Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | Note 3 The Company has defined its loan portfolio into three three Loan amounts are presented at amortized cost which is comprised of the loan balance net of unearned loan fees in excess of unamortized costs and premiums of $17.2 million as of March 31, 2024 December 31, 2023 not March 31, 2024 December 31, 2023 The amortized cost of loans receivable, net of the allowance for credit losses on loans ("ACLL"), consisted of the following at the dates indicated: March 31, 2024 December 31, 2023 (In thousands) Real Estate: One-to-four family $ 383,905 $ 378,432 Multi-family 339,538 333,094 Commercial real estate 385,130 387,983 Construction and land 125,347 129,691 Total real estate loans 1,233,920 1,229,200 Consumer: Home equity 72,391 69,403 Auto and other consumer 268,834 249,130 Total consumer loans 341,225 318,533 Commercial business loans 136,297 112,295 Total loans receivable 1,711,442 1,660,028 Less: Derivative basis adjustment 710 — Allowance for credit losses on loans 17,958 17,510 Total loans receivable, net $ 1,692,774 $ 1,642,518 Nonaccrual Loans. 90 not not not six The following table presents the amortized cost of nonaccrual loans by class of loan at the dates indicated: March 31, 2024 December 31, 2023 Nonaccrual Loans with ACLL Nonaccrual Loans with No ACLL Total Nonaccrual Loans Nonaccrual Loans with ACLL Nonaccrual Loans with No ACLL Total Nonaccrual Loans (In thousands) One-to-four family $ 407 $ 830 $ 1,237 $ 418 $ 1,426 $ 1,844 Multi-family — 708 708 — — — Commercial real estate 22 — 22 28 — 28 Construction and land 3 14,437 14,440 6 14,980 14,986 Home equity 91 30 121 92 31 123 Auto and other consumer 42 970 1,012 38 748 786 Commercial business 1,307 634 1,941 165 712 877 Total nonaccrual loans $ 1,872 $ 17,609 $ 19,481 $ 747 $ 17,897 $ 18,644 Interest income recognized on a cash basis on nonaccrual loans for the three March 31, 2024 2023 Past due loans. not three 90 March 31, 2024 no 90 December 31, 2023 The following tables present the amortized cost of past due loans by segment and class as of the periods shown: 30-59 Days 60-89 Days 90 Days or More Total March 31, 2024 Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 614 $ 866 $ 68 $ 1,548 $ 382,357 $ 383,905 Multi-family — 708 — 708 338,830 339,538 Commercial real estate — — 8,528 8,528 376,602 385,130 Construction and land 13 — 14,437 14,450 110,897 125,347 Total real estate loans 627 1,574 23,033 25,234 1,208,686 1,233,920 Consumer: Home equity 90 — — 90 72,301 72,391 Auto and other consumer 1,324 608 1,016 2,948 265,886 268,834 Total consumer loans 1,414 608 1,016 3,038 338,187 341,225 Commercial business loans 2,033 — 1,823 3,856 132,441 136,297 Total loans $ 4,074 $ 2,182 $ 25,872 $ 32,128 $ 1,679,314 $ 1,711,442 30-59 Days 60-89 Days 90 Days or More Total December 31, 2023 Past Due Past Due Past Due Past Due Current Total Loans (In thousands) Real Estate: One-to-four family $ 802 $ — $ 1,010 $ 1,812 $ 376,620 $ 378,432 Multi-family — — — — 333,094 333,094 Commercial real estate — 8,526 — 8,526 379,457 387,983 Construction and land 14 — — 14 129,677 129,691 Total real estate loans 816 8,526 1,010 10,352 1,218,848 1,229,200 Consumer: Home equity 59 — — 59 69,344 69,403 Auto and other consumer 1,854 601 791 3,246 245,884 249,130 Total consumer loans 1,913 601 791 3,305 315,228 318,533 Commercial business loans 1,117 757 — 1,874 110,421 112,295 Total loans $ 3,846 $ 9,884 $ 1,801 $ 15,531 $ 1,644,497 $ 1,660,028 Credit quality indicator. 6, 7, 8 8 not not When First Fed classifies problem assets as either substandard or doubtful, it may may not not not 4 5 not 1 3 The following table presents the amortized cost of loans receivable by internally assigned risk grade and class of loans as of March 31, 2024 three March 31, 2024 90 Term Loans by Year of Origination (1) Revolving Total 2024 2023 2022 2021 2020 Prior Loans Loans (In thousands) One-to-four family Pass (Grades 1-3) $ — $ 1,991 $ 110,224 $ 119,355 $ 68,383 $ 77,265 $ — $ 377,218 Watch (Grade 4) — — 275 1,330 1,021 1,686 — 4,312 Special Mention (Grade 5) — — — — 840 80 — 920 Substandard (Grade 6) — — — — 325 1,130 — 1,455 Total one-to-four family — 1,991 110,499 120,685 70,569 80,161 — 383,905 Gross charge-offs year-to-date — — — — — — — — Multi-family Pass (Grades 1-3) 5,088 52,168 105,927 91,093 56,949 11,565 — 322,790 Watch (Grade 4) — — — 15,052 — 988 — 16,040 Substandard (Grade 6) — — — — 708 — — 708 Total multi-family 5,088 52,168 105,927 106,145 57,657 12,553 — 339,538 Gross charge-offs year-to-date — — — — — — — — Commercial Real Estate Pass (Grades 1-3) 751 52,559 86,745 99,663 75,997 35,186 — 350,901 Watch (Grade 4) — 4,406 1,159 — 8,777 3,537 — 17,879 Special Mention (Grade 5) — — — 6,516 — — — 6,516 Substandard (Grade 6) — — 22 8,528 1,284 — — 9,834 Total commercial real estate 751 56,965 87,926 114,707 86,058 38,723 — 385,130 Gross charge-offs year-to-date — — — — — — — — Construction and Land Pass (Grades 1-3) 3,011 24,556 42,424 18,841 719 667 — 90,218 Watch (Grade 4) 971 5,541 6,360 — — 14 — 12,886 Special Mention (Grade 5) 7,790 — — — — 13 — 7,803 Substandard (Grade 6) — 14,437 — — — 3 — 14,440 Total construction and land 11,772 44,534 48,784 18,841 719 697 — 125,347 Gross charge-offs year-to-date — — — — — — — — Home Equity Pass (Grades 1-3) 833 6,954 6,988 4,479 2,875 5,441 44,009 71,579 Watch (Grade 4) — — — — 37 79 504 620 Substandard (Grade 6) — — — 30 58 12 92 192 Total home equity 833 6,954 6,988 4,509 2,970 5,532 44,605 72,391 Gross charge-offs year-to-date — — — — — — — — Auto and Other Consumer Pass (Grades 1-3) 33,232 57,479 76,093 43,133 15,527 38,640 444 264,548 Watch (Grade 4) 110 679 940 182 216 214 2 2,343 Special Mention (Grade 5) 55 338 36 242 18 — — 689 Substandard (Grade 6) 178 270 — 241 329 232 4 1,254 Total auto and other consumer 33,575 58,766 77,069 43,798 16,090 39,086 450 268,834 Gross charge-offs year-to-date — 203 586 — — 2 15 806 Commercial business Pass (Grades 1-3) 14,905 23,085 13,003 4,555 2,390 19,570 39,522 117,030 Watch (Grade 4) — 39 4,740 6,190 — — — 10,969 Substandard (Grade 6) — 283 4,662 102 758 — 2,493 8,298 Total commercial business 14,905 23,407 22,405 10,847 3,148 19,570 42,015 136,297 Gross charge-offs year-to-date — — 33 — — — — 33 Total loans Pass (Grades 1-3) 57,820 218,792 441,404 381,119 222,840 188,334 83,975 1,594,284 Watch (Grade 4) 1,081 10,665 13,474 22,754 10,051 6,518 506 65,049 Special Mention (Grade 5) 7,845 338 36 6,758 858 93 — 15,928 Substandard (Grade 6) 178 14,990 4,684 8,901 3,462 1,377 2,589 36,181 Total loans $ 66,924 $ 244,785 $ 459,598 $ 419,532 $ 237,211 $ 196,322 $ 87,070 $ 1,711,442 Total gross charge-offs year-to-date $ — $ 203 $ 619 $ — $ — $ 2 $ 15 $ 839 ( 1 90 The following table presents the amortized cost of loans receivable by internally assigned risk grade and class of loans as of December 31, 2023 90 Term Loans by Year of Origination (1) Revolving Total 2023 2022 2021 2020 2019 Prior Loans Loans (In thousands) One-to-four family Pass (Grades 1-3) $ 2,282 $ 102,389 $ 118,028 $ 69,229 $ 13,882 $ 65,701 $ — $ 371,511 Watch (Grade 4) — 275 1,338 1,569 — 1,295 — 4,477 Special Mention (Grade 5) — — — 300 — 80 — 380 Substandard (Grade 6) — — — 327 482 1,255 — 2,064 Total one-to-four family 2,282 102,664 119,366 71,425 14,364 68,331 — 378,432 Gross charge-offs for the year — — — — — — — — Multi-family Pass (Grades 1-3) 52,208 105,902 88,293 57,588 6,922 5,356 — 316,269 Watch (Grade 4) — — 15,126 708 — 991 — 16,825 Total multi-family 52,208 105,902 103,419 58,296 6,922 6,347 — 333,094 Gross charge-offs for the year — — — — — — — — Commercial Real Estate Pass (Grades 1-3) 52,823 87,712 99,058 76,664 13,096 22,425 — 351,778 Watch (Grade 4) 4,433 1,168 1,340 8,829 3,561 496 — 19,827 Special Mention (Grade 5) — — 6,528 — — 2 — 6,530 Substandard (Grade 6) — 28 8,526 1,294 — — — 9,848 Total commercial real estate 57,256 88,908 115,452 86,787 16,657 22,923 — 387,983 Gross charge-offs for the year — — — — — — — — Construction and Land Pass (Grades 1-3) 20,772 49,508 23,988 727 344 464 — 95,803 Watch (Grade 4) 6,512 4,935 229 — — 15 — 11,691 Special Mention (Grade 5) 7,196 — — — — 14 — 7,210 Substandard (Grade 6) 14,981 — — — — 6 — 14,987 Total construction and land 49,461 54,443 24,217 727 344 499 — 129,691 Gross charge-offs for the year — — — — — — — — Home Equity Pass (Grades 1-3) 7,179 7,169 4,638 3,063 1,331 4,283 41,105 68,768 Watch (Grade 4) — — — — — 155 345 500 Substandard (Grade 6) — — 30 59 — 13 33 135 Total home equity 7,179 7,169 4,668 3,122 1,331 4,451 41,483 69,403 Gross charge-offs for the year — — — — — 10 — 10 Auto and Other Consumer Pass (Grades 1-3) 49,649 69,052 64,101 29,113 14,660 18,593 385 245,553 Watch (Grade 4) 270 919 579 204 138 59 4 2,173 Special Mention (Grade 5) 90 334 33 162 — — — 619 Substandard (Grade 6) 84 393 — — 30 278 — 785 Total auto and other consumer 50,093 70,698 64,713 29,479 14,828 18,930 389 249,130 Gross charge-offs for the year — 3,018 15 52 11 112 104 3,312 Commercial business Pass (Grades 1-3) 23,499 19,191 11,032 2,440 455 13,635 29,976 100,228 Watch (Grade 4) 340 62 275 270 — (1 ) 3,806 4,752 Substandard (Grade 6) 291 3,653 104 779 — (1 ) 2,489 7,315 Total commercial business 24,130 22,906 11,411 3,489 455 13,633 36,271 112,295 Gross charge-offs for the year — — — — — — — — Total loans Pass (Grades 1-3) 208,412 440,923 409,138 238,824 50,690 130,457 71,466 1,549,910 Watch (Grade 4) 11,555 7,359 18,887 11,580 3,699 3,010 4,155 60,245 Special Mention (Grade 5) 7,286 334 6,561 462 — 96 — 14,739 Substandard (Grade 6) 15,356 4,074 8,660 2,459 512 1,551 2,522 35,134 Total loans $ 242,609 $ 452,690 $ 443,246 $ 253,325 $ 54,901 $ 135,114 $ 78,143 $ 1,660,028 Total Gross charge-offs for the year $ — $ 3,018 $ 15 $ 52 $ 11 $ 122 $ 104 $ 3,322 ( 1 90 Individually Evaluated Loans. 326 no Loans that are deemed by management to possess unique risk characteristics are evaluated individually for purposes of determining an appropriate lifetime ACLL. The Company uses a discounted cash flow approach, using the loan’s effective interest rate, for determining the ACL on individually evaluated loans, unless the loan is deemed collateral dependent. Collateral dependent loans are evaluated based on the estimated fair value of the underlying collateral, less estimated costs to sell. The Company may no As of March 31, 2024 March 31, 2024 one one March 31, 2024 At December 31, 2023 December 31, 2023 one December 31, 2023. Collateral Dependent Loans. Collateral Type March 31, 2024 Single Family Residence Multi-family Housing Condominium Automobile Business Assets Total (In thousands) One-to-four family $ 830 $ — $ — $ — $ — $ 830 Multi-family — 707 — — — 707 Construction and land — — 14,437 — — 14,437 Home equity 30 — — — — 30 Auto and other consumer — — — 180 — 180 Commercial business — — 119 — 1,820 1,939 Total collateral dependent loans $ 860 $ 707 $ 14,556 $ 180 $ 1,820 $ 18,123 Collateral Type December 31, 2023 Single Family Residence Condominium Automobile Business Assets Total (In thousands) One-to-four family $ 1,426 $ — $ — $ — $ 1,426 Construction and land — 14,981 — — 14,981 Home equity 30 — — — 30 Auto and other consumer — — 180 — 180 Commercial business — 119 — 652 771 Total collateral dependent loans $ 1,456 $ 15,100 $ 180 $ 652 $ 17,388 Modified Loans to Troubled Borrowers. January 1, 2023, 2022 02, no During the three March 31, 2024 2023 During the year ended December 31, 2023, one |