Bank OZK (OZK) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	458	1,431	SH		SOLE		1,431	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	240	750	SH		OTR		400	0	350
MEDTRONIC PLC	SHS	G5960L103	2,441	19,475	SH		SOLE		19,430	0	45
MEDTRONIC PLC	SHS	G5960L103	1,195	9,531	SH		OTR		9,090	441	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	209	1,210	SH		SOLE		1,210	0	0
AFLAC INC	COM	001055102	1,486	28,500	SH		OTR		28,500	0	0
AT&T INC	COM	00206R102	3,352	124,088	SH		SOLE		122,288	1,500	300
AT&T INC	COM	00206R102	719	26,635	SH		OTR		16,860	9,775	0
ABBOTT LABS	COM	002824100	1,247	10,554	SH		SOLE		10,154	400	0
ABBOTT LABS	COM	002824100	1,211	10,250	SH		OTR		10,250	0	0
ABBVIE INC	COM	00287Y109	2,744	25,437	SH		SOLE		25,337	100	0
ABBVIE INC	COM	00287Y109	1,514	14,038	SH		OTR		13,816	222	0
ALLSTATE CORP	COM	020002101	168	1,316	SH		SOLE		1,316	0	0
ALLSTATE CORP	COM	020002101	659	5,177	SH		OTR		5,177	0	0
ALPHABET INC	CAP STK CL C	02079K107	557	209	SH		SOLE		209	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,601	1,347	SH		SOLE		1,347	0	0
ALPHABET INC	CAP STK CL A	02079K305	548	205	SH		OTR		182	23	0
ALTRIA GROUP INC	COM	02209S103	728	16,000	SH		SOLE		15,280	720	0
ALTRIA GROUP INC	COM	02209S103	91	2,000	SH		OTR		0	0	2,000
AMAZON COM INC	COM	023135106	1,669	508	SH		SOLE		508	0	0
AMAZON COM INC	COM	023135106	207	63	SH		OTR		33	30	0
AMERICAN ELEC PWR CO INC	COM	025537101	383	4,724	SH		SOLE		4,724	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	201	2,470	SH		OTR		1,500	970	0
AMGEN INC	COM	031162100	2,719	12,788	SH		SOLE		12,713	50	25
AMGEN INC	COM	031162100	456	2,146	SH		OTR		1,916	230	0
APPLE INC	COM	037833100	12,791	90,396	SH		SOLE		89,336	780	280
APPLE INC	COM	037833100	3,161	22,341	SH		OTR		9,075	1,080	12,186
APPLIED MATLS INC	COM	038222105	4,691	36,442	SH		SOLE		36,392	0	50
APPLIED MATLS INC	COM	038222105	492	3,820	SH		OTR		3,460	360	0
ARES CAPITAL CORP	COM	04010L103	267	13,125	SH		SOLE		13,125	0	0
ARES CAPITAL CORP	COM	04010L103	590	29,000	SH		OTR		0	0	29,000
AUTOMATIC DATA PROCESSING IN	COM	053015103	77	386	SH		SOLE		386	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,603	8,020	SH		OTR		8,020	0	0
BK OF AMERICA CORP	COM	060505104	4,287	100,980	SH		SOLE		100,930	50	0
BK OF AMERICA CORP	COM	060505104	882	20,776	SH		OTR		12,759	3,181	4,836
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	31	113	SH		SOLE		113	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	207	758	SH		OTR		156	0	602
BLACKROCK INC	COM	09247X101	2,177	2,596	SH		SOLE		2,596	0	0
BLACKROCK INC	COM	09247X101	205	245	SH		OTR		128	117	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	1,627	20,503	SH		SOLE		20,503	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	279	3,518	SH		OTR		1,870	1,648	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,940	49,686	SH		SOLE		49,001	500	185
BRISTOL-MYERS SQUIBB CO	COM	110122108	360	6,089	SH		OTR		3,965	2,124	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	667	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	266	549	SH		SOLE		549	0	0
CVS HEALTH CORP	COM	126650100	1,781	20,989	SH		SOLE		20,939	0	50
CVS HEALTH CORP	COM	126650100	179	2,110	SH		OTR		1,635	475	0
CAPITAL ONE FINL CORP	COM	14040H105	1,977	12,203	SH		SOLE		12,168	0	35
CAPITAL ONE FINL CORP	COM	14040H105	158	975	SH		OTR		640	335	0
CHEVRON CORP NEW	COM	166764100	2,549	25,130	SH		SOLE		24,975	125	30
CHEVRON CORP NEW	COM	166764100	268	2,644	SH		OTR		2,382	262	0
CISCO SYS INC	COM	17275R102	3,899	71,636	SH		SOLE		71,186	200	250
CISCO SYS INC	COM	17275R102	447	8,219	SH		OTR		7,070	1,149	0
CITRIX SYS INC	COM	177376100	728	6,778	SH		SOLE		6,778	0	0
CITRIX SYS INC	COM	177376100	174	1,620	SH		OTR		876	744	0
COCA COLA CO	COM	191216100	874	16,661	SH		SOLE		16,191	400	70
COCA COLA CO	COM	191216100	372	7,082	SH		OTR		7,082	0	0
COLGATE PALMOLIVE CO	COM	194162103	432	5,721	SH		SOLE		5,381	340	0
COMCAST CORP NEW	CL A	20030N101	2,287	40,882	SH		SOLE		40,757	0	125
COMCAST CORP NEW	CL A	20030N101	412	7,363	SH		OTR		3,240	2,176	1,947
COMMERCE BANCSHARES INC	COM	200525103	1,476	21,178	SH		SOLE		21,178	0	0
CONOCOPHILLIPS	COM	20825C104	427	6,298	SH		SOLE		6,123	175	0
CONOCOPHILLIPS	COM	20825C104	119	1,750	SH		OTR		1,750	0	0
CONSOLIDATED EDISON INC	COM	209115104	356	4,905	SH		SOLE		4,905	0	0
CONSOLIDATED EDISON INC	COM	209115104	44	600	SH		OTR		0	600	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	119	685	SH		SOLE		685	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	429	2,475	SH		OTR		0	0	2,475
DARDEN RESTAURANTS INC	COM	237194105	285	1,880	SH		SOLE		1,880	0	0
DISNEY WALT CO	COM	254687106	1,487	8,791	SH		SOLE		8,791	0	0
DISNEY WALT CO	COM	254687106	220	1,302	SH		OTR		755	547	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,447	14,830	SH		SOLE		14,830	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	490	5,019	SH		OTR		3,224	0	1,795
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	303	4,479	SH		SOLE		626	0	3,853
ETF MANAGERS TR	PRIME MOBILE PAYT	26924G409	752	11,112	SH		OTR		0	0	11,112
EASTMAN CHEM CO	COM	277432100	1,033	10,252	SH		SOLE		10,252	0	0
EASTMAN CHEM CO	COM	277432100	118	1,167	SH		OTR		617	550	0
EMERSON ELEC CO	COM	291011104	1,211	12,857	SH		SOLE		12,857	0	0
EMERSON ELEC CO	COM	291011104	148	1,569	SH		OTR		630	939	0
ENTERGY CORP NEW	COM	29364G103	433	4,365	SH		SOLE		4,365	0	0
ENTERGY CORP NEW	COM	29364G103	60	600	SH		OTR		0	600	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	385	5,984	SH		SOLE		643	0	5,341
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	1,328	20,620	SH		OTR		14,368	0	6,252
EXXON MOBIL CORP	COM	30231G102	1,873	31,846	SH		SOLE		31,796	0	50
EXXON MOBIL CORP	COM	30231G102	297	5,057	SH		OTR		4,648	409	0
FEDEX CORP	COM	31428X106	477	2,175	SH		SOLE		2,175	0	0
FORTINET INC	COM	34959E109	4,066	13,922	SH		SOLE		13,922	0	0
FORTINET INC	COM	34959E109	601	2,057	SH		OTR		1,810	247	0
GLOBAL X FDS	CYBRSCURTY ETF	37954Y384	64	2,090	SH		SOLE		0	0	2,090
GLOBAL X FDS	CYBRSCURTY ETF	37954Y384	201	6,585	SH		OTR		0	0	6,585
GOLDMAN SACHS GROUP INC	COM	38141G104	364	962	SH		SOLE		962	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	129	342	SH		OTR		0	0	342
HOME DEPOT INC	COM	437076102	2,411	7,345	SH		SOLE		7,305	20	20
HOME DEPOT INC	COM	437076102	236	719	SH		OTR		557	162	0
HONEYWELL INTL INC	COM	438516106	2,172	10,230	SH		SOLE		10,130	75	25
HONEYWELL INTL INC	COM	438516106	472	2,224	SH		OTR		1,665	235	324
HOST HOTELS & RESORTS INC	COM	44107P104	183	11,200	SH		OTR		0	0	11,200
HUNT J B TRANS SVCS INC	COM	445658107	234	1,402	SH		SOLE		1,402	0	0
HUNT J B TRANS SVCS INC	COM	445658107	176	1,050	SH		OTR		1,050	0	0
ILLINOIS TOOL WKS INC	COM	452308109	920	4,452	SH		SOLE		4,452	0	0
ILLINOIS TOOL WKS INC	COM	452308109	112	541	SH		OTR		225	316	0
INTEL CORP	COM	458140100	2,783	52,228	SH		SOLE		51,603	500	125
INTEL CORP	COM	458140100	886	16,633	SH		OTR		12,640	983	3,010
INTERNATIONAL BUSINESS MACHS	COM	459200101	331	2,382	SH		SOLE		2,382	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	17	125	SH		OTR		125	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	1,038	7,764	SH		SOLE		7,764	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	141	1,054	SH		OTR		115	939	0
INVESCO QQQ TR	UNIT SER 1	46090E103	327	913	SH		SOLE		465	159	289
INVESCO SR INCOME TR	COM	46131H107	170	38,186	SH		SOLE		38,186	0	0
INVESCO SR INCOME TR	COM	46131H107	233	52,257	SH		OTR		0	0	52,257
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	266	891	SH		OTR		0	0	891
ISHARES GOLD TR	ISHARES NEW	464285204	365	10,919	SH		SOLE		1,400	0	9,519
ISHARES GOLD TR	ISHARES NEW	464285204	1,116	33,398	SH		OTR		0	0	33,398
ISHARES TR	CORE S&P500 ETF	464287200	486	1,129	SH		SOLE		1,129	0	0
ISHARES TR	CORE US AGGBD ET	464287226	185	1,610	SH		SOLE		1,610	0	0
ISHARES TR	CORE US AGGBD ET	464287226	101	880	SH		OTR		0	0	880
ISHARES TR	S&P 500 GRWT ETF	464287309	88	1,192	SH		SOLE		1,192	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	116	1,576	SH		OTR		1,576	0	0
ISHARES TR	MSCI EAFE ETF	464287465	2,274	29,145	SH		SOLE		29,145	0	0
ISHARES TR	MSCI EAFE ETF	464287465	526	6,748	SH		OTR		5,990	150	608
ISHARES TR	CORE S&P MCP ETF	464287507	269	1,023	SH		SOLE		993	0	30
ISHARES TR	CORE S&P MCP ETF	464287507	31	118	SH		OTR		0	0	118
ISHARES TR	CORE S&P US VLU	464287663	265	3,743	SH		SOLE		0	0	3,743
ISHARES TR	CORE S&P US GWT	464287671	239	2,336	SH		SOLE		0	0	2,336
ISHARES TR	CORE S&P SCP ETF	464287804	1,379	12,628	SH		SOLE		12,253	0	375
ISHARES TR	CORE S&P SCP ETF	464287804	160	1,465	SH		OTR		1,265	200	0
ISHARES TR	NATIONAL MUN ETF	464288414	235	2,020	SH		SOLE		110	0	1,910
ISHARES TR	NATIONAL MUN ETF	464288414	434	3,738	SH		OTR		143	0	3,595
JPMORGAN CHASE & CO	COM	46625H100	4,485	27,398	SH		SOLE		27,109	239	50
JPMORGAN CHASE & CO	COM	46625H100	737	4,503	SH		OTR		3,823	680	0
JOHNSON & JOHNSON	COM	478160104	1,621	10,040	SH		SOLE		9,715	325	0
JOHNSON & JOHNSON	COM	478160104	282	1,744	SH		OTR		1,744	0	0
KIMBERLY-CLARK CORP	COM	494368103	329	2,481	SH		SOLE		2,481	0	0
KIMBERLY-CLARK CORP	COM	494368103	132	1,000	SH		OTR		1,000	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	660	2,346	SH		SOLE		2,346	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	89	316	SH		OTR		223	93	0
LILLY ELI & CO	COM	532457108	2,549	11,034	SH		SOLE		11,034	0	0
LILLY ELI & CO	COM	532457108	744	3,221	SH		OTR		3,112	109	0
LOCKHEED MARTIN CORP	COM	539830109	1,617	4,685	SH		SOLE		4,685	0	0
LOCKHEED MARTIN CORP	COM	539830109	347	1,006	SH		OTR		662	344	0
LOWES COS INC	COM	548661107	551	2,717	SH		SOLE		2,717	0	0
LOWES COS INC	COM	548661107	477	2,350	SH		OTR		1,000	0	1,350
MASTERCARD INCORPORATED	CL A	57636Q104	3,427	9,858	SH		SOLE		9,838	0	20
MASTERCARD INCORPORATED	CL A	57636Q104	401	1,154	SH		OTR		965	189	0
MCDONALDS CORP	COM	580135101	954	3,958	SH		SOLE		3,768	190	0
MCDONALDS CORP	COM	580135101	71	295	SH		OTR		295	0	0
MERCK & CO INC	COM	58933Y105	3,902	51,952	SH		SOLE		51,197	630	125
MERCK & CO INC	COM	58933Y105	831	11,070	SH		OTR		10,336	734	0
MICROSOFT CORP	COM	594918104	7,617	27,018	SH		SOLE		26,743	235	40
MICROSOFT CORP	COM	594918104	3,136	11,124	SH		OTR		9,724	725	675
MICROCHIP TECHNOLOGY INC.	COM	595017104	243	1,581	SH		SOLE		1,581	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	142	925	SH		OTR		925	0	0
MORGAN STANLEY	COM NEW	617446448	246	2,529	SH		SOLE		2,529	0	0
NEXTERA ENERGY INC	COM	65339F101	1,771	22,553	SH		SOLE		21,841	712	0
NEXTERA ENERGY INC	COM	65339F101	222	2,822	SH		OTR		1,332	1,490	0
NIKE INC	CL B	654106103	575	3,960	SH		SOLE		3,960	0	0
NIKE INC	CL B	654106103	238	1,640	SH		OTR		1,640	0	0
NUCOR CORP	COM	670346105	894	9,080	SH		SOLE		9,080	0	0
NUCOR CORP	COM	670346105	347	3,525	SH		OTR		3,525	0	0
ORACLE CORP	COM	68389X105	370	4,249	SH		SOLE		4,249	0	0
PPL CORP	COM	69351T106	173	6,215	SH		SOLE		6,215	0	0
PPL CORP	COM	69351T106	63	2,265	SH		OTR		465	1,800	0
PAYCHEX INC	COM	704326107	230	2,044	SH		SOLE		2,044	0	0
PEPSICO INC	COM	713448108	2,675	17,782	SH		SOLE		17,357	400	25
PEPSICO INC	COM	713448108	1,693	11,258	SH		OTR		10,478	780	0
PFIZER INC	COM	717081103	2,156	50,128	SH		SOLE		49,525	493	110
PFIZER INC	COM	717081103	798	18,560	SH		OTR		17,871	689	0
PHILLIPS 66	COM	718546104	408	5,829	SH		SOLE		5,789	0	40
PHILLIPS 66	COM	718546104	99	1,410	SH		OTR		1,140	270	0
PROCTER AND GAMBLE CO	COM	742718109	2,087	14,925	SH		SOLE		14,620	255	50
PROCTER AND GAMBLE CO	COM	742718109	1,687	12,068	SH		OTR		11,496	572	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,301	21,366	SH		SOLE		21,366	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	304	4,990	SH		OTR		2,715	2,275	0
PUBLIC STORAGE	COM	74460D109	128	430	SH		SOLE		430	0	0
PUBLIC STORAGE	COM	74460D109	269	905	SH		OTR		0	0	905
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	338	3,932	SH		SOLE		3,932	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	2	25	SH		OTR		25	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,880	4,380	SH		SOLE		4,380	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	687	1,600	SH		OTR		0	1,600	0
SPDR SER TR	S&P DIVID ETF	78464A763	693	5,896	SH		SOLE		5,896	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,176	10,000	SH		OTR		0	10,000	0
SALESFORCE COM INC	COM	79466L302	2,058	7,587	SH		SOLE		7,587	0	0
SALESFORCE COM INC	COM	79466L302	376	1,385	SH		OTR		1,050	335	0
SOUTHERN CO	COM	842587107	496	8,008	SH		SOLE		7,608	300	100
SOUTHERN CO	COM	842587107	683	11,015	SH		OTR		10,315	700	0
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	345	25,000	SH		OTR		0	0	25,000
STARBUCKS CORP	COM	855244109	2,448	22,190	SH		SOLE		22,140	0	50
STARBUCKS CORP	COM	855244109	389	3,525	SH		OTR		3,030	495	0
STARWOOD PPTY TR INC	COM	85571B105	149	6,100	SH		SOLE		6,100	0	0
STARWOOD PPTY TR INC	COM	85571B105	552	22,600	SH		OTR		0	0	22,600
TJX COS INC NEW	COM	872540109	2,687	40,724	SH		SOLE		40,239	400	85
TJX COS INC NEW	COM	872540109	344	5,219	SH		OTR		4,374	845	0
TARGET CORP	COM	87612EAP1	1,774	7,756	SH		SOLE		7,756	0	0
TARGET CORP	COM	87612EAP1	202	885	SH		OTR		329	556	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,787	6,629	SH		SOLE		6,619	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	98	172	SH		OTR		55	117	0
3M CO	COM	88579Y101	2,796	15,940	SH		SOLE		15,940	0	0
3M CO	COM	88579Y101	149	850	SH		OTR		850	0	0
TRUIST FINL CORP	COM	89832Q109	109	1,853	SH		SOLE		1,853	0	0
TRUIST FINL CORP	COM	89832Q109	1,037	17,680	SH		OTR		12,500	0	5,180
US BANCORP DEL	COM NEW	902973304	235	3,947	SH		SOLE		3,947	0	0
UNION PAC CORP	COM	907818108	1,917	9,778	SH		SOLE		9,753	0	25
UNION PAC CORP	COM	907818108	297	1,514	SH		OTR		1,134	380	0
UNITED PARCEL SERVICE INC	CL B	911312106	381	2,092	SH		SOLE		2,092	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	55	300	SH		OTR		300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	440	1,125	SH		SOLE		1,125	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	43	110	SH		OTR		110	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	217	1,415	SH		SOLE		1,415	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	177	3,497	SH		SOLE		0	0	3,497
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	189	3,744	SH		OTR		0	0	3,744
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	208	2,010	SH		OTR		0	0	2,010
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	612	7,430	SH		OTR		0	0	7,430
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,752	17,218	SH		SOLE		17,218	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	129	1,264	SH		OTR		514	750	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	209	1,041	SH		SOLE		646	0	395
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	504	2,507	SH		OTR		193	0	2,314
VERIZON COMMUNICATIONS INC	COM	92343V104	3,973	73,556	SH		SOLE		73,056	400	100
VERIZON COMMUNICATIONS INC	COM	92343V104	1,160	21,482	SH		OTR		19,878	1,604	0
VISA INC	COM CL A	92826C839	237	1,062	SH		SOLE		1,062	0	0
VISA INC	COM CL A	92826C839	67	303	SH		OTR		0	0	303
WALMART INC	COM	931142103	2,575	18,478	SH		SOLE		18,413	0	65
WALMART INC	COM	931142103	242	1,735	SH		OTR		1,066	669	0
WASTE MGMT INC DEL	COM	94106L109	414	2,770	SH		SOLE		2,770	0	0
WASTE MGMT INC DEL	COM	94106L109	329	2,200	SH		OTR		2,200	0	0