Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | Note 3 The Company has defined its loan portfolio into three three Loan amounts are net of unearned loan fees in excess of unamortized costs and premiums of $13.8 million as of March 31, 2023 December 31, 2022 not March 31, 2023 December 31, 2022 The amortized cost of loans receivable, net of ACLL, consisted of the following at the dates indicated: March 31, 2023 December 31, 2022 (In thousands) Real Estate: One-to-four family $ 354,522 $ 343,559 Multi-family 284,863 252,745 Commercial real estate 373,013 388,884 Construction and land 161,662 193,646 Total real estate loans 1,174,060 1,178,834 Consumer: Home equity 54,116 52,877 Auto and other consumer 251,302 238,913 Total consumer loans 305,418 291,790 Commercial business loans 99,986 76,927 Total loans receivable 1,579,464 1,547,551 Less: Allowance for credit losses on loans (1) 17,396 16,116 Total loans receivable, net $ 1,562,068 $ 1,531,435 ( 1 2023 2022 Nonaccrual Loans. 90 not not not six The following table presents the amortized cost of nonaccrual loans by class of loan at the dates indicated: March 31, 2023 December 31, 2022 Collateral Dependent Loans Non-Collateral Dependent Loans Total Nonaccrual Loans Nonaccrual (1) (In thousands) One-to-four family $ 1,154 $ 332 $ 1,486 $ 954 Commercial real estate 46 — 46 53 Construction and land — 14 14 15 Home equity 32 274 306 196 Auto and other consumer — 781 781 575 Total nonaccrual loans $ 1,232 $ 1,401 $ 2,633 $ 1,793 (1) Presentation of December 31, 2022, balances is in accordance with pre-CECL disclosure requirements. Interest income recognized on a cash basis on nonaccrual loans for the three March 31, 2023 Prior to the implementation of CECL, the Bank categorized loans as performing or nonperforming based on payment activity. Loans that were more than 90 The following table represents the credit risk profile based on payment activity by class of loans as of December 31, 2022 Nonperforming Performing Total (In thousands) Real Estate: One-to-four family $ 954 $ 342,605 $ 343,559 Multi-family — 252,745 252,745 Commercial real estate 53 388,831 388,884 Construction and land 15 193,631 193,646 Consumer: Home equity 196 52,681 52,877 Auto and other consumer 575 238,338 238,913 Commercial business — 76,927 76,927 Total loans $ 1,793 $ 1,545,758 $ 1,547,551 Past due loans. not no 90 March 31, 2023 December 31, 2022 The following table presents the amortized cost of past due loans by segment and class as of March 31, 2023 30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 403 $ 492 $ 620 $ 1,515 $ 353,007 $ 354,522 Multi-family — — — — 284,863 284,863 Commercial real estate — — — — 373,013 373,013 Construction and land 18 — 18 36 161,626 161,662 Total real estate loans 421 492 638 1,551 1,172,509 1,174,060 Consumer: Home equity 63 — 92 155 53,961 54,116 Auto and other consumer 1,127 291 766 2,184 249,118 251,302 Total consumer loans 1,190 291 858 2,339 303,079 305,418 Commercial business loans — — — — 99,986 99,986 Total loans $ 1,611 $ 783 $ 1,496 $ 3,890 $ 1,575,574 $ 1,579,464 The following table presents the amortized cost of past due loans by segment and class as of December 31, 2022 30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 1,449 $ 155 $ 652 $ 2,256 $ 341,303 $ 343,559 Multi-family — — — — 252,745 252,745 Commercial real estate — — — — 388,884 388,884 Construction and land — 18 — 18 193,628 193,646 Total real estate loans 1,449 173 652 2,274 1,176,560 1,178,834 Consumer: Home equity 153 — 11 164 52,713 52,877 Auto and other consumer 1,390 698 557 2,645 236,268 238,913 Total consumer loans 1,543 698 568 2,809 288,981 291,790 Commercial business loans — — — — 76,927 76,927 Total loans $ 2,992 $ 871 $ 1,220 $ 5,083 $ 1,542,468 $ 1,547,551 Credit quality indicator. 6, 7, 8 8 not not When the Bank classifies problem assets as either substandard or doubtful, it may not not 4 5 not 1 3 The following table presents the amortized cost of loans receivable by internally assigned risk grade and class of loans as of March 31, 2023 90 Term Loans by Year of Origination (1) Revolving Total 2023 2022 2021 2020 2019 Prior Loans Loans (In thousands) One-to-four family Pass $ 1,093 $ 71,982 $ 112,627 $ 76,012 $ 14,469 $ 74,187 $ — $ 350,370 Watch — — — 951 — 829 — 1,780 Special Mention — — — 330 — 26 — 356 Substandard — — — 304 492 1,220 — 2,016 Total one-to-four family 1,093 71,982 112,627 77,597 14,961 76,262 — 354,522 Gross charge-offs during the period — — — — — — — — Multi-family Pass 9,145 103,424 82,664 59,124 2,313 6,468 — 263,138 Watch — — 15,337 — 6,388 — — 21,725 Total multi-family 9,145 103,424 98,001 59,124 8,701 6,468 — 284,863 Gross charge-offs during the period — — — — — — — — Commercial Real Estate Pass 5,428 90,446 108,425 89,639 13,797 31,640 — 339,375 Watch 3,934 — 14,007 3,288 3,627 1,034 — 25,890 Special Mention — — 6,627 — — — — 6,627 Substandard — 46 — 1,075 — — — 1,121 Total commercial real estate 9,362 90,492 129,059 94,002 17,424 32,674 — 373,013 Gross charge-offs during the period — — — — — — — — Construction and Land Pass 9,024 60,673 72,087 1,840 579 2,622 — 146,825 Watch 819 — — — — 18 — 837 Substandard 13,986 — — — — 14 — 14,000 Total construction and land 23,829 60,673 72,087 1,840 579 2,654 — 161,662 Gross charge-offs during the period — — — — — — — — Home Equity Pass 934 7,932 5,315 3,675 1,718 4,302 29,844 53,720 Watch — — — — — 14 3 17 Special Mention — — — — — 73 — 73 Substandard — — 90 63 — — 153 306 Total home equity 934 7,932 5,405 3,738 1,718 4,389 30,000 54,116 Gross charge-offs during the period — — — — — 11 — 11 Other Consumer Pass 14,479 86,920 73,549 34,458 18,091 21,028 418 248,943 Watch — 342 357 272 213 73 — 1,257 Special Mention — 281 — 9 — 30 — 320 Substandard — 438 171 6 1 166 — 782 Total other consumer 14,479 87,981 74,077 34,745 18,305 21,297 418 251,302 Gross charge-offs during the period — 835 — — 11 85 23 954 Commercial business Pass 10,681 31,913 12,301 4,149 540 4,283 27,529 91,396 Watch — 11 399 1,107 — (3 ) — 1,514 Special Mention — — — 312 — 2,975 3,789 7,076 Total commercial business 10,681 31,924 12,700 5,568 540 7,255 31,318 99,986 Gross charge-offs during the period — — — — — — — — Total loans Pass 50,784 453,290 466,968 268,897 51,507 144,530 57,791 1,493,767 Watch 4,753 353 30,100 5,618 10,228 1,965 3 53,020 Special Mention — 281 6,627 651 — 3,104 3,789 14,452 Substandard 13,986 484 261 1,448 493 1,400 153 18,225 Total loans $ 69,523 $ 454,408 $ 503,956 $ 276,614 $ 62,228 $ 150,999 $ 61,736 $ 1,579,464 Total gross charge-offs during the period $ — $ 835 $ — $ — $ 11 $ 96 $ 23 $ 965 ( 1 90 The following table presents the amortized cost of loans receivable by internally assigned risk grade and class of loans as of December 31, 2022 Pass Watch Special Mention Substandard Total (In thousands) Real Estate: One-to-four family $ 339,812 $ 2,234 $ 27 $ 1,486 $ 343,559 Multi-family 237,077 15,668 — — 252,745 Commercial real estate 350,001 25,586 12,161 1,136 388,884 Construction and land 179,116 529 — 14,001 193,646 Total real estate loans 1,106,006 44,017 12,188 16,623 1,178,834 Consumer: Home equity 52,295 372 14 196 52,877 Auto and other consumer 238,522 222 75 94 238,913 Total consumer loans 290,817 594 89 290 291,790 Commercial business loans 66,276 2,234 8,417 — 76,927 Total loans $ 1,463,099 $ 46,845 $ 20,694 $ 16,913 $ 1,547,551 Individually Evaluated Loans. 326. may no no may March 31, 2023 no March 31, 2023 none March 31, 2023 Collateral Dependent Loans. no March 31, 2023 Collateral Type Single Family Residence Warehouse Total (In thousands) One-to-four family $ 1,154 $ — $ 1,154 Commercial real estate — 46 46 Home equity 32 — 32 Total collateral dependent loans $ 1,186 $ 46 $ 1,232 Troubled debt restructuring. January 1, 2023, The following table is a summary of information pertaining to TDR loans included in impaired loans at the date indicated, in accordance with pre-CECL disclosure requirements: December 31, 2022 (In thousands) Total TDR loans $ 1,753 Allowance for credit losses on loans related to TDR loans 21 Total nonaccrual TDR loans 29 There were no three March 31, 2022 There were no 12 three March 31, 2022 The following table presents TDR loans by class by accrual and nonaccrual status at the date indicated, in accordance with pre-CECL disclosure requirements: December 31, 2022 Accrual Nonaccrual Total (In thousands) One-to-four family $ 1,697 $ 29 $ 1,726 Home equity 27 — 27 Total TDR loans $ 1,724 $ 29 $ 1,753 Modified Loans to Troubled Borrowers. January 1, 2023, 2022 02, no During the three March 31, 2023, |