Bank OZK (OZK) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	374	1,431	SH		SOLE		1,431	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	235	900	SH		OTR		400	0	500
MEDTRONIC PLC	SHS	G5960L103	2,441	20,838	SH		SOLE		20,818	0	20
MEDTRONIC PLC	SHS	G5960L103	1,071	9,140	SH		OTR		9,100	40	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	385	2,655	SH		SOLE		2,655	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	22	149	SH		OTR		149	0	0
TE CONNECTIVITY LTD	REG SHS	H84989104	237	1,960	SH		SOLE		1,960	0	0
AFLAC INC	COM	001055102	1,405	31,600	SH		OTR		31,600	0	0
AT&T INC	COM	00206R102	3,991	138,758	SH		SOLE		136,970	1,500	288
AT&T INC	COM	00206R102	1,646	57,236	SH		OTR		49,106	8,130	0
ABBOTT LABS	COM	002824100	1,265	11,549	SH		SOLE		11,109	400	40
ABBOTT LABS	COM	002824100	1,122	10,250	SH		OTR		10,250	0	0
ABBVIE INC	COM	00287Y109	2,759	25,750	SH		SOLE		25,650	100	0
ABBVIE INC	COM	00287Y109	1,481	13,821	SH		OTR		13,821	0	0
ALLSTATE CORP	COM	020002101	183	1,661	SH		SOLE		1,661	0	0
ALLSTATE CORP	COM	020002101	600	5,462	SH		OTR		5,462	0	0
ALPHABET INC	CAP STK CL C	02079K107	531	303	SH		SOLE		303	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,566	1,464	SH		SOLE		1,464	0	0
ALPHABET INC	CAP STK CL A	02079K305	326	186	SH		OTR		184	2	0
ALTRIA GROUP INC	COM	02209S103	818	19,957	SH		SOLE		19,237	720	0
ALTRIA GROUP INC	COM	02209S103	82	2,000	SH		OTR		0	0	2,000
AMERICAN ELEC PWR CO INC	COM	025537101	468	5,619	SH		SOLE		5,619	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	206	2,470	SH		OTR		1,500	970	0
AMGEN INC	COM	031162100	3,098	13,475	SH		SOLE		13,415	50	10
AMGEN INC	COM	031162100	447	1,943	SH		OTR		1,923	20	0
APPLE INC	COM	037833100	14,372	108,311	SH		SOLE		107,151	880	280
APPLE INC	COM	037833100	2,105	15,865	SH		OTR		13,388	300	2,177
APPLIED MATLS INC	COM	038222105	3,504	40,608	SH		SOLE		40,518	0	90
APPLIED MATLS INC	COM	038222105	342	3,960	SH		OTR		3,960	0	0
ARES CAPITAL CORP	COM	04010L103	222	13,125	SH		SOLE		13,125	0	0
ARES CAPITAL CORP	COM	04010L103	490	29,000	SH		OTR		0	0	29,000
AUTOMATIC DATA PROCESSING IN	COM	053015103	68	386	SH		SOLE		386	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,589	9,020	SH		OTR		9,020	0	0
BK OF AMERICA CORP	COM	060505104	3,126	103,135	SH		SOLE		103,085	50	0
BK OF AMERICA CORP	COM	060505104	581	19,165	SH		OTR		13,096	876	5,193
BLACKROCK INC	COM	09247X101	1,739	2,410	SH		SOLE		2,410	0	0
BLACKROCK INC	COM	09247X101	92	128	SH		OTR		128	0	0
BOEING CO	COM	097023105	320	1,493	SH		SOLE		1,493	0	0
BOEING CO	COM	097023105	79	370	SH		OTR		370	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	1,896	21,744	SH		SOLE		21,744	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	256	2,940	SH		OTR		1,870	1,070	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,255	52,478	SH		SOLE		51,823	500	155
BRISTOL-MYERS SQUIBB CO	COM	110122108	321	5,175	SH		OTR		3,815	1,360	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	613	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	256	584	SH		SOLE		584	0	0
CVS HEALTH CORP	COM	126650100	1,586	23,217	SH		SOLE		23,162	0	55
CVS HEALTH CORP	COM	126650100	112	1,645	SH		OTR		1,605	40	0
CAPITAL ONE FINL CORP	COM	14040H105	1,117	11,298	SH		SOLE		11,273	0	25
CAPITAL ONE FINL CORP	COM	14040H105	53	540	SH		OTR		505	35	0
CHEVRON CORP NEW	COM	166764100	2,260	26,765	SH		SOLE		26,610	125	30
CHEVRON CORP NEW	COM	166764100	229	2,717	SH		OTR		2,687	30	0
CISCO SYS INC	COM	17275R102	3,229	72,163	SH		SOLE		71,768	200	195
CISCO SYS INC	COM	17275R102	389	8,695	SH		OTR		7,070	75	1,550
CITRIX SYS INC	COM	177376100	819	6,297	SH		SOLE		6,297	0	0
CITRIX SYS INC	COM	177376100	156	1,196	SH		OTR		876	320	0
COCA COLA CO	COM	191216100	972	17,731	SH		SOLE		17,261	400	70
COCA COLA CO	COM	191216100	403	7,355	SH		OTR		7,355	0	0
COLGATE PALMOLIVE CO	COM	194162103	553	6,470	SH		SOLE		6,130	340	0
COMCAST CORP NEW	CL A	20030N101	2,130	40,653	SH		SOLE		40,603	0	50
COMCAST CORP NEW	CL A	20030N101	272	5,194	SH		OTR		3,173	80	1,941
CONOCOPHILLIPS	COM	20825C104	466	11,646	SH		SOLE		11,471	175	0
CONOCOPHILLIPS	COM	20825C104	79	1,975	SH		OTR		1,975	0	0
CONSOLIDATED EDISON INC	COM	209115104	354	4,905	SH		SOLE		4,905	0	0
CONSOLIDATED EDISON INC	COM	209115104	43	600	SH		OTR		0	600	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	109	685	SH		SOLE		685	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	346	2,175	SH		OTR		0	0	2,175
DANAHER CORPORATION	COM	235851102	1,493	6,721	SH		SOLE		6,721	0	0
DANAHER CORPORATION	COM	235851102	103	462	SH		OTR		235	20	207
DARDEN RESTAURANTS INC	COM	237194105	268	2,250	SH		SOLE		2,250	0	0
DISNEY WALT CO	COM	254687106	1,221	6,739	SH		SOLE		6,739	0	0
DISNEY WALT CO	COM	254687106	141	780	SH		OTR		780	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,495	16,329	SH		SOLE		16,329	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	460	5,019	SH		OTR		3,224	0	1,795
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	264	3,964	SH		SOLE		626	0	3,338
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	556	8,351	SH		OTR		0	0	8,351
EASTMAN CHEM CO	COM	277432100	808	8,053	SH		SOLE		8,053	0	0
EASTMAN CHEM CO	COM	277432100	63	632	SH		OTR		632	0	0
EMERSON ELEC CO	COM	291011104	199	2,470	SH		SOLE		2,470	0	0
EMERSON ELEC CO	COM	291011104	6	75	SH		OTR		75	0	0
ENTERGY CORP NEW	COM	29364G103	456	4,565	SH		SOLE		4,565	0	0
ENTERGY CORP NEW	COM	29364G103	60	600	SH		OTR		0	600	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	363	5,954	SH		SOLE		613	0	5,341
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	1,262	20,718	SH		OTR		14,368	0	6,350
EXXON MOBIL CORP	COM	30231G102	1,094	26,547	SH		SOLE		26,497	0	50
EXXON MOBIL CORP	COM	30231G102	256	6,213	SH		OTR		6,213	0	0
FEDEX CORP	COM	31428X106	674	2,595	SH		SOLE		2,595	0	0
FIFTH THIRD BANCORP	COM	316773100	386	14,018	SH		SOLE		14,018	0	0
FORTINET INC	COM	34959E109	2,077	13,985	SH		SOLE		13,985	0	0
FORTINET INC	COM	34959E109	278	1,875	SH		OTR		1,845	30	0
GOLDMAN SACHS GROUP INC	COM	38141G104	360	1,364	SH		SOLE		1,364	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	110	417	SH		OTR		0	0	417
HOME DEPOT INC	COM	437076102	2,028	7,634	SH		SOLE		7,604	20	10
HOME DEPOT INC	COM	437076102	146	549	SH		OTR		549	0	0
HONEYWELL INTL INC	COM	438516106	2,036	9,572	SH		SOLE		9,477	75	20
HONEYWELL INTL INC	COM	438516106	336	1,580	SH		OTR		1,385	15	180
HOST HOTELS & RESORTS INC	COM	44107P104	56	3,820	SH		SOLE		3,820	0	0
HOST HOTELS & RESORTS INC	COM	44107P104	132	9,000	SH		OTR		0	0	9,000
HUNT J B TRANS SVCS INC	COM	445658107	200	1,460	SH		SOLE		1,460	0	0
HUNT J B TRANS SVCS INC	COM	445658107	143	1,050	SH		OTR		1,050	0	0
ILLINOIS TOOL WKS INC	COM	452308109	829	4,064	SH		SOLE		4,064	0	0
ILLINOIS TOOL WKS INC	COM	452308109	30	145	SH		OTR		145	0	0
INTEL CORP	COM	458140100	2,700	54,192	SH		SOLE		53,639	500	53
INTEL CORP	COM	458140100	847	17,000	SH		OTR		13,990	0	3,010
INTERNATIONAL BUSINESS MACHS	COM	459200101	404	3,208	SH		SOLE		3,208	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	35	275	SH		OTR		275	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	396	1,263	SH		SOLE		847	0	416
INVESCO SR INCOME TR	COM	46131H107	151	38,000	SH		SOLE		38,000	0	0
INVESCO SR INCOME TR	COM	46131H107	207	52,000	SH		OTR		0	0	52,000
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	275	1,050	SH		OTR		0	0	1,050
ISHARES GOLD TRUST	ISHARES	464285105	407	22,449	SH		SOLE		2,860	0	19,589
ISHARES GOLD TRUST	ISHARES	464285105	1,150	63,443	SH		OTR		2,268	0	61,175
ISHARES TR	CORE S&P500 ETF	464287200	821	2,188	SH		SOLE		2,188	0	0
ISHARES TR	CORE US AGGBD ET	464287226	264	2,237	SH		SOLE		2,237	0	0
ISHARES TR	CORE US AGGBD ET	464287226	18	156	SH		OTR		0	0	156
ISHARES TR	MSCI EAFE ETF	464287465	2,120	29,053	SH		SOLE		29,053	0	0
ISHARES TR	MSCI EAFE ETF	464287465	390	5,350	SH		OTR		5,350	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	345	1,499	SH		SOLE		1,098	0	401
ISHARES TR	CORE S&P MCP ETF	464287507	34	150	SH		OTR		25	0	125
ISHARES TR	RUSSELL 2000 ETF	464287655	224	1,140	SH		SOLE		813	0	327
ISHARES TR	CORE S&P SCP ETF	464287804	1,240	13,488	SH		SOLE		13,313	0	175
ISHARES TR	CORE S&P SCP ETF	464287804	182	1,976	SH		OTR		1,360	350	266
ISHARES TR	NATIONAL MUN ETF	464288414	164	1,398	SH		SOLE		200	0	1,198
ISHARES TR	NATIONAL MUN ETF	464288414	114	975	SH		OTR		255	0	720
JPMORGAN CHASE & CO	COM	46625H100	3,559	28,007	SH		SOLE		27,718	239	50
JPMORGAN CHASE & CO	COM	46625H100	517	4,070	SH		OTR		3,992	78	0
JOHNSON & JOHNSON	COM	478160104	1,926	12,236	SH		SOLE		11,911	325	0
JOHNSON & JOHNSON	COM	478160104	312	1,984	SH		OTR		1,984	0	0
KIMBERLY-CLARK CORP	COM	494368103	378	2,800	SH		SOLE		2,800	0	0
KIMBERLY-CLARK CORP	COM	494368103	135	1,000	SH		OTR		1,000	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	805	3,953	SH		SOLE		3,953	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	75	370	SH		OTR		370	0	0
LILLY ELI & CO	COM	532457108	2,076	12,296	SH		SOLE		12,296	0	0
LILLY ELI & CO	COM	532457108	559	3,312	SH		OTR		3,312	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,447	4,077	SH		SOLE		4,077	0	0
LOCKHEED MARTIN CORP	COM	539830109	248	699	SH		OTR		549	150	0
LOWES COS INC	COM	548661107	476	2,967	SH		SOLE		2,967	0	0
LOWES COS INC	COM	548661107	425	2,650	SH		OTR		1,300	0	1,350
MASTERCARD INCORPORATED	CL A	57636Q104	3,524	9,874	SH		SOLE		9,864	0	10
MASTERCARD INCORPORATED	CL A	57636Q104	368	1,030	SH		OTR		1,015	15	0
MCDONALDS CORP	COM	580135101	953	4,442	SH		SOLE		4,252	190	0
MCDONALDS CORP	COM	580135101	70	325	SH		OTR		325	0	0
MCKESSON CORP	COM	58155Q103	203	1,167	SH		SOLE		1,167	0	0
MERCK & CO. INC	COM	58933Y105	4,301	52,574	SH		SOLE		51,854	630	90
MERCK & CO. INC	COM	58933Y105	850	10,391	SH		OTR		10,341	50	0
MICROSOFT CORP	COM	594918104	6,153	27,663	SH		SOLE		27,303	320	40
MICROSOFT CORP	COM	594918104	2,448	11,004	SH		OTR		9,974	130	900
MICROCHIP TECHNOLOGY INC.	COM	595017104	287	2,081	SH		SOLE		2,081	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	138	1,000	SH		OTR		1,000	0	0
MONDELEZ INTL INC	CL A	609207105	259	4,430	SH		SOLE		4,430	0	0
NEXTERA ENERGY INC	COM	65339F101	1,860	24,110	SH		SOLE		23,398	712	0
NEXTERA ENERGY INC	COM	65339F101	166	2,152	SH		OTR		1,352	800	0
NIKE INC	CL B	654106103	617	4,360	SH		SOLE		4,360	0	0
NIKE INC	CL B	654106103	242	1,710	SH		OTR		1,710	0	0
NUCOR CORP	COM	670346105	653	12,275	SH		SOLE		12,275	0	0
NUCOR CORP	COM	670346105	233	4,385	SH		OTR		4,385	0	0
ORACLE CORP	COM	68389X105	367	5,679	SH		SOLE		5,679	0	0
PPL CORP	COM	69351T106	175	6,215	SH		SOLE		6,215	0	0
PPL CORP	COM	69351T106	64	2,265	SH		OTR		465	1,800	0
PAYCHEX INC	COM	704326107	330	3,537	SH		SOLE		3,537	0	0
PEPSICO INC	COM	713448108	2,850	19,218	SH		SOLE		18,793	400	25
PEPSICO INC	COM	713448108	1,604	10,815	SH		OTR		10,485	330	0
PFIZER INC	COM	717081103	2,653	72,082	SH		SOLE		70,937	985	160
PFIZER INC	COM	717081103	708	19,228	SH		OTR		19,178	50	0
PHILLIPS 66	COM	718546104	440	6,297	SH		SOLE		6,277	0	20
PHILLIPS 66	COM	718546104	80	1,140	SH		OTR		1,140	0	0
PIMCO ETF TR	ENHAN SHRT MAAC	72201R833	226	2,213	SH		SOLE		2,100	0	113
PROCTER AND GAMBLE CO	COM	742718109	2,305	16,563	SH		SOLE		16,258	255	50
PROCTER AND GAMBLE CO	COM	742718109	1,629	11,708	SH		OTR		11,708	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,171	20,079	SH		SOLE		20,079	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	247	4,240	SH		OTR		2,790	1,450	0
PUBLIC STORAGE	COM	74460D109	99	430	SH		SOLE		430	0	0
PUBLIC STORAGE	COM	74460D109	209	905	SH		OTR		0	0	905
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	436	6,092	SH		SOLE		6,092	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	15	205	SH		OTR		130	75	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,877	5,020	SH		SOLE		5,020	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	598	1,600	SH		OTR		0	1,600	0
SPDR SER TR	S&P DIVID ETF	78464A763	737	6,956	SH		SOLE		6,956	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,059	10,000	SH		OTR		0	10,000	0
SALESFORCE COM INC	COM	79466L302	1,658	7,449	SH		SOLE		7,449	0	0
SALESFORCE COM INC	COM	79466L302	238	1,070	SH		OTR		1,050	20	0
SOUTHERN CO	COM	842587107	623	10,136	SH		SOLE		9,721	300	115
SOUTHERN CO	COM	842587107	683	11,115	SH		OTR		10,415	700	0
STARBUCKS CORP	COM	855244109	2,467	23,057	SH		SOLE		23,022	0	35
STARBUCKS CORP	COM	855244109	324	3,025	SH		OTR		2,980	45	0
STARWOOD PPTY TR INC	COM	85571B105	118	6,100	SH		SOLE		6,100	0	0
STARWOOD PPTY TR INC	COM	85571B105	386	20,000	SH		OTR		0	0	20,000
TJX COS INC NEW	COM	872540109	2,687	39,341	SH		SOLE		38,891	400	50
TJX COS INC NEW	COM	872540109	261	3,825	SH		OTR		3,745	80	0
TARGET CORP	COM	87612EAP1	447	2,530	SH		SOLE		2,530	0	0
TARGET CORP	COM	87612EAP1	14	80	SH		OTR		80	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,159	6,782	SH		SOLE		6,772	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	35	75	SH		OTR		60	15	0
3M CO	COM	88579Y101	2,844	16,271	SH		SOLE		16,271	0	0
3M CO	COM	88579Y101	155	886	SH		OTR		886	0	0
TRUIST FINL CORP	COM	89832Q109	89	1,853	SH		SOLE		1,853	0	0
TRUIST FINL CORP	COM	89832Q109	919	19,180	SH		OTR		14,000	0	5,180
US BANCORP DEL	COM NEW	902973304	2,485	53,340	SH		SOLE		53,340	0	0
UNION PAC CORP	COM	907818108	2,037	9,782	SH		SOLE		9,765	0	17
UNION PAC CORP	COM	907818108	224	1,078	SH		OTR		1,058	20	0
UNITED PARCEL SERVICE INC	CL B	911312106	512	3,041	SH		SOLE		3,041	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	51	300	SH		OTR		300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	412	1,175	SH		SOLE		1,175	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	51	145	SH		OTR		145	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	224	1,587	SH		SOLE		1,587	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	9	200	SH		SOLE		200	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	274	5,794	SH		OTR		0	0	5,794
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	210	2,295	SH		OTR		0	0	2,295
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,470	17,308	SH		SOLE		17,308	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	104	1,230	SH		OTR		540	690	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	182	1,035	SH		SOLE		640	0	395
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	471	2,680	SH		OTR		200	0	2,480
VERIZON COMMUNICATIONS INC	COM	92343V104	4,455	75,836	SH		SOLE		75,336	400	100
VERIZON COMMUNICATIONS INC	COM	92343V104	1,149	19,552	SH		OTR		19,468	84	0
VIATRIS INC	COM	92556V106	163	8,697	SH		SOLE		8,697	0	0
VIATRIS INC	COM	92556V106	45	2,385	SH		OTR		400	298	1,687
VISA INC	COM CL A	92826C839	254	1,162	SH		SOLE		1,162	0	0
VISA INC	COM CL A	92826C839	52	240	SH		OTR		0	0	240
WALMART INC	COM	931142103	2,863	19,862	SH		SOLE		19,797	0	65
WALMART INC	COM	931142103	153	1,063	SH		OTR		863	200	0
WASTE MGMT INC DEL	COM	94106L109	425	3,600	SH		SOLE		3,600	0	0
WASTE MGMT INC DEL	COM	94106L109	267	2,260	SH		OTR		2,260	0	0