SNS Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	6,335	30,489	SH		SOLE	5 6 8	24,214	0	6,275
3M CO	COM	88579Y101	46	223	SH		DFND	5 6 8	0	223	0
ABBOTT LABS	COM	002824100	3	42	SH		DFND	5 8	0	42	0
ABBOTT LABS	COM	002824100	1,084	13,561	SH		SOLE	5 8	11,111	0	2,450
ABBVIE INC	COM	00287Y109	751	9,316	SH		SOLE	8	6,325	0	2,991
ACTINIUM PHARMACEUTICALS INC	COM	00507W107	12	26,000	SH		SOLE	8	26,000	0	0
ALAMOS GOLD INC NEW	COM CL A	011532108	66	13,000	SH		SOLE	8	13,000	0	0
ALPHABET INC	CAP STK CL A	02079K305	577	490	SH		SOLE	8	410	0	80
ALPHABET INC	CAP STK CL C	02079K107	110	94	SH		DFND	2 5 7 8	0	94	0
ALPHABET INC	CAP STK CL C	02079K107	650	554	SH		SOLE	2 5 7 8	474	0	80
ALTRIA GROUP INC	COM	02209S103	34	590	SH		DFND	6 8	0	590	0
ALTRIA GROUP INC	COM	02209S103	482	8,396	SH		SOLE	6 8	8,086	0	310
AMAZON COM INC	COM	023135106	5,225	2,934	SH		SOLE	8	873	0	2,061
AMERICAN TOWER CORP NEW	COM	03027X100	311	1,577	SH		SOLE	2 5 8	377	0	1,200
AMERICAN TOWER CORP NEW	COM	03027X100	47	239	SH		DFND	2 5 8	0	239	0
AMGEN INC	COM	031162100	1,540	8,107	SH		SOLE	8	5,980	0	2,127
ANAVEX LIFE SCIENCES CORP	COM NEW	032797300	214	70,000	SH		SOLE	8	70,000	0	0
APPLE INC	COM	037833100	53	277	SH		DFND	2 7 8	0	277	0
APPLE INC	COM	037833100	12,922	68,028	SH		SOLE	2 7 8	58,755	0	9,273
APPLE INC	COM	037833100	475	2,500	SH	Call	SOLE	2 7 8	0	0	2,500
AT&T INC	COM	00206R102	50	1,605	SH		DFND	6 8	0	1,605	0
AT&T INC	COM	00206R102	429	13,680	SH		SOLE	6 8	12,855	0	825
BANK AMER CORP	COM	060505104	11	409	SH		DFND	5 8	0	409	0
BANK AMER CORP	COM	060505104	412	14,951	SH		SOLE	5 8	5,951	0	9,000
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	39	195	SH		DFND	2 8	0	195	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,726	8,593	SH		SOLE	2 8	6,207	0	2,386
BEST BUY INC	COM	086516101	2	30	SH		DFND	5 8	0	30	0
BEST BUY INC	COM	086516101	644	9,065	SH		SOLE	5 8	1,465	0	7,600
BP PLC	SPONSORED ADR	055622104	386	8,827	SH		SOLE	8	3,297	0	5,530
CATERPILLAR INC DEL	COM	149123101	467	3,450	SH		SOLE	8	3,450	0	0
CELCUITY INC	COM	15102K100	268	12,223	SH		SOLE	8	0	0	12,223
CHEVRON CORP NEW	COM	166764100	63	511	SH		DFND	5 6 8	0	511	0
CHEVRON CORP NEW	COM	166764100	415	3,365	SH		SOLE	5 6 8	3,209	0	156
CIGNA CORP NEW	COM	125523100	15	92	SH		DFND	2 8	0	92	0
CIGNA CORP NEW	COM	125523100	190	1,180	SH		SOLE	2 8	1,180	0	0
CISCO SYS INC	COM	17275R102	69	1,281	SH		DFND	5 6 8	0	1,281	0
CISCO SYS INC	COM	17275R102	899	16,653	SH		SOLE	5 6 8	15,122	0	1,531
CME GROUP INC	COM CL A	12572Q105	4,014	24,387	SH		SOLE	8	13,302	0	11,085
COCA COLA CO	COM	191216100	376	8,023	SH		SOLE	8	7,631	0	392
COMCAST CORP NEW	CL A	20030N101	41	1,017	SH		DFND	5 7 8	0	1,017	0
COMCAST CORP NEW	CL A	20030N101	428	10,695	SH		SOLE	5 7 8	10,695	0	0
CONOCOPHILLIPS	COM	20825C104	60	906	SH		DFND	5 6 8	0	906	0
CONOCOPHILLIPS	COM	20825C104	155	2,317	SH		SOLE	5 6 8	1,817	0	500
COSTCO WHSL CORP NEW	COM	22160K105	610	2,519	SH		SOLE	8	1,392	0	1,127
DISNEY WALT CO	COM DISNEY	254687106	39	347	SH		DFND	2 5 8	0	347	0
DISNEY WALT CO	COM DISNEY	254687106	3,380	30,442	SH		SOLE	2 5 8	20,606	0	9,836
DIVERSIFIED RSTRNT HLDGS INC	COM	25532M105	9	10,000	SH		SOLE	8	10,000	0	0
DOWDUPONT INC	COM	26078J100	62	1,167	SH		DFND	5 6 8	0	1,167	0
DOWDUPONT INC	COM	26078J100	420	7,882	SH		SOLE	5 6 8	5,249	0	2,633
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,794	31,049	SH		SOLE	8	21,256	0	9,793
DUNKIN BRANDS GROUP INC	COM	265504100	2,987	39,776	SH		SOLE	8	27,030	0	12,746
ECOLAB INC	COM	278865100	17	95	SH		DFND	5 8	0	95	0
ECOLAB INC	COM	278865100	462	2,619	SH		SOLE	5 8	1,819	0	800
EMERSON ELEC CO	COM	291011104	432	6,316	SH		SOLE	8	3,641	0	2,675
ENBRIDGE INC	COM	29250N105	205	5,654	SH		SOLE	8	5,654	0	0
EXELON CORP	COM	30161N101	274	5,472	SH		SOLE	8	5,472	0	0
EXXON MOBIL CORP	COM	30231G102	51	625	SH		DFND	6 8	0	625	0
EXXON MOBIL CORP	COM	30231G102	1,568	19,411	SH		SOLE	6 8	18,302	0	1,109
FACEBOOK INC	CL A	30303M102	10,002	60,000	SH	Call	SOLE	2 7 8	0	0	60,000
FACEBOOK INC	CL A	30303M102	1,256	7,535	SH		SOLE	2 7 8	7,418	0	117
FACEBOOK INC	CL A	30303M102	56	336	SH		DFND	2 7 8	0	336	0
FIRST TR EXCHAN TRADED FD VI	FST TR GLB FD	33739H101	1,282	68,458	SH		SOLE	8	49,645	0	18,813
FIRST TR EXCHANGE TRADED FD	DORSEY WRIGHT	33738R886	253	13,258	SH		SOLE	8	10,094	0	3,164
FIRST TR EXCHANGE TRADED FD	DORSEY WRT 5 ETF	33738R605	3,848	127,975	SH		SOLE	8	88,926	0	39,049
FIRST TR MORNINGSTAR DIV LEA	SHS	336917109	529	17,530	SH		SOLE	8	17,530	0	0
FIRST TR STOXX EURO DIV FD	COMMON SHS	33735T109	786	61,290	SH		SOLE	8	42,357	0	18,933
FORD MTR CO DEL	COM	345370860	97	11,076	SH		SOLE	8	8,493	0	2,583
GENERAL ELECTRIC CO	COM	369604103	266	26,585	SH		SOLE	8	25,735	0	850
GILEAD SCIENCES INC	COM	375558103	44	680	SH		DFND	5 7 8	0	680	0
GILEAD SCIENCES INC	COM	375558103	233	3,579	SH		SOLE	5 7 8	926	0	2,653
GREEN PLAINS PARTNERS LP	COM REP PTR IN	393221106	3,478	219,575	SH		SOLE	8	0	0	219,575
HOME DEPOT INC	COM	437076102	28	147	SH		DFND	2 5 8	0	147	0
HOME DEPOT INC	COM	437076102	574	2,989	SH		SOLE	2 5 8	2,694	0	295
HONEYWELL INTL INC	COM	438516106	2,743	17,259	SH		SOLE	8	14,416	0	2,843
HORMEL FOODS CORP	COM	440452100	318	7,103	SH		SOLE	8	1,847	0	5,256
INSULET CORP	COM	45784P101	202	2,120	SH		SOLE	8	2,120	0	0
INTEL CORP	COM	458140100	1,213	22,597	SH		SOLE	6 8	16,754	0	5,843
INTEL CORP	COM	458140100	31	575	SH		DFND	6 8	0	575	0
INTERDIGITAL INC	COM	45867G101	203	3,070	SH		SOLE	8	1,000	0	2,070
INTERDIGITAL INC	COM	45867G101	66	1,000	SH	Call	SOLE	8	0	0	1,000
INTERNATIONAL BUSINESS MACHS	COM	459200101	869	6,160	SH		SOLE	8	5,849	0	311
INVESCO EXCH TRD SLF IDX FD	BULSHS 2019 CB	46138J304	10,110	479,827	SH		SOLE	8	438,362	0	41,465
INVESCO EXCH TRD SLF IDX FD	BULSHS 2020 CB	46138J502	13,502	636,292	SH		SOLE	8	593,820	0	42,472
INVESCO EXCH TRD SLF IDX FD	BULSHS 2021 CB	46138J700	19,506	927,517	SH		SOLE	8	863,985	0	63,532
INVESCO EXCH TRD SLF IDX FD	BULSHS 2022 CB	46138J882	273	12,925	SH		SOLE	8	11,585	0	1,340
INVESCO QQQ TR	UNIT SER 1	46090E103	1,373	7,643	SH		SOLE	8	6,423	0	1,220
ISHARES TR	1 3 YR TREAS BD	464287457	1,083	12,869	SH		SOLE	8	10,458	0	2,411
ISHARES TR	BARCLAYS 7 10 YR	464287440	7,074	66,317	SH		SOLE	8	59,094	0	7,223
ISHARES TR	CORE HIGH DV ETF	46429B663	12,726	136,409	SH		SOLE	8	122,579	0	13,830
ISHARES TR	CORE S&P MCP ETF	464287507	370	1,952	SH		SOLE	8	1,952	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	421	5,458	SH		SOLE	8	5,308	0	150
ISHARES TR	CORE S&P500 ETF	464287200	2,503	8,797	SH		SOLE	8	7,169	0	1,628
ISHARES TR	CORE US AGGBD ET	464287226	1,604	14,703	SH		SOLE	8	11,011	0	3,692
ISHARES TR	GLOBAL ENERG ETF	464287341	2,885	85,616	SH		SOLE	8	57,884	0	27,732
ISHARES TR	MSCI ACWI ETF	464288257	2,843	39,400	SH		SOLE	4 8	34,215	0	5,185
ISHARES TR	MSCI EAFE ETF	464287465	12,642	194,919	SH		SOLE	8	151,619	0	43,300
ISHARES TR	MSCI EMG MKT ETF	464287234	9,974	232,382	SH		SOLE	8	176,336	0	56,046
ISHARES TR	MSCI USA ESG SLC	464288802	340	2,875	SH		SOLE	8	2,875	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	1,065	9,581	SH		SOLE	8	9,581	0	0
ISHARES TR	PFD AND INCM SEC	464288687	584	15,967	SH		SOLE	8	15,369	0	598
ISHARES TR	RUS 1000 GRW ETF	464287614	313	2,067	SH		SOLE	8	2,067	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	11,228	73,342	SH		SOLE	8	51,785	0	21,557
ISHARES TR	S&P 500 GRWT ETF	464287309	361	2,093	SH		SOLE	8	2,093	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	993	6,329	SH		SOLE	8	5,709	0	620
ISHARES TR	SELECT DIVID ETF	464287168	338	3,438	SH		SOLE	8	3,225	0	213
ISHARES TR	SP SMCP600VL ETF	464287879	2,457	16,656	SH		SOLE	8	14,605	0	2,051
ISHARES TR	USA QUALITY FCTR	46432F339	3,121	35,242	SH		SOLE	8	33,702	0	1,540
ISHARES US ETF TR	SHT MAT MUN ETF	46431W838	253	5,060	SH		SOLE	8	1,200	0	3,860
JOHNSON & JOHNSON	COM	478160104	72	518	SH		DFND	5 6 8	0	518	0
JOHNSON & JOHNSON	COM	478160104	1,190	8,512	SH		SOLE	5 6 8	6,217	0	2,295
JP MORGAN EXCHANGE TRADED FD	DIV RTN INT EQ	46641Q209	372	6,728	SH		SOLE	8	1,267	0	5,461
JP MORGAN EXCHANGE TRADED FD	JPMORGAN DIVER	46641Q407	776	10,615	SH		SOLE	8	6,456	0	4,159
JPMORGAN CHASE & CO	COM	46625H100	129	1,278	SH		DFND	2 5 6 7 8	0	1,278	0
JPMORGAN CHASE & CO	COM	46625H100	444	4,385	SH		SOLE	2 5 6 7 8	1,963	0	2,422
KIMBERLY CLARK CORP	COM	494368103	38	305	SH		DFND	6 8	0	305	0
KIMBERLY CLARK CORP	COM	494368103	201	1,621	SH		SOLE	6 8	1,621	0	0
LADENBURG THALMAN FIN SVCS I	COM	50575Q102	32	11,250	SH		SOLE	8	0	0	11,250
LILLY ELI & CO	COM	532457108	51	395	SH		DFND	6 8	0	395	0
LILLY ELI & CO	COM	532457108	1,592	12,271	SH		SOLE	6 8	8,894	0	3,377
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	42	12,954	SH		SOLE	8	12,954	0	0
MASTERCARD INC	CL A	57636Q104	257	1,091	SH		SOLE	5 8	1,091	0	0
MASTERCARD INC	CL A	57636Q104	15	65	SH		DFND	5 8	0	65	0
MCDERMOTT INTL INC	COM	580037703	4	476	SH		DFND	7 8	0	476	0
MCDERMOTT INTL INC	COM	580037703	124	16,728	SH		SOLE	7 8	16,728	0	0
MCDONALDS CORP	COM	580135101	465	2,449	SH		SOLE	8	2,449	0	0
MEDTRONIC PLC	SHS	G5960L103	30	324	SH		DFND	7 8	0	324	0
MEDTRONIC PLC	SHS	G5960L103	814	8,934	SH		SOLE	7 8	8,184	0	750
MERCK & CO INC	COM	58933Y105	71	850	SH		DFND	5 6 8	0	850	0
MERCK & CO INC	COM	58933Y105	663	7,973	SH		SOLE	5 6 8	7,472	0	501
MGP INGREDIENTS INC NEW	COM	55303J106	270	3,500	SH		SOLE	8	3,500	0	0
MICROCHIP TECHNOLOGY INC	COM	595017104	207	2,500	SH		SOLE	8	0	0	2,500
MICROSOFT CORP	COM	594918104	112	949	SH		DFND	2 5 6 8	0	949	0
MICROSOFT CORP	COM	594918104	4,115	34,895	SH		SOLE	2 5 6 8	27,198	0	7,697
MICROSOFT CORP	COM	594918104	118	1,000	SH	Call	SOLE	2 5 6 8	0	0	1,000
MONDELEZ INTL INC	CL A	609207105	279	5,593	SH		SOLE	5 8	4,216	0	1,377
MONDELEZ INTL INC	CL A	609207105	16	320	SH		DFND	5 8	0	320	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,693	12,056	SH		SOLE	8	8,508	0	3,548
NETFLIX INC	COM	64110L106	936	2,626	SH		SOLE	8	2,126	0	500
NIKE INC	CL B	654106103	5	63	SH		DFND	5 8	0	63	0
NIKE INC	CL B	654106103	232	2,751	SH		SOLE	5 8	2,751	0	0
NOBLE CORP PLC	SHS USD	G65431101	40	14,100	SH		SOLE	8	14,100	0	0
NORTHERN OIL & GAS INC NEV	COM	665531109	137	50,000	SH		SOLE	8	50,000	0	0
OCCIDENTAL PETE CORP	COM	674599105	257	3,887	SH		SOLE	8	3,887	0	0
ORACLE CORP	COM	68389X105	274	5,102	SH		SOLE	8	5,102	0	0
PAYCHEX INC	COM	704326107	279	3,475	SH		SOLE	8	3,142	0	333
PEPSICO INC	COM	713448108	10	81	SH		DFND	5 8	0	81	0
PEPSICO INC	COM	713448108	558	4,553	SH		SOLE	5 8	4,553	0	0
PFIZER INC	COM	717081103	75	1,760	SH		DFND	2 6 8	0	1,760	0
PFIZER INC	COM	717081103	4,738	111,563	SH		SOLE	2 6 8	84,631	0	26,932
PHILIP MORRIS INTL INC	COM	718172109	409	4,629	SH		SOLE	6 8	4,629	0	0
PHILIP MORRIS INTL INC	COM	718172109	49	555	SH		DFND	6 8	0	555	0
PIMCO ETF TR	ACTIVE BD ETF	72201R775	243	2,305	SH		SOLE	8	2,305	0	0
POLARIS INDS INC	COM	731068102	871	10,320	SH		SOLE	8	620	0	9,700
POLYMET MINING CORP	COM	731916102	26	38,593	SH		SOLE	8	38,593	0	0
PROCTER AND GAMBLE CO	COM	742718109	13	121	SH		DFND	5 8	0	121	0
PROCTER AND GAMBLE CO	COM	742718109	4,565	43,872	SH		SOLE	5 8	32,252	0	11,620
RAYTHEON CO	COM NEW	755111507	46	255	SH		DFND	6 8	0	255	0
RAYTHEON CO	COM NEW	755111507	261	1,436	SH		SOLE	6 8	198	0	1,238
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	915	35,184	SH		SOLE	8	32,487	0	2,697
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	19,921	636,260	SH		SOLE	8	607,418	0	28,842
SCHWAB STRATEGIC TR	SCHWAB FDT US BM	808524789	506	13,465	SH		SOLE	8	13,465	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	2,491	48,022	SH		SOLE	8	46,386	0	1,636
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	22,824	335,406	SH		SOLE	4 8	313,639	0	21,767
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	3,558	68,061	SH		SOLE	8	65,736	0	2,325
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,139	16,843	SH		SOLE	8	16,697	0	146
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	1,542	22,049	SH		SOLE	8	20,870	0	1,179
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	299	3,263	SH		SOLE	8	3,215	0	48
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	207	8,070	SH		SOLE	8	8,070	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	671	11,535	SH		SOLE	8	9,535	0	2,000
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	386	5,213	SH		SOLE	8	5,113	0	100
SIENTRA INC	COM	82621J105	86	10,000	SH		SOLE	8	10,000	0	0
SOUTHERN CO	COM	842587107	318	6,158	SH		SOLE	8	5,926	0	232
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	9,235	35,639	SH		SOLE	8	23,807	0	11,832
SPDR GOLD TRUST	GOLD SHS	78463V107	276	2,265	SH		SOLE	8	1,865	0	400
SPDR GOLD TRUST	GOLD SHS	78463V107	805	6,600	SH	Call	SOLE	8	0	0	6,600
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	850	23,480	SH		SOLE	8	17,430	0	6,050
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,901	65,076	SH		SOLE	8	43,011	0	22,065
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	560	15,662	SH		SOLE	8	8,358	0	7,304
SPDR S&P 500 ETF TR	TR UNIT	78462F103	39,633	140,303	SH		SOLE	8	118,855	0	21,448
SPDR S&P 500 ETF TR	TR UNIT	78462F103	479	1,700	SH	Put	SOLE	8	0	0	1,700
SPDR SER TR	NUVEEN BRC MUNIC	78468R721	407	8,250	SH		SOLE	8	8,250	0	0
SPDR SER TR	PORTFOLIO SM ETF	78468R853	708	23,423	SH		SOLE	8	13,933	0	9,490
SPDR SER TR	SPDR BLOOMBERG	78468R663	10,207	111,426	SH		SOLE	8	80,614	0	30,812
SPDR SERIES TRUST	DJ REIT ETF	78464A607	1,108	11,204	SH		SOLE	8	7,347	0	3,857
SPDR SERIES TRUST	PORTFOLIO AGRGTE	78464A649	1,081	37,892	SH		SOLE	8	27,075	0	10,817
SPDR SERIES TRUST	PORTFOLIO SHORT	78464A474	900	29,451	SH		SOLE	8	21,832	0	7,619
SPDR SERIES TRUST	PORTFOLIO TL STK	78464A805	2,186	62,149	SH		SOLE	8	50,739	0	11,410
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	418	4,207	SH		SOLE	8	1,207	0	3,000
SPDR SERIES TRUST	WELLS FG PFD ETF	78464A292	1,422	33,307	SH		SOLE	8	27,625	0	5,682
SPROTT PHYSICAL GOLD TRUST	UNIT	85207H104	157	15,000	SH		SOLE	8	15,000	0	0
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	1,482	30,654	SH		SOLE	8	24,041	0	6,613
TARGET CORP	COM	87612E106	24	300	SH		DFND	6 8	0	300	0
TARGET CORP	COM	87612E106	786	9,789	SH		SOLE	6 8	9,297	0	492
TD AMERITRADE HLDG CORP	COM	87236Y108	1,725	34,505	SH		SOLE	8	500	0	34,005
TERADYNE INC	COM	880770102	546	13,701	SH		SOLE	8	13,701	0	0
TESLA INC	COM	88160R101	212	759	SH		SOLE	8	759	0	0
TESLA INC	COM	88160R101	56	200	SH	Call	SOLE	8	0	0	200
TESLA INC	COM	88160R101	56	200	SH	Put	SOLE	8	0	0	200
TEVA PHARMACEUTICAL INDS LTD	SPONSORED ADS	881624209	194	12,400	SH		SOLE	8	9,400	0	3,000
THE CHARLES SCHWAB CORPORATI	COM	808513105	5	108	SH		DFND	5 8	0	108	0
THE CHARLES SCHWAB CORPORATI	COM	808513105	272	6,361	SH		SOLE	5 8	2,361	0	4,000
THERMO FISHER SCIENTIFIC INC	COM	883556102	80	293	SH		DFND	5 7 8	0	293	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	248	906	SH		SOLE	5 7 8	906	0	0
TRAVELERS COMPANIES INC	COM	89417E109	44	320	SH		DFND	6 8	0	320	0
TRAVELERS COMPANIES INC	COM	89417E109	1,842	13,429	SH		SOLE	6 8	10,393	0	3,036
UNION PACIFIC CORP	COM	907818108	616	3,682	SH		SOLE	8	2,082	0	1,600
UNITED PARCEL SERVICE INC	CL B	911312106	22	199	SH		DFND	7 8	0	199	0
UNITED PARCEL SERVICE INC	CL B	911312106	355	3,180	SH		SOLE	7 8	1,520	0	1,660
UNITED TECHNOLOGIES CORP	COM	913017109	231	1,788	SH		SOLE	8	1,788	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	2,482	10,040	SH		SOLE	8	10,040	0	0
US BANCORP DEL	COM NEW	902973304	5	106	SH		DFND	5 8	0	106	0
US BANCORP DEL	COM NEW	902973304	518	10,757	SH		SOLE	5 8	9,856	0	901
V F CORP	COM	918204108	300	3,452	SH		SOLE	8	1,627	0	1,825
VANECK VECTORS ETF TR	INVT GRADE FLTG	92189F486	1,060	42,110	SH		SOLE	8	32,399	0	9,711
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	705	8,405	SH		SOLE	8	7,410	0	995
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	14,849	182,919	SH		SOLE	4 8	165,368	0	17,551
VANGUARD GROUP	DIV APP ETF	921908844	909	8,288	SH		SOLE	8	7,766	0	522
VANGUARD INDEX FDS	GROWTH ETF	922908736	13,046	83,405	SH		SOLE	8	79,327	0	4,078
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	8,979	83,233	SH		SOLE	4 8	79,685	0	3,548
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,628	18,728	SH		SOLE	8	13,634	0	5,094
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	350	1,348	SH		SOLE	8	1,348	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	319	2,089	SH		SOLE	8	1,953	0	136
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	6,332	43,756	SH		SOLE	8	38,423	0	5,333
VANGUARD INDEX FDS	VALUE ETF	922908744	469	4,358	SH		SOLE	8	3,750	0	608
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	5,789	115,426	SH		SOLE	8	109,824	0	5,602
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4	86	SH		DFND	5 8	0	86	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	20,251	476,505	SH		SOLE	5 8	432,858	0	43,647
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,428	19,514	SH		SOLE	8	19,514	0	0
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	1,358	33,218	SH		SOLE	8	24,029	0	9,189
VERIZON COMMUNICATIONS INC	COM	92343V104	13	228	SH		DFND	5 8	0	228	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,959	33,123	SH		SOLE	5 8	22,613	0	10,510
VISA INC	COM CL A	92826C839	48	310	SH		DFND	2 5 8	0	310	0
VISA INC	COM CL A	92826C839	756	4,838	SH		SOLE	2 5 8	3,130	0	1,708
WASTE MGMT INC DEL	COM	94106L109	1,702	16,381	SH		SOLE	8	12,192	0	4,189
WELLS FARGO CO NEW	COM	949746101	40	835	SH		DFND	6 8	0	835	0
WELLS FARGO CO NEW	COM	949746101	455	9,425	SH		SOLE	6 8	8,884	0	541
WELLTOWER INC	COM	95040Q104	65	835	SH		DFND	6 8	0	835	0
WELLTOWER INC	COM	95040Q104	164	2,107	SH		SOLE	6 8	2,107	0	0
WHEATON PRECIOUS METALS CORP	COM	962879102	256	10,745	SH		SOLE	8	10,745	0	0
WISDOMTREE TR	YIELD ENHANCD US	97717X511	562	11,288	SH		SOLE	8	11,288	0	0
XCEL ENERGY INC	COM	98389B100	450	8,014	SH		SOLE	1 8	7,534	0	480
XCEL ENERGY INC	COM	98389B100	3	54	SH		DFND	1 8	0	54	0