Regent Investment Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579y101	1,308	6,790	SH		SOLE		6,765	0	25
3M CO	COM	88579y101	35	181	SH		OTR		0	0	181
A T & T INC	COM	00206r102	2,788	92,116	SH		SOLE		87,961	0	4,155
A T & T INC	COM	00206r102	42	1,400	SH		OTR		0	0	1,400
ABBOTT LABS	COM	002824100	2,072	17,292	SH		SOLE		17,292	0	0
ABBVIE INC	COM	00287y109	2,192	20,258	SH		SOLE		20,258	0	0
ABBVIE INC	COM	00287y109	139	1,280	SH		OTR		0	0	1,280
ACTIVISION BLIZZARD	COM	00507v109	386	4,155	SH		SOLE		4,155	0	0
ADOBE INC	COM	00724f101	953	2,005	SH		SOLE		2,005	0	0
ALBEMARLE CORP	COM	012653101	1,328	9,090	SH		SOLE		9,090	0	0
ALGONQUIN PWR UTILS CORP	COM	015857105	318	20,100	SH		SOLE		20,100	0	0
ALIBABA GROUP HLDG LTD F SPONS	SPONSORED ADS	01609w102	5,364	23,660	SH		SOLE		22,910	0	750
ALPHABET INC. CLASS A	CAP STK CL A	02079k305	5,237	2,539	SH		SOLE		2,479	0	60
ALPHABET INC. CLASS C	CAP STK CL C	02079k107	13,779	6,661	SH		SOLE		6,561	0	100
ALTRIA GROUP INC	COM	02209s103	228	4,465	SH		SOLE		4,465	0	0
AMAZON COM INC	COM	023135106	16,021	5,178	SH		SOLE		5,090	0	88
AMERICAN ELEC PWR CO INC	COM	025537101	682	8,050	SH		SOLE		7,450	0	600
AMERICAN EXPRESS CO	COM	025816109	992	7,011	SH		SOLE		7,011	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	473	10,234	SH		SOLE		10,234	0	0
AMERIPRISE FINL	COM	03076c106	2,814	12,104	SH		SOLE		12,104	0	0
AMERISOURCEBERGEN CORP	COM	03073e105	783	6,635	SH		SOLE		6,035	0	600
AMGEN INC	COM	031162100	330	1,325	SH		SOLE		1,325	0	0
ANHEUSER BUSCH INBEV S F SPONS	SPONSORED ADR	03524a108	315	5,014	SH		SOLE		5,014	0	0
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	147	17,071	SH		SOLE		17,071	0	0
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	9	1,000	SH		OTR		0	0	1,000
ANTHEM INC	COM	036752103	903	2,515	SH		SOLE		2,515	0	0
APELLIS PHARMACEUTICALSINC COM	COM	03753u106	914	21,309	SH		SOLE		21,309	0	0
APOLLO COMMERCIAL REALESTATE F	COM	03762u105	61	4,400	SH		SOLE		4,400	0	0
APOLLO COMMERCIAL REALESTATE F	COM	03762u105	210	15,000	SH		OTR		0	0	15,000
APPLE INC	COM	037833100	25,371	207,707	SH		SOLE		205,427	0	2,280
APPLIED MATLS INC	COM	038222105	1,120	8,380	SH		SOLE		8,380	0	0
ATMOS ENERGY CORP	COM	049560105	494	5,000	SH		SOLE		5,000	0	0
BAIDU INC	SPON ADR REP A	056752108	351	1,615	SH		SOLE		1,615	0	0
BK OF AMERICA CORP	COM	060505104	4,295	111,011	SH		SOLE		108,011	0	3,000
BAUSCH HEALTH COS INC	COM	071734107	497	15,645	SH		SOLE		15,645	0	0
BECTON DICKINSON & CO	COM	075887109	1,369	5,630	SH		SOLE		5,480	0	150
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,472	5,763	SH		SOLE		5,763	0	0
BGC PARTNERS INC COM USD0.01CL	CL A	05541t101	97	20,000	SH		OTR		0	0	20,000
BLACKSTONE GROUP INC	COM	09260d107	205	2,750	SH		SOLE		2,750	0	0
BOOKING HOLDINGS INC	COM	09857l108	1,903	817	SH		SOLE		797	0	20
BRISTOL-MYERS SQUIBB CO	COM	110122108	6,193	98,091	SH		SOLE		95,891	0	2,200
BRISTOL-MYERS SQUIBB CO	COM	110122108	82	1,300	SH		OTR		0	0	1,300
BRIXMOR PROPERTY GROUP I REIT	COM	11120u105	724	35,780	SH		SOLE		31,780	0	4,000
BROADCOM INC	COM	11135f101	4,769	10,285	SH		SOLE		10,285	0	0
BROWN FORMAN CORP	CL A	115637100	529	8,310	SH		SOLE		8,310	0	0
BROWN FORMAN CORP	CL B	115637209	15,069	218,480	SH		SOLE		218,480	0	0
CARDINAL HEALTH INC	COM	14149y108	656	10,805	SH		SOLE		10,805	0	0
CARRIER GLOBAL CORP	COM	14448c104	349	8,260	SH		SOLE		8,260	0	0
CATERPILLAR INC	COM	149123101	533	2,300	SH		SOLE		2,300	0	0
CHEVRON CORP NEW	COM	166764100	1,780	16,987	SH		SOLE		16,487	0	500
CHEVRON CORP NEW	COM	166764100	63	600	SH		OTR		0	0	600
CHEWY INC	CL A	16679l109	285	3,367	SH		SOLE		3,367	0	0
CHUBB LTD F	COM	h1467j104	716	4,530	SH		SOLE		4,530	0	0
CHURCHILL DOWNS INC	COM	171484108	752	3,305	SH		SOLE		3,305	0	0
CIENA CORP	COM NEW	171779309	333	6,087	SH		SOLE		6,087	0	0
CIGNA CORP NEW	COM	125523100	520	2,150	SH		SOLE		2,029	0	121
CISCO SYSTEMS INC	COM	17275r102	3,835	74,156	SH		SOLE		73,656	0	500
CITIGROUP INC	COM NEW	172967424	4,049	55,652	SH		SOLE		54,152	0	1,500
COMCAST CORP CLASS A	CL A	20030n101	3,873	71,573	SH		SOLE		71,573	0	0
CONAGRA BRANDS INC	COM	205887102	1,424	37,872	SH		SOLE		36,872	0	1,000
CONOCOPHILLIPS	COM	20825c104	634	11,967	SH		SOLE		11,967	0	0
COSTCO WHOLESALE CO	COM	22160k105	445	1,262	SH		SOLE		1,262	0	0
COTY INC	COM CL A	222070203	94	10,477	SH		SOLE		10,477	0	0
CVS HEALTH CORP	COM	126650100	6,567	87,287	SH		SOLE		85,207	0	2,080
DANAHER CORPORATION	COM	235851102	1,725	7,664	SH		SOLE		7,664	0	0
DIAGEO PLC F SPONSORED ADR 1 A	SPON ADR NEW	25243q205	840	5,116	SH		SOLE		5,116	0	0
EATON CORP PLC F	SHS	g29183103	350	2,533	SH		SOLE		2,533	0	0
EATON CORP PLC F	SHS	g29183103	111	800	SH		OTR		0	0	800
EBAY INC.	COM	278642103	416	6,800	SH		SOLE		6,800	0	0
EMERSON ELEC CO	COM	291011104	1,615	17,897	SH		SOLE		17,897	0	0
ENBRIDGE INC F	COM	29250n105	259	7,121	SH		SOLE		5,137	0	1,984
ENERGY TRANSFER LP	COM UT LTD PTN	29273v100	56	7,313	SH		SOLE		7,313	0	0
ENERGY TRANSFER LP	COM UT LTD PTN	29273v100	138	18,000	SH		OTR		0	0	18,000
EQUITRANS MIDSTREAM CORP	COM	294600101	57	7,000	SH		SOLE		7,000	0	0
EQUITRANS MIDSTREAM CORP	COM	294600101	204	25,000	SH		OTR		0	0	25,000
EXPEDIA GROUP INC.	COM NEW	30212p303	224	1,300	SH		SOLE		1,300	0	0
EXXON MOBIL CORP	COM	30231g102	632	11,323	SH		SOLE		11,323	0	0
FACEBOOK INC CLASS A	CL A	30303m102	13,636	46,297	SH		SOLE		45,687	0	610
FEDEX CORP	COM	31428x106	1,796	6,324	SH		SOLE		6,324	0	0
FISERV INC	COM	337738108	2,439	20,488	SH		SOLE		20,488	0	0
FLEXTRONICS INTL LTD F	ORD	y2573f102	201	11,000	SH		SOLE		11,000	0	0
FOOT LOCKER INC	COM	344849104	368	6,550	SH		SOLE		6,550	0	0
FORTIVE CORP DISC 00500	COM	34959j108	250	3,534	SH		SOLE		3,534	0	0
GASLOG PARTNERS LP UNITLTD PTN	UNIT LTD PTNRP	y2687w108	10	3,582	SH		SOLE		3,582	0	0
GASLOG PARTNERS LP UNITLTD PTN	UNIT LTD PTNRP	y2687w108	150	56,300	SH		OTR		0	0	56,300
GENERAL ELECTRIC CO	COM	369604103	170	12,940	SH		SOLE		12,940	0	0
GENERAL MLS INC	COM	370334104	1,649	26,895	SH		SOLE		26,895	0	0
GILEAD SCIENCES INC	COM	375558103	386	5,970	SH		SOLE		5,970	0	0
GOLDMAN SACHS GROUP	COM	38141g104	780	2,385	SH		SOLE		2,385	0	0
HARTFORD FINL SVCS GROUP INC	COM	416515104	434	6,500	SH		SOLE		6,500	0	0
HILLENBRAND INC	COM	431571108	368	7,713	SH		SOLE		7,713	0	0
HOME DEPOT INC	COM	437076102	2,650	8,682	SH		SOLE		8,682	0	0
HONEYWELL INTL INC	COM	438516106	1,798	8,282	SH		SOLE		8,282	0	0
HORIZON THERAPEUTICS P F	SHS	g46188101	10,401	113,009	SH		SOLE		107,309	0	5,700
HP INC.	COM	40434l105	225	7,100	SH		SOLE		7,100	0	0
HUMANA INC	COM	444859102	1,400	3,340	SH		SOLE		3,340	0	0
HUNTSMAN CORP	COM	447011107	202	7,000	SH		SOLE		7,000	0	0
IAC/INTERACTIVECORP NEW	COM	44891n109	3,514	16,245	SH		SOLE		16,245	0	0
ILLINOIS TOOL WKS INC	COM	452308109	650	2,935	SH		SOLE		2,935	0	0
ILLUMINA INC	COM	452327109	699	1,820	SH		SOLE		1,820	0	0
INTEL CORP	COM	458140100	1,402	21,906	SH		SOLE		21,906	0	0
INTEL CORP	COM	458140100	96	1,500	SH		OTR		0	0	1,500
SMUCKER J M CO	COM NEW	832696405	1,118	8,835	SH		SOLE		8,835	0	0
JABIL INC	COM	466313103	415	7,950	SH		SOLE		7,950	0	0
JOHNSON & JOHNSON	COM	478160104	10,357	63,021	SH		SOLE		62,611	0	410
JOHNSON & JOHNSON	COM	478160104	66	400	SH		OTR		0	0	400
JPMORGAN CHASE & CO	COM	46625h100	14,415	94,691	SH		SOLE		92,891	0	1,800
KIMBERLY-CLARK CORP	COM	494368103	1,158	8,330	SH		SOLE		7,830	0	500
KIMBERLY-CLARK CORP	COM	494368103	83	600	SH		OTR		0	0	600
KINDER MORGAN INC	COM	49456b101	1,242	74,600	SH		SOLE		74,600	0	0
KINROSS GOLD CORP	COM	496902404	73	11,000	SH		SOLE		11,000	0	0
KKR & CO INC	COM	48251w104	342	7,000	SH		SOLE		5,000	0	2,000
KRAFT HEINZ CO	COM	500754106	413	10,320	SH		SOLE		10,320	0	0
KROGER CO	COM	501044101	378	10,500	SH		SOLE		10,500	0	0
L H C GROUP	COM	50187a107	350	1,830	SH		SOLE		1,830	0	0
LAMAR ADVERTISING CO NEW	CL A	512816109	504	5,365	SH		SOLE		5,365	0	0
LANDMARK INFRASTRUCTU LP	COM UNIT LTD	51508j108	452	38,217	SH		SOLE		33,717	0	4,500
LIBERTY ALL STAR EQUITY FD	SH BEN INT	530158104	740	97,000	SH		SOLE		97,000	0	0
LIBERTY ALL STAR EQUITY FD	SH BEN INT	530158104	889	116,500	SH		OTR		0	0	116,500
LILLY ELI & CO	COM	532457108	654	3,499	SH		SOLE		3,499	0	0
LILLY ELI & CO	COM	532457108	93	500	SH		OTR		0	0	500
LINCOLN NATL CORP IND	COM	534187109	506	8,132	SH		SOLE		8,132	0	0
LIVENT CORP	COM	53814l108	963	55,625	SH		SOLE		53,125	0	2,500
LOWES COS INC	COM	548661107	1,695	8,913	SH		SOLE		8,913	0	0
LUMENTUM HOLDINGS INC	COM	55024u109	678	7,425	SH		SOLE		7,425	0	0
MAIN STR CAP CORP COM	COM	56035l104	168	4,300	SH		SOLE		4,300	0	0
MAIN STR CAP CORP COM	COM	56035l104	258	6,600	SH		OTR		0	0	6,600
MASTERCARD INC CLASS A	CL A	57636q104	636	1,785	SH		SOLE		1,785	0	0
MATCH GROUP INC NEW	COM	57667l107	2,278	16,583	SH		SOLE		16,583	0	0
MAXIM INTEGRATED PRO	COM	57772k101	238	2,600	SH		SOLE		2,600	0	0
MCDONALDS CORP	COM	580135101	532	2,373	SH		SOLE		2,373	0	0
MCKESSON CORP	COM	58155q103	3,086	15,820	SH		SOLE		15,820	0	0
MEDTRONIC PLC F	SHS	g5960l103	437	3,697	SH		SOLE		3,697	0	0
MERCK & CO. INC.	COM	58933y105	4,455	57,796	SH		SOLE		56,296	0	1,500
MERCK & CO. INC.	COM	58933y105	69	901	SH		OTR		0	0	901
METLIFE INC	COM	59156r108	1,291	21,244	SH		SOLE		20,444	0	800
MICRON TECHNOLOGY INC	COM	595112103	4,495	50,955	SH		SOLE		50,955	0	0
MICROSOFT CORP	COM	594918104	13,395	56,812	SH		SOLE		55,782	0	1,030
MICROSOFT CORP	COM	594918104	207	880	SH		OTR		0	0	880
MONDELEZ INTL INC	CL A	609207105	1,415	24,183	SH		SOLE		24,008	0	175
MONDELEZ INTL INC	CL A	609207105	53	900	SH		OTR		0	0	900
MOODYS CORP	COM	615369105	274	918	SH		SOLE		918	0	0
MORGAN STANLEY	COM NEW	617446448	4,158	53,545	SH		SOLE		50,745	0	2,800
NATIONAL RETAIL PROPERTIES I	COM	637417106	306	6,950	SH		SOLE		6,950	0	0
NEXTERA ENERGY INC	COM	65339f101	571	7,552	SH		SOLE		7,552	0	0
NEXTERA ENERGY INC	COM	65339f101	83	1,100	SH		OTR		0	0	1,100
NEXTERA ENERGY PARTNE LP	COM UNIT PART IN	65341b106	262	3,600	SH		SOLE		3,600	0	0
NORFOLK SOUTHN CORP	COM	655844108	955	3,557	SH		SOLE		3,557	0	0
ON SEMICONDUCTOR CORP	COM	682189105	1,002	24,083	SH		SOLE		24,083	0	0
ORACLE CORP	COM	68389x105	1,498	21,350	SH		SOLE		21,350	0	0
PALO ALTO NETWORKS INC	COM	697435105	572	1,775	SH		SOLE		1,775	0	0
PAYPAL HOLDINGS INCORPOR	COM	70450y103	1,674	6,895	SH		SOLE		6,895	0	0
PEPSICO INC	COM	713448108	1,766	12,487	SH		SOLE		11,987	0	500
PFIZER INC	COM	717081103	3,929	108,441	SH		SOLE		107,441	0	1,000
PFIZER INC	COM	717081103	127	3,500	SH		OTR		0	0	3,500
PHILIP MORRIS INTL INC	COM	718172109	1,424	16,046	SH		SOLE		16,046	0	0
PHILIP MORRIS INTL INC	COM	718172109	43	481	SH		OTR		0	0	481
PHILLIPS 66	COM	718546104	510	6,252	SH		SOLE		6,252	0	0
PNC FINL SVCS GROUP INC	COM	693475105	636	3,625	SH		SOLE		3,625	0	0
PNC FINL SVCS GROUP INC	COM	693475105	105	600	SH		OTR		0	0	600
POSEIDA THERAPEUTICS INC	COM	73730p108	220	23,000	SH		SOLE		22,000	0	1,000
PPL CORP	COM	69351t106	757	26,235	SH		SOLE		23,735	0	2,500
PPL CORP	COM	69351t106	65	2,250	SH		OTR		0	0	2,250
PROCTER AND GAMBLE CO	COM	742718109	6,743	49,793	SH		SOLE		49,493	0	300
PROCTER AND GAMBLE CO	COM	742718109	95	700	SH		OTR		0	0	700
PRUDENTIAL FINL INC	COM	744320102	1,724	18,925	SH		SOLE		18,425	0	500
QUALCOMM INC	COM	747525103	8,169	61,609	SH		SOLE		60,259	0	1,350
RAYTHEON TECHNOLOGIES CO	COM	75513e101	2,834	36,677	SH		SOLE		34,677	0	2,000
REGENCY CTRS CORP	COM	758849103	221	3,900	SH		SOLE		3,100	0	800
RIO TINTO PLC	SPONSORED ADR	767204100	752	9,690	SH		SOLE		8,690	0	1,000
S&P GLOBAL INC COM	COM	78409v104	412	1,168	SH		SOLE		1,168	0	0
SALIENT MIDSTREAM & MLPFUND	SH BEN INT	79471v105	82	16,000	SH		SOLE		16,000	0	0
HENRY SCHEIN INC	COM	806407102	429	6,200	SH		SOLE		6,200	0	0
SEAGATE TECHNOLOGY F	SHS	g7945m107	345	4,500	SH		SOLE		4,500	0	0
SKYWORKS SOLUTIONS	COM	83088m102	5,956	32,460	SH		SOLE		31,960	0	500
SQUARE INC	CL A	852234103	783	3,448	SH		SOLE		3,448	0	0
STAG INDUSTRIAL INC REIT	COM	85254j102	454	13,500	SH		SOLE		11,500	0	2,000
STARBUCKS CORP	COM	855244109	209	1,914	SH		SOLE		1,914	0	0
STRYKER CORPORATION	COM	863667101	1,535	6,300	SH		SOLE		6,300	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,058	8,942	SH		SOLE		8,942	0	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	1,552	8,785	SH		SOLE		8,785	0	0
TEMPLETON DRAGON CF	COM	88018t101	200	8,500	SH		SOLE		6,500	0	2,000
TESLA INC	COM	88160r101	1,560	2,335	SH		SOLE		2,335	0	0
TEXAS INSTRS INC	COM	882508104	1,824	9,650	SH		SOLE		9,650	0	0
COCA COLA CO	COM	191216100	2,174	41,248	SH		SOLE		41,248	0	0
THE MOSAIC CO	COM	61945c103	1,732	54,800	SH		SOLE		52,800	0	2,000
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,205	7,022	SH		SOLE		7,022	0	0
TJX COS INC NEW	COM	872540109	3,029	45,789	SH		SOLE		45,789	0	0
TORO CO	COM	891092108	3,237	31,380	SH		SOLE		31,380	0	0
TRACTOR SUPPLY CO	COM	892356106	257	1,450	SH		SOLE		1,450	0	0
TRAVELERS COMPANIES	COM	89417e109	776	5,161	SH		SOLE		5,111	0	50
US BANCORP DEL	COM NEW	902973304	394	7,127	SH		SOLE		7,127	0	0
ULTA BEAUTY INC.	COM	90384s303	531	1,718	SH		SOLE		1,718	0	0
UNILEVER PLC	SPON ADR NEW	904767704	2,195	39,324	SH		SOLE		37,520	0	1,804
UNION PAC CORP	COM	907818108	1,314	5,963	SH		SOLE		5,963	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,010	5,940	SH		SOLE		5,940	0	0
UNITEDHEALTH GRP INC	COM	91324p102	3,582	9,627	SH		SOLE		9,602	0	25
VALE SA F SPONSORED ADR 1 ADR	SPONSORED ADS	91912e105	935	53,800	SH		SOLE		51,800	0	2,000
VERISIGN INC	COM	92343e102	1,215	6,115	SH		SOLE		6,115	0	0
VERIZON COMMUNICATN	COM	92343v104	4,660	80,144	SH		SOLE		77,116	0	3,028
VERIZON COMMUNICATN	COM	92343v104	71	1,215	SH		OTR		0	0	1,215
V F CORP	COM	918204108	1,590	19,900	SH		SOLE		19,800	0	100
VIATRIS INC	COM	92556v106	262	18,787	SH		SOLE		18,663	0	124
VIATRIS INC	COM	92556v106	6	434	SH		OTR		0	0	434
VICI PPTYS INC	COM	925652109	453	16,025	SH		SOLE		13,525	0	2,500
VISA INC CLASS A	COM CL A	92826c839	3,707	17,509	SH		SOLE		17,509	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	2,646	48,191	SH		SOLE		45,871	0	2,320
DISNEY WALT CO	COM	254687106	3,445	18,671	SH		SOLE		18,671	0	0
WATERS CORP	COM	941848103	352	1,240	SH		SOLE		1,240	0	0
WESBANCO INC	COM	950810101	3,443	95,487	SH		SOLE		95,487	0	0
WESTERN DIGITAL CORP.	COM	958102105	1,155	17,309	SH		SOLE		16,809	0	500
WEYERHAEUSER CO MTN BE	COM NEW	962166104	332	9,325	SH		SOLE		6,725	0	2,600
WHIRLPOOL CORP	COM	963320106	569	2,580	SH		SOLE		2,580	0	0
WILLIAMS COS INC	COM	969457100	2,813	118,722	SH		SOLE		113,272	0	5,450
WILLIAMS COS INC	COM	969457100	38	1,600	SH		OTR		0	0	1,600
WORKDAY INC COM USD0.001CL A	CL A	98138h101	3,056	12,300	SH		SOLE		12,300	0	0
YUM BRANDS INC	COM	988498101	703	6,500	SH		SOLE		6,500	0	0
YUM CHINA HOLDINGS INC	COM	98850p109	302	5,100	SH		SOLE		5,100	0	0
ZILLOW GROUP INC	CL C CAP STK	98954m200	380	2,935	SH		SOLE		2,935	0	0
ZIMMER BIOMET HOLDINGSINC COM	COM	98956p102	288	1,800	SH		SOLE		1,800	0	0
ETFIS SER TR I INFRACACT MLP	INFRAC ACT MLP	26923g772	104	4,350	SH		SOLE		4,350	0	0
ETFIS SER TR I INFRACACT MLP	INFRAC ACT MLP	26923g772	560	23,500	SH		OTR		0	0	23,500
ISHARES TR	MSCI EAFE ETF	464287465	228	3,000	SH		SOLE		3,000	0	0
ISHARES MSCI USA MIN VOL FCTR	MSCI USA MIN VOL	46429b697	321	4,644	SH		SOLE		4,644	0	0
ISHARES MSCI USA MOMNTUM FCT E	MSCI USA MMENTM	46432f396	371	2,306	SH		SOLE		2,306	0	0
ISHARES MSCI USA QLTY FACT ETF	MSCI USA QLT FCT	46432f339	539	4,426	SH		SOLE		4,426	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	241	1,511	SH		SOLE		1,511	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	376	1,250	SH		SOLE		1,250	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	332	3,250	SH		SOLE		3,250	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	2,577	81,088	SH		SOLE		81,088	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	251	2,610	SH		SOLE		2,610	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	506	3,899	SH		SOLE		3,899	0	0
SELECT SECTOR SPDR TRUSTTECHNO	TECHNOLOGY	81369y803	423	3,188	SH		SOLE		3,188	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,510	29,006	SH		SOLE		25,006	0	4,000