Bank OZK (OZK) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	270,878	770	SH		SOLE		770	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	21,107	60	SH		OTR		60	0	0
MEDTRONIC PLC	SHS	G5960L103	494,776	6,194	SH		SOLE		6,194	0	0
MEDTRONIC PLC	SHS	G5960L103	704,941	8,825	SH		OTR		8,620	0	205
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	240,287	2,784	SH		SOLE		2,784	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	2,340,940	6,338	SH		SOLE		6,338	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	203,142	550	SH		OTR		416	134	0
NXP SEMICONDUCTORS N V	COM	N6596X109	1,753,214	8,435	SH		SOLE		8,435	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	226,556	1,090	SH		OTR		876	134	80
AFLAC INC	COM	001055102	2,327,400	22,500	SH		OTR		22,500	0	0
AT&T INC	COM	00206R102	424,751	18,654	SH		SOLE		17,964	690	0
AT&T INC	COM	00206R102	18,534	814	SH		OTR		814	0	0
ABBOTT LABS	COM	002824100	732,387	6,475	SH		SOLE		6,125	350	0
ABBOTT LABS	COM	002824100	1,149,197	10,160	SH		OTR		10,160	0	0
ABBVIE INC	COM	00287Y109	2,618,587	14,736	SH		SOLE		14,636	100	0
ABBVIE INC	COM	00287Y109	2,248,793	12,655	SH		OTR		12,655	0	0
ADOBE INC	COM	00724F101	181,429	408	SH		SOLE		408	0	0
ADOBE INC	COM	00724F101	72,038	162	SH		OTR		0	0	162
ALLSTATE CORP	COM	020002101	213,996	1,110	SH		SOLE		1,110	0	0
ALLSTATE CORP	COM	020002101	978,794	5,077	SH		OTR		5,077	0	0
ALPHABET INC	CAP STK CL C	02079K107	432,679	2,272	SH		SOLE		2,272	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,622,751	13,855	SH		SOLE		13,704	151	0
ALPHABET INC	CAP STK CL A	02079K305	681,290	3,599	SH		OTR		3,200	0	399
ALTRIA GROUP INC	COM	02209S103	259,567	4,964	SH		SOLE		4,244	720	0
ALTRIA GROUP INC	COM	02209S103	104,580	2,000	SH		OTR		0	0	2,000
AMAZON COM INC	COM	023135106	783,880	3,573	SH		SOLE		3,432	141	0
AMAZON COM INC	COM	023135106	65,817	300	SH		OTR		0	300	0
AMERICAN ELEC PWR CO INC	COM	025537101	306,019	3,318	SH		SOLE		3,318	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	213,973	2,320	SH		OTR		1,350	970	0
AMERICAN EXPRESS CO	COM	025816109	2,088,511	7,037	SH		SOLE		7,037	0	0
AMERICAN EXPRESS CO	COM	025816109	120,496	406	SH		OTR		251	155	0
AMERIPRISE FINL INC	COM	03076C106	2,251,646	4,229	SH		SOLE		4,229	0	0
AMERIPRISE FINL INC	COM	03076C106	139,496	262	SH		OTR		151	111	0
AMGEN INC	COM	031162100	2,742,454	10,522	SH		SOLE		10,472	50	0
AMGEN INC	COM	031162100	333,358	1,279	SH		OTR		1,093	111	75
AMPLIFY ETF TR	AMPLIFY DGTL PAY	032108656	87,723	1,513	SH		SOLE		0	0	1,513
AMPLIFY ETF TR	AMPLIFY DGTL PAY	032108656	234,471	4,044	SH		OTR		0	0	4,044
APPLE INC	COM	037833100	13,233,444	52,845	SH		SOLE		52,225	620	0
APPLE INC	COM	037833100	2,049,437	8,184	SH		OTR		6,663	515	1,006
APPLIED MATLS INC	COM	038222105	3,434,745	21,120	SH		SOLE		21,120	0	0
APPLIED MATLS INC	COM	038222105	502,526	3,090	SH		OTR		3,090	0	0
ARES CAPITAL CORP	COM	04010L103	266,248	12,163	SH		SOLE		12,163	0	0
ARES CAPITAL CORP	COM	04010L103	634,810	29,000	SH		OTR		0	0	29,000
ARISTA NETWORKS INC	COM SHS	040413205	3,638,316	32,917	SH		SOLE		32,917	0	0
ARISTA NETWORKS INC	COM SHS	040413205	239,186	2,164	SH		OTR		1,264	900	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	115,628	395	SH		SOLE		395	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,046,182	6,990	SH		OTR		6,990	0	0
AVALONBAY CMNTYS INC	COM	053484101	1,569,265	7,134	SH		SOLE		7,134	0	0
AVALONBAY CMNTYS INC	COM	053484101	182,135	828	SH		OTR		723	105	0
BANK AMERICA CORP	COM	060505104	2,262,370	51,476	SH		SOLE		50,693	0	783
BANK AMERICA CORP	COM	060505104	654,019	14,881	SH		OTR		10,071	508	4,302
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	100,174	221	SH		SOLE		221	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	157,288	347	SH		OTR		77	0	270
BLACKSTONE INC	COM	09260D107	2,281,978	13,235	SH		SOLE		13,235	0	0
BLACKSTONE INC	COM	09260D107	133,453	774	SH		OTR		446	328	0
BLACKROCK INC	COM	09290D101	1,249,609	1,219	SH		SOLE		1,219	0	0
BLACKROCK INC	COM	09290D101	103,536	101	SH		OTR		41	50	10
BONDBLOXX ETF TRUST	BLOOMBERG SIX MN	09789C788	326,471	6,506	SH		SOLE		6,506	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	673,744	5,235	SH		SOLE		5,235	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	175,932	1,367	SH		OTR		297	1,070	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	386,700	6,837	SH		SOLE		6,337	500	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	96,152	1,700	SH		OTR		400	1,300	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	904,360	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	1,641,890	7,082	SH		SOLE		7,082	0	0
BROADCOM INC	COM	11135F101	282,844	1,220	SH		OTR		0	1,050	170
CAPITAL ONE FINL CORP	COM	14040H105	890,708	4,995	SH		SOLE		4,995	0	0
CAPITAL ONE FINL CORP	COM	14040H105	22,290	125	SH		OTR		125	0	0
CHEVRON CORP NEW	COM	166764100	1,498,949	10,349	SH		SOLE		10,172	177	0
CHEVRON CORP NEW	COM	166764100	278,527	1,923	SH		OTR		1,923	0	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,244,682	53,809	SH		SOLE		53,514	295	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	307,530	5,100	SH		OTR		4,050	1,050	0
CISCO SYS INC	COM	17275R102	1,559,860	26,349	SH		SOLE		26,149	200	0
CISCO SYS INC	COM	17275R102	222,651	3,761	SH		OTR		3,761	0	0
COCA COLA CO	COM	191216100	408,176	6,556	SH		SOLE		6,524	32	0
COCA COLA CO	COM	191216100	507,045	8,144	SH		OTR		7,781	363	0
COLGATE PALMOLIVE CO	COM	194162103	206,365	2,270	SH		SOLE		1,930	340	0
COMCAST CORP NEW	CL A	20030N101	193,354	5,152	SH		SOLE		5,092	60	0
COMCAST CORP NEW	CL A	20030N101	160,853	4,286	SH		OTR		400	1,000	2,886
CONOCOPHILLIPS	COM	20825C104	450,033	4,538	SH		SOLE		4,354	184	0
CONOCOPHILLIPS	COM	20825C104	173,547	1,750	SH		OTR		1,750	0	0
CONSOLIDATED EDISON INC	COM	209115104	152,137	1,705	SH		SOLE		1,705	0	0
CONSOLIDATED EDISON INC	COM	209115104	53,538	600	SH		OTR		0	600	0
COSTCO WHSL CORP NEW	COM	22160K105	3,057,592	3,337	SH		SOLE		3,317	20	0
COSTCO WHSL CORP NEW	COM	22160K105	284,043	310	SH		OTR		259	51	0
CROWN CASTLE INC	COM	22822V101	64,530	711	SH		SOLE		685	26	0
CROWN CASTLE INC	COM	22822V101	224,631	2,475	SH		OTR		0	0	2,475
DEERE & CO	COM	244199105	405,480	957	SH		SOLE		957	0	0
DICKS SPORTING GOODS INC	COM	253393102	1,730,945	7,564	SH		SOLE		7,564	0	0
DICKS SPORTING GOODS INC	COM	253393102	158,357	692	SH		OTR		592	100	0
DIGITAL RLTY TR INC	COM	253868103	209,604	1,182	SH		SOLE		1,182	0	0
DILLARDS INC	CL A	254067101	2,050,333	4,749	SH		SOLE		0	0	4,749
DUKE ENERGY CORP NEW	COM NEW	26441C204	707,205	6,564	SH		SOLE		6,564	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	568,436	5,276	SH		OTR		3,246	235	1,795
DUPONT DE NEMOURS INC	COM	26614N102	1,723,250	22,600	SH		SOLE		22,600	0	0
DUPONT DE NEMOURS INC	COM	26614N102	91,500	1,200	SH		OTR		797	403	0
EASTMAN CHEM CO	COM	277432100	197,342	2,161	SH		SOLE		2,161	0	0
EASTMAN CHEM CO	COM	277432100	123,282	1,350	SH		OTR		0	1,350	0
EMERSON ELEC CO	COM	291011104	317,136	2,559	SH		SOLE		2,266	0	293
EMERSON ELEC CO	COM	291011104	216,877	1,750	SH		OTR		0	1,690	60
ENTERGY CORP NEW	COM	29364G103	510,268	6,730	SH		SOLE		6,730	0	0
ENTERGY CORP NEW	COM	29364G103	90,984	1,200	SH		OTR		0	1,200	0
EXCHANGE TRADED CONCEPTS TRU	ROBO GLB ETF	301505707	231,847	4,121	SH		SOLE		643	0	3,478
EXCHANGE TRADED CONCEPTS TRU	ROBO GLB ETF	301505707	1,134,314	20,162	SH		OTR		13,910	0	6,252
EXXON MOBIL CORP	COM	30231G102	1,681,534	15,632	SH		SOLE		15,255	162	215
EXXON MOBIL CORP	COM	30231G102	499,124	4,640	SH		OTR		4,303	337	0
META PLATFORMS INC	CL A	30303M102	2,535,843	4,331	SH		SOLE		4,292	39	0
META PLATFORMS INC	CL A	30303M102	323,201	552	SH		OTR		146	85	321
FIDELITY NATL INFORMATION SV	COM	31620M106	1,601,426	19,827	SH		SOLE		19,794	33	0
FIDELITY NATL INFORMATION SV	COM	31620M106	88,604	1,097	SH		OTR		657	440	0
FORTINET INC	COM	34959E109	3,935,658	41,656	SH		SOLE		41,656	0	0
FORTINET INC	COM	34959E109	726,456	7,689	SH		OTR		7,625	64	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,550,700	19,835	SH		SOLE		19,835	0	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	149,245	1,909	SH		OTR		1,411	498	0
GENUINE PARTS CO	COM	372460105	260,608	2,232	SH		SOLE		2,217	15	0
GOLDMAN SACHS GROUP INC	COM	38141G104	179,230	313	SH		SOLE		298	15	0
GOLDMAN SACHS GROUP INC	COM	38141G104	182,093	318	SH		OTR		0	0	318
HP INC	COM	40434L105	216,304	6,629	SH		SOLE		6,629	0	0
HOME DEPOT INC	COM	437076102	1,774,183	4,561	SH		SOLE		4,394	52	115
HOME DEPOT INC	COM	437076102	169,988	437	SH		OTR		437	0	0
HONEYWELL INTL INC	COM	438516106	466,462	2,065	SH		SOLE		1,990	75	0
HONEYWELL INTL INC	COM	438516106	320,763	1,420	SH		OTR		874	0	546
HOST HOTELS & RESORTS INC	COM	44107P104	196,224	11,200	SH		OTR		0	0	11,200
ILLINOIS TOOL WKS INC	COM	452308109	566,453	2,234	SH		SOLE		2,234	0	0
ILLINOIS TOOL WKS INC	COM	452308109	39,301	155	SH		OTR		0	155	0
INTEL CORP	COM	458140100	43,869	2,188	SH		SOLE		2,188	0	0
INTEL CORP	COM	458140100	162,405	8,100	SH		OTR		8,100	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,748,527	7,954	SH		SOLE		7,954	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	119,587	544	SH		OTR		411	133	0
INVESCO SR INCOME TR	COM	46131H107	183,220	46,385	SH		OTR		0	0	46,385
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	228,540	7,800	SH		OTR		0	0	7,800
ISHARES GOLD TR	ISHARES NEW	464285204	293,495	5,928	SH		SOLE		1,083	0	4,845
ISHARES GOLD TR	ISHARES NEW	464285204	1,478,665	29,866	SH		OTR		0	0	29,866
ISHARES TR	CORE S&P TTL STK	464287150	278,976	2,169	SH		SOLE		2,169	0	0
ISHARES TR	CORE S&P500 ETF	464287200	1,254,477	2,131	SH		SOLE		2,131	0	0
ISHARES TR	CORE S&P500 ETF	464287200	918,340	1,560	SH		OTR		0	1,400	160
ISHARES TR	CORE US AGGBD ET	464287226	109,109	1,126	SH		SOLE		1,126	0	0
ISHARES TR	CORE US AGGBD ET	464287226	199,129	2,055	SH		OTR		0	85	1,970
ISHARES TR	S&P 500 GRWT ETF	464287309	333,830	3,288	SH		SOLE		3,288	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	107,215	1,056	SH		OTR		1,056	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	367,825	1,927	SH		SOLE		1,927	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	92,004	482	SH		OTR		482	0	0
ISHARES TR	MSCI EAFE ETF	464287465	1,346,462	17,808	SH		SOLE		17,658	0	150
ISHARES TR	MSCI EAFE ETF	464287465	493,808	6,531	SH		OTR		4,571	0	1,960
ISHARES TR	CORE S&P MCP ETF	464287507	263,259	4,225	SH		SOLE		4,225	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	83,806	1,345	SH		OTR		0	0	1,345
ISHARES TR	RUS 2000 GRW ETF	464287648	279,185	970	SH		SOLE		970	0	0
ISHARES TR	CORE S&P US VLU	464287663	264,622	2,858	SH		SOLE		0	0	2,858
ISHARES TR	CORE S&P US GWT	464287671	224,074	1,608	SH		SOLE		0	0	1,608
ISHARES TR	CORE S&P SCP ETF	464287804	1,040,321	9,029	SH		SOLE		9,029	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	100,241	870	SH		OTR		500	275	95
ISHARES TR	NATIONAL MUN ETF	464288414	331,370	3,110	SH		SOLE		196	0	2,914
ISHARES TR	NATIONAL MUN ETF	464288414	38,784	364	SH		OTR		50	0	314
ISHARES TR	CORE MSCI EAFE	46432F842	227,355	3,235	SH		SOLE		3,235	0	0
JPMORGAN CHASE & CO.	COM	46625H100	3,809,711	15,893	SH		SOLE		15,574	319	0
JPMORGAN CHASE & CO.	COM	46625H100	937,745	3,912	SH		OTR		3,174	678	60
JACOBS SOLUTIONS INC	COM	46982L108	1,785,029	13,359	SH		SOLE		13,359	0	0
JACOBS SOLUTIONS INC	COM	46982L108	211,520	1,583	SH		OTR		1,380	203	0
JOHNSON & JOHNSON	COM	478160104	1,024,343	7,083	SH		SOLE		6,823	260	0
JOHNSON & JOHNSON	COM	478160104	215,483	1,490	SH		OTR		1,490	0	0
KLA CORP	COM NEW	482480100	312,539	496	SH		SOLE		496	0	0
KLA CORP	COM NEW	482480100	18,903	30	SH		OTR		0	0	30
KROGER CO	COM	501044101	1,582,500	25,879	SH		SOLE		25,879	0	0
KROGER CO	COM	501044101	99,246	1,623	SH		OTR		1,091	532	0
ELI LILLY & CO	COM	532457108	7,302,348	9,459	SH		SOLE		9,415	44	0
ELI LILLY & CO	COM	532457108	1,490,732	1,931	SH		OTR		1,842	89	0
LOCKHEED MARTIN CORP	COM	539830109	1,664,830	3,426	SH		SOLE		3,426	0	0
LOCKHEED MARTIN CORP	COM	539830109	366,884	755	SH		OTR		405	350	0
LOWES COS INC	COM	548661107	810,738	3,285	SH		SOLE		3,285	0	0
LOWES COS INC	COM	548661107	493,600	2,000	SH		OTR		650	0	1,350
LULULEMON ATHLETICA INC	COM	550021109	1,639,009	4,286	SH		SOLE		4,286	0	0
LULULEMON ATHLETICA INC	COM	550021109	223,327	584	SH		OTR		371	57	156
MARRIOTT INTL INC NEW	CL A	571903202	1,900,976	6,815	SH		SOLE		6,815	0	0
MARRIOTT INTL INC NEW	CL A	571903202	116,596	418	SH		OTR		295	123	0
MASTERCARD INCORPORATED	CL A	57636Q104	4,542,719	8,627	SH		SOLE		8,596	31	0
MASTERCARD INCORPORATED	CL A	57636Q104	498,661	947	SH		OTR		870	77	0
MCDONALDS CORP	COM	580135101	1,082,739	3,735	SH		SOLE		3,440	198	97
MCDONALDS CORP	COM	580135101	57,978	200	SH		OTR		200	0	0
MCKESSON CORP	COM	58155Q103	365,312	641	SH		SOLE		641	0	0
MCKESSON CORP	COM	58155Q103	29,635	52	SH		OTR		52	0	0
MERCK & CO INC	COM	58933Y105	3,589,437	36,082	SH		SOLE		35,090	742	250
MERCK & CO INC	COM	58933Y105	1,096,866	11,026	SH		OTR		10,618	213	195
MICROSOFT CORP	COM	594918104	7,994,169	18,966	SH		SOLE		18,613	353	0
MICROSOFT CORP	COM	594918104	3,639,231	8,634	SH		OTR		7,937	417	280
MORGAN STANLEY	COM NEW	617446448	218,249	1,736	SH		SOLE		1,736	0	0
NETFLIX INC	COM	64110L106	2,666,829	2,992	SH		SOLE		2,968	24	0
NETFLIX INC	COM	64110L106	180,046	202	SH		OTR		129	73	0
NEXTERA ENERGY INC	COM	65339F101	756,616	10,554	SH		SOLE		9,732	822	0
NEXTERA ENERGY INC	COM	65339F101	87,461	1,220	SH		OTR		420	800	0
NOVO-NORDISK A S	ADR	670100205	1,708,185	19,858	SH		SOLE		19,858	0	0
NOVO-NORDISK A S	ADR	670100205	142,363	1,655	SH		OTR		1,293	362	0
NUCOR CORP	COM	670346105	768,185	6,582	SH		SOLE		6,582	0	0
NUCOR CORP	COM	670346105	265,398	2,274	SH		OTR		2,274	0	0
NVIDIA CORPORATION	COM	67066G104	6,527,299	48,606	SH		SOLE		48,155	451	0
NVIDIA CORPORATION	COM	67066G104	863,350	6,429	SH		OTR		2,972	3,457	0
1WS CREDIT INCOME FUND	INSTL CL	68249P102	180,761	9,365	SH		SOLE		0	0	9,365
1WS CREDIT INCOME FUND	INSTL CL	68249P102	156,051	8,085	SH		OTR		0	0	8,085
ORACLE CORP	COM	68389X105	353,110	2,119	SH		SOLE		2,119	0	0
PAYCHEX INC	COM	704326107	325,170	2,319	SH		SOLE		2,319	0	0
PEPSICO INC	COM	713448108	1,571,996	10,338	SH		SOLE		9,843	345	150
PEPSICO INC	COM	713448108	1,547,666	10,178	SH		OTR		9,078	1,030	70
PFIZER INC	COM	717081103	287,134	10,823	SH		SOLE		9,982	493	348
PFIZER INC	COM	717081103	360,834	13,601	SH		OTR		13,601	0	0
PHILLIPS 66	COM	718546104	1,047,358	9,193	SH		SOLE		9,193	0	0
PHILLIPS 66	COM	718546104	189,351	1,662	SH		OTR		1,662	0	0
PROCTER AND GAMBLE CO	COM	742718109	2,461,102	14,680	SH		SOLE		14,006	420	254
PROCTER AND GAMBLE CO	COM	742718109	1,786,143	10,654	SH		OTR		10,354	300	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,011,514	11,972	SH		SOLE		11,972	0	0
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	265,298	3,140	SH		OTR		1,690	1,450	0
PUBLIC STORAGE OPER CO	COM	74460D109	121,273	405	SH		SOLE		405	0	0
PUBLIC STORAGE OPER CO	COM	74460D109	270,993	905	SH		OTR		0	0	905
QUALCOMM INC	COM	747525103	348,563	2,269	SH		SOLE		2,206	63	0
QUALCOMM INC	COM	747525103	5,376	35	SH		OTR		0	0	35
QUANTA SVCS INC	COM	74762E102	2,969,921	9,397	SH		SOLE		9,397	0	0
QUANTA SVCS INC	COM	74762E102	229,136	725	SH		OTR		582	143	0
SHELL PLC	SPON ADS	780259305	1,046,129	16,698	SH		SOLE		16,698	0	0
SHELL PLC	SPON ADS	780259305	36,524	583	SH		OTR		583	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,056,554	3,509	SH		SOLE		3,509	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	937,728	1,600	SH		OTR		0	1,600	0
SPDR SER TR	PORTFOLIO LN TSR	78464A664	793,845	30,311	SH		SOLE		30,311	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	219,153	1,659	SH		SOLE		1,659	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	1,321,000	10,000	SH		OTR		0	10,000	0
SPDR SER TR	S&P BIOTECH	78464A870	51,154	568	SH		SOLE		0	0	568
SPDR SER TR	S&P BIOTECH	78464A870	306,564	3,404	SH		OTR		0	0	3,404
SALESFORCE INC	COM	79466L302	1,146,751	3,430	SH		SOLE		3,394	36	0
SALESFORCE INC	COM	79466L302	315,941	945	SH		OTR		945	0	0
SOUTHERN CO	COM	842587107	1,783,545	21,666	SH		SOLE		21,666	0	0
SOUTHERN CO	COM	842587107	912,928	11,090	SH		OTR		10,390	700	0
STARBUCKS CORP	COM	855244109	362,718	3,975	SH		SOLE		3,975	0	0
STARWOOD PPTY TR INC	COM	85571B105	115,595	6,100	SH		SOLE		6,100	0	0
STARWOOD PPTY TR INC	COM	85571B105	428,270	22,600	SH		OTR		0	0	22,600
TJX COS INC NEW	COM	872540109	2,417,408	20,010	SH		SOLE		19,482	528	0
TJX COS INC NEW	COM	872540109	337,059	2,790	SH		OTR		2,790	0	0
T-MOBILE US INC	COM	872590104	3,156,659	14,301	SH		SOLE		14,235	66	0
T-MOBILE US INC	COM	872590104	261,344	1,184	SH		OTR		968	216	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	3,701,357	18,742	SH		SOLE		18,742	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	346,397	1,754	SH		OTR		1,322	432	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,329,707	2,556	SH		SOLE		2,541	15	0
TOLL BROTRS INC	COM	889478103	1,647,174	13,078	SH		SOLE		13,078	0	0
TOLL BROTRS INC	COM	889478103	189,932	1,508	SH		OTR		1,294	214	0
TRUIST FINL CORP	COM	89832Q109	570,967	13,162	SH		SOLE		13,162	0	0
TRUIST FINL CORP	COM	89832Q109	508,847	11,730	SH		OTR		6,550	0	5,180
UNION PAC CORP	COM	907818108	2,400,805	10,528	SH		SOLE		10,514	14	0
UNION PAC CORP	COM	907818108	200,903	881	SH		OTR		577	304	0
UNITED PARCEL SERVICE INC	CL B	911312106	205,164	1,627	SH		SOLE		1,627	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	37,830	300	SH		OTR		300	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	350,055	692	SH		SOLE		686	6	0
UNITEDHEALTH GROUP INC	COM	91324P102	20,234	40	SH		OTR		40	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	237,950	3,309	SH		OTR		0	0	3,309
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	191,232	3,999	SH		SOLE		1,934	0	2,065
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	145,085	3,034	SH		OTR		0	0	3,034
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	256,455	2,010	SH		OTR		0	0	2,010
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	275,969	3,098	SH		SOLE		2,076	0	1,022
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	731,614	8,213	SH		OTR		0	723	7,490
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	251,360	932	SH		SOLE		585	0	347
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	543,445	2,015	SH		OTR		135	0	1,880
VERIZON COMMUNICATIONS INC	COM	92343V104	702,464	17,566	SH		SOLE		17,102	464	0
VERIZON COMMUNICATIONS INC	COM	92343V104	575,736	14,397	SH		OTR		14,397	0	0
VISA INC	COM CL A	92826C839	143,798	455	SH		SOLE		455	0	0
VISA INC	COM CL A	92826C839	156,123	494	SH		OTR		0	0	494
WALMART INC	COM	931142103	2,489,865	27,558	SH		SOLE		20,755	605	6,198
WALMART INC	COM	931142103	209,160	2,315	SH		OTR		900	1,200	215
WASTE MGMT INC DEL	COM	94106L109	538,173	2,667	SH		SOLE		2,649	18	0
WASTE MGMT INC DEL	COM	94106L109	286,541	1,420	SH		OTR		1,420	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	484,063	9,895	SH		OTR		0	0	9,895
ZOETIS INC	CL A	98978V103	255,474	1,568	SH		SOLE		1,568	0	0
ZOETIS INC	CL A	98978V103	19,877	122	SH		OTR		122	0	0