Bank OZK (OZK) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	293,524	1,100	SH		SOLE		1,100	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	133,420	500	SH		OTR		150	0	350
MEDTRONIC PLC	SHS	G5960L103	1,472,949	18,952	SH		SOLE		18,952	0	0
MEDTRONIC PLC	SHS	G5960L103	767,251	9,872	SH		OTR		9,201	671	0
AFLAC INC	COM	001055102	1,906,410	26,500	SH		OTR		26,500	0	0
AT&T INC	COM	00206R102	1,739,855	94,506	SH		SOLE		92,846	1,000	660
AT&T INC	COM	00206R102	406,382	22,074	SH		OTR		11,774	10,300	0
ABBOTT LABS	COM	002824100	1,050,909	9,572	SH		SOLE		9,222	350	0
ABBOTT LABS	COM	002824100	1,120,955	10,210	SH		OTR		10,210	0	0
ABBVIE INC	COM	00287Y109	4,005,180	24,783	SH		SOLE		24,683	100	0
ABBVIE INC	COM	00287Y109	2,218,097	13,725	SH		OTR		13,244	481	0
ALLSTATE CORP	COM	020002101	855,636	6,310	SH		SOLE		6,310	0	0
ALLSTATE CORP	COM	020002101	759,902	5,604	SH		OTR		5,494	110	0
ALPHABET INC	CAP STK CL C	02079K107	354,920	4,000	SH		SOLE		4,000	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,388,033	27,066	SH		SOLE		27,066	0	0
ALPHABET INC	CAP STK CL A	02079K305	400,917	4,544	SH		OTR		3,869	675	0
ALTRIA GROUP INC	COM	02209S103	524,522	11,475	SH		SOLE		10,755	720	0
ALTRIA GROUP INC	COM	02209S103	91,420	2,000	SH		OTR		0	0	2,000
AMAZON COM INC	COM	023135106	1,162,896	13,844	SH		SOLE		13,844	0	0
AMAZON COM INC	COM	023135106	132,972	1,583	SH		OTR		869	714	0
AMERICAN ELEC PWR CO INC	COM	025537101	432,592	4,556	SH		SOLE		4,556	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	237,849	2,505	SH		OTR		1,447	1,058	0
AMGEN INC	COM	031162100	3,239,664	12,335	SH		SOLE		12,285	50	0
AMGEN INC	COM	031162100	534,472	2,035	SH		OTR		1,731	304	0
APPLE INC	COM	037833100	9,388,352	72,257	SH		SOLE		71,522	685	50
APPLE INC	COM	037833100	1,399,605	10,772	SH		OTR		8,320	1,246	1,206
APPLIED MATLS INC	COM	038222105	3,424,270	35,164	SH		SOLE		35,164	0	0
APPLIED MATLS INC	COM	038222105	381,340	3,916	SH		OTR		3,415	501	0
ARES CAPITAL CORP	COM	04010L103	221,640	12,000	SH		SOLE		12,000	0	0
ARES CAPITAL CORP	COM	04010L103	535,630	29,000	SH		OTR		0	0	29,000
AUTOMATIC DATA PROCESSING IN	COM	053015103	91,244	382	SH		SOLE		382	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,719,792	7,200	SH		OTR		7,200	0	0
BANK AMERICA CORP	COM	060505104	3,254,536	98,265	SH		SOLE		97,432	50	783
BANK AMERICA CORP	COM	060505104	670,150	20,234	SH		OTR		11,781	3,809	4,644
BANK OZK LITTLE ROCK ARK	COM	06417N103	302,653	7,555	SH		SOLE		7,555	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	77,842	252	SH		SOLE		252	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	138,078	447	SH		OTR		156	0	291
BLACKROCK INC	COM	09247X101	1,945,897	2,746	SH		SOLE		2,746	0	0
BLACKROCK INC	COM	09247X101	200,542	283	SH		OTR		138	145	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	2,157,397	20,641	SH		SOLE		20,641	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	355,263	3,399	SH		OTR		1,610	1,789	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,152,456	29,916	SH		SOLE		29,366	500	50
BRISTOL-MYERS SQUIBB CO	COM	110122108	192,826	2,680	SH		OTR		1,380	1,300	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	536,520	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	301,930	540	SH		SOLE		540	0	0
BROADCOM INC	COM	11135F101	67,654	121	SH		OTR		16	105	0
CVS HEALTH CORP	COM	126650100	1,761,570	18,903	SH		SOLE		18,903	0	0
CVS HEALTH CORP	COM	126650100	168,301	1,806	SH		OTR		1,227	579	0
CAPITAL ONE FINL CORP	COM	14040H105	1,020,421	10,977	SH		SOLE		10,977	0	0
CAPITAL ONE FINL CORP	COM	14040H105	85,895	924	SH		OTR		525	399	0
CHEVRON CORP NEW	COM	166764100	3,588,184	19,991	SH		SOLE		19,866	125	0
CHEVRON CORP NEW	COM	166764100	423,775	2,361	SH		OTR		2,001	360	0
CISCO SYS INC	COM	17275R102	3,125,612	65,609	SH		SOLE		65,309	200	100
CISCO SYS INC	COM	17275R102	397,603	8,346	SH		OTR		6,892	1,454	0
COCA COLA CO	COM	191216100	792,707	12,462	SH		SOLE		12,012	400	50
COCA COLA CO	COM	191216100	459,391	7,222	SH		OTR		7,222	0	0
COLGATE PALMOLIVE CO	COM	194162103	400,410	5,082	SH		SOLE		4,742	340	0
COMCAST CORP NEW	CL A	20030N101	1,413,732	40,427	SH		SOLE		40,427	0	0
COMCAST CORP NEW	CL A	20030N101	283,571	8,109	SH		OTR		3,374	2,173	2,562
CONOCOPHILLIPS	COM	20825C104	669,532	5,674	SH		SOLE		5,499	175	0
CONOCOPHILLIPS	COM	20825C104	226,678	1,921	SH		OTR		1,750	171	0
CONSOLIDATED EDISON INC	COM	209115104	181,565	1,905	SH		SOLE		1,905	0	0
CONSOLIDATED EDISON INC	COM	209115104	57,186	600	SH		OTR		0	600	0
COSTCO WHSL CORP NEW	COM	22160K105	860,502	1,885	SH		SOLE		1,885	0	0
COSTCO WHSL CORP NEW	COM	22160K105	160,231	351	SH		OTR		251	100	0
CROWN CASTLE INC	COM	22822V101	92,913	685	SH		SOLE		685	0	0
CROWN CASTLE INC	COM	22822V101	335,709	2,475	SH		OTR		0	0	2,475
DISNEY WALT CO	COM	254687106	919,885	10,588	SH		SOLE		10,588	0	0
DISNEY WALT CO	COM	254687106	121,718	1,401	SH		OTR		747	654	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,321,155	12,828	SH		SOLE		12,828	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	516,906	5,019	SH		OTR		3,224	0	1,795
EOG RES INC	COM	26875P101	495,543	3,826	SH		SOLE		3,826	0	0
EOG RES INC	COM	26875P101	184,436	1,424	SH		OTR		656	54	714
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	182,912	4,659	SH		SOLE		626	0	4,033
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	436,257	11,112	SH		OTR		0	0	11,112
EASTMAN CHEM CO	COM	277432100	894,048	10,978	SH		SOLE		10,978	0	0
EASTMAN CHEM CO	COM	277432100	181,204	2,225	SH		OTR		462	1,763	0
EMERSON ELEC CO	COM	291011104	1,645,219	17,127	SH		SOLE		16,834	0	293
EMERSON ELEC CO	COM	291011104	296,633	3,088	SH		OTR		828	2,260	0
ENTERGY CORP NEW	COM	29364G103	446,062	3,965	SH		SOLE		3,965	0	0
ENTERGY CORP NEW	COM	29364G103	67,500	600	SH		OTR		0	600	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	277,238	5,984	SH		SOLE		643	0	5,341
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	955,324	20,620	SH		OTR		14,368	0	6,252
EXXON MOBIL CORP	COM	30231G102	3,195,391	28,970	SH		SOLE		26,956	0	2,014
EXXON MOBIL CORP	COM	30231G102	552,492	5,009	SH		OTR		4,531	478	0
FEDEX CORP	COM	31428X106	368,050	2,125	SH		SOLE		2,125	0	0
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	113,215	6,739	SH		SOLE		1,275	0	5,464
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	158,676	9,445	SH		OTR		0	0	9,445
FORTINET INC	COM	34959E109	3,131,062	64,043	SH		SOLE		64,043	0	0
FORTINET INC	COM	34959E109	495,597	10,137	SH		OTR		8,550	1,587	0
GOLDMAN SACHS GROUP INC	COM	38141G104	231,438	674	SH		SOLE		674	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	124,646	363	SH		OTR		0	0	363
HOME DEPOT INC	COM	437076102	2,269,769	7,186	SH		SOLE		7,016	20	150
HOME DEPOT INC	COM	437076102	253,003	801	SH		OTR		567	234	0
HONEYWELL INTL INC	COM	438516106	2,239,006	10,448	SH		SOLE		10,373	75	0
HONEYWELL INTL INC	COM	438516106	465,673	2,173	SH		OTR		1,500	310	363
HOST HOTELS & RESORTS INC	COM	44107P104	179,760	11,200	SH		OTR		0	0	11,200
HUNT J B TRANS SVCS INC	COM	445658107	185,867	1,066	SH		SOLE		1,066	0	0
HUNT J B TRANS SVCS INC	COM	445658107	104,616	600	SH		OTR		600	0	0
ILLINOIS TOOL WKS INC	COM	452308109	976,149	4,431	SH		SOLE		4,431	0	0
ILLINOIS TOOL WKS INC	COM	452308109	129,977	590	SH		OTR		225	365	0
INTEL CORP	COM	458140100	1,241,073	46,957	SH		SOLE		46,457	500	0
INTEL CORP	COM	458140100	434,984	16,458	SH		OTR		12,140	1,308	3,010
INTERNATIONAL BUSINESS MACHS	COM	459200101	259,801	1,844	SH		SOLE		1,844	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	13,525	96	SH		OTR		96	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	885,373	8,445	SH		SOLE		8,445	0	0
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	123,396	1,177	SH		OTR		175	1,002	0
INVESCO SR INCOME TR	COM	46131H107	147,481	38,507	SH		SOLE		38,507	0	0
INVESCO SR INCOME TR	COM	46131H107	201,833	52,698	SH		OTR		0	0	52,698
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	257,022	891	SH		OTR		0	0	891
IQVIA HLDGS INC	COM	46266C105	1,112,962	5,432	SH		SOLE		5,432	0	0
IQVIA HLDGS INC	COM	46266C105	196,899	961	SH		OTR		662	299	0
ISHARES GOLD TR	ISHARES NEW	464285204	352,748	10,198	SH		SOLE		1,365	0	8,833
ISHARES GOLD TR	ISHARES NEW	464285204	1,122,929	32,464	SH		OTR		0	0	32,464
ISHARES TR	CORE S&P500 ETF	464287200	404,188	1,052	SH		SOLE		1,052	0	0
ISHARES TR	CORE S&P500 ETF	464287200	537,894	1,400	SH		OTR		0	1,400	0
ISHARES TR	MSCI EAFE ETF	464287465	1,625,837	24,769	SH		SOLE		23,827	0	942
ISHARES TR	MSCI EAFE ETF	464287465	342,509	5,218	SH		OTR		5,068	150	0
ISHARES TR	RUS MDCP VAL ETF	464287473	210,680	2,000	SH		SOLE		2,000	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	255,435	1,056	SH		SOLE		1,026	0	30
ISHARES TR	CORE S&P MCP ETF	464287507	122,880	508	SH		OTR		0	0	508
ISHARES TR	RUS 1000 GRW ETF	464287614	153,181	715	SH		SOLE		715	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	108,191	505	SH		OTR		505	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	376,482	1,755	SH		SOLE		1,755	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	233,119	1,337	SH		SOLE		1,337	0	0
ISHARES TR	CORE S&P US VLU	464287663	203,767	2,885	SH		SOLE		0	0	2,885
ISHARES TR	CORE S&P SCP ETF	464287804	1,026,276	10,844	SH		SOLE		10,844	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	245,022	2,589	SH		OTR		1,131	275	1,183
ISHARES TR	NATIONAL MUN ETF	464288414	204,708	1,940	SH		SOLE		60	0	1,880
ISHARES TR	NATIONAL MUN ETF	464288414	21,209	201	SH		OTR		48	0	153
ISHARES TR	MSCI USA MIN VOL	46429B697	169,435	2,350	SH		SOLE		2,350	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	53,642	744	SH		OTR		0	272	472
JPMORGAN CHASE & CO	COM	46625H100	3,529,243	26,318	SH		SOLE		26,029	239	50
JPMORGAN CHASE & CO	COM	46625H100	686,726	5,121	SH		OTR		3,689	1,432	0
JOHNSON & JOHNSON	COM	478160104	1,586,493	8,981	SH		SOLE		8,721	260	0
JOHNSON & JOHNSON	COM	478160104	313,730	1,776	SH		OTR		1,684	92	0
KIMBERLY-CLARK CORP	COM	494368103	289,554	2,133	SH		SOLE		2,133	0	0
KIMBERLY-CLARK CORP	COM	494368103	135,750	1,000	SH		OTR		1,000	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	661,934	2,811	SH		SOLE		2,811	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	82,418	350	SH		OTR		228	122	0
LILLY ELI & CO	COM	532457108	3,766,688	10,296	SH		SOLE		10,296	0	0
LILLY ELI & CO	COM	532457108	1,128,250	3,084	SH		OTR		2,878	206	0
LOCKHEED MARTIN CORP	COM	539830109	2,396,449	4,926	SH		SOLE		4,926	0	0
LOCKHEED MARTIN CORP	COM	539830109	488,435	1,004	SH		OTR		536	468	0
LOWES COS INC	COM	548661107	517,227	2,596	SH		SOLE		2,596	0	0
LOWES COS INC	COM	548661107	428,366	2,150	SH		OTR		800	0	1,350
MASTERCARD INCORPORATED	CL A	57636Q104	3,324,646	9,561	SH		SOLE		9,561	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	391,543	1,126	SH		OTR		880	246	0
MCDONALDS CORP	COM	580135101	779,785	2,959	SH		SOLE		2,672	190	97
MCDONALDS CORP	COM	580135101	65,882	250	SH		OTR		250	0	0
MERCK & CO INC	COM	58933Y105	5,003,734	45,099	SH		SOLE		44,027	630	442
MERCK & CO INC	COM	58933Y105	1,345,268	12,125	SH		OTR		11,072	1,053	0
MICROSOFT CORP	COM	594918104	5,733,376	23,907	SH		SOLE		23,707	200	0
MICROSOFT CORP	COM	594918104	2,559,838	10,674	SH		OTR		9,150	849	675
MICROCHIP TECHNOLOGY INC.	COM	595017104	160,451	2,284	SH		SOLE		2,284	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	129,962	1,850	SH		OTR		1,850	0	0
NEXTERA ENERGY INC	COM	65339F101	1,888,607	22,591	SH		SOLE		21,879	712	0
NEXTERA ENERGY INC	COM	65339F101	219,450	2,625	SH		OTR		918	1,707	0
NIKE INC	CL B	654106103	367,996	3,145	SH		SOLE		3,145	0	0
NIKE INC	CL B	654106103	191,896	1,640	SH		OTR		1,640	0	0
NUCOR CORP	COM	670346105	934,532	7,090	SH		SOLE		7,090	0	0
NUCOR CORP	COM	670346105	324,911	2,465	SH		OTR		2,465	0	0
NVIDIA CORPORATION	COM	67066G104	491,468	3,363	SH		SOLE		3,363	0	0
NVIDIA CORPORATION	COM	67066G104	100,544	688	SH		OTR		339	349	0
ORACLE CORP	COM	68389X105	297,288	3,637	SH		SOLE		3,637	0	0
PPL CORP	COM	69351T106	181,602	6,215	SH		SOLE		6,215	0	0
PPL CORP	COM	69351T106	66,183	2,265	SH		OTR		465	1,800	0
PEPSICO INC	COM	713448108	3,009,976	16,661	SH		SOLE		16,120	345	196
PEPSICO INC	COM	713448108	2,118,238	11,725	SH		OTR		10,339	1,386	0
PFIZER INC	COM	717081103	2,475,968	48,321	SH		SOLE		47,430	493	398
PFIZER INC	COM	717081103	952,705	18,593	SH		OTR		17,647	946	0
PHILLIPS 66	COM	718546104	678,497	6,519	SH		SOLE		6,519	0	0
PHILLIPS 66	COM	718546104	201,498	1,936	SH		OTR		1,592	344	0
PROCTER AND GAMBLE CO	COM	742718109	2,153,364	14,208	SH		SOLE		13,649	255	304
PROCTER AND GAMBLE CO	COM	742718109	1,812,354	11,958	SH		OTR		11,312	646	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,212,594	19,791	SH		SOLE		19,791	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	281,106	4,588	SH		OTR		2,206	2,382	0
PUBLIC STORAGE	COM	74460D109	113,476	405	SH		SOLE		405	0	0
PUBLIC STORAGE	COM	74460D109	253,571	905	SH		OTR		0	0	905
QUANTA SVCS INC	COM	74762E102	183,397	1,287	SH		SOLE		1,287	0	0
QUANTA SVCS INC	COM	74762E102	43,320	304	SH		OTR		234	70	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	337,779	3,347	SH		SOLE		3,347	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	10,192	101	SH		OTR		0	101	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,817,307	4,752	SH		SOLE		4,752	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	682,255	1,784	SH		OTR		184	1,600	0
SPDR SER TR	S&P DIVID ETF	78464A763	656,577	5,248	SH		SOLE		5,248	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,251,100	10,000	SH		OTR		0	10,000	0
SPDR SER TR	S&P BIOTECH	78464A870	86,984	1,048	SH		SOLE		60	0	988
SPDR SER TR	S&P BIOTECH	78464A870	486,712	5,864	SH		OTR		0	0	5,864
SALESFORCE INC	COM	79466L302	1,292,619	9,749	SH		SOLE		9,749	0	0
SALESFORCE INC	COM	79466L302	213,602	1,611	SH		OTR		1,185	426	0
SOUTHERN CO	COM	842587107	386,899	5,418	SH		SOLE		5,318	0	100
SOUTHERN CO	COM	842587107	778,369	10,900	SH		OTR		10,200	700	0
STARBUCKS CORP	COM	855244109	911,747	9,191	SH		SOLE		9,191	0	0
STARWOOD PPTY TR INC	COM	85571B105	111,813	6,100	SH		SOLE		6,100	0	0
STARWOOD PPTY TR INC	COM	85571B105	414,258	22,600	SH		OTR		0	0	22,600
TJX COS INC NEW	COM	872540109	3,190,686	40,084	SH		SOLE		39,684	400	0
TJX COS INC NEW	COM	872540109	408,268	5,129	SH		OTR		4,080	1,049	0
TARGET CORP	COM	87612EAP1	1,259,835	8,453	SH		SOLE		8,453	0	0
TARGET CORP	COM	87612EAP1	135,924	912	SH		OTR		264	648	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,214,377	5,837	SH		SOLE		5,837	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	110,688	201	SH		OTR		60	141	0
3M CO	COM	88579Y101	1,887,420	15,739	SH		SOLE		15,739	0	0
3M CO	COM	88579Y101	94,137	785	SH		OTR		785	0	0
TRUIST FINL CORP	COM	89832Q109	716,320	16,647	SH		SOLE		16,647	0	0
TRUIST FINL CORP	COM	89832Q109	636,112	14,783	SH		OTR		9,603	0	5,180
UNION PAC CORP	COM	907818108	2,229,729	10,768	SH		SOLE		10,768	0	0
UNION PAC CORP	COM	907818108	320,958	1,550	SH		OTR		1,102	448	0
UNITED PARCEL SERVICE INC	CL B	911312106	341,074	1,962	SH		SOLE		1,962	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	52,152	300	SH		OTR		300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	575,245	1,085	SH		SOLE		1,085	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	40,823	77	SH		OTR		77	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	228,078	1,502	SH		SOLE		1,502	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	114,368	2,725	SH		SOLE		0	0	2,725
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	205,317	4,892	SH		OTR		0	0	4,892
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	217,502	2,010	SH		OTR		0	0	2,010
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,776,206	21,535	SH		SOLE		18,060	0	3,475
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,029,680	12,484	SH		OTR		638	1,247	10,599
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	175,071	1,005	SH		SOLE		610	0	395
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	434,977	2,497	SH		OTR		183	0	2,314
VERIZON COMMUNICATIONS INC	COM	92343V104	2,701,736	68,572	SH		SOLE		67,746	400	426
VERIZON COMMUNICATIONS INC	COM	92343V104	832,482	21,129	SH		OTR		19,465	1,664	0
VISA INC	COM CL A	92826C839	191,970	924	SH		SOLE		924	0	0
VISA INC	COM CL A	92826C839	90,375	435	SH		OTR		0	0	435
WEC ENERGY GROUP INC	COM	92939U106	432,421	4,612	SH		SOLE		4,612	0	0
WALMART INC	COM	931142103	2,360,803	16,650	SH		SOLE		16,600	0	50
WALMART INC	COM	931142103	250,117	1,764	SH		OTR		1,019	745	0
WASTE MGMT INC DEL	COM	94106L109	429,066	2,735	SH		SOLE		2,735	0	0
WASTE MGMT INC DEL	COM	94106L109	276,108	1,760	SH		OTR		1,760	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	449,137	10,210	SH		OTR		0	0	10,210