Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | Note 3 Loans receivable consisted of the following at the dates indicated: March 31, 2022 December 31, 2021 (In thousands) Real Estate: One-to-four family $ 291,053 $ 294,965 Multi-family 203,746 172,409 Commercial real estate 370,346 363,299 Construction and land 209,395 224,709 Total real estate loans 1,074,540 1,055,382 Consumer: Home equity 39,858 39,172 Auto and other consumer 206,140 182,769 Total consumer loans 245,998 221,941 Commercial business loans 54,506 79,838 Total loans 1,375,044 1,357,161 Less: Net deferred loan fees 4,144 4,772 Premium on purchased loans, net (14,816 ) (12,995 ) Allowance for loan losses 15,127 15,124 Total loans receivable, net $ 1,370,589 $ 1,350,260 Allowance for Loan Losses. The following tables summarize changes in the ALLL and loan portfolio by segment and impairment method for the periods shown: At or For the Three Months Ended March 31, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) ALLL: Beginning balance $ 3,184 $ 1,816 $ 3,996 $ 2,672 $ 407 $ 2,221 $ 470 $ 358 $ 15,124 (Recapture of) provision for loan losses (177 ) 276 42 (193 ) (19 ) 56 56 (41 ) — Charge-offs — — — — — (137 ) — — (137 ) Recoveries 32 — — 2 17 89 — — 140 Ending balance $ 3,039 $ 2,092 $ 4,038 $ 2,481 $ 405 $ 2,229 $ 526 $ 317 $ 15,127 At March 31, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) Total ALLL $ 3,039 $ 2,092 $ 4,038 $ 2,481 $ 405 $ 2,229 $ 526 $ 317 $ 15,127 General reserve 3,015 2,092 4,038 2,481 401 2,181 526 317 15,051 Specific reserve 24 — — — 4 48 — — 76 Total loans $ 291,053 $ 203,746 $ 370,346 $ 209,395 $ 39,858 $ 206,140 $ 54,506 $ — $ 1,375,044 Loans collectively evaluated (1) 288,822 203,746 370,278 209,373 39,557 205,734 54,506 — 1,372,016 Loans individually evaluated (2) 2,231 — 68 22 301 406 — — 3,028 ( 1 ( 2 At or For the Three Months Ended March 31, 2021 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) ALLL: Beginning balance $ 3,469 $ 1,764 $ 3,420 $ 1,461 $ 368 $ 2,642 $ 429 $ 294 $ 13,847 (Recapture of) provision for loan losses (59 ) 58 209 426 (6 ) (197 ) 54 15 500 Charge-offs — — — — — (229 ) — — (229 ) Recoveries 6 — — 3 17 121 — — 147 Ending balance $ 3,416 $ 1,822 $ 3,629 $ 1,890 $ 379 $ 2,337 $ 483 $ 309 $ 14,265 At December 31, 2021 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) Total ALLL $ 3,184 $ 1,816 $ 3,996 $ 2,672 $ 407 $ 2,221 $ 470 $ 358 $ 15,124 General reserve 3,159 1,816 3,996 2,672 402 2,138 470 358 15,011 Specific reserve 25 — — — 5 83 — — 113 Total loans $ 294,965 $ 172,409 $ 363,299 $ 224,709 $ 39,172 $ 182,769 $ 79,838 $ — $ 1,357,161 Loans collectively evaluated (1) 292,708 172,409 363,228 224,687 38,839 182,257 79,838 — 1,353,966 Loans individually evaluated (2) 2,257 — 71 22 333 512 — — 3,195 ( 1 ( 2 Impaired loans. may The following table presents a summary of loans individually evaluated for impairment by portfolio segment at the dates indicated: March 31, 2022 December 31, 2021 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance (In thousands) With no allowance recorded: One-to-four family $ 209 $ 244 $ — $ 212 $ 247 $ — Commercial real estate 68 176 — 71 177 — Construction and land — 23 — — 24 — Home equity — — — 26 59 — Auto and other consumer 250 302 — — 77 — Total 527 745 — 309 584 — With an allowance recorded: One-to-four family 2,022 2,219 24 2,045 2,245 25 Construction and land 22 22 — 22 22 — Home equity 301 323 4 307 329 5 Auto and other consumer 156 164 48 512 512 83 Total 2,501 2,728 76 2,886 3,108 113 Total impaired loans: One-to-four family 2,231 2,463 24 2,257 2,492 25 Commercial real estate 68 176 — 71 177 — Construction and land 22 45 — 22 46 — Home equity 301 323 4 333 388 5 Auto and other consumer 406 466 48 512 589 83 Total $ 3,028 $ 3,473 $ 76 $ 3,195 $ 3,692 $ 113 The following table presents the average recorded investment in loans individually evaluated for impairment and the related interest income recognized for the periods shown: Three Months Ended Three Months Ended March 31, 2022 March 31, 2021 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized (In thousands) With no allowance recorded: One-to-four family $ 210 $ 4 $ 226 $ 4 Multi-family — — 282 5 Commercial real estate 69 — 1,212 18 Construction and land — 1 — — Home equity 9 17 36 — Auto and other consumer 252 7 35 8 Total 540 29 1,791 35 With an allowance recorded: One-to-four family 2,030 41 2,507 51 Commercial real estate — — 58 1 Construction and land 22 1 26 2 Home equity 303 4 111 3 Auto and other consumer 217 3 865 12 Total 2,572 49 3,567 69 Total impaired loans: One-to-four family 2,240 45 2,733 55 Multi-family — — 282 5 Commercial real estate 69 — 1,270 19 Construction and land 22 2 26 2 Home equity 312 21 147 3 Auto and other consumer 469 10 900 20 Total $ 3,112 $ 78 $ 5,358 $ 104 Interest income recognized on a cash basis on impaired loans for the three March 31, 2022 2021 The following table presents the recorded investment in nonaccrual loans by class of loan at the dates indicated: March 31, 2022 December 31, 2021 (In thousands) One-to-four family $ 484 $ 494 Commercial real estate 68 71 Construction and land 22 22 Home equity 253 282 Auto and other consumer 406 512 Total nonaccrual loans $ 1,233 $ 1,381 Past due loans. not 90 March 31, 2022 December 31, 2021 The following table presents the recorded investment in past due loans, by class, as of March 31, 2022 30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 240 $ — $ — $ 240 $ 290,813 $ 291,053 Multi-family — — — — 203,746 203,746 Commercial real estate — — — — 370,346 370,346 Construction and land 2 22 — 24 209,371 209,395 Total real estate loans 242 22 — 264 1,074,276 1,074,540 Consumer: Home equity 3 — — 3 39,855 39,858 Auto and other consumer 334 — 30 364 205,776 206,140 Total consumer loans 337 — 30 367 245,631 245,998 Commercial business loans — — — — 54,506 54,506 Total loans $ 579 $ 22 $ 30 $ 631 $ 1,374,413 $ 1,375,044 The following table presents the recorded investment in past due loans, by class, as of December 31, 2021 30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 786 $ — $ — $ 786 $ 294,179 $ 294,965 Multi-family — — — — 172,409 172,409 Commercial real estate — — — — 363,299 363,299 Construction and land 293 — — 293 224,416 224,709 Total real estate loans 1,079 — — 1,079 1,054,303 1,055,382 Consumer: Home equity 83 — — 83 39,089 39,172 Auto and other consumer 469 369 99 937 181,832 182,769 Total consumer loans 552 369 99 1,020 220,921 221,941 Commercial business loans 7 — — 7 79,831 79,838 Total loans $ 1,638 $ 369 $ 99 $ 2,106 $ 1,355,055 $ 1,357,161 Credit quality indicator. 6, 7, 8 8 not not When the Bank classifies problem assets as either substandard or doubtful, it may not not 4 5 not 1 3 Additionally, the Bank categorizes loans as performing or nonperforming based on payment activity. Loans that are more than 90 The following table represents the internally assigned grade as of March 31, 2022 Pass Watch Special Mention Substandard Total (In thousands) Real Estate: One-to-four family $ 287,218 $ 3,033 $ 49 $ 753 $ 291,053 Multi-family 185,137 18,609 — — 203,746 Commercial real estate 342,009 16,339 925 11,073 370,346 Construction and land 181,873 16,844 8,878 1,800 209,395 Total real estate loans 996,237 54,825 9,852 13,626 1,074,540 Consumer: Home equity 39,322 243 — 293 39,858 Auto and other consumer 205,040 670 48 382 206,140 Total consumer loans 244,362 913 48 675 245,998 Commercial business loans 53,708 798 — — 54,506 Total loans $ 1,294,307 $ 56,536 $ 9,900 $ 14,301 $ 1,375,044 The following table represents the internally assigned grade as of December 31, 2021 Pass Watch Special Mention Substandard Total (In thousands) Real Estate: One-to-four family $ 291,421 $ 2,727 $ 53 $ 764 $ 294,965 Multi-family 153,704 18,705 — — 172,409 Commercial real estate 326,444 22,850 3,057 10,948 363,299 Construction and land 215,262 295 9,130 22 224,709 Total real estate loans 986,831 44,577 12,240 11,734 1,055,382 Consumer: Home equity 38,739 83 — 350 39,172 Auto and other consumer 181,356 835 65 513 182,769 Total consumer loans 220,095 918 65 863 221,941 Commercial business loans 79,616 222 — — 79,838 Total loans $ 1,286,542 $ 45,717 $ 12,305 $ 12,597 $ 1,357,161 The following table represents the credit risk profile based on payment activity as of March 31, 2022 Nonperforming Performing Total (In thousands) Real Estate: One-to-four family $ 484 $ 290,569 $ 291,053 Multi-family — 203,746 203,746 Commercial real estate 68 370,278 370,346 Construction and land 22 209,373 209,395 Consumer: Home equity 253 39,605 39,858 Auto and other consumer 406 205,734 206,140 Commercial business — 54,506 54,506 Total loans $ 1,233 $ 1,373,811 $ 1,375,044 The following table represents the credit risk profile based on payment activity as of December 31, 2021 Nonperforming Performing Total (In thousands) Real Estate: One-to-four family $ 494 $ 294,471 $ 294,965 Multi-family — 172,409 172,409 Commercial real estate 71 363,228 363,299 Construction and land 22 224,687 224,709 Consumer: Home equity 282 38,890 39,172 Auto and other consumer 512 182,257 182,769 Commercial business — 79,838 79,838 Total loans $ 1,381 $ 1,355,780 $ 1,357,161 Troubled debt restructuring. The Coronavirus Aid, Relief, and Economic Security Act of 2020 March 27, 2020 ( 19 not six 30 2021, 60 19 January 1, 2022. March 31, 2022 19 not March 31, 2022 The following table is a summary of information pertaining to TDR loans included in impaired loans at the dates indicated: March 31, 2022 December 31, 2021 (In thousands) Total TDR loans $ 1,824 $ 1,843 Allowance for loan losses related to TDR loans 20 21 Total nonaccrual TDR loans 29 29 There were no newly restructured, renewals, or modifications of existing TDR loans that occurred during the three March 31, 2022 2021 There were no TDR loans that incurred a payment default within 12 three March 31, 2022 2021 No additional funds were committed to be advanced in connection with TDR loans at March 31, 2022 The following table presents TDR loans by class at the dates indicated by accrual and nonaccrual status: March 31, 2022 Accrual Nonaccrual Total (In thousands) One-to-four family $ 1,747 $ 29 $ 1,776 Home equity 48 — 48 Total TDR loans $ 1,795 $ 29 $ 1,824 |