Sensible Financial Planning & Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
CABOT CORP	COM	127055101	1,893	39,687	SH		SOLE	0	0	0	39,687
CABOT MICROELECTRONICS CORP	COM	12709P103	1,878	17,058	SH		SOLE	0	0	0	17,058
ISHARES TR	TIPS BD ETF	464287176	477	4,132	SH		SOLE	0	0	0	4,132
ISHARES TR	CORE S&P500 ETF	464287200	209	708	SH		SOLE	0	0	0	708
ISHARES TR	CORE US AGGBD ET	464287226	7,648	68,688	SH		SOLE	0	0	0	68,688
ISHARES TR	MSCI EMG MKT ETF	464287234	377	8,794	SH		SOLE	0	0	0	8,794
ISHARES TR	S&P 500 VAL ETF	464287408	483	4,141	SH		SOLE	0	0	0	4,141
ISHARES TR	MSCI EAFE ETF	464287465	409	6,220	SH		SOLE	0	0	0	6,220
ISHARES TR	SP SMCP600VL ETF	464287879	322	2,168	SH		SOLE	0	0	0	2,168
ISHARES TR	NATIONAL MUN ETF	464288414	245	2,165	SH		SOLE	0	0	0	2,165
ISHARES TR	0-5 YR TIPS ETF	46429B747	3,390	33,700	SH		SOLE	0	0	0	33,700
ISHARES INC	CORE MSCI EMKT	46434G103	1,920	37,332	SH		SOLE	0	0	0	37,332
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,326	4,525	SH		SOLE	0	0	0	4,525
SPDR SERIES TRUST	SPDR S&P 500 ETF	78468R796	280	3,910	SH		SOLE	0	0	0	3,910
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	12,665	180,442	SH		SOLE	0	0	0	180,442
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	70,825	1,336,315	SH		SOLE	0	0	0	1,336,315
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,960	44,105	SH		SOLE	0	0	0	44,105
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	3,791	67,329	SH		SOLE	0	0	0	67,329
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	13,164	152,190	SH		SOLE	0	0	0	152,190
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	8,375	100,818	SH		SOLE	0	0	0	100,818
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	5,719	137,118	SH		SOLE	0	0	0	137,118
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	5,827	118,142	SH		SOLE	0	0	0	118,142
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	51,732	902,823	SH		SOLE	0	0	0	902,823
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	587	9,954	SH		SOLE	0	0	0	9,954
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	254	3,386	SH		SOLE	0	0	0	3,386
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,406	33,065	SH		SOLE	0	0	0	33,065
VANGUARD SCOTTSDALE FDS	VNG RUS3000IDX	92206C599	1,465	10,939	SH		SOLE	0	0	0	10,939
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	14,103	52,397	SH		SOLE	0	0	0	52,397
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,279	60,401	SH		SOLE	0	0	0	60,401
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,327	14,241	SH		SOLE	0	0	0	14,241
VANGUARD INDEX FDS	VALUE ETF	922908744	2,189	19,732	SH		SOLE	0	0	0	19,732
VANGUARD INDEX FDS	SMALL CP ETF	922908751	682	4,351	SH		SOLE	0	0	0	4,351
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,526	70,134	SH		SOLE	0	0	0	70,134