Home Bancorp Wisconsin (HWIS) 10-Q 15 May 17 2017 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Mar. 31, 2017	May 14, 2017
Document Information [Line Items]
Entity Registrant Name	Home Bancorp Wisconsin, Inc.
Entity Central Index Key	1,578,505
Trading Symbol	hwis
Current Fiscal Year End Date	--09-30
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		899,190
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Amendment Flag	false

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Assets
Cash and due from banks	$ 4,179	$ 2,788
Interest-bearing deposits	421	377
Cash and cash equivalents	4,600	3,165
Other interest-bearing deposits	5,517	5,327
Securities available for sale	996	1,119
Securities held to maturity (fair value of $2,101 and $2,411 for March 31, 2017 and September 30, 2016, respectively)	2,081	2,340
Loans held for sale	108	1,721
Loans, net of allowance for loan losses of $1,501 and $1,502 for March 31, 2017 and September 30, 2016, respectively	123,193	116,164
Premises and equipment, net	5,094	5,176
Cash value of life insurance	3,431	3,392
Federal Home Loan Bank stock	407	646
Other assets	829	942
TOTAL ASSETS	146,256	139,992
Liabilities:
Demand deposits	37,101	34,590
Money market and savings deposits	47,892	45,354
Time deposits	36,267	32,614
Total deposits	121,260	112,558
Advance payments by borrowers for taxes and insurance	336	809
Federal funds purchased		1,330
Borrowed funds	12,032	12,223
Other liabilities	858	1,227
Total liabilities	134,486	128,147
Stockholders’ Equity:
Common stock $0.01 par value, 30,000,000 shares authorized; 899,190 shares issued and outstanding at March 31, 2017 and September 30, 2016	9	9
Additional paid-in capital	7,405	7,403
Retained earnings	4,983	5,070
Unearned Employee Stock Ownership Plan (ESOP) shares	(626)	(640)
Accumulated other comprehensive income	(1)	3
Total stockholders’ equity	11,770	11,845
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 146,256	$ 139,992

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Securities held to maturity, fair value	$ 2,101	$ 2,411
Loans, allowance for loan losses	$ 1,501	$ 1,502
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	30,000,000	30,000,000
Common stock, shares issued (in shares)	899,190	899,190
Common stock, shares outstanding (in shares)	899,190	899,190

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2017	Mar. 31, 2016
Interest and dividend income:
Loans, including fees	$ 1,252	$ 1,196	$ 2,501	$ 2,347
Interest-bearing deposits	18	25	36	50
Securities	19	24	37	52
Total interest and dividend income	1,289	1,245	2,574	2,449
Interest expense:
Deposits	99	87	196	172
Borrowed funds	78	75	154	149
Total interest expense	177	162	350	321
Net interest income	1,112	1,083	2,224	2,128
Provision for loan losses		5		10
Net interest income after provision for loan losses	1,112	1,078	2,224	2,118
Noninterest income:
Service fees	68	65	138	139
Mortgage banking income (loss)	(12)	48	(7)	84
Net gain on sale of securities		4		4
Increase in cash value of life insurance	19	18	39	37
Net gain on sale of premises and equipment		16	15	31
Rental income	24	24	48	48
Other	7	43	20	55
Total noninterest income	106	218	253	398
Noninterest expense:
Compensation and employee benefits	659	617	1,275	1,194
Occupancy and equipment	201	200	375	375
Data processing and office expense	249	234	500	458
Foreclosed assets, net				23
Advertising and promotions	38	32	82	58
Professional fees	65	75	151	152
Examinations and assessments	28	27	52	66
Other	58	65	129	111
Total noninterest expense	1,298	1,250	2,564	2,437
Income (loss) before income taxes	(80)	46	(87)	79
Provision for income taxes
Net income (loss)	$ (80)	$ 46	$ (87)	$ 79
Earnings per share:
Basic (in dollars per share)	$ (0.10)	$ 0.06	$ (0.10)	$ 0.09
Dilutive (in dollars per share)	$ (0.10)	$ 0.06	$ (0.10)	$ 0.09

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2017	Mar. 31, 2016
Net income (loss)	$ (80)	$ 46	$ (87)	$ 79
Other comprehensive income (loss), net of tax:
Unrealized gain (loss) on securities during the year	(4)	14	(4)	(17)
Reclassification adjustment for gains realized in net income		(4)		(4)
Income tax effect	0	0
Net unrealized gain (loss) on securities	(4)	10	(4)	(21)
Other comprehensive income (loss), net of tax	(4)	10	(4)	(21)
Comprehensive income (loss)	$ (84)	$ 56	$ (91)	$ 58

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Sep. 30, 2015	$ 9	$ 7,407	$ 4,937	$ (669)	$ 27	$ 11,711
Net income (loss)			79			79
Allocation of 1,439 Shares from ESOP		(2)		14		12
Other comprehensive income					(21)	(21)
Balance at Mar. 31, 2016	9	7,405	5,016	(655)	6	11,781
Balance at Sep. 30, 2016	9	7,403	5,070	(640)	3	11,845
Net income (loss)			(87)			(87)
Allocation of 1,439 Shares from ESOP		2		14		16
Other comprehensive income					(4)	(4)
Balance at Mar. 31, 2017	$ 9	$ 7,405	$ 4,983	$ (626)	$ (1)	$ 11,770

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - shares	6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Unearned ESOP Shares [Member]
Shares committed to be released and allocated to participants (in shares)	1,439	1,439

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash flows from operating activities:
Net income (loss)	$ (87)	$ 79
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Depreciation	123	117
Net amortization of premiums and discounts	6	10
Employee Stock Ownership Plan (ESOP), Compensation Expense	16	12
Provision for loan losses		10
Net (gain) loss on sale of securities		(4)
Gain on sale of premises and equipment	(15)	(31)
Net loss on foreclosed assets		23
Increase in cash surrender value	(39)	(37)
Changes in operating assets and liabilities:
Loans held for sale	1,613	(517)
Other assets	112	57
Other liabilities	(353)	(115)
Total adjustments	1,463	(475)
Net cash provided by (used in) operating activities	1,376	(396)
Cash flows from investing activities:
Net (increase) decrease in other interest-bearing deposits	(190)	1,807
Proceeds from sales of securities available for sale		473
Proceeds from maturities, prepayments, and calls of securities available for sale	115	228
Proceeds from maturities, prepayments, and calls of securities held to maturity	257	254
Proceeds from sales of Federal Home Loan Bank stock	239
Net increase in loans	(7,029)	(2,857)
Proceeds from sale of foreclosed assets		237
Capital expenditures	(41)	(134)
Net cash provided by (used in) investing activities	(6,649)	8
Cash flows from financing activities:
Net increase in deposits	8,702	4,417
Net decrease in advance payments by borrowers for taxes and insurance	(473)	(482)
Net decrease in federal funds purchased	(1,330)	(616)
Proceeds from borrowings		2,000
Repayments of borrowed funds	(191)	(3,641)
Net cash provided by financing activities	6,708	1,678
Net increase in cash and cash equivalents	1,435	1,290
Cash and cash equivalents at beginning	3,165	2,533
Cash and cash equivalents at end	4,600	3,823
Supplemental cash flow information:
Cash paid for interest	$ 341	$ 316

Note 1 - Basis of Financial Sta

Note 1 - Basis of Financial Statement Presentation	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Business Description and Basis of Presentation [Text Block]	Note 1 Basis of Financial Statement Presentation The unaudited financial statements include the accounts of Home Bancorp Wisconsin, Inc. and its wholly-owned subsidiary, Home Savings Bank, the “Bank,” and collectively, (the “Company”). The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial reporting and with instructions for Form 10 The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet date and revenues and expenses for the period. Actual results could differ from these estimates. In the opinion of management, the preceding unaudited condensed financial statements contain all adjustments necessary for a fair presentation of the financial condition of the Company as of March 31, 2017 September 30, 2016, three six March 31, 2017 2016, six March 31, 2017 2016. September 30, 2016 10 December 23, 2016 Out-of-Period Adjustments The financial statements presented for the three six March 31, 2016 September 30, 2011, 2012, 2013, 2014, 2015, 2016 December 31, 2016. $528,000 December 31, 2016. $528,000, $528,000, $13,000, $114,000, $401,000. The effects on our unaudited condensed consolidated financial statements are as follows: Unaudited Condensed Consolidated Balance Sheet September 30, 2016 As Reported Adjustment Revised Loans, net of allowance for loan losses $ 116,674 $ (510 ) $ 116,164 Total assets 140,502 (510 ) 139,992 Retained earnings 5,580 (510 ) 5,070 Total stockholders’ equity 12,355 (510 ) 11,845 Total liabilities and stockholders’ equity 140,502 (510 ) 139,992 Unaudited Condensed Consolidated Statement of Operations Three Months Ended March 31, 2016 As Reported Adjustment Revised Service fees $ 65 $ --- $ 65 Total noninterest income 218 --- 218 Compensation and employee benefits 614 3 617 Professional fees 61 14 75 Total noninterest expense 1,233 17 1,250 Income before income taxes 63 (17 ) 46 Net income 63 (17 ) 46 Earnings per share basic .08 (.02 ) .06 Earnings per share dilutive .08 (.02 ) .06 Unaudited Condensed Consolidated Statement of Operations Six Months Ended March 31, 2016 As Reported Adjustment Revised Service fees $ 138 $ 1 $ 139 Total noninterest income 397 1 398 Compensation and employee benefits 1,188 6 1,194 Professional fees 121 31 152 Total noninterest expense 2,400 37 2,437 Income before taxes 115 (36 ) 79 Net income 115 (36 ) 79 Earnings per share basic .14 (.05 ) .09 Earnings per share dilutive .14 (.05 ) .09 The results of operations for the three six March 31, 2017 may 10

Note 2 - New Accounting Pronoun

Note 2 - New Accounting Pronouncements	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note 2 New Accounting Pronouncements In March 2017, 2017 08, 310 20). 2017 08 2017 08, 2017 08 December 15, 2018. In June 2016, 2016 13 326).” 2016 13 December 15, 2019. December 15, 2018. 2016 13 In March 2016, 2016 09 Compensation - Stock Compensation (Topic 718) 2016 09 December 15, 2017, 2016 09 In February 2016, 2016 02 Leases (Topic 842).” 2016 02 12 December 15, 2018, 2016 02 In January 2016, 2016 01, 1) 2) 3) December 15, 2017. In May 2014, 2014 09, 606). December 15, 2017, December 15, 2018. August 2015, 2015 14 606), 2014 09 one 2014 04 2015 14

Note 3 - Earnings Per Share

Note 3 - Earnings Per Share	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 3 Earnings Per Share Basic earnings per common share is computed by dividing net income by the weighted-average number of common shares outstanding during the period, including allocated and committed-to-be-released ESOP shares, during the applicable period. Diluted earnings per share is computed using the weighted-average number of shares determined for the basic earnings per common share computation plus the dilutive effect of stock compensation using the treasury stock method. The following table presents a reconciliation of the number of shares used in the calculation of basic and diluted earnings per common share for the three six March 31, 2017 2016: Three Months March 31, Three Months March 31, Six Months March 31, Six Months March 31, Net income (loss) $ (80 ) $ 46 $ (87 ) $ 79 Basic potential common shares: Weighted average shares outstanding 899,190 899,190 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (62,943 ) (65,821 ) (63,303 ) (66,180 ) Basic weighted average shares outstanding 836,247 833,369 835,887 833,010 Dilutive potential common shares — — — — Dilutive weighted average shares outstanding 836,247 833,369 835,887 833,010 Basic earnings per share $ (.10 ) $ .06 $ (.10 ) $ .09 Diluted earnings per share $ (.10 ) $ .06 $ (.10 ) $ .09

Note 4 - Securities

Note 4 - Securities	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 Securities The amortized cost and estimated fair value of securities with gross unrealized gains and losses are as follows: Amortized Gross Gross Estimated March 31, 2017 Securities available for sale: U.S. agency pass-through $ 997 $ 2 $ (3 ) $ 996 Securities held to maturity: U.S. agency pass-through $ 2,081 $ 20 $ — $ 2,101 September 30, 2016 Securities available for sale: U.S. agency pass-through $ 1,116 $ 5 $ 2 $ 1,119 Securities held to maturity: U.S. agency pass-through $ 2,340 $ 71 $ — $ 2,411 Fair values of securities are estimated based on financial models or prices paid for similar securities. It is possible interest rates could change considerably, resulting in a material change in the estimated fair value. The following table shows the fair value and gross unrealized losses of securities with unrealized losses at March 31, 2017 September 30, 2016, Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized March 31, 2017: Securities available for sale: U.S. agency pass-through $ 273 $ — $ 208 $ 3 $ 481 $ 3 Totals $ 273 $ — $ 208 $ 3 $ 481 $ 3 September 30, 2016: Securities available for sale: U.S. agency pass-through $ 234 $ 2 $ — $ — $ 234 $ 2 Totals $ 234 $ 2 $ — $ — $ 234 $ 2 At March 31, 2017, three 1% At September 30, 2016, two 1%

Note 5 - Loans

Note 5 - Loans	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff, generally are generally reported at their outstanding unpaid principal balances adjusted for charge-offs and the allowance for loan losses. Interest on loans is accrued and credited to income based on the unpaid principal balance. Loan-origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. The accrual of interest on loans is discontinued when, in the opinion of management, there is an indication the borrower may Allowance for Loan Losses The allowance for loan losses is maintained at the level considered adequate by management to provide for losses that are probable. The allowance for loan losses is established through a provision for loan losses charged to expense as losses are estimated to have occurred. Loan losses are charged against the allowance when management believes that the collectability of the principal is unlikely. Subsequent recoveries, if any, are credited to the allowance. Management regularly evaluates the allowance for loan losses using the Company’s past loan loss experience, known and inherent risks in the portfolio, composition of the portfolio, adverse situations that may may A loan is impaired when, based on current information, it is probable that the Bank will not collect all amounts due in accordance with the contractual terms of the loan agreement. Management determines whether a loan is impaired on a case-by-case basis, taking into consideration the payment status, collateral value, length and reason of any payment delays, the borrower’s prior payment record, and any other relevant factors. Large groups of smaller-balance homogeneous loans, such as residential mortgage and consumer loans, are collectively evaluated in the allowance for loan losses analysis and are not subject to impairment analysis unless such loans have been subject to a restructuring agreement. Specific allowances for impaired loans are based on discounted cash flows of expected future payments using the loan’s initial effective interest rate or the fair value of the collateral if the loan is collateral dependent. In addition, various regulatory agencies periodically review the allowance for loan losses. These agencies may The following table presents total loans by portfolio segment and class of loan as of March 31, 2017 September 30, 2016: March 31, September 30, Commercial: Commercial business $ 1,482 $ 1,138 Commercial real estate 20,908 20,845 Multifamily real estate 33,159 28,196 Construction 1,605 4,789 Residential real estate: One- to four-family residential 57,753 53,145 Second mortgage 8,366 8,582 Consumer 1,718 1,748 Subtotals 124,991 118,443 Allowance for loan losses (1,501 ) (1,502 ) Net deferred loan expenses (108 ) (91 ) Undisbursed loan proceeds (189 ) (686 ) Loans, net $ 123,193 $ 116,164 Analysis of the allowance for loan losses for the three six March 31, 2017 2016 Three Months Ended Commercial Residential Consumer Totals Balance at December 31, 2015 $ 858 $ 597 $ 27 $ 1,482 Provision for loan losses 4 2 (1 ) 5 Loans charged off — — (1 ) (1 ) Recoveries of loans previously charged off — — 1 1 Balance at March 31, 2016 $ 862 $ 599 $ 26 $ 1,487 Balance at December 31, 2016 $ 920 $ 566 $ 15 $ 1,501 Provision for loan losses (18 ) 19 (1 ) — Loans charged off — — (1 ) (1 ) Recoveries of loans previously charged off — — 1 1 Balance at March 31, 2017 $ 902 $ 585 $ 14 $ 1,501 Six Months Ended Commercial Residential Consumer Totals Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Provision for loan losses (68 ) 77 1 10 Loans charged off — — (4 ) (4 ) Recoveries of loans previously charged off — — 3 3 Balance at March 31, 2016 $ 862 $ 599 $ 26 $ 1,487 Balance at September 30, 2016 $ 937 $ 550 $ 15 $ 1,502 Provision for loan losses (35 ) 35 — — Loans charged off — — (5 ) (5 ) Recoveries of loans previously charged off — — 4 4 Balance at March 31, 2017 $ 902 $ 585 $ 14 $ 1,501 Commercial Residential Consumer Totals Allowance for loan losses at March 31, 2017: Individually evaluated for impairment $ 264 $ 23 $ — $ 287 Collectively evaluated for impairment 638 562 14 1,214 Totals $ 902 $ 585 $ 14 $ 1,501 Allowance for loan losses at September 30, 2016: Individually evaluated for impairment $ 342 $ 21 $ — $ 363 Collectively evaluated for impairment 595 529 15 1,139 Totals $ 937 $ 550 $ 15 $ 1,502 Analysis of loans evaluated for impairment as of March 31, 2017 September 30, 2016, Commercial Residential Consumer Totals Loans at March 31, 2017: Individually evaluated for impairment $ 1,292 $ 783 $ — $ 2,075 Collectively evaluated for impairment 55,862 65,336 1,718 122,916 Totals $ 57,154 $ 66,119 $ 1,718 $ 124,991 Loans at September 30, 2016: Individually evaluated for impairment $ 1,801 $ 653 $ — $ 2,454 Collectively evaluated for impairment 53,167 61,074 1,748 115,989 Totals $ 54,968 $ 61,727 $ 1,748 $ 118,443 Information regarding impaired loans as of March 31, 2017, Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 100 $ 100 N/A $ 107 $ 7 One-to four-family 615 615 N/A 608 23 Totals 715 715 N/A 715 30 Impaired loans with an allowance for loan losses: Commercial business 202 202 172 204 3 Commercial real estate 946 946 88 955 29 Construction 44 44 4 59 1 One-to four-family 168 168 23 168 2 Totals 1,360 1,360 287 1,386 35 Grand totals $ 2,075 $ 2,075 $ 287 $ 2,101 $ 65 Information regarding impaired loans as of September 30, 2016, Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 477 $ 4777 N/A $ 504 $ 30 One-to four-family 485 4855 N/A 489 21 Totals 962 962 N/A 993 51 Impaired loans with an allowance for loan losses: Commercial and industrial 285 285 247 287 9 Commercial real estate 964 964 91 980 60 Construction 75 75 4 76 4 One-to four-family 168 168 21 168 5 Totals 1,492 1,492 363 611 78 Grand totals $ 2,454 $ 2,454 $ 363 $ 1,715 $ 129 No The Company regularly evaluates various attributes of loans to determine the appropriateness of the allowance for loan losses. The credit quality indicators monitored differ depending on the class of loan. Commercial loans are generally evaluated using the following internally prepared ratings: “Pass” ratings are assigned to loans with adequate collateral and debt service ability such that collectability of the contractual loan payments is highly probable. “Special mention/watch” ratings are assigned to loans where management has some concern that the collateral or debt service ability may “Substandard” ratings are assigned to loans that do not have adequate collateral and/or debt service ability such that collectability of the contractual loan payments is no longer probable. “Doubtful” ratings are assigned to loans that do not have adequate collateral and/or debt service ability, and collectability of the contractual loan payments is unlikely. Residential real estate and consumer loans are generally evaluated based on whether or not the loan is performing according to the contractual terms of the loan. Information regarding the credit quality indicators most closely monitored for commercial loans by class as of March 31, 2017 September 30, 2016, Pass Special Substandard Doubtful Totals March 31, 2017 Commercial business $ 1,272 $ 8 $ 202 $ — $ 1,482 Commercial real estate 19,862 — --- 1,046 — 20,908 Multifamily real estate 32,942 217 — — 33,159 Construction 1,561 44 — — 1,605 Totals $ 55,637 $ 269 $ 1,248 $ — $ 57,154 September 30, 2016 Commercial business $ 853 $ — $ 285 $ — $ 1,138 Commercial real estate 19,405 — --- 1,440 — 20.845 Multifamily real estate 27,877 219 — — 28,196 Construction 4,714 75 — — 4.789 Totals $ 52,949 $ 294 $ 1,725 $ — $ 54,968 Information regarding the credit quality indicators most closely monitored for residential real estate and consumer loans by class as of March 31, 2017 September 30, 2016, Performing Non- performing Totals March 31, 2017 One- to four-family $ 57,753 $ --- $ 57,753 Second mortgage 8,350 16 8,366 Consumer 1,699 19 1,718 Totals $ 67,802 $ 35 $ 67,837 September 30, 2016 One- to four-family $ 52,967 $ 178 $ 53,145 Second mortgage 9,566 16 8,582 Consumer 1,748 --- 1,748 Totals $ 63,281 $ 194 $ 63,475 Loan aging information as of March 31, 2017, Loans Past Loans Past Total Past Commercial business $ — $ 56 $ 56 Commercial real estate 61 — 61 Construction — — — One- to four-family 145 75 220 Second mortgage — 16 16 Consumer 7 20 27 Totals $ 213 $ 167 $ 380 Total Past Total Current Total Loans Loans 90+ Total Commercial business $ 56 $ 1,426 $ 1,482 $ — $ 56 Commercial real estate 61 20,847 20,908 — — Multifamily real estate — 33,159 33,159 — — Construction — 1,605 1,605 — — One- to four-family 220 57,533 57,753 75 — Second mortgage 16 8,350 8,366 — 16 Consumer 27 1,691 1,718 — 20 Totals $ 380 $ 124,611 $ 124,991 $ 75 $ 92 Loan aging information as of September 30, 2016, Loans Past Loans Past Total Past Commercial and industrial $ — $ 130 $ 130 One- to four-family 546 178 724 Home equity loans and lines of credit 45 16 61 Consumer 7 ---- 7 Totals $ 598 $ 324 $ 922 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 130 $ 1,008 $ 1,138 $ — $ 130 Commercial real estate — 20.845 20,845 — — Multifamily real estate — 28,196 28,196 — — Construction — 4,789 4,789 — — One- to four-family 724 52,421 53,145 — 178 Second mortgage 61 8,521 8,582 — 16 Consumer 7 1,741 1,748 — — Totals $ 922 $ 117,521 $ 118,443 $ — $ 324 When, for economic or legal reasons related to the borrower’s financial difficulties, the Company grants a concession to the borrower that the Company would not otherwise consider, the modified loan is classified as a troubled debt restructuring. Loan modifications may six March 31, 2017, two $265 two one four $247 No 12 six March 31, 2017 no 30 12 six March 31, 2017.

Note 6 - Regulatory Capital Rat

Note 6 - Regulatory Capital Ratios	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 6 Regulatory Capital Ratios The Bank is subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Federal and state banking agencies have adopted regulations that substantially amend the capital regulations currently applicable to us. The regulations implement the Basel III regulatory capital reforms and changes required by the Dodd-Frank Act. Effective January 1, 2015 two four 1 1 2016, $1 Under the new capital regulations, the minimum capital ratios are: (1) 1 4.5% (2) 1 6.0% (3) 8.0% (4) 1 4.0%. 1 The new requirements also include changes in the risk-weights of assets to better reflect credit risk and other risk exposures. These include a 150% 100%) 90 20% 0%) one 250% 100%) (0% 600%) In addition to the minimum common equity tier 1, 1 1 2.5% buffer requirement will be phased in beginning in January 2016 0.635% January 2019. The FDIC’s prompt corrective action standards also changed effective January 1, 2015. 1 6.5% 1 8.0% 6.0%), 10.0% 5.0% At March 31, 2017 September 30, 2016, March 31, 2017 The Bank’s actual capital amounts and ratios as of March 31, 2017 September 30, 2016 September 30, 2016 1 Actual For Capital To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio March 31, 2017 Total capital (to risk-weighted assets) $ 11,982 12.2 % > $ 7,872 > 8.0 % > $ 9,840 > 10.0 % Tier I capital (to risk-weighted assets) 10,747 10.9 % > 5,904 > 6.0 % > 7,872 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,747 10.9 % > 4,428 > 4.5 % > 6,396 > 6.5 % Tier I capital (to average assets) 10,747 7.5 % > 5,758 > 4.0 % > 7,197 > 5.0 % September 30, 2016 (as revised) Total capital (to risk-weighted assets) $ 12,070 12.4 % > $ 7,808 > 8.0 % > $ 9,760 > 10.0 % Tier I capital (to risk-weighted assets) 10,847 11.1 % > 5,856 > 6.0 % > 7,808 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,847 11.1 % > 4,392 > 4.5 % > 6,344 > 6.5 % Tier I capital (to average assets) 10,847 7.8 % > 5,548 > 4.0 % > 6,935 > 5.0 % September 30, 2016 (as presented) Total capital (to risk-weighted assets) $ 12,587 12.8 % > $ 7,849 > 8.0 % > $ 9,811 > 10.0 % Tier I capital (to risk-weighted assets) 11,357 11.6 % > 5,887 > 6.0 % > 7,849 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 11,357 11.6 % > 4,415 > 4.5 % > 6,377 > 6.5 % Tier I capital (to average assets) 11,357 8.2 % > 5,568 > 4.0 % > 6,960 > 5.0 % As a state-chartered savings bank, the Bank is required to maintain a minimum net worth ratio. The Bank’s actual and required net worth ratios are as follows: Actual Net Worth Required Net Worth Amount Ratio Amount Ratio March 31, 2017 $ 11,982 8.3 % $ 8,637 6.0 % September 30, 2016 (as revised) 12,070 8.6 % 8,400 6.0 % September 30, 2016 (as presented) 12,587 9.0 % 8,430 6.0 %

Note 7 - Fair Value Measurement

Note 7 - Fair Value Measurements	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Fair Value, Measurement Inputs, Disclosure [Text Block]	Note 7 Fair Value Measurements Accounting standards describe three may Following is a brief description of each level of the fair value hierarchy: Level 1 Level 2 (1) (2) (3) Level 3 one 3 Some assets and liabilities, such as securities available for sale, are measured at fair value on a recurring basis under accounting principles generally accepted in the United States. Other assets and liabilities, such as impaired loans, may Following is a description of the valuation methodology used for each asset measured at fair value on a recurring or nonrecurring basis, as well as the classification of the asset within the fair value hierarchy. Securities available for sale - may 1 2 1 1 2 2 Loans - may 2 3 Information regarding the fair value of assets measured at fair value on a recurring basis as of March 31, 2017 September 30, 2016 Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant March 31, 2017 Assets - Securities available for sale $ 996 $ — $ 996 $ — September 30, 2016 Assets - Securities available for sale $ 1,119 $ — $ 1,119 $ — Information regarding the fair value of assets measured at fair value on a nonrecurring basis as of March 31, 2017 September 30, 2016 Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant March 31, 2017 Loans $ 1,073 $ — $ — $ 1,073 Totals $ 1,073 $ — $ — $ 1,073 September 30, 2016 Loans $ 1,129 $ — $ — $ 1,129 Totals $ 1,129 $ — $ — $ 1,129 Loans with a carrying amount of $1,360 $1,492 $1,073 1,129 December 31, 2016 September 30, 2016, $287 $363 six March 31, 2017 September 30, 2016, 3 At March 31, 2017 September 30, 2016 no The Company estimates fair value of all financial instruments regardless of whether such instruments are measured at fair value. The following methods and assumptions were used by the Company to estimate fair value of financial instruments not previously discussed. Cash and cash equivalents - Other interest-bearing deposits - Securities held to maturity - Loans held for sale - Loans - Federal Home Loan Bank stock - Accrued interest receivable and payable - Cash value of life insurance - Deposits and advance payments by borrowers for taxes and insurance - Federal funds purchased - Borrowed funds - 90 Off-balance-sheet instruments - The carrying value and estimated fair value of financial instruments at March 31, 2017 September 30, 2016 March 31, 2017 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 4,600 $ 4,600 $ — $ — Other interest-bearing deposits 5,517 — — 5,446 Securities available for sale 996 — 996 — Securities held to maturity 2,081 — 2,101 — Loans held for sale 108 — 108 — Loans 123,193 — — 121,194 Accrued interest receivable 436 436 — — Cash value of life insurance 3,431 — — 3,431 Federal Home Loan Bank stock 407 — — 407 Financial liabilities: Deposits $ 121,260 $ 84,993 $ — $ 36,055 Advance payments by borrowers for taxes and insurance 336 336 — — Federal funds purchased — — — — Borrowed funds 12,032 — — 12,223 Accrued interest payable 70 70 — — September 30, 2016 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,165 $ 3,165 $ — $ — Other interest-bearing deposits 5,327 — — 5,369 Securities available for sale 1,119 — 1,119 — Securities held to maturity 2,340 — 2,411 — Loans held for sale 1,721 — 1,721 — Loans 116,164 — — 116,619 Accrued interest receivable 421 421 — — Cash value of life insurance 3,392 — — 3,392 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 112,558 $ 79,944 $ — $ 32,933 Advance payments by borrowers for taxes and insurance 809 809 — — Federal funds purchased 1,330 1,330 — — Borrowed funds 12,223 — — 12,626 Accrued interest payable 59 59 — — Limitations - may may Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one

Note 8 - Employee Stock Ownersh

Note 8 - Employee Stock Ownership Plan	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 8 Employee Stock Ownership Plan The Company maintains a leveraged employee stock ownership plan (“ESOP”) that covers substantially all employees. The ESOP was established in conjunction with the Company’s stock offering completed in April 2014. As shares are committed to be released from collateral and allocated to active participants, the Company reports compensation expense equal to the current market price of the shares and the shares will become outstanding for earnings-per-shares (EPS) computations. During the six March 31, 2017, 1,438 $10.93 $16 six March 31, 2017. March 31, 2017 September 30, 2016 March 31, September 30, Allocated shares 5,755 5,755 Shares committed to be released and allocated to participants 4,316 2,158 Total unallocated shares 61,864 64,022 Total ESOP shares 71,935 71,935

Note 9 - Subsequent Events

Note 9 - Subsequent Events	6 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Subsequent Events [Text Block]	Note 9 Subsequent Events Management has reviewed operations for potential disclosure of information or financial statement impacts related to events occurring after March 31, 2017 Based on the results of this review, no additional subsequent events disclosures or financial statement impacts to the recently completed quarter are required as of the release date.

Note 1 - Basis of Financial S18

Note 1 - Basis of Financial Statement Presentation (Tables)	6 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Error Corrections and Prior Period Adjustments [Table Text Block]	September 30, 2016 As Reported Adjustment Revised Loans, net of allowance for loan losses $ 116,674 $ (510 ) $ 116,164 Total assets 140,502 (510 ) 139,992 Retained earnings 5,580 (510 ) 5,070 Total stockholders’ equity 12,355 (510 ) 11,845 Total liabilities and stockholders’ equity 140,502 (510 ) 139,992 Three Months Ended March 31, 2016 As Reported Adjustment Revised Service fees $ 65 $ --- $ 65 Total noninterest income 218 --- 218 Compensation and employee benefits 614 3 617 Professional fees 61 14 75 Total noninterest expense 1,233 17 1,250 Income before income taxes 63 (17 ) 46 Net income 63 (17 ) 46 Earnings per share basic .08 (.02 ) .06 Earnings per share dilutive .08 (.02 ) .06 Six Months Ended March 31, 2016 As Reported Adjustment Revised Service fees $ 138 $ 1 $ 139 Total noninterest income 397 1 398 Compensation and employee benefits 1,188 6 1,194 Professional fees 121 31 152 Total noninterest expense 2,400 37 2,437 Income before taxes 115 (36 ) 79 Net income 115 (36 ) 79 Earnings per share basic .14 (.05 ) .09 Earnings per share dilutive .14 (.05 ) .09

Note 3 - Earnings Per Share (Ta

Note 3 - Earnings Per Share (Tables)	6 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months March 31, Three Months March 31, Six Months March 31, Six Months March 31, Net income (loss) $ (80 ) $ 46 $ (87 ) $ 79 Basic potential common shares: Weighted average shares outstanding 899,190 899,190 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (62,943 ) (65,821 ) (63,303 ) (66,180 ) Basic weighted average shares outstanding 836,247 833,369 835,887 833,010 Dilutive potential common shares — — — — Dilutive weighted average shares outstanding 836,247 833,369 835,887 833,010 Basic earnings per share $ (.10 ) $ .06 $ (.10 ) $ .09 Diluted earnings per share $ (.10 ) $ .06 $ (.10 ) $ .09

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	6 Months Ended
	Mar. 31, 2017
Notes Tables
Marketable Securities [Table Text Block]	Amortized Gross Gross Estimated March 31, 2017 Securities available for sale: U.S. agency pass-through $ 997 $ 2 $ (3 ) $ 996 Securities held to maturity: U.S. agency pass-through $ 2,081 $ 20 $ — $ 2,101 September 30, 2016 Securities available for sale: U.S. agency pass-through $ 1,116 $ 5 $ 2 $ 1,119 Securities held to maturity: U.S. agency pass-through $ 2,340 $ 71 $ — $ 2,411
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized March 31, 2017: Securities available for sale: U.S. agency pass-through $ 273 $ — $ 208 $ 3 $ 481 $ 3 Totals $ 273 $ — $ 208 $ 3 $ 481 $ 3 September 30, 2016: Securities available for sale: U.S. agency pass-through $ 234 $ 2 $ — $ — $ 234 $ 2 Totals $ 234 $ 2 $ — $ — $ 234 $ 2

Note 5 - Loans (Tables)

Note 5 - Loans (Tables)	6 Months Ended
	Mar. 31, 2017
Notes Tables
Loan Portfolio [Table Text Block]	March 31, September 30, Commercial: Commercial business $ 1,482 $ 1,138 Commercial real estate 20,908 20,845 Multifamily real estate 33,159 28,196 Construction 1,605 4,789 Residential real estate: One- to four-family residential 57,753 53,145 Second mortgage 8,366 8,582 Consumer 1,718 1,748 Subtotals 124,991 118,443 Allowance for loan losses (1,501 ) (1,502 ) Net deferred loan expenses (108 ) (91 ) Undisbursed loan proceeds (189 ) (686 ) Loans, net $ 123,193 $ 116,164
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Three Months Ended Commercial Residential Consumer Totals Balance at December 31, 2015 $ 858 $ 597 $ 27 $ 1,482 Provision for loan losses 4 2 (1 ) 5 Loans charged off — — (1 ) (1 ) Recoveries of loans previously charged off — — 1 1 Balance at March 31, 2016 $ 862 $ 599 $ 26 $ 1,487 Balance at December 31, 2016 $ 920 $ 566 $ 15 $ 1,501 Provision for loan losses (18 ) 19 (1 ) — Loans charged off — — (1 ) (1 ) Recoveries of loans previously charged off — — 1 1 Balance at March 31, 2017 $ 902 $ 585 $ 14 $ 1,501 Six Months Ended Commercial Residential Consumer Totals Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Provision for loan losses (68 ) 77 1 10 Loans charged off — — (4 ) (4 ) Recoveries of loans previously charged off — — 3 3 Balance at March 31, 2016 $ 862 $ 599 $ 26 $ 1,487 Balance at September 30, 2016 $ 937 $ 550 $ 15 $ 1,502 Provision for loan losses (35 ) 35 — — Loans charged off — — (5 ) (5 ) Recoveries of loans previously charged off — — 4 4 Balance at March 31, 2017 $ 902 $ 585 $ 14 $ 1,501 Commercial Residential Consumer Totals Allowance for loan losses at March 31, 2017: Individually evaluated for impairment $ 264 $ 23 $ — $ 287 Collectively evaluated for impairment 638 562 14 1,214 Totals $ 902 $ 585 $ 14 $ 1,501 Allowance for loan losses at September 30, 2016: Individually evaluated for impairment $ 342 $ 21 $ — $ 363 Collectively evaluated for impairment 595 529 15 1,139 Totals $ 937 $ 550 $ 15 $ 1,502
Schedule of Loans Class, Individually and Collectively Evaluated for Impairment [Table Text Block]	Commercial Residential Consumer Totals Loans at March 31, 2017: Individually evaluated for impairment $ 1,292 $ 783 $ — $ 2,075 Collectively evaluated for impairment 55,862 65,336 1,718 122,916 Totals $ 57,154 $ 66,119 $ 1,718 $ 124,991 Loans at September 30, 2016: Individually evaluated for impairment $ 1,801 $ 653 $ — $ 2,454 Collectively evaluated for impairment 53,167 61,074 1,748 115,989 Totals $ 54,968 $ 61,727 $ 1,748 $ 118,443
Impaired Financing Receivables [Table Text Block]	Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 100 $ 100 N/A $ 107 $ 7 One-to four-family 615 615 N/A 608 23 Totals 715 715 N/A 715 30 Impaired loans with an allowance for loan losses: Commercial business 202 202 172 204 3 Commercial real estate 946 946 88 955 29 Construction 44 44 4 59 1 One-to four-family 168 168 23 168 2 Totals 1,360 1,360 287 1,386 35 Grand totals $ 2,075 $ 2,075 $ 287 $ 2,101 $ 65 Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 477 $ 4777 N/A $ 504 $ 30 One-to four-family 485 4855 N/A 489 21 Totals 962 962 N/A 993 51 Impaired loans with an allowance for loan losses: Commercial and industrial 285 285 247 287 9 Commercial real estate 964 964 91 980 60 Construction 75 75 4 76 4 One-to four-family 168 168 21 168 5 Totals 1,492 1,492 363 611 78 Grand totals $ 2,454 $ 2,454 $ 363 $ 1,715 $ 129
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Substandard Doubtful Totals March 31, 2017 Commercial business $ 1,272 $ 8 $ 202 $ — $ 1,482 Commercial real estate 19,862 — --- 1,046 — 20,908 Multifamily real estate 32,942 217 — — 33,159 Construction 1,561 44 — — 1,605 Totals $ 55,637 $ 269 $ 1,248 $ — $ 57,154 September 30, 2016 Commercial business $ 853 $ — $ 285 $ — $ 1,138 Commercial real estate 19,405 — --- 1,440 — 20.845 Multifamily real estate 27,877 219 — — 28,196 Construction 4,714 75 — — 4.789 Totals $ 52,949 $ 294 $ 1,725 $ — $ 54,968
Financing Receivable Performing and Non Performing [Table Text Block]	Performing Non- performing Totals March 31, 2017 One- to four-family $ 57,753 $ --- $ 57,753 Second mortgage 8,350 16 8,366 Consumer 1,699 19 1,718 Totals $ 67,802 $ 35 $ 67,837 September 30, 2016 One- to four-family $ 52,967 $ 178 $ 53,145 Second mortgage 9,566 16 8,582 Consumer 1,748 --- 1,748 Totals $ 63,281 $ 194 $ 63,475
Past Due Financing Receivables [Table Text Block]	Loans Past Loans Past Total Past Commercial business $ — $ 56 $ 56 Commercial real estate 61 — 61 Construction — — — One- to four-family 145 75 220 Second mortgage — 16 16 Consumer 7 20 27 Totals $ 213 $ 167 $ 380 Total Past Total Current Total Loans Loans 90+ Total Commercial business $ 56 $ 1,426 $ 1,482 $ — $ 56 Commercial real estate 61 20,847 20,908 — — Multifamily real estate — 33,159 33,159 — — Construction — 1,605 1,605 — — One- to four-family 220 57,533 57,753 75 — Second mortgage 16 8,350 8,366 — 16 Consumer 27 1,691 1,718 — 20 Totals $ 380 $ 124,611 $ 124,991 $ 75 $ 92 Loans Past Loans Past Total Past Commercial and industrial $ — $ 130 $ 130 One- to four-family 546 178 724 Home equity loans and lines of credit 45 16 61 Consumer 7 ---- 7 Totals $ 598 $ 324 $ 922 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 130 $ 1,008 $ 1,138 $ — $ 130 Commercial real estate — 20.845 20,845 — — Multifamily real estate — 28,196 28,196 — — Construction — 4,789 4,789 — — One- to four-family 724 52,421 53,145 — 178 Second mortgage 61 8,521 8,582 — 16 Consumer 7 1,741 1,748 — — Totals $ 922 $ 117,521 $ 118,443 $ — $ 324

Note 6 - Regulatory Capital R22

Note 6 - Regulatory Capital Ratios (Tables)	6 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual For Capital To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio March 31, 2017 Total capital (to risk-weighted assets) $ 11,982 12.2 % > $ 7,872 > 8.0 % > $ 9,840 > 10.0 % Tier I capital (to risk-weighted assets) 10,747 10.9 % > 5,904 > 6.0 % > 7,872 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,747 10.9 % > 4,428 > 4.5 % > 6,396 > 6.5 % Tier I capital (to average assets) 10,747 7.5 % > 5,758 > 4.0 % > 7,197 > 5.0 % September 30, 2016 (as revised) Total capital (to risk-weighted assets) $ 12,070 12.4 % > $ 7,808 > 8.0 % > $ 9,760 > 10.0 % Tier I capital (to risk-weighted assets) 10,847 11.1 % > 5,856 > 6.0 % > 7,808 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,847 11.1 % > 4,392 > 4.5 % > 6,344 > 6.5 % Tier I capital (to average assets) 10,847 7.8 % > 5,548 > 4.0 % > 6,935 > 5.0 % September 30, 2016 (as presented) Total capital (to risk-weighted assets) $ 12,587 12.8 % > $ 7,849 > 8.0 % > $ 9,811 > 10.0 % Tier I capital (to risk-weighted assets) 11,357 11.6 % > 5,887 > 6.0 % > 7,849 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 11,357 11.6 % > 4,415 > 4.5 % > 6,377 > 6.5 % Tier I capital (to average assets) 11,357 8.2 % > 5,568 > 4.0 % > 6,960 > 5.0 %
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies [Table Text Block]	Actual Net Worth Required Net Worth Amount Ratio Amount Ratio March 31, 2017 $ 11,982 8.3 % $ 8,637 6.0 % September 30, 2016 (as revised) 12,070 8.6 % 8,400 6.0 % September 30, 2016 (as presented) 12,587 9.0 % 8,430 6.0 %

Note 7 - Fair Value Measureme23

Note 7 - Fair Value Measurements (Tables)	6 Months Ended
	Mar. 31, 2017
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant March 31, 2017 Assets - Securities available for sale $ 996 $ — $ 996 $ — September 30, 2016 Assets - Securities available for sale $ 1,119 $ — $ 1,119 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant March 31, 2017 Loans $ 1,073 $ — $ — $ 1,073 Totals $ 1,073 $ — $ — $ 1,073 September 30, 2016 Loans $ 1,129 $ — $ — $ 1,129 Totals $ 1,129 $ — $ — $ 1,129
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2017 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 4,600 $ 4,600 $ — $ — Other interest-bearing deposits 5,517 — — 5,446 Securities available for sale 996 — 996 — Securities held to maturity 2,081 — 2,101 — Loans held for sale 108 — 108 — Loans 123,193 — — 121,194 Accrued interest receivable 436 436 — — Cash value of life insurance 3,431 — — 3,431 Federal Home Loan Bank stock 407 — — 407 Financial liabilities: Deposits $ 121,260 $ 84,993 $ — $ 36,055 Advance payments by borrowers for taxes and insurance 336 336 — — Federal funds purchased — — — — Borrowed funds 12,032 — — 12,223 Accrued interest payable 70 70 — — September 30, 2016 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,165 $ 3,165 $ — $ — Other interest-bearing deposits 5,327 — — 5,369 Securities available for sale 1,119 — 1,119 — Securities held to maturity 2,340 — 2,411 — Loans held for sale 1,721 — 1,721 — Loans 116,164 — — 116,619 Accrued interest receivable 421 421 — — Cash value of life insurance 3,392 — — 3,392 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 112,558 $ 79,944 $ — $ 32,933 Advance payments by borrowers for taxes and insurance 809 809 — — Federal funds purchased 1,330 1,330 — — Borrowed funds 12,223 — — 12,626 Accrued interest payable 59 59 — —

Note 8 - Employee Stock Owner24

Note 8 - Employee Stock Ownership Plan (Tables)	6 Months Ended
	Mar. 31, 2017
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	March 31, September 30, Allocated shares 5,755 5,755 Shares committed to be released and allocated to participants 4,316 2,158 Total unallocated shares 61,864 64,022 Total ESOP shares 71,935 71,935

Note 1 - Basis of Financial S25

Note 1 - Basis of Financial Statement Presentation (Details Textual) $ in Millions	6 Months Ended
	Mar. 31, 2017USD ($)
Decrease in Net Loans [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount	$ 528
Decrease in Retained Earnings [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount	528
Decrease in Service Fees [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount	13
Increase in Compensation and Employee Benefits Expense [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount	114
Increase in Professional Fees [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount	401
Improper Recognition of Various Vendor Expenses [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount	$ 528

Note 1 - Basis of Financial S26

Note 1 - Basis of Financial Statement Presentation - Effect on Unaudited Condensed Consolidated Balance Sheet and Statement of Operations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2017	Mar. 31, 2016	Sep. 30, 2016	Sep. 30, 2015
Loans, net of allowance for loan losses	$ 123,193		$ 123,193		$ 116,164
Total assets	146,256		146,256		139,992
Retained earnings	4,983		4,983		5,070
Total stockholders’ equity	11,770	$ 11,781	11,770	$ 11,781	11,845	$ 11,711
Total liabilities and stockholders’ equity	146,256		146,256		139,992
Service fees	68	65	138	139
Total noninterest income	106	218	253	398
Compensation and employee benefits	659	617	1,275	1,194
Professional fees	65	75	151	152
Total noninterest expense	1,298	1,250	2,564	2,437
Income before income taxes	(80)	46	(87)	79
Net income	$ (80)	$ 46	$ (87)	$ 79
Earnings per share basic (in dollars per share)	$ (0.10)	$ 0.06	$ (0.10)	$ 0.09
Earnings per share dilutive (in dollars per share)	$ (0.10)	$ 0.06	$ (0.10)	$ 0.09
Scenario, Previously Reported [Member]
Loans, net of allowance for loan losses					116,674
Total assets					140,502
Retained earnings					5,580
Total stockholders’ equity					12,355
Total liabilities and stockholders’ equity					140,502
Service fees		$ 65		$ 138
Total noninterest income		218		397
Compensation and employee benefits		614		1,188
Professional fees		61		121
Total noninterest expense		1,233		2,400
Income before income taxes		63		115
Net income		$ 63		$ 115
Earnings per share basic (in dollars per share)		$ 0.08		$ 0.14
Earnings per share dilutive (in dollars per share)		$ 0.08		$ 0.14
Restatement Adjustment [Member]
Loans, net of allowance for loan losses					(510)
Total assets					(510)
Retained earnings					(510)
Total stockholders’ equity					(510)
Total liabilities and stockholders’ equity					$ (510)
Service fees				$ 1
Total noninterest income				1
Compensation and employee benefits		3		6
Professional fees		14		31
Total noninterest expense		17		37
Income before income taxes		(17)		(36)
Net income		$ (17)		$ (36)
Earnings per share basic (in dollars per share)		$ (0.02)		$ (0.05)
Earnings per share dilutive (in dollars per share)		$ (0.02)		$ (0.05)

Note 3 - Earnings Per Share - E

Note 3 - Earnings Per Share - Earnings Per Share Calculations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2017	Mar. 31, 2016
Net income	$ (80)	$ 46	$ (87)	$ 79
Basic potential common shares:
Weighted average shares outstanding (in shares)	899,190	899,190	899,190	899,190
Weighted average unallocated Employee Stock Ownership Plan shares (in shares)	(62,943)	(65,821)	(63,303)	(66,180)
Basic weighted average shares outstanding (in shares)	836,247	833,369	835,887	833,010
Dilutive potential common shares (in shares)	0	0
Dilutive weighted average shares outstanding (in shares)	836,247	833,369	835,887	833,010
Earnings per share basic (in dollars per share)	$ (0.10)	$ 0.06	$ (0.10)	$ 0.09
Earnings per share dilutive (in dollars per share)	$ (0.10)	$ 0.06	$ (0.10)	$ 0.09

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual)	Mar. 31, 2017	Sep. 30, 2016
Number of Debt Securities with Unrealized Losses	3	2

Note 4 - Securities - Amortized

Note 4 - Securities - Amortized Cost and Estimated Fair Value of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Securities available for sale	$ 996	$ 1,119
Securities held to maturity, Amortized cost	2,081	2,340
Securities held to maturity, fair value	2,101	2,411
U.S. Agency Pass-through [Member]
Securities available for sale, Amortized cost	997	1,116
Securities available for sale, Gross unrealized gains	2	5
Securities available for sale, Gross unrealized losses	(3)	(2)
Securities available for sale	996	1,119
Securities held to maturity, Amortized cost	2,081	2,340
Securities held to maturity, Gross unrealized gains	20	71
Securities held to maturity, Gross unrealized losses
Securities held to maturity, fair value	2,101	2,411
Securities available for sale, Gross unrealized losses	$ 3	$ 2

Note 4 - Securities - Fair Valu

Note 4 - Securities - Fair Value and Gross Unrealized Losses of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Less Than 12 Months Fair Value	$ 273	$ 234
Less Than 12 Months Unrealized Losses		2
12 Months or More Fair Value	208
12 Months or More Unrealized Losses	3
Total Fair Value	481	234
Total Unrealized Losses	3	2
U.S. Agency Pass-through [Member]
Less Than 12 Months Fair Value	273	234
Less Than 12 Months Unrealized Losses		2
12 Months or More Fair Value	208
12 Months or More Unrealized Losses	3
Total Fair Value	481	234
Total Unrealized Losses	$ 3	$ 2

Note 5 - Loans (Details Textual

Note 5 - Loans (Details Textual) $ in Thousands	6 Months Ended
	Mar. 31, 2017USD ($)
Financing Receivable, Modifications, Number of Contracts	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Financing Receivable, Modifications, Recorded Investment	$ 265
Financing Receivable, Modifications, Number of Contracts	2
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$ 247

Note 5 - Loans - Total Loans by

Note 5 - Loans - Total Loans by Portfolio Segment and Class of Loan (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Total Loans	$ 124,991	$ 118,443
Allowance for loan losses	(1,501)	(1,502)
Net deferred loan expenses	(108)	(91)
Undisbursed loan proceeds	(189)	(686)
Loans, net	123,193	116,164
Commercial Portfolio Segment [Member]
Total Loans	57,154	54,968
Allowance for loan losses	(902)	(937)
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member]
Total Loans	1,482	1,138
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Total Loans	20,908	20,845
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member]
Total Loans	33,159	28,196
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Total Loans	1,605	4,789
Residential Portfolio Segment [Member]
Total Loans	66,119	61,727
Allowance for loan losses	(585)	(550)
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Total Loans	57,753	53,145
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member]
Total Loans	8,366	8,582
Consumer Portfolio Segment [Member]
Total Loans	1,718	1,748
Allowance for loan losses	$ (14)	$ (15)

Note 5 - Loans - Analysis of Al

Note 5 - Loans - Analysis of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2017	Mar. 31, 2016	Sep. 30, 2016
Balance	$ 1,501	$ 1,482	$ 1,502	$ 1,478
Provision for loan losses		5		10
Loans charged off	(1)	(1)	(5)	(4)
Recoveries of loans previously charged off	1	1	4	3
Balance	1,501	1,487	1,501	1,487
Individually evaluated for impairment	287		287		$ 363
Collectively evaluated for impairment	1,214		1,214		1,139
Totals	1,501		1,501		1,502
Commercial Portfolio Segment [Member]
Balance	920	858	937	930
Provision for loan losses	(18)	4	(35)	(68)
Loans charged off
Recoveries of loans previously charged off
Balance	902	862	902	862
Individually evaluated for impairment	264		264		342
Collectively evaluated for impairment	638		638		595
Totals	902		902		937
Residential Portfolio Segment [Member]
Balance	566	597	550	522
Provision for loan losses	19	2	35	77
Loans charged off
Recoveries of loans previously charged off
Balance	585	599	585	599
Individually evaluated for impairment	23		23		21
Collectively evaluated for impairment	562		562		529
Totals	585		585		550
Consumer Portfolio Segment [Member]
Balance	15	27	15	26
Provision for loan losses	(1)	(1)		1
Loans charged off	(1)	(1)	(5)	(4)
Recoveries of loans previously charged off	1	1	4	3
Balance	14	$ 26	14	$ 26
Individually evaluated for impairment
Collectively evaluated for impairment	14		14		15
Totals	$ 14		$ 14		$ 15

Note 5 - Loans - Analysis of Lo

Note 5 - Loans - Analysis of Loans Evaluated for Impairment (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Individually evaluated for impairment	$ 2,075	$ 2,454
Collectively evaluated for impairment	122,916	115,989
Totals	124,991	118,443
Commercial Portfolio Segment [Member]
Individually evaluated for impairment	1,292	1,801
Collectively evaluated for impairment	55,862	53,167
Totals	57,154	54,968
Residential Portfolio Segment [Member]
Individually evaluated for impairment	783	653
Collectively evaluated for impairment	65,336	61,074
Totals	66,119	61,727
Consumer Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	1,718	1,748
Totals	$ 1,718	$ 1,748

Note 5 - Loans - Impaired Loans

Note 5 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Sep. 30, 2016	Dec. 31, 2016
Loans with no related allowance for loan losses, Recorded Investment	$ 715	$ 962
Loans with no related allowance for loan losses, Principal Balance	715	962
Loans with no related allowance for loan losses, Average Investment	715	993
Loans with no related allowance for loan losses, Interest Recognized	30	51
Loans with an allowance for loan losses, Recorded Investment	1,360	1,492	$ 1,360
Loans with an allowance for loan losses, Principal Balance	1,360	1,492
Impaired Financing Receivable, Related Allowance	287	363
Loans with an allowance for loan losses, Average Investment	1,386	611
Loans with an allowance for loan losses, Interest Recognized	35	78
Grand totals, Recorded Investment	2,075	2,454
Grand totals, Principal Balance	2,075	2,454
Grand totals, Related Allowance	287	363
Grand totals, Average Investment	2,101	1,715
Grand totals, Interest Recognized	65	129
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans with no related allowance for loan losses, Recorded Investment	100	477
Loans with no related allowance for loan losses, Principal Balance	100	4,777
Loans with no related allowance for loan losses, Average Investment	107	504
Loans with no related allowance for loan losses, Interest Recognized	7	30
Loans with an allowance for loan losses, Recorded Investment	946	964
Loans with an allowance for loan losses, Principal Balance	946	964
Impaired Financing Receivable, Related Allowance	88	91
Loans with an allowance for loan losses, Average Investment	955	980
Loans with an allowance for loan losses, Interest Recognized	29	60
Grand totals, Related Allowance	88	91
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans with an allowance for loan losses, Recorded Investment		285
Loans with an allowance for loan losses, Principal Balance		285
Impaired Financing Receivable, Related Allowance		247
Loans with an allowance for loan losses, Average Investment		287
Loans with an allowance for loan losses, Interest Recognized		9
Grand totals, Related Allowance		247
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member]
Loans with an allowance for loan losses, Recorded Investment	202
Loans with an allowance for loan losses, Principal Balance	202
Impaired Financing Receivable, Related Allowance	172
Loans with an allowance for loan losses, Average Investment	204
Loans with an allowance for loan losses, Interest Recognized	3
Grand totals, Related Allowance	172
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans with an allowance for loan losses, Recorded Investment	44	75
Loans with an allowance for loan losses, Principal Balance	44	75
Impaired Financing Receivable, Related Allowance	4	4
Loans with an allowance for loan losses, Average Investment	59	76
Loans with an allowance for loan losses, Interest Recognized	1	4
Grand totals, Related Allowance	4	4
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Loans with no related allowance for loan losses, Recorded Investment	615	485
Loans with no related allowance for loan losses, Principal Balance	615	4,855
Loans with no related allowance for loan losses, Average Investment	608	489
Loans with no related allowance for loan losses, Interest Recognized	23	21
Loans with an allowance for loan losses, Recorded Investment	168	168
Loans with an allowance for loan losses, Principal Balance	168	168
Impaired Financing Receivable, Related Allowance	23	21
Loans with an allowance for loan losses, Average Investment	168	168
Loans with an allowance for loan losses, Interest Recognized	2	5
Grand totals, Related Allowance	$ 23	$ 21

Note 5 - Loans - Credit Quality

Note 5 - Loans - Credit Quality Indicators for Commercial Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Total Loans	$ 124,991	$ 118,443
Commercial Portfolio Segment [Member]
Total Loans	57,154	54,968
Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	55,637	52,949
Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	269	294
Commercial Portfolio Segment [Member] | Substandard [Member]
Total Loans	1,248	1,725
Commercial Business Loans [Member] | Commercial Portfolio Segment [Member]
Total Loans	1,482	1,138
Commercial Business Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	1,272	853
Commercial Business Loans [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	8
Commercial Business Loans [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Total Loans	202	285
Real Estate Loan [Member] | Commercial Portfolio Segment [Member]
Total Loans	20,908	20,845
Real Estate Loan [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	19,862	19,405
Real Estate Loan [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Total Loans	1,046	1,440
Multi Family Real Estate [Member] | Commercial Portfolio Segment [Member]
Total Loans	33,159	28,196
Multi Family Real Estate [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	32,942	27,877
Multi Family Real Estate [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	217	219
Construction Loans [Member] | Commercial Portfolio Segment [Member]
Total Loans	1,605	4,789
Construction Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	1,561	4,714
Construction Loans [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	$ 44	$ 75

Note 5 - Loans - Credit Quali37

Note 5 - Loans - Credit Quality Indicators for Residential Real Estate and Consumer Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Total Loans	$ 124,991	$ 118,443
Residential Real Estate and Consumer Loans [Member]
Total Loans	67,837	63,475
Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Total Loans	57,753	53,145
Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans		8,582
Consumer Portfolio Segment [Member]
Total Loans	1,718	1,748
Performing Financial Instruments [Member] | Residential Real Estate and Consumer Loans [Member]
Total Loans	67,802	63,281
Performing Financial Instruments [Member] | Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Total Loans	57,753	52,967
Performing Financial Instruments [Member] | Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans	8,350	9,566
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Total Loans	1,699	1,748
Nonperforming Financial Instruments [Member] | Residential Real Estate and Consumer Loans [Member]
Total Loans	35	194
Nonperforming Financial Instruments [Member] | Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Total Loans		178
Nonperforming Financial Instruments [Member] | Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans	16	16
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Total Loans	19
Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans	$ 8,366

Note 5 - Loans - Loan Aging Inf

Note 5 - Loans - Loan Aging Information (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Total Past Due Loans	$ 380	$ 922
Total Current Loans	124,611	117,521
Total Loans	124,991	118,443
Total Nonaccrual Loans	92	324
Loans 90+ Days Past Due and Accruing Interest	75
Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	213	598
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	167	324
Commercial Portfolio Segment [Member]
Total Loans	57,154	54,968
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member]
Total Past Due Loans	56
Total Current Loans	1,426
Total Loans	1,482	1,138
Total Nonaccrual Loans	56
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	56
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total Past Due Loans		130
Total Current Loans		1,008
Total Loans		1,138
Total Nonaccrual Loans		130
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans		130
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Total Past Due Loans	61
Total Current Loans	20,847	20,845
Total Loans	20,908	20,845
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	61
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member]
Total Current Loans	33,159	28,196
Total Loans	33,159	28,196
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Total Current Loans	1,605	4,789
Total Loans	1,605	4,789
Residential Portfolio Segment [Member]
Total Loans	66,119	61,727
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Total Past Due Loans	220	724
Total Current Loans	57,533	52,421
Total Loans	57,753	53,145
Total Nonaccrual Loans		178
Loans 90+ Days Past Due and Accruing Interest	75
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	145	546
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	75	178
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Total Past Due Loans		61
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans		45
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans		16
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member]
Total Past Due Loans	16	61
Total Current Loans	8,350	8,521
Total Loans	8,366	8,582
Total Nonaccrual Loans	16	16
Loans 90+ Days Past Due and Accruing Interest
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	16
Consumer Portfolio Segment [Member]
Total Past Due Loans	27	7
Total Current Loans	1,691	1,741
Total Loans	1,718	1,748
Total Nonaccrual Loans	20
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	7	$ 7
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	$ 20

Note 6 - Regulatory Capital R39

Note 6 - Regulatory Capital Ratios (Details Textual)	Mar. 31, 2017	Sep. 30, 2016	Dec. 31, 2014
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%
Risk Weighted Assets, High Volatility Loans	150.00%		100.00%
Risk Weighted Assets Credit Conversion Factor	20.00%		0.00%
Risk Weighed Assets, Mortgage Servicing and Deferred Tax Assets	250.00%		100.00%
Risk Weighted Assets, Equity Exposures	600.00%		0.00%
Additional Common Equity Tier One Capital Ratio, Full Implementation	2.50%
Additional Common Equity Tier One Capital Ratio, Initial Phase	0.635%
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%	6.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Note 6 - Regulatory Capital R40

Note 6 - Regulatory Capital Ratios - Bank's Actual Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016	Dec. 31, 2014
Actual Net Worth, Amount	$ 11,982	$ 12,070
Total capital (to risk-weighted assets), for capital adequacy purpose ratio	8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	10.00%	10.00%
Tier I capital (to risk-weighted assets), actual amount	$ 10,747	$ 10,847
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	6.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	8.00%	8.00%	6.00%
Common equity tier 1 capital (to risk-weighted assets), actual amount	$ 10,747	$ 10,847
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose ratio	4.50%
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	6.50%	6.50%
Tier I capital (to average assets), actual amount	$ 10,747	$ 10,847
Tier I capital (to average assets), for capital adequacy purpose ratio	4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions ratio	5.00%	5.00%
Scenario, Previously Reported [Member]
Actual Net Worth, Amount		$ 12,587
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio		10.00%
Tier I capital (to risk-weighted assets), actual amount		$ 11,357
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio		8.00%
Common equity tier 1 capital (to risk-weighted assets), actual amount		$ 11,357
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio		6.50%
Tier I capital (to average assets), actual amount		$ 11,357
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions ratio		5.00%
Minimum [Member]
Total capital (to risk-weighted assets), actual ratio	12.20%	12.40%
Total capital (to risk-weighted assets), for capital adequacy purpose amount	$ 7,872	$ 7,808
Total capital (to risk-weighted assets), for capital adequacy purpose ratio	8.00%	8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 9,840	$ 9,760
Tier I capital (to risk-weighted assets), actual ratio	10.90%	11.10%
Tier I capital (to risk-weighted assets), for capital adequacy purpose amount	$ 5,904	$ 5,856
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	6.00%	6.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 7,872	$ 7,808
Common equity tier 1 capital (to risk-weighted assets), actual ratio	10.90%	11.10%
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose amount	$ 4,428	$ 4,392
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose ratio	4.50%	4.50%
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 6,396	$ 6,344
Tier I capital (to average assets), actual ratio	7.50%	7.80%
Tier I capital (to average assets), for capital adequacy purpose amount	$ 5,758	$ 5,548
Tier I capital (to average assets), for capital adequacy purpose ratio	4.00%	4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions amount	$ 7,197	$ 6,935
Minimum [Member] | Scenario, Previously Reported [Member]
Total capital (to risk-weighted assets), actual ratio		12.80%
Total capital (to risk-weighted assets), for capital adequacy purpose amount		$ 7,849
Total capital (to risk-weighted assets), for capital adequacy purpose ratio		8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount		$ 9,811
Tier I capital (to risk-weighted assets), actual ratio		11.60%
Tier I capital (to risk-weighted assets), for capital adequacy purpose amount		$ 5,887
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio		6.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount		$ 7,849
Common equity tier 1 capital (to risk-weighted assets), actual ratio		11.60%
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose amount		$ 4,415
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose ratio		4.50%
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount		$ 6,377
Tier I capital (to average assets), actual ratio		8.20%
Tier I capital (to average assets), for capital adequacy purpose amount		$ 5,568
Tier I capital (to average assets), for capital adequacy purpose ratio		4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions amount		$ 6,960

Note 6 - Regulatory Capital R41

Note 6 - Regulatory Capital Ratios - Bank's Actual and Required Net Worth Ratios (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Actual Net Worth, Amount	$ 11,982	$ 12,070
Actual Net Worth, Ratio	8.30%	8.60%
Required Net Worth, Amount	$ 8,637	$ 8,400
Required Net Worth, Ratio	6.00%	6.00%
Scenario, Previously Reported [Member]
Actual Net Worth, Amount		$ 12,587
Actual Net Worth, Ratio		9.00%
Required Net Worth, Amount		$ 8,430
Required Net Worth, Ratio		6.00%

Note 7 - Fair Value Measureme42

Note 7 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 1,360	$ 1,360	$ 1,492
Assets, Fair Value Disclosure, Nonrecurring	1,073		1,129
Impaired Financing Receivable, Related Allowance	287		363
Repossessed Assets	0		0
Loans Receivable [Member]
Assets, Fair Value Disclosure, Nonrecurring	$ 1,073	$ 1,073	$ 1,129

Note 7 - Fair Value Measureme43

Note 7 - Fair Value Measurements - Fair Value of Assets Measured at Fair Value on a Recurring Basis (Details) - Available-for-sale Securities [Member] - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016
Assets - Securities available for sale	$ 996	$ 1,119
Fair Value, Inputs, Level 1 [Member]
Assets - Securities available for sale
Fair Value, Inputs, Level 2 [Member]
Assets - Securities available for sale	996	$ 1,119
Fair Value, Inputs, Level 3 [Member]
Assets - Securities available for sale

Note 7 - Fair Value Measureme44

Note 7 - Fair Value Measurements - Fair Value of Assets Measured at Fair Value on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016
Nonrecurring fair value measurements	$ 1,073		$ 1,129
Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements	1,073		1,129
Loans Receivable [Member]
Nonrecurring fair value measurements	1,073	$ 1,073	1,129
Loans Receivable [Member] | Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements	$ 1,073		$ 1,129

Note 7 - Fair Value Measureme45

Note 7 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Sep. 30, 2016	Mar. 31, 2016	Sep. 30, 2015
Financial assets:
Cash and cash equivalents	$ 4,600	$ 3,165	$ 3,823	$ 2,533
Other interest-bearing deposits	5,517	5,327
Securities available for sale	996	1,119
Securities held to maturity	2,081	2,340
Loans held for sale	108	1,721
Loans	123,193	116,164
Accrued interest receivable	436	421
Cash value of life insurance	3,431	3,392
Federal Home Loan Bank stock	407	646
Financial liabilities:
Deposits	121,260	112,558
Advance payments by borrowers for taxes and insurance	336	809
Federal funds purchased		1,330
Borrowed funds	12,032	12,223
Accrued interest payable	70	59
Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	4,600	3,165
Other interest-bearing deposits
Securities available for sale
Securities held to maturity
Loans held for sale
Loans
Accrued interest receivable	436	421
Cash value of life insurance
Federal Home Loan Bank stock
Financial liabilities:
Deposits	84,993	79,944
Advance payments by borrowers for taxes and insurance	336	809
Federal funds purchased		1,330
Borrowed funds
Accrued interest payable	70	59
Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents
Other interest-bearing deposits
Securities available for sale	996	1,119
Securities held to maturity	2,101	2,411
Loans held for sale	108	1,721
Loans
Accrued interest receivable
Cash value of life insurance
Federal Home Loan Bank stock
Financial liabilities:
Deposits
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds
Accrued interest payable
Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents
Other interest-bearing deposits	5,446	5,369
Securities available for sale
Securities held to maturity
Loans held for sale
Loans	121,194	116,619
Accrued interest receivable
Cash value of life insurance	3,431	3,392
Federal Home Loan Bank stock	407	646
Financial liabilities:
Deposits	36,055	32,933
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds	12,223	12,626
Accrued interest payable

Note 8 - Employee Stock Owner46

Note 8 - Employee Stock Ownership Plan (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Employee Stock Ownership Plan, ESOP, Shares Committed to Be Released Weighted Average Fair Value per Share	$ 10.93
Employee Stock Ownership Plan (ESOP), Compensation Expense	$ 16	$ 12
Employee Stock Ownership Plan ESOP Plan [Member]
Shares committed to be released and allocated to participants (in shares)	1,438

Note 8 - Employee Stock Owner47

Note 8 - Employee Stock Ownership Plan - Employee Stock Ownership Plan (Details) - shares	Mar. 31, 2017	Sep. 30, 2016
Allocated shares (in shares)	5,755	5,755
Shares committed to be released and allocated to participants (in shares)	4,316	2,158
Total unallocated shares (in shares)	61,864	64,022
Total ESOP shares (in shares)	71,935	71,935