Sensible Financial Planning & Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ADVENT CLAY CONV SEC INC FD	COM	007639107	65	11,715	SH		SOLE	0	0	0	11,715
CABOT CORP	COM	127055101	1,043	16,887	SH		SOLE	0	0	0	16,887
CABOT MICROELECTRONICS CORP	COM	12709P103	1,835	17,058	SH		SOLE	0	0	0	17,058
ISHARES TR	TIPS BD ETF	464287176	498	4,410	SH		SOLE	0	0	0	4,410
ISHARES TR	CORE US AGGBD ET	464287226	13,724	129,082	SH		SOLE	0	0	0	129,082
ISHARES TR	MSCI EMG MKT ETF	464287234	281	6,479	SH		SOLE	0	0	0	6,479
ISHARES TR	S&P 500 VAL ETF	464287408	388	3,526	SH		SOLE	0	0	0	3,526
ISHARES TR	MSCI EAFE ETF	464287465	264	3,936	SH		SOLE	0	0	0	3,936
ISHARES TR	SP SMCP600VL ETF	464287879	236	1,444	SH		SOLE	0	0	0	1,444
ISHARES TR	NATIONAL MUN ETF	464288414	236	2,165	SH		SOLE	0	0	0	2,165
ISHARES TR	0-5 YR TIPS ETF	46429B747	1,392	13,962	SH		SOLE	0	0	0	13,962
SPDR S&P 500 ETF TR	TR UNIT	78462F103	986	3,634	SH		SOLE	0	0	0	3,634
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	8,894	136,858	SH		SOLE	0	0	0	136,858
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	69,676	1,375,913	SH		SOLE	0	0	0	1,375,913
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,444	34,572	SH		SOLE	0	0	0	34,572
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	3,134	57,070	SH		SOLE	0	0	0	57,070
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	10,550	133,228	SH		SOLE	0	0	0	133,228
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	3,991	93,029	SH		SOLE	0	0	0	93,029
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	7,453	152,573	SH		SOLE	0	0	0	152,573
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	47,935	876,162	SH		SOLE	0	0	0	876,162
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	364	6,264	SH		SOLE	0	0	0	6,264
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	229	3,127	SH		SOLE	0	0	0	3,127
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,501	35,572	SH		SOLE	0	0	0	35,572
VANGUARD SCOTTSDALE FDS	VNG RUS3000IDX	92206C599	1,576	12,531	SH		SOLE	0	0	0	12,531
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	14,636	58,661	SH		SOLE	0	0	0	58,661
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,989	61,250	SH		SOLE	0	0	0	61,250
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,723	11,501	SH		SOLE	0	0	0	11,501
VANGUARD INDEX FDS	VALUE ETF	922908744	2,181	21,006	SH		SOLE	0	0	0	21,006
VANGUARD INDEX FDS	SMALL CP ETF	922908751	677	4,351	SH		SOLE	0	0	0	4,351
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	9,008	64,146	SH		SOLE	0	0	0	64,146