Prudential Bancorp (PBIP) 10-Q 14 Aug 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Jun. 30, 2014	Aug. 01, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'PRUDENTIAL BANCORP, INC.	'
Entity Central Index Key	'0001578776	'
Trading Symbol	'pbip	'
Current Fiscal Year End Date	'--09-30	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock Shares Outstanding	'	9,544,809
Document Type	'10-Q	'
Document Period End Date	30-Jun-14	'
Amendment Flag	'false	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'

UNAUDITED_CONSOLIDATED_STATEME

UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and amounts due from depository institutions	$2,093	$2,670
Interest-bearing deposits	27,588	156,314
Total cash and cash equivalents	29,681	158,984
Investment and mortgage-backed securities available for sale (amortized cost - June 30, 2014, $57,509; September 30, 2013, $43,744)	56,527	41,781
Investment and mortgage-backed securities held to maturity (fair value - June 30, 2014, $81,691; September 30, 2013, $80,582)	83,622	83,732
Loans receivable-net of allowance for loan losses (June 30, 2014, $2,185; September 30, 2013, $2,353)	321,679	306,517
Accrued interest receivable	1,825	1,791
Real estate owned	460	406
Federal Home Loan Bank stock-at cost	1,221	1,181
Office properties and equipment-net	1,374	1,525
Bank owned life insurance	12,288	7,119
Prepaid expenses and other assets	2,366	3,555
Deferred tax asset-net	902	1,306
TOTAL ASSETS	511,945	607,897
Deposits:	'	'
Noninterest-bearing	2,806	3,474
Interest-bearing	374,096	539,274
Total deposits	376,902	542,748
Advances from Federal Home Loan Bank	340	340
Accrued interest payable	1,054	1,666
Advances from borrowers for taxes and insurance	2,369	1,480
Accounts payable and accrued expenses	1,824	1,751
Total liabilities	382,489	547,985
STOCKHOLDERS' EQUITY:	'	'
Preferred stock, $.01 par value, 10,000,000 shares authorized, none issued	'	'
Common stock, $.01 par value, 40,000,000 shares authorized; 9,544,809 issued and outstanding at June 30, 2014 and 11,862,693 issued and 9,646,184 outstanding at September 30, 2013	95	118
Additional paid-in capital	94,319	55,297
Unearned ESOP shares	-5,396	-2,565
Treasury stock, at cost: 2,398,509 shares at September 30, 2013	'	-31,625
Retained earnings	41,087	39,979
Accumulated other comprehensive loss	-649	-1,292
Total stockholders' equity	129,456	59,912
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$511,945	$607,897

UNAUDITED_CONSOLIDATED_STATEME1

UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parentheticals) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, except Share data, unless otherwise specified
Statement Of Financial Position [Abstract]	'	'
Investment and mortgage-backed securities available for sale, amortized cost (in dollars)	$57,509	$43,744
Investment and mortgage-backed securities held to maturity, fair value (in dollars)	81,691	80,582
Allowance for loan losses on loans receivable (in dollars)	$2,185	$2,353
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	40,000,000	40,000,000
Common stock, shares issued	9,544,809	11,862,693
Common stock, shares outstanding	9,544,809	9,646,184
Treasury stock, shares	'	2,398,509

UNAUDITED_CONSOLIDATED_STATEME2

UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
INTEREST INCOME:	'	'	'	'
Interest on loans	$3,184	$3,134	$9,489	$9,522
Interest on mortgage-backed securities	378	405	1,054	1,583
Interest and dividends on investments	553	566	1,639	1,594
Interest on interest-bearing assets	21	21	108	77
Total interest income	4,136	4,126	12,290	12,776
INTEREST EXPENSE:	'	'	'	'
Interest on deposits	826	1,037	2,583	3,396
Total interest expense	826	1,037	2,583	3,396
NET INTEREST INCOME	3,310	3,089	9,707	9,380
PROVISION FOR LOAN LOSSES	'	'	'	'
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	3,310	3,089	9,707	9,380
NON-INTEREST INCOME:	'	'	'	'
Fees and other service charges	103	103	289	298
Gain on sale of securities available for sale, net	'	852	274	868
Total other-than-temporary impairment losses	-1	-8	-16	-33
Portion of loss recognized in other comprehensive income, before taxes	'	1	'	6
Net impairment losses recognized in earnings	-1	-7	-16	-27
Other	92	129	221	352
Total non-interest income	194	1,077	768	1,491
NON-INTEREST EXPENSE:	'	'	'	'
Salaries and employee benefits	1,578	1,475	4,747	4,433
Data processing	103	106	323	329
Professional services	196	246	719	690
Office occupancy	122	100	365	292
Depreciation	81	85	244	257
Payroll taxes	85	79	293	267
Director compensation	70	77	241	249
Deposit insurance	54	154	202	473
Real estate owned expense	87	56	151	442
Advertising	18	67	162	223
Other	362	272	1,066	944
Total non-interest expense	2,756	2,717	8,513	8,599
INCOME BEFORE INCOME TAXES	748	1,449	1,962	2,272
INCOME TAXES:	'	'	'	'
Current expense (benefit)	321	43	496	-392
Deferred (benefit) expense	-94	721	72	1,693
Total income tax expense	227	764	568	1,301
NET INCOME	$521	$685	$1,394	$971
BASIC EARNINGS PER SHARE (in dollars per share)	$0.06	$0.08	$0.15	$0.11
DILUTED EARNINGS PER SHARE (in dollars per share)	$0.06	$0.07	$0.15	$0.11
DIVIDENDS PER SHARE (in dollars per share)	$0.03	$0	$0.03	$0

UNAUDITED_CONSOLIDATED_STATEME3

UNAUDITED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Statement Of Other Comprehensive Income [Abstract]	'	'	'	'
Net income	$521	$685	$1,394	$971
Unrealized holding gains (losses) on available-for-sale securities	932	-2,117	1,232	-2,683
Tax effect	-317	720	-419	914
Reclassification adjustment for net gains realized in net income	'	-852	-274	-868
Tax effect	'	290	93	295
Reclassification adjustment for other-than-temporary impairment losses on debt securities	1	7	16	27
Tax effect	'	-2	-5	-9
Total other comprehensive income (loss)	616	-1,954	643	-2,324
Comprehensive Income (Loss)	$1,137	($1,269)	$2,037	($1,353)

UNAUDITED_CONSOLIDATED_STATEME4

UNAUDITED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Common Stock	Additional Paid-In Capital	Unearned ESOP Shares	Treasury Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, unless otherwise specified
BALANCE at Oct. 01, 2012	$126	$54,610	($2,787)	($31,625)	$38,224	$1,283	$59,831
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net income	'	'	'	'	971	'	971
Other comprehensive income (loss)	'	'	'	'	'	-2,324	-2,324
Excess tax benefit from stock compensation plans	'	90	'	'	'	'	90
Stock option expense	'	186	'	'	'	'	186
Recognition and Retention Plan expense	'	270	'	'	'	'	270
ESOP shares committed to be released (23,155 and 16,018 shares)	'	-38	166	'	'	'	128
BALANCE at Jun. 30, 2013	126	55,118	-2,621	-31,625	39,195	-1,041	59,152
BALANCE at Oct. 01, 2013	118	55,297	-2,565	-31,625	39,979	-1,292	59,912
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net income	'	'	'	'	1,394	'	1,394
Other comprehensive income (loss)	'	'	'	'	'	643	643
Dividends Paid ($0.03 per share)	'	'	'	'	-286	'	-286
Second-step conversion offering	-23	38,725	'	31,625	'	'	70,327
Excess tax benefit from stock compensation plans	'	69	'	'	'	'	69
Stock option expense	'	116	'	'	'	'	116
Recognition and Retention Plan expense	'	107	'	'	'	'	107
Purchase of ESOP Shares (285,664 shares)	'	'	-3,089	'	'	'	-3,089
ESOP shares committed to be released (23,155 and 16,018 shares)	'	5	258	'	'	'	263
BALANCE at Jun. 30, 2014	$95	$94,319	($5,396)	'	$41,087	($649)	$129,456

UNAUDITED_CONSOLIDATED_STATEME5

UNAUDITED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parentheticals) (USD $)	9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Statement Of Stockholders Equity [Abstract]	'	'
Dividends Paid (in dollars per share)	$0.03	'
Stock issued during period shares purchase of employee stock ownership plan	-285,664	'
ESOP shares committed to be released	23,155	16,018

UNAUDITED_CONSOLIDATED_STATEME6

UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
OPERATING ACTIVITIES:	'	'
Net income	$1,394	$971
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation	244	257
Net accretion of premiums/discounts	-264	-508
Net amortization (accretion) of deferred loan fees and costs	177	-22
Impairment charge on investment and mortgage-backed securities	16	27
Share-based compensation expense	292	546
Gain on sale of investment and mortgage-backed securities	-274	-868
Loss on sale of real estate owned	'	46
Income from bank owned life insurance	-169	-152
Compensation expense of ESOP	263	128
Deferred income tax expense	72	1,693
Excess tax benefit related to stock compensation plans	-69	-90
Changes in assets and liabilities which used cash:	'	'
Accrued interest receivable	-34	-208
Prepaid expenses and other assets	1,183	1,459
Accrued interest payable	-612	-1,157
Accounts payable and accrued expenses	73	-788
Net cash (used) provided by operating activities	2,292	1,334
INVESTING ACTIVITIES:	'	'
Purchase of investment and mortgage-backed securities held to maturity	-7,000	-33,462
Purchase of investment and mortgage-backed securities available for sale	-17,452	-16,955
Loans originated or acquired	-54,178	-65,025
Principal collected on loans	38,756	33,035
Principal payments received on investment and mortgage-backed securities:	'	'
Held-to-maturity	7,142	11,798
Available-for-sale	2,856	21,215
Purchases of FHLB stock	-40	'
Proceeds from redemption of FHLB stock	'	1,056
Proceeds from sale of investment and mortgage-backed securities	1,321	16,158
Purchase of bank owned life insurance	-5,000	'
Proceeds from sale of loans	'	9,240
Proceeds from sale of real estate owned	29	1,226
Purchases of equipment	-93	-80
Net cash used in investing activities	-33,659	-21,794
FINANCING ACTIVITIES:	'	'
Net (decrease) increase in demand deposits, NOW accounts, and savings accounts	-2,382	2,900
Redemption of funds held in escrow relating to second-step conversion	-145,675	'
Net decrease in certificates of deposit	-17,789	-25,546
Repayment of advances from Federal Home Loan Bank	'	-143
Decrease in advances from borrowers for taxes and insurance	889	958
Cash dividends paid	-286	'
Issuance of common stock relating to second-step conversion	38,702	'
Cancelation of treasury stock	31,625	'
Purchase of stock for ESOP	-3,089	'
Excess tax benefit related to stock compensation plans	69	90
Net cash used in financing activities	-97,936	-21,741
NET DECREASE IN CASH AND CASH EQUIVALENTS	-129,303	-42,201
CASH AND CASH EQUIVALENTS - Beginning of period	158,984	81,273
CASH AND CASH EQUIVALENTS - End of period	29,681	39,072
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:	'	'
Interest paid on deposits and advances from Federal Home Loan Bank	3,195	4,553
Income taxes paid	'	'
SUPPLEMENTAL DISCLOSURES OF NONCASH ITEMS:	'	'
Real estate acquired in settlement of loans	$83	$282

SIGNIFICANT_ACCOUNTING_POLICIE

SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
SIGNIFICANT ACCOUNTING POLICIES	'
	1	SIGNIFICANT ACCOUNTING POLICIES
	Organization –On October 9, 2013, Prudential Mutual Holding Company (“MHC”) and Prudential Bancorp of Pennsylvania, Inc. (“Old Prudential”), the Pennsylvania-chartered mid-tier holding company for Prudential Savings Bank (the “Bank”), completed a reorganization and conversion (the “second-step conversion”), pursuant to which Prudential Bancorp, Inc., a new Pennsylvania corporation (“Prudential” or the “Company”), became the holding company for the Bank and the MHC and Old Prudential ceased to exist. In connection with the second-step conversion, 7,141,602 shares of common stock, par value $0.01 per share, of Prudential were sold in a subscription offering to certain depositors of the Bank for $10 per share or in the aggregate (the “Offering”), and 2,403,207 shares of common stock were issued in exchange for the outstanding shares of common stock of Old Prudential, which were held by the “public” shareholders of Old Prudential. Each share of common stock of Old Prudential was converted into right to receive 0.9442 shares of common stock of the Company in the second step conversion. As a result of the second-step conversion, the former MHC and Old Prudential were merged in the Company and 2,540,255 (pre-conversion) treasury shares were cancelled.
	The Bank is a community-oriented savings bank headquartered in South Philadelphia which was originally organized in 1886 as a Pennsylvania-chartered building and loan association known as “The South Philadelphia Building and Loan Association No. 2.” The Bank grew through a number of mergers with other mutual institutions with the last merger being with Continental Savings and Loan Association in 1983. The Bank converted to a Pennsylvania-chartered savings bank in August 2004. The banking office network currently consists of the headquarters and main office and six full-service branch offices. Six of the banking offices are located in Philadelphia (Philadelphia County) and one is in Drexel Hill in neighboring Delaware County, Pennsylvania. The Bank maintains ATMs at six of the banking offices. The Bank also provides on-line banking services.
	The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities (the “Department”), as its chartering authority and primary regulator, and by the Federal Deposit Insurance Corporation (the “FDIC”), which insures the Bank’s deposits up to applicable limits. As a bank holding company, Prudential is subject to the regulation of the Board of Governors of the Federal Reserve System.
	Basis of presentation –The accompanying unaudited consolidated financial statements were prepared pursuant to the rules and regulations of the U. S. Securities and Exchange Commission (“SEC”) for interim information and therefore do not include all the information or footnotes necessary for a complete presentation of financial condition, results of operations, comprehensive income, changes in equity and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the financial statements have been included. The results for the three and nine months ended June 30, 2014 are not necessarily indicative of the results that may be expected for the fiscal year ending September 30, 2014, or any other period. These financial statements should be read in conjunction with the audited consolidated financial statements of Prudential Bancorp, Inc. of Pennsylvania and the accompanying notes thereto included in the Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2013.
	Use of Estimates in the Preparation of Financial Statements—The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. The most significant estimates and assumptions in the Company’s consolidated financial statements are recorded in the allowance for loan losses, deferred income taxes, other-than-temporary impairment, and the fair value measurement for financial instruments. Actual results could differ from those estimates.
	Employee Stock Ownership Plan – The Company maintains an employee stock ownership plan (“ESOP”) for substantially all of its full-time employees. The ESOP purchased 427,057 shares of the Company’s common stock for an aggregate cost of approximately $4.5 million in fiscal 2005. The ESOP purchased an additional 255,564 shares during December 2013 and an additional 30,100 shares at the beginning January 2014, of the Company’s stock for an aggregated cost of approximately $3.1 million. Shares of the Company’s common stock purchased by the ESOP are held in a suspense account until released for allocation to participants. Shares are allocated to each eligible participant based on the ratio of each such participant’s compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. As the unearned shares are released from the suspense account, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the cost of such shares, the difference is charged or credited to equity as additional paid-in capital. As of June 30, 2014, the Company had allocated a total of 172,725 shares from the suspense account to participants and committed to release an additional 23,155 shares. For the three and nine months ended June 30, 2014, the Company recognized $97,000 and $249,000, respectively, in compensation expense related to the ESOP. At June 30, 2014, 697,302 shares were held in the ESOP.
	Share-Based Compensation – The Company accounts for stock-based compensation issued to employees, and where appropriate, non-employees, at fair value. Under fair value provisions, stock-based compensation cost is measured at the grant date based on the fair value of the award and is recognized as expense over the appropriate vesting period using the straight-line method. The amount of stock-based compensation recognized at any date must at least equal the portion of the grant date fair value of the award that is vested at that date and as a result it may be necessary to recognize the expense using a ratable method. Determining the fair value of stock-based awards at the date of grant requires judgment, including estimating the expected term of the stock options and the expected volatility of the Company’s stock. In addition, judgment is required in estimating the amount of stock-based awards that are expected to be forfeited. If actual results differ significantly from these estimates or different key assumptions were used, it could have a material effect on the Company’s consolidated financial statements.
	Dividends with respect to non-vested share awards are held by the Company’s Recognition and Retention Plan (“Plan”) Trust (the “Trust”) for the benefit of the recipients and are paid out proportionately by the Trust to the recipients of stock awards granted pursuant to the Plan as soon as practicable after the stock awards are earned.
	Treasury Stock – Stock held in treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity. Effective October 9, 2013, all outstanding treasury stock was cancelled as part of the second-step conversion and related stock offering.
	FHLB Stock – FHLB stock is classified as a restricted equity security because ownership is restricted and there is not an established market for its resale. FHLB stock is carried at cost and is evaluated for impairment when certain conditions warrant further consideration. Management concluded that the FHLB stock was not impaired at June 30, 2014.
	Recent Accounting Pronouncements
	In June 2013, the Financial Accounting Standards Board (“FASB”) issued ASU 2013-08, Financial Services – Investment Companies (Topic 946): Amendments to the Scope, Measurement, and Disclosure Requirements. The amendments in this Update affect the scope, measurement, and disclosure requirements for investment companies under U.S. GAAP. The amendments do all of the following: (1) change the approach to the investment company assessment in Topic 946, clarify the characteristics of an investment company, and provide comprehensive guidance for assessing whether an entity is an investment company; (2) require an investment company to measure noncontrolling ownership interests in other investment companies at fair value rather than using the equity method of accounting; and (3) require the following additional disclosures: (a) the fact that the entity is an investment company and is applying the guidance in Topic 946, (b) information about changes, if any, in an entity’s status as an investment company, and (c) information about financial support provided or contractually required to be provided by an investment company to any of its investees. The amendments in this Update are effective for an entity’s interim and annual reporting periods in fiscal years that begin after December 15, 2013. Earlier application is prohibited. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In January 2014, FASB issued ASU 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. The amendments in this Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The amendments in this Update should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard). The Update’s core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. This Update is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In June 2014, the FASB issued ASU 2014-10, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. The amendments in this Update change the accounting for repurchase-to-maturity transactions to secured borrowing accounting. For repurchase financing arrangements, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which will result in secured borrowing accounting for the repurchase agreement. The amendments also require enhanced disclosures. The accounting changes in this Update are effective for the first interim or annual period beginning after December 15, 2014. An entity is required to present changes in accounting for transactions outstanding on the effective date as a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Earlier application is prohibited. The disclosure for certain transactions accounted for as a sale is required to be presented for interim and annual periods beginning after December 15, 2014, and the disclosure for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The disclosures are not required to be presented for comparative periods before the effective date. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period. The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. Additionally, if retrospective transition is adopted, an entity may use hindsight in measuring and recognizing the compensation cost. This ASU is not expected to have a significant impact on the Company’s financial statements.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
EARNINGS PER SHARE	'
	2	EARNINGS PER SHARE
	Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding, net of any treasury shares, during the period. Diluted earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding, net of any treasury shares, after consideration of the potential dilutive effect of common stock equivalents, based upon the treasury stock method using an average market price for the period. The outstanding and dilutive shares amounts for the three and nine month periods ended June 30, 2013 have been adjusted to apply the exchange ratio of 0.9442 shares for every one share as a result of the second-step conversion.
	The calculated basic and diluted earnings per share are as follows:
			Three Months Ended June 30,
							2013
			2014
			Basic		Diluted		Basic		Diluted
			(Dollars in Thousands Except Per Share Data)
	Net income		$	521	$	521	$	685	$	685
	Weighted average shares outstanding			8,971,874		8,971,874		9,130,332		9,130,332
	Effect of common stock equivalents			-		216,541		-		84,433
	Adjusted weighted average shares used in earnings per share computation			8,971,874		9,188,415		9,130,332		9,214,765
	Earnings per share - basic and diluted		$	0.06	$	0.06	$	0.08	$	0.07
			Nine Months Ended June 30,
			2014				2013
			Basic		Diluted		Basic		Diluted
			(Dollars in Thousands Except Per Share Data)
	Net income		$	1,394	$	1,394	$	971	$	971
	Weighted average shares outstanding			9,088,086		9,088,086		9,112,866		9,112,866
	Effect of common stock equivalents			-		211,429		-		83,583
	Adjusted weighted average shares used in earnings per share computation			9,088,086		9,299,515		9,112,866		9,196,449
	Earnings per share - basic and diluted		$	0.15	$	0.15	$	0.11	$	0.11
	Options to purchase 383,015 shares and 523,650 shares (in each case, on a converted basis) of common stock at an exercise price greater than the current market value were outstanding at June 30, 2014 and 2013, respectively, but were not included in the computation of diluted earnings per share because to do so would have been antidilutive. The exercise price for the stock options representing the anti-dilutive shares was $11.84 at June 30, 2014 and ranged from $7.68 to $11.84 at June 30, 2013.

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	9 Months Ended
	Jun. 30, 2014
Accumulated Other Comprehensive Income [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	'
	3	ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)
	The following table presents the changes in accumulated other comprehensive income by component net of tax:
		Three Months Ended June 30,
		2014					2013
		(Dollars in Thousands)
		Unrealized gains (losses)				Unrealized gains (losses)
		on available for sale				on available for sale
		securities (a)				securities (a)
	Beginning Balance		$	(1,265	)		$	913
	Other comprehensive income (loss) before reclassification			615				(1,397	)
	Amount reclassified from accumulated other comprehensive income (loss)			1				(557	)
	Total other comprehensive income(loss)			616				(1,954	)
	Ending Balance		$	(649	)		$	(1,041	)
	(a) All amounts are net of tax. Amounts in parentheses indicate debits.
		Nine Months Ended June 30,
		2014					2013
		(Dollars in Thousands)
		Unrealized gains (losses)				Unrealized gains (losses)
		on available for sale				on available for sale
		securities (a)				securities (a)
	Beginning Balance		$	(1,292	)		$	1,283
	Other comprehensive income (loss) gain before reclassification			813				(1,769	)
	Amount reclassified from accumulated other comprehensive income (loss)			(170	)			(555	)
	Total other comprehensive income(loss)			643				(2,324	)
	Ending Balance		$	(649	)		$	(1,041	)
	The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss):
			Three Months Ended June 30,
			2014				2013
			Amount Reclassified				Amount Reclassified
			from Accumulated				from Accumulated			Affected Line Item in
			Other				Other			the Statement Where
			Comprehensive				Comprehensive			Net Income(Loss) is
	Details about other comprehensive income (loss)		Income(Loss) (a)				Income(Loss) (a)			Presented
			(Dollars in Thousands)
	Unrealized gains on available for sale securities
			$	-			$	852		Gain on sale of securities available for sale, net
				-				(289	)	Income taxes
				(1	)			(7	)	Net impairment losses recognized in earnings
				-				2		Income taxes
			$	(1	)		$	558		Net income
	(a) Amounts in parentheses indicate debits to net income
			Nine Months Ended June 30,
			2014				2013
			Amount Reclassified				Amount Reclassified
			from Accumulated				from Accumulated			Affected Line Item in
			Other				Other			the Statement Where
			Comprehensive				Comprehensive			Net Income(Loss) is
	Details about other comprehensive income		Income(Loss) (a)				Income(Loss) (a)			Presented
			(Dollars in Thousands)
	Unrealized gains on available for sale securities
			$	274			$	868		Gain on sale of securities available for sale, net
				(93	)			(295	)	Income taxes
				(16	)			(27	)	Net impairment losses recognized in earnings
				5				9		Income taxes
			$	170			$	555		Net income
	(a) Amounts in parentheses indicate debits to net income

INVESTMENT_AND_MORTGAGEBACKED_

INVESTMENT AND MORTGAGE-BACKED SECURITIES	9 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
INVESTMENT AND MORTGAGE-BACKED SECURITIES	'
	4	INVESTMENT AND MORTGAGE-BACKED SECURITIES
	The amortized cost and fair value of investment and mortgage-backed securities, with gross unrealized gains and losses, are as follows:
			30-Jun-14
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations		$	18,987		$	-		$	(1,161	)	$	17,826
	Mortgage-backed securities - U.S. government agencies			36,598			245			(389	)		36,454
	Mortgage-backed securities - non-agency (1)			1,918			237			(11	)		2,144
	Total debt securities available for sale			57,503			482			(1,561	)		56,424
	FHLMC preferred stock			6			97			-			103
	Total securities available for sale		$	57,509		$	579		$	(1,561	)	$	56,527
	Securities Held to Maturity:
	U.S. government and agency obligations		$	68,933		$	555		$	(3,576	)	$	65,912
	Mortgage-backed securities - U.S. government agencies			14,689			1,164			(74	)		15,779
	Total securities held to maturity		$	83,622		$	1,719		$	(3,650	)	$	81,691
	(1) Includes impaired securities.
			30-Sep-13
						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
			(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations		$	18,986		$	-		$	(1,727	)	$	17,259
	Mortgage-backed securities - U.S. government agencies			21,433			230			(704	)		20,959
	Mortgage-backed securities - non-agency (1)			3,319			301			(90	)		3,530
	Total debt securities available for sale			43,738			531			(2,521	)		41,748
	FHLMC preferred stock			6			27			-			33
	Total securities available for sale		$	43,744		$	558		$	(2,521	)	$	41,781
	Securities Held to Maturity:
	U.S. government and agency obligations		$	66,934		$	559		$	(4,855	)	$	62,638
	Mortgage-backed securities - U.S. government agencies			16,798			1,222			(76	)		17,944
	Total securities held to maturity		$	83,732		$	1,781		$	(4,931	)	$	80,582
	(1) Includes impaired securities
	The following table shows the gross unrealized losses and related fair values of the Company’s investment securities, aggregated by investment category and length of time that individual securities had been in a continuous loss position at June 30, 2014:
			Less than 12 months						More than 12 months					Total
			Gross						Gross					Gross
			Unrealized			Fair			Unrealized			Fair		Unrealized			Fair
			Losses			Value			Losses			Value		Losses			Value
			(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations		$	-		$	-		$	(1,161	)	$	17,826	$	(1,161	)	$	17,826
	Mortgage-backed securities - U.S. government agencies			(52	)		9,039			(337	)		14,348		(389	)		23,387
	Mortgage-backed securities - non-agency			(1	)		116			(10	)		416		(11	)		532
	Total securities available for sale			(53	)		9,155			(1,508	)		32,590		(1,561	)		41,745
	Securities Held to Maturity:
	U.S. government and agency obligations			(4	)		1,996			(3,572	)		51,367		(3,576	)		53,363
	Mortgage-backed securities - U.S. government agencies			(74	)		4,746			-			-		(74	)		4,746
	Total securities held to maturity			(78	)		6,742			(3,572	)		51,367		(3,650	)		58,109
	Total		$	(131	)	$	15,897		$	(5,080	)	$	83,957	$	(5,211	)	$	99,854
	The following table shows the gross unrealized losses and related fair values of the Company’s investment securities, aggregated by investment category and length of time that individual securities had been in a continuous loss position at September 30, 2013:
			Less than 12 months						More than 12 months					Total
			Gross						Gross					Gross
			Unrealized			Fair			Unrealized			Fair		Unrealized			Fair
			Losses			Value			Losses			Value		Losses			Value
			(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations		$	(1,727	)	$	17,259		$	-		$	-	$	(1,727	)	$	17,259
	Mortgage-backed securities - agency			(704	)		17,449			-			-		(704	)		17,449
	Mortgage-backed securities - non-agency			(10	)		415			(80	)		460		(90	)		875
	Total securities available for sale			(2,441	)		35,123			(80	)		460		(2,521	)		35,583
Securities Held to Maturity:
U.S. government and agency obligations			(3,817	)		40,126			(1,038	)		9,956		(4,855	)		50,082
Mortgage-backed securities - agency			(76	)		5,253			-			-		(76	)		5,253
Total securities held to maturity			(3,893	)		45,379			(1,038	)		9,956		(4,931	)		55,335
Total		$	(6,334	)	$	80,502		$	(1,118	)	$	10,416	$	(7,452	)	$	90,918
Management evaluates securities for other-than-temporary impairment (“OTTI”) at least once each quarter, and more frequently when economic or market concerns warrant such evaluation. The Company determines whether the unrealized losses are temporary. The evaluation is based upon factors such as the creditworthiness of the issuers/guarantors, the underlying collateral, if applicable, and the continuing performance of the securities. Management also evaluates other facts and circumstances that may be indicative of an OTTI condition. This includes, but is not limited to, an evaluation of the type of security, the length of time and extent to which the fair value of the security has been less than cost, and the near-term prospects of the issuer.
The Company assesses whether a credit loss exists with respect to a security by considering whether (1) the Company has the intent to sell the security, (2) it is more likely than not that it will be required to sell the security before recovery has occurred, or (3) it does not expect to recover the entire amortized cost basis of the security. The Company bifurcates the OTTI impact on impaired securities where impairment in value was deemed to be other than temporary between the component representing credit loss and the component representing loss related to other factors. The portion of the fair value decline attributable to credit loss must be recognized through a charge to earnings. The credit component is determined by comparing the present value of the cash flows expected to be collected, discounted at the rate in effect before recognizing any OTTI, with the amortized cost basis of the debt security. The Company uses the cash flows expected to be realized from the security, which includes assumptions about interest rates, timing and severity of defaults, estimates of potential recoveries, the cash flow distribution from the security and other factors, then applies a discount rate equal to the effective yield of the security. The difference between the present value of the expected cash flows and the amortized book value is considered a credit loss. The fair market value of the security is determined using the same expected cash flows; the discount rate is a rate the Company determines from open market and other sources as appropriate for the particular security. The difference between the fair market value and the security’s remaining amortized cost is recognized in other comprehensive income(loss).
The following is a rollforward for the three and nine months ended June 30, 2014 of the amounts recognized in earnings related to credit losses on securities on which the Company has recorded OTTI charges through earnings and comprehensive income.
		Three Months Ended
		30-Jun-14
		(Dollars in Thousands)
Credit component of OTTI as of April 1, 2014		$	1,614
Additions for credit-related OTTI charges on previously unimpaired securities			-
Additional increase as a result of impairment charges recognized on investments for which an OTTI charge was previously recognized			1
Credit component of OTTI as of June 30, 2014		$	1,615
		Nine Months Ended
		30-Jun-14
		(Dollars in Thousands)
Credit component of OTTI as of October 1, 2013		$	1,599
Additions for credit-related OTTI charges on previously unimpaired securities			-
Additional increase as a result of impairment charges recognized on investments for which an OTTI charge was previously recognized			16
Credit component of OTTI as of June 30, 2014		$	1,615
U.S. Government Agency Obligations - The Company’s investments reflected in the tables above in U.S. Government agency notes consist of debt obligations of the FHLB and Federal Farm Credit System (“FFCS”). These securities are typically rated AAA by one of the internationally recognized credit rating services. At June 30, 2014, U.S. Government and agency obligations in a gross unrealized loss for less than 12 months consisted of two securities having an aggregate depreciation of $4,000 or 0.2% from the Company’s amortized cost basis. There were 28 securities in a gross unrealized loss for more than 12 months at such date having an aggregate depreciation of $4.7 million or 6.4% from the Company’s amortized cost basis. The unrealized losses on these debt securities relate principally to the changes in market interest rates and a lack of liquidity currently in the financial markets and are not a result of a projected shortfall of cash flows. In addition, the Company does not intend to sell these securities and it is more likely than not that the Company will not be required to sell the securities. As such, the Company anticipates it will recover the entire amortized cost basis of the securities. As a result, the Company does not consider these investments to be other-than-temporarily impaired at June 30, 2014.
U.S. Agency Issued Mortgage-Backed Securities - At June 30, 2014, the gross unrealized loss in U.S. agency issued mortgage-backed securities in the category of experiencing a gross unrealized loss for less than 12 months was $126,000 or 0.9% from the Company’s amortized cost basis and consisted of seven securities. There were eight securities in a gross unrealized loss for more than 12 months at such date having an aggregate depreciation of $337,000 or 2.4% from the Company’s amortized cost basis. These securities represent asset-backed issues that are issued or guaranteed by a U.S. Government sponsored agency or carry the full faith and credit of the United States through a government agency and are currently rated AAA by at least one bond credit rating agency. In September 2008, the U.S. Department of the Treasury announced the establishment of the Government Sponsored Enterprise Credit Facility to ensure credit availability to Fannie Mae and Freddie Mac. The U.S. Department of the Treasury also entered into senior preferred stock purchase agreements, which ensure that each of these two entities maintains a positive net worth and effectively support the holders of debt and mortgage-backed securities issued or guaranteed by Fannie Mae and Freddie Mac. The preferred stock purchase agreements enhance market stability by providing additional security to debt holders, senior and subordinated, thereby alleviating the concern of the credit driven impairment of the securities.
Non-Agency Issued Mortgage-Backed Securities and Collateralized Mortgage Obligations - This portfolio was acquired through the redemption-in-kind during 2008 of the Company’s entire investment in a mutual fund and at June 30, 2014 included 43 collateralized mortgage obligations (“CMO”) and mortgage-backed securities issued by large commercial financial institutions. For the three and nine month period ended June 30, 2014, management recognized an OTTI charge related to a portion of the portfolio securities in the amount of $1,000 and $16,000, respectively, on a pre-tax basis due to the fact that, in management’s judgment, the credit quality of the collateral pool underlying such securities had deteriorated to the point that full recovery of the entire amortized cost of the investment was considered to be uncertain. This portfolio consists primarily of securities with underlying collateral consisting of Alt-A loans and those collateralized by home equity lines of credit and other receivables as well as whole loans with more significant exposure to depressed real estate markets in the United States. For the overall portfolio of the securities, there was exposure to real estate markets that have experienced significant declines in real estate values. Consequently, an additional OTTI charge was deemed to be warranted as of June 30, 2014. Of the recorded charge, all $16,000 for the nine month period was concluded to be credit related and recognized currently in earnings and none was concluded to be attributable to other factors which would be recognized in accumulated other comprehensive loss.
As of June 30, 2014, with the exception of securities discussed above, there are no securities for which the Company currently believes it is not probable that it will collect all amounts due according to the contractual terms of the investment. Management concluded that an “other-than-temporary” impairment did not exist and the decline in value was attributed to the illiquidity in the financial markets. With respect to the $11,000 in gross unrealized losses related to this part of the portfolio, six securities had been in a loss position for longer than 12 months while one security had been in a loss position for less than 12 months. However, the Company does not intend to sell these securities and it is more likely than not that the Company will not be required to sell these securities.
The amortized cost and fair value of debt securities, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		30-Jun-14
		Held to Maturity						Available for Sale
		Amortized			Fair		Amortized				Fair
		Cost			Value			Cost			Value
		(Dollars in Thousands)
Due within one year		$	-		$	-		$	-		$	-
Due after one through five years			5,999			6,338			-			-
Due after five through ten years			12,495			12,233			1,999			1,922
Due after ten years			50,439			47,341			16,988			15,904
Total		$	68,933		$	65,912		$	18,987		$	17,826
The maturity table above excludes mortgage-backed securities because the contractual maturities are not indicative of actual maturities due to significant prepayments.
During the three month period ended June 30, 2014, no securities were sold and for the nine month period ended June 30, 2014, the Company sold five mortgage-backed securities with an aggreqate amortized cost of $1.0 million and recognized gains of $274,000. During the three and nine month periods ended June 30, 2014, no securities were sold at a loss. During the three month period ended June 30, 2013, the Company sold 19 mortgage–backed securities and one agency security with an aggregate amortized cost of $14.0 million and recognized gains of $852,000. During the nine months period ended June 30, 2013, the Company sold 21 mortgage–backed securities and one agency security with an aggregate amortized cost of $15.3 million and recognized gains of $868,000. During the three and nine month periods ended June 30, 2013, no securities were sold at a loss.

LOANS_RECEIVABLE

LOANS RECEIVABLE	9 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
LOANS RECEIVABLE	'
	5.        LOANS RECEIVABLE
	Loans receivable consist of the following:
		June 30,				September 30,
		2014				2013
		(Dollars in Thousands)
	One-to-four family residential	$	282,674			$	270,791
	Multi-family residential		6,740				5,716
	Commercial real estate		16,469				19,506
	Construction and land development		23,863				11,356
	Commercial business		569				588
	Consumer		404				438
	Total loans		330,719				308,395
	Undisbursed portion of loans-in-process		(9,265	)			(1,676	)
	Deferred loan costs		2,410				2,151
	Allowance for loan losses		(2,185	)			(2,353	)
	Net loans	$	321,679			$	306,517
	The following table summarizes the loans individually and collectively evaluated for impairment by loan segment at June 30, 2014:
		One- to-four				Multi-family				Commercial real			Construction			Commercial			Consumer			Total
		family				residential				estate			and land			business
		residential											development
		(Dollars in Thousands)
	Individually evaluated for impairment	$	10,798			$	370			$	3,351		$	7,414		$	-		$	-		$	21,933
	Collectively evaluated for impairment		271,876				6,370				13,118			16,449			569			404			308,786
	Total loans	$	282,674			$	6,740			$	16,469		$	23,863		$	569		$	404		$	330,719
	The following table summarizes the loans individually and collectively evaluated for impairment by loan segment at September 30, 2013:
		One- to-				Multi-family				Commercial real			Construction			Commercial			Consumer			Total
		four family				residential				estate			and land			business
		residential											development
		(Dollars in Thousands)
	Individually evaluated for impairment	$	10,754			$	383			$	2,776		$	1,205		$	-		$	-		$	15,118
	Collectively evaluated for impairment		260,037				5,333				16,730			10,151			588			438			293,277
	Total loans	$	270,791			$	5,716			$	19,506		$	11,356		$	588		$	438		$	308,395
	The loan portfolio is segmented at a level that allows management to monitor risk and performance. Management evaluates for potential impairment all construction loans, commercial real estate and commercial business loans and all loans 90 plus days delinquent as to principal and/or interest. Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement.
	Once the determination is made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is generally measured by comparing the recorded investment in the loan to the fair value of the loan using one of the following three methods: (a) the present value of the expected future cash flows discounted at the loan’s effective interest rate; (b) the loan’s observable market price; or (c) the fair value of the collateral less selling costs. Management primarily utilizes the fair value of collateral method as a practically expedient alternative. On collateral based loans, any portion of the loan deemed uncollectible is charged-off against the loan loss allowance.
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not required as of June 30, 2014:
		Impaired Loans with								Impaired			Total Impaired Loans
		Specific Allowance								Loans with
										No Specific
										Allowance
		(Dollars in Thousands)
		Recorded				Related				Recorded			Recorded			Unpaid
																Principal
		Investment				Allowance				Investment			Investment			Balance
	One-to-four family residential	$	-			$	-			$	10,798		$	10,798		$	11,497
	Multi-family residential		-				-				370			370			370
	Commercial real estate		-				-				3,351			3,351			3,351
	Construction and land development		-				-				7,414			7,414			7,414
	Total Loans	$	-			$	-			$	21,933		$	21,933		$	22,632
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not required as of September 30, 2013:
		Impaired Loans with								Impaired			Total Impaired Loans
		Specific Allowance								Loans with
										No Specific
										Allowance
		(Dollars in Thousands)
		Recorded				Related				Recorded			Recorded			Unpaid
																Principal
		Investment				Allowance				Investment			Investment			Balance
	One-to-four family residential	$	-			$	-			$	10,754		$	10,754		$	10,754
	Multi-family residential		-				-				383			383			383
	Commercial real estate		-				-				2,776			2,776			2,776
	Construction and land development		-				-				1,205			1,205			1,205
	Total Loans	$	-			$	-			$	15,118		$	15,118		$	15,118
	The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated:
	Three Months Ended June 30, 2014
	Average				Income Recognized on				Income
	Recorded				Accrual Basis				Recognized on
	Investment								Cash Basis
	(Dollars in Thousands)
One-to-four family residential	$	10,030			$	78			$	85
Multi-family residential		188				7				-
Commercial real estate		1,468				8				7
Construction and land development		4,052				34				-
Total Loans	$	15,738			$	127			$	92
	Nine Months Ended June 30, 2014
	Average				Income Recognized				Income
	Recorded				on Accrual Basis				Recognized on
	Investment								Cash Basis
	(Dollars in Thousands)
One-to-four family residential	$	10,342			$	242			$	136
Multi-family residential		285				20				7
Commercial real estate		1,926				18				14
Construction and land development		2,628				70				-
Total Loans	$	15,181			$	350			$	157
	Three Months Ended June 30, 2013
	Average				Income Recognized				Income
	Recorded				on Accrual Basis				Recognized on
	Investment								Cash Basis
	(Dollars in Thousands)
One-to-four family residential	$	13,622			$	115			$	2
Multi-family residential		561				7				-
Commercial real estate		2,614				8				2
Construction and land development		1,295				22				-
Consumer		6				-				-
Total Loans	$	18,098			$	152			$	4
	Nine Months Ended June 30, 2013
	Average				Income Recognized				Income
	Recorded				on Accrual Basis				Recognized on
	Investment								Cash Basis
	(Dollars in Thousands)
One-to-four family residential	$	17,117			$	440			$	71
Multi-family residential		793				40				-
Commercial real estate		1,917				38				14
Construction and land development		1,585				85				-
Consumer		2				-				-
Total Loans	$	21,414			$	603			$	85
Federal regulations and our policies require that the Company utilize an internal asset classification system as a means of reporting problem and potential problem assets. The Company has incorporated an internal asset classification system, consistent with Federal banking regulations, as a part of its credit monitoring system. Management currently classifies problem and potential problem assets as “special mention”, “substandard,” “doubtful” or “loss” assets. An asset is considered “substandard” if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. “Substandard” assets include those characterized by the “distinct possibility” that the insured institution will sustain “some loss” if the deficiencies are not corrected. Assets classified as “doubtful” have all of the weaknesses inherent in those classified “substandard” with the added characteristic that the weaknesses present make “collection or liquidation in full,” on the basis of currently existing facts, conditions, and values, “highly questionable and improbable.” Assets classified as “loss” are those considered “uncollectible” and of such little value that their continuance as assets without the establishment of a specific loss reserve is not warranted. Assets which do not currently expose the insured institution to sufficient risk to warrant classification in one of the aforementioned categories but possess weaknesses are required to be designated “special mention.”
The following table presents the classes of the loan portfolio in which a formal risk weighting system is utilized summarized by the aggregate “Pass” and the criticized category of “special mention”, and the classified categories of “substandard”, “doubtful” and “loss” within the Company’s risk rating system as applied to the loan portfolio. The Company had no loans classified as “doubtful” or “loss” at either of the dates presented.
	30-Jun-14
					Special							Total
	Pass				Mention				Substandard			Loans
	(Dollars in Thousands)
Multi-family residential	$	6,370			$	-			$	370		$	6,740
Commercial real estate		12,125				993				3,351			16,469
Construction and land development		16,449				-				7,414			23,863
Commercial business		569				-				-			569
Total Loans	$	35,513			$	993			$	11,135		$	47,641
	30-Sep-13
					Special							Total
	Pass				Mention				Substandard			Loans
	(Dollars in Thousands)
Multi-family residential	$	5,333			$	-			$	383		$	5,716
Commercial real estate		15,273				1,457				2,776			19,506
Construction and land development		2,633				7,518				1,205			11,356
Commercial business		588				-				-			588
Total Loans	$	23,827			$	8,975			$	4,364		$	37,166
The Company evaluates the classification of one-to-four family residential and consumer loans primarily on a pooled basis. If the Company becomes aware that adverse or distressed conditions exist that may affect a particular single-family residential loan, the loan is downgraded following the above definitions of special mention, substandard, doubtful and loss.
The following table represents loans in which a formal risk rating system is not utilized, but loans are segregated between performing and non-performing based primarily on delinquency status. Non-performing loans are those greater than days past due or classified as non-accrual.
	30-Jun-14
					Non-				Total
	Performing				Performing				Loans
	(Dollars in Thousands)
One-to-four family residential	$	277,307			$	5,367			$	282,674
Consumer		404				-				404
Total Loans	$	277,711			$	5,367			$	283,078
	30-Sep-13
					Non-				Total
	Performing				Performing				Loans
	(Dollars in Thousands)
One-to-four family residential	$	266,532			$	4,259			$	270,791
Consumer		438				-				438
Total Loans	$	266,970			$	4,259			$	271,229
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is due. The following table presents the loan categories of the loan portfolio summarized by the aging categories of performing and delinquent loans and nonaccrual loans:
	30-Jun-14
												90 Days+			Total
					30-89 Days				90 Days +			Past Due			Past Due			Total			Non-
	Current				Past Due				Past Due			and Accruing			and Accruing			Loans			Accrual
	(Dollars in Thousands)
One-to-four family residential	$	277,623			$	1,401			$	3,650		$	-		$	1,401		$	282,674		$	5,367
Multi-family residential		6,740				-				-			-			-			6,740			-
Commercial real estate		16,021				-				448			-			-			16,469			1,907
Construction and land development		23,863				-				-			-			-			23,863			-
Commercial business		569				-				-			-			-			569			-
Consumer		404				-				-			-			-			404			-
Total Loans	$	325,220			$	1,401			$	4,098		$	-		$	1,401		$	330,719		$	7,274
	30-Sep-13
												90 Days+			Total
					30-89 Days				90 Days +			Past Due			Past Due			Total			Non-
	Current				Past Due				Past Due			and Accruing			and Accruing			Loans			Accrual
	(Dollars in Thousands)
One-to-four family residential	$	264,272			$	3,589			$	2,930		$	-		$	3,589		$	270,791		$	4,259
Multi-family residential		5,716				-				-			-			-			5,716			-
Commercial real estate		18,686				355				465			-			355			19,506			2,375
Construction and land development		11,356				-				-			-			-			11,356			-
Commercial business		588				-				-			-			-			588			-
Consumer		437				1				-			-			1			438			-
Total Loans	$	301,055			$	3,945			$	3,395		$	-		$	3,945		$	308,395		$	6,634
The allowance for loan losses is established through a provision for loan losses charged to expense. The Company maintains the allowance at a level believed to cover all known and inherent losses in the portfolio that are both probable and reasonable to estimate at each reporting date. Management reviews the allowance for loan losses no less than quarterly in order to identify these inherent losses and to assess the overall collection probability for the loan portfolio in view of these inherent losses. For each primary type of loan, a loss factor is established reflecting an estimate of the known and inherent losses in such loan type using both a quantitative analysis as well as consideration of qualitative factors. The evaluation process includes, among other things, an analysis of delinquency trends, non-performing loan trends, the level of charge-offs and recoveries, prior loss experience, total loans outstanding, the volume of loan originations, the type, size and geographic concentration of the Company’s loans, the value of collateral securing the loans, the borrowers’ ability to repay and repayment performance, the number of loans requiring heightened management oversight, local economic conditions and industry experience.
Commercial real estate loans entail significant additional credit risks compared to one-to-four family residential mortgage loans, as they generally involve large loan balances concentrated with single borrowers or groups of related borrowers. In addition, the payment experience on loans secured by income-producing properties typically depends on the successful operation of the related real estate project and/or business operation of the borrower who is also the primary occupant, and thus may be subject to a greater extent to the effects of adverse conditions in the real estate market and in the economy in general. Commercial business loans typically involve a higher risk of default than residential loans of like duration since their repayment is generally dependent on the successful operation of the borrower’s business and the sufficiency of collateral, if any. Land acquisition, development and construction lending exposes us to greater credit risk than permanent mortgage financing. The repayment of land acquisition, development and construction loans depends upon the sale of the property to third parties or the availability of permanent financing upon completion of all improvements. These events may adversely affect the borrowers and the value of the collateral property.
The following table summarizes the primary segments of the allowance for loan losses, segmented into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment. Activity in the allowance is presented for the three and nine month periods ended June 30, 2014 and 2013:
	Three Months Ended June 30, 2014
	One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
	(Dollars in Thousands)
ALLL balance at March 31, 2014.	$	1,425			$	64			$	141		$	523		$	4		$	3		$	230		$	2,390
Charge-offs		(205	)			-				-			-			-			-			-			(205	)
Recoveries		-				-				-			-			-			-			-			-
Provision		66				(6	)			(16	)		(11	)		(1	)		(2	)		(30	)		-
ALLL balance at June 30, 2014	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	-		$	-		$	-
Collectively evaluated for impairment	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
	Nine Months Ended June 30, 2014
	One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
	(Dollars in Thousands)
ALLL balance at September 30, 2013.	$	1,384			$	22			$	70		$	653		$	4		$	2		$	218		$	2,353
Charge-offs		(215	)			-				-			-			-			-			-			(215	)
Recoveries		47				-				-			-			-			-			-			47
Provision		70				36				55			(141	)		(1	)		(1	)		(18	)		-
ALLL balance at June 30, 2014	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	-		$	-		$	-
Collectively evaluated for impairment	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
	Three Months Ended June 30, 2013
	One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
	(Dollars in Thousands)
ALLL balance at March 31, 2013	$	801			$	7			$	175		$	1,297		$	3		$	1		$	228		$	2,512
Charge-offs		-				-				-			-			-			-			-			-
Recoveries		-				-				-			139			-			-			-			139
Provision		(10	)			-				-			-			-			10			-			-
ALLL balance at June 30, 2013	$	791			$	7			$	175		$	1,436		$	3		$	11		$	228		$	2,651
Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	10		$	-		$	10
Collectively evaluated for impairment	$	791			$	7			$	175		$	1,436		$	3		$	1		$	228		$	2,641
	Nine Months Ended June 30, 2013
	One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
	(Dollars in Thousands)
ALLL balance at September 30, 2012	$	830			$	7			$	125		$	745		$	3		$	1		$	170		$	1,881
Charge-offs		(154	)			-				-			-			-			-			-			(154	)
Recoveries		25				-				-			899			-			-			-			924
Provision		90				-				50			(208	)		-			10			58			-
ALLL balance at June 30, 2013	$	791			$	7			$	175		$	1,436		$	3		$	11		$	228		$	2,651
Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	10		$	-		$	10
Collectively evaluated for impairment	$	791			$	7			$	175		$	1,436		$	3		$	1		$	228		$	2,641
The following tables summarizes information regarding troubled debt restructurings for both three and nine months ended June 30, 2014 and 2013:
	Three Months Ended June 30, 2014
(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
	Loans			Outstanding
				Recorded
				Investment
Commercial		1		$	453		$	800
		1		$	453		$	800
	Nine Months Ended June 30, 2014
(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
	Loans			Outstanding
				Recorded
				Investment
One-to-four family		1		$	1,468		$	1,468
Commercial		1			453			800
		2		$	1,921		$	2,268
	Three Months Ended June 30, 2013
(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
	Loans			Outstanding
				Recorded
				Investment
One-to-four family		-			-			-
		-			-			-
	Nine Months Ended June 30, 2013
(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
	Loans			Outstanding
				Recorded
				Investment
One-to-four family		1		$	1,321		$	1,321
		1		$	1,321		$	1,321
No troubled debt restructurings defaulted during the three and nine month periods ended June 30, 2014 or 2013 that were restructured in the twelve months preceeding the periods presented.

DEPOSITS

DEPOSITS	9 Months Ended
	Jun. 30, 2014
Deposits [Abstract]	'
DEPOSITS	'
	6.         DEPOSITS
	Deposits consist of the following major classifications:
			June 30,					September 30,
			2014					2013
			Amount		Percent			Amount		Percent
			(Dollars in Thousands)
	Money market deposit accounts		$	66,627		17.7	%	$	65,298		12	%
	Interest-bearing checking accounts			36,929		9.8			36,063		6.6
	Non-interest bearing checking accounts			2,806		0.7			3,474		0.6
	Passbook, club and statement savings (1)			74,031		19.6			223,615		41.3
	Certificates maturing in six months or less			29,714		7.9			65,831		12.1
	Certificates maturing in more than six months			166,795		44.3			148,467		27.4
	Total		$	376,902		100	%	$	542,748		100	%
	(1)   Includes $145.7 million of funds held in escrow at September 30, 2013 in connection with the Company’s second-step conversion relating to stock subscriptions.
		Certificates of $100,000 and over totaled $71.7 million as of June 30, 2014 and $78.7 million as of September 30, 2013.

INCOME_TAXES

INCOME TAXES	9 Months Ended
	Jun. 30, 2014
Income Tax Disclosure [Abstract]	'
INCOME TAXES	'
	7	INCOME TAXES
	Items that gave rise to significant portions of deferred income taxes are as follows:
			June 30,			September 30,
			2014			2013
	Deferred tax assets:		(Dollars in Thousands)
	Allowance for loan losses		$	1,040		$	1,037
	Real estate owned expenses			51			-
	Nonaccrual interest			125			125
	Accrued vacation			96			86
	Capital loss carryforward			321			1,423
	Impairment loss			938			1,117
	Split dollar life insurance			21			21
	Post-retirement benefits			132			136
	Unrealized loss on available for sale securities			334			666
	Employee benefit plans			369			455
	Total deferred tax assets			3,427			5,066
	Valuation allowance			(1,259	)		(2,540	)
	Total deferred tax assets, net of valuation allowance			2,168			2,526
	Deferred tax liabilities:
	Property			447			461
	Deferred loan fees			819			759
	Total deferred tax liabilities			1,266			1,220
	Net deferred tax asset		$	902		$	1,306
	The Company establishes a valuation allowance for deferred tax assets when management believes that the use of the deferred tax assets is not likely to be realized through a carry back to taxable income in prior years or future reversals of existing taxable temporary differences, and/or to a lesser extent, future taxable income. The tax deduction generated by the redemption of the shares of the mutual fund and the subsequent impairment charge on the assets acquired through the redemption in kind are considered a capital loss and can only be utilized to the extent of capital gains over a five year period, resulting in the establishment of a valuation allowance for the carryforward period. The valuation allowance totaled $1.3 million at June 30, 2014.
	There is currently no liability for uncertain tax positions and no known unrecognized tax benefits. The Company recognizes, when applicable, interest and penalties related to unrecognized tax benefits in the provision for income taxes in the Consolidated Statements of Operations as a component of income tax expense. As of June 30, 2014, the Internal Revenue Service conducted an audit of the Company’s tax returns for the year ended September 30, 2010, and no adverse findings were reported. The Company’s federal and state income tax returns for taxable years through September 30, 2010 have been closed for purposes of examination by the Internal Revenue Service and the Pennsylvania Department of Revenue.

STOCK_COMPENSATION_PLANS

STOCK COMPENSATION PLANS	9 Months Ended
	Jun. 30, 2014
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'
STOCK COMPENSATION PLANS	'
	8.         STOCK COMPENSATION PLANS
	The Company maintains a Recognition and Retention Plan (“RRP”) which is administered by a committee of the Board of Directors of the Company. The RRP provides for the grant of shares of common stock of the Company to officers, employees and directors of the Company. In order to fund the grant of shares under the RRP, the RRP Trust purchased 213,528 (on a converted basis) shares of the Company’s common stock in the open market for approximately $2.5 million, at an average purchase price per share of $11.49. The Company made sufficient contributions to the RRP Trust to fund these purchases. No additional purchases of shares are expected to be made by the RRP Trust under this plan. As of June 30, 2014, all the shares had been awarded as part of the RRP. Shares subject to awards under the RRP generally vest at the rate of 20% per year over five years. As of June 30, 2014, 175,474 (on a converted basis) of the awarded shares had become fully vested.
	Compensation expense related to the shares subject to restricted stock awards granted is recognized ratably over the five-year vesting period in an amount which totals the grant date fair value multiplied by the number of shares subject to the grant. During the three and nine months ended June 30, 2014, $21,000 and $107,000, respectively, was recognized in compensation expense for the RRP. An income tax benefit of $7,000 was recognized for the three months ended June 30, 2014 while an income tax benefit of $55,000 was recognized for the nine months ended June 30, 2014. During the three and nine months ended June 30, 2013, $114,000 and $270,000, respectively, was recognized in compensation expense for the RRP. A tax benefit of $39,000 and $69,000 was recognized for the three and nine months ended June 30, 2013. At June 30, 2014, approximately $281,000 in additional compensation expense for the shares awarded but not yet vested related to the RRP remained unrecognized.
	A summary of the Company’s non-vested stock award activity for the nine months ended June 30, 2014 is presented in the following table:
		Nine Months Ended
		30-Jun-14
		Number of			Weighted Average
		Shares (1)			Grant Date Fair
					Value
	Nonvested stock awards at October 1, 2013		79,477		$	9.56
	Issued		-			-
	Forfeited		-			-
	Vested		(41,422	)		10.93
	Nonvested stock awards at the June 30, 2014		38,055		$	8.07
	(1)  Amounts reflected on post-conversion basis.
	The Company maintains a Stock Option Plan which authorizes the grant of stock options to officers, employees and directors of the Company to acquire shares of common stock with an exercise price at least equal to the fair market value of the common stock on the grant date. Options generally become vested and exercisable at the rate of 20% per year over five years and are generally exercisable for a period of ten years after the grant date. A total of 533,808 (on a converted basis) shares of common stock were approved for future issuance pursuant to the Stock Option Plan. As of June 30, 2014, all of the options had been awarded under the Plan although 3,717 forfeited shared are available for grant. As of June 30, 2014, 417,767 (on a converted basis) options were vested.
	A summary of the status of the Company’ stock options under the Stock Option Plan as of June 30, 2014 and changes during the nine month period ended June 30, 2014 are presented below:
		Nine Months Ended
		30-Jun-14
		Number of			Weighted Average
		Shares (1)			Exercise Price
	Outstanding at October 1, 2013		516,739		$	10.86
	Granted		13,545			10.68
	Exercised		-			-
	Forfeited		-			-
	Outstanding at June 30, 2014		530,284		$	10.86
	Exercisable at June 30, 2014		417,767		$	11.57
	(1) Amounts reflected on a post-conversion basis.
	The weighted average remaining contractual term was approximately 5.5 years for options outstanding as of June 30, 2014.
	The estimated fair value of options granted during fiscal 2009 was $2.98 per share, $2.92 for options granted during fiscal 2010, $3.34 for options granted during fiscal 2013 and $4.67 for options granted during fiscal 2014. The fair value was estimated on the date of grant using the Black-Scholes pricing model. No options were granted in fiscal years 2011 and 2012.
	During the three and nine months ended June 30, 2014, $25,000 and $116,000, respectively, was recognized in compensation expense for the Stock Option Plan. Tax benefits of $3,000 and $14,000, respectively, were recognized for the three and nine months ended June 30, 2014. During the three and nine months ended June 30, 2013, $78,000 and $186,000, respectively, was recognized in compensation expense for the Stock Option Plan. Tax benefits of $7,000 and $20,000, respectively, were recognized for the three and nine months ended June 30, 2013.   At June 30, 2014, approximately $281,000 in additional compensation expense for awarded options that have not vested remained unrecognized. The weighted average period over which this expense will be recognized is approximately 3.3 years.

COMMITMENTS_AND_CONTINGENT_LIA

COMMITMENTS AND CONTINGENT LIABILITIES	9 Months Ended
	Jun. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
COMMITMENTS AND CONTINGENT LIABILITIES	'
	9	COMMITMENTS AND CONTINGENT LIABILITIES
	At June 30, 2014, the Company had $8.6 million in outstanding commitments to originate fixed and variable-rate loans with market interest rates ranging from 3.25% to 10.00%. At September 30, 2013, the Company had $12.8 million in outstanding commitments to originate fixed and variable-rate loans with market interest rates ranging from 3.25% to 6.00%. The aggregate undisbursed portion of loans-in-process amounted to $9.3 million at June 30, 2014 and $1.7 million at September 30, 2013.
	The Company also had commitments under unused lines of credit of $5.2 million and $4.7 million, respectively, at June 30, 2014 and September 30, 2013 and letters of credit outstanding of $109,000 and $187,000, respectively, at June 30, 2014 and September 30, 2013.
	Among the Company’s contingent liabilities are exposures to limited recourse arrangements with respect to the Company’s sales of whole loans and participation interests. At June 30, 2014, the exposure, which represents a portion of credit risk associated with the interests sold, amounted to $69,000. This exposure is for the life of the related loans and payables, on our proportionate share, as actual losses are incurred.
	The Company is involved in various legal proceedings occurring in the ordinary course of business. Management of the Company, based on discussions with litigation counsel, believes that such proceedings will not have a material adverse effect on the financial condition, operations or cash flows of the Company. However, there can be no assurance that any of the outstanding legal proceedings to which the Company is a party will not be decided adversely to the Company’s interests and not have a material adverse effect on the financial condition and operations of the Company.

FAIR_VALUE_MEASUREMENT

FAIR VALUE MEASUREMENT	9 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
FAIR VALUE MEASUREMENT	'
	10	FAIR VALUE MEASUREMENT
	The fair value estimates presented herein are based on pertinent information available to management as of June 30, 2014 and September 30, 2013, respectively. Although management is not aware of any factors that would significantly affect the fair value amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since that date and, therefore, current estimates of fair value may differ significantly from the amounts presented herein.
	Generally accepted accounting principles used in the United States establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimizes the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value.
	The three broad levels of hierarchy are as follows:
	Level 1	Quoted prices in active markets for identical assets or liabilities.
	Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
	Those assets as of June 30, 2014 which are to be measured at fair value on a recurring basis are as follows:
			Category Used for Fair Value Measurement
			Level 1			Level 2			Level 3		Total
			(Dollars in Thousands)
	Assets:
	Securities available for sale:
	U.S. Government and agency obligations		$	-		$	17,826		$	-	$	17,826
	Mortgage-backed securities - U.S. Government agencies			-			36,454			-		36,454
	Mortgage-backed securities - Non-agency			-			2,144			-		2,144
	FHLMC preferred stock			103			-			-		103
	Total		$	103		$	56,424		$	-	$	56,527
	Those assets as of September 30, 2013 which are measured at fair value on a recurring basis are as follows:
			Category Used for Fair Value Measurement
			Level 1			Level 2			Level 3		Total
			(Dollars in Thousands)
	Assets:
	Securities available for sale:
	U.S. Government and agency obligations		$	-		$	17,259		$	-	$	17,259
	Mortgage-backed securities - U.S. Government agencies			-			20,959			-		20,959
	Mortgage-backed securities - Non-agency			-			3,530			-		3,530
	FHLMC preferred stock			33			-			-		33
	Total		$	33		$	41,748		$	-	$	41,781
	Certain assets are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The Company measures impaired loans and real estate owned at fair value on a non-recurring basis.
	Impaired Loans
	The Company considers loans to be impaired when it becomes more likely than not that the Company will be unable to collect all amounts due in accordance with the contractual terms of the loan agreements. Collateral dependent impaired loans are based on the fair value of the collateral which is based on appraisals and would be categorized as Level 2 measurement.  In some cases, adjustments are made to the appraised values for various factors including the age of the appraisal, age of the comparables included in the appraisal, and known changes in the market and in the collateral. These adjustments are based upon unobservable inputs, and therefore, the fair value measurement has been categorized as a Level 3 measurement. These loans are reviewed for impairment and written down to their net realizable value by charges against the allowance for loan losses. The collateral underlying these loans had a fair value in excess of $21.9 million.
	Real Estate Owned
	Once an asset is determined to be uncollectible, the underlying collateral is generally repossessed and reclassified to foreclosed real estate and repossessed assets. These repossessed assets are carried at the lower of cost or fair value of the collateral, based on independent appraisals, less cost to sell and would be categorized as Level 2 measurement. In some cases, adjustments are made to the appraised values for various factors including age of the appraisal, age of the comparables included in the appraisal, and known changes in the market and in the collateral. Thus the evaluations are based upon unobservable inputs, and therefore, the fair value measurement has been categorized as a Level 3 measurement.
	Summary of Non-Recurring Fair Value Measurements
			At June 30, 2014
			(Dollars in Thousands)
			Level 1			Level 2			Level 3		Total
	Impaired loans		$	-		$	-		$	21,933	$	21,933
	Real estate owned			-			-			460	$	460
	Total		$	-		$	-		$	22,393	$	22,393
			At September 30, 2013
			(Dollars in Thousands)
			Level 1			Level 2			Level 3		Total
	Impaired loans		$	-		$	-		$	15,118	$	15,118
	Real estate owned			-			-			406	$	406
	Total		$	-		$	-		$	15,524	$	15,524
	The following table provides information describing the valuation processes used to determine nonrecurring fair value measurements categorized within Level 3 of the fair value hierarchy:
			At June 30, 2014
			(Dollars in Thousands)
					Valuation
			Fair Value		Technique		Unobservable Input	Range
	Impaired loans		$	21,933	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
	Real estate owned		$	460	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
			At September 30, 2013
			(Dollars in Thousands)
					Valuation
			Fair Value		Technique		Unobservable Input	Range
	Impaired loans		$	15,118	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
	Real estate owned		$	406	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
	The fair value of financial instruments amounts have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
									Fair Value Measurements at
									30-Jun-14
		Carrying			Fair
		Amount			Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in Thousands)
Assets:
Cash and cash equivalents		$	29,681		$	29,681		$	29,681	$	-	$	-
Investment and mortgage-backed securities available for sale			56,527			56,527			103		56,424		-
Investment and mortgage-backed securities held to maturity			83,622			81,691			-		81,691		-
Loans receivable, net			321,679			323,475			-		-		323,475
Accrued interest receivable			1,825			1,825			1,825		-		-
Federal Home Loan Bank stock			1,221			1,221			1,221		-		-
Bank owned life insurance			12,288			12,288			12,288		-		-
Liabilities:
Checking accounts			39,735			39,735			39,735		-		-
Money market deposit accounts			66,627			66,627			66,627		-		-
Passbook, club and statement savings accounts			74,031			74,031			74,031		-		-
Certificates of deposit			196,509			200,502			-		-		200,502
Advances from Federal Home Loan Bank			340			340			340		-		-
Accrued interest payable			1,054			1,054			1,054		-		-
Advances from borrowers for taxes and insurance			2,369			2,369			2,369		-		-
								Fair Value Measurements at
								30-Sep-13
		Carrying			Fair
		Amount			Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in Thousands)
Assets:
Cash and cash equivalents		$	158,984		$	158,984		$	158,984	$	-	$	-
Investment and mortgage-backed securities available for sale			41,781			41,781			33		41,748		-
Investment and mortgage-backed securities held to maturity			83,732			80,582			-		80,582		-
Loans receivable, net			306,517			308,606			-		-		308,606
Accrued interest receivable			1,791			1,791			1,791		-		-
Federal Home Loan Bank stock			1,181			1,181			1,181		-		-
Bank owned life insurance			7,119			7,119			7,119		-		-
Liabilities:
Checking accounts			39,537			39,537			39,537		-		-
Money market deposit accounts			65,298			65,298			65,298		-		-
Passbook, club and statement savings accounts			223,615			223,615			223,615		-		-
Certificates of deposit			214,298			218,572			-		-		218,572
Advances from Federal Home Loan Bank			340			340			340		-		-
Accrued interest payable			1,666			1,666			1,666		-		-
Advances from borrowers for taxes and insurance			1,480			1,480			1,480		-		-
Cash and Cash Equivalents—For cash and cash equivalents, the carrying amount is a reasonable estimate of fair value.
Investments and Mortgage-Backed Securities—The fair value of investment securities and mortgage-backed securities is based on quoted market prices, dealer quotes, and prices obtained from independent pricing services.
Loans Receivable—The fair value of loans is estimated based on present value using the current market rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. The carrying value that fair value is compared to is net of the allowance for loan losses and other associated premiums and discounts. Due to the significant judgment involved in evaluating credit quality, loans are classified within Level 3 of the fair value hierarchy.
Accrued Interest Receivable – For accrued interest receivable, the carrying amount is a reasonable estimate of fair value.
Federal Home Loan Bank (FHLB) Stock—Although FHLB stock is an equity interest in an FHLB, it is carried at cost because it does not have a readily determinable fair value as its ownership is restricted and it lacks a market. The estimated fair value approximates the carrying amount.
Bank Owned Life Insurance—The fair value of bank owned life insurance is based on the cash surrender value obtained from an independent advisor that is derivable from observable market inputs.
Checking Accounts, Money Market Deposit Accounts, Passbook Accounts, Club Accounts, Statement Savings Accounts, Certificates of Deposit—The fair value of passbook accounts, club accounts, statement savings accounts, checking accounts, and money market deposit accounts is the amount reported in the financial statements.
Certificates of Deposit- The fair value of certificates of deposit is based on market rates currently offered for deposits of similar remaining maturity.
Advances from Federal Home Loan Bank—The fair value of advances from FHLB is the amount payable on demand at the reporting date.
Accrued Interest Payable – For accrued interest payable, the carrying amount is a reasonable estimate of fair value.
Advances from borrowers for taxes and insurance – For advances from borrowers for taxes and insurance, the carrying amount is a reasonable estimate of fair value.
Commitments to Extend Credit and Letters of Credit—The majority of the Company’s commitments to extend credit and letters of credit carry current market interest rates if converted to loans. Because commitments to extend credit and letters of credit are generally unassignable by either the Company or the borrower, they only have value to the Company and the borrower. The estimated fair value approximates the recorded deferred fee amounts, which are not significant.

SIGNIFICANT_ACCOUNTING_POLICIE1

SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of presentation	'
	Basis of presentation –The accompanying unaudited consolidated financial statements were prepared pursuant to the rules and regulations of the U. S. Securities and Exchange Commission (“SEC”) for interim information and therefore do not include all the information or footnotes necessary for a complete presentation of financial condition, results of operations, comprehensive income, changes in equity and cash flows in conformity with accounting principles generally accepted in the United States of America (“GAAP”). However, all normal recurring adjustments that, in the opinion of management, are necessary for a fair presentation of the financial statements have been included. The results for the three and nine months ended June 30, 2014 are not necessarily indicative of the results that may be expected for the fiscal year ending September 30, 2014, or any other period. These financial statements should be read in conjunction with the audited consolidated financial statements of Prudential Bancorp, Inc. of Pennsylvania and the accompanying notes thereto included in the Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2013.
Use of Estimates in the Preparation of Financial Statements	'
	Use of Estimates in the Preparation of Financial Statements—The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. The most significant estimates and assumptions in the Company’s consolidated financial statements are recorded in the allowance for loan losses, deferred income taxes, other-than-temporary impairment, and the fair value measurement for financial instruments. Actual results could differ from those estimates.
Employee Stock Ownership Plan	'
	Employee Stock Ownership Plan – The Company maintains an employee stock ownership plan (“ESOP”) for substantially all of its full-time employees. The ESOP purchased 427,057 shares of the Company’s common stock for an aggregate cost of approximately $4.5 million in fiscal 2005. The ESOP purchased an additional 255,564 shares during December 2013 and an additional 30,100 shares at the beginning January 2014, of the Company’s stock for an aggregated cost of approximately $3.1 million. Shares of the Company’s common stock purchased by the ESOP are held in a suspense account until released for allocation to participants. Shares are allocated to each eligible participant based on the ratio of each such participant’s compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. As the unearned shares are released from the suspense account, the Company recognizes compensation expense equal to the fair value of the ESOP shares during the periods in which they become committed to be released. To the extent that the fair value of the ESOP shares released differs from the cost of such shares, the difference is charged or credited to equity as additional paid-in capital. As of June 30, 2014, the Company had allocated a total of 172,725 shares from the suspense account to participants and committed to release an additional 23,155 shares. For the three and nine months ended June 30, 2014, the Company recognized $97,000 and $249,000, respectively, in compensation expense related to the ESOP. At June 30, 2014, 697,302 shares were held in the ESOP.
Share-Based Compensation	'
	Share-Based Compensation – The Company accounts for stock-based compensation issued to employees, and where appropriate, non-employees, at fair value. Under fair value provisions, stock-based compensation cost is measured at the grant date based on the fair value of the award and is recognized as expense over the appropriate vesting period using the straight-line method. The amount of stock-based compensation recognized at any date must at least equal the portion of the grant date fair value of the award that is vested at that date and as a result it may be necessary to recognize the expense using a ratable method. Determining the fair value of stock-based awards at the date of grant requires judgment, including estimating the expected term of the stock options and the expected volatility of the Company’s stock. In addition, judgment is required in estimating the amount of stock-based awards that are expected to be forfeited. If actual results differ significantly from these estimates or different key assumptions were used, it could have a material effect on the Company’s consolidated financial statements.
	Dividends with respect to non-vested share awards are held by the Company’s Recognition and Retention Plan (“Plan”) Trust (the “Trust”) for the benefit of the recipients and are paid out proportionately by the Trust to the recipients of stock awards granted pursuant to the Plan as soon as practicable after the stock awards are earned.
Treasury Stock	'
	Treasury Stock – Stock held in treasury by the Company is accounted for using the cost method, which treats stock held in treasury as a reduction to total stockholders’ equity. Effective October 9, 2013, all outstanding treasury stock was cancelled as part of the second-step conversion and related stock offering.
FHLB Stock	'
	FHLB Stock – FHLB stock is classified as a restricted equity security because ownership is restricted and there is not an established market for its resale. FHLB stock is carried at cost and is evaluated for impairment when certain conditions warrant further consideration. Management concluded that the FHLB stock was not impaired at June 30, 2014.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements
	In June 2013, the Financial Accounting Standards Board (“FASB”) issued ASU 2013-08, Financial Services – Investment Companies (Topic 946): Amendments to the Scope, Measurement, and Disclosure Requirements. The amendments in this Update affect the scope, measurement, and disclosure requirements for investment companies under U.S. GAAP. The amendments do all of the following: (1) change the approach to the investment company assessment in Topic 946, clarify the characteristics of an investment company, and provide comprehensive guidance for assessing whether an entity is an investment company; (2) require an investment company to measure noncontrolling ownership interests in other investment companies at fair value rather than using the equity method of accounting; and (3) require the following additional disclosures: (a) the fact that the entity is an investment company and is applying the guidance in Topic 946, (b) information about changes, if any, in an entity’s status as an investment company, and (c) information about financial support provided or contractually required to be provided by an investment company to any of its investees. The amendments in this Update are effective for an entity’s interim and annual reporting periods in fiscal years that begin after December 15, 2013. Earlier application is prohibited. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In January 2014, FASB issued ASU 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. The amendments in this Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The amendments in this Update should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard). The Update’s core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. This Update is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In June 2014, the FASB issued ASU 2014-10, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. The amendments in this Update change the accounting for repurchase-to-maturity transactions to secured borrowing accounting. For repurchase financing arrangements, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which will result in secured borrowing accounting for the repurchase agreement. The amendments also require enhanced disclosures. The accounting changes in this Update are effective for the first interim or annual period beginning after December 15, 2014. An entity is required to present changes in accounting for transactions outstanding on the effective date as a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Earlier application is prohibited. The disclosure for certain transactions accounted for as a sale is required to be presented for interim and annual periods beginning after December 15, 2014, and the disclosure for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The disclosures are not required to be presented for comparative periods before the effective date. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period. The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. Additionally, if retrospective transition is adopted, an entity may use hindsight in measuring and recognizing the compensation cost. This ASU is not expected to have a significant impact on the Company’s financial statements.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of basic and diluted earnings per share	'
		Three Months Ended June 30,
						2013
		2014
		Basic		Diluted		Basic		Diluted
		(Dollars in Thousands Except Per Share Data)
	Net income	$	521	$	521	$	685	$	685
	Weighted average shares outstanding		8,971,874		8,971,874		9,130,332		9,130,332
	Effect of common stock equivalents		-		216,541		-		84,433
	Adjusted weighted average shares used in earnings per share computation		8,971,874		9,188,415		9,130,332		9,214,765
	Earnings per share - basic and diluted	$	0.06	$	0.06	$	0.08	$	0.07
		Nine Months Ended June 30,
		2014				2013
		Basic		Diluted		Basic		Diluted
		(Dollars in Thousands Except Per Share Data)
	Net income	$	1,394	$	1,394	$	971	$	971
	Weighted average shares outstanding		9,088,086		9,088,086		9,112,866		9,112,866
	Effect of common stock equivalents		-		211,429		-		83,583
	Adjusted weighted average shares used in earnings per share computation		9,088,086		9,299,515		9,112,866		9,196,449
	Earnings per share - basic and diluted	$	0.15	$	0.15	$	0.11	$	0.11

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	9 Months Ended
	Jun. 30, 2014
Accumulated Other Comprehensive Income [Abstract]	'
Schedule of changes in accumulated other comprehensive income	'
		Three Months Ended June 30,
		2014					2013
		(Dollars in Thousands)
		Unrealized gains (losses)				Unrealized gains (losses)
		on available for sale				on available for sale
		securities (a)				securities (a)
	Beginning Balance		$	(1,265	)		$	913
	Other comprehensive income (loss) before reclassification			615				(1,397	)
	Amount reclassified from accumulated other comprehensive income (loss)			1				(557	)
	Total other comprehensive income(loss)			616				(1,954	)
	Ending Balance		$	(649	)		$	(1,041	)
	(a) All amounts are net of tax. Amounts in parentheses indicate debits.
		Nine Months Ended June 30,
		2014					2013
		(Dollars in Thousands)
		Unrealized gains (losses)				Unrealized gains (losses)
		on available for sale				on available for sale
		securities (a)				securities (a)
	Beginning Balance		$	(1,292	)		$	1,283
	Other comprehensive income (loss) gain before reclassification			813				(1,769	)
	Amount reclassified from accumulated other comprehensive income (loss)			(170	)			(555	)
	Total other comprehensive income(loss)			643				(2,324	)
	Ending Balance		$	(649	)		$	(1,041	)
Schedule of amounts reclassified out of each component of accumulated other comprehensive income (loss)	'
			Three Months Ended June 30,
			2014				2013
			Amount Reclassified				Amount Reclassified
			from Accumulated				from Accumulated			Affected Line Item in
			Other				Other			the Statement Where
			Comprehensive				Comprehensive			Net Income(Loss) is
	Details about other comprehensive income (loss)		Income(Loss) (a)				Income(Loss) (a)			Presented
			(Dollars in Thousands)
	Unrealized gains on available for sale securities
			$	-			$	852		Gain on sale of securities available for sale, net
				-				(289	)	Income taxes
				(1	)			(7	)	Net impairment losses recognized in earnings
				-				2		Income taxes
			$	(1	)		$	558		Net income
	(a) Amounts in parentheses indicate debits to net income
			Nine Months Ended June 30,
			2014				2013
			Amount Reclassified				Amount Reclassified
			from Accumulated				from Accumulated			Affected Line Item in
			Other				Other			the Statement Where
			Comprehensive				Comprehensive			Net Income(Loss) is
	Details about other comprehensive income		Income(Loss) (a)				Income(Loss) (a)			Presented
			(Dollars in Thousands)
	Unrealized gains on available for sale securities
			$	274			$	868		Gain on sale of securities available for sale, net
				(93	)			(295	)	Income taxes
				(16	)			(27	)	Net impairment losses recognized in earnings
				5				9		Income taxes
			$	170			$	555		Net income
	(a) Amounts in parentheses indicate debits to net income

INVESTMENT_AND_MORTGAGEBACKED_1

INVESTMENT AND MORTGAGE-BACKED SECURITIES (Tables)	9 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Schedule of amortized cost and fair value of investment and mortgage-backed securities, with gross unrealized gains and losses	'
		30-Jun-14
					Gross			Gross
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
		(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations	$	18,987		$	-		$	(1,161	)	$	17,826
	Mortgage-backed securities - U.S. government agencies		36,598			245			(389	)		36,454
	Mortgage-backed securities - non-agency (1)		1,918			237			(11	)		2,144
	Total debt securities available for sale		57,503			482			(1,561	)		56,424
	FHLMC preferred stock		6			97			-			103
	Total securities available for sale	$	57,509		$	579		$	(1,561	)	$	56,527
	Securities Held to Maturity:
	U.S. government and agency obligations	$	68,933		$	555		$	(3,576	)	$	65,912
	Mortgage-backed securities - U.S. government agencies		14,689			1,164			(74	)		15,779
	Total securities held to maturity	$	83,622		$	1,719		$	(3,650	)	$	81,691
	(1) Includes impaired securities.
		30-Sep-13
					Gross			Gross
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
		(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations	$	18,986		$	-		$	(1,727	)	$	17,259
	Mortgage-backed securities - U.S. government agencies		21,433			230			(704	)		20,959
	Mortgage-backed securities - non-agency (1)		3,319			301			(90	)		3,530
	Total debt securities available for sale		43,738			531			(2,521	)		41,748
	FHLMC preferred stock		6			27			-			33
	Total securities available for sale	$	43,744		$	558		$	(2,521	)	$	41,781
	Securities Held to Maturity:
	U.S. government and agency obligations	$	66,934		$	559		$	(4,855	)	$	62,638
	Mortgage-backed securities - U.S. government agencies		16,798			1,222			(76	)		17,944
	Total securities held to maturity	$	83,732		$	1,781		$	(4,931	)	$	80,582
	(1) Includes impaired securities
Schedule of gross unrealized losses and related fair values of investment securities	'
	The following table shows the gross unrealized losses and related fair values of the Company’s investment securities, aggregated by investment category and length of time that individual securities had been in a continuous loss position at June 30, 2014:
		Less than 12 months						More than 12 months					Total
		Gross						Gross					Gross
		Unrealized			Fair			Unrealized			Fair		Unrealized			Fair
		Losses			Value			Losses			Value		Losses			Value
		(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations	$	-		$	-		$	(1,161	)	$	17,826	$	(1,161	)	$	17,826
	Mortgage-backed securities - U.S. government agencies		(52	)		9,039			(337	)		14,348		(389	)		23,387
	Mortgage-backed securities - non-agency		(1	)		116			(10	)		416		(11	)		532
	Total securities available for sale		(53	)		9,155			(1,508	)		32,590		(1,561	)		41,745
	Securities Held to Maturity:
	U.S. government and agency obligations		(4	)		1,996			(3,572	)		51,367		(3,576	)		53,363
	Mortgage-backed securities - U.S. government agencies		(74	)		4,746			-			-		(74	)		4,746
	Total securities held to maturity		(78	)		6,742			(3,572	)		51,367		(3,650	)		58,109
	Total	$	(131	)	$	15,897		$	(5,080	)	$	83,957	$	(5,211	)	$	99,854
	The following table shows the gross unrealized losses and related fair values of the Company’s investment securities, aggregated by investment category and length of time that individual securities had been in a continuous loss position at September 30, 2013:
		Less than 12 months						More than 12 months					Total
		Gross						Gross					Gross
		Unrealized			Fair			Unrealized			Fair		Unrealized			Fair
		Losses			Value			Losses			Value		Losses			Value
		(Dollars in Thousands)
	Securities Available for Sale:
	U.S. government and agency obligations	$	(1,727	)	$	17,259		$	-		$	-	$	(1,727	)	$	17,259
	Mortgage-backed securities - agency		(704	)		17,449			-			-		(704	)		17,449
	Mortgage-backed securities - non-agency		(10	)		415			(80	)		460		(90	)		875
	Total securities available for sale		(2,441	)		35,123			(80	)		460		(2,521	)		35,583
	Securities Held to Maturity:
	U.S. government and agency obligations		(3,817	)		40,126			(1,038	)		9,956		(4,855	)		50,082
	Mortgage-backed securities - agency		(76	)		5,253			-			-		(76	)		5,253
	Total securities held to maturity		(3,893	)		45,379			(1,038	)		9,956		(4,931	)		55,335
	Total	$	(6,334	)	$	80,502		$	(1,118	)	$	10,416	$	(7,452	)	$	90,918
Schedule of roll forward of the amounts recognized in earnings related to credit losses on securities	'
		Three Months Ended
		30-Jun-14
		(Dollars in Thousands)
	Credit component of OTTI as of April 1, 2014	$	1,614
	Additions for credit-related OTTI charges on previously unimpaired securities		-
	Additional increase as a result of impairment charges recognized on investments for which an OTTI charge was previously recognized		1
	Credit component of OTTI as of June 30, 2014	$	1,615
		Nine Months Ended
		30-Jun-14
		(Dollars in Thousands)
	Credit component of OTTI as of October 1, 2013	$	1,599
	Additions for credit-related OTTI charges on previously unimpaired securities		-
	Additional increase as a result of impairment charges recognized on investments for which an OTTI charge was previously recognized		16
	Credit component of OTTI as of June 30, 2014	$	1,615
Schedule of amortized cost and fair value of debt securities by contractual maturity	'
		30-Jun-14
		Held to Maturity						Available for Sale
		Amortized			Fair		Amortized				Fair
		Cost			Value			Cost			Value
		(Dollars in Thousands)
	Due within one year	$	-		$	-		$	-		$	-
	Due after one through five years		5,999			6,338			-			-
	Due after five through ten years		12,495			12,233			1,999			1,922
	Due after ten years		50,439			47,341			16,988			15,904
	Total	$	68,933		$	65,912		$	18,987		$	17,826

LOANS_RECEIVABLE_Tables

LOANS RECEIVABLE (Tables)	9 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Schedule of summary of loans receivable	'
		June 30,				September 30,
		2014				2013
		(Dollars in Thousands)
	One-to-four family residential	$	282,674			$	270,791
	Multi-family residential		6,740				5,716
	Commercial real estate		16,469				19,506
	Construction and land development		23,863				11,356
	Commercial business		569				588
	Consumer		404				438
	Total loans		330,719				308,395
	Undisbursed portion of loans-in-process		(9,265	)			(1,676	)
	Deferred loan costs		2,410				2,151
	Allowance for loan losses		(2,185	)			(2,353	)
	Net loans	$	321,679			$	306,517
Schedule of loans individually and collectively evaluated for impairment by loan segment	'
	The following table summarizes the loans individually and collectively evaluated for impairment by loan segment at June 30, 2014:
		One- to-four				Multi-family				Commercial real			Construction			Commercial			Consumer			Total
		family				residential				estate			and land			business
		residential											development
		(Dollars in Thousands)
	Individually evaluated for impairment	$	10,798			$	370			$	3,351		$	7,414		$	-		$	-		$	21,933
	Collectively evaluated for impairment		271,876				6,370				13,118			16,449			569			404			308,786
	Total loans	$	282,674			$	6,740			$	16,469		$	23,863		$	569		$	404		$	330,719
	The following table summarizes the loans individually and collectively evaluated for impairment by loan segment at September 30, 2013:
		One- to-				Multi-family				Commercial real			Construction			Commercial			Consumer			Total
		four family				residential				estate			and land			business
		residential											development
		(Dollars in Thousands)
	Individually evaluated for impairment	$	10,754			$	383			$	2,776		$	1,205		$	-		$	-		$	15,118
	Collectively evaluated for impairment		260,037				5,333				16,730			10,151			588			438			293,277
	Total loans	$	270,791			$	5,716			$	19,506		$	11,356		$	588		$	438		$	308,395
Schedule of impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not required	'
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not required as of June 30, 2014:
		Impaired Loans with								Impaired			Total Impaired Loans
		Specific Allowance								Loans with
										No Specific
										Allowance
		(Dollars in Thousands)
		Recorded				Related				Recorded			Recorded			Unpaid
																Principal
		Investment				Allowance				Investment			Investment			Balance
	One-to-four family residential	$	-			$	-			$	10,798		$	10,798		$	11,497
	Multi-family residential		-				-				370			370			370
	Commercial real estate		-				-				3,351			3,351			3,351
	Construction and land development		-				-				7,414			7,414			7,414
	Total Loans	$	-			$	-			$	21,933		$	21,933		$	22,632
	The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not required as of September 30, 2013:
		Impaired Loans with								Impaired			Total Impaired Loans
		Specific Allowance								Loans with
										No Specific
										Allowance
		(Dollars in Thousands)
		Recorded				Related				Recorded			Recorded			Unpaid
																Principal
		Investment				Allowance				Investment			Investment			Balance
	One-to-four family residential	$	-			$	-			$	10,754		$	10,754		$	10,754
	Multi-family residential		-				-				383			383			383
	Commercial real estate		-				-				2,776			2,776			2,776
	Construction and land development		-				-				1,205			1,205			1,205
	Total Loans	$	-			$	-			$	15,118		$	15,118		$	15,118
Schedule of average investment in impaired loans and related interest income recognized	'
		Three Months Ended June 30, 2014
		Average				Income Recognized on				Income
		Recorded				Accrual Basis				Recognized on
		Investment								Cash Basis
		(Dollars in Thousands)
	One-to-four family residential	$	10,030			$	78			$	85
	Multi-family residential		188				7				-
	Commercial real estate		1,468				8				7
	Construction and land development		4,052				34				-
	Total Loans	$	15,738			$	127			$	92
		Nine Months Ended June 30, 2014
		Average				Income Recognized				Income
		Recorded				on Accrual Basis				Recognized on
		Investment								Cash Basis
		(Dollars in Thousands)
	One-to-four family residential	$	10,342			$	242			$	136
	Multi-family residential		285				20				7
	Commercial real estate		1,926				18				14
	Construction and land development		2,628				70				-
	Total Loans	$	15,181			$	350			$	157
		Three Months Ended June 30, 2013
		Average				Income Recognized				Income
		Recorded				on Accrual Basis				Recognized on
		Investment								Cash Basis
		(Dollars in Thousands)
	One-to-four family residential	$	13,622			$	115			$	2
	Multi-family residential		561				7				-
	Commercial real estate		2,614				8				2
	Construction and land development		1,295				22				-
	Consumer		6				-				-
	Total Loans	$	18,098			$	152			$	4
		Nine Months Ended June 30, 2013
		Average				Income Recognized				Income
		Recorded				on Accrual Basis				Recognized on
		Investment								Cash Basis
		(Dollars in Thousands)
	One-to-four family residential	$	17,117			$	440			$	71
	Multi-family residential		793				40				-
	Commercial real estate		1,917				38				14
	Construction and land development		1,585				85				-
	Consumer		2				-				-
	Total Loans	$	21,414			$	603			$	85
Schedule of classes of the loan portfolio in which a formal risk weighting system is utilized	'
		30-Jun-14
						Special							Total
		Pass				Mention				Substandard			Loans
		(Dollars in Thousands)
	Multi-family residential	$	6,370			$	-			$	370		$	6,740
	Commercial real estate		12,125				993				3,351			16,469
	Construction and land development		16,449				-				7,414			23,863
	Commercial business		569				-				-			569
	Total Loans	$	35,513			$	993			$	11,135		$	47,641
		30-Sep-13
						Special							Total
		Pass				Mention				Substandard			Loans
		(Dollars in Thousands)
	Multi-family residential	$	5,333			$	-			$	383		$	5,716
	Commercial real estate		15,273				1,457				2,776			19,506
	Construction and land development		2,633				7,518				1,205			11,356
	Commercial business		588				-				-			588
	Total Loans	$	23,827			$	8,975			$	4,364		$	37,166
Schedule of loans in which a formal risk rating system is not utilized, but loans are segregated between performing and non-performing	'
		30-Jun-14
						Non-				Total
		Performing				Performing				Loans
		(Dollars in Thousands)
	One-to-four family residential	$	277,307			$	5,367			$	282,674
	Consumer		404				-				404
	Total Loans	$	277,711			$	5,367			$	283,078
		30-Sep-13
						Non-				Total
		Performing				Performing				Loans
		(Dollars in Thousands)
	One-to-four family residential	$	266,532			$	4,259			$	270,791
	Consumer		438				-				438
	Total Loans	$	266,970			$	4,259			$	271,229
Schedule of loan categories of the loan portfolio summarized by the aging categories of performing and delinquent loans and nonaccrual loans	'
		30-Jun-14
													90 Days+			Total
						30-89 Days				90 Days +			Past Due			Past Due			Total			Non-
		Current				Past Due				Past Due			and Accruing			and Accruing			Loans			Accrual
		(Dollars in Thousands)
	One-to-four family residential	$	277,623			$	1,401			$	3,650		$	-		$	1,401		$	282,674		$	5,367
	Multi-family residential		6,740				-				-			-			-			6,740			-
	Commercial real estate		16,021				-				448			-			-			16,469			1,907
	Construction and land development		23,863				-				-			-			-			23,863			-
	Commercial business		569				-				-			-			-			569			-
	Consumer		404				-				-			-			-			404			-
	Total Loans	$	325,220			$	1,401			$	4,098		$	-		$	1,401		$	330,719		$	7,274
		30-Sep-13
													90 Days+			Total
						30-89 Days				90 Days +			Past Due			Past Due			Total			Non-
		Current				Past Due				Past Due			and Accruing			and Accruing			Loans			Accrual
		(Dollars in Thousands)
	One-to-four family residential	$	264,272			$	3,589			$	2,930		$	-		$	3,589		$	270,791		$	4,259
	Multi-family residential		5,716				-				-			-			-			5,716			-
	Commercial real estate		18,686				355				465			-			355			19,506			2,375
	Construction and land development		11,356				-				-			-			-			11,356			-
	Commercial business		588				-				-			-			-			588			-
	Consumer		437				1				-			-			1			438			-
	Total Loans	$	301,055			$	3,945			$	3,395		$	-		$	3,945		$	308,395		$	6,634
Schedule of primary segments of the allowance for loan losses, segmented into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment.	'
		Three Months Ended June 30, 2014
		One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
		(Dollars in Thousands)
	ALLL balance at March 31, 2014.	$	1,425			$	64			$	141		$	523		$	4		$	3		$	230		$	2,390
	Charge-offs		(205	)			-				-			-			-			-			-			(205	)
	Recoveries		-				-				-			-			-			-			-			-
	Provision		66				(6	)			(16	)		(11	)		(1	)		(2	)		(30	)		-
	ALLL balance at June 30, 2014	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
	Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	-		$	-		$	-
	Collectively evaluated for impairment	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
		Nine Months Ended June 30, 2014
		One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
		(Dollars in Thousands)
	ALLL balance at September 30, 2013.	$	1,384			$	22			$	70		$	653		$	4		$	2		$	218		$	2,353
	Charge-offs		(215	)			-				-			-			-			-			-			(215	)
	Recoveries		47				-				-			-			-			-			-			47
	Provision		70				36				55			(141	)		(1	)		(1	)		(18	)		-
	ALLL balance at June 30, 2014	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
	Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	-		$	-		$	-
	Collectively evaluated for impairment	$	1,286			$	58			$	125		$	512		$	3		$	1		$	200		$	2,185
		Three Months Ended June 30, 2013
		One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
		(Dollars in Thousands)
	ALLL balance at March 31, 2013	$	801			$	7			$	175		$	1,297		$	3		$	1		$	228		$	2,512
	Charge-offs		-				-				-			-			-			-			-			-
	Recoveries		-				-				-			139			-			-			-			139
	Provision		(10	)			-				-			-			-			10			-			-
	ALLL balance at June 30, 2013	$	791			$	7			$	175		$	1,436		$	3		$	11		$	228		$	2,651
	Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	10		$	-		$	10
	Collectively evaluated for impairment	$	791			$	7			$	175		$	1,436		$	3		$	1		$	228		$	2,641
		Nine Months Ended June 30, 2013
		One- to four-family residential				Multi-family residential				Commercial real estate			Construction and land development			Commercial business			Consumer			Unallocated			Total
		(Dollars in Thousands)
	ALLL balance at September 30, 2012	$	830			$	7			$	125		$	745		$	3		$	1		$	170		$	1,881
	Charge-offs		(154	)			-				-			-			-			-			-			(154	)
	Recoveries		25				-				-			899			-			-			-			924
	Provision		90				-				50			(208	)		-			10			58			-
	ALLL balance at June 30, 2013	$	791			$	7			$	175		$	1,436		$	3		$	11		$	228		$	2,651
	Individually evaluated for impairment	$	-			$	-			$	-		$	-		$	-		$	10		$	-		$	10
	Collectively evaluated for impairment	$	791			$	7			$	175		$	1,436		$	3		$	1		$	228		$	2,641
Schedule of troubled debt restructurings	'
		Three Months Ended June 30, 2014
	(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
		Loans			Outstanding
					Recorded
					Investment
	Commercial		1		$	453		$	800
			1		$	453		$	800
		Nine Months Ended June 30, 2014
	(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
		Loans			Outstanding
					Recorded
					Investment
	One-to-four family		1		$	1,468		$	1,468
	Commercial		1			453			800
			2		$	1,921		$	2,268
		Three Months Ended June 30, 2013
	(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
		Loans			Outstanding
					Recorded
					Investment
	One-to-four family		-			-			-
			-			-			-
		Nine Months Ended June 30, 2013
	(Dollars in Thousands)	Number of			Pre- Modification			Post-Modification Outstanding Recorded Investment
		Loans			Outstanding
					Recorded
					Investment
	One-to-four family		1		$	1,321		$	1,321
			1		$	1,321		$	1,321

DEPOSITS_Tables

DEPOSITS (Tables)	9 Months Ended
	Jun. 30, 2014
Deposits [Abstract]	'
Schedule of major classifications of deposits	'
		June 30,					September 30,
		2014					2013
		Amount		Percent			Amount		Percent
		(Dollars in Thousands)
	Money market deposit accounts	$	66,627		17.7	%	$	65,298		12	%
	Interest-bearing checking accounts		36,929		9.8			36,063		6.6
	Non-interest bearing checking accounts		2,806		0.7			3,474		0.6
	Passbook, club and statement savings (1)		74,031		19.6			223,615		41.3
	Certificates maturing in six months or less		29,714		7.9			65,831		12.1
	Certificates maturing in more than six months		166,795		44.3			148,467		27.4
	Total	$	376,902		100	%	$	542,748		100	%
	(1)   Includes $145.7 million of funds held in escrow at September 30, 2013 in connection with the Company’s second-step conversion relating to stock subscriptions.

INCOME_TAXES_Tables

INCOME TAXES (Tables)	9 Months Ended
	Jun. 30, 2014
Income Tax Disclosure [Abstract]	'
Schedule of deferred income taxes	'
		June 30,			September 30,
		2014			2013
	Deferred tax assets:	(Dollars in Thousands)
	Allowance for loan losses	$	1,040		$	1,037
	Real estate owned expenses		51			-
	Nonaccrual interest		125			125
	Accrued vacation		96			86
	Capital loss carryforward		321			1,423
	Impairment loss		938			1,117
	Split dollar life insurance		21			21
	Post-retirement benefits		132			136
	Unrealized loss on available for sale securities		334			666
	Employee benefit plans		369			455
	Total deferred tax assets		3,427			5,066
	Valuation allowance		(1,259	)		(2,540	)
	Total deferred tax assets, net of valuation allowance		2,168			2,526
	Deferred tax liabilities:
	Property		447			461
	Deferred loan fees		819			759
	Total deferred tax liabilities		1,266			1,220
	Net deferred tax asset	$	902		$	1,306

STOCK_COMPENSATION_PLANS_Table

STOCK COMPENSATION PLANS (Tables)	9 Months Ended
	Jun. 30, 2014
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]	'
Schedule summary of the non-vested stock award activity	'
		Nine Months Ended
		30-Jun-14
		Number of			Weighted Average
		Shares (1)			Grant Date Fair
					Value
	Nonvested stock awards at October 1, 2013		79,477		$	9.56
	Issued		-			-
	Forfeited		-			-
	Vested		(41,422	)		10.93
	Nonvested stock awards at the June 30, 2014		38,055		$	8.07
	(1)  Amounts reflected on post-conversion basis.
Schedule of summary of the status of the company' stock options under the stock option plan	'
		Nine Months Ended
		30-Jun-14
		Number of			Weighted Average
		Shares (1)			Exercise Price
	Outstanding at October 1, 2013		516,739		$	10.86
	Granted		13,545			10.68
	Exercised		-			-
	Forfeited		-			-
	Outstanding at June 30, 2014		530,284		$	10.86
	Exercisable at June 30, 2014		417,767		$	11.57
	(1) Amounts reflected on a post-conversion basis.

FAIR_VALUE_MEASUREMENT_Tables

FAIR VALUE MEASUREMENT (Tables)	9 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule of assets measured at fair value on recurring basis	'
	Those assets as of June 30, 2014 which are to be measured at fair value on a recurring basis are as follows:
		Category Used for Fair Value Measurement
		Level 1			Level 2			Level 3		Total
		(Dollars in Thousands)
	Assets:
	Securities available for sale:
	U.S. Government and agency obligations	$	-		$	17,826		$	-	$	17,826
	Mortgage-backed securities - U.S. Government agencies		-			36,454			-		36,454
	Mortgage-backed securities - Non-agency		-			2,144			-		2,144
	FHLMC preferred stock		103			-			-		103
	Total	$	103		$	56,424		$	-	$	56,527
	Those assets as of September 30, 2013 which are measured at fair value on a recurring basis are as follows:
		Category Used for Fair Value Measurement
		Level 1			Level 2			Level 3		Total
		(Dollars in Thousands)
	Assets:
	Securities available for sale:
	U.S. Government and agency obligations	$	-		$	17,259		$	-	$	17,259
	Mortgage-backed securities - U.S. Government agencies		-			20,959			-		20,959
	Mortgage-backed securities - Non-agency		-			3,530			-		3,530
	FHLMC preferred stock		33			-			-		33
	Total	$	33		$	41,748		$	-	$	41,781
Schedule of summary of non-recurring fair value measurements	'
		At June 30, 2014
		(Dollars in Thousands)
		Level 1			Level 2			Level 3		Total
	Impaired loans	$	-		$	-		$	21,933	$	21,933
	Real estate owned		-			-			460	$	460
	Total	$	-		$	-		$	22,393	$	22,393
		At September 30, 2013
		(Dollars in Thousands)
		Level 1			Level 2			Level 3		Total
	Impaired loans	$	-		$	-		$	15,118	$	15,118
	Real estate owned		-			-			406	$	406
	Total	$	-		$	-		$	15,524	$	15,524
Schedule of nonrecurring fair value measurements categorized within level 3 of the fair value hierarchy	'
		At June 30, 2014
		(Dollars in Thousands)
				Valuation
		Fair Value		Technique		Unobservable Input	Range
	Impaired loans	$	21,933	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
	Real estate owned	$	460	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
		At September 30, 2013
		(Dollars in Thousands)
				Valuation
		Fair Value		Technique		Unobservable Input	Range
	Impaired loans	$	15,118	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
	Real estate owned	$	406	Property appraisals		Management discount for selling costs, property type and market volatility	10% - 20% discount
Schedule of the estimated fair value amounts	'
								Fair Value Measurements at
								30-Jun-14
		Carrying			Fair
		Amount			Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in Thousands)
	Assets:
	Cash and cash equivalents	$	29,681		$	29,681		$	29,681	$	-	$	-
	Investment and mortgage-backed securities available for sale		56,527			56,527			103		56,424		-
	Investment and mortgage-backed securities held to maturity		83,622			81,691			-		81,691		-
	Loans receivable, net		321,679			323,475			-		-		323,475
	Accrued interest receivable		1,825			1,825			1,825		-		-
	Federal Home Loan Bank stock		1,221			1,221			1,221		-		-
	Bank owned life insurance		12,288			12,288			12,288		-		-
	Liabilities:
	Checking accounts		39,735			39,735			39,735		-		-
	Money market deposit accounts		66,627			66,627			66,627		-		-
	Passbook, club and statement savings accounts		74,031			74,031			74,031		-		-
	Certificates of deposit		196,509			200,502			-		-		200,502
	Advances from Federal Home Loan Bank		340			340			340		-		-
	Accrued interest payable		1,054			1,054			1,054		-		-
	Advances from borrowers for taxes and insurance		2,369			2,369			2,369		-		-
								Fair Value Measurements at
								30-Sep-13
		Carrying			Fair
		Amount			Value			(Level 1)		(Level 2)		(Level 3)
		(Dollars in Thousands)
	Assets:
	Cash and cash equivalents	$	158,984		$	158,984		$	158,984	$	-	$	-
	Investment and mortgage-backed securities available for sale		41,781			41,781			33		41,748		-
	Investment and mortgage-backed securities held to maturity		83,732			80,582			-		80,582		-
	Loans receivable, net		306,517			308,606			-		-		308,606
	Accrued interest receivable		1,791			1,791			1,791		-		-
	Federal Home Loan Bank stock		1,181			1,181			1,181		-		-
	Bank owned life insurance		7,119			7,119			7,119		-		-
	Liabilities:
	Checking accounts		39,537			39,537			39,537		-		-
	Money market deposit accounts		65,298			65,298			65,298		-		-
	Passbook, club and statement savings accounts		223,615			223,615			223,615		-		-
	Certificates of deposit		214,298			218,572			-		-		218,572
	Advances from Federal Home Loan Bank		340			340			340		-		-
	Accrued interest payable		1,666			1,666			1,666		-		-
	Advances from borrowers for taxes and insurance		1,480			1,480			1,480		-		-

SIGNIFICANT_ACCOUNTING_POLICIE2

SIGNIFICANT ACCOUNTING POLICIES (Detail Textuals) (USD $)

3 Months Ended

9 Months Ended

9 Months Ended

0 Months Ended

1 Months Ended

3 Months Ended

9 Months Ended

12 Months Ended

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Sep. 30, 2013

Jun. 30, 2014

Jun. 30, 2014

Oct. 09, 2013

Jan. 31, 2014

Dec. 31, 2013

Jun. 30, 2014

Jun. 30, 2014

Sep. 30, 2005

Branch

Philadelphia

Pennsylvania

Second Step Conversion

Employee Stock Ownership Plan ESOP Plan

Employee Stock Ownership Plan ESOP Plan

Employee Stock Ownership Plan ESOP Plan

Employee Stock Ownership Plan ESOP Plan

Employee Stock Ownership Plan ESOP Plan

Office

Office

Significant Accounting Policies [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

Number of new shares sold

'

'

'

'

'

'

7,141,602

'

'

'

'

'

Common stock, par value

'

$0.01

'

$0.01

'

'

$0.01

'

'

'

'

'

Per share of new shares sold

'

'

'

'

'

'

$10

'

'

'

'

'

Additional outstanding shares of common stock

'

'

'

'

'

'

2,403,207

'

'

'

'

'

Number of shares for which the common stock exchanged

0.9442

'

0.9442

'

'

'

0.9442

'

'

'

'

'

Treasury stock cancelled

'

'

'

'

'

'

2,540,255

'

'

'

'

'

Number of full service branch offices

'

6

'

'

'

'

'

'

'

'

'

'

Number of banking offices

'

'

'

'

6

1

'

'

'

'

'

'

Number of common shares purchased under employee stock ownership plan (ESOP)

'

'

'

'

'

'

'

30,100

255,564

'

'

427,057

Aggregate cost of common stock purchased under employee stock ownership plan (ESOP)

'

'

'

'

'

'

'

'

'

'

$3,100,000

$4,500,000

Number of shares allocated from suspense account to participants

'

'

'

'

'

'

'

'

'

172,725

172,725

'

ESOP shares committed to be released, shares

16,018

23,155

16,018

'

'

'

'

'

'

23,155

23,155

'

Recognized compensation expense

'

$263,000

$128,000

'

'

'

'

'

'

$97,000

$249,000

'

Shares held in ESOP plan

'

'

'

'

'

'

'

'

'

697,302

697,302

'

EARNINGS_PER_SHARE_Calculated_

EARNINGS PER SHARE - Calculated basic and diluted earnings per share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share, Basic [Abstract]	'	'	'	'
Net income	$521	$685	$1,394	$971
Weighted average shares outstanding - basic	8,971,874	9,130,332	9,088,086	9,112,866
Effect of common stock equivalents - basic	'	'	'	'
Adjusted weighted average shares used in earnings per share computation - basic	8,971,874	9,130,332	9,088,086	9,112,866
Earnings per share - basic (in dollars per share)	$0.06	$0.08	$0.15	$0.11
Earnings Per Share, Diluted [Abstract]	'	'	'	'
Net income	$521	$685	$1,394	$971
Weighted average shares outstanding - diluted	8,971,874	9,130,332	9,088,086	9,112,866
Effect of common stock equivalents - diluted	216,541	84,433	211,429	83,583
Adjusted weighted average shares used in earnings per share computation - diluted	9,188,415	9,214,765	9,299,515	9,196,449
Earnings per share - diluted (in dollars per share)	$0.06	$0.07	$0.15	$0.11

EARNINGS_PER_SHARE_Detail_Text

EARNINGS PER SHARE (Detail Textuals) (USD $)	3 Months Ended	9 Months Ended
	Jun. 30, 2013	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2013	Jun. 30, 2013
			Stock Options	Stock Options	Stock Options	Stock Options
					Minimum	Maximum
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'	'	'
Number of shares for which the common stock exchanged	0.9442	0.9442	'	'	'	'
Antidilutive securities excluded from computation of earnings per share	'	'	383,015	523,650	'	'
Exercise price for the stock options (in dollars per share)	'	'	$11.84	'	$7.68	$11.84

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Changes in accumulated other comprehensive income (loss) by component net of tax (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013		Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]	'		'		'		'		'
Beginning Balance	'		'		'		'		($1,292)
Total other comprehensive income (loss)	616		-1,954		643		-2,324		'
Ending Balance	-649		'		-649		'		-1,292
Unrealized gains (losses) on available for sale securities	'		'		'		'		'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'		'		'		'		'
Beginning Balance	-1,265	[1]	913	[1]	-1,292	[1]	1,283	[1]	'
Other comprehensive income (loss) gain before reclassification	615	[1]	-1,397	[1]	813	[1]	-1,769	[1]	'
Amount reclassified from accumulated other comprehensive income (loss)	1	[1]	-557	[1]	-170	[1]	-555	[1]	'
Total other comprehensive income (loss)	616	[1]	-1,954	[1]	643	[1]	-2,324	[1]	'
Ending Balance	($649)	[1]	($1,041)	[1]	($649)	[1]	($1,041)	[1]	'
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

ACCUMULATED_OTHER_COMPREHENSIV3

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) - Significant amounts reclassified out of each component of accumulated other comprehensive income (loss) (Details 1) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Gain on sale of securities available for sale, net	'		$852		$274		$868
Income taxes	'		-290		-93		-295
Net impairment losses recognized in earnings	-1		-7		-16		-27
Income taxes	'		2		5		9
Unrealized gains on available for sale securities	'		'		'		'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Net income	1	[1]	-557	[1]	-170	[1]	-555	[1]
Unrealized gains on available for sale securities | Amount Reclassified from Accumulated Other Comprehensive Income (Loss)	'		'		'		'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Gain on sale of securities available for sale, net	'	[2]	852	[2]	274	[2]	868	[2]
Income taxes	'	[2]	-289	[2]	-93	[2]	-295	[2]
Net impairment losses recognized in earnings	-1	[2]	-7	[2]	-16	[2]	-27	[2]
Income taxes	'	[2]	2	[2]	5	[2]	9	[2]
Net income	($1)	[2]	$558	[2]	$170	[2]	$555	[2]
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.
[2]	Amounts in parentheses indicate debits to net income

INVESTMENT_AND_MORTGAGEBACKED_2

INVESTMENT AND MORTGAGE-BACKED SECURITIES - Amortized cost and fair value of investment and mortgage-backed securities, with gross unrealized gains and losses (Details) (USD $)	Jun. 30, 2014		Sep. 30, 2013
In Thousands, unless otherwise specified
Securities Available for Sale:	'		'
Amortized Cost	$57,509		$43,744
Gross Unrealized Gains	579		558
Gross Unrealized Losses	-1,561		-2,521
Fair Value	56,527		41,781
Securities Held to Maturity:	'		'
Amortized Cost	83,622		83,732
Gross Unrealized Gains	1,719		1,781
Gross Unrealized Losses	-3,650		-4,931
Fair Value	81,691		80,582
Debt Securities	'		'
Securities Available for Sale:	'		'
Amortized Cost	57,503		43,738
Gross Unrealized Gains	482		531
Gross Unrealized Losses	-1,561		-2,521
Fair Value	56,424		41,748
U.S. government and agency obligations	'		'
Securities Available for Sale:	'		'
Amortized Cost	18,987		18,986
Gross Unrealized Gains	'		'
Gross Unrealized Losses	-1,161		-1,727
Fair Value	17,826		17,259
Securities Held to Maturity:	'		'
Amortized Cost	68,933		66,934
Gross Unrealized Gains	555		559
Gross Unrealized Losses	-3,576		-4,855
Fair Value	65,912		62,638
Mortgage-backed securities - U.S. government agencies	'		'
Securities Available for Sale:	'		'
Amortized Cost	36,598		21,433
Gross Unrealized Gains	245		230
Gross Unrealized Losses	-389		-704
Fair Value	36,454		20,959
Securities Held to Maturity:	'		'
Amortized Cost	14,689		16,798
Gross Unrealized Gains	1,164		1,222
Gross Unrealized Losses	-74		-76
Fair Value	15,779		17,944
Mortgage-backed securities - non-agency	'		'
Securities Available for Sale:	'		'
Amortized Cost	1,918	[1]	3,319	[1]
Gross Unrealized Gains	237	[1]	301	[1]
Gross Unrealized Losses	-11	[1]	-90	[1]
Fair Value	2,144	[1]	3,530	[1]
FHLMC preferred stock	'		'
Securities Available for Sale:	'		'
Amortized Cost	6		6
Gross Unrealized Gains	97		27
Gross Unrealized Losses	'		'
Fair Value	$103		$33
[1]	Includes impaired securities

INVESTMENT_AND_MORTGAGEBACKED_3

INVESTMENT AND MORTGAGE-BACKED SECURITIES - Gross unrealized losses and related fair values of investment securities, aggregated by investment category and length of time (Details 1) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Securities Available for Sale:	'	'
Less than 12 months - Gross Unrealized Losses	($53)	($2,441)
Less than 12 months - Fair value	9,155	35,123
More than 12 months - Gross Unrealized Losses	-1,508	-80
More than 12 months - Fair value	32,590	460
Gross Unrealized Losses - Total	-1,561	-2,521
Fair Value - Total	41,745	35,583
Securities Held to Maturity:	'	'
Less than 12 months - Gross Unrealized Losses	-78	-3,893
Less than 12 months - Fair value	6,742	45,379
More than 12 months - Gross Unrealized Losses	-3,572	-1,038
More than 12 months - Fair value	51,367	9,956
Gross Unrealized Losses -Total	-3,650	-4,931
Fair Value - Total	58,109	55,335
Less than 12 months - Gross Unrealized Losses	-131	-6,334
Less than 12 months - Fair Value	15,897	80,502
More than 12 months - Gross Unrealized Losses	-5,080	-1,118
More than 12 months - Fair Value	83,957	10,416
Gross Unrealized Losses - Total	-5,211	-7,452
Fair Value - Total	99,854	90,918
U.S. government and agency obligations	'	'
Securities Available for Sale:	'	'
Less than 12 months - Gross Unrealized Losses	'	-1,727
Less than 12 months - Fair value	'	17,259
More than 12 months - Gross Unrealized Losses	-1,161	'
More than 12 months - Fair value	17,826	'
Gross Unrealized Losses - Total	-1,161	-1,727
Fair Value - Total	17,826	17,259
Securities Held to Maturity:	'	'
Less than 12 months - Gross Unrealized Losses	-4	-3,817
Less than 12 months - Fair value	1,996	40,126
More than 12 months - Gross Unrealized Losses	-3,572	-1,038
More than 12 months - Fair value	51,367	9,956
Gross Unrealized Losses -Total	-3,576	-4,855
Fair Value - Total	53,363	50,082
Mortgage-backed securities - U.S. government agencies	'	'
Securities Available for Sale:	'	'
Less than 12 months - Gross Unrealized Losses	-52	-704
Less than 12 months - Fair value	9,039	17,449
More than 12 months - Gross Unrealized Losses	-337	'
More than 12 months - Fair value	14,348	'
Gross Unrealized Losses - Total	-389	-704
Fair Value - Total	23,387	17,449
Securities Held to Maturity:	'	'
Less than 12 months - Gross Unrealized Losses	-74	-76
Less than 12 months - Fair value	4,746	5,253
More than 12 months - Gross Unrealized Losses	'	'
More than 12 months - Fair value	'	'
Gross Unrealized Losses -Total	-74	-76
Fair Value - Total	4,746	5,253
Mortgage-backed securities - non-agency	'	'
Securities Available for Sale:	'	'
Less than 12 months - Gross Unrealized Losses	-1	-10
Less than 12 months - Fair value	116	415
More than 12 months - Gross Unrealized Losses	-10	-80
More than 12 months - Fair value	416	460
Gross Unrealized Losses - Total	-11	-90
Fair Value - Total	$532	$875

INVESTMENT_AND_MORTGAGEBACKED_4

INVESTMENT AND MORTGAGE-BACKED SECURITIES - Rollforward of amounts recognized in earnings related to credit losses on securities (Details 2) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]	'	'
Credit component of OTTI	$1,614	$1,599
Additions for credit-related OTTI charges on previously unimpaired securities	'	'
Additional increase as a result of impairment charges recognized on investments for which an OTTI charge was previously recognized	1	16
Credit component of OTTI	$1,615	$1,615

INVESTMENT_AND_MORTGAGEBACKED_5

INVESTMENT AND MORTGAGE-BACKED SECURITIES - Amortized cost and fair value of debt securities, by contractual maturity (Details 3) (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Held to Maturity, Amortized Cost	'
Due within one year	'
Due after one through five years	5,999
Due after five through ten years	12,495
Due after ten years	50,439
Total	68,933
Held to Maturity, Fair Value	'
Due within one year	'
Due after one through five years	6,338
Due after five through ten years	12,233
Due after ten years	47,341
Total	65,912
Available for Sale, Amortized Cost	'
Due within one year	'
Due after one through five years	'
Due after five through ten years	1,999
Due after ten years	16,988
Total	18,987
Available for Sale, Fair Value	'
Due within one year	'
Due after one through five years	'
Due after five through ten years	1,922
Due after ten years	15,904
Total	$17,826

INVESTMENT_AND_MORTGAGEBACKED_6

INVESTMENT AND MORTGAGE-BACKED SECURITIES (Detail Textuals) (USD $)	3 Months Ended	9 Months Ended		3 Months Ended	9 Months Ended		3 Months Ended	9 Months Ended		3 Months Ended	9 Months Ended
	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2013	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2014
				U.S. government and agency obligations	U.S. government and agency obligations	U.S. government and agency obligations	U.S. Agency Issued Mortgage-Backed Securities	U.S. Agency Issued Mortgage-Backed Securities	U.S. Agency Issued Mortgage-Backed Securities	Non-Agency Issued Mortgage-Backed Securities and Collateralized Mortgage Obligations	Non-Agency Issued Mortgage-Backed Securities and Collateralized Mortgage Obligations
				Security	Security	Security	Security	Security	Security		Security
Marketable Securities [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Number of investment securities in debt obligations in the category of loss position less than 12 months held by company	'	'	'	'	'	2	'	7	'	'	'
Securities continuous unrealized loss position less than 12 months aggregate losses	'	'	'	'	'	$4,000	'	$126,000	'	'	'
Percentage of reduction in amortized cost of debt securities in the category of loss position less than 12 months held by company	'	'	'	'	'	0.20%	'	0.90%	'	'	'
Number of collateralized mortgage obligations included in portfolio	'	'	'	'	'	'	'	'	'	'	43
OTTI charge related to non agency issued mortgage backed securities	'	'	'	'	'	'	'	'	'	1,000	16,000
OTTI charge related to non agency issued mortgage backed securities recognized in earnings	'	'	'	'	'	'	'	'	'	'	16,000
Investment securities gross unrealized losses	'	'	'	'	'	'	'	'	'	'	11,000
Number of investment securities in debt obligations in the category of loss position more than 12 months held by company	'	'	'	'	'	28	'	8	'	'	'
Securities continuous unrealized loss position more than 12 months aggregate losses	'	'	'	'	'	4,700,000	'	337,000	'	'	'
Percentage of reduction in amortized cost of debt securities in the category of loss position more than 12 months held by company	'	'	'	'	'	6.40%	'	2.40%	'	'	'
Number of securities sold	'	'	'	1	1	'	19	5	21	'	'
Amortized cost of securities sold	852,000	274,000	868,000	14,000,000	15,300,000	'	14,000,000	1,000,000	15,300,000	'	'
Gain on sale of securities available for sale	$852,000	$274,000	$868,000	$852,000	$868,000	'	$852,000	$274,000	$868,000	'	'

LOANS_RECEIVABLE_Summary_of_Lo

LOANS RECEIVABLE - Summary of Loans receivable (Details) (USD $)	Jun. 30, 2014	Apr. 01, 2014	Oct. 01, 2013	Sep. 30, 2013	Jun. 30, 2013	Apr. 01, 2013	Oct. 01, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'	'
Allowance for loan losses	($2,185)	'	'	($2,353)	'	'	'
Net loans	321,679	'	'	306,517	'	'	'
Loans Receivable	'	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'	'
One-to-four family residential	282,674	'	'	270,791	'	'	'
Multi-family residential	6,740	'	'	5,716	'	'	'
Commercial real estate	16,469	'	'	19,506	'	'	'
Construction and land development	23,863	'	'	11,356	'	'	'
Commercial business	569	'	'	588	'	'	'
Consumer	404	'	'	438	'	'	'
Total loans	330,719	'	'	308,395	'	'	'
Undisbursed portion of loans-in-process	-9,265	'	'	-1,676	'	'	'
Deferred loan costs	2,410	'	'	2,151	'	'	'
Allowance for loan losses	-2,185	-2,390	-2,353	-2,353	-2,651	-2,512	-1,881
Net loans	$321,679	'	'	$306,517	'	'	'

Recovered_Sheet1

LOANS RECEIVABLE - Summary of loans individually evaluated for impairment by loan segment (Details 1) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	$21,933	$15,118
Collectively evaluated for impairment	308,786	293,277
Total loans	330,719	308,395
One-to-four family residential	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	10,798	10,754
Collectively evaluated for impairment	271,876	260,037
Total loans	282,674	270,791
Multi-family residential	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	370	383
Collectively evaluated for impairment	6,370	5,333
Total loans	6,740	5,716
Commercial real estate	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	3,351	2,776
Collectively evaluated for impairment	13,118	16,730
Total loans	16,469	19,506
Construction and land development	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	7,414	1,205
Collectively evaluated for impairment	16,449	10,151
Total loans	23,863	11,356
Commercial business	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	'	'
Collectively evaluated for impairment	569	588
Total loans	569	588
Consumer	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Individually evaluated for impairment	'	'
Collectively evaluated for impairment	404	438
Total loans	$404	$438

LOANS_RECEIVABLE_Impaired_loan

LOANS RECEIVABLE - Impaired loans by class, segregated by those for which specific allowance was required and those for which specific allowance was not necessary (Details 2) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Specific Allowance - Recorded Investment	'	'
Impaired Loans with Specific Allowance - Related Allowance	'	'
Impaired Loans with No Specific Allowance - Recorded Investment	21,933	15,118
Total Impaired Loans - Recorded Investment	21,933	15,118
Total impaired loans - Unpaid Principal Balance	22,632	15,118
One-to-four family residential	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Specific Allowance - Recorded Investment	'	'
Impaired Loans with Specific Allowance - Related Allowance	'	'
Impaired Loans with No Specific Allowance - Recorded Investment	10,798	10,754
Total Impaired Loans - Recorded Investment	10,798	10,754
Total impaired loans - Unpaid Principal Balance	11,497	10,754
Multi-family residential	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Specific Allowance - Recorded Investment	'	'
Impaired Loans with Specific Allowance - Related Allowance	'	'
Impaired Loans with No Specific Allowance - Recorded Investment	370	383
Total Impaired Loans - Recorded Investment	370	383
Total impaired loans - Unpaid Principal Balance	370	383
Commercial real estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Specific Allowance - Recorded Investment	'	'
Impaired Loans with Specific Allowance - Related Allowance	'	'
Impaired Loans with No Specific Allowance - Recorded Investment	3,351	2,776
Total Impaired Loans - Recorded Investment	3,351	2,776
Total impaired loans - Unpaid Principal Balance	3,351	2,776
Construction and land development	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with Specific Allowance - Recorded Investment	'	'
Impaired Loans with Specific Allowance - Related Allowance	'	'
Impaired Loans with No Specific Allowance - Recorded Investment	7,414	1,205
Total Impaired Loans - Recorded Investment	7,414	1,205
Total impaired loans - Unpaid Principal Balance	$7,414	$1,205

LOANS_RECEIVABLE_Average_recor

LOANS RECEIVABLE - Average recorded investment in impaired loans and related interest income recognized (Details 3) (Loans Receivable, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment	$15,738	$18,098	$15,181	$21,414
Income Recognized on Accrual Basis	127	152	350	603
Income Recognized on Cash Basis	92	4	157	85
One-to-four family residential	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment	10,030	13,622	10,342	17,117
Income Recognized on Accrual Basis	78	115	242	440
Income Recognized on Cash Basis	85	2	136	71
Multi-family residential	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment	188	561	285	793
Income Recognized on Accrual Basis	7	7	20	40
Income Recognized on Cash Basis	'	'	7	'
Commercial real estate	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment	1,468	2,614	1,926	1,917
Income Recognized on Accrual Basis	8	8	18	38
Income Recognized on Cash Basis	7	2	14	14
Construction and land development	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment	4,052	1,295	2,628	1,585
Income Recognized on Accrual Basis	34	22	70	85
Income Recognized on Cash Basis	'	'	'	'
Consumer	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Recorded Investment	'	6	'	2
Income Recognized on Accrual Basis	'	'	'	'
Income Recognized on Cash Basis	'	'	'	'

LOANS_RECEIVABLE_Summary_of_cl

LOANS RECEIVABLE - Summary of classes of loan portfolio in which formal risk weighting system is used (Details 4) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$330,719	$308,395
Multi-family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,740	5,716
Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	16,469	19,506
Construction and land development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	23,863	11,356
Commercial business	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	569	588
Risk Rating System	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	47,641	37,166
Risk Rating System | Multi-family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,740	5,716
Risk Rating System | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	16,469	19,506
Risk Rating System | Construction and land development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	23,863	11,356
Risk Rating System | Commercial business	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	569	588
Risk Rating System | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	35,513	23,827
Risk Rating System | Pass | Multi-family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	6,370	5,333
Risk Rating System | Pass | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	12,125	15,273
Risk Rating System | Pass | Construction and land development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	16,449	2,633
Risk Rating System | Pass | Commercial business	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	569	588
Risk Rating System | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	993	8,975
Risk Rating System | Special Mention | Multi-family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Risk Rating System | Special Mention | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	993	1,457
Risk Rating System | Special Mention | Construction and land development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	7,518
Risk Rating System | Special Mention | Commercial business	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Risk Rating System | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	11,135	4,364
Risk Rating System | Substandard | Multi-family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	370	383
Risk Rating System | Substandard | Commercial real estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	3,351	2,776
Risk Rating System | Substandard | Construction and land development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	7,414	1,205
Risk Rating System | Substandard | Commercial business	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'

LOANS_RECEIVABLE_Loans_in_whic

LOANS RECEIVABLE - Loans in which formal risk rating system is not utilized, but loans are segregated between performing and non-performing based primarily on delinquency status (Details 5) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$330,719	$308,395
One-to-four family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	282,674	270,791
Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	404	438
Non Risk Rating System	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	283,078	271,229
Non Risk Rating System | One-to-four family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	282,674	270,791
Non Risk Rating System | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	404	438
Non Risk Rating System | Performing	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	277,711	266,970
Non Risk Rating System | Performing | One-to-four family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	277,307	266,532
Non Risk Rating System | Performing | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	404	438
Non Risk Rating System | Nonperforming	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	5,367	4,259
Non Risk Rating System | Nonperforming | One-to-four family residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	5,367	4,259
Non Risk Rating System | Nonperforming | Consumer	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'

LOANS_RECEIVABLE_Loan_categori

LOANS RECEIVABLE - Loan categories of loan portfolio summarized by aging categories of performing loans and nonaccrual loans (Details 6) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	$325,220	$301,055
30-89 Days Past Due	1,401	3,945
90 Days + Past Due	4,098	3,395
90 Days+ Past Due and Accruing	'	'
Total Past Due and Accruing	1,401	3,945
Total Loans	330,719	308,395
Non- Accrual	7,274	6,634
One-to-four family residential	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	277,623	264,272
30-89 Days Past Due	1,401	3,589
90 Days + Past Due	3,650	2,930
90 Days+ Past Due and Accruing	'	'
Total Past Due and Accruing	1,401	3,589
Total Loans	282,674	270,791
Non- Accrual	5,367	4,259
Multi-family residential	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	6,740	5,716
30-89 Days Past Due	'	'
90 Days + Past Due	'	'
90 Days+ Past Due and Accruing	'	'
Total Past Due and Accruing	'	'
Total Loans	6,740	5,716
Non- Accrual	'	'
Commercial real estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	16,021	18,686
30-89 Days Past Due	'	355
90 Days + Past Due	448	465
90 Days+ Past Due and Accruing	'	'
Total Past Due and Accruing	'	355
Total Loans	16,469	19,506
Non- Accrual	1,907	2,375
Construction and land development	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	23,863	11,356
30-89 Days Past Due	'	'
90 Days + Past Due	'	'
90 Days+ Past Due and Accruing	'	'
Total Past Due and Accruing	'	'
Total Loans	23,863	11,356
Non- Accrual	'	'
Commercial business	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	569	588
30-89 Days Past Due	'	'
90 Days + Past Due	'	'
90 Days+ Past Due and Accruing	'	'
Total Past Due and Accruing	'	'
Total Loans	569	588
Non- Accrual	'	'
Consumer	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	404	437
30-89 Days Past Due	'	1
90 Days + Past Due	'	'
90 Days+ Past Due and Accruing	'	'
Total Past Due and Accruing	'	1
Total Loans	404	438
Non- Accrual	'	'

LOANS_RECEIVABLE_Activity_in_a

LOANS RECEIVABLE - Activity in allowance (Details 7) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	'	'	'	'	$2,353
Provision	'	'	'	'	'
ALLL balance	2,185	'	2,185	'	2,353
Loans Receivable	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	2,390	2,512	2,353	1,881	2,353
Charge-offs	-205	'	-215	-154	'
Recoveries	'	139	47	924	'
Provision	'	'	'	'	'
ALLL balance	2,185	2,651	2,185	2,651	2,353
Individually evaluated for impairment	'	10	'	10	'
Collectively evaluated for impairment	2,185	2,641	2,185	2,641	'
Loans Receivable | One- to four-family residential	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	1,425	801	1,384	830	'
Charge-offs	-205	'	-215	-154	'
Recoveries	'	'	47	25	'
Provision	66	-10	70	90	'
ALLL balance	1,286	791	1,286	791	'
Individually evaluated for impairment	'	'	'	'	'
Collectively evaluated for impairment	1,286	791	1,286	791	'
Loans Receivable | Multi-family residential	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	64	7	22	7	'
Charge-offs	'	'	'	'	'
Recoveries	'	'	'	'	'
Provision	-6	'	36	'	'
ALLL balance	58	7	58	7	'
Individually evaluated for impairment	'	'	'	'	'
Collectively evaluated for impairment	58	7	58	7	'
Loans Receivable | Commercial real estate	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	141	175	70	125	'
Charge-offs	'	'	'	'	'
Recoveries	'	'	'	'	'
Provision	-16	'	55	50	'
ALLL balance	125	175	125	175	'
Individually evaluated for impairment	'	'	'	'	'
Collectively evaluated for impairment	125	175	125	175	'
Loans Receivable | Construction and land development	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	523	1,297	653	745	'
Charge-offs	'	'	'	'	'
Recoveries	'	139	'	899	'
Provision	-11	'	-141	-208	'
ALLL balance	512	1,436	512	1,436	'
Individually evaluated for impairment	'	'	'	'	'
Collectively evaluated for impairment	512	1,436	512	1,436	'
Loans Receivable | Commercial business	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	4	3	4	3	'
Charge-offs	'	'	'	'	'
Recoveries	'	'	'	'	'
Provision	-1	'	-1	'	'
ALLL balance	3	3	3	3	'
Individually evaluated for impairment	'	'	'	'	'
Collectively evaluated for impairment	3	3	3	3	'
Loans Receivable | Consumer	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	3	1	2	1	'
Charge-offs	'	'	'	'	'
Recoveries	'	'	'	'	'
Provision	-2	10	-1	10	'
ALLL balance	1	11	1	11	'
Individually evaluated for impairment	'	10	'	10	'
Collectively evaluated for impairment	1	1	1	1	'
Loans Receivable | Unallocated	'	'	'	'	'
Allowance for Loan and Lease Losses [Roll Forward]	'	'	'	'	'
ALLL balance	230	228	218	170	'
Charge-offs	'	'	'	'	'
Recoveries	'	'	'	'	'
Provision	-30	'	-18	58	'
ALLL balance	200	228	200	228	'
Individually evaluated for impairment	'	'	'	'	'
Collectively evaluated for impairment	$200	$228	$200	$228	'

LOANS_RECEIVABLE_Troubled_debt

LOANS RECEIVABLE - Troubled debt restructurings (Details 8) (Loans Receivable, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
	Contract	Contract	Contract	Contract
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Number of Loans	1	'	2	1
Pre-Modification Outstanding Recorded Investment	$453	'	$1,921	$1,321
Post-Modification Outstanding Recorded Investment	800	'	2,268	1,321
One- to four-family residential	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Number of Loans	'	'	1	'
Pre-Modification Outstanding Recorded Investment	'	'	1,468	'
Post-Modification Outstanding Recorded Investment	'	'	1,468	'
Commercial	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Number of Loans	1	'	1	1
Pre-Modification Outstanding Recorded Investment	453	'	453	1,321
Post-Modification Outstanding Recorded Investment	$800	'	$800	$1,321

DEPOSITS_Major_classifications

DEPOSITS - Major classifications of deposits (Details) (USD $)	Jun. 30, 2014		Sep. 30, 2013
In Thousands, unless otherwise specified
Amount	'		'
Money market deposit accounts	$66,627		$65,298
Interest-bearing checking accounts	36,929		36,063
Non-interest bearing checking accounts	2,806		3,474
Passbook, club and statement savings	74,031	[1]	223,615	[1]
Certificates maturing in six months or less	29,714		65,831
Certificates maturing in more than six months	166,795		148,467
Total deposits	$376,902		$542,748
Percent	'		'
Money market deposit accounts	17.70%		12.00%
Interest-bearing checking accounts	9.80%		6.60%
Non-interest bearing checking accounts	0.70%		0.60%
Passbook, club and statement savings	19.60%	[1]	41.30%	[1]
Certificates maturing in six months or less	7.90%		12.10%
Certificates maturing in more than six months	44.30%		27.40%
Total	100.00%		100.00%
[1]	Includes $145.7 million of funds held in escrow at September 30, 2013 in connection with the Company's second-step conversion relating to stock subscriptions.

DEPOSITS_Major_classifications1

DEPOSITS - Major classifications of deposits (Parentheticals) (Details) (USD $)	Sep. 30, 2013
In Millions, unless otherwise specified
Deposits [Abstract]	'
Amount of funds held in escrow	$145.70

DEPOSITS_Detail_Textuals

DEPOSITS (Detail Textuals) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Millions, unless otherwise specified
Deposits [Abstract]	'	'
Certificates of $100,000 and over	$71.70	$78.70

INCOME_TAXES_Items_that_gave_r

INCOME TAXES - Items that gave rise to significant portions of deferred income taxes (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Deferred tax assets:	'	'
Allowance for loan losses	$1,040	$1,037
Real estate owned expenses	51	'
Nonaccrual interest	125	125
Accrued vacation	96	86
Capital loss carryforward	321	1,423
Impairment loss	938	1,117
Split dollar life insurance	21	21
Post-retirement benefits	132	136
Unrealized loss on available for sale securities	334	666
Employee benefit plans	369	455
Total deferred tax assets	3,427	5,066
Valuation allowance	-1,259	-2,540
Total deferred tax assets, net of valuation allowance	2,168	2,526
Deferred tax liabilities:	'	'
Property	447	461
Deferred loan fees	819	759
Total deferred tax liabilities	1,266	1,220
Net deferred tax asset	$902	$1,306

INCOME_TAXES_Detail_Textuals

INCOME TAXES (Detail Textuals) (USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Income Tax Disclosure [Abstract]	'	'
Valuation allowance	$1,259	$2,540

STOCK_COMPENSATION_PLANS_Summa

STOCK COMPENSATION PLANS - Summary of non-vested stock award activity (Details) (Recognition and Retention Plan (RRP), USD $)	9 Months Ended
	Jun. 30, 2014
Number of Shares	'
Vested	-175,474
Nonvested Stock Awards	'
Number of Shares	'
Nonvested stock awards at October 1, 2013	79,477	[1]
Issued	'	[1]
Forfeited	'	[1]
Vested	-41,422	[1]
Nonvested stock awards at the June 30, 2014	38,055	[1]
Weighted Average Grant Date Fair Value	'
Nonvested stock awards at October 1, 2013	9.56
Issued	'
Forfeited	'
Vested	10.93
Nonvested stock awards at the June 30, 2014	8.07
[1]	Amounts reflected on post-conversion basis.

STOCK_COMPENSATION_PLANS_Summa1

STOCK COMPENSATION PLANS - Summary of status of stock options under Stock Option Plan (Details 1) (Stock Options Plan, Stock Options, USD $)	9 Months Ended
	Jun. 30, 2014
Stock Options Plan | Stock Options	'
Number of Shares	'
Outstanding at October 1, 2013	516,739	[1]
Granted	13,545	[1]
Exercised	'	[1]
Forfeited	'	[1]
Outstanding at June 30, 2014	530,284	[1]
Exercisable at June 30, 2014	417,767	[1]
Weighted Average Exercise Price	'
Outstanding at October 1, 2013	$10.86
Granted	$10.68
Exercised	'
Forfeited	'
Outstanding at June 30, 2014	$10.86
Exercisable at June 30, 2014	$11.57
[1]	Amounts reflected on a post-conversion basis.

STOCK_COMPENSATION_PLANS_Detai

STOCK COMPENSATION PLANS (Detail Textuals ) (Recognition and Retention Plan (RRP), USD $)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Recognition and Retention Plan (RRP)	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Shares purchased by RRP trust	'	'	213,528	'
Value of shares purchased in open market by RRP trust	'	'	$2,500,000	'
Average price per share of common stock purchased in the open market	$11.49	'	$11.49	'
Percentage of vesting per year	'	'	20.00%	'
Vesting period of awards granted	'	'	'5 years	'
Number of fully vested shares	'	'	175,474	'
Recognized compensation expense	21,000	114,000	107,000	270,000
Tax benefit (expense) from stock-based compensation	7,000	39,000	55,000	69,000
Unrecognized compensation expense for shares awarded	$281,000	'	$281,000	'

STOCK_COMPENSATION_PLANS_Detai1

STOCK COMPENSATION PLANS (Detail Textuals 1) (Stock Options Plan, Stock Options, USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2010	Sep. 30, 2009
Stock Options Plan | Stock Options	'	'	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'	'	'
Percentage of vesting and exercisable per year	'	'	20.00%	'	'	'	'
Vesting period of options	'	'	'5 years	'	'	'	'
Exercisable period of options after grant date	'	'	'10 years	'	'	'	'
Number of common stock available for issuance	533,808	'	533,808	'	'	'	'
Number of forfeited shares available for grant	'	'	3,717	'	'	'	'
Number of vested options	'	'	417,767	'	'	'	'
Weighted average remaining contractual term for options outstanding	'	'	'5 years 6 months	'	'	'	'
Estimated fair value of options granted per share	'	'	$4.67	'	$3.34	$2.92	$2.98
Fair value, valuation method	'	'	'Black-Scholes pricing model	'	'	'	'
Recognized compensation expense	$25,000	$78,000	$116,000	$186,000	'	'	'
Tax benefit from stock-based compensation	3,000	7,000	14,000	20,000	'	'	'
Unrecognized compensation expense for options	$281,000	'	$281,000	'	'	'	'
Weighted average period for expense recognize	'	'	'3 years 3 months 18 days	'	'	'	'

COMMITMENTS_AND_CONTINGENT_LIA1

COMMITMENTS AND CONTINGENT LIABILITIES (Detail Textuals) (USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Credit risk associated with loans and participation interests	69,000	'
Loan Origination Commitments	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Outstanding commitments	8,600,000	12,800,000
Loan Origination Commitments | Minimum	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Market interest rate on fixed and variable rate loans	3.25%	3.25%
Loan Origination Commitments | Maximum	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Market interest rate on fixed and variable rate loans	10.00%	6.00%
Unused lines of Credit	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Outstanding commitments	5,200,000	4,700,000
Letters of Credit	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Outstanding commitments	109,000	187,000

COMMITMENTS_AND_CONTINGENT_LIA2

COMMITMENTS AND CONTINGENT LIABILITIES (Detail Textuals 1) (Loans Receivable, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Loans Receivable	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Aggregate undisbursed portion of loans-in-process	$9,265	$1,676

FAIR_VALUE_MEASUREMENT_Assets_

FAIR VALUE MEASUREMENT - Assets measured at fair value on recurring basis (Details) (USD $)	Jun. 30, 2014		Sep. 30, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	$56,527		$41,781
U.S. Government and agency obligations	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	17,826		17,259
Mortgage-backed securities - U.S. Government agencies	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	36,454		20,959
Mortgage-backed securities - Non-agency	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	2,144	[1]	3,530	[1]
FHLMC preferred stock	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	103		33
Fair Value, Measurements, Recurring	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	56,527		41,781
Fair Value, Measurements, Recurring | Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	103		33
Fair Value, Measurements, Recurring | Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	56,424		41,748
Fair Value, Measurements, Recurring | Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | U.S. Government and agency obligations	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	17,826		17,259
Fair Value, Measurements, Recurring | U.S. Government and agency obligations | Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | U.S. Government and agency obligations | Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	17,826		17,259
Fair Value, Measurements, Recurring | U.S. Government and agency obligations | Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | Mortgage-backed securities - U.S. Government agencies	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	36,454		20,959
Fair Value, Measurements, Recurring | Mortgage-backed securities - U.S. Government agencies | Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | Mortgage-backed securities - U.S. Government agencies | Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	36,454		20,959
Fair Value, Measurements, Recurring | Mortgage-backed securities - U.S. Government agencies | Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | Mortgage-backed securities - Non-agency	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	2,144		3,530
Fair Value, Measurements, Recurring | Mortgage-backed securities - Non-agency | Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | Mortgage-backed securities - Non-agency | Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	2,144		3,530
Fair Value, Measurements, Recurring | Mortgage-backed securities - Non-agency | Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | FHLMC preferred stock	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	103		33
Fair Value, Measurements, Recurring | FHLMC preferred stock | Level 1	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	103		33
Fair Value, Measurements, Recurring | FHLMC preferred stock | Level 2	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
Fair Value, Measurements, Recurring | FHLMC preferred stock | Level 3	'		'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'		'
Investment and mortgage-backed securities available for sale	'		'
[1]	Includes impaired securities

FAIR_VALUE_MEASUREMENT_Changes

FAIR VALUE MEASUREMENT - Changes in level 3 assets measured at fair value (Details 1) (Fair Value, Measurements, Nonrecurring, USD $)	Jun. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$21,933	$15,118
Real estate owned	460	406
Total	22,393	15,524
Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Real estate owned	'	'
Total	'	'
Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Real estate owned	'	'
Total	'	'
Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	21,933	15,118
Real estate owned	460	406
Total	$22,393	$15,524

FAIR_VALUE_MEASUREMENT_Valuati

FAIR VALUE MEASUREMENT - Valuation processes used to determine nonrecurring fair value measurements categorized within level 3 (Details 2) (Fair Value, Measurements, Nonrecurring, USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Sep. 30, 2013
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Fair Value	22,393	15,524
Level 3	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Fair Value	22,393	15,524
Level 3 | Impaired loan	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Fair Value	21,933	15,118
Level 3 | Impaired loan | Property Appraisals Valuation Technique	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Valuation Technique	'Property appraisals	'Property appraisals
Unobservable Input	'Management discount for selling costs, property type and market volatility	'Management discount for selling costs, property type and market volatility
Level 3 | Impaired loan | Property Appraisals Valuation Technique | Minimum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Management discount rate	10.00%	10.00%
Level 3 | Impaired loan | Property Appraisals Valuation Technique | Maximum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Management discount rate	20.00%	20.00%
Level 3 | Real estate owned	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Fair Value	460	406
Level 3 | Real estate owned | Property Appraisals Valuation Technique	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Valuation Technique	'Property appraisals	'Property appraisals
Unobservable Input	'Management discount for selling costs, property type and market volatility	'Management discount for selling costs, property type and market volatility
Level 3 | Real estate owned | Property Appraisals Valuation Technique | Minimum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Management discount rate	10.00%	10.00%
Level 3 | Real estate owned | Property Appraisals Valuation Technique | Maximum	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Management discount rate	20.00%	20.00%

FAIR_VALUE_MEASUREMENT_Assets_1

FAIR VALUE MEASUREMENT - Assets measured at fair value on a non-recurring basis and the adjustments to the carrying value (Details 3) (USD $)	Jun. 30, 2014		Oct. 01, 2013	Sep. 30, 2013		Jun. 30, 2013	Oct. 01, 2012
In Thousands, unless otherwise specified
Assets:	'		'	'		'	'
Cash and cash equivalents	$29,681		$158,984	$158,984		$39,072	$81,273
Investment and mortgage-backed securities available for sale	56,527		'	41,781		'	'
Investment and mortgage-backed securities held to maturity	83,622		'	83,732		'	'
Loans receivable, net	321,679		'	306,517		'	'
Accrued interest receivable	1,825		'	1,791		'	'
Federal Home Loan Bank stock	1,221		'	1,181		'	'
Bank owned life insurance	12,288		'	7,119		'	'
Liabilities:	'		'	'		'	'
Checking accounts	39,735		'	39,537		'	'
Money market deposit accounts	66,627		'	65,298		'	'
Passbook, club and statement savings accounts	74,031	[1]	'	223,615	[1]	'	'
Certificates of deposit	196,509		'	214,298		'	'
Advances from Federal Home Loan Bank	340		'	340		'	'
Accrued interest payable	1,054		'	1,666		'	'
Advances from borrowers for taxes and insurance	2,369		'	1,480		'	'
Fair Value	'		'	'		'	'
Assets:	'		'	'		'	'
Cash and cash equivalents	29,681		'	158,984		'	'
Investment and mortgage-backed securities available for sale	56,527		'	41,781		'	'
Investment and mortgage-backed securities held to maturity	81,691		'	80,582		'	'
Loans receivable, net	323,475		'	308,606		'	'
Accrued interest receivable	1,825		'	1,791		'	'
Federal Home Loan Bank stock	1,221		'	1,181		'	'
Bank owned life insurance	12,288		'	7,119		'	'
Liabilities:	'		'	'		'	'
Checking accounts	39,735		'	39,537		'	'
Money market deposit accounts	66,627		'	65,298		'	'
Passbook, club and statement savings accounts	74,031		'	223,615		'	'
Certificates of deposit	200,502		'	218,572		'	'
Advances from Federal Home Loan Bank	340		'	340		'	'
Accrued interest payable	1,054		'	1,666		'	'
Advances from borrowers for taxes and insurance	2,369		'	1,480		'	'
Level 1	'		'	'		'	'
Assets:	'		'	'		'	'
Cash and cash equivalents	29,681		'	158,984		'	'
Investment and mortgage-backed securities available for sale	103		'	33		'	'
Investment and mortgage-backed securities held to maturity	'		'	'		'	'
Loans receivable, net	'		'	'		'	'
Accrued interest receivable	1,825		'	1,791		'	'
Federal Home Loan Bank stock	1,221		'	1,181		'	'
Bank owned life insurance	12,288		'	7,119		'	'
Liabilities:	'		'	'		'	'
Checking accounts	39,735		'	39,537		'	'
Money market deposit accounts	66,627		'	65,298		'	'
Passbook, club and statement savings accounts	74,031		'	223,615		'	'
Certificates of deposit	'		'	'		'	'
Advances from Federal Home Loan Bank	340		'	340		'	'
Accrued interest payable	1,054		'	1,666		'	'
Advances from borrowers for taxes and insurance	2,369		'	1,480		'	'
Level 2	'		'	'		'	'
Assets:	'		'	'		'	'
Cash and cash equivalents	'		'	'		'	'
Investment and mortgage-backed securities available for sale	56,424		'	41,748		'	'
Investment and mortgage-backed securities held to maturity	81,691		'	80,582		'	'
Loans receivable, net	'		'	'		'	'
Accrued interest receivable	'		'	'		'	'
Federal Home Loan Bank stock	'		'	'		'	'
Bank owned life insurance	'		'	'		'	'
Liabilities:	'		'	'		'	'
Checking accounts	'		'	'		'	'
Money market deposit accounts	'		'	'		'	'
Passbook, club and statement savings accounts	'		'	'		'	'
Certificates of deposit	'		'	'		'	'
Advances from Federal Home Loan Bank	'		'	'		'	'
Accrued interest payable	'		'	'		'	'
Advances from borrowers for taxes and insurance	'		'	'		'	'
Level 3	'		'	'		'	'
Assets:	'		'	'		'	'
Cash and cash equivalents	'		'	'		'	'
Investment and mortgage-backed securities available for sale	'		'	'		'	'
Investment and mortgage-backed securities held to maturity	'		'	'		'	'
Loans receivable, net	323,475		'	308,606		'	'
Accrued interest receivable	'		'	'		'	'
Federal Home Loan Bank stock	'		'	'		'	'
Bank owned life insurance	'		'	'		'	'
Liabilities:	'		'	'		'	'
Checking accounts	'		'	'		'	'
Money market deposit accounts	'		'	'		'	'
Passbook, club and statement savings accounts	'		'	'		'	'
Certificates of deposit	200,502		'	218,572		'	'
Advances from Federal Home Loan Bank	'		'	'		'	'
Accrued interest payable	'		'	'		'	'
Advances from borrowers for taxes and insurance	'		'	'		'	'
[1]	Includes $145.7 million of funds held in escrow at September 30, 2013 in connection with the Company's second-step conversion relating to stock subscriptions.

FAIR_VALUE_MEASUREMENT_Detail_

FAIR VALUE MEASUREMENT (Detail Textuals) (Level 2, USD $)	Jun. 30, 2014
In Millions, unless otherwise specified
Level 2	'
Financing Receivable, Impaired [Line Items]	'
Collateral dependent impaired loans, fair value	$21.90