Sensible Financial Planning & Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	INTL TREA BD ETF	464288117	395	10,100	SH		SOLE	0	0	0	10,100
ISHARES INC	CORE MSCI EMKT	46434G103	495	10,607	SH		SOLE	0	0	0	10,607
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,792	13,103	SH		SOLE	0	0	0	13,103
VANGUARD SCOTTSDALE FDS	VNG RUS3000IDX	92206C599	2,283	13,290	SH		SOLE	0	0	0	13,290
VANGUARD INDEX FDS	VALUE ETF	922908744	2,097	14,941	SH		SOLE	0	0	0	14,941
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,246	17,688	SH		SOLE	0	0	0	17,688
ISHARES INC	MSCI CDA ETF	464286509	637	19,452	SH		SOLE	0	0	0	19,452
VANGUARD SCOTTSDALE FDS	TOTAL WLD BD ETF	92206C565	1,543	23,016	SH		SOLE	0	0	0	23,016
VANGUARD STAR FDS	VG TL INTL STK F	921909768	1,225	23,688	SH		SOLE	0	0	0	23,688
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,244	31,904	SH		SOLE	0	0	0	31,904
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,012	36,518	SH		SOLE	0	0	0	36,518
CABOT CORP	COM	127055101	2,493	37,296	SH		SOLE	0	0	0	37,296
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	3,203	43,149	SH		SOLE	0	0	0	43,149
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	15,282	43,496	SH		SOLE	0	0	0	43,496
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	6,429	48,560	SH		SOLE	0	0	0	48,560
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	2,987	63,949	SH		SOLE	0	0	0	63,949
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	3,108	68,267	SH		SOLE	0	0	0	68,267
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	3,170	77,019	SH		SOLE	0	0	0	77,019
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	15,276	79,901	SH		SOLE	0	0	0	79,901
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,470	82,683	SH		SOLE	0	0	0	82,683
ISHARES TR	MSCI USA MMENTM	46432F396	14,823	101,578	SH		SOLE	0	0	0	101,578
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	4,999	113,750	SH		SOLE	0	0	0	113,750
SPDR SER TR	SPDR S&P 500 ETF	78468R796	12,465	133,525	SH		SOLE	0	0	0	133,525
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,550	153,235	SH		SOLE	0	0	0	153,235
ISHARES TR	0-5 YR TIPS ETF	46429B747	16,257	167,669	SH		SOLE	0	0	0	167,669
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	10,821	239,676	SH		SOLE	0	0	0	239,676
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	8,281	247,335	SH		SOLE	0	0	0	247,335
SCHWAB STRATEGIC TR	US REIT ETF	808524847	4,863	252,080	SH		SOLE	0	0	0	252,080
ISHARES TR	MBS ETF	464288588	54,751	590,310	SH		SOLE	0	0	0	590,310
ISHARES TR	USD INV GRDE ETF	464288620	62,353	1,269,661	SH		SOLE	0	0	0	1,269,661
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	61,724	1,301,367	SH		SOLE	0	0	0	1,301,367
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	72,261	1,395,263	SH		SOLE	0	0	0	1,395,263