Sensible Financial Planning & Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
CABOT CORP	COM	127055101	2,727	29,577	SH		SOLE	0	0	0	29,577
CARROLS RESTAURANT GROUP INC	COM	14574X104	243	25,567	SH		SOLE	0	0	0	25,567
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	378	12,521	SH		SOLE	0	0	0	12,521
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	384	10,522	SH		SOLE	0	0	0	10,522
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	904	16,608	SH		SOLE	0	0	0	16,608
DIMENSIONAL ETF TRUST	INFLATION PROTE	25434V856	6,413	155,460	SH		SOLE	0	0	0	155,460
ISHARES TR	0-5 YR TIPS ETF	46429B747	18,856	189,637	SH		SOLE	0	0	0	189,637
ISHARES TR	MSCI USA MMENTM	46432F396	19,649	104,877	SH		SOLE	0	0	0	104,877
ISHARES TR	MBS ETF	464288588	58,753	635,717	SH		SOLE	0	0	0	635,717
ISHARES TR	USD INV GRDE ETF	464288620	67,085	1,321,344	SH		SOLE	0	0	0	1,321,344
SCHWAB STRATEGIC TR	US REIT ETF	808524847	6,721	331,094	SH		SOLE	0	0	0	331,094
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	11,507	185,414	SH		SOLE	0	0	0	185,414
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	75,604	1,449,463	SH		SOLE	0	0	0	1,449,463
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	7,085	197,680	SH		SOLE	0	0	0	197,680
SPDR SER TR	SPDR S&P 500 ETF	78468R796	16,788	392,237	SH		SOLE	0	0	0	392,237
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	70,865	1,440,648	SH		SOLE	0	0	0	1,440,648
VANGUARD INDEX FDS	VALUE ETF	922908744	1,913	11,744	SH		SOLE	0	0	0	11,744
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,969	34,332	SH		SOLE	0	0	0	34,332
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,616	15,820	SH		SOLE	0	0	0	15,820
VANGUARD INDEX FDS	GROWTH ETF	922908736	4,509	13,100	SH		SOLE	0	0	0	13,100
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	18,686	38,873	SH		SOLE	0	0	0	38,873
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	20,547	79,057	SH		SOLE	0	0	0	79,057
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,888	45,198	SH		SOLE	0	0	0	45,198
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	2,569	53,652	SH		SOLE	0	0	0	53,652
VANGUARD SCOTTSDALE FDS	TOTAL WLD BD ETF	92206C565	1,620	23,608	SH		SOLE	0	0	0	23,608
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	8,812	193,209	SH		SOLE	0	0	0	193,209
VANGUARD SCOTTSDALE FDS	TOTAL CORP BND	92206C573	9,746	127,200	SH		SOLE	0	0	0	127,200
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	3,817	76,086	SH		SOLE	0	0	0	76,086
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	7,616	40,757	SH		SOLE	0	0	0	40,757