Home Bancorp Wisconsin (HWIS) 10-Q 14 Aug 17 2017 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Jun. 30, 2017	Aug. 11, 2017
Document Information [Line Items]
Entity Registrant Name	Home Bancorp Wisconsin, Inc.
Entity Central Index Key	1,578,505
Trading Symbol	hwis
Current Fiscal Year End Date	--09-30
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		899,190
Document Type	10-Q
Document Period End Date	Jun. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q3
Amendment Flag	false

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Assets
Cash and due from banks	$ 2,792	$ 2,788
Interest-bearing deposits	556	377
Cash and cash equivalents	3,348	3,165
Other interest-bearing deposits	5,515	5,327
Securities available for sale	926	1,119
Securities held to maturity (fair value of $2,011 and $2,411 for June 30, 2017 and September 30, 2016, respectively)	1,982	2,340
Loans held for sale	1,223	1,721
Loans, net of allowance for loan losses of $1,445 and $1,502 for June 30, 2017 and September 30, 2016, respectively.	125,318	116,164
Premises and equipment, net	5,063	5,176
Cash value of life insurance	3,450	3,392
Federal Home Loan Bank stock	490	646
Other assets	873	942
TOTAL ASSETS	148,188	139,992
Liabilities:
Demand deposits	36,839	34,590
Money market and savings deposits	47,104	45,354
Time deposits	36,024	32,614
Total deposits	119,967	112,558
Advance payments by borrowers for taxes and insurance	615	809
Federal funds purchased	918	1,330
Borrowed funds	13,861	12,223
Other liabilities	1,016	1,227
Total liabilities	136,377	128,147
Stockholders’ Equity:
Common stock $0.01 par value, 30,000,000 shares authorized; 899,190 shares issued and outstanding at June 30, 2017 and September 30, 2016	9	9
Additional paid-in capital	7,406	7,403
Retained earnings	5,018	5,070
Unearned Employee Stock Ownership Plan (ESOP) shares	(619)	(640)
Accumulated other comprehensive income (loss)	(3)	3
Total stockholders’ equity	11,811	11,845
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 148,188	$ 139,992

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Securities held to maturity, fair value	$ 2,011	$ 2,411
Loans, allowance for loan losses	$ 1,445	$ 1,502
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	30,000,000	30,000,000
Common stock, shares issued (in shares)	899,190	899,190
Common stock, shares outstanding (in shares)	899,190	899,190

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest and dividend income:
Loans, including fees	$ 1,272	$ 1,173	$ 3,773	$ 3,520
Interest-bearing deposits	22		58	50
Securities	18	24	55	76
Total interest and dividend income	1,312	1,197	3,886	3,646
Interest expense:
Deposits	111	90	307	262
Borrowed funds	68	74	222	223
Total interest expense	179	164	529	485
Net interest income	1,133	1,033	3,357	3,161
Provision for loan losses		5		15
Net interest income after provision for loan losses	1,133	1,028	3,357	3,146
Noninterest income:
Service fees	58	68	196	207
Mortgage banking income	15	84	8	168
Net gain on sale of securities		2		6
Increase in cash value of life insurance	19	18	58	55
Net gain on sale of premises and equipment	4	15	19	46
Rental income	24	24	72	72
Other	6	17	26	72
Total noninterest income	126	228	379	626
Noninterest expense:
Compensation and employee benefits	509	605	1,784	1,799
Occupancy and equipment	177	186	552	561
Data processing and office expense	244	246	744	704
Foreclosed assets, net				23
Advertising and promotions	51	33	133	91
Professional fees	156	93	307	245
Examinations and assessments	27	27	79	93
Other	60	66	189	177
Total noninterest expense	1,224	1,256	3,788	3,693
Income (loss) before income taxes	35		(52)	79
Provision for income taxes
Net income (loss)	$ 35		$ (52)	$ 79
Earnings per share:
Basic (in dollars per share)	$ 0.04		$ (0.06)	$ 0.09
Dilutive (in dollars per share)	$ 0.04		$ (0.06)	$ 0.09

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Net income (loss)	$ 35		$ (52)	$ 79
Other comprehensive income (loss), net of tax:
Unrealized loss on securities during the year	(2)	(3)	(6)	(20)
Reclassification adjustment for gains realized in net income		(2)		(6)
Income tax effect	0	0
Net unrealized gain (loss) on securities	(2)	(5)	(6)	(26)
Other comprehensive income (loss), net of tax	(2)	(5)	(6)	(26)
Comprehensive income (loss)	$ 33	$ (5)	$ (58)	$ 53

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Unearned ESOP Shares [Member]	AOCI Attributable to Parent [Member]	Total
Allocation of 2,158 Shares from ESOP		$ (3)		$ 22		$ 19
Other comprehensive loss					$ (26)	(26)
Balance at Jun. 30, 2016	$ 9	7,404	$ 5,016	(647)	1	11,783
Balance at Sep. 30, 2015	9	7,407	4,937	(669)	27	11,711
Net income (loss)			79			79
Allocation of 2,158 Shares from ESOP		3		21		24
Other comprehensive loss					(6)	(6)
Balance at Jun. 30, 2017	9	7,406	5,018	(619)	(3)	11,811
Balance at Sep. 30, 2016	$ 9	$ 7,403	5,070	$ (640)	$ 3	11,845
Net income (loss)			$ (52)			$ (52)

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - shares	9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Unearned ESOP Shares [Member]
Shares committed to be released and allocated to participants (in shares)	2,158	2,158
Shares committed to be released and allocated to participants (in shares)	2,158

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Cash flows from operating activities:
Net income (loss)	$ (52)	$ 79
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Depreciation	183	178
Net amortization of premiums and discounts	10	15
Employee Stock Ownership Plan (ESOP), Compensation Expense	24	19
Provision for loan losses		15
Net gain on sale of securities		(6)
Gain on sale of premises and equipment	(19)	(46)
Net loss on foreclosed assets		23
Increase in cash surrender value	(58)	(55)
Changes in operating assets and liabilities:
Loans held for sale	498	(50)
Other assets	69	(7)
Other liabilities	(192)	(107)
Total adjustments	515	(21)
Net cash provided by (used in) operating activities	463	58
Cash flows from investing activities:
Net (increase) decrease in other interest-bearing deposits	(188)	1,384
Proceeds from sales of securities available for sale		1,208
Proceeds from maturities, prepayments, and calls of securities available for sale	179	317
Proceeds from maturities, prepayments, and calls of securities held to maturity	356	389
Net decrease in Federal Home Loan Bank stock	156
Net increase in loans	(9,154)	(4,990)
Proceeds from sale of foreclosed assets		237
Capital expenditures	(70)	(193)
Net cash provided by (used in) investing activities	(8,721)	(1,648)
Cash flows from financing activities:
Net increase in deposits	7,409	5,359
Net decrease in advance payments by borrowers for taxes and insurance	(194)	(271)
Net decrease in federal funds purchased	(412)	279
Net proceeds from open line advances	2,925	4,000
Repayments of borrowed funds	(1,287)	(4,688)
Net cash provided by financing activities	8,441	4,679
Net increase in cash and cash equivalents	183	3,089
Cash and cash equivalents at beginning	3,165	2,533
Cash and cash equivalents at end	3,348	5,622
Supplemental cash flow information:
Cash paid for interest	$ 507	$ 481

Note 1 - Basis of Financial Sta

Note 1 - Basis of Financial Statement Presentation	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Business Description and Basis of Presentation [Text Block]	Note 1 Basis of Financial Statement Presentation The unaudited financial statements include the accounts of Home Bancorp Wisconsin, Inc. and its wholly-owned subsidiary, Home Savings Bank, the “Bank,” and collectively, (the “Company”). The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial reporting and with instructions for Form 10 X. The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet date and revenues and expenses for the period. Actual results could differ from these estimates. In the opinion of management, the preceding unaudited condensed financial statements contain all adjustments necessary for a fair presentation of the financial condition of the Company as of June 30, 2017 September 30, 2016, three nine June 30, 2017 2016, nine June 30, 2017 2016. September 30, 2016 10 December 23, 2016 Out-of-Period Adjustments The financial statements presented for the three nine June 30, 2016 March 31, 2017 September 30, 2011, 2012, 2013, 2014, 2015, 2016 December 31, 2016. not $528,000 December 31, 2016. $528,000, $528,000, $13,000, $114,000, $401,000. The effects on our unaudited condensed consolidated financial statements are as follows: Unaudited Condensed Consolidated Balance Sheet September 30, 2016 As Reported Adjustment Revised Loans, net of allowance for loan losses $ 116,674 $ (510 ) $ 116,164 Total assets 140,502 (510 ) 139,992 Retained earnings 5,580 (510 ) 5,070 Total stockholders’ equity 12,355 (510 ) 11,845 Total liabilities and stockholders’ equity 140,502 (510 ) 139,992 Unaudited Condensed Consolidated Statement of Operations Three Months Ended June 30, 2016 As Reported Adjustment Revised Service fees $ 67 $ 1 $ 68 Total noninterest income 227 1 228 Compensation and employee benefits 601 4 605 Professional fees 76 17 93 Total noninterest expense 1,235 21 1,256 Income before income taxes 20 (20 ) — Net income 20 (20 ) — Earnings per share basic .02 (.02 ) — Earnings per share dilutive .02 (.02 ) — Unaudited Condensed Consolidated Statement of Operations Nine Months Ended June 30, 2016 As Reported Adjustment Revised Service fees $ 205 $ 2 $ 207 Total noninterest income 624 2 626 Compensation and employee benefits 1,789 10 1,799 Professional fees 197 48 245 Total noninterest expense 3,635 58 3,693 Income before taxes 135 (56 ) 79 Net income 135 (56 ) 79 Earnings per share basic .16 (.07 ) .09 Earnings per share dilutive .16 (.07 ) .09 The financial statements presented for the three nine June 30, 2017 September 30, 2016, 2015 2014. three nine June 30, 2017, $150,000 not 2017 not 2017 not The results of operations for the three nine June 30, 2017 not may 10

Note 2 - New Accounting Pronoun

Note 2 - New Accounting Pronouncements	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note 2 New Accounting Pronouncements In March 2017, 2017 08, 310 20 2017 08 2017 08, 2017 08 December 15, 2018. not In June 2016, No. 2016 13 326 2016 13 December 15, 2019. December 15, 2018. 2016 13 In March 2016, No. 2016 09 Compensation - Stock Compensation (Topic 718 2016 09 December 15, 2017, 2016 09 In February 2016, No. 2016 02 Leases (Topic 842 2016 02 12 December 15, 2018, 2016 02 In January 2016, No. 2016 01, 1 2 no 3 December 15, 2017. not no In May 2014, No. 2014 09, 606 December 15, 2017, December 15, 2018. August 2015, No. 2015 14 606 No. 2014 09 one No. 2014 04 2015 14 not

Note 3 - Earnings Per Share

Note 3 - Earnings Per Share	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 3 Earnings Per Share Basic earnings per common share is computed by dividing net income by the weighted-average number of common shares outstanding during the period, including allocated and committed-to-be-released ESOP shares, during the applicable period. Diluted earnings per share is computed using the weighted-average number of shares determined for the basic earnings per common share computation plus the dilutive effect of stock compensation using the treasury stock method. The following table presents a reconciliation of the number of shares used in the calculation of basic and diluted earnings per common share for the three nine June 30, 2017 2016: Three Months Three Months Nine Months Nine Months Net income (loss) $ 35 $ — $ (52 ) $ 79 Basic potential common shares: Weighted average shares outstanding 899,190 899,190 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (62,134 ) (65,101 ) (62,943 ) (65,820 ) Basic weighted average shares outstanding 837,056 834,089 836,247 833,370 Dilutive potential common shares — — — — Dilutive weighted average shares outstanding 837,056 834,089 836,247 833,370 Basic earnings per share $ .04 $ — $ (.06 ) $ .09 Diluted earnings per share $ .04 $ — $ (.06 ) $ .09

Note 4 - Securities

Note 4 - Securities	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 Securities The amortized cost and estimated fair value of securities with gross unrealized gains and losses are as follows: Amortized Gross Gross Estimated June 30, 2017 Securities available for sale: U.S. agency pass-through $ 929 $ 2 $ (5 ) $ 926 Securities held to maturity: U.S. agency pass-through $ 1,982 $ 29 $ — $ 2,011 September 30, 2016 Securities available for sale: U.S. agency pass-through $ 1,116 $ 5 $ 2 $ 1,119 Securities held to maturity: U.S. agency pass-through $ 2,340 $ 71 $ — $ 2,411 Fair values of securities are estimated based on financial models or prices paid for similar securities. It is possible interest rates could change considerably, resulting in a material change in the estimated fair value. The following table shows the fair value and gross unrealized losses of securities with unrealized losses at June 30, 2017 September 30, 2016, Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized June 30, 2017: Securities available for sale: U.S. agency pass-through $ 379 $ 2 $ 194 $ 3 $ 573 $ 5 Totals $ 379 $ 2 $ 194 $ 3 $ 573 $ 5 September 30, 2016: Securities available for sale: U.S. agency pass-through $ 234 $ 2 $ — $ — $ 234 $ 2 Totals $ 234 $ 2 $ — $ — $ 234 $ 2 At June 30, 2017, four 1% no At September 30, 2016, two 1% no

Note 5 - Loans

Note 5 - Loans	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff, generally are generally reported at their outstanding unpaid principal balances adjusted for charge-offs and the allowance for loan losses. Interest on loans is accrued and credited to income based on the unpaid principal balance. Loan-origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. The accrual of interest on loans is discontinued when, in the opinion of management, there is an indication the borrower may Allowance for Loan Losses The allowance for loan losses is maintained at the level considered adequate by management to provide for losses that are probable. The allowance for loan losses is established through a provision for loan losses charged to expense as losses are estimated to have occurred. Loan losses are charged against the allowance when management believes that the collectability of the principal is unlikely. Subsequent recoveries, if any, are credited to the allowance. Management regularly evaluates the allowance for loan losses using the Company’s past loan loss experience, known and inherent risks in the portfolio, composition of the portfolio, adverse situations that may may A loan is impaired when, based on current information, it is probable that the Bank will not not In addition, various regulatory agencies periodically review the allowance for loan losses. These agencies may The following table presents total loans by portfolio segment and class of loan as of June 30, 2017 September 30, 2016: June 30, September 30, Commercial: Commercial business $ 1,445 $ 1,138 Commercial real estate 20,069 20,845 Multifamily real estate 32,289 28,196 Construction 3,602 4,789 Residential real estate: One- to four-family residential 61,015 53,145 Second mortgage 8,315 8,582 Consumer 1,531 1,748 Subtotals 128,266 118,443 Allowance for loan losses (1,445 ) (1,502 ) Net deferred loan expenses 46 (91 ) Undisbursed loan proceeds (1,549 ) (686 ) Loans, net $ 125,318 $ 116,164 Analysis of the allowance for loan losses for the three nine June 30, 2017 2016 Three Months Ended Commercial Residential Consumer Totals Balance at March 31, 2016 $ 862 $ 599 $ 26 $ 1,487 Provision for loan losses (3 ) 10 (2 ) 5 Loans charged off — — (1 ) (1 ) Recoveries of loans previously charged off — — 1 1 Balance at June 30, 2016 $ 859 $ 609 $ 24 $ 1,492 Balance at March 31, 2017 $ 902 $ 585 $ 14 $ 1,501 Provision for loan losses 75 (80 ) 5 — Loans charged off (55 ) — (2 ) (57 ) Recoveries of loans previously charged off — — 1 1 Balance at June 30, 2017 $ 922 $ 505 $ 18 $ 1,445 Nine Months Ended Commercial Residential Consumer Totals Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Provision for loan losses (71 ) 87 1 15 Loans charged off — — (5 ) (5 ) Recoveries of loans previously charged off — — 4 4 Balance at June 30, 2016 $ 859 $ 609 $ 24 $ 1,492 Balance at September 30, 2016 $ 937 $ 550 $ 15 $ 1,502 Provision for loan losses 40 (45 ) 5 — Loans charged off (55 ) — (7 ) (62 ) Recoveries of loans previously charged off — — 5 5 Balance at June 30, 2017 $ 922 $ 505 $ 18 $ 1,445 Commercial Residential Consumer Totals Allowance for loan losses at June 30, 2017: Individually evaluated for impairment $ 205 $ 29 $ 2 $ 236 Collectively evaluated for impairment 717 476 14 1,209 Totals $ 922 $ 505 $ 16 $ 1,445 Allowance for loan losses at September 30, 2016: Individually evaluated for impairment $ 342 $ 21 $ — $ 363 Collectively evaluated for impairment 595 529 15 1,139 Totals $ 937 $ 550 $ 15 $ 1,502 Analysis of loans evaluated for impairment as of June 30, 2017 September 30, 2016, Commercial Residential Consumer Totals Loans at June 30, 2017: Individually evaluated for impairment $ 1,192 $ 765 $ 2 $ 1,959 Collectively evaluated for impairment 56,213 68,565 1,529 126,307 Totals $ 57,405 $ 69,330 $ 1,531 $ 128,266 Loans at September 30, 2016: Individually evaluated for impairment $ 1,801 $ 653 $ — $ 2,454 Collectively evaluated for impairment 53,167 61,074 1,748 115,989 Totals $ 54,968 $ 61,727 $ 1,748 $ 118,443 Information regarding impaired loans as of June 30, 2017, Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 61 $ 61 N/A $ 61 $ 1 Construction 42 42 N/A 43 2 One-to four-family 597 597 N/A 600 18 Totals 700 700 N/A 704 21 Impaired loans with an allowance for loan losses: Commercial business 153 153 142 154 4 Commercial real estate 936 936 63 950 41 One-to four-family 168 168 29 168 4 Consumer 2 2 2 3 — Totals 1,259 1,259 236 1,275 49 Grand totals $ 1,959 $ 1,959 $ 236 $ 1,979 $ 70 Information regarding impaired loans as of September 30, 2016, Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 477 $ 4777 N/A $ 504 $ 30 One-to four-family 485 4855 N/A 489 21 Totals 962 962 N/A 993 51 Impaired loans with an allowance for loan losses: Commercial and industrial 285 285 247 287 9 Commercial real estate 964 964 91 980 60 Construction 75 75 4 76 4 One-to four-family 168 168 21 168 5 Totals 1,492 1,492 363 611 78 Grand totals $ 2,454 $ 2,454 $ 363 $ 1,715 $ 129 No The Company regularly evaluates various attributes of loans to determine the appropriateness of the allowance for loan losses. The credit quality indicators monitored differ depending on the class of loan. Commercial loans are generally evaluated using the following internally prepared ratings: “Pass” ratings are assigned to loans with adequate collateral and debt service ability such that collectability of the contractual loan payments is highly probable. “Special mention/watch” ratings are assigned to loans where management has some concern that the collateral or debt service ability may not “Substandard” ratings are assigned to loans that do not no “Doubtful” ratings are assigned to loans that do not Residential real estate and consumer loans are generally evaluated based on whether or not Information regarding the credit quality indicators most closely monitored for commercial loans by class as of June 30, 2017 September 30, 2016, Pass Special Substandard Doubtful Totals June 30 , 2017 Commercial business $ 1,292 $ — $ 153 $ — $ 1,445 Commercial real estate 18,937 136 996 — 20,069 Multifamily real estate 32,073 216 — — 32,289 Construction 3,560 42 — — 3,602 Totals $ 55,862 $ 394 $ 1,149 $ — $ 57,405 September 30, 2016 Commercial business $ 853 $ — $ 285 $ — $ 1,138 Commercial real estate 19,405 --- 1,440 — 20.845 Multifamily real estate 27,877 219 — — 28,196 Construction 4,714 75 — — 4.789 Totals $ 52,949 $ 294 $ 1,725 $ — $ 54,968 Information regarding the credit quality indicators most closely monitored for residential real estate and consumer loans by class as of June 30, 2017 September 30, 2016, Performing Non- performing Totals June 30 , 2017 One- to four-family $ 61,015 $ — $ 61,015 Second mortgage 8,315 — 8,315 Consumer 1,527 4 1,531 Totals $ 70,857 $ 4 $ 70,861 September 30, 2016 One- to four-family $ 52,967 $ 178 $ 53,145 Second mortgage 9,566 16 8,582 Consumer 1,748 — 1,748 Totals $ 63,281 $ 194 $ 63,475 Loan aging information as of June 30, 2017, Loans Past Loans Past Total Past Commercial real estate $ 136 $ — $ 136 One- to four-family 419 75 494 Second mortgage 25 — 25 Consumer 2 4 6 Totals $ 582 $ 79 $ 661 Total Past Total Current Total Loans Loans 90+ Total Commercial business $ — $ 1,445 $ 1,445 $ — $ — Commercial real estate 136 19,933 20,069 — — Multifamily real estate — 32,289 32,289 — — Construction — 3,602 3,602 — — One- to four-family 494 60,521 61,015 75 — Second mortgage 25 8,290 8,315 — — Consumer 6 1,525 1,531 — 4 Totals $ 582 $ 127,605 $ 128,266 $ 75 $ 4 Loan aging information as of September 30, 2016, Loans Past Loans Past Total Past Commercial and industrial $ — $ 130 $ 130 One- to four-family 546 178 724 Second mortgage 45 16 61 Consumer 7 ---- 7 Totals $ 598 $ 324 $ 922 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 130 $ 1,008 $ 1,138 $ — $ 130 Commercial real estate — 20.845 20,845 — — Multifamily real estate — 28,196 28,196 — — Construction — 4,789 4,789 — — One- to four-family 724 52,421 53,145 — 178 Second mortgage 61 8,521 8,582 — 16 Consumer 7 1,741 1,748 — — Totals $ 922 $ 117,521 $ 118,443 $ — $ 324 When, for economic or legal reasons related to the borrower’s financial difficulties, the Company grants a concession to the borrower that the Company would not may nine June 30, 2017, two $265 two one four $247 No 12 nine June 30, 2017 no 30 12 nine June 30, 2017.

Note 6 - Regulatory Capital Rat

Note 6 - Regulatory Capital Ratios	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 6 Regulatory Capital Ratios The Bank is subject to various regulatory capital requirements administered by federal and state banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Federal and state banking agencies have adopted regulations that substantially amend the capital regulations currently applicable to us. The regulations implement the Basel III regulatory capital reforms and changes required by the Dodd-Frank Act. Effective January 1, 2015 ( two four 1 1 2016, not $1 Under the new capital regulations, the minimum capital ratios are: ( 1 1 4.5% 2 1 6.0% 3 8.0% 4 1 4.0%. 1 The new requirements also include changes in the risk-weights of assets to better reflect credit risk and other risk exposures. These include a 150% 100% 90 20% 0% one not 250% 100% not 0% 600% In addition to the minimum common equity tier 1, 1 1 2.5% buffer requirement is being phased in beginning in January 2016 0.635% January 2019. The FDIC’s prompt corrective action standards also changed effective January 1, 2015. 1 6.5% 1 8.0% 6.0% 10.0% 5.0% At June 30, 2017 September 30, 2016, no June 30, 2017 The Bank’s actual capital amounts and ratios as of June 30, 2017 September 30, 2016 September 30, 2016 1 Actual For Capital To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2017 Total capital (to risk-weighted assets) $ 12,082 11.9% > $ 8,091 > 8.0% > $ 10,114 > 10.0 % Tier I capital (to risk-weighted assets) 10,818 10.7% > 6,069 > 6.0% > 8,091 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,818 10.7% > 4,551 > 4.5% > 6,574 > 6.5 % Tier I capital (to average assets) 10,818 7.4% > 5,846 > 4.0% > 7,307 > 5.0 % September 30, 2016 (as revised) Total capital (to risk-weighted assets) $ 12,070 12.4% > $ 7,808 > 8.0% > $ 9,760 > 10.0 % Tier I capital (to risk-weighted assets) 10,847 11.1% > 5,856 > 6.0% > 7,808 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,847 11.1% > 4,392 > 4.5% > 6,344 > 6.5 % Tier I capital (to average assets) 10,847 7.8% > 5,548 > 4.0% > 6,935 > 5.0 % September 30, 2016 (as presented) Total capital (to risk-weighted assets) $ 12,587 12.8% > $ 7,849 > 8.0% > $ 9,811 > 10.0 % Tier I capital (to risk-weighted assets) 11,357 11.6% > 5,887 > 6.0% > 7,849 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 11,357 11.6% > 4,415 > 4.5% > 6,377 > 6.5 % Tier I capital (to average assets) 11,357 8.2% > 5,568 > 4.0% > 6,960 > 5.0 % As a state-chartered savings bank, the Bank is required to maintain a minimum net worth ratio. The Bank’s actual and required net worth ratios are as follows: Actual Net Worth Required Net Worth Amount Ratio Amount Ratio June 30, 2017 $ 12,082 8.2 % $ 8,891 6.0 % September 30, 2016 (as revised) 12,070 8.6 % 8,400 6.0 % September 30, 2016 (as presented) 12,587 9.0 % 8,430 6.0 %

Note 7 - Fair Value Measurement

Note 7 - Fair Value Measurements	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Fair Value, Measurement Inputs, Disclosure [Text Block]	Note 7 Fair Value Measurements Accounting standards describe three may Following is a brief description of each level of the fair value hierarchy: Level 1 Level 2 1 2 not 3 Level 3 one 3 Some assets and liabilities, such as securities available for sale, are measured at fair value on a recurring basis under accounting principles generally accepted in the United States. Other assets and liabilities, such as impaired loans, may Following is a description of the valuation methodology used for each asset measured at fair value on a recurring or nonrecurring basis, as well as the classification of the asset within the fair value hierarchy. Securities available for sale - may 1 2 1 1 2 2 Loans - not may not 2 3 Information regarding the fair value of assets measured at fair value on a recurring basis as of June 30, 2017 September 30, 2016 Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant June 30, 2017 Assets - Securities available for sale $ 926 $ — $ 926 $ — September 30, 2016 Assets - Securities available for sale $ 1,119 $ — $ 1,119 $ — Information regarding the fair value of assets measured at fair value on a nonrecurring basis as of June 30, 2017 September 30, 2016 Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant June 30, 2017 Loans $ 1,023 $ — $ — $ 1,023 Totals $ 1,023 $ — $ — $ 1,023 September 30, 2016 Loans $ 1,129 $ — $ — $ 1,129 Totals $ 1,129 $ — $ — $ 1,129 Loans with a carrying amount of $1,259 $1,492 $1,023 1,129 June 30, 2017 September 30, 2016, $236 $363 nine June 30, 2017 September 30, 2016, 3 At June 30, 2017 September 30, 2016 no The Company estimates fair value of all financial instruments regardless of whether such instruments are measured at fair value. The following methods and assumptions were used by the Company to estimate fair value of financial instruments not Cash and cash equivalents - Other interest-bearing deposits - Securities held to maturity - not Loans held for sale - Loans - Federal Home Loan Bank stock - Accrued interest receivable and payable - Cash value of life insurance - Deposits and advance payments by borrowers for taxes and insurance - no Federal funds purchased - Borrowed funds - 90 Off-balance-sheet instruments - not not no The carrying value and estimated fair value of financial instruments at June 30, 2017 September 30, 2016 June 30, 2017 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,348 $ 3,348 $ — $ — Other interest-bearing deposits 5,515 — — 5,405 Securities available for sale 926 — 926 — Securities held to maturity 1,982 — 2,011 — Loans held for sale 1,223 — 1,223 — Loans 125,318 — — 122,812 Accrued interest receivable 430 430 — — Cash value of life insurance 3,450 — — 3,450 Federal Home Loan Bank stock 490 — — 490 Financial liabilities: Deposits $ 119,967 $ 83,943 $ — $ 35,450 Advance payments by borrowers for taxes and insurance 615 615 — — Federal funds purchased 918 918 — — Borrowed funds 13,861 — — 14,033 Accrued interest payable 59 59 — — September 30, 2016 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,165 $ 3,165 $ — $ — Other interest-bearing deposits 5,327 — — 5,369 Securities available for sale 1,119 — 1,119 — Securities held to maturity 2,340 — 2,411 — Loans held for sale 1,721 — 1,721 — Loans 116,164 — — 116,619 Accrued interest receivable 421 421 — — Cash value of life insurance 3,392 — — 3,392 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 112,558 $ 79,944 $ — $ 32,933 Advance payments by borrowers for taxes and insurance 809 809 — — Federal funds purchased 1,330 1,330 — — Borrowed funds 12,223 — — 12,626 Accrued interest payable 59 59 — — Limitations - no not may not may not Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instrument. These estimates do not one no no not

Note 8 - Employee Stock Ownersh

Note 8 - Employee Stock Ownership Plan	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 8 Employee Stock Ownership Plan The Company maintains a leveraged employee stock ownership plan (“ESOP”) that covers substantially all employees. The ESOP was established in conjunction with the Company’s stock offering completed in April 2014. As shares are committed to be released from collateral and allocated to active participants, the Company reports compensation expense equal to the current market price of the shares and the shares will become outstanding for earnings-per-shares (EPS) computations. During the nine June 30, 2017, 2,158 $11.26 $24 nine June 30, 2017. June 30, 2017 September 30, 2016 June 30, September 30, Allocated shares 5,755 5,755 Shares committed to be released and allocated to participants 4,316 2,158 Total unallocated shares 61,864 64,022 Total ESOP shares 71,935 71,935

Note 9 - Subsequent Events

Note 9 - Subsequent Events	9 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Subsequent Events [Text Block]	Note 9 Subsequent Events Management has reviewed operations for potential disclosure of information or financial statement impacts related to events occurring after June 30, 2017 Based on the results of this review, no

Note 1 - Basis of Financial S18

Note 1 - Basis of Financial Statement Presentation (Tables)	9 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Error Corrections and Prior Period Adjustments [Table Text Block]	September 30, 2016 As Reported Adjustment Revised Loans, net of allowance for loan losses $ 116,674 $ (510 ) $ 116,164 Total assets 140,502 (510 ) 139,992 Retained earnings 5,580 (510 ) 5,070 Total stockholders’ equity 12,355 (510 ) 11,845 Total liabilities and stockholders’ equity 140,502 (510 ) 139,992 Three Months Ended June 30, 2016 As Reported Adjustment Revised Service fees $ 67 $ 1 $ 68 Total noninterest income 227 1 228 Compensation and employee benefits 601 4 605 Professional fees 76 17 93 Total noninterest expense 1,235 21 1,256 Income before income taxes 20 (20 ) — Net income 20 (20 ) — Earnings per share basic .02 (.02 ) — Earnings per share dilutive .02 (.02 ) — Nine Months Ended June 30, 2016 As Reported Adjustment Revised Service fees $ 205 $ 2 $ 207 Total noninterest income 624 2 626 Compensation and employee benefits 1,789 10 1,799 Professional fees 197 48 245 Total noninterest expense 3,635 58 3,693 Income before taxes 135 (56 ) 79 Net income 135 (56 ) 79 Earnings per share basic .16 (.07 ) .09 Earnings per share dilutive .16 (.07 ) .09

Note 3 - Earnings Per Share (Ta

Note 3 - Earnings Per Share (Tables)	9 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Three Months Nine Months Nine Months Net income (loss) $ 35 $ — $ (52 ) $ 79 Basic potential common shares: Weighted average shares outstanding 899,190 899,190 899,190 899,190 Weighted average unallocated Employee Stock Ownership Plan shares (62,134 ) (65,101 ) (62,943 ) (65,820 ) Basic weighted average shares outstanding 837,056 834,089 836,247 833,370 Dilutive potential common shares — — — — Dilutive weighted average shares outstanding 837,056 834,089 836,247 833,370 Basic earnings per share $ .04 $ — $ (.06 ) $ .09 Diluted earnings per share $ .04 $ — $ (.06 ) $ .09

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	9 Months Ended
	Jun. 30, 2017
Notes Tables
Marketable Securities [Table Text Block]	Amortized Gross Gross Estimated June 30, 2017 Securities available for sale: U.S. agency pass-through $ 929 $ 2 $ (5 ) $ 926 Securities held to maturity: U.S. agency pass-through $ 1,982 $ 29 $ — $ 2,011 September 30, 2016 Securities available for sale: U.S. agency pass-through $ 1,116 $ 5 $ 2 $ 1,119 Securities held to maturity: U.S. agency pass-through $ 2,340 $ 71 $ — $ 2,411
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrealized Fair Unrealized Fair Value Unrealized June 30, 2017: Securities available for sale: U.S. agency pass-through $ 379 $ 2 $ 194 $ 3 $ 573 $ 5 Totals $ 379 $ 2 $ 194 $ 3 $ 573 $ 5 September 30, 2016: Securities available for sale: U.S. agency pass-through $ 234 $ 2 $ — $ — $ 234 $ 2 Totals $ 234 $ 2 $ — $ — $ 234 $ 2

Note 5 - Loans (Tables)

Note 5 - Loans (Tables)	9 Months Ended
	Jun. 30, 2017
Notes Tables
Loan Portfolio [Table Text Block]	June 30, September 30, Commercial: Commercial business $ 1,445 $ 1,138 Commercial real estate 20,069 20,845 Multifamily real estate 32,289 28,196 Construction 3,602 4,789 Residential real estate: One- to four-family residential 61,015 53,145 Second mortgage 8,315 8,582 Consumer 1,531 1,748 Subtotals 128,266 118,443 Allowance for loan losses (1,445 ) (1,502 ) Net deferred loan expenses 46 (91 ) Undisbursed loan proceeds (1,549 ) (686 ) Loans, net $ 125,318 $ 116,164
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Three Months Ended Commercial Residential Consumer Totals Balance at March 31, 2016 $ 862 $ 599 $ 26 $ 1,487 Provision for loan losses (3 ) 10 (2 ) 5 Loans charged off — — (1 ) (1 ) Recoveries of loans previously charged off — — 1 1 Balance at June 30, 2016 $ 859 $ 609 $ 24 $ 1,492 Balance at March 31, 2017 $ 902 $ 585 $ 14 $ 1,501 Provision for loan losses 75 (80 ) 5 — Loans charged off (55 ) — (2 ) (57 ) Recoveries of loans previously charged off — — 1 1 Balance at June 30, 2017 $ 922 $ 505 $ 18 $ 1,445 Nine Months Ended Commercial Residential Consumer Totals Balance at September 30, 2015 $ 930 $ 522 $ 26 $ 1,478 Provision for loan losses (71 ) 87 1 15 Loans charged off — — (5 ) (5 ) Recoveries of loans previously charged off — — 4 4 Balance at June 30, 2016 $ 859 $ 609 $ 24 $ 1,492 Balance at September 30, 2016 $ 937 $ 550 $ 15 $ 1,502 Provision for loan losses 40 (45 ) 5 — Loans charged off (55 ) — (7 ) (62 ) Recoveries of loans previously charged off — — 5 5 Balance at June 30, 2017 $ 922 $ 505 $ 18 $ 1,445 Commercial Residential Consumer Totals Allowance for loan losses at June 30, 2017: Individually evaluated for impairment $ 205 $ 29 $ 2 $ 236 Collectively evaluated for impairment 717 476 14 1,209 Totals $ 922 $ 505 $ 16 $ 1,445 Allowance for loan losses at September 30, 2016: Individually evaluated for impairment $ 342 $ 21 $ — $ 363 Collectively evaluated for impairment 595 529 15 1,139 Totals $ 937 $ 550 $ 15 $ 1,502
Schedule of Loans Class, Individually and Collectively Evaluated for Impairment [Table Text Block]	Commercial Residential Consumer Totals Loans at June 30, 2017: Individually evaluated for impairment $ 1,192 $ 765 $ 2 $ 1,959 Collectively evaluated for impairment 56,213 68,565 1,529 126,307 Totals $ 57,405 $ 69,330 $ 1,531 $ 128,266 Loans at September 30, 2016: Individually evaluated for impairment $ 1,801 $ 653 $ — $ 2,454 Collectively evaluated for impairment 53,167 61,074 1,748 115,989 Totals $ 54,968 $ 61,727 $ 1,748 $ 118,443
Impaired Financing Receivables [Table Text Block]	Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 61 $ 61 N/A $ 61 $ 1 Construction 42 42 N/A 43 2 One-to four-family 597 597 N/A 600 18 Totals 700 700 N/A 704 21 Impaired loans with an allowance for loan losses: Commercial business 153 153 142 154 4 Commercial real estate 936 936 63 950 41 One-to four-family 168 168 29 168 4 Consumer 2 2 2 3 — Totals 1,259 1,259 236 1,275 49 Grand totals $ 1,959 $ 1,959 $ 236 $ 1,979 $ 70 Recorded Principal Related Average Interest Impaired loans with no related allowance for loan losses: Commercial real estate $ 477 $ 4777 N/A $ 504 $ 30 One-to four-family 485 4855 N/A 489 21 Totals 962 962 N/A 993 51 Impaired loans with an allowance for loan losses: Commercial and industrial 285 285 247 287 9 Commercial real estate 964 964 91 980 60 Construction 75 75 4 76 4 One-to four-family 168 168 21 168 5 Totals 1,492 1,492 363 611 78 Grand totals $ 2,454 $ 2,454 $ 363 $ 1,715 $ 129
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Substandard Doubtful Totals June 30 , 2017 Commercial business $ 1,292 $ — $ 153 $ — $ 1,445 Commercial real estate 18,937 136 996 — 20,069 Multifamily real estate 32,073 216 — — 32,289 Construction 3,560 42 — — 3,602 Totals $ 55,862 $ 394 $ 1,149 $ — $ 57,405 September 30, 2016 Commercial business $ 853 $ — $ 285 $ — $ 1,138 Commercial real estate 19,405 --- 1,440 — 20.845 Multifamily real estate 27,877 219 — — 28,196 Construction 4,714 75 — — 4.789 Totals $ 52,949 $ 294 $ 1,725 $ — $ 54,968
Financing Receivable Performing and Non Performing [Table Text Block]	Performing Non- performing Totals June 30 , 2017 One- to four-family $ 61,015 $ — $ 61,015 Second mortgage 8,315 — 8,315 Consumer 1,527 4 1,531 Totals $ 70,857 $ 4 $ 70,861 September 30, 2016 One- to four-family $ 52,967 $ 178 $ 53,145 Second mortgage 9,566 16 8,582 Consumer 1,748 — 1,748 Totals $ 63,281 $ 194 $ 63,475
Past Due Financing Receivables [Table Text Block]	Loans Past Loans Past Total Past Commercial real estate $ 136 $ — $ 136 One- to four-family 419 75 494 Second mortgage 25 — 25 Consumer 2 4 6 Totals $ 582 $ 79 $ 661 Total Past Total Current Total Loans Loans 90+ Total Commercial business $ — $ 1,445 $ 1,445 $ — $ — Commercial real estate 136 19,933 20,069 — — Multifamily real estate — 32,289 32,289 — — Construction — 3,602 3,602 — — One- to four-family 494 60,521 61,015 75 — Second mortgage 25 8,290 8,315 — — Consumer 6 1,525 1,531 — 4 Totals $ 582 $ 127,605 $ 128,266 $ 75 $ 4 Loans Past Loans Past Total Past Commercial and industrial $ — $ 130 $ 130 One- to four-family 546 178 724 Second mortgage 45 16 61 Consumer 7 ---- 7 Totals $ 598 $ 324 $ 922 Total Past Total Current Total Loans Loans 90+ Total Commercial and industrial $ 130 $ 1,008 $ 1,138 $ — $ 130 Commercial real estate — 20.845 20,845 — — Multifamily real estate — 28,196 28,196 — — Construction — 4,789 4,789 — — One- to four-family 724 52,421 53,145 — 178 Second mortgage 61 8,521 8,582 — 16 Consumer 7 1,741 1,748 — — Totals $ 922 $ 117,521 $ 118,443 $ — $ 324

Note 6 - Regulatory Capital R22

Note 6 - Regulatory Capital Ratios (Tables)	9 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual For Capital To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio June 30, 2017 Total capital (to risk-weighted assets) $ 12,082 11.9% > $ 8,091 > 8.0% > $ 10,114 > 10.0 % Tier I capital (to risk-weighted assets) 10,818 10.7% > 6,069 > 6.0% > 8,091 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,818 10.7% > 4,551 > 4.5% > 6,574 > 6.5 % Tier I capital (to average assets) 10,818 7.4% > 5,846 > 4.0% > 7,307 > 5.0 % September 30, 2016 (as revised) Total capital (to risk-weighted assets) $ 12,070 12.4% > $ 7,808 > 8.0% > $ 9,760 > 10.0 % Tier I capital (to risk-weighted assets) 10,847 11.1% > 5,856 > 6.0% > 7,808 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 10,847 11.1% > 4,392 > 4.5% > 6,344 > 6.5 % Tier I capital (to average assets) 10,847 7.8% > 5,548 > 4.0% > 6,935 > 5.0 % September 30, 2016 (as presented) Total capital (to risk-weighted assets) $ 12,587 12.8% > $ 7,849 > 8.0% > $ 9,811 > 10.0 % Tier I capital (to risk-weighted assets) 11,357 11.6% > 5,887 > 6.0% > 7,849 > 8.0 % Common equity tier 1 capital (to risk-weighted assets) 11,357 11.6% > 4,415 > 4.5% > 6,377 > 6.5 % Tier I capital (to average assets) 11,357 8.2% > 5,568 > 4.0% > 6,960 > 5.0 %
Schedule of Compliance with Regulatory Capital Requirements for Mortgage Companies [Table Text Block]	Actual Net Worth Required Net Worth Amount Ratio Amount Ratio June 30, 2017 $ 12,082 8.2 % $ 8,891 6.0 % September 30, 2016 (as revised) 12,070 8.6 % 8,400 6.0 % September 30, 2016 (as presented) 12,587 9.0 % 8,430 6.0 %

Note 7 - Fair Value Measureme23

Note 7 - Fair Value Measurements (Tables)	9 Months Ended
	Jun. 30, 2017
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Recurring Fair Value Measurements Using Assets Quoted Prices Significant Significant June 30, 2017 Assets - Securities available for sale $ 926 $ — $ 926 $ — September 30, 2016 Assets - Securities available for sale $ 1,119 $ — $ 1,119 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	Nonrecurring Fair Value Measurements Using Assets Quoted Prices Significant Significant June 30, 2017 Loans $ 1,023 $ — $ — $ 1,023 Totals $ 1,023 $ — $ — $ 1,023 September 30, 2016 Loans $ 1,129 $ — $ — $ 1,129 Totals $ 1,129 $ — $ — $ 1,129
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2017 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,348 $ 3,348 $ — $ — Other interest-bearing deposits 5,515 — — 5,405 Securities available for sale 926 — 926 — Securities held to maturity 1,982 — 2,011 — Loans held for sale 1,223 — 1,223 — Loans 125,318 — — 122,812 Accrued interest receivable 430 430 — — Cash value of life insurance 3,450 — — 3,450 Federal Home Loan Bank stock 490 — — 490 Financial liabilities: Deposits $ 119,967 $ 83,943 $ — $ 35,450 Advance payments by borrowers for taxes and insurance 615 615 — — Federal funds purchased 918 918 — — Borrowed funds 13,861 — — 14,033 Accrued interest payable 59 59 — — September 30, 2016 Fair Value Carrying Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 3,165 $ 3,165 $ — $ — Other interest-bearing deposits 5,327 — — 5,369 Securities available for sale 1,119 — 1,119 — Securities held to maturity 2,340 — 2,411 — Loans held for sale 1,721 — 1,721 — Loans 116,164 — — 116,619 Accrued interest receivable 421 421 — — Cash value of life insurance 3,392 — — 3,392 Federal Home Loan Bank stock 646 — — 646 Financial liabilities: Deposits $ 112,558 $ 79,944 $ — $ 32,933 Advance payments by borrowers for taxes and insurance 809 809 — — Federal funds purchased 1,330 1,330 — — Borrowed funds 12,223 — — 12,626 Accrued interest payable 59 59 — —

Note 8 - Employee Stock Owner24

Note 8 - Employee Stock Ownership Plan (Tables)	9 Months Ended
	Jun. 30, 2017
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	June 30, September 30, Allocated shares 5,755 5,755 Shares committed to be released and allocated to participants 4,316 2,158 Total unallocated shares 61,864 64,022 Total ESOP shares 71,935 71,935

Note 1 - Basis of Financial S25

Note 1 - Basis of Financial Statement Presentation (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$ 35,000		$ (52,000)	$ 79,000
Restatement Adjustment [Member]
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$ (150,000)	$ (20,000)	(150,000)	$ (56,000)
Decrease in Net Loans [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount			528,000
Decrease in Retained Earnings [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount			528,000
Decrease in Service Fees [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount			13,000
Increase in Compensation and Employee Benefits Expense [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount			114,000
Increase in Professional Fees [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount			401,000
Improper Recognition of Various Vendor Expenses [Member]
Quantifying Misstatement in Current Year Financial Statements, Amount			$ 528,000

Note 1 - Basis of Financial S26

Note 1 - Basis of Financial Statement Presentation - Effect on Unaudited Condensed Consolidated Balance Sheet and Statement of Operations (Details) - USD ($)	3 Months Ended		9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Sep. 30, 2016	Sep. 30, 2015
Loans, net of allowance for loan losses	$ 125,318,000		$ 125,318,000		$ 116,164,000
Total assets	148,188,000		148,188,000		139,992,000
Retained earnings	5,018,000		5,018,000		5,070,000
Total stockholders’ equity	11,811,000	$ 11,783,000	11,811,000	$ 11,783,000	11,845,000	$ 11,711,000
Total liabilities and stockholders’ equity	148,188,000		148,188,000		139,992,000
Net income	$ 35,000		$ (52,000)	$ 79,000
Earnings per share basic (in dollars per share)	$ 0.04		$ (0.06)	$ 0.09
Earnings per share dilutive (in dollars per share)	$ 0.04		$ (0.06)	$ 0.09
Service fees	$ 58,000	$ 68,000	$ 196,000	$ 207,000
Total noninterest income	126,000	228,000	379,000	626,000
Compensation and employee benefits	509,000	605,000	1,784,000	1,799,000
Professional fees	156,000	93,000	307,000	245,000
Total noninterest expense	1,224,000	1,256,000	3,788,000	3,693,000
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	35,000		(52,000)	79,000
Scenario, Previously Reported [Member]
Loans, net of allowance for loan losses					116,674,000
Total assets					140,502,000
Retained earnings					5,580,000
Total stockholders’ equity					12,355,000
Total liabilities and stockholders’ equity					140,502,000
Net income		$ 20,000		$ 135,000
Earnings per share basic (in dollars per share)		$ 0.02		$ 0.16
Earnings per share dilutive (in dollars per share)		$ 0.02		$ 0.16
Service fees		$ 67,000		$ 205,000
Total noninterest income		227,000		624,000
Compensation and employee benefits		601,000		1,789,000
Professional fees		76,000		197,000
Total noninterest expense		1,235,000		3,635,000
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest		20,000		135,000
Restatement Adjustment [Member]
Loans, net of allowance for loan losses					(510,000)
Total assets					(510,000)
Retained earnings					(510,000)
Total stockholders’ equity					(510,000)
Total liabilities and stockholders’ equity					$ (510,000)
Net income		$ (20,000)		$ (56,000)
Earnings per share basic (in dollars per share)		$ (0.02)		$ (0.07)
Earnings per share dilutive (in dollars per share)		$ (0.02)		$ (0.07)
Service fees		$ 1,000		$ 2,000
Total noninterest income		1,000		2,000
Compensation and employee benefits		4,000		10,000
Professional fees		17,000		48,000
Total noninterest expense		21,000		58,000
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$ (150,000)	$ (20,000)	$ (150,000)	$ (56,000)

Note 3 - Earnings Per Share - E

Note 3 - Earnings Per Share - Earnings Per Share Calculations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Net income	$ 35		$ (52)	$ 79
Basic potential common shares:
Weighted average shares outstanding (in shares)	899,190	899,190	899,190	899,190
Weighted average unallocated Employee Stock Ownership Plan shares (in shares)	(62,134)	(65,101)	(62,943)	(65,820)
Basic weighted average shares outstanding (in shares)	837,056	834,089	836,247	833,370
Dilutive potential common shares (in shares)	0	0
Dilutive weighted average shares outstanding (in shares)	837,056	834,089	836,247	833,370
Earnings per share basic (in dollars per share)	$ 0.04		$ (0.06)	$ 0.09
Earnings per share dilutive (in dollars per share)	$ 0.04		$ (0.06)	$ 0.09

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual)	Jun. 30, 2017	Sep. 30, 2016
Number of Debt Securities with Unrealized Losses	4	2

Note 4 - Securities - Amortized

Note 4 - Securities - Amortized Cost and Estimated Fair Value of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Securities held to maturity, Amortized cost	$ 1,982	$ 2,340
Securities held to maturity, fair value	2,011	2,411
Securities available for sale	926	1,119
U.S. Agency Pass-through [Member]
Securities held to maturity, Amortized cost	1,982	2,340
Securities held to maturity, Gross unrealized gains	29	71
Securities held to maturity, Gross unrealized losses
Securities held to maturity, fair value	2,011	2,411
Securities available for sale, Amortized cost	929	1,116
Securities available for sale, Gross unrealized gains	2	5
Securities available for sale, Gross unrealized losses	(5)	(2)
Securities available for sale, Gross unrealized losses	5	2
Securities available for sale	$ 926	$ 1,119

Note 4 - Securities - Fair Valu

Note 4 - Securities - Fair Value and Gross Unrealized Losses of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Less Than 12 Months Fair Value	$ 379	$ 234
Less Than 12 Months Unrealized Losses	2	2
12 Months or More Fair Value	194
12 Months or More Unrealized Losses	3
Total Fair Value	573	234
Total Unrealized Losses	5	2
U.S. Agency Pass-through [Member]
Less Than 12 Months Fair Value	379	234
Less Than 12 Months Unrealized Losses	2	2
12 Months or More Fair Value	194
12 Months or More Unrealized Losses	3
Total Fair Value	573	234
Total Unrealized Losses	$ 5	$ 2

Note 5 - Loans (Details Textual

Note 5 - Loans (Details Textual) $ in Thousands	9 Months Ended
	Jun. 30, 2017USD ($)
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0
Financing Receivable, Modifications, Number of Contracts	0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Financing Receivable, Modifications, Recorded Investment	$ 265
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$ 247
Financing Receivable, Modifications, Number of Contracts	2

Note 5 - Loans - Total Loans by

Note 5 - Loans - Total Loans by Portfolio Segment and Class of Loan (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Total Loans	$ 128,266	$ 118,443
Allowance for loan losses	(1,445)	(1,502)
Net deferred loan expenses	46	(91)
Undisbursed loan proceeds	(1,549)	(686)
Loans, net	125,318	116,164
Commercial Portfolio Segment [Member]
Total Loans	57,405	54,968
Allowance for loan losses	(922)	(937)
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member]
Total Loans	1,445	1,138
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Total Loans	20,069	20,845
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member]
Total Loans	32,289	28,196
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Total Loans	3,602	4,789
Residential Portfolio Segment [Member]
Total Loans	69,330	61,727
Allowance for loan losses	(505)	(550)
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Total Loans	61,015	53,145
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member]
Total Loans	8,315	8,582
Consumer Portfolio Segment [Member]
Total Loans	1,531	1,748
Allowance for loan losses	$ (16)	$ (15)

Note 5 - Loans - Analysis of Al

Note 5 - Loans - Analysis of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Sep. 30, 2016
Balance	$ 1,501	$ 1,487	$ 1,502	$ 1,478
Provision for loan losses		5		15
Loans charged off	(57)	(1)	(62)	(5)
Recoveries of loans previously charged off	1	1	5	4
Balance	1,445	1,492	1,445	1,492
Individually evaluated for impairment	236		236		$ 363
Collectively evaluated for impairment	1,209		1,209		1,139
Totals	1,445		1,445		1,502
Commercial Portfolio Segment [Member]
Balance	902	862	937	930
Provision for loan losses	75	(3)	40	(71)
Loans charged off	(55)		(55)
Recoveries of loans previously charged off
Balance	922	859	922	859
Individually evaluated for impairment	205		205		342
Collectively evaluated for impairment	717		717		595
Totals	922		922		937
Residential Portfolio Segment [Member]
Balance	585	599	550	522
Provision for loan losses	(80)	10	(45)	87
Loans charged off
Recoveries of loans previously charged off
Balance	505	609	505	609
Individually evaluated for impairment	29		29		21
Collectively evaluated for impairment	476		476		529
Totals	505		505		550
Consumer Portfolio Segment [Member]
Balance	14	26	15	26
Provision for loan losses	5	(2)	5	1
Loans charged off	(2)	(1)	(7)	(5)
Recoveries of loans previously charged off	1	1	5	4
Balance	18	$ 24	18	$ 24
Individually evaluated for impairment	2		2
Collectively evaluated for impairment	14		14		15
Totals	$ 16		$ 16		$ 15

Note 5 - Loans - Analysis of Lo

Note 5 - Loans - Analysis of Loans Evaluated for Impairment (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Individually evaluated for impairment	$ 1,959	$ 2,454
Collectively evaluated for impairment	126,307	115,989
Totals	128,266	118,443
Commercial Portfolio Segment [Member]
Individually evaluated for impairment	1,192	1,801
Collectively evaluated for impairment	56,213	53,167
Totals	57,405	54,968
Residential Portfolio Segment [Member]
Individually evaluated for impairment	765	653
Collectively evaluated for impairment	68,565	61,074
Totals	69,330	61,727
Consumer Portfolio Segment [Member]
Individually evaluated for impairment	2
Collectively evaluated for impairment	1,529	1,748
Totals	$ 1,531	$ 1,748

Note 5 - Loans - Impaired Loans

Note 5 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Jun. 30, 2017	Sep. 30, 2016
Loans with an allowance for loan losses, Interest Recognized	$ 49	$ 78
Grand totals, Recorded Investment	1,959	2,454
Grand totals, Principal Balance	1,959	2,454
Grand totals, Related Allowance	236	363
Grand totals, Average Investment	1,979	1,715
Grand totals, Interest Recognized	70	129
Loans with no related allowance for loan losses, Recorded Investment	700	962
Loans with no related allowance for loan losses, Principal Balance	700	962
Loans with no related allowance for loan losses, Average Investment	704	993
Loans with no related allowance for loan losses, Interest Recognized	21	51
Loans with an allowance for loan losses, Recorded Investment	1,259	1,492
Loans with an allowance for loan losses, Principal Balance	1,259	1,492
Impaired Financing Receivable, Related Allowance	236	363
Loans with an allowance for loan losses, Average Investment	1,275	611
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans with an allowance for loan losses, Interest Recognized	41	60
Grand totals, Related Allowance	63	91
Loans with no related allowance for loan losses, Recorded Investment	61	477
Loans with no related allowance for loan losses, Principal Balance	61	4,777
Loans with no related allowance for loan losses, Average Investment	61	504
Loans with no related allowance for loan losses, Interest Recognized	1	30
Loans with an allowance for loan losses, Recorded Investment	936	964
Loans with an allowance for loan losses, Principal Balance	936	964
Impaired Financing Receivable, Related Allowance	63	91
Loans with an allowance for loan losses, Average Investment	950	980
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans with an allowance for loan losses, Interest Recognized	2	4
Grand totals, Related Allowance		4
Loans with an allowance for loan losses, Recorded Investment	42	75
Loans with an allowance for loan losses, Principal Balance	42	75
Impaired Financing Receivable, Related Allowance		4
Loans with an allowance for loan losses, Average Investment	43	76
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans with an allowance for loan losses, Interest Recognized		9
Grand totals, Related Allowance		247
Loans with an allowance for loan losses, Recorded Investment		285
Loans with an allowance for loan losses, Principal Balance		285
Impaired Financing Receivable, Related Allowance		247
Loans with an allowance for loan losses, Average Investment		287
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member]
Loans with an allowance for loan losses, Interest Recognized	4
Grand totals, Related Allowance	142
Loans with an allowance for loan losses, Recorded Investment	153
Loans with an allowance for loan losses, Principal Balance	153
Impaired Financing Receivable, Related Allowance	142
Loans with an allowance for loan losses, Average Investment	154
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Loans with an allowance for loan losses, Interest Recognized	4	5
Grand totals, Related Allowance	29	21
Loans with no related allowance for loan losses, Recorded Investment	597	485
Loans with no related allowance for loan losses, Principal Balance	597	4,855
Loans with no related allowance for loan losses, Average Investment	600	489
Loans with no related allowance for loan losses, Interest Recognized	18	21
Loans with an allowance for loan losses, Recorded Investment	168	168
Loans with an allowance for loan losses, Principal Balance	168	168
Impaired Financing Receivable, Related Allowance	29	21
Loans with an allowance for loan losses, Average Investment	168	$ 168
Consumer Portfolio Segment [Member]
Loans with an allowance for loan losses, Interest Recognized
Grand totals, Related Allowance	2
Loans with an allowance for loan losses, Recorded Investment	2
Loans with an allowance for loan losses, Principal Balance	2
Impaired Financing Receivable, Related Allowance	2
Loans with an allowance for loan losses, Average Investment	$ 3

Note 5 - Loans - Credit Quality

Note 5 - Loans - Credit Quality Indicators for Commercial Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Total Loans	$ 128,266	$ 118,443
Commercial Portfolio Segment [Member]
Total Loans	57,405	54,968
Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	55,862	52,949
Commercial Portfolio Segment [Member] | Substandard [Member]
Total Loans	1,149	1,725
Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	394	294
Commercial Business Loans [Member] | Commercial Portfolio Segment [Member]
Total Loans	1,445	1,138
Commercial Business Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	1,292	853
Commercial Business Loans [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Total Loans	153	285
Real Estate Loan [Member] | Commercial Portfolio Segment [Member]
Total Loans	20,069	20,845
Real Estate Loan [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	18,937	19,405
Real Estate Loan [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Total Loans	996	1,440
Real Estate Loan [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	136
Multi Family Real Estate [Member] | Commercial Portfolio Segment [Member]
Total Loans	32,289	28,196
Multi Family Real Estate [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	32,073	27,877
Multi Family Real Estate [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	216	219
Construction Loans [Member] | Commercial Portfolio Segment [Member]
Total Loans	3,602	4,789
Construction Loans [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans	3,560	4,714
Construction Loans [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans	$ 42	$ 75

Note 5 - Loans - Credit Quali37

Note 5 - Loans - Credit Quality Indicators for Residential Real Estate and Consumer Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Total Loans	$ 128,266	$ 118,443
Residential Real Estate and Consumer Loans [Member]
Total Loans	70,861	63,475
Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Total Loans	61,015	53,145
Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans		8,582
Consumer Portfolio Segment [Member]
Total Loans	1,531	1,748
Performing Financial Instruments [Member] | Residential Real Estate and Consumer Loans [Member]
Total Loans	70,857	63,281
Performing Financial Instruments [Member] | Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Total Loans	61,015	52,967
Performing Financial Instruments [Member] | Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans	8,315	9,566
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Total Loans	1,527	1,748
Nonperforming Financial Instruments [Member] | Residential Real Estate and Consumer Loans [Member]
Total Loans	4	194
Nonperforming Financial Instruments [Member] | Residential Real Estate Loans [Member] | One-to-four-family Residential [Member]
Total Loans		178
Nonperforming Financial Instruments [Member] | Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans		16
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Total Loans	4
Residential Real Estate Loans [Member] | Second Mortgage Loan [Member]
Total Loans	$ 8,315

Note 5 - Loans - Loan Aging Inf

Note 5 - Loans - Loan Aging Information (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Total Nonaccrual Loans	$ 4	$ 324
Total Past Due Loans	661	922
Total Current Loans	127,605	117,521
Total Loans	128,266	118,443
Loans 90+ Days Past Due and Accruing Interest	75
Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	582	598
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	79	324
Commercial Portfolio Segment [Member]
Total Loans	57,405	54,968
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Total Past Due Loans	136
Total Current Loans	19,933	20,845
Total Loans	20,069	20,845
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	136
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans
Commercial Portfolio Segment [Member] | Commercial Business Loans [Member]
Total Nonaccrual Loans
Total Past Due Loans
Total Current Loans	1,445
Total Loans	1,445	1,138
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Total Nonaccrual Loans		130
Total Past Due Loans		130
Total Current Loans		1,008
Total Loans		1,138
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans		130
Commercial Portfolio Segment [Member] | Multi Family Real Estate [Member]
Total Current Loans	32,289	28,196
Total Loans	32,289	28,196
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Total Current Loans	3,602	4,789
Total Loans	3,602	4,789
Residential Portfolio Segment [Member]
Total Loans	69,330	61,727
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member]
Total Nonaccrual Loans		178
Total Past Due Loans	494	724
Total Current Loans	60,521	52,421
Total Loans	61,015	53,145
Loans 90+ Days Past Due and Accruing Interest	75
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	419	546
Residential Portfolio Segment [Member] | One-to-four-family Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	75	178
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member]
Total Nonaccrual Loans		16
Total Past Due Loans	25	61
Total Current Loans	8,290	8,521
Total Loans	8,315	8,582
Loans 90+ Days Past Due and Accruing Interest
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	25
Residential Portfolio Segment [Member] | Second Mortgage Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans
Residential Portfolio Segment [Member] | Home Equity Loan [Member]
Total Past Due Loans		61
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans		45
Residential Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans		16
Consumer Portfolio Segment [Member]
Total Nonaccrual Loans	4
Total Past Due Loans	6	7
Total Current Loans	1,525	1,741
Total Loans	1,531	1,748
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Total Past Due Loans	2	$ 7
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Total Past Due Loans	$ 4

Note 6 - Regulatory Capital R39

Note 6 - Regulatory Capital Ratios (Details Textual)	Jun. 30, 2017	Sep. 30, 2016	Dec. 31, 2014
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%
Risk Weighted Assets, High Volatility Loans	150.00%		100.00%
Risk Weighted Assets Credit Conversion Factor	20.00%		0.00%
Risk Weighed Assets, Mortgage Servicing and Deferred Tax Assets	250.00%		100.00%
Risk Weighted Assets, Equity Exposures	600.00%		0.00%
Additional Common Equity Tier One Capital Ratio, Full Implementation	2.50%
Additional Common Equity Tier One Capital Ratio, Initial Phase	0.635%
Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%	6.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Note 6 - Regulatory Capital R40

Note 6 - Regulatory Capital Ratios - Bank's Actual Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016	Dec. 31, 2014
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	6.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	8.00%	8.00%	6.00%
Common equity tier 1 capital (to risk-weighted assets), actual amount	$ 10,818	$ 10,847
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose ratio	4.50%
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	6.50%	6.50%
Tier I capital (to average assets), actual amount	$ 10,818	$ 10,847
Tier I capital (to average assets), for capital adequacy purpose ratio	4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions ratio	5.00%	5.00%
Actual Net Worth, Amount	$ 12,082	$ 12,070
Total capital (to risk-weighted assets), for capital adequacy purpose ratio	8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio	10.00%	10.00%
Tier I capital (to risk-weighted assets), actual amount	$ 10,818	$ 10,847
Scenario, Previously Reported [Member]
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio		8.00%
Common equity tier 1 capital (to risk-weighted assets), actual amount		$ 11,357
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio		6.50%
Tier I capital (to average assets), actual amount		$ 11,357
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions ratio		5.00%
Actual Net Worth, Amount		$ 12,587
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions ratio		10.00%
Tier I capital (to risk-weighted assets), actual amount		$ 11,357
Minimum [Member]
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio	6.00%	6.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 8,091	$ 7,808
Common equity tier 1 capital (to risk-weighted assets), actual ratio	10.70%	11.10%
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose amount	$ 4,551	$ 4,392
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose ratio	4.50%	4.50%
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 6,574	$ 6,344
Tier I capital (to average assets), actual ratio	7.40%	7.80%
Tier I capital (to average assets), for capital adequacy purpose amount	$ 5,846	$ 5,548
Tier I capital (to average assets), for capital adequacy purpose ratio	4.00%	4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions amount	$ 7,307	$ 6,935
Total capital (to risk-weighted assets), actual ratio	11.90%	12.40%
Total capital (to risk-weighted assets), for capital adequacy purpose amount	$ 8,091	$ 7,808
Total capital (to risk-weighted assets), for capital adequacy purpose ratio	8.00%	8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount	$ 10,114	$ 9,760
Tier I capital (to risk-weighted assets), actual ratio	10.70%	11.10%
Tier I capital (to risk-weighted assets), for capital adequacy purpose amount	$ 6,069	$ 5,856
Minimum [Member] | Scenario, Previously Reported [Member]
Tier I capital (to risk-weighted assets), for capital adequacy purpose ratio		6.00%
Tier I capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount		$ 7,849
Common equity tier 1 capital (to risk-weighted assets), actual ratio		11.60%
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose amount		$ 4,415
Common equity tier 1 capital (to risk-weighted assets), for capital adequacy purpose ratio		4.50%
Common equity tier 1 capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount		$ 6,377
Tier I capital (to average assets), actual ratio		8.20%
Tier I capital (to average assets), for capital adequacy purpose amount		$ 5,568
Tier I capital (to average assets), for capital adequacy purpose ratio		4.00%
Tier I capital (to average assets), to be well capitalized under prompt corrective action provisions amount		$ 6,960
Total capital (to risk-weighted assets), actual ratio		12.80%
Total capital (to risk-weighted assets), for capital adequacy purpose amount		$ 7,849
Total capital (to risk-weighted assets), for capital adequacy purpose ratio		8.00%
Total capital (to risk-weighted assets), to be well capitalized under prompt corrective action provisions amount		$ 9,811
Tier I capital (to risk-weighted assets), actual ratio		11.60%
Tier I capital (to risk-weighted assets), for capital adequacy purpose amount		$ 5,887

Note 6 - Regulatory Capital R41

Note 6 - Regulatory Capital Ratios - Bank's Actual and Required Net Worth Ratios (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Actual Net Worth, Ratio	8.20%	8.60%
Required Net Worth, Amount	$ 8,891	$ 8,400
Required Net Worth, Ratio	6.00%	6.00%
Actual Net Worth, Amount	$ 12,082	$ 12,070
Scenario, Previously Reported [Member]
Actual Net Worth, Ratio		9.00%
Required Net Worth, Amount		$ 8,430
Required Net Worth, Ratio		6.00%
Actual Net Worth, Amount		$ 12,587

Note 7 - Fair Value Measureme42

Note 7 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 1,259	$ 1,492
Assets, Fair Value Disclosure, Nonrecurring	1,023	1,129
Impaired Financing Receivable, Related Allowance	236	363
Repossessed Assets	0	0
Loans Receivable [Member]
Assets, Fair Value Disclosure, Nonrecurring	$ 1,023	$ 1,129

Note 7 - Fair Value Measureme43

Note 7 - Fair Value Measurements - Fair Value of Assets Measured at Fair Value on a Recurring Basis (Details) - Available-for-sale Securities [Member] - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Assets - Securities available for sale	$ 926	$ 1,119
Fair Value, Inputs, Level 2 [Member]
Assets - Securities available for sale	$ 926	$ 1,119

Note 7 - Fair Value Measureme44

Note 7 - Fair Value Measurements - Fair Value of Assets Measured at Fair Value on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016
Nonrecurring fair value measurements	$ 1,023	$ 1,129
Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements	1,023	1,129
Loans Receivable [Member]
Nonrecurring fair value measurements	1,023	1,129
Loans Receivable [Member] | Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements	$ 1,023	$ 1,129

Note 7 - Fair Value Measureme45

Note 7 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Sep. 30, 2016	Jun. 30, 2016	Sep. 30, 2015
Financial assets:
Cash and cash equivalents	$ 3,348	$ 3,165	$ 5,622	$ 2,533
Other interest-bearing deposits	5,515	5,327
Securities available for sale	926	1,119
Securities held to maturity	1,982	2,340
Loans held for sale	1,223	1,721
Loans	125,318	116,164
Accrued interest receivable	430	421
Cash value of life insurance	3,450	3,392
Federal Home Loan Bank stock	490	646
Financial liabilities:
Accrued interest payable	59	59
Deposits	119,967	112,558
Advance payments by borrowers for taxes and insurance	615	809
Federal funds purchased	918	1,330
Borrowed funds	13,861	12,223
Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	3,348	3,165
Other interest-bearing deposits
Securities available for sale
Securities held to maturity
Loans held for sale
Loans
Accrued interest receivable	430	421
Cash value of life insurance
Federal Home Loan Bank stock
Financial liabilities:
Accrued interest payable	59	59
Deposits	83,943	79,944
Advance payments by borrowers for taxes and insurance	615	809
Federal funds purchased	918	1,330
Borrowed funds
Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents
Other interest-bearing deposits
Securities available for sale	926	1,119
Securities held to maturity	2,011	2,411
Loans held for sale	1,223	1,721
Loans
Accrued interest receivable
Cash value of life insurance
Federal Home Loan Bank stock
Financial liabilities:
Accrued interest payable
Deposits
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds
Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents
Other interest-bearing deposits	5,405	5,369
Securities available for sale
Securities held to maturity
Loans held for sale
Loans	122,812	116,619
Accrued interest receivable
Cash value of life insurance	3,450	3,392
Federal Home Loan Bank stock	490	646
Financial liabilities:
Accrued interest payable
Deposits	35,450	32,933
Advance payments by borrowers for taxes and insurance
Federal funds purchased
Borrowed funds	$ 14,033	$ 12,626

Note 8 - Employee Stock Owner46

Note 8 - Employee Stock Ownership Plan (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Shares committed to be released and allocated to participants (in shares)	2,158
Employee Stock Ownership Plan, ESOP, Shares Committed to Be Released Weighted Average Fair Value per Share	$ 11.26
Employee Stock Ownership Plan (ESOP), Compensation Expense	$ 24	$ 19

Note 8 - Employee Stock Owner47

Note 8 - Employee Stock Ownership Plan - Employee Stock Ownership Plan (Details) - shares	Jun. 30, 2017	Sep. 30, 2016
Allocated shares (in shares)	5,755	5,755
Shares committed to be released and allocated to participants (in shares)	4,316	2,158
Total unallocated shares (in shares)	61,864	64,022
Total ESOP shares (in shares)	71,935	71,935