Santander Consumer USA (SC) 10-Q2020 Q1 Quarterly report

Filed: 1 May 20, 4:06pm

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigious
Readability	H.S. freshman Bad

New words: absorb, ACL, addressing, Aditya, AOCI, baseline, began, bond, bring, capture, captured, certainty, Ch, Cohler, complex, complexity, Compromise, Consol, consultation, Council, counter, damage, defray, Del, delay, disaster, discreetly, distancing, downloaded, duly, Dutch, EC, ECB, ECL, economy, EIR, electt, embedded, EU, evolving, exhausting, exhibit, explain, face, faith, flat, forbearance, foreclosure, forgo, foundation, frontline, FVO, GBP, Gene, governmental, hardship, health, hereof, herewith, HFI, high, holistic, home, housing, htm, imprecision, ineffective, Inline, Interactive, Interagency, intermittently, interpretation, introduced, inverse, inviting, involuntary, judgement, larger, largest, led, lesser, Letter, Mahesh, mandate, manifest, monetary, nationwide, necessitated, negate, network, nonpayment, NORA, outbreak, par, pattern, PCD, pm, preclude, predominant, pressure, priority, projection, properly, prospective, prove, prudently, qualitative, rapidly, reactivated, readily, recessionary, regional, regularly, rely, remote, remotely, repayment, reputation, revert, satisfaction, seller, sharp, simplify, simplifying, situation, slowdown, social, SRT, statistical, Stipulation, strain, successful, supply, suspend, suspended, sustained, TALF, temporarily, tenor, thereunto, thirteen, Trust, unanticipated, unconditionally, undersigned, unfunded, unique, unpredictable, UPB, variance, virtue, waiver, waiving, week, withdrawn, workforce, write, XBRL

Removed: acceptable, accomplished, accountability, accretable, accuracy, achieving, allocation, applying, Appointed, assume, assumption, attention, automated, bps, Callable, capitalize, capitalizing, carry, chose, clarity, Cloud, comparative, comparison, compete, complement, Computing, confirmation, conform, converting, corrective, coverage, deficiency, depreciable, derecognized, designing, desired, detected, develop, devote, disciplined, distinction, Distinguishing, electric, emergence, employment, enhanced, escalated, evidence, expect, expedient, expert, gave, hereto, hindsight, Hired, hosting, identify, implicit, improvement, inappropriate, Inclusion, incur, inflation, insufficiently, intervene, knowledge, Labor, lack, largely, leasehold, lengthening, lessee, light, low, Mandatorily, manual, Markov, misstatement, newer, nonaccretable, Noncontrolling, Nonemployee, Nonpublic, Nonrefundable, Notwithstanding, OIS, organically, organization, overnight, owner, package, parent, permanent, Powell, predictive, presenting, prevented, prioritization, prioritized, proper, proprietary, put, realize, Reallocated, recognizing, Redeemable, reflective, regular, reliability, remediate, remediated, remediating, remediation, rent, replacement, repurchased, resolve, resource, revision, Round, Scott, SDART, short, SOFR, software, specifically, speech, stability, staffing, strict, strong, Subtopic, supervisor, tenant, tolling, tone, tool, track, validate, voice

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Exhibit 32.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q for the period ended March 31, 2020 of Santander Consumer USA Holdings Inc. (the “Company”) as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Mahesh Aditya, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1)the Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2)the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.


/s/ Mahesh Aditya
Name:						Mahesh Aditya
Title:						President and Chief Executive Officer (Principal Executive Officer)

May 1, 2020

A signed original of this written statement required by Section 906 of the Sarbanes-Oxley Act of 2002 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request.