Sensible Financial Planning & Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
CABOT CORP	COM	127055101	2,290	33,060	SH		SOLE	0	0	0	33,060
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	759	16,608	SH		SOLE	0	0	0	16,608
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	2,043	51,373	SH		SOLE	0	0	0	51,373
ISHARES INC	MSCI CDA ETF	464286509	691	20,642	SH		SOLE	0	0	0	20,642
ISHARES TR	INTL TREA BD ETF	464288117	375	10,100	SH		SOLE	0	0	0	10,100
ISHARES TR	MBS ETF	464288588	55,503	625,031	SH		SOLE	0	0	0	625,031
ISHARES TR	USD INV GRDE ETF	464288620	62,392	1,297,939	SH		SOLE	0	0	0	1,297,939
ISHARES TR	0-5 YR TIPS ETF	46429B747	17,220	177,672	SH		SOLE	0	0	0	177,672
ISHARES TR	MSCI USA MMENTM	46432F396	15,507	110,999	SH		SOLE	0	0	0	110,999
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,496	144,995	SH		SOLE	0	0	0	144,995
SPDR SER TR	SPDR S&P 500 ETF	78468R796	15,060	433,618	SH		SOLE	0	0	0	433,618
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	10,354	204,616	SH		SOLE	0	0	0	204,616
SCHWAB STRATEGIC TR	US REIT ETF	808524847	5,254	295,979	SH		SOLE	0	0	0	295,979
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	72,801	1,441,882	SH		SOLE	0	0	0	1,441,882
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	6,001	39,515	SH		SOLE	0	0	0	39,515
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,244	74,189	SH		SOLE	0	0	0	74,189
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	2,710	57,317	SH		SOLE	0	0	0	57,317
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	66,017	1,380,241	SH		SOLE	0	0	0	1,380,241
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,192	30,411	SH		SOLE	0	0	0	30,411
VANGUARD SCOTTSDALE FDS	TOTAL WLD BD ETF	92206C565	768	11,579	SH		SOLE	0	0	0	11,579
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	6,236	86,073	SH		SOLE	0	0	0	86,073
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	3,973	90,753	SH		SOLE	0	0	0	90,753
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	14,769	37,610	SH		SOLE	0	0	0	37,610
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,665	35,217	SH		SOLE	0	0	0	35,217
VANGUARD INDEX FDS	GROWTH ETF	922908736	3,556	13,059	SH		SOLE	0	0	0	13,059
VANGUARD INDEX FDS	VALUE ETF	922908744	1,761	12,766	SH		SOLE	0	0	0	12,766
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,703	14,298	SH		SOLE	0	0	0	14,298
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	17,314	81,513	SH		SOLE	0	0	0	81,513