SNS Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	18,708	156	SH		DFND	2,6	0	156	0
3M CO	COM	88579Y101	3,181,025	26,526	SH		SOLE	5	21,921	0	4,605
ABBOTT LABS	COM	002824100	10,759	98	SH		DFND	2	0	98	0
ABBOTT LABS	COM	002824100	1,655,219	15,076	SH		SOLE	5	12,626	0	2,450
ABBVIE INC	COM	00287Y109	1,621,081	10,031	SH		SOLE	5	7,301	0	2,730
ABBVIE INC	COM	00287Y109	40,402	250	SH		DFND	2,3	0	250	0
ACACIA RESH CORP	ACACIA TCH COM	003881307	92,620	22,000	SH		SOLE	5	22,000	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	370,641	1,389	SH		SOLE	5	1,294	0	95
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	18,412	69	SH		DFND	2,3	0	69	0
AIM IMMUNOTECH INC	COM	00901B105	3,119	10,000	SH		SOLE	5	10,000	0	0
AIR PRODS & CHEMS INC	COM	009158106	10,226	33	SH		DFND	2,3	0	33	0
AIR PRODS & CHEMS INC	COM	009158106	249,144	804	SH		SOLE	5	54	0	750
ALPHABET INC	CAP STK CL A	02079K305	1,110,110	12,582	SH		SOLE	5	10,867	0	1,715
ALPHABET INC	CAP STK CL A	02079K305	44,821	508	SH		DFND	2,3	0	508	0
ALPHABET INC	CAP STK CL C	02079K107	49,156	554	SH		DFND	2,3	0	554	0
ALPHABET INC	CAP STK CL C	02079K107	1,179,222	13,290	SH		SOLE	5	11,990	0	1,300
AMAZON COM INC	COM	023135106	41,328	492	SH		DFND	2	0	492	0
AMAZON COM INC	COM	023135106	1,372,980	16,345	SH		SOLE	5	15,125	0	1,220
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	12,783,904	171,573	SH		SOLE	5	164,137	0	7,436
AMERICAN TOWER CORP NEW	COM	03027X100	6,403	30	SH		DFND	3	0	30	0
AMERICAN TOWER CORP NEW	COM	03027X100	311,807	1,461	SH		SOLE	5	218	0	1,243
AMGEN INC	COM	031162100	20,749	79	SH		DFND	2	0	79	0
AMGEN INC	COM	031162100	1,833,490	6,981	SH		SOLE	5	5,530	0	1,451
ANAVEX LIFE SCIENCES CORP	COM NEW	032797300	185,200	20,000	SH		SOLE	5	20,000	0	0
APPLE INC	COM	037833100	21,311,622	164,024	SH		SOLE	5	155,373	0	8,651
APPLE INC	COM	037833100	162,283	1,249	SH		DFND	2	0	1,249	0
APPLE INC	COM	037833100	1,299,300	10,000	PRN	Call	SOLE	5	10,000	0	0
AQUABOUNTY TECHNOLOGIES INC	COM NEW	03842K200	7,640	10,000	SH		SOLE	5	10,000	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	10,791	45	SH		DFND	2	0	45	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	358,964	1,495	SH		SOLE	5	1,495	0	0
B2GOLD CORP	COM	11777Q209	57	16	SH		DFND	2	0	16	0
B2GOLD CORP	COM	11777Q209	51,408	14,400	SH		SOLE	5	14,400	0	0
BANK AMERICA CORP	COM	060505104	33,782	1,020	SH		DFND	2,6	0	1,020	0
BANK AMERICA CORP	COM	060505104	441,852	13,341	SH		SOLE	5	4,341	0	9,000
BANK NEW YORK MELLON CORP	COM	064058100	4,097	90	SH		DFND	2	0	90	0
BANK NEW YORK MELLON CORP	COM	064058100	1,270,645	27,914	SH		SOLE	5	20,810	0	7,104
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	49,115	159	SH		DFND	2	0	159	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,312,116	7,485	SH		SOLE	5	7,160	0	325
BITFARMS LTD	COM	09173B107	12,056	27,400	SH		SOLE	5	27,400	0	0
BOEING CO	COM	097023105	257,651	1,353	SH		SOLE	5	453	0	900
BOEING CO	COM	097023105	8,953	47	SH		DFND	2	0	47	0
BOSTON SCIENTIFIC CORP	COM	101137107	204,421	4,418	SH		SOLE	5	4,418	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	11,059	239	SH		DFND	1,2,3	0	239	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	406,014	5,643	SH		SOLE	5	5,643	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	23,600	328	SH		DFND	2,3	0	328	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	10,114	75	SH		DFND	1,2,3	0	75	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,165,822	8,645	SH		SOLE	5	6,341	0	2,304
CATERPILLAR INC	COM	149123101	13,894	58	SH		DFND	2	0	58	0
CATERPILLAR INC	COM	149123101	937,095	3,912	SH		SOLE	5	3,912	0	0
CELCUITY INC	COM	15102K100	190,438	13,593	SH		SOLE	5	0	0	13,593
CHEMED CORP NEW	COM	16359R103	2,552	5	SH		DFND	2	0	5	0
CHEMED CORP NEW	COM	16359R103	252,663	495	SH		SOLE	5	495	0	0
CHEVRON CORP NEW	COM	166764100	231,529	1,290	SH		SOLE	5	1,290	0	0
CHEVRON CORP NEW	COM	166764100	54,385	303	SH		DFND	2,3,6	0	303	0
CIGNA CORP NEW	COM	125523100	221,998	670	SH		SOLE	5	670	0	0
CIGNA CORP NEW	COM	125523100	14,248	43	SH		DFND	2	0	43	0
CISCO SYS INC	COM	17275R102	35,873	753	SH		DFND	2,3,6	0	753	0
CISCO SYS INC	COM	17275R102	1,801,907	37,823	SH		SOLE	5	31,625	0	6,198
CLEANSPARK INC	COM NEW	18452B209	27,826	13,640	SH		SOLE	5	13,640	0	0
CME GROUP INC	COM	12572Q105	3,868	23	SH		DFND	2	0	23	0
CME GROUP INC	COM	12572Q105	457,563	2,721	SH		SOLE	5	2,721	0	0
COCA COLA CO	COM	191216100	494,441	7,773	SH		SOLE	5	7,773	0	0
COCA COLA CO	COM	191216100	24,045	378	SH		DFND	2	0	378	0
COMCAST CORP NEW	CL A	20030N101	278,676	7,969	SH		SOLE	5	7,751	0	218
COMCAST CORP NEW	CL A	20030N101	31,088	889	SH		DFND	2,6	0	889	0
CONAGRA BRANDS INC	COM	205887102	3,212	83	SH		DFND	2	0	83	0
CONAGRA BRANDS INC	COM	205887102	2,392,956	61,833	SH		SOLE	5	47,336	0	14,497
CORNING INC	COM	219350105	3,290	103	SH		DFND	2	0	103	0
CORNING INC	COM	219350105	1,029,264	32,225	SH		SOLE	5	22,769	0	9,456
COSTCO WHSL CORP NEW	COM	22160K105	980,562	2,148	SH		SOLE	5	1,545	0	603
COSTCO WHSL CORP NEW	COM	22160K105	15,978	35	SH		DFND	2,3	0	35	0
CSX CORP	COM	126408103	209,859	6,774	SH		SOLE	5	6,774	0	0
CSX CORP	COM	126408103	7,745	250	SH		DFND	2	0	250	0
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	5,451,950	131,025	SH		SOLE	4,5	128,695	0	2,330
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	1,151,186	46,475	SH		SOLE	5	46,475	0	0
DISNEY WALT CO	COM	254687106	13,901	160	SH		DFND	2,3	0	160	0
DISNEY WALT CO	COM	254687106	543,849	6,260	SH		SOLE	5	3,760	0	2,500
DONALDSON INC	COM	257651109	257,144	4,368	SH		SOLE	5	4,368	0	0
DOW INC	COM	260557103	15,319	304	SH		DFND	2,6	0	304	0
DOW INC	COM	260557103	185,334	3,678	SH		SOLE	5	1,929	0	1,749
ECOLAB INC	COM	278865100	7,597	52	SH		DFND	2,3	0	52	0
ECOLAB INC	COM	278865100	483,142	3,307	SH		SOLE	5	3,182	0	125
ELECTRAMECCANICA VEHS CORP	COM NEW	284849205	12,074	20,000	SH		SOLE	5	20,000	0	0
EMERSON ELEC CO	COM	291011104	6,244	65	SH		DFND	2	0	65	0
EMERSON ELEC CO	COM	291011104	368,966	3,841	SH		SOLE	5	2,336	0	1,505
ENZO BIOCHEM INC	COM	294100102	89,375	62,500	SH		SOLE	5	0	0	62,500
EQUIFAX INC	COM	294429105	282,405	1,453	SH		SOLE	5	1,453	0	0
EQUIFAX INC	COM	294429105	2,527	13	SH		DFND	2	0	13	0
EVOGENE LTD	SHS	M4119S104	7,000	10,000	SH		SOLE	5	10,000	0	0
EXXON MOBIL CORP	COM	30231G102	57,246	519	SH		DFND	2,6	0	519	0
EXXON MOBIL CORP	COM	30231G102	799,287	7,246	SH		SOLE	5	6,766	0	480
FASTENAL CO	COM	311900104	443,956	9,382	SH		SOLE	5	8,832	0	550
FASTENAL CO	COM	311900104	4,401	93	SH		DFND	2	0	93	0
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	210,638	8,601	SH		SOLE	5	8,601	0	0
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	1,387,609	29,809	SH		SOLE	5	26,910	0	2,899
FIRST TR EXCHNG TRADED FD VI	CBOE EQT DEP NOV	33740F839	413,537	12,658	SH		SOLE	5	12,658	0	0
FIRST TR EXCHNG TRADED FD VI	TCW OPPORTUNIS	33740F805	13,031,885	296,719	SH		SOLE	5	292,759	0	3,960
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	8,492,705	232,295	SH		SOLE	5	226,720	0	5,575
FORD MTR CO DEL	COM	345370860	163,657	14,072	SH		SOLE	5	14,072	0	0
FORD MTR CO DEL	COM	345370860	5,548	477	SH		DFND	2	0	477	0
GENERAL MLS INC	COM	370334104	236,796	2,824	SH		SOLE	5	2,824	0	0
GENERAL MLS INC	COM	370334104	9,643	115	SH		DFND	2	0	115	0
GILEAD SCIENCES INC	COM	375558103	341,597	3,979	SH		SOLE	5	1,326	0	2,653
GILEAD SCIENCES INC	COM	375558103	12,620	147	SH		DFND	2	0	147	0
GRACO INC	COM	384109104	445,934	6,630	SH		SOLE	5	6,630	0	0
GRACO INC	COM	384109104	4,305	64	SH		DFND	2,3	0	64	0
HERSHEY CO	COM	427866108	1,826,485	7,887	SH		SOLE	5	6,181	0	1,706
HERSHEY CO	COM	427866108	16,905	73	SH		DFND	1,2,3	0	73	0
HIVE BLOCKCHAIN TECHNLGIES L	COM NEW	43366H704	14,400	10,000	SH		SOLE	5	10,000	0	0
HOME DEPOT INC	COM	437076102	601,082	1,903	SH		SOLE	5	1,773	0	130
HOME DEPOT INC	COM	437076102	30,954	98	SH		DFND	2	0	98	0
HONEYWELL INTL INC	COM	438516106	1,485,313	6,931	SH		SOLE	5	6,931	0	0
HONEYWELL INTL INC	COM	438516106	13,072	61	SH		DFND	2	0	61	0
HORMEL FOODS CORP	COM	440452100	2,004	44	SH		DFND	2	0	44	0
HORMEL FOODS CORP	COM	440452100	294,833	6,473	SH		SOLE	5	6,473	0	0
INSULET CORP	COM	45784P101	256,119	870	SH		SOLE	5	870	0	0
INSULET CORP	COM	45784P101	1,472	5	SH		DFND	2	0	5	0
INTEL CORP	COM	458140100	235,074	8,894	SH		SOLE	5	8,894	0	0
INTEL CORP	COM	458140100	19,902	753	SH		DFND	2,6	0	753	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	616,339	4,375	SH		SOLE	5	4,375	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	14,653	104	SH		DFND	2	0	104	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	17,538,168	835,947	SH		SOLE	5	810,479	0	25,468
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	17,169,525	838,147	SH		SOLE	5	820,107	0	18,040
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	4,844,576	240,545	SH		SOLE	5	230,975	0	9,570
INVESCO QQQ TR	UNIT SER 1	46090E103	1,444,579	5,425	SH		SOLE	5	5,335	0	90
INVESCO QQQ TR	UNIT SER 1	46090E103	159,768	600	PRN	Call	SOLE	5	600	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	250,328	3,084	SH		SOLE	5	3,084	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	61,404,873	534,467	SH		SOLE	5	518,161	0	16,306
ISHARES TR	CORE HIGH DV ETF	46429B663	25,692,005	246,470	SH		SOLE	5	232,934	0	13,536
ISHARES TR	CORE S&P SCP ETF	464287804	371,584	3,926	SH		SOLE	5	3,926	0	0
ISHARES TR	CORE S&P500 ETF	464287200	3,147,903	8,193	SH		SOLE	5	8,193	0	0
ISHARES TR	CORE US AGGBD ET	464287226	778,873	8,030	SH		SOLE	5	7,841	0	189
ISHARES TR	ESG AW MSCI EAFE	46435G516	235,152	3,577	SH		SOLE	5	3,577	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	603,841	18,365	SH		SOLE	5	18,365	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	632,235	7,460	SH		SOLE	5	7,460	0	0
ISHARES TR	ESG AWR US AGRGT	46435U549	386,166	8,262	SH		SOLE	5	8,262	0	0
ISHARES TR	ESG MSCI LEADR	46435U218	766,875	11,565	SH		SOLE	5	11,565	0	0
ISHARES TR	MSCI ACWI ETF	464288257	3,368,996	39,691	SH		SOLE	5	39,666	0	25
ISHARES TR	MSCI EAFE ETF	464287465	15,598,143	237,632	SH		SOLE	5	225,548	0	12,084
ISHARES TR	MSCI EMG MKT ETF	464287234	4,344,569	114,632	SH		SOLE	5	111,132	0	3,500
ISHARES TR	MSCI USA ESG SLC	464288802	370,769	4,504	SH		SOLE	5	4,504	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	79,756,243	699,862	SH		SOLE	5	680,374	0	19,488
ISHARES TR	NATIONAL MUN ETF	464288414	17,589,762	166,696	SH		SOLE	4,5	163,366	0	3,330
ISHARES TR	RUS 1000 ETF	464287622	443,145	2,105	SH		SOLE	5	2,105	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	404,057	1,886	SH		SOLE	5	1,886	0	0
ISHARES TR	RUS MDCP VAL ETF	464287473	401,451	3,811	SH		SOLE	5	3,811	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	4,029,645	23,111	SH		SOLE	5	21,218	0	1,893
ISHARES TR	RUSSELL 2000 ETF	464287655	139,488	800	PRN	Call	SOLE	5	800	0	0
ISHARES TR	S&P 100 ETF	464287101	22,087,616	129,493	SH		SOLE	5	125,317	0	4,176
ISHARES TR	S&P 500 GRWT ETF	464287309	337,136	5,763	SH		SOLE	5	5,763	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	3,583,440	35,550	SH		SOLE	5	33,963	0	1,587
ISHARES TR	SELECT DIVID ETF	464287168	271,104	2,248	SH		SOLE	5	2,076	0	172
ISHARES TR	SP SMCP600VL ETF	464287879	434,179	4,755	SH		SOLE	5	4,016	0	739
ISHARES TR	US HLTHCARE ETF	464287762	243,991	860	SH		SOLE	5	860	0	0
JOHNSON & JOHNSON	COM	478160104	62,534	354	SH		DFND	2,6	0	354	0
JOHNSON & JOHNSON	COM	478160104	1,546,625	8,755	SH		SOLE	5	6,608	0	2,147
JPMORGAN CHASE & CO	COM	46625H100	69,330	517	SH		DFND	2,6	0	517	0
JPMORGAN CHASE & CO	COM	46625H100	520,844	3,884	SH		SOLE	5	1,462	0	2,422
MASTERCARD INCORPORATED	CL A	57636Q104	42,075	121	SH		DFND	2,3	0	121	0
MASTERCARD INCORPORATED	CL A	57636Q104	182,777	526	SH		SOLE	5	456	0	70
MCDONALDS CORP	COM	580135101	784,194	2,976	SH		SOLE	5	2,976	0	0
MCDONALDS CORP	COM	580135101	15,285	58	SH		DFND	2	0	58	0
MEDTRONIC PLC	SHS	G5960L103	19,130	244	SH		DFND	2,6	0	244	0
MEDTRONIC PLC	SHS	G5960L103	1,015,946	12,957	SH		SOLE	5	12,957	0	0
MERCK & CO INC	COM	58933Y105	4,091,507	36,637	SH		SOLE	5	29,867	0	6,770
MERCK & CO INC	COM	58933Y105	43,108	386	SH		DFND	2,6	0	386	0
META PLATFORMS INC	CL A	30303M102	20,939	174	SH		DFND	2	0	174	0
META PLATFORMS INC	CL A	30303M102	556,693	4,626	SH		SOLE	5	4,369	0	257
MGP INGREDIENTS INC NEW	COM	55303J106	372,330	3,500	SH		SOLE	5	3,500	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	5,760	82	SH		DFND	2	0	82	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	263,438	3,750	SH		SOLE	5	0	0	3,750
MICROSOFT CORP	COM	594918104	134,539	561	SH		DFND	2,3,6	0	561	0
MICROSOFT CORP	COM	594918104	6,656,518	27,756	SH		SOLE	5	23,762	0	3,994
MONDELEZ INTL INC	CL A	609207105	354,950	5,295	SH		SOLE	5	5,295	0	0
MONDELEZ INTL INC	CL A	609207105	7,910	118	SH		DFND	2	0	118	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	4,654	18	SH		DFND	2	0	18	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	2,285,989	8,840	SH		SOLE	5	6,759	0	2,081
NETFLIX INC	COM	64110L106	342,945	1,163	SH		SOLE	5	1,158	0	5
NETFLIX INC	COM	64110L106	10,616	36	SH		DFND	2	0	36	0
NEXTERA ENERGY INC	COM	65339F101	33,524	401	SH		DFND	2,3,6	0	401	0
NEXTERA ENERGY INC	COM	65339F101	267,018	3,194	SH		SOLE	5	3,194	0	0
NIKE INC	CL B	654106103	13,690	117	SH		DFND	2,3	0	117	0
NIKE INC	CL B	654106103	274,505	2,346	SH		SOLE	5	2,346	0	0
NUCOR CORP	COM	670346105	7,807	59	SH		DFND	2	0	59	0
NUCOR CORP	COM	670346105	416,808	3,150	SH		SOLE	5	3,150	0	0
ORACLE CORP	COM	68389X105	14,631	179	SH		DFND	2	0	179	0
ORACLE CORP	COM	68389X105	481,040	5,885	SH		SOLE	5	5,885	0	0
OTTER TAIL CORP	COM	689648103	437,918	7,459	SH		SOLE	5	7,459	0	0
PACCAR INC	COM	693718108	2,765,997	27,179	SH		SOLE	5	20,986	0	6,193
PACCAR INC	COM	693718108	8,956	88	SH		DFND	2,3	0	88	0
PACER FDS TR	TRENDP US LAR CP	69374H105	312,817	8,344	SH		SOLE	5	8,344	0	0
PEPSICO INC	COM	713448108	591,011	3,251	SH		SOLE	5	3,251	0	0
PEPSICO INC	COM	713448108	34,140	188	SH		DFND	2	0	188	0
PFIZER INC	COM	717081103	2,512,635	49,037	SH		SOLE	5	44,254	0	4,783
PFIZER INC	COM	717081103	34,587	675	SH		DFND	2,6	0	675	0
PHILIP MORRIS INTL INC	COM	718172109	31,154	304	SH		DFND	2,6	0	304	0
PHILIP MORRIS INTL INC	COM	718172109	293,295	2,862	SH		SOLE	5	2,862	0	0
POLARIS INC	COM	731068102	945,360	9,360	SH		SOLE	5	9,360	0	0
PROCTER AND GAMBLE CO	COM	742718109	27,432	181	SH		DFND	2	0	181	0
PROCTER AND GAMBLE CO	COM	742718109	1,502,717	9,915	SH		SOLE	5	9,915	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,401,679	22,877	SH		SOLE	5	16,191	0	6,686
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	2,696	44	SH		DFND	2	0	44	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	26,744	265	SH		DFND	2,6	0	265	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	507,980	5,033	SH		SOLE	5	2,143	0	2,890
SCHWAB CHARLES CORP	COM	808513105	19,316	232	SH		DFND	2,3	0	232	0
SCHWAB CHARLES CORP	COM	808513105	760,830	9,138	SH		SOLE	5	2,140	0	6,998
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	6,059,782	256,011	SH		SOLE	4,5	248,903	0	7,108
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	47,820,818	1,484,658	SH		SOLE	4,5	1,447,397	0	37,261
SCHWAB STRATEGIC TR	SCHWAB FDT US BM	808524789	227,634	4,326	SH		SOLE	5	4,326	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	4,417,263	96,764	SH		SOLE	5	96,299	0	465
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	28,869,636	644,268	SH		SOLE	5	623,899	0	20,369
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	5,417,767	71,721	SH		SOLE	5	69,972	0	1,749
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	19,142,292	423,971	SH		SOLE	5	412,613	0	11,358
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	932,731	23,025	SH		SOLE	4,5	22,479	0	546
SELECT SECTOR SPDR TR	ENERGY	81369Y506	2,824,006	32,285	SH		SOLE	5	22,945	0	9,340
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	227,179	6,643	SH		SOLE	5	6,643	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	305,074	2,246	SH		SOLE	5	1,546	0	700
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	420,321	5,962	SH		SOLE	5	5,962	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	352,500	5,000	PRN	Call	SOLE	5	0	0	5,000
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	628,671	5,052	SH		SOLE	5	5,052	0	0
SERVICE CORP INTL	COM	817565104	1,660,466	24,016	SH		SOLE	5	18,332	0	5,684
SERVICE CORP INTL	COM	817565104	4,909	71	SH		DFND	2,3	0	71	0
SOUTHERN CO	COM	842587107	358,170	5,016	SH		SOLE	5	5,016	0	0
SOUTHERN CO	COM	842587107	4,713	66	SH		DFND	2	0	66	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	3,836,722	11,554	SH		SOLE	5	10,448	0	1,106
SPDR GOLD TR	GOLD SHS	78463V107	930,984	5,488	SH		SOLE	5	4,988	0	500
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,913,465	98,129	SH		SOLE	5	85,724	0	12,405
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	534,841	16,227	SH		SOLE	5	15,568	0	659
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	451,618	9,228	SH		SOLE	5	9,228	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	34,679,959	90,262	SH		SOLE	5	85,988	0	4,274
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,179,851	5,700	PRN	Call	SOLE	5	4,800	0	900
SPDR SER TR	ICE PFD SEC ETF	78464A292	1,258,220	38,337	SH		SOLE	5	38,337	0	0
SPDR SER TR	PORTFOLI S&P1500	78464A805	1,219,042	25,778	SH		SOLE	5	24,643	0	1,135
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	1,200,475	47,771	SH		SOLE	5	44,131	0	3,640
SPDR SER TR	PORTFOLIO S&P600	78468R853	361,604	9,781	SH		SOLE	5	4,691	0	5,090
SPDR SER TR	PORTFOLIO SHORT	78464A474	505,072	17,191	SH		SOLE	5	17,191	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	390,536	3,122	SH		SOLE	5	122	0	3,000
SPDR SER TR	S&P KENSHO CLEAN	78468R655	338,767	4,131	SH		SOLE	5	4,131	0	0
STARBUCKS CORP	COM	855244109	429,437	4,329	SH		SOLE	5	2,829	0	1,500
STARBUCKS CORP	COM	855244109	13,194	133	SH		DFND	2,3	0	133	0
TARGET CORP	COM	87612E106	1,589,604	10,666	SH		SOLE	5	10,666	0	0
TARGET CORP	COM	87612E106	22,505	151	SH		DFND	2,6	0	151	0
TERADYNE INC	COM	880770102	2,795	32	SH		DFND	2	0	32	0
TERADYNE INC	COM	880770102	409,846	4,692	SH		SOLE	5	4,692	0	0
TESLA INC	COM	88160R101	1,553,793	12,614	SH		SOLE	5	12,569	0	45
TESLA INC	COM	88160R101	8,746	71	SH		DFND	2	0	71	0
TEXAS INSTRS INC	COM	882508104	19,992	121	SH		DFND	2,3	0	121	0
TEXAS INSTRS INC	COM	882508104	269,309	1,630	SH		SOLE	5	1,630	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	28,651	52	SH		DFND	2,3	0	52	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	472,198	857	SH		SOLE	5	857	0	0
TRACTOR SUPPLY CO	COM	892356106	6,074	27	SH		DFND	2	0	27	0
TRACTOR SUPPLY CO	COM	892356106	2,892,813	12,859	SH		SOLE	5	8,914	0	3,945
UNION PAC CORP	COM	907818108	2,535,286	12,244	SH		SOLE	5	9,050	0	3,194
UNION PAC CORP	COM	907818108	12,217	59	SH		DFND	2	0	59	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,191,847	6,856	SH		SOLE	5	6,806	0	50
UNITED PARCEL SERVICE INC	CL B	911312106	22,078	127	SH		DFND	2,6	0	127	0
UNITEDHEALTH GROUP INC	COM	91324P102	43,475	82	SH		DFND	2	0	82	0
UNITEDHEALTH GROUP INC	COM	91324P102	4,325,208	8,158	SH		SOLE	5	8,158	0	0
US BANCORP DEL	COM NEW	902973304	1,285,683	29,160	SH		SOLE	5	22,684	0	6,476
US BANCORP DEL	COM NEW	902973304	3,968	90	SH		DFND	2	0	90	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	2,808,999	37,796	SH		SOLE	5	34,172	0	3,624
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,965,847	26,114	SH		SOLE	5	26,114	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	27,085,260	377,022	SH		SOLE	4,5	364,671	0	12,351
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,353,361	34,505	SH		SOLE	5	33,828	0	677
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	11,496,315	85,007	SH		SOLE	5	82,736	0	2,271
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,157,003	14,028	SH		SOLE	5	10,603	0	3,425
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	488,765	1,391	SH		SOLE	5	1,313	0	78
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	4,656,175	29,321	SH		SOLE	5	27,602	0	1,719
VANGUARD INDEX FDS	SMALL CP ETF	922908751	294,949	1,607	SH		SOLE	5	1,607	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	9,837,742	51,455	SH		SOLE	4,5	50,519	0	936
VANGUARD INDEX FDS	VALUE ETF	922908744	329,589	2,348	SH		SOLE	5	2,348	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	5,659,502	112,874	SH		SOLE	5	110,639	0	2,235
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	20,340,223	521,812	SH		SOLE	4,5	502,990	0	18,822
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	5,738,703	66,582	SH		SOLE	5	63,238	0	3,344
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	836,924	5,512	SH		SOLE	5	5,512	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,112,275	26,502	SH		SOLE	5	26,206	0	296
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	215,695	1,993	SH		SOLE	5	1,993	0	0
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,497,444	11,310	SH		SOLE	4,5	11,310	0	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	219,480	885	SH		SOLE	5	885	0	0
VISA INC	COM CL A	92826C839	616,918	2,969	SH		SOLE	5	1,644	0	1,325
VISA INC	COM CL A	92826C839	43,214	208	SH		DFND	2,3	0	208	0
WALMART INC	COM	931142103	21,479	151	SH		DFND	2	0	151	0
WALMART INC	COM	931142103	198,434	1,395	SH		SOLE	5	1,395	0	0
WASTE MGMT INC DEL	COM	94106L109	6,275	40	SH		DFND	2	0	40	0
WASTE MGMT INC DEL	COM	94106L109	208,005	1,326	SH		SOLE	5	1,326	0	0
WELLS FARGO CO NEW	COM	949746101	268,504	6,503	SH		SOLE	5	6,503	0	0
WELLS FARGO CO NEW	COM	949746101	19,984	484	SH		DFND	2,3	0	484	0
WISDOMTREE TR	YIELD ENHANCD US	97717X511	1,577,794	36,994	SH		SOLE	5	35,304	0	1,690
WORLD GOLD TR	SPDR GLD MINIS	98149E303	18,816,339	519,932	SH		SOLE	5	510,288	0	9,644
XCEL ENERGY INC	COM	98389B100	8,754	124	SH		DFND	1,2	0	124	0
XCEL ENERGY INC	COM	98389B100	521,976	7,394	SH		SOLE	5	7,394	0	0