Regal Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	COM	001055102	10,055,782	97,214	SH		SOLE		52,276	0	44,938
ALPS ETF TR	ALERIAN MLP	00162Q452	1,369,038	28,427	SH		SOLE		7,594	0	20,833
ALPS ETF TR	INTL SEC DV DOG	00162Q718	266,148	9,216	SH		SOLE		0	0	9,216
AT&T INC	COM	00206R102	8,159,699	358,353	SH		SOLE		163,522	0	194,831
ABBOTT LABS	COM	002824100	986,349	8,720	SH		SOLE		3,837	0	4,883
ABBVIE INC	COM	00287Y109	20,396,198	114,779	SH		SOLE		53,777	0	61,002
ADOBE INC	COM	00724F101	621,729	1,398	SH		SOLE		487	0	911
ADVANCED MICRO DEVICES INC	COM	007903107	779,428	6,453	SH		SOLE		5,528	0	925
AKOYA BIOSCIENCES INC	COM	00974H104	39,993	17,464	SH		SOLE		6,411	0	11,053
ALDEYRA THERAPEUTICS INC	COM	01438T106	65,704	13,167	SH		SOLE		5,065	0	8,102
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	306,327	8,259	SH		SOLE		0	0	8,259
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	743,110	3,158	SH		SOLE		31	0	3,127
ALPHABET INC	CAP STK CL C	02079K107	7,191,763	37,764	SH		SOLE		8,787	0	28,977
ALPHABET INC	CAP STK CL A	02079K305	4,524,153	23,899	SH		SOLE		4,432	0	19,467
ALTRIA GROUP INC	COM	02209S103	9,240,949	176,715	SH		SOLE		70,686	0	106,029
AMAZON COM INC	COM	023135106	9,688,618	44,162	SH		SOLE		10,957	0	33,205
AMBEV SA	SPONSORED ADR	02319V103	52,169	28,199	SH		SOLE		10,441	0	17,758
AMERICAN ELEC PWR CO INC	COM	025537101	3,767,086	40,844	SH		SOLE		22,343	0	18,501
AMERICAN EXPRESS CO	COM	025816109	290,855	980	SH		SOLE		30	0	950
AMERICAN TOWER CORP NEW	COM	03027X100	904,263	4,930	SH		SOLE		1,623	0	3,307
AMGEN INC	COM	031162100	1,082,680	4,154	SH		SOLE		628	0	3,526
AMPHENOL CORP NEW	CL A	032095101	560,021	8,064	SH		SOLE		3,353	0	4,711
AMPLIFY ETF TR	CWP ENHANCED DIV	032108409	3,245,465	80,175	SH		SOLE		17,021	0	63,154
APPLE INC	COM	037833100	32,176,806	128,491	SH		SOLE		77,734	0	50,757
ARISTA NETWORKS INC	COM SHS	040413205	465,553	4,212	SH		SOLE		1,160	0	3,052
ARROW INVTS TR	DWA TACTICAL MAC	042765792	539,566	46,900	SH		SOLE		42,855	0	4,045
AUTOMATIC DATA PROCESSING IN	COM	053015103	4,761,722	16,267	SH		SOLE		8,800	0	7,467
BANK AMERICA CORP	COM	060505104	3,461,811	78,767	SH		SOLE		23,040	0	55,727
BANK FIRST CORP	COM	06211J100	490,496	4,950	SH		SOLE		0	0	4,950
BARRICK GOLD CORP	COM	067901108	3,569,122	230,266	SH		SOLE		75,251	0	155,015
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	7,678,850	16,941	SH		SOLE		2,466	0	14,475
BLACKROCK ETF TRUST II	ISHARES FLEXIBLE	092528603	4,231,839	81,351	SH		SOLE		31,425	0	49,926
BLACKROCK MUNIHLDGS NJ QLTY	COM	09254X101	170,545	15,406	SH		SOLE		0	0	15,406
BLACKSTONE INC	COM	09260D107	427,775	2,481	SH		SOLE		774	0	1,707
BLACKROCK ETF TRUST	ISHARES US EQUIT	09290C103	10,015,692	195,428	SH		SOLE		61,951	0	133,477
BLACKROCK ETF TRUST	US CARBON TRANS	09290C509	1,571,147	24,530	SH		SOLE		17,910	0	6,620
BLACKROCK ETF TRUST	WORLD EX US CARB	09290C608	267,510	6,147	SH		SOLE		4,475	0	1,672
BLACKROCK INC	COM	09290D101	540,233	527	SH		SOLE		425	0	102
BOEING CO	COM	097023105	723,678	4,089	SH		SOLE		2,157	0	1,932
BONDBLOXX ETF TRUST	BLOOMBERG SEVEN	09789C820	749,101	16,193	SH		SOLE		2,932	0	13,261
BONDBLOXX ETF TRUST	BLOOMBERG ONE YR	09789C861	1,030,679	20,805	SH		SOLE		3,788	0	17,017
LUCKY STRIKE ENTERTAINMENT C	CL A COM	10258P102	220,771	22,055	SH		SOLE		3,171	0	18,884
BRISTOL-MYERS SQUIBB CO	COM	110122108	351,363	6,212	SH		SOLE		2,893	0	3,319
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	489,773	13,485	SH		SOLE		805	0	12,680
BROADCOM INC	COM	11135F101	2,927,787	12,628	SH		SOLE		2,863	0	9,765
BUILDERS FIRSTSOURCE INC	COM	12008R107	4,665,236	32,640	SH		SOLE		10,194	0	22,446
CBOE GLOBAL MKTS INC	COM	12503M108	1,640,401	8,395	SH		SOLE		4,233	0	4,162
CME GROUP INC	COM	12572Q105	4,559,696	19,634	SH		SOLE		5,250	0	14,384
CNA FINL CORP	COM	126117100	490,479	10,140	SH		SOLE		3,295	0	6,845
CVS HEALTH CORP	COM	126650100	306,313	6,824	SH		SOLE		2,290	0	4,534
CAL MAINE FOODS INC	COM NEW	128030202	508,528	4,941	SH		SOLE		0	0	4,941
CARDINAL HEALTH INC	COM	14149Y108	355,857	3,009	SH		SOLE		1,000	0	2,009
CASEYS GEN STORES INC	COM	147528103	468,345	1,182	SH		SOLE		545	0	637
CATERPILLAR INC	COM	149123101	1,070,816	2,952	SH		SOLE		269	0	2,683
CHART INDS INC	COM	16115Q308	907,636	4,756	SH		SOLE		249	0	4,507
CHEVRON CORP NEW	COM	166764100	10,185,607	70,323	SH		SOLE		25,663	0	44,660
CHIPOTLE MEXICAN GRILL INC	COM	169656105	290,014	4,810	SH		SOLE		400	0	4,410
CINCINNATI FINL CORP	COM	172062101	6,296,726	43,817	SH		SOLE		16,300	0	27,517
CISCO SYS INC	COM	17275R102	6,101,820	103,071	SH		SOLE		30,967	0	72,104
CITIGROUP INC	COM NEW	172967424	259,462	3,686	SH		SOLE		515	0	3,171
CLEVELAND-CLIFFS INC NEW	COM	185899101	198,933	21,163	SH		SOLE		21,163	0	0
CLOROX CO DEL	COM	189054109	4,755,825	29,283	SH		SOLE		11,346	0	17,937
COCA COLA CO	COM	191216100	5,178,237	83,171	SH		SOLE		32,763	0	50,408
COINBASE GLOBAL INC	COM CL A	19260Q107	257,239	1,036	SH		SOLE		3	0	1,033
COLGATE PALMOLIVE CO	COM	194162103	640,581	7,046	SH		SOLE		2,800	0	4,246
CONOCOPHILLIPS	COM	20825C104	1,479,441	14,918	SH		SOLE		9,555	0	5,363
CONSOLIDATED EDISON INC	COM	209115104	4,781,426	53,585	SH		SOLE		33,306	0	20,279
CONSTELLATION ENERGY CORP	COM	21037T109	1,550,087	6,929	SH		SOLE		4,718	0	2,211
COPART INC	COM	217204106	682,942	11,900	SH		SOLE		6,236	0	5,664
CORPAY INC	COM SHS	219948106	5,595,437	16,534	SH		SOLE		4,842	0	11,692
COSTCO WHSL CORP NEW	COM	22160K105	5,194,869	5,670	SH		SOLE		4,825	0	845
CROWDSTRIKE HLDGS INC	CL A	22788C105	1,009,373	2,950	SH		SOLE		0	0	2,950
CUMMINS INC	COM	231021106	328,382	942	SH		SOLE		721	0	221
DTE ENERGY CO	COM	233331107	257,145	2,130	SH		SOLE		2,116	0	14
DANAHER CORPORATION	COM	235851102	2,015,113	8,779	SH		SOLE		724	0	8,055
DECKERS OUTDOOR CORP	COM	243537107	270,313	1,331	SH		SOLE		0	0	1,331
DEERE & CO	COM	244199105	254,065	600	SH		SOLE		215	0	385
DELTA AIR LINES INC DEL	COM NEW	247361702	385,385	6,370	SH		SOLE		3,744	0	2,626
DIAMONDBACK ENERGY INC	COM	25278X109	4,505,633	27,502	SH		SOLE		8,051	0	19,451
DIGITAL RLTY TR INC	COM	253868103	422,047	2,380	SH		SOLE		706	0	1,674
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	366,654	10,600	SH		SOLE		10,600	0	0
DIREXION SHS ETF TR	NAS100 EQL WGT	25459Y207	1,902,171	21,189	SH		SOLE		13,089	0	8,100
DISNEY WALT CO	COM	254687106	1,639,306	14,722	SH		SOLE		11,046	0	3,676
DOW INC	COM	260557103	531,806	13,252	SH		SOLE		8,477	0	4,775
DUKE ENERGY CORP NEW	COM NEW	26441C204	3,355,263	31,142	SH		SOLE		14,606	0	16,536
EOG RES INC	COM	26875P101	4,422,230	36,076	SH		SOLE		9,153	0	26,923
ETFIS SER TR I	VIRTUS PVT CR	26923G798	772,031	35,495	SH		SOLE		9,242	0	26,253
EATON VANCE TAX-MANAGED GLOB	COM	27829C105	145,245	17,250	SH		SOLE		17,250	0	0
EMERSON ELEC CO	COM	291011104	10,655,982	85,984	SH		SOLE		47,365	0	38,619
ENBRIDGE INC	COM	29250N105	639,619	15,075	SH		SOLE		5,191	0	9,884
ENTERGY CORP NEW	COM	29364G103	1,693,807	22,340	SH		SOLE		10,000	0	12,340
EXELON CORP	COM	30161N101	479,163	12,730	SH		SOLE		4,500	0	8,230
EXPEDIA GROUP INC	COM NEW	30212P303	5,701,699	30,600	SH		SOLE		8,819	0	21,781
EXTREME NETWORKS	COM	30226D106	234,360	14,000	SH		SOLE		14,000	0	0
EXXON MOBIL CORP	COM	30231G102	2,849,027	26,485	SH		SOLE		8,411	0	18,074
META PLATFORMS INC	CL A	30303M102	1,578,746	2,696	SH		SOLE		991	0	1,705
FEDEX CORP	COM	31428X106	451,325	1,604	SH		SOLE		1,425	0	179
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	870,839	11,449	SH		SOLE		9,394	0	2,055
FIDELITY COVINGTON TRUST	ENHANCED LARGE	316092113	363,745	11,046	SH		SOLE		151	0	10,895
FIDELITY COVINGTON TRUST	MSCI CONSM DIS	316092204	1,595,175	16,367	SH		SOLE		12,944	0	3,423
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	271,203	4,150	SH		SOLE		4,000	0	150
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	312,783	6,263	SH		SOLE		0	0	6,263
FIDELITY COVINGTON TRUST	ENHANCED LARGE	31609A305	352,513	9,969	SH		SOLE		100	0	9,869
FIDELITY COVINGTON TRUST	ENHANCED INTL	31609A404	286,015	10,389	SH		SOLE		0	0	10,389
FIDELITY MERRIMACK STR TR	LTD TRM BD ETF	316188200	3,826,373	77,098	SH		SOLE		70,361	0	6,737
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	434,493	9,683	SH		SOLE		650	0	9,033
FIDELITY NATL INFORMATION SV	COM	31620M106	5,128,553	63,496	SH		SOLE		18,122	0	45,374
FIFTH THIRD BANCORP	COM	316773100	409,420	9,684	SH		SOLE		4,859	0	4,825
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	449,825	11,173	SH		SOLE		10,785	0	388
FIRST TR EXCHANGE-TRADED FD	WTR ETF	33733B100	300,168	2,941	SH		SOLE		0	0	2,941
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	21,582,407	245,757	SH		SOLE		221,262	0	24,495
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	5,970,554	24,553	SH		SOLE		23,173	0	1,380
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	2,151,199	11,426	SH		SOLE		9,871	0	1,555
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	552,411	5,297	SH		SOLE		5,297	0	0
FIRST TR EXCHANGE TRADED FD	CONSUMR STAPLE	33734X119	1,072,329	16,739	SH		SOLE		16,069	0	670
FIRST TR EXCHANGE TRADED FD	FINLS ALPHADEX	33734X135	1,036,861	19,155	SH		SOLE		18,700	0	455
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	643,524	6,180	SH		SOLE		5,660	0	520
FIRST TR EXCHANGE TRADED FD	INDLS PROD DUR	33734X150	2,315,403	30,950	SH		SOLE		26,926	0	4,024
FIRST TR EXCHANGE TRADED FD	TECH ALPHADEX	33734X176	563,990	3,797	SH		SOLE		3,797	0	0
FIRST TR EXCHANGE TRADED FD	UTILITIES ALPH	33734X184	330,492	8,737	SH		SOLE		8,737	0	0
FIRST TR SML CP CORE ALPHA F	COM SHS	33734Y109	3,106,668	30,741	SH		SOLE		29,837	0	904
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	2,348,803	30,719	SH		SOLE		29,439	0	1,280
FIRST TR EXCHANGE-TRADED FD	NO AMER ENERGY	33738D101	540,989	15,175	SH		SOLE		15,175	0	0
FIRST TR EXCHANGE-TRADED FD	NASD TECH DIV	33738R118	2,220,984	28,307	SH		SOLE		28,307	0	0
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	9,387,475	158,948	SH		SOLE		146,577	0	12,371
FIRST TR EXCHANGE-TRADED FD	NASDQ OIL GAS	33738R845	291,811	10,150	SH		SOLE		10,150	0	0
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	276,285	5,416	SH		SOLE		5,216	0	200
FIRST TR EXCHNG TRADED FD VI	FT VEST NAS	33740F581	1,671,768	56,175	SH		SOLE		49,990	0	6,185
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740F755	6,809,972	223,498	SH		SOLE		189,476	0	34,022
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F763	341,920	6,870	SH		SOLE		6,870	0	0
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F862	5,814,941	124,945	SH		SOLE		123,975	0	970
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U703	269,211	10,549	SH		SOLE		0	0	10,549
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U752	724,776	23,060	SH		SOLE		5,980	0	17,080
FIRST TR EXCHNG TRADED FD VI	VEST BUFFERED	33740U778	1,109,973	45,305	SH		SOLE		23,260	0	22,045
FIRST TR EXCHANGE-TRADED FD	SMID RISNG ETF	33741X102	855,039	23,850	SH		SOLE		23,019	0	831
FISERV INC	COM	337738108	955,821	4,653	SH		SOLE		2,054	0	2,599
FLEXIBLE SOLUTIONS INTL INC	COM	33938T104	102,741	28,460	SH		SOLE		28,460	0	0
FLEXSHARES TR	HIG YLD VL ETF	33939L662	467,259	11,486	SH		SOLE		2,972	0	8,514
FORD MTR CO	COM	345370860	1,255,214	126,789	SH		SOLE		107,389	0	19,400
FRANKLIN TEMPLETON ETF TR	HIGH YIELD CORP	35473P629	313,138	13,118	SH		SOLE		3,416	0	9,702
GALLAGHER ARTHUR J & CO	COM	363576109	483,395	1,703	SH		SOLE		704	0	999
GE VERNOVA INC	COM	36828A101	255,671	777	SH		SOLE		447	0	330
GENERAC HLDGS INC	COM	368736104	4,505,754	29,060	SH		SOLE		7,198	0	21,862
GE AEROSPACE	COM NEW	369604301	525,581	3,151	SH		SOLE		1,806	0	1,345
GENERAL MLS INC	COM	370334104	355,838	5,580	SH		SOLE		3,356	0	2,224
GSK PLC	SPONSORED ADR	37733W204	287,565	8,503	SH		SOLE		811	0	7,692
GLOBAL X FDS	S&P 500 COVERED	37954Y475	1,387,581	33,116	SH		SOLE		7,561	0	25,555
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	1,542,147	84,640	SH		SOLE		17,579	0	67,061
GOLDMAN SACHS ETF TR	ACTIVEBETA INT	381430107	4,232,375	126,945	SH		SOLE		62,734	0	64,211
GOLDMAN SACHS ETF TR	MARKETBETA US EQ	381430123	2,025,733	25,062	SH		SOLE		6,335	0	18,727
GOLDMAN SACHS ETF TR	ACES ULTRA SHR	381430230	475,979	9,479	SH		SOLE		5,216	0	4,263
GOLDMAN SACHS ETF TR	ACCESS HIG YLD	381430453	3,733,349	83,987	SH		SOLE		47,035	0	36,952
GOLDMAN SACHS ETF TR	ACCESS INVT GR	381430479	4,145,273	91,975	SH		SOLE		59,696	0	32,279
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	14,590,307	126,674	SH		SOLE		68,326	0	58,348
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	289,455	2,897	SH		SOLE		2,565	0	332
GOLDMAN SACHS ETF TR	ACCESS US AGRAT	38149W101	562,934	13,960	SH		SOLE		7,332	0	6,628
GOLDMAN SACHS PHYSICAL GOLD	UNIT	38150K103	1,536,692	59,252	SH		SOLE		30,845	0	28,407
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	516,373	24,186	SH		SOLE		8,104	0	16,082
HOME DEPOT INC	COM	437076102	1,962,611	5,045	SH		SOLE		1,713	0	3,332
HUBSPOT INC	COM	443573100	999,169	1,434	SH		SOLE		9	0	1,425
HUNTINGTON BANCSHARES INC	COM	446150104	288,609	17,739	SH		SOLE		16,318	0	1,421
INDIE SEMICONDUCTOR INC	CLASS A COM	45569U101	57,405	14,174	SH		SOLE		4,870	0	9,304
INTEL CORP	COM	458140100	244,550	12,197	SH		SOLE		3,862	0	8,335
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,988,654	22,693	SH		SOLE		6,779	0	15,914
INVESCO ACTIVELY MANAGED EXC	AAA CLO FLTNG RT	46090A721	510,307	19,903	SH		SOLE		0	0	19,903
INVESCO ACTIVELY MANAGED EXC	TOTAL RETURN	46090A804	6,845,183	147,525	SH		SOLE		133,931	0	13,594
INVESCO ACTIVELY MANAGED EXC	VAR RATE INVT	46090A879	2,694,689	107,294	SH		SOLE		98,624	0	8,670
INVESCO QQQ TR	UNIT SER 1	46090E103	33,097,719	64,741	SH		SOLE		33,933	0	30,808
INVESCO ACTVELY MNGD ETC FD	OPTIMUM YIELD	46090F100	454,439	34,984	SH		SOLE		3,754	0	31,230
INTRA-CELLULAR THERAPIES INC	COM	46116X101	604,936	7,243	SH		SOLE		521	0	6,722
INVESCO EXCHANGE TRADED FD T	S&P500 PUR VAL	46137V258	446,360	4,948	SH		SOLE		0	0	4,948
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	288,525	2,506	SH		SOLE		0	0	2,506
INVESCO EXCHANGE TRADED FD T	S&P500 EQL FIN	46137V340	363,662	5,025	SH		SOLE		5,025	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	2,323,121	13,258	SH		SOLE		1,524	0	11,734
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	6,225,589	149,618	SH		SOLE		130,355	0	19,263
INVESCO EXCHANGE TRADED FD T	LARGE CAP VALUE	46137V738	6,973,703	122,613	SH		SOLE		102,032	0	20,581
INVESCO EXCHANGE TRADED FD T	LARGE CAP GROWTH	46137V746	8,699,730	85,511	SH		SOLE		72,054	0	13,457
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	776,757	39,977	SH		SOLE		6,754	0	33,223
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	357,650	17,320	SH		SOLE		2,286	0	15,034
ISHARES GOLD TR	ISHARES NEW	464285204	1,778,452	35,921	SH		SOLE		9,636	0	26,285
ISHARES INC	FRONTIER AND SEL	464286145	1,927,885	71,035	SH		SOLE		0	0	71,035
ISHARES TR	S&P 100 ETF	464287101	2,642,357	9,148	SH		SOLE		85	0	9,063
ISHARES TR	CORE S&P TTL STK	464287150	666,820	5,184	SH		SOLE		983	0	4,201
ISHARES TR	SELECT DIVID ETF	464287168	1,551,514	11,817	SH		SOLE		8,449	0	3,368
ISHARES TR	TIPS BD ETF	464287176	311,974	2,928	SH		SOLE		938	0	1,990
ISHARES TR	CORE S&P500 ETF	464287200	77,648,891	131,903	SH		SOLE		58,904	0	72,999
ISHARES TR	CORE US AGGBD ET	464287226	3,987,392	41,150	SH		SOLE		718	0	40,432
ISHARES TR	MSCI EMG MKT ETF	464287234	6,942,443	166,008	SH		SOLE		61,187	0	104,821
ISHARES TR	IBOXX INV CP ETF	464287242	22,038,122	206,272	SH		SOLE		413	0	205,859
ISHARES TR	S&P 500 GRWT ETF	464287309	13,553,289	133,491	SH		SOLE		43,559	0	89,932
ISHARES TR	S&P 500 VAL ETF	464287408	6,264,000	32,816	SH		SOLE		10,713	0	22,103
ISHARES TR	20 YR TR BD ETF	464287432	2,814,180	32,225	SH		SOLE		8,602	0	23,623
ISHARES TR	1 3 YR TREAS BD	464287457	3,267,946	39,863	SH		SOLE		5,881	0	33,982
ISHARES TR	MSCI EAFE ETF	464287465	1,284,223	16,985	SH		SOLE		5,158	0	11,827
ISHARES TR	RUS MDCP VAL ETF	464287473	286,101	2,212	SH		SOLE		1,975	0	237
ISHARES TR	RUS MD CP GR ETF	464287481	385,650	3,043	SH		SOLE		2,546	0	497
ISHARES TR	RUS MID CAP ETF	464287499	276,049	3,123	SH		SOLE		532	0	2,591
ISHARES TR	CORE S&P MCP ETF	464287507	6,263,925	100,528	SH		SOLE		6,340	0	94,188
ISHARES TR	RUS 1000 VAL ETF	464287598	665,243	3,593	SH		SOLE		0	0	3,593
ISHARES TR	RUS 1000 GRW ETF	464287614	2,768,901	6,895	SH		SOLE		1,424	0	5,471
ISHARES TR	RUS 1000 ETF	464287622	649,386	2,016	SH		SOLE		35	0	1,981
ISHARES TR	RUSSELL 2000 ETF	464287655	1,496,006	6,771	SH		SOLE		718	0	6,053
ISHARES TR	CORE S&P US VLU	464287663	2,218,364	23,959	SH		SOLE		23,910	0	49
ISHARES TR	U.S. TECH ETF	464287721	6,094,044	38,202	SH		SOLE		15,211	0	22,991
ISHARES TR	U.S. REAL ES ETF	464287739	559,400	6,011	SH		SOLE		0	0	6,011
ISHARES TR	US HLTHCARE ETF	464287762	816,476	14,012	SH		SOLE		11,390	0	2,622
ISHARES TR	U.S. FINLS ETF	464287788	291,932	2,640	SH		SOLE		2,640	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	14,035,220	121,813	SH		SOLE		20,907	0	100,906
ISHARES TR	EUROPE ETF	464287861	285,654	5,487	SH		SOLE		43	0	5,444
ISHARES TR	SP SMCP600VL ETF	464287879	955,282	8,796	SH		SOLE		0	0	8,796
ISHARES TR	S&P SML 600 GWT	464287887	1,388,390	10,256	SH		SOLE		679	0	9,577
ISHARES TR	MSCI ACWI ETF	464288257	332,193	2,827	SH		SOLE		449	0	2,378
ISHARES TR	EAFE SML CP ETF	464288273	2,949,169	48,546	SH		SOLE		12,665	0	35,881
ISHARES TR	JPMORGAN USD EMG	464288281	1,761,862	19,787	SH		SOLE		2,603	0	17,184
ISHARES TR	MRGSTR MD CP GRW	464288307	550,524	7,289	SH		SOLE		0	0	7,289
ISHARES TR	NATIONAL MUN ETF	464288414	8,917,421	83,692	SH		SOLE		5,000	0	78,692
ISHARES TR	INTL SEL DIV ETF	464288448	837,482	30,587	SH		SOLE		0	0	30,587
ISHARES TR	IBOXX HI YD ETF	464288513	338,719	4,307	SH		SOLE		220	0	4,087
ISHARES TR	MSCI KLD400 SOC	464288570	1,184,805	10,747	SH		SOLE		7,704	0	3,043
ISHARES TR	MBS ETF	464288588	7,774,653	84,802	SH		SOLE		16,327	0	68,475
ISHARES TR	ISHS 5-10YR INVT	464288638	768,216	14,914	SH		SOLE		2,675	0	12,239
ISHARES TR	10-20 YR TRS ETF	464288653	3,514,401	35,307	SH		SOLE		27,440	0	7,867
ISHARES TR	3 7 YR TREAS BD	464288661	976,398	8,450	SH		SOLE		7,867	0	583
ISHARES TR	SHORT TREAS BD	464288679	1,176,369	10,684	SH		SOLE		7,995	0	2,689
ISHARES TR	PFD AND INCM SEC	464288687	10,125,736	322,066	SH		SOLE		63,697	0	258,369
ISHARES TR	MICRO-CAP ETF	464288869	3,055,305	23,434	SH		SOLE		232	0	23,202
ISHARES TR	EAFE VALUE ETF	464288877	9,342,242	178,050	SH		SOLE		53,382	0	124,668
ISHARES TR	EAFE GRWTH ETF	464288885	9,505,679	98,168	SH		SOLE		28,959	0	69,209
ISHARES TR	AGGRES ALLOC ETF	464289859	420,504	5,489	SH		SOLE		5,486	0	3
ISHARES SILVER TR	ISHARES	46428Q109	714,864	27,150	SH		SOLE		1,500	0	25,650
ISHARES TR	US TREAS BD ETF	46429B267	3,276,068	142,562	SH		SOLE		9,871	0	132,691
ISHARES TR	FLTG RATE NT ETF	46429B655	4,527,308	88,980	SH		SOLE		0	0	88,980
ISHARES TR	CORE HIGH DV ETF	46429B663	1,772,829	15,792	SH		SOLE		1,596	0	14,196
ISHARES TR	MSCI USA MIN VOL	46429B697	2,276,482	25,639	SH		SOLE		19,259	0	6,380
ISHARES U S ETF TR	IT RT HDG HGYL	46431W606	419,902	4,863	SH		SOLE		1,186	0	3,677
ISHARES U S ETF TR	U.S. TECH INDEPD	46431W648	377,479	4,424	SH		SOLE		0	0	4,424
ISHARES TR	MSCI USA QLT FCT	46432F339	16,963,225	95,256	SH		SOLE		26,013	0	69,243
ISHARES TR	MSCI USA MMENTM	46432F396	3,872,518	18,715	SH		SOLE		4,620	0	14,095
ISHARES TR	CORE MSCI TOTAL	46432F834	283,881	4,292	SH		SOLE		736	0	3,556
ISHARES TR	CORE MSCI EAFE	46432F842	7,377,317	104,970	SH		SOLE		93	0	104,877
ISHARES INC	CORE MSCI EMKT	46434G103	2,051,106	39,278	SH		SOLE		12,154	0	27,124
ISHARES INC	MSCI EMRG CHN	46434G764	4,955,095	89,361	SH		SOLE		25,764	0	63,597
ISHARES INC	MSCI JPN ETF NEW	46434G822	382,941	5,707	SH		SOLE		0	0	5,707
ISHARES INC	MSCI GBL GOLD MN	46434G855	305,163	10,856	SH		SOLE		0	0	10,856
ISHARES INC	ESG AWR MSCI EM	46434G863	454,447	13,610	SH		SOLE		9,241	0	4,369
ISHARES INC	EMNG MKTS EQT	46434G889	390,215	8,628	SH		SOLE		5,171	0	3,457
ISHARES TR	INTERNATIONAL SL	46434V266	377,353	11,690	SH		SOLE		8,273	0	3,417
ISHARES TR	CORE TOTAL USD	46434V613	19,473,046	430,820	SH		SOLE		108,417	0	322,403
ISHARES TR	CORE DIV GRWTH	46434V621	793,506	12,936	SH		SOLE		0	0	12,936
ISHARES TR	CORE MSCI EURO	46434V738	640,836	11,872	SH		SOLE		1,171	0	10,701
ISHARES TR	HDG MSCI EAFE	46434V803	3,314,839	95,391	SH		SOLE		21	0	95,370
ISHARES TR	TRS FLT RT BD	46434V860	924,870	18,325	SH		SOLE		7,903	0	10,422
ISHARES TR	ULTRA SHORT-TERM	46434V878	848,486	16,825	SH		SOLE		16,470	0	355
ISHARES TR	CONV BD ETF	46435G102	358,813	4,223	SH		SOLE		1,575	0	2,648
ISHARES TR	ESG AWRE USD ETF	46435G193	357,545	15,737	SH		SOLE		10,372	0	5,365
ISHARES TR	HIGH YLD SYSTM B	46435G250	817,791	17,396	SH		SOLE		4,607	0	12,789
ISHARES TR	ESG AWR MSCI USA	46435G425	2,062,293	16,009	SH		SOLE		6,903	0	9,106
ISHARES TR	INTL DIV GRWTH	46435G524	326,073	4,798	SH		SOLE		0	0	4,798
ISHARES TR	ESG MSCI LEADR	46435U218	315,715	3,064	SH		SOLE		0	0	3,064
ISHARES TR	US INFRASTRUC	46435U713	1,108,539	23,948	SH		SOLE		6,705	0	17,243
ISHARES TR	20+ YEAR TR BD	46436E338	336,107	14,290	SH		SOLE		0	0	14,290
ISHARES TR	0-3 MNTH TREASRY	46436E718	953,041	9,500	SH		SOLE		7,129	0	2,371
ISHARES TR	ESG EAFE ETF	46436E759	776,346	12,014	SH		SOLE		8,810	0	3,204
ISHARES TR	ESG MSCI USA ETF	46436E767	1,265,921	25,461	SH		SOLE		18,759	0	6,702
ISHARES TR	IBONDS 26 TRM TS	46436E858	722,285	31,665	SH		SOLE		5,743	0	25,922
ISHARES TR	IBONDS 25 TRM TS	46436E866	2,130,781	91,371	SH		SOLE		15,881	0	75,490
JPMORGAN CHASE & CO.	COM	46625H100	3,681,047	15,356	SH		SOLE		7,674	0	7,682
J P MORGAN EXCHANGE TRADED F	INCOME ETF	46641Q159	652,686	14,307	SH		SOLE		0	0	14,307
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	9,071,644	157,685	SH		SOLE		19,989	0	137,696
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	46641Q837	774,909	15,384	SH		SOLE		2,826	0	12,558
J P MORGAN EXCHANGE TRADED F	ACTIVE BOND ETF	46654Q716	464,384	8,888	SH		SOLE		0	0	8,888
JACKSON FINANCIAL INC	COM CL A	46817M107	861,170	9,889	SH		SOLE		417	0	9,472
JOHNSON & JOHNSON	COM	478160104	13,149,277	90,923	SH		SOLE		40,090	0	50,833
JPMORGAN CHASE FINL CO LLC	CAL LKD 44	48133Q309	1,262,634	42,787	SH		SOLE		21,898	0	20,889
KLA CORP	COM NEW	482480100	425,392	675	SH		SOLE		301	0	374
STRATEGIC TRUST	RUNNING GWTH ETF	48817R870	832,130	25,393	SH		SOLE		19,970	0	5,423
KIMBERLY-CLARK CORP	COM	494368103	4,288,073	32,723	SH		SOLE		13,842	0	18,881
KINDER MORGAN INC DEL	COM	49456B101	2,487,420	90,782	SH		SOLE		6,400	0	84,382
KINSALE CAP GROUP INC	COM	49714P108	2,297,283	4,939	SH		SOLE		2,538	0	2,401
KNOW LABS INC	COM NEW	499238103	1,894	11,000	SH		SOLE		11,000	0	0
KRANESHARES TRUST	QUADRTC INT RT	500767736	1,652,138	93,131	SH		SOLE		20,088	0	73,043
LA Z BOY INC	COM	505336107	4,786,426	109,856	SH		SOLE		109,856	0	0
LAM RESEARCH CORP	COM NEW	512807306	2,056,951	28,478	SH		SOLE		570	0	27,908
LEGG MASON ETF INVT	FRANKLIN INTL LW	52468L505	563,799	18,473	SH		SOLE		4,095	0	14,378
ELI LILLY & CO	COM	532457108	2,499,902	3,238	SH		SOLE		1,073	0	2,165
LOCKHEED MARTIN CORP	COM	539830109	682,415	1,404	SH		SOLE		376	0	1,028
LOWES COS INC	COM	548661107	2,337,461	9,471	SH		SOLE		5,513	0	3,958
MGE ENERGY INC	COM	55277P104	1,014,939	10,802	SH		SOLE		0	0	10,802
MP MATERIALS CORP	COM CL A	553368101	313,031	20,066	SH		SOLE		294	0	19,772
MARATHON PETE CORP	COM	56585A102	1,310,518	9,394	SH		SOLE		0	0	9,394
MASTERCARD INCORPORATED	CL A	57636Q104	948,254	1,801	SH		SOLE		321	0	1,480
MCDONALDS CORP	COM	580135101	8,786,529	30,310	SH		SOLE		15,898	0	14,412
MERCANTILE BK CORP	COM	587376104	600,615	13,500	SH		SOLE		0	0	13,500
MERCK & CO INC	COM	58933Y105	1,150,851	11,569	SH		SOLE		4,663	0	6,906
METLIFE INC	COM	59156R108	971,383	11,863	SH		SOLE		11	0	11,852
MICROSOFT CORP	COM	594918104	23,834,738	56,547	SH		SOLE		26,323	0	30,224
MICRON TECHNOLOGY INC	COM	595112103	3,267,833	38,829	SH		SOLE		12,322	0	26,507
MORGAN STANLEY	COM NEW	617446448	2,639,492	20,995	SH		SOLE		5,085	0	15,910
NETFLIX INC	COM	64110L106	934,995	1,049	SH		SOLE		598	0	451
NIKE INC	CL B	654106103	489,399	6,468	SH		SOLE		4,686	0	1,782
NUCOR CORP	COM	670346105	427,629	3,664	SH		SOLE		1,700	0	1,964
NVIDIA CORPORATION	COM	67066G104	15,803,786	117,684	SH		SOLE		79,654	0	38,030
NUVEEN NEW JERSEY QULT MUN F	COM	67069Y102	196,765	16,168	SH		SOLE		0	0	16,168
NUVEEN MUNICIPAL CREDIT INC	COM SH BEN INT	67070X101	408,408	33,559	SH		SOLE		0	0	33,559
OREILLY AUTOMOTIVE INC	COM	67103H107	509,815	430	SH		SOLE		177	0	253
CHORD ENERGY CORPORATION	COM NEW	674215207	258,078	2,207	SH		SOLE		0	0	2,207
OLD DOMINION FREIGHT LINE IN	COM	679580100	1,913,059	10,845	SH		SOLE		798	0	10,047
ON SEMICONDUCTOR CORP	COM	682189105	2,039,605	32,349	SH		SOLE		15,674	0	16,675
ONEOK INC NEW	COM	682680103	422,069	4,204	SH		SOLE		0	0	4,204
ORACLE CORP	COM	68389X105	822,838	4,938	SH		SOLE		4,081	0	857
PGIM ETF TR	PGIM ULTRA SH BD	69344A107	767,797	15,495	SH		SOLE		0	0	15,495
PIMCO DYNAMIC INCOME STRATEG	COM SHS BEN INT	69346N107	354,558	13,569	SH		SOLE		0	0	13,569
PALANTIR TECHNOLOGIES INC	CL A	69608A108	880,966	11,648	SH		SOLE		3,757	0	7,891
PALO ALTO NETWORKS INC	COM	697435105	757,417	4,163	SH		SOLE		706	0	3,457
PAYPAL HLDGS INC	COM	70450Y103	277,047	3,246	SH		SOLE		76	0	3,170
PEPSICO INC	COM	713448108	4,275,371	28,116	SH		SOLE		12,446	0	15,670
PFIZER INC	COM	717081103	8,354,958	314,925	SH		SOLE		120,048	0	194,877
PHILIP MORRIS INTL INC	COM	718172109	529,125	4,397	SH		SOLE		2,089	0	2,308
PHILLIPS 66	COM	718546104	661,790	5,809	SH		SOLE		1,364	0	4,445
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	497,286	4,956	SH		SOLE		4,614	0	342
POOL CORP	COM	73278L105	368,216	1,080	SH		SOLE		347	0	733
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	280,259	3,620	SH		SOLE		0	0	3,620
PROCTER AND GAMBLE CO	COM	742718109	16,307,782	97,273	SH		SOLE		43,961	0	53,312
PROGRESSIVE CORP	COM	743315103	257,252	1,074	SH		SOLE		601	0	473
PROSHARES TR	S&P 500 DV ARIST	74348A467	646,205	6,491	SH		SOLE		0	0	6,491
PROSPECT CAP CORP	COM	74348T102	100,342	23,281	SH		SOLE		0	0	23,281
PRUDENTIAL FINL INC	COM	744320102	1,603,251	13,526	SH		SOLE		22	0	13,504
PUTNAM MANAGED MUN INCOME TR	COM	746823103	81,228	13,606	SH		SOLE		0	0	13,606
QUALCOMM INC	COM	747525103	569,558	3,708	SH		SOLE		1,904	0	1,804
RTX CORPORATION	COM	75513E101	462,352	3,995	SH		SOLE		2,837	0	1,158
REALTY INCOME CORP	COM	756109104	422,438	7,909	SH		SOLE		0	0	7,909
REPUBLIC SVCS INC	COM	760759100	2,140,827	10,641	SH		SOLE		568	0	10,073
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	243,191	18,285	SH		SOLE		9,113	0	9,172
ROBLOX CORP	CL A	771049103	257,883	4,457	SH		SOLE		147	0	4,310
S&P GLOBAL INC	COM	78409V104	2,172,906	4,363	SH		SOLE		178	0	4,185
SPDR S&P 500 ETF TR	TR UNIT	78462F103	24,542,640	41,876	SH		SOLE		31,847	0	10,029
SPDR GOLD TR	GOLD SHS	78463V107	4,241,360	17,517	SH		SOLE		2,065	0	15,452
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	2,106,634	42,336	SH		SOLE		0	0	42,336
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	776,513	13,249	SH		SOLE		0	0	13,249
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	1,215,555	47,520	SH		SOLE		0	0	47,520
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,748,070	19,887	SH		SOLE		3,514	0	16,373
SPDR SER TR	PRTFLO S&P500 VL	78464A508	424,643	8,304	SH		SOLE		1,114	0	7,190
SPDR SER TR	PORTFOLIO LN TSR	78464A664	328,635	12,548	SH		SOLE		3,831	0	8,717
SPDR SER TR	PORTFOLIO S&P500	78464A854	287,497	4,170	SH		SOLE		1,397	0	2,773
SSGA ACTIVE ETF TR	MULT ASS RLRTN	78467V103	2,172,423	80,400	SH		SOLE		42,518	0	37,882
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	946,625	2,225	SH		SOLE		730	0	1,495
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	3,587,473	37,577	SH		SOLE		1,931	0	35,646
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	353,179	3,863	SH		SOLE		3,122	0	741
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	1,857,499	39,196	SH		SOLE		0	0	39,196
SPDR SER TR	PRTFLO S&P500 HI	78468R788	1,908,561	44,139	SH		SOLE		0	0	44,139
SALESFORCE INC	COM	79466L302	363,152	1,086	SH		SOLE		99	0	987
SCHLUMBERGER LTD	COM STK	806857108	3,806,665	99,287	SH		SOLE		27,194	0	72,093
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	746,754	32,215	SH		SOLE		1,785	0	30,430
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	3,952,770	141,829	SH		SOLE		724	0	141,105
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,784,263	68,441	SH		SOLE		0	0	68,441
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	330,870	12,795	SH		SOLE		474	0	12,321
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	417,812	12,581	SH		SOLE		0	0	12,581
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	334,332	11,257	SH		SOLE		583	0	10,674
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	534,733	22,582	SH		SOLE		1	0	22,581
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	21,414,172	783,827	SH		SOLE		21,103	0	762,724
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	515,472	27,863	SH		SOLE		5,786	0	22,077
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,716,186	75,603	SH		SOLE		320	0	75,283
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	2,589,133	18,820	SH		SOLE		7,684	0	11,136
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,273,506	41,642	SH		SOLE		12,220	0	29,422
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,503,282	6,701	SH		SOLE		1,361	0	5,340
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,906,738	45,607	SH		SOLE		13,425	0	32,182
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	3,532,825	73,098	SH		SOLE		7,814	0	65,284
SELECT SECTOR SPDR TR	INDL	81369Y704	641,106	4,866	SH		SOLE		75	0	4,791
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	4,766,165	20,498	SH		SOLE		5,821	0	14,677
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	2,425,699	25,056	SH		SOLE		9,360	0	15,696
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	5,342,015	70,578	SH		SOLE		12,378	0	58,200
SERVICENOW INC	COM	81762P102	789,127	744	SH		SOLE		343	0	401
SHERWIN WILLIAMS CO	COM	824348106	485,973	1,430	SH		SOLE		546	0	884
SIMON PPTY GROUP INC NEW	COM	828806109	1,038,888	6,033	SH		SOLE		0	0	6,033
SNAP ON INC	COM	833034101	423,525	1,248	SH		SOLE		1,137	0	111
SOFI TECHNOLOGIES INC	COM	83406F102	254,840	16,548	SH		SOLE		0	0	16,548
SOUNDHOUND AI INC	CLASS A COM	836100107	394,043	19,861	SH		SOLE		1,079	0	18,782
SOUTHERN CO	COM	842587107	2,479,215	30,117	SH		SOLE		11,960	0	18,157
STARBUCKS CORP	COM	855244109	696,150	7,629	SH		SOLE		4,368	0	3,261
STEEL DYNAMICS INC	COM	858119100	574,686	5,038	SH		SOLE		2,753	0	2,285
SUNOPTA INC	COM	8676EP108	132,025	17,146	SH		SOLE		5,281	0	11,865
SYNOPSYS INC	COM	871607107	599,421	1,235	SH		SOLE		534	0	701
SYSCO CORP	COM	871829107	1,680,606	21,980	SH		SOLE		9,100	0	12,880
TCW STRATEGIC INCOME FD INC	COM	872340104	64,214	13,350	SH		SOLE		0	0	13,350
TPI COMPOSITES INC	NOTE 5.250% 3/1	87266JAB0	98,448	370,000	PRN		SOLE		40,000	0	330,000
T ROWE PRICE ETF INC	CAP APPRECIATION	87283Q867	1,042,241	31,327	SH		SOLE		16,610	0	14,717
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	412,727	2,090	SH		SOLE		261	0	1,829
TARGET CORP	COM	87612E106	6,926,956	51,242	SH		SOLE		19,948	0	31,294
TESLA INC	COM	88160R101	1,958,370	4,849	SH		SOLE		1,121	0	3,728
3M CO	COM	88579Y101	456,649	3,537	SH		SOLE		1,174	0	2,363
TOLL BROTHERS INC	COM	889478103	5,020,619	39,862	SH		SOLE		11,285	0	28,577
TYLER TECHNOLOGIES INC	COM	902252105	495,335	859	SH		SOLE		381	0	478
ULTA BEAUTY INC	COM	90384S303	5,610,390	12,900	SH		SOLE		3,939	0	8,961
UNDER ARMOUR INC	CL A	904311107	92,943	11,225	SH		SOLE		11,075	0	150
UNILEVER PLC	SPON ADR NEW	904767704	253,126	4,464	SH		SOLE		2,120	0	2,344
UNION PAC CORP	COM	907818108	545,245	2,391	SH		SOLE		877	0	1,514
UNITED PARCEL SERVICE INC	CL B	911312106	1,458,662	11,567	SH		SOLE		2,801	0	8,766
UNITED STATES STL CORP NEW	COM	912909108	701,060	20,625	SH		SOLE		14,225	0	6,400
UNITEDHEALTH GROUP INC	COM	91324P102	1,144,995	2,263	SH		SOLE		69	0	2,194
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	1,087,896	32,082	SH		SOLE		9,955	0	22,127
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	786,383	27,429	SH		SOLE		0	0	27,429
VANECK ETF TRUST	IG FLOATING RATE	92189F486	2,147,035	84,363	SH		SOLE		14,569	0	69,794
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	276,043	2,977	SH		SOLE		428	0	2,549
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	1,810,234	7,475	SH		SOLE		5,943	0	1,532
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	13,406,545	68,460	SH		SOLE		29,145	0	39,315
VANGUARD STAR FDS	VG TL INTL STK F	921909768	556,523	9,444	SH		SOLE		0	0	9,444
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	2,255,293	6,567	SH		SOLE		55	0	6,512
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	305,154	834	SH		SOLE		26	0	808
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	1,010,715	5,478	SH		SOLE		6	0	5,472
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	6,140,441	79,467	SH		SOLE		3,115	0	76,352
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	645,121	8,971	SH		SOLE		4,292	0	4,679
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	14,229,574	297,565	SH		SOLE		3,755	0	293,810
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	2,023,979	15,863	SH		SOLE		11,206	0	4,657
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	3,070,900	45,240	SH		SOLE		7,790	0	37,450
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	259,088	3,239	SH		SOLE		0	0	3,239
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	3,398,302	53,813	SH		SOLE		0	0	53,813
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	343,321	7,090	SH		SOLE		2,341	0	4,749
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	508,208	10,361	SH		SOLE		0	0	10,361
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	890,096	22,500	SH		SOLE		0	0	22,500
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	2,462,331	21,509	SH		SOLE		69	0	21,440
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,416,033	191,100	SH		SOLE		759	0	190,341
VANGUARD WORLD FD	INF TECH ETF	92204A702	813,098	1,308	SH		SOLE		0	0	1,308
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	552,856	7,087	SH		SOLE		1,500	0	5,587
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	1,297,362	28,614	SH		SOLE		15,468	0	13,146
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	2,143,023	28,657	SH		SOLE		5,009	0	23,648
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	1,367,971	17,042	SH		SOLE		2,232	0	14,810
VEEVA SYS INC	CL A COM	922475108	557,163	2,650	SH		SOLE		1,162	0	1,488
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,589,664	31,711	SH		SOLE		0	0	31,711
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	7,869,147	14,605	SH		SOLE		6	0	14,599
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	6,561,613	40,561	SH		SOLE		0	0	40,561
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	6,643,566	26,182	SH		SOLE		0	0	26,182
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,686,224	63,832	SH		SOLE		9,908	0	53,924
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	670,709	2,395	SH		SOLE		410	0	1,985
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	2,125,565	10,725	SH		SOLE		63	0	10,662
VANGUARD INDEX FDS	MID CAP ETF	922908629	5,001,801	18,937	SH		SOLE		10,669	0	8,268
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	407,609	1,511	SH		SOLE		1,000	0	511
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	3,473,207	18,282	SH		SOLE		15,625	0	2,657
VANGUARD INDEX FDS	GROWTH ETF	922908736	18,514,852	45,110	SH		SOLE		1,187	0	43,923
VANGUARD INDEX FDS	VALUE ETF	922908744	1,466,490	8,662	SH		SOLE		2,319	0	6,343
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,724,703	15,501	SH		SOLE		7,145	0	8,356
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,920,279	30,780	SH		SOLE		4,096	0	26,684
VERIZON COMMUNICATIONS INC	COM	92343V104	9,979,131	249,541	SH		SOLE		67,291	0	182,250
VERISK ANALYTICS INC	COM	92345Y106	493,021	1,790	SH		SOLE		783	0	1,007
VERTEX PHARMACEUTICALS INC	COM	92532F100	725,080	1,801	SH		SOLE		784	0	1,017
VISA INC	COM CL A	92826C839	1,073,043	3,395	SH		SOLE		1,219	0	2,176
WALMART INC	COM	931142103	7,372,555	81,600	SH		SOLE		43,738	0	37,862
WASTE MGMT INC DEL	COM	94106L109	5,562,458	27,566	SH		SOLE		14,590	0	12,976
WELLS FARGO CO NEW	COM	949746101	286,500	4,079	SH		SOLE		471	0	3,608
WEREWOLF THERAPEUTICS INC	COM	95075A107	40,262	27,204	SH		SOLE		9,345	0	17,859
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	1,484,514	36,664	SH		SOLE		18,580	0	18,084
WISDOMTREE TR	WISDOMTREE US VA	97717W547	319,869	3,827	SH		SOLE		0	0	3,827
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	775,483	17,839	SH		SOLE		4,651	0	13,188
WOLFSPEED INC	NOTE 1.875%12/0	977852AD4	240,756	585,000	PRN		SOLE		80,000	0	505,000
WOODWARD INC	COM	980745103	551,783	3,316	SH		SOLE		3,316	0	0
WW INTL INC	COM	98262P101	89,535	70,500	SH		SOLE		0	0	70,500
ZETA GLOBAL HOLDINGS CORP	CL A	98956A105	986,231	54,821	SH		SOLE		2,919	0	51,902
AON PLC	SHS CL A	G0403H108	1,009,240	2,810	SH		SOLE		110	0	2,700
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,924,512	5,471	SH		SOLE		974	0	4,497
EATON CORP PLC	SHS	G29183103	2,461,854	7,418	SH		SOLE		417	0	7,001
MEDTRONIC PLC	SHS	G5960L103	9,190,207	115,048	SH		SOLE		43,577	0	71,471
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	311,668	12,113	SH		SOLE		12,093	0	20
ROYALTY PHARMA PLC	SHS CLASS A	G7709Q104	451,916	17,715	SH		SOLE		5,599	0	12,116
CYBERARK SOFTWARE LTD	SHS	M2682V108	1,006,781	3,022	SH		SOLE		145	0	2,877
ROYAL CARIBBEAN GROUP	COM	V7780T103	422,163	1,830	SH		SOLE		1,745	0	85
STAR BULK CARRIERS CORP.	SHS PAR	Y8162K204	160,018	10,703	SH		SOLE		0	0	10,703