Home Bancorp Wisconsin (HWIS) 10-K 23 Dec 15 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2015	Dec. 23, 2015	Mar. 31, 2015
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Trading Symbol	HWIS
Entity Registrant Name	Home Bancorp Wisconsin, Inc.
Entity Central Index Key	1,578,505
Current Fiscal Year End Date	--09-30
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		899,190
Entity Public Float			$ 6.6

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Assets
Cash and due from banks	$ 2,222	$ 2,474
Interest-bearing deposits	311	1,573
Cash and cash equivalents	2,533	4,047
Other interest-bearing deposits	5,011	7,556
Securities available for sale	2,765	7,922
Securities held to maturity (fair value of $2,933 and $3,927 for 2015 and 2014 respectively)	2,870	3,893
Loans held for sale	151	320
Loans, net of allowance for loan losses of $1,478 and $1,403 for 2015 and 2014, respectively	109,860	84,757
Premises and equipment, net	5,212	5,423
Foreclosed assets	260	775
Cash value of life insurance	3,316	3,238
Federal Home Loan Bank stock	646	652
Other assets	902	849
TOTAL ASSETS	133,526	119,432
Liabilities:
Demand deposits	30,055	28,280
Money market and savings deposits	43,105	42,991
Time deposits	32,560	26,414
Total deposits	105,720	97,685
Advance payments by borrowers for taxes and insurance	793	830
Federal funds purchased	616	1,965
Borrowed funds	13,005	5,000
Other liabilities	1,247	1,186
Total liabilities	$ 121,381	$ 106,666
Commitments and contingencies (Note 14)
Stockholders' Equity:
Common stock $0.01 par value, 30,000,000 shares authorized; 899,190 shares issued and outstanding at September 30, 2015 and September 30, 2014	$ 9	$ 9
Additional paid-in capital	7,407	7,413
Retained earnings	5,371	6,050
Unearned Employee Stock Ownership Plan (ESOP) shares	(669)	(698)
Accumulated other comprehensive income (loss)	27	(8)
Total stockholders' equity	12,145	12,766
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 133,526	$ 119,432

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Securities held to maturity, fair value	$ 2,933	$ 3,927
Loans, allowance for loan losses	$ 1,478	$ 1,403
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	899,190	899,190
Common stock, shares outstanding	899,190	899,190

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Interest and dividend income:
Loans, including fees	$ 4,094	$ 3,670
Interest-bearing deposits	119	103
Securities	173	235
Total interest and dividend income	4,386	4,008
Interest expense:
Deposits	279	322
Borrowed funds	225	184
Total interest expense	504	506
Net interest income	3,882	3,502
Provision for loan losses	105	356
Net interest income after provision for loan losses	3,777	3,146
Noninterest income:
Service fees	223	277
Mortgage banking income	144	77
Net gain on sale of securities	9	20
Increase in cash value of life insurance	78	83
Net gain on sale of premises and equipment	63	44
Rental income	98	105
Other	34	17
Total noninterest income	649	623
Noninterest expense:
Compensation and employee benefits	2,369	2,327
Occupancy and equipment	743	761
Data processing and office expense	922	950
Foreclosed assets, net	276	17
Advertising and promotions	125	208
Professional fees	226	149
Examinations and assessments	128	154
Other	316	419
Total noninterest expense	5,105	4,985
Loss before income taxes	(679)	(1,216)
Provision for income taxes	0	0
Net loss	$ (679)	$ (1,216)
Earnings per share:
Basic	$ (0.82)	$ (0.68)	[1]
Diluted	$ (0.82)	$ (0.68)	[1]
[1]	Earnings per share for the year ended September 30, 2014, is adjusted to include the loss attributed to the period subsequent to the initial public offering for the common shares issued.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Net loss	$ (679)	$ (1,216)
Other comprehensive income (loss), net of tax:
Unrealized gain on securities during the year	44	8
Reclassification adjustment for gains realized in net loss	(9)	(20)
Income tax effect	0	0
Net unrealized gain (loss) on securities	35	(12)
Other comprehensive income (loss), net of tax	35	(12)
Comprehensive loss	$ (644)	$ (1,228)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Unearned ESOP Shares	Accumulated Other Comprehensive Income (Loss)
Balance, Beginning at Sep. 30, 2013	$ 7,270			$ 7,266		$ 4
Stock conversion proceeds, net	7,424	$ 9	$ 7,415
Net loss	(1,216)			(1,216)
Purchase of 71,935 shares by ESOP	(719)				$ (719)
Allocation of 2,158 Shares from ESOP	19		(2)		21
Other comprehensive loss	(12)					(12)
Balance, Ending at Sep. 30, 2014	12,766	9	7,413	6,050	(698)	(8)
Net loss	(679)			(679)
Allocation of 2,158 Shares from ESOP	23		(6)		29
Other comprehensive loss	35					35
Balance, Ending at Sep. 30, 2015	$ 12,145	$ 9	$ 7,407	$ 5,371	$ (669)	$ 27

Consolidated Statements of Sto7

Consolidated Statements of Stockholders' Equity (Parenthetical) - shares	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Number of shares purchased by ESOP		71,935
Shares committed to be released and allocated to participants	2,158	2,158

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net loss	$ (679)	$ (1,216)
Adjustments to reconcile net loss to net cash provided by (used in) operating activities:
Depreciation	249	259
Net amortization of premiums and discounts	35	27
ESOP compensation expense	23	19
Provision for loan losses	105	356
Net gain on sale of securities	(9)	(20)
Gain on sale of premises and equipment	(63)	(44)
Net loss on foreclosed assets	257	140
Increase in cash surrender value	(78)	(83)
Changes in operating assets and liabilities:
Loans held for sale	169	(320)
Other assets	(53)	549
Other liabilities	124	22
Total adjustments	759	905
Net cash provided by (used in) operating activities	80	(311)
Cash flows from investing activities:
Net decrease (increase) in other interest-bearing deposits	2,545	(2,311)
Purchases of securities available for sale		(6,888)
Proceeds from sales of securities available for sale	1,281	2,307
Proceeds from maturities, prepayments, and calls of securities available for sale	3,890	3,494
Purchases of securities held to maturity		(2,194)
Proceeds from maturities, prepayments, and calls of securities held to maturity	1,018	797
Net increase in loans	(25,447)	(8,047)
Purchases of FHLB stock	(144)
Proceeds from sale of FHLB stock	150
Proceeds from sale of foreclosed assets	497	141
Proceeds from sale of premises and equipment		57
Capital expenditures	(38)	(127)
Net cash used in investing activities	(16,248)	(12,771)
Cash flows from financing activities:
Net increase (decrease) in deposits	8,035	(2,447)
Net (decrease) increase in advance payments by borrowers for taxes and insurance	(37)	58
Net (decrease) increase in federal funds purchased	(1,349)	1,661
Net proceeds from open line advances	1,550
Proceeds from borrowings	6,500
Repayments of borrowed funds	(45)	(500)
Proceeds from issuance of common stock, net of cost		7,424
Shares acquired by employee stock ownership (ESOP)		(719)
Net cash provided by financing activities	14,654	5,477
Net decrease in cash and cash equivalents	(1,514)	(7,605)
Cash and cash equivalents at beginning	4,047	11,652
Cash and cash equivalents at end	2,533	4,047
Supplemental cash flow information:
Cash paid during the year for interest	496	538
Noncash operating and investing activities:
Loans transferred to foreclosed assets	$ 239	$ 50

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2015
Summary of Significant Accounting Policies	Note 1 Summary of Significant Accounting Policies Nature of operations: Home Bancorp Wisconsin, Inc. (the Company) is a Maryland chartered corporation established in June 2013 to become the holding company for Home Savings Bank (the Bank) in connection with the Bank’s mutual-to-stock conversion. The Company’s business activity is the ownership of the Bank’s capital stock and the management of the offering proceeds it retained in connection with the Bank’s conversion. The Company owns 100% of the stock of the Bank. The Bank is a Wisconsin chartered savings bank that provides community banking services to customers in and around Madison, Wisconsin. The Bank accepts deposits and makes loans from our four full-service banking offices, with three offices located in Madison, Wisconsin, and our fourth office located in Stoughton, Wisconsin. The Bank emphasizes permanent and construction loans secured by real estate. Since the Bank’s operations rely heavily on mortgage banking activities, the Bank is exposed to risks relative to changing interest rates and their impact on loan demand. The Bank has a wholly owned subsidiary, Home Agency, Inc., which is no longer active. The Company is subject to competition from other financial institutions and non-financial institutions providing financial products. The Company is subject to the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory authorities. In the future, the Company may acquire or organize other operating subsidiaries; however, there are no current plans, arrangements, agreements or understandings, written or oral, to do so. Principles of consolidation: The consolidated financial statements include the accounts of the Company and the Bank. All significant intercompany balances and transactions have been eliminated in consolidation. Jumpstart Our Business Startups Act: The Jumpstart Our Business Startups Act (the JOBS Act), which was signed into law on April 5, 2012, has made numerous changes to the federal securities laws to facilitate access to capital markets. Under the JOBS Act, a company with total annual gross revenues of less than $1.0 billion during its most recently completed fiscal year qualifies as an “emerging growth company.” The Company qualifies as an “emerging growth company” and believes that it will continue to qualify as an “emerging growth company” until five years from completion of the initial stock offering. As an “emerging growth company,” the Company has elected to use the extended transition period to delay adoption of new or revised accounting pronouncements applicable to public companies until such pronouncements are made applicable to private companies. Accordingly, the financial statements may not be comparable to the financial statements of companies that comply with such new or revised accounting standards. Use of estimates: Cash and cash equivalents: Other Interest-Bearing Deposits: Securities: Declines in fair value of securities that are deemed to be other than temporary, if applicable, are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers the length of time and the extent to which fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Loans Held for Sale: Mortgage loans held for sale are sold with the mortgage servicing rights released by the Company. Gains or losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loan sold. Loans: The accrual of interest on loans is discontinued when, in the opinion of management, there is an indication the borrower may be unable to make payments as they become due. When loans are placed on nonaccrual or charged off, all unpaid accrued interest is reversed against interest income. The interest on these loans is subsequently accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Allowance for Loan Losses: Management regularly evaluates the allowance for loan losses using the Company’s past loan loss experience, known and inherent risks in the portfolio, composition of the portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, current economic conditions, and other relevant factors. This evaluation is inherently subjective since it requires material estimates that may be susceptible to significant change. A loan is impaired when, based on current information, it is probable that the Company will not collect all amounts due in accordance with the contractual terms of the loan agreement. Management determines whether a loan is impaired on a case-by-case basis, taking into consideration the payment status, collateral value, length and reason of any payment delays, the borrower’s prior payment record, and any other relevant factors. Large groups of smaller-balance homogeneous loans, such as residential mortgage and consumer loans, are collectively evaluated in the allowance for loan losses analysis and are not subject to impairment analysis unless such loans have been subject to a restructuring agreement. Specific allowances for impaired loans are based on discounted cash flows of expected future payments using the loan’s initial effective interest rate or the fair value of the collateral if the loan is collateral dependent. In addition, various regulatory agencies periodically review the allowance for loan losses. These agencies may require additions to the allowance for loan losses based on their judgments of collectability. Troubled debt restructurings: Foreclosed Assets: Premises and Equipment: Federal Home Loan Bank (FHLB) Stock: Transfers of Financial Assets: Rate Lock Commitments: Income Taxes: The Company may also recognize a liability for unrecognized tax benefits from uncertain tax positions. Unrecognized tax benefits represent the differences between a tax position taken or expected to be taken in a tax return and the benefit recognized and measured in the consolidated financial statements. Interest and penalties related to unrecognized tax benefits are classified as income taxes. Employee Stock Ownership Plan: Stock-based compensation: Options are granted with an exercise price equal to no less than the market price of the Company’s shares at the date of grant. Those options generally vest over five years of service and have a 10-year contractual terms. Restricted stock awards typically vest over a five year period. As of September 30, 2015 there were no stock options or restricted stock awards granted under the Plan, as a result there are 125,866 options or restricted stock awards available for future grants. Advertising: Other Comprehensive Income (Loss): Off-Balance-Sheet Financial Instruments: Segment Reporting: Reclassifications: Subsequent Events: Recent accounting pronouncements: In April 2015, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2015-03, Interest-Imputation of Interest (subtopic 835-30): Simplify the Presentation of Debt Issuance Costs. The primary purpose of this new guidance is to present debt issuance costs as a direct deduction from the carrying amount of the debt liability. This guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015. The adoption of the guidance is not expected to have a material impact on the consolidated financial statements or the Notes thereto. In January 2014, FASB issued ASU No. 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The primary purpose of this new guidance is to clarify, for consumer mortgage loans, when an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a residential mortgage loan. This guidance is effective for annual and interim periods beginning after December 15, 2014. The adoption of the guidance is not expected to have a material impact on the consolidated financial statements or the Notes thereto. In May 2014, FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). The amendment supersedes and replaces nearly all existing revenue recognition guidance. Under the amended guidance, an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This guidance is effective for annual and interim periods beginning after December 15, 2017, and interim periods within annual periods beginning after December 15, 2018. In August 2015, FASB issued ASU No. 2015-14 Revenue from Contracts with Customer (Topic 606), Deferral of the Effective Date. The amendment defers the effective date of ASU No. 2014-09 by one year. Adoption of ASU No. 2014-04 and ASU 2015-14 is not expected to have a material impact on the consolidated financial statements, but significant disclosures to the Notes thereto will be required. In June 2014, FASB issued ASU No. 2014-12, Compensation-Stock Compensation: Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. The new accounting guidance clarifies how to account for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. This accounting guidance will be effective for interim and annual reporting periods beginning after December 15, 2015 and can be implemented using either a retrospective method or a prospective method. Early adoption is permitted. The adoption of this accounting guidance is not expected to have a material effect on our financial condition or results of operations. In August 2014, FASB issued ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure. The amendments in this guidance require a mortgage loan be derecognized and a separate other receivable be recognized upon foreclosure if certain conditions are met. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. This guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of the standard is not expected to have a material effect on the Company’s operating results or financial condition.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Sep. 30, 2015
Earnings Per Share	Note 2 Earnings Per Share Basic earnings per common share is computed by dividing net income by the weighted-average number of common shares outstanding during the period, including allocated and committed-to-be-released ESOP shares, during the applicable period. Diluted earnings per share is computed using the weighted-average number of shares determined for the basic earnings per common share computation plus the dilutive effect of stock compensation using the treasury stock method. The following table presents a reconciliation of the number of shares used in the calculation of basic and diluted earnings per common share: 2015 2014* Net loss $ (679 ) $ (567 ) Basic potential common shares: Weighted average shares outstanding 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (68,338 ) (69,777 ) Basic weighted average shares outstanding 830,852 829,413 Dilutive potential common shares — — Dilutive weighted average shares outstanding 830,852 829,413 Basic earnings per share $ (.82 ) $ (.68 ) Diluted earnings per share $ (.82 ) $ (.68 ) * Earnings per share for the year ended September 30, 2014, is adjusted to include the loss attributed to the period subsequent to the initial public offering for the common shares issued.

Cash and Cash Equivalents

Cash and Cash Equivalents	12 Months Ended
	Sep. 30, 2015
Cash and Cash Equivalents	Note 3 Cash and Cash Equivalents The Company is required to maintain reserve balances, in cash or on deposit with the Federal Reserve Bank, based on a percentage of deposits. The total required reserve balance as of September 30, 2015 and 2014 was approximately $501 and $434, respectively. In the normal course of business, the Company maintains cash and due from bank balances with correspondent banks. Balances in these accounts may exceed the Federal Deposit Insurance Corporation’s insured limit of $250. Management believes these financial institutions have strong credit ratings and that the credit risk related to these deposits is minimal.

Securities

Securities	12 Months Ended
	Sep. 30, 2015
Securities	Note 4 Securities The amortized cost and estimated fair value of securities with gross unrealized gains and losses are as follows: Amortized Gross Gross Estimated September 30, 2015 Securities available for sale: U.S. agency pass-through $ 2,738 $ 27 $ — $ 2,765 Securities held to maturity: U.S. agency pass-through $ 2,870 $ 63 $ — $ 2,933 Amortized Gross Gross Estimated September 30, 2014 Securities available for sale: U.S. agency notes $ 3,000 $ — $ 12 $ 2,988 U.S. agency pass-through 4,930 20 16 4,934 Total securities available for sale $ 7,930 $ 20 $ 28 $ 7,922 Securities held to maturity: U.S. agency notes $ 500 $ 1 $ — $ 501 U.S. agency pass-through 3,393 33 — 3,426 Total securities held to maturity $ 3,893 $ 34 $ — $ 3,927 Fair values of securities are estimated based on financial models or prices paid for similar securities. It is possible interest rates could change considerably, resulting in a material change in the estimated fair value. There were no securities in an unrealized loss position At September 30, 2015. The following table shows the fair value and gross unrealized losses of securities with unrealized losses at September 30, 2014, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position: Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized Securities available for sale: U.S. agency notes $ 1,488 $ 12 $ — $ — $ 1,488 $ 12 U.S. agency pass-through 2,243 16 — — 2,243 16 Totals $ 3,731 $ 28 $ — $ — $ 3,731 $ 28 At September 30, 2014, eight debt securities have unrealized losses with aggregate depreciation of less than 1% from the Company’s amortized cost basis. In analyzing whether unrealized losses on debt securities are other than temporary, management considers whether the securities are issued by a government body or agency, whether a rating agency has downgraded the securities, industry analysts’ reports, the financial condition and performance of the issuer, and the quality of any underlying assets or credit enhancements. Since management has the ability to hold debt securities for the foreseeable future, no declines are deemed to be other than temporary. The following is a summary of amortized cost and estimated fair value of debt securities by contractual maturity as of September 30, 2015. Contractual maturities will differ from expected maturities because borrowers may have the right to call or prepay obligations without penalties. Available for Sale Held to Maturity Amortized Estimated Amortized Estimated Due through one year $ — $ — $ — $ — Due after one year through three years — — — — Due after three years through five years 498 503 — — Due after five years through ten years 472 479 688 701 Due after ten years 1,768 1,783 2,182 2,232 Total $ 2,738 $ 2,765 $ 2,870 $ 2,933 Following is a summary of the proceeds from sales of securities available for sale, as well as gross gains and losses, for the years ended September 30: 2015 2014 Proceeds from sale of securities $ 1,281 $ 2,307 Gross gains on sales 9 20 As of September 30, 2015 and 2014, no securities were pledged to secure public deposits or for other purposes required or permitted by law.

Loans

Loans	12 Months Ended
	Sep. 30, 2015
Loans	Note 5 Loans The following table presents total loans by portfolio segment and class of loan as of September 30: 2015 2014 Commercial: Commercial and industrial $ 2,182 $ 1,662 Commercial real estate 19,595 19,273 Multifamily real estate 25,224 14,718 Construction 5,179 1,092 Residential real estate: One- to four-family residential 48,284 37,076 Second mortgage 9,668 10,044 Consumer 2,311 2,470 Subtotals 112,443 86,335 Allowance for loan losses (1,478 ) (1,403 ) Net deferred loan expenses (51 ) (47 ) Undisbursed loan proceeds (1,054 ) (128 ) Loans, net $ 109,860 $ 84,757 Analysis of the allowance for loan losses for the years ended September 30, 2015 and 2014 follows: Commercial Residential Consumer Totals Balance at September 30, 2013 637 480 29 1,146 Provision for loan losses 240 120 (4 ) 356 Loans charged off (1 ) (100 ) (13 ) (114 ) Recoveries of loans previously charged off 1 4 10 15 Balance at September 30, 2014 $ 877 $ 504 $ 22 $ 1,403 Provision for loan losses 53 37 15 105 Loans charged off — (21 ) (16 ) (37 ) Recoveries of loans previously charged off — 2 5 7 Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Allowance for loan losses at September 30, 2015: Individually evaluated for impairment $ 142 $ 34 $ — $ 176 Collectively evaluated for impairment 788 488 26 1,302 Totals $ 930 $ 522 $ 26 $ 1,478 Allowance for loan losses at September 30, 2014: Individually evaluated for impairment $ 134 $ 98 $ — $ 232 Collectively evaluated for impairment 743 406 22 1,171 Totals $ 877 $ 504 $ 22 $ 1,403 Analysis of loans evaluated for impairment as of September 30, 2015 and 2014, follows: Commercial Residential Consumer Totals Loans at September 30, 2015: Individually evaluated for impairment $ 847 $ 845 $ — $ 1,692 Collectively evaluated for impairment 51,333 57,107 2,311 110,751 Totals $ 52,180 $ 57,952 $ 2,311 $ 112,443 Loans at September 30, 2014: Individually evaluated for impairment $ 936 $ 1,178 $ — $ 2,114 Collectively evaluated for impairment 35,809 45,942 2,470 84,221 Totals $ 36,745 $ 47,120 $ 2,470 $ 86,335 Information regarding impaired loans as of September 30, 2015, follows: Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial and industrial $ 80 $ 80 N/A $ 81 $ — Commercial real estate 532 532 N/A 553 33 One-to four-family 473 473 N/A 470 30 Totals 1,085 1,085 N/A 1,104 63 Loans with an allowance for loan losses: Commercial and industrial 158 158 129 159 — Construction 77 77 13 77 4 One-to four-family 372 372 34 375 22 Totals 607 607 176 611 26 Grand totals $ 1,692 $ 1,692 $ 176 $ 1,715 $ 89 Information regarding impaired loans as of September 30, 2014, follows: Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial and industrial $ 83 $ 83 N/A $ 125 $ — Commercial real estate 575 575 N/A 560 36 One-to four-family 631 631 N/A 636 21 Totals 1,289 1,289 N/A 1,321 57 Loans with an allowance for loan losses: Commercial and industrial 147 147 117 149 1 Construction 131 131 17 133 5 One-to four-family 547 547 98 550 19 Totals 825 825 232 832 25 Grand totals $ 2,114 $ 2,114 $ 232 $ 2,153 $ 82 No additional funds are committed to be advanced in connection with impaired loans. The Company regularly evaluates various attributes of loans to determine the appropriateness of the allowance for loan losses. The credit quality indicators monitored differ depending on the class of loan. Commercial loans are generally evaluated using the following internally prepared ratings: “Pass” ratings are assigned to loans with adequate collateral and debt service ability such that collectibility of the contractual loan payments is highly probable. “Special mention/watch” ratings are assigned to loans where management has some concern that the collateral or debt service ability may not be adequate, though the collectibility of the contractual loan payments is still probable. “Substandard” ratings are assigned to loans that do not have adequate collateral and/or debt service ability such that collectibility of the contractual loan payments is no longer probable. “Doubtful” ratings are assigned to loans that do not have adequate collateral and/or debt service ability, and collectibility of the contractual loan payments is unlikely. Residential real estate and consumer loans are generally evaluated based on whether or not the loan is performing according to the contractual terms of the loan. Information regarding the credit quality indicators most closely monitored for commercial loans by class as of September 30, 2015 and 2014, follows: Pass Special Substandard Doubtful Totals September 30, 2015 Commercial and industrial $ 1,944 $ — $ 238 $ — $ 2,182 Commercial real estate 17,990 1,073 532 — 19,595 Multifamily real estate 25,002 222 — — 25,224 Construction 5,103 76 — — 5,179 Totals $ 50,039 $ 1,371 $ 770 $ — $ 52,180 September 30, 2014 Commercial and industrial $ 1,432 $ — $ 230 $ — $ 1,662 Commercial real estate 17,671 1,027 575 — 19,273 Multifamily real estate 14,492 226 — — 14,718 Construction 961 78 53 — 1,092 Totals $ 34,556 $ 1,331 $ 858 $ — $ 36,745 Information regarding the credit quality indicators most closely monitored for residential real estate and consumer loans by class as of September 30, 2015 and 2014, follows: Performing Non-performing Totals September 30, 2015 One- to four-family $ 48,284 $ — $ 48,284 Second mortgage 9,652 16 9,668 Consumer 2,303 8 2,311 Totals $ 60,239 $ 24 $ 60,263 September 30, 2014 One- to four-family $ 36,659 $ 417 $ 37,076 Second mortgage 10,044 — 10,044 Consumer 2,462 8 2,470 Totals $ 49,165 $ 425 $ 49,590 Loan aging information as of September 30, 2015, follows: Loans Past Due 30-89 Loans Past Total Past Commercial and industrial $ — $ 80 $ 80 Commercial real estate — 62 62 Construction — — — One- to four-family 487 — 487 Second mortgage 46 16 62 Consumer 3 8 11 Totals $ 536 $ 166 $ 702 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 80 $ 2,102 $ 2,182 $ — $ 80 Commercial real estate 62 19,533 19,595 — 62 Multifamily real estate — 25,224 25,224 — — Construction — 5,179 5,179 — — One- to four-family 487 47,797 48,284 — — Second mortgage 62 9,606 9,668 — 16 Consumer 11 2,300 2,311 — 8 Totals $ 702 $ 111,741 $ 112,443 $ — $ 166 Loan aging information as of September 30, 2014, follows: Loans Past 30-89 Loans Past Total Past Commercial and industrial $ — $ 230 $ 230 Commercial real estate — — — Construction — 53 53 One- to four-family 280 493 773 Second mortgage 83 — 83 Consumer 4 8 12 Totals $ 367 $ 784 $ 1,151 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 230 $ 1,432 $ 1,662 $ — $ 230 Commercial real estate — 19,273 19,273 — — Multifamily real estate — 14,718 14,718 — — Construction 53 1,039 1,092 — 53 One- to four-family 773 36,303 37,076 76 417 Second mortgage 83 9,961 10,044 — — Consumer 12 2,458 2,470 — 8 Totals $ 1,151 $ 85,184 $ 86,335 $ 76 $ 708 When, for economic or legal reasons related to the borrower’s financial difficulties, the Company grants a concession to the borrower that the Company would not otherwise consider, the modified loan is classified as a troubled debt restructuring. Loan modifications may consist of forgiveness of interest and/or principal, a reduction of the interest rate, interest-only payments for a period of time, and/or extending amortization terms. Three new troubled debt restructurings were entered into during the year ended September 30, 2015; $262 on two one-to-four family residential real estate loans and $159 one commercial business loan. There were no differences between the pre- and post-modification investment in these loans. During the year ended and as of September 30, 2014, there were no new troubled debt restructurings. One troubled debt restructuring was past due more than 30 days within 12 months of its modification date during the 12 months ended September 30, 2015. No troubled debt restructurings defaulted within 12 months of their modification during the 12 months ended September 30, 2014.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Sep. 30, 2015
Premises and Equipment	Note 6 Premises and Equipment An analysis of premises and equipment at September 30, 2015 and 2014, is as follows: 2015 2014 Land $ 1,675 $ 1,675 Buildings 5,284 5,272 Furniture and equipment 1,441 1,415 Totals 8,400 8,362 Accumulated depreciation (3,188 ) (2,939 ) Premises and equipment, net $ 5,212 $ 5,423 Depreciation and amortization of premises and equipment charged to operating expense totaled $249 and $259 for the years ended September 30, 2015 and 2014, respectively. The Company is leasing office space under a non-cancelable operating lease with an initial term of five years and options to extend the lease for two additional five-year periods. The Company pays for real estate taxes, insurance, and maintenance under this net lease. Rent expense under this lease was $113 and $106 for the years ended September 30, 2015 and 2014, respectively. Future minimum rental payments under non-cancelable lease terms are as follows for each of the years ending September 30: 2016 92 2017 23 Total $ 115

Time Deposits

Time Deposits	12 Months Ended
	Sep. 30, 2015
Time Deposits	Note 7 Time Deposits Time deposits of $250 or more totaled approximately $3,167 and $252 at September 30, 2015 and 2014, respectively. The scheduled maturities of time deposits for each of the years ending September 30 are summarized as follows: 2016 $ 16,478 2017 4,405 2018 6,227 2019 1,482 2020 3,692 Thereafter 276 Total $ 32,560

Borrowed Funds

Borrowed Funds	12 Months Ended
	Sep. 30, 2015
Borrowed Funds	Note 8 Borrowed Funds Borrowed funds consisted of the following at September 30, 2015 and 2014: 2015 2014 Rates Amount Rates Amount Federal Home Loan Bank (FHLB): Open line of credit 0.30% $ 1,550 — — Fixed rate fixed term 0.91 - 3.89% $ 11,455 3.05 - 3.89% $ 5,000 Total $ 13,005 $ 5,000 The following is a summary of scheduled maturities of fixed rate borrowed funds for each of the years ending September 30: Fixed Rate Fixed Term Advances Weighted Amount 2016 1.87 % 297 2017 2.05 % 2,287 2018 2.12 % 2,292 2019 3.17 % 4,298 2020 1.87 % 1,504 Thereafter 2.35 % 777 Total $ 11,455 Actual maturities may differ from the scheduled principal maturities because of call options on the various advances. The Company has a master contract agreement with FHLB that provides for borrowing up to the lesser of 20 times the FHLB stock owned, a determined percentage of the book value of the Company’s qualifying real estate loans, or a determined percentage of the Company’s assets. FHLB provides both fixed and floating rate advances. Floating rates are tied to short-term market rates of interest, such as London InterBank Offered Rate (LIBOR), federal funds, or treasury bill rates. Advances with call provisions permit the FHLB to request payment beginning on the call date and quarterly thereafter. FHLB advances are subject to a prepayment penalty if they are repaid prior to maturity. The Company pledged approximately $22,633 and $21,463 of one- to four-family residential construction and residential real estate loans to secure FHLB advances as of September 30, 2015 and 2014, respectively. FHLB advances are also secured by $646 and $652 of FHLB stock owned by the Company at September 30, 2015 and 2014, respectively. At September 30, 2015, the Company’s available and unused portion of this borrowing agreement totaled approximately $3,208. The Company also has an agreement with the Federal Reserve Bank’s Borrower in Custody program. Under this program, the Company has pledged approximately $8,220 and $8,880 of consumer and home equity loans at September 30, 2015 and 2014, respectively. There were no borrowings under this agreement at September 30, 2015, and September 30, 2014. At September 30, 2015, the Company’s available and unused portion of this borrowing agreement totaled approximately $7,097.

Employee Benefit Plan

Employee Benefit Plan	12 Months Ended
	Sep. 30, 2015
Employee Benefit Plan	Note 9 Employee Benefit Plan The Company sponsors a 401(k) profit sharing plan covering substantially all employees. Employees are allowed to make voluntary contributions to the plan up to 15% of their compensation. Matching contributions are at the discretion of the Company’s Board of Directors. Matching contributions were $34 and $31 for the years ended September 30, 2015 and 2014, respectively.

Deferred Compensation

Deferred Compensation	12 Months Ended
	Sep. 30, 2015
Deferred Compensation	Note 10 Deferred Compensation The Company has entered into various deferred compensation agreements with key officers. The liability outstanding under the agreements is $271 at September 30, 2015 and 2014. There was no expense recognized during the years ended September 30, 2015 and 2014.

Income Taxes

Income Taxes	12 Months Ended
	Sep. 30, 2015
Income Taxes	Note 11 Income Taxes The components of the provision for income taxes were as follows for the years ended September 30: 2015 2014 Current tax expense: Federal $ — $ — State — — Total current — — Deferred tax expense (benefit): Federal (234 ) (433 ) State (57 ) (110 ) Change in valuation allowance 291 543 Total deferred — — Total provision for income taxes $ — $ — A summary of the sources of differences between income taxes at the federal statutory rate and the provision for income taxes for the years ended September 30 follows: 2015 2014 Amount % of Amount % of Tax provision (benefit) at statutory rate $ (230 ) (34.0 ) $ (413 ) (34.0 ) Increases (decreases) in taxes resulting from: Bank-owned life insurance (27 ) (3.9 ) (28 ) (2.3 ) State taxes (38 ) (5.5 ) (72 ) (6.0 ) Other 4 0.6 (30 ) (2.4 ) Change in valuation allowance 291 42.8 543 44.7 Total provision for income taxes $ — — $ — — Deferred income taxes are provided for the temporary differences between the financial reporting basis and the tax basis of the Company’s assets and liabilities. The major components of the net deferred tax asset as of September 30, 2015 and 2014 are presented below: 2015 2014 Deferred tax assets: Allowance for loan losses $ 630 $ 589 Deferred gain on sale of building 29 54 Deferred compensation 107 107 Nonaccrued interest — 8 Net operating loss carryforward 2,075 1,731 Alternative minimum tax carryforward 64 64 Unrealized gain on securities available for sale — 3 Other 32 102 Total deferred tax assets 2,937 2,658 Deferred tax liabilities: Premises and equipment 32 45 Rate lock commitment 8 4 FHLB stock 55 55 Unrealized gain on securities available for sale 9 — Total deferred tax liabilities 104 104 Deferred tax asset before valuation allowance 2,833 2,554 Valuation allowance (2,833 ) (2,554 ) Net deferred tax asset $ — $ — The Company has federal and state net operating loss carryforwards totaling approximately $5,200 and $4,300, respectively, that may be applied against future federal and state taxable income and begin to expire in 2030. The Company has available alternative minimum tax credit carryforwards for federal tax purposes of approximately $64, which may be used indefinitely to reduce regular federal income taxes. Deferred tax assets are deferred tax consequences attributable to deductible temporary differences and carryforwards. After the deferred tax asset has been measured using the applicable enacted tax rate and provisions of the enacted tax law, it is then necessary to assess the need for a valuation allowance. A valuation allowance is needed when, based on the weight of the available evidence, it is more likely than not that some portion of the deferred tax asset will not be realized. As required by generally accepted accounting principles, available evidence is weighted heavily on cumulative losses with less weight placed on future projected profitability. Realization of the deferred tax asset is dependent on whether there will be sufficient future taxable income of the appropriate character in the period during which deductible temporary differences reverse or within the carryforward periods available under tax law. Based on the available evidence, valuation allowances of $2,842 and $2,551 were recognized as of September 30, 2015 and 2014, respectively while ($9) and $3 were the portion of the changes in net deferred tax asset related to changes that flowed through comprehensive loss, as of September 30, 2015 and 2014, respectively. With few exceptions, the Company is no longer subject to federal or state examinations by tax authorities for years before 2010.

Related-Party Transactions

Related-Party Transactions	12 Months Ended
	Sep. 30, 2015
Related-Party Transactions	Note 12 Related-Party Transactions A summary of loans to directors, executive officers, and their affiliates for the years ended September 30, is as follows: 2015 2014 Balance at beginning $ 24 $ 24 Adjustments due to changes in executive officers — (4 ) New loans 21 4 Repayments (11 ) — Balance at end $ 34 $ 24 Deposits from directors, executive officers, and their affiliates totaled approximately $209 and $220 as of September 30, 2015 and 2014, respectively. A director is a senior executive for a local public company that has been granted a $1 million line of credit in 2015. This line of credit has never been drawn upon.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Sep. 30, 2015
Regulatory Matters	Note 13 Regulatory Matters The Bank is subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Federal and state banking agencies have adopted regulations that substantially amend the capital regulations currently applicable to us. The regulations implement the Basel III regulatory capital reforms and changes required by the Dodd-Frank Act. Effective January 1, 2015 (with some changes transitioned into full effectiveness over two to four years), the Bank became subject to new capital requirements adopted by the FDIC. These new requirements create a new required ratio for common equity tier 1 capital, increase the leverage and tier 1 capital ratios, change the risk weight of certain assets for purposes of the risk-based capital ratios, create an additional capital conservation buffer over the required capital ratios and change what qualifies as capital for purposes of meeting these various capital requirements. Beginning in 2016, failure to maintain the required capital conservation buffer will limit the ability of the Bank to pay dividends, repurchase shares or pay discretionary bonuses. The Company is exempt from consolidated capital requirements as those requirements do not apply to certain small savings bank holding companies with assets under $1 billion. Under the new capital regulations, the minimum capital ratios are: (1) common equity tier 1 capital ratio of 4.5% of risk-weighted assets, (2) a tier 1 capital ratio of 6.0% of risk-weighted assets, (3) a total capital ratio of 8.0% of risk-weighted assets, and (4) a tier 1 capital to average assets ratio of 4.0%. Common equity tier 1 capital generally consists of common stock and retained earnings, subject to applicable regulatory adjustments and deductions. There are a number of changes in what constitutes regulatory capital, some of which are subject to transition periods. These changes include the phasing-out of certain instruments as qualifying capital. The Bank does not use any of these instruments. Under the new requirements for total capital, tier 2 capital is no longer limited to the amount of tier 1 capital included in total capital. Mortgage servicing rights, certain deferred tax assets and investments in unconsolidated subsidiaries over designated percentages of common equity tier 1 capital will be deducted from capital. The Bank has elected to permanently opt-out of the inclusion of accumulated other comprehensive income in our capital calculations, as permitted by the regulations. This opt-out will reduce the impact of market volatility on our regulatory capital levels. The new requirements also include changes in the risk-weights of assets to better reflect credit risk and other risk exposures. These include a 150% risk weight (increased from 100%) for certain high volatility commercial real estate acquisition, development and construction loans and for non-residential mortgage loans that are 90 days past due or otherwise in non-accrual status; a 20% (increased for 0%) credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable; a 250% risk weight (increased form 100%) for mortgage servicing and deferred tax assets that are not deducted from capital; and increased risk weights (0% to 600%) for equity exposures. In addition to the minimum common equity tier 1, tier 1 and total capital ratios, the Bank will have to maintain a capital conservation buffer consisting of additional common equity tier 1 capital greater than 2.5% to risk weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. This new capital conservation buffer requirement will be phased in beginning in January 2016 at 0.635% of risk-weighted assets and increasing each year until fully implemented in January 2019. The FDIC’s prompt corrective action standards also changed effective January 1, 2015. Under the new standards, in order to be considered well-capitalized, the Bank must have a common equity tier 1 ratio of 6.5% (new), a tier 1 ratio of 8.0% (increased from 6.0%), a total risk-based capital ratio of 10.0% (unchanged) and a leverage ratio of 5.0% (unchanged). The Bank meets all these new requirements, including the full capital conservation buffer. As of September 30, 2015, the Bank was well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since September 30, 2015, that management believes have changed the Bank’s category. The Bank’s actual capital amounts and ratios as of September 30 are presented in the following table: Actual For Capital To Be Amount Ratio Amount Ratio Amount Ratio September 30, 2015 Total capital (to risk-weighted assets) $ 12,277 13.5 % ³ $ 7,275 ³ 8.0 % ³ $ 9,094 ³ 10.0 % Tier I capital (to risk-weighted assets) 11,136 12.2 % ³ 5,456 ³ 6.0 % ³ 7,275 ³ 8.0 % Common equity tier 1 capital to risk-weighted assets 11,136 12.2 % ³ 4,092 ³ 4.5 % ³ 5,911 ³ 6.5 % Tier I capital (to average assets) 11,136 8.3 % ³ 5,357 ³ 4.0 % ³ 6,697 ³ 5.0 % September 30, 2014 Total capital (to risk-weighted assets) $ 12,822 15.8 % ³ $ 6,513 ³ 8.0 % ³ $ 8,141 ³ 10.0 % Tier I capital (to risk-weighted assets) 11,800 14.5 % ³ 3,256 ³ 4.0 % ³ 4,885 ³ 6.0 % Tier I capital (to average assets) 11,800 9.7 % ³ 4,854 ³ 4.0 % ³ 6,068 ³ 5.0 % As a state-chartered savings bank, the Bank is required to maintain a minimum net worth ratio. The Bank’s actual and required net worth ratios are as follows: Actual Net Worth Required Net Worth Amount Ratio Amount Ratio September 30, 2015 $ 12,277 9.2 % $ 8,012 6.0 % September 30, 2014 $ 12,822 10.7 % $ 7,166 6.0 %

Commitments, Contingencies, and

Commitments, Contingencies, and Credit Risk	12 Months Ended
	Sep. 30, 2015
Commitments, Contingencies, and Credit Risk	Note 14 Commitments, Contingencies, and Credit Risk Credit Risk The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated balance sheets. The Company’s exposure to credit loss is represented by the contractual, or notional, amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance-sheet instruments. Since some of the commitments are expected to expire without being drawn upon and some of the commitments may not be drawn upon to the total extent of the commitment, the notional amount of these commitments does not necessarily represent future cash requirements. The following commitments were outstanding at September 30: Notional Amount 2015 2014 Commitments to extend credit $ 593 $ 902 Unused lines of credit and credit card lines 9,919 11,682 Undisbursed portion of loan proceeds 2,297 128 Standby letters of credit 25 651 Commitments to extend credit (including undisbursed loans under rate lock commitments) are agreements to lend to a customer as long as there is no violation of any condition established in the contract. All of these commitments are at fixed rates. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The amount of collateral obtained upon extension of credit is based on management’s credit evaluation of the customer. Unused commitments under lines of credit and credit card lines are commitments for possible future extensions of credit to existing customers. These lines of credit may or may not require collateral and may or may not contain a specific maturity date. The undisbursed portion of loan proceeds represents undrawn amounts under construction loans. These loans are generally secured by real estate and generally have a specific maturity date. Standby letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third party. Generally all standby letters of credit issued have expiration dates within one year. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loan facilities to customers. The Company generally holds collateral supporting these commitments. Standby letters of credit are not reflected in the consolidated financial statements, since recording the fair value of these guarantees would not have a significant impact on the consolidated financial statements. Legal Contingencies Various legal claims arise from time to time in the normal course of business. In the opinion of management, any liability resulting from such proceedings would not have a material impact on the consolidated financial statements. Concentration of Credit Risk The majority of the Company’s loans and commitments have been granted to customers in the Company’s market area. The concentrations of credit by type are set forth in Note 4. The ability of the Company’s debtors to honor their contracts is dependent on the real estate and general economic conditions in this area. Management believes the diversity of the local economy will prevent significant losses in the event of an economic downturn.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Sep. 30, 2015
Fair Value Measurements	Note 15 Fair Value Measurements Accounting standards describe three levels of inputs that may be used to measure fair value (the fair value hierarchy). The level of an asset or liability within the fair value hierarchy is based on the lowest level of input significant to the fair value measurement of that asset or liability. Following is a brief description of each level of the fair value hierarchy: Level 1 - Fair value measurement is based on quoted prices for identical assets or liabilities in active markets. Level 2 - Fair value measurement is based on: (1) quoted prices for similar assets or liabilities in active markets; (2) quoted prices for identical or similar assets or liabilities in markets that are not active; or (3) valuation models and methodologies for which all significant assumptions are or can be corroborated by observable market data. Level 3 - Fair value measurement is based on valuation models and methodologies that incorporate at least one significant assumption that cannot be corroborated by observable market data. Level 3 measurements reflect the Company’s estimates about assumptions market participants would use in measuring fair value of the asset or liability. Some assets and liabilities, such as securities available for sale, are measured at fair value on a recurring basis under accounting principles generally accepted in the United States. Other assets and liabilities, such as impaired loans, may be measured at fair value on a nonrecurring basis. Following is a description of the valuation methodology used for each asset measured at fair value on a recurring or nonrecurring basis, as well as the classification of the asset within the fair value hierarchy. Securities available for sale - Loans - Foreclosed assets - Information regarding the fair value of assets measured at fair value on a recurring basis as of September 30 follows: Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2015 Assets - Securities available for sale $ 2,765 $ — $ 2,765 $ — 2014 Assets - Securities available for sale $ 7,922 $ — $ 7,922 $ — Information regarding the fair value of assets measured at fair value on a nonrecurring basis as of September 30 follows: Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2015 Loans $ 431 $ — $ — $ 431 Foreclosed assets 260 — — 260 Totals $ 691 $ — $ — $ 691 2014 Loans $ 593 $ — $ — $ 593 Foreclosed assets 775 — — 775 Totals $ 1,368 $ — $ — $ 1,368 Loans with a carrying amount of $607 and $825 were considered impaired and were written down to their estimated fair value of $431 and $593 as of September 30, 2015 and 2014, respectively. As a result, the Company recognized a specific valuation allowance against these impaired loans totaling $176 and $232 during the years ended September 30, 2015 and 2014, respectively. The loans were valued based on the value of the underlying collateral, adjusted for selling costs. The fair value of collateral is determined based on appraisals, broker price opinions, or automated valuation models. In some cases, adjustments were made to these values due to various factors including age of the appraisal, age of the comparable and other known changes in the market and in the collateral. When significant adjustments were based on unobservable inputs, the resulting fair value measurement has been categorized as a Level 3 measurement. At September 30, 2015 and 2014, foreclosed assets with a fair value less estimated costs to sell of $260 and $775, respectively, were acquired through or in lieu of foreclosure. The fair value of foreclosed assets is determined based on appraisals, broker price opinions, or automated valuation models. In some cases, adjustments were made to these values due to various factors including age of the appraisal, age of the comparable and other known changes in the market and in the collateral. When significant adjustments were based on unobservable inputs, the resulting fair value measurement has been categorized as a Level 3 measurement. The Company estimates fair value of all financial instruments regardless of whether such instruments are measured at fair value. The following methods and assumptions were used by the Company to estimate fair value of financial instruments not previously discussed. Cash and cash equivalents - Other interest-bearing deposits - Securities held to maturity - Loans held for sale - Loans - Federal Home Loan Bank stock - Accrued interest receivable and payable - Cash value of life insurance - Deposits and advance payments by borrowers for taxes and insurance - Federal funds purchased - Borrowed funds - Off-balance-sheet instruments - off-balance-sheet The carrying value and estimated fair value of financial instruments at September 30 follow: September 30, 2015 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 2,533 $ 2,533 $ — $ — Other interest-bearing deposits 5,011 — — 5,037 Securities available for sale 2,765 — 2,765 — Securities held to maturity 2,870 — 2,933 — Loans held for sale 151 — 151 — Loans 109,860 — — 108,713 Accrued interest receivable 395 395 — — Cash value of life insurance 3,316 — — 3,316 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 105,720 $ 73,160 $ — $ 32,787 Advance payments by borrowers for taxes and insurance 793 793 — — Federal funds purchased 616 616 — — Borrowed funds 13,005 — — 13,475 Accrued interest payable 55 55 — — September 30, 2014 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 4,047 $ 4,047 $ — $ — Other interest-bearing deposits 7,556 — — 7,461 Securities available for sale 7,922 — 7,922 — Securities held to maturity 3,893 — 3,927 — Loans held for sale 320 — 320 — Loans 84,757 — — 84,182 Accrued interest receivable 402 402 — — Cash value of life insurance 3,238 — — 3,238 Federal Home Loan Bank stock 652 — — 652 Financial liabilities: Deposits $ 97,685 $ 71,271 $ — $ 26,412 Advance payments by borrowers for taxes and insurance 830 830 — — Federal funds purchased 1,965 1,965 — — Borrowed funds 5,000 — — 5,398 Accrued interest payable 52 52 — — Limitations Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters that could affect the estimates. Fair value estimates are based on existing on- and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business. Deposits with no stated maturities are defined as having a fair value equivalent to the amount payable on demand. This prohibits adjusting fair value derived from retaining those deposits for an expected future period of time. This component, commonly referred to as a deposit base intangible, is neither considered in the above amounts, nor is it recorded as an intangible asset on the consolidated balance sheets. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.

Employee Stock Ownership Plan

Employee Stock Ownership Plan	12 Months Ended
	Sep. 30, 2015
Employee Stock Ownership Plan	Note 16 Employee Stock Ownership Plan The Company maintains a leveraged employee stock ownership plan (“ESOP”) that covers substantially all employees. The ESOP was established in conjunction with the Company’s stock offering completed in April 2014. The loan to fund the acquisition of stock by the ESOP was made by the Company. The Bank makes annual contributions to the ESOP equal to the ESOP’s debt service. The ESOP shares initially were pledged as collateral for this debt. As the debt is repaid, shares are released from collateral and allocated to active participants, based on the proportion of debt service paid in the year. Because the debt is intercompany, it is eliminated in consolidation for presentation in these financial statements. The shares pledged as collateral are reported as unearned ESOP shares in the balance sheet. As shares are committed to be released from collateral and allocated to active participants, the Company reports compensation expense equal to the current market price of the shares and the shares will become outstanding for earnings-per-shares (EPS) computations. During the year ended September 30, 2015, 2,158 shares, with an average fair value of $7.94 per share, were committed to be released resulting in ESOP compensation expense of $23 for the year ended September 30, 2015, 719 shares of the 2,158 shares committed to be released were released, along with the 2,158 shares previously committed to be released, to total 2,877 shares released. During the year ended September 30, 2014, 2,158 shares, with an average fair value of $9.11 per share, were committed to be released resulting in ESOP compensation expense of $19 for the year ended September 30, 2014. The ESOP shares as of September 30 were as follows: 2015 2014 Allocated shares 2,877 — Shares committed to be released and allocated to participants 2,158 2,158 Total unallocated shares 66,900 69,777 Total ESOP shares 71,935 71,935

Summary of Significant Accoun25

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Sep. 30, 2015
Nature of Operations	Nature of operations: Home Bancorp Wisconsin, Inc. (the Company) is a Maryland chartered corporation established in June 2013 to become the holding company for Home Savings Bank (the Bank) in connection with the Bank’s mutual-to-stock conversion. The Company’s business activity is the ownership of the Bank’s capital stock and the management of the offering proceeds it retained in connection with the Bank’s conversion. The Company owns 100% of the stock of the Bank. The Bank is a Wisconsin chartered savings bank that provides community banking services to customers in and around Madison, Wisconsin. The Bank accepts deposits and makes loans from our four full-service banking offices, with three offices located in Madison, Wisconsin, and our fourth office located in Stoughton, Wisconsin. The Bank emphasizes permanent and construction loans secured by real estate. Since the Bank’s operations rely heavily on mortgage banking activities, the Bank is exposed to risks relative to changing interest rates and their impact on loan demand. The Bank has a wholly owned subsidiary, Home Agency, Inc., which is no longer active. The Company is subject to competition from other financial institutions and non-financial institutions providing financial products. The Company is subject to the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory authorities. In the future, the Company may acquire or organize other operating subsidiaries; however, there are no current plans, arrangements, agreements or understandings, written or oral, to do so.
Principles of Consolidation	Principles of consolidation: The consolidated financial statements include the accounts of the Company and the Bank. All significant intercompany balances and transactions have been eliminated in consolidation.
Jumpstart Our Business Startups Act	Jumpstart Our Business Startups Act: The Jumpstart Our Business Startups Act (the JOBS Act), which was signed into law on April 5, 2012, has made numerous changes to the federal securities laws to facilitate access to capital markets. Under the JOBS Act, a company with total annual gross revenues of less than $1.0 billion during its most recently completed fiscal year qualifies as an “emerging growth company.” The Company qualifies as an “emerging growth company” and believes that it will continue to qualify as an “emerging growth company” until five years from completion of the initial stock offering. As an “emerging growth company,” the Company has elected to use the extended transition period to delay adoption of new or revised accounting pronouncements applicable to public companies until such pronouncements are made applicable to private companies. Accordingly, the financial statements may not be comparable to the financial statements of companies that comply with such new or revised accounting standards.
Use of Estimates	Use of estimates:
Cash and Cash Equivalents	Cash and cash equivalents:
Other Interest-Bearing Deposits	Other Interest-Bearing Deposits:
Securities	Securities: Declines in fair value of securities that are deemed to be other than temporary, if applicable, are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers the length of time and the extent to which fair value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.
Loans Held for Sale	Loans Held for Sale: Mortgage loans held for sale are sold with the mortgage servicing rights released by the Company. Gains or losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loan sold.
Loans	Loans: The accrual of interest on loans is discontinued when, in the opinion of management, there is an indication the borrower may be unable to make payments as they become due. When loans are placed on nonaccrual or charged off, all unpaid accrued interest is reversed against interest income. The interest on these loans is subsequently accounted for on the cash-basis or cost-recovery method until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Allowance for Loan Losses	Allowance for Loan Losses: Management regularly evaluates the allowance for loan losses using the Company’s past loan loss experience, known and inherent risks in the portfolio, composition of the portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, current economic conditions, and other relevant factors. This evaluation is inherently subjective since it requires material estimates that may be susceptible to significant change. A loan is impaired when, based on current information, it is probable that the Company will not collect all amounts due in accordance with the contractual terms of the loan agreement. Management determines whether a loan is impaired on a case-by-case basis, taking into consideration the payment status, collateral value, length and reason of any payment delays, the borrower’s prior payment record, and any other relevant factors. Large groups of smaller-balance homogeneous loans, such as residential mortgage and consumer loans, are collectively evaluated in the allowance for loan losses analysis and are not subject to impairment analysis unless such loans have been subject to a restructuring agreement. Specific allowances for impaired loans are based on discounted cash flows of expected future payments using the loan’s initial effective interest rate or the fair value of the collateral if the loan is collateral dependent. In addition, various regulatory agencies periodically review the allowance for loan losses. These agencies may require additions to the allowance for loan losses based on their judgments of collectability.
Troubled debt restructurings	Troubled debt restructurings:
Foreclosed Assets	Foreclosed Assets:
Premises and Equipment	Premises and Equipment:
Federal Home Loan Bank (FHLB) Stock	Federal Home Loan Bank (FHLB) Stock:
Transfers of Financial Assets	Transfers of Financial Assets:
Rate Lock Commitments	Rate Lock Commitments:
Income Taxes	Income Taxes: The Company may also recognize a liability for unrecognized tax benefits from uncertain tax positions. Unrecognized tax benefits represent the differences between a tax position taken or expected to be taken in a tax return and the benefit recognized and measured in the consolidated financial statements. Interest and penalties related to unrecognized tax benefits are classified as income taxes.
Employee Stock Ownership Plan	Employee Stock Ownership Plan:
Stock-based compensation	Stock-based compensation: Options are granted with an exercise price equal to no less than the market price of the Company’s shares at the date of grant. Those options generally vest over five years of service and have a 10-year contractual terms. Restricted stock awards typically vest over a five year period. As of September 30, 2015 there were no stock options or restricted stock awards granted under the Plan, as a result there are 125,866 options or restricted stock awards available for future grants.
Advertising	Advertising:
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss): Other comprehensive income (loss) is shown on the consolidated statements comprehensive income (loss). The Company’s accumulated other comprehensive income (loss) is composed of the unrealized gain on securities available for sale, net of tax and is shown on the consolidated statements of comprehensive income (loss). Reclassification adjustments out of other comprehensive income (loss) for gains realized on sales of securities available for sale comprise the entire balance of “net gain on sale of securities” on the consolidated statements of operations.
Off-Balance-Sheet Financial Instruments	Off-Balance-Sheet Financial Instruments:
Segment Reporting	Segment Reporting:
Reclassifications	Reclassifications:
Subsequent Events	Subsequent Events:
Recent accounting pronouncements	Recent accounting pronouncements: In April 2015, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2015-03, Interest-Imputation of Interest (subtopic 835-30): Simplify the Presentation of Debt Issuance Costs. The primary purpose of this new guidance is to present debt issuance costs as a direct deduction from the carrying amount of the debt liability. This guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2015. The adoption of the guidance is not expected to have a material impact on the consolidated financial statements or the Notes thereto. In January 2014, FASB issued ASU No. 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The primary purpose of this new guidance is to clarify, for consumer mortgage loans, when an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a residential mortgage loan. This guidance is effective for annual and interim periods beginning after December 15, 2014. The adoption of the guidance is not expected to have a material impact on the consolidated financial statements or the Notes thereto. In May 2014, FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). The amendment supersedes and replaces nearly all existing revenue recognition guidance. Under the amended guidance, an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This guidance is effective for annual and interim periods beginning after December 15, 2017, and interim periods within annual periods beginning after December 15, 2018. In August 2015, FASB issued ASU No. 2015-14 Revenue from Contracts with Customer (Topic 606), Deferral of the Effective Date. The amendment defers the effective date of ASU No. 2014-09 by one year. Adoption of ASU No. 2014-04 and ASU 2015-14 is not expected to have a material impact on the consolidated financial statements, but significant disclosures to the Notes thereto will be required. In June 2014, FASB issued ASU No. 2014-12, Compensation-Stock Compensation: Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. The new accounting guidance clarifies how to account for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. This accounting guidance will be effective for interim and annual reporting periods beginning after December 15, 2015 and can be implemented using either a retrospective method or a prospective method. Early adoption is permitted. The adoption of this accounting guidance is not expected to have a material effect on our financial condition or results of operations. In August 2014, FASB issued ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure. The amendments in this guidance require a mortgage loan be derecognized and a separate other receivable be recognized upon foreclosure if certain conditions are met. Upon foreclosure, the separate other receivable should be measured based on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. This guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of the standard is not expected to have a material effect on the Company’s operating results or financial condition.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Sep. 30, 2015
Reconciliation of the Number of Shares Used in the Calculation of Basic and Diluted Earnings per Common Share	The following table presents a reconciliation of the number of shares used in the calculation of basic and diluted earnings per common share: 2015 2014* Net loss $ (679 ) $ (567 ) Basic potential common shares: Weighted average shares outstanding 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (68,338 ) (69,777 ) Basic weighted average shares outstanding 830,852 829,413 Dilutive potential common shares — — Dilutive weighted average shares outstanding 830,852 829,413 Basic earnings per share $ (.82 ) $ (.68 ) Diluted earnings per share $ (.82 ) $ (.68 ) * Earnings per share for the year ended September 30, 2014, is adjusted to include the loss attributed to the period subsequent to the initial public offering for the common shares issued.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Sep. 30, 2015
Amortized Cost and Estimated Fair Value of Securities with Gross Unrealized Gains and Losses	The amortized cost and estimated fair value of securities with gross unrealized gains and losses are as follows: Amortized Gross Gross Estimated September 30, 2015 Securities available for sale: U.S. agency pass-through $ 2,738 $ 27 $ — $ 2,765 Securities held to maturity: U.S. agency pass-through $ 2,870 $ 63 $ — $ 2,933 Amortized Gross Gross Estimated September 30, 2014 Securities available for sale: U.S. agency notes $ 3,000 $ — $ 12 $ 2,988 U.S. agency pass-through 4,930 20 16 4,934 Total securities available for sale $ 7,930 $ 20 $ 28 $ 7,922 Securities held to maturity: U.S. agency notes $ 500 $ 1 $ — $ 501 U.S. agency pass-through 3,393 33 — 3,426 Total securities held to maturity $ 3,893 $ 34 $ — $ 3,927
Fair Value and Gross Unrealized Losses of Securities	The following table shows the fair value and gross unrealized losses of securities with unrealized losses at September 30, 2014, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position: Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized Securities available for sale: U.S. agency notes $ 1,488 $ 12 $ — $ — $ 1,488 $ 12 U.S. agency pass-through 2,243 16 — — 2,243 16 Totals $ 3,731 $ 28 $ — $ — $ 3,731 $ 28
Summary of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturity	The following is a summary of amortized cost and estimated fair value of debt securities by contractual maturity as of September 30, 2015. Contractual maturities will differ from expected maturities because borrowers may have the right to call or prepay obligations without penalties. Available for Sale Held to Maturity Amortized Estimated Amortized Estimated Due through one year $ — $ — $ — $ — Due after one year through three years — — — — Due after three years through five years 498 503 — — Due after five years through ten years 472 479 688 701 Due after ten years 1,768 1,783 2,182 2,232 Total $ 2,738 $ 2,765 $ 2,870 $ 2,933
Summary of Proceeds from Sales of Securities Available for Sale	Following is a summary of the proceeds from sales of securities available for sale, as well as gross gains and losses, for the years ended September 30: 2015 2014 Proceeds from sale of securities $ 1,281 $ 2,307 Gross gains on sales 9 20

Loans (Tables)

Loans (Tables)	12 Months Ended
	Sep. 30, 2015
Total Loans by Portfolio Segment and Class of Loan	The following table presents total loans by portfolio segment and class of loan as of September 30: 2015 2014 Commercial: Commercial and industrial $ 2,182 $ 1,662 Commercial real estate 19,595 19,273 Multifamily real estate 25,224 14,718 Construction 5,179 1,092 Residential real estate: One- to four-family residential 48,284 37,076 Second mortgage 9,668 10,044 Consumer 2,311 2,470 Subtotals 112,443 86,335 Allowance for loan losses (1,478 ) (1,403 ) Net deferred loan expenses (51 ) (47 ) Undisbursed loan proceeds (1,054 ) (128 ) Loans, net $ 109,860 $ 84,757
Analysis of Allowance for Loan Losses	Analysis of the allowance for loan losses for the years ended September 30, 2015 and 2014 follows: Commercial Residential Consumer Totals Balance at September 30, 2013 637 480 29 1,146 Provision for loan losses 240 120 (4 ) 356 Loans charged off (1 ) (100 ) (13 ) (114 ) Recoveries of loans previously charged off 1 4 10 15 Balance at September 30, 2014 $ 877 $ 504 $ 22 $ 1,403 Provision for loan losses 53 37 15 105 Loans charged off — (21 ) (16 ) (37 ) Recoveries of loans previously charged off — 2 5 7 Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Allowance for loan losses at September 30, 2015: Individually evaluated for impairment $ 142 $ 34 $ — $ 176 Collectively evaluated for impairment 788 488 26 1,302 Totals $ 930 $ 522 $ 26 $ 1,478 Allowance for loan losses at September 30, 2014: Individually evaluated for impairment $ 134 $ 98 $ — $ 232 Collectively evaluated for impairment 743 406 22 1,171 Totals $ 877 $ 504 $ 22 $ 1,403
Analysis of Loans Evaluated for Impairment	Analysis of loans evaluated for impairment as of September 30, 2015 and 2014, follows: Commercial Residential Consumer Totals Loans at September 30, 2015: Individually evaluated for impairment $ 847 $ 845 $ — $ 1,692 Collectively evaluated for impairment 51,333 57,107 2,311 110,751 Totals $ 52,180 $ 57,952 $ 2,311 $ 112,443 Loans at September 30, 2014: Individually evaluated for impairment $ 936 $ 1,178 $ — $ 2,114 Collectively evaluated for impairment 35,809 45,942 2,470 84,221 Totals $ 36,745 $ 47,120 $ 2,470 $ 86,335
Information Regarding Impaired Loans	Information regarding impaired loans as of September 30, 2015, follows: Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial and industrial $ 80 $ 80 N/A $ 81 $ — Commercial real estate 532 532 N/A 553 33 One-to four-family 473 473 N/A 470 30 Totals 1,085 1,085 N/A 1,104 63 Loans with an allowance for loan losses: Commercial and industrial 158 158 129 159 — Construction 77 77 13 77 4 One-to four-family 372 372 34 375 22 Totals 607 607 176 611 26 Grand totals $ 1,692 $ 1,692 $ 176 $ 1,715 $ 89 Information regarding impaired loans as of September 30, 2014, follows: Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial and industrial $ 83 $ 83 N/A $ 125 $ — Commercial real estate 575 575 N/A 560 36 One-to four-family 631 631 N/A 636 21 Totals 1,289 1,289 N/A 1,321 57 Loans with an allowance for loan losses: Commercial and industrial 147 147 117 149 1 Construction 131 131 17 133 5 One-to four-family 547 547 98 550 19 Totals 825 825 232 832 25 Grand totals $ 2,114 $ 2,114 $ 232 $ 2,153 $ 82
Credit Quality Indicators for Commercial Loans	Information regarding the credit quality indicators most closely monitored for commercial loans by class as of September 30, 2015 and 2014, follows: Pass Special Substandard Doubtful Totals September 30, 2015 Commercial and industrial $ 1,944 $ — $ 238 $ — $ 2,182 Commercial real estate 17,990 1,073 532 — 19,595 Multifamily real estate 25,002 222 — — 25,224 Construction 5,103 76 — — 5,179 Totals $ 50,039 $ 1,371 $ 770 $ — $ 52,180 September 30, 2014 Commercial and industrial $ 1,432 $ — $ 230 $ — $ 1,662 Commercial real estate 17,671 1,027 575 — 19,273 Multifamily real estate 14,492 226 — — 14,718 Construction 961 78 53 — 1,092 Totals $ 34,556 $ 1,331 $ 858 $ — $ 36,745
Credit Quality Indicators for Residential Real Estate and Consumer Loans	Information regarding the credit quality indicators most closely monitored for residential real estate and consumer loans by class as of September 30, 2015 and 2014, follows: Performing Non-performing Totals September 30, 2015 One- to four-family $ 48,284 $ — $ 48,284 Second mortgage 9,652 16 9,668 Consumer 2,303 8 2,311 Totals $ 60,239 $ 24 $ 60,263 September 30, 2014 One- to four-family $ 36,659 $ 417 $ 37,076 Second mortgage 10,044 — 10,044 Consumer 2,462 8 2,470 Totals $ 49,165 $ 425 $ 49,590
Loan Aging Information	Loan aging information as of September 30, 2015, follows: Loans Past Due 30-89 Loans Past Total Past Commercial and industrial $ — $ 80 $ 80 Commercial real estate — 62 62 Construction — — — One- to four-family 487 — 487 Second mortgage 46 16 62 Consumer 3 8 11 Totals $ 536 $ 166 $ 702 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 80 $ 2,102 $ 2,182 $ — $ 80 Commercial real estate 62 19,533 19,595 — 62 Multifamily real estate — 25,224 25,224 — — Construction — 5,179 5,179 — — One- to four-family 487 47,797 48,284 — — Second mortgage 62 9,606 9,668 — 16 Consumer 11 2,300 2,311 — 8 Totals $ 702 $ 111,741 $ 112,443 $ — $ 166 Loan aging information as of September 30, 2014, follows: Loans Past 30-89 Loans Past Total Past Commercial and industrial $ — $ 230 $ 230 Commercial real estate — — — Construction — 53 53 One- to four-family 280 493 773 Second mortgage 83 — 83 Consumer 4 8 12 Totals $ 367 $ 784 $ 1,151 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 230 $ 1,432 $ 1,662 $ — $ 230 Commercial real estate — 19,273 19,273 — — Multifamily real estate — 14,718 14,718 — — Construction 53 1,039 1,092 — 53 One- to four-family 773 36,303 37,076 76 417 Second mortgage 83 9,961 10,044 — — Consumer 12 2,458 2,470 — 8 Totals $ 1,151 $ 85,184 $ 86,335 $ 76 $ 708

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Sep. 30, 2015
Analysis of Premises and Equipment	An analysis of premises and equipment at September 30, 2015 and 2014, is as follows: 2015 2014 Land $ 1,675 $ 1,675 Buildings 5,284 5,272 Furniture and equipment 1,441 1,415 Totals 8,400 8,362 Accumulated depreciation (3,188 ) (2,939 ) Premises and equipment, net $ 5,212 $ 5,423
Future Minimum Rental Payments Under Non-cancelable Lease Terms	Future minimum rental payments under non-cancelable lease terms are as follows for each of the years ending September 30: 2016 92 2017 23 Total $ 115

Time Deposits (Tables)

Time Deposits (Tables)	12 Months Ended
	Sep. 30, 2015
Scheduled Maturities of Time Deposits	The scheduled maturities of time deposits for each of the years ending September 30 are summarized as follows: 2016 $ 16,478 2017 4,405 2018 6,227 2019 1,482 2020 3,692 Thereafter 276 Total $ 32,560

Borrowed Funds (Tables)

Borrowed Funds (Tables)	12 Months Ended
	Sep. 30, 2015
Schedule of Borrowed Funds	Borrowed funds consisted of the following at September 30, 2015 and 2014: 2015 2014 Rates Amount Rates Amount Federal Home Loan Bank (FHLB): Open line of credit 0.30% $ 1,550 — — Fixed rate fixed term 0.91 - 3.89% $ 11,455 3.05 - 3.89% $ 5,000 Total $ 13,005 $ 5,000
Summary of Scheduled Maturities of Fixed Rate Borrowed Funds	The following is a summary of scheduled maturities of fixed rate borrowed funds for each of the years ending September 30: Fixed Rate Fixed Term Advances Weighted Amount 2016 1.87 % 297 2017 2.05 % 2,287 2018 2.12 % 2,292 2019 3.17 % 4,298 2020 1.87 % 1,504 Thereafter 2.35 % 777 Total $ 11,455

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Sep. 30, 2015
Components of Provision for Income Taxes	The components of the provision for income taxes were as follows for the years ended September 30: 2015 2014 Current tax expense: Federal $ — $ — State — — Total current — — Deferred tax expense (benefit): Federal (234 ) (433 ) State (57 ) (110 ) Change in valuation allowance 291 543 Total deferred — — Total provision for income taxes $ — $ —
Summary of Differences Between Income Taxes at Federal Statutory Rate and Provision for Income Taxes	A summary of the sources of differences between income taxes at the federal statutory rate and the provision for income taxes for the years ended September 30 follows: 2015 2014 Amount % of Amount % of Tax provision (benefit) at statutory rate $ (230 ) (34.0 ) $ (413 ) (34.0 ) Increases (decreases) in taxes resulting from: Bank-owned life insurance (27 ) (3.9 ) (28 ) (2.3 ) State taxes (38 ) (5.5 ) (72 ) (6.0 ) Other 4 0.6 (30 ) (2.4 ) Change in valuation allowance 291 42.8 543 44.7 Total provision for income taxes $ — — $ — —
Components of Net Deferred Taxes Asset	The major components of the net deferred tax asset as of September 30, 2015 and 2014 are presented below: 2015 2014 Deferred tax assets: Allowance for loan losses $ 630 $ 589 Deferred gain on sale of building 29 54 Deferred compensation 107 107 Nonaccrued interest — 8 Net operating loss carryforward 2,075 1,731 Alternative minimum tax carryforward 64 64 Unrealized gain on securities available for sale — 3 Other 32 102 Total deferred tax assets 2,937 2,658 Deferred tax liabilities: Premises and equipment 32 45 Rate lock commitment 8 4 FHLB stock 55 55 Unrealized gain on securities available for sale 9 — Total deferred tax liabilities 104 104 Deferred tax asset before valuation allowance 2,833 2,554 Valuation allowance (2,833 ) (2,554 ) Net deferred tax asset $ — $ —

Related-Party Transactions (Tab

Related-Party Transactions (Tables)	12 Months Ended
	Sep. 30, 2015
Summary of Loans to Directors, Executive Officers, and their Affiliates	A summary of loans to directors, executive officers, and their affiliates for the years ended September 30, is as follows: 2015 2014 Balance at beginning $ 24 $ 24 Adjustments due to changes in executive officers — (4 ) New loans 21 4 Repayments (11 ) — Balance at end $ 34 $ 24

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Sep. 30, 2015
Bank's Actual and Required Net Worth Ratios	The Bank’s actual capital amounts and ratios as of September 30 are presented in the following table: Actual For Capital To Be Amount Ratio Amount Ratio Amount Ratio September 30, 2015 Total capital (to risk-weighted assets) $ 12,277 13.5 % ³ $ 7,275 ³ 8.0 % ³ $ 9,094 ³ 10.0 % Tier I capital (to risk-weighted assets) 11,136 12.2 % ³ 5,456 ³ 6.0 % ³ 7,275 ³ 8.0 % Common equity tier 1 capital to risk-weighted assets 11,136 12.2 % ³ 4,092 ³ 4.5 % ³ 5,911 ³ 6.5 % Tier I capital (to average assets) 11,136 8.3 % ³ 5,357 ³ 4.0 % ³ 6,697 ³ 5.0 % September 30, 2014 Total capital (to risk-weighted assets) $ 12,822 15.8 % ³ $ 6,513 ³ 8.0 % ³ $ 8,141 ³ 10.0 % Tier I capital (to risk-weighted assets) 11,800 14.5 % ³ 3,256 ³ 4.0 % ³ 4,885 ³ 6.0 % Tier I capital (to average assets) 11,800 9.7 % ³ 4,854 ³ 4.0 % ³ 6,068 ³ 5.0 % As a state-chartered savings bank, the Bank is required to maintain a minimum net worth ratio. The Bank’s actual and required net worth ratios are as follows: Actual Net Worth Required Net Worth Amount Ratio Amount Ratio September 30, 2015 $ 12,277 9.2 % $ 8,012 6.0 % September 30, 2014 $ 12,822 10.7 % $ 7,166 6.0 %

Commitments, Contingencies, a35

Commitments, Contingencies, and Credit Risk (Tables)	12 Months Ended
	Sep. 30, 2015
Commitments Outstanding	The following commitments were outstanding at September 30: Notional Amount 2015 2014 Commitments to extend credit $ 593 $ 902 Unused lines of credit and credit card lines 9,919 11,682 Undisbursed portion of loan proceeds 2,297 128 Standby letters of credit 25 651

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Sep. 30, 2015
Fair Value of Assets Measured at Fair Value on a Recurring Basis	Information regarding the fair value of assets measured at fair value on a recurring basis as of September 30 follows: Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2015 Assets - Securities available for sale $ 2,765 $ — $ 2,765 $ — 2014 Assets - Securities available for sale $ 7,922 $ — $ 7,922 $ —
Fair Value of Assets Measured at Fair Value on a Nonrecurring Basis	Information regarding the fair value of assets measured at fair value on a nonrecurring basis as of September 30 follows: Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2015 Loans $ 431 $ — $ — $ 431 Foreclosed assets 260 — — 260 Totals $ 691 $ — $ — $ 691 2014 Loans $ 593 $ — $ — $ 593 Foreclosed assets 775 — — 775 Totals $ 1,368 $ — $ — $ 1,368
Carrying Value and Estimated Fair Value of Financial Instruments	The carrying value and estimated fair value of financial instruments at September 30 follow: September 30, 2015 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 2,533 $ 2,533 $ — $ — Other interest-bearing deposits 5,011 — — 5,037 Securities available for sale 2,765 — 2,765 — Securities held to maturity 2,870 — 2,933 — Loans held for sale 151 — 151 — Loans 109,860 — — 108,713 Accrued interest receivable 395 395 — — Cash value of life insurance 3,316 — — 3,316 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 105,720 $ 73,160 $ — $ 32,787 Advance payments by borrowers for taxes and insurance 793 793 — — Federal funds purchased 616 616 — — Borrowed funds 13,005 — — 13,475 Accrued interest payable 55 55 — — September 30, 2014 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 4,047 $ 4,047 $ — $ — Other interest-bearing deposits 7,556 — — 7,461 Securities available for sale 7,922 — 7,922 — Securities held to maturity 3,893 — 3,927 — Loans held for sale 320 — 320 — Loans 84,757 — — 84,182 Accrued interest receivable 402 402 — — Cash value of life insurance 3,238 — — 3,238 Federal Home Loan Bank stock 652 — — 652 Financial liabilities: Deposits $ 97,685 $ 71,271 $ — $ 26,412 Advance payments by borrowers for taxes and insurance 830 830 — — Federal funds purchased 1,965 1,965 — — Borrowed funds 5,000 — — 5,398 Accrued interest payable 52 52 — —

Employee Stock Ownership Plan (

Employee Stock Ownership Plan (Tables)	12 Months Ended
	Sep. 30, 2015
Employee Stock Ownership Plan	The ESOP shares as of September 30 were as follows: 2015 2014 Allocated shares 2,877 — Shares committed to be released and allocated to participants 2,158 2,158 Total unallocated shares 66,900 69,777 Total ESOP shares 71,935 71,935

Summary Of Significant Accoun38

Summary Of Significant Accounting Policies - Additional Information (Detail)	12 Months Ended
	Sep. 30, 2015USD ($)SegmentLocationshares
Accounting Policies [Line Items]
Number of locations | Location	4
Cash and cash equivalents maturity period	3 months
Number of reportable segments | Segment	1
Maximum
Accounting Policies [Line Items]
Gross revenue | $	$ 1,000,000,000
2015 Equity Incentive Plan
Accounting Policies [Line Items]
Common stock issuance, exercise option	125,866
Stock options granted	0
2015 Equity Incentive Plan | Employee Stock Option
Accounting Policies [Line Items]
Stock award vesting period	5 years
Stock options contractual term	10 years
2015 Equity Incentive Plan | Restricted Stock
Accounting Policies [Line Items]
Stock award vesting period	5 years
Restricted stock awards granted	0

Reconciliation of the Number of

Reconciliation of the Number of Shares Used in the Calculation of Basic and Diluted Earnings per Common Share (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	[1]
Schedule of Earnings Per Share, Basic and Diluted, by Common Class [Line Items]
Net loss	$ (679)	$ (567)
Basic potential common shares:
Weighted average shares outstanding	899,190	899,190
Weighted average unallocated Employee Stock Ownership Plan shares	(68,338)	(69,777)
Basic weighted average shares outstanding	830,852	829,413
Dilutive potential common shares	0	0
Dilutive weighted average shares outstanding	830,852	829,413
Basic earnings per share	$ (0.82)	$ (0.68)
Diluted earnings per share	$ (0.82)	$ (0.68)
[1]	Earnings per share for the year ended September 30, 2014, is adjusted to include the loss attributed to the period subsequent to the initial public offering for the common shares issued.

Cash And Cash Equivalents - Add

Cash And Cash Equivalents - Additional Information (Detail) - USD ($)	Sep. 30, 2015	Sep. 30, 2014
Cash and Cash Equivalents [Line Items]
Deposits with Federal Reserve Bank	$ 501,000	$ 434,000
Maximum
Cash and Cash Equivalents [Line Items]
Federal Deposit Insurance Corporation's insured limit	$ 250,000

Amortized Cost and Estimated Fa

Amortized Cost and Estimated Fair Value of Securities with Gross Unrealized Gains and Losses (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Gain (Loss) on Investments [Line Items]
Amortized Cost	$ 2,738	$ 7,930
Gross Unrealized Gains		20
Gross Unrealized Losses		28
Estimated Fair Value	2,765	7,922
Amortized Cost	2,870	3,893
Gross Unrealized Gains		34
Gross Unrealized Losses		0
Estimated Fair Value	2,933	3,927
U.S. agency notes
Gain (Loss) on Investments [Line Items]
Amortized Cost		3,000
Gross Unrealized Losses		12
Estimated Fair Value		2,988
Amortized Cost		500
Gross Unrealized Gains		1
Gross Unrealized Losses		0
Estimated Fair Value		501
U.S. agency pass-through
Gain (Loss) on Investments [Line Items]
Amortized Cost	2,738	4,930
Gross Unrealized Gains	27	20
Gross Unrealized Losses		16
Estimated Fair Value	2,765	4,934
Amortized Cost	2,870	3,393
Gross Unrealized Gains	63	33
Gross Unrealized Losses	0	0
Estimated Fair Value	$ 2,933	$ 3,426

Securities - Additional Informa

Securities - Additional Information (Detail)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)Securities
Schedule of Investments [Line Items]
Securities available for sale, unrealized loss position	$ 0	$ 28,000
Securities held to maturity, unrealized loss position	0
Number of Debt Securities | Securities		8
Securities pledged to secure public deposits or for other purposes required or permitted by law	$ 0	$ 0
Maximum
Schedule of Investments [Line Items]
Debt securities with unrealized losses aggregate depreciation		1.00%

Fair Value and Gross Unrealized

Fair Value and Gross Unrealized Losses of Securities (Detail) - USD ($)	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months Fair Value		$ 3,731,000
Less Than 12 Months Unrealized Losses		28,000
12 Months or More Fair Value		0
12 Months or More Unrealized Losses		0
Total Fair Value		3,731,000
Total Unrealized Losses	$ 0	28,000
U.S. agency notes
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months Fair Value		1,488,000
Less Than 12 Months Unrealized Losses		12,000
12 Months or More Fair Value		0
12 Months or More Unrealized Losses		0
Total Fair Value		1,488,000
Total Unrealized Losses		12,000
U.S. agency pass-through
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months Fair Value		2,243,000
Less Than 12 Months Unrealized Losses		16,000
12 Months or More Fair Value		0
12 Months or More Unrealized Losses		0
Total Fair Value		2,243,000
Total Unrealized Losses		$ 16,000

Summary of Amortized Cost and E

Summary of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Schedule Of Available For Sale Securities And Held To Maturity Securities [Line Items]
Due through one year, Available for Sale Amortized Cost	$ 0
Due after one year through three years, Available for Sale Amortized Cost	0
Due after three years through five years, Available for Sale Amortized Cost	498
Due after five years through ten years, Available for Sale Amortized Cost	472
Due after ten years, Available for Sale Amortized Cost	1,768
Amortized Cost	2,738	$ 7,930
Due through one year, Available for Sale Estimated Fair Value	0
Due after one year through three years, Available for Sale Estimated Fair Value	0
Due after three years through five years, Available for Sale Estimated Fair Value	503
Due after five years through ten years, Available for Sale Estimated Fair Value	479
Due after ten years, Available for Sale Estimated Fair Value	1,783
Total Available for Sale Estimated Fair Value	2,765	7,922
Due through one year, Held to Maturity Amortized Cost	0
Due after one year through three years, Held to Maturity Amortized Cost	0
Due after three years through five years, Held to Maturity Amortized Cost	0
Due after five years through ten years, Held to Maturity Amortized Cost	688
Due after ten years, Held to Maturity Amortized Cost	2,182
Amortized Cost	2,870	3,893
Due through one year, Held to Maturity Estimated Fair Value	0
Due after one year through three years, Held to Maturity Estimated Fair Value	0
Due after three years through five years, Held to Maturity Estimated Fair Value	0
Due after five years through ten years, Held to Maturity Estimated Fair Value	701
Due after ten years, Held to Maturity Estimated Fair Value	2,232
Total Held to Maturity Estimated Fair Value	$ 2,933	$ 3,927

Summary of Proceeds from Sales

Summary of Proceeds from Sales of Securities Available for Sale (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Proceeds from sale of securities	$ 1,281	$ 2,307
Gross gains on sales	$ 9	$ 20

Loans by Portfolio Segment and

Loans by Portfolio Segment and Class of Loan (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Consumer	$ 2,311	$ 2,470
Total loans receivable	112,443	86,335
Allowance for loan losses	(1,478)	(1,403)
Net deferred loan expenses	(51)	(47)
Undisbursed loan proceeds	(1,054)	(128)
Loans, net	109,860	84,757
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial and industrial	2,182	1,662
Commercial real estate	19,595	19,273
Construction	5,179	1,092
Total loans receivable	52,180	36,745
Allowance for loan losses	(930)	(877)
Commercial | Multi Family Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	25,224	14,718
Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	57,952	47,120
Allowance for loan losses	(522)	(504)
Residential | One- to four-family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	48,284	37,076
Residential | Second Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable	$ 9,668	$ 10,044

Analysis of Allowance for Loan

Analysis of Allowance for Loan Losses (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 1,403	$ 1,146
Provision for loan losses	105	356
Loans charged off	(37)	(114)
Recoveries of loans previously charged off	7	15
Ending balance	1,478	1,403
Allowance for loan losses
Individually evaluated for impairment	176	232
Collectively evaluated for impairment	1,302	1,171
Totals	1,478	1,403
Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	877	637
Provision for loan losses	53	240
Loans charged off		(1)
Recoveries of loans previously charged off		1
Ending balance	930	877
Allowance for loan losses
Individually evaluated for impairment	142	134
Collectively evaluated for impairment	788	743
Totals	930	877
Residential
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	504	480
Provision for loan losses	37	120
Loans charged off	(21)	(100)
Recoveries of loans previously charged off	2	4
Ending balance	522	504
Allowance for loan losses
Individually evaluated for impairment	34	98
Collectively evaluated for impairment	488	406
Totals	522	504
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	22	29
Provision for loan losses	15	(4)
Loans charged off	(16)	(13)
Recoveries of loans previously charged off	5	10
Ending balance	26	22
Allowance for loan losses
Collectively evaluated for impairment	26	22
Totals	$ 26	$ 22

Analysis of Loans Evaluated for

Analysis of Loans Evaluated for Impairment (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Loans
Individually evaluated for impairment	$ 1,692	$ 2,114
Collectively evaluated for impairment	110,751	84,221
Total Loans	112,443	86,335
Commercial
Loans
Individually evaluated for impairment	847	936
Collectively evaluated for impairment	51,333	35,809
Total Loans	52,180	36,745
Residential
Loans
Individually evaluated for impairment	845	1,178
Collectively evaluated for impairment	57,107	45,942
Total Loans	57,952	47,120
Consumer
Loans
Collectively evaluated for impairment	2,311	2,470
Total Loans	$ 2,311	$ 2,470

Impaired Loans (Detail)

Impaired Loans (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Impaired [Line Items]
Loans with no related allowance for loan losses, Recorded Investment	$ 1,085	$ 1,289
Grand totals, Recorded Investment	1,692	2,114
Loans with no related allowance for loan losses, Principal Balance	1,085	1,289
Grand totals, Principal Balance	1,692	2,114
Loans with no related allowance for loan losses, Average Investment	1,104	1,321
Loans with no related allowance for loan losses, Interest Recognized	63	57
Loans with an allowance for loan losses, Recorded Investment	607	825
Loans with an allowance for loan losses, Principal Balance	607	825
Grand totals, Related Allowance	176	232
Loans with an allowance for loan losses, Average Investment	611	832
Grand totals, Average Investment	1,715	2,153
Loans with an allowance for loan losses, Interest Recognized	26	25
Grand totals, Interest Recognized	89	82
Commercial | Commercial and Industrial
Financing Receivable, Impaired [Line Items]
Loans with no related allowance for loan losses, Recorded Investment	80	83
Loans with no related allowance for loan losses, Principal Balance	80	83
Loans with no related allowance for loan losses, Average Investment	81	125
Loans with an allowance for loan losses, Recorded Investment	158	147
Loans with an allowance for loan losses, Principal Balance	158	147
Grand totals, Related Allowance	129	117
Loans with an allowance for loan losses, Average Investment	159	149
Loans with an allowance for loan losses, Interest Recognized		1
Commercial | Construction
Financing Receivable, Impaired [Line Items]
Loans with an allowance for loan losses, Recorded Investment	77	131
Loans with an allowance for loan losses, Principal Balance	77	131
Grand totals, Related Allowance	13	17
Loans with an allowance for loan losses, Average Investment	77	133
Loans with an allowance for loan losses, Interest Recognized	4	5
Commercial | Commercial Real Estate
Financing Receivable, Impaired [Line Items]
Loans with no related allowance for loan losses, Recorded Investment	532	575
Loans with no related allowance for loan losses, Principal Balance	532	575
Loans with no related allowance for loan losses, Average Investment	553	560
Loans with no related allowance for loan losses, Interest Recognized	33	36
Residential | One- to four-family residential
Financing Receivable, Impaired [Line Items]
Loans with no related allowance for loan losses, Recorded Investment	473	631
Loans with no related allowance for loan losses, Principal Balance	473	631
Loans with no related allowance for loan losses, Average Investment	470	636
Loans with no related allowance for loan losses, Interest Recognized	30	21
Loans with an allowance for loan losses, Recorded Investment	372	547
Loans with an allowance for loan losses, Principal Balance	372	547
Grand totals, Related Allowance	34	98
Loans with an allowance for loan losses, Average Investment	375	550
Loans with an allowance for loan losses, Interest Recognized	$ 22	$ 19

Information Regarding Credit Qu

Information Regarding Credit Quality Indicators Most Closely Monitored for Commercial Loans by Class (Detail) - Commercial - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Commercial and industrial	$ 2,182	$ 1,662
Commercial real estate	19,595	19,273
Construction	5,179	1,092
Commercial loans	52,180	36,745
Multi Family Real Estate
Financing Receivable, Recorded Investment [Line Items]
Commercial loans	25,224	14,718
Pass
Financing Receivable, Recorded Investment [Line Items]
Commercial and industrial	1,944	1,432
Commercial real estate	17,990	17,671
Construction	5,103	961
Commercial loans	50,039	34,556
Pass | Multi Family Real Estate
Financing Receivable, Recorded Investment [Line Items]
Commercial loans	25,002	14,492
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Commercial real estate	1,073	1,027
Construction	76	78
Commercial loans	1,371	1,331
Special Mention | Multi Family Real Estate
Financing Receivable, Recorded Investment [Line Items]
Commercial loans	222	226
Substandard
Financing Receivable, Recorded Investment [Line Items]
Commercial and industrial	238	230
Commercial real estate	532	575
Construction		53
Commercial loans	$ 770	$ 858

Information Regarding Credit 51

Information Regarding Credit Quality Indicators Most Closely Monitored for Residential Real Estate and Consumer Loans by Class (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	$ 112,443	$ 86,335
Residential
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	57,952	47,120
Residential | One- to four-family residential
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	48,284	37,076
Residential | Second Mortgage
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	9,668	10,044
Consumer
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	2,311	2,470
Residential Real Estate and Consumer Loans
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	60,263	49,590
Residential Real Estate and Consumer Loans | Residential | One- to four-family residential
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	48,284	37,076
Residential Real Estate and Consumer Loans | Residential | Second Mortgage
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	9,668	10,044
Residential Real Estate and Consumer Loans | Consumer
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	2,311	2,470
Performing Financing Receivable | Residential Real Estate and Consumer Loans
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	60,239	49,165
Performing Financing Receivable | Residential Real Estate and Consumer Loans | Residential | One- to four-family residential
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	48,284	36,659
Performing Financing Receivable | Residential Real Estate and Consumer Loans | Residential | Second Mortgage
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	9,652	10,044
Performing Financing Receivable | Residential Real Estate and Consumer Loans | Consumer
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	2,303	2,462
Nonperforming Financing Receivable | Residential Real Estate and Consumer Loans
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	24	425
Nonperforming Financing Receivable | Residential Real Estate and Consumer Loans | Residential | One- to four-family residential
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment		417
Nonperforming Financing Receivable | Residential Real Estate and Consumer Loans | Residential | Second Mortgage
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	16
Nonperforming Financing Receivable | Residential Real Estate and Consumer Loans | Consumer
Financing Receivable, Recorded Investment [Line Items]
Recorded Investment	$ 8	$ 8

Loan Aging Information (Detail)

Loan Aging Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	$ 702	$ 1,151
Total Current Loans	111,741	85,184
Total Loans	112,443	86,335
Loans 90+ Days Past Due and Accruing Interest		76
Total Nonaccrual Loans	166	708
Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans		53
Loans Past Due 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	536	367
Loans Past Due 90+Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	166	784
Loans Past Due 90+Days | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans		53
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	52,180	36,745
Commercial | Commercial and Industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	80	230
Total Current Loans	2,102	1,432
Total Loans	2,182	1,662
Total Nonaccrual Loans	80	230
Commercial | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans		53
Total Current Loans	5,179	1,039
Total Loans	5,179	1,092
Total Nonaccrual Loans		53
Commercial | Multi Family Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Current Loans	25,224	14,718
Total Loans	25,224	14,718
Commercial | Commercial Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	62
Total Current Loans	19,533	19,273
Total Loans	19,595	19,273
Total Nonaccrual Loans	62
Commercial | Loans Past Due 90+Days | Commercial and Industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	80	230
Commercial | Loans Past Due 90+Days | Commercial Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	62
Residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	57,952	47,120
Residential | One- to four-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	487	773
Total Current Loans	47,797	36,303
Total Loans	48,284	37,076
Loans 90+ Days Past Due and Accruing Interest		76
Total Nonaccrual Loans		417
Residential | Second Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	62	83
Total Current Loans	9,606	9,961
Total Loans	9,668	10,044
Total Nonaccrual Loans	16
Residential | Loans Past Due 30-89 Days | One- to four-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	487	280
Residential | Loans Past Due 30-89 Days | Second Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	46	83
Residential | Loans Past Due 90+Days | One- to four-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans		493
Residential | Loans Past Due 90+Days | Second Mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	16
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	11	12
Total Current Loans	2,300	2,458
Total Loans	2,311	2,470
Total Nonaccrual Loans	8	8
Consumer | Loans Past Due 30-89 Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	3	4
Consumer | Loans Past Due 90+Days
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	$ 8	$ 8

Loans - Additional Information

Loans - Additional Information (Detail) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)Loan	Sep. 30, 2014Loan
Financing Receivable, Recorded Investment, Past Due [Line Items]
Troubled debt restructurings, number of loans	3	0
Troubled debt restructurings defaulted within 12 months of their modification	1	0
One- to four-family residential | Residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Troubled debt restructurings | $	$ 262

Analysis of Premises and Equipm

Analysis of Premises and Equipment (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 8,400	$ 8,362
Accumulated depreciation	(3,188)	(2,939)
Premises and equipment, net	5,212	5,423
Land
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	1,675	1,675
Building
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	5,284	5,272
Furniture and equipment
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 1,441	$ 1,415

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Detail) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)Extension	Sep. 30, 2014USD ($)
Property, Plant and Equipment [Line Items]
Depreciation and amortization	$ 249	$ 259
Operating leases, rent expense	$ 113	$ 106
Non Cancellable Operating Lease
Property, Plant and Equipment [Line Items]
Operating lease, initial term	5 years
Operating lease, number of extension options | Extension	2
Operating lease, extension term	5 years

Future Minimum Rental Payments

Future Minimum Rental Payments Under Non-cancelable Lease Terms (Detail) $ in Thousands	Sep. 30, 2015USD ($)
Future Minimum Payments Under Non-Cancelable Operating Leases With Initial Terms Of One-Year Or More [Line Items]
2,016	$ 92
2,017	23
Total	$ 115

Time Deposits - Additional Info

Time Deposits - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Time Deposits [Line Items]
Time deposits of $250,000 or more	$ 3,167	$ 252

Scheduled Maturities of Time De

Scheduled Maturities of Time Deposits (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Schedule of Maturities of Time Deposits [Line Items]
2,016	$ 16,478
2,017	4,405
2,018	6,227
2,019	1,482
2,020	3,692
Thereafter	276
Total	$ 32,560	$ 26,414

Schedule of Borrowed Funds (Det

Schedule of Borrowed Funds (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Open line of credit	0.30%
Fixed rate advances, minimum	0.91%	3.05%
Fixed rate advances, maximum	3.89%	3.89%
Open line of credit	$ 1,550
Fixed rate fixed term	11,455	$ 5,000
Total	$ 13,005	$ 5,000

Summary of Scheduled Maturities

Summary of Scheduled Maturities of Fixed Rate Borrowed Funds (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Fixed Rate Advances, Weighted Average Rate, 2016	1.87%
Fixed Rate Advances, Weighted Average Rate, 2017	2.05%
Fixed Rate Advances, Weighted Average Rate, 2018	2.12%
Fixed Rate Advances, Weighted Average Rate, 2019	3.17%
Fixed Rate Advances, Weighted Average Rate, 2020	1.87%
Fixed Rate Advances, Weighted Average Rate, Thereafter	2.35%
Fixed Rate Advances, Amount, 2016	$ 297
Fixed Rate Advances, Amount, 2017	2,287
Fixed Rate Advances, Amount, 2018	2,292
Fixed Rate Advances, Amount, 2019	4,298
Fixed Rate Advances, Amount, 2020	1,504
Fixed Rate Advances, Amount, Thereafter	777
Fixed Rate Advances, Amount, Total	$ 11,455	$ 5,000

Borrowed Funds - Additional Inf

Borrowed Funds - Additional Information (Detail) - USD ($)	Sep. 30, 2015	Sep. 30, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank stock	$ 646,000	$ 652,000
Available and unused portion of borrowing agreement totaled	3,208,000
Federal Reserve Bank's Borrower in Custody program
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Pledged securities for advances	8,220,000	8,880,000
Available and unused portion of borrowing agreement totaled	7,097,000
Borrowings under this agreement	0	0
One- to four-family residential
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Pledged securities for advances	$ 22,633,000	$ 21,463,000

Employee Benefit Plan - Additio

Employee Benefit Plan - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Plan Disclosure [Line Items]
Employees voluntary contributions percentage	15.00%
Employer contributions	$ 34	$ 31

Deferred Compensation - Additio

Deferred Compensation - Additional Information (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Liability outstanding under deferred compensation agreements	$ 271,000	$ 271,000
Expense recognized under deferred compensation agreements	$ 0	$ 0

Components of Provision for Inc

Components of Provision for Income Taxes (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Current tax expense:
Federal	$ 0	$ 0
State	0	0
Total current	0	0
Deferred tax expense (benefit):
Federal	(234)	(433)
State	(57)	(110)
Change in valuation allowance	291	543
Total deferred	0	0
Total provision for income taxes	$ 0	$ 0

Summary of Differences Between

Summary of Differences Between Income Taxes at Federal Statutory Rate and Provision for Income Taxes (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Reconciliation of Provision of Income Taxes [Line Items]
Tax provision (benefit) at statutory rate	$ (230)	$ (413)
Increases (decreases) in taxes resulting from:
Bank-owned life insurance	(27)	(28)
State taxes	(38)	(72)
Other	4	(30)
Change in valuation allowance	291	543
Total provision for income taxes	$ 0	$ 0
Tax provision (benefit) at statutory rate	(34.00%)	(34.00%)
Increases (decreases) in taxes resulting from:
Bank-owned life insurance	(3.90%)	(2.30%)
State taxes	(5.50%)	(6.00%)
Other	0.60%	(2.40%)
Change in valuation allowance	42.80%	44.70%
Total provision for income taxes	0.00%	0.00%

Components of Net Deferred Taxe

Components of Net Deferred Taxes (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Deferred tax assets:
Allowance for loan losses	$ 630	$ 589
Deferred gain on sale of building	29	54
Deferred compensation	107	107
Nonaccrued interest		8
Net operating loss carryforward	2,075	1,731
Alternative minimum tax carryforward	64	64
Unrealized gain on securities available for sale		3
Other	32	102
Total deferred tax assets	2,937	2,658
Deferred tax liabilities:
Premises and equipment	32	45
Rate lock commitment	8	4
FHLB stock	55	55
Unrealized gain on securities available for sale	9
Total deferred tax liabilities	104	104
Deferred tax asset before valuation allowance	2,833	2,554
Valuation allowance	(2,833)	(2,554)
Net deferred tax asset	$ 0	$ 0

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Schedule Of Income Tax [Line Items]
Alternative minimum tax credit carryforwards	$ 64	$ 64
Valuation allowance	2,833	2,554
Deferred tax liabilities, other comprehensive income	(9)
Deferred tax assets, other comprehensive loss		3
Continuing Operations
Schedule Of Income Tax [Line Items]
Valuation allowance	2,842	$ 2,551
Federal
Schedule Of Income Tax [Line Items]
Net operating loss carry forward for income tax purposes	5,200
State and Local Jurisdiction
Schedule Of Income Tax [Line Items]
Net operating loss carry forward for income tax purposes	$ 4,300

Summary of Loans to Directors,

Summary of Loans to Directors, Executive Officers and their Affiliates (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Related Party Transaction [Line Items]
Balance at beginning	$ 24	$ 24
Adjustments due to changes in executive officers		(4)
New loans	21	4
Repayments	(11)
Balance at end	$ 34	$ 24

Related Party Transactions - Ad

Related Party Transactions - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Officers Directors And Affiliates
Related Party Transaction [Line Items]
Deposits from related parties	$ 209	$ 220
Director
Related Party Transaction [Line Items]
Line of credit granted for related party	$ 1,000
Line of credit granted for related party description	A director is a senior executive for a local public company that has been granted a $1 million line of credit in 2015. This line of credit has never been drawn upon.

Regulatory Matters - Additional

Regulatory Matters - Additional Information (Detail) - USD ($) $ in Billions	Jan. 01, 2015	Jan. 31, 2019	Jan. 31, 2016	Sep. 30, 2015	Sep. 30, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	6.00%			6.00%	4.00%
Total capital (to risk-weighted assets), for capital adequacy purpose ratio	8.00%			8.00%	8.00%
Tier I capital (to average assets), for capital adequacy purpose ratio	4.00%			4.00%	4.00%
Risk weight for certain high volatility commercial real estate acquisition, development and construction loans and for non-residential mortgage loans that are 90 days past due or otherwise in non-accrual status	150.00%				100.00%
Credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable	20.00%				0.00%
Risk weight for mortgage servicing and deferred tax assets that are not deducted from capital	250.00%				100.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	8.00%			8.00%	6.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	10.00%			10.00%	10.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions ratio	5.00%			5.00%	5.00%
Scenario, Forecast
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
New capital conservation buffer requirement (to risk weighted assets), ratio		2.50%	0.635%
Common equity tier 1 capital
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	4.50%			4.50%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	6.50%			6.50%
Minimum
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
New capital requirements effectiveness period	2 years
Risk weight for equity exposures	0.00%
Maximum
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
New capital requirements effectiveness period	4 years
Assets exempt from consolidated capital requirements	$ 1
Risk weight for equity exposures	600.00%

Actual Capital Amounts and Rati

Actual Capital Amounts and Ratios (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Jan. 01, 2015	Sep. 30, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets), actual amount	$ 12,277		$ 12,822
Total capital (to risk-weighted assets), actual ratio	13.50%		15.80%
Total capital (to risk-weighted assets), for capital adequacy purpose amount	$ 7,275		$ 6,513
Total capital (to risk-weighted assets), for capital adequacy purpose ratio	8.00%	8.00%	8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 9,094		$ 8,141
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	10.00%	10.00%	10.00%
Tier I capital (to risk-weighted assets), actual amount	$ 11,136		$ 11,800
Tier I capital (to risk-weighted assets), actual ratio	12.20%		14.50%
Tier I capital (to risk-weighted assets), for capital adequacy purpose amount	$ 5,456		$ 3,256
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	6.00%	6.00%	4.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 7,275		$ 4,885
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	8.00%	8.00%	6.00%
Tier I capital (to average assets), actual amount	$ 11,136		$ 11,800
Tier I capital (to average assets), actual ratio	8.30%		9.70%
Tier I capital (to average assets), for capital adequacy purpose amount	$ 5,357		$ 4,854
Tier I capital (to average assets), for capital adequacy purpose ratio	4.00%	4.00%	4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions amount	$ 6,697		$ 6,068
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions ratio	5.00%	5.00%	5.00%
Common equity tier 1 capital
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier I capital (to risk-weighted assets), actual amount	$ 11,136
Tier I capital (to risk-weighted assets), actual ratio	12.20%
Tier I capital (to risk-weighted assets), for capital adequacy purpose amount	$ 4,092
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	4.50%	4.50%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 5,911
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	6.50%	6.50%

Bank's Actual and Required Net

Bank's Actual and Required Net Worth Ratios (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual Net Worth, Amount	$ 12,277	$ 12,822
Required Net Worth, Amount	$ 8,012	$ 7,166
Actual Net Worth, Ratio	9.20%	10.70%
Required Net Worth, Ratio	6.00%	6.00%

Commitments Outstanding (Detail

Commitments Outstanding (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Commitments to extend credit
Commitments and Letters of Credit [Line Items]
Commitments outstanding	$ 593	$ 902
Unused lines of credit and credit card lines
Commitments and Letters of Credit [Line Items]
Commitments outstanding	9,919	11,682
Undisbursed portion of loan proceeds
Commitments and Letters of Credit [Line Items]
Commitments outstanding	2,297	128
Standby letters of credit
Commitments and Letters of Credit [Line Items]
Commitments outstanding	$ 25	$ 651

Fair Value of Assets Measured a

Fair Value of Assets Measured at Fair Value on Recurring Basis (Detail) - Available-for-sale Securities - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value disclosure recurring	$ 2,765	$ 7,922
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets fair value disclosure recurring	$ 2,765	$ 7,922

Fair Value of Assets Measured75

Fair Value of Assets Measured at Fair Value on Nonrecurring Basis (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	$ 691	$ 1,368
Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	431	593
Foreclosed assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	260	775
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	691	1,368
Fair Value, Inputs, Level 3 | Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	431	593
Fair Value, Inputs, Level 3 | Foreclosed assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	$ 260	$ 775

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans carrying amount	$ 607	$ 825
Nonrecurring fair value measurements	691	1,368
Impaired loans valuation allowance	176	232
Foreclosed assets	260	775
Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	$ 431	$ 593

Carrying Value and Estimated Fa

Carrying Value and Estimated Fair Value of Financial Instruments (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Financial assets:
Cash and cash equivalents	$ 2,533	$ 4,047	$ 11,652
Other interest-bearing deposits	5,011	7,556
Securities available for sale	2,765	7,922
Securities held to maturity	2,870	3,893
Loans held for sale	151	320
Loans	109,860	84,757
Accrued interest receivable	395	402
Cash value of life insurance	3,316	3,238
Federal Home Loan Bank stock	646	652
Financial liabilities:
Deposits	105,720	97,685
Advance payments by borrowers for taxes and insurance	793	830
Federal funds purchased	616	1,965
Borrowed funds	13,005	5,000
Accrued interest payable	55	52
Fair Value, Inputs, Level 1
Financial assets:
Cash and cash equivalents	2,533	4,047
Accrued interest receivable	395	402
Financial liabilities:
Deposits	73,160	71,271
Advance payments by borrowers for taxes and insurance	793	830
Federal funds purchased	616	1,965
Accrued interest payable	55	52
Fair Value, Inputs, Level 2
Financial assets:
Securities available for sale	2,765	7,922
Securities held to maturity	2,933	3,927
Loans held for sale	151	320
Fair Value, Inputs, Level 3
Financial assets:
Other interest-bearing deposits	5,037	7,461
Loans	108,713	84,182
Cash value of life insurance	3,316	3,238
Federal Home Loan Bank stock	646	652
Financial liabilities:
Deposits	32,787	26,412
Borrowed funds	$ 13,475	$ 5,398

Employee Stock Ownership Plan -

Employee Stock Ownership Plan - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Shares committed to be released and allocated to participants	2,158	2,158
ESOP, average fair value of shares committed to be released	$ 7.94	$ 9.11
ESOP compensation expense	$ 23	$ 19
Shares committed to be released and allocated to participants	2,158	2,158
Allocated shares released	2,877
ESOP new shares committed and released
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Shares committed to be released and allocated to participants	719

Employee Stock Ownership Plan79

Employee Stock Ownership Plan (Detail) - shares	Sep. 30, 2015	Sep. 30, 2014
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]
Allocated shares	2,877
Shares committed to be released and allocated to participants	2,158	2,158
Total unallocated shares	66,900	69,777
Total ESOP shares	71,935	71,935