SNS Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	20,913	162	SH		DFND	2,3	0	162	0
3M CO	COM	88579Y101	2,488,311	19,276	SH		SOLE	5	19,085	0	191
ABBOTT LABS	COM	002824100	1,373,575	12,144	SH		SOLE	5	12,144	0	0
ABBOTT LABS	COM	002824100	41,173	364	SH		DFND	2,3	0	364	0
ABBVIE INC	COM	00287Y109	1,201,976	6,764	SH		SOLE	5	6,581	0	183
ABBVIE INC	COM	00287Y109	88,495	498	SH		DFND	2,3	0	498	0
ACACIA RESH CORP	ACACIA TCH COM	003881307	95,480	22,000	SH		SOLE	5	22,000	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	436,924	1,242	SH		SOLE	5	1,242	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	68,248	194	SH		DFND	2,3	0	194	0
ADOBE INC	COM	00724F101	178,762	402	SH		SOLE	5	402	0	0
ADOBE INC	COM	00724F101	38,243	86	SH		DFND	2,3	0	86	0
ADVANCED MICRO DEVICES INC	COM	007903107	73,441	608	SH		DFND	2	0	608	0
ADVANCED MICRO DEVICES INC	COM	007903107	181,427	1,502	SH		SOLE	5	1,502	0	0
ALPHABET INC	CAP STK CL A	02079K305	259,909	1,373	SH		DFND	2	0	1,373	0
ALPHABET INC	CAP STK CL A	02079K305	1,968,156	10,397	SH		SOLE	5	10,062	0	335
ALPHABET INC	CAP STK CL C	02079K107	226,243	1,188	SH		DFND	2,3	0	1,188	0
ALPHABET INC	CAP STK CL C	02079K107	2,344,207	12,309	SH		SOLE	5	12,309	0	0
AMAZON COM INC	COM	023135106	3,193,661	14,557	SH		SOLE	5	14,077	0	480
AMAZON COM INC	COM	023135106	471,908	2,151	SH		DFND	2	0	2,151	0
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	22,276,237	230,770	SH		SOLE	5	215,595	0	15,175
AMGEN INC	COM	031162100	1,318,318	5,058	SH		SOLE	5	4,245	175	638
AMGEN INC	COM	031162100	40,139	154	SH		DFND	2	0	154	0
APPLE INC	COM	037833100	35,465,839	141,625	SH		SOLE	5	139,581	246	1,798
APPLE INC	COM	037833100	762,780	3,046	SH		DFND	2	0	3,046	0
ARCHER DANIELS MIDLAND CO	COM	039483102	645,545	12,778	SH		SOLE	5	9,428	879	2,471
AUTOMATIC DATA PROCESSING IN	COM	053015103	39,433	134	SH		DFND	2	0	134	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	366,367	1,245	SH		SOLE	5	1,245	0	0
BANK AMERICA CORP	COM	060505104	101,349	2,306	SH		DFND	2,3	0	2,306	0
BANK AMERICA CORP	COM	060505104	233,872	5,321	SH		SOLE	5	4,321	0	1,000
BANK MONTREAL QUE	COM	063671101	196,527	2,025	SH		SOLE	5	2,025	0	0
BANK MONTREAL QUE	COM	063671101	3,882	40	SH		DFND	2	0	40	0
BANK NEW YORK MELLON CORP	COM	064058100	1,633,406	21,260	SH		SOLE	5	15,201	3,101	2,958
BANK NEW YORK MELLON CORP	COM	064058100	19,669	256	SH		DFND	2	0	256	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,914,073	8,635	SH		SOLE	5	7,711	130	794
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	223,921	494	SH		DFND	2	0	494	0
BOEING CO	COM	097023105	24,426	138	SH		DFND	2	0	138	0
BOEING CO	COM	097023105	213,387	1,206	SH		SOLE	5	1,171	0	35
BOSTON SCIENTIFIC CORP	COM	101137107	23,760	266	SH		DFND	2,3	0	266	0
BOSTON SCIENTIFIC CORP	COM	101137107	394,616	4,418	SH		SOLE	5	4,418	0	0
BROADCOM INC	COM	11135F101	74,189	320	SH		SOLE	5	320	0	0
BROADCOM INC	COM	11135F101	247,606	1,068	SH		DFND	2	0	1,068	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,372,942	6,049	SH		SOLE	5	4,947	268	834
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	14,754	65	SH		DFND	2,3	0	65	0
CATERPILLAR INC	COM	149123101	1,300,188	3,584	SH		SOLE	5	3,584	0	0
CATERPILLAR INC	COM	149123101	51,875	143	SH		DFND	2	0	143	0
CHEMED CORP NEW	COM	16359R103	235,761	445	SH		SOLE	5	445	0	0
CHEMED CORP NEW	COM	16359R103	4,239	8	SH		DFND	2	0	8	0
CHEVRON CORP NEW	COM	166764100	70,393	486	SH		DFND	2,3	0	486	0
CHEVRON CORP NEW	COM	166764100	139,326	962	SH		SOLE	5	962	0	0
CISCO SYS INC	COM	17275R102	66,541	1,124	SH		DFND	2,3	0	1,124	0
CISCO SYS INC	COM	17275R102	1,954,454	33,014	SH		SOLE	5	26,350	3,045	3,619
CME GROUP INC	COM	12572Q105	18,329	77	SH		DFND	2	0	77	0
CME GROUP INC	COM	12572Q105	323,959	1,361	SH		SOLE	5	1,361	0	0
COCA COLA CO	COM	191216100	327,737	5,264	SH		SOLE	5	4,823	0	441
COCA COLA CO	COM	191216100	56,221	903	SH		DFND	2	0	903	0
COMCAST CORP NEW	CL A	20030N101	242,782	6,469	SH		SOLE	5	6,469	0	0
COMCAST CORP NEW	CL A	20030N101	99,455	2,650	SH		DFND	2	0	2,650	0
COSTCO WHSL CORP NEW	COM	22160K105	166,762	182	SH		DFND	2,3	0	182	0
COSTCO WHSL CORP NEW	COM	22160K105	1,151,752	1,257	SH		SOLE	5	1,257	0	0
CSX CORP	COM	126408103	214,144	6,636	SH		SOLE	5	6,636	0	0
CSX CORP	COM	126408103	34,626	1,073	SH		DFND	2,3	0	1,073	0
CVS HEALTH CORP	COM	126650100	5,432	121	SH		DFND	2	0	121	0
CVS HEALTH CORP	COM	126650100	540,970	12,051	SH		SOLE	5	8,943	868	2,240
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	7,562,227	183,238	SH		SOLE	5	171,125	0	12,113
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	1,037,987	40,162	SH		SOLE	5	28,762	0	11,400
DIMENSIONAL ETF TRUST	US EQUITY MARKET	25434V401	5,157,120	80,896	SH		SOLE	4,5	77,146	0	3,750
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	2,436,668	79,164	SH		SOLE	5	75,449	0	3,715
DIMENSIONAL ETF TRUST	US SUSTAINABILTY	25434V716	205,077	5,411	SH		SOLE	5	5,411	0	0
DISNEY WALT CO	COM	254687106	264,918	2,369	SH		SOLE	5	2,365	0	4
DISNEY WALT CO	COM	254687106	45,509	407	SH		DFND	2,3	0	407	0
DOLBY LABORATORIES INC	COM CL A	25659T107	2,656	34	SH		DFND	2,3	0	34	0
DOLBY LABORATORIES INC	COM CL A	25659T107	206,653	2,646	SH		SOLE	5	2,646	0	0
DONALDSON INC	COM	257651109	306,712	4,554	SH		SOLE	5	186	0	4,368
ECOLAB INC	COM	278865100	21,148	90	SH		DFND	2,3	0	90	0
ECOLAB INC	COM	278865100	1,485,806	6,323	SH		SOLE	5	6,323	0	0
ELI LILLY & CO	COM	532457108	308,171	399	SH		SOLE	5	399	0	0
ELI LILLY & CO	COM	532457108	154,400	200	SH		DFND	2	0	200	0
EMERSON ELEC CO	COM	291011104	25,778	208	SH		DFND	2,3	0	208	0
EMERSON ELEC CO	COM	291011104	239,929	1,936	SH		SOLE	5	1,936	0	0
EQUIFAX INC	COM	294429105	10,959	43	SH		DFND	2	0	43	0
EQUIFAX INC	COM	294429105	370,298	1,453	SH		SOLE	5	1,453	0	0
EXXON MOBIL CORP	COM	30231G102	141,778	1,318	SH		DFND	2	0	1,318	0
EXXON MOBIL CORP	COM	30231G102	313,424	2,914	SH		SOLE	5	2,914	0	0
FAIR ISAAC CORP	COM	303250104	25,883	13	SH		DFND	2	0	13	0
FAIR ISAAC CORP	COM	303250104	312,577	157	SH		SOLE	5	157	0	0
FASTENAL CO	COM	311900104	398,382	5,540	SH		SOLE	5	5,540	0	0
FASTENAL CO	COM	311900104	19,416	270	SH		DFND	2	0	270	0
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	652,791	11,053	SH		SOLE	5	11,053	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F839	270,487	6,310	SH		SOLE	5	6,310	0	0
FIRST TR EXCHNG TRADED FD VI	TCW OPPORTUNIS	33740F805	18,399,926	428,204	SH		SOLE	5	398,793	0	29,411
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	3,625,897	90,062	SH		SOLE	5	89,362	0	700
FORD MTR CO	COM	345370860	17,286	1,746	SH		DFND	2	0	1,746	0
FORD MTR CO	COM	345370860	137,779	13,917	SH		SOLE	5	13,917	0	0
GE AEROSPACE	COM NEW	369604301	292,206	1,749	SH		SOLE	5	1,749	0	0
GE AEROSPACE	COM NEW	369604301	43,773	262	SH		DFND	2	0	262	0
GLOBAL X FDS	ARTIFICIAL ETF	37954Y632	270,480	6,998	SH		SOLE	5	6,998	0	0
GRACO INC	COM	384109104	9,862	117	SH		DFND	2,3	0	117	0
GRACO INC	COM	384109104	286,081	3,394	SH		SOLE	5	3,394	0	0
GRAYSCALE BITCOIN TRUST ETF	SHS REP COM UT	389637109	378,687	5,116	SH		SOLE	5	5,116	0	0
HERSHEY CO	COM	427866108	944,702	5,578	SH		SOLE	5	4,428	280	870
HERSHEY CO	COM	427866108	7,452	44	SH		DFND	2,3	0	44	0
HOME DEPOT INC	COM	437076102	613,438	1,577	SH		SOLE	5	1,577	0	0
HOME DEPOT INC	COM	437076102	117,475	302	SH		DFND	2	0	302	0
HONEYWELL INTL INC	COM	438516106	1,506,461	6,669	SH		SOLE	5	6,669	0	0
HONEYWELL INTL INC	COM	438516106	34,110	151	SH		DFND	2	0	151	0
HORMEL FOODS CORP	COM	440452100	202,846	6,466	SH		SOLE	5	6,466	0	0
HORMEL FOODS CORP	COM	440452100	6,463	206	SH		DFND	2	0	206	0
INSULET CORP	COM	45784P101	5,483	21	SH		DFND	2	0	21	0
INSULET CORP	COM	45784P101	208,073	797	SH		SOLE	5	797	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	63,531	289	SH		DFND	2	0	289	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	686,445	3,123	SH		SOLE	5	3,088	0	35
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	33,438,572	1,619,301	SH		SOLE	4,5	1,525,687	4,071	89,543
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	31,824,038	1,637,881	SH		SOLE	5	1,550,381	4,325	83,175
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	28,103,303	1,442,675	SH		SOLE	5	1,366,026	4,307	72,342
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	2,296,312	114,074	SH		SOLE	5	111,538	1,673	863
INVESCO QQQ TR	UNIT SER 1	46090E103	2,742,138	5,364	SH		SOLE	5	5,274	0	90
ISHARES BITCOIN TRUST ETF	SHS BEN INT	46438F101	322,651	6,082	SH		SOLE	5	5,082	0	1,000
ISHARES TR	3 7 YR TREAS BD	464288661	62,407,323	540,089	SH		SOLE	5	509,232	477	30,380
ISHARES TR	CORE HIGH DV ETF	46429B663	463,185	4,126	SH		SOLE	5	4,126	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	312,247	2,710	SH		SOLE	5	2,710	0	0
ISHARES TR	CORE S&P500 ETF	464287200	4,560,018	7,746	SH		SOLE	5	7,134	0	612
ISHARES TR	ESG AW MSCI EAFE	46435G516	349,788	4,594	SH		SOLE	5	4,594	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	740,921	17,620	SH		SOLE	5	17,620	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	1,449,612	11,253	SH		SOLE	5	11,253	0	0
ISHARES TR	ESG AWR US AGRGT	46435U549	428,688	9,231	SH		SOLE	5	9,231	0	0
ISHARES TR	ESG MSCI LEADR	46435U218	1,136,429	11,029	SH		SOLE	5	11,029	0	0
ISHARES TR	MSCI ACWI ETF	464288257	3,401,127	28,946	SH		SOLE	5	28,920	0	26
ISHARES TR	MSCI EAFE ETF	464287465	11,281,246	149,203	SH		SOLE	5	145,990	0	3,213
ISHARES TR	MSCI EMG MKT ETF	464287234	2,826,405	67,585	SH		SOLE	5	66,053	0	1,532
ISHARES TR	MSCI USA ESG SLC	464288802	482,713	3,970	SH		SOLE	5	3,970	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	132,510,371	744,106	SH		SOLE	5	698,014	0	46,092
ISHARES TR	NATIONAL MUN ETF	464288414	31,321,332	293,959	SH		SOLE	4,5	280,436	0	13,523
ISHARES TR	RUS 1000 ETF	464287622	1,015,127	3,151	SH		SOLE	5	3,151	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	1,319,592	3,286	SH		SOLE	5	3,286	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	206,606	1,116	SH		SOLE	5	1,116	0	0
ISHARES TR	RUS MDCP VAL ETF	464287473	242,901	1,878	SH		SOLE	5	1,878	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	2,014,706	9,118	SH		SOLE	5	8,882	0	236
ISHARES TR	S&P 100 ETF	464287101	50,571,426	175,079	SH		SOLE	4,5	164,176	0	10,903
ISHARES TR	S&P 500 GRWT ETF	464287309	452,723	4,459	SH		SOLE	5	4,459	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	3,053,648	24,437	SH		SOLE	5	24,170	0	267
ISHARES TR	SELECT DIVID ETF	464287168	264,968	2,018	SH		SOLE	5	2,018	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	919,904	15,881	SH		SOLE	5	14,226	1,655	0
JOHNSON & JOHNSON	COM	478160104	64,646	447	SH		DFND	2	0	447	0
JOHNSON & JOHNSON	COM	478160104	879,335	6,080	SH		SOLE	5	5,980	0	100
JPMORGAN CHASE & CO.	COM	46625H100	354,292	1,478	SH		SOLE	5	1,428	0	50
JPMORGAN CHASE & CO.	COM	46625H100	222,931	930	SH		DFND	2	0	930	0
LAM RESEARCH CORP	COM NEW	512807306	213,757	2,950	SH		SOLE	5	2,950	0	0
LAM RESEARCH CORP	COM NEW	512807306	28,551	394	SH		DFND	2	0	394	0
LOCKHEED MARTIN CORP	COM	539830109	176,400	363	SH		SOLE	5	363	0	0
LOCKHEED MARTIN CORP	COM	539830109	36,446	75	SH		DFND	2	0	75	0
LOWES COS INC	COM	548661107	192,175	779	SH		SOLE	5	779	0	0
LOWES COS INC	COM	548661107	31,591	128	SH		DFND	2	0	128	0
MARKEL GROUP INC	COM	570535104	203,696	118	SH		SOLE	5	118	0	0
MARKEL GROUP INC	COM	570535104	15,537	9	SH		DFND	2,3	0	9	0
MASTERCARD INCORPORATED	CL A	57636Q104	137,435	261	SH		DFND	2,3	0	261	0
MASTERCARD INCORPORATED	CL A	57636Q104	200,580	381	SH		SOLE	5	381	0	0
MCDONALDS CORP	COM	580135101	657,529	2,268	SH		SOLE	5	2,256	0	12
MCDONALDS CORP	COM	580135101	43,774	151	SH		DFND	2,3	0	151	0
MEDTRONIC PLC	SHS	G5960L103	1,212,591	15,048	SH		SOLE	5	15,048	0	0
MEDTRONIC PLC	SHS	G5960L103	19,259	239	SH		DFND	2	0	239	0
MERCK & CO INC	COM	58933Y105	913,804	9,112	SH		SOLE	5	9,112	0	0
MERCK & CO INC	COM	58933Y105	44,255	441	SH		DFND	2	0	441	0
META PLATFORMS INC	CL A	30303M102	404,588	691	SH		DFND	2	0	691	0
META PLATFORMS INC	CL A	30303M102	2,259,525	3,859	SH		SOLE	5	3,859	0	0
MICROSOFT CORP	COM	594918104	7,626,277	18,093	SH		SOLE	5	17,385	118	590
MICROSOFT CORP	COM	594918104	681,566	1,617	SH		DFND	2,3	0	1,617	0
MONDELEZ INTL INC	CL A	609207105	278,606	4,628	SH		SOLE	5	4,628	0	0
MONDELEZ INTL INC	CL A	609207105	12,943	215	SH		DFND	2	0	215	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	1,716,023	3,704	SH		SOLE	5	3,092	139	473
MOTOROLA SOLUTIONS INC	COM NEW	620076307	25,020	54	SH		DFND	2	0	54	0
NETFLIX INC	COM	64110L106	881,516	989	SH		SOLE	5	984	0	5
NETFLIX INC	COM	64110L106	164,003	184	SH		DFND	2	0	184	0
NORTHERN OIL & GAS INC	COM	665531307	202,932	5,400	SH		SOLE	5	5,400	0	0
NVIDIA CORPORATION	COM	67066G104	740,883	5,517	SH		SOLE	5	5,458	0	59
NVIDIA CORPORATION	COM	67066G104	794,057	5,913	SH		DFND	2	0	5,913	0
ORACLE CORP	COM	68389X105	682,058	4,093	SH		SOLE	5	4,093	0	0
ORACLE CORP	COM	68389X105	109,650	658	SH		DFND	2	0	658	0
OTTER TAIL CORP	COM	689648103	550,773	7,459	SH		SOLE	5	7,459	0	0
PACCAR INC	COM	693718108	21,940	205	SH		DFND	2	0	205	0
PACCAR INC	COM	693718108	1,426,526	13,330	SH		SOLE	5	11,184	491	1,655
PAYCHEX INC	COM	704326107	14,864	106	SH		DFND	2	0	106	0
PAYCHEX INC	COM	704326107	200,936	1,433	SH		SOLE	5	1,433	0	0
PEPSICO INC	COM	713448108	468,990	3,057	SH		SOLE	5	3,057	0	0
PEPSICO INC	COM	713448108	35,617	232	SH		DFND	2	0	232	0
PFIZER INC	COM	717081103	13,823	521	SH		DFND	2	0	521	0
PFIZER INC	COM	717081103	330,645	12,463	SH		SOLE	5	11,299	0	1,164
PHILIP MORRIS INTL INC	COM	718172109	253,136	2,080	SH		SOLE	5	2,080	0	0
PHILIP MORRIS INTL INC	COM	718172109	37,606	309	SH		DFND	2	0	309	0
POLARIS INC	COM	731068102	516,276	8,960	SH		SOLE	5	8,960	0	0
PROCTER AND GAMBLE CO	COM	742718109	93,717	559	SH		DFND	2	0	559	0
PROCTER AND GAMBLE CO	COM	742718109	1,471,129	8,775	SH		SOLE	5	8,775	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	11,829	140	SH		DFND	2	0	140	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	228,292	2,702	SH		SOLE	5	2,074	0	628
QUALCOMM INC	COM	747525103	42,246	275	SH		DFND	2	0	275	0
QUALCOMM INC	COM	747525103	1,164,440	7,580	SH		SOLE	5	6,167	282	1,131
RTX CORPORATION	COM	75513E101	35,758	309	SH		DFND	2	0	309	0
RTX CORPORATION	COM	75513E101	231,452	2,000	SH		SOLE	5	2,000	0	0
SCHWAB CHARLES CORP	COM	808513105	202,640	2,738	SH		SOLE	5	1,455	0	1,283
SCHWAB CHARLES CORP	COM	808513105	22,426	303	SH		DFND	2,3	0	303	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	3,852,153	144,655	SH		SOLE	4,5	135,570	0	9,085
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	67,772,086	3,663,356	SH		SOLE	4,5	3,453,134	0	210,222
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	6,011,106	264,806	SH		SOLE	5	257,141	0	7,665
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	43,891,247	1,933,535	SH		SOLE	5	1,857,829	0	75,706
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,930,380	107,261	SH		SOLE	5	104,326	0	2,935
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	19,806,259	854,455	SH		SOLE	5	815,561	0	38,894
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	689,594	26,666	SH		SOLE	4,5	24,154	0	2,512
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,483,955	17,324	SH		SOLE	5	12,736	1,522	3,066
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	311,471	6,445	SH		SOLE	5	5,741	0	704
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	247,856	1,802	SH		SOLE	5	1,002	0	800
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	658,125	8,695	SH		SOLE	5	5,910	747	2,038
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	935,893	4,025	SH		SOLE	5	4,025	0	0
SERVICE CORP INTL	COM	817565104	11,255	141	SH		DFND	2,3	0	141	0
SERVICE CORP INTL	COM	817565104	1,276,482	15,992	SH		SOLE	5	12,919	722	2,351
SOLVENTUM CORP	COM SHS	83444M101	294,430	4,457	SH		SOLE	5	4,454	0	3
SOUTHERN CO	COM	842587107	27,331	332	SH		DFND	2	0	332	0
SOUTHERN CO	COM	842587107	337,366	4,098	SH		SOLE	5	3,863	0	235
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	2,223,560	5,211	SH		SOLE	5	5,060	0	151
SPDR GOLD TR	GOLD SHS	78463V107	826,390	3,413	SH		SOLE	5	3,363	0	50
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,496,464	43,846	SH		SOLE	5	43,827	0	19
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	338,708	5,779	SH		SOLE	5	5,107	0	672
SPDR S&P 500 ETF TR	TR UNIT	78462F103	39,979,100	67,986	SH		SOLE	5	65,664	0	2,322
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	328,706	575	SH		SOLE	5	553	0	22
SPDR SER TR	PORTFOLI S&P1500	78464A805	515,654	7,219	SH		SOLE	5	5,235	0	1,984
SPDR SER TR	PORTFOLIO SHORT	78464A474	680,152	22,778	SH		SOLE	5	21,346	0	1,432
SPDR SER TR	S&P KENSHO CLEAN	78468R655	250,181	4,131	SH		SOLE	5	4,131	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	299,129	1,510	SH		SOLE	5	1,510	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	105,587	533	SH		DFND	2,3	0	533	0
TARGET CORP	COM	87612E106	31,362	232	SH		DFND	2	0	232	0
TARGET CORP	COM	87612E106	1,002,814	7,418	SH		SOLE	5	7,267	0	151
TESLA INC	COM	88160R101	126,806	314	SH		DFND	2	0	314	0
TESLA INC	COM	88160R101	2,904,014	7,191	SH		SOLE	5	6,996	0	195
TEXAS INSTRS INC	COM	882508104	256,889	1,370	SH		SOLE	5	1,265	0	105
TEXAS INSTRS INC	COM	882508104	39,378	210	SH		DFND	2	0	210	0
THE CIGNA GROUP	COM	125523100	27,062	98	SH		DFND	2	0	98	0
THE CIGNA GROUP	COM	125523100	848,026	3,071	SH		SOLE	5	2,394	156	521
THERMO FISHER SCIENTIFIC INC	COM	883556102	318,620	612	SH		SOLE	5	612	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	42,169	81	SH		DFND	2,3	0	81	0
TJX COS INC NEW	COM	872540109	50,499	418	SH		DFND	2,3	0	418	0
TJX COS INC NEW	COM	872540109	214,801	1,778	SH		SOLE	5	1,778	0	0
TRACTOR SUPPLY CO	COM	892356106	1,302,964	24,556	SH		SOLE	5	20,441	930	3,185
TRACTOR SUPPLY CO	COM	892356106	14,327	270	SH		DFND	2	0	270	0
UNION PAC CORP	COM	907818108	35,803	157	SH		DFND	2	0	157	0
UNION PAC CORP	COM	907818108	2,010,973	8,819	SH		SOLE	5	7,848	236	735
UNITED PARCEL SERVICE INC	CL B	911312106	855,967	6,788	SH		SOLE	5	6,788	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	20,555	163	SH		DFND	2,3	0	163	0
UNITEDHEALTH GROUP INC	COM	91324P102	105,725	209	SH		DFND	2,3	0	209	0
UNITEDHEALTH GROUP INC	COM	91324P102	1,494,817	2,955	SH		SOLE	5	2,955	0	0
US BANCORP DEL	COM NEW	902973304	1,380,487	28,564	SH		SOLE	5	23,514	1,346	3,704
US BANCORP DEL	COM NEW	902973304	20,734	429	SH		DFND	2	0	429	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	5,418,449	72,507	SH		SOLE	5	66,265	0	6,242
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	3,940,330	50,994	SH		SOLE	5	48,249	0	2,745
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	19,220,520	267,286	SH		SOLE	4,5	246,531	0	20,755
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,868,956	19,172	SH		SOLE	5	18,373	0	799
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	1,134,655	7,014	SH		SOLE	5	6,789	0	225
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,232,798	2,288	SH		SOLE	5	2,288	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	4,286,238	21,628	SH		SOLE	5	20,358	0	1,270
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,929,204	30,811	SH		SOLE	4,5	29,350	0	1,461
VANGUARD INDEX FDS	VALUE ETF	922908744	226,524	1,338	SH		SOLE	5	1,338	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	4,192,079	73,020	SH		SOLE	5	71,649	0	1,371
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	27,007,849	613,257	SH		SOLE	4,5	579,825	0	33,432
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	5,044,592	42,940	SH		SOLE	5	39,554	0	3,386
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	915,582	4,675	SH		SOLE	5	4,405	0	270
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	841,250	17,592	SH		SOLE	5	17,145	0	447
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	294,602	2,309	SH		SOLE	5	2,209	0	100
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	224,986	887	SH		SOLE	5	887	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	214,370	345	SH		SOLE	5	345	0	0
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	2,601,045	12,231	SH		SOLE	4,5	9,169	0	3,062
VANGUARD WORLD FD	UTILITIES ETF	92204A876	395,477	2,420	SH		SOLE	5	2,155	265	0
VERIZON COMMUNICATIONS INC	COM	92343V104	860,333	21,514	SH		SOLE	5	17,470	1,318	2,726
VERIZON COMMUNICATIONS INC	COM	92343V104	78,621	1,966	SH		DFND	2	0	1,966	0
VISA INC	COM CL A	92826C839	137,794	436	SH		DFND	2,3	0	436	0
VISA INC	COM CL A	92826C839	328,050	1,038	SH		SOLE	5	1,038	0	0
WALMART INC	COM	931142103	277,921	3,069	SH		SOLE	5	3,069	0	0
WALMART INC	COM	931142103	102,512	1,132	SH		DFND	2	0	1,132	0
WASTE MGMT INC DEL	COM	94106L109	37,285	185	SH		DFND	2	0	185	0
WASTE MGMT INC DEL	COM	94106L109	211,549	1,048	SH		SOLE	5	914	0	134
WELLS FARGO CO NEW	COM	949746101	60,899	867	SH		DFND	2,3	0	867	0
WELLS FARGO CO NEW	COM	949746101	428,394	6,099	SH		SOLE	5	6,099	0	0
WELLTOWER INC	COM	95040Q104	252,060	2,000	SH		SOLE	5	2,000	0	0
WISDOMTREE TR	US QTLY DIV GRT	97717X669	53,530,499	661,111	SH		SOLE	5	628,254	1,852	31,005
WISDOMTREE TR	YIELD ENHANCD US	97717X511	4,189,679	97,616	SH		SOLE	5	90,011	0	7,605
WORLD GOLD TR	SPDR GLD MINIS	98149E303	25,781,426	495,892	SH		SOLE	5	468,750	0	27,142
XCEL ENERGY INC	COM	98389B100	10,399	154	SH		DFND	2,3	0	154	0
XCEL ENERGY INC	COM	98389B100	443,655	6,571	SH		SOLE	5	6,545	0	26