Delanco Bancorp 10-Q 14 Nov 14 2015 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Sep. 30, 2014	Nov. 12, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Delanco Bancorp, Inc.	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--03-31	'
Entity Common Stock, Shares Outstanding	'	945,425
Amendment Flag	'false	'
Entity Central Index Key	'0001577603	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2015	'
Document Fiscal Period Focus	'Q2	'

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (Current Period Unaudited) (USD $)	Sep. 30, 2014	Mar. 31, 2014
Cash and cash equivalents	'	'
Cash and amounts due from depository institutions	$615,824	$505,735
Interest-bearing deposits with depository institutions	4,596,676	2,826,904
Total cash and cash equivalents	5,212,500	3,332,639
Investment securities:	'	'
Securities available-for-sale (amortized cost of $2,172,400 and $2,185,959 at September 30, 2014 and March 31, 2014, respectively)	2,040,205	1,973,370
Securities held-to-maturity (fair value $24,906,258 and $25,410,461 at September 30, 2014 and March 31, 2014, respectively)	25,719,743	26,975,907
Total investment securities	27,759,948	28,949,277
Loans, net of allowance for loan losses of $1,228,399 at September 30, 2014 , $1,448,298 at March 31, 2014	80,704,832	83,539,442
Accrued interest receivable	447,615	462,284
Real estate owned	3,412,600	1,949,825
Federal Home Loan Bank, at cost	261,300	271,300
Premises and equipment, net	6,589,786	6,668,552
Deferred income tax, net	1,867,700	1,722,601
Bank-owned life insurance	164,666	165,197
Other assets	299,304	335,245
Total assets	126,720,251	127,396,362
Deposits	'	'
Non-interest bearing	8,144,524	7,852,030
Interest bearing	100,908,688	102,772,669
Total deposits	109,053,212	110,624,699
Advances from Federal Home Loan bank	3,000,000	2,000,000
Accrued interest payable	5,773	6,556
Advance payments by borrowers for taxes and insurance	344,830	328,815
Other liabilities	675,730	684,289
Total liabilities	113,079,545	113,644,359
COMMITMENTS AND CONTINGENCIES	'	'
STOCKHOLDERS’ EQUITY	'	'
Preferred stock, $.01 par value, 5,000,000 shares authorized at September 30, 2014 and March 31, 2014, no shares issued	'	'
Common stock, $.01 par value, 20,000,000 shares authorized at September 30, 2014 and March 31, 2014, 945,425 shares issued and outstanding at September 30, 2014 and March 31, 2014,	9,454	9,454
Additional paid-in capital	9,972,504	9,956,750
Retained earnings, substantially restricted	4,394,090	4,569,378
Unearned common stock held by employee stock ownership plan	-592,168	-592,168
Accumulated other comprehensive (loss)	-143,174	-191,411
Total stockholder’s equity	13,640,706	13,752,003
Total liabilities and stockholders’ equity	$126,720,251	$127,396,362

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) (USD $)	Sep. 30, 2014	Mar. 31, 2014
Securities available-for-sale, amortized cost (in Dollars)	$2,172,400	$2,185,959
Securities held-to-maturity, fair value (in Dollars)	24,906,258	25,410,461
Allowance for loan losses (in Dollars)	$1,228,399	$1,448,298
Preferred stock, par value (in Dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Common stock par value (in Dollars per share)	$0.01	$0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	945,425	945,425
Common stock, shares outstanding	945,425	945,425

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME	'	'	'	'
Loans	$926,137	$994,378	$1,865,942	$2,040,804
Investment securities	180,238	177,363	361,130	336,706
Total interest income	1,106,375	1,171,741	2,227,072	2,377,510
INTEREST EXPENSE	'	'	'	'
Interest-bearing checking accounts	10,205	10,394	20,046	20,484
Passbook and money market accounts	26,212	33,069	52,261	65,931
Certificates of deposits	110,591	147,425	223,355	309,002
Federal Home Loan Bank Advances	4,964	'	9,322	'
Total interest expense	151,972	190,888	304,984	395,417
Net interest income	954,403	980,853	1,922,088	1,982,093
Provision for loan losses	300,000	116,500	375,000	206,500
Net interest income after provision for loan losses	654,403	864,353	1,547,088	1,775,593
NON-INTEREST INCOME	'	'	'	'
Increase in cash surrender value of bank-owned life insurance	'	'	'	5,809
Loss on sale of real estate owned	'	-51,585	'	-85,681
Service charges	39,715	37,847	74,916	72,882
Rental income	25,633	36,271	51,769	74,549
Other	5,838	5,083	8,833	9,324
Total non-interest income	71,186	27,616	135,518	76,883
NON-INTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	420,245	374,750	841,894	769,894
Advertising	6,021	5,800	10,510	11,712
Office supplies, telephone and postage	35,727	18,831	59,225	34,527
Loan expenses	32,910	41,076	102,811	103,624
Occupancy expense	156,359	159,489	303,516	310,596
Federal insurance premiums	42,687	53,349	85,786	106,796
Real estate owned loss reserve	78,302	77,500	78,302	77,500
Data processing expenses	55,748	57,217	110,732	113,339
ATM expenses	10,258	8,194	17,282	15,111
Bank charges and fees	17,138	16,580	34,862	33,614
Insurance and surety bond premiums	27,854	20,845	47,111	42,227
Dues and subscriptions	7,474	6,476	13,695	11,064
Professional fees	80,049	58,432	159,006	127,969
Real Estate Owned expense, net	63,197	28,400	109,252	68,527
Other	29,219	26,153	58,168	47,589
Total non-interest expense	1,063,188	953,092	2,032,152	1,874,089
LOSS BEFORE INCOME TAX EXPENSE	-337,599	-61,123	-349,546	-21,613
Income tax (benefit)	-159,995	-18,185	-174,258	-12,385
NET LOSS	($177,604)	($42,938)	($175,288)	($9,228)
LOSS PER COMMON SHARE (in Dollars per share)	($0.19)	($0.05)	($0.19)	'

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (USD $)	6 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Net loss	($175,288)	($9,228)
Postretirement benefit plan adjustment, net of deferred tax expense (benefit) of $(3,240) for six months ended	'	-4,860
Unrealized gain (loss) on investment securities available for sale, net of deferred tax (benefit) of $32,158 and $(87,460) for the six months ended	48,237	-131,189
Other comprehensive income (loss)	48,237	-136,049
Total Comprehensive (loss)	($127,051)	($145,277)

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) (USD $)	6 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Postretirement benefit plan adjustment, deferred tax (benefit)	'	$3,240
Unrealized gain (loss) on investment securities, deferred tax (benefit)	$32,158	$87,460

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Unearned Employee Stock Ownership Plan [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at March 31, 2014 at Mar. 31, 2014	$9,454	$9,956,750	$4,569,378	($592,168)	($191,411)	$13,752,003
Balance at March 31, 2014 (in Shares) at Mar. 31, 2014	945,425	'	'	'	'	945,425
Net loss	'	'	-175,288	'	'	-175,288
Other comprehensive income, net of tax:	'	'	'	'	48,237	48,237
Employee stock option expense	'	15,754	'	'	'	15,754
Balance at September 30, 2014 at Sep. 30, 2014	$9,454	$9,972,504	$4,394,090	($592,168)	($143,174)	$13,640,706
Balance at September 30, 2014 (in Shares) at Sep. 30, 2014	945,425	'	'	'	'	945,425

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash flow from operating activities	'	'
Net loss	($175,288)	($9,228)
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Deferred income tax benefit	-177,257	-37,400
Depreciation	129,457	136,448
Discount accretion net of premium amortization	-1,459	28,607
Provision for loan losses	375,000	206,500
Increase in cash surrender value from bank owned life insurance	'	-5,809
(Gain) Loss on sale of real estate owned	'	85,681
Compensation expense for stock options	15,754	'
(Increase) decrease in:	'	'
Accrued interest receivable	14,669	-19,375
Other assets	36,474	-250
Increase (decrease) in:	'	'
Accrued interest payable	-783	-1,774
Other liabilities	-8,559	-85,651
Net cash provided by operating activities	208,008	297,749
Cash flows from investing activities	'	'
Proceeds of securities available for sale	13,559	15,729
Purchases of securities held-to-maturity	-500,000	-10,022,500
Proceeds from maturities and principal repayments of securities held-to-maturity	1,757,622	3,452,830
Redemption of investment required by law – stock in Federal Home Loan Bank	10,000	21,200
Proceeds from sale of real estate owned	219,020	545,634
Net decrease in loans	777,815	4,451,661
Purchases of premises and equipment	-50,691	-5,561
Net cash provided by(used in) investing activities	2,227,325	-1,541,007
Cash flows from financing activities	'	'
(Decrease) increase in deposits	-1,571,487	361,659
Increase in advance payments by borrowers for taxes and insurance	16,015	10,316
Increase in federal Home Loan bank Advances	1,000,000	3,626,739
Net cash provided by (used) in financing activities	-555,472	3,998,714
Net increase in cash and cash equivalents	1,879,861	2,755,456
Cash and cash equivalents, beginning of the period	3,332,639	6,722,766
Cash and cash equivalents, end of period	5,212,500	9,478,222
Supplemental Disclosures:	'	'
Cash paid during the period for interest	296,445	397,191
Cash paid during the period for income taxes	5,500	1,000
Loans transferred to foreclosed real estate during the period	1,725,243	176,113
Net change in unrealized gain (loss) on securities available-for-sale net of tax	$48,237	($131,189)

Note_1_Basis_of_Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Sep. 30, 2014
Disclosure Text Block [Abstract]	'
Basis of Accounting [Text Block]	'
	-1	Basis of Presentation
	On October 16, 2013, Delanco Bancorp, Inc., a New Jersey corporation (the “Company”), became the holding company for the Bank upon completion of the “second-step” conversion of the Bank from a mutual holding company structure to a stock holding company structure (the “Conversion”). The Conversion involved the sale by the Company of 525,423 shares of common stock in a subscription and community offering, including shares purchased by the Bank’s employee stock ownership plan, the exchange of 420,002 shares of common stock of the Company for shares of common stock of the former Delanco Bancorp, Inc. (“old Delanco Bancorp”) held by persons other than Delanco MHC (the “MHC”), and the elimination of old Delanco Bancorp and the MHC. Net proceeds received from the reorganization and stock offering totaled $3,280,000, net of costs of $923,000. Net income per share and the weighted average shares outstanding for the six months ended September 30, 2013 have been restated to reflect the Conversion.
	Financial information presented in this Quarterly Report on Form 10-Q is derived in part from the consolidated financial statements of the Company and subsidiaries on and after October 16, 2013 and from the consolidated financial statements of old Delanco Bancorp and subsidiaries prior to October 16, 2013.
	The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions for Form 10-Q and, therefore, do not include all disclosures necessary for a complete presentation of the financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP). However, all adjustments that are, in the opinion of management, necessary for the fair presentation of the interim financial statements have been included. Such adjustments were of a normal recurring nature. The results of operations for the six month period ended September 30, 2014 are not necessarily indicative of the results that may be expected for the entire year or any other interim period. For additional information, refer to the consolidated financial statements and footnotes thereto of the Company included in the Company’s annual report on Form 10-K for the year ended March 31, 2014.

Note_2_Use_of_Estimates

Note 2 - Use of Estimates	6 Months Ended
	Sep. 30, 2014
Use Of Estimates [Abstract]	'
Use Of Estimates [Text Block]	'
	-2	Use of Estimates
	The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for losses on loans and the evaluation of deferred taxes.

Note_3_Deferred_Income_Taxes

Note 3 - Deferred Income Taxes	6 Months Ended
	Sep. 30, 2014
Note 3 - Deferred Income Taxes [Line Items]	'
Income Tax Disclosure [Text Block]	'
	-4	Income Taxes
	The Bank accounts for uncertainties in income taxes in accordance with Financial ASC Topic 740 “Accounting for Uncertainty in Income Taxes”. ASC Topic 740 prescribes a threshold and measurement process for recognizing in the financial statements a tax position taken or expected to be taken in a tax return. ASC Topic 740 also provides guidance on de-recognition, classification, interest and penalties, accounting in interim periods, disclosure and transition.  The Bank has determined that there are no significant uncertain tax positions requiring recognition in its financial statements.
	Tax years 2010 through 2013 remain subject to examination by Federal and New Jersey taxing authorities. In the event the Bank is assessed for interest and/or penalties by taxing authorities, such assessed amounts will be classified in the financial statements as income tax expense.
Deferred Income Taxes [Member]	'
Note 3 - Deferred Income Taxes [Line Items]	'
Income Tax Disclosure [Text Block]	'
	-3	Deferred Income Taxes
	We use the asset and liability method of accounting for income taxes. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. We exercise significant judgment in evaluating the amount and timing of recognition of the resulting tax liabilities and assets. These judgments require us to make projections of future taxable income. The judgments and estimates we make in determining our deferred tax assets, which are inherently subjective, are reviewed on a continual basis as regulatory and business factors change.
	The calculation of deferred taxes for GAAP capital differs from the calculation of deferred taxes for regulatory capital. For regulatory capital, deferred tax assets that are dependent upon future taxable income for realization are limited to the lesser of either the amount of deferred tax assets that the institution expects to realize within one year of the calendar quarter-end date, or 10% of the Bank’s Tier I capital. As a result of this variance, our Tier I regulatory capital ratio is lower than our GAAP capital ratio by 115 basis points.

Note_5_Earnings_Per_Share

Note 5 - Earnings Per Share	6 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	-5	Earnings Per Share
	Basic earnings per share (“EPS”) are computed by dividing income available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted EPS reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity.
	The difference between the common shares issued and the common shares outstanding for the purposes of calculating basic EPS is a result of the unallocated ESOP shares.
	As a result of the Conversion, all share information for periods prior to December 31, 2013, has been revised to reflect the .5711 exchange ratio. Dilutive earnings per share was not adjusted for 20,000 outstanding options which would have had an antidilutive effect on earnings.
	The calculated basic and dilutive EPS are as follows:
			Six months Ended
			September 30,
			2014		2013
	Numerator
	Denominators:
	Basic shares outstanding			945,425		945,425*
	Effect of dilutive securities			945,425		945,425
	Dilutive shares outstanding
	Earnings per share:
	Basic			($0.19)		($0.05)
	Dilutive			($0.19)		($0.05)
	*Adjusted to reflect the stock conversion that took place on October 16, 2013.

Note_6_Regulatory_Agreement

Note 6 - Regulatory Agreement	6 Months Ended
	Sep. 30, 2014
Disclosure Text Block Supplement [Abstract]	'
Legal Matters and Contingencies [Text Block]	'
	-6	Regulatory Agreement
	On December 17, 2012, the Bank received a formal written agreement (the “Agreement”) with the Office of the Comptroller of the Currency (the “OCC”) dated November 21, 2012.  The Agreement supersedes and terminates the Order to Cease and Desist entered into by and between the Bank and the Office of Thrift Supervision on March 17, 2010.
	The Agreement requires the Bank to take the following actions:
		●	prepare a three-year strategic plan that establishes objectives for the Bank’s overall risk profile, earnings performance, growth, balance sheet mix, liability structure, reduction in the volume of nonperforming assets, and product line development;
		●	prepare a capital plan that includes specific proposals related to the maintenance of adequate capital, identifies strategies to strengthen capital if necessary and includes detailed quarterly financial projections.  If the OCC determines that the Bank has failed to submit an acceptable capital plan or fails to implement or adhere to its capital plan, then the OCC may require the Bank to develop a contingency capital plan detailing the Bank’s proposal to sell, merge or liquidate the Bank;
		●	prepare a criticized asset plan that will include strategies, targets and timeframes to reduce the Bank’s level of criticized assets;
		●	implement a plan to improve the Bank’s credit risk management and credit administration practices;
		●	implement programs and policies related to the Bank’s allowance for loan and lease losses, liquidity risk management, independent loan review and other real estate owned;
		●	review the capabilities of the Bank’s management to perform present and anticipated duties and to recommend and implement any changes based on such assessment;
		●	not pay any dividends or make any other capital distributions without the prior written approval of the OCC;
		●	not make any severance or indemnification payments without complying with regulatory requirements regarding such payments; and
		●	comply with prior regulatory notification requirements for any changes in directors or senior executive officers.
	The Agreement will remain in effect until terminated, modified, or suspended in writing by the OCC.
	The Agreement does not require the Bank to maintain any specific minimum regulatory capital ratios. However, the OCC established higher individual minimum capital ratios for the Bank. Specifically, the Bank must maintain a Tier 1 capital to adjusted total assets ratio of at least 8%, a Tier 1 capital to risk-weighted assets ratio of at least 12% and a total capital to risk-weighted assets ratio of at least 13%. The Bank's ratios of Tier 1 capital to adjusted total assets, Tier 1 capital to risk-weighted assets and total capital to risk-weighted assets at September 30, 2014 were 9.04%, 15.92% and 17.17%, respectively.

Note_7_Recent_Accounting_Prono

Note 7 - Recent Accounting Pronouncements	6 Months Ended
	Sep. 30, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	-7	Recent Accounting Pronouncements
	There were no recent accounting pronouncements since the March 31, 2014 audited financial statements.

Note_8_Fair_Value_of_Financial

Note 8 - Fair Value of Financial Instruments	6 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	-8	Fair Value of Financial Instruments
	ASC Topic 820-10 defines fair value, establishes a framework for measuring fair value in U.S. generally accepted accounting principles, and expands disclosure requirements for fair value measurements. ASC Topic 820 does not require any new fair value measurements. The adoption of ASC Topic 820-10 did not have a material impact on the consolidated financial statements.
	ASC Topic 820 establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels, as described below:
		●	Level 1	Level 1 input are unadjusted quoted prices in active markets for identical assets or liabilities.
		●	Level 2	Level 2 inputs are inputs other than quoted prices included in Level 1 that are observable, either directly or indirectly. Level 2 inputs include quoted prices for similar assets, quoted prices in markets that are not considered to be active, and observable inputs other than quoted prices such as interest rates.
		●	Level 3	Level 3 inputs are unobservable inputs.
	Assets and liabilities measured at fair value on a recurring basis are summarized below (dollars in thousands):
			Fair Value Measurements at Reporting Date Using
			Quoted Prices		Significant		Significant
			in Active		Other		Other
			Markets for		Observable		Unobservable
			Identical Assets		Inputs		Inputs
			(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Available-for-sale securities		$	173	$	1,867	$	--
	31-Mar-14
	Available-for-sale securities		$	183	$	1,790	$	--
	Assets and Liabilities on a Non-Recurring Basis
	Assets and liabilities measured at fair value on a non-recurring basis at September 30, 2014 and March 31, 2014 are as follows (dollars in thousands):
			Fair Value Measurements at Reporting Date Using
			Quoted Prices		Significant		Significant
			in Active		Other		Other
			Markets for		Observable		Unobservable
			Identical Assets		Inputs		Inputs
			(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Impaired loans		$	--	$	--	$	4,760
	Real estate owned			--		--		3,046
	Total		$	--	$	--	$	7,806
	31-Mar-14
	Impaired loans		$	--	$	--	$	6,021
	Real estate owned			--		--		1,950
	Total		$	--	$	--	$	7,970
	The fair value of impaired loans and real estate owned is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.
	A financial instrument’s level within the fair value hierarchy is based upon the lowest level of any input significant to the fair value measurement.
	As required by ASC Topic 825-10-65, the estimated fair value of financial instruments at September 30, 2014 and March 31, 2014 was as follows:
			30-Sep-14
			Carrying Amount		Level 1		Level 2		Level 3
	(Dollars in Thousands)
	Financial Assets:
	Cash and cash equivalents		$	5,212	$	5,212	$	−	$	−
	Investment securities			27,892		173		26,773		−
	Loans – net			80,705		−		−		80,189
	FHLB stock			261		261		−		−
	Accrued interest receivable			448		448		−		−
	Bank–owned life insurance			165		165		−		−
	Real estate owned			3,413		−		−		3,413
	Total financial assets		$	118,096	$	6,259	$	26,773	$	83,602
	Financial Liabilities:
	Deposits		$	109,053	$	8,145	$	101,014	$	−
	Advance payments by borrowers for taxes and insurance			345		345		−		−
	Advances Federal Home Loan Bank			3,000		3,000		−		−
	Accrued interest payable			6		6		−		−
	Total financial liabilities		$	112,404	$	11,496	$	101,014	$	−
			31-Mar-14
			Carrying Amount		Level 1		Level 2		Level 3
	(Dollars in Thousands)
	Financial Assets:
	Cash and cash equivalents		$	3,333	$	3,333	$	−	$	−
	Investment securities			29,162		−		27,384		−
	Loans – net			83,539		−		−		83,059
	FHLB stock			271		271		−		−
	Accrued interest receivable			462		462		−		−
Bank–owned life insurance			165		165		−		−
Real estate owned			1,950		−		−		1,950
Total financial assets		$	118,882	$	4,231	$	27,384	$	85,009
Financial Liabilities:
Deposits		$	110,625	$	7,852	$	103,249	$	−
Advances from Federal Home Loan Bank			2,000		2,000		−		−
Advance payments by borrowers for taxes and insurance			684		684		−		−
Accrued interest payable			7		7		−		−
Total financial liabilities		$	113,316	$	10,543	$	103,249	$	−
Off-balance sheet instruments
Off-balance sheet instruments are primarily comprised of loan commitments and unfunded lines of credit which are generally priced at market rate at the time of funding. Therefore, these instruments have nominal value prior to funding.
		30-Sep-14				31-Mar-14
		Contract		Estimated Fair Value		Contract Value		Estimated Fair Value
		Value
Off-balance sheet instruments
Commitments to extend credit		$	5,734	$	−	$	5,710	$	−

Note_9_Loans

Note 9 - Loans	6 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	-9	Loans
	The Bank monitors and assesses the credit risk of its loan portfolio using the classes set forth below. These classes also represent the segments by which the Bank monitors the performance of its loan portfolio and estimates its allowance for loan losses.
	Residential real estate loans consist of loans secured by one to four family residences located in the Bank’s market area. The Bank has originated one to four family residential mortgage loans in amounts up to 80% of the lesser of the appraised value or selling price of the mortgaged property without requiring mortgage insurance. A mortgage loan originated by the Bank, for owner occupied property, whether fixed rate or adjustable rate, can have a term of up to 30 years. Non-owner occupied property, whether fixed rate or adjustable rate, can have a term of up to 30 years. Adjustable rate loan terms limit the periodic interest rate adjustment and the minimum and maximum rates that may be charged over the term of the loan based on the type of loan.
	Commercial real estate loans are generally originated in amounts up to the lower of 80% of the appraised value or cost of the property and are secured by improved property such as multi-family dwelling units, office buildings, retail stores, warehouses, church buildings and other non-residential buildings, most of which are located in the Bank’s market area. Commercial real estate loans are generally made with fixed interest rates which mature or re-price in 5 to 7 years with principal amortization of up to 25 years.
	Commercial loans include short and long-term business loans and commercial lines of credit for the purposes of providing working capital, supporting accounts receivable, purchasing inventory and acquiring fixed assets. The loans generally are secured by these types of assets as collateral and/or by personal guarantees provided by principals of the borrowers.
	Construction loans will be made only if there is a permanent mortgage commitment in place. Interest rates on commercial construction loans are typically in line with normal commercial mortgage loan rates, while interest rates on residential construction loans are slightly higher than normal residential mortgage loan rates. These loans usually are adjustable rate loans and generally have terms of up to one year.
	Consumer loans include installment loans and home equity loans, secured by first or second mortgages on homes owned or being purchased by the loan applicant. Home equity term loans and credit lines are credit accommodations secured by either a first or second mortgage on the borrower’s residential property. Interest rates charged on home equity term loans are generally fixed; interest on credit lines is usually a floating rate related to the prime rate. The Bank generally requires a loan to value ratio of less than or equal to 80% of the appraised value, including any outstanding prior mortgage balance.
	Loans at September 30, 2014 and March 31, 2014 are summarized as follows (dollars in thousands):
			September 30,			March 31,
			2014			2014
	Residential (one-to four-family) real estate		$	62,355		$	63,524
	Multi-family and commercial real estate			8,636			10,414
	Commercial			1,794			1,307
	Home equity			7,681			8,144
	Consumer			714			686
	Construction			843			1,009
	Total loans			82,023			85,084
	Net deferred loan origination fees			(90	)		(97	)
	Allowance for loan losses			(1,228	)		(1,448	)
	Loans, net		$	80,705		$	83,539
	The Bank is subject to a loans-to-one-borrower limitation of 15% of capital funds. At September 30, 2014, the loans-to-one-borrower limitation was $1.9 million; this excluded an additional 10% of adjusted capital funds or approximately $1.3 million, which may be loaned if collateralized by readily marketable securities. At September 30, 2014, there were no loans outstanding or committed to any one borrower, which individually or in the aggregate exceeded the Bank’s loans to-one-borrower limitations of 15% of capital funds.
	A summary of the Bank’s credit quality indicators is as follows:
	Pass – A credit which is assigned a rating of Pass shall exhibit some or all of the following characteristics:
		a.	Loans that present an acceptable degree of risk associated with the financing being considered as measured against earnings and balance sheet trends, industry averages, etc. Actual and projected indicators and market conditions provide satisfactory evidence that the credit will perform as agreed.
		b.	Loans to borrowers that display acceptable financial conditions and operating results. Debt service capacity is demonstrated and future prospects are considered good.
		c.	Loans to borrowers where a comfort level is achieved by the strength of the cash flows from the business or project and the strength and quantity of the collateral or security position (i.e.; receivables, inventory and other readily marketable securities) as supported by a current valuation and/or the strong capabilities of a guarantor.
	Special Mention – Loans on which the credit risk requires more than ordinary attention by the Loan Officer. This may be the result of some erosion in the borrower’s financial condition, the economics of the industry, the capability of management, or changes in the original transaction. Loans which are currently sound yet exhibit potentially unacceptable credit risk or deteriorating long term prospects, will receive this classification. Loans which deviate from loan policy or regulations will not generally be classified in this category, but will be separately reported as an area of concern.
	Classified – Classified loans include those considered by the Bank to be substandard, doubtful or loss.
	An asset is considered “substandard” if it involves more than an acceptable level of risk due to a deteriorating financial condition, unfavorable history of the borrower, inadequate payment capacity, insufficient security or other negative factors within the industry, market or management. Substandard loans have clearly defined weaknesses which can jeopardize the timely payment of the loan.
	Assets classified as “doubtful” exhibit all of the weaknesses defined under the substandard category but with enough risk to present a high probability of some principal loss on the loan, although not yet fully ascertainable in amount.
	Assets classified as “loss” are those considered uncollectible or of little value, even though a collection effort may continue after the classification and potential charge-off.
	Non-Performing Loans
	Non-performing loans consist of non-accrual loans (loans on which the accrual of interest has ceased), loans over ninety days delinquent and still accruing interest, renegotiated loans and impaired loans. Loans are generally placed on non-accrual status if, in the opinion of management, collection is doubtful, or when principal or interest is past due 90 days or more, unless the collateral is considered sufficient to cover principal and interest and the loan is in the process of collection.
	The Bank continues to work with its borrowers where possible and is pursuing legal action where the ability to work with the borrower does not exist.  As of September 30, 2014, the Bank has entered into formal forbearance agreements with three relationships totaling $683 thousand that require current payments while the borrowers restructure their finances.
	The following table represents loans by credit quality indicator at September 30, 2014 (dollars in thousands):
			Pass			Special			Classified Loans			Non-Performing Loans			Total
						Mention Loans
	Residential real estate		$	59,295		$	−		$	128		$	2,932		$	62,355
	Multi-family and commercial real estate			6,224			716			530			1,166			8,636
	Commercial			1,493			221			80			−			1,794
	Home equity			7,681			−			−			−			7,681
	Consumer			710			−			−			4			714
	Construction			784			−			−			59			843
			$	76,187		$	937		$	738		$	4,161		$	82,023
	The following table represents past-due loans as of September 30, 2014 (dollars in thousands):
									Greater
			30-59			60- 89			than 90
			Days Past			Days Past			Days Past			Total Past						Total Loan
			Due			Due			Due			Due			Current			Balances
	Residential real estate		$	947		$	1,194		$	1,291		$	3,432		$	58,923		$	62,355
	Multi-family and commercial real estate			374			413			1,021			1,808			6,828			8,636
	Commercial			−			170			24			194			1,600			1,794
	Home Equity			11			145			−			156			7,525			7,681
	Consumer			19			71			4			94			620			714
	Construction			−			59			−			59			784			843
	Total Loans			1,351			2,052			2,340			5,743			76,280		$	82,023
	Percentage of Total Loans			1.65	%		2.5	%		2.85	%		7	%		93	%		100	%
	Impaired loans are measured based on the present value of expected future discounted cash flows, the fair value of the loan or the fair value of the underlying collateral if the loan is collateral dependent. The recognition of interest income on impaired loans is the same for non-accrual loans discussed above. At September 30, 2014, the Bank had 19 loan relationships totaling $2.4 million in non-accrual loans as compared to 23 relationships totaling $4.1 million at March 31, 2014. The average balance of impaired loans totaled $5.0 million for the six months ended September 30, 2014 as compared to $6.0 million for the year ended March 31, 2014, and interest income recorded on impaired loans for the six months ended September 30, 2014 totaled $96 thousand as compared to $235 thousand for the year ended March 31, 2014.
	The following table represents data on impaired loans at September 30, 2014 and March 31, 2014 (dollars in thousands):
			30-Sep-14			31-Mar-14
	Impaired loans for which a valuation allowance has been provided		$	−		$	846
	Impaired loans for which no valuation allowance has been provided		$	4,406		$	5,175
	Total loans determined to be impaired		$	4,406		$	6,021
Allowance for loans losses related to impaired loans		$	−		$	288
Average recorded investment in impaired loans		$	4,970		$	5,964
Cash basis interest income recognized on impaired loans		$	96		$	235
The following table presents impaired loans by portfolio class at September 30, 2014 (dollars in thousands):
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
Impaired loans with no valuation allowance:
Residential real estate		$	2,875		$	2,830		$	−		$	2,965		$	53
Multi-family and commercial real estate			1,503			1,446			−			1,801			41
Commercial			24			24			−			62			1
Home equity			47			47			−			184			−
Consumer			−			−			−			1			−
Construction			59			59			−			59			1
Total		$	4,508		$	4,406		$	−		$	5,072		$	96
The following table presents impaired loans by portfolio class with no valuation allowance at March 31, 2014 (dollars in thousands):
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
Impaired loans with no valuation allowance:
Residential real estate		$	2,387		$	2,345		$	−		$	2,185		$	130
Multi-family and commercial real estate			2,443			2,443			−			2,556			88
Commercial			108			108			−			183			−
Home equity			219			219			−			155			8
Consumer			−			−			−			4			−
Construction			60			60			−			51			3
Subtotal		$	5,217		$	5,175		$	−		$	5,134		$	229
The following table presents impaired loans by portfolio class with a valuation allowance at March 31, 2014 (dollars in thousands):
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
Impaired loans with a valuation allowance:
Residential real estate		$	153		$	153		$	28		$	153		$	6
Multi-family and commercial real estate			693			693			260			677			−
Commercial			−			−			−			−			−
Home equity			−			−			−			−			−
Consumer			−			−			−			−			−
Construction			−			−			−			−			−
Subtotal		$	846		$	846		$	288		$	830		$	6
Total Impaired Loans by Portfolio Class at March 31, 2014
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
Total impaired loans:
Residential real estate		$	2,540		$	2,498		$	28		$	2,338		$	136
Multi-family and commercial real estate			3,136			3,136			260			3,233			88
Commercial			108			108			−			183			−
Home equity			219			219			−			155			8
Consumer			−			−			−			4			−
Construction			60			60			−			51			3
Total		$	6,063		$	6,021		$	288		$	5,964		$	235
The following table represents nonaccrual loans as of September 30, 2014 and March 31, 2014 (dollars in thousands):
		Sept. 30, 2014			31-Mar-14
Non-accrual loans:
Residential real estate		$	1,217		$	1,277
Multi-family and commercial real estate			639			981
Commercial			24			108
Consumer			4			−
Home Equity			47			219
Construction			−			−
Total non-accrual loans			1,931			2,585
Accruing loans past due 90 days or more:
Residential real estate		$	−		$	−
Multi-family and commercial real estate			−			100
Commercial			−			−
Consumer			−			−
Home Equity			−			−
Construction			−			−
Total accruing loans past due 90 days or more			−			100
Troubled Debt Restructurings:
In non-accrual status:
Residential real estate		$	75		$	672
Multi-family and commercial real estate			382			847
Commercial			−			−
Consumer			−			−
Home Equity			−			−
Construction			−			−
Total troubled debt restructurings in non-accrual status			457			1,519
Performing under modified terms:
Residential real estate			1,194			548
Multi-family and commercial real estate			770			1,309
Commercial			−			−
Consumer			−			−
Home Equity			−			−
Construction			59			60
Total troubled debt restructurings performing under modified terms:			2,023			1,917
Total troubled debt restructurings			2,480			3,436
Total non-performing loans			4,411			6,121
Real estate owned			3,413			1,950
Total non-performing assets			7,824			8,071
Non-performing loans as a percentage of loans			5.38	%		7.19	%
Non-performing assets as a percentage of loans and real estate owned			9.16	%		9.27	%
Non-performing assets as percentage of total assets			6.17	%		6.34	%
During the six months ended September 30, 2014, the Bank experienced a $1.7 million net decrease in non-accrual loans. This change reflects the downgrading of ten loan relationships to non-accrual status totaling $1.5 million during the six months ended September 30, 2014. The downgraded loans consisted of five residential mortgages totaling $909 thousand, five commercial loans totaling $549 thousand, one home equity loan totaling $47 thousand and one consumer loan for $4 thousand. These additions to the non-accruals were offset by four residential mortgages for $831 thousand, one commercial real estate loan for $128 thousand and a home equity loan for $46 thousand that returned to accruing status, one commercial loan for $56 thousand that was paid in full, one commercial loan for $108 thousand that was paid off in a short sale, three residential loans that were partially charged off by $33 thousand due to updated valuations, four residential loans in the amount of $735 thousand and two commercial relationships consisting of two commercial real estate loans of $1.2 million that were transferred to real estate owned after a partial charge-off of $230 thousand due to valuation updates.
The following table presents troubled debt restructurings that occurred during the periods ended September 30, 2014 and March 31, 2014 and loans modified as troubled debt restructurings within the previous 3 and 12 month periods and for which there was a payment default during the period.
		30-Sep-14									31-Mar-14
					Outstanding Recorded									Outstanding Recorded
					Investment									Investment
		Number of			Pre-Modification			Post-			Number of			Pre-Modification			Post-
		Contracts						Modification			Contracts						Modification
Troubled debt restructurings:
Residential real estate			−		$	−		$	−			1		$	120		$	123
		Number of			Recorded Investment						Number of			Recorded Investment
		Contracts									Contracts
Troubled debt restructurings that subsequently defaulted:
Residential real estate			−		$	−		$	−		$	−		$	−		$	−
The following table presents the changes in real estate owned (REO), net of valuation allowance, for the periods ended September 30, 2014 and March 31, 2014:
		September 30,			March 31,
		2014			2014
Balance, beginning of period		$	1,950		$	2,470
Additions from loan foreclosures			1,725			856
Additions from capitalized costs			−			3
Dispositions of REO			(184	)		(690	)
Gain (loss) on sale of REO			−			(86	)
Valuation adjustments in the period			(78	)		(603	)
Balance, end of period		$	3,413		$	1,950
The following table presents the changes in fair value adjustments to REO for the periods ended September 30, 2014 and March 31, 2014:
		September 30,			March 31,
		2014			2014
Balance, beginning of period		$	676		$	73
Valuation adjustments added in the period			78			675
Valuation adjustments on disposed properties during the period			(35	)		(72	)
Balance, end of period		$	719		$	676
The following table sets forth with respect to the Bank’s allowance for losses on loans (dollars in thousands):
		September 30,			March 31,
		2014			2014
Balance at beginning of period		$	1,448		$	1,033
Provision:
Commercial			23			141
Commercial real estate			238			628
Residential real estate			116			266
Home Equity			12			21
Consumer			(13	)		(103	)
Construction			(1	)		4
Total provision			375			957
Charge-offs:
Commercial			−			127
Commercial real estate			557			378
Residential real estate			78			100
Home equity			−			4
Consumer			−			16
Recoveries			(40	)		(83	)
Total Net Charge-Offs		$	595		$	542
Balance at end of period		$	1,228		$	1,448
Period-end loans outstanding		$	82,023		$	85,084
Average loans outstanding		$	83,143		$	87,327
Allowance as a percentage of period-end loans			1.5	%		1.7	%
Net charge-offs as a percentage of average loans			0.72	%		0.62	%
Additional details for changes in the allowance for loan by loan portfolio as of September 30, 2014 are as follows (dollars in thousands):
Allowance for Loan Losses
		Commercial			Commercial Real Estate			Residential Real Estate			Home Equity			Consumer			Construction			Total
Balance, beginning of year		$	58		$	635		$	656		$	65		$	30		$	4		$	1,448
Loan charge-offs			−			(557	)		(78	)		−			−			−			(635	)
Recoveries			−			25			5			−			10			−			40
Provision for loan losses			23			238			116			12			(13	)		(1	)		375
Balance, end of period		$	81		$	341		$	699		$	77		$	27		$	3		$	1,228
Ending balance for loans individually evaluated for impairment		$	−			−			−			−			−			−			−
Ending balance for loans collectively evaluated for impairment		$	81		$	341		$	699		$	77		$	27		$	3		$	1,228
Loans receivable:		$	1,794		$	8,636		$	62,355		$	7,681		$	714		$	843		$	82,023
Ending balance
Ending balance: loans individually evaluated for impairment		$	−		$	1,879		$	2,217		$	−		$	−		$	−		$	4,096
Ending balance: loans collectively evaluated for impairment		$	1,794		$	6,757		$	60,138		$	7,681		$	714		$	843		$	77,927
The Bank prepares an allowance for loan loss model on a quarterly basis to determine the adequacy of the allowance. Management considers a variety of factors when establishing the allowance, such as the impact of current economic conditions, diversification of the loan portfolio, delinquency statistics, results of independent loan review and related classifications. The Bank’s historic loss rates and the loss rates of peer financial institutions are also considered.
On a monthly basis, the loan committee meets to review each problem loan and determine if there has been any change in collateral value due to changes in market conditions. Each quarter, when calculating the allowance for loan loss, the loan committee reviews an updated loan impairment analysis on each problem loan to determine if a specific provision for loan loss is warranted. Management reviews the most recent appraisal on each loan adjusted for holding and selling costs. In the event there is not a recent appraisal on file, the Bank will use the aged appraisal and apply a discount factor to the appraisal and then adjust the holding and selling costs from the discounted appraisal value.
In evaluating the Bank’s allowance for loan loss, the Bank maintains a loan committee consisting of senior management and the Board of Directors that monitors problem loans and formulates collection efforts and resolution plans for each borrower.
For the six months ending September 30, 2014, the Bank experienced 11 partial charge-offs related to 9 relationships totaling $635 thousand as compared to three charge-offs relating to three loan relationships totaling $111 thousand and eleven partial charge-offs relating to eleven loan relationships totaling $514 thousand for the year ended March 31, 2014.
At September 30, 2014, the Bank maintained an allowance for loan loss ratio of 1.50% to loans outstanding. Non-performing assets have decreased by $247 thousand over their stated levels at March 31, 2014, representing a non-performing asset to total asset ratio of 6.17% at September 30, 2014 as compared to a non-performing asset to total asset ratio of 6.34% at March 31, 2014.
The Bank’s charge-off policy states that any asset classified loss shall be charged-off within thirty days of such classification unless the asset has already been eliminated from the books by collection or other appropriate entry. On a quarterly basis, the loan committee will review past due, classified, non-performing and other loans, as it deems appropriate, to determine the collectability of such loans. If the loan committee determines a loan to be uncollectable, the loan shall be charged to the allowance for loan loss. In addition, upon reviewing the collectability, the loan committee may determine a portion of the loan to be uncollectable; in which case that portion of the loan deemed uncollectable will be partially charged-off against the allowance for loan loss.

Note_10_Investment_Securities

Note 10 - Investment Securities	6 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	-10	Investment Securities
	Investment securities have been classified according to management’s intent. The amortized cost of securities and their approximate fair values as of September 30, 2014 and March 31, 2014 are as follows:
			Held-to-Maturity
			30-Sep-14
			Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	(Dollars in Thousands)
	Federal Farm Credit Bank Bond		$	5,444	$	−		$	(239	)	$	5,205
	Federal Home Loan Bank Bonds			7,069		−			(306	)		6,763
	Federal Home Loan Mortgage Corporation Bonds			1,997		−			(90	)		1,907
	Federal National Mortgage Association			9,499		11			(285	)		9,225
	Municipal Bond			470		5			−			475
				24,479		16			(920	)		23,575
	Mortgage-Backed Securities:
	Federal Home Loan Mortgage Corporation			501		34			−			535
	Federal National Mortgage Association			528		48			−			576
	Government National Mortgage Corporation			212		8			−			220
				1,241		90			−			1,331
	Total		$	25,720	$	106		$	(920	)	$	24,906
			Held-to-Maturity
			31-Mar-14
			Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	(Dollars in Thousands)
	Federal Home Loan Bank Bonds		$	6,568	$	−		$	(524	)	$	6,044
	Federal Farm Credit Bonds			5,944		−			(387	)		5,557
	Federal Home Loan Mortgage Corporation Bonds			1,997		−			(167	)		1,830
	Federal National Mortgage Association Bond			10,498		17			(597	)		9,918
	Municipal Bond			547		1			−			548
				25,554		18			(1,675	)		23,897
	Mortgage-backed securities:
	Federal Home Loan Mortgage Corporation			610		43			(7	)		646
	Federal National Mortgage Association			583		54			(4	)		633
	Government National Mortgage Corporation			229		7			(2	)		234
				1,422		104			(13	)		1,513
	Total		$	26,976	$	122		$	(1,688	)	$	25,410
			Available for Sale
			30-Sep-14
			Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	Federal Home Loan Bank Bonds		$	1,500	$	−		$	(95	)	$	1,405
	Federal National Mortgage Association Bond			500		−			(38	)		462
	Mutual Fund Shares			173		−						173
			$	2,173	$	−		$	(133	)	$	2,040
			Available for Sale
			31-Mar-14
			Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	Federal Home Loan Bank Bonds		$	1,500	$	−		$	(148	)	$	1,352
	Federal National Mortgage Association Bond			500		−			(62	)		438
	Mutual Fund Shares			186		−			(3	)		183
			$	2,186	$	−		$	(213	)	$	1,973
	The following is a summary of maturities of securities held-to-maturity and available-for-sale as of September 30, 2014 and March 31, 2014:
			30-Sep-14
			Held to Maturity					Available for Sale
	(Dollars in Thousands)		Amortized Cost		Fair Value			Amortized Cost			Fair Value
	Amounts maturing in:
	One year or less		$	470	$	475		$	−		$	−
	After one year through five years			2,002		2,001			−			−
	After five years through ten years			5,419		5,227			−			−
	After ten years			17,829		17,203			2,000			1,867
	Equity securities			−		−			173			173
			$	25,720	$	24,906		$	2,173		$	2,040
			31-Mar-14
			Held to Maturity					Available for Sale
	(Dollars in Thousands)		Amortized Cost		Fair Value			Amortized Cost			Fair Value
	Amounts maturing in:
One year or less		$	547	$	548		$	−		$	−
After one year through five years			1,502		1,500			−			−
After five years through ten years			8,418		7,928			−			−
After ten years			16,509		15,434			2,000			1,790
Equity securities			−		−			186			183
		$	26,976	$	25,410		$	2,186		$	1,973
The amortized cost and fair value of mortgage-backed securities are presented in the held-to-maturity category by contractual maturity in the preceding table. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations without call or prepayment penalties.
Information pertaining to securities with gross unrealized losses at September 30, 2014 and March 31, 2014, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows:
		30-Sep-14
		Less Than 12 Months					12 Months or Greater						Total
		Fair Value		Gross Unrealized Losses			Fair Value			Gross Unrealized Losses			Fair Value		Gross Unrealized Losses
(Dollars in Thousands)
Federal Home Loan Bank Bonds		$	968	$	(10	)	$	7,199		$	(391	)	$	8,167	$	(401	)
Federal Farm Credit Bonds			−		−			5,205			(239	)		5,205		(239	)
Federal Home Loan Mortgage Corporation Bonds			−		−			1,906			(91	)		1,906		(91	)
Federal National Mortgage Association			499		(1	)		8,678			(321	)		9,177		(322	)
Total		$	1,467	$	(11	)	$	22,988		$	(1,042	)	$	24,455	$	(1,053	)
		31-Mar-14
		Less Than 12 Months					12 Months or Greater						Total
		Fair Value		Gross Unrealized Losses			Fair Value			Gross Unrealized Losses			Fair Value		Gross Unrealized Losses
(Dollars in Thousands)
Federal Home Loan Bank Bonds		$	3,606	$	(371	)	$	3,790		$	(301	)	$	7,396	$	(672	)
Federal Farm Credit Bonds			3,282		(217	)		1,775			(171	)		5,057		(388	)
Federal Home Loan Mortgage Corporation Bonds			1,100		(77	)		902			(97	)		2,002		(174	)
Federal National Mortgage Association			7,687		(512	)		1,349			(151	)		9,036		(663	)
Mutual funds shares			183		(3	)		−			−			183		(3	)
			15,858		(1,180	)		7,816			(720	)		23,674		(1,900	)
Mortgage-Backed Securities:
Government National Mortgage Corporation			−		−			26			(1	)		26		(1	)
Total		$	15,858	$	(1,180	)	$	7,842		$	(721	)	$	23,700	$	(1,901	)
Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Bank to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.
At September 30, 2014, the 52 debt securities with unrealized losses have depreciated 3.69% from the Bank’s amortized cost basis. These unrealized losses relate principally to current interest rates for similar types of securities. In analyzing an issuer’s financial condition, management considers whether the securities are issued by the federal government, its agencies, or other governments, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. As management has the ability to hold debt securities until maturity, or for the foreseeable future if classified as available-for-sale, no declines are deemed to be other-than-temporary.

Note_5_Earnings_Per_Share_Tabl

Note 5 - Earnings Per Share (Tables)	6 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
		Six months Ended
		September 30,
		2014		2013
	Numerator
	Denominators:
	Basic shares outstanding		945,425		945,425*
	Effect of dilutive securities		945,425		945,425
	Dilutive shares outstanding
	Earnings per share:
	Basic		($0.19)		($0.05)
	Dilutive		($0.19)		($0.05)

Note_8_Fair_Value_of_Financial1

Note 8 - Fair Value of Financial Instruments (Tables)	6 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
		Fair Value Measurements at Reporting Date Using
		Quoted Prices		Significant		Significant
		in Active		Other		Other
		Markets for		Observable		Unobservable
		Identical Assets		Inputs		Inputs
		(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Available-for-sale securities	$	173	$	1,867	$	--
	31-Mar-14
	Available-for-sale securities	$	183	$	1,790	$	--
Fair Value Measurements, Nonrecurring [Table Text Block]	'
		Fair Value Measurements at Reporting Date Using
		Quoted Prices		Significant		Significant
		in Active		Other		Other
		Markets for		Observable		Unobservable
		Identical Assets		Inputs		Inputs
		(Level 1)		(Level 2)		(Level 3)
	30-Sep-14
	Impaired loans	$	--	$	--	$	4,760
	Real estate owned		--		--		3,046
	Total	$	--	$	--	$	7,806
	31-Mar-14
	Impaired loans	$	--	$	--	$	6,021
	Real estate owned		--		--		1,950
	Total	$	--	$	--	$	7,970
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		30-Sep-14
		Carrying Amount		Level 1		Level 2		Level 3
	(Dollars in Thousands)
	Financial Assets:
	Cash and cash equivalents	$	5,212	$	5,212	$	−	$	−
	Investment securities		27,892		173		26,773		−
	Loans – net		80,705		−		−		80,189
	FHLB stock		261		261		−		−
	Accrued interest receivable		448		448		−		−
	Bank–owned life insurance		165		165		−		−
	Real estate owned		3,413		−		−		3,413
	Total financial assets	$	118,096	$	6,259	$	26,773	$	83,602
	Financial Liabilities:
	Deposits	$	109,053	$	8,145	$	101,014	$	−
	Advance payments by borrowers for taxes and insurance		345		345		−		−
	Advances Federal Home Loan Bank		3,000		3,000		−		−
	Accrued interest payable		6		6		−		−
	Total financial liabilities	$	112,404	$	11,496	$	101,014	$	−
		31-Mar-14
		Carrying Amount		Level 1		Level 2		Level 3
	(Dollars in Thousands)
	Financial Assets:
	Cash and cash equivalents	$	3,333	$	3,333	$	−	$	−
	Investment securities		29,162		−		27,384		−
	Loans – net		83,539		−		−		83,059
	FHLB stock		271		271		−		−
	Accrued interest receivable		462		462		−		−
	Bank–owned life insurance		165		165		−		−
	Real estate owned		1,950		−		−		1,950
	Total financial assets	$	118,882	$	4,231	$	27,384	$	85,009
	Financial Liabilities:
	Deposits	$	110,625	$	7,852	$	103,249	$	−
	Advances from Federal Home Loan Bank		2,000		2,000		−		−
	Advance payments by borrowers for taxes and insurance		684		684		−		−
	Accrued interest payable		7		7		−		−
	Total financial liabilities	$	113,316	$	10,543	$	103,249	$	−
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
		30-Sep-14				31-Mar-14
		Contract		Estimated Fair Value		Contract Value		Estimated Fair Value
		Value
	Off-balance sheet instruments
	Commitments to extend credit	$	5,734	$	−	$	5,710	$	−

Note_9_Loans_Tables

Note 9 - Loans (Tables)	6 Months Ended
	Sep. 30, 2014
Note 9 - Loans (Tables) [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
		September 30,			March 31,
		2014			2014
	Residential (one-to four-family) real estate	$	62,355		$	63,524
	Multi-family and commercial real estate		8,636			10,414
	Commercial		1,794			1,307
	Home equity		7,681			8,144
	Consumer		714			686
	Construction		843			1,009
	Total loans		82,023			85,084
	Net deferred loan origination fees		(90	)		(97	)
	Allowance for loan losses		(1,228	)		(1,448	)
	Loans, net	$	80,705		$	83,539
Financing Receivable Credit Quality Indicators [Table Text Block]	'
		Pass			Special			Classified Loans			Non-Performing Loans			Total
					Mention Loans
	Residential real estate	$	59,295		$	−		$	128		$	2,932		$	62,355
	Multi-family and commercial real estate		6,224			716			530			1,166			8,636
	Commercial		1,493			221			80			−			1,794
	Home equity		7,681			−			−			−			7,681
	Consumer		710			−			−			4			714
	Construction		784			−			−			59			843
		$	76,187		$	937		$	738		$	4,161		$	82,023
Past Due Financing Receivables [Table Text Block]	'
								Greater
		30-59			60- 89			than 90
		Days Past			Days Past			Days Past			Total Past						Total Loan
		Due			Due			Due			Due			Current			Balances
	Residential real estate	$	947		$	1,194		$	1,291		$	3,432		$	58,923		$	62,355
	Multi-family and commercial real estate		374			413			1,021			1,808			6,828			8,636
	Commercial		−			170			24			194			1,600			1,794
	Home Equity		11			145			−			156			7,525			7,681
	Consumer		19			71			4			94			620			714
	Construction		−			59			−			59			784			843
	Total Loans		1,351			2,052			2,340			5,743			76,280		$	82,023
	Percentage of Total Loans		1.65	%		2.5	%		2.85	%		7	%		93	%		100	%
Impaired Financing Receivables [Table Text Block]	'
		30-Sep-14			31-Mar-14
	Impaired loans for which a valuation allowance has been provided	$	−		$	846
	Impaired loans for which no valuation allowance has been provided	$	4,406		$	5,175
	Total loans determined to be impaired	$	4,406		$	6,021
	Allowance for loans losses related to impaired loans	$	−		$	288
	Average recorded investment in impaired loans	$	4,970		$	5,964
	Cash basis interest income recognized on impaired loans	$	96		$	235
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	'
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
	Impaired loans with no valuation allowance:
	Residential real estate	$	2,875		$	2,830		$	−		$	2,965		$	53
	Multi-family and commercial real estate		1,503			1,446			−			1,801			41
	Commercial		24			24			−			62			1
	Home equity		47			47			−			184			−
	Consumer		−			−			−			1			−
	Construction		59			59			−			59			1
	Total	$	4,508		$	4,406		$	−		$	5,072		$	96
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
	Impaired loans with no valuation allowance:
	Residential real estate	$	2,387		$	2,345		$	−		$	2,185		$	130
	Multi-family and commercial real estate		2,443			2,443			−			2,556			88
	Commercial		108			108			−			183			−
	Home equity		219			219			−			155			8
	Consumer		−			−			−			4			−
	Construction		60			60			−			51			3
	Subtotal	$	5,217		$	5,175		$	−		$	5,134		$	229
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
	Impaired loans with a valuation allowance:
	Residential real estate	$	153		$	153		$	28		$	153		$	6
	Multi-family and commercial real estate		693			693			260			677			−
	Commercial		−			−			−			−			−
	Home equity		−			−			−			−			−
	Consumer		−			−			−			−			−
	Construction		−			−			−			−			−
	Subtotal	$	846		$	846		$	288		$	830		$	6
		Recorded Investment			Unpaid Principal Balance			Related Valuation Allowance			Average Recorded Investment			Interest Income Recognized While on Impaired Statues
	Total impaired loans:
	Residential real estate	$	2,540		$	2,498		$	28		$	2,338		$	136
	Multi-family and commercial real estate		3,136			3,136			260			3,233			88
	Commercial		108			108			−			183			−
	Home equity		219			219			−			155			8
	Consumer		−			−			−			4			−
	Construction		60			60			−			51			3
	Total	$	6,063		$	6,021		$	288		$	5,964		$	235
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
		Sept. 30, 2014			31-Mar-14
	Non-accrual loans:
	Residential real estate	$	1,217		$	1,277
	Multi-family and commercial real estate		639			981
	Commercial		24			108
	Consumer		4			−
	Home Equity		47			219
	Construction		−			−
	Total non-accrual loans		1,931			2,585
	Accruing loans past due 90 days or more:
	Residential real estate	$	−		$	−
	Multi-family and commercial real estate		−			100
	Commercial		−			−
	Consumer		−			−
	Home Equity		−			−
	Construction		−			−
	Total accruing loans past due 90 days or more		−			100
	Troubled Debt Restructurings:
	In non-accrual status:
	Residential real estate	$	75		$	672
	Multi-family and commercial real estate		382			847
	Commercial		−			−
	Consumer		−			−
	Home Equity		−			−
	Construction		−			−
	Total troubled debt restructurings in non-accrual status		457			1,519
	Performing under modified terms:
	Residential real estate		1,194			548
	Multi-family and commercial real estate		770			1,309
	Commercial		−			−
	Consumer		−			−
	Home Equity		−			−
	Construction		59			60
	Total troubled debt restructurings performing under modified terms:		2,023			1,917
	Total troubled debt restructurings		2,480			3,436
	Total non-performing loans		4,411			6,121
	Real estate owned		3,413			1,950
	Total non-performing assets		7,824			8,071
	Non-performing loans as a percentage of loans		5.38	%		7.19	%
	Non-performing assets as a percentage of loans and real estate owned		9.16	%		9.27	%
	Non-performing assets as percentage of total assets		6.17	%		6.34	%
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
		30-Sep-14									31-Mar-14
					Outstanding Recorded									Outstanding Recorded
					Investment									Investment
		Number of			Pre-Modification			Post-			Number of			Pre-Modification			Post-
		Contracts						Modification			Contracts						Modification
	Troubled debt restructurings:
	Residential real estate		−		$	−		$	−			1		$	120		$	123
Real Estate Owned [Table Text Block]	'
		September 30,			March 31,
		2014			2014
	Balance, beginning of period	$	1,950		$	2,470
	Additions from loan foreclosures		1,725			856
	Additions from capitalized costs		−			3
	Dispositions of REO		(184	)		(690	)
	Gain (loss) on sale of REO		−			(86	)
	Valuation adjustments in the period		(78	)		(603	)
	Balance, end of period	$	3,413		$	1,950
		September 30,			March 31,
		2014			2014
	Balance, beginning of period	$	676		$	73
	Valuation adjustments added in the period		78			675
	Valuation adjustments on disposed properties during the period		(35	)		(72	)
	Balance, end of period	$	719		$	676
Schedule of Charge-Offs [Table Text Block]	'
		September 30,			March 31,
		2014			2014
	Balance at beginning of period	$	1,448		$	1,033
	Provision:
	Commercial		23			141
	Commercial real estate		238			628
	Residential real estate		116			266
	Home Equity		12			21
	Consumer		(13	)		(103	)
	Construction		(1	)		4
	Total provision		375			957
	Charge-offs:
	Commercial		−			127
	Commercial real estate		557			378
	Residential real estate		78			100
	Home equity		−			4
	Consumer		−			16
	Recoveries		(40	)		(83	)
	Total Net Charge-Offs	$	595		$	542
	Balance at end of period	$	1,228		$	1,448
	Period-end loans outstanding	$	82,023		$	85,084
	Average loans outstanding	$	83,143		$	87,327
	Allowance as a percentage of period-end loans		1.5	%		1.7	%
	Net charge-offs as a percentage of average loans		0.72	%		0.62	%
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
		Commercial			Commercial Real Estate			Residential Real Estate			Home Equity			Consumer			Construction			Total
	Balance, beginning of year	$	58		$	635		$	656		$	65		$	30		$	4		$	1,448
	Loan charge-offs		−			(557	)		(78	)		−			−			−			(635	)
	Recoveries		−			25			5			−			10			−			40
	Provision for loan losses		23			238			116			12			(13	)		(1	)		375
	Balance, end of period	$	81		$	341		$	699		$	77		$	27		$	3		$	1,228
	Ending balance for loans individually evaluated for impairment	$	−			−			−			−			−			−			−
	Ending balance for loans collectively evaluated for impairment	$	81		$	341		$	699		$	77		$	27		$	3		$	1,228
	Loans receivable:	$	1,794		$	8,636		$	62,355		$	7,681		$	714		$	843		$	82,023
	Ending balance
	Ending balance: loans individually evaluated for impairment	$	−		$	1,879		$	2,217		$	−		$	−		$	−		$	4,096
	Ending balance: loans collectively evaluated for impairment	$	1,794		$	6,757		$	60,138		$	7,681		$	714		$	843		$	77,927
Subsequent Default [Member]	'
Note 9 - Loans (Tables) [Line Items]	'
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
		Number of			Recorded Investment						Number of			Recorded Investment
		Contracts									Contracts
	Troubled debt restructurings that subsequently defaulted:
	Residential real estate		−		$	−		$	−		$	−		$	−		$	−

Note_10_Investment_Securities_

Note 10 - Investment Securities (Tables)	6 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Held-to-maturity Securities [Table Text Block]	'
		Held-to-Maturity
		30-Sep-14
		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	(Dollars in Thousands)
	Federal Farm Credit Bank Bond	$	5,444	$	−		$	(239	)	$	5,205
	Federal Home Loan Bank Bonds		7,069		−			(306	)		6,763
	Federal Home Loan Mortgage Corporation Bonds		1,997		−			(90	)		1,907
	Federal National Mortgage Association		9,499		11			(285	)		9,225
	Municipal Bond		470		5			−			475
			24,479		16			(920	)		23,575
	Mortgage-Backed Securities:
	Federal Home Loan Mortgage Corporation		501		34			−			535
	Federal National Mortgage Association		528		48			−			576
	Government National Mortgage Corporation		212		8			−			220
			1,241		90			−			1,331
	Total	$	25,720	$	106		$	(920	)	$	24,906
		Held-to-Maturity
		31-Mar-14
		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	(Dollars in Thousands)
	Federal Home Loan Bank Bonds	$	6,568	$	−		$	(524	)	$	6,044
	Federal Farm Credit Bonds		5,944		−			(387	)		5,557
	Federal Home Loan Mortgage Corporation Bonds		1,997		−			(167	)		1,830
	Federal National Mortgage Association Bond		10,498		17			(597	)		9,918
	Municipal Bond		547		1			−			548
			25,554		18			(1,675	)		23,897
	Mortgage-backed securities:
	Federal Home Loan Mortgage Corporation		610		43			(7	)		646
	Federal National Mortgage Association		583		54			(4	)		633
	Government National Mortgage Corporation		229		7			(2	)		234
			1,422		104			(13	)		1,513
	Total	$	26,976	$	122		$	(1,688	)	$	25,410
Available-for-sale Securities [Table Text Block]	'
		Available for Sale
		30-Sep-14
		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	Federal Home Loan Bank Bonds	$	1,500	$	−		$	(95	)	$	1,405
	Federal National Mortgage Association Bond		500		−			(38	)		462
	Mutual Fund Shares		173		−						173
		$	2,173	$	−		$	(133	)	$	2,040
		Available for Sale
		31-Mar-14
		Amortized Cost		Gross Unrealized Gains			Gross Unrealized Losses			Fair Value
	Federal Home Loan Bank Bonds	$	1,500	$	−		$	(148	)	$	1,352
	Federal National Mortgage Association Bond		500		−			(62	)		438
	Mutual Fund Shares		186		−			(3	)		183
		$	2,186	$	−		$	(213	)	$	1,973
Investments Classified by Contractual Maturity Date [Table Text Block]	'
		30-Sep-14
		Held to Maturity					Available for Sale
	(Dollars in Thousands)	Amortized Cost		Fair Value			Amortized Cost			Fair Value
	Amounts maturing in:
	One year or less	$	470	$	475		$	−		$	−
	After one year through five years		2,002		2,001			−			−
	After five years through ten years		5,419		5,227			−			−
	After ten years		17,829		17,203			2,000			1,867
	Equity securities		−		−			173			173
		$	25,720	$	24,906		$	2,173		$	2,040
		31-Mar-14
		Held to Maturity					Available for Sale
	(Dollars in Thousands)	Amortized Cost		Fair Value			Amortized Cost			Fair Value
	Amounts maturing in:
	One year or less	$	547	$	548		$	−		$	−
	After one year through five years		1,502		1,500			−			−
	After five years through ten years		8,418		7,928			−			−
	After ten years		16,509		15,434			2,000			1,790
	Equity securities		−		−			186			183
		$	26,976	$	25,410		$	2,186		$	1,973
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		30-Sep-14
		Less Than 12 Months					12 Months or Greater						Total
		Fair Value		Gross Unrealized Losses			Fair Value			Gross Unrealized Losses			Fair Value		Gross Unrealized Losses
	(Dollars in Thousands)
	Federal Home Loan Bank Bonds	$	968	$	(10	)	$	7,199		$	(391	)	$	8,167	$	(401	)
	Federal Farm Credit Bonds		−		−			5,205			(239	)		5,205		(239	)
	Federal Home Loan Mortgage Corporation Bonds		−		−			1,906			(91	)		1,906		(91	)
	Federal National Mortgage Association		499		(1	)		8,678			(321	)		9,177		(322	)
	Total	$	1,467	$	(11	)	$	22,988		$	(1,042	)	$	24,455	$	(1,053	)
		31-Mar-14
		Less Than 12 Months					12 Months or Greater						Total
		Fair Value		Gross Unrealized Losses			Fair Value			Gross Unrealized Losses			Fair Value		Gross Unrealized Losses
	(Dollars in Thousands)
	Federal Home Loan Bank Bonds	$	3,606	$	(371	)	$	3,790		$	(301	)	$	7,396	$	(672	)
	Federal Farm Credit Bonds		3,282		(217	)		1,775			(171	)		5,057		(388	)
	Federal Home Loan Mortgage Corporation Bonds		1,100		(77	)		902			(97	)		2,002		(174	)
	Federal National Mortgage Association		7,687		(512	)		1,349			(151	)		9,036		(663	)
	Mutual funds shares		183		(3	)		−			−			183		(3	)
			15,858		(1,180	)		7,816			(720	)		23,674		(1,900	)
	Mortgage-Backed Securities:
	Government National Mortgage Corporation		−		−			26			(1	)		26		(1	)
	Total	$	15,858	$	(1,180	)	$	7,842		$	(721	)	$	23,700	$	(1,901	)

Note_1_Basis_of_Presentation_D

Note 1 - Basis of Presentation (Details) (USD $)	0 Months Ended
	Oct. 16, 2013
Disclosure Text Block [Abstract]	'
Sale of Stock, Number of Shares Issued in Transaction	525,423
Exchange of Common Stock Shares	420,002
Proceeds from Reorganization and Stock Offering	$3,280,000
Costs from Reorganization and Stock Offering	$923,000

Note_3_Deferred_Income_Taxes_D

Note 3 - Deferred Income Taxes (Details) (USD $)	6 Months Ended
	Sep. 30, 2014
Note 3 - Deferred Income Taxes (Details) [Line Items]	'
GAAP Capital Ratio Basis Points in Excess of Tier 1 Regulatory Capital Ratio	1.15%
Liability for Uncertain Tax Positions, Current	0
Latest Tax Year [Member] | Federal and State Jurisdiction [Member]	'
Note 3 - Deferred Income Taxes (Details) [Line Items]	'
Open Tax Year	'2010
Earliest Tax Year [Member] | Federal and State Jurisdiction [Member]	'
Note 3 - Deferred Income Taxes (Details) [Line Items]	'
Open Tax Year	'2013

Note_5_Earnings_Per_Share_Deta

Note 5 - Earnings Per Share (Details)	6 Months Ended
	Sep. 30, 2014
Note 5 - Earnings Per Share (Details) [Line Items]	'
Exchange Ratio	0.5711
Equity Option [Member]	'
Note 5 - Earnings Per Share (Details) [Line Items]	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	20,000

Note_5_Earnings_Per_Share_Deta1

Note 5 - Earnings Per Share (Details) - Earnings Per Share Reconciliation (USD $)	6 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Denominators:	'	'
Basic shares outstanding	945,425	945,425	[1]
Effect of dilutive securities	945,425	945,425
Earnings per share:	'	'
Basic	($0.19)	($0.05)
Dilutive	($0.19)	($0.05)
[1]	Adjusted to reflect the stock conversion that took place on October 16, 2013.

Note_6_Regulatory_Agreement_De

Note 6 - Regulatory Agreement (Details)	Sep. 30, 2014
Disclosure Text Block Supplement [Abstract]	'
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	8.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	12.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	13.00%
Tier One Leverage Capital to Average Assets	9.04%
Tier One Risk Based Capital to Risk Weighted Assets	15.92%
Capital to Risk Weighted Assets	17.17%

Note_8_Fair_Value_of_Financial2

Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis (USD $)	Sep. 30, 2014	Mar. 31, 2014
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	$2,040,205	$1,973,370
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	173,000	183,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	1,867,000	1,790,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Available-for-sale securities	$0	$0

Note_8_Fair_Value_of_Financial3

Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis (USD $)	Sep. 30, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired loans	$0	'
Fair Value, Inputs, Level 1 [Member] | Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Real estate owned	0	'
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Total	0	'
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired loans	0	'
Fair Value, Inputs, Level 2 [Member] | Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Real estate owned	0	'
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Total	0	'
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired loans	4,760	6,021
Fair Value, Inputs, Level 3 [Member] | Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Real estate owned	3,046	1,950
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Total	7,806	7,970
Fair Value, Inputs, Level 3 [Member]	'	'
Note 8 - Fair Value of Financial Instruments (Details) - Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis [Line Items]	'	'
Impaired loans	80,189	83,059
Real estate owned	$3,413	$1,950

Note_8_Fair_Value_of_Financial4

Note 8 - Fair Value of Financial Instruments (Details) - Estimated Fair Value of Assets and Liabilities (USD $)	Sep. 30, 2014	Mar. 31, 2014	Sep. 30, 2013	Mar. 31, 2013
Financial Assets:	'	'	'	'
Cash and cash equivalents	$5,212,500	$3,332,639	$9,478,222	$6,722,766
Loans b net	80,704,832	83,539,442	'	'
FHLB stock	261,300	271,300	'	'
Accrued interest receivable	447,615	462,284	'	'
Bankbowned life insurance	164,666	165,197	'	'
Real estate owned	3,412,600	1,949,825	'	2,470,000
Total financial assets	126,720,251	127,396,362	'	'
Financial Liabilities:	'	'	'	'
Deposits	109,053,212	110,624,699	'	'
Advance payments by borrowers for taxes and insurance	344,830	328,815	'	'
Advances Federal Home Loan Bank	3,000,000	2,000,000	'	'
Total financial liabilities	113,079,545	113,644,359	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and cash equivalents	5,212,000	3,333,000	'	'
Investment securities	173,000	'	'	'
FHLB stock	261,000	271,000	'	'
Accrued interest receivable	448,000	462,000	'	'
Bankbowned life insurance	165,000	165,000	'	'
Total financial assets	6,259,000	4,231,000	'	'
Financial Liabilities:	'	'	'	'
Deposits	8,145,000	7,852,000	'	'
Advance payments by borrowers for taxes and insurance	345,000	684,000	'	'
Advances Federal Home Loan Bank	3,000,000	2,000,000	'	'
Accrued interest payable	6,000	7,000	'	'
Total financial liabilities	11,496,000	10,543,000	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Investment securities	26,773,000	27,384,000	'	'
Total financial assets	26,773,000	27,384,000	'	'
Financial Liabilities:	'	'	'	'
Deposits	101,014,000	103,249,000	'	'
Total financial liabilities	101,014,000	103,249,000	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Loans b net	80,189,000	83,059,000	'	'
Real estate owned	3,413,000	1,950,000	'	'
Total financial assets	83,602,000	85,009,000	'	'
Reported Value Measurement [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and cash equivalents	5,212,000	3,333,000	'	'
Investment securities	27,892,000	29,162,000	'	'
Loans b net	80,705,000	83,539,000	'	'
FHLB stock	261,000	271,000	'	'
Accrued interest receivable	448,000	462,000	'	'
Bankbowned life insurance	165,000	165,000	'	'
Real estate owned	3,413,000	1,950,000	'	'
Total financial assets	118,096,000	118,882,000	'	'
Financial Liabilities:	'	'	'	'
Deposits	109,053,000	110,625,000	'	'
Advance payments by borrowers for taxes and insurance	345,000	684,000	'	'
Advances Federal Home Loan Bank	3,000,000	2,000,000	'	'
Accrued interest payable	6,000	7,000	'	'
Total financial liabilities	$112,404,000	$113,316,000	'	'

Note_8_Fair_Value_of_Financial5

Note 8 - Fair Value of Financial Instruments (Details) - Off-Balance Sheet Instruments (Commitments to Extend Credit [Member], USD $)	Sep. 30, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Commitments to Extend Credit [Member]	'	'
Off-balance sheet instruments	'	'
Commitments to extend credit	$5,734	$5,710
Commitments to extend credit	'	'

Note_9_Loans_Details

Note 9 - Loans (Details) (USD $)

6 Months Ended

12 Months Ended

6 Months Ended

6 Months Ended

18 Months Ended

6 Months Ended

6 Months Ended

6 Months Ended

6 Months Ended

18 Months Ended

6 Months Ended

12 Months Ended

Sep. 30, 2014

Mar. 31, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Mar. 31, 2014

Mar. 31, 2014

Nonaccrual Status [Member]

Residential (One to Four Family) Real Estate [Member]

Owner Occupied Property [Member]

Non-Owner Occupied Property [Member]

Commercial Real Estate Portfolio Segment [Member]

Commercial Real Estate Portfolio Segment [Member]

Commercial Real Estate Portfolio Segment [Member]

Commercial Real Estate Portfolio Segment [Member]

Construction [Member]

Consumer Portfolio Segment [Member]

Consumer Portfolio Segment [Member]

Entered Into Forbearance Agreements [Member]

Residential Portfolio Segment [Member]

Residential Portfolio Segment [Member]

Residential Portfolio Segment [Member]

Residential Portfolio Segment [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Commercial Loans [Member]

Home Equity Loans [Member]

Home Equity Loans [Member]

Commercial Relationships [Member]

Downgraded Loans [Member]

Partial Charge-offs [Member]

Partial Charge-offs [Member]

Total Charge-offs [Member]

Maximum [Member]

Maximum [Member]

Maximum [Member]

Paid In Full [Member]

Transfer to Real Estate Owned [Member]

Maximum [Member]

Minimum [Member]

Maximum [Member]

Downgraded Loans [Member]

Maximum [Member]

Downgraded Loans [Member]

Paid In Full [Member]

Partial Charge-offs [Member]

Downgraded Loans [Member]

Paid In Full [Member]

Transfer to Real Estate Owned [Member]

Paid Off in Short Sale [Member]

Partial Charge-offs [Member]

Downgraded Loans [Member]

Transfer to Real Estate Owned [Member]

Note 9 - Loans (Details) [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loan Origination, Percentage of Appraised Value or Selling Price

'

'

'

80.00%

'

'

'

'

80.00%

'

'

'

80.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loan Term

'

'

'

'

'30 years

'30 years

'

'

'

'

'1 year

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest Rate Maturity Or Re-price

'

'

'

'

'

'

'

'

'7 years

'5 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loan Amortization Period

'

'

'

'

'

'

'

'

'25 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maximum Loan to One Borrower Limitation, Percentage of Capital Funds

15.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Maximum Loan to One Borrower Limitation

$1,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Additional Loan to One Borrower Limitation if Collateralized, Percentage of Adjusted Capital Funds

10.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Adjusted Capital Funds Value

1,300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable, Modifications, Number of Contracts

19

23

'

'

'

'

1

2

'

'

'

1

'

3

5

4

3

4

5

1

'

1

'

1

'

2

10,000

9

11

3

Financing Receivable, Modifications, Recorded Investment

'

'

'

'

'

'

'

'

'

'

'

'

'

683,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Financing Receivable Recorded Investment Nonaccrual Status and TDR

2,400,000

4,100,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired Financing Receivable, Average Recorded Investment

4,970,000

5,964,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired Financing Receivable, Interest Income, Cash Basis Method

96,000

235,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Increase (Decrease) in Finance Receivables

'

'

1,700,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest

'

'

'

'

'

'

'

1,200,000

'

'

'

4,000

'

'

909,000

831,000

33,000

735,000

549,000

56,000

128,000

108,000

230,000

47,000

46,000

'

1,500,000

'

'

'

Financing Receivable, Allowance for Credit Losses, Write-downs

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

635,000

514,000

111,000

Allowance for Loan Loss to Loans Outstanding Ratio

1.50%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Increase (Decrease) in Non-performing Assets

($247,000)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-performing Assets As Percentage Of Total Assets

6.17%

6.34%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Note_9_Loans_Details_Loans

Note 9 - Loans (Details) - Loans (USD $)	Sep. 30, 2014	Mar. 31, 2014	Mar. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans Receivable Gross	$82,023,000	$85,084,000	'
Net deferred loan origination fees	-90,000	-97,000	'
Allowance for loan losses	-1,228,399	-1,448,298	-1,033,000
Loans, net	80,704,832	83,539,442	'
Residential (One to Four Family) Real Estate [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans Receivable Gross	62,355,000	63,524,000	'
Multi-Family and Commercial Real Estate [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans Receivable Gross	8,636,000	10,414,000	'
Commercial Loan [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans Receivable Gross	1,794,000	1,307,000	'
Allowance for loan losses	-81,000	-58,000	'
Home Equity Line of Credit [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans Receivable Gross	7,681,000	8,144,000	'
Allowance for loan losses	-77,000	-65,000	'
Consumer Loan [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans Receivable Gross	714,000	686,000	'
Allowance for loan losses	-27,000	-30,000	'
Construction [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans Receivable Gross	843,000	1,009,000	'
Allowance for loan losses	($3,000)	($4,000)	'

Note_9_Loans_Details_Loans_by_

Note 9 - Loans (Details) - Loans by Credit Quality Indicator (USD $)	Sep. 30, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	$82,023	$85,084
Residential (One to Four Family) Real Estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	59,295	'
Residential (One to Four Family) Real Estate [Member] | Classified Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	128	'
Residential (One to Four Family) Real Estate [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	2,932	'
Residential (One to Four Family) Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	62,355	63,524
Multi-Family and Commercial Real Estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	6,224	'
Multi-Family and Commercial Real Estate [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	716	'
Multi-Family and Commercial Real Estate [Member] | Classified Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	530	'
Multi-Family and Commercial Real Estate [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	1,166	'
Multi-Family and Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	8,636	10,414
Commercial Loan [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	1,493	'
Commercial Loan [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	221	'
Commercial Loan [Member] | Classified Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	80	'
Commercial Loan [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	1,794	1,307
Home Equity Line of Credit [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	7,681	'
Home Equity Line of Credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	7,681	8,144
Consumer Loan [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	710	'
Consumer Loan [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	4	'
Consumer Loan [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	714	686
Construction [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	784	'
Construction [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	59	'
Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	843	1,009
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	76,187	'
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	937	'
Classified Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	738	'
Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans Receivable	$4,161	'

Note_9_Loans_Details_PastDue_L

Note 9 - Loans (Details) - Past-Due Loans (USD $)	Sep. 30, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 Days Past Due	$1,351	'
Loans, 60- 89 Days Past Due	2,052	'
Loans, Greater than 90 Days Past Due	2,340	'
Loans, Total Past Due	5,743	'
Loans, Current	76,280	'
Loans, Total Loan Balances	82,023	85,084
Percentage of Total Loans	1.65%	'
Percentage of Total Loans	2.50%	'
Percentage of Total Loans	2.85%	'
Percentage of Total Loans	7.00%	'
Percentage of Total Loans	93.00%	'
Percentage of Total Loans	100.00%	'
Residential (One to Four Family) Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 Days Past Due	947	'
Loans, 60- 89 Days Past Due	1,194	'
Loans, Greater than 90 Days Past Due	1,291	'
Loans, Total Past Due	3,432	'
Loans, Current	58,923	'
Loans, Total Loan Balances	62,355	63,524
Multi-Family and Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 Days Past Due	374	'
Loans, 60- 89 Days Past Due	413	'
Loans, Greater than 90 Days Past Due	1,021	'
Loans, Total Past Due	1,808	'
Loans, Current	6,828	'
Loans, Total Loan Balances	8,636	10,414
Commercial Loan [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 60- 89 Days Past Due	170	'
Loans, Greater than 90 Days Past Due	24	'
Loans, Total Past Due	194	'
Loans, Current	1,600	'
Loans, Total Loan Balances	1,794	1,307
Home Equity Line of Credit [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 Days Past Due	11	'
Loans, 60- 89 Days Past Due	145	'
Loans, Total Past Due	156	'
Loans, Current	7,525	'
Loans, Total Loan Balances	7,681	8,144
Consumer Loan [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 Days Past Due	19	'
Loans, 60- 89 Days Past Due	71	'
Loans, Greater than 90 Days Past Due	4	'
Loans, Total Past Due	94	'
Loans, Current	620	'
Loans, Total Loan Balances	714	686
Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 60- 89 Days Past Due	59	'
Loans, Total Past Due	59	'
Loans, Current	784	'
Loans, Total Loan Balances	$843	$1,009

Note_9_Loans_Details_Impaired_

Note 9 - Loans (Details) - Impaired Loans (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Mar. 31, 2014
Impaired Loans [Abstract]	'	'
Impaired loans for which a valuation allowance has been provided	'	$846
Impaired loans for which no valuation allowance has been provided	4,406	5,175
Total loans determined to be impaired	4,406	6,021
Allowance for loans losses related to impaired loans	'	288
Average recorded investment in impaired loans	4,970	5,964
Cash basis interest income recognized on impaired loans	$96	$235

Note_9_Loans_Details_Impaired_1

Note 9 - Loans (Details) - Impaired Loans by Portfolio (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Mar. 31, 2014
Note 9 - Loans (Details) - Impaired Loans by Portfolio [Line Items]	'	'
No Valuation Allowance - Recorded Investment	$4,508	$5,217
No Valuation Allowance - Unpaid Principal Balance	4,406	5,175
No Valuation Allowance - Average Recorded Investment	5,072	5,134
No Valuation Allowance - Interest Income Recognized While On Impaired Statues	96	229
With Valuation Allowance - Recorded Investment	'	846
With Valuation Allowance - Unpaid Principal Balance	'	846
With Valuation Allowance - Related Valuation Allowance	'	288
With Valuation Allowance - Average Recorded Investment	'	830
With Valuation Allowance - Interest Income Recognized While On Impaired Statues	'	6
Recorded Investment	'	6,063
Unpaid Principal Balance	4,406	6,021
Related Valuation Allowance	'	288
Average Recorded Investment	4,970	5,964
Interest Income Recognized While On Impaired Statues	'	235
Residential (One to Four Family) Real Estate [Member]	'	'
Note 9 - Loans (Details) - Impaired Loans by Portfolio [Line Items]	'	'
No Valuation Allowance - Recorded Investment	2,875	2,387
No Valuation Allowance - Unpaid Principal Balance	2,830	2,345
No Valuation Allowance - Average Recorded Investment	2,965	2,185
No Valuation Allowance - Interest Income Recognized While On Impaired Statues	53	130
With Valuation Allowance - Recorded Investment	'	153
With Valuation Allowance - Unpaid Principal Balance	'	153
With Valuation Allowance - Related Valuation Allowance	'	28
With Valuation Allowance - Average Recorded Investment	'	153
With Valuation Allowance - Interest Income Recognized While On Impaired Statues	'	6
Recorded Investment	'	2,540
Unpaid Principal Balance	'	2,498
Related Valuation Allowance	'	28
Average Recorded Investment	'	2,338
Interest Income Recognized While On Impaired Statues	'	136
Multi-Family and Commercial Real Estate [Member]	'	'
Note 9 - Loans (Details) - Impaired Loans by Portfolio [Line Items]	'	'
No Valuation Allowance - Recorded Investment	1,503	2,443
No Valuation Allowance - Unpaid Principal Balance	1,446	2,443
No Valuation Allowance - Average Recorded Investment	1,801	2,556
No Valuation Allowance - Interest Income Recognized While On Impaired Statues	41	88
With Valuation Allowance - Recorded Investment	'	693
With Valuation Allowance - Unpaid Principal Balance	'	693
With Valuation Allowance - Related Valuation Allowance	'	260
With Valuation Allowance - Average Recorded Investment	'	677
Recorded Investment	'	3,136
Unpaid Principal Balance	'	3,136
Related Valuation Allowance	'	260
Average Recorded Investment	'	3,233
Interest Income Recognized While On Impaired Statues	'	88
Commercial Loan [Member]	'	'
Note 9 - Loans (Details) - Impaired Loans by Portfolio [Line Items]	'	'
No Valuation Allowance - Recorded Investment	24	108
No Valuation Allowance - Unpaid Principal Balance	24	108
No Valuation Allowance - Average Recorded Investment	62	183
No Valuation Allowance - Interest Income Recognized While On Impaired Statues	1	'
Recorded Investment	'	108
Unpaid Principal Balance	'	108
Average Recorded Investment	'	183
Home Equity Line of Credit [Member]	'	'
Note 9 - Loans (Details) - Impaired Loans by Portfolio [Line Items]	'	'
No Valuation Allowance - Recorded Investment	47	219
No Valuation Allowance - Unpaid Principal Balance	47	219
No Valuation Allowance - Average Recorded Investment	184	155
No Valuation Allowance - Interest Income Recognized While On Impaired Statues	'	8
Recorded Investment	'	219
Unpaid Principal Balance	'	219
Average Recorded Investment	'	155
Interest Income Recognized While On Impaired Statues	'	8
Consumer Loan [Member]	'	'
Note 9 - Loans (Details) - Impaired Loans by Portfolio [Line Items]	'	'
No Valuation Allowance - Recorded Investment	'	0
No Valuation Allowance - Unpaid Principal Balance	'	0
No Valuation Allowance - Average Recorded Investment	1	4
No Valuation Allowance - Interest Income Recognized While On Impaired Statues	'	0
Average Recorded Investment	'	4
Construction [Member]	'	'
Note 9 - Loans (Details) - Impaired Loans by Portfolio [Line Items]	'	'
No Valuation Allowance - Recorded Investment	59	60
No Valuation Allowance - Unpaid Principal Balance	59	60
No Valuation Allowance - Average Recorded Investment	59	51
No Valuation Allowance - Interest Income Recognized While On Impaired Statues	1	3
Recorded Investment	'	60
Unpaid Principal Balance	'	60
Average Recorded Investment	'	51
Interest Income Recognized While On Impaired Statues	'	$3

Note_9_Loans_Details_Nonaccrua

Note 9 - Loans (Details) - Nonaccrual Loans (USD $)	6 Months Ended	12 Months Ended
	Sep. 30, 2014	Mar. 31, 2014	Mar. 31, 2013
Non-accrual loans:	'	'	'
Non-accrual Loans	$1,931,000	$2,585,000	'
Accruing loans past due 90 days or more:	'	'	'
90 Days Past Due And Still Accruing	'	100,000	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	2,480,000	3,436,000	'
Total non-performing loans	'	6,063,000	'
Real estate owned	3,412,600	1,949,825	2,470,000
Total non-performing assets	7,824,000	8,071,000	'
Non-performing loans as a percentage of loans	5.38%	7.19%	'
Non-performing assets as a percentage of loans and real estate owned	9.16%	9.27%	'
Non-performing assets as percentage of total assets	6.17%	6.34%	'
In Non-accrual Status [Member] | Residential (One to Four Family) Real Estate [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	75,000	672,000	'
In Non-accrual Status [Member] | Multi-Family and Commercial Real Estate [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	382,000	847,000	'
In Non-accrual Status [Member] | Commercial Loan [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	'	0	'
In Non-accrual Status [Member] | Consumer Loan [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	'	0	'
In Non-accrual Status [Member] | Home Equity Line of Credit [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	'	0	'
In Non-accrual Status [Member] | Construction [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	'	0	'
In Non-accrual Status [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	457,000	1,519,000	'
Performing Under Modified Terms [Member] | Residential (One to Four Family) Real Estate [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	1,194,000	548,000	'
Performing Under Modified Terms [Member] | Multi-Family and Commercial Real Estate [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	770,000	1,309,000	'
Performing Under Modified Terms [Member] | Commercial Loan [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	'	0	'
Performing Under Modified Terms [Member] | Consumer Loan [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	'	0	'
Performing Under Modified Terms [Member] | Home Equity Line of Credit [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	'	0	'
Performing Under Modified Terms [Member] | Construction [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	59,000	60,000	'
Performing Under Modified Terms [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Trouble Debt Restructurings	2,023,000	1,917,000	'
Residential (One to Four Family) Real Estate [Member]	'	'	'
Non-accrual loans:	'	'	'
Non-accrual Loans	1,217,000	1,277,000	'
Troubled Debt Restructurings:	'	'	'
Total non-performing loans	'	2,540,000	'
Multi-Family and Commercial Real Estate [Member]	'	'	'
Non-accrual loans:	'	'	'
Non-accrual Loans	639,000	981,000	'
Accruing loans past due 90 days or more:	'	'	'
90 Days Past Due And Still Accruing	'	100,000	'
Troubled Debt Restructurings:	'	'	'
Total non-performing loans	'	3,136,000	'
Commercial Loan [Member]	'	'	'
Non-accrual loans:	'	'	'
Non-accrual Loans	24,000	108,000	'
Troubled Debt Restructurings:	'	'	'
Total non-performing loans	'	108,000	'
Consumer Loan [Member]	'	'	'
Non-accrual loans:	'	'	'
Non-accrual Loans	4,000	0	'
Home Equity Line of Credit [Member]	'	'	'
Non-accrual loans:	'	'	'
Non-accrual Loans	47,000	219,000	'
Troubled Debt Restructurings:	'	'	'
Total non-performing loans	'	219,000	'
Construction [Member]	'	'	'
Non-accrual loans:	'	'	'
Non-accrual Loans	'	0	'
Troubled Debt Restructurings:	'	'	'
Total non-performing loans	'	60,000	'
Nonperforming Financing Receivable [Member]	'	'	'
Troubled Debt Restructurings:	'	'	'
Total non-performing loans	$4,411,000	$6,121,000	'

Note_9_Loans_Details_Troubled_

Note 9 - Loans (Details) - Troubled Debt Restructurings (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Mar. 31, 2014
Troubled debt restructurings:	'	'
Residential real estate	19	23
Residential real estate	$2,480	$3,436
Residential Portfolio Segment [Member]	'	'
Troubled debt restructurings:	'	'
Residential real estate	'	1
Residential real estate	'	120
Residential real estate	'	$123

Note_9_Loans_Details_Troubled_1

Note 9 - Loans (Details) - Troubled Debt Restructurings Subsequently Defaulted (Residential Portfolio Segment [Member], USD $)	6 Months Ended	12 Months Ended
	Sep. 30, 2014	Mar. 31, 2014
Residential Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Residential real estate	'	'
Residential real estate	'	'

Note_9_Loans_Details_Real_Esta

Note 9 - Loans (Details) - Real Estate Owned (REO), Net of Valuation Allowance (USD $)	3 Months Ended	6 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Mar. 31, 2014
Real Estate Owned (REO), Net of Valuation Allowance [Abstract]	'	'	'	'
Balance, beginning of period	'	$1,949,825	$2,470,000	$2,470,000
Balance, end of period	'	3,412,600	'	1,949,825
Balance, beginning of period	'	676,000	73,000	73,000
Balance, end of period	'	719,000	'	676,000
Additions from loan foreclosures	'	1,725,243	176,113	856,000
Additions from capitalized costs	'	'	'	3,000
Dispositions of REO	'	-184,000	'	-690,000
Gain (loss) on sale of REO	-51,585	'	-85,681	-86,000
Valuation adjustments in the period	'	-78,000	'	-603,000
Valuation adjustments added in the period	'	78,000	'	675,000
Valuation adjustments on disposed properties during the period	'	($35,000)	'	($72,000)

Note_9_Loans_Details_Allowance

Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Mar. 31, 2014
Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs [Line Items]	'	'	'	'	'
Balance	'	'	$1,448,298	$1,033,000	$1,033,000
Period-end loans outstanding	82,023,000	'	82,023,000	'	85,084,000
Average loans outstanding	'	'	83,143,000	'	87,327,000
Allowance as a percentage of period-end loans	1.50%	'	1.50%	'	1.70%
Net charge-offs as a percentage of average loans	0.72%	'	0.72%	'	0.62%
Allowance for loan losses, provision for loss	300,000	116,500	375,000	206,500	957,000
Allowance for loan losses, charge-offs	'	'	635,000	'	'
Recoveries	'	'	-40,000	'	-83,000
Total Net Charge-Offs	'	'	595,000	'	542,000
Balance	1,228,399	'	1,228,399	'	1,448,298
Commercial Loan [Member]	'	'	'	'	'
Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs [Line Items]	'	'	'	'	'
Balance	'	'	58,000	'	'
Period-end loans outstanding	1,794,000	'	1,794,000	'	1,307,000
Allowance for loan losses, provision for loss	'	'	23,000	'	141,000
Allowance for loan losses, charge-offs	'	'	'	'	127,000
Balance	81,000	'	81,000	'	58,000
Commercial Real Estate [Member]	'	'	'	'	'
Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs [Line Items]	'	'	'	'	'
Balance	'	'	635,000	'	'
Period-end loans outstanding	8,636,000	'	8,636,000	'	'
Allowance for loan losses, provision for loss	'	'	238,000	'	628,000
Allowance for loan losses, charge-offs	'	'	557,000	'	378,000
Recoveries	'	'	-25,000	'	'
Balance	341,000	'	341,000	'	635,000
Residential Portfolio Segment [Member]	'	'	'	'	'
Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs [Line Items]	'	'	'	'	'
Balance	'	'	656,000	'	'
Period-end loans outstanding	62,355,000	'	62,355,000	'	'
Allowance for loan losses, provision for loss	'	'	116,000	'	266,000
Allowance for loan losses, charge-offs	'	'	78,000	'	100,000
Recoveries	'	'	-5,000	'	'
Balance	699,000	'	699,000	'	656,000
Home Equity Line of Credit [Member]	'	'	'	'	'
Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs [Line Items]	'	'	'	'	'
Balance	'	'	65,000	'	'
Period-end loans outstanding	7,681,000	'	7,681,000	'	8,144,000
Allowance for loan losses, provision for loss	'	'	12,000	'	21,000
Allowance for loan losses, charge-offs	'	'	'	'	4,000
Balance	77,000	'	77,000	'	65,000
Consumer Loan [Member]	'	'	'	'	'
Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs [Line Items]	'	'	'	'	'
Balance	'	'	30,000	'	'
Period-end loans outstanding	714,000	'	714,000	'	686,000
Allowance for loan losses, provision for loss	'	'	-13,000	'	-103,000
Allowance for loan losses, charge-offs	'	'	'	'	16,000
Recoveries	'	'	-10,000	'	'
Balance	27,000	'	27,000	'	30,000
Construction [Member]	'	'	'	'	'
Note 9 - Loans (Details) - Allowance for Losses on Loans and Charge-Offs [Line Items]	'	'	'	'	'
Balance	'	'	4,000	'	'
Period-end loans outstanding	843,000	'	843,000	'	1,009,000
Allowance for loan losses, provision for loss	'	'	-1,000	'	4,000
Balance	$3,000	'	$3,000	'	$4,000

Note_9_Loans_Details_Allowance1

Note 9 - Loans (Details) - Allowance for Loan Losses (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Mar. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	'	$1,448,298	$1,033,000	$1,033,000
Ending balance for loans collectively evaluated for impairment	1,228,000	'	1,228,000	'	'
Loans receivable:	82,023,000	'	82,023,000	'	85,084,000
Ending balance: loans individually evaluated for impairment	4,096,000	'	4,096,000	'	'
Ending balance: loans collectively evaluated for impairment	77,927,000	'	77,927,000	'	'
Loan charge-offs	'	'	-635,000	'	'
Recoveries	'	'	40,000	'	83,000
Provision for loan losses	300,000	116,500	375,000	206,500	957,000
Balance	1,228,399	'	1,228,399	'	1,448,298
Commercial Loan [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	'	58,000	'	'
Ending balance for loans collectively evaluated for impairment	81,000	'	81,000	'	'
Loans receivable:	1,794,000	'	1,794,000	'	1,307,000
Ending balance: loans collectively evaluated for impairment	1,794,000	'	1,794,000	'	'
Loan charge-offs	'	'	'	'	-127,000
Provision for loan losses	'	'	23,000	'	141,000
Balance	81,000	'	81,000	'	58,000
Commercial Real Estate [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	'	635,000	'	'
Ending balance for loans collectively evaluated for impairment	341,000	'	341,000	'	'
Loans receivable:	8,636,000	'	8,636,000	'	'
Ending balance: loans individually evaluated for impairment	1,879,000	'	1,879,000	'	'
Ending balance: loans collectively evaluated for impairment	6,757,000	'	6,757,000	'	'
Loan charge-offs	'	'	-557,000	'	-378,000
Recoveries	'	'	25,000	'	'
Provision for loan losses	'	'	238,000	'	628,000
Balance	341,000	'	341,000	'	635,000
Residential Portfolio Segment [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	'	656,000	'	'
Ending balance for loans collectively evaluated for impairment	699,000	'	699,000	'	'
Loans receivable:	62,355,000	'	62,355,000	'	'
Ending balance: loans individually evaluated for impairment	2,217,000	'	2,217,000	'	'
Ending balance: loans collectively evaluated for impairment	60,138,000	'	60,138,000	'	'
Loan charge-offs	'	'	-78,000	'	-100,000
Recoveries	'	'	5,000	'	'
Provision for loan losses	'	'	116,000	'	266,000
Balance	699,000	'	699,000	'	656,000
Home Equity Line of Credit [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	'	65,000	'	'
Ending balance for loans collectively evaluated for impairment	77,000	'	77,000	'	'
Loans receivable:	7,681,000	'	7,681,000	'	8,144,000
Ending balance: loans collectively evaluated for impairment	7,681,000	'	7,681,000	'	'
Loan charge-offs	'	'	'	'	-4,000
Provision for loan losses	'	'	12,000	'	21,000
Balance	77,000	'	77,000	'	65,000
Consumer Loan [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	'	30,000	'	'
Ending balance for loans collectively evaluated for impairment	27,000	'	27,000	'	'
Loans receivable:	714,000	'	714,000	'	686,000
Ending balance: loans collectively evaluated for impairment	714,000	'	714,000	'	'
Loan charge-offs	'	'	'	'	-16,000
Recoveries	'	'	10,000	'	'
Provision for loan losses	'	'	-13,000	'	-103,000
Balance	27,000	'	27,000	'	30,000
Construction [Member]	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'
Balance	'	'	4,000	'	'
Ending balance for loans collectively evaluated for impairment	3,000	'	3,000	'	'
Loans receivable:	843,000	'	843,000	'	1,009,000
Ending balance: loans collectively evaluated for impairment	843,000	'	843,000	'	'
Provision for loan losses	'	'	-1,000	'	4,000
Balance	$3,000	'	$3,000	'	$4,000

Note_10_Investment_Securities_1

Note 10 - Investment Securities (Details)	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Held-to-maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	52
Securities in Unrealized Loss Positions, Depreciated Percentage from Amortized Cost	3.69%

Note_10_Investment_Securities_2

Note 10 - Investment Securities (Details) - Held-to-Maturity Securities (USD $)	Sep. 30, 2014	Mar. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	$25,720,000	$26,976,000
Held-to-Maturity Securities - Gross Unrealized Gains	106,000	122,000
Held-to-Maturity Securities - Gross Unrealized Losses	-920,000	-1,688,000
Held-to-Maturity Securities - Fair Value	24,906,258	25,410,461
Federal Farm Credit Bonds [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	5,444,000	5,944,000
Held-to-Maturity Securities - Gross Unrealized Gains	0	'
Held-to-Maturity Securities - Gross Unrealized Losses	-239,000	-387,000
Held-to-Maturity Securities - Fair Value	5,205,000	5,557,000
Federal Home Loan Bank Bonds [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	7,069,000	6,568,000
Held-to-Maturity Securities - Gross Unrealized Gains	0	'
Held-to-Maturity Securities - Gross Unrealized Losses	-306,000	-524,000
Held-to-Maturity Securities - Fair Value	6,763,000	6,044,000
Federal Home Loan Mortgage Corporation Bonds [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	1,997,000	1,997,000
Held-to-Maturity Securities - Gross Unrealized Gains	0	0
Held-to-Maturity Securities - Gross Unrealized Losses	-90,000	-167,000
Held-to-Maturity Securities - Fair Value	1,907,000	1,830,000
Federal National Mortgage Association [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	9,499,000	10,498,000
Held-to-Maturity Securities - Gross Unrealized Gains	11,000	17,000
Held-to-Maturity Securities - Gross Unrealized Losses	-285,000	-597,000
Held-to-Maturity Securities - Fair Value	9,225,000	9,918,000
Municipal Bond [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	470,000	547,000
Held-to-Maturity Securities - Gross Unrealized Gains	5,000	1,000
Held-to-Maturity Securities - Gross Unrealized Losses	0	0
Held-to-Maturity Securities - Fair Value	475,000	548,000
Total Bonds [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	24,479,000	25,554,000
Held-to-Maturity Securities - Gross Unrealized Gains	16,000	18,000
Held-to-Maturity Securities - Gross Unrealized Losses	-920,000	-1,675,000
Held-to-Maturity Securities - Fair Value	23,575,000	23,897,000
Federal Home Loan Mortgage Corporation [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	501,000	610,000
Held-to-Maturity Securities - Gross Unrealized Gains	34,000	43,000
Held-to-Maturity Securities - Gross Unrealized Losses	0	-7,000
Held-to-Maturity Securities - Fair Value	535,000	646,000
Federal National Mortgage Association Mortgage Backed Securities [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	528,000	583,000
Held-to-Maturity Securities - Gross Unrealized Gains	48,000	54,000
Held-to-Maturity Securities - Gross Unrealized Losses	0	-4,000
Held-to-Maturity Securities - Fair Value	576,000	633,000
Government National Mortgage Corporation [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	212,000	229,000
Held-to-Maturity Securities - Gross Unrealized Gains	8,000	7,000
Held-to-Maturity Securities - Gross Unrealized Losses	'	-2,000
Held-to-Maturity Securities - Fair Value	220,000	234,000
Total Mortgage-Backed Securities [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held-to-Maturity Securities - Amortized Cost	1,241,000	1,422,000
Held-to-Maturity Securities - Gross Unrealized Gains	90,000	104,000
Held-to-Maturity Securities - Gross Unrealized Losses	'	-13,000
Held-to-Maturity Securities - Fair Value	$1,331,000	$1,513,000

Note_10_Investment_Securities_3

Note 10 - Investment Securities (Details) - Available for Sale Securities (USD $)	Sep. 30, 2014	Mar. 31, 2014
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities amortized cost	$2,172,400	$2,185,959
Available for sale securities gross unrealized gains	0	'
Available for sale securities gross unrealized losses	-133,000	-213,000
Available for sale securities fair value	2,040,205	1,973,370
Federal Home Loan Bank Bonds [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities amortized cost	1,500,000	1,500,000
Available for sale securities gross unrealized gains	0	'
Available for sale securities gross unrealized losses	-95,000	-148,000
Available for sale securities fair value	1,405,000	1,352,000
Federal National Mortgage Association [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities amortized cost	500,000	500,000
Available for sale securities gross unrealized gains	0	'
Available for sale securities gross unrealized losses	-38,000	-62,000
Available for sale securities fair value	462,000	438,000
Mutual Fund Shares [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities amortized cost	173,000	186,000
Available for sale securities gross unrealized gains	0	'
Available for sale securities gross unrealized losses	'	-3,000
Available for sale securities fair value	$173,000	$183,000

Note_10_Investment_Securities_4

Note 10 - Investment Securities (Details) - Maturities of Securities (USD $)	Sep. 30, 2014	Mar. 31, 2014
Maturities of Securities [Abstract]	'	'
Held to Maturity - Amortized Cost - One year or less	$470,000	$547,000
Held to Maturity - Fair Value - One year or less	475,000	548,000
Held to Maturity - Amortized Cost - After one year through five years	2,002,000	1,502,000
Held to Maturity - Fair Value - After one year through five years	2,001,000	1,500,000
Held to Maturity - Amortized Cost - After five years through ten years	5,419,000	8,418,000
Held to Maturity - Fair Value - After five years through ten years	5,227,000	7,928,000
Held to Maturity - Amortized Cost - After ten years	17,829,000	16,509,000
Held to Maturity - Fair Value - After ten years	17,203,000	15,434,000
Available for Sale - Amortized Cost - After ten years	2,000,000	2,000,000
Available for Sale - Fair Value - After ten years	1,867,000	1,790,000
Available for Sale - Amortized Cost - Equity securities	173,000	186,000
Available for Sale - Fair Value - Equity securities	173,000	183,000
Held to Maturity - Amortized Cost - Total	25,719,743	26,975,907
Held to Maturity - Fair Value - Total	24,906,258	25,410,461
Available for Sale - Amortized Cost - Total	2,173,000	2,186,000
Available for Sale - Fair Value - Total	$2,040,205	$1,973,370

Note_10_Investment_Securities_5

Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses (USD $)	Sep. 30, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
Less Than 12 Months, Fair Value	$1,467	$15,858
Less Than 12 Months, Gross Unrealized Losses	-11	-1,180
12 Months or Greater, Fair Value	22,988	7,842
12 Months or Greater, Gross Unrealized Losses	-1,042	-721
Total, Fair Value	24,455	23,700
Total, Gross Unrealized Losses	-1,053	-1,901
Federal Home Loan Bank Bonds [Member]	'	'
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
Less Than 12 Months, Fair Value	968	3,606
Less Than 12 Months, Gross Unrealized Losses	-10	-371
12 Months or Greater, Fair Value	7,199	3,790
12 Months or Greater, Gross Unrealized Losses	-391	-301
Total, Fair Value	8,167	7,396
Total, Gross Unrealized Losses	-401	-672
Federal Farm Credit Bonds [Member]	'	'
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
Less Than 12 Months, Fair Value	'	3,282
Less Than 12 Months, Gross Unrealized Losses	'	-217
12 Months or Greater, Fair Value	5,205	1,775
12 Months or Greater, Gross Unrealized Losses	-239	-171
Total, Fair Value	5,205	5,057
Total, Gross Unrealized Losses	-239	-388
Federal Home Loan Mortgage Corporation Bonds [Member]	'	'
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
Less Than 12 Months, Fair Value	'	1,100
Less Than 12 Months, Gross Unrealized Losses	'	-77
12 Months or Greater, Fair Value	1,906	902
12 Months or Greater, Gross Unrealized Losses	-91	-97
Total, Fair Value	1,906	2,002
Total, Gross Unrealized Losses	-91	-174
Federal National Mortgage Association [Member]	'	'
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
Less Than 12 Months, Fair Value	499	7,687
Less Than 12 Months, Gross Unrealized Losses	-1	-512
12 Months or Greater, Fair Value	8,678	1,349
12 Months or Greater, Gross Unrealized Losses	-321	-151
Total, Fair Value	9,177	9,036
Total, Gross Unrealized Losses	-322	-663
Mutual Fund Shares [Member]	'	'
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
Less Than 12 Months, Fair Value	'	183
Less Than 12 Months, Gross Unrealized Losses	'	-3
12 Months or Greater, Fair Value	'	0
12 Months or Greater, Gross Unrealized Losses	'	0
Total, Fair Value	'	183
Total, Gross Unrealized Losses	'	-3
Total Bonds [Member]	'	'
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
Less Than 12 Months, Fair Value	'	15,858
Less Than 12 Months, Gross Unrealized Losses	'	-1,180
12 Months or Greater, Fair Value	'	7,816
12 Months or Greater, Gross Unrealized Losses	'	-720
Total, Fair Value	'	23,674
Total, Gross Unrealized Losses	'	-1,900
Government National Mortgage Association [Member]	'	'
Note 10 - Investment Securities (Details) - Securities With Gross Unrealized Losses [Line Items]	'	'
12 Months or Greater, Fair Value	'	26
12 Months or Greater, Gross Unrealized Losses	'	-1
Total, Fair Value	'	26
Total, Gross Unrealized Losses	'	($1)