $ 1,848 $ 153,986 December 31, 2015 Commercial $ 1,479 $ 80,293 $ 150 $ 1,854 $ 1,629 $ 82,147 Real estate 196 42,993 44 408 240 43,401 Consumer 209 23,683 - - 209 23,683 Total $ 1,884 $ 146,969 $ 194 $ 2,262 $ 2,078 $ 149,231
Financing Receivable Credit Quality Indicators [Table Text Block]	Commercial Credit Exposure (Dollars in thousands) Commercial Mortgage Commercial Other 12/31/16 12/31/15 12/31/16 12/31/15 Category Pass $ 63,760 $ 61,612 $ 10,884 $ 12,123 5 879 984 38 186 6 3,932 6,686 594 557 7 - - - - Total $ 68,571 $ 69,282 $ 11,516 $ 12,866 Consumer Credit Exposure Credit risk profile by credit worthiness category (Dollars in thousands) Residential Real Estate Consumer Equity Consumer Auto Consumer Other 12/31/16 12/31/15 12/31/16 12/31/15 12/31/16 12/31/15 12/31/16 12/31/15 Category Pass $ 43,372 $ 42,690 $ 13,585 $ 10,049 $ 15,078 $ 11,999 $ 1,525 $ 1,512 5 - 373 - 59 - 38 - - 6 303 338 - 7 36 18 - - 7 - - - - - - - - Total $ 43,675 $ 43,401 $ 13,585 $ 10,115 $ 15,114 $ 12,055 $ 1,525 $ 1,512
Impaired Financing Receivables Segregated By With And Without Allowance Recorded [Table Text Block]	The following tables set forth certain information regarding the Bank’s impaired loans , (Dollars in thousands) Recorded Unpaid Related December 31, 2016 With no related allowance recorded: Commercial mortgage $ 559 $ 588 $ - Commercial other 115 115 - Residential real estate 289 289 - Consumer equity - - - Consumer auto 55 55 - Subtotal 1,018 1,047 - With an allowance recorded: Commercial mortgage 3,077 3,107 444 Commercial other 592 592 22 Residential real estate 117 119 11 Consumer equity 113 113 16 Consumer auto - - - Subtotal 3,899 3,931 493 Total $ 4,917 $ 4,978 $ 493 December 31, 2015 With no related allowance recorded: Commercial mortgage $ 1,324 $ 1,886 $ - Commercial other 38 37 - Residential real estate 315 316 - Consumer equity - - - Consumer auto 89 90 - Subtotal 1,766 2,329 - With an allowance recorded: Commercial mortgage 997 1,100 150 Commercial other - - - Residential real estate 408 409 44 Consumer equity - - - Consumer auto - - - Subtotal 1,405 1,509 194 Total $ 3,171 $ 3,838 $ 194
Impaired Financing Receivables Segregated By Portfolio Segment And Class [Table Text Block]	The following tables present the average recorded investments in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio class for the periods indicated. (Dollars in thousands) No Related With Related Allowance Recorded Allowance Recorded Total Average Total Average Total Interest Average Total Interest December 31, 2016 Commercial Mortgage $ 881 $ 10 $ 1,769 $ 74 $ 2,650 $ 84 Other 87 2 238 - 325 2 Residential real estate 302 14 344 6 646 20 Consumer Equity - - 68 1 68 1 Auto 57 2 - - 57 2 Other - - - - - - TOTAL $ 1,327 $ 28 $ 2,419 $ 81 $ 3,746 $ 109 December 31, 2015 Commercial Mortgage $ 3,036 $ 6 $ 2,040 $ 37 $ 5,076 $ 43 Other 48 2 53 - 101 2 Residential real estate 247 16 443 8 690 24 Consumer Equity 31 - 91 - 122 - Auto 104 6 - - 104 6 Other - - - - - - TOTAL $ 3,466 $ 30 $ 2,627 $ 45 $ 6,093 $ 75
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	The following table summarizes information relative to troubled debt restructured (TDR) loans which were modified during the years ended December 31, 2016 and 2015. (Dollars in thousands) Number Pre- Post- of Recorded Recorded TDRs Investment Investment December 31, 2016 Commercial mortgage 13 $ 2,824 $ 2,824 Residential real estate - - - Consumer 3 201 201 Total 16 $ 3,025 $ 3,025 December 31, 2015 Commercial mortgage 2 $ 478 $ 478 Residential real estate 3 239 239 Consumer 8 177 177 Total 13 $ 894 $ 894
Past Due Financing Receivables [Table Text Block]	The following table presents the loan portfolio summarized by aging categories, at December 31, 2016 and 2015: (Dollars in thousands) Recorded Investment 30-59 60-89 >90 >90 Days Days Days Days Total Total and Past Due Past Due Past Due Past Due Current Loans Accruing December 31, 2016 Commercial: Mortgage $ 272 $ 331 $ 381 $ 984 $ 67,587 $ 68,571 $ - Other 1 4 - 5 11,511 11,516 - Residential Real Estate 972 - - 972 42,703 43,675 - Consumer: Equity 10 - - 10 13,575 13,585 - Auto 154 13 21 188 14,926 15,114 - Other 11 1 - 12 1,513 1,525 - Total $ 1,420 $ 349 $ 402 $ 2,171 $ 151,815 $ 153,986 $ - December 31, 2015 Commercial: Mortgage $ 628 $ 433 $ 196 $ 1,257 $ 68,025 $ 69,282 $ - Other 11 - - 11 12,855 12,866 - Residential Real Estate 449 33 - 482 42,919 43,401 - Consumer: Equity 23 - - 23 10,092 10,115 - Auto 138 17 - 155 11,900 12,055 - Other 2 9 - 11 1,501 1,512 - Total $ 1,251 $ 492 $ 196 $ 1,939 $ 147,292 $ 149,231 $ -
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	The following summarizes loans on nonaccrual status at December 31, 2016 and 2015. (Dollars in thousands) December 31, December 31, 2016 2015 Commercial: Mortgage $ 739 $ 1,334 Other - 3 Residential Real Estate - 3 Consumer: Equity - - Auto 29 10 Other - - Total $ 768 $ 1,350
Loans And Leases Receivable Related Parties [Table Text Block]	Loans to such borrowers are summarized as follows: Related Party Loans (Dollars in thousands) 2016 2015 Balance, January 1, $ 158 $ 11 New loans granted 41 148 Principal payments (4) (1) Principal draws 84 - Balance, December 31, $ 279 $ 158

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	A summary of premises and equipment at December 31, 2016 and 2015 follows: (Dollars in thousands) 2016 2015 Land $ 2,038 $ 1,334 Buildings and improvements 3,714 3,291 Furniture, fixtures, and equipment 2,949 2,594 $ 8,701 $ 7,219 Accumulated depreciation and amortization (4,371) (4,242) Total $ 4,330 $ 2,977

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
Schedule Of Deposit Liabilities [Table Text Block]	Deposit account balances at December 31, 2016 and 2015, are summarized as follows: (Dollars in thousands) 2016 2015 Non-interest bearing checking accounts $ 32,282 $ 26,116 Interest-bearing checking accounts 11,055 25,721 Savings accounts 55,104 54,277 Certificates of deposit 57,697 56,211 Total $ 156,138 $ 162,325
Schedule Of Certificates Of Deposit Fiscal Year Maturity [Table Text Block]	At December 31, 2016, scheduled maturities of certificates of deposit are as follows: (Dollars in thousands) 2017 $ 23,769 2018 8,793 2019 9,299 2020 7,237 2021 8,579 2022 and after 20 $ 57,697

BORROWED FUNDS (Tables)

BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2016
Debt Disclosure [Abstract]
Schedule of Debt [Table Text Block]	Borrowed funds are comprised of the following at December 31: (Dollars in thousands) 2016 2015 4.25% note payable to bank in monthly installments of $9,925 through 06/25/2019, unsecured $ - $ 385 4.75% note payable to bank in monthly installments of $12,615 through 11/21/2019, unsecured - 540 8.00% note payable to company, of which a signidicant owner is a shareholder of Bancorp, in monthly installments of interest only through 12/29/2015, secured by real estate - - 6.00% note payable to individual who is a significant shareholder of Bancorp, in monthly installments of interest only through 08/04/2021, secured by real estate - 1,644 Total borrowed funds $ - $ 2,569
Schedule of Short-term Debt [Table Text Block]	Information concerning overnight funds purchased is summarized as follows: (Dollars in thousands) 2016 2015 Amount outstanding $ 2,699 $ - Year-end rate 1.125 % 0 % Average outstanding 229 - Average rate 0.875 % 0 % Maximum amount outstanding 4,465 -

FEDERAL INCOME TAXES (Tables)

FEDERAL INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	The consolidated provision for income taxes consists of the following for the years ended December 31: (Dollars in thousands) 2016 2015 Income tax expense Current tax expense $ - $ - Deferred tax expense 622 232 Total $ 622 $ 232
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	The consolidated provision for federal income taxes differs from that computed by applying federal statutory rates to income before federal income tax expense as indicated in the following analysis: (Dollars in thousands) 2016 2015 Federal statutory income tax at 34% $ 629 $ 301 Tax exempt income (82) (66) Other 75 (3) Total $ 622 $ 232
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	The deferred tax assets and deferred tax liabilities are comprised of the following at December 31: (Dollars in thousands) 2016 2015 Deferred Tax Assets Pension accounting $ (13) $ 19 Allowance for loan losses 3 16 Deferred compensation 10 13 OREO accounting 133 687 Nonaccrual loan interest 8 38 NOL carryforward 4,586 4,680 Available for sale securities 35 28 Other 43 7 Deferred tax assets 4,805 5,488 Deferred Tax Liabilities Depreciation 144 164 FHLB stock 166 166 Deferred tax liabilities 310 330 Net deferred tax asset $ 4,495 $ 5,158

FINANCIAL INSTRUMENTS WITH OF36

FINANCIAL INSTRUMENTS WITH OFF BALANCE SHEET RISK (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Financial instruments whose contract amount represents credit risk at December 31, 2016 and 2015 were as follows: (Dollars in thousands) 2016 2015 Fixed Variable Total Fixed Variable Total Home equity lines $ 986 $ 6,799 $ 7,785 $ 1,553 $ 5,359 $ 6,912 Credit card lines 3,104 - 3,104 3,405 - 3,405 Secured by real estate 1,913 3,168 5,081 848 723 1,571 Other unused commitments 5,926 945 6,871 5,585 914 6,499 Standby letters of credit 11 5 16 11 - 11 Total $ 11,940 $ 10,917 $ 22,857 $ 11,402 $ 6,996 $ 18,398

RISKS AND UNCERTAINTIES (Tables

RISKS AND UNCERTAINTIES (Tables)	12 Months Ended
	Dec. 31, 2016
Risks and Uncertainties [Abstract]
Unusual Risks and Uncertainties [Table Text Block]	Total balances of due from bank balances which were in excess of $250,000 were with the following banks as of December 31, 2016: (Dollars in thousands) United Bankers' Bank $ 3,078 Federal Reserve Bank 373 Federal Home Loan Bank - Total $ 3,451

EMPLOYEE BENEFIT PLANS (Tables)

EMPLOYEE BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Schedule Of Defined Benefit Plan Net Periodic Benefit Cost [Table Text Block]	The following is a summary of the plans funded status as of December 31, 2016 and 2015: (Dollars in thousands) 2016 2015 Change in benefit obligation: Projected benefit obligation at beginning of year $ 1,409 $ 1,459 Interest Cost 57 53 Actuarial gain (loss) (67) (76) Benefits paid (51) (27) Projected benefit obligation at end of year $ 1,348 $ 1,409 Change in plan assets: Fair value of plan assets at beginning of year $ 1,363 $ 726 Actual return on plan assets 87 (108) Employer contributions - 772 Benefits paid (51) (27) Fair value of plan assets at end of year $ 1,399 $ 1,363 Funded status (included in accrued liabilities) $ 51 $ (46) Unrecognized actuarial loss in accumulated other comprehensive income (before taxes) $ (630) $ (778)
Schedule of Net Benefit Costs [Table Text Block]	Amounts recognized in the consolidated statements of income consist of: (Dollars in thousands) Year ended December 31, 2016 2015 Net periodic pension cost: Interest cost on projected benefit obligation $ 57 $ 53 Expected return on plan assets (80) (43) Net amortization of deferral of (gains) losses 74 68 Net periodic pension cost $ 51 $ 78
Schedule of Amounts Recognized in Other Comprehensive Income (Loss) [Table Text Block]	Other changes recognized in other comprehensive income include: (Dollars in thousands) Year ended December 31, 2016 2015 Change in unrecognized net actuarial loss $ 148 $ (8) Tax effect (51) 3 Total recognized in other comprehensive income $ 97 $ (5)
Schedule of Assumptions Used [Table Text Block]	Weighted-average assumptions used to determine benefit obligation at December 31, 2016 and 2015: 2016 2015 Discount rate 4.00 % 3.75 % Weighted-average assumptions used to determine net periodic benefit cost for years ended December 31, 2016 and 2015: 2016 2015 Discount rate 4.00 % 3.75 % Expected return on plan assets 6.00 % 6.00 %
Schedule Of Target Allocation Percentages For Each Major Class Of Plan Assets [Table Text Block]	The portfolio is to be diversified by investing in multiple types of investment-grade securities. Target allocation percentages for each major class of Plan assets are as follows: Equity Securities – 85 Fixed Income Securities – 15
Schedule Of Pension Plans Weighted Average Asset Allocations [Table Text Block]	The Bank’s pension plan weighted-average asset allocations at December 31, 2016 and 2015 by asset category are as follows: 2016 2015 Asset category: Equity securities 41 % 9 % Debt securities 45 % 0 % Cash and cash equivalents 14 % 91 % Total 100 % 100 % Citizens Independent Bancorp, Inc. common stock to total plan assets 4 % 4 %
Schedule of Allocation of Plan Assets [Table Text Block]	(Dollars in thousands) Fair Value Measurements Quoted Prices in Significant Significant Asset Total Assets/Liabilities Inputs Inputs December 31, 2016 Cash Equivalents $ 193 $ - $ 193 $ - Fixed Income 637 637 - - Equity Securities 516 516 - - $ 1,346 $ 1,153 $ 193 $ - CIB Common Stock 53 53 - - Total Plan Assets $ 1,399 $ 1,206 $ 193 $ - December 31, 2015 Cash Equivalents $ 1,240 $ - $ 1,240 $ - Fixed Income 69 69 - - Equity Securities - - - - $ 1,309 $ 69 $ 1,240 $ - CIB Common Stock 54 - 54 - Total Plan Assets $ 1,363 $ 69 $ 1,294 $ -
Schedule of Expected Benefit Payments [Table Text Block]	The following benefit payments, which reflect expected future service, as appropriate, are expected to be paid: (Dollars in thousands) 2017 $ 66 2018 128 2019 25 2020 97 2021 52 2022-2026 246 Total $ 614

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2016
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	The following table outlines the regulatory components of the Company and the Bank’s capital and capital ratios as of December 31, 2016 and 2015, respectively. (Dollars in thousands) To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2016: Total capital (to risk-weighted assets) Consolidated $ 16,916 12.46 % $ 10,861 > % $ N/A $ N/A Subsidiary Bank 16,586 12.40 % 10,698 > % 13,372 > % Tier 1 capital (to risk-weighted assets) Consolidated 15,219 11.21 % 8,146 > % N/A N/A Subsidiary Bank 14,900 11.14 % 8,023 > % 10,698 > % Common equity tier 1 capital (to risk-weighted assets) Consolidated 15,219 11.21 % 6,109 > % N/A N/A Subsidiary Bank 14,900 11.14 % 6,017 > % 8,692 > % Leverage capital (to adjusted average total assets) Consolidated 15,219 8.65 % 7,035 > % N/A N/A Subsidiary Bank 14,900 8.52 % 6,998 > % 8,747 > % As of December 31, 2015: Total capital (to risk-weighted assets) Consolidated $ 14,365 11.24 % $ 10,222 > % $ N/A $ N/A Subsidiary Bank 16,504 13.14 % 10,049 > % 12,561 > % Tier 1 capital (to risk-weighted assets) Consolidated 12,768 9.99 % 7,667 > % N/A N/A Subsidiary Bank 14,905 11.87 % 7,537 > % 10,049 > % Common equity tier 1 capital (to risk-weighted assets) Consolidated 12,768 9.99 % 5,750 > % N/A N/A Subsidiary Bank 14,905 11.87 % 5,652 > % 8,165 > % Leverage capital (to adjusted average total assets) Consolidated 12,768 6.77 % 7,541 > % N/A N/A Subsidiary Bank 14,905 8.23 % 7,243 > % 9,054 > %

FAIR VALUES OF FINANCIAL INST40

FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	The following are assets and liabilities that were accounted for or disclosed at fair value on a recurring basis: (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable Fair Assets/Liabilities Inputs Inputs Value (Level 1) (Level 2) (Level 3) December 31, 2016 Assets: Securities available for sale U.S. government securities $ - $ - $ - $ - U.S. government federal agencies 1,982 - 1,982 - State & local governments 2,734 - 2,734 - Mortgage backed securities 3,521 - 3,521 - Total securities available for sale $ 8,237 $ - $ 8,237 $ - Loans held for sale $ 135 $ - $ 135 $ - December 31, 2015 Assets: Securities available for sale U.S. government securities $ 1,005 $ 1,005 $ - $ - U.S. government federal agencies 6,535 - 6,535 - State & local governments 1,783 - 1,783 - Mortgage backed securities 4,690 - 4,690 - Total securities available for sale $ 14,013 $ 1,005 $ 13,008 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	The following are assets and liabilities that were accounted for or disclosed at fair value on a nonrecurring basis: (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable Fair Assets/Liabilities Inputs Inputs Value (Level 1) (Level 2) (Level 3) December 31, 2016 Assets: Impaired loans Commercial mortgage $ 3,192 $ - $ - $ 3,192 Commercial other 685 - - 685 Residential real estate 395 - - 395 Consumer equity 97 - - 97 Consumer auto 55 - - 55 Total impaired loans $ 4,424 $ - $ - $ 4,424 December 31, 2015 Assets: Impaired loans Commercial mortgage $ 2,171 $ - $ - $ 2,171 Commercial other 38 - - 38 Residential real estate 679 - - 679 Consumer equity - - - - Consumer auto 89 - - 89 Total impaired loans $ 2,977 $ - $ - $ 2,977 Other real estate owned Residential 15 - - 15 Commercial 223 - - 223 Total other real estate owned $ 238 $ - $ - $ 238
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table Text Block]	The quantitative information about Level 3 fair value measurements for financial assets and liabilities measured at fair value on a nonrecurring basis is as follows (dollars in thousands): (Dollars in thousands) Fair Value Valuation Technique Significant Unobservable Range December 31, 2016 Impaired loans Commercial mortgage $ 3,192 Appraisal of Collateral Appraisal Adjustment Up to 12 % Commercial other 685 Appraisal of Collateral Appraisal Adjustment Up to 3 % Residential real estate 395 Appraisal of Collateral Appraisal Adjustment Up to 3 % Consumer equity 97 Appraisal of Collateral Appraisal Adjustment Up to 14 % Consumer auto 55 Appraisal of Collateral Appraisal Adjustment * December 31, 2015 Impaired loans Commercial mortgage $ 2,171 Appraisal of Collateral Appraisal Adjustment Up to 6 % Commercial other 38 Appraisal of Collateral Appraisal Adjustment * Residential real estate 679 Appraisal of Collateral Appraisal Adjustment Up to 6 % Consumer auto 89 Appraisal of Collateral Appraisal Adjustment * Other real estate owned Residential 15 Appraisal of Property Appraisal Adjustment * Commercial 223 Appraisal of Property Appraisal Adjustment Up to 45 % * There are no related allowances for these classifications
Fair Value, by Balance Sheet Grouping [Table Text Block]	The estimated fair value of the financial instruments is as follows: (Dollars in thousands) Fair Value Measurements at Reporting Date Using: Quoted Prices in Active Markets Other Significant for Identical Observable Unobservable Carrying Fair Assets/Liabilities Inputs Inputs Amount Value (Level 1) (Level 2 (Level 3) December 31, 2016 Financial assets: Cash and cash equivalents $ 4,899 $ 4,899 $ - $ 4,899 $ - Securities available for sale 8,237 8,237 - 8,237 - Other investment securities 859 859 - - 859 Loans held for sale 135 135 - 135 - Net loans 152,138 156,202 - - 156,202 Accrued interest receivable 258 258 - - 258 Bank owned life insurance 3,427 3,427 - 3,427 - Financial liabilities Noninterest bearing deposits $ 32,282 $ 32,282 $ - $ 32,282 $ - Interestbearing deposits 123,856 122,869 - 122,869 - Overnight funds purchased 2,699 2,699 - 2,699 - Borrowed funds - - - - - Accrued interest payable 581 581 - - 581 December 31, 2015 Financial assets: Cash and cash equivalents $ 9,371 $ 9,371 $ - $ 9,371 $ - Securities available for sale 14,013 14,013 1,005 13,008 - Other investment securities 859 859 - - 859 Net loans 147,153 149,355 - - 149,355 Accrued interest receivable 285 285 - - 285 Bank owned life insurance 3,320 3,320 - 3,320 - Financial liabilities Noninterest bearing deposits 26,116 26,116 - 26,116 - Interest bearing deposits 136,209 137,174 - 137,174 - Borrowed funds 2,569 2,569 - 2,569 - Accrued interest payable 759 759 - - 759

PARENT COMPANY FINANCIAL STAT41

PARENT COMPANY FINANCIAL STATEMENTS (Tables)	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet [Table Text Block]	CONDENSED BALANCE SHEETS December 31, 2016 and 2015 (Dollars in thousands) 2016 2015 Assets Cash $ 176 $ 346 Investment in subsidiary 17,008 17,411 Other assets 2,057 2,179 Total assets $ 19,241 $ 19,936 Total Liabilities $ 11 $ 2,577 Total shareholders' equity 19,230 17,359 Total liabilities and equity $ 19,241 $ 19,936
Condensed Income Statement [Table Text Block]	CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME Years ended December 31, 2016 and 2015 (Dollars in thousands) 2016 2015 Income Dividends from subsidiaries $ 1,600 $ 1,300 Other 512 308 2,112 1,608 Expenses Other 273 523 Income (loss) before income taxes and equity in undistributed earnings of subsidiary 1,839 1,085 Income tax expense (benefit) 125 (73) Equity in undistributed earnings (loss) of subsidiary (486) (504) Net income 1,228 654 Other comprehensive income (loss) 83 (52) Comprehensive income $ 1,311 $ 602
Condensed Cash Flow Statement [Table Text Block]	CONDENSED STATEMENT OF CASH FLOWS Years ended December 31, 2016 and 2015 (Dollars in thousands) 2016 2015 Cash flows from Operating Activities Net income $ 1,228 $ 654 Adjustments to reconcile net income to cash from operations Equity in undistributed (earnings) loss of subsidiaries 486 504 Deferred income tax 125 (73) Change in other assets and other liabilities 1 (2) Net cash provided by (used in) operating activities 1,840 1,083 Cash flows from financing activities Payments on loan payable (2,569) (2,921) Issuance of common stock 560 1,263 Net change from financing activities (2,009) (1,658) Net increase (decrease) in cash and cash equivalents (169) (575) Cash and cash equivalents at beginning of year 346 921 Cash and cash equivalents at end of year $ 176 $ 346

SUMMARY OF SIGNIFICANT ACCOUN42

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Securities available for sale	$ (68)	$ (54)
Unrecognized actuarial loss of the pension plan	(416)	(513)
Accumulated other comprehensive income	$ (484)	$ (567)

SUMMARY OF SIGNIFICANT ACCOUN43

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 1) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Earnings Per Share Basic And Diluted [Line Items]
Net income (loss)	$ 1,228	$ 654
Weighted average common shares outstanding	682,600	645,849
Basic earnings per common share	$ 1.8	$ 1.01
Total shares and warrants	682,600	652,478
Diluted earnings per common share	$ 1.8	$ 1

SUMMARY OF SIGNIFICANT ACCOUN44

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Cash Flow Supplemental Disclosures [Line Items]
Cash paid during the year for interest	$ 996	$ 1,958
Non cash investing and financing activities
Transfer of loans to real estate owned	22	150
Short term debt converted to common stock	$ 0	$ 656

SUMMARY OF SIGNIFICANT ACCOUN45

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual) - Warrant [Member] - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Jun. 30, 2014
Summary Of Significant Accounting Policies [Line Items]
Class of Warrant or Right, Outstanding	0	67,985
Class Of Warrant Or Right Issued	0	119,003	119,003
Class of Warrant or Right, Number of Securities Called by Each Warrant or Right			1
Common Stock Warrants Exercised	23,669	50,268

RESTRICTION ON CASH AND DUE F46

RESTRICTION ON CASH AND DUE FROM BANKS (Details Textual) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents, Current	$ 775,000	$ 1,064,000
Great Lakes Bankers Bank [Member]
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents, Current	$ 825,000

INVESTMENT SECURITIES (Details)

INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	$ 8,341	$ 14,095
Available-for-sale, Gross Unrealized Gains	2	16
Available-for-sale, Gross Unrealized Losses	(106)	(98)
Available-for-sale, Fair Value	8,237	14,013
U.S. government securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	0	1,005
Available-for-sale, Gross Unrealized Gains	0	0
Available-for-sale, Gross Unrealized Losses	0	0
Available-for-sale, Fair Value	0	1,005
U.S. government federal agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	1,990	6,571
Available-for-sale, Gross Unrealized Gains	0	3
Available-for-sale, Gross Unrealized Losses	(8)	(39)
Available-for-sale, Fair Value	1,982	6,535
State and local governments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	2,759	1,774
Available-for-sale, Gross Unrealized Gains	0	9
Available-for-sale, Gross Unrealized Losses	(25)	0
Available-for-sale, Fair Value	2,734	1,783
Mortgage backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	3,592	4,745
Available-for-sale, Gross Unrealized Gains	2	4
Available-for-sale, Gross Unrealized Losses	(73)	(59)
Available-for-sale, Fair Value	$ 3,521	$ 4,690

INVESTMENT SECURITIES (Details

INVESTMENT SECURITIES (Details 1) $ in Thousands	Dec. 31, 2016USD ($)
Securities available-for-sale, Amortized Cost, Amounts maturing in:
One year or less	$ 0
After one year through five years	3,111
After five years through ten years	653
After ten years	4,577
Total	8,341
Securities available-for-sale, Fair Value, Amounts maturing in:
One year or less	0
After one year through five years	3,089
After five years through ten years	644
After ten years	4,504
Total	$ 8,237

INVESTMENT SECURITIES (Detail49

INVESTMENT SECURITIES (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	$ 6,391	$ 8,096
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	(77)	(67)
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	828	1,388
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	(29)	(31)
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	7,219	9,484
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	(106)	(98)
U.S. government federal agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	1,982	4,981
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	(8)	(39)
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	1,982	4,981
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	(8)	(39)
State and local governments [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	1,734	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	(25)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	1,734	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	(25)	0
Mortgage backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Fair value	2,675	3,115
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 months Gross unrealized losses	(44)	(28)
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Fair value	828	1,388
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 months or greater Gross unrealized Losses	(29)	(31)
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Fair Value	3,503	4,503
Available-for-sale Securities, Continuous Unrealized Loss Position, Total Gross unrealized losses	$ (73)	$ (59)

INVESTMENT SECURITIES (Detail50

INVESTMENT SECURITIES (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities Pledged as Collateral	$ 1,740,000	$ 2,848,000
Proceeds from Sale of Available-for-sale Securities	4,040,000	14,418,000
Trading Securities, Total	4,000,000	14,200,000
Investment Securities Portfolio [Member]
Schedule of Available-for-sale Securities [Line Items]
Proceeds from Sale of Available-for-sale Securities	4,000,000	14,400,000
Available-for-sale Securities, Gross Realized Gains	$ 100,000	$ 200,000

LOANS AND ALLOWANCE FOR LOAN 51

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning of period	$ 2,078	$ 3,869
Charge-offs	(350)	(1,672)
Recoveries	120	131
Net (charge-offs) recoveries	(230)	(1,541)
Provision	0	250
Ending of period	1,848	2,078
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning of period	1,629	3,491
Charge-offs	(233)	(1,443)
Recoveries	76	86
Net (charge-offs) recoveries	(157)	(1,357)
Provision	5	(505)
Ending of period	1,477	1,629
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning of period	240	195
Charge-offs	(1)	(42)
Recoveries	3	2
Net (charge-offs) recoveries	2	(40)
Provision	(99)	85
Ending of period	143	240
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning of period	209	183
Charge-offs	(116)	(187)
Recoveries	41	43
Net (charge-offs) recoveries	(75)	(144)
Provision	94	170
Ending of period	$ 228	$ 209

LOANS AND ALLOWANCE FOR LOAN 52

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated, Allowance for loan losses	$ 1,355	$ 1,884
Collectively Evaluated, Recorded investment in loans	149,920	146,969
Individually Evaluated, Allowance for loan losses	493	194
Individually Evaluated, Recorded investment in loans	4,066	2,262
Total, Allowance for loan losses	1,848	2,078	$ 3,869
Total, Recorded investment in loans	153,986	149,231
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated, Allowance for loan losses	1,011	1,479
Collectively Evaluated, Recorded investment in loans	76,251	80,293
Individually Evaluated, Allowance for loan losses	466	150
Individually Evaluated, Recorded investment in loans	3,836	1,854
Total, Allowance for loan losses	1,477	1,629	3,491
Total, Recorded investment in loans	80,087	82,147
Real estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated, Allowance for loan losses	132	196
Collectively Evaluated, Recorded investment in loans	43,558	42,993
Individually Evaluated, Allowance for loan losses	11	44
Individually Evaluated, Recorded investment in loans	117	408
Total, Allowance for loan losses	143	240	195
Total, Recorded investment in loans	43,675	43,401
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively Evaluated, Allowance for loan losses	212	209
Collectively Evaluated, Recorded investment in loans	30,111	23,683
Individually Evaluated, Allowance for loan losses	16	0
Individually Evaluated, Recorded investment in loans	113	0
Total, Allowance for loan losses	228	209	$ 183
Total, Recorded investment in loans	$ 30,224	$ 23,683

LOANS AND ALLOWANCE FOR LOAN 53

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 2) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 153,986	$ 149,231
Commercial Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	11,516	12,866
Pass [Member] | Commercial Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	10,884	12,123
Special Mention [Member] | Commercial Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	38	186
Substandard [Member] | Commercial Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	594	557
Doubtful [Member] | Commercial Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Commercial Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	68,571	69,282
Commercial Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	63,760	61,612
Commercial Mortgage [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	879	984
Commercial Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,932	6,686
Commercial Mortgage [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	43,675	43,401
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	43,372	42,690
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	373
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	303	338
Residential Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	13,585	10,115
Consumer Equity [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	13,585	10,049
Consumer Equity [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	59
Consumer Equity [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	7
Consumer Equity [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer Auto [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	15,114	12,055
Consumer Auto [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	15,078	11,999
Consumer Auto [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	38
Consumer Auto [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	36	18
Consumer Auto [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	30,224	23,683
Consumer Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,525	1,512
Consumer Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Consumer Other [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 54

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 3) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 1,018	$ 1,766
Unpaid Principal Balance, With no related allowance recorded	1,047	2,329
Related Allowance, With no allowance recorded	0	0
Recorded Investment, With an allowance recorded	3,899	1,405
Unpaid Principal Balance, With an allowance recorded	3,931	1,509
Related Allowance, With an allowance recorded	493	194
Recorded Investment, Total	4,917	3,171
Unpaid Principal Balance, Total	4,978	3,838
Related Allowance, Total	493	194
Commercial mortgage [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	559	1,324
Unpaid Principal Balance, With no related allowance recorded	588	1,886
Related Allowance, With no allowance recorded	0	0
Recorded Investment, With an allowance recorded	3,077	997
Unpaid Principal Balance, With an allowance recorded	3,107	1,100
Related Allowance, With an allowance recorded	444	150
Commercial other [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	115	38
Unpaid Principal Balance, With no related allowance recorded	115	37
Related Allowance, With no allowance recorded	0	0
Recorded Investment, With an allowance recorded	592	0
Unpaid Principal Balance, With an allowance recorded	592	0
Related Allowance, With an allowance recorded	22	0
Residential real estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	289	315
Unpaid Principal Balance, With no related allowance recorded	289	316
Related Allowance, With no allowance recorded	0	0
Recorded Investment, With an allowance recorded	117	408
Unpaid Principal Balance, With an allowance recorded	119	409
Related Allowance, With an allowance recorded	11	44
Consumer equity [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	0	0
Unpaid Principal Balance, With no related allowance recorded	0	0
Related Allowance, With no allowance recorded	0	0
Recorded Investment, With an allowance recorded	113	0
Unpaid Principal Balance, With an allowance recorded	113	0
Related Allowance, With an allowance recorded	16	0
Consumer auto [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	55	89
Unpaid Principal Balance, With no related allowance recorded	55	90
Related Allowance, With no allowance recorded	0	0
Recorded Investment, With an allowance recorded	0	0
Unpaid Principal Balance, With an allowance recorded	0	0
Related Allowance, With an allowance recorded	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 55

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 4) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With No Related Allowance Recorded	$ 1,327	$ 3,466
Total Interest Income Recognized, With No Related Allowance Recorded	28	30
Average Recorded Investment, With Related Allowance Recorded	2,419	2,627
Total Interest Income Recognized, With Related Allowance Recorded	81	45
Total Average Recorded Investment	3,746	6,093
Total Interest Income Recognized	109	75
Commercial Other [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With No Related Allowance Recorded	87	48
Total Interest Income Recognized, With No Related Allowance Recorded	2	2
Average Recorded Investment, With Related Allowance Recorded	238	53
Total Interest Income Recognized, With Related Allowance Recorded	0	0
Total Average Recorded Investment	325	101
Total Interest Income Recognized	2	2
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With No Related Allowance Recorded	0	0
Total Interest Income Recognized, With No Related Allowance Recorded	0	0
Average Recorded Investment, With Related Allowance Recorded	0	0
Total Interest Income Recognized, With Related Allowance Recorded	0	0
Total Average Recorded Investment	0	0
Total Interest Income Recognized	0	0
Commercial Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With No Related Allowance Recorded	881	3,036
Total Interest Income Recognized, With No Related Allowance Recorded	10	6
Average Recorded Investment, With Related Allowance Recorded	1,769	2,040
Total Interest Income Recognized, With Related Allowance Recorded	74	37
Total Average Recorded Investment	2,650	5,076
Total Interest Income Recognized	84	43
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With No Related Allowance Recorded	302	247
Total Interest Income Recognized, With No Related Allowance Recorded	14	16
Average Recorded Investment, With Related Allowance Recorded	344	443
Total Interest Income Recognized, With Related Allowance Recorded	6	8
Total Average Recorded Investment	646	690
Total Interest Income Recognized	20	24
Consumer Equity [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With No Related Allowance Recorded	0	31
Total Interest Income Recognized, With No Related Allowance Recorded	0	0
Average Recorded Investment, With Related Allowance Recorded	68	91
Total Interest Income Recognized, With Related Allowance Recorded	1	0
Total Average Recorded Investment	68	122
Total Interest Income Recognized	1	0
Consumer Auto [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, With No Related Allowance Recorded	57	104
Total Interest Income Recognized, With No Related Allowance Recorded	2	6
Average Recorded Investment, With Related Allowance Recorded	0	0
Total Interest Income Recognized, With Related Allowance Recorded	0	0
Total Average Recorded Investment	57	104
Total Interest Income Recognized	$ 2	$ 6

LOANS AND ALLOWANCE FOR LOAN 56

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 5) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Number of TDRs	16	13
Pre-Modification Outstanding Recorded Investment	$ 3,025	$ 894
Post-Modification Outstanding Recorded Investment	$ 3,025	$ 894
Commercial mortgage [Member]
Financing Receivable, Modifications [Line Items]
Number of TDRs	13	2
Pre-Modification Outstanding Recorded Investment	$ 2,824	$ 478
Post-Modification Outstanding Recorded Investment	$ 2,824	$ 478
Residential real estate [Member]
Financing Receivable, Modifications [Line Items]
Number of TDRs	0	3
Pre-Modification Outstanding Recorded Investment	$ 0	$ 239
Post-Modification Outstanding Recorded Investment	$ 0	$ 239
Consumer auto [Member]
Financing Receivable, Modifications [Line Items]
Number of TDRs	3	8
Pre-Modification Outstanding Recorded Investment	$ 201	$ 177
Post-Modification Outstanding Recorded Investment	$ 201	$ 177

LOANS AND ALLOWANCE FOR LOAN 57

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 6) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 2,171	$ 1,939
Current	151,815	147,292
Total Loans	153,986	149,231
Recorded Investment >90 Days and Accruing	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,420	1,251
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	349	492
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	402	196
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	11,516	12,866
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	12	11
Current	1,513	1,501
Total Loans	1,525	1,512
Recorded Investment >90 Days and Accruing	0	0
Consumer [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	11	2
Consumer [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1	9
Consumer [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	984	1,257
Current	67,587	68,025
Total Loans	68,571	69,282
Recorded Investment >90 Days and Accruing	0	0
Commercial Mortgage [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	272	628
Commercial Mortgage [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	331	433
Commercial Mortgage [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	381	196
Commercial Other [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5	11
Current	11,511	12,855
Total Loans	11,516	12,866
Recorded Investment >90 Days and Accruing	0	0
Commercial Other [Member] | Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1	11
Commercial Other [Member] | Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4	0
Commercial Other [Member] | Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	972	482
Current	42,703	42,919
Total Loans	43,675	43,401
Recorded Investment >90 Days and Accruing	0	0
Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	972	449
Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	33
Residential Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Consumer Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	10	23
Current	13,575	10,092
Total Loans	13,585	10,115
Recorded Investment >90 Days and Accruing	0	0
Consumer Equity [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	10	23
Consumer Equity [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Consumer Equity [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Consumer Auto [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	15,114	12,055
Consumer Auto [Member] | Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	188	155
Current	14,926	11,900
Total Loans	15,114	12,055
Recorded Investment >90 Days and Accruing	0	0
Consumer Auto [Member] | Consumer [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	154	138
Consumer Auto [Member] | Consumer [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	13	17
Consumer Auto [Member] | Consumer [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 21	$ 0

LOANS AND ALLOWANCE FOR LOAN 58

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 7) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	$ 768	$ 1,350
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	0	0
Commercial mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	739	1,334
Commercial other [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	0	3
Residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	0	3
Consumer equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	0	0
Consumer Auto [Member] | Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans on nonaccrual status	$ 29	$ 10

LOANS AND ALLOWANCE FOR LOAN 59

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 8) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Debt Instrument [Line Items]
Balance at beginning period	$ 158	$ 11
New loans granted	41	148
Principal payments	(4)	(1)
Principal draws	84	0
Balance at ending period	$ 279	$ 158

LOANS AND ALLOWANCE FOR LOAN 60

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Modifications [Line Items]
Description of Credit Risk Exposure	Such monitoring is being done on an ongoing basis according to the following timeframe: $250,000 to $1,000,000 exposure, annually; $1,000,000 exposure, semiannually; watch list loans with aggregate exposure >$100,000 are analyzed each quarter.
Loans and Leases Receivable, Gross, Total	$ 153,986	$ 149,231
Percentage Of Non Owner Occupied Residential Real Estate To Total Loan	20.00%	19.40%
Loans Payable Percentage Of Past Due Total	2.10%	2.10%
Commercial Real Estate Non Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Loans and Leases Receivable, Gross, Total	$ 30,800	$ 28,900

PREMISES AND EQUIPMENT (Details

PREMISES AND EQUIPMENT (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Land	$ 2,038	$ 1,334
Buildings and improvements	3,714	3,291
Furniture, fixtures, and equipment	2,949	2,594
Property, Plant and Equipment, Gross, Total	8,701	7,219
Accumulated depreciation and amortization	(4,371)	(4,242)
Total	$ 4,330	$ 2,977

PREMISES AND EQUIPMENT (Detai62

PREMISES AND EQUIPMENT (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Debt Instrument [Line Items]
Operating Leases, Rent Expense, Net, Total	$ 91,000	$ 126,000

BANK OWNED LIFE INSURANCE (Deta

BANK OWNED LIFE INSURANCE (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2016	Dec. 31, 2015
Liability for Future Policy Benefits, Total		$ 9,700,000
Cash Surrender Value of Life Insurance		3,427,000	$ 3,320,000
Supplementary Insurance Information, Premium Revenue		121,000
Payments to Acquire Life Insurance Policies	$ 3,000,000
Bank Owned Life Insurance Income		$ 107,000	$ 39,000

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Deposit Liabilities [Line Items]
Noninterest bearing	$ 32,282	$ 26,116
Interest-bearing checking accounts	11,055	25,721
Savings accounts	55,104	54,277
Certificates of deposit	57,697	56,211
Total	$ 156,138	$ 162,325

DEPOSITS (Details 1)

DEPOSITS (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Deposit Liabilities [Line Items]
2,017	$ 23,769
2,018	8,793
2,019	9,299
2,020	7,237
2,021	8,579
2022 and after	20
Time Deposits	$ 57,697	$ 56,211

DEPOSITS (Details Textual)

DEPOSITS (Details Textual) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Deposit Liabilities [Line Items]
Bank Held Deposits	$ 794,000	$ 544,000
Time Deposits, $250,000 or More	$ 10,671,000	$ 7,258,000

BORROWED FUNDS (Details)

BORROWED FUNDS (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Debt Instrument [Line Items]
Borrowed funds	$ 0	$ 2,569
4.25% note payable to bank in monthly installments of $9,925 through 06/25/2019, unsecured
Debt Instrument [Line Items]
Borrowed funds	0	385
4.75% note payable to bank in monthly installments of $12,615 through 11/21/2019, unsecured
Debt Instrument [Line Items]
Borrowed funds	0	540
8.00% note payable to company, of which a signidicant owner is a shareholder of Bancorp, in monthly installments of interest only through 12/29/2015, secured by real estate
Debt Instrument [Line Items]
Borrowed funds	0	0
6.00% note payable to individual who is a significant shareholder of Bancorp, in monthly installments of interest only through 08/04/2021, secured by real estate
Debt Instrument [Line Items]
Borrowed funds	$ 0	$ 1,644

BORROWED FUNDS _Parenthetical_

BORROWED FUNDS [Parenthetical] (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loan 1 [Member]
Debt Instrument [Line Items]
Debt, Balance	$ 9,925	$ 9,925
Debt, Interest Rate	4.25%	4.25%
Debt, Frequency of Payments	monthly	monthly
Debt, Status	installments	installments
Debt, Maturity Date	Jun. 25, 2019	Jun. 25, 2019
Loan 2 [Member]
Debt Instrument [Line Items]
Debt, Balance	$ 12,615	$ 12,615
Debt, Interest Rate	4.75%	4.75%
Debt, Frequency of Payments	monthly	monthly
Debt, Status	installments
Debt, Maturity Date	Nov. 21, 2019	Nov. 21, 2019
Loan 3 [Member]
Debt Instrument [Line Items]
Debt, Balance	$ 0	$ 0
Debt, Interest Rate	8.00%	8.00%
Debt, Frequency of Payments	monthly	monthly
Debt, Status	installments of interest only	installments of interest only
Debt, Maturity Date	Dec. 29, 2015	Dec. 29, 2015
Loan 4 [Member]
Debt Instrument [Line Items]
Debt, Balance	$ 0	$ 0
Debt, Interest Rate	6.00%	6.00%
Debt, Frequency of Payments	monthly	monthly
Debt, Status	installments of interest only	installments of interest only
Debt, Maturity Date	Aug. 4, 2021	Aug. 4, 2021

BORROWED FUNDS (Details 1)

BORROWED FUNDS (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Amount outstanding	$ 2,699	$ 0
Year-end rate	1.125%	0.00%
Average outstanding	$ 229	$ 0
Average rate	0.875%	0.00%
Maximum amount outstanding	$ 4,465	$ 0

BORROWED FUNDS (Details Textual

BORROWED FUNDS (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Debt Instrument [Line Items]
Debt Instrument, Face Amount		$ 6,100,000
Federal Home Loan Bank Stock	$ 859,000
Federal Home Loan Bank Advances Percentage Of Qualifying	100.00%
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 53,000,000
Debt and Capital Lease Obligations	0	2,569,000
Mortgage Loans on Real Estate, Beginning Balance	82,600,000
Debt Conversion, Converted Instrument, Amount	0	656,000
Increase (Decrease) in Federal Funds Purchased	(2,699,000)	0
Standby Letters of Credit [Member]
Debt Instrument [Line Items]
Federal Home Loan Bank Stock	14,800,000
Notes Payable One [Member]
Debt Instrument [Line Items]
Debt Conversion, Original Debt, Amount	$ 2,300,000
Debt Conversion, Converted Instrument, Shares Issued	28,675
Debt Instrument, Maturity Date	Dec. 29, 2015
Debt and Capital Lease Obligations	$ 0	$ 385,000
Debt Conversion, Converted Instrument, Amount	1,600,000
Federal Reserve Bank Of Cleveland [Member]
Debt Instrument [Line Items]
Debt Instrument, Collateral Amount	10,200,000
Great Lakes Bankers Bank [Member]
Debt Instrument [Line Items]
Debt Instrument, Collateral Amount	5,000,000
Federal Reserve Federal Funds Line [Member]
Debt Instrument [Line Items]
Debt Instrument, Collateral Amount	$ 13,800,000

FEDERAL INCOME TAXES (Details)

FEDERAL INCOME TAXES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Income tax expense
Current tax expense	$ 0	$ 0
Deferred tax expense	622	232
Total	$ 622	$ 232

FEDERAL INCOME TAXES (Details 1

FEDERAL INCOME TAXES (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Income Tax Disclosure [Line Items]
Federal statutory income tax at 34%	$ 629	$ 301
Tax exempt income	(82)	(66)
Other	75	(3)
Total	$ 622	$ 232

FEDERAL INCOME TAXES (Details 2

FEDERAL INCOME TAXES (Details 2) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred Tax Assets
Pension accounting	$ (13)	$ 19
Allowance for loan losses	3	16
Deferred compensation	10	13
OREO accounting	133	687
Nonaccrual loan interest	8	38
NOL carryforward	4,586	4,680
Available for sale securities	35	28
Other	43	7
Deferred tax assets	4,805	5,488
Deferred Tax Liabilities
Depreciation	144	164
FHLB stock	166	166
Deferred tax liabilities	310	330
Net deferred tax asset	$ 4,495	$ 5,158

FEDERAL INCOME TAXES (Details T

FEDERAL INCOME TAXES (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)
Income Tax Disclosure [Line Items]
Operating Loss Carryforwards	$ 13,488,000
Valuation Allowance, Deferred Tax Asset, Increase (Decrease), Amount	$ 4,600,000
Operating Loss Carryforwards Expiration Dates1	expire in the year 2032
Deferred Tax Assets, Net of Valuation Allowance, Total	$ 200,000
Other Assets [Member]
Income Tax Disclosure [Line Items]
Deferred Tax Assets, Net of Valuation Allowance, Total	$ 4,500,000

FINANCIAL INSTRUMENTS WITH OF75

FINANCIAL INSTRUMENTS WITH OFF BALANCE SHEET RISK (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	$ 22,857	$ 18,398
Fixed [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	11,940	11,402
Variable [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	10,917	6,996
Home Equity Lines [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	7,785	6,912
Home Equity Lines [Member] | Fixed [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	986	1,553
Home Equity Lines [Member] | Variable [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	6,799	5,359
Credit Card Lines [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	3,104	3,405
Credit Card Lines [Member] | Fixed [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	3,104	3,405
Credit Card Lines [Member] | Variable [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	0	0
Secured By Real Estate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	5,081	1,571
Secured By Real Estate [Member] | Fixed [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	1,913	848
Secured By Real Estate [Member] | Variable [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	3,168	723
Other Unused Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	6,871	6,499
Other Unused Commitments [Member] | Fixed [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	5,926	5,585
Other Unused Commitments [Member] | Variable [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	945	914
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	16	11
Standby Letters of Credit [Member] | Fixed [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	11	11
Standby Letters of Credit [Member] | Variable [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	$ 5	$ 0

RISKS AND UNCERTAINTIES (Detail

RISKS AND UNCERTAINTIES (Details) $ in Thousands	Dec. 31, 2016USD ($)
Unusual Risk or Uncertainty [Line Items]
Bank Due In Excess Of 250000	$ 3,451
Federal Reserve Bank [Member]
Unusual Risk or Uncertainty [Line Items]
Bank Due In Excess Of 250000	373
Federal Home Loan Bank [Member]
Unusual Risk or Uncertainty [Line Items]
Bank Due In Excess Of 250000	0
United Bankers' Bank [Member]
Unusual Risk or Uncertainty [Line Items]
Bank Due In Excess Of 250000	$ 3,078

RESTRICTION ON DIVIDENDS (Detai

RESTRICTION ON DIVIDENDS (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval	$ 5,907,000
Payments of Dividends	$ 1,600,000

EMPLOYEE BENEFIT PLANS (Details

EMPLOYEE BENEFIT PLANS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Change in benefit obligation:
Projected benefit obligation at beginning of year	$ 1,409	$ 1,459
Interest Cost	57	53
Actuarial gain (loss)	(67)	(76)
Benefits paid	(51)	(27)
Projected benefit obligation at end of year	1,348	1,409
Change in plan assets:
Fair value of plan assets at beginning of year	1,363	726
Actual return on plan assets	87	(108)
Employer contributions	0	772
Benefits paid	51	27
Fair value of plan assets at end of year	1,399	1,363
Funded status (included in accrued liabilities)	51	(46)
Unrecognized actuarial loss in accumulated other comprehensive income (before taxes)	$ (630)	$ (778)

EMPLOYEE BENEFIT PLANS (Detai79

EMPLOYEE BENEFIT PLANS (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Net periodic pension cost:
Interest cost on projected benefit obligation	$ 57	$ 53
Expected return on plan assets	(80)	(43)
Net amortization of deferral of (gains) losses	74	68
Net periodic pension cost	$ 51	$ 78

EMPLOYEE BENEFIT PLANS (Detai80

EMPLOYEE BENEFIT PLANS (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Defined Benefit Plan Disclosure [Line Items]
Change in unrecognized net actuarial loss	$ 148	$ (8)
Tax effect	(51)	3
Total recognized in other comprehensive income	$ 97	$ (5)

EMPLOYEE BENEFIT PLANS (Detai81

EMPLOYEE BENEFIT PLANS (Details 3)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Defined Benefit Plan, Weighted Average Assumptions Used in Calculating Benefit Obligation [Abstract]
Discount rate	4.00%	3.75%
Defined Benefit Plan, Weighted Average Assumptions Used in Calculating Net Periodic Benefit Cost [Abstract]
Discount rate	4.00%	3.75%
Expected return on plan assets	6.00%	6.00%

EMPLOYEE BENEFIT PLANS (Detai82

EMPLOYEE BENEFIT PLANS (Details 4)	12 Months Ended
	Dec. 31, 2016
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Target Plan Asset Allocations	85.00%
Fixed Income Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Target Plan Asset Allocations	15.00%

EMPLOYEE BENEFIT PLANS (Detai83

EMPLOYEE BENEFIT PLANS (Details 5)	Dec. 31, 2016	Dec. 31, 2015
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Actual Plan Asset Allocations	100.00%	100.00%
Defined Benefit Plan, Funded Percentage	4.00%	4.00%
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Actual Plan Asset Allocations	41.00%	9.00%
Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Actual Plan Asset Allocations	45.00%	0.00%
Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Actual Plan Asset Allocations	14.00%	91.00%

EMPLOYEE BENEFIT PLANS (Detai84

EMPLOYEE BENEFIT PLANS (Details 6) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	$ 1,399	$ 1,363	$ 726
Fair Value, Inputs, Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	1,206	69
Fair Value, Inputs, Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	193	1,294
Fair Value, Inputs, Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	193	1,240
Cash and Cash Equivalents [Member] | Fair Value, Inputs, Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
Cash and Cash Equivalents [Member] | Fair Value, Inputs, Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	193	1,240
Cash and Cash Equivalents [Member] | Fair Value, Inputs, Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
Fixed Income Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	637	69
Fixed Income Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	637	69
Fixed Income Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
Fixed Income Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	516	0
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	516	0
Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	1,346	1,309
Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	1,153	69
Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	193	1,240
Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	0
CIB Common Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	53	54
CIB Common Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	53	0
CIB Common Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	0	54
CIB Common Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Beginning Balance	$ 0	$ 0

EMPLOYEE BENEFIT PLANS (Detai85

EMPLOYEE BENEFIT PLANS (Details 7) $ in Thousands	Dec. 31, 2016USD ($)
Defined Benefit Plan Disclosure [Line Items]
2,017	$ 66
2,018	128
2,019	25
2,020	97
2,021	52
2022-2026	246
Total	$ 614

EMPLOYEE BENEFIT PLANS (Detai86

EMPLOYEE BENEFIT PLANS (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Defined Benefit Plan Disclosure [Line Items]
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	4.00%
Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage	100.00%
Defined Benefit Plan Percentage Of Vested Participants	100.00%
Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net of Tax	$ 416,000	$ 513,000
Supplemental Employee Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Pension and Other Postretirement Benefit Expense	12,916	3,467
Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net of Tax	51,226
Defined Benefit Plan Expected Future Benefit Payments Per Year	27,500
Voluntary Employee Contributions [Member]
Defined Benefit Plan Disclosure [Line Items]
Pension and Other Postretirement Benefit Expense	$ 59,000	$ 27,000
Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	50.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	2.00%
Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	100.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	3.00%

REGULATORY MATTERS (Details)

REGULATORY MATTERS (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital to risk weighted assets Actual amount	$ 16,916	$ 14,365
Tier 1 capital to risk weighted assets Actual amount	15,219	12,768
Common equity tier 1 capital to risk weighted assets Actual amount	15,219	12,768
Tier 1 capital to average assets Actual amount	$ 15,219	$ 12,768
Total capital to risk weighted assets Actual Ratio	12.46%	11.24%
Tier 1 capital to risk weighted assets Actual Ratio	11.21%	9.99%
Common equity tier 1 capital to risk weighted assets Actual Ratio	11.21%	9.99%
Tier 1 capital to average assets Actual Ratio	8.65%	6.77%
Total capital to risk weighted assets For Capital Adequacy Purposes Amount	$ 10,861	$ 10,222
Tier 1 capital to risk weighted assets For Capital Adequacy Purposes Amount	8,146	7,667
Common equity tier 1 capital to risk weighted assets For Capital Adequacy Purposes Amount	6,109	5,750
Tier 1 capital to average assets For Capital Adequacy Purposes Amount	$ 7,035	$ 7,541
Total capital to risk weighted assets For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier 1 capital to risk weighted assets For Capital Adequacy Purposes Ratio	6.00%	6.00%
Common equity tier 1 capital to risk weighted assets For Capital Adequacy Purposes Ratio	4.50%	4.50%
Tier 1 capital to average assets For Capital Adequacy Purposes Ratio	4.00%	4.00%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital to risk weighted assets Actual amount	$ 16,586	$ 16,504
Tier 1 capital to risk weighted assets Actual amount	14,900	14,905
Common equity tier 1 capital to risk weighted assets Actual amount	14,900	14,905
Tier 1 capital to average assets Actual amount	$ 14,900	$ 14,905
Total capital to risk weighted assets Actual Ratio	12.40%	13.14%
Tier 1 capital to risk weighted assets Actual Ratio	11.14%	11.87%
Common equity tier 1 capital to risk weighted assets Actual Ratio	11.14%	11.87%
Tier 1 capital to average assets Actual Ratio	8.52%	8.23%
Total capital to risk weighted assets For Capital Adequacy Purposes Amount	$ 10,698	$ 10,049
Tier 1 capital to risk weighted assets For Capital Adequacy Purposes Amount	8,023	7,537
Common equity tier 1 capital to risk weighted assets For Capital Adequacy Purposes Amount	6,017	5,652
Tier 1 capital to average assets For Capital Adequacy Purposes Amount	$ 6,998	$ 7,243
Total capital to risk weighted assets For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier 1 capital to risk weighted assets For Capital Adequacy Purposes Ratio	6.00%	6.00%
Common equity tier 1 capital to risk weighted assets For Capital Adequacy Purposes Ratio	4.50%	4.50%
Tier 1 capital to average assets For Capital Adequacy Purposes Ratio	4.00%	4.00%
Total capital to risk weighted assets, To Be Well Capitalized Under Current Regulatory Provisions Amount	$ 13,372	$ 12,561
Tier 1 capital to risk weighted assets, To Be Well Capitalized Under Current Regulatory Provisions Amount	10,698	10,049
Common equity tier 1 capital to risk weighted assets, To Be Well Capitalized Under Current Regulatory Provisions Amount	8,692	8,165
Tier 1 capital to average assets To Be Well Capitalized Under Current Regulatory Provisions Amount	$ 8,747	$ 9,054
Total capital to risk weighted assets To Be Well Capitalized Under Current Regulatory Provisions Ratio	10.00%	10.00%
Tier 1 capital to risk weighted assets To Be Well Capitalized Under Current Regulatory Provisions Ratio	8.00%	8.00%
Common equity tier 1 capital to risk weighted assets, To Be Well Capitalized Under Current Regulatory Provisions Ratio	6.50%	6.50%
Tier 1 capital to average assets To Be Well Capitalized Under Current Regulatory Provisions Ratio	5.00%	5.00%

FAIR VALUES OF FINANCIAL INST88

FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	$ 8,237	$ 14,013
Loans held for sale	135	0
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	1,005
Loans held for sale	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	8,237	13,008
Loans held for sale	135
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
Loans held for sale	0
U.S. government securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	1,005
U.S. government securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	1,005
U.S. government securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
U.S. government securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
U.S. government federal agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	1,982	6,535
U.S. government federal agencies [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
U.S. government federal agencies [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	1,982	6,535
U.S. government federal agencies [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
State and local governments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	2,734	1,783
State and local governments [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
State and local governments [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	2,734	1,783
State and local governments [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
Mortgage backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	3,521	4,690
Mortgage backed securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	0	0
Mortgage backed securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	3,521	4,690
Mortgage backed securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Total	$ 0	$ 0

FAIR VALUES OF FINANCIAL INST89

FAIR VALUES OF FINANCIAL INSTRUMENTS (Details 1) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 4,917	$ 3,171
Other real estate owned	0	238
Consumer mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,192	2,171
Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	223
Commercial other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	685	38
Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	395	679
Consumer equity [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	97	0
Consumer auto [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	55	89
Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned		15
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned		0
Fair Value, Inputs, Level 1 [Member] | Consumer mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned		0
Fair Value, Inputs, Level 1 [Member] | Commercial other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Consumer equity [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Consumer auto [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned		0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned		0
Fair Value, Inputs, Level 2 [Member] | Consumer mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned		0
Fair Value, Inputs, Level 2 [Member] | Commercial other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Consumer equity [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Consumer auto [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned		0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	4,424	2,977
Other real estate owned		238
Fair Value, Inputs, Level 3 [Member] | Consumer mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	3,192	2,171
Fair Value, Inputs, Level 3 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned		223
Fair Value, Inputs, Level 3 [Member] | Commercial other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	685	38
Fair Value, Inputs, Level 3 [Member] | Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	395	679
Fair Value, Inputs, Level 3 [Member] | Consumer equity [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	97	0
Fair Value, Inputs, Level 3 [Member] | Consumer auto [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 55	89
Fair Value, Inputs, Level 3 [Member] | Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned		$ 15

FAIR VALUES OF FINANCIAL INST90

FAIR VALUES OF FINANCIAL INSTRUMENTS (Details 2) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015
Commercial Mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 3,192	$ 2,171
Fair Value Measurements, Valuation Techniques		Appraisal of Collateral	Appraisal of Collateral
Fair Value Measurements, Significant Assumptions		Appraisal Adjustment	Appraisal Adjustment
Fair Value Inputs, Comparability Adjustments Description		Up to 12%	Up to 6%
Commercial other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 685	$ 38
Fair Value Measurements, Valuation Techniques		Appraisal of Collateral	Appraisal of Collateral
Fair Value Measurements, Significant Assumptions		Appraisal Adjustment	Appraisal Adjustment
Fair Value Inputs, Comparability Adjustments Description		Up to 3%	0	[1]
Residential Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 395	$ 679
Fair Value Measurements, Valuation Techniques		Appraisal of Collateral	Appraisal of Collateral
Fair Value Measurements, Significant Assumptions		Appraisal Adjustment	Appraisal Adjustment
Fair Value Inputs, Comparability Adjustments Description		Up to 3%	Up to 6%
Consumer equity [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 97
Fair Value Measurements, Valuation Techniques		Appraisal of Collateral
Fair Value Measurements, Significant Assumptions		Appraisal Adjustment
Fair Value Inputs, Comparability Adjustments Description		Up to 14%
Consumer auto [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 55	$ 89
Fair Value Measurements, Valuation Techniques		Appraisal of Collateral	Appraisal of Collateral
Fair Value Measurements, Significant Assumptions		Appraisal Adjustment	Appraisal Adjustment
Fair Value Inputs, Comparability Adjustments Description	[1]	0	0
Other Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure			$ 15
Fair Value Measurements, Valuation Techniques			Appraisal of Property
Fair Value Measurements, Significant Assumptions			Appraisal Adjustment
Fair Value Inputs, Comparability Adjustments Description	[1]		0
Other Commercial Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure			$ 223
Fair Value Measurements, Valuation Techniques			Appraisal of Property
Fair Value Measurements, Significant Assumptions			Appraisal Adjustment
Fair Value Inputs, Comparability Adjustments Description			Up to 45%
[1]	There are no related allowances for these classifications

FAIR VALUES OF FINANCIAL INST91

FAIR VALUES OF FINANCIAL INSTRUMENTS (Details 3) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financial assets, Carrying Amount:
Cash and cash equivalents	$ 4,899	$ 9,371	$ 16,633
Securities available for sale	8,237	14,013
Other investment securities	859	859
Loans held for sale	135	0
Net loans	152,138	147,153
Accrued interest receivable	258	285
Bank owned life insurance	3,427	3,320
Financial liabilities, Carrying Amount:
Noninterest bearing deposits	32,282	26,116
Interestbearing deposits	123,856	136,209
Overnight funds purchased	2,699	0
Borrowed funds	0	2,569
Accrued interest payable	581	759
Financial assets, Fair Value:
Cash and cash equivalents	4,899	9,371
Securities available for sale	8,237	14,013
Other investment securities	859	859
Loans held for sale	135
Net loans	156,202	149,355
Accrued interest receivable	258	285
Bank owned life insurance	3,427	3,320
Financial liabilities, Fair Value:
Noninterest bearing deposits	32,282	26,116
Interestbearing deposits	122,869	137,174
Overnight funds purchased	2,699
Borrowed funds	0	2,569
Accrued interest payable	581	759
Fair Value, Inputs, Level 1 [Member]
Financial assets, Carrying Amount:
Cash and cash equivalents	0	0
Securities available for sale	0	1,005
Other investment securities	0	0
Loans held for sale	0
Net loans	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
Financial liabilities, Carrying Amount:
Noninterest bearing deposits	0	0
Interestbearing deposits	0	0
Overnight funds purchased	0
Borrowed funds	0	0
Accrued interest payable	0	0
Financial assets, Fair Value:
Securities available for sale	0	1,005
Fair Value, Inputs, Level 2 [Member]
Financial assets, Carrying Amount:
Cash and cash equivalents	4,899	9,371
Securities available for sale	8,237	13,008
Other investment securities	0	0
Loans held for sale	135
Net loans	0	0
Accrued interest receivable	0	0
Bank owned life insurance	3,427	3,320
Financial liabilities, Carrying Amount:
Noninterest bearing deposits	32,282	26,116
Interestbearing deposits	122,869	137,174
Overnight funds purchased	2,699
Borrowed funds	0	2,569
Accrued interest payable	0	0
Financial assets, Fair Value:
Securities available for sale	8,237	13,008
Fair Value, Inputs, Level 3 [Member]
Financial assets, Carrying Amount:
Cash and cash equivalents	0	0
Securities available for sale	0	0
Other investment securities	859	859
Loans held for sale	0
Net loans	156,202	149,355
Accrued interest receivable	258	285
Bank owned life insurance	0	0
Financial liabilities, Carrying Amount:
Noninterest bearing deposits	0	0
Interestbearing deposits	0	0
Overnight funds purchased	0
Borrowed funds	0	0
Accrued interest payable	581	759
Financial assets, Fair Value:
Securities available for sale	$ 0	$ 0

PARENT COMPANY FINANCIAL STAT92

PARENT COMPANY FINANCIAL STATEMENTS (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Other assets	$ 8,641	$ 8,899
Total assets	179,497	183,795
Total Liabilities	160,267	166,436
Total shareholders' equity	19,230	17,359	$ 14,837
Total liabilities and equity	179,497	183,795
Parent Company [Member]
ASSETS
Cash	176	346
Investment in subsidiary	17,008	17,411
Other assets	2,057	2,179
Total assets	19,241	19,936
Total Liabilities	11	2,577
Total shareholders' equity	19,230	17,359
Total liabilities and equity	$ 19,241	$ 19,936

PARENT COMPANY FINANCIAL STAT93

PARENT COMPANY FINANCIAL STATEMENTS (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
INTEREST INCOME
Other	$ 362	$ 291
Interest and Fee Income, Loans and Leases, Total	7,817	7,764
Expenses
Other	494	543
Income (loss) before income taxes and equity in undistributed earnings of subsidiary	1,850	886
Income tax expense	622	232
Net income	1,228	654
Comprehensive income	1,311	602
Parent Company [Member]
INTEREST INCOME
Dividends from subsidiaries	1,600	1,300
Other	512	308
Interest and Fee Income, Loans and Leases, Total	2,112	1,608
Expenses
Other	273	523
Income (loss) before income taxes and equity in undistributed earnings of subsidiary	1,839	1,085
Income tax expense	125	(73)
Equity in undistributed earnings (loss) of subsidiary	(486)	(504)
Net income	1,228	654
Other comprehensive income (loss)	83	(52)
Comprehensive income	$ 1,311	$ 602

PARENT COMPANY FINANCIAL STAT94

PARENT COMPANY FINANCIAL STATEMENTS (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Cash flows from Operating Activities
Net income (loss)	$ 1,228	$ 654
Adjustment to reconcile net income to net cash provided by operating activities
Deferred income tax	622	232
Cash flows from financing activities
Payments on loan payable	(2,569)	(2,921)
Net increase (decrease) in cash and cash equivalents	(4,472)	(7,262)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	9,371	16,633
CASH AND CASH EQUIVALENTS AT END OF YEAR	4,899	9,371
Parent Company [Member]
Cash flows from Operating Activities
Net income (loss)	1,228	654
Adjustment to reconcile net income to net cash provided by operating activities
Equity in undistributed (earnings) loss of subsidiaries	486	504
Deferred income tax	125	(73)
Change in other assets and other liabilities	1	(2)
Net cash provided by (used in) operating activities	1,840	1,083
Cash flows from financing activities
Payments on loan payable	(2,569)	(2,921)
Issuance of common stock	560	1,263
Net change from financing activities	(2,009)	(1,658)
Net increase (decrease) in cash and cash equivalents	(169)	(575)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR	346	921
CASH AND CASH EQUIVALENTS AT END OF YEAR	$ 176	$ 346

STOCK SUBSCRIPTION (Details Tex

STOCK SUBSCRIPTION (Details Textual) - shares	1 Months Ended		12 Months Ended
	Jun. 25, 2016	Jun. 25, 2014	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Stock Subscriptions Disclosures [Line Items]
Stock Issued During Period, Shares, New Issues	74,687		0	33,175
Number Of Warrants Issued During Period		119,003
Number Of Warrants Exercised During Period	74,687
Common Stock [Member]
Stock Subscriptions Disclosures [Line Items]
Stock Issued During Period, Shares, New Issues					238,057