Newman Dignan & Sheerar 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579Y101	315	1,968	SH		SOLE		0	0	1,968
Abbott Labs	COM	002824100	676	6,210	SH		SOLE		0	0	6,210
AbbVie Inc	COM	00287Y109	371	4,237	SH		SOLE		0	0	4,237
Alibaba Group Hldg Adr	ADR	01609W102	2,833	9,638	SH		SOLE		0	0	9,638
Alphabet Inc. Cl A	COM	02079K305	4,860	3,316	SH		SOLE		0	0	3,316
Alphabet Inc. Cl C	COM	02079K107	1,672	1,138	SH		SOLE		0	0	1,138
Altria Group Inc	COM	02209S103	214	5,536	SH		SOLE		0	0	5,536
Amazon.com	COM	023135106	2,903	922	SH		SOLE		0	0	922
American Tower Corp	COM	03027X100	461	1,908	SH		SOLE		0	0	1,908
Amgen Inc	COM	031162100	2,724	10,718	SH		SOLE		0	0	10,718
AON Corp	ADR	G0403H108	437	2,117	SH		SOLE		0	0	2,117
Apple Inc	COM	037833100	9,735	84,060	SH		SOLE		0	0	84,060
Applied Materials	COM	038222105	310	5,210	SH		SOLE		0	0	5,210
AT&T Corp	COM	00206R102	1,007	35,306	SH		SOLE		0	0	35,306
Automatic Data Processing	COM	053015103	690	4,945	SH		SOLE		0	0	4,945
Bank Of America	COM	060505104	1,387	57,574	SH		SOLE		0	0	57,574
Becton Dickinson	COM	075887109	239	1,028	SH		SOLE		0	0	1,028
Berkshire Hathaway B	COM	084670702	1,575	7,396	SH		SOLE		0	0	7,396
Blackstone Group Lp	COM	09260D107	268	5,134	SH		SOLE		0	0	5,134
Bristol Myers Squibb	COM	110122108	1,179	19,560	SH		SOLE		0	0	19,560
Broadcom Limited	COM	11135F101	364	999	SH		SOLE		0	0	999
Catchmark Timber Tr	COM	14912Y202	479	53,692	SH		SOLE		0	0	53,692
Chase Corp	COM	16150R104	362	3,790	SH		SOLE		0	0	3,790
ChevronTexaco Corp	COM	166764100	909	12,631	SH		SOLE		0	0	12,631
Cisco Systems	COM	17275R102	1,887	47,915	SH		SOLE		0	0	47,915
Citigroup Inc	COM	172967424	271	6,278	SH		SOLE		0	0	6,278
Citizens Financial Group	COM	174610105	440	17,416	SH		SOLE		0	0	17,416
Coca Cola	COM	191216100	593	12,005	SH		SOLE		0	0	12,005
Constellation Brands	COM	21036P108	244	1,288	SH		SOLE		0	0	1,288
CorMedix Inc.	COM	21900C308	92	15,282	SH		SOLE		0	0	15,282
CVS Health Corporation	COM	126650100	1,583	27,102	SH		SOLE		0	0	27,102
Danaher Corp	COM	235851102	1,500	6,968	SH		SOLE		0	0	6,968
Diageo Plc	COM	25243Q205	227	1,651	SH		SOLE		0	0	1,651
Disney Walt Co	COM	254687106	2,121	17,095	SH		SOLE		0	0	17,095
Dominion Res Inc Va	COM	25746U109	518	6,565	SH		SOLE		0	0	6,565
Dow Chemical	COM	260557103	226	4,795	SH		SOLE		0	0	4,795
Du Pont E I De Nemours	ADR	26614N102	283	5,096	SH		SOLE		0	0	5,096
Emerson Electric	COM	291011104	800	12,204	SH		SOLE		0	0	12,204
ETFS Phys. Swiss Gold Shares	ETF	00326A104	5,573	307,073	SH		SOLE		0	0	307,073
Eversource Energy	COM	30040W108	262	3,134	SH		SOLE		0	0	3,134
Exxon-Mobil	COM	30231G102	671	19,550	SH		SOLE		0	0	19,550
Facebook Inc Class A	COM	30303M102	1,302	4,972	SH		SOLE		0	0	4,972
First Trust Preferred Sec & Inc ETF	ETF	33739E108	5,672	295,870	SH		SOLE		0	0	295,870
Fiserv Inc.	COM	337738108	1,024	9,941	SH		SOLE		0	0	9,941
Gldmn Sachs ActiveBeta Emrg Mkts	ETF	381430206	238	7,255	SH		SOLE		0	0	7,255
Global Payments Inc.	COM	37940X102	1,037	5,838	SH		SOLE		0	0	5,838
HACK- PureFunds ISE Cyber Security ETF	ETF	26924G201	200	4,308	SH		SOLE		0	0	4,308
Hewlett Packard	COM	40434L105	222	11,696	SH		SOLE		0	0	11,696
Home Depot	COM	437076102	1,235	4,448	SH		SOLE		0	0	4,448
Illinois Tool Works	COM	452308109	727	3,762	SH		SOLE		0	0	3,762
Intel Corp	COM	458140100	3,302	63,778	SH		SOLE		0	0	63,778
International Business Machines	COM	459200101	1,217	10,005	SH		SOLE		0	0	10,005
Invesco Biotech & Genomics ETF	ETF	46137V787	789	13,941	SH		SOLE		0	0	13,941
Invesco Financial Pfd	PFD	46137V621	225	12,009	SH		SOLE		0	0	12,009
Invesco Preferred	PFD	46138E511	300	20,340	SH		SOLE		0	0	20,340
Invesco S&P 500 Eq. Wgt. ETF	ETF	46137V357	219	2,023	SH		SOLE		0	0	2,023
Invesco S&P 500 Low Volatility ETF	ETF	46138E354	227	4,237	SH		SOLE		0	0	4,237
iShares Barclays 7-10 Yr Govt.	ETF	464287440	322	2,643	SH		SOLE		0	0	2,643
iShares Core Total U.S. AGG	ETF	464287226	775	6,567	SH		SOLE		0	0	6,567
iShares Floating Rate Bond ETF	ETF	46429B655	329	6,491	SH		SOLE		0	0	6,491
iShares Inv. Grade Corp. Bd.	ETF	464287242	351	2,605	SH		SOLE		0	0	2,605
iShares MBS ETF	ETF	464288588	368	3,337	SH		SOLE		0	0	3,337
iShares MSCI USA Momentum	ETF	46432F396	270	1,829	SH		SOLE		0	0	1,829
iShares S&P 500 Barra Gr. Fd.	ETF	464287309	794	3,437	SH		SOLE		0	0	3,437
iShares S&P 500 Value ETF	ETF	464287408	437	3,887	SH		SOLE		0	0	3,887
iShares S&P Midcap 400 Index ETF	ETF	464287507	2,433	13,132	SH		SOLE		0	0	13,132
iShares S&P Smallcap 600 Index ETF	ETF	464287804	2,125	30,254	SH		SOLE		0	0	30,254
iShares Sht-Term National Muni ETF	ETF	464288158	290	2,680	SH		SOLE		0	0	2,680
J P Morgan Chase & Co	COM	46625H100	2,313	24,031	SH		SOLE		0	0	24,031
JH/DFA Small Cap Value ETF	ETF	47804J842	519	21,280	SH		SOLE		0	0	21,280
Johnson & Johnson	COM	478160104	4,540	30,491	SH		SOLE		0	0	30,491
L3Harris Technologies Inc	COM	502431109	1,607	9,459	SH		SOLE		0	0	9,459
Lilly Eli & Co	COM	532457108	240	1,622	SH		SOLE		0	0	1,622
Lockheed Martin Corp	COM	539830109	476	1,243	SH		SOLE		0	0	1,243
Lowes Companies	COM	548661107	2,878	17,352	SH		SOLE		0	0	17,352
Mastercard Inc	COM	57636Q104	773	2,286	SH		SOLE		0	0	2,286
McDonalds Corp	COM	580135101	1,379	6,283	SH		SOLE		0	0	6,283
Medtronic plc	COM	G5960L103	2,628	25,287	SH		SOLE		0	0	25,287
Merck & Co Inc	COM	58933Y105	4,468	53,867	SH		SOLE		0	0	53,867
Microsoft Corp	COM	594918104	7,774	36,963	SH		SOLE		0	0	36,963
Mondelez Intl Inc Cl A	COM	609207105	635	11,053	SH		SOLE		0	0	11,053
NextEra Energy Inc.	COM	65339F101	507	1,827	SH		SOLE		0	0	1,827
Nike Inc Class B	COM	654106103	695	5,536	SH		SOLE		0	0	5,536
NIO Inc.Adr	ADR	62914V106	212	9,990	SH		SOLE		0	0	9,990
Norfolk Southern Corp	COM	655844108	214	1,000	SH		SOLE		0	0	1,000
Novartis A G	ADR	66987V109	350	4,027	SH		SOLE		0	0	4,027
Nuveen Inter Dur Qlty Muni	ETF	670677103	326	22,787	SH		SOLE		0	0	22,787
Nvidia Corp	COM	67066G104	1,193	2,205	SH		SOLE		0	0	2,205
Oracle Systems	COM	68389X105	418	6,995	SH		SOLE		0	0	6,995
Osisko Gold Royaltie	COM	68827L101	135	11,370	SH		SOLE		0	0	11,370
Palo Alto Networks Inc	COM	697435105	604	2,467	SH		SOLE		0	0	2,467
Paypal Holdings Inc.	COM	70450Y103	1,334	6,773	SH		SOLE		0	0	6,773
Pepsico	COM	713448108	2,475	17,860	SH		SOLE		0	0	17,860
Pfizer Inc	COM	717081103	1,198	32,644	SH		SOLE		0	0	32,644
Philip Morris Intl Inc	COM	718172109	298	3,976	SH		SOLE		0	0	3,976
Pimco Intermediate Muni ETF	ETF	72201R866	895	15,926	SH		SOLE		0	0	15,926
PPG Inds Inc	COM	693506107	247	2,020	SH		SOLE		0	0	2,020
Procter & Gamble Inc	COM	742718109	3,015	21,693	SH		SOLE		0	0	21,693
Proshares S&P 500 Div Aristocrats	ETF	74348A467	4,679	64,846	SH		SOLE		0	0	64,846
Public Svc Enterprise	COM	744573106	455	8,282	SH		SOLE		0	0	8,282
Qualcomm Corp	COM	747525103	625	5,310	SH		SOLE		0	0	5,310
Quanta Services Inc	COM	74762E102	1,052	19,907	SH		SOLE		0	0	19,907
Raytheon Technologies Co	COM	75513E101	902	15,678	SH		SOLE		0	0	15,678
Roper Technologies Inc	COM	776696106	797	2,017	SH		SOLE		0	0	2,017
S&P 400 Mid-Cap SPDR ETF	ETF	78467Y107	363	1,070	SH		SOLE		0	0	1,070
Salesforce Com	COM	79466L302	1,187	4,724	SH		SOLE		0	0	4,724
Sch Fundamental US Large Co ETF	ETF	808524771	211	5,459	SH		SOLE		0	0	5,459
Schwab Dow Jones US Broad Mkt ETF	ETF	808524102	620	7,785	SH		SOLE		0	0	7,785
Schwab Dow Jones US Div Eq ETF	ETF	808524797	12,343	223,198	SH		SOLE		0	0	223,198
Schwab Dow Jones US Large Cap ETF	ETF	808524201	13,294	164,879	SH		SOLE		0	0	164,879
Schwab Dow Jones US Large Growth ETF	ETF	808524300	9,706	84,272	SH		SOLE		0	0	84,272
Schwab Dow Jones US Large Value ETF	ETF	808524409	6,370	122,058	SH		SOLE		0	0	122,058
Schwab Dow Jones US Mid-Cap ETF	ETF	808524508	4,341	78,244	SH		SOLE		0	0	78,244
Schwab Dow Jones US Sm-Cap ETF	ETF	808524607	3,341	48,896	SH		SOLE		0	0	48,896
Schwab FTSE Developed ex-US ETF	ETF	808524805	2,223	70,810	SH		SOLE		0	0	70,810
Schwab FTSE Emerging Mkt ETF	ETF	808524706	243	9,071	SH		SOLE		0	0	9,071
Schwab US AGG Bnd ETF	ETF	808524839	11,312	201,717	SH		SOLE		0	0	201,717
Schwab US TIPS ETF	ETF	808524870	310	5,031	SH		SOLE		0	0	5,031
Shopify Inc	COM	82509L107	220	215	SH		SOLE		0	0	215
Skyworks Solutions	COM	83088M102	340	2,337	SH		SOLE		0	0	2,337
SPDR Blmbrg Brcly 1-10 Yr TIP	ETF	78468R861	1,196	57,678	SH		SOLE		0	0	57,678
SPDR DoubleLine EM ETF	ETF	78470P309	963	19,300	SH		SOLE		0	0	19,300
SPDR Doubleline Ttl Rtrn	ETF	78467V848	518	10,502	SH		SOLE		0	0	10,502
SPDR Gold Shares	ETF	78463V107	2,624	14,814	SH		SOLE		0	0	14,814
SPDR MSCI Acwi Ex-US	ETF	78463X848	492	20,454	SH		SOLE		0	0	20,454
SPDR S&P 500 ETF	ETF	78462F103	1,558	4,652	SH		SOLE		0	0	4,652
SPDR S&P Biotech ETF	ETF	78464A870	1,085	9,740	SH		SOLE		0	0	9,740
SPDR S&P Dividend ETF	ETF	78464A763	2,970	32,138	SH		SOLE		0	0	32,138
SPDR Sr Innovative Tech	ETF	78464A110	241	1,427	SH		SOLE		0	0	1,427
SPDR Technology Select Sector	ETF	81369Y803	632	5,416	SH		SOLE		0	0	5,416
Stanley Works	COM	854502101	631	3,893	SH		SOLE		0	0	3,893
State Street Boston Corp	COM	857477103	448	7,550	SH		SOLE		0	0	7,550
Sysco Inc	COM	871829107	202	3,254	SH		SOLE		0	0	3,254
Target Corp	COM	87612E106	296	1,883	SH		SOLE		0	0	1,883
Tesla Motors Inc	COM	88160R101	314	732	SH		SOLE		0	0	732
Thermo Fisher Scientific	COM	883556102	1,298	2,940	SH		SOLE		0	0	2,940
TJX Cos Inc	COM	872540109	664	11,934	SH		SOLE		0	0	11,934
Truist Finl Corp	COM	89832Q109	938	24,651	SH		SOLE		0	0	24,651
Tyson Foods Inc	COM	902494103	467	7,855	SH		SOLE		0	0	7,855
Unilever Nv Adr- Netherlands	ADR	904784709	283	4,680	SH		SOLE		0	0	4,680
Union Pacific Corp	COM	907818108	1,836	9,328	SH		SOLE		0	0	9,328
Vanguard Consumer Staples ETF	ETF	92204A207	840	5,139	SH		SOLE		0	0	5,139
Vanguard Div Appreciation ETF	ETF	921908844	1,424	11,069	SH		SOLE		0	0	11,069
Vanguard FTSE All-World ex-USA ETF	ETF	922042775	1,810	35,878	SH		SOLE		0	0	35,878
Vanguard Growth ETF	ETF	922908736	2,069	9,090	SH		SOLE		0	0	9,090
Vanguard Intl REIT	ETF	922042676	224	4,610	SH		SOLE		0	0	4,610
Vanguard Mid Cap Value ETF	ETF	922908512	250	2,465	SH		SOLE		0	0	2,465
Vanguard Mid-Cap ETF	ETF	922908629	462	2,621	SH		SOLE		0	0	2,621
Vanguard REIT	ETF	922908553	1,670	21,148	SH		SOLE		0	0	21,148
Vanguard S&P 500 ETF	ETF	922908363	2,296	7,462	SH		SOLE		0	0	7,462
Vanguard S&P 500 Growth	ETF	921932505	320	1,535	SH		SOLE		0	0	1,535
Vanguard Short-Term Bond ETF	ETF	921937827	462	5,560	SH		SOLE		0	0	5,560
Vanguard Short-Term Corp Bond ETF	ETF	92206C409	321	3,878	SH		SOLE		0	0	3,878
Vanguard Sht-Term Infl Prot Sec ETF	ETF	922020805	397	7,789	SH		SOLE		0	0	7,789
Vanguard Small Cap ETF	ETF	922908751	294	1,912	SH		SOLE		0	0	1,912
Vanguard Small-Cap Value ETF	ETF	922908611	409	3,701	SH		SOLE		0	0	3,701
Vanguard Value ETF	ETF	922908744	1,658	15,863	SH		SOLE		0	0	15,863
Verizon Communications	COM	92343V104	2,829	47,557	SH		SOLE		0	0	47,557
Visa Inc.	COM	92826C839	1,546	7,733	SH		SOLE		0	0	7,733
Wal-Mart Stores	COM	931142103	505	3,609	SH		SOLE		0	0	3,609
Wells Fargo & Co 7.50pcnt Pfd	PFD	949746804	319	238	SH		SOLE		0	0	238
Western Asset Muni Hi Income	ETF	95766N103	331	44,467	SH		SOLE		0	0	44,467
Zynex Inc	COM	98986M103	236	13,544	SH		SOLE		0	0	13,544