First Northwest Bancorp (FNWB) 10-Q 13 Nov 23 2023 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Nov. 06, 2023
Document Information [Line Items]
Entity Central Index Key	0001556727
Entity Registrant Name	First Northwest Bancorp
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	001-36741
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	46-1259100
Entity Address, Address Line One	105 West 8th Street
Entity Address, City or Town	Port Angeles
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	98362
City Area Code	360
Local Phone Number	457-0461
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	FNWB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Emerging Growth Company	false
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		9,618,440

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 20,609	$ 17,104
Interest-earning deposits in banks	63,277	28,492
Investment securities available for sale, at fair value	309,324	326,569
Loans held for sale	689	597
Loans receivable (net of allowance for credit losses on loans of $16,945 and $16,116)	1,618,033	1,531,435
Federal Home Loan Bank (FHLB) stock, at cost	12,621	11,681
Accrued interest receivable	8,093	6,743
Premises and equipment, net	17,954	18,089
Servicing rights on sold loans, at fair value	3,729	3,887
Bank-owned life insurance, net	40,318	39,665
Equity and partnership investments	14,623	14,289
Goodwill and other intangible assets, net	1,087	1,089
Deferred tax asset, net	16,611	14,091
Prepaid expenses and other assets	26,577	28,339
Total assets	2,153,545	2,042,070
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	1,657,762	1,564,255
Borrowings	300,416	285,358
Accrued interest payable	2,276	455
Accrued expenses and other liabilities	34,651	32,344
Advances from borrowers for taxes and insurance	2,375	1,376
Total liabilities	1,997,480	1,883,788
Shareholders' Equity
Preferred stock, $0.01 par value, authorized 5,000,000 shares, no shares issued or outstanding	0	0
Common stock, $0.01 par value, authorized 75,000,000 shares; issued and outstanding 9,630,735 shares at September 30, 2023, and 9,703,581 shares at December 31, 2022	96	97
Additional paid-in capital	95,658	95,508
Retained earnings	113,579	114,424
Accumulated other comprehensive loss, net of tax	(45,850)	(40,543)
Unearned employee stock ownership plan (ESOP) shares	(7,418)	(7,913)
Total parent's shareholders' equity	156,065	161,573
Noncontrolling interest in Quin Ventures, Inc.	0	(3,291)
Total shareholders' equity	156,065	158,282
Total liabilities and shareholders' equity	$ 2,153,545	$ 2,042,070

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parentheticals) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Allowance for Credit Loss	[1]	$ 16,945	$ 16,116
Preferred stock, par value (in dollars per share)		$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)		5,000,000	5,000,000
Preferred stock, shares issued (in shares)		0	0
Preferred stock, shares outstanding (in shares)		0	0
Common stock, par value (in dollars per share)		$ 0.01	$ 0.01
Common stock, shares authorized (in shares)		75,000,000	75,000,000
Common stock, shares issued (in shares)		9,630,735	9,703,581
Common stock, shares outstanding (in shares)		9,630,735	9,703,581
[1]Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
INTEREST INCOME
Interest and fees on loans receivable	$ 21,728	$ 17,778	$ 62,531	$ 48,395
Interest on investment securities	3,368	2,817	9,886	7,807
Interest on deposits and other	524	118	1,545	202
FHLB dividends	214	142	628	313
Total interest income	25,834	20,855	74,590	56,717
INTEREST EXPENSE
Deposits	7,699	1,251	18,261	2,764
Borrowings	3,185	1,400	9,092	3,020
Total interest expense	10,884	2,651	27,353	5,784
Net interest income	14,950	18,204	47,237	50,933
Provision for credit losses on loans	880	750	1,195	1,250
Recapture of provision for credit losses on unfunded commitments	(509)	0	(1,024)	0
Provision for credit losses	371	750	171	1,250
Net interest income after provision for credit losses	14,579	17,454	47,066	49,683
NONINTEREST INCOME
Loan and deposit service fees	1,068	1,302	3,273	3,566
Sold loan servicing fees and servicing rights mark-to-market	98	206	400	665
Net gain on sale of loans	171	285	405	769
Net gain on sale of investment securities	0	0	0	118
Increase in cash surrender value of bank-owned life insurance	252	221	668	686
Other income	1,315	320	2,203	1,155
Total noninterest income	2,904	2,334	6,949	6,959
NONINTEREST EXPENSE
Compensation and benefits	7,795	9,045	23,812	27,583
Data processing	1,945	1,778	6,063	5,420
Occupancy and equipment	1,173	1,499	3,596	4,098
Supplies, postage, and telephone	292	322	1,082	1,043
Regulatory assessments and state taxes	446	365	1,259	1,167
Advertising	501	645	2,471	2,802
Professional fees	929	695	2,619	1,883
FDIC insurance premium	369	219	939	653
Other expense	926	807	2,623	2,520
Total noninterest expense	14,376	15,375	44,464	47,169
Income before provision for income taxes	3,107	4,413	9,551	9,473
Provision for income taxes	603	818	1,903	1,839
Net income	2,504	3,595	7,648	7,634
Net loss attributable to noncontrolling interest in Quin Ventures, Inc.	0	696	160	1,951
Net income attributable to parent	$ 2,504	$ 4,291	$ 7,808	$ 9,585
Basic and diluted earnings per common share (in dollars per share)	$ 0.28	$ 0.47	$ 0.87	$ 1.04

Consolidated Statements of Comp

Consolidated Statements of Comprehensive (Loss) Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net income	$ 2,504	$ 3,595	$ 7,648	$ 7,634
Other comprehensive (loss) income:
Unrealized holding losses on investments available for sale arising during the period	(8,327)	(15,954)	(7,688)	(52,283)
Income tax benefit related to unrealized holding losses on investments	1,787	3,350	1,873	10,979
Amortization of unrecognized DB plan prior service cost	37	37	113	110
Income tax provision related to amortization of DB plan prior service cost	(8)	(9)	(24)	(24)
Unrealized holding gains (losses) on derivatives	925	0	533	0
Income tax (provision) benefit related to unrealized holding gains (losses) on derivatives	(198)	0	(114)	0
Reclassification adjustment for net (gains) losses on sales of securities realized in income	0	0	0	(118)
Income tax benefit related to reclassification adjustment on sales of securities	0	0	0	25
Other comprehensive loss, net of tax	(5,784)	(12,576)	(5,307)	(41,311)
Comprehensive (loss) income	(3,280)	(8,981)	2,341	(33,677)
Comprehensive (loss) income attributable to noncontrolling interest	0	(696)	(160)	(1,951)
Comprehensive (loss) income attributable to parent	$ (3,280)	$ (8,285)	$ 2,501	$ (31,726)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Unearned ESOP Shares [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Noncontrolling Interest [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	AOCI Attributable to Parent [Member]	Noncontrolling Interest [Member]	Total
BALANCE (in shares) at Dec. 31, 2021								9,972,698
BALANCE at Dec. 31, 2021			$ 424				$ 424	$ 100	$ 96,131	$ 103,014	$ (8,572)	$ 288	$ (481)	$ 190,480
Net income										9,585			(1,951)	7,634
Common stock issued (in shares)								115,777
Common stock issued								$ 1	1,868	0				1,869
Common stock repurchased (in shares)								(131,672)
Common stock repurchased								$ (1)	(1,315)	(824)				(2,140)
Restricted stock award forfeitures net of grants (in shares)								(37,068)
Restricted stock award forfeitures net of grants								$ 0	0					0
Restricted stock awards canceled (in shares)								(15,830)
Restricted stock awards canceled								$ 0	(311)					(311)
Other comprehensive loss, net of tax												(41,311)		(41,311)
Share-based compensation expense									1,294					1,294
ESOP shares committed to be released									257		495			752
Cash dividends declared ($0.07 per share)										(2,092)				(2,092)
Restricted stock award grants net of forfeitures (in shares)								37,068
BALANCE (in shares) at Sep. 30, 2022								9,978,041
BALANCE at Sep. 30, 2022								$ 100	97,924	110,107	(8,077)	(41,023)	(2,432)	156,599
BALANCE (in shares) at Jun. 30, 2022								9,950,172
BALANCE at Jun. 30, 2022								$ 100	96,479	107,000	(8,242)	(28,447)	(1,736)	165,154
Net income										4,291			(696)	3,595
Common stock issued (in shares)								115,777
Common stock issued								$ 1	1,868	0				1,869
Common stock repurchased (in shares)								(79,054)
Common stock repurchased								$ 0	(790)	(491)				(1,281)
Restricted stock award forfeitures net of grants (in shares)								(3,350)
Restricted stock award forfeitures net of grants								$ (1)	1					0
Restricted stock awards canceled (in shares)								(5,504)
Restricted stock awards canceled								$ 0	(89)					(89)
Other comprehensive loss, net of tax												(12,576)		(12,576)
Share-based compensation expense									404					404
ESOP shares committed to be released									51		165			216
Cash dividends declared ($0.07 per share)										(693)				(693)
Restricted stock award grants net of forfeitures (in shares)								3,350
BALANCE (in shares) at Sep. 30, 2022								9,978,041
BALANCE at Sep. 30, 2022								$ 100	97,924	110,107	(8,077)	(41,023)	(2,432)	$ 156,599
BALANCE (in shares) at Dec. 31, 2022								9,703,581						9,703,581
BALANCE (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022			$ (2,951)				$ (2,951)
BALANCE at Dec. 31, 2022								$ 97	95,508	114,424	(7,913)	(40,543)	(3,291)	$ 158,282
Net income										7,808			(160)	7,648
Common stock repurchased (in shares)								(75,690)
Common stock repurchased								$ (1)	(755)	(224)				(980)
Restricted stock award forfeitures net of grants (in shares)								(18,256)
Restricted stock award forfeitures net of grants								$ 0	0					0
Restricted stock awards canceled (in shares)								(15,412)
Restricted stock awards canceled								$ 0	(205)					(205)
Other comprehensive loss, net of tax												(5,307)		(5,307)
Share-based compensation expense									1,098					1,098
ESOP shares committed to be released									12		495			507
Cash dividends declared ($0.07 per share)										(2,027)				(2,027)
Restricted stock award grants net of forfeitures (in shares)								18,256
Close out investment in Quin Ventures										(3,451)			3,451	$ 0
BALANCE (in shares) at Sep. 30, 2023								9,630,735						9,630,735
BALANCE at Sep. 30, 2023								$ 96	95,658	113,579	(7,418)	(45,850)	0	$ 156,065
BALANCE (in shares) at Jun. 30, 2023								9,633,496
BALANCE at Jun. 30, 2023								$ 96	95,360	111,750	(7,583)	(40,066)	0	159,557
Net income										2,504			0	2,504
Common stock repurchased (in shares)								(1,073)
Common stock repurchased								$ 0	(10)	(2)				(12)
Restricted stock award forfeitures net of grants (in shares)								(1,918)
Restricted stock award forfeitures net of grants								$ 0	0					0
Restricted stock awards canceled (in shares)								(3,606)
Restricted stock awards canceled								$ 0	(43)					(43)
Other comprehensive loss, net of tax												(5,784)		(5,784)
Share-based compensation expense									349					349
ESOP shares committed to be released									2		165			167
Cash dividends declared ($0.07 per share)										(673)				$ (673)
Restricted stock award grants net of forfeitures (in shares)								1,918
BALANCE (in shares) at Sep. 30, 2023								9,630,735						9,630,735
BALANCE at Sep. 30, 2023								$ 96	$ 95,658	$ 113,579	$ (7,418)	$ (45,850)	$ 0	$ 156,065

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Cash dividends declared, per share (in dollars per share)	$ 0.07	$ 0.07	$ 0.21	$ 0.21

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities:
Net income before noncontrolling interest	$ 7,648	$ 7,634
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	1,201	1,547
Amortization of core deposit intangible	2	10
Amortization and accretion of premiums and discounts on investments, net	1,078	1,280
(Accretion) amortization of deferred loan fees and purchased premiums, net	(451)	619
Amortization of debt issuance costs	58	58
Change in fair value of sold loan servicing rights	303	91
Additions to servicing rights on sold loans, net	(145)	(143)
Provision for credit losses on loans	1,195	1,250
Allocation of ESOP shares	507	546
Share-based compensation expense	1,098	1,294
Gain on sale of loans, net	(405)	(769)
Gain on sale of securities available for sale, net	0	(118)
Increase in cash surrender value of life insurance, net	(668)	(686)
Origination of loans held for sale	(21,351)	(22,272)
Proceeds from sale of loans held for sale	21,664	23,538
Change in assets and liabilities:
Increase in accrued interest receivable	(1,350)	(1,366)
Decrease (increase) in prepaid expenses and other assets	2,151	(4,191)
Increase (decrease) in accrued interest payable	1,821	(288)
Increase in accrued expenses and other liabilities	1,960	5,680
Net cash provided by operating activities	15,292	13,714
Cash flows from investing activities:
Purchase of securities available for sale	0	(78,409)
Proceeds from maturities, calls, and principal repayments of securities available for sale	8,480	26,937
Proceeds from sales of securities available for sale	0	12,685
Purchase of FHLB stock	(940)	(6,765)
Early surrender of bank-owned life insurance policy	15	0
Net increase in loans receivable	(89,551)	(172,727)
Purchase of premises and equipment, net	(1,066)	(2,556)
Capital contributions to equity and partnership investments	(335)	(7,628)
Capital disbursements received from equity and partnership investments	99	0
Capital contributions to low-income housing tax credit partnerships	0	(23)
Capital contributions to historic tax credit partnerships	0	(1,829)
Net cash used by investing activities	(83,298)	(230,315)
Cash flows from financing activities:
Net increase in deposits	93,507	24,655
Proceeds from long-term FHLB advances	15,000	0
Repayment of long-term FHLB advances	(15,000)	0
Net increase in short-term FHLB advances	19,000	161,000
Net (decrease) increase in line of credit	(4,000)	12,000
Net increase in advances from borrowers for taxes and insurance	999	1,116
Payment of dividends	(2,025)	(2,072)
Restricted stock awards canceled	(205)	(311)
Repurchase of common stock	(980)	(2,140)
Net cash provided by financing activities	106,296	194,248
Net increase (decrease) in cash and cash equivalents	38,290	(22,353)
Cash and cash equivalents at beginning of period	45,596	126,016
Cash and cash equivalents at end of period	83,886	103,663
Supplemental disclosures of cash flow information:
Cash paid for interest on deposits and borrowings	25,532	6,072
Cash paid for income taxes	1,859	2,954
Supplemental disclosures of noncash investing activities:
Change in unrealized loss on securities available for sale	(7,688)	(52,401)
Change in unrealized gain (loss) on fair value hedge	533	0
Cumulative adjustment to servicing rights asset due to election of fair value option	0	538
Cumulative effect of adoption of ASU 2016-13 Financial Instruments - Credit Losses on January 1, 2023	(3,735)	0
Lease liabilities arising from obtaining right-of-use assets	152	0
Investment in partnership acquired through issuance of shares	0	1,869
Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]
Adjustments to reconcile net income to net cash from operating activities:
Provision for credit losses on loans	$ (1,024)	$ 0

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Critical Accounting Policies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Business Description and Accounting Policies [Text Block]	Note 1 Organization and nature of business January 29, 2015, In connection with the Conversion, the Company issued an aggregate of 12,167,000 shares of common stock at an offering price of $10.00 per share for gross proceeds of $121.7 million. An additional 933,360 shares of Company common stock and $400,000 in cash were contributed to the First Federal Community Foundation ("Foundation"), a charitable foundation that was established in connection with the Conversion, resulting in the issuance of a total of 13,100,360 shares. The Company received $117.6 million in net proceeds from the stock offering of which $58.4 million was contributed to the Bank upon Conversion. Pursuant to the Bank's Plan of Conversion (the "Plan") adopted by its Board of Directors, and as approved by its members, the Company established an employee stock ownership plan ("ESOP"). On December 18, 2015, In April 2021, December 2022 June 2023, no no On October 31, 2021, On August 5, 2022, First Northwest and the Bank are collectively referred to as the "Company." For periods prior to June 30, 2023, First Northwest's business activities generally are limited to passive investment activities and oversight of its investment in First Fed and former controlling interest in Quin Ventures. Accordingly, the information set forth in this report, including the consolidated unaudited financial statements and related data, relates primarily to the Bank for balance sheet related disclosures and the Bank and Quin Ventures for income statement related disclosures. The Bank is a community-oriented financial institution providing commercial and consumer banking services to individuals and businesses in western Washington State with offices in Clallam, Jefferson, Kitsap, King, and Whatcom counties. These services include deposit and lending transactions that are supplemented with bor rowing and investing activities. Basis of presentation - The accompanying unaudited interim consolidated financial statements have been prepared pursuant to the rules and regulations of the U.S. Securities and Exchange Commission ("SEC"). Accordingly, they do not 10 December 31, 2022 . In our opinion, all adjustments (consisting only of normal recurring adjustments) considered necessary for a fair presentation of the consolidated financial statements in accordance with GAAP have been included. Operating results for the three nine September 30, 2023 , are not may In preparing the unaudited interim consolidated financial statements, we are required to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues, and expenses. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to a determination of the allowance for credit losses ("ACL"), fair value of financial instruments and derivatives, and deferred tax assets and liabilities. Principles of consolidation June 2023, 810. Subsequent events Recently adopted accounting pronouncements Credit Losses On January 1, 2023, 2016 13 Credit Losses (Topic 326 The Company adopted ASU 2016 13 2023 no not Results for the reporting period beginning after January 1, 2023, 2016 13, not 10 December 31, 2022. The accounting policies for all financial instruments impacted by the CECL adoption are as follows: Investment Securities A debt security is placed on nonaccrual status at the time any principal or payments become more than 90 not Allowance for Credit Losses on Investment Securities Management evaluates the need for an ACL on investment securities ("ACLI") on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For investment securities available for sale in an unrealized loss position, the Company first not not not Changes in the ACLI are recorded as provision, or reversal of provision, for credit losses expense. Losses are charged against the allowance when management believes the uncollectibility of an investment security available for sale is confirmed or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on investment securities available for sale is excluded from the estimate of credit losses as interest accrued, but not Loans Receivable Loans receivable include loans originated and indirect loans purchased by the Bank as well as loans acquired in business combinations. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the outstanding principal balance, net of purchased premiums and discounts, unearned discounts, and net deferred loan origination fees and costs. Accrued interest receivable for loans receivable is reported in prepaid expenses and other assets on the Consolidated Balance Sheets. Allowance for Credit Losses on Loans The ACL on loans ("ACLL") is a valuation account that is deducted from the amortized cost of loans receivable to present the net amount expected to be collected. Loans are charged against the allowance when management believes the collectability of a loan balance is unlikely. Subsequent recoveries, if any, are credited to the allowance. The Bank records the changes in the ACLL through earnings, as a provision for credit losses on the Consolidated Statements of Income. Accrued interest receivable on loans receivable is excluded from the estimate of credit losses. Instead, interest accrued, but not The Company has identified segments of loans with similar risk characteristics for which it then applies one two not For each loan segment collectively measured, the baseline loss rates are calculated using a combination of the Bank's own data and peer institution data from FFIEC Call Report filings. The Bank evaluates the historical period on a quarterly basis. The baseline loss rates are applied to each loan's estimated cash flows over the life of the loan to determine the baseline loss estimate for each loan. Estimated cash flows consider the principal and interest in accordance with the contractual term of the loan and estimated prepayments. Contractual cash flows are based on the amortized cost, as adjusted for balances guaranteed by governmental entities, such as the Small Business Administration ("SBA") or the United States Department of Agriculture ("USDA"), or the unguaranteed amortized cost. The contractual term excludes expected extensions, renewals, and modifications unless either of the following applies: 1 2 not The CECL methodology includes consideration of the forecasted direction of the economic and business environment and its likely impact to the estimated allowance as compared to the historical losses over the reasonable and supportable time frame. Economic forecast models for the current period are uploaded to the model, which targets two The Bank uses the Federal Open Market Committee ("FOMC") forecast via an application programming interface with our CECL software. FOMC provides various forecast scenarios used to determine the loan portfolio’s expected credit loss. Based on known/knowable information at the measurement date, management has determined that the FOMC scenarios and the underlying assumptions most closely align with current and expected conditions. The Bank has elected to forecast the first four 326 20 30 9. In general, management's estimate of the ACLL uses relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. The allowance for credit losses on loans evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. While management utilizes its best judgment and information available to recognize losses on loans, future additions to the allowance may may Allowance for Credit Losses on Unfunded Commitments The Bank estimates expected credit losses on unfunded, off-balance sheet commitments over the contractual period in which the Bank is exposed to credit risk from a contractual obligation to extend credit, unless the obligation is unconditionally cancellable by the Company. The Bank has determined that no The allowance methodology is similar to the ACLL, but additionally includes an estimate of the future utilization of the commitment as determined by historical commitment utilization. The credit risks associated with the unfunded commitments are consistent with the risks outlined for each loan class. The allowance is recognized in accrued expenses and other liabilities on the Consolidated Balance Sheets and is adjusted as a provision (reversal of provision) for credit losses on the Consolidated Statements of Income. Provision for Credit Losses The provision for credit losses as presented in the Company's Consolidated Statements of Income includes the provision for credit losses on loans and the provision for credit losses on unfunded commitments. Summary of CECL Impact: Investment Securities - December 31, 2022, no not 2016 13, January 1, 2023, no 2 Loan Receivable - 2016 13 The Bank recorded a pretax increase to the ACLL of $2.2 million to increase the reserve to the estimated credit losses at January 1, 2023 December 31, 2022 September 30, 2023 See Note 4 Unfunded Commitments 2016 13 Overall CECL Impact - 2016 13, January 1, 2023 Troubled Debt Restructurings In March 2022, 2022 02, Financial Instruments - Credit Losses (Topic 326 2016 13. January 1, 2023, 2016 13 first 2023 3 Derivative Instruments and Hedging Activities On March 28, 2022, 2022 01, 815 Fair Value Hedging Portfolio Layer Method first 2017 12, 815 2022 01 December 15, 2022, 2017 12, 2022 01 January 1, 2023 no - 815, Derivatives and Hedging 815" As required by ASC 815, may may not not In accordance with the FASB’s fair value measurement guidance in ASU 2011 04, LIBOR In March 2020, No. 2020 04, Reference Rate Reform (Topic 848 2020 04 March 12, 2020 December 31, 2022. December 31, 2022, 2022 06, 848 December 31, 2024. no July 1, 2023. Recently issued accounting pronouncements not Other Pronouncements In June 2022, No. 2022 03, Fair Value Measurement (Topic 820 2022 03 not 2022 03 December 15, 2023, not In March 2023, 2023 02, Investments - Equity Method and Joint Ventures (Topic 323 2023 02 323 740 25 3, not no not 323 10: Investments - Equity Method and Joint Ventures - Overall not 321: Investments - Equity Securities 2023 02 December 15, 2023, 2023 02 Reclassifications no

Note 2 - Securities

Note 2 - Securities	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2 The amortized cost, gross unrealized gains and losses, and estimated fair value of securities classified as available-for-sale at September 30, 2023 Gross Gross Estimated Amortized Cost Unrealized Gains Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ 119,164 $ — $ (25,169 ) $ 93,995 U.S. Treasury notes 2,479 — (102 ) 2,377 International agency issued bonds (Agency bonds) 1,962 — (259 ) 1,703 Corporate issued debt securities (Corporate debt) 60,543 — (6,208 ) 54,335 Mortgage-backed securities: U.S. government agency issued mortgage-backed securities (MBS agency) 83,449 — (16,503 ) 66,946 Non-agency issued mortgage-backed securities (MBS non-agency) 98,029 — (8,061 ) 89,968 Total securities available for sale $ 365,626 $ — $ (56,302 ) $ 309,324 The amortized cost, gross unrealized gains and losses, and estimated fair value of securities classified as available-for-sale at December 31, 2022 Gross Gross Estimated Amortized Cost Unrealized Gains Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ 119,990 $ — $ (21,940 ) $ 98,050 U.S. Treasury notes 2,469 — (105 ) 2,364 Agency bonds 1,955 — (253 ) 1,702 Corporate debt 60,700 — (5,201 ) 55,499 Mortgage-backed securities: MBS agency 88,930 1 (13,283 ) 75,648 MBS non-agency 101,139 — (7,833 ) 93,306 Total securities available for sale $ 375,183 $ 1 $ (48,615 ) $ 326,569 There were no securities classified as held-to-maturity at September 30, 2023 December 31, 2022 Accrued interest receivable on available-for-sale debt securities totaled $2.2 million and $2.0 million as of September 30, 2023 December 31, 2022 The following shows the unrealized gross losses and fair value of the investment portfolio by length of time that individual securities in each category have been in a continuous loss position as of September 30, 2023 Less Than Twelve Months Twelve Months or Longer Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ (49 ) $ 396 $ (25,120 ) $ 93,299 $ (25,169 ) $ 93,695 U.S. Treasury notes — — (102 ) 2,377 (102 ) 2,377 Agency bonds — — (259 ) 1,703 (259 ) 1,703 Corporate debt — — (6,208 ) 54,335 (6,208 ) 54,335 Mortgage-backed securities: MBS agency (1 ) 1,236 (16,502 ) 65,710 (16,503 ) 66,946 MBS non-agency — — (8,061 ) 89,968 (8,061 ) 89,968 Total available for sale $ (50 ) $ 1,632 $ (56,252 ) $ 307,392 $ (56,302 ) $ 309,024 The following shows the unrealized gross losses and fair value of the investment portfolio by length of time that individual securities in each category have been in a continuous loss position as of December 31, 2022 Less Than Twelve Months Twelve Months or Longer Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ (15,749 ) $ 79,129 $ (6,191 ) $ 18,621 $ (21,940 ) $ 97,750 U.S. Treasury notes (105 ) 2,364 — — (105 ) 2,364 Agency bonds — — (253 ) 1,702 (253 ) 1,702 Corporate debt (2,570 ) 30,555 (2,631 ) 24,944 (5,201 ) 55,499 Mortgage-backed securities: MBS agency (5,079 ) 40,099 (8,204 ) 33,064 (13,283 ) 73,163 MBS non-agency (3,956 ) 51,994 (3,877 ) 41,311 (7,833 ) 93,305 Total available for sale $ (27,459 ) $ 204,141 $ (21,156 ) $ 119,642 $ (48,615 ) $ 323,783 There were 2 available-for-sale securities with unrealized losses of less than one one September 30, 2023 one one December 31, 2022 not not no September 30, 2023 December 31, 2022 The amortized cost and estimated fair value of investment securities by contractual maturity are shown in the following tables at the dates indicated. Expected maturities of mortgage-backed securities may may September 30, 2023 Available-for-Sale Amortized Cost Estimated Fair Value (In thousands) Mortgage-backed securities: Due within one year $ 27,154 $ 26,742 Due after one through five years 16,184 15,475 Due after five through ten years 10,939 9,986 Due after ten years 127,201 104,711 Total mortgage-backed securities 181,478 156,914 All other investment securities: Due within one year 300 300 Due after one through five years 22,418 21,066 Due after five through ten years 65,211 56,308 Due after ten years 96,219 74,736 Total all other investment securities 184,148 152,410 Total investment securities $ 365,626 $ 309,324 December 31, 2022 Available-for-Sale Amortized Cost Estimated Fair Value (In thousands) Mortgage-backed securities: Due within one year $ 13,762 $ 13,490 Due after one through five years 28,890 27,808 Due after five through ten years 13,436 12,165 Due after ten years 133,981 115,491 Total mortgage-backed securities 190,069 168,954 All other investment securities: Due within one year — — Due after one through five years 20,700 18,957 Due after five through ten years 64,211 57,523 Due after ten years 100,203 81,135 Total all other investment securities 185,114 157,615 Total investment securities $ 375,183 $ 326,569 Sales of securities available-for-sale for the periods shown are summarized as follows: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 (In thousands) Proceeds from sales $ — $ — $ — $ 12,685 Gross realized gains — — — 128 Gross realized losses — — — (10 )

Note 3 - Loans Receivable

Note 3 - Loans Receivable	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 3 The Company has defined its loan portfolio into three three Loan amounts are net of unearned loan fees in excess of unamortized costs and premiums of $14.4 million as of September 30, 2023 December 31, 2022 not September 30, 2023 December 31, 2022 The amortized cost of loans receivable, net of ACLL, consisted of the following at the dates indicated: September 30, 2023 December 31, 2022 (In thousands) Real Estate: One-to-four family $ 369,950 $ 343,559 Multi-family 325,496 252,745 Commercial real estate 381,508 388,884 Construction and land 143,434 193,646 Total real estate loans 1,220,388 1,178,834 Consumer: Home equity 64,424 52,877 Auto and other consumer 248,786 238,913 Total consumer loans 313,210 291,790 Commercial business loans 101,380 76,927 Total loans receivable 1,634,978 1,547,551 Less: Allowance for credit losses on loans (1) 16,945 16,116 Total loans receivable, net $ 1,618,033 $ 1,531,435 ( 1 2023 2022 Nonaccrual Loans. 90 not not not six The following table presents the amortized cost of nonaccrual loans by class of loan at the dates indicated: September 30, 2023 December 31, 2022 Collateral Dependent Loans Non-Collateral Dependent Loans Total Nonaccrual Loans Total Nonaccrual Loans (1) (In thousands) One-to-four family $ 1,430 $ 360 $ 1,790 $ 954 Commercial real estate — 34 34 53 Construction and land — 8 8 15 Home equity 32 134 166 196 Auto and other consumer — 376 376 575 Total nonaccrual loans $ 1,462 $ 912 $ 2,374 $ 1,793 (1) Presentation of December 31, 2022, balances is in accordance with pre-CECL disclosure requirements. Interest income recognized on a cash basis on nonaccrual loans for the three nine September 30, 2023 Prior to the implementation of CECL, the Bank categorized loans as performing or nonperforming based on payment activity. Loans that were more than 90 The following table represents the credit risk profile based on payment activity by class of loans as of December 31, 2022 Nonperforming Performing Total (In thousands) Real Estate: One-to-four family $ 954 $ 342,605 $ 343,559 Multi-family — 252,745 252,745 Commercial real estate 53 388,831 388,884 Construction and land 15 193,631 193,646 Consumer: Home equity 196 52,681 52,877 Auto and other consumer 575 238,338 238,913 Commercial business — 76,927 76,927 Total loans $ 1,793 $ 1,545,758 $ 1,547,551 Past due loans. not no 90 September 30, 2023 December 31, 2022 The following table presents the amortized cost of past due loans by segment and class as of September 30, 2023 30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ — $ 654 $ 591 $ 1,245 $ 368,705 $ 369,950 Multi-family — — — — 325,496 325,496 Commercial real estate 8,583 — — 8,583 372,925 381,508 Construction and land — — — — 143,434 143,434 Total real estate loans 8,583 654 591 9,828 1,210,560 1,220,388 Consumer: Home equity 71 — 45 116 64,308 64,424 Auto and other consumer 1,462 392 381 2,235 246,551 248,786 Total consumer loans 1,533 392 426 2,351 310,859 313,210 Commercial business loans 769 — — 769 100,611 101,380 Total loans $ 10,885 $ 1,046 $ 1,017 $ 12,948 $ 1,622,030 $ 1,634,978 The following table presents the amortized cost of past due loans by segment and class as of December 31, 2022 30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 1,449 $ 155 $ 652 $ 2,256 $ 341,303 $ 343,559 Multi-family — — — — 252,745 252,745 Commercial real estate — — — — 388,884 388,884 Construction and land — 18 — 18 193,628 193,646 Total real estate loans 1,449 173 652 2,274 1,176,560 1,178,834 Consumer: Home equity 153 — 11 164 52,713 52,877 Auto and other consumer 1,390 698 557 2,645 236,268 238,913 Total consumer loans 1,543 698 568 2,809 288,981 291,790 Commercial business loans — — — — 76,927 76,927 Total loans $ 2,992 $ 871 $ 1,220 $ 5,083 $ 1,542,468 $ 1,547,551 Credit quality indicator. 6, 7, 8 8 not not When the Bank classifies problem assets as either substandard or doubtful, it may not not 4 5 not 1 3 The following table presents the amortized cost of loans receivable by internally assigned risk grade and class of loans as of September 30, 2023 nine September 30, 2023 90 Term Loans by Year of Origination (1) Revolving Total 2023 2022 2021 2020 2019 Prior Loans Loans (In thousands) One-to-four family Pass $ 1,987 $ 93,396 $ 118,341 $ 70,904 $ 13,977 $ 66,929 $ — $ 365,534 Watch — 276 — 589 — 1,156 — 2,021 Special Mention — — — 302 — 105 — 407 Substandard — — — 328 485 1,175 — 1,988 Total one-to-four family 1,987 93,672 118,341 72,123 14,462 69,365 — 369,950 Gross charge-offs year-to-date — — — — — — — — Multi-family Pass 47,583 103,255 86,171 58,659 8,278 5,357 — 309,303 Watch — — 15,198 — — 995 — 16,193 Total multi-family 47,583 103,255 101,369 58,659 8,278 6,352 — 325,496 Gross charge-offs year-to-date — — — — — — — — Commercial Real Estate Pass 32,307 89,244 104,523 82,030 13,186 23,366 — 344,656 Watch 3,881 197 3,785 6,851 3,584 1,019 — 19,317 Special Mention — — 15,136 — — — — 15,136 Substandard — 34 — 2,365 — — — 2,399 Total commercial real estate 36,188 89,475 123,444 91,246 16,770 24,385 — 381,508 Gross charge-offs year-to-date — — — — — — — — Construction and Land Pass 13,763 61,166 39,308 764 354 2,398 — 117,753 Watch 7,109 3,493 — — — — — 10,602 Special Mention — — — — — 16 — 16 Substandard 15,055 — — — — 8 — 15,063 Total construction and land 35,927 64,659 39,308 764 354 2,422 — 143,434 Gross charge-offs year-to-date — — — — — — — — Home Equity Pass 5,534 7,438 4,737 3,169 1,444 3,638 37,810 63,770 Watch — — — — — 56 322 378 Substandard — — 31 61 — 14 170 276 Total home equity 5,534 7,438 4,768 3,230 1,444 3,708 38,302 64,424 Gross charge-offs year-to-date — — — — — 11 — 11 Other Consumer Pass 38,604 75,128 66,493 31,104 15,680 18,871 403 246,283 Watch 47 461 485 217 277 226 3 1,716 Special Mention 64 232 33 30 — 51 — 410 Substandard 23 300 — 28 26 — — 377 Total other consumer 38,738 76,121 67,011 31,379 15,983 19,148 406 248,786 Gross charge-offs year-to-date — 2,421 15 27 11 112 71 2,657 Commercial business Pass 18,818 23,987 11,368 2,791 506 4,947 30,510 92,927 Watch 342 66 394 — — — 1 803 Special Mention — — — 1,036 — — 3,754 4,790 Substandard 177 52 — 144 — — 2,487 2,860 Total commercial business 19,337 24,105 11,762 3,971 506 4,947 36,752 101,380 Gross charge-offs year-to-date — — — — — — — — Total loans Pass 158,596 453,614 430,941 249,421 53,425 125,506 68,723 1,540,226 Watch 11,379 4,493 19,862 7,657 3,861 3,452 326 51,030 Special Mention 64 232 15,169 1,368 — 172 3,754 20,759 Substandard 15,255 386 31 2,926 511 1,197 2,657 22,963 Total loans $ 185,294 $ 458,725 $ 466,003 $ 261,372 $ 57,797 $ 130,327 $ 75,460 $ 1,634,978 Total gross charge-offs year-to-date $ — $ 2,421 $ 15 $ 27 $ 11 $ 123 $ 71 $ 2,668 ( 1 90 The following table presents the amortized cost of loans receivable by internally assigned risk grade and class of loans as of December 31, 2022 Pass Watch Special Mention Substandard Total (In thousands) Real Estate: One-to-four family $ 339,812 $ 2,234 $ 27 $ 1,486 $ 343,559 Multi-family 237,077 15,668 — — 252,745 Commercial real estate 350,001 25,586 12,161 1,136 388,884 Construction and land 179,116 529 — 14,001 193,646 Total real estate loans 1,106,006 44,017 12,188 16,623 1,178,834 Consumer: Home equity 52,295 372 14 196 52,877 Auto and other consumer 238,522 222 75 94 238,913 Total consumer loans 290,817 594 89 290 291,790 Commercial business loans 66,276 2,234 8,417 — 76,927 Total loans $ 1,463,099 $ 46,845 $ 20,694 $ 16,913 $ 1,547,551 Individually Evaluated Loans. 326. may no Loans that are deemed by management to possess unique risk characteristics are evaluated individually for purposes of determining an appropriate lifetime ACLL. The Company uses a discounted cash flow approach, using the loan’s effective interest rate, for determining the ACL on individually evaluated loans, unless the loan is deemed collateral dependent. Collateral dependent loans are evaluated based on the estimated fair value of the underlying collateral, less estimated costs to sell. The Company may no September 30, 2023 no September 30, 2023 two two September 30, 2023 Collateral Dependent Loans. September 30, 2023 Collateral Type Single Family Residence Total (In thousands) One-to-four family $ 1,430 $ 1,430 Home equity 32 32 Total collateral dependent loans $ 1,462 $ 1,462 Troubled debt restructuring. January 1, 2023, The following table is a summary of information pertaining to TDR loans included in impaired loans at the date indicated, in accordance with pre-CECL disclosure requirements: December 31, 2022 (In thousands) Total TDR loans $ 1,753 Allowance for credit losses on loans related to TDR loans 21 Total nonaccrual TDR loans 29 There were no three nine September 30, 2022 There were no 12 three nine September 30, 2022 The following table presents TDR loans by class by accrual and nonaccrual status at the date indicated, in accordance with pre-CECL disclosure requirements: December 31, 2022 Accrual Nonaccrual Total (In thousands) One-to-four family $ 1,697 $ 29 $ 1,726 Home equity 27 — 27 Total TDR loans $ 1,724 $ 29 $ 1,753 Modified Loans to Troubled Borrowers. January 1, 2023, 2022 02, no During the three nine September 30, 2023

Note 4 - Allowance for Credit L

Note 4 - Allowance for Credit Losses on Loans	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Credit Loss, Financial Instrument [Text Block]	Note 4 The Company maintains an ACLL and an ACLUC in accordance with ASC 326: Financial Instruments - Credit Losses 326 2016 13 January 1, 2023, 1. 2016 13. The Company has identified segments of loans with similar risk characteristics for which it then applies one two not The Company estimates expected credit losses on unfunded, off-balance sheet commitments over the contractual period in which the Company is exposed to credit risk from a contractual obligation to extend credit, unless the obligation is unconditionally cancellable by the Company. The Company has determined that no The following tables detail activity in the allowance for credit losses on loans by class for the periods shown: At or For the Three Months Ended September 30, 2023 Adjusted Beginning Balance Charge-offs Recoveries Provision for (Recapture of) Credit Losses Ending Balance (In thousands) One-to-four family $ 3,012 $ — $ — $ 526 $ 3,538 Multi-family 1,041 — — 230 1,271 Commercial real estate 2,924 — — (390 ) 2,534 Construction and land 2,535 — — (352 ) 2,183 Home equity 1,125 — — 178 1,303 Auto and other consumer 4,795 (731 ) (501 ) 601 4,164 Commercial business 1,865 — — 87 1,952 Total $ 17,297 $ (731 ) $ (501 ) $ 880 $ 16,945 At or For the Nine Months Ended September 30, 2023 Beginning Balance Impact of Day 1 CECL Adoption Adjusted Beginning Balance Charge-offs Recoveries Provision for (Recapture of) Credit Losses Ending Balance (In thousands) One-to-four family $ 3,343 $ (429 ) $ 2,914 $ — $ 4 $ 620 $ 3,538 Multi-family 2,468 (1,449 ) 1,019 — — 252 1,271 Commercial real estate 4,217 (604 ) 3,613 — — (1,079 ) 2,534 Construction and land 2,344 1,555 3,899 — — (1,716 ) 2,183 Home equity 549 346 895 (11 ) 5 414 1,303 Auto and other consumer 2,024 2,381 4,405 (2,657 ) 84 2,332 4,164 Commercial business 786 794 1,580 — — 372 1,952 Unallocated 385 (385 ) — — — — — Total $ 16,116 $ 2,209 $ 18,325 $ (2,668 ) $ 93 $ 1,195 $ 16,945 The ACLL decreased $352,000 during the three September 30, 2023 third 2023 second 2023. one four The post-adoption ACLL decreased $1.4 million during the nine September 30, 2023 nine September 30, 2023 The following table details activity in the ALLL by class for the period shown under the incurred loss methodology: At or For the Three Months Ended September 30, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) ALLL: Beginning balance $ 3,026 $ 2,168 $ 4,154 $ 2,550 $ 486 $ 2,367 $ 680 $ 316 $ 15,747 Provision for (recapture of) loan losses 188 164 (45 ) (36 ) 9 428 14 28 750 Charge-offs — — — — — (265 ) — — (265 ) Recoveries — — — — 12 29 — — 41 Ending balance $ 3,214 $ 2,332 $ 4,109 $ 2,514 $ 507 $ 2,559 $ 694 $ 344 $ 16,273 At or For the Nine Months Ended September 30, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) ALLL: Beginning balance $ 3,184 $ 1,816 $ 3,996 $ 2,672 $ 407 $ 2,221 $ 470 $ 358 $ 15,124 (Recapture of) provision for loan losses (2 ) 516 113 (160 ) 71 644 82 (14 ) 1,250 Charge-offs — — — — — (475 ) — — (475 ) Recoveries 32 — — 2 29 169 142 — 374 Ending balance $ 3,214 $ 2,332 $ 4,109 $ 2,514 $ 507 $ 2,559 $ 694 $ 344 $ 16,273 The following table details the ALLL and loan portfolio by class and impairment method for the period shown under the incurred loss methodology: At December 31, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) Total ALLL $ 3,343 $ 2,468 $ 4,217 $ 2,344 $ 549 $ 2,024 $ 786 $ 385 $ 16,116 General reserve 3,321 2,468 4,217 2,343 545 2,019 786 385 16,084 Specific reserve 22 — — 1 4 5 — — 32 Gross loans $ 343,825 $ 253,551 $ 390,246 $ 194,646 $ 52,322 $ 222,794 $ 76,996 $ — $ 1,534,380 Loans collectively evaluated (1) 341,171 253,551 390,196 194,630 52,100 222,702 76,996 — 1,531,346 Loans individually evaluated (2) 2,654 — 50 16 222 92 — — 3,034 ( 1 ( 2 Impaired loans incurred loss model. January 1, 2023, may The following table provides additional information on loans individually evaluated for impairment by portfolio class at the date indicated under the incurred loss methodology. Recorded investment includes the unpaid principal balance or carrying amount of loans less charge-offs. December 31, 2022 Recorded Investment Unpaid Principal Balance Related Allowance (In thousands) With no allowance recorded: One-to-four family $ 666 $ 705 $ — Commercial real estate 50 149 — Construction and land — 14 — Auto and other consumer — 2 — Total 716 870 — With an allowance recorded: One-to-four family 1,988 2,129 22 Construction and land 16 19 1 Home equity 222 224 4 Auto and other consumer 92 95 5 Total 2,318 2,467 32 Total impaired loans: One-to-four family 2,654 2,834 22 Commercial real estate 50 149 — Construction and land 16 33 1 Home equity 222 224 4 Auto and other consumer 92 97 5 Total $ 3,034 $ 3,337 $ 32 The following table presents the average recorded investment in loans individually evaluated for impairment and the related interest income recognized for the period shown under the incurred loss methodology: Three Months Ended Nine Months Ended September 30, 2022 September 30, 2022 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized (In thousands) With no allowance recorded: One-to-four family $ 211 $ 1 $ 259 $ 1 Commercial real estate 56 — 63 — Construction and land 583 1 194 1 Home equity — — 3 — Auto and other consumer 239 5 246 14 Total 1,089 7 765 16 With an allowance recorded: One-to-four family 2,258 51 2,138 120 Commercial real estate — — 7 — Construction and land 18 — 21 — Home equity 232 3 273 8 Auto and other consumer 33 1 104 2 Total 2,541 55 2,543 130 Total impaired loans: One-to-four family 2,469 52 2,397 121 Commercial real estate 56 — 70 — Construction and land 601 1 215 1 Home equity 232 3 276 8 Auto and other consumer 272 6 350 16 Total $ 3,630 $ 62 $ 3,308 $ 146 Interest income recognized on a cash basis on impaired loans for the three nine September 30, 2022 Allowance for Credit Losses on Unfunded Loan Commitments. September 30, 2023 January 1, 2023. three nine September 30, 2023

Note 5 - Deposits

Note 5 - Deposits	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 5 Deposits and weighted-average interest rates at the dates indicated are as follows: September 30, 2023 December 31, 2022 Amount Weighted-Average Interest Rate Amount Weighted-Average Interest Rate (Dollars in thousands) Noninterest-bearing demand deposits $ 269,800 — % $ 315,083 — % Interest-bearing demand deposits 182,361 0.52 % 193,558 0.01 % Money market accounts 372,706 1.28 % 473,009 0.58 % Savings accounts 253,182 1.45 % 200,920 0.26 % Certificates of deposit 579,713 3.93 % 381,685 2.19 % Total deposits $ 1,657,762 1.94 % $ 1,564,255 0.74 % Brokered certificates of deposit of $169.6 million and $133.9 million are included in the September 30, 2023 December 31, 2022 $250,000, September 30, 2023 December 31, 2022 Maturities of certificates at the dates indicated are as follows: September 30, 2023 December 31, 2022 (In thousands) Within one year or less $ 449,211 $ 262,189 After one year through two years 105,169 69,967 After two years through three years 9,780 37,032 After three years through four years 10,863 7,409 After four years through five years 4,690 5,088 Total certificates of deposit $ 579,713 $ 381,685 At September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 Interest on deposits by type for the periods shown was as follows: Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 (In thousands) Demand deposits $ 204 $ 16 $ 599 $ 58 Money market accounts 1,146 468 2,866 1,089 Savings accounts 918 24 2,056 76 Certificates of deposit 5,431 743 12,740 1,541 Total interest expense on deposits $ 7,699 $ 1,251 $ 18,261 $ 2,764

Note 6 - Borrowings

Note 6 - Borrowings	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	Note 6 First Fed is a member of the FHLB. As a member, First Fed has a committed line of credit of up to 45% of total assets, subject to the amount of FHLB stock ownership and certain collateral requirements. First Fed maintains borrowing arrangements with the FHLB to borrow funds primarily under long-term, fixed-rate advance agreements. First Fed also has overnight borrowings through FHLB which renew daily until paid. First Fed periodically uses fixed-rate advances maturing in less than one September 30, 2023 December 31, 2022 September 30, 2023 First Fed also has an established borrowing arrangement with the Federal Reserve Bank of San Francisco ("FRB") to utilize the discount window for short-term borrowing. Available borrowing capacity was $8.58 million and $8.57 million at September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 On March 25, 2021, 2031 2 On May 20, 2022, May 18, 2024 one 364 In June 2023, $18.3 September 30, 2023 No September 30, 2023 The following table sets forth information regarding our borrowings at the end of and during the nine September 30, 2023 FHLB Long-Term Advances FHLB Overnight Variable-Rate Advances FHLB Short-Term Fixed-Rate Advances Line of Credit Subordinated Debt, net (Dollars in thousands) Balance outstanding $ 80,000 $ 168,000 $ 5,000 $ 8,000 $ 39,416 Maximum outstanding at any month-end 85,000 189,000 95,000 11,000 39,416 Average monthly outstanding during the period 82,222 141,444 32,222 10,249 39,384 Weighted-average daily interest rates Annual 1.96 % 5.15 % 5.08 % 9.06 % 4.02 % Period End 2.09 % 5.53 % 5.27 % 9.00 % 4.01 % The amounts by year of maturity and weighted-average interest rate of FHLB long-term, fixed-rate advances at September 30, 2023 Amount Weighted- Average Interest Rate (Dollars in thousands) Within one year or less $ 25,000 2.76 % After one year through two years 20,000 2.12 After two years through three years 15,000 1.49 After three years through four years 10,000 1.63 After four years through five years 10,000 1.76 Total FHLB long-term advances $ 80,000 2.09 % The following table sets forth information regarding our borrowings at the end of and during the year ended December 31, 2022 FHLB Long-Term Advances FHLB Overnight Variable-Rate Advances FHLB Short-Term Fixed-Rate Advances Line of Credit Subordinated Debt, net (Dollars in thousands) Balance outstanding $ 80,000 $ 144,000 $ 10,000 $ 12,000 $ 39,358 Maximum outstanding at any month-end 80,000 206,000 42,500 12,000 39,358 Average monthly outstanding during the period 80,000 90,983 15,208 5,770 39,312 Weighted-average daily interest rates Annual 1.52 % 2.83 % 1.82 % 6.76 % 4.01 % Period End 1.52 % 4.30 % 2.12 % 8.00 % 4.01 %

Note 7 - Income Tax

Note 7 - Income Tax	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 7 Deferred tax assets and liabilities are recognized for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. These calculations are based on many complex factors including estimates of the timing of reversals of temporary differences, the interpretation of federal income tax laws, and a determination of the differences between the tax and the financial reporting basis of assets and liabilities. Actual results could differ significantly from the estimates and interpretations used in determining the current and deferred income tax assets and liabilities. The effective tax rates were 19.9% and 19.4% for the nine September 30, 2023 2022 2023 2022 second 2022,

Note 8 - Earnings Per Common Sh

Note 8 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 8 The two two The following table presents a reconciliation of the components used to compute basic and diluted earnings per share for the three nine September 30, 2023 2022 Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 (In thousands, except share data) Net income: Net income available to common shareholders $ 2,504 $ 4,291 $ 7,808 $ 9,585 Earnings allocated to participating securities (11 ) (35 ) (39 ) (92 ) Earnings allocated to common shareholders $ 2,493 $ 4,256 $ 7,769 $ 9,493 Basic: Weighted average common shares outstanding 9,631,929 9,955,322 9,666,900 9,979,152 Weighted average unvested restricted stock awards (125,338 ) (212,930 ) (143,326 ) (231,253 ) Weighted average unallocated ESOP shares (600,065 ) (648,571 ) (613,183 ) (661,670 ) Total basic weighted average common shares outstanding 8,906,526 9,093,821 8,910,391 9,086,229 Diluted: Basic weighted average common shares outstanding 8,906,526 9,093,821 8,910,391 9,086,229 Dilutive restricted stock awards 28,356 44,302 20,013 69,584 Total diluted weighted average common shares outstanding 8,934,882 9,138,123 8,930,404 9,155,813 Basic earnings per common share $ 0.28 $ 0.47 $ 0.87 $ 1.04 Diluted earnings per common share $ 0.28 $ 0.47 $ 0.87 $ 1.04 Potentially dilutive shares are excluded from the computation of EPS if their effect is anti-dilutive. At September 30, 2023 2022

Note 9 - Employee Benefits

Note 9 - Employee Benefits	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	Note 9 Employee Stock Ownership Plan In connection with the Conversion, the Company established an ESOP for eligible employees of the Company and the Bank. Employees of the Company and the Bank who have been credited with at least 1,000 Pursuant to the Plan, the ESOP purchased shares in the open market with funds borrowed from First Northwest. The Bank will make contributions to the ESOP in amounts necessary to amortize the ESOP loan payable to First Northwest over a period of 20 years, bearing estimated interest at 2.46%. The loan is secured by shares purchased with the loan proceeds and will be repaid by the ESOP with funds from the Bank's discretionary contributions to the ESOP and earnings on the ESOP assets. A $835,000 principal and interest payment was made by the ESOP during the nine September 30, 2023 As shares are committed to be released from collateral, the Company reports compensation expense equal to the average daily market prices of the shares and the shares become outstanding for EPS computations. The compensation expense is accrued monthly throughout the year. Dividends on allocated ESOP shares are recorded as a reduction of retained earnings; dividends on unallocated ESOP shares are recorded as a reduction of debt and accrued interest. Compensation expense related to the ESOP for the three September 30, 2023 2022 nine September 30, 2023 2022 Shares issued to the ESOP as of the dates indicated are as follows: September 30, 2023 December 31, 2022 (Dollars in thousands) Allocated shares 439,174 386,285 Committed to be released shares 13,257 26,442 Unallocated shares 595,598 635,302 Total ESOP shares issued 1,048,029 1,048,029 Fair value of unallocated shares $ 7,308 $ 9,758

Note 10 - Stock-based Compensat

Note 10 - Stock-based Compensation	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 10 In May 2020, 2020 "2020 May 2030. 2020 may 2020 September 30, 2023 2020 As a result of the approval of the 2020 2015 "2015 no September 30, 2023 2015 2015 2015 There were 32,449 and 55,443 shares of restricted stock awarded, respectively, during the nine September 30, 2023 2022 one five For the three September 30, 2023 2022 three September 30, 2023 2022 For the nine September 30, 2023 2022 nine September 30, 2023 2022 The following tables provide a summary of changes in non-vested restricted stock awards for the period shown: For the Three Months Ended September 30, 2023 Shares Weighted-Average Grant Date Fair Value Non-vested at July 1, 2023 132,918 $ 16.50 Granted 3,100 12.17 Vested (10,820 ) 14.60 Canceled (1) (3,606 ) 14.60 Forfeited (1,182 ) 20.02 Non-vested at September 30, 2023 120,410 $ 16.59 (1) A surrender of vested stock awards by a participant surrendering the number of shares valued at the current stock price at the vesting date to cover the participant's tax obligation on the vested shares. The surrendered shares are canceled and are unavailable for reissue. For the Nine Months Ended September 30, 2023 Shares Weighted-Average Grant Date Fair Value Non-vested at January 1, 2023 166,839 $ 17.78 Granted 32,449 13.90 Vested (49,273 ) 18.11 Canceled (1) (15,412 ) 18.11 Forfeited (14,193 ) 17.51 Non-vested at September 30, 2023 120,410 $ 16.59 (1) A surrender of vested stock awards by a participant surrendering the number of shares valued at the current stock price at the vesting date to cover the participant's tax obligation on the vested shares. The surrendered shares are canceled and are unavailable for reissue. As of September 30, 2023

Note 11 - Fair Value Accounting

Note 11 - Fair Value Accounting and Measurement	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 11 Fair value is the price to sell an asset or transfer a liability in an orderly transaction between market participants in the Company’s principal market. The Company has established and documented its process for determining the fair values of its assets and liabilities, where applicable. Fair value is based on quoted market prices, when available, for identical or similar assets or liabilities. In the absence of quoted market prices, management determines the fair value of the Company’s assets and liabilities using valuation models or third may Any changes to valuation methodologies are reviewed by management to ensure they are relevant and justified. Valuation methodologies are refined as more market-based data becomes available. A three three Level 1 Level 2 Level 3 The hierarchy gives the highest ranking to Level 1 3 The Company used the following methods to measure fair value on a recurring and nonrecurring basis. Securities available for sale 1. 1 not 2, 3. Partnership investments 2, 3. Sold loan servicing rights, at fair value 3 Loans receivable, net 820 Interest rate swap derivative 2 not third third Assets and liabilities measured at fair value on a recurring basis September 30, 2023 Quoted Prices in Active Markets for Identical Assets or Liabilities Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Total Financial Assets (In thousands) Securities available-for-sale Municipal bonds $ 4,637 $ 89,358 $ — $ 93,995 U.S. Treasury notes 2,377 — — 2,377 Agency bonds — 1,703 — 1,703 Corporate debt 5,376 48,959 — 54,335 MBS agency — 66,946 — 66,946 MBS non-agency — 60,776 29,192 89,968 Sold loan servicing rights — — 3,729 3,729 Partnership investments — — 12,787 12,787 Interest rate swap derivative — 576 — 576 Total assets measured at fair value $ 12,390 $ 268,318 $ 45,708 $ 326,416 December 31, 2022 Quoted Prices in Active Markets for Identical Assets or Liabilities Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Total Financial Assets (In thousands) Securities available-for-sale Municipal bonds $ 4,913 $ 93,137 $ — $ 98,050 U.S. Treasury notes 2,364 — — 2,364 Agency bonds — 1,702 — 1,702 Corporate debt 5,326 50,173 — 55,499 MBS agency — 75,648 — 75,648 MBS non-agency — 63,707 29,599 93,306 Sold loan servicing rights — — 3,887 3,887 Partnership investments — — 12,563 12,563 Total assets measured at fair value $ 12,603 $ 284,367 $ 46,049 $ 343,019 The following table provides a description of the valuation technique, unobservable input, and qualitative information about the unobservable inputs for the Company's assets and liabilities classified as Level 3 September 30, 2023 Fair Value (In thousands) Valuation Technique Unobservable Input (1) Range (Weighted Average) Sold loan servicing rights $3,729 Discounted cash flow Constant prepayment rate 5.36% - 34.46% (8.39%) Discount rate 11.75% - 14.24% (12.56%) MBS non-agency $29,192 Consensus pricing Offered quotes 94.5 99.3 Comparability adjustments (%) -3.97% 0.87% Partnership investments $12,787 Net asset value per share Net asset value n/a (1) Unobservable inputs were weighted by the relative fair value of the instruments. The following table summarizes the changes in sold loan servicing rights, a Level 3 As of or For the Three Months Ended September 30, As of or For the Nine Months Ended September 30, 2023 2022 2023 2022 (In thousands) Balance at beginning of period $ 3,825 $ 3,865 $ 3,887 $ 3,820 Servicing rights that result from transfers and sale of financial assets 71 45 145 143 Changes in fair value due to changes in model inputs or assumptions (1) (167 ) (38 ) (303 ) (91 ) Balance at end of period $ 3,729 $ 3,872 $ 3,729 $ 3,872 (1) Represents changes due to collection/realization of expected cash flows and curtailments. The following tables summarize the changes in Level 3 As of or Three Months Ended September 30, 2023 Balance at beginning of period Transfers Into Level 3 Purchases, net of Distributions Unrealized (Losses) Gains Balance at end of period (In thousands) Securities available for sale: MBS non-agency $ 29,378 $ — $ — $ (186 ) $ 29,192 Partnership investments 12,733 — (82 ) 136 12,787 As of or For the Nine Months Ended September 30, 2023 Balance at beginning of period Transfers Into Level 3 Purchases, net of Distributions Unrealized (Losses) Gains Balance at end of period (In thousands) Securities available for sale: MBS non-agency $ 29,599 $ — $ — $ (407 ) $ 29,192 Partnership investments 12,563 — (69 ) 293 12,787 As of or For the Year Ended December 31, 2022 Balance at beginning of period Transfers Into Level 3 (1) Purchases Unrealized Gains Balance at end of period (In thousands) Securities available for sale: MBS non-agency $ — $ 29,599 $ — $ — $ 29,599 Sold loan servicing rights — 12,490 — 73 12,563 (1) Transferred from Level 2 to Level 3 in the fourth quarter of 2022 because of a lack of observable market data, resulting from little to no market activity for the investments. Assets and liabilities measured at fair value on a nonrecurring basis not The following table presents the Company’s assets measured at fair value on a nonrecurring basis at the date indicated: December 31, 2022 Level 1 Level 2 Level 3 Total (In thousands) Impaired loans $ — $ — $ 3,034 $ 3,034 At September 30, 2023 December 31, 2022 no The following tables present the carrying value and estimated fair value of financial instruments at the dates indicated: September 30, 2023 Fair Value Measurements Using: Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets Cash and cash equivalents $ 83,886 $ 83,886 $ 83,886 $ — $ — Investment securities available for sale 309,324 309,324 12,390 267,742 29,192 Loans held for sale 689 689 — 689 — Loans receivable, net 1,618,033 1,486,050 — — 1,486,050 FHLB stock 12,621 12,621 — 12,621 — Accrued interest receivable 8,093 8,093 — 8,093 — Sold loan servicing rights, at fair value 3,729 3,729 — — 3,729 Partnership investments 12,787 12,787 — — 12,787 Interest rate swap derivative 576 576 — 576 — Financial liabilities Demand deposits $ 1,078,049 $ 1,078,049 $ 1,078,049 $ — $ — Time deposits 579,713 572,616 — — 572,616 FHLB Borrowings 253,000 248,031 — — 248,031 Line of Credit 8,000 8,030 — — 8,030 Subordinated debt, net 39,416 39,879 — — 39,879 Accrued interest payable 2,276 2,276 — 2,276 — December 31, 2022 Fair Value Measurements Using: Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets Cash and cash equivalents $ 45,596 $ 45,596 $ 45,596 $ — $ — Investment securities available for sale 326,569 326,569 12,603 284,367 29,599 Loans held for sale 597 597 — 597 — Loans receivable, net 1,531,435 1,461,470 — — 1,461,470 FHLB stock 11,681 11,681 — 11,681 — Accrued interest receivable 6,743 6,743 — 6,743 — Sold loan servicing rights, at fair value 3,887 3,887 — — 3,887 Partnership investments 12,563 12,563 — — 12,563 Financial liabilities Demand deposits 1,182,570 $ 1,182,570 $ 1,182,570 $ — $ — Time deposits 381,685 372,865 — — 372,865 FHLB Borrowings 234,000 229,103 — — 229,103 Line of Credit 12,000 12,034 — — 12,034 Subordinated debt, net 39,358 38,841 — — 38,841 Accrued interest payable 455 455 — 455 —

Note 12 - Change in Accumulated

Note 12 - Change in Accumulated Other Comprehensive Income ("AOCI")	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 12 Our AOCI includes unrealized gain (loss) on available-for-sale securities and an unrecognized defined benefit plan prior service cost. The following table presents changes to accumulated other comprehensive income after-tax for the periods shown: Unrealized Gains and Losses on Available-for-Sale Securities Unrecognized Defined Benefit Plan Prior Service Cost, Net of Amortization Unrealized Gains and Losses on Derivatives Total (In thousands) Balance at June 30, 2022 $ (26,653 ) $ (1,794 ) $ — $ (28,447 ) Other comprehensive loss before reclassification (12,604 ) — — (12,604 ) Amounts reclassified from accumulated other comprehensive income — 28 — 28 Net other comprehensive (loss) income (12,604 ) 28 — (12,576 ) Balance at September 30, 2022 $ (39,257 ) $ (1,766 ) $ — $ (41,023 ) Balance at June 30, 2023 $ (37,679 ) $ (2,079 ) $ (308 ) $ (40,066 ) Other comprehensive loss before reclassification (6,540 ) — 727 (5,813 ) Amounts reclassified from accumulated other comprehensive income — 29 — 29 Net other comprehensive (loss) income (6,540 ) 29 727 (5,784 ) Balance at September 30, 2023 $ (44,219 ) $ (2,050 ) $ 419 $ (45,850 ) Balance at December 31, 2021 $ 2,140 $ (1,852 ) $ — $ 288 Other comprehensive loss before reclassification (41,304 ) — — (41,304 ) Amounts reclassified from accumulated other comprehensive income (93 ) 86 — (7 ) Net other comprehensive (loss) income (41,397 ) 86 — (41,311 ) Balance at September 30, 2022 $ (39,257 ) $ (1,766 ) $ — $ (41,023 ) Balance at December 31, 2022 $ (38,404 ) $ (2,139 ) $ — $ (40,543 ) Other comprehensive loss before reclassification (5,815 ) — 419 (5,396 ) Amounts reclassified from accumulated other comprehensive income — 89 — 89 Net other comprehensive (loss) income (5,815 ) 89 419 (5,307 ) Balance at September 30, 2023 $ (44,219 ) $ (2,050 ) $ 419 $ (45,850 )

Note 13 - Derivatives and Hedgi

Note 13 - Derivatives and Hedging Activities	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 13 The Company is exposed to certain risk arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. Fair Value Hedges of Interest Rate Risk The Company is exposed to changes in the fair value of certain of its fixed-rate assets due to changes in benchmark interest rates. The Company uses interest rate swaps to manage its exposure to changes in fair value on these instruments attributable to changes in the designated benchmark interest rate. Interest rate swaps designated as fair value hedges involve the payment of fixed-rate amounts to a counterparty in exchange for the Company receiving variable-rate payments over the life of the agreement without the exchange of the underlying notional amount. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in interest income. At September 30, 2023 no December 31, 2022 Line item in the income statement in which the hedged item is included Carrying Amount of the Hedged Assets (Liabilities) Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets (Liabilities) (In thousands) September 30, 2023 Investment securities (1) $ 49,467 $ (533 ) Total $ 49,467 $ (533 ) ( 1 September 30, 2023 The following table summarizes the Company’s derivative instruments at the date indicated. The Company has master netting agreements with derivative dealers with which it does business, but reflects gross assets and liabilities as “Other assets” and “Other liabilities,” respectively, on the Consolidated Balance Sheets, as follows: Fair Value Notional Amount Other Assets Other Liabilities (In thousands) September 30, 2023 Fair value hedges: Interest rate swaps - securities $ 50,000 $ 576 $ — The following table summarizes the effect of fair value accounting on the Consolidated Statements of Income for the periods shown: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 (In thousands) Total amounts recognized in interest on investment securities $ 3,368 $ 2,817 $ 9,886 $ 7,807 Net gains (losses) on fair value hedging relationships Interest rate swaps - securities Recognized on hedged items $ (925 ) $ — $ (533 ) $ — Recognized on derivatives designated as hedging instruments 1,071 — 817 — Net income recognized on fair value $ 146 $ — $ 284 $ — Credit Risk-related Contingent Features The Company is exposed to credit-related losses in the event of nonperformance by counterparties to hedging instruments. The counterparties to all derivative transactions are major financial institutions with investment grade credit ratings. However, this does not The Company has an interest rate swap agreement with its derivative counterparty that contains a provision where if the Company either defaults or fails to maintain its status as a well or adequately capitalized institution, then the Company could be required to terminate the contract or post additional collateral. At September 30, 2023 no September 30, 2023 As of September 30, 2023

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Available-for-sale and Held-to-Maturity Securities Reconciliation [Table Text Block]	Gross Gross Estimated Amortized Cost Unrealized Gains Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ 119,164 $ — $ (25,169 ) $ 93,995 U.S. Treasury notes 2,479 — (102 ) 2,377 International agency issued bonds (Agency bonds) 1,962 — (259 ) 1,703 Corporate issued debt securities (Corporate debt) 60,543 — (6,208 ) 54,335 Mortgage-backed securities: U.S. government agency issued mortgage-backed securities (MBS agency) 83,449 — (16,503 ) 66,946 Non-agency issued mortgage-backed securities (MBS non-agency) 98,029 — (8,061 ) 89,968 Total securities available for sale $ 365,626 $ — $ (56,302 ) $ 309,324 Gross Gross Estimated Amortized Cost Unrealized Gains Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ 119,990 $ — $ (21,940 ) $ 98,050 U.S. Treasury notes 2,469 — (105 ) 2,364 Agency bonds 1,955 — (253 ) 1,702 Corporate debt 60,700 — (5,201 ) 55,499 Mortgage-backed securities: MBS agency 88,930 1 (13,283 ) 75,648 MBS non-agency 101,139 — (7,833 ) 93,306 Total securities available for sale $ 375,183 $ 1 $ (48,615 ) $ 326,569
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less Than Twelve Months Twelve Months or Longer Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ (49 ) $ 396 $ (25,120 ) $ 93,299 $ (25,169 ) $ 93,695 U.S. Treasury notes — — (102 ) 2,377 (102 ) 2,377 Agency bonds — — (259 ) 1,703 (259 ) 1,703 Corporate debt — — (6,208 ) 54,335 (6,208 ) 54,335 Mortgage-backed securities: MBS agency (1 ) 1,236 (16,502 ) 65,710 (16,503 ) 66,946 MBS non-agency — — (8,061 ) 89,968 (8,061 ) 89,968 Total available for sale $ (50 ) $ 1,632 $ (56,252 ) $ 307,392 $ (56,302 ) $ 309,024 Less Than Twelve Months Twelve Months or Longer Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (In thousands) Available for Sale Municipal bonds $ (15,749 ) $ 79,129 $ (6,191 ) $ 18,621 $ (21,940 ) $ 97,750 U.S. Treasury notes (105 ) 2,364 — — (105 ) 2,364 Agency bonds — — (253 ) 1,702 (253 ) 1,702 Corporate debt (2,570 ) 30,555 (2,631 ) 24,944 (5,201 ) 55,499 Mortgage-backed securities: MBS agency (5,079 ) 40,099 (8,204 ) 33,064 (13,283 ) 73,163 MBS non-agency (3,956 ) 51,994 (3,877 ) 41,311 (7,833 ) 93,305 Total available for sale $ (27,459 ) $ 204,141 $ (21,156 ) $ 119,642 $ (48,615 ) $ 323,783
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2023 Available-for-Sale Amortized Cost Estimated Fair Value (In thousands) Mortgage-backed securities: Due within one year $ 27,154 $ 26,742 Due after one through five years 16,184 15,475 Due after five through ten years 10,939 9,986 Due after ten years 127,201 104,711 Total mortgage-backed securities 181,478 156,914 All other investment securities: Due within one year 300 300 Due after one through five years 22,418 21,066 Due after five through ten years 65,211 56,308 Due after ten years 96,219 74,736 Total all other investment securities 184,148 152,410 Total investment securities $ 365,626 $ 309,324 December 31, 2022 Available-for-Sale Amortized Cost Estimated Fair Value (In thousands) Mortgage-backed securities: Due within one year $ 13,762 $ 13,490 Due after one through five years 28,890 27,808 Due after five through ten years 13,436 12,165 Due after ten years 133,981 115,491 Total mortgage-backed securities 190,069 168,954 All other investment securities: Due within one year — — Due after one through five years 20,700 18,957 Due after five through ten years 64,211 57,523 Due after ten years 100,203 81,135 Total all other investment securities 185,114 157,615 Total investment securities $ 375,183 $ 326,569
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 (In thousands) Proceeds from sales $ — $ — $ — $ 12,685 Gross realized gains — — — 128 Gross realized losses — — — (10 )

Note 3 - Loans Receivable (Tabl

Note 3 - Loans Receivable (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2023 December 31, 2022 (In thousands) Real Estate: One-to-four family $ 369,950 $ 343,559 Multi-family 325,496 252,745 Commercial real estate 381,508 388,884 Construction and land 143,434 193,646 Total real estate loans 1,220,388 1,178,834 Consumer: Home equity 64,424 52,877 Auto and other consumer 248,786 238,913 Total consumer loans 313,210 291,790 Commercial business loans 101,380 76,927 Total loans receivable 1,634,978 1,547,551 Less: Allowance for credit losses on loans (1) 16,945 16,116 Total loans receivable, net $ 1,618,033 $ 1,531,435
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2023 December 31, 2022 Collateral Dependent Loans Non-Collateral Dependent Loans Total Nonaccrual Loans Total Nonaccrual Loans (1) (In thousands) One-to-four family $ 1,430 $ 360 $ 1,790 $ 954 Commercial real estate — 34 34 53 Construction and land — 8 8 15 Home equity 32 134 166 196 Auto and other consumer — 376 376 575 Total nonaccrual loans $ 1,462 $ 912 $ 2,374 $ 1,793 (1) Presentation of December 31, 2022, balances is in accordance with pre-CECL disclosure requirements. Collateral Type Single Family Residence Total (In thousands) One-to-four family $ 1,430 $ 1,430 Home equity 32 32 Total collateral dependent loans $ 1,462 $ 1,462
Financing Receivable Credit Quality Indicators [Table Text Block]	Nonperforming Performing Total (In thousands) Real Estate: One-to-four family $ 954 $ 342,605 $ 343,559 Multi-family — 252,745 252,745 Commercial real estate 53 388,831 388,884 Construction and land 15 193,631 193,646 Consumer: Home equity 196 52,681 52,877 Auto and other consumer 575 238,338 238,913 Commercial business — 76,927 76,927 Total loans $ 1,793 $ 1,545,758 $ 1,547,551 Term Loans by Year of Origination (1) Revolving Total 2023 2022 2021 2020 2019 Prior Loans Loans (In thousands) One-to-four family Pass $ 1,987 $ 93,396 $ 118,341 $ 70,904 $ 13,977 $ 66,929 $ — $ 365,534 Watch — 276 — 589 — 1,156 — 2,021 Special Mention — — — 302 — 105 — 407 Substandard — — — 328 485 1,175 — 1,988 Total one-to-four family 1,987 93,672 118,341 72,123 14,462 69,365 — 369,950 Gross charge-offs year-to-date — — — — — — — — Multi-family Pass 47,583 103,255 86,171 58,659 8,278 5,357 — 309,303 Watch — — 15,198 — — 995 — 16,193 Total multi-family 47,583 103,255 101,369 58,659 8,278 6,352 — 325,496 Gross charge-offs year-to-date — — — — — — — — Commercial Real Estate Pass 32,307 89,244 104,523 82,030 13,186 23,366 — 344,656 Watch 3,881 197 3,785 6,851 3,584 1,019 — 19,317 Special Mention — — 15,136 — — — — 15,136 Substandard — 34 — 2,365 — — — 2,399 Total commercial real estate 36,188 89,475 123,444 91,246 16,770 24,385 — 381,508 Gross charge-offs year-to-date — — — — — — — — Construction and Land Pass 13,763 61,166 39,308 764 354 2,398 — 117,753 Watch 7,109 3,493 — — — — — 10,602 Special Mention — — — — — 16 — 16 Substandard 15,055 — — — — 8 — 15,063 Total construction and land 35,927 64,659 39,308 764 354 2,422 — 143,434 Gross charge-offs year-to-date — — — — — — — — Home Equity Pass 5,534 7,438 4,737 3,169 1,444 3,638 37,810 63,770 Watch — — — — — 56 322 378 Substandard — — 31 61 — 14 170 276 Total home equity 5,534 7,438 4,768 3,230 1,444 3,708 38,302 64,424 Gross charge-offs year-to-date — — — — — 11 — 11 Other Consumer Pass 38,604 75,128 66,493 31,104 15,680 18,871 403 246,283 Watch 47 461 485 217 277 226 3 1,716 Special Mention 64 232 33 30 — 51 — 410 Substandard 23 300 — 28 26 — — 377 Total other consumer 38,738 76,121 67,011 31,379 15,983 19,148 406 248,786 Gross charge-offs year-to-date — 2,421 15 27 11 112 71 2,657 Commercial business Pass 18,818 23,987 11,368 2,791 506 4,947 30,510 92,927 Watch 342 66 394 — — — 1 803 Special Mention — — — 1,036 — — 3,754 4,790 Substandard 177 52 — 144 — — 2,487 2,860 Total commercial business 19,337 24,105 11,762 3,971 506 4,947 36,752 101,380 Gross charge-offs year-to-date — — — — — — — — Total loans Pass 158,596 453,614 430,941 249,421 53,425 125,506 68,723 1,540,226 Watch 11,379 4,493 19,862 7,657 3,861 3,452 326 51,030 Special Mention 64 232 15,169 1,368 — 172 3,754 20,759 Substandard 15,255 386 31 2,926 511 1,197 2,657 22,963 Total loans $ 185,294 $ 458,725 $ 466,003 $ 261,372 $ 57,797 $ 130,327 $ 75,460 $ 1,634,978 Total gross charge-offs year-to-date $ — $ 2,421 $ 15 $ 27 $ 11 $ 123 $ 71 $ 2,668 Pass Watch Special Mention Substandard Total (In thousands) Real Estate: One-to-four family $ 339,812 $ 2,234 $ 27 $ 1,486 $ 343,559 Multi-family 237,077 15,668 — — 252,745 Commercial real estate 350,001 25,586 12,161 1,136 388,884 Construction and land 179,116 529 — 14,001 193,646 Total real estate loans 1,106,006 44,017 12,188 16,623 1,178,834 Consumer: Home equity 52,295 372 14 196 52,877 Auto and other consumer 238,522 222 75 94 238,913 Total consumer loans 290,817 594 89 290 291,790 Commercial business loans 66,276 2,234 8,417 — 76,927 Total loans $ 1,463,099 $ 46,845 $ 20,694 $ 16,913 $ 1,547,551
Financing Receivable, Past Due [Table Text Block]	30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ — $ 654 $ 591 $ 1,245 $ 368,705 $ 369,950 Multi-family — — — — 325,496 325,496 Commercial real estate 8,583 — — 8,583 372,925 381,508 Construction and land — — — — 143,434 143,434 Total real estate loans 8,583 654 591 9,828 1,210,560 1,220,388 Consumer: Home equity 71 — 45 116 64,308 64,424 Auto and other consumer 1,462 392 381 2,235 246,551 248,786 Total consumer loans 1,533 392 426 2,351 310,859 313,210 Commercial business loans 769 — — 769 100,611 101,380 Total loans $ 10,885 $ 1,046 $ 1,017 $ 12,948 $ 1,622,030 $ 1,634,978 30-59 Days 60-89 Days 90 Days or More Total Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 1,449 $ 155 $ 652 $ 2,256 $ 341,303 $ 343,559 Multi-family — — — — 252,745 252,745 Commercial real estate — — — — 388,884 388,884 Construction and land — 18 — 18 193,628 193,646 Total real estate loans 1,449 173 652 2,274 1,176,560 1,178,834 Consumer: Home equity 153 — 11 164 52,713 52,877 Auto and other consumer 1,390 698 557 2,645 236,268 238,913 Total consumer loans 1,543 698 568 2,809 288,981 291,790 Commercial business loans — — — — 76,927 76,927 Total loans $ 2,992 $ 871 $ 1,220 $ 5,083 $ 1,542,468 $ 1,547,551
Financing Receivable, Modified [Table Text Block]	December 31, 2022 (In thousands) Total TDR loans $ 1,753 Allowance for credit losses on loans related to TDR loans 21 Total nonaccrual TDR loans 29 December 31, 2022 Accrual Nonaccrual Total (In thousands) One-to-four family $ 1,697 $ 29 $ 1,726 Home equity 27 — 27 Total TDR loans $ 1,724 $ 29 $ 1,753

Note 4 - Allowance for Credit_2

Note 4 - Allowance for Credit Losses on Loans (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	At or For the Three Months Ended September 30, 2023 Adjusted Beginning Balance Charge-offs Recoveries Provision for (Recapture of) Credit Losses Ending Balance (In thousands) One-to-four family $ 3,012 $ — $ — $ 526 $ 3,538 Multi-family 1,041 — — 230 1,271 Commercial real estate 2,924 — — (390 ) 2,534 Construction and land 2,535 — — (352 ) 2,183 Home equity 1,125 — — 178 1,303 Auto and other consumer 4,795 (731 ) (501 ) 601 4,164 Commercial business 1,865 — — 87 1,952 Total $ 17,297 $ (731 ) $ (501 ) $ 880 $ 16,945 At or For the Nine Months Ended September 30, 2023 Beginning Balance Impact of Day 1 CECL Adoption Adjusted Beginning Balance Charge-offs Recoveries Provision for (Recapture of) Credit Losses Ending Balance (In thousands) One-to-four family $ 3,343 $ (429 ) $ 2,914 $ — $ 4 $ 620 $ 3,538 Multi-family 2,468 (1,449 ) 1,019 — — 252 1,271 Commercial real estate 4,217 (604 ) 3,613 — — (1,079 ) 2,534 Construction and land 2,344 1,555 3,899 — — (1,716 ) 2,183 Home equity 549 346 895 (11 ) 5 414 1,303 Auto and other consumer 2,024 2,381 4,405 (2,657 ) 84 2,332 4,164 Commercial business 786 794 1,580 — — 372 1,952 Unallocated 385 (385 ) — — — — — Total $ 16,116 $ 2,209 $ 18,325 $ (2,668 ) $ 93 $ 1,195 $ 16,945 At or For the Three Months Ended September 30, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) ALLL: Beginning balance $ 3,026 $ 2,168 $ 4,154 $ 2,550 $ 486 $ 2,367 $ 680 $ 316 $ 15,747 Provision for (recapture of) loan losses 188 164 (45 ) (36 ) 9 428 14 28 750 Charge-offs — — — — — (265 ) — — (265 ) Recoveries — — — — 12 29 — — 41 Ending balance $ 3,214 $ 2,332 $ 4,109 $ 2,514 $ 507 $ 2,559 $ 694 $ 344 $ 16,273 At or For the Nine Months Ended September 30, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) ALLL: Beginning balance $ 3,184 $ 1,816 $ 3,996 $ 2,672 $ 407 $ 2,221 $ 470 $ 358 $ 15,124 (Recapture of) provision for loan losses (2 ) 516 113 (160 ) 71 644 82 (14 ) 1,250 Charge-offs — — — — — (475 ) — — (475 ) Recoveries 32 — — 2 29 169 142 — 374 Ending balance $ 3,214 $ 2,332 $ 4,109 $ 2,514 $ 507 $ 2,559 $ 694 $ 344 $ 16,273 At December 31, 2022 One-to-four family Multi-family Commercial real estate Construction and land Home equity Auto and other consumer Commercial business Unallocated Total (In thousands) Total ALLL $ 3,343 $ 2,468 $ 4,217 $ 2,344 $ 549 $ 2,024 $ 786 $ 385 $ 16,116 General reserve 3,321 2,468 4,217 2,343 545 2,019 786 385 16,084 Specific reserve 22 — — 1 4 5 — — 32 Gross loans $ 343,825 $ 253,551 $ 390,246 $ 194,646 $ 52,322 $ 222,794 $ 76,996 $ — $ 1,534,380 Loans collectively evaluated (1) 341,171 253,551 390,196 194,630 52,100 222,702 76,996 — 1,531,346 Loans individually evaluated (2) 2,654 — 50 16 222 92 — — 3,034
Impaired Financing Receivables [Table Text Block]	December 31, 2022 Recorded Investment Unpaid Principal Balance Related Allowance (In thousands) With no allowance recorded: One-to-four family $ 666 $ 705 $ — Commercial real estate 50 149 — Construction and land — 14 — Auto and other consumer — 2 — Total 716 870 — With an allowance recorded: One-to-four family 1,988 2,129 22 Construction and land 16 19 1 Home equity 222 224 4 Auto and other consumer 92 95 5 Total 2,318 2,467 32 Total impaired loans: One-to-four family 2,654 2,834 22 Commercial real estate 50 149 — Construction and land 16 33 1 Home equity 222 224 4 Auto and other consumer 92 97 5 Total $ 3,034 $ 3,337 $ 32 Three Months Ended Nine Months Ended September 30, 2022 September 30, 2022 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized (In thousands) With no allowance recorded: One-to-four family $ 211 $ 1 $ 259 $ 1 Commercial real estate 56 — 63 — Construction and land 583 1 194 1 Home equity — — 3 — Auto and other consumer 239 5 246 14 Total 1,089 7 765 16 With an allowance recorded: One-to-four family 2,258 51 2,138 120 Commercial real estate — — 7 — Construction and land 18 — 21 — Home equity 232 3 273 8 Auto and other consumer 33 1 104 2 Total 2,541 55 2,543 130 Total impaired loans: One-to-four family 2,469 52 2,397 121 Commercial real estate 56 — 70 — Construction and land 601 1 215 1 Home equity 232 3 276 8 Auto and other consumer 272 6 350 16 Total $ 3,630 $ 62 $ 3,308 $ 146

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, 2023 December 31, 2022 Amount Weighted-Average Interest Rate Amount Weighted-Average Interest Rate (Dollars in thousands) Noninterest-bearing demand deposits $ 269,800 — % $ 315,083 — % Interest-bearing demand deposits 182,361 0.52 % 193,558 0.01 % Money market accounts 372,706 1.28 % 473,009 0.58 % Savings accounts 253,182 1.45 % 200,920 0.26 % Certificates of deposit 579,713 3.93 % 381,685 2.19 % Total deposits $ 1,657,762 1.94 % $ 1,564,255 0.74 %
Time Deposit Maturities [Table Text Block]	September 30, 2023 December 31, 2022 (In thousands) Within one year or less $ 449,211 $ 262,189 After one year through two years 105,169 69,967 After two years through three years 9,780 37,032 After three years through four years 10,863 7,409 After four years through five years 4,690 5,088 Total certificates of deposit $ 579,713 $ 381,685
Schedule of Interest on Deposits Liabilities, Type [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 (In thousands) Demand deposits $ 204 $ 16 $ 599 $ 58 Money market accounts 1,146 468 2,866 1,089 Savings accounts 918 24 2,056 76 Certificates of deposit 5,431 743 12,740 1,541 Total interest expense on deposits $ 7,699 $ 1,251 $ 18,261 $ 2,764

Note 6 - Borrowings (Tables)

Note 6 - Borrowings (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	FHLB Long-Term Advances FHLB Overnight Variable-Rate Advances FHLB Short-Term Fixed-Rate Advances Line of Credit Subordinated Debt, net (Dollars in thousands) Balance outstanding $ 80,000 $ 168,000 $ 5,000 $ 8,000 $ 39,416 Maximum outstanding at any month-end 85,000 189,000 95,000 11,000 39,416 Average monthly outstanding during the period 82,222 141,444 32,222 10,249 39,384 Weighted-average daily interest rates Annual 1.96 % 5.15 % 5.08 % 9.06 % 4.02 % Period End 2.09 % 5.53 % 5.27 % 9.00 % 4.01 % Amount Weighted- Average Interest Rate (Dollars in thousands) Within one year or less $ 25,000 2.76 % After one year through two years 20,000 2.12 After two years through three years 15,000 1.49 After three years through four years 10,000 1.63 After four years through five years 10,000 1.76 Total FHLB long-term advances $ 80,000 2.09 % FHLB Long-Term Advances FHLB Overnight Variable-Rate Advances FHLB Short-Term Fixed-Rate Advances Line of Credit Subordinated Debt, net (Dollars in thousands) Balance outstanding $ 80,000 $ 144,000 $ 10,000 $ 12,000 $ 39,358 Maximum outstanding at any month-end 80,000 206,000 42,500 12,000 39,358 Average monthly outstanding during the period 80,000 90,983 15,208 5,770 39,312 Weighted-average daily interest rates Annual 1.52 % 2.83 % 1.82 % 6.76 % 4.01 % Period End 1.52 % 4.30 % 2.12 % 8.00 % 4.01 %

Note 8 - Earnings Per Common _2

Note 8 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 (In thousands, except share data) Net income: Net income available to common shareholders $ 2,504 $ 4,291 $ 7,808 $ 9,585 Earnings allocated to participating securities (11 ) (35 ) (39 ) (92 ) Earnings allocated to common shareholders $ 2,493 $ 4,256 $ 7,769 $ 9,493 Basic: Weighted average common shares outstanding 9,631,929 9,955,322 9,666,900 9,979,152 Weighted average unvested restricted stock awards (125,338 ) (212,930 ) (143,326 ) (231,253 ) Weighted average unallocated ESOP shares (600,065 ) (648,571 ) (613,183 ) (661,670 ) Total basic weighted average common shares outstanding 8,906,526 9,093,821 8,910,391 9,086,229 Diluted: Basic weighted average common shares outstanding 8,906,526 9,093,821 8,910,391 9,086,229 Dilutive restricted stock awards 28,356 44,302 20,013 69,584 Total diluted weighted average common shares outstanding 8,934,882 9,138,123 8,930,404 9,155,813 Basic earnings per common share $ 0.28 $ 0.47 $ 0.87 $ 1.04 Diluted earnings per common share $ 0.28 $ 0.47 $ 0.87 $ 1.04

Note 9 - Employee Benefits (Tab

Note 9 - Employee Benefits (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	September 30, 2023 December 31, 2022 (Dollars in thousands) Allocated shares 439,174 386,285 Committed to be released shares 13,257 26,442 Unallocated shares 595,598 635,302 Total ESOP shares issued 1,048,029 1,048,029 Fair value of unallocated shares $ 7,308 $ 9,758

Note 10 - Stock-based Compens_2

Note 10 - Stock-based Compensation (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Nonvested Restricted Stock Shares Activity [Table Text Block]	For the Three Months Ended September 30, 2023 Shares Weighted-Average Grant Date Fair Value Non-vested at July 1, 2023 132,918 $ 16.50 Granted 3,100 12.17 Vested (10,820 ) 14.60 Canceled (1) (3,606 ) 14.60 Forfeited (1,182 ) 20.02 Non-vested at September 30, 2023 120,410 $ 16.59 (1) A surrender of vested stock awards by a participant surrendering the number of shares valued at the current stock price at the vesting date to cover the participant's tax obligation on the vested shares. The surrendered shares are canceled and are unavailable for reissue. For the Nine Months Ended September 30, 2023 Shares Weighted-Average Grant Date Fair Value Non-vested at January 1, 2023 166,839 $ 17.78 Granted 32,449 13.90 Vested (49,273 ) 18.11 Canceled (1) (15,412 ) 18.11 Forfeited (14,193 ) 17.51 Non-vested at September 30, 2023 120,410 $ 16.59 (1) A surrender of vested stock awards by a participant surrendering the number of shares valued at the current stock price at the vesting date to cover the participant's tax obligation on the vested shares. The surrendered shares are canceled and are unavailable for reissue.

Note 11 - Fair Value Accounti_2

Note 11 - Fair Value Accounting and Measurement (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	September 30, 2023 Quoted Prices in Active Markets for Identical Assets or Liabilities Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Total Financial Assets (In thousands) Securities available-for-sale Municipal bonds $ 4,637 $ 89,358 $ — $ 93,995 U.S. Treasury notes 2,377 — — 2,377 Agency bonds — 1,703 — 1,703 Corporate debt 5,376 48,959 — 54,335 MBS agency — 66,946 — 66,946 MBS non-agency — 60,776 29,192 89,968 Sold loan servicing rights — — 3,729 3,729 Partnership investments — — 12,787 12,787 Interest rate swap derivative — 576 — 576 Total assets measured at fair value $ 12,390 $ 268,318 $ 45,708 $ 326,416 December 31, 2022 Quoted Prices in Active Markets for Identical Assets or Liabilities Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Total Financial Assets (In thousands) Securities available-for-sale Municipal bonds $ 4,913 $ 93,137 $ — $ 98,050 U.S. Treasury notes 2,364 — — 2,364 Agency bonds — 1,702 — 1,702 Corporate debt 5,326 50,173 — 55,499 MBS agency — 75,648 — 75,648 MBS non-agency — 63,707 29,599 93,306 Sold loan servicing rights — — 3,887 3,887 Partnership investments — — 12,563 12,563 Total assets measured at fair value $ 12,603 $ 284,367 $ 46,049 $ 343,019
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	September 30, 2023 Fair Value (In thousands) Valuation Technique Unobservable Input (1) Range (Weighted Average) Sold loan servicing rights $3,729 Discounted cash flow Constant prepayment rate 5.36% - 34.46% (8.39%) Discount rate 11.75% - 14.24% (12.56%) MBS non-agency $29,192 Consensus pricing Offered quotes 94.5 99.3 Comparability adjustments (%) -3.97% 0.87% Partnership investments $12,787 Net asset value per share Net asset value n/a (1) Unobservable inputs were weighted by the relative fair value of the instruments.
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	As of or For the Three Months Ended September 30, As of or For the Nine Months Ended September 30, 2023 2022 2023 2022 (In thousands) Balance at beginning of period $ 3,825 $ 3,865 $ 3,887 $ 3,820 Servicing rights that result from transfers and sale of financial assets 71 45 145 143 Changes in fair value due to changes in model inputs or assumptions (1) (167 ) (38 ) (303 ) (91 ) Balance at end of period $ 3,729 $ 3,872 $ 3,729 $ 3,872 (1) Represents changes due to collection/realization of expected cash flows and curtailments. As of or Three Months Ended September 30, 2023 Balance at beginning of period Transfers Into Level 3 Purchases, net of Distributions Unrealized (Losses) Gains Balance at end of period (In thousands) Securities available for sale: MBS non-agency $ 29,378 $ — $ — $ (186 ) $ 29,192 Partnership investments 12,733 — (82 ) 136 12,787 As of or For the Nine Months Ended September 30, 2023 Balance at beginning of period Transfers Into Level 3 Purchases, net of Distributions Unrealized (Losses) Gains Balance at end of period (In thousands) Securities available for sale: MBS non-agency $ 29,599 $ — $ — $ (407 ) $ 29,192 Partnership investments 12,563 — (69 ) 293 12,787 As of or For the Year Ended December 31, 2022 Balance at beginning of period Transfers Into Level 3 (1) Purchases Unrealized Gains Balance at end of period (In thousands) Securities available for sale: MBS non-agency $ — $ 29,599 $ — $ — $ 29,599 Sold loan servicing rights — 12,490 — 73 12,563 (1) Transferred from Level 2 to Level 3 in the fourth quarter of 2022 because of a lack of observable market data, resulting from little to no market activity for the investments.
Fair Value Measurements, Nonrecurring [Table Text Block]	December 31, 2022 Level 1 Level 2 Level 3 Total (In thousands) Impaired loans $ — $ — $ 3,034 $ 3,034
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2023 Fair Value Measurements Using: Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets Cash and cash equivalents $ 83,886 $ 83,886 $ 83,886 $ — $ — Investment securities available for sale 309,324 309,324 12,390 267,742 29,192 Loans held for sale 689 689 — 689 — Loans receivable, net 1,618,033 1,486,050 — — 1,486,050 FHLB stock 12,621 12,621 — 12,621 — Accrued interest receivable 8,093 8,093 — 8,093 — Sold loan servicing rights, at fair value 3,729 3,729 — — 3,729 Partnership investments 12,787 12,787 — — 12,787 Interest rate swap derivative 576 576 — 576 — Financial liabilities Demand deposits $ 1,078,049 $ 1,078,049 $ 1,078,049 $ — $ — Time deposits 579,713 572,616 — — 572,616 FHLB Borrowings 253,000 248,031 — — 248,031 Line of Credit 8,000 8,030 — — 8,030 Subordinated debt, net 39,416 39,879 — — 39,879 Accrued interest payable 2,276 2,276 — 2,276 — December 31, 2022 Fair Value Measurements Using: Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (In thousands) Financial assets Cash and cash equivalents $ 45,596 $ 45,596 $ 45,596 $ — $ — Investment securities available for sale 326,569 326,569 12,603 284,367 29,599 Loans held for sale 597 597 — 597 — Loans receivable, net 1,531,435 1,461,470 — — 1,461,470 FHLB stock 11,681 11,681 — 11,681 — Accrued interest receivable 6,743 6,743 — 6,743 — Sold loan servicing rights, at fair value 3,887 3,887 — — 3,887 Partnership investments 12,563 12,563 — — 12,563 Financial liabilities Demand deposits 1,182,570 $ 1,182,570 $ 1,182,570 $ — $ — Time deposits 381,685 372,865 — — 372,865 FHLB Borrowings 234,000 229,103 — — 229,103 Line of Credit 12,000 12,034 — — 12,034 Subordinated debt, net 39,358 38,841 — — 38,841 Accrued interest payable 455 455 — 455 —

Note 12 - Change in Accumulat_2

Note 12 - Change in Accumulated Other Comprehensive Income ("AOCI") (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains and Losses on Available-for-Sale Securities Unrecognized Defined Benefit Plan Prior Service Cost, Net of Amortization Unrealized Gains and Losses on Derivatives Total (In thousands) Balance at June 30, 2022 $ (26,653 ) $ (1,794 ) $ — $ (28,447 ) Other comprehensive loss before reclassification (12,604 ) — — (12,604 ) Amounts reclassified from accumulated other comprehensive income — 28 — 28 Net other comprehensive (loss) income (12,604 ) 28 — (12,576 ) Balance at September 30, 2022 $ (39,257 ) $ (1,766 ) $ — $ (41,023 ) Balance at June 30, 2023 $ (37,679 ) $ (2,079 ) $ (308 ) $ (40,066 ) Other comprehensive loss before reclassification (6,540 ) — 727 (5,813 ) Amounts reclassified from accumulated other comprehensive income — 29 — 29 Net other comprehensive (loss) income (6,540 ) 29 727 (5,784 ) Balance at September 30, 2023 $ (44,219 ) $ (2,050 ) $ 419 $ (45,850 ) Balance at December 31, 2021 $ 2,140 $ (1,852 ) $ — $ 288 Other comprehensive loss before reclassification (41,304 ) — — (41,304 ) Amounts reclassified from accumulated other comprehensive income (93 ) 86 — (7 ) Net other comprehensive (loss) income (41,397 ) 86 — (41,311 ) Balance at September 30, 2022 $ (39,257 ) $ (1,766 ) $ — $ (41,023 ) Balance at December 31, 2022 $ (38,404 ) $ (2,139 ) $ — $ (40,543 ) Other comprehensive loss before reclassification (5,815 ) — 419 (5,396 ) Amounts reclassified from accumulated other comprehensive income — 89 — 89 Net other comprehensive (loss) income (5,815 ) 89 419 (5,307 ) Balance at September 30, 2023 $ (44,219 ) $ (2,050 ) $ 419 $ (45,850 )

Note 13 - Derivatives and Hed_2

Note 13 - Derivatives and Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	Line item in the income statement in which the hedged item is included Carrying Amount of the Hedged Assets (Liabilities) Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets (Liabilities) (In thousands) September 30, 2023 Investment securities (1) $ 49,467 $ (533 ) Total $ 49,467 $ (533 )
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	Fair Value Notional Amount Other Assets Other Liabilities (In thousands) September 30, 2023 Fair value hedges: Interest rate swaps - securities $ 50,000 $ 576 $ —
Schedule of Cash Flow Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 (In thousands) Total amounts recognized in interest on investment securities $ 3,368 $ 2,817 $ 9,886 $ 7,807 Net gains (losses) on fair value hedging relationships Interest rate swaps - securities Recognized on hedged items $ (925 ) $ — $ (533 ) $ — Recognized on derivatives designated as hedging instruments 1,071 — 817 — Net income recognized on fair value $ 146 $ — $ 284 $ —

Note 1 - Basis of Presentatio_2

Note 1 - Basis of Presentation and Critical Accounting Policies (Details Textual) - USD ($)				1 Months Ended			3 Months Ended			9 Months Ended
	Jan. 01, 2023	Dec. 18, 2015	Jan. 29, 2015	Dec. 31, 2022		Apr. 30, 2021	Sep. 30, 2023		Sep. 30, 2022	Sep. 30, 2023		Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Stock Issued During Period, Shares, New Issues (in shares)			13,100,360
Proceeds from Issuance of Common Stock, Net			$ 117,600,000
Proceeds from Issuance Initial Public Offering			58,400,000
Employee Stock Ownership Plan (ESOP), Issued, Percentage of Common Stock Issued		8%
Stock Issued During Period, Shares, Employee Stock Ownership Plan (in shares)		1,048,029
Financing Receivable, after Allowance for Credit Loss				$ 1,531,435,000			$ 1,618,033,000			$ 1,618,033,000
Stock Issued During Period, Value, New Issues									$ 1,869,000			$ 1,869,000
Financing Receivable, Allowance for Credit Loss				$ 16,116,000	[1]		$ 16,945,000	[1]	16,273,000	$ 16,945,000	[1]	16,273,000	$ 15,747,000	$ 15,124,000
Financing Receivable, Allowance for Credit Loss to Outstanding, Percent	1.18%			1.04%			1.04%			1.04%
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)							$ 352,000			$ 1,400,000
Cumulative Effect of Adoption of New Accounting Standard										(3,735,000)		0
Retained Earnings (Accumulated Deficit)				$ 114,424,000			113,579,000			113,579,000
Financing Receivable, Allowance for Credit Loss, Writeoff							731,000		265,000	2,668,000		475,000
Financing Receivable, Allowance for Credit Loss, Recovery							$ 501,000		$ 41,000	93,000		$ 374,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				$ 2,209,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss	$ 2,200,000
Cumulative Effect of Adoption of New Accounting Standard										$ 3,700,000
Retained Earnings (Accumulated Deficit)	$ 3,000,000
Government Contracts Concentration Risk [Member] | Investment Concentration Risk [Member] | US Government Agencies Debt Securities [Member]
Concentration Risk, Percentage	23.90%
Government Contracts Concentration Risk [Member] | Investment Concentration Risk [Member] | US States and Political Subdivisions Debt Securities [Member]
Concentration Risk, Percentage	30%
Quil Ventures, Inc. [Member]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners				5%
Investments, Total				$ 225,000
Commitment Receivable				$ 1,500,000
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 1,900,000
Unfunded Loan Commitment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)	$ 1,500,000
First Federal Community Foundation [Member]
Payments for Contributions to Charity			$ 400,000
Quin Ventures, Inc [Member] | Joint Venture Agreement [Member] | Partially Unfunded Loan Commitment [Member]
Financing Receivable, after Allowance for Credit Loss						$ 8,000,000
POM Peace of Mind, Inc [Member] | Joint Venture Agreement [Member]
Stock Issued During Period, Shares, New Issues (in shares)						29,719
Stock Issued During Period, Value, New Issues						$ 500,000
Stock Returned During Period, Shares (in shares)				29,719
Contribution of Nonmonetary Assets to Charitable Organization [Member] | First Federal Community Foundation [Member]
Stock Issued During Period, Shares, New Issues (in shares)			933,360
IPO [Member]
Stock Issued During Period, Shares, New Issues (in shares)			12,167,000
Shares Issued, Price Per Share (in dollars per share)			$ 10
Proceeds from Issuance of Common Stock			$ 121,700,000
[1]Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	$ 0
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	$ 2,200	$ 2,000
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	2	113
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	180	69

Note 2 - Securities - Amortized

Note 2 - Securities - Amortized Cost, Gross Unrealized Gains and Losses, and Estimated Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available for sale, amortized cost	$ 365,626	$ 375,183
Securities available for sale, gross unrealized gains	0	1
Securities available for sale, gross unrealized losses	(56,302)	(48,615)
Investment securities available for sale, at fair value	309,324	326,569
Securities available for sale, gross unrealized losses	(56,302)	(48,615)
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, amortized cost	119,164	119,990
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses	(25,169)	(21,940)
Investment securities available for sale, at fair value	93,995	98,050
Securities available for sale, gross unrealized losses	(25,169)	(21,940)
US Treasury Securities [Member]
Securities available for sale, amortized cost	2,479
Securities available for sale, gross unrealized gains	0
Securities available for sale, gross unrealized losses	(102)
Investment securities available for sale, at fair value	2,377
Securities available for sale, gross unrealized losses	(102)
US Treasury Notes Securities [Member]
Securities available for sale, amortized cost		2,469
Securities available for sale, gross unrealized gains		0
Securities available for sale, gross unrealized losses		(105)
Investment securities available for sale, at fair value		2,364
Securities available for sale, gross unrealized losses		(105)
International Agency Bonds [Member]
Securities available for sale, amortized cost	1,962	1,955
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses	(259)	(253)
Investment securities available for sale, at fair value	1,703	1,702
Securities available for sale, gross unrealized losses	(259)	(253)
Corporate Debt Securities [Member]
Securities available for sale, amortized cost	60,543	60,700
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses	(6,208)	(5,201)
Investment securities available for sale, at fair value	54,335	55,499
Securities available for sale, gross unrealized losses	(6,208)	(5,201)
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	83,449	88,930
Securities available for sale, gross unrealized gains	0	1
Securities available for sale, gross unrealized losses	(16,503)	(13,283)
Investment securities available for sale, at fair value	66,946	75,648
Securities available for sale, gross unrealized losses	(16,503)	(13,283)
Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Securities available for sale, amortized cost	98,029	101,139
Securities available for sale, gross unrealized gains		0
Securities available for sale, gross unrealized losses	(8,061)	(7,833)
Investment securities available for sale, at fair value	89,968	93,306
Securities available for sale, gross unrealized losses	$ (8,061)	$ (7,833)

Note 2 - Securities - Unrealize

Note 2 - Securities - Unrealized Gross Losses and Fair Value of Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available for sale, gross unrealized losses, less than twelve months	$ (50)	$ (27,459)
Securities available for sale, fair value, less than twelve months	1,632	204,141
Securities available for sale, gross unrealized losses, twelve months or longer	(56,252)	(21,156)
Securities available for sale, fair value, twelve months or longer	307,392	119,642
Securities available for sale, gross unrealized losses, total	(56,302)	(48,615)
Securities available for sale, fair value, total	309,024	323,783
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, gross unrealized losses, less than twelve months	(49)	(15,749)
Securities available for sale, fair value, less than twelve months	396	79,129
Securities available for sale, gross unrealized losses, twelve months or longer	(25,120)	(6,191)
Securities available for sale, fair value, twelve months or longer	93,299	18,621
Securities available for sale, gross unrealized losses, total	(25,169)	(21,940)
Securities available for sale, fair value, total	93,695	97,750
US Treasury Securities [Member]
Securities available for sale, gross unrealized losses, less than twelve months	0	(105)
Securities available for sale, fair value, less than twelve months	0	2,364
Securities available for sale, gross unrealized losses, twelve months or longer	(102)	0
Securities available for sale, fair value, twelve months or longer	2,377	0
Securities available for sale, gross unrealized losses, total	(102)	(105)
Securities available for sale, fair value, total	2,377	2,364
US Government-sponsored Enterprises Debt Securities [Member]
Securities available for sale, gross unrealized losses, less than twelve months	0	0
Securities available for sale, fair value, less than twelve months	0	0
Securities available for sale, gross unrealized losses, twelve months or longer	(259)	(253)
Securities available for sale, fair value, twelve months or longer	1,703	1,702
Securities available for sale, gross unrealized losses, total	(259)	(253)
Securities available for sale, fair value, total	1,703	1,702
Corporate Debt Securities [Member]
Securities available for sale, gross unrealized losses, less than twelve months	0	(2,570)
Securities available for sale, fair value, less than twelve months	0	30,555
Securities available for sale, gross unrealized losses, twelve months or longer	(6,208)	(2,631)
Securities available for sale, fair value, twelve months or longer	54,335	24,944
Securities available for sale, gross unrealized losses, total	(6,208)	(5,201)
Securities available for sale, fair value, total	54,335	55,499
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, gross unrealized losses, less than twelve months	(1)	(5,079)
Securities available for sale, fair value, less than twelve months	1,236	40,099
Securities available for sale, gross unrealized losses, twelve months or longer	(16,502)	(8,204)
Securities available for sale, fair value, twelve months or longer	65,710	33,064
Securities available for sale, gross unrealized losses, total	(16,503)	(13,283)
Securities available for sale, fair value, total	66,946	73,163
Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Securities available for sale, gross unrealized losses, less than twelve months	0	(3,956)
Securities available for sale, fair value, less than twelve months	0	51,994
Securities available for sale, gross unrealized losses, twelve months or longer	(8,061)	(3,877)
Securities available for sale, fair value, twelve months or longer	89,968	41,311
Securities available for sale, gross unrealized losses, total	(8,061)	(7,833)
Securities available for sale, fair value, total	$ 89,968	$ 93,305

Note 2 - Securities - Amortiz_2

Note 2 - Securities - Amortized Cost and Estimated Fair Value of Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available for sale, amortized cost	$ 365,626	$ 375,183
Investment securities available for sale, at fair value	309,324	326,569
Collateralized Mortgage-Backed Securities [Member]
Due within one year, amortized cost	27,154	13,762
Due within one year, estimated fair value	26,742	13,490
Due after one through five years, amortized cost	16,184	28,890
Due after one through five years, estimated fair value	15,475	27,808
Due after five through ten years, amortized cost	10,939	13,436
Due after five through ten years, estimated fair value	9,986	12,165
Due after ten years, amortized cost	127,201	133,981
Due after ten years, estimated fair value	104,711	115,491
Securities available for sale, amortized cost	181,478	190,069
Investment securities available for sale, at fair value	156,914	168,954
Investment Securities, Excluding Mortgage Backed Securities [Member]
Due within one year, amortized cost	300	0
Due within one year, estimated fair value	300	0
Due after one through five years, amortized cost	22,418	20,700
Due after one through five years, estimated fair value	21,066	18,957
Due after five through ten years, amortized cost	65,211	64,211
Due after five through ten years, estimated fair value	56,308	57,523
Due after ten years, amortized cost	96,219	100,203
Due after ten years, estimated fair value	74,736	81,135
Securities available for sale, amortized cost	184,148	185,114
Investment securities available for sale, at fair value	$ 152,410	$ 157,615

Note 2 - Securities - Sales of

Note 2 - Securities - Sales of Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Proceeds from sales of securities available for sale	$ 0	$ 0	$ 0	$ 12,685
Gross realized gains	0	0	0	128
Gross realized losses	$ 0	$ 0	$ 0	$ (10)

Note 3 - Loans Receivable (Deta

Note 3 - Loans Receivable (Details Textual) Pure in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)	$ 14,400,000		$ 14,400,000			$ 13,200,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	5,800,000		5,800,000			4,700,000
Financing Receivable, Nonaccrual, Interest Income	19,000,000,000	$ 42,000	52,000,000,000	$ 126,000
Financing Receivable, Individually Evaluated for Impairment	$ 4,100,000	$ 1,500,000	$ 4,100,000	$ 1,500,000	$ 2,700,000	$ 3,034,000
Financing Receivable, Modified, Number of Contracts			0

Note 3 - Loans Receivable - Loa

Note 3 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2023		Dec. 31, 2022		Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Loan receivable, gross	$ 1,634,978		$ 1,547,551
Allowance for Credit Loss	16,945	[1]	16,116	[1]	$ 16,273	$ 15,747	$ 15,124
Total loans receivable, net	1,618,033		1,531,435
Real Estate Portfolio Segment [Member]
Loan receivable, gross	1,220,388		1,178,834
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Loan receivable, gross	369,950		343,559
Allowance for Credit Loss	3,538		3,343		3,214	3,026	3,184
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member]
Loan receivable, gross	325,496		252,745
Allowance for Credit Loss	1,271		2,468		2,332	2,168	1,816
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Loan receivable, gross	381,508		388,884
Allowance for Credit Loss	2,534		4,217		4,109	4,154	3,996
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loan receivable, gross	143,434		193,646
Allowance for Credit Loss	2,183		2,344		2,514	2,550	2,672
Consumer Portfolio Segment [Member]
Loan receivable, gross	313,210		291,790
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loan receivable, gross	64,424		52,877
Allowance for Credit Loss	1,303		549		507	486	407
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]
Loan receivable, gross	248,786		238,913
Allowance for Credit Loss	4,164		2,024		2,559	2,367	2,221
Commercial Portfolio Segment [Member]
Loan receivable, gross	101,380		76,927
Allowance for Credit Loss	$ 1,952		$ 786		$ 694	$ 680	$ 470
[1]Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.

Note 3 - Loans Receivable - Non

Note 3 - Loans Receivable - Nonaccrual Loans by Class (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Total nonaccrual loans	$ 2,374	$ 1,793
Residential Real Estate [Member]
Total nonaccrual loans	1,462
Commercial Real Estate [Member]
Total nonaccrual loans	1,462
Collateral Pledged [Member]
Total nonaccrual loans	1,462
Uncollateralized [Member]
Total nonaccrual loans	912
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Total nonaccrual loans	1,790	954
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Residential Real Estate [Member]
Total nonaccrual loans	1,430
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Commercial Real Estate [Member]
Total nonaccrual loans	1,430
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Collateral Pledged [Member]
Total nonaccrual loans	1,430
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Uncollateralized [Member]
Total nonaccrual loans	360
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Total nonaccrual loans	8	15
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Collateral Pledged [Member]
Total nonaccrual loans	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Uncollateralized [Member]
Total nonaccrual loans	8
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total nonaccrual loans	166	196
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Residential Real Estate [Member]
Total nonaccrual loans	32
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Commercial Real Estate [Member]
Total nonaccrual loans	32
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Collateral Pledged [Member]
Total nonaccrual loans	32
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Uncollateralized [Member]
Total nonaccrual loans	134
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]
Total nonaccrual loans	376	575
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Collateral Pledged [Member]
Total nonaccrual loans	0
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Uncollateralized [Member]
Total nonaccrual loans	376
Commercial Real Estate Portfolio Segment [Member]
Total nonaccrual loans	34	$ 53
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member]
Total nonaccrual loans	0
Commercial Real Estate Portfolio Segment [Member] | Uncollateralized [Member]
Total nonaccrual loans	$ 34

Note 3 - Loans Receivable - Cre

Note 3 - Loans Receivable - Credit Quality Indicators by Class of Loan (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Total Loans					$ 1,547,551
Originated current year	$ 185,294		$ 185,294
Originated prior year	458,725		458,725
Originated two years prior	466,003		466,003
Originated three years prior	261,372		261,372
Originated four years prior	57,797		57,797
Originated years prior	130,327		130,327
Revolving	75,460		75,460
Loan receivable, gross	1,634,978		1,634,978		1,547,551
Originated current year, writeoffs			0
Originated prior year, write offs			2,421
Originated two years prior, write offs			15
Originated three years prior, write offs			27
Originated four years prior, write offs			11
Originated years prior, write offs			123
Revolving, write offs			71
Gross charge-offs during the period	731	$ 265	2,668	$ 475
Pass [Member]
Originated current year	158,596		158,596
Originated prior year	453,614		453,614
Originated two years prior	430,941		430,941
Originated three years prior	249,421		249,421
Originated four years prior	53,425		53,425
Originated years prior	125,506		125,506
Revolving	68,723		68,723
Loan receivable, gross	1,540,226		1,540,226		1,463,099
Watch [Member]
Originated current year	11,379		11,379
Originated prior year	4,493		4,493
Originated two years prior	19,862		19,862
Originated three years prior	7,657		7,657
Originated four years prior	3,861		3,861
Originated years prior	3,452		3,452
Revolving	326		326
Loan receivable, gross	51,030		51,030		46,845
Special Mention [Member]
Originated current year	64		64
Originated prior year	232		232
Originated two years prior	15,169		15,169
Originated three years prior	1,368		1,368
Originated four years prior	0		0
Originated years prior	172		172
Revolving	3,754		3,754
Loan receivable, gross	20,759		20,759		20,694
Substandard [Member]
Originated current year	15,255		15,255
Originated prior year	386		386
Originated two years prior	31		31
Originated three years prior	2,926		2,926
Originated four years prior	511		511
Originated years prior	1,197		1,197
Revolving	2,657		2,657
Loan receivable, gross	22,963		22,963		16,913
Nonperforming Financial Instruments [Member]
Total Loans					1,793
Performing Financial Instruments [Member]
Total Loans					1,545,758
Real Estate Portfolio Segment [Member]
Loan receivable, gross	1,220,388		1,220,388		1,178,834
Real Estate Portfolio Segment [Member] | Pass [Member]
Loan receivable, gross					1,106,006
Real Estate Portfolio Segment [Member] | Watch [Member]
Loan receivable, gross					44,017
Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loan receivable, gross					12,188
Real Estate Portfolio Segment [Member] | Substandard [Member]
Loan receivable, gross					16,623
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Total Loans					343,559
Originated current year	1,987		1,987
Originated prior year	93,672		93,672
Originated two years prior	118,341		118,341
Originated three years prior	72,123		72,123
Originated four years prior	14,462		14,462
Originated years prior	69,365		69,365
Revolving	0		0
Loan receivable, gross	369,950		369,950		343,559
Originated current year, writeoffs			0
Originated prior year, write offs			0
Originated two years prior, write offs			0
Originated three years prior, write offs			0
Originated four years prior, write offs			0
Originated years prior, write offs			0
Revolving, write offs			0
Gross charge-offs during the period	0	0	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Pass [Member]
Originated current year	1,987		1,987
Originated prior year	93,396		93,396
Originated two years prior	118,341		118,341
Originated three years prior	70,904		70,904
Originated four years prior	13,977		13,977
Originated years prior	66,929		66,929
Revolving	0		0
Loan receivable, gross	365,534		365,534		339,812
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Watch [Member]
Originated current year	0		0
Originated prior year	276		276
Originated two years prior	0		0
Originated three years prior	589		589
Originated four years prior	0		0
Originated years prior	1,156		1,156
Revolving	0		0
Loan receivable, gross	2,021		2,021		2,234
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Special Mention [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	0		0
Originated three years prior	302		302
Originated four years prior	0		0
Originated years prior	105		105
Revolving	0		0
Loan receivable, gross	407		407		27
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Substandard [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	0		0
Originated three years prior	328		328
Originated four years prior	485		485
Originated years prior	1,175		1,175
Revolving	0		0
Loan receivable, gross	1,988		1,988		1,486
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Nonperforming Financial Instruments [Member]
Total Loans					954
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Performing Financial Instruments [Member]
Total Loans					342,605
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member]
Total Loans					252,745
Originated current year	47,583		47,583
Originated prior year	103,255		103,255
Originated two years prior	101,369		101,369
Originated three years prior	58,659		58,659
Originated four years prior	8,278		8,278
Originated years prior	6,352		6,352
Revolving	0		0
Loan receivable, gross	325,496		325,496		252,745
Originated current year, writeoffs			0
Originated prior year, write offs			0
Originated two years prior, write offs			0
Originated three years prior, write offs			0
Originated four years prior, write offs			0
Originated years prior, write offs			0
Revolving, write offs			0
Gross charge-offs during the period	0	0	0	0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Pass [Member]
Originated current year	47,583		47,583
Originated prior year	103,255		103,255
Originated two years prior	86,171		86,171
Originated three years prior	58,659		58,659
Originated four years prior	8,278		8,278
Originated years prior	5,357		5,357
Revolving	0		0
Loan receivable, gross	309,303		309,303		237,077
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Watch [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	15,198		15,198
Originated three years prior	0		0
Originated four years prior	0		0
Originated years prior	995		995
Revolving	0		0
Loan receivable, gross	16,193		16,193		15,668
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Special Mention [Member]
Loan receivable, gross					0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Substandard [Member]
Loan receivable, gross					0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Nonperforming Financial Instruments [Member]
Total Loans					0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Performing Financial Instruments [Member]
Total Loans					252,745
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Total Loans					388,884
Originated current year	36,188		36,188
Originated prior year	89,475		89,475
Originated two years prior	123,444		123,444
Originated three years prior	91,246		91,246
Originated four years prior	16,770		16,770
Originated years prior	24,385		24,385
Revolving	0		0
Loan receivable, gross	381,508		381,508		388,884
Originated current year, writeoffs			0
Originated prior year, write offs			0
Originated two years prior, write offs			0
Originated three years prior, write offs			0
Originated four years prior, write offs			0
Originated years prior, write offs			0
Revolving, write offs			0
Gross charge-offs during the period	0	0	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Pass [Member]
Originated current year	32,307		32,307
Originated prior year	89,244		89,244
Originated two years prior	104,523		104,523
Originated three years prior	82,030		82,030
Originated four years prior	13,186		13,186
Originated years prior	23,366		23,366
Revolving	0		0
Loan receivable, gross	344,656		344,656		350,001
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Watch [Member]
Originated current year	3,881		3,881
Originated prior year	197		197
Originated two years prior	3,785		3,785
Originated three years prior	6,851		6,851
Originated four years prior	3,584		3,584
Originated years prior	1,019		1,019
Revolving	0		0
Loan receivable, gross	19,317		19,317		25,586
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Special Mention [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	15,136		15,136
Originated three years prior	0		0
Originated four years prior	0		0
Originated years prior	0		0
Revolving	0		0
Loan receivable, gross	15,136		15,136		12,161
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Substandard [Member]
Originated current year	0		0
Originated prior year	34		34
Originated two years prior	0		0
Originated three years prior	2,365		2,365
Originated four years prior	0		0
Originated years prior	0		0
Revolving	0		0
Loan receivable, gross	2,399		2,399		1,136
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Nonperforming Financial Instruments [Member]
Total Loans					53
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Performing Financial Instruments [Member]
Total Loans					388,831
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Total Loans					193,646
Originated current year	35,927		35,927
Originated prior year	64,659		64,659
Originated two years prior	39,308		39,308
Originated three years prior	764		764
Originated four years prior	354		354
Originated years prior	2,422		2,422
Revolving	0		0
Loan receivable, gross	143,434		143,434		193,646
Originated current year, writeoffs			0
Originated prior year, write offs			0
Originated two years prior, write offs			0
Originated three years prior, write offs			0
Originated four years prior, write offs			0
Originated years prior, write offs			0
Revolving, write offs			0
Gross charge-offs during the period	0	0	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Originated current year	13,763		13,763
Originated prior year	61,166		61,166
Originated two years prior	39,308		39,308
Originated three years prior	764		764
Originated four years prior	354		354
Originated years prior	2,398		2,398
Revolving	0		0
Loan receivable, gross	117,753		117,753		179,116
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Watch [Member]
Originated current year	7,109		7,109
Originated prior year	3,493		3,493
Originated two years prior	0		0
Originated three years prior	0		0
Originated four years prior	0		0
Originated years prior	0		0
Revolving	0		0
Loan receivable, gross	10,602		10,602		529
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loan receivable, gross					0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Originated current year	15,055		15,055
Originated prior year	0		0
Originated two years prior	0		0
Originated three years prior	0		0
Originated four years prior	0		0
Originated years prior	8		8
Revolving	0		0
Loan receivable, gross	15,063		15,063		14,001
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Nonperforming Financial Instruments [Member]
Total Loans					15
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Performing Financial Instruments [Member]
Total Loans					193,631
Consumer Portfolio Segment [Member]
Loan receivable, gross	313,210		313,210		291,790
Consumer Portfolio Segment [Member] | Pass [Member]
Loan receivable, gross					290,817
Consumer Portfolio Segment [Member] | Watch [Member]
Loan receivable, gross					594
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loan receivable, gross					89
Consumer Portfolio Segment [Member] | Substandard [Member]
Loan receivable, gross					290
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total Loans					52,877
Originated current year	5,534		5,534
Originated prior year	7,438		7,438
Originated two years prior	4,768		4,768
Originated three years prior	3,230		3,230
Originated four years prior	1,444		1,444
Originated years prior	3,708		3,708
Revolving	38,302		38,302
Loan receivable, gross	64,424		64,424		52,877
Originated current year, writeoffs			0
Originated prior year, write offs			0
Originated two years prior, write offs			0
Originated three years prior, write offs			0
Originated four years prior, write offs			0
Originated years prior, write offs			11
Revolving, write offs			0
Gross charge-offs during the period	0	0	11	0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Originated current year	5,534		5,534
Originated prior year	7,438		7,438
Originated two years prior	4,737		4,737
Originated three years prior	3,169		3,169
Originated four years prior	1,444		1,444
Originated years prior	3,638		3,638
Revolving	37,810		37,810
Loan receivable, gross	63,770		63,770		52,295
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Watch [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	0		0
Originated three years prior	0		0
Originated four years prior	0		0
Originated years prior	56		56
Revolving	322		322
Loan receivable, gross	378		378		372
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	0		0
Originated three years prior	0		0
Originated four years prior	0		0
Originated years prior	16		16
Revolving	0		0
Loan receivable, gross	16		16		14
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	31		31
Originated three years prior	61		61
Originated four years prior	0		0
Originated years prior	14		14
Revolving	170		170
Loan receivable, gross	276		276		196
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Nonperforming Financial Instruments [Member]
Total Loans					196
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Performing Financial Instruments [Member]
Total Loans					52,681
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]
Total Loans					238,913
Loan receivable, gross	248,786		248,786		238,913
Gross charge-offs during the period	731	265	2,657	475
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Pass [Member]
Loan receivable, gross					238,522
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Watch [Member]
Loan receivable, gross					222
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Special Mention [Member]
Loan receivable, gross					75
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Substandard [Member]
Loan receivable, gross					94
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Nonperforming Financial Instruments [Member]
Total Loans					575
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Performing Financial Instruments [Member]
Total Loans					238,338
Consumer Portfolio Segment [Member] | Other Consumer [Member]
Originated current year	38,738		38,738
Originated prior year	76,121		76,121
Originated two years prior	67,011		67,011
Originated three years prior	31,379		31,379
Originated four years prior	15,983		15,983
Originated years prior	19,148		19,148
Revolving	406		406
Loan receivable, gross	248,786		248,786
Originated current year, writeoffs			0
Originated prior year, write offs			2,421
Originated two years prior, write offs			15
Originated three years prior, write offs			27
Originated four years prior, write offs			11
Originated years prior, write offs			112
Revolving, write offs			71
Gross charge-offs during the period			2,657
Consumer Portfolio Segment [Member] | Other Consumer [Member] | Pass [Member]
Originated current year	38,604		38,604
Originated prior year	75,128		75,128
Originated two years prior	66,493		66,493
Originated three years prior	31,104		31,104
Originated four years prior	15,680		15,680
Originated years prior	18,871		18,871
Revolving	403		403
Loan receivable, gross	246,283		246,283
Consumer Portfolio Segment [Member] | Other Consumer [Member] | Watch [Member]
Originated current year	47		47
Originated prior year	461		461
Originated two years prior	485		485
Originated three years prior	217		217
Originated four years prior	277		277
Originated years prior	226		226
Revolving	3		3
Loan receivable, gross	1,716		1,716
Consumer Portfolio Segment [Member] | Other Consumer [Member] | Special Mention [Member]
Originated current year	64		64
Originated prior year	232		232
Originated two years prior	33		33
Originated three years prior	30		30
Originated four years prior	0		0
Originated years prior	51		51
Revolving	0		0
Loan receivable, gross	410		410
Consumer Portfolio Segment [Member] | Other Consumer [Member] | Substandard [Member]
Originated current year	23		23
Originated prior year	300		300
Originated two years prior	0		0
Originated three years prior	28		28
Originated four years prior	26		26
Originated years prior	0		0
Revolving	0		0
Loan receivable, gross	377		377
Commercial Portfolio Segment [Member]
Total Loans					76,927
Originated current year	19,337		19,337
Originated prior year	24,105		24,105
Originated two years prior	11,762		11,762
Originated three years prior	3,971		3,971
Originated four years prior	506		506
Originated years prior	4,947		4,947
Revolving	36,752		36,752
Loan receivable, gross	101,380		101,380		76,927
Originated current year, writeoffs			0
Originated prior year, write offs			0
Originated two years prior, write offs			0
Originated three years prior, write offs			0
Originated four years prior, write offs			0
Originated years prior, write offs			0
Revolving, write offs			0
Gross charge-offs during the period	0	$ 0	0	$ 0
Commercial Portfolio Segment [Member] | Pass [Member]
Originated current year	18,818		18,818
Originated prior year	23,987		23,987
Originated two years prior	11,368		11,368
Originated three years prior	2,791		2,791
Originated four years prior	506		506
Originated years prior	4,947		4,947
Revolving	30,510		30,510
Loan receivable, gross	92,927		92,927		66,276
Commercial Portfolio Segment [Member] | Watch [Member]
Originated current year	342		342
Originated prior year	66		66
Originated two years prior	394		394
Originated three years prior	0		0
Originated four years prior	0		0
Revolving	1		1
Loan receivable, gross	803		803		2,234
Originated years prior, net of deferred fees	0		0
Commercial Portfolio Segment [Member] | Special Mention [Member]
Originated current year	0		0
Originated prior year	0		0
Originated two years prior	0		0
Originated three years prior	1,036		1,036
Originated four years prior	0		0
Originated years prior	0		0
Revolving	3,754		3,754
Loan receivable, gross	4,790		4,790		8,417
Commercial Portfolio Segment [Member] | Substandard [Member]
Originated current year	177		177
Originated prior year	52		52
Originated two years prior	0		0
Originated three years prior	144		144
Originated four years prior	0		0
Originated years prior	0		0
Revolving	2,487		2,487
Loan receivable, gross	$ 2,860		$ 2,860		0
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans					0
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans					$ 76,927

Note 3 - Loans Receivable - Pas

Note 3 - Loans Receivable - Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Loan receivable, gross	$ 1,634,978	$ 1,547,551
Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	10,885	2,992
Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	1,046	871
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	1,017	1,220
Financial Asset, Past Due [Member]
Loan receivable, gross	12,948	5,083
Financial Asset, Not Past Due [Member]
Loan receivable, gross	1,622,030	1,542,468
Real Estate Portfolio Segment [Member]
Loan receivable, gross	1,220,388	1,178,834
Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	8,583	1,449
Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	654	173
Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	591	652
Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	9,828	2,274
Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	1,210,560	1,176,560
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Loan receivable, gross	369,950	343,559
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	0	1,449
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	654	155
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	591	652
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	1,245	2,256
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	368,705	341,303
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member]
Loan receivable, gross	325,496	252,745
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	325,496	252,745
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Loan receivable, gross	381,508	388,884
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	8,583	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	8,583	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	372,925	388,884
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loan receivable, gross	143,434	193,646
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	0	18
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	0	18
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	143,434	193,628
Consumer Portfolio Segment [Member]
Loan receivable, gross	313,210	291,790
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	1,533	1,543
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	392	698
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	426	568
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	2,351	2,809
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	310,859	288,981
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loan receivable, gross	64,424	52,877
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	71	153
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	0	0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	45	11
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	116	164
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	64,308	52,713
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]
Loan receivable, gross	248,786	238,913
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	1,462	1,390
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	392	698
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	381	557
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	2,235	2,645
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	246,551	236,268
Commercial Portfolio Segment [Member]
Loan receivable, gross	101,380	76,927
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loan receivable, gross	769	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loan receivable, gross	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan receivable, gross	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loan receivable, gross	769	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loan receivable, gross	$ 100,611	$ 76,927

Note 3 - Loans Receivable - Tro

Note 3 - Loans Receivable - Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Sep. 30, 2023		Dec. 31, 2022		Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Total TDR loans			$ 1,753
Allowance for credit losses on loans related to TDR loans	$ 16,945	[1]	16,116	[1]	$ 16,273	$ 15,747	$ 15,124
Total nonaccrual TDR loans			29
Total accrual TDR loans			1,724
Troubled Debt Restructurings [Member]
Allowance for credit losses on loans related to TDR loans			21
One-to-four Family Loan [Member] | Real Estate Portfolio Segment [Member]
Total TDR loans			1,726
Allowance for credit losses on loans related to TDR loans	3,538		3,343		3,214	3,026	3,184
Total nonaccrual TDR loans			29
Total accrual TDR loans			1,697
Home Equity Loan [Member] | Consumer Portfolio Segment [Member]
Total TDR loans			27
Allowance for credit losses on loans related to TDR loans	$ 1,303		549		$ 507	$ 486	$ 407
Total nonaccrual TDR loans			0
Total accrual TDR loans			$ 27
[1]Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.

Note 4 - Allowance for Credit_3

Note 4 - Allowance for Credit Losses on Loans (Details Textual) - USD ($)	3 Months Ended			9 Months Ended
	Sep. 30, 2023		Sep. 30, 2022	Sep. 30, 2023		Sep. 30, 2022	Jan. 01, 2023	Dec. 31, 2022	[1]	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)	$ 352,000			$ 1,400,000
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery				2,600,000
Financing Receivable, Nonaccrual, Interest Income	19,000,000,000		$ 42,000	52,000,000,000		$ 126,000
Financing Receivable, Credit Loss, Expense (Reversal)	880,000		750,000	1,195,000		1,250,000
Financing Receivable, Allowance for Credit Loss	16,945,000	[1]	$ 16,273,000	16,945,000	[1]	$ 16,273,000		$ 16,116,000		$ 15,747,000	$ 15,124,000
Unfunded Loan Commitment [Member]
Financing Receivable, Credit Loss, Expense (Reversal)				828,000
Financing Receivable, Allowance for Credit Loss							$ 1,900,000
Unfunded Loan Commitment [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Credit Loss, Expense (Reversal)	$ (509,000)			$ (1,000,000)
[1]Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.

Note 4 - Allowance for Credit_4

Note 4 - Allowance for Credit Losses on Loans - Allowance for Loan Losses (Details) - USD ($)	3 Months Ended			9 Months Ended
	Sep. 30, 2023		Sep. 30, 2022	Sep. 30, 2023		Sep. 30, 2022	Jun. 30, 2023	Dec. 31, 2022
Balance			$ 15,747,000	$ 16,116,000	[1]	$ 15,124,000
Write-offs	$ (731,000)		(265,000)	(2,668,000)		(475,000)
Recoveries	501,000		41,000	93,000		374,000
Provision for credit losses	880,000		750,000	1,195,000		1,250,000
Balance	16,945,000	[1]	16,273,000	16,945,000	[1]	16,273,000
Recoveries	(501,000)		(41,000)	(93,000)		(374,000)
Allowance for Credit Loss	16,945,000	[1]	16,273,000	16,945,000	[1]	16,273,000		$ 16,116,000	[1]
General reserve								16,084,000
Specific reserve								32,000
Gross loans								1,534,380,000
Loans collectively evaluated (1)								1,531,346,000
Loans individually evaluated (2)	4,100,000		1,500,000	4,100,000		1,500,000	$ 2,700,000	3,034,000
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	17,297,000			18,325,000
Allowance for Credit Loss							17,297,000	18,325,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				2,209,000
Allowance for Credit Loss								2,209,000
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Balance			3,026,000	3,343,000		3,184,000
Write-offs	0		0	0		0
Recoveries	0		0	4,000		32,000
Provision for credit losses	526,000		188,000	620,000		(2,000)
Balance	3,538,000		3,214,000	3,538,000		3,214,000
Recoveries	0		0	(4,000)		(32,000)
Allowance for Credit Loss	3,538,000		3,214,000	3,538,000		3,214,000		3,343,000
General reserve								3,321,000
Specific reserve								22,000
Gross loans								343,825,000
Loans collectively evaluated (1)								341,171,000
Loans individually evaluated (2)								2,654,000
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	3,012,000			2,914,000
Allowance for Credit Loss							3,012,000	2,914,000
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				(429,000)
Allowance for Credit Loss								(429,000)
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member]
Balance			2,168,000	2,468,000		1,816,000
Write-offs	0		0	0		0
Recoveries	0		0	0		0
Provision for credit losses	230,000		164,000	252,000		516,000
Balance	1,271,000		2,332,000	1,271,000		2,332,000
Recoveries	0		0	0		0
Allowance for Credit Loss	1,271,000		2,332,000	1,271,000		2,332,000		2,468,000
General reserve								2,468,000
Specific reserve								0
Gross loans								253,551,000
Loans collectively evaluated (1)								253,551,000
Loans individually evaluated (2)								0
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	1,041,000			1,019,000
Allowance for Credit Loss							1,041,000	1,019,000
Real Estate Portfolio Segment [Member] | Multi-family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				(1,449,000)
Allowance for Credit Loss								(1,449,000)
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Balance			4,154,000	4,217,000		3,996,000
Write-offs	0		0	0		0
Recoveries	0		0	0		0
Provision for credit losses	(390,000)		(45,000)	(1,079,000)		113,000
Balance	2,534,000		4,109,000	2,534,000		4,109,000
Recoveries	0		0	0		0
Allowance for Credit Loss	2,534,000		4,109,000	2,534,000		4,109,000		4,217,000
General reserve								4,217,000
Specific reserve								0
Gross loans								390,246,000
Loans collectively evaluated (1)								390,196,000
Loans individually evaluated (2)								50,000
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	2,924,000			3,613,000
Allowance for Credit Loss							2,924,000	3,613,000
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				(604,000)
Allowance for Credit Loss								(604,000)
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Balance			2,550,000	2,344,000		2,672,000
Write-offs	0		0	0		0
Recoveries	0		0	0		2,000
Provision for credit losses	(352,000)		(36,000)	(1,716,000)		(160,000)
Balance	2,183,000		2,514,000	2,183,000		2,514,000
Recoveries	0		0	0		(2,000)
Allowance for Credit Loss	2,183,000		2,514,000	2,183,000		2,514,000		2,344,000
General reserve								2,343,000
Specific reserve								1,000
Gross loans								194,646,000
Loans collectively evaluated (1)								194,630,000
Loans individually evaluated (2)								16,000
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	2,535,000			3,899,000
Allowance for Credit Loss							2,535,000	3,899,000
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				1,555,000
Allowance for Credit Loss								1,555,000
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Balance			486,000	549,000		407,000
Write-offs	0		0	(11,000)		0
Recoveries	0		12,000	5,000		29,000
Provision for credit losses	178,000		9,000	414,000		71,000
Balance	1,303,000		507,000	1,303,000		507,000
Recoveries	0		(12,000)	(5,000)		(29,000)
Allowance for Credit Loss	1,303,000		507,000	1,303,000		507,000		549,000
General reserve								545,000
Specific reserve								4,000
Gross loans								52,322,000
Loans collectively evaluated (1)								52,100,000
Loans individually evaluated (2)								222,000
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	1,125,000			895,000
Allowance for Credit Loss							1,125,000	895,000
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				346,000
Allowance for Credit Loss								346,000
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]
Balance			2,367,000	2,024,000		2,221,000
Write-offs	(731,000)		(265,000)	(2,657,000)		(475,000)
Recoveries	501,000		29,000	84,000		169,000
Provision for credit losses	601,000		428,000	2,332,000		644,000
Balance	4,164,000		2,559,000	4,164,000		2,559,000
Recoveries	(501,000)		(29,000)	(84,000)		(169,000)
Allowance for Credit Loss	4,164,000		2,559,000	4,164,000		2,559,000		2,024,000
General reserve								2,019,000
Specific reserve								5,000
Gross loans								222,794,000
Loans collectively evaluated (1)								222,702,000
Loans individually evaluated (2)								92,000
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	4,795,000			4,405,000
Allowance for Credit Loss							4,795,000	4,405,000
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				2,381,000
Allowance for Credit Loss								2,381,000
Commercial Portfolio Segment [Member]
Balance			680,000	786,000		470,000
Write-offs	0		0	0		0
Recoveries	0		0	0		142,000
Provision for credit losses	87,000		14,000	372,000		82,000
Balance	1,952,000		694,000	1,952,000		694,000
Recoveries	0		0	0		(142,000)
Allowance for Credit Loss	1,952,000		694,000	1,952,000		694,000		786,000
General reserve								786,000
Specific reserve								0
Gross loans								76,996,000
Loans collectively evaluated (1)								76,996,000
Loans individually evaluated (2)								0
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance	1,865,000			1,580,000
Allowance for Credit Loss							$ 1,865,000	1,580,000
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				794,000
Allowance for Credit Loss								794,000
Unallocated Financing Receivables [Member]
Balance			316,000	385,000		358,000
Write-offs			0	0		0
Recoveries			0	0		0
Provision for credit losses			28,000	0		(14,000)
Balance	0		344,000	0		344,000
Recoveries			0	0		0
Allowance for Credit Loss	$ 0		$ 344,000	0		$ 344,000		385,000
General reserve								385,000
Specific reserve								0
Gross loans								0
Loans collectively evaluated (1)								0
Loans individually evaluated (2)								0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance				0
Allowance for Credit Loss								0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				$ (385,000)
Allowance for Credit Loss								$ (385,000)
[1]Allowance for credit losses on loans in 2023 reported using the CECL method and in 2022 reported using the incurred loss method.

Note 4 - Allowance for Credit_5

Note 4 - Allowance for Credit Losses on Loans - Impaired Loans by Segment (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2022
Recorded investment, with no allowance recorded			$ 716
Unpaid principal balance, with no allowance recorded			870
Recorded investment, with an allowance recorded			2,318
Unpaid principal balance, with an allowance recorded			2,467
Related allowance			32
Recorded investment, total			3,034
Unpaid principal balance, total			3,337
Average recorded investment, with no allowance recorded	$ 1,089	$ 765
Interest income recognized, with no allowance recorded	7	16
Average recorded investment, with an allowance recorded	2,541	2,543
Interest income recognized, with an allowance recorded	55	130
Average recorded investment, total	3,630	3,308
Interest income recognized, total	62	146
Real Estate Portfolio Segment [Member] | One-to-four Family Loan [Member]
Recorded investment, with no allowance recorded			666
Unpaid principal balance, with no allowance recorded			705
Recorded investment, with an allowance recorded			1,988
Unpaid principal balance, with an allowance recorded			2,129
Related allowance			22
Recorded investment, total			2,654
Unpaid principal balance, total			2,834
Average recorded investment, with no allowance recorded	211	259
Interest income recognized, with no allowance recorded	1	1
Average recorded investment, with an allowance recorded	2,258	2,138
Interest income recognized, with an allowance recorded	51	120
Average recorded investment, total	2,469	2,397
Interest income recognized, total	52	121
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Recorded investment, with no allowance recorded			50
Unpaid principal balance, with no allowance recorded			149
Recorded investment, with an allowance recorded			50
Unpaid principal balance, with an allowance recorded			149
Related allowance			0
Average recorded investment, with no allowance recorded	56	63
Interest income recognized, with no allowance recorded	0	0
Average recorded investment, with an allowance recorded	0	7
Interest income recognized, with an allowance recorded	0	0
Average recorded investment, total	56	70
Interest income recognized, total	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment, with no allowance recorded			0
Unpaid principal balance, with no allowance recorded			14
Recorded investment, with an allowance recorded			16
Unpaid principal balance, with an allowance recorded			19
Related allowance			1
Recorded investment, total			16
Unpaid principal balance, total			33
Average recorded investment, with no allowance recorded	583	194
Interest income recognized, with no allowance recorded	1	1
Average recorded investment, with an allowance recorded	18	21
Interest income recognized, with an allowance recorded	0	0
Average recorded investment, total	601	215
Interest income recognized, total	1	1
Consumer Portfolio Segment [Member] | Automobile and Other Loan [Member]
Recorded investment, with no allowance recorded			0
Unpaid principal balance, with no allowance recorded			2
Recorded investment, with an allowance recorded			92
Unpaid principal balance, with an allowance recorded			95
Related allowance			5
Recorded investment, total			92
Unpaid principal balance, total			97
Average recorded investment, with no allowance recorded	239	246
Interest income recognized, with no allowance recorded	5	14
Average recorded investment, with an allowance recorded	33	104
Interest income recognized, with an allowance recorded	1	2
Average recorded investment, total	272	350
Interest income recognized, total	6	16
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Recorded investment, with no allowance recorded			222
Unpaid principal balance, with no allowance recorded			224
Recorded investment, with an allowance recorded			222
Unpaid principal balance, with an allowance recorded			224
Related allowance			$ 4
Average recorded investment, with no allowance recorded	0	3
Interest income recognized, with no allowance recorded	0	0
Average recorded investment, with an allowance recorded	232	273
Interest income recognized, with an allowance recorded	3	8
Average recorded investment, total	232	276
Interest income recognized, total	$ 3	$ 8

Note 5 - Deposits (Details Text

Note 5 - Deposits (Details Textual) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Interest-Bearing Domestic Deposit, Brokered	$ 169.6	$ 133.9
Time Deposits, at or Above FDIC Insurance Limit	165.3	96.6
Deposits, Public Fund	109.4	93.3
Letters of Credit Outstanding, Amount	60
Deposits, Funds Held by Federally Recognized Tribes	19.2	10.3
Asset Pledged as Collateral [Member]
Debt Securities		57.1
Asset Pledged as Collateral [Member] | Funds Held by Federally Recognized Tribes [Member]
Debt Securities	21.3	$ 23.6
Federal Home Loan Bank of Des Moines [Member]
Letters of Credit Outstanding, Amount	$ 60

Note 5 - Deposits - Deposits (D

Note 5 - Deposits - Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Noninterest-bearing demand deposits	$ 269,800	$ 315,083
Interest-bearing demand deposits	$ 182,361	$ 193,558
Interest-bearing demand deposits, weighted-average interest rate	0.52%	0.01%
Money market accounts	$ 372,706	$ 473,009
Money market accounts, weighted-average interest rate	1.28%	0.58%
Savings accounts	$ 253,182	$ 200,920
Savings accounts, weighted-average interest rate	1.45%	0.26%
Certificates of deposit	$ 579,713	$ 381,685
Certificates of deposit, weighted-average interest rate	3.93%	2.19%
Deposits	$ 1,657,762	$ 1,564,255
Total deposits, weighted-average interest rate	1.94%	0.74%

Note 5 - Deposits - Maturities

Note 5 - Deposits - Maturities of Certificates (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Within one year or less	$ 449,211	$ 262,189
After one year through two years	105,169	69,967
After two years through three years	9,780	37,032
After three years through four years	10,863	7,409
After four years through five years	4,690	5,088
Total certificates of deposit	$ 579,713	$ 381,685

Note 5 - Deposits - Interest on

Note 5 - Deposits - Interest on Deposits by Type (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Demand deposits	$ 204	$ 16	$ 599	$ 58
Money market accounts	1,146	468	2,866	1,089
Savings accounts	918	24	2,056	76
Certificates of deposit	5,431	743	12,740	1,541
Total interest expense on deposits	$ 7,699	$ 1,251	$ 18,261	$ 2,764

Note 6 - Borrowings (Details Te

Note 6 - Borrowings (Details Textual) - USD ($)	Mar. 25, 2021	Sep. 30, 2023	Dec. 31, 2022	May 20, 2022
Federal Home Loan Bank, Advances, Maximum Available Credit to Bank Assets, Percentage		45%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 885,700,000	$ 753,700,000
Letters of Credit Outstanding, Amount		60,000,000
Asset Pledged as Collateral [Member]
Debt Securities			57,100,000
Asset Pledged as Collateral [Member] | Letter of Credit [Member]
Debt Securities		15,000,000
Revolving Credit Facility [Member] | NexBank [Member]
Line of Credit Facility, Maximum Borrowing Capacity				$ 20,000,000
Revolving Credit Facility [Member] | Bank Term Funding [Member]
Line of Credit Facility, Maximum Borrowing Capacity		18,300,000
Line of Credit, Current		0
Debt Instrument, Notes Due 2031 [Member]
Subordinated Debt, Ending Balance	$ 40,000,000
Debt Instrument, Interest Rate, Stated Percentage	3.75%
Proceeds from Issuance of Subordinated Long-Term Debt	$ 39,300,000
Federal Home Loan Bank of San Francisco [Member]
Federal Reserve Bank Advances, Available Amount		8,580,000	8,570,000
Federal Reserve Bank Advances		0
Bellevue Washington Branch [Member]
Letters of Credit Outstanding, Amount		772,000
Securities Investment [Member] | Federal Home Loan Bank of San Francisco [Member]
Federal Reserve Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 9,020,000	$ 8,990,000

Note 6 - Borrowings - Advances

Note 6 - Borrowings - Advances from FHLB (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Balance outstanding	$ 8,000
Maximum outstanding at any month-end	11,000
Average monthly outstanding during the period	$ 10,249
Annual	9.06%
Period End	9%
Line of Credit [Member]
Balance outstanding		$ 12,000
Maximum outstanding at any month-end		12,000
Average monthly outstanding during the period		$ 5,770
Annual		6.76%
Period End		8%
Subordinated Debt [Member]
Balance outstanding	$ 39,416	$ 39,358
Maximum outstanding at any month-end	39,416	39,358
Average monthly outstanding during the period	$ 39,384	$ 39,312
Annual	4.02%	4.01%
Period End	4.01%	4.01%
Federal Home Loan Bank, Long-term Advances [Member]
Balance outstanding	$ 80,000	$ 80,000
Maximum outstanding at any month-end	85,000	80,000
Average monthly outstanding during the period	$ 82,222	$ 80,000
Annual	1.96%	1.52%
Period End	2.09%	1.52%
Within one year or less	$ 25,000
Within one year or less, weighted-average interest rate	2.76%
After one year through two years	$ 20,000
After one year through two years, weighted-average interest rate	2.12%
After two years through three years	$ 15,000
After two years through three years, weighted-average interest rate	1.49%
After three years through four years	$ 10,000
After three years through four years, weighted-average interest rate	1.63%
After four years through five years	$ 10,000
After four years through five years, weighted-average interest rate	1.76%
Total FHLB long-term advances	$ 80,000
Total FHLB long-term advances, weighted-average interest rate	2.09%
Federal Home Loan Bank, Overnight Variable-rate Advances [Member]
Balance outstanding	$ 168,000	$ 144,000
Maximum outstanding at any month-end	189,000	206,000
Average monthly outstanding during the period	$ 141,444	$ 90,983
Annual	5.15%	2.83%
Period End	5.53%	4.30%
Federal Home Loan Bank, Short-term, Fixed-rate Advances [Member]
Balance outstanding	$ 5,000	$ 10,000
Maximum outstanding at any month-end	95,000	42,500
Average monthly outstanding during the period	$ 32,222	$ 15,208
Annual	5.08%	1.82%
Period End	5.27%	2.12%

Note 7 - Income Tax (Details Te

Note 7 - Income Tax (Details Textual)	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Effective Income Tax Rate Reconciliation, Percent	19.90%	19.40%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21%	21%

Note 8 - Earnings Per Common _3

Note 8 - Earnings Per Common Share (Details Textual) - shares	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	13,582	2,617

Note 8 - Earnings Per Common _4

Note 8 - Earnings Per Common Share - Components Used to Compute Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net income available to common shareholders	$ 2,504	$ 4,291	$ 7,808	$ 9,585
Earnings allocated to participating securities	(11)	(35)	(39)	(92)
Earnings allocated to common shareholders	$ 2,493	$ 4,256	$ 7,769	$ 9,493
Weighted average common shares outstanding (in shares)	9,631,929	9,955,322	9,666,900	9,979,152
Weighted average unvested restricted stock awards (in shares)	(125,338)	(212,930)	(143,326)	(231,253)
Weighted average unallocated ESOP shares (in shares)	(600,065)	(648,571)	(613,183)	(661,670)
Total basic weighted average common shares outstanding (in shares)	8,906,526	9,093,821	8,910,391	9,086,229
Basic weighted average common shares outstanding (in shares)	8,906,526	9,093,821	8,910,391	9,086,229
Dilutive restricted stock awards (in shares)	28,356	44,302	20,013	69,584
Total diluted weighted average common shares outstanding (in shares)	8,934,882	9,138,123	8,930,404	9,155,813
Basic and diluted earnings per common share (in dollars per share)	$ 0.28	$ 0.47	$ 0.87	$ 1.04
Diluted earnings per common share (in dollars per share)	$ 0.28	$ 0.47	$ 0.87	$ 1.04

Note 9 - Employee Benefits (Det

Note 9 - Employee Benefits (Details Textual)	3 Months Ended			9 Months Ended
	Sep. 30, 2023 USD ($)	Mar. 31, 2023	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)
Employee Stock Ownership Plan (ESOP), Minimum Service Period, Hours		1,000
Employee Stock Ownership Plan (ESOP), Requisite Service Period (Month)		12 months
Employee Stock Ownership Plan (ESOP), Debt Structure, Amortization Period (Year)		20 years
Employee Stock Ownership Plan (ESOP), Debt Structure, Estimated Interest Rate		2.46%
Employee Stock Ownership Plan (ESOP), Principal and Interest Payments from ESOP				$ 835,000
Employee Stock Ownership Plan (ESOP), Compensation Expense, Net of Dividends Received	$ 167,000		$ 216,000	$ 507,000	$ 752,000

Note 9 - Employee Benefits - Sh

Note 9 - Employee Benefits - Shares Issued to the ESOP (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Allocated shares (in shares)	439,174	386,285
Committed to be released shares (in shares)	13,257	26,442
Unallocated shares (in shares)	595,598	635,302
Total ESOP shares issued (in shares)	1,048,029	1,048,029
Fair value of unallocated shares	$ 7,308	$ 9,758

Note 10 - Stock-based Compens_3

Note 10 - Stock-based Compensation (Details Textual) - USD ($)		3 Months Ended		9 Months Ended
	Jan. 01, 2023	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Jun. 30, 2023	Dec. 31, 2022	May 31, 2020
Employee Stock Ownership Plan (ESOP), Compensation Expense, Net of Dividends Received		$ 167,000	$ 216,000	$ 507,000	$ 752,000
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number (in shares)		120,410		120,410		132,918	166,839
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		3,100		32,449	55,443
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount		$ 1,200,000		$ 1,200,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				1 year 4 months 2 days
Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)				1 year
Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)				5 years
First Northwest Bancorp 2020 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)								520,000
Employee Stock Ownership Plan (ESOP), Compensation Expense, Net of Dividends Received				$ 85,490
First Northwest Bancorp 2015 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		0		0
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number (in shares)		34,920		34,920
The Equity Incentive Plans [Member]
Share-Based Payment Arrangement, Expense		$ 349,000	404,000	$ 1,100,000	$ 1,300,000
The Equity Incentive Plans [Member] | Director [Member]
Share-Based Payment Arrangement, Expense	$ 190,000	$ 59,000	$ 50,000		$ 189,000

Note 10 - Stock-based Compens_4

Note 10 - Stock-based Compensation - Non-vested Restricted Stock Awards (Details) - Restricted Stock [Member] - $ / shares		3 Months Ended	9 Months Ended
		Sep. 30, 2023	Sep. 30, 2023	Sep. 30, 2022
Non-vested, shares (in shares)		132,918	166,839
Non-vested, weighted-average grant date fair value (in dollars per share)		$ 16.5	$ 17.78
Granted, shares (in shares)		3,100	32,449	55,443
Granted, weighted-average grant date fair value (in dollars per share)		$ 12.17	$ 13.9
Vested, shares (in shares)		(10,820)	(49,273)
Vested, weighted-average grant date fair value (in dollars per share)		$ 14.6	$ 18.11
Canceled, shares (in shares)	[1]	(3,606)	(15,412)
Canceled, weighted-average grant date fair value (in dollars per share)	[1]	$ 14.6	$ 18.11
Forfeited, shares (in shares)		(1,182)	(14,193)
Forfeited, weighted-average grant date fair value (in dollars per share)		$ 20.02	$ 17.51
Non-vested, shares (in shares)		120,410	120,410
Non-vested, weighted-average grant date fair value (in dollars per share)		$ 16.59	$ 16.59
[1]A surrender of vested stock awards by a participant surrendering the number of shares valued at the current stock price at the vesting date to cover the participant's tax obligation on the vested shares. The surrendered shares are canceled and are unavailable for reissue.

Note 11 - Fair Value Accounti_3

Note 11 - Fair Value Accounting and Measurement - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Investment securities available for sale, at fair value	$ 309,324		$ 326,569
Sold loan servicing rights	3,729		3,887
Servicing rights on sold loans, at fair value	3,729		3,887
Fair Value, Recurring [Member]
Sold loan servicing rights	3,729		3,887
Partnership investments	12,787		12,563
Total assets measured at fair value	326,416		343,019
Servicing rights on sold loans, at fair value	3,729		3,887
Fair Value, Recurring [Member] | Derivative Financial Instruments, Liabilities [Member]
Interest rate swap derivative	576
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Sold loan servicing rights	0		0
Partnership investments	0		0
Total assets measured at fair value	12,390		12,603
Servicing rights on sold loans, at fair value	0		0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Derivative Financial Instruments, Liabilities [Member]
Interest rate swap derivative	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Sold loan servicing rights	0		0
Partnership investments	0		0
Total assets measured at fair value	268,318		284,367
Servicing rights on sold loans, at fair value	0		0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Derivative Financial Instruments, Liabilities [Member]
Interest rate swap derivative	576
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Sold loan servicing rights	3,729	$ 3,825	3,887	$ 3,872	$ 3,865	$ 3,820
Partnership investments	12,787		12,563
Total assets measured at fair value	45,708		46,049
Servicing rights on sold loans, at fair value	3,729	$ 3,825	3,887	$ 3,872	$ 3,865	$ 3,820
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Derivative Financial Instruments, Liabilities [Member]
Interest rate swap derivative	0
US States and Political Subdivisions Debt Securities [Member]
Investment securities available for sale, at fair value	93,995		98,050
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	93,995		98,050
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	4,637		4,913
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	89,358		93,137
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0		0
US Treasury Securities [Member]
Investment securities available for sale, at fair value	2,377
US Treasury Securities [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	2,377		2,364
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	2,377		2,364
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0		0
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0		0
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	1,703
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	1,703
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0
International Agency Bonds [Member]
Investment securities available for sale, at fair value	1,703		1,702
International Agency Bonds [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value			1,702
International Agency Bonds [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value			0
International Agency Bonds [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value			1,702
International Agency Bonds [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value			0
Corporate Debt Securities [Member]
Investment securities available for sale, at fair value	54,335		55,499
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	54,335		55,499
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	5,376		5,326
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	48,959		50,173
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0		0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available for sale, at fair value	66,946		75,648
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	66,946		75,648
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0		0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	66,946		75,648
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0		0
Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Investment securities available for sale, at fair value	89,968		93,306
Mortgage-Backed Securities, Issued by Private Enterprises [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	89,968		93,306
Mortgage-Backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	0		0
Mortgage-Backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	60,776		63,707
Mortgage-Backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Investment securities available for sale, at fair value	$ 29,192		$ 29,599

Note 11 - Fair Value Accounti_4

Note 11 - Fair Value Accounting and Measurement - Quantitative Information (Details) $ in Thousands	Sep. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)	Sep. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Servicing rights on sold loans, at fair value	$ 3,729		$ 3,887
Partnership investments			12,563			$ 0
Fair Value, Recurring [Member]
Servicing rights on sold loans, at fair value	3,729		3,887
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Servicing rights on sold loans, at fair value	3,729	$ 3,825	3,887	$ 3,872	$ 3,865	3,820
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Partnership investments	$ 29,192	$ 29,378	$ 29,599			$ 0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Measurement Input, Discount Rate [Member] | Weighted Average [Member]
Sold loan servicing rights, measurement input	12.56
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Constant Prepayment Rate [Member] | Weighted Average [Member]
Sold loan servicing rights, measurement input	8.39
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Valuation Technique, Discounted Cash Flow [Member] | Sold Loan Servicing Rights [Member]
Servicing rights on sold loans, at fair value	$ 3,729
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Valuation Technique, Consensus Pricing Model [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Assets, fair value	29,192
Partnership investments	$ 12,787
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Valuation Technique, Consensus Pricing Model [Member] | Measurement Input, Offered Price [Member] | Minimum [Member]
Measurement input	94.5
Debt Securities, Available-for-Sale, Measurement Input	94.5
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Valuation Technique, Consensus Pricing Model [Member] | Measurement Input, Offered Price [Member] | Maximum [Member]
Measurement input	99.3
Debt Securities, Available-for-Sale, Measurement Input	99.3
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Valuation Technique, Consensus Pricing Model [Member] | Measurement Input, Comparability Adjustment [Member] | Minimum [Member]
Measurement input	(3.97)
Debt Securities, Available-for-Sale, Measurement Input	(3.97)
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Valuation Technique, Consensus Pricing Model [Member] | Measurement Input, Comparability Adjustment [Member] | Maximum [Member]
Measurement input	0.87
Debt Securities, Available-for-Sale, Measurement Input	0.87

Note 11 - Fair Value Accounti_5

Note 11 - Fair Value Accounting and Measurement - Changes in Level 3 Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Balance at beginning of period			$ 3,887
Balance at end of period	$ 3,729		3,729		$ 3,887
Balance at Beginning of Period			12,563	$ 0	0
Transfers Into Level 3					12,490
Purchases					0
Unrealized					73
Total					12,563
Fair Value, Recurring [Member]
Balance at beginning of period			3,887
Balance at end of period	3,729		3,729		3,887
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Balance at beginning of period	3,825	$ 3,865	3,887	3,820	3,820
Servicing rights that result from transfers and sale of financial assets	71	45	145	143
Changes in fair value due to changes in model inputs or assumptions (1)	(167)	(38)	(303)	(91)
Balance at end of period	3,729	$ 3,872	3,729	3,872	3,887
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]
Balance at Beginning of Period	29,378		29,599	$ 0	0
Transfers Into Level 3	0		0		29,599
Purchases	0		0		0
Unrealized	(186)		(407)		0
Total	29,192		29,192		29,599
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Partnership Investments [Member]
Balance at Beginning of Period	12,733		12,563
Transfers Into Level 3	0		0
Purchases	(82)		(69)
Unrealized	136		293
Total	$ 12,787		$ 12,787		$ 12,563

Note 11 - Fair Value Accounti_6

Note 11 - Fair Value Accounting and Measurement - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] $ in Thousands	Dec. 31, 2022 USD ($)
Impaired loans	$ 3,034
Fair Value, Inputs, Level 1 [Member]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans	$ 3,034

Note 11 - Fair Value Accounti_7

Note 11 - Fair Value Accounting and Measurement - Carrying Values and Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Investment securities available for sale	$ 309,324	$ 326,569
Accrued interest receivable	8,093	6,743
Sold loan servicing rights	3,729	3,887
Reported Value Measurement [Member]
Cash and cash equivalents	83,886	45,596
Investment securities available for sale	309,324	326,569
Loans held for sale	689	597
Loans receivable, net	1,618,033	1,531,435
FHLB stock	12,621	11,681
Accrued interest receivable	8,093	6,743
Sold loan servicing rights	3,729	3,887
Partnership investments	12,787	12,563
Interest rate swap derivative	576
FHLB Borrowings	253,000	234,000
Line of Credit	8,000	12,000
Subordinated debt, net	39,416	39,358
Accrued interest payable	2,276	455
Reported Value Measurement [Member] | Demand Deposits [Member]
deposits	1,078,049	1,182,570
Reported Value Measurement [Member] | Time Deposits [Member]
deposits	579,713	381,685
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	83,886	45,596
Investment securities available for sale	309,324	326,569
Loans held for sale	689	597
Loans receivable, net	1,486,050	1,461,470
FHLB stock	12,621	11,681
Accrued interest receivable	8,093	6,743
Sold loan servicing rights	3,729	3,887
Partnership investments	12,787	12,563
Interest rate swap derivative	576
FHLB Borrowings	248,031	229,103
Line of Credit	8,030	12,034
Subordinated debt, net	39,879	38,841
Accrued interest payable	2,276	455
Estimate of Fair Value Measurement [Member] | Demand Deposits [Member]
deposits	1,078,049	1,182,570
Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
deposits	572,616	372,865
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	83,886	45,596
Investment securities available for sale	12,390	12,603
Loans held for sale	0	0
Loans receivable, net	0	0
FHLB stock	0	0
Accrued interest receivable	0	0
Sold loan servicing rights	0	0
Partnership investments	0	0
Interest rate swap derivative	0
FHLB Borrowings	0	0
Line of Credit	0	0
Subordinated debt, net	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Demand Deposits [Member]
deposits	1,078,049	1,182,570
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Time Deposits [Member]
deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Investment securities available for sale	267,742	284,367
Loans held for sale	689	597
Loans receivable, net	0	0
FHLB stock	12,621	11,681
Accrued interest receivable	8,093	6,743
Sold loan servicing rights	0	0
Partnership investments	0	0
Interest rate swap derivative	576
FHLB Borrowings	0	0
Line of Credit	0	0
Subordinated debt, net	0	0
Accrued interest payable	2,276	455
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Demand Deposits [Member]
deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Time Deposits [Member]
deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Investment securities available for sale	29,192	29,599
Loans held for sale	0	0
Loans receivable, net	1,486,050	1,461,470
FHLB stock	0	0
Accrued interest receivable	0	0
Sold loan servicing rights	3,729	3,887
Partnership investments	12,787	12,563
Interest rate swap derivative	0
FHLB Borrowings	248,031	229,103
Line of Credit	8,030	12,034
Subordinated debt, net	39,879	38,841
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Demand Deposits [Member]
deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Time Deposits [Member]
deposits	$ 572,616	$ 372,865

Note 12 - Change in Accumulat_3

Note 12 - Change in Accumulated Other Comprehensive Income ("AOCI") - Change in Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
BALANCE			$ 161,573
Other comprehensive loss, net of tax	$ (5,784)	$ (12,576)	(5,307)	$ (41,311)
BALANCE	156,065		156,065
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
BALANCE	(37,679)	(26,653)	(38,404)	2,140
Other comprehensive loss before reclassification	(6,540)	(12,604)	(5,815)	(41,304)
Amounts reclassified from accumulated other comprehensive income	0	0	0	(93)
Other comprehensive loss, net of tax	(6,540)	(12,604)	(5,815)	(41,397)
BALANCE	(44,219)	(39,257)	(44,219)	(39,257)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
BALANCE	(2,079)	(1,794)	(2,139)	(1,852)
Other comprehensive loss before reclassification	0	0	0	0
Amounts reclassified from accumulated other comprehensive income	29	28	89	86
Other comprehensive loss, net of tax	29	28	89	86
BALANCE	(2,050)	(1,766)	(2,050)	(1,766)
Accumulated Gain (Loss), Net, Fair Value Hedge, Parent [Member]
BALANCE	(308)	0	0	0
Other comprehensive loss before reclassification	727	0	419	0
Amounts reclassified from accumulated other comprehensive income	0	0	0	0
Other comprehensive loss, net of tax	727	0	419	0
BALANCE	419	0	419	0
AOCI Attributable to Parent [Member]
BALANCE	(40,066)	(28,447)	(40,543)	288
Other comprehensive loss before reclassification	(5,813)	(12,604)	(5,396)	(41,304)
Amounts reclassified from accumulated other comprehensive income	29	28	89	(7)
Other comprehensive loss, net of tax	(5,784)	(12,576)	(5,307)	(41,311)
BALANCE	$ (45,850)	$ (41,023)	$ (45,850)	$ (41,023)

Note 13 - Derivatives and Hed_3

Note 13 - Derivatives and Hedging Activities (Details Textual) - USD ($)	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale, Amortized Cost	$ 365,626,000		$ 375,183,000
Credit Risk Derivatives, at Fair Value, Net	533,000
Derivative, Notional Amount	50,000,000	$ 55,800,000
Interest Rate Swap [Member]
Derivative, Notional Amount	50,000,000
Derivative Liability, Fair Value of Collateral	790,000
Designated as Hedging Instrument [Member]
Debt Securities, Available-for-Sale, Amortized Cost	59,500,000
Credit Risk Derivatives, at Fair Value, Net	(533,000)
Derivative, Notional Amount	$ 49,467,000

Note 13 - Derivatives and Hed_4

Note 13 - Derivatives and Hedging Activities - Derivatives (Details) - USD ($)	Sep. 30, 2023	Jun. 30, 2023
Derivative, carrying amount	$ 50,000,000	$ 55,800,000
Derivative, fair value	533,000
Designated as Hedging Instrument [Member]
Derivative, carrying amount	49,467,000
Derivative, fair value	(533,000)
Interest Rate Contract [Member] | Designated as Hedging Instrument [Member]
Derivative, carrying amount	49,467,000
Derivative, fair value	$ (533,000)

Note 13 - Derivatives and Hed_5

Note 13 - Derivatives and Hedging Activities - Derivatives in Statement of Financial Position (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Derivative, Notional Amount	$ 50,000	$ 55,800
Interest Rate Swap [Member]
Derivative, Notional Amount	50,000
Interest Rate Swap [Member] | Other Assets [Member]
Interest rate swaps - securities	576
Interest Rate Swap [Member] | Other Liabilities [Member]
Interest rate swaps - securities	$ 0

Note 13 - Derivatives and Hed_6

Note 13 - Derivatives and Hedging Activities - Derivatives on the Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Total amounts recognized in interest on investment securities	$ 3,368	$ 2,817	$ 9,886	$ 7,807
Recognized on hedged items	925	0	533	0
Designated as Hedging Instrument [Member]
Derivative, gain (loss)	146	0	284	0
Interest Rate Swap [Member]
Total amounts recognized in interest on investment securities	3,368	2,817	9,886	7,807
Recognized on hedged items	(925)	0	(533)	0
Interest Rate Swap [Member] | Designated as Hedging Instrument [Member]
Derivative, gain (loss)	$ 1,071	$ 0	$ 817	$ 0