Home Bancorp Wisconsin (HWIS) 10-K 28 Dec 16 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2016	Dec. 27, 2016	Mar. 31, 2016
Document Information [Line Items]
Entity Registrant Name	Home Bancorp Wisconsin, Inc.
Entity Central Index Key	1,578,505
Trading Symbol	hwis
Current Fiscal Year End Date	--09-30
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		899,190
Entity Public Float			$ 8
Document Type	10-K
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Assets
Cash and due from banks	$ 2,788	$ 2,222
Interest-bearing deposits	377	311
Cash and cash equivalents	3,165	2,533
Other interest-bearing deposits	5,327	5,011
Securities available for sale	1,119	2,765
Securities held to maturity (fair value of $2,411 and $2,933 for 2016 and 2015 respectively)	2,340	2,870
Loans held for sale	1,721	151
Loans, net of allowance for loan losses of $1,502 and $1,478 for 2016 and 2015, respectively	116,674	109,860
Premises and equipment, net	5,176	5,212
Foreclosed assets	0	260
Cash value of life insurance	3,392	3,316
Federal Home Loan Bank stock	646	646
Other assets	942	902
TOTAL ASSETS	140,502	133,526
Liabilities:
Demand deposits	34,590	30,055
Money market and savings deposits	45,354	43,105
Time deposits	32,614	32,560
Total deposits	112,558	105,720
Advance payments by borrowers for taxes and insurance	809	793
Federal funds purchased	1,330	616
Borrowed funds	12,223	13,005
Other liabilities	1,227	1,247
Total liabilities	128,147	121,381
Commitments and contingencies (Note 14)
Stockholders’ Equity:
Common stock $0.01 par value, 30,000,000 shares authorized; 899,190 shares issued and outstanding at September 30, 2016 and September 30, 2015	9	9
Additional paid-in capital	7,403	7,407
Retained earnings	5,580	5,371
Unearned Employee Stock Ownership Plan (ESOP) shares	(640)	(669)
Accumulated other comprehensive income	3	27
Total stockholders’ equity	12,355	12,145
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 140,502	$ 133,526

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Securities held to maturity, fair value	$ 2,411	$ 2,933
Loans, allowance for loan losses	$ 1,502	$ 1,478
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	30,000,000	30,000,000
Common stock, shares issued (in shares)	899,190	899,190
Common stock, shares outstanding (in shares)	899,190	899,190

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Interest and dividend income:
Loans, including fees	$ 4,715	$ 4,094
Interest-bearing deposits	64	119
Securities	95	173
Total interest and dividend income	4,874	4,386
Interest expense:
Deposits	357	279
Borrowed funds	298	225
Total interest expense	655	504
Net interest income	4,219	3,882
Provision for loan losses	24	105
Net interest income after provision for loan losses	4,195	3,777
Noninterest income:
Service fees	276	223
Mortgage banking income	309	144
Net gain on sale of securities	6	9
Increase in cash value of life insurance	76	78
Net gain on sale of premises and equipment	60	63
Rental income	96	98
Other	76	34
Total noninterest income	899	649
Noninterest expense:
Compensation and employee benefits	2,412	2,369
Occupancy and equipment	741	743
Data processing and office expense	954	922
Foreclosed assets, net	18	276
Advertising and promotions	137	125
Professional fees	275	226
Examinations and assessments	120	128
Other	228	316
Total noninterest expense	4,885	5,105
Income (Loss) before income taxes	209	(679)
Provision for income taxes
Net income (loss)	$ 209	$ (679)
Earnings per share:
Basic (in dollars per share)	$ 0.25	$ (0.82)
Diluted (in dollars per share)	$ 0.25	$ (0.82)

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Net income (loss)	$ 209	$ (679)
Other comprehensive income (loss), net of tax:
Unrealized gain (loss) on securities during the year	(18)	44
Reclassification adjustment for gains realized in net income (loss)	(6)	(9)
Income tax effect	0	0
Net unrealized gain (loss) on securities	(24)	35
Other comprehensive income (loss), net of tax	(24)	35
Comprehensive income (loss)	$ 185	$ (644)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Sep. 30, 2014	$ 9	$ 7,413	$ 6,050	$ (698)	$ (8)	$ 12,766
Net income (loss)			(679)			(679)
Allocation of Shares from ESOP		(6)		29		23
Other comprehensive loss					35	35
Balance at September 30, 2015 at Sep. 30, 2015	9	7,407	5,371	(669)	27	12,145
Net income (loss)			209			209
Allocation of Shares from ESOP		(4)		29		25
Other comprehensive loss					(24)	(24)
Balance at September 30, 2015 at Sep. 30, 2016	$ 9	$ 7,403	$ 5,580	$ (640)	$ 3	$ 12,355

Consolidated Statements of Sto7

Consolidated Statements of Stockholders' Equity (Parentheticals) - shares	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Unearned ESOP Shares [Member]
Shares committed to be released and allocated to participants (in shares)	2,877	2,877

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Net income (loss)	$ 209	$ (679)
Depreciation	240	249
Net amortization of premiums and discounts	19	35
ESOP compensation expense	25	23
Provision for loan losses	24	105
Net gain on sale of securities	(6)	(9)
Gain on sale of premises and equipment	(60)	(63)
Net loss on foreclosed assets	18	257
Increase in cash surrender value	(76)	(78)
Loans held for sale	(1,570)	169
Other assets	(40)	(53)
Other liabilities	41	124
Total adjustments	(1,385)	759
Net cash provided by (used in) operating activities	(1,176)	80
Net decrease (increase) in other interest-bearing deposits	(316)	2,545
Proceeds from sale of securities	1,208	1,281
Proceeds from maturities, prepayments, and calls of securities available for sale	405	3,890
Proceeds from maturities, prepayments, and calls of securities held to maturity	526	1,018
Net increase in loans	(6,839)	(25,447)
Purchases of FHLB stock		(144)
Proceeds from sale of FHLB stock		150
Proceeds from sale of foreclosed assets	242	497
Capital expenditures	(204)	(38)
Net cash used in investing activities	(4,978)	(16,248)
Cash flows from financing activities:
Net increase in deposits	6,838	8,035
Net (decrease) increase in advance payments by borrowers for taxes and insurance	16	(37)
Net (decrease) increase in federal funds purchased	714	(1,349)
Net proceeds from (payments on) open line advances	(1,550)	1,550
Proceeds from borrowings	4,000	6,500
Repayments of borrowed funds	(3,232)	(45)
Net cash provided by financing activities	6,786	14,654
Net increase (decrease) in cash and cash equivalents	632	(1,514)
Cash and cash equivalents at beginning	2,533	4,047
Cash and cash equivalents at end	3,165	2,533
Supplemental cash flow information:
Cash paid during the year for interest	649	496
Noncash operating and investing activities:
Loans transferred to foreclosed assets		$ 239

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note 1 Summary of Significant Accounting Policies Nature of operations: Home Bancorp Wisconsin, Inc. (the Company) is a Maryland chartered corporation established in June 2013 100% four three fourth Principles of consolidation: The consolidated financial statements include the accounts of the Company and the Bank. All significant intercompany balances and transactions have been eliminated in consolidation. Jumpstart Our Business Startups Act: The Jumpstart Our Business Startups Act (the JOBS Act), which was signed into law on April 5, 2012, $1.0 five may Use of estimates: Cash and cash equivalents: three Other Interest - Bearing Deposits: Securities: Declines in fair value of securities that are deemed to be other than temporary, if applicable, are reflected in earnings as realized losses. In estimating other - than - temporary impairment losses, management considers the length of time and the extent to which fair value has been less than cost, the financial condition and near - term prospects of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Loans Held for Sale: secondary Mortgage loans held for sale are sold with the mortgage servicing rights released by the Company. Gains or losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loan sold. Loans: The accrual of interest on loans is discontinued when, in the opinion of management, there is an indication the borrower may Allowance for Loan Losses: When establishing the allowance for loan losses, management categorizes loans into risk categories generally based on the nature of the collateral and the basis of repayment. These risk categories and their relevant risk characteristics are as follows: Commercial business: secondarily may may Commercial real estate : may may Multifamily real estate : five tenants Construction : third One - to four home equity loans and lines of credit : one four Consumer : may Management regularly evaluates the allowance for loan losses using the Company’s past loan loss experience, known and inherent risks in the portfolio, composition of the portfolio, adverse situations that may may A loan is impaired when, based on current information, it is probable that the Company will not collect all amounts due in accordance with the contractual terms of the loan agreement. Management determines whether a loan is impaired on a case - by - case basis, taking into consideration the payment status, collateral value, length and reason of any payment delays, the borrower’s prior payment record, and any other relevant factors. Large groups of smaller - balance homogeneous loans, such as residential mortgage and consumer loans, are collectively evaluated in the allowance for loan losses analysis and are not subject to impairment analysis unless such loans have been subject to a restructuring agreement. Specific allowances for impaired loans are based on discounted cash flows of expected future payments using the loan’s initial effective interest rate or the fair value of the collateral if the loan is collateral dependent. In addition, various regulatory agencies periodically review the allowance for loan losses. These agencies may Troubled debt restructurings: Foreclosed Assets: Premises and Equipment: Federal Home Loan Bank (FHLB) Stock: Transfers of Financial Assets: (1) (2) (3) Rate Lock Commitments: Income Taxes: The Company may Employee Stock Ownership Plan: Stock - based compensation: 2015 2015. June 2015, 125,866 Options are granted with an exercise price equal to no less than the market price of the Company’s shares at the date of grant. Those options generally vest over five 10 five September 30, 2016 125,866 Advertising: Other Comprehensive Income (Loss): Off - Balance - Sheet Financial Instruments: Segment Reporting: one Reclassifications: 2015 2016 Subsequent Events: September 30, 2016, December 28, 2016. Recent accounting pronouncements: June 2016, 2016 13 326).” 2016 13 December 15, 2019. December 15, 2018. 2016 13 In March 2016, 2016 09 Compensation - Stock Compensation (Topic 718) 2016 09 December 15, 2017, 2016 09 In February 2016, 2016 02 Leases (Topic 842).” 2016 02 12 December 15, 2018, 2016 02 In January 2016, 2016 01, 1) 2) 3) December 15, 2017. new standard is not expected to have a material impact on our financial condition or results of operations , except that the Company will no longer disclose the method(s) and significant assumptions used to estimate the fair value of financial instruments measured at amortized cost. In April 2015, 2015 03, 835 30): December 15, 2015. December 31, 2015 In May 2014, 2014 09, 606). December 15, 2017, December 15, 2018. August 2015, 2015 14 606), 2014 09 one 2014 04 2015 14

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 2 Earnings Per Share Basic earnings per common share is computed by dividing net income by the weighted - average number of common shares outstanding during the period, including allocated and committed - to - be - released ESOP shares, during the applicable period. Diluted earnings per share is computed using the weighted - average number of shares determined for the basic earnings per common share computation plus the dilutive effect of stock compensation using the treasury stock method. The following table presents a reconciliation of the number of shares used in the calculation of basic and diluted earnings per common share: 2016 2015 Net income (loss) $ 209 $ (679 ) Basic potential common shares: Weighted average shares outstanding 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (65,461 ) (68,338 ) Basic weighted average shares outstanding 833,729 830,852 Dilutive potential common shares — — Dilutive weighted average shares outstanding 833,729 830,852 Basic earnings per share $ .25 $ (.82 ) Diluted earnings per share $ .25 $ (.82 )

Note 3 - Cash and Cash Equivale

Note 3 - Cash and Cash Equivalents	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	Note 3 Cash and Cash Equivalents The Company is required to maintain reserve balances, in cash or on deposit with the Federal Reserve Bank, based on a percentage of deposits. The total required reserve balance as of September 30, 2016 2015 $599 $501, In the normal course of business, the Company maintains cash and due from bank balances with correspondent banks. Balances in these accounts may $250.

Note 4 - Securities

Note 4 - Securities	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 Securities The amortized cost and estimated fair value of securities with gross unrealized gains and losses are as follows: Amortized Gross Gross Estimated September 30, 2016 Securities available for sale: U.S. agency pass-through $ 1,116 $ 5 $ 2 $ 1,119 Securities held to maturity: U.S. agency pass-through $ 2,340 $ 71 $ — $ 2,411 Amortized Gross Gross Estimated September 30, 2015 Securities available for sale: U.S. agency pass-through $ 2,738 $ 27 $ — $ 2,765 Securities held to maturity: U.S. agency pass-through $ 2,870 $ 63 $ — $ 2,933 Fair values of securities are estimated based on financial models or prices paid for similar securities. It is possible interest rates could change considerably, resulting in a material change in the estimated fair value. The following table shows the fair value and gross unrealized losses of securities with unrealized losses at September 30, 2016, Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized Securities available for sale: U.S. agency pass-through $ 234 $ 2 $ — $ — $ 234 $ 2 Totals $ 234 $ 2 $ — $ — $ 234 $ 2 At September 30, 2016, two 1% There were no securities in an unrealized loss position at September 30, 2015. The following is a summary of amortized cost and estimated fair value of debt securities by contractual maturity as of September 30, 2016. may Available for Sale Held to Maturity Amortized Estimated Amortized Estimated Due through one year $ — $ — $ — $ — Due after one year through three years — — — — Due after three years through five years — — — — Due after five years through ten years — — 542 554 Due after ten years 1,116 1,119 1,798 1,857 Total $ 1,116 $ 1,119 $ 2,340 $ 2,411 Following is a summary of the proceeds from sales of securities available for sale, as well as gross gains and losses, for the years ended September 30: 2016 2015 Proceeds from sale of securities $ 1,208 $ 1,281 Gross gains on sales 6 9 As of September 30, 2016 2015,

Note 5 - Loans

Note 5 - Loans	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 Loans The following table presents total loans by portfolio segment and class of loan as of September 30: 2016 2015 Commercial: Commercial and industrial $ 1,138 $ 2,182 Commercial real estate 20,845 19,595 Multifamily real estate 28,196 25,224 Construction 4,789 5,179 Residential real estate: One- to four-family residential 53,145 48,284 Home equity loans and lines of credit 8,582 9,668 Consumer 2,258 2,311 Subtotals 118,953 112,443 Allowance for loan losses (1,502 ) (1,478 ) Net deferred loan expenses (91 ) (51 ) Undisbursed loan proceeds (686 ) (1,054 ) Loans, net $ 116,674 $ 109,860 Analysis of the allowance for loan losses for the years ended September 30, 2016 2015 Commercial Residential Consumer Totals Balance at September 30, 2014 $ 877 $ 504 $ 22 $ 1,403 Provision for loan losses 53 37 15 105 Loans charged off — (21 ) (16 ) (37 ) Recoveries of loans previously charged off — 2 5 7 Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Provision for loan losses 7 27 (10 ) 24 Loans charged off — — (5 ) (5 ) Recoveries of loans previously charged off — 1 4 5 Balance at September 30, 2016 $ 937 $ 550 $ 15 $ 1,502 Allowance for loan losses at September 30, 2016: Individually evaluated for impairment $ 342 $ 21 $ — $ 363 Collectively evaluated for impairment 595 529 15 1,139 Totals $ 937 $ 550 $ 15 $ 1,502 Allowance for loan losses at September 30, 2015: Individually evaluated for impairment $ 142 $ 34 $ — $ 176 Collectively evaluated for impairment 788 488 26 1,302 Totals $ 930 $ 522 $ 26 $ 1,478 Analysis of loans evaluated for impairment as of September 30, 2016 2015, Commercial Residential Consumer Totals Loans at September 30, 2016: Individually evaluated for impairment $ 1,801 $ 653 $ — $ 2,454 Collectively evaluated for impairment 53,167 61,074 2,258 116,499 Totals $ 54,968 $ 61,727 $ 2,258 $ 118,953 Loans at September 30, 2015: Individually evaluated for impairment $ 847 $ 845 $ — $ 1,692 Collectively evaluated for impairment 51,333 57,107 2,311 110,751 Totals $ 52,180 $ 57,952 $ 2,311 $ 112,443 Information regarding impaired loans as of September 30, 2016, Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial real estate $ 477 $ 477 $ N/A $ 504 $ 30 One-to four-family 485 485 N/A 489 — Totals 962 962 N/A 993 51 Loans with an allowance for loan losses: Commercial and industrial 285 285 247 287 9 Commercial real estate 964 964 91 980 60 Construction 75 75 4 76 4 One-to four-family 168 168 21 168 5 Totals 1,492 1,492 363 1,511 78 Grand totals $ 2,454 $ 2,454 $ 363 $ 2,504 $ 129 Information regarding impaired loans as of September 30, 2015, Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial and industrial $ 80 $ 80 N/A $ 81 $ — Commercial real estate 532 532 N/A 553 33 One-to four-family 473 473 N/A 470 30 Totals 1,085 1,085 N/A 1,104 63 Loans with an allowance for loan losses: Commercial and industrial 158 158 129 159 — Construction 77 77 13 77 4 One-to four-family 372 372 34 375 22 Totals 607 607 176 611 26 Grand totals $ 1,692 $ 1,692 $ 176 $ 1,715 $ 89 No additional funds are committed to be advanced in connection with impaired loans. The Company regularly evaluates various attributes of loans to determine the appropriateness of the allowance for loan losses. The credit quality indicators monitored differ depending on the class of loan. Commercial loans are generally evaluated using the following internally prepared ratings: “Pass” ratings are assigned to loans with adequate collateral and debt service ability such that collectibility of the contractual loan payments is highly probable. “Special mention/watch” ratings are assigned to loans where management has some concern that the collateral or debt service ability may “Substandard” ratings are assigned to loans that do not have adequate collateral and/or debt service ability such that collectibility of the contractual loan payments is no longer probable. “Doubtful” ratings are assigned to loans that do not have adequate collateral and/or debt service ability, and collectibility of the contractual loan payments is unlikely. Residential real estate and consumer loans are generally evaluated based on whether or not the loan is performing according to the contractual terms of the loan. Information regarding the credit quality indicators most closely monitored for commercial loans by class as of September 30, 2016 2015 Pass Special Substandard Doubtful Totals September 30, 2016 Commercial and industrial $ 853 $ — $ 285 $ — $ 1,138 Commercial real estate 19,405 — 1,440 — 20,845 Multifamily real estate 27,977 219 — — 28,196 Construction 4,714 75 — — 4,789 Totals $ 52,949 $ 294 $ 1,725 $ — $ 54,968 September 30, 2015 Commercial and industrial $ 1,944 $ — $ 238 $ — $ 2,182 Commercial real estate 17,990 1,073 532 — 19,595 Multifamily real estate 25,002 222 — — 25,224 Construction 5,103 76 — — 5,179 Totals $ 50,039 $ 1,371 $ 770 $ — $ 52,180 Information regarding the credit quality indicators most closely monitored for residential real estate and consumer loans by class as of September 30, 2016 2015 Performing Non-performing Totals September 30, 2016 One- to four-family $ 52,967 $ 178 $ 53,145 Home equity loans and lines of credit 9,566 16 8,582 Consumer 2,258 — 2,258 Totals $ 63,791 $ 194 $ 63,985 September 30, 2015 One- to four-family $ 48,284 $ — $ 48,284 Home equity loans and lines of credit 9,652 16 9,668 Consumer 2,303 8 2,311 Totals $ 60,239 $ 24 $ 60,2636 Loan aging information as of September 30, 2016, Loans Past Loans Past Total Past Commercial and industrial $ — $ 130 $ 130 One- to four-family 546 178 724 Home equity loans and lines of credit 45 16 61 Consumer 7 — 7 Totals $ 598 $ 324 $ 922 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 130 $ 1,008 $ 1,138 $ — $ 130 Commercial real estate — 20,845 20,845 — — Multifamily real estate — 28,196 28,196 — — Construction — 4,789 4,789 — — One- to four-family 724 52,421 53,145 — 178 Home equity loans and lines of credit 61 8,521 8,582 — 16 Consumer 7 2,251 2,258 — — Totals $ 922 $ 118,031 $ 118,953 $ — $ 324 Loan aging information as of September 30, 2015, Loans Past Loans Past Total Past Commercial and industrial $ — $ 80 $ 80 Commercial real estate — 62 62 Construction — — — One- to four-family 487 — 487 Home equity loans and lines of credit 46 16 62 Consumer 3 8 11 Totals $ 536 $ 166 $ 702 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 80 $ 2,102 $ 2,182 $ — $ 80 Commercial real estate 62 19,533 19,595 — 62 Multifamily real estate — 25,224 25,224 — — Construction — 5,179 5,179 — — One- to four-family 487 47,797 48,284 — — Home equity loans and lines of credit 62 9,606 9,668 — 16 Consumer 11 2,300 2,311 — 8 Totals $ 702 $ 111,741 $ 112,443 $ — $ 166 When, for economic or legal reasons related to the borrower’s financial difficulties, the Company grants a concession to the borrower that the Company would not otherwise consider, the modified loan is classified as a troubled debt restructuring. Loan modifications may September 30, 2016, Three new troubled debt restructurings were entered into during the year ended September 30, 2015; $262 two one four $159 one No troubled debt restructurings defaulted within 12 12 September 30, 2016. one four $92, 30 12 12 September 30, 2015.

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	Note 6 Premises and Equipment An analysis of premises and equipment at September 30, 2016 2015, 2016 2015 Land $ 1,675 $ 1,675 Buildings 5,304 5,284 Furniture and equipment 1,625 1,441 Totals 8,604 8,400 Accumulated depreciation (3,428 ) (3,188 ) Premises and equipment, net $ 5,176 $ 5,212 Depreciation and amortization of premises and equipment charged to operating expense totaled $240 $249 September 30, 2016 2015, The Company is leasing office space under a non - cancelable operating lease with an initial term of five two five December 2016 five five $118 $113 September 30, 2016 2015, Future minimum rental payments under non - cancelable lease terms are as follows for each of the years ending September 30: 2017 95 2018 98 2019 100 2020 104 2021 107 2022 27 Total $ 531

Note 7 - Time Deposits

Note 7 - Time Deposits	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 7 Time Deposits Time deposits of $250 $4,292 $3,167 September 30, 2016 2015, The scheduled maturities of time deposits for each of the years ending September 30 2017 $ 13,009 2018 8,140 2019 4,257 2020 5,813 2021 1,260 Thereafter 135 Total $ 32,614

Note 8 - Borrowed Funds

Note 8 - Borrowed Funds	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	Note 8 Borrowed Funds Borrowed funds consisted of the following at September 30, 2016 2015: 2016 2015 Rates Amount Rates Amount Federal Home Loan Bank (FHLB): Open line of credit — $ — 0.30% $ 1,550 Fixed rate fixed term 0.91 - 3.89% $ 12,223 0.91 - 3.89% $ 11,455 Total $ 12,223 $ 13,005 The following is a summary of scheduled maturities of fixed rate borrowed funds for each of the years ending September 30: Fixed Rate Fixed Term Advances Weighted Amount 2017 2.00 % 2,383 2018 2.06 % 2,389 2019 3.12 % 4,396 2020 1.78 % 2,124 2021 1.65 % 256 Thereafter 2.37 % 675 Total $ 12,223 Actual maturities may The Company has a master contract agreement with FHLB that provides for borrowing up to the lesser of a determined multiple of FHLB stock owned, a determined percentage of the book value of the Company’s qualifying real estate loans, or a determined percentage of the Company’s assets. FHLB provides both fixed and floating rate advances. Floating rates are tied to short - term market rates of interest, such as London InterBank Offered Rate (LIBOR), federal funds, or treasury bill rates. Advances with call provisions permit the FHLB to request payment beginning on the call date and quarterly thereafter. FHLB advances are subject to a prepayment penalty if they are repaid prior to maturity. The Company pledged approximately $36,530 $22,633 one four September 30, 2016 2015, FHLB advances are also secured by $646 September 30, 2016 2015. At September 30, 2016, $5,128. The Company also has an agreement with the Federal Reserve Bank’s Borrower in Custody program. Under this program, the Company has pledged approximately $6,877 $8,220 September 30, 2016 2015, September 30, 2016 2015. September 30, 2016, $5,904.

Note 9 - Employee Benefit Plan

Note 9 - Employee Benefit Plan	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	Note 9 Employee Benefit Plan The Company sponsors a 401(k) 15% $43 $34 September 30, 20165 2015,

Note 10 - Deferred Compensation

Note 10 - Deferred Compensation	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Deferred Compensation Plans [Text Block]	Note 10 Deferred Compensation The Company has entered into various deferred compensation agreements with key officers. The liability outstanding under the agreements is $271 September 30, 2016 2015. September 30, 2016 2015.

Note 11 - Income Taxes

Note 11 - Income Taxes	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 11 Income Taxes The components of the provision for income taxes were as follows for the years ended September 30: 2016 2015 Current tax expense: Federal $ — $ — State — — Total current — — Deferred tax expense (benefit): Federal 40 (234 ) State 21 (57 ) Change in valuation allowance (61 ) 291 Total deferred — — Total provision for income taxes $ — $ — A summary of the sources of differences between income taxes at the federal statutory rate and the provision for income taxes for the years ended September 30 2016 2015 Amount % of Amount % of Tax provision (benefit) at statutory rate $ 71 34.0 $ (230 ) (34.0 ) Increases (decreases) in taxes resulting from: Bank-owned life insurance (26 ) (12.3 ) (27 ) (3.9 ) State taxes 14 6.8 (38 ) (5.5 ) Other 2 0.7 4 0.6 Change in valuation allowance (61 ) (29.3 ) 291 42.8 Total provision for income taxes $ — — $ — — Deferred income taxes are provided for the temporary differences between the financial reporting basis and the tax basis of the Company’s assets and liabilities. The major components of the net deferred tax asset as of September 30, 2016 2015 2016 2015 Deferred tax assets: Allowance for loan losses $ 640 $ 630 Deferred gain on sale of building 6 29 Deferred compensation 107 107 Nonaccrued interest 2 — Net operating loss carryforward 2,066 2,075 Alternative minimum tax carryforward 64 64 Other 24 32 Total deferred tax assets 2,909 2,937 Deferred tax liabilities: Premises and equipment 30 32 Rate lock commitment 43 8 FHLB stock 55 55 Unrealized gain on securities available for sale 1 9 Total deferred tax liabilities 129 104 Deferred tax asset before valuation allowance 2,780 2,833 Valuation allowance (2,780 ) (2,833 ) Net deferred tax asset $ — $ — The Company has federal and state net operating loss carryforwards totaling approximately $5,188 $5,682, may 2030. $64, may Deferred tax assets are deferred tax consequences attributable to deductible temporary differences and carryforwards. After the deferred tax asset has been measured using the applicable enacted tax rate and provisions of the enacted tax law, it is then necessary to assess the need for a valuation allowance. A valuation allowance is needed when, based on the weight of the available evidence, it is more likely than not that some portion of the deferred tax asset will not be realized. As required by generally accepted accounting principles, available evidence is weighted heavily on cumulative losses with less weight placed on future projected profitability. Realization of the deferred tax asset is dependent on whether there will be sufficient future taxable income of the appropriate character in the period during which deductible temporary differences reverse or within the carryforward periods available under tax law. Based on the available evidence, valuation allowances of $2,781 $2,842 September 30, 2016 2015, ($1) ($9) September 30, 2016 2015, With few exceptions, the Company is no longer subject to federal or state examinations by tax authorities for years before 2011.

Note 12 - Related-party Transac

Note 12 - Related-party Transactions	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	Note 12 Related - Party Transactions A summary of loans to directors, executive officers, and their affiliates for the years ended September 30, 2016 2015 Balance at beginning $ 34 $ 24 New loans 16 21 Repayments — (11 ) Balance at end $ 50 $ 34 Deposits from directors, executive officers, and their affiliates totaled approximately $190 $209 September 30, 2016 2015, A director is a senior executive for a local public company that was granted a $1 2015.

Note 13 - Regulatory Matters

Note 13 - Regulatory Matters	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 13 Regulatory Matters The Bank is subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off - balance - sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Federal and state banking agencies have adopted regulations that substantially amend the capital regulations currently applicable to us. The regulations implement the Basel III regulatory capital reforms and changes required by the Dodd - Frank Act. Effective January 1, 2015 two four 1 1 2016, $1 Under the new capital regulations, the minimum capital ratios are: (1) 4.5% weighted assets, (2) 1 6.0% (3) 8.0% and (4) 1 4.0%. 1 retained earnings, subject to applicable regulatory adjustments and deductions. The new requirements also include changes in the risk - weights of assets to better reflect credit risk and other risk exposures. These include a 150% 100%) 90 20% 0%) one 250% 100%) (0% 600%) In addition to the minimum common equity tier 1, 1 1 2.5% buffer requirement will be phased in beginning in January 2016 0.625% January 2019. The FDIC’s prompt corrective action standards also changed effective January 1, 2015. 1 6.5% 1 8.0% 6.0%), 10.0% 5.0% As of September 30, 2016, September 30, 2016, The Bank’s actual capital amounts and ratios as of September 30 Actual For Capital To Be Amount Ratio Amount Ratio Amount Ratio September 30, 2016 Total capital (to risk-weighted assets) $ 12,587 12.8 % > $ 7,849 > 8.0 % > $ 9,811 > 10.0 % Tier I capital (to risk-weighted assets) 11,357 11.6 % > 5,887 > 6.0 % > 7,849 > 8.0 % Common equity tier 1 capital to risk-weighted assets 11,357 11.6 % > 4,415 > 4.5 % > 6,377 > 6.5 % Tier I capital (to average assets) 11,357 8.2 % > 5,568 > 4.0 % > 6,960 > 5.0 % September 30, 2015 Total capital (to risk-weighted assets) $ 12,277 13.5 % > $ 7,275 > 8.0 % > $ 9,094 > 10.0 % Tier I capital (to risk-weighted assets) 11,136 12.2 % > 5,456 > 6.0 % > 7,275 > 8.0 % Common equity tier 1 capital to risk-weighted assets 11,136 12.2 % > 4,092 > 4.5 % > 5,911 > 6.5 % Tier I capital (to average assets) 11,136 8.3 % > 5,357 > 4.0 % > 6,697 > 5.0 % As a state - chartered savings bank, the Bank is required to maintain a minimum net worth ratio. The Bank’s actual and required net worth ratios are as follows: Actual Net Worth Required Net Worth Amount Ratio Amount Ratio September 30, 2016 $ 12,587 9.0 % $ 8,430 6.0 % September 30, 2015 $ 12,277 9.2 % $ 8,012 6.0 %

Note 14 - Commitments, Continge

Note 14 - Commitments, Contingencies, and Credit Risk	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 14 Commitments, Contingencies, and Credit Risk Credit Risk The Company is a party to financial instruments with off - balance - sheet risk in the normal course of business to meet the financing needs of its customers. These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated balance sheets. The Company’s exposure to credit loss is represented by the contractual, or notional, amount of these commitments. The Company follows the same credit policies in making commitments as it does for on - balance - sheet instruments. Since some of the commitments are expected to expire without being drawn upon and some of the commitments may The following commitments were outstanding at September 30: Notional Amount 2016 2015 Commitments to extend credit $ 5,979 $ 593 Unused lines of credit and credit card lines 12,749 9,919 Undisbursed portion of loan proceeds 4,363 2,297 Standby letters of credit 106 25 Commitments to extend credit (including undisbursed loans under rate lock commitments) are agreements to lend to a customer as long as there is no violation of any condition established in the contract. All of these commitments are at fixed rates. Commitments generally have fixed expiration dates or other termination clauses and may Unused commitments under lines of credit and credit card lines are commitments for possible future extensions of credit to existing customers. These lines of credit may may may may The undisbursed portion of loan proceeds represents undrawn amounts under construction loans. These loans are generally secured by real estate and generally have a specific maturity date. Standby letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third one Legal Contingencies Various legal claims arise from time to time in the normal course of business. In the opinion of management, any liability resulting from such proceedings would not have a material impact on the consolidated financial statements. Concentration of Credit Risk The majority of the Company’s loans and commitments have been granted to customers in the Company’s market area. The concentrations of credit by type are set forth in Note 5.

Note 15 - Fair Value Measuremen

Note 15 - Fair Value Measurements	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Fair Value, Measurement Inputs, Disclosure [Text Block]	Note 15 Fair Value Measurements Accounting standards describe three may Following is a brief description of each level of the fair value hierarchy: Level 1 Level 2 (1) (2) (3) Level 3 one 3 Some assets and liabilities, such as securities available for sale, are measured at fair value on a recurring basis under accounting principles generally accepted in the United States. Other assets and liabilities, such as impaired loans, may Following is a description of the valuation methodology used for each asset measured at fair value on a recurring or nonrecurring basis, as well as the classification of the asset within the fair value hierarchy. Securities available for sale - may 1 2 1 1 2 2 Loans - may 2 3 Foreclosed assets - may may 2 3 Information regarding the fair value of assets measured at fair value on a recurring basis as of September 30 Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2016 Assets - Securities available for sale $ 1,119 $ — $ 1,119 $ — 2015 Assets - Securities available for sale $ 2,765 $ — $ 2,765 $ — Information regarding the fair value of assets measured at fair value on a nonrecurring basis as of September 30 Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2016 Loans $ 1,129 $ — $ — $ 1,129 Totals $ 1,129 $ — $ — $ 1,129 2015 Loans $ 431 $ — $ — $ 431 Foreclosed assets 260 — — 260 Totals $ 691 $ — $ — $ 691 Loans with a carrying amount of $1,492 $607 $1,129 $431 September 30, 2016 2015, $363 $176 September 30, 2016 2015, 3 At September 30, 2016 September 30, 2015, $260 3 The Company estimates fair value of all financial instruments regardless of whether such instruments are measured at fair value. The following methods and assumptions were used by the Company to estimate fair value of financial instruments not previously discussed. Cash and cash equivalents - Other interest - bearing deposits - Securities held to maturity - Loans held for sale - Loans - Federal Home Loan Bank stock - Accrued interest receivable and payable - Cash value of life insurance - Deposits and advance payments by borrowers for taxes and insurance - Federal funds purchased - Borrowed funds - 90 Off - balance - sheet instruments - The carrying value and estimated fair value of financial instruments at September 30 September 30, 2016 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,165 $ 3,165 $ — $ — Other interest-bearing deposits 5,327 — — 5,369 Securities available for sale 1,119 — 1,119 — Securities held to maturity 2,340 — 2,411 — Loans held for sale 1,721 — 1,721 — Loans 116,674 — — 117,129 Accrued interest receivable 421 421 — — Cash value of life insurance 3,392 — — 3,392 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 112,558 $ 79,944 $ — $ 32,933 Advance payments by borrowers for taxes and insurance 809 809 — — Federal funds purchased 1,330 1,330 — — Borrowed funds 12,223 — — 12,626 Accrued interest payable 59 59 — — September 30, 2015 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 2,533 $ 2,533 $ — $ — Other interest-bearing deposits 5,011 — — 5,037 Securities available for sale 2,765 — 2,765 — Securities held to maturity 2,870 — 2,933 — Loans held for sale 151 — 151 — Loans 109,860 — — 108,713 Accrued interest receivable 395 395 — — Cash value of life insurance 3,316 — — 3,316 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 105,720 $ 73,160 $ — $ 32,787 Advance payments by borrowers for taxes and insurance 793 793 — — Federal funds purchased 616 616 — — Borrowed funds 13,005 — — 13,475 Accrued interest payable 55 55 — — Limitations - may may Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one

Note 16 - Employee Stock Owners

Note 16 - Employee Stock Ownership Plan	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 16 Employee Stock Ownership Plan The Company maintains a leveraged employee stock ownership plan (“ESOP”) that covers substantially all employees. The ESOP was established in conjunction with the Company’s stock offering completed in April 2014 December 31. As shares are committed to be released from collateral and allocated to active participants, the Company reports compensation expense equal to the current market price of the shares and the shares will become outstanding for earnings - per - shares (EPS) computations. During the years ended September 30, 2016 2015, 2,877 719 December 31, 2015 2014. September 30, 2016 2015, $9.03 $7.94, $25 $23 September 30, 2016 2015, September 30 2016 2015 Allocated shares 5,755 2,877 Shares committed to be released and allocated to participants 2,158 2,158 Total unallocated shares 64,022 66,900 Total ESOP shares 71,935 71,935

Note 17 - Condensed Parent Comp

Note 17 - Condensed Parent Company Financial Information	12 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Condensed Financial Statements [Text Block]	Note 17 Condensed Parent Company Financial Information The condensed financial statements of Home Bancorp Wisconsin, Inc. (Parent Company Only) are presented below: September 30, 2016 2015 Balance Sheets 2016 2015 Assets Cash and cash equivalents $ 307 $ 275 Loan to ESOP 674 693 Investment in subsidiary 11,360 11,162 Interest receivable 17 17 TOTAL ASSETS $ 12,358 $ 12,147 Liabilities and Stockholders’ Equity Other liabilities $ 3 $ 2 Stockholders’ equity 12,355 12,145 TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY $ 12,358 $ 12,147 Years Ended September 30, 2016 2015 Statements of Operations 2016 2015 Interest income $ 22 $ 23 Other expense 11 14 Income before equity in undistributed net income (loss) of subsidiary $ 11 $ 9 Equity in undistributed net income (loss) of subsidiary 198 (688 ) Net income (loss) $ 209 $ (679 ) Years Ended September 30, 2016 2015 2016 2015 Increase (decrease) in cash and cash equivalents: Cash flows from operating activities: Net income (loss) $ 209 $ (679 ) Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities: Equity in (income) loss of subsidiary (198 ) 688 Net change in interest receivable 1 (6 ) Net change in other liabilities 1 (6 ) Net cash provided by (used in) operating activities 13 (3 ) Cash flows from investing activities: Payments received on ESOP loan 19 26 Net cash provided by investing activities 19 26 Net increase in cash and cash equivalents 32 23 Cash and cash equivalents at beginning 275 252 Cash and cash equivalents at end $ 307 $ 275

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Sep. 30, 2016
Accounting Policies [Abstract]
Nature of Operations [Policy Text Block]	Nature of operations: Home Bancorp Wisconsin, Inc. (the Company) is a Maryland chartered corporation established in June 2013 100% four three fourth
Consolidation, Policy [Policy Text Block]	Principles of consolidation: The consolidated financial statements include the accounts of the Company and the Bank. All significant intercompany balances and transactions have been eliminated in consolidation.
Basis of Accounting, Policy [Policy Text Block]	Jumpstart Our Business Startups Act: The Jumpstart Our Business Startups Act (the JOBS Act), which was signed into law on April 5, 2012, $1.0 five may
Use of Estimates, Policy [Policy Text Block]	Use of estimates:
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and cash equivalents: three
Deposits Policy [Policy Text Block]	Other Interest - Bearing Deposits:
Marketable Securities, Policy [Policy Text Block]	Securities: Declines in fair value of securities that are deemed to be other than temporary, if applicable, are reflected in earnings as realized losses. In estimating other - than - temporary impairment losses, management considers the length of time and the extent to which fair value has been less than cost, the financial condition and near - term prospects of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	Loans Held for Sale: secondary Mortgage loans held for sale are sold with the mortgage servicing rights released by the Company. Gains or losses on sales of mortgage loans are recognized based on the difference between the selling price and the carrying value of the related mortgage loan sold.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loans: The accrual of interest on loans is discontinued when, in the opinion of management, there is an indication the borrower may
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses: When establishing the allowance for loan losses, management categorizes loans into risk categories generally based on the nature of the collateral and the basis of repayment. These risk categories and their relevant risk characteristics are as follows: Commercial business: secondarily may may Commercial real estate : may may Multifamily real estate : five tenants Construction : third One - to four home equity loans and lines of credit : one four Consumer : may Management regularly evaluates the allowance for loan losses using the Company’s past loan loss experience, known and inherent risks in the portfolio, composition of the portfolio, adverse situations that may may A loan is impaired when, based on current information, it is probable that the Company will not collect all amounts due in accordance with the contractual terms of the loan agreement. Management determines whether a loan is impaired on a case - by - case basis, taking into consideration the payment status, collateral value, length and reason of any payment delays, the borrower’s prior payment record, and any other relevant factors. Large groups of smaller - balance homogeneous loans, such as residential mortgage and consumer loans, are collectively evaluated in the allowance for loan losses analysis and are not subject to impairment analysis unless such loans have been subject to a restructuring agreement. Specific allowances for impaired loans are based on discounted cash flows of expected future payments using the loan’s initial effective interest rate or the fair value of the collateral if the loan is collateral dependent. In addition, various regulatory agencies periodically review the allowance for loan losses. These agencies may
Loans and Leases Receivable, Troubled Debt Restructuring Policy [Policy Text Block]	Troubled debt restructurings:
Finance, Loan and Lease Receivables, Held for Investments, Foreclosed Assets Policy [Policy Text Block]	Foreclosed Assets:
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment:
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank (FHLB) Stock:
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets: (1) (2) (3)
Loan Commitments, Policy [Policy Text Block]	Rate Lock Commitments:
Income Tax, Policy [Policy Text Block]	Income Taxes: The Company may
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employee Stock Ownership Plan:
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock - based compensation: 2015 2015. June 2015, 125,866 Options are granted with an exercise price equal to no less than the market price of the Company’s shares at the date of grant. Those options generally vest over five 10 five September 30, 2016 125,866
Advertising Costs, Policy [Policy Text Block]	Advertising:
Comprehensive Income, Policy [Policy Text Block]	Other Comprehensive Income (Loss):
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Off - Balance - Sheet Financial Instruments:
Segment Reporting, Policy [Policy Text Block]	Segment Reporting: one
Reclassification, Policy [Policy Text Block]	Reclassifications: 2015 2016
Subsequent Events, Policy [Policy Text Block]	Subsequent Events: September 30, 2016, December 28, 2016.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent accounting pronouncements: June 2016, 2016 13 326).” 2016 13 December 15, 2019. December 15, 2018. 2016 13 In March 2016, 2016 09 Compensation - Stock Compensation (Topic 718) 2016 09 December 15, 2017, 2016 09 In February 2016, 2016 02 Leases (Topic 842).” 2016 02 12 December 15, 2018, 2016 02 In January 2016, 2016 01, 1) 2) 3) December 15, 2017. new standard is not expected to have a material impact on our financial condition or results of operations , except that the Company will no longer disclose the method(s) and significant assumptions used to estimate the fair value of financial instruments measured at amortized cost. In April 2015, 2015 03, 835 30): December 15, 2015. December 31, 2015 In May 2014, 2014 09, 606). December 15, 2017, December 15, 2018. August 2015, 2015 14 606), 2014 09 one 2014 04 2015 14

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2016 2015 Net income (loss) $ 209 $ (679 ) Basic potential common shares: Weighted average shares outstanding 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (65,461 ) (68,338 ) Basic weighted average shares outstanding 833,729 830,852 Dilutive potential common shares — — Dilutive weighted average shares outstanding 833,729 830,852 Basic earnings per share $ .25 $ (.82 ) Diluted earnings per share $ .25 $ (.82 )

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Marketable Securities [Table Text Block]	Amortized Gross Gross Estimated September 30, 2016 Securities available for sale: U.S. agency pass-through $ 1,116 $ 5 $ 2 $ 1,119 Securities held to maturity: U.S. agency pass-through $ 2,340 $ 71 $ — $ 2,411 Amortized Gross Gross Estimated September 30, 2015 Securities available for sale: U.S. agency pass-through $ 2,738 $ 27 $ — $ 2,765 Securities held to maturity: U.S. agency pass-through $ 2,870 $ 63 $ — $ 2,933
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized Securities available for sale: U.S. agency pass-through $ 234 $ 2 $ — $ — $ 234 $ 2 Totals $ 234 $ 2 $ — $ — $ 234 $ 2
Schedule of Carrying Values and Estimated Fair Values of Debt Instruments [Table Text Block]	Available for Sale Held to Maturity Amortized Estimated Amortized Estimated Due through one year $ — $ — $ — $ — Due after one year through three years — — — — Due after three years through five years — — — — Due after five years through ten years — — 542 554 Due after ten years 1,116 1,119 1,798 1,857 Total $ 1,116 $ 1,119 $ 2,340 $ 2,411
Summary of Sales of Investment Securities Available for Sale at Cost [Table Text Block]	2016 2015 Proceeds from sale of securities $ 1,208 $ 1,281 Gross gains on sales 6 9

Note 5 - Loans (Tables)

Note 5 - Loans (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Loan Portfolio [Table Text Block]	2016 2015 Commercial: Commercial and industrial $ 1,138 $ 2,182 Commercial real estate 20,845 19,595 Multifamily real estate 28,196 25,224 Construction 4,789 5,179 Residential real estate: One- to four-family residential 53,145 48,284 Home equity loans and lines of credit 8,582 9,668 Consumer 2,258 2,311 Subtotals 118,953 112,443 Allowance for loan losses (1,502 ) (1,478 ) Net deferred loan expenses (91 ) (51 ) Undisbursed loan proceeds (686 ) (1,054 ) Loans, net $ 116,674 $ 109,860
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Commercial Residential Consumer Totals Balance at September 30, 2014 $ 877 $ 504 $ 22 $ 1,403 Provision for loan losses 53 37 15 105 Loans charged off — (21 ) (16 ) (37 ) Recoveries of loans previously charged off — 2 5 7 Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Provision for loan losses 7 27 (10 ) 24 Loans charged off — — (5 ) (5 ) Recoveries of loans previously charged off — 1 4 5 Balance at September 30, 2016 $ 937 $ 550 $ 15 $ 1,502 Allowance for loan losses at September 30, 2016: Individually evaluated for impairment $ 342 $ 21 $ — $ 363 Collectively evaluated for impairment 595 529 15 1,139 Totals $ 937 $ 550 $ 15 $ 1,502 Allowance for loan losses at September 30, 2015: Individually evaluated for impairment $ 142 $ 34 $ — $ 176 Collectively evaluated for impairment 788 488 26 1,302 Totals $ 930 $ 522 $ 26 $ 1,478
Schedule of Loans Class, Individually and Collectively Evaluated for Impairment [Table Text Block]	Commercial Residential Consumer Totals Loans at September 30, 2016: Individually evaluated for impairment $ 1,801 $ 653 $ — $ 2,454 Collectively evaluated for impairment 53,167 61,074 2,258 116,499 Totals $ 54,968 $ 61,727 $ 2,258 $ 118,953 Loans at September 30, 2015: Individually evaluated for impairment $ 847 $ 845 $ — $ 1,692 Collectively evaluated for impairment 51,333 57,107 2,311 110,751 Totals $ 52,180 $ 57,952 $ 2,311 $ 112,443
Impaired Financing Receivables [Table Text Block]	Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial real estate $ 477 $ 477 $ N/A $ 504 $ 30 One-to four-family 485 485 N/A 489 — Totals 962 962 N/A 993 51 Loans with an allowance for loan losses: Commercial and industrial 285 285 247 287 9 Commercial real estate 964 964 91 980 60 Construction 75 75 4 76 4 One-to four-family 168 168 21 168 5 Totals 1,492 1,492 363 1,511 78 Grand totals $ 2,454 $ 2,454 $ 363 $ 2,504 $ 129 Recorded Principal Related Average Interest Loans with no related allowance for loan losses: Commercial and industrial $ 80 $ 80 N/A $ 81 $ — Commercial real estate 532 532 N/A 553 33 One-to four-family 473 473 N/A 470 30 Totals 1,085 1,085 N/A 1,104 63 Loans with an allowance for loan losses: Commercial and industrial 158 158 129 159 — Construction 77 77 13 77 4 One-to four-family 372 372 34 375 22 Totals 607 607 176 611 26 Grand totals $ 1,692 $ 1,692 $ 176 $ 1,715 $ 89
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Substandard Doubtful Totals September 30, 2016 Commercial and industrial $ 853 $ — $ 285 $ — $ 1,138 Commercial real estate 19,405 — 1,440 — 20,845 Multifamily real estate 27,977 219 — — 28,196 Construction 4,714 75 — — 4,789 Totals $ 52,949 $ 294 $ 1,725 $ — $ 54,968 September 30, 2015 Commercial and industrial $ 1,944 $ — $ 238 $ — $ 2,182 Commercial real estate 17,990 1,073 532 — 19,595 Multifamily real estate 25,002 222 — — 25,224 Construction 5,103 76 — — 5,179 Totals $ 50,039 $ 1,371 $ 770 $ — $ 52,180
Financing Receivable Performing and Non Performing [Table Text Block]	Performing Non-performing Totals September 30, 2016 One- to four-family $ 52,967 $ 178 $ 53,145 Home equity loans and lines of credit 9,566 16 8,582 Consumer 2,258 — 2,258 Totals $ 63,791 $ 194 $ 63,985 September 30, 2015 One- to four-family $ 48,284 $ — $ 48,284 Home equity loans and lines of credit 9,652 16 9,668 Consumer 2,303 8 2,311 Totals $ 60,239 $ 24 $ 60,2636
Past Due Financing Receivables [Table Text Block]	Loans Past Loans Past Total Past Commercial and industrial $ — $ 130 $ 130 One- to four-family 546 178 724 Home equity loans and lines of credit 45 16 61 Consumer 7 — 7 Totals $ 598 $ 324 $ 922 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 130 $ 1,008 $ 1,138 $ — $ 130 Commercial real estate — 20,845 20,845 — — Multifamily real estate — 28,196 28,196 — — Construction — 4,789 4,789 — — One- to four-family 724 52,421 53,145 — 178 Home equity loans and lines of credit 61 8,521 8,582 — 16 Consumer 7 2,251 2,258 — — Totals $ 922 $ 118,031 $ 118,953 $ — $ 324 Loans Past Loans Past Total Past Commercial and industrial $ — $ 80 $ 80 Commercial real estate — 62 62 Construction — — — One- to four-family 487 — 487 Home equity loans and lines of credit 46 16 62 Consumer 3 8 11 Totals $ 536 $ 166 $ 702 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 80 $ 2,102 $ 2,182 $ — $ 80 Commercial real estate 62 19,533 19,595 — 62 Multifamily real estate — 25,224 25,224 — — Construction — 5,179 5,179 — — One- to four-family 487 47,797 48,284 — — Home equity loans and lines of credit 62 9,606 9,668 — 16 Consumer 11 2,300 2,311 — 8 Totals $ 702 $ 111,741 $ 112,443 $ — $ 166

Note 6 - Premises and Equipme30

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Property, Plant and Equipment [Table Text Block]	2016 2015 Land $ 1,675 $ 1,675 Buildings 5,304 5,284 Furniture and equipment 1,625 1,441 Totals 8,604 8,400 Accumulated depreciation (3,428 ) (3,188 ) Premises and equipment, net $ 5,176 $ 5,212
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	2017 95 2018 98 2019 100 2020 104 2021 107 2022 27 Total $ 531

Note 7 - Time Deposits (Tables)

Note 7 - Time Deposits (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Maturities of Time Deposits [Table Text Block]	2017 $ 13,009 2018 8,140 2019 4,257 2020 5,813 2021 1,260 Thereafter 135 Total $ 32,614

Note 8 - Borrowed Funds (Tables

Note 8 - Borrowed Funds (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Debt [Table Text Block]	2016 2015 Rates Amount Rates Amount Federal Home Loan Bank (FHLB): Open line of credit — $ — 0.30% $ 1,550 Fixed rate fixed term 0.91 - 3.89% $ 12,223 0.91 - 3.89% $ 11,455 Total $ 12,223 $ 13,005
Schedule of Maturities of Long-term Debt [Table Text Block]	Fixed Rate Fixed Term Advances Weighted Amount 2017 2.00 % 2,383 2018 2.06 % 2,389 2019 3.12 % 4,396 2020 1.78 % 2,124 2021 1.65 % 256 Thereafter 2.37 % 675 Total $ 12,223

Note 11 - Income Taxes (Tables)

Note 11 - Income Taxes (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2016 2015 Current tax expense: Federal $ — $ — State — — Total current — — Deferred tax expense (benefit): Federal 40 (234 ) State 21 (57 ) Change in valuation allowance (61 ) 291 Total deferred — — Total provision for income taxes $ — $ —
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2016 2015 Amount % of Amount % of Tax provision (benefit) at statutory rate $ 71 34.0 $ (230 ) (34.0 ) Increases (decreases) in taxes resulting from: Bank-owned life insurance (26 ) (12.3 ) (27 ) (3.9 ) State taxes 14 6.8 (38 ) (5.5 ) Other 2 0.7 4 0.6 Change in valuation allowance (61 ) (29.3 ) 291 42.8 Total provision for income taxes $ — — $ — —
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2016 2015 Deferred tax assets: Allowance for loan losses $ 640 $ 630 Deferred gain on sale of building 6 29 Deferred compensation 107 107 Nonaccrued interest 2 — Net operating loss carryforward 2,066 2,075 Alternative minimum tax carryforward 64 64 Other 24 32 Total deferred tax assets 2,909 2,937 Deferred tax liabilities: Premises and equipment 30 32 Rate lock commitment 43 8 FHLB stock 55 55 Unrealized gain on securities available for sale 1 9 Total deferred tax liabilities 129 104 Deferred tax asset before valuation allowance 2,780 2,833 Valuation allowance (2,780 ) (2,833 ) Net deferred tax asset $ — $ —

Note 12 - Related-party Trans34

Note 12 - Related-party Transactions (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	2016 2015 Balance at beginning $ 34 $ 24 New loans 16 21 Repayments — (11 ) Balance at end $ 50 $ 34

Note 13 - Regulatory Matters (T

Note 13 - Regulatory Matters (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual For Capital To Be Amount Ratio Amount Ratio Amount Ratio September 30, 2016 Total capital (to risk-weighted assets) $ 12,587 12.8 % > $ 7,849 > 8.0 % > $ 9,811 > 10.0 % Tier I capital (to risk-weighted assets) 11,357 11.6 % > 5,887 > 6.0 % > 7,849 > 8.0 % Common equity tier 1 capital to risk-weighted assets 11,357 11.6 % > 4,415 > 4.5 % > 6,377 > 6.5 % Tier I capital (to average assets) 11,357 8.2 % > 5,568 > 4.0 % > 6,960 > 5.0 % September 30, 2015 Total capital (to risk-weighted assets) $ 12,277 13.5 % > $ 7,275 > 8.0 % > $ 9,094 > 10.0 % Tier I capital (to risk-weighted assets) 11,136 12.2 % > 5,456 > 6.0 % > 7,275 > 8.0 % Common equity tier 1 capital to risk-weighted assets 11,136 12.2 % > 4,092 > 4.5 % > 5,911 > 6.5 % Tier I capital (to average assets) 11,136 8.3 % > 5,357 > 4.0 % > 6,697 > 5.0 %
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies [Table Text Block]	Actual Net Worth Required Net Worth Amount Ratio Amount Ratio September 30, 2016 $ 12,587 9.0 % $ 8,430 6.0 % September 30, 2015 $ 12,277 9.2 % $ 8,012 6.0 %

Note 14 - Commitments, Contin36

Note 14 - Commitments, Contingencies, and Credit Risk (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Commitments Disclosure [Table Text Block]	Notional Amount 2016 2015 Commitments to extend credit $ 5,979 $ 593 Unused lines of credit and credit card lines 12,749 9,919 Undisbursed portion of loan proceeds 4,363 2,297 Standby letters of credit 106 25

Note 15 - Fair Value Measurem37

Note 15 - Fair Value Measurements (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2016 Assets - Securities available for sale $ 1,119 $ — $ 1,119 $ — 2015 Assets - Securities available for sale $ 2,765 $ — $ 2,765 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant 2016 Loans $ 1,129 $ — $ — $ 1,129 Totals $ 1,129 $ — $ — $ 1,129 2015 Loans $ 431 $ — $ — $ 431 Foreclosed assets 260 — — 260 Totals $ 691 $ — $ — $ 691
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2016 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,165 $ 3,165 $ — $ — Other interest-bearing deposits 5,327 — — 5,369 Securities available for sale 1,119 — 1,119 — Securities held to maturity 2,340 — 2,411 — Loans held for sale 1,721 — 1,721 — Loans 116,674 — — 117,129 Accrued interest receivable 421 421 — — Cash value of life insurance 3,392 — — 3,392 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 112,558 $ 79,944 $ — $ 32,933 Advance payments by borrowers for taxes and insurance 809 809 — — Federal funds purchased 1,330 1,330 — — Borrowed funds 12,223 — — 12,626 Accrued interest payable 59 59 — — September 30, 2015 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 2,533 $ 2,533 $ — $ — Other interest-bearing deposits 5,011 — — 5,037 Securities available for sale 2,765 — 2,765 — Securities held to maturity 2,870 — 2,933 — Loans held for sale 151 — 151 — Loans 109,860 — — 108,713 Accrued interest receivable 395 395 — — Cash value of life insurance 3,316 — — 3,316 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 105,720 $ 73,160 $ — $ 32,787 Advance payments by borrowers for taxes and insurance 793 793 — — Federal funds purchased 616 616 — — Borrowed funds 13,005 — — 13,475 Accrued interest payable 55 55 — —

Note 16 - Employee Stock Owne38

Note 16 - Employee Stock Ownership Plan (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	2016 2015 Allocated shares 5,755 2,877 Shares committed to be released and allocated to participants 2,158 2,158 Total unallocated shares 64,022 66,900 Total ESOP shares 71,935 71,935

Note 17 - Condensed Parent Co39

Note 17 - Condensed Parent Company Financial Information (Tables)	12 Months Ended
	Sep. 30, 2016
Notes Tables
Condensed Balance Sheet [Table Text Block]	2016 2015 Assets Cash and cash equivalents $ 307 $ 275 Loan to ESOP 674 693 Investment in subsidiary 11,360 11,162 Interest receivable 17 17 TOTAL ASSETS $ 12,358 $ 12,147 Liabilities and Stockholders’ Equity Other liabilities $ 3 $ 2 Stockholders’ equity 12,355 12,145 TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY $ 12,358 $ 12,147
Condensed Income Statement [Table Text Block]	2016 2015 Interest income $ 22 $ 23 Other expense 11 14 Income before equity in undistributed net income (loss) of subsidiary $ 11 $ 9 Equity in undistributed net income (loss) of subsidiary 198 (688 ) Net income (loss) $ 209 $ (679 )
Condensed Cash Flow Statement [Table Text Block]	2016 2015 Increase (decrease) in cash and cash equivalents: Cash flows from operating activities: Net income (loss) $ 209 $ (679 ) Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities: Equity in (income) loss of subsidiary (198 ) 688 Net change in interest receivable 1 (6 ) Net change in other liabilities 1 (6 ) Net cash provided by (used in) operating activities 13 (3 ) Cash flows from investing activities: Payments received on ESOP loan 19 26 Net cash provided by investing activities 19 26 Net increase in cash and cash equivalents 32 23 Cash and cash equivalents at beginning 275 252 Cash and cash equivalents at end $ 307 $ 275

Note 1 - Summary of Significa40

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Sep. 30, 2016shares
Number of Locations	4
Number of Reportable Segments	1
2015 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	125,866
2015 Equity Incentive Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
2015 Equity Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share Calculations (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Net income (loss)	$ 209	$ (679)
Basic potential common shares:
Weighted average shares outstanding (in shares)	899,190	899,190
Weighted average unallocated Employee Stock Ownership Plan shares (in shares)	(65,461)	(68,338)
Basic weighted average shares outstanding (in shares)	833,729	830,852
Dilutive potential common shares (in shares)	0	0
Dilutive weighted average shares outstanding (in shares)	833,729	830,852
Basic earnings per share (in dollars per share)	$ 0.25	$ (0.82)
Diluted earnings per share (in dollars per share)	$ 0.25	$ (0.82)

Note 3 - Cash and Cash Equiva42

Note 3 - Cash and Cash Equivalents (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Restricted Cash and Cash Equivalents	$ 599	$ 501

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual)	Sep. 30, 2016
Number of Debt Securities with Unrealized Losses	2

Note 4 - Securities - Amortized

Note 4 - Securities - Amortized Cost and Estimated Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Available for sale, amortized cost	$ 1,116
Securities available for sale	1,119	$ 2,765
Securities held to maturity, Amortized cost	2,340	2,870
Securities held to maturity, fair value	2,411	2,933
U.S. Agency Pass-through [Member]
Available for sale, amortized cost	1,116	2,738
Securities available for sale, Gross unrealized gains	5	27
Securities available for sale, Gross unrealized losses	2
Securities available for sale	1,119	2,765
Securities held to maturity, Amortized cost	2,340	2,870
Securities held to maturity, Gross unrealized gains	71	63
Securities held to maturity, Gross unrealized losses
Securities held to maturity, fair value	$ 2,411	$ 2,933

Note 4 - Securities - Fair Valu

Note 4 - Securities - Fair Value and Gross Unrealized Losses of Securities (Details) $ in Thousands	Sep. 30, 2016USD ($)
Less Than 12 Months Fair Value	$ 234
Less Than 12 Months Unrealized Losses	2
12 Months or More Fair Value
12 Months or More Unrealized Losses
Total Fair Value	234
Total Unrealized Losses	2
U.S. Agency Pass-through [Member]
Less Than 12 Months Fair Value	234
Less Than 12 Months Unrealized Losses	2
12 Months or More Fair Value
12 Months or More Unrealized Losses
Total Fair Value	234
Total Unrealized Losses	$ 2

Note 4 - Securities - Summary o

Note 4 - Securities - Summary of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Due through one year, available for sale, amortized cost
Due through one year, available for sale, estimated fair value
Due through one year, held to maturity, amortized cost
Due through one year, held to maturity, estimated fair value
Due after one year through three years, available for sale, amortized cost
Due after one year through three years, available for sale, estimated fair value
Due after one year through three years, held to maturity, amortized cost
Due after one year through three years, held to maturity, estimated fair value
Due after three years through five years, available for sale, amortized cost
Due after three years through five years, available for sale, estimated fair value
Due after three years through five years, held to maturity, amortized cost
Due after three years through five years, held to maturity, estimated fair value
Due after five years through ten years, available for sale, amortized cost
Due after five years through ten years, available for sale, estimated fair value
Due after five years through ten years, held to maturity, amortized cost	542
Due after five years through ten years, held to maturity, estimated fair value	554
Due after ten years, available for sale, amortized cost	1,116
Due after ten years, available for sale, estimated fair value	1,119
Due after ten years, held to maturity, amortized cost	1,798
Due after ten years, held to maturity, estimated fair value	1,857
Available for sale, amortized cost	1,116
Securities available for sale	1,119	$ 2,765
Securities held to maturity (fair value of $2,411 and $2,933 for 2016 and 2015 respectively)	2,340	2,870
Securities held to maturity, fair value	$ 2,411	$ 2,933

Note 4 - Securities - Summary47

Note 4 - Securities - Summary of Proceeds from Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Proceeds from sale of securities	$ 1,208	$ 1,281
Gross gains on sales	$ 6	$ 9

Note 5 - Loans (Details Textual

Note 5 - Loans (Details Textual) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	$ 92
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Financing Receivable, Modifications, Recorded Investment	$ 262
Financing Receivable, Modifications, Number of Contracts	2
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications, Recorded Investment	$ 159
Financing Receivable, Modifications, Number of Contracts	1

Note 5 - Loans - Total Loans by

Note 5 - Loans - Total Loans by Portfolio Segment and Class of Loan (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Loans receivable	$ 118,953	$ 112,443
Allowance for loan losses	(1,502)	(1,478)
Net deferred loan expenses	(91)	(51)
Undisbursed loan proceeds	(686)	(1,054)
Loans, net	116,674	109,860
Commercial Portfolio Segment [Member]
Loans receivable	54,968	52,180
Allowance for loan losses	(937)	(930)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	1,138	2,182
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	20,845	19,595
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member]
Loans receivable	28,196	25,224
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	4,789	5,179
Residential Portfolio Segment [Member]
Loans receivable	61,727	57,952
Allowance for loan losses	(550)	(522)
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Loans receivable	53,145	48,284
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	8,582	9,668
Consumer Portfolio Segment [Member]
Loans receivable	2,258	2,311
Allowance for loan losses	$ (15)	$ (26)

Note 5 - Loans - Analysis of Al

Note 5 - Loans - Analysis of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Beginning balance	$ 1,478	$ 1,403
Provision for loan losses	24	105
Loans charged off	(5)	(37)
Recoveries of loans previously charged off	5	7
Ending balance	1,502	1,478
Individually evaluated for impairment	363	176
Collectively evaluated for impairment	1,139	1,302
Loans, allowance for loan losses	1,502	1,478
Commercial Portfolio Segment [Member]
Beginning balance	930	877
Provision for loan losses	7	53
Loans charged off
Recoveries of loans previously charged off
Ending balance	937	930
Individually evaluated for impairment	342	142
Collectively evaluated for impairment	595	788
Loans, allowance for loan losses	937	930
Residential Portfolio Segment [Member]
Beginning balance	522	504
Provision for loan losses	27	37
Loans charged off		(21)
Recoveries of loans previously charged off	1	2
Ending balance	550	522
Individually evaluated for impairment	21	34
Collectively evaluated for impairment	529	488
Loans, allowance for loan losses	550	522
Consumer Portfolio Segment [Member]
Beginning balance	26	22
Provision for loan losses	(10)	15
Loans charged off	(5)	(16)
Recoveries of loans previously charged off	4	5
Ending balance	15	26
Individually evaluated for impairment
Collectively evaluated for impairment	15	26
Loans, allowance for loan losses	$ 15	$ 26

Note 5 - Loans - Analysis of Lo

Note 5 - Loans - Analysis of Loans Evaluated for Impairment (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Individually evaluated for impairment	$ 2,454	$ 1,692
Collectively evaluated for impairment	116,499	110,751
Total Loans	118,953	112,443
Commercial Portfolio Segment [Member]
Individually evaluated for impairment	1,801	847
Collectively evaluated for impairment	53,167	51,333
Total Loans	54,968	52,180
Residential Portfolio Segment [Member]
Individually evaluated for impairment	653	845
Collectively evaluated for impairment	61,074	57,107
Total Loans	61,727	57,952
Consumer Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	2,258	2,311
Total Loans	$ 2,258	$ 2,311

Note 5 - Loans - Impaired Loans

Note 5 - Loans - Impaired Loans (Details) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Loans with no related allowance for loan losses, Recorded Investment	$ 962,000	$ 1,085,000
Loans with no related allowance for loan losses, Principal Balance	962,000	1,085,000
Loans with no related allowance for loan losses, Average Investment	993,000	1,104,000
Loans with no related allowance for loan losses, Interest Recognized	51,000	63,000
Grand totals, Related Allowance	363,000	176,000
Loans with an allowance for loan losses, Recorded Investment	1,492,000	607,000
Loans with an allowance for loan losses, Principal Balance	1,492,000	607,000
Loans with an allowance for loan losses, Average Investment	1,511,000	611,000
Loans with an allowance for loan losses, Interest Recognized	78,000	26,000
Grand totals, Recorded Investment	2,454,000	1,692,000
Grand totals, Principal Balance	2,454,000	1,692,000
Grand totals, Average Investment	2,504,000	1,715,000
Grand totals, Interest Recognized	129,000	89,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans with no related allowance for loan losses, Recorded Investment	477,000	532,000
Loans with no related allowance for loan losses, Principal Balance	477,000	532,000
Loans with no related allowance for loan losses, Average Investment	504,000	553,000
Loans with no related allowance for loan losses, Interest Recognized	30,000	33,000
Grand totals, Related Allowance	91,000
Loans with an allowance for loan losses, Recorded Investment	964,000
Loans with an allowance for loan losses, Principal Balance	964,000
Loans with an allowance for loan losses, Average Investment	980,000
Loans with an allowance for loan losses, Interest Recognized	60,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans with no related allowance for loan losses, Recorded Investment	285,000	80,000
Loans with no related allowance for loan losses, Principal Balance	285,000	80,000
Loans with no related allowance for loan losses, Average Investment	287,000	81,000
Loans with no related allowance for loan losses, Interest Recognized	9,000
Grand totals, Related Allowance	247	129,000
Loans with an allowance for loan losses, Recorded Investment		158,000
Loans with an allowance for loan losses, Principal Balance		158,000
Loans with an allowance for loan losses, Average Investment		159,000
Loans with an allowance for loan losses, Interest Recognized
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Grand totals, Related Allowance	4,000	13,000
Loans with an allowance for loan losses, Recorded Investment	75,000	77,000
Loans with an allowance for loan losses, Principal Balance	75,000	77,000
Loans with an allowance for loan losses, Average Investment	76,000	77,000
Loans with an allowance for loan losses, Interest Recognized	4,000	4,000
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Loans with no related allowance for loan losses, Recorded Investment	485,000	473,000
Loans with no related allowance for loan losses, Principal Balance	485,000	473,000
Loans with no related allowance for loan losses, Average Investment	489,000	470,000
Loans with no related allowance for loan losses, Interest Recognized		30,000
Grand totals, Related Allowance	21,000	34,000
Loans with an allowance for loan losses, Recorded Investment	168,000	372,000
Loans with an allowance for loan losses, Principal Balance	168,000	372,000
Loans with an allowance for loan losses, Average Investment	168,000	375,000
Loans with an allowance for loan losses, Interest Recognized	$ 5,000	$ 22,000

Note 5 - Loans - Credit Quality

Note 5 - Loans - Credit Quality Indicators for Commercial Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Loans receivable	$ 118,953	$ 112,443
Commercial Portfolio Segment [Member]
Loans receivable	54,968	52,180
Commercial Portfolio Segment [Member] | Pass [Member]
Loans receivable	52,949	50,039
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	294	1,371
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans receivable	1,725	770
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	1,138	2,182
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Pass [Member]
Loans receivable	853	1,944
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Loans receivable
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Substandard [Member]
Loans receivable	285	238
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	20,845	19,595
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Pass [Member]
Loans receivable	19,405	17,990
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Special Mention [Member]
Loans receivable		1,073
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Substandard [Member]
Loans receivable	1,440	532
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member]
Loans receivable	28,196	25,224
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member] | Pass [Member]
Loans receivable	27,977	25,002
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member] | Special Mention [Member]
Loans receivable	219	222
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	4,789	5,179
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans receivable	4,714	5,103
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans receivable	$ 75	$ 76

Note 5 - Loans - Credit Quali54

Note 5 - Loans - Credit Quality Indicators for Residential Real Estate and Consumer Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Loans receivable	$ 118,953	$ 112,443
Residential Real Estate and Consumer Loans [Member]
Loans receivable	63,985	602,636
Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Loans receivable	53,145	48,284
Residential Real Estate Loans [Member] | Home Equity Loan [Member]
Loans receivable	9,566	9,668
Consumer Portfolio Segment [Member]
Loans receivable	2,258	2,311
Performing Financial Instruments [Member] | Residential Real Estate and Consumer Loans [Member]
Loans receivable	63,791	60,239
Performing Financial Instruments [Member] | Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Loans receivable	52,967	48,284
Performing Financial Instruments [Member] | Residential Real Estate Loans [Member] | Home Equity Loan [Member]
Loans receivable	16	9,652
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Loans receivable	2,258	2,303
Nonperforming Financial Instruments [Member] | Residential Real Estate and Consumer Loans [Member]
Loans receivable	194	24
Nonperforming Financial Instruments [Member] | Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Loans receivable	178
Nonperforming Financial Instruments [Member] | Residential Real Estate Loans [Member] | Home Equity Loan [Member]
Loans receivable	8,582	16
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Loans receivable		$ 8

Note 5 - Loans - Loan Aging Inf

Note 5 - Loans - Loan Aging Information (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Total Past Due Loans	$ 922	$ 702
Total Current Loans	118,031	111,741
Total Loans	118,953	112,443
Loans 90+ Days Past Due and Accruing Interest
Total Nonaccrual Loans	324	166
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	324	166
Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	598	536
Commercial Portfolio Segment [Member]
Total Loans	54,968	52,180
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total Past Due Loans	130	80
Total Current Loans	1,008	2,102
Total Loans	1,138	2,182
Loans 90+ Days Past Due and Accruing Interest
Total Nonaccrual Loans	130	80
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	130	80
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Total Past Due Loans		62
Total Current Loans	20,845	19,533
Total Loans	20,845	19,595
Total Nonaccrual Loans		62
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans		62
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member]
Total Current Loans	28,196	25,224
Total Loans	28,196	25,224
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Total Current Loans	4,789	5,179
Total Loans	4,789	5,179
Residential Portfolio Segment [Member]
Total Loans	61,727	57,952
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Total Past Due Loans	724	487
Total Current Loans	52,421	47,797
Total Loans	53,145	48,284
Loans 90+ Days Past Due and Accruing Interest
Total Nonaccrual Loans	178
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	178
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	546	487
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Total Past Due Loans	61	62
Total Current Loans	8,521	9,606
Total Loans	8,582	9,668
Loans 90+ Days Past Due and Accruing Interest
Total Nonaccrual Loans	16	16
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	16	16
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	45	46
Consumer Portfolio Segment [Member]
Total Past Due Loans	7	11
Total Current Loans	2,251	2,300
Total Loans	2,258	2,311
Total Nonaccrual Loans		8
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans		8
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	$ 7	$ 3

Note 6 - Premises and Equipme56

Note 6 - Premises and Equipment (Details Textual) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)
Depreciation	$ 240	$ 249
Operating Leases, Rent Expense, Net	$ 118	$ 113
Non-cancelable Operating Lease [Member]
Lessee Leasing Arrangements, Operating Leases, Term of Contract	5 years
Operating Leases Number of Extension Options	2
Lessee Leasing Arrangements, Operating Leases, Renewal Term	5 years

Note 6 - Premises and Equipme57

Note 6 - Premises and Equipment - Analysis of Premises and Equipment (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Premises and equipment, gross	$ 8,604	$ 8,400
Accumulated depreciation	(3,428)	(3,188)
Premises and equipment, net	5,176	5,212
Land [Member]
Premises and equipment, gross	1,675	1,675
Building [Member]
Premises and equipment, gross	5,304	5,284
Furniture and Fixtures [Member]
Premises and equipment, gross	$ 1,625	$ 1,441

Note 6 - Premises and Equipme58

Note 6 - Premises and Equipment - Future Minimum Rental Payments Under Non-cancelable Lease Terms (Details) $ in Thousands	Sep. 30, 2016USD ($)
2,017	$ 95
2,018	98
2,019	100
2,020	104
2,021	107
2,022	27
Total	$ 531

Note 7 - Time Deposits (Details

Note 7 - Time Deposits (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Time Deposits, at or Above FDIC Insurance Limit	$ 4,292	$ 3,167

Note 7 - Time Deposits - Maturi

Note 7 - Time Deposits - Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
2,017	$ 13,009
2,018	8,140
2,019	4,257
2,020	5,813
2,021	1,260
Thereafter	135
Total	$ 32,614	$ 32,560

Note 8 - Borrowed Funds (Detail

Note 8 - Borrowed Funds (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Federal Home Loan Bank Stock	$ 646	$ 646
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	5,128
Federal Reserve Bank's Borrower in Custody Program [Member]
Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value	6,877	8,220
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	5,904
One-to-four-family Residential [Member]
Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value	$ 36,530	$ 22,633

Note 8 - Borrowed Funds - Sched

Note 8 - Borrowed Funds - Schedule of Borrowed Funds (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Open line of credit		$ 1,550
FHLB, Interest Rate		0.30%
Fixed Rate Advances, Amount, Total	12,223	$ 11,455
Borrowed funds	$ 12,223	$ 13,005
Minimum [Member]
FHLB, Interest Rate	0.91%	0.91%
Maximum [Member]
FHLB, Interest Rate	3.89%	3.89%

Note 8 - Borrowed Funds - Sch63

Note 8 - Borrowed Funds - Schedule of Maturities of Fixed Rate Borrowed Funds (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Fixed Rate Advances, Weighted Average Rate, 2017	2.00%
Fixed Rate Advances, Amount, 2017	$ 2,383
Fixed Rate Advances, Weighted Average Rate, 2018	2.06%
Fixed Rate Advances, Amount, 2018	$ 2,389
Fixed Rate Advances, Weighted Average Rate, 2019	3.12%
Fixed Rate Advances, Amount, 2019	$ 4,396
Fixed Rate Advances, Weighted Average Rate, 2020	1.78%
Fixed Rate Advances, Amount, 2020	$ 2,124
Fixed Rate Advances, Weighted Average Rate, 2021	1.65%
Fixed Rate Advances, Amount, 2021	$ 256
Fixed Rate Advances, Weighted Average Rate, Thereafter	2.37%
Fixed Rate Advances, Amount, Thereafter	$ 675
Fixed Rate Advances, Amount, Total	$ 12,223	$ 11,455

Note 9 - Employee Benefit Plan

Note 9 - Employee Benefit Plan (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	15.00%
Defined Benefit Plan, Contributions by Employer	$ 43	$ 34

Note 10 - Deferred Compensati65

Note 10 - Deferred Compensation (Details Textual) $ in Thousands	Sep. 30, 2016USD ($)
Deferred Compensation Liability, Current and Noncurrent	$ 271

Note 11 - Income Taxes (Details

Note 11 - Income Taxes (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Deferred Tax Assets, Tax Credit Carryforwards, Alternative Minimum Tax	$ 64	$ 64
Deferred Tax Assets, Valuation Allowance	2,780	2,833
Deferred Tax Liabilities, Other Comprehensive Income	1	9
Continuing Operations [Member]
Deferred Tax Assets, Valuation Allowance	2,781	$ 2,842
Domestic Tax Authority [Member]
Operating Loss Carryforwards	5,188
State and Local Jurisdiction [Member]
Operating Loss Carryforwards	$ 5,682

Note 11 - Income Taxes - Compon

Note 11 - Income Taxes - Components of Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Current tax expense:
Federal	$ 0	$ 0
State	0	0
Total current	0	0
Deferred tax expense (benefit):
Federal	40	(234)
State	21	(57)
Change in valuation allowance	(61)	291
Total deferred	0	0
Total provision for income taxes

Note 11 - Income Taxes - Summar

Note 11 - Income Taxes - Summary of Differences Between Income Taxes at Federal Statutory Rate and Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Tax provision (benefit) at statutory rate	$ 71	$ (230)
Tax provision (benefit) at statutory rate	34.00%	34.00%
Tax provision (benefit) at statutory rate	(34.00%)	(34.00%)
Bank-owned life insurance	$ (26)	$ (27)
Bank-owned life insurance	(12.30%)	(3.90%)
State taxes	$ 14	$ (38)
State taxes	6.80%	(5.50%)
Other	$ 2	$ 4
Other	0.70%	0.60%
Change in valuation allowance	$ (61)	$ 291
Change in valuation allowance	(29.30%)	42.80%
Provision for income taxes
Total provision for income taxes	0.00%	0.00%

Note 11 - Income Taxes - Comp69

Note 11 - Income Taxes - Components of Net Deferred Taxes (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Deferred tax assets:
Allowance for loan losses	$ 640	$ 630
Deferred gain on sale of building	6	29
Deferred compensation	107	107
Nonaccrued interest	2
Net operating loss carryforward	2,066	2,075
Alternative minimum tax carryforward	64	64
Other	24	32
Total deferred tax assets	2,909	2,937
Deferred tax liabilities:
Premises and equipment	30	32
Rate lock commitment	43	8
FHLB stock	55	55
Unrealized gain on securities available for sale	1	9
Total deferred tax liabilities	129	104
Deferred tax asset before valuation allowance	2,780	2,833
Valuation allowance	(2,780)	(2,833)
Net deferred tax asset	$ 0	$ 0

Note 12 - Related-party Trans70

Note 12 - Related-party Transactions (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Officers, Directors, and Affiliates [Member]
Related Party Deposit Liabilities	$ 190	$ 209
Director [Member]
Loans and Leases Receivable, Related Parties, Available Lines of Credit		$ 1,000

Note 12 - Related-party Trans71

Note 12 - Related-party Transactions - Summary of Loans to Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Balance at beginning	$ 34	$ 24
New loans	16	21
Repayments	0	(11)
Balance at end	$ 50	$ 34

Note 13 - Regulatory Matters (D

Note 13 - Regulatory Matters (Details Textual)	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2014
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%
Risk Weighted Assets, High Volatility Loans	150.00%		100.00%
Risk Weighted Assets Credit Conversion Factor	20.00%		0.00%
Risk Weighed Assets, Mortgage Servicing and Deferred Tax Assets	250.00%		100.00%
Risk Weighted Assets, Equity Exposures	600.00%		0.00%
Additional Common Equity Tier One Capital Ratio, Full Implementation	2.50%
Additional Common Equity Tier One Capital Ratio, Initial Phase	0.625%
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%	6.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Note 13 - Regulatory Matters -

Note 13 - Regulatory Matters - Bank's Actual Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2014
Total capital (to risk-weighted assets), actual amount	$ 12,587	$ 12,277
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier I capital (to risk-weighted assets), actual amount	$ 11,357	$ 11,136
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%	6.00%
Common equity tier 1 capital to risk-weighted assets, actual amount	$ 11,357	$ 11,136
Common equity tier 1 capital to risk-weighted assets, actual ratio	11.60%	12.20%
Common equity tier 1 capital to risk-weighted assets, for capital adequacy purpose amount	$ 4,415	$ 4,092
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%
Common equity tier 1 capital to risk-weighted assets, to be well capitalized under prompt corrective action provisions amount	$ 6,377	$ 5,911
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier I capital (to average assets), actual amount	$ 11,357	$ 11,136
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%
Minimum [Member]
Total capital (to risk-weighted assets), actual ratio	12.80%	13.50%
Total capital (to risk-weighted assets), for capital adequacy purpose amount	$ 7,849	$ 7,275
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 9,811	$ 9,094
Tier I capital (to risk-weighted assets), actual ratio	11.60%	12.20%
Tier I capital (to risk-weighted assets), for capital adequacy purpose amount	$ 5,887	$ 5,456
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	6.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 7,849	$ 7,275
Tier I capital (to average assets), actual ratio	8.20%	8.30%
Tier I capital (to average assets), for capital adequacy purpose amount	$ 5,568	$ 5,357
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions amount	$ 6,960	$ 6,697

Note 13 - Regulatory Matters 74

Note 13 - Regulatory Matters - Bank's Actual and Required Net Worth Ratios (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Actual Net Worth, Amount	$ 12,587	$ 12,277
Actual Net Worth, Ratio	9.00%	9.20%
Required Net Worth, Amount	$ 8,430	$ 8,012
Required Net Worth, Ratio	6.00%	6.00%

Note 14 - Commitments, Contin75

Note 14 - Commitments, Contingencies, and Credit Risk - Commitments Outstanding (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Standby Letters of Credit [Member]
Commitments outstanding	$ 106	$ 25
Commitments to Extend Credit [Member]
Commitments outstanding	5,979	593
Unused lines of Credit [Member]
Commitments outstanding	12,749	9,919
Loan Origination Commitments [Member]
Commitments outstanding	$ 4,363	$ 2,297

Note 15 - Fair Value Measurem76

Note 15 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 1,492	$ 607
Assets, Fair Value Disclosure, Nonrecurring	1,129	691
Impaired Financing Receivable, Related Allowance	363	176
Repossessed Assets	0	260
Loans Receivable [Member]
Assets, Fair Value Disclosure, Nonrecurring	$ 1,129	$ 431

Note 15 - Fair Value Measurem77

Note 15 - Fair Value Measurements - Fair Value of Assets Measured at Fair Value on a Recurring Basis (Details) - Available-for-sale Securities [Member] - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Assets - Securities available for sale	$ 1,119	$ 2,765
Fair Value, Inputs, Level 2 [Member]
Assets - Securities available for sale	$ 1,119	$ 2,765

Note 15 - Fair Value Measurem78

Note 15 - Fair Value Measurements - Fair Value of Assets Measured at Fair Value on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Nonrecurring fair value measurements	$ 1,129	$ 691
Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements	1,129	691
Loans Receivable [Member]
Nonrecurring fair value measurements	1,129	431
Loans Receivable [Member] | Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements	1,129	$ 431
Foreclosed Assets [Member]
Nonrecurring fair value measurements	260
Foreclosed Assets [Member] | Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements	$ 260

Note 15 - Fair Value Measurem79

Note 15 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Cash and cash equivalents	$ 3,165	$ 2,533	$ 4,047
Other interest-bearing deposits	5,327	5,011
Securities available for sale	1,119	2,765
Securities held to maturity, Amortized cost	2,340	2,870
Loans held for sale	1,721	151
Loans	116,674	109,860
Accrued interest receivable	421	395
Cash value of life insurance	3,392	3,316
Federal Home Loan Bank stock	646	646
Deposits	112,558	105,720
Advance payments by borrowers for taxes and insurance	809	793
Federal funds purchased	1,330	616
Borrowed funds	12,223	13,005
Accrued interest payable	59	55
Financial assets:
Cash and cash equivalents	3,165	2,533	$ 4,047
Other interest-bearing deposits	5,327	5,011
Securities available for sale	1,119	2,765
Securities held to maturity, Amortized cost	2,340	2,870
Loans held for sale	1,721	151
Loans	116,674	109,860
Accrued interest receivable	421	395
Cash value of life insurance	3,392	3,316
Federal Home Loan Bank stock	646	646
Financial liabilities:
Deposits	112,558	105,720
Advance payments by borrowers for taxes and insurance	809	793
Federal funds purchased	1,330	616
Borrowed funds	12,223	13,005
Accrued interest payable	59	55
Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	3,165	2,533
Other interest-bearing deposits
Securities available for sale
Securities held to maturity, Amortized cost
Loans held for sale
Loans
Accrued interest receivable	421	395
Cash value of life insurance
Federal Home Loan Bank stock
Deposits	79,944	73,160
Advance payments by borrowers for taxes and insurance	809	793
Federal funds purchased	1,330	616
Borrowed funds
Accrued interest payable	59	55
Financial assets:
Cash and cash equivalents	3,165	2,533
Other interest-bearing deposits
Securities available for sale
Securities held to maturity, Amortized cost
Loans held for sale
Loans
Accrued interest receivable	421	395
Cash value of life insurance
Federal Home Loan Bank stock
Financial liabilities:
Deposits	79,944	73,160
Advance payments by borrowers for taxes and insurance	809	793
Federal funds purchased	1,330	616
Borrowed funds
Accrued interest payable	59	55
Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Other interest-bearing deposits
Securities available for sale	1,119	2,765
Securities held to maturity, Amortized cost	2,411	2,933
Loans held for sale	1,721	151
Loans
Accrued interest receivable
Cash value of life insurance
Federal Home Loan Bank stock
Deposits
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds
Accrued interest payable
Financial assets:
Cash and cash equivalents
Other interest-bearing deposits
Securities available for sale	1,119	2,765
Securities held to maturity, Amortized cost	2,411	2,933
Loans held for sale	1,721	151
Loans
Accrued interest receivable
Cash value of life insurance
Federal Home Loan Bank stock
Financial liabilities:
Deposits
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds
Accrued interest payable
Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Other interest-bearing deposits	5,369	5,037
Securities available for sale
Securities held to maturity, Amortized cost
Loans held for sale
Loans	117,129	108,713
Accrued interest receivable
Cash value of life insurance	3,392	3,316
Federal Home Loan Bank stock	646	646
Deposits	32,933	32,787
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds	12,626	13,475
Accrued interest payable
Financial assets:
Cash and cash equivalents
Other interest-bearing deposits	5,369	5,037
Securities available for sale
Securities held to maturity, Amortized cost
Loans held for sale
Loans	117,129	108,713
Accrued interest receivable
Cash value of life insurance	3,392	3,316
Federal Home Loan Bank stock	646	646
Financial liabilities:
Deposits	32,933	32,787
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds	12,626	13,475
Accrued interest payable

Note 16 - Employee Stock Owne80

Note 16 - Employee Stock Ownership Plan (Details Textual) - $ / shares	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Employee Stock Ownership Plan, ESOP, Number of Allocated Shares Released	2,877
Employee Stock Ownership Plan, ESOP, Shares Committed to Be Released Weighted Average Fair Value per Share	$ 9.03	$ 7.94
Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares	2,158	2,158
Shares Issued With Average Fair Value $9.03 [Member]
Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares	25,000	23,000
Employee Stock Ownership Plan ESOP Plan [Member]
Shares committed to be released and allocated to participants (in shares)		719

Note 16 - Employee Stock Owne81

Note 16 - Employee Stock Ownership Plan - Employee Stock Ownership Plan (Details) - shares	Sep. 30, 2016	Sep. 30, 2015
Allocated shares (in shares)	5,755	2,877
Shares committed to be released and allocated to participants (in shares)	2,158	2,158
Total unallocated shares (in shares)	64,022	66,900
Total ESOP shares (in shares)	71,935	71,935

Note 17 - Condensed Parent Co82

Note 17 - Condensed Parent Company Financial Information - Balance Sheets (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Assets
Cash and due from banks	$ 2,788	$ 2,222
Interest receivable	421	395
TOTAL ASSETS	140,502	133,526
Liabilities and Stockholders’ Equity
Other liabilities	1,227	1,247
Stockholders’ equity	12,355	12,145	$ 12,766
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	140,502	133,526
Parent Company [Member]
Assets
Cash and due from banks	307	275
Loan to ESOP	674	693
Investment in subsidiary	11,360	11,162
Interest receivable	17	17
TOTAL ASSETS	12,358	12,147
Liabilities and Stockholders’ Equity
Other liabilities	3	2
Stockholders’ equity	12,355	12,145
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 12,358	$ 12,147

Note 17 - Condensed Parent Co83

Note 17 - Condensed Parent Company Financial Information - Statement of Operations (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Net income (loss)	$ 209	$ (679)
Parent Company [Member]
Interest income	22	23
Other expense	11	14
Income before equity in undistributed net income (loss) of subsidiary	11	9
Equity in undistributed net income (loss) of subsidiary	198	(688)
Net income (loss)	$ 209	$ (679)

Note 17 - Condensed Parent Co84

Note 17 - Condensed Parent Company Financial Information - Statement of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities:
Net income (loss)	$ 209	$ (679)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Net change in other liabilities	41	124
Net cash provided by (used in) operating activities	(1,176)	80
Cash flows from investing activities:
Net cash provided by investing activities	(4,978)	(16,248)
Net increase in cash and cash equivalents	632	(1,514)
Cash and cash equivalents at beginning	2,533	4,047
Cash and cash equivalents at end	3,165	2,533
Parent Company [Member]
Cash flows from operating activities:
Net income (loss)	209	(679)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Equity in (income) loss of subsidiary	(198)	688
Net change in interest receivable	1	(6)
Net change in other liabilities	1	(6)
Net cash provided by (used in) operating activities	13	(3)
Cash flows from investing activities:
Payments received on ESOP loan	19	26
Net cash provided by investing activities	19	26
Net increase in cash and cash equivalents	32	23
Cash and cash equivalents at beginning	275	252
Cash and cash equivalents at end	$ 307	$ 275