Delanco Bancorp 10-Q 14 Feb 17 2017 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Dec. 31, 2016	Feb. 09, 2017
Document Information [Line Items]
Entity Registrant Name	Delanco Bancorp, Inc.
Entity Central Index Key	1,577,603
Trading Symbol	dlno
Current Fiscal Year End Date	--03-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		945,425
Document Type	10-Q
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($)	Dec. 31, 2016	Mar. 31, 2016
ASSETS
Cash and amounts due from banks	$ 702,565	$ 585,364
Interest-bearing deposits	10,320,101	11,542,024
Total cash and cash equivalents	11,022,666	12,127,388
Securities available-for-sale (amortized cost of $2,096,668 and $2,121,777 at December 31, 2016 and March 31, 2016, respectively)	2,104,869	2,150,093
Securities held-to-maturity (fair value $21,848,380 and $21,706,150 at December 31, 2016 and March 31, 2016, respectively)	22,660,982	21,584,538
Total investment securities	24,765,851	23,734,631
Loans, net of allowance for loan losses of $1,016,218 at December 31, 2016 (unaudited), $1,099,232 at March 31, 2016	83,026,561	82,197,809
Accrued interest receivable	357,367	369,138
Real estate owned	1,722,800	1,763,628
Federal Home Loan Bank, at cost	124,300	253,800
Premises and equipment, net	6,107,352	6,290,047
Deferred income taxes	2,002,800	2,066,535
Bank-owned life insurance	173,914	174,252
Other assets	262,164	437,797
Total assets	129,565,775	129,415,025
LIABILITIES
Non-interest bearing deposits	11,710,881	12,054,146
Interest bearing deposits	103,069,451	99,810,501
Total deposits	114,780,332	111,864,647
Advances from Federal Home Loan bank		3,000,000
Accrued interest payable	1,109	5,830
Advance payments by borrowers for taxes and insurance	454,354	433,034
Other liabilities	898,076	815,802
Total liabilities	116,133,871	116,119,313
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value, 5,000,000 authorized at December 31, 2016 and March 31, 2016, no shares issued
Common stock, $.01 par value, 20,000,000 shares authorized; 945,425 shares issued and outstanding at December 31, 2016 and March 31, 2016	9,454	9,454
Additional paid-in capital	10,010,014	9,988,509
Retained earnings, substantially restricted	3,999,681	3,918,476
Unearned common stock held by employee stock ownership plan	(455,514)	(501,065)
Accumulated other comprehensive (loss)	(131,731)	(119,662)
Total stockholder’s equity	13,431,904	13,295,712
Total liabilities and stockholders’ equity	$ 129,565,775	$ 129,415,025

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($)	Dec. 31, 2016	Mar. 31, 2016
Securities available-for-sale, amortized cost	$ 2,096,668	$ 2,121,777
Securities available-for-sale, fair value	21,848,380	21,706,150
Allowance for loan losses	$ 1,016,218	$ 1,099,232
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	945,425	945,425
Common stock, shares outstanding (in shares)	945,425	945,425

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
INTEREST INCOME
Loans	$ 875,015	$ 910,027	$ 2,641,794	$ 2,720,113
Investment securities	144,313	161,583	460,080	495,362
Total interest income	1,019,328	1,071,610	3,101,874	3,215,475
INTEREST EXPENSE
Interest-bearing checking accounts	11,512	10,743	33,664	29,056
Passbook and money market accounts	30,158	26,624	89,850	79,198
Certificates of deposits	90,016	101,031	272,014	300,295
Federal Home Loan Bank Advances	336	5,978	5,148	19,858
Total interest expense	132,022	144,376	400,676	428,407
Net interest income	887,306	927,234	2,701,198	2,787,068
Provision (recovery)for loan losses	26,000		(22,000)	10,000
Net interest income after provision for loan losses	861,306	927,234	2,723,198	2,777,068
NON-INTEREST INCOME
Gain (loss) on sale of REO	300	(1,115)	(2,540)	(3,096)
Service charges	31,351	28,358	93,781	99,019
Rental income	9,597	15,969	34,632	83,898
Other	3,581	3,656	11,010	11,237
Total non-interest income	44,829	46,868	136,883	191,058
NON-INTEREST EXPENSE
Salaries and employee benefits	403,015	416,893	1,200,653	1,248,971
Advertising	3,844	7,894	15,221	17,535
Office supplies, telephone and postage	23,613	29,560	77,620	82,039
Loan expenses	6,561	14,276	40,893	62,140
Occupancy expense	146,685	155,811	440,038	462,220
Federal insurance premiums	1,247	43,083	86,673	128,669
Real estate owned loss reserve	49,000		62,100	48,285
Data processing expenses	61,431	61,894	188,589	181,257
ATM expenses	11,310	7,297	27,610	21,221
Bank charges and fees	20,504	20,890	64,606	63,641
Insurance and surety bond premiums	20,575	19,981	65,304	69,069
Dues and subscriptions	8,831	10,933	33,285	35,204
Professional fees	77,164	68,037	202,784	220,087
Real Estate Owned expense	31,831	59,836	93,982	200,333
Other	35,175	36,962	105,036	104,847
Total non-interest expense	900,786	953,347	2,704,394	2,945,518
INCOME BEFORE INCOME TAX EXPENSE (BENEFIT)	5,349	20,755	155,687	22,608
Income tax expense (benefit)	2,030	8,133	74,482	(12,217)
NET INCOME	$ 3,319	$ 12,622	$ 81,205	$ 34,825
INCOME PER COMMON SHARE (in dollars per share)	$ 0	$ 0.01	$ 0.09	$ 0.04

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	9 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Net Income (Loss)	$ 81,205	$ 34,825
Unrealized gain (Loss) on investment securities available for sale, net of deferred tax of $3,280 and $1,710 for the nine months ended	(12,069)	4,275
Other comprehensive income (loss)	(12,069)	4,275
Total Comprehensive Income	$ 69,136	$ 39,100

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) - USD ($)	9 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Unrealized gain (loss) on investment securities, deferred tax (benefit)	$ 3,280	$ 1,710

Consolidated Statements of Chan

Consolidated Statements of Changes In Stockholders' Equity (Unaudited) - 9 months ended Dec. 31, 2016 - USD ($)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Unearned Employee Stock Ownership Plan [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Mar. 31, 2016	945,425
Balance at Mar. 31, 2016	$ 9,454	$ 9,988,509	$ 3,918,476	$ (501,065)	$ (119,662)	$ 13,295,712
Net income			81,205			81,205
Change in unrealized gain on securities- available- for-sale, net of deferred income tax()					(12,069)	(12,069)
Employee stock option expense		26,415				26,415
Shares of common stock transferred to ESOP for services		(4,910)		45,551		40,641
Balance (in shares) at Dec. 31, 2016	945,425
Balance at Dec. 31, 2016	$ 9,454	$ 10,010,014	$ 3,999,681	$ (455,514)	$ (131,731)	$ 13,431,904

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Cash flow from operating activities
Net Income (Loss)	$ 81,205	$ 34,825
Adjustments to reconcile net loss to net cash provided by operating activities:
ESOP amortization	45,551	33,075
Deferred income taxes	71,780	(14,468)
Depreciation	194,432	198,048
Discount accretion net of premium amortization	(31,307)	5,601
Provision (recovery)for loan losses	(22,000)	10,000
Loss on sale of real estate owned	2,540	3,096
Compensation expense for stock options	21,505	23,631
(Increase) decrease in:
Accrued interest receivable	11,771	54,689
Other assets	175,971	79,426
Increase (decrease) in:
Accrued interest payable	(4,721)	(5,098)
Other liabilities	82,274	(28,331)
Net cash provided by operating activities	629,001	394,494
Cash flows from investing activities
Proceeds of securities available for sale	525,109	524,433
Purchases of securities available for sale	(500,000)	(1,500,000)
Purchases of securities held-to-maturity	(19,965,000)	(4,736,250)
Proceeds from maturities and principal repayments of securities held-to-maturity	18,919,864	5,503,192
(Purchase) sale of investment required by law – stock in Federal Home Loan Bank	129,500	52,500
Proceeds from sale of real estate owned	466,285	470,718
Net (increase) decrease in loans	(1,234,749)	(3,626,310)
Purchases of premises and equipment	(11,737)	(61,078)
Net cash provided by(used in) investing activities	(1,670,728)	(3,372,795)
Cash flows from financing activities
Increase in deposits	2,915,685	2,231,916
Increase in advance payments by borrowers for taxes and insurance	21,320	87,292
(Decrease)in Federal Home Loan Bank advance	(3,000,000)	(1,000,000)
Net cash provided by financing activities	(62,995)	1,319,208
Net (decrease) in cash and cash equivalents	(1,104,722)	(1,659,093)
Cash and cash equivalents, beginning of the period	12,127,388	10,450,448
Cash and cash equivalents, end of period	11,022,666	8,791,355
Supplemental Disclosures:
Cash paid during the period for interest	402,467	443,654
Cash paid during the period for income taxes	2,500	2,500
Loans transferred to foreclosed real estate during the period	610,148	246,382
Net change in unrealized gain on securities available-for-sale net of tax	$ (12,069)	$ 4,275

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Basis of Accounting [Text Block]	(1) Basis of Presentation On October 16, 2013, “second 525,423 420,002 $3,280,000, $923,000. The accompanying unaudited consolidated financial statements have been prepared in accordance with instructions for Form 10 three nine December 31, 2016 may 10 March 31, 2016.

Note 2 - Use of Estimates

Note 2 - Use of Estimates	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Use of Estimates [Text Block]	(2) Use of Estimates The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for losses on loans and the evaluation of deferred taxes.

Note 3 - Deferred Income Taxes

Note 3 - Deferred Income Taxes	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	(4) Income Taxes The Bank accounts for uncertainties in income taxes in accordance with Financial ASC Topic 740 740 740 no Tax year 2015 2013 2015 .
Deferred Income Taxes [Member]
Notes to Financial Statements
Income Tax Disclosure [Text Block]	(3) Deferred Income Taxes We use the asset and liability method of accounting for income taxes. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. We exercise significant judgment in evaluating the amount and timing of recognition of the resulting tax liabilities and assets. These judgments require us to make projections of future taxable income. The judgments and estimates we make in determining our deferred tax assets, which are inherently subjective, are reviewed on a continual basis as regulatory and business factors change. The calculation of deferred taxes for GAAP capital differs from the calculation of deferred taxes for regulatory capital. For regulatory capital, deferred tax assets that are dependent upon future taxable income for realization are limited to the lesser of either the amount of deferred tax assets that the institution expects to realize within one 10% 107

Note 4 - Income Taxes

Note 4 - Income Taxes	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	(4) Income Taxes The Bank accounts for uncertainties in income taxes in accordance with Financial ASC Topic 740 740 740 no Tax year 2015 2013 2015 .

Note 5 - Earnings Per Share

Note 5 - Earnings Per Share	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	(5) Earnings Per Share Basic earnings per share (“EPS”) are computed by dividing income available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted EPS reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. The difference between the common shares issued and the common shares outstanding for the purposes of calculating basic EPS is a result of the unallocated ESOP shares. The calculated basic and dilutive EPS are as follows: Three Months Ended December 31, Nine Months Ended December 31, 2016 2015 2016 2015 Numerator $ 3,319 $ 12,622 $ 81,205 $ 34,825 Denominators: Basic shares outstanding 910,239 906,720 910,239 906,720 Effect of dilutive securities 4,252 2,222 4,252 2,222 Dilutive shares outstanding 914,491 908,942 914,491 908,942 Earnings per share: Basic $ 0.00 $ 0.01 $ 0.09 $ 0.04 Dilutive $ 0.00 $ 0.01 $ 0.09 $ 0.04

Note 6 - Regulatory Agreement

Note 6 - Regulatory Agreement	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	(6) Regulatory Agreement On December 17, 2012, November 21, 2012. March 17, 2010. The Agreement requires the Bank to take the following actions: ● prepare a three ● prepare a capital plan that includes specific proposals related to the maintenance of adequate capital, identifies strategies to strengthen capital if necessary and includes detailed quarterly financial projections. If the OCC determines that the Bank has failed to submit an acceptable capital plan or fails to implement or adhere to its capital plan, then the OCC may ● prepare a criticized asset plan that will include strategies, targets and timeframes to reduce the Bank’s level of criticized assets; ● implement a plan to improve the Bank’s credit risk management and credit administration practices; ● implement programs and policies related to the Bank’s allowance for loan and lease losses, liquidity risk management, independent loan review and other real estate owned; ● review the capabilities of the Bank’s management to perform present and anticipated duties and to recommend and implement any changes based on such assessment; ● not pay any dividends or make any other capital distributions without the prior written approval of the OCC; ● not make any severance or indemnification payments without complying with regulatory requirements regarding such payments; and ● comply with prior regulatory notification requirements for any changes in directors or senior executive officers. We have submitted strategic and capital plans to the OCC and have developed the other plans and policies required by the written agreement. The written agreement will remain in effect until terminated, modified, or suspended in writing by the OCC. The Agreement does not require the Bank to maintain any specific minimum regulatory capital ratios. Separately, the OCC established higher individual minimum capital ratios for the Bank. Specifically, the Bank must maintain a Tier 1 8%, 1 12% 13%. 1 1 December 31, 2016 8.96%, 16.35% 17.61%,

Note 7 - Recent Accounting Pron

Note 7 - Recent Accounting Pronouncements	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	(7) Recent Accounting Pronouncements There was one March 31, 2016 In August 2015, 2015 14: May 28, 2014, 2014 09, December 15, 2016, 2014 09 2014 09 one 2014 09 December 15, 2017, December 15, 2016,

Note 8 - Fair Value of Financia

Note 8 - Fair Value of Financial Instruments	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Fair Value, Measurement Inputs, Disclosure [Text Block]	(8) Fair Value of Financial Instruments ASC Topic 820 10 820 820 10 ASC Topic 820 three ● Level 1 Level 1 ● Level 2 Level 2 1 2 ● Level 3 Level 3 Assets and liabilities measured at fair value on a recurring basis are summarized below (dollars in thousands): Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2016 Available-for-sale securities $ − $ 2,105 $ − March 31, 2016 Available-for-sale securities $ − $ 2,150 $ − Assets and Liabilities on a Non-Recurring Basis Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 March 31, 2015 Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2016 Impaired loans $ − $ − $ 4,852 Real estate owned − − 1,723 Total $ − $ − $ 6,575 March 31, 2016 Impaired loans $ − $ − $ 4,966 Real estate owned − − 1,763 Total $ − $ − $ 6,729 The fair value of impaired loans and real estate owned is generally based on recent real estate appraisals. These appraisals may A financial instrument’s level within the fair value hierarchy is based upon the lowest level of any input significant to the fair value measurement. As required by ASC Topic 825 10 65, December 31, 2016 March 31, 2016 December 31, 2016 Carrying Amount Level 1 Level 2 Level 3 (Dollars in Thousands) Financial Assets: Cash and cash equivalents $ 11,023 $ 11,023 $ − $ − Investment securities-available for sale 2,105 − 2,105 − Investment securities-held to maturity 22,661 − 22,661 − Loans – net 83,027 − − 82,942 FHLB stock 124 − − − Accrued interest receivable 357 357 − − Bank–owned life insurance 174 174 − − Real estate owned 1,723 − − 1,723 Total financial assets $ 121,194 $ 11,554 $ 24,766 $ 84,665 Financial Liabilities: Deposits-non-interest bearing $ 11,711 $ 11,711 $ − $ − Deposits-interest bearing 103,069 − 102,350 − Advance payments by borrowers for taxes and insurance 454 454 − − Accrued interest payable 1 1 − − Total financial liabilities $ 115,235 $ 12,166 $ 102,350 $ − March 31, 2016 Carrying Amount Level 1 Level 2 Level 3 (Dollars in Thousands) Financial Assets: Cash and cash equivalents $ 12,127 $ 12,127 $ − $ − Investment securities-available for sale 2,122 − 2,150 − Investment securities-held to maturity 21,585 − 21,640 − Loans receivable,– net 82,198 − − 84,744 FHLB stock 254 254 − − Accrued interest receivable 369 369 − − Bank-owned life insurance 174 174 − − Real estate owned 1,763 − − 1,763 Total financial assets $ 120,592 $ 12,924 $ 23,790 $ 86,507 Financial Liabilities: Deposits-non-interest bearing $ 12,054 $ 12,054 $ − $ − Deposits-interest bearing 99,811 − 99,900 − Advances from Federal Home Loan Bank 3,000 3,000 − − Advance payments by borrowers for taxes and insurance 433 433 − − Accrued interest payable 6 6 − − Total financial liabilities $ 115,304 $ 15,493 $ 99,900 $ − Off-balance sheet instruments Off-balance sheet instruments are primarily comprised of loan commitments and unfunded lines of credit which are generally priced at market rate at the time of funding. Therefore, these instruments have nominal value prior to funding. December 31, 2016 March 31, 2016 Contract Value Estimated Fair Value Contract Value Estimated Fair Value Off-balance sheet instruments Commitments to extend credit $ 8,430 $ − $ 7,469 $ −

Note 9 - Loans

Note 9 - Loans	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	(9) Loans The Bank monitors and assesses the credit risk of its loan portfolio using the classes set forth below. These classes also represent the segments by which the Bank monitors the performance of its loan portfolio and estimates its allowance for loan losses. Residential real estate loans consist of loans secured by one four one four 80% 30 30 may Commercial real estate loans are generally originated in amounts up to the lower of 80% 5 7 25 Commercial loans include short and long-term business loans and commercial lines of credit for the purposes of providing working capital, supporting accounts receivable, purchasing inventory and acquiring fixed assets. The loans generally are secured by these types of assets as collateral and/or by personal guarantees provided by principals of the borrowers. Construction loans will be made only if there is a permanent mortgage commitment in place. Interest rates on commercial construction loans are typically in line with normal commercial mortgage loan rates, while interest rates on residential construction loans are slightly higher than normal residential mortgage loan rates. These loans usually are adjustable rate loans and generally have terms of up to one Consumer loans include installment loans and home equity loans, secured by first second first second 80% Loans at December 31, 2016 March 31, 2016 December 31, 2016 March 31, 2016 Residential (one-to four-family) real estate $ 62,069 $ 62,251 Multi-family and commercial real estate 9,902 9,569 Commercial 2,036 2,290 Home equity 8,825 8,528 Consumer 642 682 Construction 635 54 Total loans 84,109 83,374 Net deferred loan origination fees (66 ) (77 ) Allowance for loan losses (1,016 ) (1,099 ) Loans, net $ 83,027 $ 82,198 The Bank is subject to a loans-to- one 15% December 31, 2016, one $1.8 10% $1.2 may December 31, 2016, one one 15% A summary of the Bank’s credit quality indicators is as follows: Pass – A credit which is assigned a rating of Pass shall exhibit some or all of the following characteristics: a. Loans that present an acceptable degree of risk associated with the financing being considered as measured against earnings and balance sheet trends, industry averages, etc. Actual and projected indicators and market conditions provide satisfactory evidence that the credit will perform as agreed. b. Loans to borrowers that display acceptable financial conditions and operating results. Debt service capacity is demonstrated and future prospects are considered good. c. Loans to borrowers where a comfort level is achieved by the strength of the cash flows from the business or project and the strength and quantity of the collateral or security position (i.e.; receivables, inventory and other readily marketable securities) as supported by a current valuation and/or the strong capabilities of a guarantor. Special Mention – Loans on which the credit risk requires more than ordinary attention by the Loan Officer. This may Classified – Classified loans include those considered by the Bank to be substandard, doubtful or loss. An asset is considered “substandard” if it involves more than an acceptable level of risk due to a deteriorating financial condition, unfavorable history of the borrower, inadequate payment capacity, insufficient security or other negative factors within the industry, market or management. Substandard loans have clearly defined weaknesses which can jeopardize the timely payment of the loan. Assets classified as “doubtful” exhibit all of the weaknesses defined under the substandard category but with enough risk to present a high probability of some principal loss on the loan, although not yet fully ascertainable in amount. Assets classified as “loss” are those considered uncollectible or of little value, even though a collection effort may Non-Performing Loans Non-performing loans consist of non-accrual loans (loans on which the accrual of interest has ceased), loans over ninety 90 The Bank continues to work with its borrowers where possible and is pursuing legal action where the ability to work with the borrower does not exist. As of December 31, 2016, six $871 The following table represents loans by credit quality indicator at December 31, 2016 Pass Special Mention Loans Classified Loans Non- Performing Loans Total Residential real estate $ 59,112 $ − $ − $ 2,957 $ 62,069 Multi-family and commercial real estate 8,552 − 174 1,176 9,902 Commercial 1,830 − − 206 2,036 Home equity 8,781 − − 44 8,825 Consumer 642 − − − 642 Construction 582 − − 53 635 $ 79,499 $ − $ 174 $ 4,436 $ 84,109 The following table represents past-due loans as of December 31, 2016 30-59 Days Past Due 60- 89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loan Balances Residential real estate $ 712 $ 473 $ 1,993 $ 3,178 $ 58,891 $ 62,069 Multi-family and commercial real estate − 239 694 933 8,969 9,902 Commercial − 214 171 385 1,651 2,036 Home Equity − 88 216 304 8,521 8,825 Consumer 3 15 − 18 624 642 Construction − − − − 635 635 Total Loans $ 715 $ 1,029 $ 3,074 $ 4,818 $ 79,291 $ 84,109 Percentage of Total Loans 0.8 % 1.2 % 3.7 % 5.7 % 94.3 % 100.0 % Impaired loans are measured based on the present value of expected future discounted cash flows, the fair value of the loan or the fair value of the underlying collateral if the loan is collateral dependent. The recognition of interest income on impaired loans is the same for non-accrual loans discussed above. At December 31, 2016, 18 $3.3 18 $2.8 March 31, 2016. $5.2 nine December 31, 2016 $5.0 March 31, 2016, nine December 31, 2016 $125 $201 March 31, 2016 . The following table represents data on impaired loans at December 31, 2016 March 31, 2016 December 31, 2016 March 31, 2016 Impaired loans for which a valuation allowance has been provided $ − $ — Impaired loans for which no valuation allowance has been provided 5,031 4,966 Total loans determined to be impaired 5,031 4,966 Allowance for loans losses related to impaired loans − — Average recorded investment in impaired loans 5,246 5,054 Cash basis interest income recognized on impaired loans 125 201 The following table presents impaired loans by portfolio class at December 31, 2016 Recorded Investment Unpaid Principal Balance Related Valuation Allowance Average Recorded Investment Interest Income Recognized While On Impaired Status Impaired loans with no valuation allowance: Residential real estate $ 2,371 $ 2,315 $ − $ 2,822 $ 38 Multi-family and commercial real estate 2,167 2,146 − 2,025 71 Commercial 206 206 − 139 7 Home equity 318 311 − 200 7 Consumer − − − 2 − Construction 58 53 58 2 Total $ 5,120 $ 5,031 $ − $ 5,246 $ 125 The following table presents impaired loans by portfolio class at March 31, 2016 Recorded Investment Unpaid Principal Balance Related Valuation Allowance Average Recorded Investment Interest Income Recognized While On Impaired Statues Impaired loans with no valuation allowance: Residential real estate $ 2,964 $ 2,920 $ − $ 2,913 $ 71 Multi-family and commercial real estate 1,938 1,935 − 1,992 117 Commercial 56 56 − 34 9 Home equity − − − 39 1 Consumer − − − 16 − Construction 59 54 − 60 3 Subtotal $ 5,017 $ 4,965 $ − $ 5,054 $ 201 The following table represents nonaccrual loans as of December 31, 2016 March 31, 2016 December 31, 2016 March 31, 2016 Non-accrual loans: Residential real estate $ 1,252 $ 1,333 Multi-family and commercial real estate 508 553 Commercial 206 − Consumer − 21 Home Equity 44 111 Construction − − Total non-accrual loans 2,010 2,018 Accruing loans past due 90 days or more: Residential real estate $ − $ − Multi-family and commercial real estate − − Commercial − − Consumer − − Home Equity − − Construction − − Total accruing loans past due 90 days or more − − Troubled Debt Restructurings: In non-accrual status: Residential real estate $ 914 $ 744 Multi-family and commercial real estate 425 − Commercial − − Consumer − − Home Equity − − Construction − − Total troubled debt restructurings in non-accrual status 1,339 744 Performing under modified terms: Residential real estate 791 787 Multi-family and commercial real estate 243 766 Commercial − − Consumer − − Home Equity − − Construction 53 54 Total troubled debt restructurings performing under modified terms: 1,087 1,607 Total troubled debt restructurings 2,426 2,351 Total non-performing loans 4,436 4,369 Real estate owned 1,723 1,764 Total non-performing assets 6,159 6,133 Non-performing loans as a percentage of loans 5.27 % 5.24 % Non-performing assets as a percentage of loans and real estate owned 7.18 % 7.20 % Non-performing assets as percentage of total assets 4.75 % 4.74 % During the nine December 31, 2016, $586 six $1.3 nine December 31, 2016. two $486 three five $612 one $172 one $100 one $77 one $40 two $468 The following table presents troubled debt restructurings that occurred during the periods ended December 31, 2016 March 31, 2016 9 12 December 31, 2016 March 31, 2016 Outstanding Recorded Outstanding Recorded Number of Pre- Modification Post- Number of Pre- Modification Post- Troubled debt restructurings: Residential real estate 1 77 95 1 $ 164 $ 173 Number of Recorded Investment Number of Recorded Investment Troubled debt restructurings that subsequently defaulted: Residential real estate − $ − − $ − The following table presents the changes in real estate owned (REO), net of valuation allowance, for the periods ended December 31, 2016 March 31, 2016: December 31, 2016 March 31, 2016 Balance, beginning of period $ 1,764 $ 2,433 Additions from loan foreclosures 610 332 Additions from capitalized costs 9 − Dispositions of REO (595 ) (752 ) Gain (loss) on sale of REO (3 ) (3 ) Valuation adjustments in the period (62 ) (246 ) Balance, end of period $ 1,723 $ 1,764 The following table presents the changes in fair value adjustments to REO for the periods ended December 31, 2016 March 31, 2016: December 31, 2016 March 31, 2016 Balance, beginning of period $ 227 $ 851 Valuation adjustments added in the period 62 247 Valuation adjustments on disposed properties during the period (185 ) (871 ) Balance, end of period $ 104 $ 227 The following table sets forth with respect to the Bank’s allowance for losses on loans (dollars in thousands): December 31, 2016 March 31, 2016 Balance at beginning of period $ 1,099 $ 1,185 Provision: Commercial (40 ) (12 ) Commercial real estate (23 ) 9 Residential real estate 87 (132 ) Home Equity (13 ) 11 Consumer (35 ) 53 Construction 2 − Total provision (22 ) (71 ) Charge-offs: Commercial − − Commercial real estate 71 17 Residential real estate 102 40 Home equity − 11 Consumer − 71 Recoveries (112 ) (124 ) Total Net Charge-Offs $ 61 $ 15 Balance at end of period $ 1,016 $ 1,099 Period-end loans outstanding $ 84,109 $ 83,374 Average loans outstanding $ 83,416 $ 83,666 Allowance as a percentage of period-end loans 1.21 % 1.32 % Net charge-offs as a percentage of average loans 0.07 % 0.02 % Additional details for changes in the allowance for loan by loan portfolio as of December 31, 2016 Allowance for Loan Losses Commercial Commercial Real Estate Residential Real Estate Home Equity Consumer Construction Total Balance, beginning of year $ 80 $ 339 $ 568 $ 87 $ 25 $ − $ 1,099 Loan charge-offs − (71 ) (102 ) − − − (173 ) Recoveries 28 48 8 − 28 − 112 Provision for loan losses (40 ) (23 ) 87 (13 ) (35 ) 2 (22 ) Balance, end of period $ 68 $ 293 $ 561 $ 74 $ 18 $ 2 $ 1,016 Ending balance for loans individually evaluated for impairment $ 133 $ 1,666 $ 2,455 $ 545 $ − $ 53 $ 4,852 Ending balance for loans collectively evaluated for impairment 1,903 8,236 59,614 8,280 642 582 $ 79,257 Loans receivable: Ending balance $ 2,036 $ 9,902 $ 62,069 $ 8,825 $ 642 $ 635 $ 84,109 Ending balance: loans individually evaluated for impairment $ 133 $ 1,666 $ 2,455 $ 545 $ − $ 53 $ 4,852 Ending balance: loans collectively evaluated for impairment $ 1,903 $ 8,236 $ 59,614 $ 8,280 $ 642 $ 582 $ 79,257 The Bank prepares an allowance for loan loss model on a quarterly basis to determine the adequacy of the allowance. Management considers a variety of factors when establishing the allowance, such as the impact of current economic conditions, diversification of the loan portfolio, delinquency statistics, results of independent loan review and related classifications. The Bank’s historic loss rates and the loss rates of peer financial institutions are also considered. On a monthly basis, the loan committee meets to review each problem loan and determine if there has been any change in collateral value due to changes in market conditions. Each quarter, when calculating the allowance for loan loss, the loan committee reviews an updated loan impairment analysis on each problem loan to determine if a specific provision for loan loss is warranted. Management reviews the most recent appraisal on each loan adjusted for holding and selling costs. In the event there is not a recent appraisal on file, the Bank will use the aged appraisal and apply a discount factor to the appraisal and then adjust the holding and selling costs from the discounted appraisal value. In evaluating the Bank’s allowance for loan loss, the Bank maintains a loan committee consisting of senior management and the Board of Directors that monitors problem loans and formulates collection efforts and resolution plans for each borrower. For the nine December 31, 2016, one one $40 one one $31 two two $102 one one $71 three $68 March 31, 2016. At December 31, 2016, 1.21% $26 March 31, 2016, 4.75% December 31, 2016 4.74% March 31, 2016 . The Bank’s charge-off policy states that any asset classified loss shall be charged-off within thirty may

Note 10 - Investment Securities

Note 10 - Investment Securities	9 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	(10) Investment Securities Investment securities have been classified according to management’s intent. The amortized cost of securities and their approximate fair values as of December 31, 2016 March 31, 2016 Held-to-Maturity December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in Thousands) Federal Farm Credit Bank Bond $ 8,065 $ − $ (324 ) $ 7,741 Federal Home Loan Bank Bonds 8,353 − (368 ) 7,985 Federal Home Loan Mortgage Corporation Bonds 1,000 − (55 ) 945 Federal National Mortgage Association 3,000 − (107 ) 2,893 Municipal Bond 1,536 − (4 ) 1,532 21,954 − (858 ) 21,096 Mortgage-Backed Securities: Federal Home Loan Mortgage Corporation 245 11 − 256 Federal National Mortgage Association 329 30 − 359 Government National Mortgage Corporation 133 4 − 137 707 45 − 752 Total $ 22,661 $ 45 $ (858 ) $ 21,848 Held-to-Maturity March 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in Thousands) Federal Home Loan Bank Bonds $ 5,802 $ 28 $ (4 ) $ 5,826 Federal Farm Credit Bonds 9,438 21 (1 ) 9,458 Federal Home Loan Mortgage Corporation Bonds 732 − − 732 Federal National Mortgage Association Bond 4,000 17 4,017 Municipal Bond 736 (1 ) 735 20,708 66 (6 ) 20,768 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 322 26 (8 ) 340 Federal National Mortgage Association 398 40 (3 ) 435 Government National Mortgage Corporation 157 7 (1 ) 163 877 73 (12 ) 938 Total $ 21,585 $ 139 $ (18 ) $ 21,706 Available for Sale December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Certificates of Deposit $ 2,000 $ 10 $ − $ 2,010 Mutual Fund Shares 97 − (2 ) 95 $ 2097 $ 10 $ (2 ) $ 2,105 Available-for-Sale March 31, 2016 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Federal National Mortgage Association $ 500 $ − $ (3 ) $ 497 Certificates of Deposit 1,500 31 − 1,531 Mutual Fund Shares 122 2 (2 ) 122 Total $ 2,122 $ 33 $ (5 ) $ 2,150 The following is a summary of maturities of securities held-to-maturity and available-for-sale as of December 31, 2016 March 31, 2016: December 31, 2016 Held to Maturity Available for Sale (Dollars in Thousands) Amortized Cost Fair Value Amortized Cost Fair Value Amounts maturing in: One year or less $ 1,536 $ 1,532 $ − $ − After one year through five years 500 496 2,000 2,010 After five years through ten years 8,576 8,287 − − After ten years 12,049 11,533 − − Equity securities − − 97 95 $ 22,661 $ 21,848 $ 2,097 $ 2,105 March 31, 2015 Held to Maturity Available for Sale (Dollars in Thousands) Amortized Cost Fair Value Amortized Cost Fair Value Amounts maturing in: One year or less $ 736 $ 735 $ − $ − After one year through five years 945 945 1,000 1,025 After five years through ten years 8,380 8,384 1,000 1,003 After ten years 11,524 11,642 − − Equity securities − − 122 122 $ 21,585 $ 21,706 $ 2,122 $ 2,150 The amortized cost and fair value of mortgage-backed securities are presented in the held-to-maturity category by contractual maturity in the preceding table. Expected maturities will differ from contractual maturities because borrowers may Information pertaining to securities with gross unrealized losses at December 31, 2016 March 31, 2016, Continuous Unrealized Continuous Unrealized Losses Existing For Losses Existing For Less Than 12 Months 12 Months or Greater Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2016 Value Losses Value Losses Value Losses Federal Farm Credit Bonds $ 7,741 $ (324 ) $ − $ − $ 7,741 $ (324 ) Federal Home Loan Bank Bond 7,985 (368 ) − − 7,985 (368 ) Federal National Mortgage Association 2,893 (107 ) − − 2,893 (107 ) Federal Home Loan Mortgage Corporation Bond 945 (55 ) − − 945 (55 ) Municipal bonds 1,536 (4 ) − − 1,536 (4 ) Total $ 21,100 $ (858 ) $ − $ − $ 21,100 $ (858 ) Continuous Unrealized Continuous Unrealized Losses Existing For Losses Existing For Less Than 12 Months 12 Months or Greater Total Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2016 Value Losses Value Losses Value Losses Federal Home Loan Bank Bonds $ − $ − $ 496 $ ( 4 ) $ 496 $ ( 4 ) Federal Farm Credit Bonds − − 499 ( 1 ) 499 ( 1 ) Federal National Mortgage Association − − 497 ( 3 ) 497 ( 3 ) Municipal Bonds 735 ( 1 ) − − 735 ( 1 ) Mutual fund shares − − 64 ( 2 ) 64 ( 2 ) 735 ( 1 ) 1,556 ( 10 ) 2,291 ( 11 ) Mortgage –Backed Securities: Federal Home Loan Mortgage Corporation − − 103 (8 ) 103 (8 ) Federal national Mortgage Association − − 154 (3 ) 154 (3 ) Government national Mortgage Association − − 22 (1 ) 22 (1 ) − − 279 (12 ) 279 (12 ) Total $ 735 $ (1 ) $ 1,835 $ (22 ) $ 2,570 $ (23 ) Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) (2) (3) At December 31, 2016, 42 3.9%

Note 5 - Earnings Per Share (Ta

Note 5 - Earnings Per Share (Tables)	9 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended December 31, Nine Months Ended December 31, 2016 2015 2016 2015 Numerator $ 3,319 $ 12,622 $ 81,205 $ 34,825 Denominators: Basic shares outstanding 910,239 906,720 910,239 906,720 Effect of dilutive securities 4,252 2,222 4,252 2,222 Dilutive shares outstanding 914,491 908,942 914,491 908,942 Earnings per share: Basic $ 0.00 $ 0.01 $ 0.09 $ 0.04 Dilutive $ 0.00 $ 0.01 $ 0.09 $ 0.04

Note 8 - Fair Value of Financ20

Note 8 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Dec. 31, 2016
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2016 Available-for-sale securities $ − $ 2,105 $ − March 31, 2016 Available-for-sale securities $ − $ 2,150 $ −
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) December 31, 2016 Impaired loans $ − $ − $ 4,852 Real estate owned − − 1,723 Total $ − $ − $ 6,575 March 31, 2016 Impaired loans $ − $ − $ 4,966 Real estate owned − − 1,763 Total $ − $ − $ 6,729
Fair Value, by Balance Sheet Grouping [Table Text Block]	December 31, 2016 Carrying Amount Level 1 Level 2 Level 3 (Dollars in Thousands) Financial Assets: Cash and cash equivalents $ 11,023 $ 11,023 $ − $ − Investment securities-available for sale 2,105 − 2,105 − Investment securities-held to maturity 22,661 − 22,661 − Loans – net 83,027 − − 82,942 FHLB stock 124 − − − Accrued interest receivable 357 357 − − Bank–owned life insurance 174 174 − − Real estate owned 1,723 − − 1,723 Total financial assets $ 121,194 $ 11,554 $ 24,766 $ 84,665 Financial Liabilities: Deposits-non-interest bearing $ 11,711 $ 11,711 $ − $ − Deposits-interest bearing 103,069 − 102,350 − Advance payments by borrowers for taxes and insurance 454 454 − − Accrued interest payable 1 1 − − Total financial liabilities $ 115,235 $ 12,166 $ 102,350 $ − March 31, 2016 Carrying Amount Level 1 Level 2 Level 3 (Dollars in Thousands) Financial Assets: Cash and cash equivalents $ 12,127 $ 12,127 $ − $ − Investment securities-available for sale 2,122 − 2,150 − Investment securities-held to maturity 21,585 − 21,640 − Loans receivable,– net 82,198 − − 84,744 FHLB stock 254 254 − − Accrued interest receivable 369 369 − − Bank-owned life insurance 174 174 − − Real estate owned 1,763 − − 1,763 Total financial assets $ 120,592 $ 12,924 $ 23,790 $ 86,507 Financial Liabilities: Deposits-non-interest bearing $ 12,054 $ 12,054 $ − $ − Deposits-interest bearing 99,811 − 99,900 − Advances from Federal Home Loan Bank 3,000 3,000 − − Advance payments by borrowers for taxes and insurance 433 433 − − Accrued interest payable 6 6 − − Total financial liabilities $ 115,304 $ 15,493 $ 99,900 $ −
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	December 31, 2016 March 31, 2016 Contract Value Estimated Fair Value Contract Value Estimated Fair Value Off-balance sheet instruments Commitments to extend credit $ 8,430 $ − $ 7,469 $ −

Note 9 - Loans (Tables)

Note 9 - Loans (Tables)	9 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2016 March 31, 2016 Residential (one-to four-family) real estate $ 62,069 $ 62,251 Multi-family and commercial real estate 9,902 9,569 Commercial 2,036 2,290 Home equity 8,825 8,528 Consumer 642 682 Construction 635 54 Total loans 84,109 83,374 Net deferred loan origination fees (66 ) (77 ) Allowance for loan losses (1,016 ) (1,099 ) Loans, net $ 83,027 $ 82,198
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Loans Classified Loans Non- Performing Loans Total Residential real estate $ 59,112 $ − $ − $ 2,957 $ 62,069 Multi-family and commercial real estate 8,552 − 174 1,176 9,902 Commercial 1,830 − − 206 2,036 Home equity 8,781 − − 44 8,825 Consumer 642 − − − 642 Construction 582 − − 53 635 $ 79,499 $ − $ 174 $ 4,436 $ 84,109
Past Due Financing Receivables [Table Text Block]	30-59 Days Past Due 60- 89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loan Balances Residential real estate $ 712 $ 473 $ 1,993 $ 3,178 $ 58,891 $ 62,069 Multi-family and commercial real estate − 239 694 933 8,969 9,902 Commercial − 214 171 385 1,651 2,036 Home Equity − 88 216 304 8,521 8,825 Consumer 3 15 − 18 624 642 Construction − − − − 635 635 Total Loans $ 715 $ 1,029 $ 3,074 $ 4,818 $ 79,291 $ 84,109 Percentage of Total Loans 0.8 % 1.2 % 3.7 % 5.7 % 94.3 % 100.0 %
Impaired Financing Receivables [Table Text Block]	December 31, 2016 March 31, 2016 Impaired loans for which a valuation allowance has been provided $ − $ — Impaired loans for which no valuation allowance has been provided 5,031 4,966 Total loans determined to be impaired 5,031 4,966 Allowance for loans losses related to impaired loans − — Average recorded investment in impaired loans 5,246 5,054 Cash basis interest income recognized on impaired loans 125 201
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	Recorded Investment Unpaid Principal Balance Related Valuation Allowance Average Recorded Investment Interest Income Recognized While On Impaired Status Impaired loans with no valuation allowance: Residential real estate $ 2,371 $ 2,315 $ − $ 2,822 $ 38 Multi-family and commercial real estate 2,167 2,146 − 2,025 71 Commercial 206 206 − 139 7 Home equity 318 311 − 200 7 Consumer − − − 2 − Construction 58 53 58 2 Total $ 5,120 $ 5,031 $ − $ 5,246 $ 125 Recorded Investment Unpaid Principal Balance Related Valuation Allowance Average Recorded Investment Interest Income Recognized While On Impaired Statues Impaired loans with no valuation allowance: Residential real estate $ 2,964 $ 2,920 $ − $ 2,913 $ 71 Multi-family and commercial real estate 1,938 1,935 − 1,992 117 Commercial 56 56 − 34 9 Home equity − − − 39 1 Consumer − − − 16 − Construction 59 54 − 60 3 Subtotal $ 5,017 $ 4,965 $ − $ 5,054 $ 201
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	December 31, 2016 March 31, 2016 Non-accrual loans: Residential real estate $ 1,252 $ 1,333 Multi-family and commercial real estate 508 553 Commercial 206 − Consumer − 21 Home Equity 44 111 Construction − − Total non-accrual loans 2,010 2,018 Accruing loans past due 90 days or more: Residential real estate $ − $ − Multi-family and commercial real estate − − Commercial − − Consumer − − Home Equity − − Construction − − Total accruing loans past due 90 days or more − − Troubled Debt Restructurings: In non-accrual status: Residential real estate $ 914 $ 744 Multi-family and commercial real estate 425 − Commercial − − Consumer − − Home Equity − − Construction − − Total troubled debt restructurings in non-accrual status 1,339 744 Performing under modified terms: Residential real estate 791 787 Multi-family and commercial real estate 243 766 Commercial − − Consumer − − Home Equity − − Construction 53 54 Total troubled debt restructurings performing under modified terms: 1,087 1,607 Total troubled debt restructurings 2,426 2,351 Total non-performing loans 4,436 4,369 Real estate owned 1,723 1,764 Total non-performing assets 6,159 6,133 Non-performing loans as a percentage of loans 5.27 % 5.24 % Non-performing assets as a percentage of loans and real estate owned 7.18 % 7.20 % Non-performing assets as percentage of total assets 4.75 % 4.74 %
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	December 31, 2016 March 31, 2016 Outstanding Recorded Outstanding Recorded Number of Pre- Modification Post- Number of Pre- Modification Post- Troubled debt restructurings: Residential real estate 1 77 95 1 $ 164 $ 173
Schedule of Debtor Troubled Debt Restructuring, Subsequent Periods [Table Text Block]	Number of Recorded Investment Number of Recorded Investment Troubled debt restructurings that subsequently defaulted: Residential real estate − $ − − $ −
Real Estate Owned [Table Text Block]	December 31, 2016 March 31, 2016 Balance, beginning of period $ 1,764 $ 2,433 Additions from loan foreclosures 610 332 Additions from capitalized costs 9 − Dispositions of REO (595 ) (752 ) Gain (loss) on sale of REO (3 ) (3 ) Valuation adjustments in the period (62 ) (246 ) Balance, end of period $ 1,723 $ 1,764 December 31, 2016 March 31, 2016 Balance, beginning of period $ 227 $ 851 Valuation adjustments added in the period 62 247 Valuation adjustments on disposed properties during the period (185 ) (871 ) Balance, end of period $ 104 $ 227
Schedule of Charge-offs [Table Text Block]	December 31, 2016 March 31, 2016 Balance at beginning of period $ 1,099 $ 1,185 Provision: Commercial (40 ) (12 ) Commercial real estate (23 ) 9 Residential real estate 87 (132 ) Home Equity (13 ) 11 Consumer (35 ) 53 Construction 2 − Total provision (22 ) (71 ) Charge-offs: Commercial − − Commercial real estate 71 17 Residential real estate 102 40 Home equity − 11 Consumer − 71 Recoveries (112 ) (124 ) Total Net Charge-Offs $ 61 $ 15 Balance at end of period $ 1,016 $ 1,099 Period-end loans outstanding $ 84,109 $ 83,374 Average loans outstanding $ 83,416 $ 83,666 Allowance as a percentage of period-end loans 1.21 % 1.32 % Net charge-offs as a percentage of average loans 0.07 % 0.02 %
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Commercial Commercial Real Estate Residential Real Estate Home Equity Consumer Construction Total Balance, beginning of year $ 80 $ 339 $ 568 $ 87 $ 25 $ − $ 1,099 Loan charge-offs − (71 ) (102 ) − − − (173 ) Recoveries 28 48 8 − 28 − 112 Provision for loan losses (40 ) (23 ) 87 (13 ) (35 ) 2 (22 ) Balance, end of period $ 68 $ 293 $ 561 $ 74 $ 18 $ 2 $ 1,016 Ending balance for loans individually evaluated for impairment $ 133 $ 1,666 $ 2,455 $ 545 $ − $ 53 $ 4,852 Ending balance for loans collectively evaluated for impairment 1,903 8,236 59,614 8,280 642 582 $ 79,257 Loans receivable: Ending balance $ 2,036 $ 9,902 $ 62,069 $ 8,825 $ 642 $ 635 $ 84,109 Ending balance: loans individually evaluated for impairment $ 133 $ 1,666 $ 2,455 $ 545 $ − $ 53 $ 4,852 Ending balance: loans collectively evaluated for impairment $ 1,903 $ 8,236 $ 59,614 $ 8,280 $ 642 $ 582 $ 79,257

Note 10 - Investment Securiti22

Note 10 - Investment Securities (Tables)	9 Months Ended
	Dec. 31, 2016
Notes Tables
Held-to-maturity Securities [Table Text Block]	Held-to-Maturity December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in Thousands) Federal Farm Credit Bank Bond $ 8,065 $ − $ (324 ) $ 7,741 Federal Home Loan Bank Bonds 8,353 − (368 ) 7,985 Federal Home Loan Mortgage Corporation Bonds 1,000 − (55 ) 945 Federal National Mortgage Association 3,000 − (107 ) 2,893 Municipal Bond 1,536 − (4 ) 1,532 21,954 − (858 ) 21,096 Mortgage-Backed Securities: Federal Home Loan Mortgage Corporation 245 11 − 256 Federal National Mortgage Association 329 30 − 359 Government National Mortgage Corporation 133 4 − 137 707 45 − 752 Total $ 22,661 $ 45 $ (858 ) $ 21,848 Held-to-Maturity March 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in Thousands) Federal Home Loan Bank Bonds $ 5,802 $ 28 $ (4 ) $ 5,826 Federal Farm Credit Bonds 9,438 21 (1 ) 9,458 Federal Home Loan Mortgage Corporation Bonds 732 − − 732 Federal National Mortgage Association Bond 4,000 17 4,017 Municipal Bond 736 (1 ) 735 20,708 66 (6 ) 20,768 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 322 26 (8 ) 340 Federal National Mortgage Association 398 40 (3 ) 435 Government National Mortgage Corporation 157 7 (1 ) 163 877 73 (12 ) 938 Total $ 21,585 $ 139 $ (18 ) $ 21,706
Available-for-sale Securities [Table Text Block]	Available for Sale December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Certificates of Deposit $ 2,000 $ 10 $ − $ 2,010 Mutual Fund Shares 97 − (2 ) 95 $ 2097 $ 10 $ (2 ) $ 2,105 Available-for-Sale March 31, 2016 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value Federal National Mortgage Association $ 500 $ − $ (3 ) $ 497 Certificates of Deposit 1,500 31 − 1,531 Mutual Fund Shares 122 2 (2 ) 122 Total $ 2,122 $ 33 $ (5 ) $ 2,150
Investments Classified by Contractual Maturity Date [Table Text Block]	December 31, 2016 Held to Maturity Available for Sale (Dollars in Thousands) Amortized Cost Fair Value Amortized Cost Fair Value Amounts maturing in: One year or less $ 1,536 $ 1,532 $ − $ − After one year through five years 500 496 2,000 2,010 After five years through ten years 8,576 8,287 − − After ten years 12,049 11,533 − − Equity securities − − 97 95 $ 22,661 $ 21,848 $ 2,097 $ 2,105 March 31, 2015 Held to Maturity Available for Sale (Dollars in Thousands) Amortized Cost Fair Value Amortized Cost Fair Value Amounts maturing in: One year or less $ 736 $ 735 $ − $ − After one year through five years 945 945 1,000 1,025 After five years through ten years 8,380 8,384 1,000 1,003 After ten years 11,524 11,642 − − Equity securities − − 122 122 $ 21,585 $ 21,706 $ 2,122 $ 2,150
Schedule of Unrealized Loss on Investments [Table Text Block]	Continuous Unrealized Continuous Unrealized Losses Existing For Losses Existing For Less Than 12 Months 12 Months or Greater Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2016 Value Losses Value Losses Value Losses Federal Farm Credit Bonds $ 7,741 $ (324 ) $ − $ − $ 7,741 $ (324 ) Federal Home Loan Bank Bond 7,985 (368 ) − − 7,985 (368 ) Federal National Mortgage Association 2,893 (107 ) − − 2,893 (107 ) Federal Home Loan Mortgage Corporation Bond 945 (55 ) − − 945 (55 ) Municipal bonds 1,536 (4 ) − − 1,536 (4 ) Total $ 21,100 $ (858 ) $ − $ − $ 21,100 $ (858 ) Continuous Unrealized Continuous Unrealized Losses Existing For Losses Existing For Less Than 12 Months 12 Months or Greater Total Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2016 Value Losses Value Losses Value Losses Federal Home Loan Bank Bonds $ − $ − $ 496 $ ( 4 ) $ 496 $ ( 4 ) Federal Farm Credit Bonds − − 499 ( 1 ) 499 ( 1 ) Federal National Mortgage Association − − 497 ( 3 ) 497 ( 3 ) Municipal Bonds 735 ( 1 ) − − 735 ( 1 ) Mutual fund shares − − 64 ( 2 ) 64 ( 2 ) 735 ( 1 ) 1,556 ( 10 ) 2,291 ( 11 ) Mortgage –Backed Securities: Federal Home Loan Mortgage Corporation − − 103 (8 ) 103 (8 ) Federal national Mortgage Association − − 154 (3 ) 154 (3 ) Government national Mortgage Association − − 22 (1 ) 22 (1 ) − − 279 (12 ) 279 (12 ) Total $ 735 $ (1 ) $ 1,835 $ (22 ) $ 2,570 $ (23 )

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation (Details Textual)	Oct. 16, 2013USD ($)shares
Stock Issued During Period, Shares, New Issues | shares	525,423
Exchange of Common Stock Shares | shares	420,002
Proceeds from Reorganization and Stock Offering | $	$ 3,280,000
Costs from Reorganization and Stock Offering | $	$ 923,000

Note 3 - Deferred Income Taxes

Note 3 - Deferred Income Taxes (Details Textual)	Dec. 31, 2016
GAAP Capital Ratio, Basis Points in Excess of Tier 1 Regulatory Capital Ratio	1.07%

Note 4 - Income Taxes (Details

Note 4 - Income Taxes (Details Textual)	9 Months Ended
	Dec. 31, 2016USD ($)
Liability for Uncertainty in Income Taxes, Current	$ 0
Federal and State Jurisdiction [Member] | Earliest Tax Year [Member]
Open Tax Year	2,013
Federal and State Jurisdiction [Member] | Latest Tax Year [Member]
Open Tax Year	2,015

Note 5 - Earnings Per Share - E

Note 5 - Earnings Per Share - Earnings Per Share Reconciliation (Details) - USD ($)	3 Months Ended		9 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Net Income (Loss)	$ 3,319	$ 12,622	$ 81,205	$ 34,825
Denominators:
Basic shares outstanding (in shares)	910,239	906,720	910,239	906,720
Effect of dilutive securities (in shares)	4,252	2,222	4,252	2,222
Dilutive shares outstanding (in shares)	914,491	908,942	914,491	908,942
Earnings per share:
Basic (in dollars per share)	$ 0	$ 0.01	$ 0.09	$ 0.04
Dilutive (in dollars per share)	$ 0	$ 0.01	$ 0.09	$ 0.04

Note 6 - Regulatory Agreement (

Note 6 - Regulatory Agreement (Details Textual)	Dec. 31, 2016
Tier One Leverage Capital to Average Assets	8.96%
Tier One Risk Based Capital to Risk Weighted Assets	16.35%
Capital to Risk Weighted Assets	17.61%
In Accordance With the Written Agreement With the Office of the Comptroller of the Currency [Member]
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	8.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	12.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	13.00%

Note 8 - Fair Value of Financ28

Note 8 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)	Dec. 31, 2016	Mar. 31, 2016
Available for Sale, Fair Value	$ 2,104,869	$ 2,150,093
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available for Sale, Fair Value
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available for Sale, Fair Value	2,105,000	2,150,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available for Sale, Fair Value

Note 8 - Fair Value of Financ29

Note 8 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value On a Non-recurring Basis (Details) - Fair Value, Measurements, Nonrecurring [Member] - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	Dec. 31, 2016	Mar. 31, 2016
Total	$ 6,575	$ 6,729
Impaired Loans [Member]
Impaired loans	4,852	4,966
Real Estate Owned [Member]
Real estate owned	$ 1,723	$ 1,763

Note 8 - Fair Value of Financ30

Note 8 - Fair Value of Financial Instruments - Estimated Fair Value of Assets and Liabilities (Details) - USD ($)	Dec. 31, 2016	Mar. 31, 2016
Investment securities-available for sale	$ 2,104,869	$ 2,150,093
Held to Maturity, Fair Value	21,848,380	21,706,150
FHLB stock	124,300	253,800
Reported Value Measurement [Member]
Cash and cash equivalents	11,023,000	12,127,000
Investment securities-available for sale	2,105,000	2,122,000
Held to Maturity, Fair Value	22,661,000	21,585,000
Impaired loans	83,027,000	82,198,000
FHLB stock	124,000
Accrued interest receivable	357,000	369,000
Bank–owned life insurance	174,000	174,000
Real estate owned	1,723,000	1,763,000
Total financial assets	121,194,000	120,592,000
Deposits-non-interest bearing	11,711,000	12,054,000
Deposits-interest bearing	103,069,000	99,811,000
Advance payments by borrowers for taxes and insurance	454,000	433,000
Accrued interest payable	1,000	6,000
Total financial liabilities	115,235,000	115,304
FHLB stock		254,000
Advances from Federal Home Loan Bank		3,000,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	11,023,000	12,127,000
Investment securities-available for sale
Held to Maturity, Fair Value
Impaired loans
FHLB stock
Accrued interest receivable	357,000	369,000
Bank–owned life insurance	174,000	174,000
Real estate owned
Total financial assets	11,554,000	12,924,000
Deposits-non-interest bearing	11,711,000	12,054,000
Deposits-interest bearing
Advance payments by borrowers for taxes and insurance	454,000	433,000
Accrued interest payable	1,000	6,000
Total financial liabilities	12,166,000	15,493
FHLB stock		254,000
Advances from Federal Home Loan Bank		3,000,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Investment securities-available for sale	2,105,000	2,150,000
Held to Maturity, Fair Value	22,661,000	21,640,000
Impaired loans
FHLB stock
Accrued interest receivable
Bank–owned life insurance
Real estate owned
Total financial assets	24,766,000	23,790,000
Deposits-non-interest bearing
Deposits-interest bearing	102,350,000	99,900,000
Advance payments by borrowers for taxes and insurance
Accrued interest payable
Total financial liabilities	102,350,000	99,900
FHLB stock
Advances from Federal Home Loan Bank
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Investment securities-available for sale
Held to Maturity, Fair Value
Impaired loans	82,942,000	84,744,000
FHLB stock
Accrued interest receivable
Bank–owned life insurance
Real estate owned	1,723,000	1,763,000
Total financial assets	84,665,000	86,507,000
Deposits-non-interest bearing
Deposits-interest bearing
Advance payments by borrowers for taxes and insurance
Accrued interest payable
Total financial liabilities
FHLB stock
Advances from Federal Home Loan Bank

Note 8 - Fair Value of Financ31

Note 8 - Fair Value of Financial Instruments - Off-balance Sheet Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Mar. 31, 2016
Commitments to Extend Credit [Member]
Commitments to extend credit, contract value	$ 8,430	$ 7,469

Note 9 - Loans (Details Textual

Note 9 - Loans (Details Textual)	9 Months Ended	12 Months Ended
	Dec. 31, 2016USD ($)	Mar. 31, 2016USD ($)
Maximum Loan to One Borrower Limitation, Percentage of Capital Funds	15.00%
Maximum Loan to One Borrower Limitation	$ 1,800,000
Additional Loan to One Borrower Limitation if Collateralized, Percentage of Adjusted Capital Funds	10.00%
Adjusted Capital Funds Value	$ 1,200,000
Advances from Federal Home Loan Banks		$ 3,000,000
Financing Receivable, Recorded Investment, Nonaccrual Status	2,010,000	2,018,000
Impaired Financing Receivable, Average Recorded Investment	5,246,000	5,054,000
Impaired Financing Receivable, Interest Income, Cash Basis Method	125,000	$ 201,000
Allowance for Loan and Lease Losses, Write-offs	$ 173,000
Allowance for Loan Loss to Loans Outstanding Ratio	1.21%
Increase (Decrease) in Non-performing Assets	$ 26,000
Non-performing Assets As Percentage of Total Assets	4.75%	4.74%
Downgraded Loans [Member]
Financing Receivable, Modifications, Number of Contracts	6
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 1,300,000
Loans Transferred to Real Estate Owned [Member]
Allowance for Loan and Lease Losses, Write-offs	$ 102,000
Number of Real Estate Properties	2
Total Charge-offs [Member]
Allowance for Loan and Lease Losses, Write-offs	$ 40,000	$ 71,000
Loans Receivables, Write Offs, Number of Relationships	1	1
Partial Charge-offs [Member]
Allowance for Loan and Lease Losses, Write-offs	$ 31,000	$ 68,000
Loans Receivables, Write Offs, Number of Relationships	1	3
Nonperforming Financial Instruments [Member] | Payment Deferral [Member]
Financing Receivable, Modifications, Number of Contracts	6
Advances from Federal Home Loan Banks	$ 871,000
In Non-accrual Status [Member]
Financing Receivable, Number of Contracts, Nonaccrual Status	18	18
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 3,300,000	$ 2,800,000
Increase (Decrease) in Finance Receivables	$ 586,000
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts	1	1
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 1,252,000	$ 1,333,000
Allowance for Loan and Lease Losses, Write-offs	$ 102,000	40,000
Residential Portfolio Segment [Member] | Downgraded Loans [Member]
Financing Receivable, Modifications, Number of Contracts	2
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 486,000
Residential Portfolio Segment [Member] | Non-Accruals Transfer to Accruing Status [Member]
Financing Receivable, Modifications, Number of Contracts	1
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 100,000
Residential Portfolio Segment [Member] | Loans Transferred to Real Estate Owned [Member]
Financing Receivable, Modifications, Number of Contracts	2
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 468,000
Residential Portfolio Segment [Member] | Maximum [Member]
Loan Origination, Percentage of Appraised Value or Selling Price	80.00%
Owner Occupied Property [Member] | Maximum [Member]
Loan Term	30 years
Non-owner Occupied Property [Member] | Maximum [Member]
Loan Term	30 years
Commercial Real Estate Portfolio Segment [Member]
Allowance for Loan and Lease Losses, Write-offs	$ 71,000	17,000
Commercial Real Estate Portfolio Segment [Member] | Downgraded Loans [Member]
Financing Receivable, Modifications, Number of Contracts	5
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 612,000
Commercial Real Estate Portfolio Segment [Member] | Non-Accruals Transfer to Accruing Status [Member]
Financing Receivable, Modifications, Number of Contracts	1
Allowance for Loan and Lease Losses, Write-offs	$ 40,000
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loan Origination, Percentage of Appraised Value or Selling Price	80.00%
Interest Rate Maturity Or Re-price	7 years
Loan Amortization Period	25 years
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Interest Rate Maturity Or Re-price	5 years
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status		21,000
Allowance for Loan and Lease Losses, Write-offs		71,000
Consumer Portfolio Segment [Member] | Maximum [Member]
Loan Origination, Percentage of Appraised Value or Selling Price	80.00%
Home Equity Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 44,000	111,000
Allowance for Loan and Lease Losses, Write-offs		$ 11,000
Home Equity Portfolio Segment [Member] | Downgraded Loans [Member]
Financing Receivable, Modifications, Number of Contracts	1
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 172,000
Home Equity Portfolio Segment [Member] | Non-Accruals Transfer to Accruing Status [Member]
Financing Receivable, Modifications, Number of Contracts	1
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 77,000

Note 9 - Loans - Loans (Details

Note 9 - Loans - Loans (Details) - USD ($)	Dec. 31, 2016	Mar. 31, 2016	Mar. 31, 2015
Loans	$ 84,109,000	$ 83,374,000
Net deferred loan origination fees	(66,000)	(77,000)
Allowance for loan losses	(1,016,218)	(1,099,232)	$ (1,185,000)
Loans, net	83,026,561	82,197,809
Residential Portfolio Segment [Member]
Loans	62,069,000	62,251,000
Allowance for loan losses	(561,000)	(568,000)
Commercial Real Estate Portfolio Segment [Member]
Loans	9,902,000	9,569,000
Allowance for loan losses	(293,000)	(339,000)
Commercial Portfolio Segment [Member]
Loans	2,036,000	2,290,000
Allowance for loan losses	(68,000)	(80,000)
Home Equity Portfolio Segment [Member]
Loans	8,825,000	8,528,000
Allowance for loan losses	(74,000)	(87,000)
Consumer Portfolio Segment [Member]
Loans	642,000	682,000
Allowance for loan losses	(18,000)	(25,000)
Construction Portfolio Segment [Member]
Loans	635,000	54,000
Allowance for loan losses	$ (2,000)

Note 9 - Loans - Loans by Credi

Note 9 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Mar. 31, 2016
Loans	$ 84,109	$ 83,374
Nonperforming Financial Instruments [Member]
Loans	4,436
Residential Portfolio Segment [Member]
Loans	62,069	62,251
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	2,957
Commercial Real Estate Portfolio Segment [Member]
Loans	9,902	9,569
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	1,176
Commercial Portfolio Segment [Member]
Loans	2,036	2,290
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	206
Home Equity Portfolio Segment [Member]
Loans	8,825	8,528
Home Equity Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	44
Consumer Portfolio Segment [Member]
Loans	642	682
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans
Construction Portfolio Segment [Member]
Loans	635	$ 54
Construction Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	53
Pass [Member]
Loans	79,499
Pass [Member] | Residential Portfolio Segment [Member]
Loans	59,112
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	8,552
Pass [Member] | Commercial Portfolio Segment [Member]
Loans	1,830
Pass [Member] | Home Equity Portfolio Segment [Member]
Loans	8,781
Pass [Member] | Consumer Portfolio Segment [Member]
Loans	642
Pass [Member] | Construction Portfolio Segment [Member]
Loans	582
Special Mention [Member]
Loans
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans
Special Mention [Member] | Home Equity Portfolio Segment [Member]
Loans
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans
Special Mention [Member] | Construction Portfolio Segment [Member]
Loans
Classified Loans [Member]
Loans	174
Classified Loans [Member] | Residential Portfolio Segment [Member]
Loans
Classified Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	174
Classified Loans [Member] | Commercial Portfolio Segment [Member]
Loans
Classified Loans [Member] | Home Equity Portfolio Segment [Member]
Loans
Classified Loans [Member] | Consumer Portfolio Segment [Member]
Loans
Classified Loans [Member] | Construction Portfolio Segment [Member]
Loans

Note 9 - Loans - Past-due Loans

Note 9 - Loans - Past-due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Mar. 31, 2016
Past due loans	$ 4,818
Current loans	79,291
Loans	$ 84,109	$ 83,374
Percentage past due loans	5.70%
Percentage of current loans	94.30%
Percentage of Total Loans	100.00%
Residential Portfolio Segment [Member]
Past due loans	$ 3,178
Current loans	58,891
Loans	62,069	62,251
Commercial Real Estate Portfolio Segment [Member]
Past due loans	933
Current loans	8,969
Loans	9,902	9,569
Commercial Portfolio Segment [Member]
Past due loans	385
Current loans	1,651
Loans	2,036	2,290
Home Equity Portfolio Segment [Member]
Past due loans	304
Current loans	8,521
Loans	8,825	8,528
Consumer Portfolio Segment [Member]
Past due loans	18
Current loans	624
Loans	642	682
Construction Portfolio Segment [Member]
Past due loans
Current loans	635
Loans	635	$ 54
Financing Receivables, 30 to 59 Days Past Due [Member]
Past due loans	$ 715
Percentage past due loans	0.80%
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due loans	$ 712
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due loans
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due loans
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past due loans
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past due loans	3
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Portfolio Segment [Member]
Past due loans
Financing Receivables, 60 to 89 Days Past Due [Member]
Past due loans	$ 1,029
Percentage past due loans	1.20%
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due loans	$ 473
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due loans	239
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due loans	214
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past due loans	88
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past due loans	15
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Portfolio Segment [Member]
Past due loans
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due loans	$ 3,074
Percentage past due loans	3.70%
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past due loans	$ 1,993
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due loans	694
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due loans	171
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past due loans	216
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past due loans
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Portfolio Segment [Member]
Past due loans

Note 9 - Loans - Impaired Loans

Note 9 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Dec. 31, 2016	Mar. 31, 2016
Impaired loans for which a valuation allowance has been provided
Impaired loans for which no valuation allowance has been provided	5,031	4,966
Total loans determined to be impaired	5,031	4,966
Allowance for loans losses related to impaired loans
Average recorded investment in impaired loans	5,246	5,054
Cash basis interest income recognized on impaired loans	$ 125	$ 201

Note 9 - Loans - Impaired Loa37

Note 9 - Loans - Impaired Loans by Portfolio (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Dec. 31, 2016	Mar. 31, 2016
Recorded Investment	$ 5,120	$ 5,017
Impaired loans for which no valuation allowance has been provided	5,031	4,966
Average Recorded Investment	5,246	5,054
Interest Income Recognized While On Impaired Statues	125	201
Residential Portfolio Segment [Member]
Recorded Investment	2,371	2,964
Impaired loans for which no valuation allowance has been provided	2,315	2,920
Average Recorded Investment	2,822	2,913
Interest Income Recognized While On Impaired Statues	38	71
Commercial Real Estate Portfolio Segment [Member]
Recorded Investment	2,167	1,938
Impaired loans for which no valuation allowance has been provided	2,146	1,935
Average Recorded Investment	2,025	1,992
Interest Income Recognized While On Impaired Statues	71	117
Commercial Portfolio Segment [Member]
Recorded Investment	206	56
Impaired loans for which no valuation allowance has been provided	206	56
Average Recorded Investment	139	34
Interest Income Recognized While On Impaired Statues	7	9
Home Equity Portfolio Segment [Member]
Recorded Investment	318
Impaired loans for which no valuation allowance has been provided	311
Average Recorded Investment	200	39
Interest Income Recognized While On Impaired Statues	7	1
Consumer Portfolio Segment [Member]
Recorded Investment
Impaired loans for which no valuation allowance has been provided
Average Recorded Investment	2	16
Interest Income Recognized While On Impaired Statues
Construction Portfolio Segment [Member]
Recorded Investment	58	59
Impaired loans for which no valuation allowance has been provided	53	54
Average Recorded Investment	58	60
Interest Income Recognized While On Impaired Statues	$ 2	$ 3

Note 9 - Loans - Nonaccrual Loa

Note 9 - Loans - Nonaccrual Loans (Details) - USD ($)	Dec. 31, 2016	Mar. 31, 2016	Mar. 31, 2015
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 2,010,000	$ 2,018,000
Accruing loans past 90 days or more
Troubled debt restructings	2,426,000	2,351,000
Real estate owned	1,722,800	1,763,628	$ 2,433,000
Total non-performing assets	$ 129,565,775	$ 129,415,025
Non-performing loans as a percentage of loans	5.27%	5.24%
Non-performing assets as a percentage of loans and real estate owned	7.18%	7.20%
Non-performing assets as percentage of total assets	4.75%	4.74%
Nonperforming Financial Instruments [Member]
Troubled debt restructings	$ 1,339,000	$ 744,000
Total non-performing loans	4,436,000	4,369,000
Real estate owned	1,723,000	1,764,000
Total non-performing assets	6,159,000	6,133,000
Performing Financial Instruments [Member]
Troubled debt restructings	1,087,000	1,607,000
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	1,252,000	1,333,000
Accruing loans past 90 days or more
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructings	914,000	744,000
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructings	791,000	787,000
Multi-family and Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	508,000	553,000
Accruing loans past 90 days or more
Multi-family and Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructings	425,000
Multi-family and Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructings	243,000	766,000
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	206,000
Accruing loans past 90 days or more
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructings
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructings
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status		21,000
Accruing loans past 90 days or more
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructings
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructings
Home Equity Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status	44,000	111,000
Accruing loans past 90 days or more
Home Equity Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructings
Home Equity Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructings
Construction Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Nonaccrual Status
Accruing loans past 90 days or more
Construction Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructings
Construction Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructings	$ 53,000	$ 54,000

Note 9 - Loans - Troubled Debt

Note 9 - Loans - Troubled Debt Restructurings (Details) - Residential Portfolio Segment [Member] $ in Thousands	9 Months Ended	12 Months Ended
	Dec. 31, 2016USD ($)	Mar. 31, 2016USD ($)
Number of Contracts	1	1
Outstanding Recorded Investment Pre-Modification	$ 77	$ 164
Outstanding Recorded Investment Post-Modification	$ 95	$ 173

Note 9 - Loans - Troubled Deb40

Note 9 - Loans - Troubled Debt Restructurings Subsequent Default (Details) - Residential Portfolio Segment [Member]	9 Months Ended	12 Months Ended
	Dec. 31, 2016USD ($)	Mar. 31, 2016USD ($)
Troubled debt restructurings that subsequently defaulted, number of contracts
Troubled debt restructurings that subsequently defaulted, recorded investment

Note 9 - Loans - Real Estate Ow

Note 9 - Loans - Real Estate Owned (REO), Net of Valuation Allowance (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Mar. 31, 2016
Balance, beginning of period			$ 1,763,628	$ 2,433,000	$ 2,433,000
Additions from loan foreclosures			610,000		332,000
Additions from capitalized costs			9,000
Dispositions of REO			(595,000)		(752,000)
Gain (loss) on sale of REO	$ 300	$ (1,115)	(2,540)	(3,096)	(3,000)
Valuation adjustments in the period			(62,000)		(246,000)
Balance, end of period	1,722,800		1,722,800		1,763,628
Balance, beginning of period			227,000	851,000	851,000
Valuation adjustments added in the period			62,000		247,000
Valuation adjustments on disposed properties during the period			(185,000)		(871,000)
Balance, end of period	$ 104,000		$ 227,000	$ 851,000	$ 851,000

Note 9 - Loans - Allowance for

Note 9 - Loans - Allowance for Losses on Loans and Charge-offs (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Mar. 31, 2016
Balance, beginning of year			$ 1,099,232	$ 1,185,000	$ 1,185,000
Provision	$ 26,000		(22,000)	$ 10,000	(71,000)
Allowance for Loan and Lease Losses, Write-offs			173,000
Recoveries			(112,000)		(124,000)
Total Net Charge-Offs			61,000		15,000
Balance, end of period	1,016,218		1,016,218		1,099,232
Period-end loans outstanding	$ 84,109,000		84,109,000		83,374,000
Average loans outstanding			$ 83,416,000		$ 83,666,000
Allowance as a percentage of period-end loans	1.21%		1.21%		1.32%
Net charge-offs as a percentage of average loans	0.07%		0.07%		0.02%
Commercial Portfolio Segment [Member]
Balance, beginning of year			$ 80,000
Provision			(40,000)		$ (12,000)
Allowance for Loan and Lease Losses, Write-offs
Recoveries			(28,000)
Balance, end of period	$ 68,000		68,000		80,000
Period-end loans outstanding	2,036,000		2,036,000		2,290,000
Commercial Real Estate Portfolio Segment [Member]
Balance, beginning of year			339,000
Provision			(23,000)		9,000
Allowance for Loan and Lease Losses, Write-offs			71,000		17,000
Recoveries			(48,000)
Balance, end of period	293,000		293,000		339,000
Period-end loans outstanding	9,902,000		9,902,000		9,569,000
Residential Portfolio Segment [Member]
Balance, beginning of year			568,000
Provision			87,000		(132,000)
Allowance for Loan and Lease Losses, Write-offs			102,000		40,000
Recoveries			(8,000)
Balance, end of period	561,000		561,000		568,000
Period-end loans outstanding	62,069,000		62,069,000		62,251,000
Home Equity Portfolio Segment [Member]
Balance, beginning of year			87,000
Provision			(13,000)		11,000
Allowance for Loan and Lease Losses, Write-offs					11,000
Recoveries
Balance, end of period	74,000		74,000		87,000
Period-end loans outstanding	8,825,000		8,825,000		8,528,000
Consumer Portfolio Segment [Member]
Balance, beginning of year			25,000
Provision			(35,000)		53,000
Allowance for Loan and Lease Losses, Write-offs					71,000
Recoveries			(28,000)
Balance, end of period	18,000		18,000		25,000
Period-end loans outstanding	642,000		642,000		682,000
Construction Portfolio Segment [Member]
Balance, beginning of year
Provision			2,000
Allowance for Loan and Lease Losses, Write-offs
Recoveries
Balance, end of period	2,000		2,000
Period-end loans outstanding	$ 635,000		$ 635,000		$ 54,000

Note 9 - Loans - Allowance fo43

Note 9 - Loans - Allowance for Loan Losses (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Mar. 31, 2016
Balance, beginning of year			$ 1,099,232	$ 1,185,000	$ 1,185,000
Loan charge-offs			(173,000)
Recoveries			112,000		124,000
Provision for loan losses	$ 26,000		(22,000)	$ 10,000	(71,000)
Balance, end of period	1,016,218		1,016,218		1,099,232
Ending balance for loans individually evaluated for impairment	4,852,000		4,852,000
Ending balance for loans collectively evaluated for impairment	79,257,000		79,257,000
Ending balance	84,109,000		84,109,000		83,374,000
Ending balance: loans individually evaluated for impairment	4,852,000		4,852,000
Ending balance: loans collectively evaluated for impairment	79,257,000		79,257,000
Commercial Portfolio Segment [Member]
Balance, beginning of year			80,000
Loan charge-offs
Recoveries			28,000
Provision for loan losses			(40,000)		(12,000)
Balance, end of period	68,000		68,000		80,000
Ending balance for loans individually evaluated for impairment	133,000		133,000
Ending balance for loans collectively evaluated for impairment	1,903,000		1,903,000
Ending balance	2,036,000		2,036,000		2,290,000
Ending balance: loans individually evaluated for impairment	133,000		133,000
Ending balance: loans collectively evaluated for impairment	1,903,000		1,903,000
Commercial Real Estate Portfolio Segment [Member]
Balance, beginning of year			339,000
Loan charge-offs			(71,000)		(17,000)
Recoveries			48,000
Provision for loan losses			(23,000)		9,000
Balance, end of period	293,000		293,000		339,000
Ending balance for loans individually evaluated for impairment	1,666,000		1,666,000
Ending balance for loans collectively evaluated for impairment	8,236,000		8,236,000
Ending balance	9,902,000		9,902,000		9,569,000
Ending balance: loans individually evaluated for impairment	1,666,000		1,666,000
Ending balance: loans collectively evaluated for impairment	8,236,000		8,236,000
Residential Portfolio Segment [Member]
Balance, beginning of year			568,000
Loan charge-offs			(102,000)		(40,000)
Recoveries			8,000
Provision for loan losses			87,000		(132,000)
Balance, end of period	561,000		561,000		568,000
Ending balance for loans individually evaluated for impairment	2,455,000		2,455,000
Ending balance for loans collectively evaluated for impairment	59,614,000		59,614,000
Ending balance	62,069,000		62,069,000		62,251,000
Ending balance: loans individually evaluated for impairment	2,455,000		2,455,000
Ending balance: loans collectively evaluated for impairment	59,614,000		59,614,000
Home Equity Portfolio Segment [Member]
Balance, beginning of year			87,000
Loan charge-offs					(11,000)
Recoveries
Provision for loan losses			(13,000)		11,000
Balance, end of period	74,000		74,000		87,000
Ending balance for loans individually evaluated for impairment	545,000		545,000
Ending balance for loans collectively evaluated for impairment	8,280,000		8,280,000
Ending balance	8,825,000		8,825,000		8,528,000
Ending balance: loans individually evaluated for impairment	545,000		545,000
Ending balance: loans collectively evaluated for impairment	8,280,000		8,280,000
Consumer Portfolio Segment [Member]
Balance, beginning of year			25,000
Loan charge-offs					(71,000)
Recoveries			28,000
Provision for loan losses			(35,000)		53,000
Balance, end of period	18,000		18,000		25,000
Ending balance for loans individually evaluated for impairment
Ending balance for loans collectively evaluated for impairment	642,000		642,000
Ending balance	642,000		642,000		682,000
Ending balance: loans individually evaluated for impairment
Ending balance: loans collectively evaluated for impairment	642,000		642,000
Construction Portfolio Segment [Member]
Balance, beginning of year
Loan charge-offs
Recoveries
Provision for loan losses			2,000
Balance, end of period	2,000		2,000
Ending balance for loans individually evaluated for impairment	53,000		53,000
Ending balance for loans collectively evaluated for impairment	582,000		582,000
Ending balance	635,000		635,000		$ 54,000
Ending balance: loans individually evaluated for impairment	53,000		53,000
Ending balance: loans collectively evaluated for impairment	$ 582,000		$ 582,000

Note 10 - Investment Securiti44

Note 10 - Investment Securities (Details Textual) - Debt Securities [Member]	Dec. 31, 2016
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	42
Securities in Unrealized Loss Positions, Depreciated Percentage from Amortized Cost	3.90%

Note 10 - Investment Securiti45

Note 10 - Investment Securities - Held-to-maturity Securities (Details) - USD ($)	Dec. 31, 2016	Mar. 31, 2016
Held-to-Maturity, Amortized Cost	$ 22,660,982	$ 21,584,538
Held-to-Maturity, Gross Unrealized Gains	45,000	139,000
Held-to-Maturity, Gross Unrealized Losses	(858,000)	(18,000)
Held-to-Maturity, Fair Value	21,848,380	21,706,150
Federal Farm Credit Bonds [Member]
Held-to-Maturity, Amortized Cost	8,065,000	9,438,000
Held-to-Maturity, Gross Unrealized Gains		21,000
Held-to-Maturity, Gross Unrealized Losses	(324,000)	(1,000)
Held-to-Maturity, Fair Value	7,741,000	9,458,000
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]
Held-to-Maturity, Amortized Cost	8,353,000	5,802,000
Held-to-Maturity, Gross Unrealized Gains		28,000
Held-to-Maturity, Gross Unrealized Losses	(368,000)	(4,000)
Held-to-Maturity, Fair Value	7,985,000	5,826,000
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Held-to-Maturity, Amortized Cost	1,000,000	732,000
Held-to-Maturity, Gross Unrealized Gains
Held-to-Maturity, Gross Unrealized Losses	(55,000)
Held-to-Maturity, Fair Value	945,000	732,000
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Held-to-Maturity, Amortized Cost	3,000,000	4,000,000
Held-to-Maturity, Gross Unrealized Gains		17,000
Held-to-Maturity, Gross Unrealized Losses	(107,000)
Held-to-Maturity, Fair Value	2,893,000	4,017,000
Municipal Bonds [Member]
Held-to-Maturity, Amortized Cost	1,536,000	736,000
Held-to-Maturity, Gross Unrealized Gains
Held-to-Maturity, Gross Unrealized Losses	(4,000)	(1,000)
Held-to-Maturity, Fair Value	1,532,000	735,000
Bonds [Member]
Held-to-Maturity, Amortized Cost	21,954,000	20,708,000
Held-to-Maturity, Gross Unrealized Gains		66,000
Held-to-Maturity, Gross Unrealized Losses	(858,000)	(6,000)
Held-to-Maturity, Fair Value	21,096,000	20,768,000
Mortgage Backed Securities, Federal Home Loan Mortgage Corporation [Member]
Held-to-Maturity, Amortized Cost	245,000	322,000
Held-to-Maturity, Gross Unrealized Gains	11,000	26,000
Held-to-Maturity, Gross Unrealized Losses		(8,000)
Held-to-Maturity, Fair Value	256,000	340,000
Mortgage Backed Securities, Federal National Mortgage Association [Member]
Held-to-Maturity, Amortized Cost	329,000	398,000
Held-to-Maturity, Gross Unrealized Gains	30,000	40,000
Held-to-Maturity, Gross Unrealized Losses		(3,000)
Held-to-Maturity, Fair Value	359,000	435,000
Government National Mortgage Association Certificates and Obligations (GNMA) [Member]
Held-to-Maturity, Amortized Cost	133,000	157,000
Held-to-Maturity, Gross Unrealized Gains	4,000	7,000
Held-to-Maturity, Gross Unrealized Losses		(1,000)
Held-to-Maturity, Fair Value	137,000	163,000
Collateralized Mortgage Backed Securities [Member]
Held-to-Maturity, Amortized Cost	707,000	877,000
Held-to-Maturity, Gross Unrealized Gains	45,000	73,000
Held-to-Maturity, Gross Unrealized Losses		(12,000)
Held-to-Maturity, Fair Value	$ 752,000	$ 938,000

Note 10 - Investment Securiti46

Note 10 - Investment Securities - Available-for-sale Securities (Details) - USD ($)	Dec. 31, 2016	Mar. 31, 2016
Available for Sale, Amortized Cost	$ 2,096,668	$ 2,121,777
Available for Sale, Gross Unrealized Gains	10,000	33,000
Available for Sale, Gross Unrealized Losses	(2,000)	(5,000)
Available for Sale, Fair Value	2,104,869	2,150,093
Certificates of Deposit [Member]
Available for Sale, Amortized Cost	2,000,000	1,500,000
Available for Sale, Gross Unrealized Gains	10,000	31,000
Available for Sale, Gross Unrealized Losses
Available for Sale, Fair Value	2,010,000	1,531,000
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Available for Sale, Amortized Cost		500,000
Available for Sale, Gross Unrealized Gains
Available for Sale, Gross Unrealized Losses		(3,000)
Available for Sale, Fair Value		497,000
Mutual Fund Shares [Member]
Available for Sale, Amortized Cost	97,000	122,000
Available for Sale, Gross Unrealized Gains		2,000
Available for Sale, Gross Unrealized Losses	(2,000)	(2,000)
Available for Sale, Fair Value	$ 95,000	$ 122,000

Note 10 - Investment Securiti47

Note 10 - Investment Securities - Maturities of Securities (Details) - USD ($)	Dec. 31, 2016	Mar. 31, 2016
Held to Maturity, One year or less, Amortized Cost	$ 1,536,000	$ 736,000
Held to Maturity, One year or less, Fair Value	1,532,000	735,000
Available for Sale, One year or less, Amortized Cost
Available for Sale, One year or less, Fair Value
Held to Maturity, After one year through five years, Amortized Cost	500,000	945,000
Held to Maturity, After one year through five years, Fair Value	496,000	945,000
Available for Sale, After one year through five years, Amortized Cost	2,000,000	1,000,000
Available for Sale, After one year through five years, Fair Value	2,010,000	1,025,000
Held to Maturity, After five years through ten years, Amortized Cost	8,576,000	8,380,000
Held to Maturity, After five years through ten years, Fair Value	8,287,000	8,384,000
Available for Sale, After five years through ten years, Amortized Cost		1,000,000
Available for Sale, After five years through ten years, Fair Value		1,003,000
Held to Maturity, After ten years, Amortized Cost	12,049,000	11,524,000
Held to Maturity, After ten years, Fair Value	11,533,000	11,642,000
Available for Sale, After ten years, Amortized Cost
Available for Sale, After ten years, Fair Value
Equity securities, Amortized Cost	97,000	122,000
Equity securities, Fair Value	95,000	122,000
Held-to-Maturity, Amortized Cost	22,660,982	21,584,538
Held to Maturity, Fair Value	21,848,380	21,706,150
Available for Sale, Amortized Cost	2,097,000	2,122,000
Available for Sale, Fair Value	$ 2,105,000	$ 2,150,000

Note 10 - Investment Securiti48

Note 10 - Investment Securities - Securities With Gross Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Mar. 31, 2016
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value	$ 21,100	$ 735
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses	(858)	(1)
Total Fair Value	21,100	2,570
Total Unrealized Losses	(858)	(23)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		1,835
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(22)
Federal Farm Credit Bonds [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value	7,741
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses	(324)
Total Fair Value	7,741	499
Total Unrealized Losses	(324)	(1)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		499
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(1)
Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value	7,985
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses	(368)
Total Fair Value	7,985	496
Total Unrealized Losses	(368)	(4)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		496
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(4)
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value	2,893
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses	(107)
Total Fair Value	2,893	497
Total Unrealized Losses	(107)	(3)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		497
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(3)
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value	945
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses	(55)
Total Fair Value	945	103
Total Unrealized Losses	(55)	(8)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		103
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(8)
Municipal Bonds [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value	1,536	735
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses	(4)	(1)
Total Fair Value	1,536	735
Total Unrealized Losses	$ (4)	(1)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses
Mutual Fund Shares [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses
Total Fair Value		64
Total Unrealized Losses		(2)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		64
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(2)
Bonds [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value		735
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses		(1)
Total Fair Value		2,291
Total Unrealized Losses		(11)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		1,556
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(10)
Mortgage Backed Securities, Federal National Mortgage Association [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses
Total Fair Value		154
Total Unrealized Losses		(3)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		154
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(3)
Government National Mortgage Association Certificates and Obligations (GNMA) [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses
Total Fair Value		22
Total Unrealized Losses		(1)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		22
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		(1)
Commercial Mortgage Backed Securities [Member]
Continuous Unrealized Losses Existing For Less Than 12 Months Fair Value
Continuous Unrealized Losses Existing For Less Than 12 Months Unrealized Losses
Total Fair Value		279
Total Unrealized Losses		(12)
Continuous Unrealized Losses Existing For 12 Months or Greater Fair Value		279
Continuous Unrealized Losses Existing For 12 Months or Greater Unrealized Losses		$ (12)