PL Capital Advisors SC 13D EVANS BANCORP / PL Capital Advisors ownership change

Exhibit 99.1

Exhibit 99.1

JOINT FILING AGREEMENT

In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Schedule 13D (including any and all amendments thereto) with respect to the common stock, $0.50 par value, of Evans Bancorp, Inc., and further agree that this Joint Filing Agreement shall be included as an Exhibit to such joint filing(s).

The undersigned further agree that each party hereto is responsible for the timely filing of such Schedule 13D and any amendments thereto, and for the accuracy and completeness of the information concerning such party contained therein; provided, however, that no party is responsible for the accuracy or completeness of the information concerning any other party, unless such party knows or has reason to believe that such information is inaccurate.

This Joint Filing Agreement may be signed in counterparts with the same effect as if the signature on each counterpart were upon the same instrument.

IN WITNESS WHEREOF, the undersigned have executed this Joint Filing Agreement as of November 14, 2022.

                                                    PL CAPITAL ADVISORS, LLC

                                                    By:/s/ John W. Palmer/s/ Richard J. Lashley

                                                          John W. Palmer                    Richard J. Lashley

                                                          Managing Member             Managing Member

By:/s/ John W. Palmer

                  John W. Palmer

By:/s/ Richard J. Lashley

                  Richard J. Lashley