Sensible Financial Planning & Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
CABOT CORP	COM	127055101	1,799	39,687	SH		SOLE	0	0	0	39,687
CABOT MICROELECTRONICS CORP	COM	12709P103	2,409	17,058	SH		SOLE	0	0	0	17,058
ISHARES TR	TIPS BD ETF	464287176	491	4,220	SH		SOLE	0	0	0	4,220
ISHARES TR	CORE US AGGBD ET	464287226	6,227	55,021	SH		SOLE	0	0	0	55,021
ISHARES TR	MSCI EMG MKT ETF	464287234	379	9,283	SH		SOLE	0	0	0	9,283
ISHARES TR	S&P 500 VAL ETF	464287408	493	4,141	SH		SOLE	0	0	0	4,141
ISHARES TR	MSCI EAFE ETF	464287465	406	6,220	SH		SOLE	0	0	0	6,220
ISHARES TR	SP SMCP600VL ETF	464287879	326	2,168	SH		SOLE	0	0	0	2,168
ISHARES TR	NATIONAL MUN ETF	464288414	247	2,165	SH		SOLE	0	0	0	2,165
ISHARES TR	0-5 YR TIPS ETF	46429B747	6,795	67,836	SH		SOLE	0	0	0	67,836
ISHARES TR	USA MOMENTUM FCT	46432F396	1,833	15,367	SH		SOLE	0	0	0	15,367
ISHARES INC	CORE MSCI EMKT	46434G103	1,811	36,952	SH		SOLE	0	0	0	36,952
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,236	4,166	SH		SOLE	0	0	0	4,166
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	290	9,877	SH		SOLE	0	0	0	9,877
SPDR SERIES TRUST	SPDR S&P 500 ETF	78468R796	498	6,855	SH		SOLE	0	0	0	6,855
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	13,217	186,333	SH		SOLE	0	0	0	186,333
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	59,062	1,096,785	SH		SOLE	0	0	0	1,096,785
SCHWAB STRATEGIC TR	US REIT ETF	808524847	2,230	47,273	SH		SOLE	0	0	0	47,273
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	6,765	119,182	SH		SOLE	0	0	0	119,182
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	379	3,680	SH		SOLE	0	0	0	3,680
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	13,517	153,605	SH		SOLE	0	0	0	153,605
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	8,018	94,969	SH		SOLE	0	0	0	94,969
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	5,639	137,278	SH		SOLE	0	0	0	137,278
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	5,590	113,957	SH		SOLE	0	0	0	113,957
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	53,480	909,061	SH		SOLE	0	0	0	909,061
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	342	5,842	SH		SOLE	0	0	0	5,842
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	254	3,388	SH		SOLE	0	0	0	3,388
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,257	31,233	SH		SOLE	0	0	0	31,233
VANGUARD SCOTTSDALE FDS	VNG RUS3000IDX	92206C599	1,448	10,710	SH		SOLE	0	0	0	10,710
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	13,932	51,108	SH		SOLE	0	0	0	51,108
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	5,254	56,340	SH		SOLE	0	0	0	56,340
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,368	14,241	SH		SOLE	0	0	0	14,241
VANGUARD INDEX FDS	VALUE ETF	922908744	2,244	20,102	SH		SOLE	0	0	0	20,102
VANGUARD INDEX FDS	SMALL CP ETF	922908751	670	4,351	SH		SOLE	0	0	0	4,351
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,729	71,052	SH		SOLE	0	0	0	71,052