The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ETFS PALLADIUM TR | SH BEN INT | 26923A106 | 134 | 1,366 | SH | SOLE | 1,366 | 0 | 0 | ||
| ISHARES TR | BARCLY USAGG B | 464287226 | 10,759 | 99,528 | SH | SOLE | 99,528 | 0 | 0 | ||
| ISHARES TR | S&P SMLCAP 600 | 464287804 | 12,182 | 154,710 | SH | SOLE | 154,710 | 0 | 0 | ||
| JP MORGAN EXCHANGE TRADED FD | DIV RTN GLB EQ | 46641Q837 | 1,126 | 22,492 | SH | SOLE | 22,492 | 0 | 0 | ||
| POWERSHS DB MULTI SECT COMM | DB ENERGY FUND | 73936B705 | 145 | 7,415 | SH | SOLE | 7,415 | 0 | 0 | ||
| SPDR GOLD TRUST | GOLD SHS | 78463V107 | 4,364 | 34,185 | SH | SOLE | 34,185 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 27,724 | 411,882 | SH | SOLE | 411,882 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 32,371 | 452,106 | SH | SOLE | 452,106 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | SCHWAB FDT US LG | 808524771 | 12,142 | 310,148 | SH | SOLE | 310,148 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 31,549 | 883,233 | SH | SOLE | 883,233 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | 11,727 | 227,970 | SH | SOLE | 227,970 | 0 | 0 | ||
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 | 147 | 2,339 | SH | SOLE | 2,339 | 0 | 0 | ||
| SELECT SECTOR SPDR TR | SBI INT-ENERGY | 81369Y506 | 148 | 1,975 | SH | SOLE | 1,975 | 0 | 0 | ||
| VANGUARD BD INDEX FD INC | LONG TERM BOND | 921937827 | 9,055 | 115,031 | SH | SOLE | 115,031 | 0 | 0 | ||
| VANGUARD TAX MANAGED INTL FD | FTSE DEV MKT ETF | 921943858 | 11,124 | 236,736 | SH | SOLE | 236,736 | 0 | 0 | ||
| VANGUARD CHARLOTTE FDS | INTL BD IDX ETF | 92203J407 | 4,581 | 84,733 | SH | SOLE | 84,733 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 26,311 | 454,900 | SH | SOLE | 454,900 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | MSCI EMR MKT ETF | 922042858 | 46,370 | 930,375 | SH | SOLE | 930,375 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 1,999 | 25,292 | SH | SOLE | 25,292 | 0 | 0 | ||
| VANGUARD INDEX FDS S&P | 500 ETF SHS | 922908363 | 24,510 | 94,636 | SH | SOLE | 94,636 | 0 | 0 | ||