Bank OZK (OZK) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	422	1,431	SH		SOLE		1,431	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	221	750	SH		OTR		400	0	350
MEDTRONIC PLC	SHS	G5960L103	2,578	20,767	SH		SOLE		20,747	0	20
MEDTRONIC PLC	SHS	G5960L103	1,150	9,265	SH		OTR		9,090	175	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	223	1,210	SH		SOLE		1,210	0	0
TE CONNECTIVITY LTD	REG SHS	H84989104	265	1,960	SH		SOLE		1,960	0	0
AFLAC INC	COM	001055102	1,610	30,000	SH		OTR		30,000	0	0
AT&T INC	COM	00206R102	3,873	134,581	SH		SOLE		132,793	1,500	288
AT&T INC	COM	00206R102	736	25,560	SH		OTR		16,860	8,700	0
ABBOTT LABS	COM	002824100	1,298	11,194	SH		SOLE		10,754	400	40
ABBOTT LABS	COM	002824100	1,188	10,250	SH		OTR		10,250	0	0
ABBVIE INC	COM	00287Y109	2,925	25,969	SH		SOLE		25,869	100	0
ABBVIE INC	COM	00287Y109	1,585	14,070	SH		OTR		13,816	74	180
AIR PRODS & CHEMS INC	COM	009158106	210	731	SH		SOLE		731	0	0
ALLSTATE CORP	COM	020002101	172	1,316	SH		SOLE		1,316	0	0
ALLSTATE CORP	COM	020002101	675	5,177	SH		OTR		5,177	0	0
ALPHABET INC	CAP STK CL C	02079K107	546	218	SH		SOLE		218	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,433	1,406	SH		SOLE		1,406	0	0
ALPHABET INC	CAP STK CL A	02079K305	469	192	SH		OTR		182	10	0
ALTRIA GROUP INC	COM	02209S103	836	17,540	SH		SOLE		16,820	720	0
ALTRIA GROUP INC	COM	02209S103	95	2,000	SH		OTR		0	0	2,000
AMAZON COM INC	COM	023135106	1,545	449	SH		SOLE		449	0	0
AMAZON COM INC	COM	023135106	182	53	SH		OTR		33	20	0
AMERICAN ELEC PWR CO INC	COM	025537101	465	5,499	SH		SOLE		5,499	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	209	2,470	SH		OTR		1,500	970	0
AMGEN INC	COM	031162100	3,226	13,236	SH		SOLE		13,176	50	10
AMGEN INC	COM	031162100	491	2,013	SH		OTR		1,923	90	0
APPLE INC	COM	037833100	13,686	99,925	SH		SOLE		98,865	780	280
APPLE INC	COM	037833100	2,215	16,169	SH		OTR		13,368	570	2,231
APPLIED MATLS INC	COM	038222105	5,252	36,882	SH		SOLE		36,832	0	50
APPLIED MATLS INC	COM	038222105	510	3,580	SH		OTR		3,460	120	0
ARES CAPITAL CORP	COM	04010L103	257	13,125	SH		SOLE		13,125	0	0
ARES CAPITAL CORP	COM	04010L103	568	29,000	SH		OTR		0	0	29,000
AUTOMATIC DATA PROCESSING IN	COM	053015103	77	386	SH		SOLE		386	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,792	9,020	SH		OTR		9,020	0	0
BK OF AMERICA CORP	COM	060505104	4,231	102,614	SH		SOLE		102,564	50	0
BK OF AMERICA CORP	COM	060505104	780	18,907	SH		OTR		12,759	1,651	4,497
BLACKROCK INC	COM	09247X101	2,271	2,595	SH		SOLE		2,595	0	0
BLACKROCK INC	COM	09247X101	181	207	SH		OTR		128	79	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	1,840	21,598	SH		SOLE		21,598	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	267	3,135	SH		OTR		1,870	1,265	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,541	52,997	SH		SOLE		52,342	500	155
BRISTOL-MYERS SQUIBB CO	COM	110122108	373	5,582	SH		OTR		3,965	1,617	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	646	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	262	549	SH		SOLE		549	0	0
CVS HEALTH CORP	COM	126650100	1,845	22,113	SH		SOLE		22,078	0	35
CVS HEALTH CORP	COM	126650100	152	1,820	SH		OTR		1,635	185	0
CAPITAL ONE FINL CORP	COM	14040H105	1,875	12,118	SH		SOLE		12,093	0	25
CAPITAL ONE FINL CORP	COM	14040H105	120	775	SH		OTR		640	135	0
CHEVRON CORP NEW	COM	166764100	2,662	25,414	SH		SOLE		25,264	125	25
CHEVRON CORP NEW	COM	166764100	261	2,492	SH		OTR		2,382	110	0
CISCO SYS INC	COM	17275R102	3,834	72,335	SH		SOLE		71,940	200	195
CISCO SYS INC	COM	17275R102	403	7,605	SH		OTR		7,070	535	0
CITRIX SYS INC	COM	177376100	918	7,826	SH		SOLE		7,826	0	0
CITRIX SYS INC	COM	177376100	157	1,338	SH		OTR		876	462	0
COCA COLA CO	COM	191216100	938	17,326	SH		SOLE		16,856	400	70
COCA COLA CO	COM	191216100	383	7,082	SH		OTR		7,082	0	0
COLGATE PALMOLIVE CO	COM	194162103	497	6,114	SH		SOLE		5,774	340	0
COMCAST CORP NEW	CL A	20030N101	2,390	41,908	SH		SOLE		41,858	0	50
COMCAST CORP NEW	CL A	20030N101	378	6,623	SH		OTR		3,240	1,445	1,938
CONOCOPHILLIPS	COM	20825C104	539	8,849	SH		SOLE		8,674	175	0
CONOCOPHILLIPS	COM	20825C104	107	1,750	SH		OTR		1,750	0	0
CONSOLIDATED EDISON INC	COM	209115104	352	4,905	SH		SOLE		4,905	0	0
CONSOLIDATED EDISON INC	COM	209115104	43	600	SH		OTR		0	600	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	134	685	SH		SOLE		685	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	483	2,475	SH		OTR		0	0	2,475
DARDEN RESTAURANTS INC	COM	237194105	315	2,155	SH		SOLE		2,155	0	0
DISNEY WALT CO	COM	254687106	1,521	8,653	SH		SOLE		8,653	0	0
DISNEY WALT CO	COM	254687106	200	1,140	SH		OTR		755	385	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,579	15,996	SH		SOLE		15,996	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	495	5,019	SH		OTR		3,224	0	1,795
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	313	4,439	SH		SOLE		626	0	3,813
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	777	11,027	SH		OTR		0	0	11,027
EASTMAN CHEM CO	COM	277432100	1,003	8,590	SH		SOLE		8,590	0	0
EASTMAN CHEM CO	COM	277432100	113	967	SH		OTR		617	350	0
EMERSON ELEC CO	COM	291011104	1,116	11,592	SH		SOLE		11,592	0	0
EMERSON ELEC CO	COM	291011104	122	1,270	SH		OTR		630	640	0
ENTERGY CORP NEW	COM	29364G103	435	4,365	SH		SOLE		4,365	0	0
ENTERGY CORP NEW	COM	29364G103	60	600	SH		OTR		0	600	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	390	5,984	SH		SOLE		643	0	5,341
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	1,345	20,620	SH		OTR		14,368	0	6,252
EXXON MOBIL CORP	COM	30231G102	1,978	31,352	SH		SOLE		31,302	0	50
EXXON MOBIL CORP	COM	30231G102	302	4,785	SH		OTR		4,648	137	0
FEDEX CORP	COM	31428X106	649	2,175	SH		SOLE		2,175	0	0
FORTINET INC	COM	34959E109	3,353	14,079	SH		SOLE		14,079	0	0
FORTINET INC	COM	34959E109	456	1,915	SH		OTR		1,810	105	0
GOLDMAN SACHS GROUP INC	COM	38141G104	412	1,085	SH		SOLE		1,085	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	131	345	SH		OTR		0	0	345
HOME DEPOT INC	COM	437076102	2,371	7,434	SH		SOLE		7,404	20	10
HOME DEPOT INC	COM	437076102	202	633	SH		OTR		579	54	0
HONEYWELL INTL INC	COM	438516106	2,260	10,305	SH		SOLE		10,215	75	15
HONEYWELL INTL INC	COM	438516106	446	2,034	SH		OTR		1,665	90	279
HOST HOTELS & RESORTS INC	COM	44107P104	65	3,820	SH		SOLE		3,820	0	0
HOST HOTELS & RESORTS INC	COM	44107P104	191	11,200	SH		OTR		0	0	11,200
HUNT J B TRANS SVCS INC	COM	445658107	231	1,420	SH		SOLE		1,420	0	0
HUNT J B TRANS SVCS INC	COM	445658107	171	1,050	SH		OTR		1,050	0	0
ILLINOIS TOOL WKS INC	COM	452308109	1,020	4,561	SH		SOLE		4,561	0	0
ILLINOIS TOOL WKS INC	COM	452308109	97	435	SH		OTR		225	210	0
INTEL CORP	COM	458140100	2,907	51,783	SH		SOLE		51,230	500	53
INTEL CORP	COM	458140100	897	15,980	SH		OTR		12,640	330	3,010
INTERNATIONAL BUSINESS MACHS	COM	459200101	349	2,382	SH		SOLE		2,382	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	18	125	SH		OTR		125	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,096	7,334	SH		SOLE		7,334	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	140	938	SH		OTR		115	823	0
INVESCO QQQ TR	UNIT SER 1	46090E103	361	1,018	SH		SOLE		577	159	282
INVESCO SR INCOME TR	COM	46131H107	170	38,186	SH		SOLE		38,186	0	0
INVESCO SR INCOME TR	COM	46131H107	233	52,257	SH		OTR		0	0	52,257
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	261	891	SH		OTR		0	0	891
ISHARES GOLD TR	ISHARES NEW	464285204	368	10,919	SH		SOLE		1,400	0	9,519
ISHARES GOLD TR	ISHARES NEW	464285204	1,126	33,398	SH		OTR		0	0	33,398
ISHARES TR	SELECT DIVID ETF	464287168	206	1,769	SH		SOLE		0	573	1,196
ISHARES TR	CORE S&P500 ETF	464287200	496	1,154	SH		SOLE		1,154	0	0
ISHARES TR	CORE US AGGBD ET	464287226	183	1,584	SH		SOLE		1,584	0	0
ISHARES TR	CORE US AGGBD ET	464287226	101	880	SH		OTR		0	0	880
ISHARES TR	S&P 500 GRWT ETF	464287309	87	1,192	SH		SOLE		1,192	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	128	1,766	SH		OTR		1,766	0	0
ISHARES TR	MSCI EAFE ETF	464287465	2,279	28,895	SH		SOLE		28,895	0	0
ISHARES TR	MSCI EAFE ETF	464287465	508	6,440	SH		OTR		6,290	150	0
ISHARES TR	CORE S&P MCP ETF	464287507	410	1,524	SH		SOLE		999	185	340
ISHARES TR	CORE S&P MCP ETF	464287507	32	118	SH		OTR		0	0	118
ISHARES TR	CORE S&P US VLU	464287663	277	3,845	SH		SOLE		0	0	3,845
ISHARES TR	CORE S&P US GWT	464287671	258	2,553	SH		SOLE		0	0	2,553
ISHARES TR	CORE S&P SCP ETF	464287804	1,508	13,349	SH		SOLE		12,483	0	866
ISHARES TR	CORE S&P SCP ETF	464287804	166	1,465	SH		OTR		1,265	200	0
ISHARES TR	NATIONAL MUN ETF	464288414	268	2,283	SH		SOLE		200	0	2,083
ISHARES TR	NATIONAL MUN ETF	464288414	47	399	SH		OTR		174	0	225
JPMORGAN CHASE & CO	COM	46625H100	4,381	28,168	SH		SOLE		27,879	239	50
JPMORGAN CHASE & CO	COM	46625H100	638	4,101	SH		OTR		3,823	278	0
JOHNSON & JOHNSON	COM	478160104	1,745	10,595	SH		SOLE		10,270	325	0
JOHNSON & JOHNSON	COM	478160104	287	1,744	SH		OTR		1,744	0	0
KIMBERLY-CLARK CORP	COM	494368103	345	2,579	SH		SOLE		2,579	0	0
KIMBERLY-CLARK CORP	COM	494368103	134	1,000	SH		OTR		1,000	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	711	2,579	SH		SOLE		2,579	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	70	255	SH		OTR		223	32	0
LILLY ELI & CO	COM	532457108	2,577	11,227	SH		SOLE		11,227	0	0
LILLY ELI & CO	COM	532457108	725	3,159	SH		OTR		3,122	37	0
LOCKHEED MARTIN CORP	COM	539830109	1,738	4,594	SH		SOLE		4,594	0	0
LOCKHEED MARTIN CORP	COM	539830109	356	942	SH		OTR		662	280	0
LOWES COS INC	COM	548661107	532	2,742	SH		SOLE		2,742	0	0
LOWES COS INC	COM	548661107	456	2,350	SH		OTR		1,000	0	1,350
MASTERCARD INCORPORATED	CL A	57636Q104	3,667	10,044	SH		SOLE		10,034	0	10
MASTERCARD INCORPORATED	CL A	57636Q104	380	1,040	SH		OTR		965	75	0
MCDONALDS CORP	COM	580135101	1,008	4,364	SH		SOLE		4,174	190	0
MCDONALDS CORP	COM	580135101	68	295	SH		OTR		295	0	0
MCKESSON CORP	COM	58155Q103	216	1,132	SH		SOLE		1,132	0	0
MERCK & CO INC	COM	58933Y105	4,153	53,405	SH		SOLE		52,685	630	90
MERCK & CO INC	COM	58933Y105	826	10,616	SH		OTR		10,336	280	0
MICROSOFT CORP	COM	594918104	7,392	27,288	SH		SOLE		27,013	235	40
MICROSOFT CORP	COM	594918104	2,951	10,894	SH		OTR		9,754	465	675
MICROCHIP TECHNOLOGY INC.	COM	595017104	252	1,681	SH		SOLE		1,681	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	139	925	SH		OTR		925	0	0
MONDELEZ INTL INC	CL A	609207105	211	3,387	SH		SOLE		3,387	0	0
MORGAN STANLEY	COM NEW	617446448	259	2,829	SH		SOLE		2,829	0	0
NEXTERA ENERGY INC	COM	65339F101	1,729	23,595	SH		SOLE		22,883	712	0
NEXTERA ENERGY INC	COM	65339F101	173	2,362	SH		OTR		1,332	1,030	0
NIKE INC	CL B	654106103	658	4,260	SH		SOLE		4,260	0	0
NIKE INC	CL B	654106103	253	1,640	SH		OTR		1,640	0	0
NUCOR CORP	COM	670346105	873	9,100	SH		SOLE		9,100	0	0
NUCOR CORP	COM	670346105	344	3,585	SH		OTR		3,585	0	0
ORACLE CORP	COM	68389X105	384	4,927	SH		SOLE		4,927	0	0
PPL CORP	COM	69351T106	174	6,215	SH		SOLE		6,215	0	0
PPL CORP	COM	69351T106	63	2,265	SH		OTR		465	1,800	0
PAYCHEX INC	COM	704326107	335	3,119	SH		SOLE		3,119	0	0
PEPSICO INC	COM	713448108	2,664	17,978	SH		SOLE		17,553	400	25
PEPSICO INC	COM	713448108	1,644	11,093	SH		OTR		10,478	615	0
PFIZER INC	COM	717081103	2,051	52,377	SH		SOLE		51,774	493	110
PFIZER INC	COM	717081103	710	18,136	SH		OTR		17,871	265	0
PHILLIPS 66	COM	718546104	496	5,785	SH		SOLE		5,765	0	20
PHILLIPS 66	COM	718546104	106	1,230	SH		OTR		1,140	90	0
PROCTER AND GAMBLE CO	COM	742718109	2,160	16,012	SH		SOLE		15,707	255	50
PROCTER AND GAMBLE CO	COM	742718109	1,604	11,888	SH		OTR		11,496	392	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,249	20,899	SH		SOLE		20,899	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	267	4,465	SH		OTR		2,740	1,725	0
PUBLIC STORAGE	COM	74460D109	129	430	SH		SOLE		430	0	0
PUBLIC STORAGE	COM	74460D109	272	905	SH		OTR		0	0	905
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	376	4,407	SH		SOLE		4,407	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2	25	SH		OTR		25	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,990	4,650	SH		SOLE		4,650	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	685	1,600	SH		OTR		0	1,600	0
SPDR SER TR	S&P DIVID ETF	78464A763	734	6,006	SH		SOLE		6,006	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,223	10,000	SH		OTR		0	10,000	0
SALESFORCE COM INC	COM	79466L302	1,889	7,733	SH		SOLE		7,733	0	0
SALESFORCE COM INC	COM	79466L302	287	1,175	SH		OTR		1,050	125	0
SOUTHERN CO	COM	842587107	589	9,732	SH		SOLE		9,332	300	100
SOUTHERN CO	COM	842587107	667	11,015	SH		OTR		10,315	700	0
STARBUCKS CORP	COM	855244109	2,567	22,963	SH		SOLE		22,928	0	35
STARBUCKS CORP	COM	855244109	361	3,225	SH		OTR		3,030	195	0
STARWOOD PPTY TR INC	COM	85571B105	160	6,100	SH		SOLE		6,100	0	0
STARWOOD PPTY TR INC	COM	85571B105	591	22,600	SH		OTR		0	0	22,600
TJX COS INC NEW	COM	872540109	2,742	40,674	SH		SOLE		40,224	400	50
TJX COS INC NEW	COM	872540109	317	4,709	SH		OTR		4,374	335	0
TARGET CORP	COM	87612EAP1	1,843	7,624	SH		SOLE		7,624	0	0
TARGET CORP	COM	87612EAP1	180	745	SH		OTR		329	416	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,369	6,678	SH		SOLE		6,668	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	51	102	SH		OTR		55	47	0
3M CO	COM	88579Y101	3,169	15,954	SH		SOLE		15,954	0	0
3M CO	COM	88579Y101	169	850	SH		OTR		850	0	0
TRUIST FINL CORP	COM	89832Q109	103	1,853	SH		SOLE		1,853	0	0
TRUIST FINL CORP	COM	89832Q109	981	17,680	SH		OTR		12,500	0	5,180
US BANCORP DEL	COM NEW	902973304	3,024	53,088	SH		SOLE		53,088	0	0
UNION PAC CORP	COM	907818108	2,170	9,868	SH		SOLE		9,851	0	17
UNION PAC CORP	COM	907818108	304	1,384	SH		OTR		1,134	250	0
UNITED PARCEL SERVICE INC	CL B	911312106	560	2,692	SH		SOLE		2,692	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	62	300	SH		OTR		300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	471	1,175	SH		SOLE		1,175	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	44	110	SH		OTR		110	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	219	1,415	SH		SOLE		1,415	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	181	3,516	SH		SOLE		75	0	3,441
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	195	3,782	SH		OTR		0	0	3,782
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	211	2,010	SH		OTR		0	0	2,010
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,708	16,783	SH		SOLE		16,783	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	131	1,290	SH		OTR		540	750	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	209	1,041	SH		SOLE		646	0	395
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	505	2,514	SH		OTR		200	0	2,314
VERIZON COMMUNICATIONS INC	COM	92343V104	4,199	74,935	SH		SOLE		74,435	400	100
VERIZON COMMUNICATIONS INC	COM	92343V104	1,147	20,472	SH		OTR		19,878	594	0
VISA INC	COM CL A	92826C839	269	1,152	SH		SOLE		1,152	0	0
VISA INC	COM CL A	92826C839	66	282	SH		OTR		0	0	282
WALMART INC	COM	931142103	2,675	18,968	SH		SOLE		18,903	0	65
WALMART INC	COM	931142103	219	1,555	SH		OTR		1,066	489	0
WASTE MGMT INC DEL	COM	94106L109	398	2,840	SH		SOLE		2,840	0	0
WASTE MGMT INC DEL	COM	94106L109	308	2,200	SH		OTR		2,200	0	0