CERTIFICATION
I, Darin Pastor, certifythat:
1. I have reviewed this Annual Report on Form 10-K of Capstone Financial Group,Inc.(the“Company”);
2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessaryto makethestatementsmade,inlightofthecircumstancesunderwhichsuchstatementsweremade,notmisleadingwithrespecttotheperiod covered by this report;
3. Basedonmyknowledge,thefinancialstatements,andotherfinancialinformationincludedinthisreport,fairlypresentinallmaterial respectsthefinancialcondition,resultsofoperationsandcashflowsoftheCompanyasof,andfor,theperiodspresentedinthisreport;
4. The Company’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e)and 15d-15(e))andinternalcontroloverfinancialreporting(asdefinedinExchangeActRules13a-15(f)and15d-15(f))fortheCompanyandhave:
(a) Designedsuchdisclosurecontrolsandprocedures,orcausedsuchdisclosurecontrolsandprocedurestobedesignedunderour supervision, to ensure that material information relating to the Company, including its consolidated subsidiaries, is made known to us byothers within those entities, particularly during the period in which this report is beingprepared;
(b) Designedsuchinternalcontroloverfinancialreporting,orcausedsuchinternalcontroloverfinancialreportingtobedesignedunder oursupervision,toprovidereasonableassuranceregardingthereliabilityoffinancialreportingandthepreparationoffinancialstatementsfor external purposes in accordance with generally accepted accountingprinciples;
(c) Evaluated the effectiveness of the Company’s disclosure controls and procedures and presented in this report our conclusions aboutthe effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation;and
(d) Disclosed in this report any change in the Company’s internal control over financial reporting that occurred during the Company’smost recentfiscalquarter(theCompany’sfourthfiscalquarterinthecaseofanannualreport)thathasmateriallyaffected,orisreasonablylikelyto materially affect, the Company’s internal control over financial reporting;and
5. The Company’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Company’s auditors and the audit committee of the Company's board of directors (or persons performing the equivalentfunctions):
(a) Allsignificantdeficienciesandmaterialweaknessesinthedesignoroperationofinternalcontroloverfinancialreportingwhichare reasonably likely to adversely affect the Company’s ability to record, process, summarize and report financial information;and
(b) Anyfraud,whetherornotmaterial,thatinvolvesmanagementorotheremployeeswhohaveasignificantroleintheCompany’s internal control over financialreporting.
Date:April 29, 2015
| /s/ | DarinPastor | |
| DarinPastor | ||
| Chief ExecutiveOfficer |
