Newman Dignan & Sheerar 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579Y101	344	1,968	SH		SOLE		0	0	1,968
Abbott Labs	COM	002824100	6,800	6,210	SH		SOLE		0	0	6,210
AbbVie Inc	COM	00287Y109	422	3,937	SH		SOLE		0	0	3,937
Alibaba Group Hldg Adr	ADR	01609W102	2,159	9,275	SH		SOLE		0	0	9,275
Alphabet, Inc. Cl A	COM	02079K305	5,812	3,316	SH		SOLE		0	0	3,316
Alphabet, Inc. Cl C	COM	02079K107	1,990	1,136	SH		SOLE		0	0	1,136
Altria Group Inc	COM	02209S103	227	5,536	SH		SOLE		0	0	5,536
Amazon.com	COM	023135106	3,065	941	SH		SOLE		0	0	941
American Tower Corp	COM	03027X100	428	1,908	SH		SOLE		0	0	1,908
Amgen Inc	COM	031162100	2,442	10,620	SH		SOLE		0	0	10,620
AON Corp	COM	G0403H108	447	2,117	SH		SOLE		0	0	2,117
Apple, Inc	COM	037833100	11,051	83,284	SH		SOLE		0	0	83,284
Applied Materials	COM	038222105	277	3,210	SH		SOLE		0	0	3,210
AT&T Corp	COM	00206R102	862	29,983	SH		SOLE		0	0	29,983
Automatic Data Processing	COM	053015103	871	4,945	SH		SOLE		0	0	4,945
Bank Of America	COM	060505104	1,723	56,843	SH		SOLE		0	0	56,843
Becton Dickinson	COM	075887109	277	1,108	SH		SOLE		0	0	1,108
Berkshire Hathaway B	COM	084670702	1,653	7,131	SH		SOLE		0	0	7,131
Blackstone Group Lp	COM	09260D107	334	5,144	SH		SOLE		0	0	5,144
Bristol Myers Squibb	COM	110122108	1,223	19,710	SH		SOLE		0	0	19,710
Broadcom Limited	COM	11135F101	490	1,119	SH		SOLE		0	0	1,119
Catchmark Timber Tr	COM	14912Y202	557	59,487	SH		SOLE		0	0	59,487
Chase Corp	COM	16150R104	383	3,790	SH		SOLE		0	0	3,790
ChevronTexaco Corp	COM	166764100	1,134	13,427	SH		SOLE		0	0	13,427
Cisco Systems	COM	17275R102	1,735	38,782	SH		SOLE		0	0	38,782
Citigroup Inc	COM	172967424	333	5,404	SH		SOLE		0	0	5,404
Citizens Financial Group	COM	174610105	426	11,900	SH		SOLE		0	0	11,900
Coca Cola	COM	191216100	651	11,869	SH		SOLE		0	0	11,869
Colgate Palmolive Co	COM	194162103	215	2,520	SH		SOLE		0	0	2,520
Constellation Brands	COM	21036P108	282	1,289	SH		SOLE		0	0	1,289
Crowdstrike Hldgs Inc	COM	22788C105	212	1,000	SH		SOLE		0	0	1,000
CVS Health Corporation	COM	126650100	1,766	25,859	SH		SOLE		0	0	25,859
Danaher Corp	COM	235851102	1,541	6,938	SH		SOLE		0	0	6,938
Diageo Plc	COM	25243Q205	262	1,651	SH		SOLE		0	0	1,651
Disney Walt Co	COM	254687106	2,921	16,125	SH		SOLE		0	0	16,125
Dominion Res Inc Va	COM	25746U109	4,934	6,565	SH		SOLE		0	0	6,565
Du Pont E I De Nemours	COM	26614N102	245	3,448	SH		SOLE		0	0	3,448
Emerson Electric	COM	291011104	981	12,204	SH		SOLE		0	0	12,204
Eversource Energy	COM	30040W108	271	3,135	SH		SOLE		0	0	3,135
Exxon-Mobil	COM	30231G102	742	18,006	SH		SOLE		0	0	18,006
Facebook Inc Class A	COM	30303M102	1,142	4,182	SH		SOLE		0	0	4,182
First Trust Preferred Sec & Inc ETF	ETF	33739E108	6,068	300,528	SH		SOLE		0	0	300,528
Fiserv Inc.	COM	337738108	1,125	9,880	SH		SOLE		0	0	9,880
General Electric	COM	369604103	253	23,423	SH		SOLE		0	0	23,423
Gldmn Sachs ActiveBeta Emrg Mkts	ETF	381430206	282	7,394	SH		SOLE		0	0	7,394
Global Payments, Inc.	COM	37940X102	1,236	5,737	SH		SOLE		0	0	5,737
Goldman Sachs Group	COM	38141G104	213	808	SH		SOLE		0	0	808
HACK- PureFunds ISE Cyber Security ETF	ETF	26924G201	258	4,478	SH		SOLE		0	0	4,478
Hewlett Packard	COM	40434L105	279	11,333	SH		SOLE		0	0	11,333
Home Depot	COM	437076102	1,166	4,390	SH		SOLE		0	0	4,390
Illinois Tool Works	COM	452308109	756	3,710	SH		SOLE		0	0	3,710
Intel Corp	COM	458140100	2,865	57,498	SH		SOLE		0	0	57,498
International Business Machines	COM	459200101	1,281	10,177	SH		SOLE		0	0	10,177
Intuit Inc.	COM	461202103	228	600	SH		SOLE		0	0	600
Invesco Biotech & Genomics ETF	ETF	46137V787	894	12,741	SH		SOLE		0	0	12,741
Invesco Financial Pfd	PFD	46137V621	224	11,659	SH		SOLE		0	0	11,659
Invesco Preferred	ETF	46138E511	326	21,395	SH		SOLE		0	0	21,395
Invesco S&P 500 Eq. Wgt. ETF	ETF	46137V357	253	1,984	SH		SOLE		0	0	1,984
Invesco S&P 500 Low Volatility ETF	ETF	46138E354	238	4,237	SH		SOLE		0	0	4,237
IPAY - ETFMG Mobile Payments	ETF	26924G409	206	3,097	SH		SOLE		0	0	3,097
iShares Barclays 7-10 Yr Govt.	ETF	464287440	317	2,643	SH		SOLE		0	0	2,643
iShares Core Total U.S. AGG	ETF	464287226	645	5,460	SH		SOLE		0	0	5,460
iShares Floating Rate Bond ETF	ETF	46429B655	330	6,497	SH		SOLE		0	0	6,497
iShares Inv. Grade Corp. Bd.	ETF	464287242	345	2,497	SH		SOLE		0	0	2,497
iShares MBS ETF	ETF	464288588	369	3,350	SH		SOLE		0	0	3,350
iShares MSCI USA Momentum	ETF	46432F396	295	1,829	SH		SOLE		0	0	1,829
iShares Russell 2000 Index Fund ETF	ETF	464287655	250	1,275	SH		SOLE		0	0	1,275
iShares S&P 500 Barra Gr. Fd.	ETF	464287309	876	13,728	SH		SOLE		0	0	13,728
iShares S&P 500 Value ETF	ETF	464287408	498	3,887	SH		SOLE		0	0	3,887
iShares S&P Midcap 400 Index ETF	ETF	464287507	2,914	12,681	SH		SOLE		0	0	12,681
iShares S&P Smallcap 600 Index ETF	ETF	464287804	2,779	30,234	SH		SOLE		0	0	30,234
iShares Sht-Term National Muni ETF	ETF	464288158	291	2,689	SH		SOLE		0	0	2,689
J P Morgan Chase & Co	COM	46625H100	3,058	24,065	SH		SOLE		0	0	24,065
Jazz Pharma	COM	G50871105	206	1,250	SH		SOLE		0	0	1,250
JH/DFA Small Cap Value ETF	ETF	47804J842	883	28,809	SH		SOLE		0	0	28,809
Johnson & Johnson	COM	478160104	4,697	29,846	SH		SOLE		0	0	29,846
L3Harris Technologies Inc	COM	502431109	1,813	9,589	SH		SOLE		0	0	9,589
Lilly Eli & Co	COM	532457108	274	1,622	SH		SOLE		0	0	1,622
Lockheed Martin Corp	COM	539830109	441	1,243	SH		SOLE		0	0	1,243
Lowes Companies	COM	548661107	2,744	17,093	SH		SOLE		0	0	17,093
Mastercard Inc	COM	57636Q104	859	2,406	SH		SOLE		0	0	2,406
McDonalds Corp	COM	580135101	1,348	6,284	SH		SOLE		0	0	6,284
Medtronic plc	COM	G5960L103	2,962	25,287	SH		SOLE		0	0	25,287
Merck & Co Inc	COM	58933Y105	4,396	53,742	SH		SOLE		0	0	53,742
Microsoft Corp	COM	594918104	8,157	36,676	SH		SOLE		0	0	36,676
Mondelez Intl Inc Cl A	COM	609207105	627	10,726	SH		SOLE		0	0	10,726
NextEra Energy Inc.	COM	65339F101	575	7,448	SH		SOLE		0	0	7,448
Nike Inc Class B	COM	654106103	921	6,513	SH		SOLE		0	0	6,513
Norfolk Southern Corp	COM	655844108	238	1,000	SH		SOLE		0	0	1,000
Novartis A G	COM	66987V109	353,074	3,739	SH		SOLE		0	0	3,739
Nuveen Inter Dur Qlty Muni	ETF	670677103	338	22,969	SH		SOLE		0	0	22,969
Nvidia Corp	COM	67066G104	1,264	2,420	SH		SOLE		0	0	2,420
Oracle Systems	COM	68389X105	453	6,995	SH		SOLE		0	0	6,995
Palo Alto Networks Inc	COM	697435105	877	2,467	SH		SOLE		0	0	2,467
Paypal Holdings, Inc.	COM	70450Y103	1,753	7,486	SH		SOLE		0	0	7,486
Pepsico	COM	713448108	2,610	17,598	SH		SOLE		0	0	17,598
Pfizer Inc	COM	717081103	1,202	32,652	SH		SOLE		0	0	32,652
Philip Morris Intl Inc	COM	718172109	338	4,077	SH		SOLE		0	0	4,077
PPG Inds Inc	COM	693506107	291	2,020	SH		SOLE		0	0	2,020
Procter & Gamble Inc	COM	742718109	3,009	21,627	SH		SOLE		0	0	21,627
Proshares S&P 500 Div Aristocrats	ETF	74348A467	5,337	66,808	SH		SOLE		0	0	66,808
Public Svc Enterprise	COM	744573106	479	8,220	SH		SOLE		0	0	8,220
Quanta Services Inc	COM	74762E102	1,369	19,006	SH		SOLE		0	0	19,006
Raytheon Technologies Co	COM	75513E101	1,066	14,907	SH		SOLE		0	0	14,907
Regenxbio Inc	COM	75901B107	205	4,522	SH		SOLE		0	0	4,522
Roper Technologies, Inc	COM	776696106	870	2,017	SH		SOLE		0	0	2,017
S&P 400 Mid-Cap SPDR ETF	ETF	78467Y107	455	1,083	SH		SOLE		0	0	1,083
Salesforce Com	COM	79466L302	1,012	4,547	SH		SOLE		0	0	4,547
Sch Fundamental US Large Co ETF	ETF	808524771	245	54,004	SH		SOLE		0	0	54,004
Schwab Dow Jones US Broad Mkt ETF	ETF	808524102	663	7,285	SH		SOLE		0	0	7,285
Schwab Dow Jones US Div Eq ETF	ETF	808524797	14,695	2,291,024	SH		SOLE		0	0	2,291,024
Schwab Dow Jones US Large Cap ETF	ETF	808524201	15,372	169,019	SH		SOLE		0	0	169,019
Schwab Dow Jones US Large Growth ETF	ETF	808524300	10,771	83,876	SH		SOLE		0	0	83,876
Schwab Dow Jones US Large Value ETF	ETF	808524409	7,187	120,721	SH		SOLE		0	0	120,721
Schwab Dow Jones US Mid-Cap ETF	ETF	808524508	5,331	78,186	SH		SOLE		0	0	78,186
Schwab Dow Jones US Sm-Cap ETF	ETF	808524607	4,357	48,951	SH		SOLE		0	0	48,951
Schwab FTSE Developed ex-US ETF	ETF	808524805	2,596	720,914	SH		SOLE		0	0	720,914
Schwab FTSE Emerging Mkt ETF	ETF	808524706	285	9,314	SH		SOLE		0	0	9,314
Schwab US AGG Bnd ETF	ETF	808524839	11,257	200,909	SH		SOLE		0	0	200,909
Schwab US TIPS ETF	ETF	808524870	319	5,136	SH		SOLE		0	0	5,136
Shopify Inc	COM	82509L107	243	215	SH		SOLE		0	0	215
Skyworks Solutions	COM	83088M102	375	2,452	SH		SOLE		0	0	2,452
SPDR Blmbrg Brcly 1-10 Yr TIP	ETF	78468R861	1,863	89,100	SH		SOLE		0	0	89,100
SPDR DoubleLine EM ETF	ETF	78470P309	1,245	24,322	SH		SOLE		0	0	24,322
SPDR Doubleline Ttl Rtrn	ETF	78467V848	538	10,924	SH		SOLE		0	0	10,924
SPDR Gold Shares	ETF	78463V107	2,893	16,219	SH		SOLE		0	0	16,219
SPDR MSCI Acwi Ex-US	ETF	78463X848	587	21,245	SH		SOLE		0	0	21,245
SPDR S&P 500 ETF	ETF	78462F103	1,725	4,615	SH		SOLE		0	0	4,615
SPDR S&P Biotech ETF	ETF	78464A870	1,502	10,670	SH		SOLE		0	0	10,670
SPDR S&P Dividend ETF	ETF	78464A763	3,399	32,088	SH		SOLE		0	0	32,088
SPDR Sr Innovative Tech	ETF	78464A110	357	1,660	SH		SOLE		0	0	1,660
SPDR Technology Select Sector	ETF	81369Y803	748	5,755	SH		SOLE		0	0	5,755
Stanley Works	COM	854502101	695	3,893	SH		SOLE		0	0	3,893
State Street Boston Corp	COM	857477103	455	6,250	SH		SOLE		0	0	6,250
StoneCo Ltd	COM	G85158106	207	2,472	SH		SOLE		0	0	2,472
Sysco Inc	COM	871829107	242	3,254	SH		SOLE		0	0	3,254
Target Corp	COM	87612E106	324	1,835	SH		SOLE		0	0	1,835
TE Connectivity Ltd	ADR	H84989104	212	1,750	SH		SOLE		0	0	1,750
Tesla Motors Inc	COM	88160R101	316	448	SH		SOLE		0	0	448
Thermo Fisher Scientific	COM	883556102	1,436	3,082	SH		SOLE		0	0	3,082
TJX Cos Inc	COM	872540109	798	11,684	SH		SOLE		0	0	11,684
Truist Finl Corp	COM	89832Q109	1,199	25,009	SH		SOLE		0	0	25,009
Tyson Foods Inc	COM	902494103	506	7,856	SH		SOLE		0	0	7,856
Unilever Plc Adr New	ADR	904767704	282	4,680	SH		SOLE		0	0	4,680
Union Pacific Corp	COM	907818108	1,942	9,328	SH		SOLE		0	0	9,328
Vanguard Consumer Staples ETF	ETF	92204A207	894	5,139	SH		SOLE		0	0	5,139
Vanguard Div Appreciation ETF	ETF	921908844	1,562	11,067	SH		SOLE		0	0	11,067
Vanguard FTSE All-World ex-USA ETF	ETF	922042775	2,140	36,674	SH		SOLE		0	0	36,674
Vanguard Growth ETF	ETF	922908736	2,287	9,028	SH		SOLE		0	0	9,028
Vanguard Int'l REIT	ETF	922042676	253	46,531	SH		SOLE		0	0	46,531
Vanguard Mid Cap Value ETF	ETF	922908512	295	2,484	SH		SOLE		0	0	2,484
Vanguard Mid-Cap ETF	ETF	922908629	639	3,088	SH		SOLE		0	0	3,088
Vanguard REIT	ETF	922908553	1,833	21,581	SH		SOLE		0	0	21,581
Vanguard S&P 500 ETF	ETF	922908363	2,738	7,967	SH		SOLE		0	0	7,967
Vanguard S&P 500 Growth	ETF	921932505	353	1,535	SH		SOLE		0	0	1,535
Vanguard Short-Term Bond ETF	ETF	921937827	462	5,578	SH		SOLE		0	0	5,578
Vanguard Short-Term Corp Bond ETF	ETF	92206C409	289	3,476	SH		SOLE		0	0	3,476
Vanguard Sht-Term Infl Prot Sec ETF	ETF	922020805	403	7,881	SH		SOLE		0	0	7,881
Vanguard Small Cap ETF	ETF	922908751	372	1,912	SH		SOLE		0	0	1,912
Vanguard Small-Cap Value ETF	ETF	922908611	539	3,787	SH		SOLE		0	0	3,787
Vanguard Value ETF	ETF	922908744	1,849	15,539	SH		SOLE		0	0	15,539
Verizon Communications	COM	92343V104	2,786	47,419	SH		SOLE		0	0	47,419
Visa, Inc.	COM	92826C839	1,691	7,733	SH		SOLE		0	0	7,733
Wal-Mart Stores	COM	931142103	542	3,759	SH		SOLE		0	0	3,759
Wells Fargo & Co 7.5prcnt Pfd	PFD	949746804	364	240	SH		SOLE		0	0	240
Western Asset Muni Hi Income	ETF	95766N103	337	44,862	SH		SOLE		0	0	44,862
Zynex Inc	COM	98986M103	243	18,060	SH		SOLE		0	0	18,060