Bank OZK (OZK) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,536,985	4,380	SH		SOLE		4,380	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	193,351	551	SH		OTR		472	79	0
INVESCO LTD	SHS	G491BT108	502,695	28,178	SH		SOLE		28,178	0	0
INVESCO LTD	SHS	G491BT108	50,487	2,830	SH		OTR		1,985	845	0
MEDTRONIC PLC	SHS	G5960L103	972,248	11,802	SH		SOLE		11,802	0	0
MEDTRONIC PLC	SHS	G5960L103	828,083	10,052	SH		OTR		9,577	270	205
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	226,401	2,652	SH		SOLE		2,652	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	1,649,791	7,183	SH		SOLE		7,183	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	254,485	1,108	SH		OTR		909	149	50
AFLAC INC	COM	001055102	2,046,000	24,800	SH		OTR		24,800	0	0
AT&T INC	COM	00206R102	350,702	20,900	SH		SOLE		20,378	522	0
AT&T INC	COM	00206R102	41,765	2,489	SH		OTR		2,489	0	0
ABBOTT LABS	COM	002824100	762,895	6,931	SH		SOLE		6,581	350	0
ABBOTT LABS	COM	002824100	1,118,311	10,160	SH		OTR		10,160	0	0
ABBVIE INC	COM	00287Y109	2,448,990	15,803	SH		SOLE		15,703	100	0
ABBVIE INC	COM	00287Y109	2,007,636	12,955	SH		OTR		12,955	0	0
ADOBE INC	COM	00724F101	255,941	429	SH		SOLE		429	0	0
ADOBE INC	COM	00724F101	57,273	96	SH		OTR		0	0	96
ALLSTATE CORP	COM	020002101	167,136	1,194	SH		SOLE		1,194	0	0
ALLSTATE CORP	COM	020002101	710,678	5,077	SH		OTR		5,077	0	0
ALPHABET INC	CAP STK CL C	02079K107	395,872	2,809	SH		SOLE		2,809	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,473,490	17,707	SH		SOLE		17,707	0	0
ALPHABET INC	CAP STK CL A	02079K305	454,132	3,251	SH		OTR		3,251	0	0
ALTRIA GROUP INC	COM	02209S103	274,876	6,814	SH		SOLE		6,094	720	0
ALTRIA GROUP INC	COM	02209S103	80,680	2,000	SH		OTR		0	0	2,000
AMAZON COM INC	COM	023135106	720,955	4,745	SH		SOLE		4,745	0	0
AMAZON COM INC	COM	023135106	45,582	300	SH		OTR		0	300	0
AMERICAN ELEC PWR CO INC	COM	025537101	284,026	3,497	SH		SOLE		3,497	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	188,430	2,320	SH		OTR		1,350	970	0
AMERICAN EXPRESS CO	COM	025816109	486,709	2,598	SH		SOLE		2,598	0	0
AMERICAN EXPRESS CO	COM	025816109	2,248	12	SH		OTR		12	0	0
AMERIPRISE FINL INC	COM	03076C106	1,184,309	3,118	SH		SOLE		3,118	0	0
AMERIPRISE FINL INC	COM	03076C106	113,189	298	SH		OTR		187	111	0
AMGEN INC	COM	031162100	2,949,900	10,242	SH		SOLE		10,192	50	0
AMGEN INC	COM	031162100	384,218	1,334	SH		OTR		1,221	113	0
APPLE INC	COM	037833100	10,685,415	55,500	SH		SOLE		55,087	413	0
APPLE INC	COM	037833100	1,705,815	8,860	SH		OTR		7,044	579	1,237
APPLIED MATLS INC	COM	038222105	3,883,035	23,959	SH		SOLE		23,959	0	0
APPLIED MATLS INC	COM	038222105	506,468	3,125	SH		OTR		3,125	0	0
ARES CAPITAL CORP	COM	04010L103	240,360	12,000	SH		SOLE		12,000	0	0
ARES CAPITAL CORP	COM	04010L103	580,870	29,000	SH		OTR		0	0	29,000
ARISTA NETWORKS INC	COM	040413106	1,683,896	7,150	SH		SOLE		7,150	0	0
ARISTA NETWORKS INC	COM	040413106	122,700	521	SH		OTR		313	208	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	91,557	393	SH		SOLE		393	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,628,460	6,990	SH		OTR		6,990	0	0
AVALONBAY CMNTYS INC	COM	053484101	1,194,650	6,381	SH		SOLE		6,381	0	0
AVALONBAY CMNTYS INC	COM	053484101	159,698	853	SH		OTR		748	105	0
BANK AMERICA CORP	COM	060505104	2,328,482	69,156	SH		SOLE		68,323	50	783
BANK AMERICA CORP	COM	060505104	513,299	15,245	SH		OTR		10,071	608	4,566
BANK OZK LITTLE ROCK ARK	COM	06417N103	5,978,254	119,973	SH		SOLE		119,973	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	83,458	234	SH		SOLE		234	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	140,524	394	SH		OTR		103	0	291
BLACKROCK INC	COM	09247X101	1,198,216	1,476	SH		SOLE		1,476	0	0
BLACKROCK INC	COM	09247X101	103,910	128	SH		OTR		43	60	25
BLACKSTONE INC	COM	09260D107	1,224,363	9,352	SH		SOLE		9,352	0	0
BLACKSTONE INC	COM	09260D107	109,580	837	SH		OTR		509	328	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	897,288	7,015	SH		SOLE		7,015	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	232,796	1,820	SH		OTR		750	1,070	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	605,458	11,800	SH		SOLE		11,300	500	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	139,050	2,710	SH		OTR		1,410	1,300	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	823,000	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	688,726	617	SH		SOLE		617	0	0
BROADCOM INC	COM	11135F101	139,531	125	SH		OTR		0	105	20
CVS HEALTH CORP	COM	126650100	440,517	5,579	SH		SOLE		5,579	0	0
CVS HEALTH CORP	COM	126650100	22,898	290	SH		OTR		290	0	0
CAPITAL ONE FINL CORP	COM	14040H105	856,475	6,532	SH		SOLE		6,532	0	0
CAPITAL ONE FINL CORP	COM	14040H105	42,614	325	SH		OTR		325	0	0
CHEVRON CORP NEW	COM	166764100	1,658,211	11,117	SH		SOLE		10,992	125	0
CHEVRON CORP NEW	COM	166764100	297,275	1,993	SH		OTR		1,993	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	2,097,142	917	SH		SOLE		917	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	221,835	97	SH		OTR		76	21	0
CISCO SYS INC	COM	17275R102	1,644,173	32,545	SH		SOLE		32,345	200	0
CISCO SYS INC	COM	17275R102	197,583	3,911	SH		OTR		3,761	150	0
CITIGROUP INC	COM NEW	172967424	257,251	5,001	SH		SOLE		5,001	0	0
CITIGROUP INC	COM NEW	172967424	26,903	523	SH		OTR		148	375	0
COCA COLA CO	COM	191216100	1,193,509	20,253	SH		SOLE		19,853	400	0
COCA COLA CO	COM	191216100	484,581	8,223	SH		OTR		7,860	363	0
COMCAST CORP NEW	CL A	20030N101	421,968	9,623	SH		SOLE		9,623	0	0
COMCAST CORP NEW	CL A	20030N101	168,866	3,851	SH		OTR		400	1,000	2,451
CONOCOPHILLIPS	COM	20825C104	506,181	4,361	SH		SOLE		4,186	175	0
CONOCOPHILLIPS	COM	20825C104	203,122	1,750	SH		OTR		1,750	0	0
CONSOLIDATED EDISON INC	COM	209115104	155,103	1,705	SH		SOLE		1,705	0	0
CONSOLIDATED EDISON INC	COM	209115104	54,582	600	SH		OTR		0	600	0
COSTCO WHSL CORP NEW	COM	22160K105	1,834,362	2,779	SH		SOLE		2,779	0	0
COSTCO WHSL CORP NEW	COM	22160K105	215,846	327	SH		OTR		276	51	0
CROWN CASTLE INC	COM	22822V101	81,900	711	SH		SOLE		711	0	0
CROWN CASTLE INC	COM	22822V101	285,095	2,475	SH		OTR		0	0	2,475
DEERE & CO	COM	244199105	339,889	850	SH		SOLE		850	0	0
DIGITAL RLTY TR INC	COM	253868103	222,460	1,653	SH		SOLE		1,653	0	0
DOLLAR GEN CORP NEW	COM	256677105	973,673	7,162	SH		SOLE		7,162	0	0
DOLLAR GEN CORP NEW	COM	256677105	84,696	623	SH		OTR		522	101	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,596,987	16,457	SH		SOLE		16,457	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	534,205	5,505	SH		OTR		3,475	235	1,795
DUPONT DE NEMOURS INC	COM	26614N102	1,456,054	18,927	SH		SOLE		18,927	0	0
DUPONT DE NEMOURS INC	COM	26614N102	101,316	1,317	SH		OTR		914	403	0
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	76,994	1,659	SH		SOLE		86	0	1,573
ETF MANAGERS TR	PRIME MOBILE PAY	26924G409	191,673	4,130	SH		OTR		0	0	4,130
EASTMAN CHEM CO	COM	277432100	149,460	1,664	SH		SOLE		1,664	0	0
EASTMAN CHEM CO	COM	277432100	121,257	1,350	SH		OTR		0	1,350	0
ELECTRONIC ARTS INC	COM	285512109	1,081,619	7,906	SH		SOLE		7,906	0	0
ELECTRONIC ARTS INC	COM	285512109	71,278	521	SH		OTR		346	175	0
EMERSON ELEC CO	COM	291011104	297,927	3,061	SH		SOLE		2,768	0	293
EMERSON ELEC CO	COM	291011104	164,487	1,690	SH		OTR		0	1,690	0
ENTERGY CORP NEW	COM	29364G103	345,361	3,413	SH		SOLE		3,413	0	0
ENTERGY CORP NEW	COM	29364G103	60,714	600	SH		OTR		0	600	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	236,133	4,121	SH		SOLE		643	0	3,478
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	1,178,489	20,567	SH		OTR		14,315	0	6,252
EXXON MOBIL CORP	COM	30231G102	1,595,780	15,961	SH		SOLE		14,616	0	1,345
EXXON MOBIL CORP	COM	30231G102	430,213	4,303	SH		OTR		4,303	0	0
META PLATFORMS INC	CL A	30303M102	101,940	288	SH		SOLE		288	0	0
META PLATFORMS INC	CL A	30303M102	138,044	390	SH		OTR		0	0	390
FEDEX CORP	COM	31428X106	462,935	1,830	SH		SOLE		1,830	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	399,585	6,652	SH		SOLE		6,652	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	23,607	393	SH		OTR		393	0	0
FORTINET INC	COM	34959E109	2,635,547	45,029	SH		SOLE		45,029	0	0
FORTINET INC	COM	34959E109	465,313	7,950	SH		OTR		7,825	125	0
GENUINE PARTS CO	COM	372460105	288,080	2,080	SH		SOLE		2,080	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	113,802	295	SH		SOLE		295	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	166,652	432	SH		OTR		0	0	432
HOME DEPOT INC	COM	437076102	1,638,141	4,727	SH		SOLE		4,582	20	125
HOME DEPOT INC	COM	437076102	153,175	442	SH		OTR		442	0	0
HONEYWELL INTL INC	COM	438516106	2,003,359	9,553	SH		SOLE		9,478	75	0
HONEYWELL INTL INC	COM	438516106	436,406	2,081	SH		OTR		1,488	143	450
HOST HOTELS & RESORTS INC	COM	44107P104	218,064	11,200	SH		OTR		0	0	11,200
HUNT J B TRANS SVCS INC	COM	445658107	225,506	1,129	SH		SOLE		1,129	0	0
HUNT J B TRANS SVCS INC	COM	445658107	119,844	600	SH		OTR		600	0	0
ILLINOIS TOOL WKS INC	COM	452308109	687,330	2,624	SH		SOLE		2,624	0	0
ILLINOIS TOOL WKS INC	COM	452308109	40,600	155	SH		OTR		0	155	0
INTEL CORP	COM	458140100	345,167	6,869	SH		SOLE		6,869	0	0
INTEL CORP	COM	458140100	414,562	8,250	SH		OTR		8,250	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	202,965	1,241	SH		SOLE		1,241	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	17,009	104	SH		OTR		104	0	0
INVESCO SR INCOME TR	COM	46131H107	157,878	38,507	SH		SOLE		38,507	0	0
INVESCO SR INCOME TR	COM	46131H107	190,178	46,385	SH		OTR		0	0	46,385
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	265,339	8,910	SH		OTR		0	0	8,910
IQVIA HLDGS INC	COM	46266C105	221,662	958	SH		SOLE		958	0	0
IQVIA HLDGS INC	COM	46266C105	4,627	20	SH		OTR		20	0	0
ISHARES GOLD TR	ISHARES NEW	464285204	223,017	5,714	SH		SOLE		1,219	0	4,495
ISHARES GOLD TR	ISHARES NEW	464285204	1,214,652	31,121	SH		OTR		0	0	31,121
ISHARES TR	CORE S&P500 ETF	464287200	471,898	988	SH		SOLE		988	0	0
ISHARES TR	CORE S&P500 ETF	464287200	752,267	1,575	SH		OTR		0	1,400	175
ISHARES TR	CORE US AGGBD ET	464287226	66,398	669	SH		SOLE		669	0	0
ISHARES TR	CORE US AGGBD ET	464287226	309,560	3,119	SH		OTR		0	85	3,034
ISHARES TR	S&P 500 GRWT ETF	464287309	219,367	2,921	SH		SOLE		2,921	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	79,305	1,056	SH		OTR		1,056	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	317,870	1,828	SH		SOLE		1,828	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	83,814	482	SH		OTR		482	0	0
ISHARES TR	MSCI EAFE ETF	464287465	1,443,253	19,154	SH		SOLE		19,003	0	151
ISHARES TR	MSCI EAFE ETF	464287465	501,152	6,651	SH		OTR		4,571	150	1,930
ISHARES TR	CORE S&P MCP ETF	464287507	254,978	920	SH		SOLE		920	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	75,939	274	SH		OTR		0	0	274
ISHARES TR	RUS 2000 GRW ETF	464287648	242,131	960	SH		SOLE		960	0	0
ISHARES TR	CORE S&P US VLU	464287663	247,508	2,935	SH		SOLE		0	0	2,935
ISHARES TR	CORE S&P SCP ETF	464287804	978,904	9,043	SH		SOLE		9,043	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	122,322	1,130	SH		OTR		760	275	95
ISHARES TR	NATIONAL MUN ETF	464288414	225,384	2,079	SH		SOLE		126	0	1,953
ISHARES TR	NATIONAL MUN ETF	464288414	37,184	343	SH		OTR		125	0	218
JPMORGAN CHASE & CO	COM	46625H100	3,010,089	17,696	SH		SOLE		17,457	239	0
JPMORGAN CHASE & CO	COM	46625H100	675,637	3,972	SH		OTR		3,199	678	95
JACOBS SOLUTIONS INC	COM	46982L108	1,522,683	11,731	SH		SOLE		11,731	0	0
JACOBS SOLUTIONS INC	COM	46982L108	212,352	1,636	SH		OTR		1,433	203	0
JOHNSON & JOHNSON	COM	478160104	1,145,299	7,307	SH		SOLE		7,047	260	0
JOHNSON & JOHNSON	COM	478160104	246,708	1,574	SH		OTR		1,574	0	0
KLA CORP	COM NEW	482480100	227,288	391	SH		SOLE		391	0	0
KLA CORP	COM NEW	482480100	11,626	20	SH		OTR		0	0	20
ELI LILLY & CO	COM	532457108	5,608,856	9,622	SH		SOLE		9,622	0	0
ELI LILLY & CO	COM	532457108	1,270,182	2,179	SH		OTR		2,075	104	0
LOCKHEED MARTIN CORP	COM	539830109	1,742,707	3,845	SH		SOLE		3,845	0	0
LOCKHEED MARTIN CORP	COM	539830109	371,656	820	SH		OTR		470	350	0
LOWES COS INC	COM	548661107	739,533	3,323	SH		SOLE		3,323	0	0
LOWES COS INC	COM	548661107	480,708	2,160	SH		OTR		800	0	1,360
LULULEMON ATHLETICA INC	COM	550021109	1,546,140	3,024	SH		SOLE		3,024	0	0
LULULEMON ATHLETICA INC	COM	550021109	278,141	544	SH		OTR		382	57	105
MARRIOTT INTL INC NEW	CL A	571903202	1,163,857	5,161	SH		SOLE		5,161	0	0
MARRIOTT INTL INC NEW	CL A	571903202	82,536	366	SH		OTR		243	123	0
MASTERCARD INCORPORATED	CL A	57636Q104	3,525,531	8,266	SH		SOLE		8,266	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	407,743	956	SH		OTR		876	80	0
MCDONALDS CORP	COM	580135101	1,112,209	3,751	SH		SOLE		3,464	190	97
MCDONALDS CORP	COM	580135101	59,302	200	SH		OTR		200	0	0
MCKESSON CORP	COM	58155Q103	1,643,116	3,549	SH		SOLE		3,549	0	0
MCKESSON CORP	COM	58155Q103	189,358	409	SH		OTR		321	88	0
MERCK & CO INC	COM	58933Y105	3,273,325	30,025	SH		SOLE		29,045	630	350
MERCK & CO INC	COM	58933Y105	1,166,623	10,701	SH		OTR		10,456	0	245
MICROSOFT CORP	COM	594918104	7,409,868	19,705	SH		SOLE		19,505	200	0
MICROSOFT CORP	COM	594918104	3,473,105	9,236	SH		OTR		8,306	440	490
MICROCHIP TECHNOLOGY INC.	COM	595017104	183,245	2,032	SH		SOLE		2,032	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	159,528	1,769	SH		OTR		1,769	0	0
NETFLIX INC	COM	64110L106	986,418	2,026	SH		SOLE		2,026	0	0
NETFLIX INC	COM	64110L106	89,585	184	SH		OTR		111	73	0
NEXTERA ENERGY INC	COM	65339F101	680,470	11,203	SH		SOLE		10,491	712	0
NEXTERA ENERGY INC	COM	65339F101	81,999	1,350	SH		OTR		550	800	0
NIKE INC	CL B	654106103	1,233,246	11,359	SH		SOLE		11,359	0	0
NIKE INC	CL B	654106103	268,602	2,474	SH		OTR		2,263	211	0
GEN DIGITAL INC	COM	668771108	573,306	25,123	SH		SOLE		25,123	0	0
GEN DIGITAL INC	COM	668771108	80,714	3,537	SH		OTR		2,951	586	0
NUCOR CORP	COM	670346105	1,059,033	6,085	SH		SOLE		6,085	0	0
NUCOR CORP	COM	670346105	407,427	2,341	SH		OTR		2,341	0	0
NVIDIA CORPORATION	COM	67066G104	3,443,759	6,954	SH		SOLE		6,954	0	0
NVIDIA CORPORATION	COM	67066G104	472,439	954	SH		OTR		497	457	0
ORACLE CORP	COM	68389X105	220,348	2,090	SH		SOLE		2,090	0	0
PAYCHEX INC	COM	704326107	252,155	2,117	SH		SOLE		2,117	0	0
PEPSICO INC	COM	713448108	1,956,896	11,522	SH		SOLE		11,027	345	150
PEPSICO INC	COM	713448108	1,761,580	10,372	SH		OTR		9,297	1,030	45
PFIZER INC	COM	717081103	504,228	17,514	SH		SOLE		16,673	493	348
PFIZER INC	COM	717081103	408,587	14,192	SH		OTR		14,192	0	0
PHILLIPS 66	COM	718546104	481,034	3,613	SH		SOLE		3,613	0	0
PHILLIPS 66	COM	718546104	173,082	1,300	SH		OTR		1,300	0	0
PIONEER NAT RES CO	COM	723787107	467,075	2,077	SH		SOLE		2,077	0	0
PIONEER NAT RES CO	COM	723787107	79,832	355	SH		OTR		210	145	0
PROCTER AND GAMBLE CO	COM	742718109	1,287,353	8,785	SH		SOLE		8,276	255	254
PROCTER AND GAMBLE CO	COM	742718109	1,598,018	10,905	SH		OTR		10,580	300	25
PRUDENTIAL FINL INC	COM	744320102	639,994	6,171	SH		SOLE		6,171	0	0
PRUDENTIAL FINL INC	COM	744320102	60,462	583	SH		OTR		436	147	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	933,943	15,273	SH		SOLE		15,273	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	213,474	3,491	SH		OTR		2,041	1,450	0
PUBLIC STORAGE	COM	74460D109	123,525	405	SH		SOLE		405	0	0
PUBLIC STORAGE	COM	74460D109	276,025	905	SH		OTR		0	0	905
QUALCOMM INC	COM	747525103	222,296	1,537	SH		SOLE		1,537	0	0
QUANTA SVCS INC	COM	74762E102	1,775,818	8,229	SH		SOLE		8,229	0	0
QUANTA SVCS INC	COM	74762E102	165,950	769	SH		OTR		626	143	0
SHELL PLC	SPON ADS	780259305	430,858	6,548	SH		SOLE		6,548	0	0
SHELL PLC	SPON ADS	780259305	2,368	36	SH		OTR		36	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,053,814	4,321	SH		SOLE		4,321	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	760,496	1,600	SH		OTR		0	1,600	0
SPDR SER TR	S&P DIVID ETF	78464A763	317,173	2,538	SH		SOLE		2,538	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,249,700	10,000	SH		OTR		0	10,000	0
SPDR SER TR	S&P BIOTECH	78464A870	60,985	683	SH		SOLE		60	0	623
SPDR SER TR	S&P BIOTECH	78464A870	305,728	3,424	SH		OTR		0	0	3,424
SALESFORCE INC	COM	79466L302	950,987	3,614	SH		SOLE		3,614	0	0
SALESFORCE INC	COM	79466L302	248,667	945	SH		OTR		945	0	0
SOUTHERN CO	COM	842587107	299,763	4,275	SH		SOLE		4,275	0	0
SOUTHERN CO	COM	842587107	750,284	10,700	SH		OTR		10,000	700	0
STARBUCKS CORP	COM	855244109	440,877	4,592	SH		SOLE		4,592	0	0
STARWOOD PPTY TR INC	COM	85571B105	128,222	6,100	SH		SOLE		6,100	0	0
STARWOOD PPTY TR INC	COM	85571B105	475,052	22,600	SH		OTR		0	0	22,600
TJX COS INC NEW	COM	872540109	2,362,417	25,183	SH		SOLE		24,783	400	0
TJX COS INC NEW	COM	872540109	340,530	3,630	SH		OTR		3,530	0	100
T-MOBILE US INC	COM	872590104	1,950,414	12,165	SH		SOLE		12,165	0	0
T-MOBILE US INC	COM	872590104	199,450	1,244	SH		OTR		1,028	216	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,394,848	13,412	SH		SOLE		13,412	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	157,248	1,512	SH		OTR		1,080	432	0
TARGET CORP	COM	87612EAP1	182,440	1,281	SH		SOLE		1,281	0	0
TARGET CORP	COM	87612EAP1	49,989	351	SH		OTR		10	341	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,752,137	3,301	SH		SOLE		3,301	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,961	15	SH		OTR		0	0	15
TOLL BROTRS INC	COM	889478103	1,064,390	10,355	SH		SOLE		10,355	0	0
TOLL BROTRS INC	COM	889478103	162,305	1,579	SH		OTR		1,365	214	0
TRUIST FINL CORP	COM	89832Q109	688,004	18,635	SH		SOLE		18,635	0	0
TRUIST FINL CORP	COM	89832Q109	534,601	14,480	SH		OTR		9,300	0	5,180
UNION PAC CORP	COM	907818108	2,337,074	9,515	SH		SOLE		9,515	0	0
UNION PAC CORP	COM	907818108	245,865	1,001	SH		OTR		693	308	0
UNITED PARCEL SERVICE INC	CL B	911312106	262,731	1,671	SH		SOLE		1,671	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	47,169	300	SH		OTR		300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	371,161	705	SH		SOLE		705	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	21,058	40	SH		OTR		40	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	95,560	1,995	SH		SOLE		0	0	1,995
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	195,863	4,089	SH		OTR		0	0	4,089
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	224,376	2,010	SH		OTR		0	0	2,010
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	413,436	4,679	SH		SOLE		3,258	0	1,421
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	956,938	10,830	SH		OTR		0	723	10,107
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	217,059	995	SH		SOLE		600	0	395
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	541,230	2,481	SH		OTR		167	0	2,314
VERIZON COMMUNICATIONS INC	COM	92343V104	801,502	21,260	SH		SOLE		20,534	400	326
VERIZON COMMUNICATIONS INC	COM	92343V104	551,814	14,637	SH		OTR		14,637	0	0
VISA INC	COM CL A	92826C839	100,234	385	SH		SOLE		385	0	0
VISA INC	COM CL A	92826C839	134,600	517	SH		OTR		0	0	517
WALMART INC	COM	931142103	1,001,235	6,351	SH		SOLE		6,351	0	0
WALMART INC	COM	931142103	123,755	785	SH		OTR		300	400	85
WASTE MGMT INC DEL	COM	94106L109	433,780	2,422	SH		SOLE		2,422	0	0
WASTE MGMT INC DEL	COM	94106L109	261,486	1,460	SH		OTR		1,460	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	493,958	9,895	SH		OTR		0	0	9,895
ZOETIS INC	CL A	98978V103	1,041,718	5,278	SH		SOLE		5,278	0	0
ZOETIS INC	CL A	98978V103	104,606	530	SH		OTR		383	147	0