Bank OZK (OZK) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	323	1,431	SH		SOLE		1,431	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	203	900	SH		OTR		400	0	500
MEDTRONIC PLC	SHS	G5960L103	2,068	19,902	SH		SOLE		19,882	0	20
MEDTRONIC PLC	SHS	G5960L103	950	9,140	SH		OTR		9,100	40	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	325	2,684	SH		SOLE		2,684	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	18	149	SH		OTR		149	0	0
AFLAC INC	COM	001055102	1,149	31,600	SH		OTR		31,600	0	0
AT&T INC	COM	00206R102	4,073	142,866	SH		SOLE		141,078	1,500	288
AT&T INC	COM	00206R102	1,632	57,236	SH		OTR		49,106	8,130	0
ABBOTT LABS	COM	002824100	1,257	11,549	SH		SOLE		11,109	400	40
ABBOTT LABS	COM	002824100	1,116	10,250	SH		OTR		10,250	0	0
ABBVIE INC	COM	00287Y109	2,287	26,105	SH		SOLE		26,005	100	0
ABBVIE INC	COM	00287Y109	1,211	13,821	SH		OTR		13,821	0	0
AIR PRODS & CHEMS INC	COM	009158106	218	731	SH		SOLE		731	0	0
ALLSTATE CORP	COM	020002101	156	1,661	SH		SOLE		1,661	0	0
ALLSTATE CORP	COM	020002101	514	5,462	SH		OTR		5,462	0	0
ALPHABET INC	CAP STK CL C	02079K107	438	298	SH		SOLE		298	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,143	1,462	SH		SOLE		1,462	0	0
ALPHABET INC	CAP STK CL A	02079K305	273	186	SH		OTR		184	2	0
ALTRIA GROUP INC	COM	02209S103	847	21,909	SH		SOLE		21,189	720	0
ALTRIA GROUP INC	COM	02209S103	77	2,000	SH		OTR		0	0	2,000
AMERICAN ELEC PWR CO INC	COM	025537101	459	5,619	SH		SOLE		5,619	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	202	2,470	SH		OTR		1,500	970	0
AMGEN INC	COM	031162100	3,444	13,551	SH		SOLE		13,491	50	10
AMGEN INC	COM	031162100	494	1,943	SH		OTR		1,923	20	0
APPLE INC	COM	037833100	11,821	102,069	SH		SOLE		100,909	880	280
APPLE INC	COM	037833100	1,838	15,871	SH		OTR		13,388	300	2,183
APPLIED MATLS INC	COM	038222105	2,550	42,897	SH		SOLE		42,807	0	90
APPLIED MATLS INC	COM	038222105	235	3,960	SH		OTR		3,960	0	0
ARES CAPITAL CORP	COM	04010L103	183	13,125	SH		SOLE		13,125	0	0
ARES CAPITAL CORP	COM	04010L103	405	29,000	SH		OTR		0	0	29,000
AUTOMATIC DATA PROCESSING IN	COM	053015103	54	386	SH		SOLE		386	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,258	9,020	SH		OTR		9,020	0	0
BK OF AMERICA CORP	COM	060505104	2,482	103,039	SH		SOLE		102,989	50	0
BK OF AMERICA CORP	COM	060505104	464	19,255	SH		OTR		13,846	525	4,884
BANK OZK	COM	06417N103	3,366	157,898	SH		SOLE		157,898	0	0
BOEING CO	COM	097023105	240	1,455	SH		SOLE		1,455	0	0
BOEING CO	COM	097023105	61	370	SH		OTR		370	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	1,810	21,818	SH		SOLE		21,818	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	244	2,940	SH		OTR		1,870	1,070	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,071	50,945	SH		SOLE		50,290	500	155
BRISTOL-MYERS SQUIBB CO	COM	110122108	312	5,175	SH		OTR		3,815	1,360	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	528	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	213	584	SH		SOLE		584	0	0
CVS HEALTH CORP	COM	126650100	1,334	22,846	SH		SOLE		22,791	0	55
CVS HEALTH CORP	COM	126650100	96	1,645	SH		OTR		1,605	40	0
CAMDEN PPTY TR	SH BEN INT	133131102	284	3,191	SH		SOLE		3,191	0	0
CAPITAL ONE FINL CORP	COM	14040H105	818	11,388	SH		SOLE		11,363	0	25
CAPITAL ONE FINL CORP	COM	14040H105	33	465	SH		OTR		430	35	0
CHEVRON CORP NEW	COM	166764100	2,043	28,375	SH		SOLE		28,220	125	30
CHEVRON CORP NEW	COM	166764100	208	2,892	SH		OTR		2,862	30	0
CISCO SYS INC	COM	17275R102	2,852	72,412	SH		SOLE		72,017	200	195
CISCO SYS INC	COM	17275R102	342	8,695	SH		OTR		7,070	75	1,550
CITRIX SYS INC	COM	177376100	704	5,113	SH		SOLE		5,113	0	0
CITRIX SYS INC	COM	177376100	151	1,096	SH		OTR		776	320	0
COCA COLA CO	COM	191216100	877	17,756	SH		SOLE		17,286	400	70
COCA COLA CO	COM	191216100	363	7,355	SH		OTR		7,355	0	0
COLGATE PALMOLIVE CO	COM	194162103	503	6,516	SH		SOLE		6,176	340	0
COMCAST CORP NEW	CL A	20030N101	1,859	40,183	SH		SOLE		40,133	0	50
COMCAST CORP NEW	CL A	20030N101	243	5,257	SH		OTR		3,173	80	2,004
CONOCOPHILLIPS	COM	20825C104	458	13,936	SH		SOLE		13,761	175	0
CONOCOPHILLIPS	COM	20825C104	98	2,975	SH		OTR		2,975	0	0
CONSOLIDATED EDISON INC	COM	209115104	382	4,905	SH		SOLE		4,905	0	0
CONSOLIDATED EDISON INC	COM	209115104	47	600	SH		OTR		0	600	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	114	685	SH		SOLE		685	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	362	2,175	SH		OTR		0	0	2,175
DANAHER CORPORATION	COM	235851102	1,483	6,889	SH		SOLE		6,889	0	0
DANAHER CORPORATION	COM	235851102	103	480	SH		OTR		235	20	225
DARDEN RESTAURANTS INC	COM	237194105	232	2,300	SH		SOLE		2,300	0	0
DISNEY WALT CO	COM DISNEY	254687106	777	6,265	SH		SOLE		6,265	0	0
DISNEY WALT CO	COM DISNEY	254687106	97	780	SH		OTR		780	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,428	16,121	SH		SOLE		16,121	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	622	7,019	SH		OTR		5,224	0	1,795
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	201	3,686	SH		SOLE		456	0	3,230
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	454	8,351	SH		OTR		0	0	8,351
EASTMAN CHEM CO	COM	277432100	615	7,871	SH		SOLE		7,871	0	0
EASTMAN CHEM CO	COM	277432100	49	632	SH		OTR		632	0	0
ENTERGY CORP NEW	COM	29364G103	460	4,665	SH		SOLE		4,665	0	0
ENTERGY CORP NEW	COM	29364G103	59	600	SH		OTR		0	600	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	285	5,919	SH		SOLE		578	0	5,341
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	999	20,748	SH		OTR		14,368	0	6,380
EXXON MOBIL CORP	COM	30231G102	1,374	40,033	SH		SOLE		39,778	170	85
EXXON MOBIL CORP	COM	30231G102	347	10,100	SH		OTR		10,060	40	0
FEDEX CORP	COM	31428X106	678	2,695	SH		SOLE		2,695	0	0
FIFTH THIRD BANCORP	COM	316773100	299	14,018	SH		SOLE		14,018	0	0
FORTINET INC	COM	34959E109	1,656	14,060	SH		SOLE		14,060	0	0
FORTINET INC	COM	34959E109	221	1,875	SH		OTR		1,845	30	0
GOLDMAN SACHS GROUP INC	COM	38141G104	274	1,364	SH		SOLE		1,364	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	78	387	SH		OTR		0	0	387
HOME DEPOT INC	COM	437076102	2,090	7,526	SH		SOLE		7,496	20	10
HOME DEPOT INC	COM	437076102	152	549	SH		OTR		549	0	0
HONEYWELL INTL INC	COM	438516106	1,597	9,700	SH		SOLE		9,605	75	20
HONEYWELL INTL INC	COM	438516106	252	1,532	SH		OTR		1,385	15	132
HOST HOTELS & RESORTS INC	COM	44107P104	41	3,820	SH		SOLE		3,820	0	0
HOST HOTELS & RESORTS INC	COM	44107P104	97	9,000	SH		OTR		0	0	9,000
HUNT J B TRANS SVCS INC	COM	445658107	185	1,460	SH		SOLE		1,460	0	0
HUNT J B TRANS SVCS INC	COM	445658107	133	1,050	SH		OTR		1,050	0	0
ILLINOIS TOOL WKS INC	COM	452308109	801	4,145	SH		SOLE		4,145	0	0
ILLINOIS TOOL WKS INC	COM	452308109	28	145	SH		OTR		145	0	0
INTEL CORP	COM	458140100	2,885	55,710	SH		SOLE		55,157	500	53
INTEL CORP	COM	458140100	880	17,000	SH		OTR		13,990	0	3,010
INTERNATIONAL BUSINESS MACHS	COM	459200101	387	3,183	SH		SOLE		3,183	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	33	275	SH		OTR		275	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	325	1,168	SH		SOLE		862	0	306
INVESCO SR INCOME TR	COM	46131H107	139	38,000	SH		SOLE		38,000	0	0
INVESCO SR INCOME TR	COM	46131H107	190	52,000	SH		OTR		0	0	52,000
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	247	1,050	SH		OTR		0	0	1,050
ISHARES GOLD TRUST	ISHARES	464285105	400	22,226	SH		SOLE		2,860	0	19,366
ISHARES GOLD TRUST	ISHARES	464285105	943	52,443	SH		OTR		2,268	0	50,175
ISHARES TR	CORE S&P500 ETF	464287200	749	2,228	SH		SOLE		2,228	0	0
ISHARES TR	CORE US AGGBD ET	464287226	254	2,152	SH		SOLE		2,152	0	0
ISHARES TR	CORE US AGGBD ET	464287226	14	119	SH		OTR		0	0	119
ISHARES TR	MSCI EAFE ETF	464287465	1,804	28,338	SH		SOLE		28,338	0	0
ISHARES TR	MSCI EAFE ETF	464287465	341	5,350	SH		OTR		5,350	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	346	1,869	SH		SOLE		1,382	0	487
ISHARES TR	CORE S&P MCP ETF	464287507	42	225	SH		OTR		100	0	125
ISHARES TR	RUS 2000 GRW ETF	464287648	332	1,500	SH		SOLE		1,500	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	958	13,640	SH		SOLE		13,459	0	181
ISHARES TR	CORE S&P SCP ETF	464287804	120	1,710	SH		OTR		1,360	350	0
ISHARES TR	NATIONAL MUN ETF	464288414	162	1,398	SH		SOLE		200	0	1,198
ISHARES TR	NATIONAL MUN ETF	464288414	66	565	SH		OTR		295	0	270
JPMORGAN CHASE & CO	COM	46625H100	2,591	26,910	SH		SOLE		26,621	239	50
JPMORGAN CHASE & CO	COM	46625H100	363	3,772	SH		OTR		3,772	0	0
JOHNSON & JOHNSON	COM	478160104	1,708	11,471	SH		SOLE		11,146	325	0
JOHNSON & JOHNSON	COM	478160104	295	1,984	SH		OTR		1,984	0	0
KIMBERLY-CLARK CORP	COM	494368103	413	2,800	SH		SOLE		2,800	0	0
KIMBERLY-CLARK CORP	COM	494368103	148	1,000	SH		OTR		1,000	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	747	3,968	SH		SOLE		3,968	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	70	370	SH		OTR		370	0	0
LILLY ELI & CO	COM	532457108	1,825	12,329	SH		SOLE		12,329	0	0
LILLY ELI & CO	COM	532457108	490	3,312	SH		OTR		3,312	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,676	4,373	SH		SOLE		4,373	0	0
LOCKHEED MARTIN CORP	COM	539830109	268	699	SH		OTR		549	150	0
LOWES COS INC	COM	548661107	492	2,967	SH		SOLE		2,967	0	0
LOWES COS INC	COM	548661107	440	2,650	SH		OTR		1,300	0	1,350
MASTERCARD INCORPORATED	CL A	57636Q104	3,395	10,039	SH		SOLE		10,029	0	10
MASTERCARD INCORPORATED	CL A	57636Q104	348	1,030	SH		OTR		1,015	15	0
MCDONALDS CORP	COM	580135101	984	4,482	SH		SOLE		4,292	190	0
MCDONALDS CORP	COM	580135101	71	325	SH		OTR		325	0	0
MERCK & CO. INC	COM	58933Y105	4,339	52,314	SH		SOLE		51,594	630	90
MERCK & CO. INC	COM	58933Y105	862	10,391	SH		OTR		10,341	50	0
MICROSOFT CORP	COM	594918104	5,869	27,905	SH		SOLE		27,545	320	40
MICROSOFT CORP	COM	594918104	2,382	11,327	SH		OTR		10,202	130	995
MICROCHIP TECHNOLOGY INC.	COM	595017104	214	2,081	SH		SOLE		2,081	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	103	1,000	SH		OTR		1,000	0	0
MONDELEZ INTL INC	CL A	609207105	255	4,430	SH		SOLE		4,430	0	0
NEXTERA ENERGY INC	COM	65339F101	1,699	6,123	SH		SOLE		5,945	178	0
NEXTERA ENERGY INC	COM	65339F101	149	538	SH		OTR		338	200	0
NIKE INC	CL B	654106103	560	4,460	SH		SOLE		4,460	0	0
NIKE INC	CL B	654106103	225	1,790	SH		OTR		1,790	0	0
NUCOR CORP	COM	670346105	614	13,689	SH		SOLE		13,689	0	0
NUCOR CORP	COM	670346105	197	4,385	SH		OTR		4,385	0	0
ORACLE CORP	COM	68389X105	342	5,729	SH		SOLE		5,729	0	0
PNC FINL SVCS GROUP INC	COM	693475105	1,330	12,100	SH		SOLE		12,062	0	38
PNC FINL SVCS GROUP INC	COM	693475105	83	755	SH		OTR		674	81	0
PPL CORP	COM	69351T106	169	6,215	SH		SOLE		6,215	0	0
PPL CORP	COM	69351T106	62	2,265	SH		OTR		465	1,800	0
PAYCHEX INC	COM	704326107	287	3,595	SH		SOLE		3,595	0	0
PEPSICO INC	COM	713448108	2,690	19,409	SH		SOLE		18,984	400	25
PEPSICO INC	COM	713448108	1,499	10,815	SH		OTR		10,485	330	0
PFIZER INC	COM	717081103	2,577	70,231	SH		SOLE		69,086	985	160
PFIZER INC	COM	717081103	706	19,228	SH		OTR		19,178	50	0
PHILLIPS 66	COM	718546104	323	6,226	SH		SOLE		6,206	0	20
PHILLIPS 66	COM	718546104	38	740	SH		OTR		740	0	0
PROCTER AND GAMBLE CO	COM	742718109	2,206	15,872	SH		SOLE		15,567	255	50
PROCTER AND GAMBLE CO	COM	742718109	1,627	11,708	SH		OTR		11,708	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,078	19,634	SH		SOLE		19,634	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	233	4,240	SH		OTR		2,790	1,450	0
PUBLIC STORAGE	COM	74460D109	96	430	SH		SOLE		430	0	0
PUBLIC STORAGE	COM	74460D109	202	905	SH		OTR		0	0	905
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	346	6,017	SH		SOLE		6,017	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	12	205	SH		OTR		130	75	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,671	4,990	SH		SOLE		4,990	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	536	1,600	SH		OTR		0	1,600	0
SPDR SER TR	S&P DIVID ETF	78464A763	643	6,956	SH		SOLE		6,956	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	924	10,000	SH		OTR		0	10,000	0
SALESFORCE COM INC	COM	79466L302	1,908	7,592	SH		SOLE		7,592	0	0
SALESFORCE COM INC	COM	79466L302	269	1,070	SH		OTR		1,050	20	0
SOUTHERN CO	COM	842587107	450	8,296	SH		SOLE		7,881	300	115
SOUTHERN CO	COM	842587107	603	11,115	SH		OTR		10,415	700	0
STARBUCKS CORP	COM	855244109	1,980	23,041	SH		SOLE		23,006	0	35
STARBUCKS CORP	COM	855244109	260	3,025	SH		OTR		2,980	45	0
STARWOOD PPTY TR INC	COM	85571B105	92	6,100	SH		SOLE		6,100	0	0
STARWOOD PPTY TR INC	COM	85571B105	302	20,000	SH		OTR		0	0	20,000
TJX COS INC NEW	COM	872540109	2,222	39,923	SH		SOLE		39,473	400	50
TJX COS INC NEW	COM	872540109	213	3,825	SH		OTR		3,745	80	0
TARGET CORP	COM	87612EAP1	319	2,025	SH		SOLE		2,025	0	0
TARGET CORP	COM	87612EAP1	13	80	SH		OTR		80	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,997	6,787	SH		SOLE		6,777	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	33	75	SH		OTR		60	15	0
3M CO	COM	88579Y101	2,624	16,383	SH		SOLE		16,383	0	0
3M CO	COM	88579Y101	142	886	SH		OTR		886	0	0
TRUIST FINL CORP	COM	89832Q109	71	1,853	SH		SOLE		1,853	0	0
TRUIST FINL CORP	COM	89832Q109	730	19,180	SH		OTR		14,000	0	5,180
TYLER TECHNOLOGIES INC	COM	902252105	279	800	SH		SOLE		800	0	0
US BANCORP DEL	COM NEW	902973304	2,421	67,525	SH		SOLE		67,475	0	50
UNION PAC CORP	COM	907818108	1,921	9,757	SH		SOLE		9,740	0	17
UNION PAC CORP	COM	907818108	212	1,078	SH		OTR		1,058	20	0
UNITED PARCEL SERVICE INC	CL B	911312106	548	3,291	SH		SOLE		3,291	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	50	300	SH		OTR		300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	398	1,275	SH		SOLE		1,275	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	45	145	SH		OTR		145	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	211	1,637	SH		SOLE		1,637	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	39	950	SH		SOLE		950	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	168	4,112	SH		OTR		0	0	4,112
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,375	17,409	SH		SOLE		17,409	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	47	600	SH		OTR		540	60	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	148	945	SH		SOLE		610	0	335
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	419	2,680	SH		OTR		200	0	2,480
VERIZON COMMUNICATIONS INC	COM	92343V104	4,459	74,958	SH		SOLE		74,458	400	100
VERIZON COMMUNICATIONS INC	COM	92343V104	1,163	19,552	SH		OTR		19,468	84	0
VISA INC	COM CL A	92826C839	232	1,162	SH		SOLE		1,162	0	0
VISA INC	COM CL A	92826C839	45	225	SH		OTR		0	0	225
WALMART INC	COM	931142103	2,588	18,500	SH		SOLE		18,435	0	65
WALMART INC	COM	931142103	149	1,063	SH		OTR		863	200	0
WASTE MGMT INC DEL	COM	94106L109	407	3,600	SH		SOLE		3,600	0	0
WASTE MGMT INC DEL	COM	94106L109	256	2,260	SH		OTR		2,260	0	0