OneMain (OMF) 10-K 15 Apr 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Apr. 15, 2014	Jun. 30, 2013
Document and Entity Information	'	'	'
Entity Registrant Name	'Springleaf Holdings, Inc.	'	'
Entity Central Index Key	'0001584207	'	'
Document Type	'10-K	'	'
Document Period End Date	31-Dec-13	'	'
Amendment Flag	'false	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Non-accelerated Filer	'	'
Entity Public Float	'	'	$0
Entity Common Stock, Shares Outstanding	'	114,832,895	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and cash equivalents	$431,409	$1,554,348
Investment securities	582,090	888,577
Net finance receivables:	'	'
Personal loans (includes loans of consolidated VIEs of $1.6 billion in 2013 and $0 in 2012)	3,171,704	2,649,732
SpringCastle Portfolio (includes loans of consolidated VIEs of $2.5 billion in 2013 and $0 in 2012)	2,505,349	0
Real estate loans (includes loans of consolidated VIEs of $5.7 billion in 2013 and $4.1 billion in 2012)	7,982,349	8,951,903
Retail sales finance	98,911	208,357
Net finance receivables	13,758,313	11,809,992
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $180.5 million in 2013 and $15.6 million in 2012)	-333,325	-182,653
Net finance receivables, less allowance for finance receivable losses	13,424,988	11,627,339
Restricted cash (includes restricted cash of consolidated VIEs of $522.8 million in 2013 and $109.0 million in 2012)	536,005	157,844
Other assets	428,194	438,512
Total assets	15,402,686	14,666,620
Liabilities and Shareholders' Equity	'	'
Long-term debt (includes debt of consolidated VIEs of $7.3 billion in 2013 and $3.1 billion in 2012)	12,769,036	12,620,853
Insurance claims and policyholder liabilities	394,168	365,238
Deferred and accrued taxes	145,520	271,796
Other liabilities	207,334	227,811
Total liabilities	13,516,058	13,485,698
Shareholders' equity:	'	'
Common stock	1,148	1,000
Additional paid-in capital	524,087	147,459
Accumulated other comprehensive income	28,095	26,472
Retained earnings	986,690	1,005,991
Springleaf Holdings, Inc. shareholders' equity	1,540,020	1,180,922
Non-controlling interests	346,608	0
Total shareholders' equity	1,886,628	1,180,922
Total liabilities and shareholders' equity	$15,402,686	$14,666,620

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Personal loans	$3,171,704	$2,649,732
SpringCastle Portfolio	2,505,349	0
Real estate loans	7,982,349	8,951,903
Allowance for finance receivable losses	333,325	182,653
Restricted cash	536,005	157,844
Long-term debt	12,769,036	12,620,853
Consolidated Variable Interest Entity (VIEs)	'	'
Personal loans	1,600,000	0
SpringCastle Portfolio	2,500,000	0
Real estate loans	5,700,000	4,100,000
Allowance for finance receivable losses	180,478	15,550
Restricted cash	522,752	108,994
Long-term debt	$7,288,535	$3,119,312

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements of Operations	'	'	'	'	'	'	'	'	'	'	'
Interest income	$576,517	$583,926	$580,597	$413,038	$417,377	$423,160	$429,875	$444,401	$2,154,078	$1,714,813	$1,871,229
Interest expense	218,881	229,157	240,418	231,293	240,752	268,987	280,766	284,700	919,749	1,075,205	1,284,773
Net interest income	'	354,769	'	'	176,625	154,173	149,109	159,701	1,234,329	639,608	586,456
Provision for finance receivable losses	188,600	162,264	82,311	94,486	109,614	91,018	69,726	71,220	527,661	341,578	329,675
Net interest income after provision for finance receivable losses	'	192,505	'	'	67,011	63,155	79,383	88,481	706,668	298,030	256,781
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Insurance	'	38,277	'	'	33,381	31,719	31,774	29,549	148,179	126,423	120,190
Investment	'	6,532	'	'	6,818	8,384	8,495	12,199	35,132	35,896	37,659
Net gain (loss) on repurchases and repayments of debt	'	-33,572	'	'	-5,889	-9,044	-1,172	563	-41,716	-15,542	10,673
Net gain (loss) on fair value adjustments on debt	'	6,586	'	'	-159	-1,609	-1,700	476	6,055	-2,992	1,372
Other	'	1,603	'	'	-13,628	-2,709	-8,178	-21,927	5,410	-46,442	-28,389
Total other revenues	38,388	19,426	51,590	43,656	20,523	26,741	29,219	20,860	153,060	97,343	141,505
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	214,552	'	'	79,050	78,122	74,748	88,244	463,920	320,164	359,724
Other operating expenses	'	72,478	'	'	88,069	65,491	76,917	65,918	253,372	296,395	343,432
Restructuring expenses	'	'	'	'	'	'	1,917	21,586	'	23,503	'
Insurance losses and loss adjustment expenses	'	16,550	'	'	18,377	15,152	14,616	12,534	64,879	60,679	55,268
Total other expenses	168,222	303,580	165,577	144,792	185,496	158,765	168,198	188,282	782,171	700,741	758,424
Income (loss) before provision for (benefit from) income taxes	39,202	-91,649	143,881	-13,877	-97,962	-68,869	-59,596	-78,941	77,557	-305,368	-360,138
Benefit from income taxes	-14,187	-30,698	32,963	-4,263	-17,168	-23,659	-20,492	-26,352	-16,185	-87,671	-118,405
Net income (loss)	53,389	-60,951	110,918	-9,614	-80,794	-45,210	-39,104	-52,589	93,742	-217,697	-241,733
Net income attributable to non-controlling interests	26,660	31,643	54,740	'	'	'	'	'	113,043	'	'
Net loss attributable to Springleaf Holdings, Inc.	$26,729	($92,594)	$56,178	($9,614)	'	'	'	'	($19,301)	($217,697)	($241,733)
Weighted average number of shares outstanding:	'	'	'	'	'	'	'	'	'	'	'
Basic and diluted (in shares)	'	100,000,000	'	'	100,000,000	100,000,000	100,000,000	100,000,000	102,917,172	100,000,000	100,000,000
Earnings (loss) per share:	'	'	'	'	'	'	'	'	'	'	'
Basic and diluted (in dollars per share)	'	($0.93)	'	'	($0.81)	($0.45)	($0.39)	($0.53)	($0.19)	($2.18)	($2.42)

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements of Comprehensive Income (Loss)	'	'	'
Net income (loss)	$93,742	($217,697)	($241,733)
Net unrealized gains (losses) on:	'	'	'
Investment securities on which other-than-temporary impairments were taken	-78	475	74
All other investment securities	-12,156	13,300	11,878
Cash flow hedges	'	-16,987	31,793
Retirement plan liabilities adjustments	17,731	67,019	-54,988
Foreign currency translation adjustments	-547	3,975	-234
Net unrealized (gains) losses on:	'	'	'
Investment securities on which other-than-temporary impairments were taken	27	-166	-26
All other investment securities	4,260	-4,661	-4,157
Cash flow hedges	'	5,945	-11,128
Retirement plan liabilities adjustments	-5,698	-23,678	19,342
Other comprehensive income (loss), net of tax, before reclassification adjustments	3,539	45,222	-7,446
Reclassification adjustments included in net income (loss):	'	'	'
Net realized (gains) losses on investment securities	-2,788	2,507	471
Cash flow hedges	-160	10,504	-26,730
Income tax effect:	'	'	'
Net realized gains (losses) on investment securities	976	-877	-165
Cash flow hedges	56	-3,676	9,356
Reclassification adjustments included in net income (loss), net of tax	-1,916	8,458	-17,068
Other comprehensive income (loss), net of tax	1,623	53,680	-24,514
Comprehensive income (loss)	95,365	-164,017	-266,247
Comprehensive income attributable to non-controlling interests	113,043	'	'
Comprehensive loss attributable to Springleaf Holdings, Inc.	($17,678)	($164,017)	($266,247)

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (USD $)	Total	Springleaf Holdings, Inc. Shareholders' Equity	Common Stock	Additional Paid-in Capital	Accumulated Other Comprehensive Income (Loss)	Retained Earnings	Non-controlling Interests
In Thousands, unless otherwise specified
Balance at Dec. 31, 2010	$1,611,186	$1,611,186	$1,000	$147,459	($2,694)	$1,465,421	'
Change in net unrealized gains (losses):	'	'	'	'	'	'	'
Investment securities	8,075	8,075	'	'	8,075	'	'
Cash flow hedges	3,291	3,291	'	'	3,291	'	'
Retirement plan liabilities adjustments	-35,646	-35,646	'	'	-35,646	'	'
Foreign currency translation adjustments	-234	-234	'	'	-234	'	'
Net income (loss)	-241,733	-241,733	'	'	'	-241,733	'
Balance at Dec. 31, 2011	1,344,939	1,344,939	1,000	147,459	-27,208	1,223,688	'
Change in net unrealized gains (losses):	'	'	'	'	'	'	'
Investment securities	10,578	10,578	'	'	10,578	'	'
Cash flow hedges	-4,214	-4,214	'	'	-4,214	'	'
Retirement plan liabilities adjustments	43,341	43,341	'	'	43,341	'	'
Foreign currency translation adjustments	3,975	3,975	'	'	3,975	'	'
Net income (loss)	-217,697	-217,697	'	'	'	-217,697	'
Balance at Dec. 31, 2012	1,180,922	1,180,922	1,000	147,459	26,472	1,005,991	'
Common shares issued and outstanding	'	'	'	'	'	'	'
Sale of common stock	251,404	251,404	148	251,256	'	'	'
Share-based compensation expense, net of forfeitures	145,988	145,988	'	145,988	'	'	'
Underwriting discount and offering expenses	-20,616	-20,616	'	-20,616	'	'	'
Changes in non-controlling interests:	'	'	'	'	'	'	'
Contributions from joint venture partners	438,081	'	'	'	'	'	438,081
Distributions declared to joint venture partners	-204,516	'	'	'	'	'	-204,516
Change in net unrealized gains (losses):	'	'	'	'	'	'	'
Investment securities	-9,759	-9,759	'	'	-9,759	'	'
Cash flow hedges	-104	-104	'	'	-104	'	'
Retirement plan liabilities adjustments	12,033	12,033	'	'	12,033	'	'
Foreign currency translation adjustments	-547	-547	'	'	-547	'	'
Net income (loss)	93,742	-19,301	'	'	'	-19,301	113,043
Balance at Dec. 31, 2013	$1,886,628	$1,540,020	$1,148	$524,087	$28,095	$986,690	$346,608

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities	'	'	'
Net income (loss)	$93,742	($217,697)	($241,733)
Reconciling adjustments:	'	'	'
Provision for finance receivable losses	527,661	341,578	329,675
Depreciation and amortization	-55,148	165,220	274,818
Deferred income tax benefit	-118,839	-167,649	-132,422
Writedowns and net loss on sales of real estate owned	4,529	60,109	69,106
Writedowns on assets resulting from restructuring	'	5,046	'
Impairments of Ocean Finance and Mortgages Limited assets	'	8,342	'
Mark to market provision and net gain on sales of finance receivables held for sale originated as held for investment	'	-4,536	'
Net loss (gain) on repurchases and repayments of debt	41,716	15,542	-10,673
Share-based compensation expense, net of forfeitures	145,988	'	'
Other	8,083	1,914	840
Cash flows due to changes in:	'	'	'
Other assets and other liabilities	16,011	22,689	-69,935
Insurance claims and policyholder liabilities	28,930	10,367	1,689
Taxes receivable and payable	-9,896	58,634	-46,754
Accrued interest and finance charges	-42,315	-30,302	-20,309
Restricted cash	35,597	-40,967	14,734
Other, net	-808	-174	2,260
Net cash provided by operating activities	675,251	228,116	171,296
Cash flows from investing activities	'	'	'
Finance receivables originated or purchased	-2,302,161	-1,701,400	-1,904,095
Principal collections on finance receivables	3,152,767	2,649,404	2,821,732
Purchase of SpringCastle Portfolio	-2,963,547	'	'
Sales and principal collections on finance receivables held for sale originated as held for investment	15,480	181,561	'
Available-for-sale investment securities purchased	-554,846	-1,052,312	-546,560
Trading investment securities purchased	-10,034	-743	-13,310
Available-for-sale investment securities called, sold, and matured	846,576	1,210,870	258,211
Trading investment securities called, sold, and matured	8,421	6,064	3,925
Change in notes receivable from American International Group, Inc.	'	'	468,662
Change in restricted cash	-413,758	-50,564	238,863
Proceeds from sale of real estate owned	108,718	181,996	206,608
Other, net	-10,758	-117	-19,546
Net cash provided by (used for) investing activities	-2,123,142	1,424,759	1,514,490
Cash flows from financing activities	'	'	'
Proceeds from issuance of long-term debt, net of commissions	6,296,061	2,263,317	2,328,741
Repayment of long-term debt	-6,434,786	-3,054,379	-4,723,615
Contributions from joint venture partners	438,081	'	'
Distributions to joint venture partners	-204,516	'	'
Proceeds from issuance of common stock, net of offering costs	230,788	'	'
Net cash provided by (used for) financing activities	325,628	-791,062	-2,394,874
Effect of exchange rate changes	-676	2,949	1,111
Net change in cash and cash equivalents	-1,122,939	864,762	-707,977
Cash and cash equivalents at beginning of period	1,554,348	689,586	1,397,563
Cash and cash equivalents at end of period	431,409	1,554,348	689,586
Supplemental cash flow information	'	'	'
Interest paid	724,208	845,272	920,324
Income taxes paid	112,536	18,642	60,864
Supplemental non-cash activities	'	'	'
Transfer of finance receivables to real estate owned	93,416	181,380	226,323
Transfer of finance receivables held for investment to finance receivables held for sale (prior to deducting allowance for finance receivable losses)	18,005	182,208	'
Transfer of finance receivables held for sale to finance receivables held for investment	'	$1,353	'

Nature_of_Operations

Nature of Operations	12 Months Ended
	Dec. 31, 2013
Nature of Operations	'
Nature of Operations	'
	1.  Nature of Operations
	Springleaf Holdings, Inc. (“SHI” or, collectively with its subsidiaries, whether directly or indirectly owned, “Springleaf,” “the Company,” “we,” “us,” or “our”) is a newly formed Delaware corporation, primarily owned by Springleaf Financial Holdings, LLC (the “Initial Stockholder”). Prior to the initial public offering of SHI’s common stock described below, FCFI Acquisition LLC (“FCFI”), an affiliate of Fortress Investment Group LLC (“Fortress”), owned an 80% economic interest in SHI and American International Group, Inc. (“AIG”) indirectly owned a 20% economic interest in SHI.
	SHI is a financial services holding company whose principal subsidiary is Springleaf Finance, Inc. (“SFI”). SFI’s principal subsidiary is Springleaf Finance Corporation (“SFC”), a financial services holding company with subsidiaries engaged in the consumer finance and credit insurance businesses. At December 31, 2013, we had $13.8 billion of net finance receivables due from over 1.3 million customer accounts. At December 31, 2013, we had a network of over 830 branch offices in 26 states and over 4,900 employees.
	INITIAL PUBLIC OFFERING
	In connection with the initial public offering of common stock of SHI, we executed a reorganization of Springleaf Holdings, LLC, the predecessor entity of SHI, into SHI, a newly formed Delaware corporation. The reorganization was completed on October 9, 2013. In connection with the reorganization, Springleaf Financial Holdings, LLC’s predecessor, AGF Holding Inc., contributed all of the common stock of SFI to Springleaf Holdings, LLC and, as a result, SFI became a wholly owned subsidiary of Springleaf Holdings, LLC. Following the contribution, Springleaf Holdings, LLC converted from a Delaware limited liability company into a Delaware corporation, named Springleaf Holdings, Inc., on October 9, 2013. Upon the conversion from a limited liability company to a corporation, the 100 common interests, previously held by Springleaf Financial Holdings, LLC (or its predecessor) converted into 100 shares of common stock. Additionally, SHI executed a 1,000,000-for-1 common stock split, resulting in 100,000,000 shares of common stock being issued and outstanding at October 9, 2013. The financial statements of SFI have been adjusted on a retrospective basis, as appropriate, as financial statements of SHI to account for the reorganization.
	On October 21, 2013, SHI completed the initial public offering of its common stock. At December 31, 2013, the Initial Stockholder owned approximately 75% of SHI’s common stock. The Initial Stockholder is owned primarily by a private equity fund managed by an affiliate of Fortress and AIG Capital Corporation, a subsidiary of AIG.
	ACQUISITION OF LOAN PORTFOLIO BY SPRINGCASTLE
	On March 5, 2013, SpringCastle Acquisition LLC (“SCA”), a newly formed joint venture in which one of our indirect wholly owned subsidiaries, Springleaf Acquisition Corporation (“SAC”), and NRZ Consumer LLC (“NRZ”), previously an indirect subsidiary of Newcastle Investment Corp., each held a 50% equity interest, entered into a definitive agreement to purchase a portfolio of loans from HSBC Finance Corporation and certain of its affiliates (collectively, “HSBC”). On April 1, 2013, BTO WillowHoldings, L.P. (“Blackstone”), an affiliate of Blackstone Tactical Opportunities Advisors L.L.C., acquired a 23% equity interest in SCA, which reduced our equity interests and the equity interests of NRZ to 47% and 30%, respectively.
	The loan portfolio was acquired on April 1, 2013 for a purchase price of $3.0 billion, at which time the portfolio consisted of over 415,000 finance receivable accounts with an aggregate unpaid principal balance (“UPB”) of $3.9 billion, which we refer to as the “SpringCastle Portfolio.” The portfolio included both unsecured loans and loans secured by subordinate residential real estate mortgages. The $3.0 billion purchase was funded with $2.2 billion of debt issued in connection with the securitization of the loan portfolio (the “SpringCastle securitization”), with the remainder funded with equity contributed by each of the joint venture members, including $388.5 million of equity from SFI. Upon final validation by the parties, SCA received a refund of $15.4 million from HSBC in August 2013 for the true up of the April 1, 2013 purchase price.
	Immediately prior to the completion of the loan portfolio acquisition on April 1, 2013, SCA assigned its right to purchase the portfolio to SpringCastle America, LLC (“SC America”), SpringCastle Credit, LLC (“SC Credit”), and SpringCastle Finance, LLC (“SC Finance”) (each, a “Seller LLC” and collectively, the “Seller LLCs”), which, in turn, immediately sold their respective portion of the portfolio to SpringCastle America Funding, LLC (“SC America Funding”), SpringCastle Credit Funding, LLC (“SC Credit Funding”), and SpringCastle Finance Funding, LLC (“SC Finance Funding”) (each, a “Co-issuer LLC” and collectively, the “Co-issuer LLCs”) and a loan trustee in connection with the SpringCastle securitization.
	As of April 1, 2013, SpringCastle Holdings, LLC, a wholly owned subsidiary of SAC, NRZ, and Blackstone held a 47%, 30% and 23% equity interest in each Seller LLC, respectively. On May 15, 2013, Newcastle Investment Corp. completed the spinoff of New Residential Investment Corp. and its subsidiaries, including NRZ, which still retains its equity interest in the Seller LLCs. SC America holds a 100% equity interest in SC America Funding, SC Credit holds a 100% equity interest in SC Credit Funding and SC Finance holds a 100% equity interest in SC Finance Funding.
	On April 1, 2013, SFI entered into a servicing agreement with the Co-issuer LLCs and the loan trustee whereby SFI agreed to service the loans in the loan portfolio effective on the servicing transfer date. In accordance with this agreement, we assumed the direct servicing obligations for the loans in September, 2013.
	We have determined that our servicing agreement provides us with the power to direct the activities of Seller LLCs and Co-issuer LLCs that most significantly impact their economic performance. As such, we consider the Seller LLCs and Co-issuer LLCs to be variable interest entities (“VIEs”) because the equity investment in each lacks the characteristics of a controlling financial interest. Our decision-making rights as servicer, coupled with our significant indirect equity interest in the Seller LLCs and Co-issuer LLCs, provide us with a controlling financial interest in each, and thus the Seller LLCs and Co-issuer LLCs are included in our consolidated financial statements. The equity (membership) interests in the Seller LLCs held by NRZ and Blackstone, which represent an indirect residual interest in the loans owned by the Co-issuer LLCs, are reported as non-controlling interests in our financial statements.
	PURCHASE OF LOAN SERVICING FACILITY
	On March 5, 2013, one of our subsidiaries signed an agreement to acquire a loan servicing facility located in London, Kentucky from Renaissance Bankcard Services of Kentucky, Inc. (“Renaissance”), a subsidiary of HSBC. The loan servicing facility was purchased on September 1, 2013 for consideration of $1.4 million. The acquisition of the loan servicing facility included the transfer of over 200 employees of Renaissance to the Company.
	SEGMENTS
	Our segments coincide with how our businesses are managed. At December 31, 2013, our four segments include: Consumer, Insurance, Acquisitions and Servicing, and Real Estate. The Acquisitions and Servicing segment was added effective April 1, 2013, as a result of our co-investment in the SpringCastle Portfolio.
	Management considers Consumer, Insurance, and Acquisitions and Servicing as our “Core Consumer Operations” and Real Estate as our “Non-Core Portfolio.”
	Our segments are managed as follows:
	Core Consumer Operations
	·                  Consumer — We originate and service personal loans (secured and unsecured) through two business divisions: branch operations and centralized internet. Branch operations primarily conduct business in 26 states, which are our core operating states. Centralized internet processes and underwrites loan applications that we receive through an internet portal. If the applicant is located near an existing branch (“in footprint”), our centralized internet lending division makes the credit decision regarding the application and then refers the customer to a nearby branch for closing, funding and servicing. If the applicant is not located near a branch (“out of footprint”), the centralized internet group originates the loan.
	·                  Insurance — We offer credit insurance (life insurance, accident and health insurance, and involuntary unemployment insurance), non-credit insurance, and ancillary products, such as warranty protection. We also require credit-related property and casualty insurance, when needed, to protect our interest in the property pledged as collateral.
	·                  Acquisitions and Servicing — On April 1, 2013, we acquired the SpringCastle Portfolio, at which time the $3.9 billion consumer loan portfolio consisted of over 415,000 unsecured loans and loans secured by subordinate residential real estate mortgages (which we service as unsecured loans due to the fact that the liens are subordinated to superior ranking security interests). This SpringCastle Portfolio was acquired through a newly formed joint venture in which we own a 47% equity interest. The loans in the SpringCastle Portfolio vary in form and substance from our typical branch serviced loans and are in a liquidating status with no anticipation of significant renewal activity. Future strategic portfolio or business acquisitions will also be a part of this segment.
	Non-Core Portfolio
	·                  Real Estate — We service and hold real estate loans secured by first or second mortgages on residential real estate. Real estate loans previously originated through our branch offices are either serviced by our branch personnel or by our centralized servicing operation. Real estate loans previously acquired or originated through centralized distribution channels are serviced by one of our indirect wholly owned subsidiaries, MorEquity, Inc. (“MorEquity”), all of which are subserviced by Nationstar Mortgage LLC (“Nationstar”), except for certain securitized real estate loans, which are serviced and subserviced by third parties. Investment funds managed by affiliates of Fortress indirectly own a majority interest in Nationstar. As a result of the cessation of real estate lending effective January 1, 2012, all of our real estate loans are in a liquidating status.
	The remaining components (which we refer to as “Other”) consist of our other non-core, non-originating legacy operations, which are isolated by geographic market and/or distribution channel from our Core Consumer Operations and our Non-Core Portfolio. These operations include our legacy operations in 14 states where we have also ceased branch-based personal lending as a result of our restructuring activities during the first half of 2012, our liquidating retail sales finance portfolio (including our retail sales finance accounts from our dedicated auto finance operation), our lending operations in Puerto Rico and the U.S. Virgin Islands, and the operations of our United Kingdom subsidiary. Other also includes $146.0 million of share-based compensation expense due to the grant of restricted stock units (“RSUs”) to certain of our executives and employees in the second half of 2013, which is not considered pertinent in determining segment performance.

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2013
Summary of Significant Accounting Policies	'
Summary of Significant Accounting Policies	'
	2.  Summary of Significant Accounting Policies
	BASIS OF PRESENTATION
	We prepared our consolidated financial statements using generally accepted accounting principles in the United States of America (“U.S. GAAP”). The statements include the accounts of SHI, its subsidiaries (all of which are wholly owned, except for the Seller LLCs and Co-issuer LLCs), and VIEs in which we hold a controlling financial interest as of the financial statement date. We eliminated all material intercompany accounts and transactions. We made judgments, estimates, and assumptions that affect amounts reported in our consolidated financial statements and disclosures of contingent assets and liabilities. In management’s opinion, the consolidated financial statements include the normal, recurring adjustments necessary for a fair statement of results, and the out-of-period adjustments recorded in 2013 discussed below. Ultimate results could differ from our estimates. We evaluated the effects of and the need to disclose events that occurred subsequent to the balance sheet date. To conform to the 2013 presentation, we reclassified certain items in prior periods.
	Effective December 31, 2013, we report the two components of interest income, finance charges and interest income from finance receivables held for sale originated as held for investment, which were previously reported separately in our consolidated statements of operations for 2012 and 2011, as interest income, since interest income from finance receivables held for sale originated as held for investment was immaterial for 2013, 2012, and 2011.
	Fortress Acquisition
	Due to the significance of the ownership interest acquired by FCFI (the “Fortress Acquisition”), the nature of the transaction, and at the direction of our acquirer, we applied push-down accounting to SFI as an acquired business. We revalued our assets and liabilities based on their fair values at the date of the
	Fortress Acquisition, November 30, 2010, in accordance with business combination accounting standards (“push-down accounting”).
	Prior Period Revisions
	In preparing our annual consolidated financial statements for the year ended December 31, 2013, we identified certain out-of-period errors. In addition to these errors, we previously recorded and disclosed out-of-period adjustments in prior reporting periods when the errors were discovered. As a result, we have revised all previously reported periods included in this report. We have corrected the errors identified in the fourth quarter of 2013 and have included these corrections in the appropriate prior periods. Similarly, we have reversed all out-of period adjustments previously recorded and disclosed, and have included the adjustments in the appropriate periods. After evaluating the quantitative and qualitative aspects of these corrections, we have determined that our previous quarterly and annual consolidated financial statements were not materially misstated.
	See Note 24 for further information on the prior period revisions.
	In addition to the prior period revisions previously discussed, during the fourth quarter of 2013 we identified errors in the classification of certain line items within our consolidated statement of cash flows for 2012 and/or 2011. These corrections are further discussed in Note 24 and also included in the revised consolidated statements of cash flows presented in Note 24.
	ACCOUNTING POLICIES
	Finance Receivables
	Generally, we classify finance receivables as held for investment based on management’s intent at the time of origination. We determine classification on a loan-by-loan basis. We classify finance receivables as held for investment due to our ability and intent to hold them until customer payoff. We carry finance receivables at amortized cost which includes accrued finance charges on interest bearing finance receivables, unamortized deferred origination costs, and unamortized net premiums and discounts on purchased finance receivables. They are net of unamortized finance charges on precomputed receivables and unamortized points and fees. We include the cash flows from finance receivables held for investment in the consolidated statements of cash flows as investing activities. We may finance certain insurance products offered to our customers as part of finance receivables. In such cases, the insurance premium is included as an operating cash inflow and the financing of the insurance premium is included as part of the finance receivable as an investing cashflow in the consolidated statements of cash flows.
	Although a significant portion of insurance claims and policyholder liabilities originate from the finance receivables, our policy is to report them as liabilities and not net them against finance receivables. Insurance claims and policyholder liabilities relate to the underwriting activities of our Insurance segment.
	Finance Receivable Revenue Recognition
	We recognize finance charges as revenue on the accrual basis using the interest method, which we report in interest income. We amortize premiums or accrete discounts on finance receivables as a revenue adjustment using the interest method and contractual cash flows. We defer the costs to originate certain finance receivables and the revenue from nonrefundable points and fees on loans and amortize them to revenue using the interest method.
	We stop accruing finance charges when the fourth contractual payment becomes past due for personal loans, the SpringCastle Portfolio, and retail sales contracts and when the sixth contractual payment becomes past due for revolving retail accounts. We stop accruing finance charges when the fourth contractual payment becomes past due for our real estate loans that were originated at our branch offices and when the third contractual payment becomes past due for our real estate loans that were originated or acquired centrally. We reverse finance charge amounts previously accrued upon suspension of accrual of finance charges.
	For finance receivables that had a carrying value net of the fair value discount established at the time of the Fortress acquisition, we stop accreting the discount at the time we stop accruing finance charges. We do not reverse accretion of discount that was previously recognized.
	We recognize the contractual interest portion of payments received on nonaccrual finance receivables as finance charges at the time of receipt. We resume the accrual of interest on a nonaccrual finance receivable when the past due status on the individual finance receivable improves to the point that the finance receivable no longer meets our policy for nonaccrual.
	We accrete the amount required to adjust the fair value of our finance receivables to their contractual amounts over the life of the related finance receivable for non-credit impaired finance receivables and over the life of a pool of finance receivables for purchased credit impaired finance receivables as described below.
	Purchased Credit Impaired Finance Receivables
	As part of each of our acquisitions, we identify a population of finance receivables for which it is determined that it is probable that we will be unable to collect all contractually required payments. The population of accounts identified principally consists of those finance receivables that are 60 days or more past due, which had been classified as TDR finance receivables as of the acquisition date, or had been previously modified.
	We accrete the excess of the cash flows expected to be collected on the purchased credit impaired finance receivables over the discounted cash flows (the “accretable yield”) into interest income at a level rate of return over the expected lives of the underlying pools of the purchased credit impaired finance receivables. We have established policies and procedures to periodically (at least once a quarter) update the amount of cash flows we expect to collect, incorporating assumptions regarding default rates, loss severities, the amounts and timing of prepayments and other factors that are reflective of then current market conditions. Probable decreases in expected finance receivable principal cash flows result in the recognition of impairment, which is recognized through the provision for finance receivable losses. Probable and significant increases in expected cash flows to be collected would first reverse any previously recorded allowance for finance receivable losses; any remaining increases are recognized prospectively as adjustments to the respective pool’s yield.
	Our purchased credit impaired finance receivables remain in our purchased credit impaired pools until liquidation. We do not reclassify modified purchased credit impaired finance receivables as TDR finance receivables.
	We have additionally established policies and procedures related to maintaining the integrity of these pools. Generally, a finance receivable will not be removed from a pool unless we sell, foreclose, or otherwise receive assets in satisfaction of a particular finance receivable or a finance receivable is charged-off. If the facts and circumstances indicate that a finance receivable should be removed from a pool, that finance receivable will be removed at its carrying amount with the carrying amount being determined using the pro-rata method (the unpaid principal balance of the particular finance receivable divided by the unpaid principal balance of the pool multiplied by the carrying amount of the pool). Removal of the finance receivable from a pool does not affect the yield used to recognize accretable yield of the pool. If a finance receivable is removed from the pool because it is charged-off, it is removed at its carrying amount with a charge to the provision for finance receivable losses.
	Troubled Debt Restructured Finance Receivables
	We make modifications to our real estate loans to assist borrowers in avoiding foreclosure. When we modify a real estate loan’s contractual terms for economic or other reasons related to the borrower’s financial difficulties and grant a concession that we would not otherwise consider, we classify that loan as a TDR finance receivable. We restructure finance receivables only if we believe the customer has the ability to pay under the restructured terms for the foreseeable future. We establish reserves on our TDR finance receivables in accordance with the authoritative guidance for impaired loans.
	We may modify the terms of existing accounts in certain circumstances, such as certain bankruptcy or other catastrophic situations or for economic or other reasons related to a borrower’s financial difficulties that justify modification. When we modify an account, we primarily use a combination of the following to reduce the borrower’s monthly payment: reduce interest rate, extend the term, capitalize or forgive past due interest and, to a lesser extent, forgive principal. If the account is delinquent at the time of modification, the account is brought current for delinquency reporting. Account modifications that are deemed to be a TDR finance receivable are measured for impairment in accordance with the authoritative guidance for the accounting for impaired loans. Account modifications that are not classified as a TDR finance receivable are measured for impairment in accordance with the authoritative guidance for the accounting for contingencies.
	Finance charges for TDR finance receivables require the application of judgment. We place TDR finance receivables on accrual status or nonaccrual status based on the loans’ status prior to modification. TDR finance receivables that are placed on nonaccrual status remain on nonaccrual status until the finance receivable liquidates.
	Allowance for Finance Receivable Losses
	We establish the allowance for finance receivable losses through the provision for finance receivable losses. We evaluate our finance receivable portfolio by finance receivable type. Our finance receivable types (personal loans, SpringCastle Portfolio, real estate loans, and retail sales finance) consist of a large number of relatively small, homogeneous accounts. We evaluate our finance receivable types for impairment as groups. None of our accounts are large enough to warrant individual evaluation for impairment.
	Management considers numerous internal and external factors in estimating losses inherent in our finance receivable portfolio, including the following:
	·                  prior finance receivable loss and delinquency experience;
	·                  the composition of our finance receivable portfolio; and
	·                  current economic conditions, including the levels of unemployment and personal bankruptcies.
	We charge off to the allowance for finance receivable losses personal loans that are beyond 180 days past due.
	To avoid unnecessary real estate loan foreclosures, we may refer borrowers to counseling services, as well as consider a cure agreement, loan modification, voluntary sale (including a short sale), or deed in lieu of foreclosure. When two payments are past due on a collateral dependent real estate loan and it appears that foreclosure may be necessary, we inspect the property as part of assessing the costs, risks, and benefits associated with foreclosure. Generally, we start foreclosure proceedings on real estate loans when four monthly installments are past due. When foreclosure is completed and we have obtained title to the property, we obtain a third-party’s valuation of the property, which is either a full appraisal or a real estate broker’s or appraiser’s estimate of the property sale value without the benefit of a full interior and exterior appraisal and lacking sales comparisons. Such appraisals or real estate brokers’ or appraisers’ estimate of value are one factor considered in establishing an appropriate valuation; however, we are ultimately responsible for the valuation established. We reduce finance receivables by the amount of the real estate loan, establish a real estate owned asset, and charge off any loan amount in excess of that value to the allowance for finance receivable losses. We infrequently extend the charge-off period for individual accounts when, in our opinion, such treatment is warranted and consistent with our credit risk policies. We increase the allowance for finance receivable losses for recoveries on accounts previously charged-off.
	We may renew a delinquent account if the customer meets current underwriting criteria and it does not appear that the cause of past delinquency will affect the customer’s ability to repay the new loan. We subject all renewals, whether the customer’s account is current or delinquent, to the same credit risk underwriting process as we would a new application for credit.
	For our personal loans and retail sales finance receivables, we may offer those customers whose accounts are in good standing the opportunity of a deferment, which extends the term of an account. Prior to granting the deferment, we require a partial payment that is usually the greater of one-half of a regular monthly payment or the interest due on the account. We may extend this offer to customers when they are experiencing higher than normal personal expenses. Generally, this offer is not extended to customers who are delinquent. However, we may offer a deferment to a delinquent customer who is experiencing a temporary financial problem. The account is considered current upon granting the deferment. To evaluate whether a borrower’s financial difficulties are temporary or other than temporary we review the terms of each deferment to ensure that the borrower has the financial ability to repay the outstanding principal and associated interest in full following the deferment and after the customer is brought current. If, following this analysis, we believe a borrower’s financial difficulties are other than temporary, we will not grant deferment, and the loans may continue to age until they are charged off. We limit a customer to two deferments in a rolling twelve month period unless we determine that an exception is warranted and is consistent with our credit risk policies.
	For our real estate loans, we may offer a deferment to a delinquent customer who is experiencing a temporary financial problem, which extends the term of an account. Prior to granting the deferment, we require a partial payment that is usually the greater of one-half of a regular monthly payment or the interest due on the account and any escrow payments for real estate loans that were originated at our branch offices and require two contractual payments plus any past due principal and escrow payments due on the account for real estate loans that were originated or acquired centrally. We forebear the remaining past due interest when the deferment is granted for real estate loans that were originated or acquired centrally. (Prior to March 1, 2012, we waived the remaining past due interest.) The account is considered current upon granting the deferment. We limit a customer to two deferments in a rolling twelve month period for real estate loans that were originated at our branch offices (one deferment for real estate loans that were originated or acquired centrally) unless we determine that an exception is warranted and is consistent with our credit risk policies.
	We do not systemically track deferments granted because we believe the deferments we elect to grant, individually and in the aggregate, do not have a material effect on the amount of contractual cash flows of the finance receivables or the timing of their receipt. Accounts that are granted a deferment are not classified as troubled debt restructurings. We do not consider deferments granted as a troubled debt restructuring because the customer is not experiencing an other than temporary financial difficulty, and we are not granting a concession to the customer or the concession granted is immaterial to the contractual cash flows. We pool accounts that have been granted a deferment together with accounts that have not been granted a deferment for measuring impairment in accordance with the authoritative guidance for the accounting for contingencies.
	The allowance for finance receivable losses related to our purchased credit impaired finance receivables is calculated using updated cash flows expected to be collected, incorporating assumptions regarding default rates, loss severities, the amounts and timing of prepayments and other factors that are reflective of current market conditions. Probable decreases in expected finance receivable principal cash flows result in the recognition of impairment. Probable and significant increases in expected cash flows to be collected would first reverse any previously recorded allowance for finance receivable losses.
	We also establish reserves for TDR finance receivables, which are included in our allowance for finance receivable losses. The allowance for finance receivable losses related to our TDR finance receivables is calculated in homogeneous aggregated pools of individually evaluated impaired finance receivables that have common risk characteristics. We establish our allowance for finance receivable losses related to our TDR finance receivables by calculating the present value (discounted at the loan’s effective interest rate prior to modification) of all expected cash flows less the recorded investment in the aggregated pool. We use certain assumptions to estimate the expected cash flows from our TDR finance receivables. The primary assumptions for our model are prepayment speeds, default rates, and severity rates.
	Finance Receivables Held for Sale
	Depending on market conditions or certain of management’s capital sourcing strategies, which may impact our ability and/or intent to hold our finance receivables until maturity or for the foreseeable future, we may decide to sell finance receivables originally intended for investment. Management’s view of foreseeable future is generally a twelve-month period based on the longest reasonably reliable liquidity forecast period. Our ability to hold finance receivables for the foreseeable future is subject to a number of factors, including economic and liquidity conditions, and therefore may change. As of each reporting period, management determines our ability to hold finance receivables for the foreseeable future based on assumptions for liquidity requirements. When it is probable that management’s intent or ability is to no longer hold finance receivables for the foreseeable future and we subsequently decide to sell specifically identified finance receivables that were originally classified as held for investment, the net finance receivables, less allowance for finance receivable losses are reclassified as finance receivables held for sale and are carried at the lower of cost or fair value. Any amount by which cost exceeds fair value is accounted for as a valuation allowance and is recognized in finance receivables held for sale originated as held for investment revenues. We base the fair value estimates on negotiations with prospective purchasers (if any) or by using projected cash flows discounted at the weighted average interest rates offered in the market for similar finance receivables. We base cash flows on contractual payment terms adjusted for estimates of prepayments and credit related losses. Cash flows resulting from the sale of the finance receivables that were originally classified as held for investment are recorded as an investing activity in the consolidated statements of cash flows since U.S. GAAP requires the statement of cash flow presentation to be based on the original classification of the finance receivable. When sold, we record the sales price we receive less our carrying value of these finance receivables held for sale in finance receivables held for sale originated as held for investment revenues.
	When it is determined that management no longer intends to sell finance receivables which had previously been classified as finance receivables held for sale and we have the ability to hold the finance receivables for the foreseeable future, we reclassify the finance receivables to finance receivables held for investment at the lower of cost or fair value and we accrete any fair value adjustment over the remaining life of the related finance receivables.
	Real Estate Owned
	We acquire real estate owned through foreclosure on real estate loans and we initially record real estate owned in other assets at the estimated fair value less the estimated cost to sell. The estimated fair value used as a basis to determine the carrying value of real estate owned is defined as the price that would be received in selling the property in an orderly transaction between market participants as of the measurement date.
	We test the balances of real estate owned for impairment on a quarterly basis. If the required impairment testing suggests real estate owned is impaired, we reduce the carrying amount to estimated fair value less the estimated costs to sell. We charge these impairments to other revenues. We record the sale price we receive for a property less the carrying value and any amounts refunded to the customer as a recovery or loss in other revenues. We do not profit from foreclosures in accordance with the American Financial Services Association’s Voluntary Standards for Consumer Mortgage Lending. We only attempt to recover our investment in the property, including expenses incurred.
	Net Other Intangible Assets
	We have determined that each of our net other intangible assets has a finite useful life with the exception of the insurance licenses and certain domain names, which we determined to have indefinite lives.
	For those net intangible assets with a finite useful life, we review such intangibles for impairment at least annually and whenever events or changes in circumstances indicate that their carrying amounts may not be recoverable. Impairment is indicated if the sum of undiscounted estimated future cash flows is less than the carrying value of the respective asset. Impairment is permanently recognized by writing down the asset to the extent that the carrying value exceeds the estimated fair value.
	For indefinite lived intangible assets, we first complete a qualitative assessment to determine whether it is necessary to perform a quantitative impairment test annually. If the qualitative assessment indicates that the assets are more likely than not to have been impaired, we proceed with the fair value calculation of the assets. The fair value is determined in accordance with our fair value measurement policy. If the fair value is less than the carrying value, an impairment loss will be recognized in an amount equal to the difference and the indefinite life classification will be evaluated to determine whether such classification remains appropriate. Prior to our early adoption of ASU 2012-02, Intangibles-Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment, effective December 31, 2012, we did not perform a qualitative assessment before calculating the fair value.
	Reserve for Sales Recourse Obligations
	When we sell finance receivables, we establish a reserve for sales recourse in other liabilities, which represents our estimate of losses to be: (a) incurred by us on the repurchase of certain finance receivables that we previously sold; and (b) incurred by us for the indemnification of losses incurred by purchasers. Certain sale contracts include provisions requiring us to repurchase a finance receivable or indemnify the purchaser for losses it sustains with respect to a finance receivable if a borrower fails to make initial loan payments to the purchaser or if the accompanying mortgage loan breaches certain customary representations and warranties. These representations and warranties are made to the purchasers with respect to various characteristics of the finance receivable, such as the manner of origination, the nature and extent of underwriting standards applied, the types of documentation being provided, and, in limited instances, reaching certain defined delinquency limits. Although the representations and warranties are typically in place for the life of the finance receivable, we believe that most repurchase requests occur within the first five years of the sale of a finance receivable. In addition, an investor may request that we refund a portion of the premium paid on the sale of mortgage loans if a loan is prepaid within a certain amount of time from the date of sale. At the time of the sale of each finance receivable (exclusive of finance receivables included in our on-balance sheet securitizations), we record a provision for recourse obligations for estimated repurchases, loss indemnification and premium recapture on finance receivables sold, which is charged to other revenues. Any subsequent adjustments resulting from changes in estimated recourse exposure are recorded in other revenues. We include our reserve for sales recourse obligations in other liabilities.
	Insurance Premiums and Commissions Revenue Recognition
	We recognize credit insurance premiums on closed-end real estate loans and revolving finance receivables as revenue when billed monthly. We defer single premium credit insurance premiums in unearned premium reserves which we include in insurance claims and policyholder liabilities. We recognize unearned premiums on credit life insurance as revenue using the sum-of-the-digits or actuarial methods, except in the case of level-term contracts, for which we recognize unearned premiums as revenue using the straight-line method over the terms of the policies. We recognize unearned premiums on credit accident and health insurance as revenue using an average of the sum-of-the-digits and the straight-line methods. We recognize unearned premiums on credit-related property and casualty and credit involuntary unemployment insurance as revenue using the straight-line method over the terms of the policies. We recognize non-credit life insurance premiums as revenue when collected but not before their due dates. We recognize commissions on ancillary products as other revenue when received. We may finance certain insurance products offered to our customers as part of finance receivables. In such cases, the insurance premium is included as an operating cash inflow and the financing of the insurance premium is included as part of the finance receivable as an investing cashflow in the consolidated statements of cash flows.
	Policy Reserves
	Policy reserves for credit life, credit accident and health, credit-related property and casualty, and credit involuntary unemployment insurance equal related unearned premiums. We base claim reserves on Company experience. We estimate reserves for losses and loss adjustment expenses for credit-related property and casualty insurance based upon claims reported plus estimates of incurred but not reported claims. We accrue liabilities for future life insurance policy benefits associated with non-credit life contracts and base the amounts on assumptions as to investment yields, mortality, and surrenders. We base annuity reserves on assumptions as to investment yields and mortality. We base insurance reserves assumed under reinsurance agreements where we assume the risk of loss on various tabular and unearned premium methods. Ceded reinsurance recoverables are included in other assets and include estimates of the amounts expected to be recovered from reinsurers on insurance claims and policyholder liabilities.
	Acquisition Costs
	We defer insurance policy acquisition costs (primarily commissions, reinsurance fees, and premium taxes). We include deferred policy acquisition costs in other assets and amortize these costs over the terms of the related policies, whether directly written or reinsured.
	Valuation of Investment Securities
We generally classify our investment securities as available-for-sale, which we record at fair value. We adjust related balance sheet accounts to reflect the current fair value of investment securities and record the adjustment, net of tax, in accumulated other comprehensive income or loss in shareholders’ equity. We record interest receivable on investment securities in other assets.
We classify investment securities that are deemed to incorporate an embedded derivative and for which it is impracticable for us to isolate and/or value the derivative as trading securities, which we record at fair value. We recognize any changes in fair value in earnings. We have revised our previously reported consolidated financial statements to correct the classification of these investment securities with embedded derivatives and the accounting treatment of the related change in fair value, which is discussed further in Note 24.
We classify our investment securities in the fair value hierarchy framework based on the observability of inputs. Inputs to the valuation techniques are described as being either observable (level 1 or 2) or unobservable (level 3) assumptions that market participants would use in pricing an asset or liability.
Impairments on Investment Securities
Each quarter, we evaluate our investment securities on an individual basis to identify any instances where the fair value of the investment security is below its amortized cost. For these securities, we then evaluate whether an other-than-temporary impairment exists if any of the following conditions are present:
·                  we intend to sell the security;
·                  it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis; or
·                  we do not expect to recover the security’s entire amortized cost basis (even if we do not intend to sell the security).
If we intend to sell an impaired investment security or we will likely be required to sell the security before recovery of its amortized cost basis less any current period credit loss, we recognize an other-than-temporary impairment in investment revenues equal to the difference between the investment security’s amortized cost and its fair value at the balance sheet date.
In determining whether a credit loss exists, we compare our best estimate of the present value of the cash flows expected to be collected from the security to the amortized cost basis of the security. Any shortfall in this comparison represents a credit loss. The cash flows expected to be collected is determined by assessing all available information, including length and severity of unrealized loss, issuer default rate, ratings changes and adverse conditions related to the industry sector, financial condition of issuer, credit enhancements, collateral default rates, and other relevant criteria. Management considers factors such as our investment strategy, liquidity requirements, overall business plans, and recovery periods for securities in previous periods of broad market declines.
If a credit loss exists with respect to an investment in a security (i.e., we do not expect to recover the entire amortized cost basis of the security), we would be unable to assert that we will recover our amortized cost basis even if we do not intend to sell the security. Therefore, in these situations, an other-than-temporary impairment is considered to have occurred.
If a credit loss exists, but we do not intend to sell the security and we will likely not be required to sell the security before recovery of its amortized cost basis less any current period credit loss, the impairment is classified as: (1) the estimated amount relating to credit loss; and (2) the amount relating to all other factors. We recognize the estimated credit loss in investment revenues, and the non-credit loss amount in accumulated other comprehensive income or loss.
Once a credit loss is recognized, we adjust the investment security to a new amortized cost basis equal to the previous amortized cost basis less the amount recognized in investment revenues. For investment securities for which other-than-temporary impairments were recognized in investment revenues, the difference between the new amortized cost basis and the cash flows expected to be collected is accreted to investment income.
We recognize subsequent increases and decreases in the fair value of our available-for-sale investment securities in accumulated other comprehensive income or loss, unless the decrease is considered other than temporary.
Investment Revenue Recognition
We recognize interest on interest bearing fixed-maturity investment securities as revenue on the accrual basis. We amortize any premiums or accrete any discounts as a revenue adjustment using the interest method. We stop accruing interest revenue when the collection of interest becomes uncertain. We record dividends on equity securities as revenue on ex-dividend dates. We recognize income on mortgage-backed securities as revenue using an effective yield based on estimated prepayments of the underlying mortgages. If actual prepayments differ from estimated prepayments, we calculate a new effective yield and adjust the net investment in the security accordingly. We record the adjustment, along with all investment securities revenue, in investment revenues.
Realized Gains and Losses on Investment Securities
We specifically identify realized gains and losses on investment securities and include them in investment revenues.
Variable Interest Entities
An entity is a VIE if the entity does not have sufficient equity at risk for the entity to finance its activities without additional financial support or has equity investors who lack the characteristics of a controlling financial interest. A VIE is consolidated into the financial statements of its primary beneficiary. When we have a variable interest in a VIE, we qualitatively assess whether we have a controlling financial interest in the entity and, if so, whether we are the primary beneficiary. In applying the qualitative assessment to identify the primary beneficiary of a VIE, we are determined to have a controlling financial interest if we have (1) the power to direct the activities that most significantly impact the economic performance of the VIE, and (2) the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. We consider the VIE’s purpose and design, including the risks that the entity was designed to create and pass through to its variable interest holders. Determining a VIE’s primary beneficiary is an ongoing assessment. On a quarterly basis, we reassess whether we have a controlling financial interest in and are the primary beneficiary of a VIE. The quarterly reassessment process considers whether we have acquired or divested the power to direct the activities of the VIE through changes in governing documents or other circumstances.
Other Invested Assets
Commercial mortgage loans and insurance policy loans are part of our investment portfolio and we include them in other assets at amortized cost. We recognize interest on commercial mortgage loans and insurance policy loans as revenue on the accrual basis using the interest method. We stop accruing revenue when collection of interest becomes uncertain. We include other invested asset revenue in investment revenues. We record accrued other invested asset revenue receivable in other assets.
Cash and Cash Equivalents
We consider unrestricted cash on hand and short-term investments having maturity dates within three months of their date of acquisition to be cash and cash equivalents.
Restricted Cash
We include funds to be used for future debt payments relating to our securitization transactions and escrow deposits in restricted cash.
Long-term Debt
We generally report our long-term debt issuances at face value of the debt instrument, which we adjust for any unaccreted discount or unamortized premium associated with the debt. We record long-term debt issuances that are deemed to incorporate an embedded derivative and for which it is impracticable for us to isolate and/or value the derivative at fair value and recognize any unrealized gains and losses in earnings. We have revised our previously reported consolidated financial statements to correct the carrying value of our long-term debt with embedded derivatives and the related change in fair value, which is discussed further in Note 24.
Income Taxes
We recognize income taxes using the asset and liability method. We establish deferred tax assets and liabilities for temporary differences between the financial reporting basis and the tax basis of assets and liabilities, using the tax rates expected to be in effect when the temporary differences reverse.
Realization of our gross deferred tax asset depends on our ability to generate sufficient taxable income of the appropriate character within the carryforward periods of the jurisdictions in which the net operating and capital losses, deductible temporary differences and credits were generated. When we assess our ability to realize deferred tax assets, we consider all available evidence, including:
·                  the nature, frequency, and severity of current and cumulative financial reporting losses;
·                  the timing of the reversal of our gross taxable temporary differences in an amount sufficient to provide benefit for our gross deductible temporary differences;
·                  the carryforward periods for the net operating and capital loss carryforwards;
·                  the sources and timing of future taxable income, giving greater weight to discrete sources and to earlier years in the forecast period; and
·                  tax planning strategies that would be implemented, if necessary, to accelerate taxable amounts.
We provide a valuation allowance for deferred tax assets if it is more likely than not that we will not realize the deferred tax asset in whole or in part. We include an increase or decrease in a valuation allowance resulting from a change in the realizability of the related deferred tax asset in income.
Derivative Financial Instruments
Our derivatives were governed by International Swap and Derivatives Association, Inc. (“ISDA”) standard Master Agreements, whereby the parties agreed to net the amounts payable and receivable under all contracts governed by the ISDA Master Agreement in the event of a contract default by either one of the parties. If the net exposure was from the counterparty to us, we recorded the derivative asset in other assets on our consolidated balance sheet. If the net exposure was from us to the counterparty, we recorded the derivative liability in other liabilities on our consolidated balance sheet. We recorded net unrealized gains and losses on derivative transactions as adjustments to cash flows from operating activities on our consolidated statements of cash flows.
We recognized the derivatives on our consolidated balance sheets at their fair value. We estimated the fair value of our derivatives using industry standard valuation models.
Our previously held derivatives were formally documented and designated as cash flow hedges or hedges that did not qualify as a cash flow or fair value hedge. We recorded the effective portion of the changes in the fair value of a derivative that was highly effective and was qualified and designated as a cash flow hedge in accumulated other comprehensive income or loss, net of tax, until earnings were affected by the variability of cash flows of the hedged transaction. We recorded changes in the fair value of a derivative that did not qualify as either a cash flow or fair value hedge and changes in the fair value of hedging instruments measured as ineffectiveness in current period earnings in other revenues. We included all components of each derivative’s gain or loss in the assessment of hedge effectiveness.
We discontinued hedge accounting prospectively when:
·                  the derivative was no longer effective in offsetting changes in the cash flows or fair value of a hedged item;
·                  we sold, terminated, or exercised the derivative and/or the hedged item or they expired; or
·                  we changed our objectives or strategies and designating the derivative as a hedging instrument was no longer appropriate.
For cash flow hedges that were discontinued for reasons other than the forecasted transaction is not probable of occurring, we began reclassifying the accumulated other comprehensive income or loss adjustment to earnings when earnings were affected by the hedged item.
For cash flows from derivatives that are a part of fair value hedges or cash flow hedges, we classify the cash flows in the same category as cash flows related to the hedged item within the consolidated statements of cash flows.
In compliance with the authoritative guidance for fair value measurements, our valuation methodology for derivatives incorporated the effect of our non-performance risk and the non-performance risk of our counterparties. Effective January 1, 2012, we made an accounting policy election to continue to measure the credit risk of our derivative financial instruments that were subject to master netting agreements on a net basis by counterparty portfolio in compliance with the new authoritative guidance for fair value measurements.
Benefit Plans
We have both funded and unfunded noncontributory defined pension and postretirement plans. We recognize the net pension asset or liability, also referred to herein as the funded status of the benefit plans, in other assets or other liabilities, depending on the funded status at the end of each reporting period. We recognize the net actuarial gains or losses and prior service cost or credit that arise during the period in other comprehensive income or loss.
Many of our employees are participants in our 401(k) plan. Our contributions to the plan are charged to salaries and benefits within operating expenses.
Share-based Compensation Plans
We measure compensation cost for stock-based awards at estimated fair value and recognize compensation expense over the required service period for awards expected to vest. The estimation of stock-based awards that will ultimately vest requires judgment, and to the extent actual results or updated estimates differ from current estimates, such amounts will be recorded as a cumulative adjustment to salaries and benefits in the period estimates are revised. For awards subject to graded vesting, expense is recognized under the straight-line method.
Fair Value Measurements
Management is responsible for the determination of the fair value of our financial assets and financial liabilities and the supporting methodologies and assumptions. We employ widely accepted internal valuation models or utilize third-party valuation service providers to gather, analyze, and interpret market information and derive fair values based upon relevant methodologies and assumptions for individual instruments or pools of finance receivables. When our valuation service providers are unable to obtain sufficient market observable information upon which to estimate the fair value for a particular security, we determine fair value either by requesting brokers who are knowledgeable about these securities to provide a quote, which is generally non-binding, or by employing widely accepted internal valuation models.
Our valuation process typically requires obtaining data about market transactions and other key valuation model inputs from internal or external sources and, through the use of widely accepted internal valuation models, provides a single fair value measurement for individual securities or pools of finance receivables. The inputs used in this process include, but are not limited to, market prices from recently completed transactions and transactions of comparable securities, interest rate yield curves, credit spreads, currency rates, and other market-observable information as of the measurement date as well as the specific attributes of the security being valued, including its term, interest rate, credit rating, industry sector, and other issue or issuer-specific information. When market transactions or other market observable data is limited, the extent to which judgment is applied in determining fair value is greatly increased. We assess the reasonableness of individual security values received from our valuation service providers through various analytical techniques. We conduct price reviews for all investment securities. Assets that fall outside a price change tolerance are sent to our third-party investment manager for further review. In addition, we may validate the reasonableness of fair values by comparing information obtained from our valuation service providers to other third-party valuation sources for selected securities.
We measure and classify assets and liabilities in the consolidated balance sheets in a hierarchy for disclosure purposes consisting of three “Levels” based on the observability of inputs available in the market place used to measure the fair values. In general, we determine the fair value measurements classified as Level 1 based on inputs utilizing quoted prices in active markets for identical assets or liabilities that we have the ability to access. We generally obtain market price data from exchange or dealer markets. We do not adjust the quoted price for such instruments.
We determine the fair value measurements classified as Level 2 based on inputs utilizing other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. Level 2 inputs include quoted prices for similar assets and liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals.
Level 3 inputs are unobservable inputs for the asset or liability, and include situations where there is little, if any, market activity for the asset or liability. The use of observable and unobservable inputs is further discussed in Note 25.
In certain cases, the inputs we use to measure the fair value of an asset may fall into different levels of the fair value hierarchy. In such cases, we determine the level in the fair value hierarchy within which the fair value measurement in its entirety falls based on the lowest level input that is significant to the fair value measurement in its entirety. Our assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability.
Our fair value processes include controls that are designed to ensure that fair values are appropriate. Such controls include model validation, review of key model inputs, analysis of period-over-period fluctuations, and reviews by senior management.
Earnings Per Share
Basic earnings per share is computed by dividing net income or loss by the weighted-average number of shares outstanding during each period. Diluted earnings per share is computed based on the weighted-average number of common shares plus the effect of dilutive potential common shares outstanding during the period using the treasury stock method. Dilutive potential common shares represent outstanding unvested restricted stock units and awards.
Foreign Currency
The functional currency of our residual operations in the United Kingdom is the local currency, the British Pound. We translate financial statement amounts expressed in British Pounds into U.S. Dollars using the authoritative guidance for foreign currency translation. We translate functional currency assets and liabilities into U.S. Dollars using exchange rates prevailing at the balance sheet date. We translate revenues and expenses using monthly average exchange rates for the period. We record the translation adjustments, net of tax, as a separate component of other comprehensive income (loss), which we include in stockholder’s equity. We record exchange gains and losses resulting from foreign currency transactions in other revenues.
Transactions with Affiliates of Fortress or AIG
We may enter into transactions with affiliates of Fortress or AIG. These transactions occur at prevailing market rates and terms and primarily include subservicing and refinancing agreements, reinsurance agreements, and derivative transactions. See Note 9 for further information on our transactions with affiliates of Fortress and AIG.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	12 Months Ended
	Dec. 31, 2013
Recent Accounting Pronouncements	'
Recent Accounting Pronouncements	'
	3.  Recent Accounting Pronouncements
	ACCOUNTING PRONOUNCEMENTS ADOPTED
	Offsetting Assets and Liabilities
	In December 2011, the Financial Accounting Standards Board (“FASB”) issued an accounting standards update (“ASU”), ASU 2011-11, Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities, which requires an entity to disclose information about offsetting and related arrangements to enable users of its financial statements to understand the effect of those arrangements on its financial position. The amendments were applied retrospectively for all prior periods presented. The adoption of this new standard did not have a material effect on our consolidated statements of financial condition, results of operations, or cash flows.
	Comprehensive Income
	In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, to improve the reporting of reclassifications out of accumulated other comprehensive income or loss. The amendments require an entity to present (either on the face of the statement where net income is presented or in the notes) the effect of significant reclassifications out of accumulated other comprehensive income or loss on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. The amendments in this ASU became effective prospectively for the Company for reporting periods beginning after December 15, 2012. The adoption of this ASU did not have a material effect on our consolidated statements of financial condition, results of operations, or cash flows.
	ACCOUNTING PRONOUNCEMENTS TO BE ADOPTED
	Income Taxes
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740), which clarifies the presentation requirements of unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. The amendments in this ASU are effective for fiscal years, and interim periods within those years, beginning after December 15, 2014 and should be applied prospectively. The adoption of this ASU is not expected to have a material effect on our consolidated statements of financial condition, results of operations, or cash flows.
	Troubled Debt Restructurings
	In January 2014, the FASB issued ASU 2014-4, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure, which clarifies when an in substance repossession or foreclosure occurs — that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. We are currently evaluating whether the adoption of this ASU will have a material effect on our consolidated statements of financial condition, results of operations, or cash flows.

Finance_Receivables

Finance Receivables	12 Months Ended
	Dec. 31, 2013
Finance Receivables	'
Finance Receivables	'
	4.  Finance Receivables
	Our finance receivable types include personal loans, SpringCastle Portfolio, real estate loans, and retail sales finance as defined below:
	·                  Personal loans — are secured by consumer goods, automobiles, or other personal property or are unsecured, generally have maximum original terms of four years, and are usually fixed-rate, fixed-term loans. At December 31, 2013, $1.4 billion of personal loans, or 44%, was secured by collateral consisting of titled personal property (such as automobiles), $1.3 billion, or 40%, was secured by consumer household goods or other items of personal property, and the remainder was unsecured.
	·                  SpringCastle Portfolio — are loans jointly acquired from HSBC on April 1, 2013 through a newly formed joint venture. These loans include unsecured loans and loans secured by subordinate residential real estate mortgages (which we service as unsecured loans due to the fact that the liens are subordinated to superior ranking security interests). The SpringCastle Portfolio includes both closed-end accounts and open-end lines of credit. These loans are in a liquidating status and vary in substance and form from our originated loans. We assumed the direct servicing obligations for these loans in September 2013.
	·                  Real estate loans — are secured by first or second mortgages on residential real estate, generally have maximum original terms of 360 months, and are usually considered non-conforming. Real estate loans may be closed-end accounts or open-end home equity lines of credit and are primarily fixed-rate products. As of January 1, 2012, we ceased originating real estate loans.
	·                  Retail sales finance — includes retail sales contracts and revolving retail accounts. Retail sales contracts are closed-end accounts that represent a single purchase transaction. Revolving retail accounts are open-end accounts that can be used for financing repeated purchases from the same merchant. Retail sales contracts are secured by the personal property designated in the contract and generally have maximum original terms of 60 months. Revolving retail accounts are secured by the goods purchased and generally require minimum monthly payments based on the amount financed calculated after the most recent purchase or outstanding balances. In January 2013, we ceased purchasing retail sales contracts and revolving retail accounts.
	Components of net finance receivables by type were as follows:
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	December 31, 2013
	Gross receivables*	$	3,644,030		$	2,484,719		$	7,940,500		$	108,457		$	14,177,706
	Unearned finance charges and points and fees	(560,104		)	—			(1,115		)	(10,444		)	(571,663		)
	Accrued finance charges	48,179			20,630			42,690			898			112,397
	Deferred origination costs	39,599			—			274			—			39,873
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
	December 31, 2012 - Revised
	Gross receivables*	$	2,984,423		$	—		$	8,906,061		$	233,296		$	12,123,780
	Unearned finance charges and points and fees	(402,828		)	—			(5,836		)	(27,087		)	(435,751		)
	Accrued finance charges	36,937			—			51,327			2,148			90,412
	Deferred origination costs	31,200			—			351			—			31,551
	Total	$	2,649,732		$	—		$	8,951,903		$	208,357		$	11,809,992
	*                 Gross receivables are defined below:
	·                  finance receivables purchased as a performing receivable – gross finance receivables equal the UPB for interest bearing accounts and the gross remaining contractual payments for precompute accounts plus the remaining unearned discount, net of premium established at the time of purchase to reflect the finance receivable balance at its fair value;
	·                  finance receivables originated subsequent to the Fortress Acquisition – gross finance receivables equals the UPB for interest bearing accounts and the gross remaining contractual payments for precompute accounts; and
	·                  purchased credit impaired finance receivables – gross finance receivables equals the remaining estimated cash flows less the current balance of accretable yield on the purchased credit impaired accounts.
	Included in the table above are personal loans totaling $1.6 billion at December 31, 2013, SpringCastle Portfolio loans totaling $2.5 billion at December 31, 2013, and real estate loans totaling $5.7 billion at December 31, 2013 and $4.1 billion at December 31, 2012 associated with securitizations that remain on our balance sheet. The carrying amount of consolidated long-term debt associated with securitizations totaled $7.3 billion at December 31, 2013 and $3.1 billion at December 31, 2012. See Note 11 for further discussion regarding our securitization transactions. Also included in the table above are finance receivables totaling $1.0 billion at December 31, 2013 and $5.2 billion at December 31, 2012, which were pledged as collateral for our secured term loan.
	Maturities of net finance receivables by type at December 31, 2013 were as follows:
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	2014	$	923,022		$	144,725		$	211,505		$	21,513		$	1,300,765
	2015	1,169,988			178,800			278,640			26,089			1,653,517
	2016	789,215			187,161			289,094			18,055			1,283,525
	2017	233,900			201,118			296,785			11,366			743,169
	2018	44,686			217,445			301,973			6,293			570,397
	2019+	10,893			1,576,100			6,604,352			15,595			8,206,940
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
	Maturities are not a forecast of future cash collections. Company experience has shown that customers typically renew, convert or pay in full a substantial portion of finance receivables prior to maturity.
	Unused lines of credit extended to customers by the Company were as follows:
	(dollars in thousands)
	December 31,	2013			2012
	Personal loans	$	4,996		$	25,760
	SpringCastle Portfolio	366,060			—
	Real estate loans	32,338			40,357
	Retail sales finance (a)	—			77,879
	Total (b)	$	403,394		$	143,996
	(a)         No unused lines of credit on retail sales finance at December 31, 2013 as a result of the cessation of purchases of revolving retail accounts effective January 16, 2013.
	(b)         The total unused lines of credit at December 31, 2012 was previously incorrectly overstated by $20.5 million and has been revised as follows:
		Personal			Real			Retail
	(dollars in thousands)	Loans			Estate Loans			Sales Finance			Total
	Unused lines of credit:
	As previously stated	$	—		$	86,437		$	78,071		$	164,508
	Adjustment	25,760			(46,080		)	(192		)	(20,512		)
	As corrected	$	25,760		$	40,357		$	77,879		$	143,996
	Unused lines of credit on our personal loans can be suspended if one of the following occurs: the value of the collateral declines significantly; we believe the borrower will be unable to fulfill the repayment obligations; or any other default by the borrower of any material obligation under the agreement. Unused lines of credit on our real estate loans and the SpringCastle Portfolio secured by subordinate residential real estate mortgages can be suspended if one of the following occurs: the value of the real estate declines significantly below the property’s initial appraised value; we believe the borrower will be unable to fulfill the repayment obligations because of a material change in the borrower’s financial circumstances; or any other default by the borrower of any material obligation under the agreement. Unused lines of credit on home equity lines of credit, including the SpringCastle Portfolio secured by subordinate residential real estate mortgages, can be terminated for delinquency. Unused lines of credit on the unsecured loans of the SpringCastle Portfolio can be terminated at our discretion.
	GEOGRAPHIC DIVERSIFICATION
	Geographic diversification of finance receivables reduces the concentration of credit risk associated with economic stresses in any one region. However, the unemployment and housing market stresses in the U.S. have been national in scope and not limited to a particular region. The largest concentrations of net finance receivables were as follows:
	December 31,	2013					2012 *
	(dollars in thousands)	Amount			Percent		Amount			Percent
							Revised
	California	$	1,212,860		9	%	$	1,191,222		10	%
	N. Carolina	1,062,882			8		808,285			7
	Florida	880,286			6		780,093			7
	Ohio	823,417			6		671,336			6
Virginia	766,309			6		692,101			6
Pennsylvania	708,075			5		539,660			4
Illinois	703,637			5		595,823			5
Georgia	545,530			4		464,574			4
Other	7,055,317			51		6,066,898			51
Total	$	13,758,313		100	%	$	11,809,992		100	%
*           December 31, 2012 concentrations of net finance receivables are presented in the order of December 31, 2013 state concentrations.
CREDIT QUALITY INDICATORS
We consider the delinquency status and nonperforming status of the finance receivable as our credit quality indicators.
We accrue finance charges on revolving retail finance receivables up to the date of charge-off at 180 days past due. We had $0.4 million of revolving retail finance receivables that were more than 90 days past due and still accruing finance charges at December 31, 2013, compared to $1.0 million at December 31, 2012. Our personal loans, SpringCastle Portfolio, and real estate loans do not have finance receivables that were more than 90 days past due and still accruing finance charges.
Delinquent Finance Receivables
We consider the delinquency status of the finance receivable as our primary credit quality indicator. We monitor delinquency trends to manage our exposure to credit risk. We consider finance receivables 60 days or more past due as delinquent and consider the likelihood of collection to decrease at such time.
The following is a summary of net finance receivables by type by days delinquent:
	Personal			SpringCastle			Real			Retail
(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
December 31, 2013
Net finance receivables:
60-89 days past due	$	28,504		$	60,669		$	97,567		$	1,290		$	188,030
90-119 days past due	22,804			47,689			68,190			1,017			139,700
120-149 days past due	18,780			33,671			55,222			757			108,430
150-179 days past due	14,689			26,828			45,158			740			87,415
180 days or more past due	938			3,579			356,766			173			361,456
Total delinquent finance receivables	85,715			172,436			622,903			3,977			885,031
Current	3,038,307			2,232,965			7,183,437			92,093			12,546,802
30-59 days past due	47,682			99,948			176,009			2,841			326,480
Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
December 31, 2012
Net finance receivables:
60-89 days past due	$	21,683		$	—		$	99,956		$	2,107		$	123,746
90-119 days past due	17,538			—			73,803			1,416			92,757
120-149 days past due	14,050			—			58,364			1,171			73,585
150-179 days past due	9,613			—			45,648			743			56,004
180 days or more past due	12,107			—			382,562			331			395,000
Total delinquent finance receivables	74,991			—			660,333			5,768			741,092
Current	2,534,960			—			8,094,459			197,392			10,826,811
30-59 days past due	39,781			—			197,111			5,197			242,089
Total	$	2,649,732		$	—		$	8,951,903		$	208,357		$	11,809,992
Nonperforming Finance Receivables
We also monitor finance receivable performance trends to evaluate the potential risk of future credit losses. At 90 days or more past due, we consider our finance receivables to be nonperforming. Once the finance receivables are considered as nonperforming, we consider them to be at increased risk for credit loss.
Our performing and nonperforming net finance receivables by type were as follows:
	Personal			SpringCastle			Real			Retail
(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
December 31, 2013
Performing	$	3,114,493		$	2,393,582		$	7,457,013		$	96,224		$	13,061,312
Nonperforming	57,211			111,767			525,336			2,687			697,001
Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
December 31, 2012
Performing	$	2,596,424		$	—		$	8,391,526		$	204,696		$	11,192,646
Nonperforming	53,308			—			560,377			3,661			617,346
Total	$	2,649,732		$	—		$	8,951,903		$	208,357		$	11,809,992
PURCHASED CREDIT IMPAIRED FINANCE RECEIVABLES
As a result of the Fortress Acquisition, we applied push-down accounting and adjusted the carrying value of our finance receivables (the “FA Loans”) to their fair value on November 30, 2010. For purchased finance receivables, such as the SpringCastle Portfolio (“SCP Loans”), we also record these loans at fair value on the day of purchase.
As part of the acquisition of the SpringCastle Portfolio, we determined that at April 1, 2013, acquired loans with contractually required principal and interest of $1.9 billion, expected undiscounted cash flows of $1.2 billion, and a fair value of $748.9 million, were credit impaired.
We include the carrying amount (which initially was the fair value) of our purchased credit impaired finance receivables in net finance receivables, less allowance for finance receivable losses. Prepayments reduce the outstanding balance, contractual cash flows, and cash flows expected to be collected.
Information regarding these purchased credit impaired finance receivables was as follows:
(dollars in thousands)	SCP Loans			FA Loans			Total
December 31, 2013
Carrying amount, net of allowance	$	530,326		$	1,257,047		$	1,787,373
Outstanding balance	$	851,211		$	1,791,882		$	2,643,093
Allowance for purchased credit impaired finance receivable losses	$	—		$	57,334		$	57,334
December 31, 2012
Carrying amount, net of allowance	$	—		$	1,381,409		$	1,381,409
Outstanding balance	$	—		$	1,968,817		$	1,968,817
Allowance for purchased credit impaired finance receivable losses	$	—		$	17,358		$	17,358
The allowance for purchased credit impaired finance receivable losses at December 31, 2013 and 2012 reflected the net carrying value of these purchased credit impaired finance receivables being higher than the present value of the expected cash flows.
Changes in accretable yield for purchased credit impaired finance receivables were as follows:
(dollars in thousands)	SCP Loans			FA Loans			Total
Year Ended December 31, 2013
Balance at beginning of period	$	—		$	629,200		$	629,200
Additions	437,604			—			437,604
Accretion	(76,681		)	(128,924		)	(205,605		)
Reclassifications from nonaccretable difference (a)	—			304,575			304,575
Disposals of finance receivables (b)	(35,722		)	(33,360		)	(69,082		)
Balance at end of period	$	325,201		$	771,491		$	1,096,692
Year Ended December 31, 2012
Balance at beginning of period	$	—		$	467,105		$	467,105
Accretion	—			(132,285		)	(132,285		)
Reclassifications from nonaccretable difference (a)	—			321,048			321,048
Disposals of finance receivables (b)	—			(26,668		)	(26,668		)
Balance at end of period	$	—		$	629,200		$	629,200
Year Ended December 31, 2011
Balance at beginning of period	$	—		$	644,681		$	644,681
Accretion	—			(155,366		)	(155,366		)
Reclassifications from nonaccretable difference (a)	—			25,004			25,004
Disposals of finance receivables (b)	—			(47,214		)	(47,214		)
Balance at end of period	$	—		$	467,105		$	467,105
(a)         Reclassifications from nonaccretable difference in 2013 represent the increases in accretion resulting from higher estimated undiscounted cash flows. Reclassifications from nonaccretable difference in 2012 and 2011 represent the increases in accretion related to increases in the pool yield.
(b)         Disposals of finance receivables represent finance charges forfeited due to purchased credit impaired finance receivables charged-off during the period.
TROUBLED DEBT RESTRUCTURED FINANCE RECEIVABLES
Information regarding TDR finance receivables was as follows:
	Real Estate
(dollars in thousands)	Loans
December 31, 2013
TDR gross finance receivables	$	1,375,230
TDR net finance receivables	$	1,380,223
Allowance for TDR finance receivable losses	$	176,455
December 31, 2012
TDR gross finance receivables	$	832,197
TDR net finance receivables	$	834,979
Allowance for TDR finance receivable losses	$	94,855
We have no commitments to lend additional funds on our TDR finance receivables.
TDR average net receivables and finance charges recognized on TDR finance receivables were as follows:
(dollars in thousands)
Years Ended December 31,	2013			2012			2011
Real Estate Loans
TDR average net receivables	$	1,120,566		$	572,671		$	169,279
TDR finance charges recognized	$	63,063		$	31,076		$	7,281
Information regarding the new volume of the TDR finance receivables was as follows:
(dollars in thousands)
Years Ended December 31,	2013			2012			2011
Real Estate Loans
Number of TDR accounts	7,106			5,761			2,202
Pre-modification TDR net finance receivables	$	576,142		$	552,454		$	284,897
Post-modification TDR net finance receivables	$	605,174		$	560,950		$	291,511
Net finance receivables that were modified as TDR finance receivables within the previous 12 months and for which there was a default during the period to cause TDR finance receivables to be considered nonperforming were as follows:
(dollars in thousands)
Years Ended December 31,	2013			2012			2011
Real Estate Loans
Number of TDR accounts	929			594			188
TDR net finance receivables*	$	68,901		$	66,096		$	19,941
*                 Represents the corresponding balance of TDR net finance receivables at the end of the month in which they defaulted.

Allowance_for_Finance_Receivab

Allowance for Finance Receivable Losses	12 Months Ended
	Dec. 31, 2013
Allowance for Finance Receivable Losses	'
Allowance for Finance Receivable Losses	'
	5.  Allowance for Finance Receivable Losses
	Changes in the allowance for finance receivable losses by finance receivable type were as follows:
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	Year Ended December 31, 2013
	Balance at beginning of period	$	66,580		$	—		$	113,813		$	2,260		$	182,653
	Provision for finance receivable losses (a)	130,447			133,116			265,100			(1,002		)	527,661
	Charge-offs (b)	(149,032		)	(137,723		)	(159,292		)	(9,500		)	(455,547		)
	Recoveries (c)	47,637			5,663			15,928			10,082			79,310
	Transfers to finance receivables held for sale (d)	(752		)	—			—			—			(752		)
	Balance at end of period	$	94,880		$	1,056		$	235,549		$	1,840		$	333,325
	Year Ended December 31, 2012
	Balance at beginning of period	$	39,522		$	—		$	28,790		$	1,007		$	69,319
	Provision for finance receivable losses (a)	114,288			—			216,229			11,061			341,578
	Charge-offs	(119,383		)	—			(140,652		)	(20,035		)	(280,070		)
	Recoveries	33,260			—			9,446			10,421			53,127
	Transfers to finance receivables held for sale (e)	(1,107		)	—			—			(194		)	(1,301		)
	Balance at end of period	$	66,580		$	—		$	113,813		$	2,260		$	182,653
	Year Ended December 31, 2011
	Balance at beginning of period	$	4,111		$	—		$	2,896		$	56		$	7,063
	Provision for finance receivable losses (a)	105,811			—			209,043			14,821			329,675
	Charge-offs	(105,219		)	—			(196,733		)	(25,861		)	(327,813		)
	Recoveries (f)	34,819			—			13,584			11,991			60,394
	Balance at end of period	$	39,522		$	—		$	28,790		$	1,007		$	69,319
	(a)         Components of provision for finance receivable losses on our real estate loans were as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Real estate loans
	Provision for finance receivable losses
	Non-credit impaired finance receivables	$	85,653		$	90,314		$	73,644
	Purchased credit impaired finance receivables	81,645			56,019			110,068
	TDR finance receivables	97,802			69,896			25,331
	Total	$	265,100		$	216,229		$	209,043
	(b)         Effective March 31, 2013, we charge off to the allowance for finance receivable losses personal loans that are 180 days past due. Previously, we charged-off to the allowance for finance receivable losses personal loans on which payments received in the prior six months totaled less than 5% of the original loan amount. As a result of this change, we recorded $13.3 million of additional charge-offs in March 2013.
	(c)          Recoveries in 2013 included $37.2 million ($22.7 million of personal loan recoveries, $9.1 million of real estate loan recoveries, and $5.4 million of retail sales finance recoveries) resulting from a sale of previously charged-off finance receivables in June 2013, net of a $4.0 million adjustment for the subsequent buyback of certain finance receivables.
	(d)         During the fourth quarter of 2013, we decreased the allowance for finance receivable losses as a result of the transfer of $18.0 million of personal loans of our lending operations in Puerto Rico from finance receivables held for investment to finance receivables held for sale due to management’s intent to no longer hold these finance receivables for the foreseeable future.
	(e)          During the first quarter of 2012, we decreased the allowance for finance receivable losses as a result of the transfers of $77.8 million of finance receivables from finance receivables held for investment to finance receivables held for sale due to management’s intent to no longer hold these finance receivables for the foreseeable future.
	(f)           Recoveries during 2011 included $5.0 million ($1.9 million personal loan recoveries, $2.9 million real estate loan recoveries, and $0.2 million retail sales finance recoveries) as a result of a settlement of claims relating to our February 2008 purchase of Equity One, Inc.’s consumer branch finance receivable portfolio.
	Included in the allowance for finance receivable losses are allowances associated with securitizations that totaled $180.5 million at December 31, 2013 and $15.6 million at December 31, 2012. See Note 11 for further discussion regarding our securitization transactions.
	The carrying amount charged-off for purchased credit impaired loans was as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Charged-off against provision for finance receivable losses:
	SCP Loans	$	72,424		$	—		$	—
	FA Loans gross charge-offs*	41,690			38,686			110,068
	*                 Represents additional impairment recognized, subsequent to the establishment of the pools of purchased credit impaired loans, related to loans that have been foreclosed and transferred to real estate owned status.
	The allowance for finance receivable losses and net finance receivables by type and by impairment method were as follows:
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	December 31, 2013
	Allowance for finance receivable losses for finance receivables:
	Collectively evaluated for impairment	$	94,880		$	1,056		$	1,760		$	1,840		$	99,536
	Acquired with deteriorated credit quality (purchased credit impaired finance receivables)	—			—			57,334			—			57,334
	Individually evaluated for impairment (TDR finance receivables)	—			—			176,455			—			176,455
	Total	$	94,880		$	1,056		$	235,549		$	1,840		$	333,325
	Finance receivables:
	Collectively evaluated for impairment	$	3,171,704		$	1,975,023		$	5,287,745		$	98,911		$	10,533,383
	Purchased credit impaired finance receivables	—			530,326			1,314,381			—			1,844,707
	TDR finance receivables	—			—			1,380,223			—			1,380,223
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
	December 31, 2012
	Allowance for finance receivable losses for finance receivables:
	Collectively evaluated for impairment	$	66,580		—			$	1,600		$	2,260		$	70,440
Purchased credit impaired finance receivables	—			—			17,358			—			17,358
TDR finance receivables	—			—			94,855			—			94,855
Total	$	66,580		—			$	113,813		$	2,260		$	182,653
Finance receivables:
Collectively evaluated for impairment	$	2,649,732		—			$	6,718,157		$	208,357		$	9,576,246
Purchased credit impaired finance receivables	—			—			1,398,767			—			1,398,767
TDR finance receivables	—			—			834,979			—			834,979
Total	$	2,649,732		—			$	8,951,903		$	208,357		$	11,809,992
See Note 2 for additional information on the determination of the allowance for finance receivable losses.

Finance_Receivables_Held_for_S

Finance Receivables Held for Sale	12 Months Ended
	Dec. 31, 2013
Finance Receivables Held for Sale	'
Finance Receivables Held for Sale	'
	6.  Finance Receivables Held for Sale
	During 2013, we transferred $17.3 million of finance receivables (after deducting allowance for finance receivable losses) from held for investment to held for sale due to management’s intent to no longer hold these finance receivables for the foreseeable future. In 2013, we sold finance receivables held for sale totaling $18.0 million and recorded a loss in other revenues at the time of sale of $1.8 million.
	During 2012, we transferred $180.9 million of finance receivables (after deducting allowance for finance receivable losses) from held for investment to held for sale due to management’s intent to no longer hold these finance receivables for the foreseeable future. We marked these loans to the lower of cost or fair value at the time of transfer and subsequently recorded additional gains in other revenues at the time of sale resulting in net gains of $4.5 million in 2012. In 2012, we sold finance receivables held for sale totaling $171.0 million. During 2012, we transferred $1.4 million of finance receivables from held for sale back to held for investment due to management’s intent to hold these finance receivables for the foreseeable future.
	We repurchased 20 loans for $2.9 million during 2013, compared to 20 loans repurchased for $2.8 million during 2012, and 12 loans repurchased for $2.1 million during 2011. In each period, we repurchased the loans because such loans were reaching the defined delinquency limits or had breached the contractual representations and warranties under the loan sale agreements. At December 31, 2013, there were no unresolved recourse requests.
	The activity in our reserve for sales recourse obligations was as follows:
	(dollars in thousands)
	At or for the Years Ended December 31,	2013			2012			2011
	Balance at beginning of period	$	4,863		$	1,648		$	3,511
	Provision for/(reduction in) recourse obligations	322			3,269			(1,442		)
	Recourse losses	(483		)	(54		)	(421		)
	Balance at end of period	$	4,702		$	4,863		$	1,648

Investment_Securities

Investment Securities	12 Months Ended
	Dec. 31, 2013
Investment Securities	'
Investment Securities	'
	7.  Investment Securities
	AVAILABLE-FOR-SALE SECURITIES
	Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type were as follows:
		Cost/
		Amortized			Unrealized			Unrealized			Fair
	(dollars in thousands)	Cost			Gains			Losses			Value
	December 31, 2013
	Fixed maturity available-for-sale securities:
	Bonds:
	U.S. government and government sponsored entities	$	59,800		$	565		$	(681	)	$	59,684
	Obligations of states, municipalities, and political subdivisions	101,913			1,703			(80		)	103,536
	Corporate debt	247,793			6,143			(2,191		)	251,745
	Mortgage-backed, asset-backed, and collateralized:
	Residential mortgage-backed securities (“RMBS”)	82,406			1,931			(559		)	83,778
	Commercial mortgage-backed securities (“CMBS”)	10,931			77			(32		)	10,976
	Collateralized debt obligations (“CDO”)/ Asset-backed securities (“ABS”)	10,200			23			(26		)	10,197
	Total	513,043			10,442			(3,569		)	519,916
	Preferred stock	7,844			—			(39		)	7,805
	Other long-term investments (a)	1,394			—			(125		)	1,269
	Common stocks	850			—			—			850
	Total	$	523,131		$	10,442		$	(3,733	)	$	529,840
	December 31, 2012 - Revised (b)
	Fixed maturity available-for-sale securities:
	Bonds:
	U.S. government and government sponsored entities	$	50,717		$	2,488		$	—		$	53,205
	Obligations of states, municipalities, and political subdivisions	150,721			4,998			(249		)	155,470
	Corporate debt	363,505			10,925			(1,397		)	373,033
	Mortgage-backed, asset-backed, and collateralized:
	RMBS	165,886			4,642			(69		)	170,459
	CMBS	29,991			191			(31		)	30,151
	CDO/ABS	54,261			264			(8		)	54,517
	Total	815,081			23,508			(1,754		)	836,835
	Other long-term investments (a)	1,404			—			(24		)	1,380
	Common stocks	974			30			(29		)	975
	Total	$	817,459		$	23,538		$	(1,807	)	$	839,190
	(a)         Excludes interest in a limited partnership that we account for using the equity method ($0.6 million at December 31, 2013 and 2012).
	(b)         We have revised the classification of certain investment securities at December 31, 2012 found to contain embedded derivatives from available-for-sale to trading securities. See Note 24 for further information on this revision.
	As of December 31, 2013 and 2012, we had no available-for-sale securities with other-than-temporary impairments recognized in accumulated other comprehensive income or loss.
	Fair value and unrealized losses on available-for-sale securities by type and length of time in a continuous unrealized loss position were as follows:
		Less Than 12 Months						12 Months or Longer						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
	(dollars in thousands)	Value			Losses			Value			Losses			Value		Losses
	December 31, 2013
	Bonds:
	U.S. government and government sponsored entities	$	45,264		$	(681	)	$	—		$	—		$	45,264	$	(681	)
	Obligations of states, municipalities, and political subdivisions	14,756			(80		)	—			—			14,756		(80		)
	Corporate debt	71,312			(1,539		)	11,772			(652		)	83,084		(2,191		)
	RMBS	18,322			(559		)	—			—			18,322		(559		)
	CMBS	5,517			(32		)	—			—			5,517		(32		)
	CDO/ABS	5,123			(26		)	—			—			5,123		(26		)
	Total	160,294			(2,917		)	11,772			(652		)	172,066		(3,569		)
	Preferred stock	7,805			(39		)	—			—			7,805		(39		)
	Other long-term investments	1,269			(125		)	—			—			1,269		(125		)
	Total	$	169,368		$	(3,081	)	$	11,772		$	(652	)	$	181,140	$	(3,733	)
	December 31, 2012 - Revised
	Bonds:
	U.S. government and government sponsored entities	$	1,310		$	—		$	—		$	—		$	1,310	$	—
	Obligations of states, municipalities, and political subdivisions	1,570			(4		)	9,646			(245		)	11,216		(249		)
	Corporate debt	30,942			(527		)	49,690			(870		)	80,632		(1,397		)
	RMBS	32,040			(69		)	—			—			32,040		(69		)
	CMBS	10,579			(22		)	909			(9		)	11,488		(31		)
	CDO/ABS	5,442			(8		)	—			—			5,442		(8		)
	Total	81,883			(630		)	60,245			(1,124		)	142,128		(1,754		)
Other long-term investments	178			(23		)	8			(1		)	186		(24		)
Common stocks	—			—			85			(29		)	85		(29		)
Total	$	82,061		$	(653	)	$	60,338		$	(1,154	)	$	142,399	$	(1,807	)
We continue to monitor unrealized loss positions for potential impairments. During 2013, we recognized other-than-temporary impairment credit loss write-downs in investment revenues on RMBS totaling $26 thousand. We recognized other-than-temporary impairment credit loss write-downs in investment revenues on corporate debt, RMBS, and CMBS totaling $0.9 million in 2012 and $3.7 million in 2011.
Components of the other-than-temporary impairment charges on available-for-sale securities were as follows:
(dollars in thousands)
Years Ended December 31,	2013			2012			2011
Total other-than-temporary impairment losses	$	(26	)	$	(3,820	)	$	(3,725	)
Portion of loss recognized in accumulated other comprehensive loss	—			—			—
Net impairment losses recognized in net income (loss)	$	(26	)	$	(3,820	)	$	(3,725	)
Changes in the cumulative amount of credit losses (recognized in earnings) on other-than-temporarily impaired available-for-sale securities were as follows:
(dollars in thousands)
At or for the Years Ended December 31,	2013			2012			2011
Balance at beginning of period	$	1,650		$	3,725		$	—
Additions:
Due to other-than-temporary impairments:
Impairment previously recognized	26			924			1,327
Impairment not previously recognized	—			—			2,398
Reductions:
Realized due to dispositions with no prior intention to sell	(153		)	(2,999		)	—
Balance at end of period	$	1,523		$	1,650		$	3,725
The fair values of available-for-sale securities sold or redeemed and the resulting realized gains, realized losses, and net realized gains (losses) were as follows:
(dollars in thousands)
Years Ended December 31,	2013			2012			2011
				Revised			Revised
Fair value	$	614,575		$	608,592		$	144,266
Realized gains	$	5,096		$	2,822		$	224
Realized losses	(2,282		)	(1,646		)	(695		)
Net realized gains (losses)	$	2,814		$	1,176		$	(471	)
Contractual maturities of fixed-maturity available-for-sale securities at December 31, 2013 were as follows:
(dollars in thousands)	Fair			Amortized
December 31, 2013	Value			Cost
Fixed maturities, excluding mortgage-backed securities:
Due in 1 year or less	$	13,507		$	13,507
Due after 1 year through 5 years	158,342			154,349
Due after 5 years through 10 years	117,899			117,961
Due after 10 years	125,217			123,689
Mortgage-backed securities	104,951			103,537
Total	$	519,916		$	513,043
Actual maturities may differ from contractual maturities since borrowers may have the right to call or prepay obligations. We may sell investment securities before maturity to achieve corporate requirements and investment strategies.
TRADING SECURITIES
The fair value of trading securities by type was as follows:
(dollars in thousands)
December 31,	2013			2012
				Revised
Fixed maturity trading securities:
Bonds:
Corporate debt	$	1,837		$	1,963
Mortgage-backed, asset-backed, and collateralized:
RMBS	10,671			13,584
CMBS	29,897			19,145
CDO/ABS	9,249			14,064
Total	$	51,654		$	48,756
The net unrealized and realized gains (losses) on our trading securities were as follows:
(dollars in thousands)
Years Ended December 31,	2013			2012			2011
				Revised			Revised
Net unrealized gains (losses) on trading securities held at year end	$	(476	)	$	3,344		$	1,965
Net realized gains (losses) on trading securities sold or redeemed during the year	214			239			19
Total	$	(262	)	$	3,583		$	1,984

Other_Assets

Other Assets	12 Months Ended
	Dec. 31, 2013
Other Assets.	'
Other Assets	'
	8.  Other Assets
	Components of other assets were as follows:
	(dollars in thousands)
	December 31,	2013		2012
				Revised
	Other investments (a)	$	109,542	$	125,379
	Prepaid expenses and deferred charges	81,835		46,875
	Fixed assets, net (b)	76,685		69,717
	Real estate owned	48,955		68,786
	Other intangible assets, net (c)	25,377		29,215
	Escrow advance receivable	23,527		18,520
	Ceded insurance reserves	21,655		27,260
	Current tax receivable (d)	6,132		4,049
	Derivatives fair values	—		26,699
	Other	34,486		22,012
	Total	$	428,194	$	438,512
	(a)         Other investments primarily include commercial mortgage loans and accrued investment income.
	(b)         Fixed assets were net of accumulated depreciation of $155.0 million at December 31, 2013 and $148.7 million at December 31, 2012.
	(c)          Other intangible assets exclude branch office leases of $0.2 million at December 31, 2013 and $0.8 million at December 31, 2012 that are unfavorable to the current market terms and are included in other liabilities and branch office leases of $0.2 million at December 31, 2013 and $0.6 million at December 31, 2012 that are included in fixed assets, net.
	(d)         Current tax receivable includes current federal and state tax assets.
	The gross carrying amount and accumulated amortization, in total and by major intangible asset class were as follows:
		Gross					Net Other
		Carrying		Accumulated			Intangible
	(dollars in thousands)	Amount		Amortization			Assets
	December 31, 2013
	VOBA	$	35,778	$	(31,260	)	$	4,518
	Customer relationships	17,879		(11,559		)	6,320
	Licenses	11,575		—			11,575
	Customer lists	9,695		(8,156		)	1,539
	Domain names*	1,425		—			1,425
	Total	$	76,352	$	(50,975	)	$	25,377
	December 31, 2012
	VOBA	$	35,778	$	(29,963	)	$	5,815
	Customer relationships	17,879		(8,271		)	9,608
	Licenses	12,065		(490		)	11,575
	Customer lists	9,695		(7,628		)	2,067
	Domain name	150		—			150
	Loan origination/processing intellectual property	25		(25		)	—
	Total	$	75,592	$	(46,377	)	$	29,215
	*                 Domain names at December 31, 2013 included the addition of the “springleaf.com” domain name in 2013.
	Amortization expense totaled $5.1 million in 2013, $13.6 million in 2012, and $41.1 million in 2011. Amortization expense for 2012 and 2011 included impairment charges totaling $4.6 million and $12.8 million, respectively. The estimated aggregate amortization of other intangible assets for each of the next five years is reflected in the table below.
		Estimated
		Aggregate
		Amortization
	(dollars in thousands)	Expense
	2014	$	4,355
	2015	3,931
	2016	768
	2017	213
	2018	167

Transactions_with_Affiliates_o

Transactions with Affiliates of Fortress or AIG	12 Months Ended
	Dec. 31, 2013
Transactions with Affiliates of Fortress or AIG	'
Transactions with Affiliates of Fortress or AIG	'
	9.  Transactions with Affiliates of Fortress or AIG
	SECURED TERM LOAN
	At December 31, 2012, Springleaf Financial Funding Company (“SFFC”), a wholly owned subsidiary of SFC, was party to a $3.8 billion secured term loan maturing in 2017 pursuant to a credit agreement among SFFC, SFC, and most of the consumer finance operating subsidiaries of SFC (collectively, the “Subsidiary Guarantors”), and a syndicate of lenders, various agents, and Bank of America, N.A, as administrative agent. Affiliates of Fortress owned or managed lending positions in the syndicate of lenders totaling approximately $85.0 million at December 31, 2012.
	During 2013, SFFC made prepayments, without penalty or premium, and the initial loans under the secured term loan maturing in 2017 were fully repaid in October 2013.
	SUBSERVICING AND REFINANCE AGREEMENTS
	Nationstar subservices the real estate loans of MorEquity, our indirect wholly owned subsidiary, and two other indirect subsidiaries (collectively, the “Owners”), including certain securitized real estate loans. Investment funds managed by affiliates of Fortress indirectly own a majority interest in Nationstar.
	The Owners paid Nationstar fees for its subservicing and to facilitate the repayment of our real estate loans through refinancings with other lenders as follows:
	(dollars in thousands)
	Years Ended December 31,	2013		2012		2011
	Subservicing fees	$	8,544	$	9,843	$	9,910
	Refinancing concessions	$	291	$	4,420	$	6,556
	INVESTMENT MANAGEMENT AGREEMENT
	Logan Circle Partners, L.P. (“Logan Circle”) provides investment management services for our investments. Logan Circle is a wholly owned subsidiary of Fortress. Costs and fees incurred for these investment management services totaled $1.1 million in 2013 and $1.2 million in 2012.
	REINSURANCE AGREEMENTS
	Merit enters into reinsurance agreements with subsidiaries of AIG, for reinsurance of various group annuity, credit life, and credit accident and health insurance where Merit reinsures the risk of loss. The reserves for this business fluctuate over time and, in some instances, are subject to recapture by the insurer. Reserves recorded by Merit for reinsurance agreements with subsidiaries of AIG totaled $45.6 million at December 31, 2013 and $46.8 million at December 31, 2012.
	DERIVATIVES
	At December 31, 2012, our derivative financial instrument was with AIG Financial Products Corp. (“AIGFP”), a subsidiary of AIG. In July 2012, SFI posted $60.0 million of cash collateral with AIGFP as security for SFC’s two remaining Euro swap positions with AIGFP and agreed to act as guarantor for the swap positions. In August 2012, one of the swap positions was terminated and the cash collateral was reduced by $20.0 million. Cash collateral with AIGFP totaled $40.0 million at December 31, 2012.
	On August 5, 2013, we terminated our remaining cross currency interest rate swap agreement with AIGFP and recorded a loss of $1.9 million in other revenues — other. The notional amount of this swap agreement totaled $416.6 million at August 5, 2013. Immediately following this termination, we had no derivative financial instruments. As a result of this termination, AIGFP returned the cash collateral of $40.0 million to SFI.
	JOINT VENTURE
	Under the joint venture structure established in conjunction with the purchase of the SpringCastle Portfolio, NRZ, a subsidiary of New Residential Investment Corp., owns a 30% equity interest in SCA at April 1, 2013. As of December 31, 2013, New Residential Investment Corp. was managed by an affiliate of Fortress.

Longterm_Debt

Long-term Debt	12 Months Ended
	Dec. 31, 2013
Long-term Debt	'
Long-term Debt	'
	10.  Long-term Debt
	Carrying value and fair value of long-term debt by type were as follows:
		December 31, 2013						December 31, 2012
		Carrying			Fair			Carrying			Fair
	(dollars in thousands)	Value			Value			Value			Value
								Revised
	Senior debt	$	12,597,449		$	13,620,644		$	12,449,297		$	12,857,253
	Junior subordinated debt	171,587			294,000			171,556			210,000
	Total	$	12,769,036		$	13,914,644		$	12,620,853		$	13,067,253
	Weighted average interest rates on long-term debt by type were as follows:
		Years Ended December 31,						At December 31,
		2013		2012		2011		2013		2012
				Revised		Revised				Revised
	Senior debt	6.75	%	8.19	%	8.84	%	6.51	%	7.51	%
	Junior subordinated debt	12.26	%	12.26	%	12.26	%	12.26	%	12.26	%
	Total	6.82	%	8.24	%	8.88	%	6.59	%	7.58	%
	Principal maturities of long-term debt (excluding projected securitization repayments by period) by type of debt at December 31, 2013 were as follows:
					Medium			Secured					Junior
		Retail			Term			Term					Subordinated
	(dollars in thousands)	Notes			Notes (a)			Loan (b)			Securitizations		Debt			Total
	Interest rates (c)	5.10%-7.50%			5.40%-8.25%			4.75		%	1.27%-6.00%		6		%
	First quarter 2014	$	1,115		$	—		$	—		$	—	$	—		$	1,115
	Second quarter 2014	10,887			—			—			—		—			10,887
	Third quarter 2014	8,564			—			—			—		—			8,564
	Fourth quarter 2014	335,486			—			—			—		—			335,486
	2014	356,052			—			—			—		—			356,052
	2015	47,254			750,000			—			—		—			797,254
	2016	—			375,000			—			—		—			375,000
	2017	—			2,379,337			—			—		—			2,379,337
	2018-2067	—			1,250,000			750,000			—		350,000			2,350,000
	Securitizations (d)	—			—			—			7,322,768		—			7,322,768
	Total principal maturities	$	403,306		$	4,754,337		$	750,000		$	7,322,768	$	350,000		$	13,580,411
	Total carrying amount (e)	$	386,050		$	4,171,006		$	751,858		$	7,288,535	$	171,587		$	12,769,036
	(a)         Medium-term notes at December 31, 2013 included aggregate principal amounts of $300 million of Senior Notes issued in May 2013 and $950 million of Senior Notes issued in September 2013 of which $700 million were exchanged for medium-term notes due 2017.
	(b)         At December 31, 2013, our secured term loan was issued by wholly owned Company subsidiaries and guaranteed by SFC and the Subsidiary Guarantors.
	(c)          The interest rates shown are the range of contractual rates in effect at December 31, 2013.
	(d)         Securitizations are not included in above maturities by period due to their variable monthly repayments.
	(e)          The carrying amount of our long-term debt associated with certain securitizations that were issued at a discount or revalued at a discount based on its fair value at the time of the Fortress Acquisition and have an inherent structural embedded derivative within the securitization structure are measured at fair value.
	GUARANTY AGREEMENTS
	On December 30, 2013, SHI entered into Guaranty Agreements whereby it agreed to fully and unconditionally guarantee the payment of principal of, premium (if any), and interest on approximately $5.2 billion aggregate principal amount of senior notes on a senior basis and $350.0 million aggregate principal amount of a junior subordinated debenture (collectively, the “notes”) on a junior subordinated basis issued by SFC. The notes consist of the following: 8.250% Senior Notes due 2023; 7.750% Senior Notes due 2021; 6.00% Senior Notes due 2020; a 60-year junior subordinated debenture; and all senior notes outstanding on December 30, 2013, issued pursuant to the Indenture dated as of May 1, 1999 (the “1999 Indenture”), between SFC and Wilmington Trust, National Association (the successor trustee to Citibank N.A.). As of December 30, 2013, approximately $3.9 billion aggregate principal amount of senior notes were outstanding under the 1999 Indenture. The 60-year junior subordinated debenture underlies the trust preferred securities sold by a trust sponsored by SFC. On December 30, 2013, SHI entered into a Trust Guaranty Agreement whereby it agreed to fully and unconditionally guarantee the related payment obligations under the trust preferred securities.
	SECURED TERM LOAN
	Prior to October 11, 2013, SFFC, a wholly owned subsidiary of SFC, was the borrower of the initial loans under a secured term loan that was guaranteed by SFC and by the Subsidiary Guarantors. The initial loans under the secured term loan were secured by a first priority pledge of the stock of SFFC that was limited at the transaction date, in accordance with existing SFC debt agreements, to $167.9 million.
	On September 30, 2013, SFC, SFFC, and the Subsidiary Guarantors entered into an incremental facility joinder agreement with Bank of America, N.A., as lender, administrative agent and collateral agent, and established new term loan commitments totaling $750.0 million under the secured term loan (the “New Loan Tranche”). SFFC remained the borrower of the loans made under the New Loan Tranche, and the proceeds of such loans were used to fund a prepayment of existing secured term loans due 2017. The New Loan Tranche is guaranteed by SFC and by the Subsidiary Guarantors and is secured by the same collateral as, and on a pro rata basis with, the initial loans under the secured term loan.
	During 2013, SFFC made additional prepayments, without penalty or premium, on the initial loans under the secured term loan, which were fully repaid in October 2013. The outstanding principal amount of loans under the New Loan Tranche of the secured term loan maturing in 2019 totaled $750.0 million as of December 31, 2013.
	DEBT COVENANTS
	The debt agreements to which SFC and its subsidiaries are a party include customary terms and conditions, including covenants and representations and warranties. These agreements also contain certain restrictions, including restrictions on the ability to create senior liens on property and assets in connection with any new debt financings and restrictions on the intercompany transfer of funds from certain subsidiaries to SFC or SFI, except for those funds needed for debt payments and operating expenses.
	With the exception of SFC’s junior subordinated debentures and two certain consumer loan securitizations, none of our debt agreements require SFC or any of its subsidiaries to meet or maintain any specific financial targets or ratios.
	Under our debt agreements, certain events, including non-payment of principal or interest, bankruptcy or insolvency, or a breach of a covenant or a representation or warranty may constitute an event of default and trigger an acceleration of payments. In some cases, an event of default or acceleration of payments under one debt agreement may constitute a cross-default under other debt agreements resulting in an acceleration of payments under the other agreements.
	As of December 31, 2013, we were in compliance with all of the covenants under our debt agreements.
	Junior Subordinated Debentures
	In January 2007, SFC issued $350.0 million aggregate principal amount of 60-year junior subordinated debentures (the “debentures”) under an indenture dated January 22, 2007 (the “Junior Subordinated Indenture”), by and between SFC and Deutsche Bank Trust Company, as trustee. The debentures underlie the trust preferred securities sold by a trust sponsored by SFC. SFC can redeem the debentures at par beginning in January 2017.
	The Junior Subordinated Indenture restricts SFC’s ability to sell or convey all or substantially all of its assets, unless the transferee assumes SFC’s obligations and covenants under the Junior Subordinated Indenture. The Junior Subordinated Indenture provides for customary events of default, including:
	payment defaults; bankruptcy and insolvency; and upon admission by SFC in writing of its inability to pay its debts generally as they become due or that it has taken corporate action with regard to the commencement of voluntary bankruptcy or insolvency proceedings. In the case of an event of default arising from certain events of bankruptcy or insolvency, all outstanding debentures will become due and payable immediately without further action or notice. If any other event of default occurs and is continuing, the trustee or the holders of at least 25% in aggregate principal amount of the then outstanding debentures may declare all the debentures to be due and payable immediately.
	Further, pursuant to the terms of the debentures, SFC, upon the occurrence of a mandatory trigger event, is required to defer interest payments to the holders of the debentures (and not make dividend payments to SFI) unless SFC obtains non-debt capital funding in an amount equal to all accrued and unpaid interest on the debentures otherwise payable on the next interest payment date and pays such amount to the holders of the debentures. A mandatory trigger event occurs if SFC’s (1) tangible equity to tangible managed assets is less than 5.5% or (2) average fixed charge ratio is not more than 1.10x for the trailing four quarters (where the fixed charge ratio equals earnings excluding income taxes, interest expense, extraordinary items, goodwill impairment, and any amounts related to discontinued operations, divided by the sum of interest expense and any preferred dividends).
	Based upon SFC’s financial results for the twelve months ended September 30, 2013, a mandatory trigger event occurred with respect to the payment due in January 2014 as the average fixed charge ratio was 0.75x. On January 10, 2014, SFC issued one share of SFC common stock to SFI for $10.5 million to satisfy the January 2014 interest payments required by SFC’s debentures.
	Consumer Loan Securitizations
	In connection with the 2013-BAC securitization, SFC is required to maintain a consolidated tangible net worth covenant. At December 31, 2013, SFC is in compliance with this covenant.
	In connection with the Sumner Brook 2013-VFN1 securitization, SFC is required to maintain an available cash covenant and a consolidated tangible net worth covenant. At December 31, 2013, SFC is in compliance with these covenants.
	REPURCHASE OF DEBT
	In connection with our liability management efforts, we or our affiliates from time to time have purchased, and may in the future purchase, portions of our outstanding indebtedness. Any such purchases may be made through open market or privately negotiated transactions with third parties or pursuant to one or more tender or exchange offers or otherwise, upon such terms and at such prices, as well as with such consideration as we or any such affiliates may determine. Our plans are dynamic and we may adjust our plans in response to changes in our expectations and changes in market conditions.

Variable_Interest_Entities

Variable Interest Entities	12 Months Ended
	Dec. 31, 2013
Variable Interest Entities	'
Variable Interest Entities	'
	11.  Variable Interest Entities
	As part of our overall funding strategy and as part of our efforts to support our liquidity from sources other than our traditional capital market sources, we have transferred certain finance receivables to VIEs for securitization transactions. Since these transactions involve securitization trusts required to be consolidated, the securitized assets and related liabilities are included in our consolidated financial statements and are accounted for as secured borrowings.
	CONSOLIDATED VIES
	We evaluated the securitization trusts and determined that these entities are VIEs of which we are the primary beneficiary; therefore, we consolidate such entities. We are deemed to be the primary beneficiaries of these VIEs because we have the ability to direct the activities of each VIE that most significantly impact the entity’s economic performance and the obligation to absorb losses and the right to receive benefits that are potentially significant to the VIE. Such ability stems from SHI’s and/or its affiliates’ contractual right to service the securitized finance receivables. In instances where servicing is performed by parties other than SHI or its affiliates, this ability arises from SHI’s or its affiliates’ prescription of detailed servicing standards and procedures that the servicer must observe (and which can be modified only with our consent), and from our mandatory involvement in certain loan workouts and disposals of defaulted loans or related collateral. Our retained subordinated notes and residual interest trust certificates expose us to potentially significant losses and potentially significant returns.
	The asset-backed and mortgage-backed securities issued by the securitization trusts are supported by the expected cash flows from the underlying securitized finance receivables. Cash inflows from these finance receivables are distributed to investors and service providers in accordance with each transaction’s contractual priority of payments (“waterfall”) and, as such, most of these inflows must be directed first to service and repay each trust’s senior notes or certificates held principally by third-party investors. After these senior obligations are extinguished, substantially all cash inflows will be directed to the subordinated notes until fully repaid and, thereafter, to the residual interest that we own in each trust. We retain interests in these securitization transactions, including senior and subordinated securities issued by the VIEs and residual interests. We retain credit risk in the securitizations because our retained interests include the most subordinated interest in the securitized assets, which are the first to absorb credit losses on the securitized assets. We expect that any credit losses in the pools of securitized assets will likely be limited to our subordinated and residual retained interests. We have no obligation to repurchase or replace qualified securitized assets that subsequently become delinquent or are otherwise in default.
	The carrying amounts of consolidated VIE assets and liabilities associated with our securitization trusts were as follows:
	(dollars in thousands)
	December 31,	2013		2012
				Revised
	Assets
	Finance receivables:
	Personal loans	$	1,572,070	$	—
	SpringCastle Portfolio	2,505,349		—
	Real estate loans	5,694,176		4,093,393
	Allowance for finance receivable losses	180,478		15,550
	Restricted cash	522,752		108,994
	Liabilities
	Long-term debt	$	7,288,535	$	3,119,312
	Consumer Loan Securitizations
	2013-A Securitization. On February 19, 2013, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $567.9 million of notes backed by personal loans held by Springleaf Funding Trust 2013-A (the “2013-A Trust”), at a 2.83% weighted average yield. We sold the asset-backed notes for $567.5 million, after the price discount but before expenses and a $6.6 million interest reserve requirement. We initially retained $36.4 million of the 2013-A Trust’s subordinate asset-backed notes.
	SpringCastle Securitization. On April 1, 2013, in connection with our acquisition of an unsecured loan portfolio from HSBC, the Co-issuer LLCs sold, in a private securitization transaction, $2.2 billion of Class A Notes backed by the acquired loans. The Class A Notes were acquired by initial purchasers for $2.2 billion, after the price discount but before expenses and a $10.0 million advance reserve requirement. The initial purchasers sold the Class A Notes to secondary investors at a 3.75% weighted average yield. The Co-issuer LLCs retained subordinate Class B Notes with a principal balance of $372.0 million.
	2013-B Securitization. On June 19, 2013, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $256.2 million of notes backed by personal loans held by Springleaf Funding Trust 2013-B (the “2013-B Trust”), at a 4.11% weighted average yield. We sold the asset-backed notes for $255.4 million, after the price discount but before expenses and a $4.4 million interest reserve requirement. We initially retained $114.0 million of the 2013-B Trust’s senior asset-backed notes and $29.8 million of the 2013-B Trust’s subordinate asset-backed notes.
	2013-BAC Securitization. On September 25, 2013, we completed a private securitization transaction in which Springleaf Funding Trust 2013-BAC (the “2013-BAC Trust”), a wholly owned special purpose vehicle of SFC, issued $500.0 million of notes backed by an amortizing pool of personal loans acquired from subsidiaries of SFC. We sold the personal loan-backed notes for gross proceeds of $500.0 million.
	Midbrook 2013-VFN1 Securitization. On September 26, 2013, we established a private securitization facility in which Midbrook Funding Trust 2013-VFN1 (the “Midbrook 2013-VFN1 Trust”), a wholly owned special purpose vehicle of SFC, may issue variable funding notes with a maximum principal balance of $300 million to be backed by personal loans acquired from subsidiaries of SFC from time to time. No amounts were funded at closing, but may be funded from time to time over a one-year period, subject to the satisfaction of customary conditions precedent. During this period, the notes can also be paid down in whole or in part and then redrawn. Following the one-year funding period, the principal amount of the notes, if any, will amortize and will be due and payable in full in October 2017. At December 31, 2013, there were no amounts drawn under the notes.
	Springleaf 2013-VFN1 Securitization. On September 27, 2013, we established a private securitization facility in which Springleaf Funding Trust 2013-VFN1 (the “Springleaf 2013-VFN1 Trust”), a wholly owned special purpose vehicle of SFC, may issue variable funding notes with a maximum principal balance of $350 million to be backed by personal loans acquired from subsidiaries of SFC from time to time. No amounts were funded at closing, but may be funded from time to time over a two-year period, which may be extended for one year, subject to the satisfaction of customary conditions precedent. During this period, the notes can also be paid down in whole or in part and then redrawn. Following the two-or three-year funding period, as the case may be, the principal amount of the notes, if any, will amortize and will be due and payable in full in October 2019. At December 31, 2013, there were no amounts drawn under the notes.
	Sumner Brook 2013-VFN1 Securitization. On December 20, 2013, we established a private securitization facility in which Sumner Brook Funding Trust 2013-VFN1 (the “Sumner Brook 2013-VFN1 Trust”), a wholly owned special purpose vehicle of SFC, may issue variable funding notes with a maximum principal balance of $350 million to be backed by personal loans acquired from subsidiaries of SFC from time to time. No amounts were funded at closing, but may be funded from time to time over a two-year period. During this period, the notes can also be paid down in whole or in part and then redrawn. Following the two-year funding period, the principal amount of the notes, if any, will amortize and will be due and payable in full in August 2022. At December 31, 2013, no amounts had been drawn under the notes.
	Mortgage Loan Securitizations
	2011-1 Securitization. In September 2011, we completed an on-balance sheet securitization transaction in which a wholly owned special purpose vehicle of SFC sold at a discount $242.7 million of senior notes with a 4.05% coupon to a third party. We received cash proceeds, including accrued interest after the sales discount but before expenses, of $242.5 million, and retained senior, subordinated and residual interest notes.
	2012-1 Securitization. On April 20, 2012, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $371.0 million of notes backed by real estate loans held by Springleaf Mortgage Loan Trust 2012-1 (the “2012-1 Trust”), at a 4.38% weighted average yield. We sold the mortgage-backed notes for $367.8 million, after the price discount but before expenses. We initially retained $42.6 million of the 2012-1 Trust’s subordinate mortgage-backed notes.
	2012-2 Securitization. On August 8, 2012, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $750.8 million of notes backed by real estate loans held by Springleaf Mortgage Loan Trust 2012-2 (the “2012-2 Trust”), at a 3.59% weighted average yield. We sold the mortgage-backed notes for $749.7 million, after the price discount but before expenses. We initially retained $107.7 million of the 2012-2 Trust’s subordinate mortgage-backed notes.
	2012-3 Securitization. On October 25, 2012, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $787.4 million notes backed by real estate loans held by Springleaf Mortgage Loan Trust 2012-3 (the “2012-3 Trust”), at a 2.80% weighted average yield. We sold the mortgage-backed notes for $787.2 million, after the price discount but before expenses. We initially retained $112.3 million of the 2012-3 Trust’s subordinate mortgage-backed notes.
	2013-1 Securitization. On April 10, 2013, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $782.5 million of notes backed by real estate loans held by Springleaf Mortgage Loan Trust 2013-1 (the “2013-1 Trust”), at a 2.85% weighted average yield. We sold the mortgage-backed notes for $782.4 million, after the price discount but before expenses. We initially retained $236.8 million of the 2013-1 Trust’s subordinate mortgage-backed notes.
	2013-2 Securitization. On July 9, 2013, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $599.4 million of notes backed by real estate loans held by Springleaf Mortgage Loan Trust 2013-2 (the “2013-2 Trust”), at a 2.88% weighted average yield. We sold the mortgage-backed notes for $590.9 million, after the price discount but before expenses. We initially retained $535.1 million of the 2013-2 Trust’s subordinate mortgage-backed notes.
	2013-3 Securitization. On October 9, 2013, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $270.5 million of notes backed by real estate loans held by Springleaf Mortgage Loan Trust 2013-3 (the “2013-3 Trust”), at a 3.40% weighted average yield. We sold the mortgage-backed notes for $269.4 million, after the price discount but before expenses. We initially retained $228.7 million of the 2013-3 Trust’s subordinate mortgage-backed notes.
	Sales of Previously Retained Notes
	During 2013 and 2012, we sold the following previously retained mortgage-backed and asset-backed notes:
		Previously
		Retained		Additional
		Notes		Debt
	(dollars in thousands)	Issued		Recorded
	Year Ended December 31, 2013
	Mortgage Securitizations
	SLFMT 2012-2	$	20,000	$	20,675
	SLFMT 2012-3	7,500		7,753
	SLFMT 2013-2	157,517		148,559
	SLFMT 2013-3	22,517		22,623
	Consumer Securitizations
	SLFMT 2013-B	114,000		111,578
	SpringCastle Securitization
	SCFT 2013-1	372,000		357,120
	Year Ended December 31, 2012
	Mortgage Securitizations
	AGFMT 2010-1	$	215,571	$	223,367
	SLFMT 2011-1	122,725		124,357
	SLFMT 2012-1	23,650		23,177
	VIE Interest Expense
	Other than our retained subordinate and residual interests in the consolidated securitization trusts, we are under no obligation, either contractually or implicitly, to provide financial support to these entities. Consolidated interest expense related to these VIEs totaled $224.3 million in 2013, $119.2 million in 2012, and $75.8 million in 2011.
	UNCONSOLIDATED VIE
	We have established a VIE that holds the junior subordinated debt. We are not the primary beneficiary, and we do not have a variable interest in this VIE. Therefore, we do not consolidate such entity. We had no off-balance sheet exposure to loss associated with this VIE at December 31, 2013 or 2012.

Derivative_Financial_Instrumen

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2013
Derivative Financial Instruments	'
Derivative Financial Instruments	'
	12.  Derivative Financial Instruments
	Our principal borrowing subsidiary is SFC. SFC has used derivative financial instruments in managing the cost of its debt by mitigating its exposures to interest rate and currency risks in conjunction with specific long-term debt issuances and has used them in managing its return on finance receivables held for sale, but is neither a dealer nor a trader in derivative financial instruments. On August 5, 2013, SFC terminated its remaining cross currency interest rate swap agreement with AIGFP, a subsidiary of AIG, and recorded a loss of $1.9 million in other revenues — other. Immediately following this termination, we had no derivative financial instruments.
	While SFC’s cross currency interest rate swap agreement mitigated economic exposure of related debt, it did not qualify as a cash flow or fair value hedge under U.S. GAAP.
	Weighted average receive and pay rates of our cross currency interest rate swap agreements were as follows:
	December 31,	2013		2012
	Weighted average receive rate	—	%	4.13	%
	Weighted average pay rate	—	%	0.56	%
	Changes in the notional amounts of our cross currency interest rate swap agreements were as follows:
	(dollars in thousands)
	At or for the Years Ended December 31,	2013			2012			2011
	Balance at beginning of period	$	416,636		$	1,269,500		$	3,195,386
	Expired contracts	—			—			(1,925,886		)
	Discontinued and terminated contracts	(416,636		)	(852,864		)	—
	Balance at end of period	$	—		$	416,636		$	1,269,500
	During 2012, we decreased the notional amounts of our Euro cross currency interest rate swap agreements by €676.7 million. We elected to discontinue hedge accounting prospectively on one of our cash flow hedges as of May 2012 and terminated this cross currency interest rate swap agreement in August 2012. We accelerated the reclassification of amounts in accumulated other comprehensive income to other revenues resulting in gains of $0.7 million in 2012. We continued to report the gain related to the discontinued and terminated cash flow hedge in accumulated other comprehensive income or loss. In January 2013, we reclassified the remaining $0.2 million of deferred net gain on cash flow hedges from accumulated other comprehensive income or loss to earnings.
	The fair value of our derivative instrument presented on a gross basis was as follows:
		December 31, 2013									December 31, 2012
	(dollars in thousands)	Notional			Derivative			Derivative			Notional			Derivative			Derivative
		Amount			Assets			Liabilities			Amount			Assets			Liabilities
	Non-Designated Hedging Instruments
	Cross currency interest rate	$	—		$	—		$	—		$	416,636		$	26,699		$	—
	The amount of gain (loss) for cash flow hedges recognized in accumulated other comprehensive income or loss, reclassified from accumulated other comprehensive income or loss into other revenues — other (effective portion) and interest expense (effective portion), and recognized in other revenues — other (ineffective portion) were as follows:
					From AOCI(L) (a) to									Recognized
					Other									in Other
					Revenues -			Interest						Revenues -
	(dollars in thousands)	AOCI(L)			Other			Expense			Earnings (b)			Other
	Year Ended December 31, 2013
	Cross currency interest rate	$	—		$	—		$	160		$	160		$	—
	Year Ended December 31, 2012
	Cross currency interest rate	$	(16,987	)	$	(12,343	)	$	1,839		$	(10,504	)	$	(426	)
	Year Ended December 31, 2011
	Interest rate	$	(3,084	)	$	—		$	(1,624	)	$	(1,624	)	$	(2,569	)
	Cross currency interest rate	34,877			26,391			1,963			28,354			840
	Total	$	31,793		$	26,391		$	339		$	26,730		$	(1,729	)
	(a)         Accumulated other comprehensive income (loss).
	(b)         Represents the total amounts reclassified from accumulated other comprehensive income or loss to other revenues — other and to interest expense for cash flow hedges as disclosed on our consolidated statement of comprehensive income (loss).
	The amounts recognized in other revenues — other for non-designated hedging instruments were as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Non-Designated Hedging Instruments
	Cross currency interest rate and interest rate	$	(3,376	)	$	(33,761	)	$	23,760
	Equity-indexed	—			—			215
	Total	$	(3,376	)	$	(33,761	)	$	23,975
	Derivative adjustments included in other revenues — other consisted of the following:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Mark to market losses	$	(8,244	)	$	(28,659	)	$	(26,572	)
	Net interest income	9,161			18,745			23,788
	Credit valuation adjustment gains (losses)	50			(3,559		)	5,965
	Ineffectiveness losses	—			(426		)	(1,729		)
	Other	(292		)	2,136			(1,411		)
	Total	$	675		$	(11,763	)	$	41
	SFC was exposed to credit risk if counterparties to its swap agreement did not perform. SFC regularly monitored counterparty credit ratings throughout the term of the agreement. SFC’s exposure to market risk was limited to changes in the value of its swap agreement offset by changes in the value of the hedged debt.

Insurance

Insurance	12 Months Ended
	Dec. 31, 2013
Insurance	'
Insurance	'
	13.  Insurance
	Components of insurance claims and policyholder liabilities were as follows:
	(dollars in thousands)
	December 31,	2013			2012
	Finance receivable related:
	Unearned premium reserves	$	151,987		$	118,589
	Benefit reserves	94,954			84,748
	Claim reserves	25,325			28,093
	Subtotal	272,266			231,430
	Non-finance receivable related:
	Benefit reserves	79,352			83,604
	Claim reserves	42,550			50,204
	Subtotal	121,902			133,808
	Total	$	394,168		$	365,238
	Our insurance subsidiaries enter into reinsurance agreements with other insurers (including subsidiaries of AIG). Insurance claims and policyholder liabilities included the following amounts assumed from other insurers:
	(dollars in thousands)
	December 31,	2013			2012
	Non-affiliated insurance companies	$	16,198		$	20,485
	Affiliated insurance companies	45,619			46,774
	Total	$	61,817		$	67,259
	At December 31, 2013 and 2012, reserves related to insurance claims and policyholder liabilities ceded to nonaffiliated insurance companies totaled $21.7 million and $27.3 million, respectively.
	Changes in the liability for unpaid claims and loss adjustment expenses, net of reinsurance recoverable:
	(dollars in thousands)
	At or for the Years Ended December 31,	2013			2012			2011
	Balance at beginning of period	$	51,037		$	47,369		$	49,947
	Additions for losses and loss adjustment expenses incurred to:
	Current year	58,895			59,883			57,501
	Prior years*	(6,028		)	(2,193		)	(5,076		)
	Total	52,867			57,690			52,425
	Reductions for losses and loss adjustment expenses paid related to:
	Current year	(34,591		)	(33,956		)	(34,860		)
	Prior years	(23,093		)	(20,066		)	(20,143		)
	Total	(57,684		)	(54,022		)	(55,003		)
	Balance at end of period	$	46,220		$	51,037		$	47,369
	*                 Reflects a redundancy in the prior years’ net reserves of $6.0 million at December 31, 2013, $2.2 million at December 31, 2012, and $5.1 million at December 31, 2011 primarily resulting from the settlement of claims incurred in prior years for amounts that were less than expected.
	Our insurance subsidiaries file financial statements prepared using statutory accounting practices prescribed or permitted by the Indiana Department of Insurance, which is a comprehensive basis of accounting other than U.S. GAAP. The primary differences between statutory accounting practices and U.S. GAAP are that under statutory accounting, policy acquisition costs are expensed as incurred, policyholder liabilities are generally valued using more conservative actuarial assumptions, and certain investment securities are reported at amortized cost. We report our statutory financial information on a historical accounting basis. We are not required and did not apply push-down accounting to the insurance subsidiaries on a statutory basis.
	Statutory net income for our insurance companies by type of insurance was as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Property and casualty	$	40,616		$	18,493		$	19,914
	Life and accident and health	3,285			10,131			8,538
	Statutory capital and surplus for our insurance companies by type of insurance were as follows:
	(dollars in thousands)
	December 31,	2013			2012
	Property and casualty	$	153,710		$	263,414
	Life and accident and health	184,465			245,447
	Our insurance companies are also subject to risk-based capital requirements adopted by the Indiana Department of Insurance. Minimum statutory capital and surplus is the risk-based capital level that would trigger regulatory action. At December 31, 2013 and 2012, our insurance subsidiaries’ statutory capital and surplus exceeded the risk-based capital minimum required levels.
	State law restricts the amounts our insurance subsidiaries, Merit and Yosemite, may pay as dividends without prior notice to, or in some cases approval from, the Indiana Department of Insurance. The maximum amount of dividends that can be paid without prior approval in a 12 month period, measured retrospectively from the date of payment, is the greater of 10% of policyholders’ surplus as of the prior year-end, or the net gain from operations as of the prior year-end. Our insurance subsidiaries paid $150.0 million of extraordinary dividends during each of the third quarter of 2013 and the second quarter of 2012 upon receiving prior approval and $45.0 million of dividends in the second quarter of 2011 that did not require prior approval. Effective July 31, 2013, Yosemite paid, as an extraordinary dividend to SFC, 100% of the common stock of its wholly owned subsidiary, CommoLoCo, Inc., in the amount of $57.8 million, upon receiving prior approval.

Other_Liabilities

Other Liabilities	12 Months Ended
	Dec. 31, 2013
Other Liabilities.	'
Other Liabilities	'
	14.  Other Liabilities
	Components of other liabilities were as follows:
	(dollars in thousands)
	December 31,	2013		2012
				Revised
	Accrued interest on debt	$	78,011	$	71,052
	United Kingdom subsidiary reserves	34,475		65,757
	Salary and benefit liabilities	24,120		14,477
	Retirement plans	14,836		27,454
	Bank overdrafts	7,932		6,953
	Escrow liability	5,429		3,624
	Accrued legal contingencies and expenses	4,475		10,201
	Other insurance liabilities	3,911		3,423
	Other	34,145		24,870
	Total	$	207,334	$	227,811

Earnings_Loss_Per_Share

Earnings (Loss) Per Share	12 Months Ended
	Dec. 31, 2013
Earnings (Loss) Per Share	'
Earnings (Loss) Per Share	'
	15.  Earnings (Loss) Per Share
	SHI has two classes of authorized capital stock:  preferred shares and common shares. SHI may issue preferred shares in series. The board of directors determines the dividend, liquidation, redemption, conversion, voting and other rights prior to issuance.
	Par value and shares authorized at December 31, 2013 were as follows:
		Par			Shares
		Value			Authorized
	Preferred Shares*	$	0.01		300,000,000
	Common Shares	$	0.01		2,000,000,000
	*                 No preferred shares issued and outstanding at December 31, 2013 or 2012.
	Changes in common shares issued and outstanding were as follows:
	At or for the Years Ended December 31,	2013		2012		2011
	Balance at beginning of period	100,000,000		100,000,000		100,000,000
	Sale of common shares	14,788,439		—		—
	Balance at end of period	114,788,439		100,000,000		100,000,000
	Weighted average number of shares outstanding and earnings (loss) per share were as follows:
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Share Data:
	Weighted average number of shares outstanding:
	Basic and diluted	102,917,172			100,000,000			100,000,000
	Earnings (loss) per share:
	Basic and diluted	$	(0.19	)	$	(2.18	)	$	(2.42	)
	Due to the net loss incurred in 2013, we excluded 37,246 nonvested shares in the diluted earnings (loss) per share computation because these shares would automatically result in anti-dilution.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss)	'
Accumulated Other Comprehensive Income (Loss)	'
	16.  Accumulated Other Comprehensive Income (Loss)
	Changes in accumulated other comprehensive income (loss) were as follows:
	(dollars in thousands)	Unrealized			Unrealized			Retirement			Foreign			Total
		Gains (Losses)			Gains (Losses)			Plan			Currency			Accumulated
		Investment			Cash Flow			Liabilities			Translation			Other
		Securities			Hedges			Adjustments			Adjustments			Comprehensive
														Income
														(Loss)
	Year Ended December 31, 2013
	Balance at beginning of period	$	14,121		$	104		$	8,120		$	4,127		$	26,472
	Other comprehensive income (loss) before reclassifications	(7,947		)	—			12,033			(547		)	3,539
	Reclassification adjustments from accumulated other comprehensive income	(1,812		)	(104		)	—			—			(1,916		)
	Balance at end of period	$	4,362		$	—		$	20,153		$	3,580		$	28,095
	Year Ended December 31, 2012 - Revised
	Balance at beginning of period	$	3,543		$	4,318		$	(35,221	)	$	152		$	(27,208	)
	Other comprehensive income (loss) before reclassifications	8,948			(11,042		)	43,341			3,975			45,222
	Reclassification adjustments from accumulated other comprehensive income	1,630			6,828			—			—			8,458
	Balance at end of period	$	14,121		$	104		$	8,120		$	4,127		$	26,472
	Year Ended December 31, 2011 - Revised
	Balance at beginning of period	$	(4,532	)	$	1,027		$	425		$	386		$	(2,694	)
	Other comprehensive income (loss) before reclassifications	7,769			20,665			(35,646		)	(234		)	(7,446		)
	Reclassification adjustments from accumulated other comprehensive income	306			(17,374		)	—			—			(17,068		)
	Balance at end of period	$	3,543		$	4,318		$	(35,221	)	$	152		$	(27,208	)
	Reclassification adjustments from accumulated other comprehensive income (loss) to the applicable line item on our consolidated statements of operations were as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Unrealized gains (losses) on investment securites:
	Reclassification from accumulated other comprehensive income (loss) to investment revenues, before taxes	$	2,788		$	(2,507	)	$	(471	)
	Income tax effect	(976		)	877			165
	Reclassification from accumulated other comprehensive income (loss) to investment revenues, net of taxes	1,812			(1,630		)	(306		)
	Unrealized gains (losses) on cash flow hedges:
	Reclassification from accumulated other comprehensive income (loss) to interest expense, before taxes	160			1,839			339
	Reclassification from accumulated other comprehensive income (loss) to other revenues, before taxes	—			(12,343		)	26,391
	Income tax effect	(56		)	3,676			(9,356		)
	Reclassification from accumulated other comprehensive income (loss) to interest expense and other revenues, net of taxes	104			(6,828		)	17,374
	Total	$	1,916		$	(8,458	)	$	17,068

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2013
Income Taxes	'
Income Taxes	'
	17.  Income Taxes
	In connection with the initial public offering of common stock of SHI, AGF Holding Inc. was reorganized under Internal Revenue Code 368 (F-reorganization), and SHI, a newly formed Delaware corporation, became its successor on October 9, 2013. SHI and all of its domestic U.S. subsidiaries, including SHI, file a consolidated life/nonlife federal tax return with the Internal Revenue Service (“IRS”). Federal income taxes are allocated to these subsidiaries under a tax sharing agreement with SHI. Our foreign subsidiaries file tax returns in Puerto Rico, the U.S. Virgin Islands, and the United Kingdom.
	As of December 31, 2011, we made the determination that we could no longer assert that we intended to permanently reinvest the earnings of our foreign subsidiaries, and deferred taxes were recorded on the unremitted earnings in our foreign subsidiaries as of December 31, 2011, which resulted in no material impact on tax expense.
	On November 1, 2013, the Company made an election to change the tax status of our United Kingdom subsidiary. As a result of this election, we have recorded a net United States deferred tax asset for the difference in the book and tax basis of the entity’s assets and liabilities, which resulted in a $12.4 million tax benefit.
	Components of benefit from income taxes were as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Federal:
	Current	$	95,866		$	69,057		$	10,575
	Deferred	(106,850		)	(152,619		)	(142,862		)
	Total federal	(10,984		)	(83,562		)	(132,287		)
	Foreign:
	Current	634			2,604			886
	Deferred	(1,418		)	(15,777		)	(1,092		)
	Deferred - valuation allowance	2,345			15,655			3,956
	Total foreign	1,561			2,482			3,750
	State:
	Current	6,154			8,317			2,555
	Deferred	(20,247		)	(23,052		)	(13,607		)
	Deferred - valuation allowance	7,331			8,144			21,184
	Total state	(6,762		)	(6,591		)	10,132
	Total	$	(16,185	)	$	(87,671	)	$	(118,405	)
	Benefit from foreign income taxes includes our foreign subsidiaries that operate in Puerto Rico, the U.S. Virgin Islands, and the United Kingdom.
	We recorded a current state income tax provision in 2013, 2012, and 2011 attributable to profitable operations in certain states in which we do business that could not be offset against losses incurred. We recorded a valuation allowance against the majority of our gross state deferred tax assets including all gross state deferred tax assets related to net operating losses.
	Reconciliations of the statutory federal income tax rate to the effective tax rate were as follows:
	Years Ended December 31,	2013		2012		2011
				Revised		Revised
	Statutory federal income tax rate	35	%	35	%	35	%
	Non-controlling interests	(51.01	)	—		—
	Change in tax status	(14.64	)	—		—
	Interest and penalties on prior year tax returns	7.67		(.34	)	—
	State income taxes, net of federal	(5.55	)	1.41		(1.83	)
	Nondeductible compensation	3.49		—		—
	Valuation allowance	3.02		(5.13	)	(1.10	)
	Nontaxable investment income	(1.94	)	0.89		1.02
	Foreign operations	1.67		(3.27	)	(.40	)
	Other, net	1.42		0.15		0.19
	Effective income tax rate	(20.87	)%	28.71	%	32.88	%
	The effective tax rate for 2013 differed from the federal statutory rate primarily due to the effects of the non-controlling interest in our joint venture, a change in tax status, and interest and penalties on prior year tax returns. We recognize interest and penalties related to amended tax returns in benefit from income taxes. The effective income tax rate for 2012 and 2011 differed from the federal statutory tax rate primarily due to the impact of recording a full valuation allowance on the deferred tax assets related to our foreign operations and a partial valuation allowance on the deferred tax assets related to our state operations.
	A reconciliation of the beginning and ending balances of the total amounts of gross unrecognized tax obligation (all of which would affect the effective tax rate if recognized) is as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Balance at beginning of year	$	1,580		$	—		$	—
	Increases in tax positions for prior years	307			1,091			—
	Decreases in tax positions for prior years	—			—			—
	Increases in tax positions for current years	—			489			—
	Decreases in tax positions for current years	—			—			—
	Lapse in statute of limitations	—			—			—
	Settlements	—			—			—
	Balance at end of year	$	1,887		$	1,580		$	—
	Our gross unrecognized tax obligation includes interest and penalties. We recognize interest and penalties related to gross unrecognized tax obligations in income tax expense. During 2013 and 2012, we accrued $0.2 million for the payment of interest (net of the federal benefit) and penalties. The amount of any change in the balance of uncertain tax liabilities over the next twelve months cannot be ascertained.
	SHI and its eligible U.S. subsidiaries file a consolidated U.S. federal income tax return. Prior to the Fortress Acquisition, SHI was included in the consolidated U.S. tax return of its former parent, AIG. Under the indemnity arising from the Fortress Acquisition, it is not expected that SHI would have any liability for historical tax positions for periods through and including November 30, 2010. SHI has not been under tax examination for any tax returns filed after the Fortress Acquisition.
	Components of deferred tax assets and liabilities were as follows:
	(dollars in thousands)
	December 31,	2013			2012
					Revised
	Deferred tax assets:
	Securitization	$	112,726		$	36,543
	Mark to market - receivables	32,892			50,739
	Net operating losses and tax attributes	26,201			23,403
	State taxes, net of federal	20,106			12,734
	Market discount - investments	14,134			12,696
Payment protection insurance liability	11,353			—
Pension/employee benefits	9,487			13,819
Insurance reserves	3,711			4,576
Joint venture	3,252			—
Real estate owned	3,058			7,862
Deferred insurance commissions	2,781			1,043
Legal reserve	1,216			1,989
Other	3,647			2,474
Total	244,564			167,878
Deferred tax liabilities:
Debt writedown	293,219			353,423
Discount - debt exchange	14,390			—
Other intangible assets	8,443			10,233
Fixed assets	2,148			1,815
Derivative	1,899			1,951
Other	7,505			8,485
Total	327,604			375,907
Net deferred tax liabilities before valuation allowance	(83,040		)	(208,029		)
Valuation allowance	(45,220		)	(38,675		)
Net deferred tax liabilities	$	(128,260	)	$	(246,704	)
At December 31, 2013, we had a net deferred tax liability of $128.3 million. The gross deferred tax liabilities are expected to reverse in timing and amount sufficient to create positive taxable income which will allow for the realization of all of our gross federal deferred tax assets. Included in our gross deferred tax assets is the benefit of foreign net operating loss carryforwards of $20.3 million from our United Kingdom operations and $1.1 million from our Puerto Rico operations and a foreign tax credit benefit from our Puerto Rico operations of $3.3 million. At December 31, 2013, we had a valuation allowance on our gross state deferred tax assets of $23.8 million, net of a deferred federal tax benefit. The amount of our state deferred tax assets in the table above is shown net of gross state deferred tax liabilities and therefore differs from the amount of our gross deferred tax assets on which we have recorded a valuation allowance. At December 31, 2013, we also had a $21.4 million valuation allowance against our United Kingdom and Puerto Rico operations.
At December 31, 2012, we had a net deferred tax liability of $246.7 million. Included in our gross deferred tax assets is the benefit of a foreign net operating loss carryforward of $19.6 million from our United Kingdom operations and a foreign tax credit benefit of $3.1 million. At December 31, 2012, we had a valuation allowance on our gross state deferred tax assets of $19.1 million, net of a deferred federal tax benefit. The amount of our state deferred tax assets in the table above is shown net of gross state deferred tax liabilities and therefore differs from the amount of our gross deferred tax assets on which we have recorded a valuation allowance. At December 31, 2012, we also had a $19.6 million valuation allowance against our United Kingdom operations.
At December 31, 2013, we had $13.6 million of net current federal and foreign income tax payable, compared to $20.1 million at December 31, 2012. At December 31, 2013, we had state net operating loss carryforwards of $348.4 million, compared to $211.0 million at December 31, 2012. The state net operating loss carryforwards expire between 2015 and 2033. At December 31, 2013, we had deferred and accrued taxes consisting of $3.6 million of non-income based taxes, compared to $5.0 million at December 31, 2012.

Restructuring

Restructuring	12 Months Ended
	Dec. 31, 2013
Restructuring	'
Restructuring	'
	18.  Restructuring
	As part of a strategic effort to streamline operations and reduce expenses, we initiated the following restructuring activities during the first half of 2012:
	·                  ceased originating real estate loans in the United States and the United Kingdom;
	·                  ceased branch-based personal lending and retail sales financing in 14 states where we did not have a significant presence;
	·                  consolidated certain branch operations in 26 states; and
	·                  closed 231 branch offices.
	As a result of these initiatives, during the first half of 2012 we reduced our workforce at our branch offices, at our Evansville, Indiana headquarters, and in the United Kingdom by 820 employees and incurred a pretax charge of $23.5 million.
	Restructuring expenses and related asset impairment and other expenses by segment were as follows:
														Consolidated
	(dollars in thousands)	Consumer			Insurance			Real Estate			Other			Total
	Year Ended December 31, 2012
	Restructuring expenses	$	15,634		$	229		$	818		$	6,822		$	23,503
	Changes in the restructuring liability were as follows:
					Contract									Total
		Severance			Termination			Asset			Other Exit			Restructuring
	(dollars in thousands)	Expenses			Expenses			Writedowns			Expenses*			Expenses
	Year Ended December 31, 2013
	Balance at beginning of period	$	56		$	365		$	—		$	—		$	421
	Amounts paid	(56		)	(325		)	—			—			(381		)
	Balance at end of period	$	—		$	40		$	—		$	—		$	40
	Year Ended December 31, 2012
	Balance at beginning of period	$	—		$	—		$	—		$	—		$	—
	Amounts charged to expense	11,600			5,840			5,246			817			23,503
	Amounts paid	(11,544		)	(5,475		)	—			(1,017		)	(18,036		)
	Non-cash expenses	—			—			(5,246		)	200			(5,046		)
	Balance at end of period	$	56		$	365		$	—		$	—		$	421
	*                 Primarily includes removal expenses for branch furniture and signs and fees for outplacement services. Also includes the impairment of the market value adjustment on leased branch offices from the Fortress Acquisition.
	We do not anticipate any additional future restructuring expenses to be incurred that can be reasonably estimated at December 31, 2013.

Lease_Commitments_Rent_Expense

Lease Commitments, Rent Expense, and Contingent Liabilities	12 Months Ended
	Dec. 31, 2013
Lease Commitments, Rent Expense, and Contingent Liabilities	'
Lease Commitments, Rent Expense, and Contingent Liabilities	'
	19.  Lease Commitments, Rent Expense, and Contingent Liabilities
	LEASE COMMITMENTS AND RENT EXPENSE
	Annual rental commitments for leased office space, automobiles and information technology equipment accounted for as operating leases, excluding leases on a month-to-month basis and the amortization of the lease intangibles recorded as a result of the Fortress Acquisition, were as follows:
		Lease
	(dollars in thousands)	Commitments
	First quarter 2014	$	6,931
	Second quarter 2014	6,538
	Third quarter 2014	6,165
	Fourth quarter 2014	5,809
	2014	25,443
	2015	19,418
	2016	13,983
	2017	8,649
	2018	4,453
	2019+	2,876
	Total	$	74,822
	In addition to rent, we pay taxes, insurance, and maintenance expenses under certain leases. In the normal course of business, we will renew leases that expire or replace them with leases on other properties. Rental expense totaled $30.0 million in 2013, $36.3 million in 2012, and $37.9 million in 2011.
	LEGAL CONTINGENCIES
	In the normal course of business, the Company has been named, from time to time, as a defendant in various legal actions, including arbitrations, class actions and other litigation arising in connection with its activities. Some of the actual or threatened legal actions include claims for substantial compensatory and/or punitive damages or claims for indeterminate amounts of damages. While we will continue to identify certain legal actions where we believe a material loss to be reasonably possible and reasonably estimable, there can be no assurance that material losses will not be incurred from claims that we have not yet been notified of or are not yet determined to be probable or reasonably possible and reasonably estimable.
	We contest liability and/or the amount of damages, as appropriate, in each pending matter. Where available information indicates that it is probable that a liability had been incurred at the date of the consolidated financial statements and we can reasonably estimate the amount of that loss, we accrue the estimated loss by a charge to income. In many actions, however, it is inherently difficult to determine whether any loss is probable or even reasonably possible or to estimate the amount of any loss. In addition, even where loss is reasonably possible or an exposure to loss exists in excess of the liability already accrued with respect to a previously recognized loss contingency, it is not always possible to reasonably estimate the size of the possible loss or range of loss.
	For certain legal actions, we cannot reasonably estimate such losses, particularly for actions that are in their early stages of development or where plaintiffs seek substantial or indeterminate damages. Numerous issues may need to be resolved, including through potentially lengthy discovery and determination of important factual matters, and by addressing novel or unsettled legal questions relevant to the actions in question, before a loss or additional loss or range of loss or additional loss can be reasonably estimated for any given action.
	For certain other legal actions, we can estimate reasonably possible losses, additional losses, ranges of loss or ranges of additional loss in excess of amounts accrued, but do not believe, based on current knowledge and after consultation with counsel, that such losses will have a material adverse effect on our consolidated financial statements as a whole.
	King v. American General Finance, Inc., Case No. 96-CP-38-595, in the Court of Common Pleas for Orangeburg County, South Carolina. In this lawsuit, filed in 1996, the plaintiffs asserted class claims against our South Carolina operating entity for alleged violations of S.C. Code § 37-10-102(a), which requires, among other things, a lender making a mortgage loan to ascertain the preference of the borrower as to an attorney who will represent the borrower in closing the loan. After almost 17 years of litigation, on August 27, 2012, the parties settled the case on a claims made basis. Preliminary approval of the settlement was obtained on September 6, 2012 and final approval was obtained on November 19, 2012. Funds were distributed beginning in late December 2012. Aggregate payments to class members totaled $16.8 million in 2012. In addition, we paid $13.5 million in attorney fees and costs in December 2012. The remaining $3.5 million reserve at December 31, 2012 for this class action lawsuit was exhausted with the payment of $3.5 million to South Carolina charities in February 2013 pursuant to the terms of the settlement agreement, at which time this case was concluded.
	PAYMENT PROTECTION INSURANCE
	Our United Kingdom subsidiary provides payments of compensation to its customers who have made claims concerning Payment Protection Insurance (“PPI”) policies sold in the normal course of business by insurance intermediaries. On April 20, 2011, the High Court in the United Kingdom handed down judgment supporting the Financial Services Authority (now known as the Financial Conduct Authority) (“FCA”) guidelines on the treatment of PPI complaints. In addition, the FCA issued a guidance consultation paper in March 2012 on the PPI customer contact letters. As a result, we have concluded that there are certain circumstances where customer contact and/or redress is appropriate; therefore, this activity is ongoing. The total reserves related to the estimated PPI claims were $33.5 million at December 31, 2013 and $62.7 million at December 31, 2012.

Benefit_Plans

Benefit Plans	12 Months Ended
	Dec. 31, 2013
Benefit Plans	'
Benefit Plans	'
	20.  Benefit Plans
	On January 1, 2011, we established the Springleaf Financial Services Retirement Plan (the “Retirement Plan”) and a 401(k) plan in which most of our employees were eligible to participate. The Retirement Plan was based on substantially the same terms as the AIG retirement plan it replaced. Our employees in Puerto Rico participated in a defined benefit pension plan sponsored by CommoLoCo, Inc., our Puerto Rican subsidiary (the “CommoLoCo Retirement Plan”). Effective December 31, 2012, the Retirement Plan and the CommoLoCo Retirement Plan were frozen. Our current and former employees will not lose any vested benefits in the Retirement Plan or the CommoLoCo Retirement Plan that accrued prior to January 1, 2013.
	In addition, we sponsor unfunded defined benefit plans for certain employees and provide postretirement health and welfare and life insurance plans.
	The obligations related to the benefit plans described above are recorded by SFC.
	PENSION PLANS
	We offer various defined benefit plans to eligible employees based on completion of a specified period of continuous service, subject to age limitations.
	Retirement Plan
	Our Retirement Plan is a noncontributory defined benefit plan which is subject to the provisions of ERISA. U.S. salaried employees who were employed by a participating company, had attained age 21, and completed twelve months of continuous service were eligible to participate in the plan. Employees generally vested after 5 years of service. Prior to January 1, 2013, unreduced benefits were paid to retirees at normal retirement (age 65) and were based upon a percentage of final average compensation multiplied by years of credited service, up to 44 years.
	CommoLoCo Retirement Plan
	The CommoLoCo Retirement Plan is a noncontributory defined benefit plan which is subject to the provisions of the Puerto Rico tax code. Puerto Rican residents employed by CommoLoCo, Inc. who had attained age 21 and completed one year of service were eligible to participate in the plan.
	Unfunded Defined Benefit Plans
	We sponsor unfunded defined benefit plans for certain employees, including key executives, designed to supplement pension benefits provided by our other retirement plans. These include: (1) Springleaf Financial Services Excess Retirement Income Plan (the “Excess Retirement Income Plan”), which provides a benefit equal to the reduction in benefits payable to certain employees under our qualified retirement plan as a result of federal tax limitations on compensation and benefits payable; and (2) the Supplemental Executive Retirement Plan (“SERP”), which provides additional retirement benefits to designated executives. Benefits under the Excess Retirement Income Plan were frozen as of December 31, 2012, and benefits under the SERP were frozen at the end of August 2004.
	POSTRETIREMENT PLANS
	We provide postretirement medical care and life insurance benefits. Eligibility is based upon completion of 10 years of credited service and attainment of age 55. Life and dental benefits are closed to new participants.
	Postretirement medical and life insurance benefits are based upon the employee electing immediate retirement and having a minimum of ten years of service. Medical benefits are contributory, while the life insurance benefits are non-contributory. Retiree medical contributions are based on the actual premium payments reduced by Company-provided credits. These retiree contributions are subject to adjustment annually. Other cost sharing features of the medical plan include deductibles, coinsurance, and Medicare coordination.
	401(K) PLANS
	We sponsor voluntary savings plans for our U.S. employees and for our employees of CommoLoCo, Inc.
	Springleaf Financial Services 401(k) Plan
	The Springleaf Financial Services 401(k) Plan (the “401(k) Plan”) for 2013 provided for a 100% Company matching on the first 4% of the salary reduction contributions of the employees. For 2012 and 2011, the 401(k) Plan provided for a tiered Company matching on the first 6% of the salary reduction contributions of the employees depending on the employees’ years of service (10% Company matching for 0-4 years of service, 20% Company matching for 5-9 years of service, and 30% Company matching for 10 or more years of service). There were no changes to the Company’s matching contributions for 2014.
	Effective January 1, 2013, the Company may make a discretionary profit sharing contribution to the 401(k) Plan. The Company has full discretion to determine whether to make such a contribution, and the amount of such contribution. In no event, however, will the discretionary profit sharing contribution exceed 4% of annual pay. In order to share in the retirement contribution, employees must have satisfied the 401(k) Plan’s eligibility requirements and be employed on the last day of the year. The employees are not required to contribute any money to the 401(k) Plan in order to qualify for the Company profit sharing contribution. The discretionary profit sharing contribution will be divided among participants eligible to share in the contribution for the year in the same proportion that the participant’s pay bears to the total pay of all participants. This means the amount allocated to each eligible participant’s account will, as a percentage of pay, be the same.
	The salaries and benefit expense associated with this plan was $9.0 million in 2013, $1.9 million in 2012, and $8.4 million in 2011.
	CommoLoCo Thrift Plan
	The CommoLoco Thrift Plan provides for salary reduction contributions by employees and 100% matching contributions by the Company of up to 3% of annual salary and 50% matching contributions by the Company of the next 3% of annual salary depending on the respective employee’s years of service. The salaries and benefit expense associated with this plan for 2013, 2012, and 2011 was immaterial. There were no changes to the Company’s matching contributions for 2014.
	OBLIGATIONS AND FUNDED STATUS
	The following table presents the funded status of the defined benefit pension plans and other postretirement benefit plans. The funded status of the plans is measured as the difference between the plan assets at fair value and the projected benefit obligation. We have recognized the aggregate of all overfunded plans in other assets and the aggregate of all underfunded plans in other liabilities.
	(dollars in thousands)	Pension (a)						Postretirement (b)
	At or for the Years Ended December 31,	2013			2012			2013			2012
	Projected benefit obligation, beginning of period	$	367,591		$	435,221		$	6,687		$	6,725
	Service cost	—			14,968			289			285
	Interest cost	14,083			18,342			224			262
	Actuarial loss (gain)	(46,806		)	25,809			(4,767		)	166
	Benefits paid:
	Company assets	—			—			(142		)	(172		)
	Plan assets	(12,403		)	(10,376		)	—			—
	Curtailment	—			(78,558		)	—			(579		)
	Settlement	—			(37,815		)	—			—
	Projected benefit obligation, end of period	322,465			367,591			2,291			6,687
	Fair value of plan assets, beginning of period	346,824			350,374			—			—
	Actual return on plan assets, net of expenses	(18,405		)	43,579			—			—
	Company contributions	643			1,062			142			172
	Benefits paid:
	Company assets	—			—			(142		)	(172		)
	Plan assets	(12,402		)	(48,191		)	—			—
	Fair value of plan assets, end of period	316,660			346,824			—			—
	Funded status, end of period	$	(5,805	)	$	(20,767	)	$	(2,291	)	$	(6,687	)
	Net amounts recognized in the consolidated balance sheet:
	Noncurrent assets	$	6,740		$	—		$	—		$	—
	Current liabilities	(645		)	(619		)	(101		)	(178		)
	Noncurrent liabilities	(11,900		)	(20,148		)	(2,190		)	(6,509		)
	Total amounts recognized	$	(5,805	)	$	(20,767	)	$	(2,291	)	$	(6,687	)
	Pretax amounts recognized in accumulated other comprehensive income or loss:
	Net gain (loss)	$	26,267		$	13,303		$	4,185		$	(582	)
	Prior service credit (cost)	—			—			—			—
	Total amounts recognized	$	26,267		$	13,303		$	4,185		$	(582	)
	(a)         Includes non-qualified unfunded plans, for which the aggregate projected benefit obligation was $9.2 million at December 31, 2013 and $10.1 million at December 31, 2012.
	(b)         We do not currently fund postretirement benefits.
	The accumulated benefit obligation for U.S. pension benefit plans was $322.5 million at December 31, 2013 and $367.6 million at December 31, 2012.
	Defined benefit pension plan obligations in which the projected benefit obligation was in excess of the related plan assets and the accumulated benefit obligation was in excess of the related plan assets were as follows:
		PBO Exceeds						ABO Exceeds
		Fair Value						Fair Value
	(dollars in thousands)	of Plan Assets						of Plan Assets
	December 31,	2013			2012			2013			2012
	Projected benefit obligation	$	322,465		$	367,591		$	322,465		$	367,591
Accumulated benefit obligation	$	322,465		$	367,591		$	322,465		$	367,591
Fair value of plan assets	$	316,660		$	346,824		$	316,660		$	346,824
The following table presents the components of net periodic benefit cost recognized in income and other amounts recognized in accumulated other comprehensive income or loss with respect to the defined benefit pension plans and other postretirement benefit plans:
(dollars in thousands)	Pension									Postretirement
Years Ended December 31,	2013			2012			2011			2013			2012			2011
Components of net periodic benefit cost:
Service cost	$	—		$	14,968		$	12,543		$	289		$	285		$	256
Interest cost	14,083			18,342			18,162			224			262			281
Expected return on assets	(15,498		)	(20,912		)	(17,421		)	—			—			—
Actuarial loss (gain)	61			285			—			—			—			(1		)
Curtailment gain	—			(7,115		)	—			—			(579		)	—
Settlement loss (gain)	—			(1,401		)	68			—			—			—
Net periodic benefit cost	$	(1,354	)	$	4,167		$	13,352		$	513		$	(32	)	$	536
Other changes in plan assets and projected benefit obligation recognized in other comprehensive income or loss:
Net actuarial loss (gain)	(12,903		)	3,142			54,555			(4,767		)	166			500
Amortization of net actuarial gain (loss)	(61		)	(285		)	—			—			—			1
Net curtailment loss	—			(71,443		)	—			—			—			—
Net settlement gain (loss)	—			1,401			(68		)	—			—			—
Total recognized in other comprehensive income or loss	$	(12,964	)	$	(67,185	)	$	54,487		$	(4,767	)	$	166		$	501
Total recognized in net periodic benefit cost and other comprehensive income or loss	$	(14,318	)	$	(63,018	)	$	67,839		$	(4,254	)	$	134		$	1,037
The estimated net loss that will be amortized from accumulated other comprehensive income or loss into net periodic benefit cost over the next fiscal year is $5 thousand for our combined defined benefit pension plans. We estimate that the prior service credit that will be amortized from accumulated other comprehensive income or loss into net periodic benefit cost over the next fiscal year will be zero for our combined defined benefit pension plans. We estimate that the estimated amortization from accumulated other comprehensive income or loss for net loss and prior service credit that will be amortized into net periodic benefit cost over the next fiscal year will be zero for our defined benefit postretirement plans.
Assumptions
The following table summarizes the weighted average assumptions used to determine the projected benefit obligations and the net periodic benefit costs:
	Pension				Postretirement
December 31,	2013		2012		2013		2012
Projected benefit obligation:
Discount rate	4.83	%	3.97	%	4.7	%	3.89	%
Rate of compensation increase	—	%	—	%	N/A	*	N/A	*
Net periodic benefit costs:
Discount rate	3.97	%	4.42	%	3.89	%	4.32	%
Rate of compensation increase	4.55	%	3.78	%	N/A	*	N/A	*
Expected return on assets	—	%	6.1	%	N/A	*	N/A	*
*                 Not applicable
Discount Rate Methodology
The projected benefit cash flows were discounted using the spot rates derived from the unadjusted Citigroup Pension Discount Curve at December 31, 2013 and an equivalent single discount rate was derived that resulted in the same liability. This single discount rate for each plan was used.
Investment Strategy
The investment strategy with respect to assets relating to our pension plans is designed to achieve investment returns that will (a) provide for the benefit obligations of the plans over the long term; (b) limit the risk of short-term funding shortfalls; and (c) maintain liquidity sufficient to address cash needs. Accordingly, the asset allocation strategy is designed to maximize the investment rate of return while managing various risk factors, including but not limited to, volatility relative to the benefit obligations, diversification and concentration, and the risk and rewards profile indigenous to each asset class.
Allocation of Plan Assets
The long-term strategic asset allocation is reviewed and revised annually. The plans’ assets are monitored by our Retirement Plans Committee and the investment managers, which can entail allocating the plans assets among approved asset classes within pre-approved ranges permitted by the strategic allocation.
At December 31, 2013, the actual asset allocation for the primary asset classes was 93% in fixed income securities, 6% in equity securities, and 1% in cash and cash equivalents. The 2014 target asset allocation for the primary asset classes is 94% in fixed income securities and 6% in equity securities. The actual allocation may differ from the target allocation at any particular point in time.
The expected long-term rate of return for the plans was 4.5% for the Retirement Plan and 5.5% for the CommoLoCo Retirement Plan for 2013. The expected rate of return is an aggregation of expected returns within each asset class category. The expected asset return and any contributions made by the Company together are expected to maintain the plans’ ability to meet all required benefit obligations. The expected asset return with respect to each asset class was developed based on a building block approach that considers historical returns, current market conditions, asset volatility and the expectations for future market returns. While the assessment of the expected rate of return is long-term and thus not expected to change annually, significant changes in investment strategy or economic conditions may warrant such a change.
Expected Cash Flows
Funding for the U.S. pension plan ranges from the minimum amount required by ERISA to the maximum amount that would be deductible for U.S. tax purposes. This range is generally not determined until the fourth quarter. Contributed amounts in excess of the minimum amounts are deemed voluntary. Amounts in excess of the maximum amount would be subject to an excise tax and may not be deductible under the Internal Revenue Code. Supplemental and excess plans’ payments and postretirement plan payments are deductible when paid.
The expected future benefit payments, net of participants’ contributions, of our defined benefit pension plans and other postretirement benefit plans, at December 31, 2013 are as follows:
(dollars in thousands)	Pension			Postretirement
2014	$	12,481		$	104
2015	13,038			110
2016	13,712			117
2017	14,247			124
2018	14,759			132
2019-2023	81,554			753
FAIR VALUE MEASUREMENTS — PLAN ASSETS
The inputs and methodology used in determining the fair value of the plan assets are consistent with those used to measure our assets.
The following table presents information about our plan assets measured at fair value and indicates the fair value hierarchy based on the levels of inputs we utilized to determine such fair value:
(dollars in thousands)	Level 1			Level 2			Level 3			Total
December 31, 2013
Assets:
Cash and cash equivalents	$	2,920		$	—		$	—		$	2,920
Equity securities:
U.S. (a)	—			17,306			—			17,306
International (b)	—			1,015			—			1,015
Fixed income securities:
U.S. investment grade (c)	—			293,903			—			293,903
U.S. high yield (d)	—			1,516			—			1,516
Total	$	2,920		$	313,740		$	—		$	316,660
December 31, 2012
Assets:
Cash and cash equivalents	$	2,073		$	—		$	—		$	2,073
Equity securities:
U.S. (a)	—			19,670			—			19,670
International (b)	—			1,117			—			1,117
Fixed income securities:
U.S. investment grade (c)	—			322,332			—			322,332
U.S. high yield (d)	—			1,632			—			1,632
Total	$	2,073		$	344,751		$	—		$	346,824
(a)         Includes index mutual funds that primarily track several indices including S&P 500 and S&P 600 in addition to other actively managed accounts, comprised of investments in large cap companies.
(b)         Includes investment mutual funds in companies in emerging and developed markets.
(c)          Includes investment mutual funds in U.S. and non-U.S. government issued bonds, U.S. government agency or sponsored agency bonds, and investment grade corporate bonds.
(d)         Includes investment mutual funds in securities or debt obligations that have a rating below investment grade.
The inputs or methodologies used for valuing securities are not necessarily an indication of the risk associated with investing in these securities. Based on our investment strategy, we have no significant concentrations of risks.
The following table presents changes in our Level 3 plan assets measured at fair value:
				Net gains (losses) included in:						Purchases,
	Balance at						Other			sales,			Transfers			Transfers			Balance
	beginning			Other			comprehensive			issues,			into			out of			at end of
(dollars in thousands)	of period			revenues			income (loss)			settlements*			Level 3			Level 3			period
Year Ended December 31, 2012
Transfer due from AIG Retirement Plan	$	59,925		$	—		$	—		$	(59,925	)	$	—		$	—		$	—
*                 “Purchases, sales, issues, and settlements” column consists of the final settlement from the AIG Retirement Plan to the Retirement Plan.

ShareBased_Compensation

Share-Based Compensation	12 Months Ended
	Dec. 31, 2013
Share-Based Compensation	'
Share-Based Compensation	'
	21.  Share-Based Compensation
	OMNIBUS INCENTIVE PLAN
	SHI has adopted the 2013 Omnibus Incentive Plan (the “2013 Omnibus Plan”) under which equity-based awards may be granted to selected management employees, non-employee directors, independent contractors, and consultants. Under this plan, 11,478,844 shares of authorized common stock have been reserved for issuance pursuant to grants approved by the Company’s Board of Directors. The amount of shares reserved is adjusted annually at the beginning of the year by a number of shares equal to the excess of 10% of the number of outstanding shares on the last day of the previous fiscal year over the number of shares reserved and available for issuance as of the last day of the previous fiscal year. The Plan allows for issuance of stock options, RSUs and restricted stock awards (“RSAs”), stock appreciation rights (“SARs”), and other stock-based awards and cash awards.
	Restricted Stock Units and Awards
	In connection with the initial public offering on October 16, 2013 and subsequent to the offering, we granted service-based RSUs of 1,323,540 to certain of our executives and employees. We also granted service-based RSAs of 44,456 to non-employee directors in connection with the initial public offering. The RSUs are subject to a graded vesting period of four years and do not provide the holders with any rights as shareholders, including the right to earn dividends during the vesting period. The RSAs are subject to a graded vesting period of three years and provide the holders the right to vote and to earn dividends during the vesting period that are subject to forfeiture if the shares do not vest. The fair value for restricted units and awards is generally the closing market of our stock on the date of the award. For awards granted in connection with the initial public offering, the fair value is the offering price. Expense is amortized on a straight line basis over the vesting period, based on the number of awards that are ultimately expected to vest.
	The following table summarizes our restricted stock activity and related information for the 2013 Omnibus Plan:
					Weighted
			Weighted		Average
			Average		Remaining
		Number of	Grant Date		Term
	(dollars in thousands)	Shares	Fair Value		(in Years)
	Unvested at January 1, 2013	—	$	—
	Granted in October 2013	1,358,835	17
	Granted subsequent to initial public offering	9,161	21.83
	Unvested at December 31, 2013	1,367,996	$	17.03	4
	In addition, Springleaf Holdings, LLC, the predecessor entity of SHI, granted 8.203125 RSUs to two of our executives on September 30, 2013, for which we recorded share-based compensation expense of $131.3 million. This grant was subsequently amended on October 8, 2013 to reduce the number of RSUs granted to the executives by 0.859375 RSUs and to grant these units to a certain management employee. No other terms of the grant were modified. As a result of the additional grant, we recognized $13.7 million in additional compensation expense in the fourth quarter of 2013. There was no additional compensation expense recorded for the modification of the grant to the executives, as the fair value of the modified award was less than the fair value of the original award immediately before the terms were modified. Therefore, total compensation expense recognized for the 8.203125 units was $145.0 million. These RSUs were converted into the right to receive 8.203125% of the outstanding shares of SHI common stock following the conversion of Springleaf Holdings, LLC into SHI on October 9, 2013 and were also subject to an equitable adjustment for the stock split that occurred on October 9, 2013. The adjusted number of shares of SHI common stock underlying these RSUs (8,203,125 shares) were delivered to the holders in October 2013 after the conversion. The weighted average grant date fair value of these units (after conversion and subsequent stock split) was $16.00 based on an equity valuation. The shares are fully vested; however, they generally cannot be sold or otherwise transferred for five years following the date of delivery, except to the extent necessary to satisfy certain tax obligations.
	Total share-based compensation expense, net of forfeitures, for all stock-based awards was $146.0 million in 2013. The total income tax benefit recognized for stock-based compensation was $50.5 million in 2013. We did not record any share based compensation expense in 2012 or 2011. As of December 31, 2013, there was total unrecognized compensation expense of $18.9 million related to nonvested restricted stock that is expected to be recognized over a weighted average period of 4.0 years.
	Springleaf Financial Holdings, LLC Incentive Units
	On October 9, 2013, certain executives of the Company received a grant of incentive units in the Initial Stockholder. These incentive units are intended to encourage the executives to create sustainable, long-term value for the Company by providing them with interests that are subject to their continued employment with the Company and that only provide benefits (in the form of distributions) if the Initial Stockholder makes distributions to one or more of its common members that exceed specified amounts. The incentive units are entitled to vote together with the holders of common units in the Initial Stockholder as a single class on all matters. The incentive units may not be sold or otherwise transferred and the executives are entitled to receive these distributions only while they are employed with the Company, unless the executive’s termination of employment results from the executive’s death, in which case the executive’s beneficiaries will be entitled to receive any future distributions. Because the incentive units only provide economic benefits in the form of distributions while the holders are employed, and the holder generally does not have the ability to monetize the incentive units due to the transfer restrictions, the substance of the arrangement is that of a profit sharing agreement. Expense will be recorded to the extent a distribution or other payout becomes probable. As of December 31, 2013, no expense was recognized for these awards.

Segment_Information

Segment Information	12 Months Ended
	Dec. 31, 2013
Segment Information	'
Segment Information	'
	22.  Segment Information
	Our segments coincide with how our businesses are managed. At December 31, 2013, our four segments include: Consumer, Insurance, Acquisitions and Servicing, and Real Estate. The Acquisitions and Servicing segment was added effective April 1, 2013, as a result of our co-investment in the SpringCastle Portfolio.
	Management considers Consumer, Insurance, and Acquisitions and Servicing as our “Core Consumer Operations” and Real Estate as our “Non-Core Portfolio.” See Note 1 for a description of our business segments.
	We evaluate the performance of the segments based on pretax operating earnings. The accounting policies of the segments are the same as those disclosed in Note 2.
	Due to the nature of the Fortress Acquisition, we applied push-down accounting. However, we report the operating results of our Core Consumer Operations, Non-Core Portfolio, and Other using the same accounting basis that we employed prior to the Fortress Acquisition, which we refer to as “historical accounting basis,” to provide a consistent basis for both management and other interested third parties to better understand the operating results of these segments. The historical accounting basis (which is a basis of accounting other than U.S. GAAP) also provides better comparability of the operating results of these segments to our competitors and other companies in the financial services industry. The historical accounting basis is not applicable to the Acquisitions and Servicing segment since this segment resulted from the purchase of the SpringCastle Portfolio on April 1, 2013 and therefore, was not affected by the Fortress Acquisition.
	We have revised all previously reported periods in the following tables to correct the errors identified in the fourth quarter of 2013 and to include the out-of-period adjustments previously recorded and disclosed in the appropriate periods. All segments were impacted by these revisions. See Note 24 for further information on the prior period revisions.
	In addition to the revisions disclosed in Note 24, we have made corrections that did not impact our consolidated financial statements. The net gain (loss) on fair value adjustments on debt reported in Real Estate in the following tables reflects the change in fair value of certain tranches of long-term debt associated with a 2009 mortgage securitization, which only impacts the historical accounting basis.
	The “Push-down Accounting Adjustments” column in the following tables consists of:
	·                  the accretion or amortization of the valuation adjustments on the applicable revalued assets and liabilities;
	·                  the difference in finance charges on our purchased credit impaired finance receivables compared to the finance charges on these finance receivables on a historical accounting basis;
	·                  the elimination of accretion or amortization of historical based discounts, premiums, and other deferred costs on our finance receivables and long-term debt; and
	·                  the reversal of the decreases to the allowance for finance receivable losses (on a historical accounting basis).
	The following tables present information about the Company’s segments as well as reconciliations to the consolidated financial statement amounts.
								Acquisitions												Push-down
								and												Accounting			Consolidated
	(dollars in thousands)	Consumer			Insurance			Servicing			Real Estate			Other			Eliminations			Adjustments			Total
	At or for the Year Ended December 31, 2013
	Interest income	$	721,772		$	—		$	489,264		$	698,026		$	45,366		$	—		$	199,650		$	2,154,078
	Interest expense	149,000			—			71,638			546,266			14,970			—			137,875			919,749
	Net interest income	572,772			—			417,626			151,760			30,396			—			61,775			1,234,329
	Provision for finance receivable losses	117,172			—			133,116			255,157			(200		)	—			22,416			527,661
	Net interest income after provision for finance receivable losses	455,600			—			284,510			(103,397		)	30,596			—			39,359			706,668
	Other revenues:
	Insurance	—			148,131			—			—			80			—			(32		)	148,179
	Investment	—			41,705			—			—			1,521			—			(8,094		)	35,132
	Intersegment - insurance commissions	60,553			(60,583		)	—			127			(97		)	—			—			—
	Portfolio servicing fees from SpringCastle	—			—			31,215			—			—			(31,215		)	—			—
	Net gain (loss) on repurchases and repayments of debt	(5,357		)	—			—			(46,385		)	(1,071		)	—			11,097			(41,716		)
	Net gain (loss) on fair value adjustments on debt	—			—			5,534			56,890			—			—			(56,369		)	6,055
	Other	2,112			9,611			699			(4,416		)	(2,233		)	—			(363		)	5,410
	Total other revenues	57,308			138,864			37,448			6,216			(1,800		)	(31,215		)	(53,761		)	153,060
	Other expenses:
	Operating expenses:
	Salaries and benefits	240,893			15,829			13,577			27,312			166,507			—			(198		)	463,920
	Other operating expenses	118,107			11,193			52,427			55,846			11,596			—			4,203			253,372
	Portfolio servicing fees to Springleaf	—			—			31,215			—			—			(31,215		)	—			—
	Insurance losses and loss adjustment expenses	—			65,783			—			—			—			—			(904		)	64,879
	Total other expenses	359,000			92,805			97,219			83,158			178,103			(31,215		)	3,101			782,171
	Income (loss) before benefit from income taxes	153,908			46,059			224,739			(180,339		)	(149,307		)	—			(17,503		)	77,557
	Income before benefit from income taxes attributable to non-controlling interests	—			—			113,043			—			—			—			—			113,043
	Income (loss) before benefit from income taxes attributable to Springleaf	$	153,908		$	46,059		$	111,696		$	(180,339	)	$	(149,307	)	$	—		$	(17,503	)	$	(35,486	)
	Assets	$	3,187,159		$	939,023		$	2,717,665		$	8,607,262		$	576,016		$	—		$	(624,439	)	$	15,402,686
														Push-down
														Accounting			Consolidated
	(dollars in thousands)	Consumer			Insurance			Real Estate			Other			Adjustments			Total
	At or for the Year Ended December 31, 2012 - Revised
	Interest income	$	585,041		$	—		$	823,173		$	100,097		$	206,502		$	1,714,813
	Interest expense	141,440			—			669,308			33,711			230,746			1,075,205
	Net interest income	443,601			—			153,865			66,386			(24,244		)	639,608
	Provision for finance receivable losses	90,598			—			59,601			10,660			180,719			341,578
	Net interest income after provision for finance receivable losses	353,003			—			94,264			55,726			(204,963		)	298,030
	Other revenues:
	Insurance	—			126,423			—			108			(108		)	126,423
	Investment	—			41,418			—			4,758			(10,280		)	35,896
	Intersegment - insurance commissions	42,203			(42,475		)	95			177			—			—
	Net gain (loss) on repurchases and repayments of debt	5,879			—			13,790			1,413			(36,624		)	(15,542		)
	Net gain (loss) on fair value adjustments on debt	—			—			10,369			—			(13,361		)	(2,992		)
	Other	5,444			5,347			(75,183		)	3,734			14,216			(46,442		)
	Total other revenues	53,526			130,713			(50,929		)	10,190			(46,157		)	97,343
	Other expenses:
	Operating expenses:
	Salaries and benefits	247,048			11,780			29,680			32,186			(530		)	320,164
	Other operating expenses	110,386			10,106			72,037			94,126			9,740			296,395
Restructuring expenses	15,634			229			818			6,822			—			23,503
Insurance losses and loss adjustment expenses	—			62,092			—			—			(1,413		)	60,679
Total other expenses	373,068			84,207			102,535			133,134			7,797			700,741
Income (loss) before benefit from income taxes	$	33,461		$	46,506		$	(59,200	)	$	(67,218	)	$	(258,917	)	$	(305,368	)
Assets	$	2,600,852		$	999,261		$	9,790,204		$	2,108,664		$	(832,361	)	$	14,666,620
													Push-down
													Accounting			Consolidated
(dollars in thousands)	Consumer			Insurance			Real Estate			Other			Adjustments			Total
At or for the Year Ended December 31, 2011 - Revised
Interest income	$	534,861		$	—		$	939,053		$	150,143		$	247,172		$	1,871,229
Interest expense	125,268			—			760,620			48,619			350,266			1,284,773
Net interest income	409,593			—			178,433			101,524			(103,094		)	586,456
Provision for finance receivable losses	8,607			—			246,225			(4,314		)	79,157			329,675
Net interest income after provision for finance receivable losses	400,986			—			(67,792		)	105,838			(182,251		)	256,781
Other revenues:
Insurance	—			120,456			—			111			(377		)	120,190
Investment	—			47,822			—			1,161			(11,324		)	37,659
Intersegment - insurance commissions	37,331			(46,099		)	4,667			4,101			—			—
Net gain (loss) on repurchases and repayments of debt	(3,275		)	—			(17,924		)	(3,228		)	35,100			10,673
Net gain (loss) on fair value adjustments on debt	—			—			79,924			—			(78,552		)	1,372
Other	2,230			3,172			(48,809		)	9,955			5,063			(28,389		)
Total other revenues	36,286			125,351			17,858			12,100			(50,090		)	141,505
Other expenses:
Operating expenses:
Salaries and benefits	261,250			12,352			31,310			55,186			(374		)	359,724
Other operating expenses	141,772			12,133			97,653			56,782			35,092			343,432
Insurance losses and loss adjustment expenses	—			56,490			—			—			(1,222		)	55,268
Total other expenses	403,022			80,975			128,963			111,968			33,496			758,424
Income (loss) before benefit from income taxes	$	34,250		$	44,376		$	(178,897	)	$	5,970		$	(265,837	)	$	(360,138	)
Assets	$	2,359,594		$	1,085,077		$	10,988,371		$	1,943,147		$	(865,383	)	$	15,510,806

Selected_Quarterly_Financial_D

Selected Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2013
Selected Quarterly Financial Data (Unaudited)	'
Selected Quarterly Financial Data (Unaudited)	'
	23.  Selected Quarterly Financial Data (Unaudited)
	Our selected quarterly financial data for 2013 was as follows:
		Fourth			Third			Second			First
	(dollars in thousands except earnings (loss) per share)	Quarter			Quarter			Quarter*			Quarter*
					Revised
	Interest income	$	576,517		$	583,926		$	580,597		$	413,038
	Interest expense	218,881			229,157			240,418			231,293
	Provision for finance receivable losses	188,600			162,264			82,311			94,486
	Other revenues	38,388			19,426			51,590			43,656
	Other expenses	168,222			303,580			165,577			144,792
	Income (loss) before provision for (benefit from) income taxes	39,202			(91,649		)	143,881			(13,877		)
	Provision for (benefit from) income taxes	(14,187		)	(30,698		)	32,963			(4,263		)
	Net income (loss)	53,389			(60,951		)	110,918			(9,614		)
	Net income attributable to non-controlling interests	26,660			31,643			54,740			—
	Net income (loss) attributable to Springleaf	$	26,729		$	(92,594	)	$	56,178		$	(9,614	)
	Earnings (loss) per share:
	Basic	$	0.24		$	(0.93	)	$	0.56		$	(0.10	)
	Diluted	$	0.24		$	(0.93	)	$	0.56		$	(0.10	)
	*                 The financial data for the first and second quarters of 2013 have not been previously reported due to the deregistration of SFI on August 13, 2012.
	Our selected quarterly financial data for 2012 was as follows:
		Fourth			Third			Second			First
	(dollars in thousands except earnings (loss) per share)	Quarter			Quarter			Quarter			Quarter
		Revised			Revised			Revised			Revised
	Interest income	$	417,377		$	423,160		$	429,875		$	444,401
	Interest expense	240,752			268,987			280,766			284,700
	Provision for finance receivable losses	109,614			91,018			69,726			71,220
	Other revenues	20,523			26,741			29,219			20,860
	Other expenses	185,496			158,765			168,198			188,282
	Loss before benefit from income taxes	(97,962		)	(68,869		)	(59,596		)	(78,941		)
	Benefit from income taxes	(17,168		)	(23,659		)	(20,492		)	(26,352		)
	Net loss	$	(80,794	)	$	(45,210	)	$	(39,104	)	$	(52,589	)
	Earnings (loss) per share:
	Basic	$	(0.81	)	$	(0.45	)	$	(0.39	)	$	(0.53	)
	Diluted	$	(0.81	)	$	(0.45	)	$	(0.39	)	$	(0.53	)

Prior_Period_Revisions

Prior Period Revisions	12 Months Ended
	Dec. 31, 2013
Prior Period Revisions	'
Prior Period Revisions	'
	24.  Prior Period Revisions
	In preparing our annual consolidated financial statements for the year ended December 31, 2013, we identified certain out-of-period errors. In addition to these errors, we previously recorded and disclosed out-of-period adjustments in prior reporting periods when the errors were discovered. As a result, we have revised all previously reported periods included in this report. We have corrected the errors identified in the fourth quarter of 2013 and have included these corrections in the appropriate prior periods. Similarly, we have reversed all out-of period adjustments previously recorded and disclosed, and have included the adjustments in the appropriate periods. After evaluating the quantitative and qualitative aspects of these corrections, we have determined that our previous quarterly and annual consolidated financial statements were not materially misstated.
	The effect of these revisions decreased net loss by $0.9 million and increased basic and diluted earnings per share by $0.01 in 2012 and increased net loss by $17.6 million and decreased basic and diluted earnings per share by $0.18 in 2011. At September 30, 2013, the cumulative effect of this revision decreased shareholders’ equity by $16.5 million, increased total assets by $90.1 million, and increased total liabilities by $106.6 million.
	We will also revise our previously reported unaudited condensed financial statements for the quarter and year-to-date applicable periods in 2013 when we file our subsequent reports on Form 10-Q for the quarterly periods in 2014.
	The errors identified in the fourth quarter of 2013 relate to the following: (1) the accretion of net discount applied to long-term debt that was revalued based on its fair value at the time of the Fortress Acquisition; (2) the accretion of original issue net discount on our long-term debt issued subsequent to the Fortress Acquisition; (3) the carrying values of our tranches of long-term debt that were issued at a discount and which have embedded derivatives, and the related change in fair value; (4) the classification of certain investment securities found to contain embedded derivatives and the accounting treatment of the related change in fair value; and (5) the continued accretion of discounts on loans in non-accrual status.
	In addition, we have made other corrections during the fourth quarter of 2013, which were isolated to intra-periods in 2013, and have revised the appropriate periods of 2013. These revisions relate to the following: (1) servicing fee expenses for the SpringCastle Portfolio pursuant to an interim servicing agreement that was in place between April 1, 2013 and August 31, 2013; (2) accretion of the unearned discount for non-credit impaired loans in the SpringCastle Portfolio and the resulting adjustment to the allowance for finance receivable losses for the SpringCastle Portfolio; (3) finance charge calculation on our internal servicing system for the SpringCastle Portfolio; and (4) charge-offs on certain qualified real estate loans that had not been granted principal forgiveness.
	We have also recorded the previously disclosed out-of-period adjustments in the appropriate periods. These adjustments primarily relate to the following:
	·                  capitalized interest on purchased credit impaired finance receivables serviced by a third party;
	·                  the difference between the hypothetical derivative interest expense and the contractual derivative interest expense;
	·                  the identification of certain bankrupt real estate loan accounts for consideration as TDR finance receivables;
	·                  to correct certain inputs in our model supporting the TDR allowance for finance receivable losses;
	·                  distributions of limited partnerships;
	·                  the calculations of the carrying value for our real estate owned and the net loss on sales of our real estate owned that are externally serviced;
	·                  the calculation of real estate owned expenses;
	·                  payable to former parent related to any refund of (or credit for) taxes, including any interest received;
	·                  benefit reserves related to a closed block of annuities;
	·                  change in estimate for the taxable income related to mortgage securitizations; and
	·                  the correction of current and deferred tax expense.
	In addition to the revisions previously discussed, during the fourth quarter of 2013 we identified the following presentation errors in the classification of certain line items within our consolidated statement of cash flows for 2012 and/or 2011:
	·                  the income tax effect on the changes in accumulated other comprehensive income related to retirement plan liabilities and net unrealized gains and losses on investment securities and cash flow hedges were incorrectly included in “Change in other assets and other liabilities” instead of “Change in taxes receivable and payable” within the same operating activities section;
	·                  certain debt issue costs were incorrectly included in “Change in other assets and other liabilities” within the operating activities section instead of “Proceeds from issuance of long-term debt, net of commissions” within the financing activities section;
	·                  the foreign exchange impact on debt that either matured or was repaid in 2011 was incorrectly included in “Change in other assets and other liabilities” within the operating activities section instead of netting this impact with the related derivative in “Repayments of long-term debt” within the financing activities section;
	·                  accrued interest and finance charges on real estate loan modifications were incorrectly included in “Principal collections on finance receivables” within the investing activities section instead of “Change in accrued interest and finance charges” within the operating activities section; and
	·                  “Deferral of finance receivable origination costs” was incorrectly included within the operating activities section instead of the investing activities section.
	These corrections are also included in the revised consolidated statements of cash flows presented in this note.
	Revised Consolidated Balance Sheet
	The following table presents the amounts previously reported in our consolidated balance sheet and the corresponding revised amounts.
		At December 31, 2012
	(dollars in thousands)	As Reported*			As Revised
	Assets
	Cash and cash equivalents	$	1,554,348		$	1,554,348
	Investment securities	888,577			888,577
	Net finance receivables:
	Personal loans	2,649,732			2,649,732
	Real estate loans	8,955,365			8,951,903
	Retail sales finance	208,357			208,357
	Net finance receivables	11,813,454			11,809,992
	Allowance for finance receivable losses	(180,088		)	(182,653		)
	Net finance receivables, less allowance for finance receivable losses	11,633,366			11,627,339
	Restricted cash	157,844			157,844
	Other assets	439,380			438,512
	Total assets	$	14,673,515		$	14,666,620
	Liabilities and Shareholders’ Equity
	Long-term debt	$	12,596,577		$	12,620,853
	Insurance claims and policyholder liabilities	365,238			365,238
	Deferred and accrued taxes	283,762			271,796
	Other liabilities	227,811			227,811
	Total liabilities	13,473,388			13,485,698
	Shareholders’ equity:
	Common stock	1,000			1,000
	Additional paid-in capital	147,457			147,459
	Accumulated other comprehensive income	30,185			26,472
	Retained earnings	1,021,485			1,005,991
	Total shareholders’ equity	1,200,127			1,180,922
	Total liabilities and shareholders’ equity	$	14,673,515		$	14,666,620
	*                 The consolidated balance sheet at December 31, 2012 was previously presented in our final prospectus, which forms part of our Registration Statement on Form S-1 filed with the SEC on October 16, 2013 (“the Prospectus”) and includes reclassifications of certain items to conform to the 2013 presentation.
	Revised Consolidated Statements of Operations
	The following table reconciles the amounts previously reported in our consolidated statements of operations to the corresponding revised amounts. The “Out-of-Period” column reflects the previously disclosed out-of period adjustments that are now being corrected in the appropriate periods. The “Adjustments” column reflects the corrections of the errors discovered during the fourth quarter of 2013.
		Year Ended												Year Ended
	(dollars in thousands except	December 31, 2012												December 31, 2011
	earnings (loss) per share)	As Reported*			Out-of-Period			Adjustments			As Revised			As Reported*			Out-of-Period			Adjustments			As Revised
	Interest income	$	1,706,292		$	11,529		$	(3,008	)	$	1,714,813		$	1,885,547		$	(11,529	)	$	(2,789	)	$	1,871,229
	Interest expense	1,068,391			—			6,814			1,075,205			1,268,047			—			16,726			1,284,773
Net interest income	637,901			11,529			(9,822		)	639,608			617,500			(11,529		)	(19,515		)	586,456
Provision for finance receivable losses	338,219			5,246			(1,887		)	341,578			332,848			(2,625		)	(548		)	329,675
Net interest income after provision for finance receivable losses	299,682			6,283			(7,935		)	298,030			284,652			(8,904		)	(18,967		)	256,781
Other revenues:
Insurance	126,423			—			—			126,423			120,190			—			—			120,190
Investment	32,550			—			3,346			35,896			35,694			—			1,965			37,659
Net gain (loss) on repurchases and repayments of debt	(18,328		)	—			2,786			(15,542		)	10,664			—			9			10,673
Net gain (loss) on fair value adjustments on debt	—			—			(2,992		)	(2,992		)	—			—			1,372			1,372
Other	(46,442		)	—			—			(46,442		)	(28,389		)	—			—			(28,389		)
Total other revenues	94,203			—			3,140			97,343			138,159			—			3,346			141,505
Other expenses:
Operating expenses:
Salaries and benefits	320,164			—			—			320,164			359,724			—			—			359,724
Other operating expenses	296,395			—			—			296,395			345,178			(1,746		)	—			343,432
Restructuring expenses	23,503			—			—			23,503			—			—			—			—
Insurance losses and loss adjustment expenses	60,679			—			—			60,679			41,114			14,154			—			55,268
Total other expenses	700,741			—			—			700,741			746,016			12,408			—			758,424
Loss before benefit from income taxes	(306,856		)	6,283			(4,795		)	(305,368		)	(323,205		)	(21,312		)	(15,621		)	(360,138		)
Benefit from income taxes	(88,222		)	2,326			(1,775		)	(87,671		)	(99,049		)	(13,577		)	(5,779		)	(118,405		)
Net loss	$	(218,634	)	$	3,957		$	(3,020	)	$	(217,697	)	$	(224,156	)	$	(7,735	)	$	(9,842	)	$	(241,733	)
Share Data:
Weighted average number of shares outstanding:
Basic and diluted	100,000,000									100,000,000			100,000,000									100,000,000
Earnings (loss) per share:
Basic and diluted	$	(2.19	)							$	(2.18	)	$	(2.24	)							$	(2.42	)
*                   The consolidated statements of operations for the years ended December 31, 2012 and 2011 were previously presented in the Prospectus and include reclassifications of certain items to conform to the 2013 presentation.
Revised Consolidated Statements of Comprehensive Loss
The following table presents the amounts previously reported in our consolidated statements of comprehensive loss and the corresponding revised amounts.
	Year Ended						Year Ended
	December 31, 2012						December 31, 2011
(dollars in thousands)	As Reported*			As Revised			As Reported*			As Revised
Net loss	$	(218,634	)	$	(217,697	)	$	(224,156	)	$	(241,733	)
Other comprehensive income (loss):
Net unrealized gains (losses) on:
Investment securities on which other-than-temporary impairments were taken	475			475			74			74
All other investment securities	16,883			13,300			10,137			11,878
Cash flow hedges	(16,987		)	(16,987		)	31,793			31,793
Retirement plan liabilities adjustments	67,019			67,019			(54,988		)	(54,988		)
Foreign currency translation adjustments	3,975			3,975			(234		)	(234		)
Income tax effect:
Net unrealized (gains) losses on:
Investment securities on which other-than-temporary impairments were taken	(166		)	(166		)	(26		)	(26		)
All other investment securities	(5,909		)	(4,661		)	(3,548		)	(4,157		)
Cash flow hedges	5,945			5,945			(11,128		)	(11,128		)
Retirement plan liabilities adjustments	(23,678		)	(23,678		)	19,342			19,342
Other comprehensive income (loss), net of tax, before reclassification adjustments	47,557			45,222			(8,578		)	(7,446		)
Reclassification adjustments included in net loss:
Net realized losses on investment securities	2,268			2,507			4,177			471
Cash flow hedges	10,504			10,504			(26,730		)	(26,730		)
Income tax effect:
Net realized losses on investment securities	(794		)	(877		)	(1,462		)	(165		)
Cash flow hedges	(3,676		)	(3,676		)	9,356			9,356
Reclassification adjustments included in net loss, net of tax	8,302			8,458			(14,659		)	(17,068		)
Other comprehensive income (loss), net of tax	55,859			53,680			(23,237		)	(24,514		)
Comprehensive loss	$	(162,775	)	$	(164,017	)	$	(247,393	)	$	(266,247	)
*                 The consolidated statements of comprehensive loss for the years ended December 31, 2012 and 2011 were previously presented in the Prospectus.
Revised Consolidated Statements of Shareholders’ Equity
Total shareholders’ equity at January 1, 2011 includes the cumulative effect of the adjustments, which resulted in an increase in accumulated other comprehensive loss of $0.3 million, an increase in retained earnings of $1.1 million, and an increase in total shareholders’ equity of $0.9 million, which is reflected in the beginning balance of shareholders’ equity as of January 1, 2011 on our revised consolidated statements of shareholders’ equity.
Revised Consolidated Statements of Cash Flows
The following tables present the amounts previously reported in our consolidated statements of cash flows and the corresponding revised amounts and include additional corrections to the classification of certain line items within our consolidated statements of cash flows.
	Year Ended						Year Ended
	December 31, 2012						December 31, 2011
(dollars in thousands)	As Reported*			As Revised			As Reported*			As Revised
Cash flows from operating activities
Net loss	$	(218,634	)	$	(217,697	)	$	(224,156	)	$	(241,733	)
Reconciling adjustments:
Provision for finance receivable losses	338,219			341,578			332,848			329,675
Depreciation and amortization	166,927			165,220			243,774			274,818
Deferral of finance receivable origination costs	(46,993		)	—			(47,044		)	—
Deferred income tax benefit	(158,004		)	(167,649		)	(113,066		)	(132,422		)
Writedowns and net loss on sales of real estate owned	60,109			60,109			69,106			69,106
Writedowns on assets resulting from restructuring	5,046			5,046			—			—
Impairments of Ocean Finance and Mortgages Limited assets	8,342			8,342			—			—
Mark to market provision and net gain on sales of finance receivables held for sale originated as held for investment	(4,536		)	(4,536		)	—			—
Net loss (gain) on repurchases and repayments of debt	18,328			15,542			(10,664		)	(10,673		)
Other	2,268			1,914			4,177			840
Cash flows due to changes in:
Other assets and other liabilities	(35,616		)	22,689			(32,815		)	(69,935		)
Insurance claims and policyholder liabilities	37,381			10,367			(12,346		)	1,689
Taxes receivable and payable	76,716			58,634			(46,754		)	(46,754		)
Accrued interest and finance charges	7,486			(30,302		)	552			(20,309		)
Restricted cash	(40,967		)	(40,967		)	14,734			14,734
Other, net	(174		)	(174		)	2,260			2,260
Net cash provided by operating activities	215,898			228,116			180,606			171,296
Cash flows from investing activities
Finance receivables originated or purchased	(1,654,407		)	(1,701,400		)	(1,857,051		)	(1,904,095		)
Principal collections on finance receivables	2,611,616			2,649,404			2,800,871			2,821,732
Sales and principal collections on finance receivables held for sale originated as held for investment	181,561			181,561			—			—
Available-for-sale investment securities purchased	(1,053,055		)	(1,052,312		)	(559,870		)	(546,560		)
Trading investment securities purchased	—			(743		)				(13,310		)
Available-for-sale investment securities called, sold, and matured	1,216,934			1,210,870			262,136			258,211
Trading investment securities called, sold, and matured	—			6,064			—			3,925
Change in notes receivable from American International Group, Inc.	—			—			468,662			468,662
Change in restricted cash	(50,564		)	(50,564		)	238,863			238,863
Proceeds from sale of real estate owned	181,996			181,996			206,608			206,608
Other, net	(117		)	(117		)	(19,546		)	(19,546		)
Net cash provided by investing activities	1,433,964			1,424,759			1,540,673			1,514,490
Cash flows from financing activities
Proceeds from issuance of long-term debt, net of commissions	2,266,330			2,263,317			2,341,430			2,328,741
Repayment of long-term debt	(3,054,379		)	(3,054,379		)	(4,771,797		)	(4,723,615		)
Net cash used for financing activities	(788,049		)	(791,062		)	(2,430,367		)	(2,394,874		)
Effect of exchange rate changes	2,949			2,949			1,111			1,111
Net change in cash and cash equivalents	864,762			864,762			(707,977		)	(707,977		)
Cash and cash equivalents at beginning of period	689,586			689,586			1,397,563			1,397,563
Cash and cash equivalents at end of period	$	1,554,348		$	1,554,348		$	689,586		$	689,586
*                 The consolidated statements of cash flows for the years ended December 31, 2012 and 2011 were previously presented in the Prospectus and include reclassifications of certain items to conform to the 2013 presentation.
Revised Condensed Consolidated Statements of Operations (Unaudited)
The following tables reconcile the amounts previously reported in our condensed consolidated statements of operations to the corresponding revised amounts.
	Three Months Ended
(dollars in thousands except	September 30, 2013 (Unaudited)
earnings (loss) per share)	As Reported*			Out-of-Period			Adjustments			As Revised
Interest income	$	585,300		$	—		$	(1,374	)	$	583,926
Interest expense	228,439			—			718			229,157
Net interest income	356,861			—			(2,092		)	354,769
Provision for finance receivable losses	158,785			4,424			(945		)	162,264
Net interest income after provision for finance receivable losses	198,076			(4,424		)	(1,147		)	192,505
Other revenues:
Insurance	38,277			—			—			38,277
Investment	6,756			—			(224		)	6,532
Net loss on repurchases and repayments of debt	(34,503		)	—			931			(33,572		)
Net gain on fair value adjustments on debt	—			—			6,586			6,586
Other	1,603			—			—			1,603
Total other revenues	12,133			—			7,293			19,426
Other expenses:
Operating expenses:
Salaries and benefits	214,552			—			—			214,552
Other operating expenses	69,595			—			2,883			72,478
Insurance losses and loss adjustment expenses	16,550			—			—			16,550
Total other expenses	300,697			—			2,883			303,580
Loss before benefit from income taxes	(90,488		)	(4,424		)	3,263			(91,649		)
Benefit from income taxes	(29,606		)	(1,636		)	544			(30,698		)
Net income (loss)	(60,882		)	(2,788		)	2,719			(60,951		)
Net income attributable to non-controlling interests	29,851			—			1,792			31,643
Net loss attributable to Springleaf Holdings, Inc.	$	(90,733	)	$	(2,788	)	$	927		$	(92,594	)
Share Data:
Weighted average number of shares outstanding:
Basic and diluted	100,000,000									100,000,000
Earnings (loss) per share:
Basic and diluted	$	(0.91	)							$	(0.93	)
*                 The condensed consolidated statement of operations for the three months ended September 30, 2013 was previously presented in our Form 10-Q for the quarterly period ended September 30, 2013 and includes reclassifications of certain items to conform to the 2013 presentation.
	Three Months Ended												Three Months Ended
(dollars in thousands except	December 31, 2012 (Unaudited)												September 30, 2012 (Unaudited)
earnings (loss) per share)	As Reported (a)			Out-of-Period			Adjustments			As Revised			As Reported (b)			Out-of-Period			Adjustments			As Revised
Interest income	$	418,011		$	—		$	(634	)	$	417,377		$	423,968		$	—		$	(808	)	$	423,160
Interest expense	239,271			—			1,481			240,752			268,847			—			140			268,987
Net interest income	178,740			—			(2,115		)	176,625			155,121			—			(948		)	154,173
Provision for finance receivable losses	110,425			(246		)	(565		)	109,614			90,855			677			(514		)	91,018
Net interest income after provision for finance receivable losses	68,315			246			(1,550		)	67,011			64,266			(677		)	(434		)	63,155
Other revenues:
Insurance	33,381			—			—			33,381			31,719			—			—			31,719
Investment	7,006			—			(188		)	6,818			7,377			—			1,007			8,384
Net loss on repurchases and repayments of debt	(6,165		)	—			276			(5,889		)	(10,670		)	—			1,626			(9,044		)
Net loss on fair value adjustments on debt	—			—			(159		)	(159		)	—			—			(1,609		)	(1,609		)
Other	(13,628		)	—			—			(13,628		)	(2,709		)	—			—			(2,709		)
Total other revenues	20,594			—			(71		)	20,523			25,717			—			1,024			26,741
Other expenses:
Operating expenses:
Salaries and benefits	79,050			—			—			79,050			78,122			—			—			78,122
Other operating expenses	88,069			—			—			88,069			65,491			—			—			65,491
Insurance losses and loss adjustment expenses	18,377			—			—			18,377			15,152			—			—			15,152
Total other expenses	185,496			—			—			185,496			158,765			—			—			158,765
Loss before benefit from income taxes	(96,587		)	246			(1,621		)	(97,962		)	(68,782		)	(677		)	590			(68,869		)
Benefit from income taxes	(15,803		)	(766		)	(599		)	(17,168		)	(23,938		)	62			217			(23,659		)
Net loss	$	(80,784	)	$	1,012		$	(1,022	)	$	(80,794	)	$	(44,844	)	$	(739	)	$	373		$	(45,210	)
Share Data:
Weighted average number of shares outstanding:
Basic and diluted	100,000,000									100,000,000			100,000,000									100,000,000
Earnings (loss) per share:
Basic and diluted	$	(0.81	)							$	(0.81	)	$	(0.45	)							$	(0.45	)
(a)              The condensed consolidated statement of operations for the three months ended December 31, 2012 can be derived from the consolidated statement of operations for 2012 previously presented in the Prospectus and the condensed consolidated statement of operations for the nine months ended September 30, 2012 previously presented in SHI’s Form 10-Q for the quarterly period ended September 30, 2013 and includes reclassifications of certain items to conform to the 2013 presentation.
(b)             The condensed consolidated statement of operations for the three months ended September 30, 2012 was previously presented in our Form 10-Q for the quarterly period ended September 30, 2013 and includes reclassifications of certain items to conform to the 2013 presentation.
	Three Months Ended												Three Months Ended
(dollars in thousands except	June 30, 2012 (Unaudited)												March 31, 2012 (Unaudited)
earnings (loss) per share)	As Reported (a)			Out-of-Period			Adjustments			As Revised			As Reported (b)			Out-of-Period			Adjustments			As Revised
Interest income	$	416,594		$	13,905		$	(624	)	$	429,875		$	447,719		$	(2,376	)	$	(942	)	$	444,401
Interest expense	277,525			—			3,241			280,766			282,748			—			1,952			284,700
Net interest income	139,069			13,905			(3,865		)	149,109			164,971			(2,376		)	(2,894		)	159,701
Provision for finance receivable losses	69,683			436			(393		)	69,726			67,256			4,379			(415		)	71,220
Net interest income after provision for finance receivable losses	69,386			13,469			(3,472		)	79,383			97,715			(6,755		)	(2,479		)	88,481
Other revenues:
Insurance	31,774			—			—			31,774			29,549			—			—			29,549
Investment	7,989			—			506			8,495			10,178			—			2,021			12,199
Net loss on repurchases and repayments of debt	(2,037		)	—			865			(1,172		)	544			—			19			563
Net loss on fair value adjustments on debt	—			—			(1,700		)	(1,700		)	—			—			476			476
Other	(8,178		)	—			—			(8,178		)	(21,927		)	—			—			(21,927		)
Total other revenues	29,548			—			(329		)	29,219			18,344			—			2,516			20,860
Other expenses:
Operating expenses:
Salaries and benefits	74,748			—			—			74,748			88,244			—			—			88,244
Other operating expenses	76,917			—			—			76,917			65,918			—			—			65,918
Restructuring expenses	1,917			—			—			1,917			21,586			—			—			21,586
Insurance losses and loss adjustment expenses	14,616			—			—			14,616			12,534			—			—			12,534
Total other expenses	168,198			—			—			168,198			188,282			—			—			188,282
Loss before benefit from income taxes	(69,264		)	13,469			(3,801		)	(59,596		)	(72,223		)	(6,755		)	37			(78,941		)
Benefit from income taxes	(24,339		)	5,252			(1,405		)	(20,492		)	(24,142		)	(2,223		)	13			(26,352		)
Net loss	$	(44,925	)	$	8,217		$	(2,396	)	$	(39,104	)	$	(48,081	)	$	(4,532	)	$	24		$	(52,589	)
Share Data:
Weighted average number of shares outstanding:
Basic and diluted	100,000,000									100,000,000			100,000,000									100,000,000
Earnings (loss) per share:
Basic and diluted	$	(0.45	)							$	(0.39	)	$	(0.48	)							$	(0.53	)
(a)              The condensed consolidated statement of operations for the three months ended June 30, 2012 can be derived from the condensed consolidated statement of operations for the six months ended June 30, 2012 previously presented in the Prospectus and the condensed consolidated statements of operations for the three months ended March 31, 2012 previously presented in SFI’s Form 10-Q for the quarterly period ended March 31, 2012 and includes reclassifications of certain items to conform to the 2013 presentation.
(b)             The condensed consolidated statement of operations for the three months ended March 31, 2012 was previously presented in SFI’s Form 10-Q for the quarterly period ended March 31, 2012 and includes reclassifications of certain items to conform to the 2013 presentation.

Fair_Value_Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2013
Fair Value Measurements	'
Fair Value Measurements	'
	25.  Fair Value Measurements
	The fair value of a financial instrument is the amount that would be received if an asset were to be sold or the amount that would be paid to transfer a liability in an orderly transaction between market participants at the measurement date. The degree of judgment used in measuring the fair value of financial instruments generally correlates with the level of pricing observability. Financial instruments with quoted prices in active markets generally have more pricing observability and less judgment is used in measuring fair value. Conversely, financial instruments traded in other-than-active markets or that do not have quoted prices have less observability and are measured at fair value using valuation models or other pricing techniques that require more judgment. An other-than-active market is one in which there are few transactions, the prices are not current, price quotations vary substantially either over time or among market makers, or little information is released publicly for the asset or liability being valued. Pricing observability is affected by a number of factors, including the type of financial instrument, whether the financial instrument is listed on an exchange or traded over-the-counter or is new to the market and not yet established, the characteristics specific to the transaction, and general market conditions. See Note 2 for a discussion of the accounting policies related to fair value measurements.
	The following table summarizes the fair values and carrying values of our financial instruments and indicates the fair value hierarchy based on the level of inputs we utilized to determine such fair values:
											Total			Total
		Fair Value Measurements Using									Fair			Carrying
	(dollars in thousands)	Level 1			Level 2			Level 3			Value			Value
	December 31, 2013
	Assets
	Cash and cash equivalents	$	431,409		$	—		$	—		$	431,409		$	431,409
	Investment securities	—			558,473			23,617			582,090			582,090
	Net finance receivables, less allowance for finance receivable losses	—			—			13,774,701			13,774,701			13,424,988
	Restricted cash	536,005			—			—			536,005			536,005
	Other assets:
	Commercial mortgage loans	—			—			94,681			94,681			102,200
	Escrow advance receivable	—			—			23,527			23,527			23,527
	Liabilities
	Long-term debt	$	—		$	13,914,644		$	—		$	13,914,644		$	12,769,036
	December 31, 2012 - Revised
	Assets
	Cash and cash equivalents	$	1,554,348		$	—		$	—		$	1,554,348		$	1,554,348
	Investment securities	255			855,307			33,015			888,577			888,577
	Net finance receivables, less allowance for finance receivable losses	—			—			11,727,877			11,727,877			11,627,339
	Restricted cash	157,844			—			—			157,844			157,844
	Other assets:
	Commercial mortgage loans	—			—			99,933			99,933			110,398
	Cross currency interest rate derivative	—			26,699			—			26,699			26,699
	Escrow advance receivable	—			—			18,520			18,520			18,520
	Liabilities
	Long-term debt	$	—		$	13,067,253		$	—		$	13,067,253		$	12,620,853
	FAIR VALUE MEASUREMENTS — RECURRING BASIS
	The following table presents information about our assets and liabilities measured at fair value on a recurring basis and indicates the fair value hierarchy based on the levels of inputs we utilized to determine such fair value:
		Fair Value Measurements Using									Total Carried
	(dollars in thousands)	Level 1			Level 2			Level 3			At Fair Value
	December 31, 2013
	Assets
	Cash and cash equivalents in mutual funds	$	216,310		$	—		$	—		$	216,310
	Investment securities:
	Available-for-sale securities:
	Bonds:
	U.S. government and government sponsored entities	—			59,684			—			59,684
	Obligations of states, municipalities, and political subdivisions	—			103,536			—			103,536
	Corporate debt	—			239,141			12,604			251,745
	RMBS	—			83,665			113			83,778
	CMBS	—			10,974			2			10,976
	CDO/ABS	—			9,397			800			10,197
	Total	—			506,397			13,519			519,916
	Preferred stock	—			7,805			—			7,805
	Other long-term investments (a)	—			—			1,269			1,269
	Total available-for-sale securities	—			514,202			14,788			528,990
	Trading securities:
	Bonds:
	Corporate debt	—			1,837			—			1,837
	RMBS	—			10,671			—			10,671
	CMBS	—			29,897			—			29,897
	CDO/ABS	—			1,866			7,383			9,249
	Total trading securities	—			44,271			7,383			51,654
	Total investment securities	—			558,473			22,171			580,644
	Restricted cash in mutual funds	493,297			—			—			493,297
	Total	$	709,607		$	558,473		$	22,171		$	1,290,251
	December 31, 2012 - Revised
	Assets
	Cash and cash equivalents in mutual funds	$	696,553		$	—		$	—		$	696,553
	Investment securities:
Available-for-sale securities:
Bonds:
U.S. government and government sponsored entities	—			53,205			—			53,205
Obligations of states, municipalities, and political subdivisions	—			155,470			—			155,470
Corporate debt	—			359,616			13,417			373,033
RMBS	—			170,385			74			170,459
CMBS	—			28,384			1,767			30,151
CDO/ABS	—			51,683			2,834			54,517
Total	—			818,743			18,092			836,835
Other long-term investments (a)	—			—			1,380			1,380
Common stocks (b)	255			—			—			255
Total available-for-sale securities	255			818,743			19,472			838,470
Trading securities:
Bonds:
Corporate debt	—			1,963			—			1,963
RMBS	—			13,584			—			13,584
CMBS	—			19,145			—			19,145
CDO/ABS	—			1,872			12,192			14,064
Total trading securities	—			36,564			12,192			48,756
Total investment securities	255			855,307			31,664			887,226
Restricted cash in mutual funds	97,554			—			—			97,554
Other assets - cross currency interest rate derivative	—			26,699			—			26,699
Total	$	794,362		$	882,006		$	31,664		$	1,708,032
(a)         Other long-term investments excludes our interest in a limited partnership of $0.6 million at December 31, 2013 and 2012 that we account for using the equity method.
(b)         Common stocks not carried at fair value totaled $0.9 million at December 31, 2013 and $0.7 million at December 31, 2012 and therefore have been excluded from the table above.
We had no transfers between Level 1 and Level 2 during 2013.
The following table presents changes during 2013 in Level 3 assets and liabilities measured at fair value on a recurring basis:
										Purchases,
				Net gains (losses) included in:						sales,
	Balance at						Other			issues,			Transfers			Transfers			Balance
	beginning			Other			comprehensive			settlements			into			out of			at end of
(dollars in thousands)	of period			revenues			income (loss)			*			Level 3			Level 3			period
Year Ended December 31, 2013
Investment securities:
Available-for-sale securities:
Bonds:
Corporate debt	$	13,417		$	(180	)	$	475		$	(101	)	$	—		$	(1,007	)	$	12,604
RMBS	74			(35		)	74			—			—			—			113
CMBS	1,767			(5		)	1			(1,761		)	—			—			2
CDO/ABS	2,834			8			(9		)	(2,033		)	—			—			800
Total	18,092			(212		)	541			(3,895		)	—			(1,007		)	13,519
Other long-term investments	1,380			2			(102		)	(11		)	—			—			1,269
Total available-for-sale securities	19,472			(210		)	439			(3,906		)	—			(1,007		)	14,788
Trading securities:
Bonds:
CDO/ABS	12,192			53			—			(4,862		)	—			—			7,383
Total	$	31,664		$	(157	)	$	439		$	(8,768	)	$	—		$	(1,007	)	$	22,171
*                 The detail of purchases, sales, issues, and settlements during 2013 is presented in the table below.
The following table presents the detail of purchases, sales, issuances, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis during 2013:
(dollars in thousands)	Purchases			Sales			Issues			Settlements			Total
Year Ended December 31, 2013
Investment securities:
Available-for-sale securities:
Bonds:
Corporate debt	$	2,016		$	(1,035	)	$	—		$	(1,082	)	$	(101	)
CMBS	—			(1,453		)	—			(308		)	(1,761		)
CDO/ABS	—			(1,633		)	—			(400		)	(2,033		)
Total	2,016			(4,121		)	—			(1,790		)	(3,895		)
Other long-term investments	—			—			—			(11		)	(11		)
Total available-for-sale securities	2,016			(4,121		)	—			(1,801		)	(3,906		)
Trading securities:
Bonds:
CDO/ABS	—			—			—			(4,862		)	(4,862		)
Total	$	2,016		$	(4,121	)	$	—		$	(6,663	)	$	(8,768	)
During 2013, we transferred a $1.0 million available-for-sale corporate debt security out of Level 3 primarily due to greater pricing transparency resulting in using vendor pricing for fair value measurement, whereas broker pricing had been previously used.
The following table presents changes during 2012 in Level 3 assets and liabilities measured at fair value on a recurring basis:
										Purchases,
				Net gains (losses) included in:						sales,
	Balance at						Other			issues,			Transfers			Transfers			Balance
	beginning			Other			comprehensive			settlements			into			out of			at end of
(dollars in thousands)	of period			revenues			income (loss)			(a)			Level 3 (b)			Level 3 (b)			period
Year Ended December 31, 2012 - Revised
Investment securities:
Available-for-sale securities:
Bonds:
Corporate debt	$	2,800		$	(66	)	$	206		$	(3,656	)	$	14,133		$	—		$	13,417
RMBS	602			(286		)	(199		)	(43		)	—			—			74
CMBS	1,033			(49		)	27			(858		)	1,614			—			1,767
CDO/ABS	1,179			(6		)	1			(615		)	3,184			(909		)	2,834
Total	5,614			(407		)	35			(5,172		)	18,931			(909		)	18,092
Other long-term investments	4,127			(2,897		)	1,447			(1,297		)	—			—			1,380
Common stocks	3			(5		)	2			—			—			—			—
Total available-for-sale securities	9,744			(3,309		)	1,484			(6,469		)	18,931			(909		)	19,472
Trading securities:
Bonds:
RMBS	1,312			128			—			(136		)	—			(1,304		)	—
CMBS	6,911			326			—			(78		)	—			(7,159		)	—
CDO/ABS	7,737			1,459			—			(623		)	3,619			—			12,192
Total trading securities	15,960			1,913			—			(837		)	3,619			(8,463		)	12,192
Total	$	25,704		$	(1,396	)	$	1,484		$	(7,306	)	$	22,550		$	(9,372	)	$	31,664
(a)         “Purchases, sales, issues, and settlements” column only consist of settlements. There were no purchases, sales, or issues of investment securities during 2012.
(b)         Transfers into Level 3 and transfers out of Level 3 were primarily the result of obtaining additional information regarding inputs used to price our investment portfolio.
We used observable and/or unobservable inputs to determine the fair value of positions that we have classified within the Level 3 category. As a result, the unrealized gains and losses for assets and liabilities within the Level 3 category presented in the Level 3 tables above may include changes in fair value that were attributable to both observable (e.g., changes in market interest rates) and unobservable (e.g., changes in unobservable long-dated volatilities) inputs.
The unobservable inputs and quantitative data used in our Level 3 valuations for our investment securities were developed and used in models created by our third-party valuation service providers, which values were used by us for fair value disclosure purposes without adjustment. We applied the third party exception which allows us to omit certain quantitative disclosures about unobservable inputs for other long-term investments. As a result, the weighted average ranges of the inputs for these investment securities are not applicable in the following table.
Quantitative information about Level 3 inputs for our assets measured at fair value on a recurring basis for which information about the unobservable inputs is reasonably available to us at December 31, 2013 and 2012 is as follows:
					Range (Weighted Average)
	Valuation Technique(s)		Unobservable Input		December 31, 2013		December 31, 2012
Corporate debt	Discounted cash flows		Yield		2.68% – 8.48% (4.67%)		2.74% – 7.35% (4.45%)
Other long-term investments	Discounted cash flows and indicative valuations		Historical costs Nature of investment Local market conditions Comparables Operating performance Recent financing activity		N/A*		N/A*
*           Not applicable.
The fair values of the assets using significant unobservable inputs are sensitive and can be impacted by significant increases or decreases in any of those inputs. Level 3 broker-priced instruments (RMBS, CMBS, and CDO/ABS) are excluded from the table above because the unobservable inputs are not reasonably available to us.
Our RMBS, CMBS, and CDO/ABS securities have unobservable inputs that are reliant on and sensitive to the quality of their underlying collateral. The inputs, although not identical, have similar characteristics and interrelationships. Generally a change in the assumption used for the probability of default is accompanied by a directionally similar change in the assumption used for the loss severity and a directionally opposite change in the assumption used for prepayment speeds. An improvement in the workout criteria related to the restructured debt and/or debt covenants of the underlying collateral may lead to an improvement in the cash flows and have an inverse impact on other inputs, specifically a reduction in the amount of discount applied for marketability and liquidity, making the structured bonds more attractive to market participants.
FAIR VALUE MEASUREMENTS – NON-RECURRING BASIS
We measure the fair value of certain assets on a non-recurring basis when events or changes in circumstances indicate that the carrying amount of the asset may not be recoverable.
Assets measured at fair value on a non-recurring basis on which we recorded impairment charges were as follows:
	Fair Value Measurements Using												Impairment
(dollars in thousands)	Level 1			Level 2			Level 3			Total			Charges
At or for the Year Ended December 31, 2013
Assets
Real estate owned	$	—		$	—		$	72,242		$	72,242		$	25,440
Commercial mortgage loans	—			—			11,935			11,935			(2,010		)
Total	$	—		$	—		$	84,177		$	84,177		$	23,430
At or for the Year Ended December 31, 2012
Assets
Real estate owned	$	—		$	—		$	98,903		$	98,903		$	50,497
Commercial mortgage loans	—			—			19,037			19,037			2,424
Other intangible assets	—			—			—			—			4,580
Finance receivables held for sale	—			—			—			—			1,371
Total	$	—		$	—		$	117,940		$	117,940		$	58,872
In accordance with the authoritative guidance for the accounting for the impairment of long-lived assets, we wrote down certain real estate owned reported in our Real Estate segment to their fair value during 2013 and 2012 and recorded the writedowns in other revenues – other. The fair values of real estate owned disclosed in the table above are unadjusted for transaction costs as required by the authoritative guidance for fair value measurements. The amounts of real estate owned recorded in other assets are net of transaction costs as required by the authoritative guidance for accounting for the impairment of long-lived assets.
In accordance with the authoritative guidance for the accounting for the impairment of commercial mortgage loans, we recorded allowance adjustments on certain impaired commercial mortgage loans reported in our Insurance segment to record their fair value during 2013 and 2012 and recorded the net impairments in investment revenues.
In accordance with the authoritative guidance for the accounting for the impairment of other intangible assets, we wrote off the following intangible assets and recognized the related impairment charges in other operating expenses:
·                  customer lists – $4.6 million write off in Other during the third quarter of 2012 as a result of the sale of our United Kingdom subsidiary’s finance receivables and mortgage brokerage business in August 2012; and
·                  loan origination/processing intellectual property – $25,000 write off in our Consumer segment during the fourth quarter of 2012 because there were no estimated future cash flows related to the loan processing documentation acquired from iLoan, LLC.
In accordance with the authoritative guidance for the accounting for the impairment of finance receivables held for sale reported in our Real Estate segment, we wrote down certain finance receivables held for sale to their fair value during 2012 and recorded the writedowns in other revenues – other.
The unobservable inputs and quantitative data used in our Level 3 valuations for our real estate owned, commercial mortgage loans, and finance receivables held for sale were developed and used in models created by our third-party valuation service providers or valuations provided by external parties, which values were used by us for fair value disclosure purposes without adjustment. We applied the third party exception which allows us to omit certain quantitative disclosures about unobservable inputs. As a result, the weighted average ranges of the inputs are not applicable in the following table.
Quantitative information about Level 3 inputs for our assets measured at fair value on a non-recurring basis at December 31, 2013 and 2012 is as follows:
					Range (Weighted Average)
	Valuation Technique(s)		Unobservable Input		December 31, 2013		December 31, 2012
Real estate owned	Market approach		Third-party valuation		N/A*		N/A*
Commercial mortgage loans	Market approach		Local market conditions Nature of investment Comparable property sales Operating performance		N/A*		N/A*
Finance receivables held for sale	Market approach		Negotiated prices with prospective purchasers		N/A*		N/A*
Other intangible assets	Discounted cash flows		N/A*		N/A*		N/A*
*           Not applicable.
FAIR VALUE MEASUREMENTS – VALUATION METHODOLOGIES AND ASSUMPTIONS
We use the following methods and assumptions to estimate fair value.
Cash and Cash Equivalents
The carrying amount reported in our consolidated balance sheets approximates fair value.
Investment Securities
We utilize third-party valuation service providers to measure the fair value of our investment securities, which are classified as available-for-sale or for trading and consist primarily of bonds. Whenever available, we obtain quoted prices in active markets for identical assets at the balance sheet date to measure investment securities at fair value. We generally obtain market price data from exchange or dealer markets.
We estimate the fair value of fixed maturity investment securities not traded in active markets by referring to traded securities with similar attributes, using dealer quotations and a matrix pricing methodology, or discounted cash flow analyses. This methodology considers such factors as the issuer’s industry, the security’s rating and tenor, its coupon rate, its position in the capital structure of the issuer, yield curves, credit curves, prepayment rates and other relevant factors. For fixed maturity investment securities that are not traded in active markets or that are subject to transfer restrictions, we adjust the valuations to reflect illiquidity and/or non-transferability. Such adjustments are generally based on available market evidence. In the absence of such evidence, management’s best estimate is used.
We classify investment securities that are deemed to incorporate an embedded derivative and for which it is impracticable for us to isolate and/or value as trading securities at fair value.
Finance Receivables
The fair value of net finance receivables, less allowance for finance receivable losses, both non-impaired and purchased credit impaired, are determined using discounted cash flow methodologies. The application of these methodologies requires us to make certain judgments and estimates based on our perception of market participant views related to the economic and competitive environment, the characteristics of our finance receivables, and other similar factors. The most significant judgments and estimates made relate to prepayment speeds, default rates, loss severity, and discount rates. The degree of judgment and estimation applied is significant in light of the current capital markets and, more broadly, economic environments. Therefore, the fair value of our finance receivables could not be determined with precision and may not be realized in an actual sale. Additionally, there may be inherent weaknesses in the valuation methodologies we employed, and changes in the underlying assumptions used could significantly affect the results of current or future values.
Finance Receivables Held for Sale
We determined the fair value of finance receivables held for sale that were originated as held for investment based on negotiations with prospective purchasers (if any) or by using projected cash flows discounted at the weighted-average interest rates offered by us in the market for similar finance receivables. We based cash flows on contractual payment terms adjusted for estimates of prepayments and credit related losses.
Restricted Cash
The carrying amount reported in our consolidated balance sheets approximates fair value.
Commercial Mortgage Loans
We utilize third-party valuation service providers to estimate the fair value of commercial mortgage loans using projected cash flows discounted at an appropriate rate based upon market conditions.
Real Estate Owned
We initially based our estimate of the fair value on independent third-party valuations at the time we took title to real estate owned. Subsequent changes in fair value are based upon independent third-party valuations obtained periodically to estimate a price that would be received in a then current transaction to sell the asset.
Other Intangible Assets
Each of our net intangible assets was determined to have a finite useful life with the exception of the insurance licenses and certain domain names. For those net intangible assets with a finite useful life, we review such intangibles for impairment quarterly and whenever events or changes in circumstances indicate that their carrying amounts may not be recoverable. Impairment is indicated if the sum of undiscounted estimated future cash flows is less than the carrying value of the respective asset. Impairment is permanently recognized by writing down the asset to the extent that the carrying value exceeds the estimated fair value. For the insurance licenses, we first complete a qualitative assessment of the licenses to determine whether it is necessary to perform a quantitative impairment test. If the qualitative assessment indicates that the licenses are more likely than not to have been impaired, we proceed with the fair value calculation of the licenses. The fair value of the licenses is determined in accordance with our fair value measurement policy. If the fair value of the licenses is less than the carrying value, an impairment loss will be recognized in an amount equal to the difference and the indefinite life classification of these licenses will be evaluated to determine whether such classification remains appropriate.
Derivatives
Our derivatives were not traded on an exchange. The valuation model used by our third-party valuation service provider to calculate fair value of our derivative instruments included a variety of observable inputs, including contractual terms, interest rate curves, foreign exchange rates, yield curves, credit curves, measure of volatility, and correlations of such inputs. Valuation adjustments could be made in the determination of fair value. These adjustments included amounts to reflect counterparty credit quality and liquidity risk, as well as credit and market valuation adjustments. The credit valuation adjustment adjusted the valuation of derivatives to account for nonperformance risk of our counterparty with respect to all net derivative assets positions. The credit valuation adjustment also accounted for our own credit risk in the fair value measurement of all net derivative liabilities’ positions, when appropriate. The market valuation adjustment adjusted the valuation of derivatives to reflect the fact that we were an “end-user” of derivative products. As such, the valuation was adjusted to take into account the bid-offer spread (the liquidity risk), as we were not a dealer of derivative products.
Escrow Advance Receivable
The carrying amount reported in our consolidated balance sheets approximates fair value.
Long-term Debt
We either receive fair value measurements of our long-term debt from market participants and pricing services or we estimate the fair values of long-term debt using projected cash flows discounted at each balance sheet date’s market-observable implicit-credit spread rates for our long-term debt and adjusted for foreign currency translations.
We record long-term debt issuances at fair value that are deemed to incorporate an embedded derivative and for which it is impracticable for us to isolate and/or value the derivative.

Pro_Forma_Information_Unaudite

Pro Forma Information (Unaudited)	12 Months Ended
	Dec. 31, 2013
Pro Forma Information (Unaudited)	'
Pro Forma Information (Unaudited)	'
	26.  Pro Forma Information (Unaudited)
	The following unaudited pro forma information presents the combined results of operations of SHI and from the acquisitions of finance receivables and the London, Kentucky loan servicing facility from HSBC (the “HSBC acquisitions”) as if the HSBC acquisitions had occurred on January 1, 2012. The pro forma information is not necessarily indicative of what the financial position or results of operations actually would have been had the HSBC acquisitions been completed on January 1, 2012. In addition, the unaudited pro forma financial information is not indicative of, nor does it purport to project, the future financial position or operating results of the HSBC acquisitions. The unaudited pro forma information assumes the full funding of the HSBC acquisitions including the issuance of the associated Class B Notes from our SpringCastle securitization as if they were issued as of January 1, 2012, the adjustment of historical finance charges for estimated impacts of accounting for credit impaired loans and the incorporation of accretion of pro forma purchase discount, and does not give effect to potential cost savings or other operating efficiencies that could result from the HSBC acquisitions.
	The following table presents the unaudited pro forma financial information:
	(dollars in thousands except earnings (loss) per share)
	Years Ended December 31,	2013		2012
	Interest income	$	2,295,605	$	2,518,844
	Net income (loss) attributable to Springleaf Holdings, Inc.	$	9,125	$	(187,087	)
	Net income (loss) attributable to Springleaf Holdings, Inc. per weighted average share - basic and diluted	$	0.09	$	(1.87	)

Subsequent_Events_Unaudited

Subsequent Events (Unaudited)	12 Months Ended
	Dec. 31, 2013
Subsequent Events (Unaudited)	'
Subsequent Events (Unaudited)	'
	27.  Subsequent Events
	SECURITIZATION
	On March 26, 2014, we completed a private securitization transaction in which a wholly owned special purpose vehicle of SFC sold $559.3 million of notes backed by personal loans held by Springleaf Funding Trust 2014-A (the “2014-A Trust”), at a 2.62% weighted average yield. We sold the asset-backed notes for $559.2 million, after the price discount but before expenses and a $6.4 million interest reserve requirement. We initially retained $32.9 million of the 2014-A Trust’s subordinate asset-backed notes.
	REPAYMENT OF 2013-BAC TRUST NOTES
	On September 25, 2013, we completed a private securitization transaction in which Springleaf Funding Trust 2013-BAC (the “2013-BAC Trust”), a wholly owned special purpose vehicle of SFC, issued $500 million of notes backed by an amortizing pool of personal loans acquired from subsidiaries of SFC. On March 27, 2014, we repaid the entire $231.3 million outstanding principal balance of the notes, plus accrued and unpaid interest.
	SALE OF 2009-1 RETAINED CERTIFICATES
	On July 30, 2009, we completed a private securitization transaction in which a wholly owned special purpose vehicle sold $1.2 billion of certificates backed by real estate loans of the American General Mortgage Loan Trust 2009-1 (the “2009-1 Trust”). We initially retained $786.3 million of the 2009-1 Trust’s subordinate mortgage-backed certificates (the “2009-1 Retained Certificates”).
	In February 2014, Third Street Funding LLC, an affiliate of SFC and the owner of the 2009-1 Retained Certificates, offered the Certificates for sale in a competitive auction. On March 6, 2014, Merrill Lynch, Pierce, Fenner and Smith Incorporated (“MLPFS”) was declared the winning bidder and we entered into an agreement to sell, subject to certain closing conditions, all of our interest in the 2009-1 Retained Certificates to MLPFS for a price of $738.0 million. Concurrently, New Residential Investment Corp. and MLPFS entered into an agreement pursuant to which New Residential Investment Corp. agreed to purchase approximately 75% of the 2009-1 Retained Certificates. New Residential Investment Corp. is managed by an affiliate of Fortress.
	On March 31, 2014, we completed the sale of the 2009-1 Retained Certificates, some of which were sold through an unaffiliated initial purchaser pursuant to a separate certificate purchase agreement. The real estate loans included in this transaction had a carrying value of $780.7 million as of December 31, 2013 and are included within net finance receivables. We retained no interest in the certificates issued by, or the real estate loans included in, the 2009-1 Trust. This transaction reflects an acceleration of the liquidation of our legacy real estate portfolio, which we plan to effect through continued runoff and opportunistic sales. While we continue to manage the runoff of the portfolio, we will continue to consider opportunistic sales of additional portions of the portfolio as market conditions allow.
	SALE OF REAL ESTATE LOANS
	On March 7, 2014, we entered into an agreement to sell, subject to certain closing conditions, performing and non-performing real estate loans totaling $70.2 million in carrying value included within net finance receivables as of December 31, 2013. We completed this transaction on March 31, 2014.
	PREPAYMENT OF SECURED TERM LOAN
	On March 31, 2014, SFFC prepaid, without penalty or premium, the entire $750.0 million outstanding principal balance of the secured term loan, plus accrued and unpaid interest. Effective upon the prepayment, all obligations of SFFC, SFC, and the Subsidiary Guarantors under the secured term loan (other than contingent reimbursement obligations and indemnity obligations) were terminated and all guarantees and security interests were released.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2013
Summary of Significant Accounting Policies	'
BASIS OF PRESENTATION	'
	BASIS OF PRESENTATION
	We prepared our consolidated financial statements using generally accepted accounting principles in the United States of America (“U.S. GAAP”). The statements include the accounts of SHI, its subsidiaries (all of which are wholly owned, except for the Seller LLCs and Co-issuer LLCs), and VIEs in which we hold a controlling financial interest as of the financial statement date. We eliminated all material intercompany accounts and transactions. We made judgments, estimates, and assumptions that affect amounts reported in our consolidated financial statements and disclosures of contingent assets and liabilities. In management’s opinion, the consolidated financial statements include the normal, recurring adjustments necessary for a fair statement of results, and the out-of-period adjustments recorded in 2013 discussed below. Ultimate results could differ from our estimates. We evaluated the effects of and the need to disclose events that occurred subsequent to the balance sheet date. To conform to the 2013 presentation, we reclassified certain items in prior periods.
	Effective December 31, 2013, we report the two components of interest income, finance charges and interest income from finance receivables held for sale originated as held for investment, which were previously reported separately in our consolidated statements of operations for 2012 and 2011, as interest income, since interest income from finance receivables held for sale originated as held for investment was immaterial for 2013, 2012, and 2011.
Fortress Acquisition	'
	Fortress Acquisition
	Due to the significance of the ownership interest acquired by FCFI (the “Fortress Acquisition”), the nature of the transaction, and at the direction of our acquirer, we applied push-down accounting to SFI as an acquired business. We revalued our assets and liabilities based on their fair values at the date of the
	Fortress Acquisition, November 30, 2010, in accordance with business combination accounting standards (“push-down accounting”).
Prior Period Revisions	'
	Prior Period Revisions
	In preparing our annual consolidated financial statements for the year ended December 31, 2013, we identified certain out-of-period errors. In addition to these errors, we previously recorded and disclosed out-of-period adjustments in prior reporting periods when the errors were discovered. As a result, we have revised all previously reported periods included in this report. We have corrected the errors identified in the fourth quarter of 2013 and have included these corrections in the appropriate prior periods. Similarly, we have reversed all out-of period adjustments previously recorded and disclosed, and have included the adjustments in the appropriate periods. After evaluating the quantitative and qualitative aspects of these corrections, we have determined that our previous quarterly and annual consolidated financial statements were not materially misstated.
	See Note 24 for further information on the prior period revisions.
	In addition to the prior period revisions previously discussed, during the fourth quarter of 2013 we identified errors in the classification of certain line items within our consolidated statement of cash flows for 2012 and/or 2011. These corrections are further discussed in Note 24 and also included in the revised consolidated statements of cash flows presented in Note 24.
Finance Receivables	'
	Finance Receivables
	Generally, we classify finance receivables as held for investment based on management’s intent at the time of origination. We determine classification on a loan-by-loan basis. We classify finance receivables as held for investment due to our ability and intent to hold them until customer payoff. We carry finance receivables at amortized cost which includes accrued finance charges on interest bearing finance receivables, unamortized deferred origination costs, and unamortized net premiums and discounts on purchased finance receivables. They are net of unamortized finance charges on precomputed receivables and unamortized points and fees. We include the cash flows from finance receivables held for investment in the consolidated statements of cash flows as investing activities. We may finance certain insurance products offered to our customers as part of finance receivables. In such cases, the insurance premium is included as an operating cash inflow and the financing of the insurance premium is included as part of the finance receivable as an investing cashflow in the consolidated statements of cash flows.
	Although a significant portion of insurance claims and policyholder liabilities originate from the finance receivables, our policy is to report them as liabilities and not net them against finance receivables. Insurance claims and policyholder liabilities relate to the underwriting activities of our Insurance segment.
Finance Receivable Revenue Recognition	'
	Finance Receivable Revenue Recognition
	We recognize finance charges as revenue on the accrual basis using the interest method, which we report in interest income. We amortize premiums or accrete discounts on finance receivables as a revenue adjustment using the interest method and contractual cash flows. We defer the costs to originate certain finance receivables and the revenue from nonrefundable points and fees on loans and amortize them to revenue using the interest method.
	We stop accruing finance charges when the fourth contractual payment becomes past due for personal loans, the SpringCastle Portfolio, and retail sales contracts and when the sixth contractual payment becomes past due for revolving retail accounts. We stop accruing finance charges when the fourth contractual payment becomes past due for our real estate loans that were originated at our branch offices and when the third contractual payment becomes past due for our real estate loans that were originated or acquired centrally. We reverse finance charge amounts previously accrued upon suspension of accrual of finance charges.
	For finance receivables that had a carrying value net of the fair value discount established at the time of the Fortress acquisition, we stop accreting the discount at the time we stop accruing finance charges. We do not reverse accretion of discount that was previously recognized.
	We recognize the contractual interest portion of payments received on nonaccrual finance receivables as finance charges at the time of receipt. We resume the accrual of interest on a nonaccrual finance receivable when the past due status on the individual finance receivable improves to the point that the finance receivable no longer meets our policy for nonaccrual.
	We accrete the amount required to adjust the fair value of our finance receivables to their contractual amounts over the life of the related finance receivable for non-credit impaired finance receivables and over the life of a pool of finance receivables for purchased credit impaired finance receivables as described below.
Purchased Credit Impaired Finance Receivables	'
	Purchased Credit Impaired Finance Receivables
	As part of each of our acquisitions, we identify a population of finance receivables for which it is determined that it is probable that we will be unable to collect all contractually required payments. The population of accounts identified principally consists of those finance receivables that are 60 days or more past due, which had been classified as TDR finance receivables as of the acquisition date, or had been previously modified.
	We accrete the excess of the cash flows expected to be collected on the purchased credit impaired finance receivables over the discounted cash flows (the “accretable yield”) into interest income at a level rate of return over the expected lives of the underlying pools of the purchased credit impaired finance receivables. We have established policies and procedures to periodically (at least once a quarter) update the amount of cash flows we expect to collect, incorporating assumptions regarding default rates, loss severities, the amounts and timing of prepayments and other factors that are reflective of then current market conditions. Probable decreases in expected finance receivable principal cash flows result in the recognition of impairment, which is recognized through the provision for finance receivable losses. Probable and significant increases in expected cash flows to be collected would first reverse any previously recorded allowance for finance receivable losses; any remaining increases are recognized prospectively as adjustments to the respective pool’s yield.
	Our purchased credit impaired finance receivables remain in our purchased credit impaired pools until liquidation. We do not reclassify modified purchased credit impaired finance receivables as TDR finance receivables.
	We have additionally established policies and procedures related to maintaining the integrity of these pools. Generally, a finance receivable will not be removed from a pool unless we sell, foreclose, or otherwise receive assets in satisfaction of a particular finance receivable or a finance receivable is charged-off. If the facts and circumstances indicate that a finance receivable should be removed from a pool, that finance receivable will be removed at its carrying amount with the carrying amount being determined using the pro-rata method (the unpaid principal balance of the particular finance receivable divided by the unpaid principal balance of the pool multiplied by the carrying amount of the pool). Removal of the finance receivable from a pool does not affect the yield used to recognize accretable yield of the pool. If a finance receivable is removed from the pool because it is charged-off, it is removed at its carrying amount with a charge to the provision for finance receivable losses.
Troubled Debt Restructured Finance Receivables	'
	Troubled Debt Restructured Finance Receivables
	We make modifications to our real estate loans to assist borrowers in avoiding foreclosure. When we modify a real estate loan’s contractual terms for economic or other reasons related to the borrower’s financial difficulties and grant a concession that we would not otherwise consider, we classify that loan as a TDR finance receivable. We restructure finance receivables only if we believe the customer has the ability to pay under the restructured terms for the foreseeable future. We establish reserves on our TDR finance receivables in accordance with the authoritative guidance for impaired loans.
	We may modify the terms of existing accounts in certain circumstances, such as certain bankruptcy or other catastrophic situations or for economic or other reasons related to a borrower’s financial difficulties that justify modification. When we modify an account, we primarily use a combination of the following to reduce the borrower’s monthly payment: reduce interest rate, extend the term, capitalize or forgive past due interest and, to a lesser extent, forgive principal. If the account is delinquent at the time of modification, the account is brought current for delinquency reporting. Account modifications that are deemed to be a TDR finance receivable are measured for impairment in accordance with the authoritative guidance for the accounting for impaired loans. Account modifications that are not classified as a TDR finance receivable are measured for impairment in accordance with the authoritative guidance for the accounting for contingencies.
	Finance charges for TDR finance receivables require the application of judgment. We place TDR finance receivables on accrual status or nonaccrual status based on the loans’ status prior to modification. TDR finance receivables that are placed on nonaccrual status remain on nonaccrual status until the finance receivable liquidates.
Allowance for Finance Receivable Losses	'
	Allowance for Finance Receivable Losses
	We establish the allowance for finance receivable losses through the provision for finance receivable losses. We evaluate our finance receivable portfolio by finance receivable type. Our finance receivable types (personal loans, SpringCastle Portfolio, real estate loans, and retail sales finance) consist of a large number of relatively small, homogeneous accounts. We evaluate our finance receivable types for impairment as groups. None of our accounts are large enough to warrant individual evaluation for impairment.
	Management considers numerous internal and external factors in estimating losses inherent in our finance receivable portfolio, including the following:
	·                  prior finance receivable loss and delinquency experience;
	·                  the composition of our finance receivable portfolio; and
	·                  current economic conditions, including the levels of unemployment and personal bankruptcies.
	We charge off to the allowance for finance receivable losses personal loans that are beyond 180 days past due.
	To avoid unnecessary real estate loan foreclosures, we may refer borrowers to counseling services, as well as consider a cure agreement, loan modification, voluntary sale (including a short sale), or deed in lieu of foreclosure. When two payments are past due on a collateral dependent real estate loan and it appears that foreclosure may be necessary, we inspect the property as part of assessing the costs, risks, and benefits associated with foreclosure. Generally, we start foreclosure proceedings on real estate loans when four monthly installments are past due. When foreclosure is completed and we have obtained title to the property, we obtain a third-party’s valuation of the property, which is either a full appraisal or a real estate broker’s or appraiser’s estimate of the property sale value without the benefit of a full interior and exterior appraisal and lacking sales comparisons. Such appraisals or real estate brokers’ or appraisers’ estimate of value are one factor considered in establishing an appropriate valuation; however, we are ultimately responsible for the valuation established. We reduce finance receivables by the amount of the real estate loan, establish a real estate owned asset, and charge off any loan amount in excess of that value to the allowance for finance receivable losses. We infrequently extend the charge-off period for individual accounts when, in our opinion, such treatment is warranted and consistent with our credit risk policies. We increase the allowance for finance receivable losses for recoveries on accounts previously charged-off.
	We may renew a delinquent account if the customer meets current underwriting criteria and it does not appear that the cause of past delinquency will affect the customer’s ability to repay the new loan. We subject all renewals, whether the customer’s account is current or delinquent, to the same credit risk underwriting process as we would a new application for credit.
	For our personal loans and retail sales finance receivables, we may offer those customers whose accounts are in good standing the opportunity of a deferment, which extends the term of an account. Prior to granting the deferment, we require a partial payment that is usually the greater of one-half of a regular monthly payment or the interest due on the account. We may extend this offer to customers when they are experiencing higher than normal personal expenses. Generally, this offer is not extended to customers who are delinquent. However, we may offer a deferment to a delinquent customer who is experiencing a temporary financial problem. The account is considered current upon granting the deferment. To evaluate whether a borrower’s financial difficulties are temporary or other than temporary we review the terms of each deferment to ensure that the borrower has the financial ability to repay the outstanding principal and associated interest in full following the deferment and after the customer is brought current. If, following this analysis, we believe a borrower’s financial difficulties are other than temporary, we will not grant deferment, and the loans may continue to age until they are charged off. We limit a customer to two deferments in a rolling twelve month period unless we determine that an exception is warranted and is consistent with our credit risk policies.
	For our real estate loans, we may offer a deferment to a delinquent customer who is experiencing a temporary financial problem, which extends the term of an account. Prior to granting the deferment, we require a partial payment that is usually the greater of one-half of a regular monthly payment or the interest due on the account and any escrow payments for real estate loans that were originated at our branch offices and require two contractual payments plus any past due principal and escrow payments due on the account for real estate loans that were originated or acquired centrally. We forebear the remaining past due interest when the deferment is granted for real estate loans that were originated or acquired centrally. (Prior to March 1, 2012, we waived the remaining past due interest.) The account is considered current upon granting the deferment. We limit a customer to two deferments in a rolling twelve month period for real estate loans that were originated at our branch offices (one deferment for real estate loans that were originated or acquired centrally) unless we determine that an exception is warranted and is consistent with our credit risk policies.
	We do not systemically track deferments granted because we believe the deferments we elect to grant, individually and in the aggregate, do not have a material effect on the amount of contractual cash flows of the finance receivables or the timing of their receipt. Accounts that are granted a deferment are not classified as troubled debt restructurings. We do not consider deferments granted as a troubled debt restructuring because the customer is not experiencing an other than temporary financial difficulty, and we are not granting a concession to the customer or the concession granted is immaterial to the contractual cash flows. We pool accounts that have been granted a deferment together with accounts that have not been granted a deferment for measuring impairment in accordance with the authoritative guidance for the accounting for contingencies.
	The allowance for finance receivable losses related to our purchased credit impaired finance receivables is calculated using updated cash flows expected to be collected, incorporating assumptions regarding default rates, loss severities, the amounts and timing of prepayments and other factors that are reflective of current market conditions. Probable decreases in expected finance receivable principal cash flows result in the recognition of impairment. Probable and significant increases in expected cash flows to be collected would first reverse any previously recorded allowance for finance receivable losses.
	We also establish reserves for TDR finance receivables, which are included in our allowance for finance receivable losses. The allowance for finance receivable losses related to our TDR finance receivables is calculated in homogeneous aggregated pools of individually evaluated impaired finance receivables that have common risk characteristics. We establish our allowance for finance receivable losses related to our TDR finance receivables by calculating the present value (discounted at the loan’s effective interest rate prior to modification) of all expected cash flows less the recorded investment in the aggregated pool. We use certain assumptions to estimate the expected cash flows from our TDR finance receivables. The primary assumptions for our model are prepayment speeds, default rates, and severity rates.
Finance Receivables Held for Sale	'
	Finance Receivables Held for Sale
	Depending on market conditions or certain of management’s capital sourcing strategies, which may impact our ability and/or intent to hold our finance receivables until maturity or for the foreseeable future, we may decide to sell finance receivables originally intended for investment. Management’s view of foreseeable future is generally a twelve-month period based on the longest reasonably reliable liquidity forecast period. Our ability to hold finance receivables for the foreseeable future is subject to a number of factors, including economic and liquidity conditions, and therefore may change. As of each reporting period, management determines our ability to hold finance receivables for the foreseeable future based on assumptions for liquidity requirements. When it is probable that management’s intent or ability is to no longer hold finance receivables for the foreseeable future and we subsequently decide to sell specifically identified finance receivables that were originally classified as held for investment, the net finance receivables, less allowance for finance receivable losses are reclassified as finance receivables held for sale and are carried at the lower of cost or fair value. Any amount by which cost exceeds fair value is accounted for as a valuation allowance and is recognized in finance receivables held for sale originated as held for investment revenues. We base the fair value estimates on negotiations with prospective purchasers (if any) or by using projected cash flows discounted at the weighted average interest rates offered in the market for similar finance receivables. We base cash flows on contractual payment terms adjusted for estimates of prepayments and credit related losses. Cash flows resulting from the sale of the finance receivables that were originally classified as held for investment are recorded as an investing activity in the consolidated statements of cash flows since U.S. GAAP requires the statement of cash flow presentation to be based on the original classification of the finance receivable. When sold, we record the sales price we receive less our carrying value of these finance receivables held for sale in finance receivables held for sale originated as held for investment revenues.
	When it is determined that management no longer intends to sell finance receivables which had previously been classified as finance receivables held for sale and we have the ability to hold the finance receivables for the foreseeable future, we reclassify the finance receivables to finance receivables held for investment at the lower of cost or fair value and we accrete any fair value adjustment over the remaining life of the related finance receivables.
Real Estate Owned	'
	Real Estate Owned
	We acquire real estate owned through foreclosure on real estate loans and we initially record real estate owned in other assets at the estimated fair value less the estimated cost to sell. The estimated fair value used as a basis to determine the carrying value of real estate owned is defined as the price that would be received in selling the property in an orderly transaction between market participants as of the measurement date.
	We test the balances of real estate owned for impairment on a quarterly basis. If the required impairment testing suggests real estate owned is impaired, we reduce the carrying amount to estimated fair value less the estimated costs to sell. We charge these impairments to other revenues. We record the sale price we receive for a property less the carrying value and any amounts refunded to the customer as a recovery or loss in other revenues. We do not profit from foreclosures in accordance with the American Financial Services Association’s Voluntary Standards for Consumer Mortgage Lending. We only attempt to recover our investment in the property, including expenses incurred.
Net Other Intangible Assets	'
	Net Other Intangible Assets
	We have determined that each of our net other intangible assets has a finite useful life with the exception of the insurance licenses and certain domain names, which we determined to have indefinite lives.
	For those net intangible assets with a finite useful life, we review such intangibles for impairment at least annually and whenever events or changes in circumstances indicate that their carrying amounts may not be recoverable. Impairment is indicated if the sum of undiscounted estimated future cash flows is less than the carrying value of the respective asset. Impairment is permanently recognized by writing down the asset to the extent that the carrying value exceeds the estimated fair value.
	For indefinite lived intangible assets, we first complete a qualitative assessment to determine whether it is necessary to perform a quantitative impairment test annually. If the qualitative assessment indicates that the assets are more likely than not to have been impaired, we proceed with the fair value calculation of the assets. The fair value is determined in accordance with our fair value measurement policy. If the fair value is less than the carrying value, an impairment loss will be recognized in an amount equal to the difference and the indefinite life classification will be evaluated to determine whether such classification remains appropriate. Prior to our early adoption of ASU 2012-02, Intangibles-Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment, effective December 31, 2012, we did not perform a qualitative assessment before calculating the fair value.
Reserve for Sales Recourse Obligations	'
	Reserve for Sales Recourse Obligations
	When we sell finance receivables, we establish a reserve for sales recourse in other liabilities, which represents our estimate of losses to be: (a) incurred by us on the repurchase of certain finance receivables that we previously sold; and (b) incurred by us for the indemnification of losses incurred by purchasers. Certain sale contracts include provisions requiring us to repurchase a finance receivable or indemnify the purchaser for losses it sustains with respect to a finance receivable if a borrower fails to make initial loan payments to the purchaser or if the accompanying mortgage loan breaches certain customary representations and warranties. These representations and warranties are made to the purchasers with respect to various characteristics of the finance receivable, such as the manner of origination, the nature and extent of underwriting standards applied, the types of documentation being provided, and, in limited instances, reaching certain defined delinquency limits. Although the representations and warranties are typically in place for the life of the finance receivable, we believe that most repurchase requests occur within the first five years of the sale of a finance receivable. In addition, an investor may request that we refund a portion of the premium paid on the sale of mortgage loans if a loan is prepaid within a certain amount of time from the date of sale. At the time of the sale of each finance receivable (exclusive of finance receivables included in our on-balance sheet securitizations), we record a provision for recourse obligations for estimated repurchases, loss indemnification and premium recapture on finance receivables sold, which is charged to other revenues. Any subsequent adjustments resulting from changes in estimated recourse exposure are recorded in other revenues. We include our reserve for sales recourse obligations in other liabilities.
Insurance Premiums and Commissions Revenue Recognition	'
	Insurance Premiums and Commissions Revenue Recognition
	We recognize credit insurance premiums on closed-end real estate loans and revolving finance receivables as revenue when billed monthly. We defer single premium credit insurance premiums in unearned premium reserves which we include in insurance claims and policyholder liabilities. We recognize unearned premiums on credit life insurance as revenue using the sum-of-the-digits or actuarial methods, except in the case of level-term contracts, for which we recognize unearned premiums as revenue using the straight-line method over the terms of the policies. We recognize unearned premiums on credit accident and health insurance as revenue using an average of the sum-of-the-digits and the straight-line methods. We recognize unearned premiums on credit-related property and casualty and credit involuntary unemployment insurance as revenue using the straight-line method over the terms of the policies. We recognize non-credit life insurance premiums as revenue when collected but not before their due dates. We recognize commissions on ancillary products as other revenue when received. We may finance certain insurance products offered to our customers as part of finance receivables. In such cases, the insurance premium is included as an operating cash inflow and the financing of the insurance premium is included as part of the finance receivable as an investing cashflow in the consolidated statements of cash flows.
Policy Reserves	'
	Policy Reserves
	Policy reserves for credit life, credit accident and health, credit-related property and casualty, and credit involuntary unemployment insurance equal related unearned premiums. We base claim reserves on Company experience. We estimate reserves for losses and loss adjustment expenses for credit-related property and casualty insurance based upon claims reported plus estimates of incurred but not reported claims. We accrue liabilities for future life insurance policy benefits associated with non-credit life contracts and base the amounts on assumptions as to investment yields, mortality, and surrenders. We base annuity reserves on assumptions as to investment yields and mortality. We base insurance reserves assumed under reinsurance agreements where we assume the risk of loss on various tabular and unearned premium methods. Ceded reinsurance recoverables are included in other assets and include estimates of the amounts expected to be recovered from reinsurers on insurance claims and policyholder liabilities.
Acquisition Costs	'
	Acquisition Costs
	We defer insurance policy acquisition costs (primarily commissions, reinsurance fees, and premium taxes). We include deferred policy acquisition costs in other assets and amortize these costs over the terms of the related policies, whether directly written or reinsured.
Valuation of Investment Securities	'
	Valuation of Investment Securities
	We generally classify our investment securities as available-for-sale, which we record at fair value. We adjust related balance sheet accounts to reflect the current fair value of investment securities and record the adjustment, net of tax, in accumulated other comprehensive income or loss in shareholders’ equity. We record interest receivable on investment securities in other assets.
	We classify investment securities that are deemed to incorporate an embedded derivative and for which it is impracticable for us to isolate and/or value the derivative as trading securities, which we record at fair value. We recognize any changes in fair value in earnings. We have revised our previously reported consolidated financial statements to correct the classification of these investment securities with embedded derivatives and the accounting treatment of the related change in fair value, which is discussed further in Note 24.
	We classify our investment securities in the fair value hierarchy framework based on the observability of inputs. Inputs to the valuation techniques are described as being either observable (level 1 or 2) or unobservable (level 3) assumptions that market participants would use in pricing an asset or liability.
Impairments on Investment Securities	'
	Impairments on Investment Securities
	Each quarter, we evaluate our investment securities on an individual basis to identify any instances where the fair value of the investment security is below its amortized cost. For these securities, we then evaluate whether an other-than-temporary impairment exists if any of the following conditions are present:
	·                  we intend to sell the security;
	·                  it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis; or
	·                  we do not expect to recover the security’s entire amortized cost basis (even if we do not intend to sell the security).
	If we intend to sell an impaired investment security or we will likely be required to sell the security before recovery of its amortized cost basis less any current period credit loss, we recognize an other-than-temporary impairment in investment revenues equal to the difference between the investment security’s amortized cost and its fair value at the balance sheet date.
	In determining whether a credit loss exists, we compare our best estimate of the present value of the cash flows expected to be collected from the security to the amortized cost basis of the security. Any shortfall in this comparison represents a credit loss. The cash flows expected to be collected is determined by assessing all available information, including length and severity of unrealized loss, issuer default rate, ratings changes and adverse conditions related to the industry sector, financial condition of issuer, credit enhancements, collateral default rates, and other relevant criteria. Management considers factors such as our investment strategy, liquidity requirements, overall business plans, and recovery periods for securities in previous periods of broad market declines.
	If a credit loss exists with respect to an investment in a security (i.e., we do not expect to recover the entire amortized cost basis of the security), we would be unable to assert that we will recover our amortized cost basis even if we do not intend to sell the security. Therefore, in these situations, an other-than-temporary impairment is considered to have occurred.
	If a credit loss exists, but we do not intend to sell the security and we will likely not be required to sell the security before recovery of its amortized cost basis less any current period credit loss, the impairment is classified as: (1) the estimated amount relating to credit loss; and (2) the amount relating to all other factors. We recognize the estimated credit loss in investment revenues, and the non-credit loss amount in accumulated other comprehensive income or loss.
	Once a credit loss is recognized, we adjust the investment security to a new amortized cost basis equal to the previous amortized cost basis less the amount recognized in investment revenues. For investment securities for which other-than-temporary impairments were recognized in investment revenues, the difference between the new amortized cost basis and the cash flows expected to be collected is accreted to investment income.
	We recognize subsequent increases and decreases in the fair value of our available-for-sale investment securities in accumulated other comprehensive income or loss, unless the decrease is considered other than temporary.
Investment Revenue Recognition	'
	Investment Revenue Recognition
	We recognize interest on interest bearing fixed-maturity investment securities as revenue on the accrual basis. We amortize any premiums or accrete any discounts as a revenue adjustment using the interest method. We stop accruing interest revenue when the collection of interest becomes uncertain. We record dividends on equity securities as revenue on ex-dividend dates. We recognize income on mortgage-backed securities as revenue using an effective yield based on estimated prepayments of the underlying mortgages. If actual prepayments differ from estimated prepayments, we calculate a new effective yield and adjust the net investment in the security accordingly. We record the adjustment, along with all investment securities revenue, in investment revenues.
Realized Gains and Losses on Investment Securities	'
	Realized Gains and Losses on Investment Securities
	We specifically identify realized gains and losses on investment securities and include them in investment revenues.
Variable Interest Entities	'
	Variable Interest Entities
	An entity is a VIE if the entity does not have sufficient equity at risk for the entity to finance its activities without additional financial support or has equity investors who lack the characteristics of a controlling financial interest. A VIE is consolidated into the financial statements of its primary beneficiary. When we have a variable interest in a VIE, we qualitatively assess whether we have a controlling financial interest in the entity and, if so, whether we are the primary beneficiary. In applying the qualitative assessment to identify the primary beneficiary of a VIE, we are determined to have a controlling financial interest if we have (1) the power to direct the activities that most significantly impact the economic performance of the VIE, and (2) the obligation to absorb losses or the right to receive benefits that could potentially be significant to the VIE. We consider the VIE’s purpose and design, including the risks that the entity was designed to create and pass through to its variable interest holders. Determining a VIE’s primary beneficiary is an ongoing assessment. On a quarterly basis, we reassess whether we have a controlling financial interest in and are the primary beneficiary of a VIE. The quarterly reassessment process considers whether we have acquired or divested the power to direct the activities of the VIE through changes in governing documents or other circumstances.
Other Invested Assets	'
	Other Invested Assets
	Commercial mortgage loans and insurance policy loans are part of our investment portfolio and we include them in other assets at amortized cost. We recognize interest on commercial mortgage loans and insurance policy loans as revenue on the accrual basis using the interest method. We stop accruing revenue when collection of interest becomes uncertain. We include other invested asset revenue in investment revenues. We record accrued other invested asset revenue receivable in other assets.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents
	We consider unrestricted cash on hand and short-term investments having maturity dates within three months of their date of acquisition to be cash and cash equivalents.
Restricted Cash	'
	Restricted Cash
	We include funds to be used for future debt payments relating to our securitization transactions and escrow deposits in restricted cash.
Long-term Debt	'
	Long-term Debt
	We generally report our long-term debt issuances at face value of the debt instrument, which we adjust for any unaccreted discount or unamortized premium associated with the debt. We record long-term debt issuances that are deemed to incorporate an embedded derivative and for which it is impracticable for us to isolate and/or value the derivative at fair value and recognize any unrealized gains and losses in earnings. We have revised our previously reported consolidated financial statements to correct the carrying value of our long-term debt with embedded derivatives and the related change in fair value, which is discussed further in Note 24.
Income Taxes	'
	Income Taxes
	We recognize income taxes using the asset and liability method. We establish deferred tax assets and liabilities for temporary differences between the financial reporting basis and the tax basis of assets and liabilities, using the tax rates expected to be in effect when the temporary differences reverse.
	Realization of our gross deferred tax asset depends on our ability to generate sufficient taxable income of the appropriate character within the carryforward periods of the jurisdictions in which the net operating and capital losses, deductible temporary differences and credits were generated. When we assess our ability to realize deferred tax assets, we consider all available evidence, including:
	·                  the nature, frequency, and severity of current and cumulative financial reporting losses;
	·                  the timing of the reversal of our gross taxable temporary differences in an amount sufficient to provide benefit for our gross deductible temporary differences;
	·                  the carryforward periods for the net operating and capital loss carryforwards;
	·                  the sources and timing of future taxable income, giving greater weight to discrete sources and to earlier years in the forecast period; and
	·                  tax planning strategies that would be implemented, if necessary, to accelerate taxable amounts.
	We provide a valuation allowance for deferred tax assets if it is more likely than not that we will not realize the deferred tax asset in whole or in part. We include an increase or decrease in a valuation allowance resulting from a change in the realizability of the related deferred tax asset in income.
Derivative Financial Instruments	'
	Derivative Financial Instruments
	Our derivatives were governed by International Swap and Derivatives Association, Inc. (“ISDA”) standard Master Agreements, whereby the parties agreed to net the amounts payable and receivable under all contracts governed by the ISDA Master Agreement in the event of a contract default by either one of the parties. If the net exposure was from the counterparty to us, we recorded the derivative asset in other assets on our consolidated balance sheet. If the net exposure was from us to the counterparty, we recorded the derivative liability in other liabilities on our consolidated balance sheet. We recorded net unrealized gains and losses on derivative transactions as adjustments to cash flows from operating activities on our consolidated statements of cash flows.
	We recognized the derivatives on our consolidated balance sheets at their fair value. We estimated the fair value of our derivatives using industry standard valuation models.
	Our previously held derivatives were formally documented and designated as cash flow hedges or hedges that did not qualify as a cash flow or fair value hedge. We recorded the effective portion of the changes in the fair value of a derivative that was highly effective and was qualified and designated as a cash flow hedge in accumulated other comprehensive income or loss, net of tax, until earnings were affected by the variability of cash flows of the hedged transaction. We recorded changes in the fair value of a derivative that did not qualify as either a cash flow or fair value hedge and changes in the fair value of hedging instruments measured as ineffectiveness in current period earnings in other revenues. We included all components of each derivative’s gain or loss in the assessment of hedge effectiveness.
	We discontinued hedge accounting prospectively when:
	·                  the derivative was no longer effective in offsetting changes in the cash flows or fair value of a hedged item;
	·                  we sold, terminated, or exercised the derivative and/or the hedged item or they expired; or
	·                  we changed our objectives or strategies and designating the derivative as a hedging instrument was no longer appropriate.
	For cash flow hedges that were discontinued for reasons other than the forecasted transaction is not probable of occurring, we began reclassifying the accumulated other comprehensive income or loss adjustment to earnings when earnings were affected by the hedged item.
	For cash flows from derivatives that are a part of fair value hedges or cash flow hedges, we classify the cash flows in the same category as cash flows related to the hedged item within the consolidated statements of cash flows.
	In compliance with the authoritative guidance for fair value measurements, our valuation methodology for derivatives incorporated the effect of our non-performance risk and the non-performance risk of our counterparties. Effective January 1, 2012, we made an accounting policy election to continue to measure the credit risk of our derivative financial instruments that were subject to master netting agreements on a net basis by counterparty portfolio in compliance with the new authoritative guidance for fair value measurements.
Benefit Plans	'
	Benefit Plans
	We have both funded and unfunded noncontributory defined pension and postretirement plans. We recognize the net pension asset or liability, also referred to herein as the funded status of the benefit plans, in other assets or other liabilities, depending on the funded status at the end of each reporting period. We recognize the net actuarial gains or losses and prior service cost or credit that arise during the period in other comprehensive income or loss.
	Many of our employees are participants in our 401(k) plan. Our contributions to the plan are charged to salaries and benefits within operating expenses.
Share-based Compensation Plans	'
	Share-based Compensation Plans
	We measure compensation cost for stock-based awards at estimated fair value and recognize compensation expense over the required service period for awards expected to vest. The estimation of stock-based awards that will ultimately vest requires judgment, and to the extent actual results or updated estimates differ from current estimates, such amounts will be recorded as a cumulative adjustment to salaries and benefits in the period estimates are revised. For awards subject to graded vesting, expense is recognized under the straight-line method.
Fair Value Measurements	'
	Fair Value Measurements
	Management is responsible for the determination of the fair value of our financial assets and financial liabilities and the supporting methodologies and assumptions. We employ widely accepted internal valuation models or utilize third-party valuation service providers to gather, analyze, and interpret market information and derive fair values based upon relevant methodologies and assumptions for individual instruments or pools of finance receivables. When our valuation service providers are unable to obtain sufficient market observable information upon which to estimate the fair value for a particular security, we determine fair value either by requesting brokers who are knowledgeable about these securities to provide a quote, which is generally non-binding, or by employing widely accepted internal valuation models.
	Our valuation process typically requires obtaining data about market transactions and other key valuation model inputs from internal or external sources and, through the use of widely accepted internal valuation models, provides a single fair value measurement for individual securities or pools of finance receivables. The inputs used in this process include, but are not limited to, market prices from recently completed transactions and transactions of comparable securities, interest rate yield curves, credit spreads, currency rates, and other market-observable information as of the measurement date as well as the specific attributes of the security being valued, including its term, interest rate, credit rating, industry sector, and other issue or issuer-specific information. When market transactions or other market observable data is limited, the extent to which judgment is applied in determining fair value is greatly increased. We assess the reasonableness of individual security values received from our valuation service providers through various analytical techniques. We conduct price reviews for all investment securities. Assets that fall outside a price change tolerance are sent to our third-party investment manager for further review. In addition, we may validate the reasonableness of fair values by comparing information obtained from our valuation service providers to other third-party valuation sources for selected securities.
	We measure and classify assets and liabilities in the consolidated balance sheets in a hierarchy for disclosure purposes consisting of three “Levels” based on the observability of inputs available in the market place used to measure the fair values. In general, we determine the fair value measurements classified as Level 1 based on inputs utilizing quoted prices in active markets for identical assets or liabilities that we have the ability to access. We generally obtain market price data from exchange or dealer markets. We do not adjust the quoted price for such instruments.
	We determine the fair value measurements classified as Level 2 based on inputs utilizing other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. Level 2 inputs include quoted prices for similar assets and liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals.
	Level 3 inputs are unobservable inputs for the asset or liability, and include situations where there is little, if any, market activity for the asset or liability. The use of observable and unobservable inputs is further discussed in Note 25.
	In certain cases, the inputs we use to measure the fair value of an asset may fall into different levels of the fair value hierarchy. In such cases, we determine the level in the fair value hierarchy within which the fair value measurement in its entirety falls based on the lowest level input that is significant to the fair value measurement in its entirety. Our assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment and considers factors specific to the asset or liability.
	Our fair value processes include controls that are designed to ensure that fair values are appropriate. Such controls include model validation, review of key model inputs, analysis of period-over-period fluctuations, and reviews by senior management.
Earnings Per Share	'
	Earnings Per Share
	Basic earnings per share is computed by dividing net income or loss by the weighted-average number of shares outstanding during each period. Diluted earnings per share is computed based on the weighted-average number of common shares plus the effect of dilutive potential common shares outstanding during the period using the treasury stock method. Dilutive potential common shares represent outstanding unvested restricted stock units and awards.
Foreign Currency	'
	Foreign Currency
	The functional currency of our residual operations in the United Kingdom is the local currency, the British Pound. We translate financial statement amounts expressed in British Pounds into U.S. Dollars using the authoritative guidance for foreign currency translation. We translate functional currency assets and liabilities into U.S. Dollars using exchange rates prevailing at the balance sheet date. We translate revenues and expenses using monthly average exchange rates for the period. We record the translation adjustments, net of tax, as a separate component of other comprehensive income (loss), which we include in stockholder’s equity. We record exchange gains and losses resulting from foreign currency transactions in other revenues.
Transactions with Affiliates of Fortress or AIG	'
	Transactions with Affiliates of Fortress or AIG
	We may enter into transactions with affiliates of Fortress or AIG. These transactions occur at prevailing market rates and terms and primarily include subservicing and refinancing agreements, reinsurance agreements, and derivative transactions. See Note 9 for further information on our transactions with affiliates of Fortress and AIG.

Finance_Receivables_Tables

Finance Receivables (Tables)	12 Months Ended
	Dec. 31, 2013
Finance Receivables	'
Schedule of components of net finance receivables by type	'
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	December 31, 2013
	Gross receivables*	$	3,644,030		$	2,484,719		$	7,940,500		$	108,457		$	14,177,706
	Unearned finance charges and points and fees	(560,104		)	—			(1,115		)	(10,444		)	(571,663		)
	Accrued finance charges	48,179			20,630			42,690			898			112,397
	Deferred origination costs	39,599			—			274			—			39,873
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
	December 31, 2012 - Revised
	Gross receivables*	$	2,984,423		$	—		$	8,906,061		$	233,296		$	12,123,780
	Unearned finance charges and points and fees	(402,828		)	—			(5,836		)	(27,087		)	(435,751		)
	Accrued finance charges	36,937			—			51,327			2,148			90,412
	Deferred origination costs	31,200			—			351			—			31,551
	Total	$	2,649,732		$	—		$	8,951,903		$	208,357		$	11,809,992
	*                 Gross receivables are defined below:
	·                  finance receivables purchased as a performing receivable – gross finance receivables equal the UPB for interest bearing accounts and the gross remaining contractual payments for precompute accounts plus the remaining unearned discount, net of premium established at the time of purchase to reflect the finance receivable balance at its fair value;
	·                  finance receivables originated subsequent to the Fortress Acquisition – gross finance receivables equals the UPB for interest bearing accounts and the gross remaining contractual payments for precompute accounts; and
	·                  purchased credit impaired finance receivables – gross finance receivables equals the remaining estimated cash flows less the current balance of accretable yield on the purchased credit impaired accounts.
Schedule of maturities of net finance receivables by type	'
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	2014	$	923,022		$	144,725		$	211,505		$	21,513		$	1,300,765
	2015	1,169,988			178,800			278,640			26,089			1,653,517
	2016	789,215			187,161			289,094			18,055			1,283,525
	2017	233,900			201,118			296,785			11,366			743,169
	2018	44,686			217,445			301,973			6,293			570,397
	2019+	10,893			1,576,100			6,604,352			15,595			8,206,940
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
Schedule of unused credit lines extended to customers by the Company	'
	(dollars in thousands)
	December 31,	2013			2012
	Personal loans	$	4,996		$	25,760
	SpringCastle Portfolio	366,060			—
	Real estate loans	32,338			40,357
	Retail sales finance (a)	—			77,879
	Total (b)	$	403,394		$	143,996
	(a)         No unused lines of credit on retail sales finance at December 31, 2013 as a result of the cessation of purchases of revolving retail accounts effective January 16, 2013.
	(b)         The total unused lines of credit at December 31, 2012 was previously incorrectly overstated by $20.5 million and has been revised as follows:
		Personal			Real			Retail
	(dollars in thousands)	Loans			Estate Loans			Sales Finance			Total
	Unused lines of credit:
	As previously stated	$	—		$	86,437		$	78,071		$	164,508
	Adjustment	25,760			(46,080		)	(192		)	(20,512		)
	As corrected	$	25,760		$	40,357		$	77,879		$	143,996
Schedule of revision of previously reported unused lines of credit	'
	The total unused lines of credit at December 31, 2012 was previously incorrectly overstated by $20.5 million and has been revised as follows:
		Personal			Real			Retail
	(dollars in thousands)	Loans			Estate Loans			Sales Finance			Total
	Unused lines of credit:
	As previously stated	$	—		$	86,437		$	78,071		$	164,508
	Adjustment	25,760			(46,080		)	(192		)	(20,512		)
	As corrected	$	25,760		$	40,357		$	77,879		$	143,996
Schedule of largest concentrations of net finance receivables	'
	December 31,	2013					2012 *
	(dollars in thousands)	Amount			Percent		Amount			Percent
							Revised
	California	$	1,212,860		9	%	$	1,191,222		10	%
	N. Carolina	1,062,882			8		808,285			7
	Florida	880,286			6		780,093			7
	Ohio	823,417			6		671,336			6
	Virginia	766,309			6		692,101			6
	Pennsylvania	708,075			5		539,660			4
	Illinois	703,637			5		595,823			5
	Georgia	545,530			4		464,574			4
	Other	7,055,317			51		6,066,898			51
	Total	$	13,758,313		100	%	$	11,809,992		100	%
	*           December 31, 2012 concentrations of net finance receivables are presented in the order of December 31, 2013 state concentrations.
Summary of net finance receivables by type by days delinquent	'
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	December 31, 2013
	Net finance receivables:
	60-89 days past due	$	28,504		$	60,669		$	97,567		$	1,290		$	188,030
	90-119 days past due	22,804			47,689			68,190			1,017			139,700
	120-149 days past due	18,780			33,671			55,222			757			108,430
	150-179 days past due	14,689			26,828			45,158			740			87,415
	180 days or more past due	938			3,579			356,766			173			361,456
	Total delinquent finance receivables	85,715			172,436			622,903			3,977			885,031
	Current	3,038,307			2,232,965			7,183,437			92,093			12,546,802
	30-59 days past due	47,682			99,948			176,009			2,841			326,480
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
	December 31, 2012
	Net finance receivables:
	60-89 days past due	$	21,683		$	—		$	99,956		$	2,107		$	123,746
	90-119 days past due	17,538			—			73,803			1,416			92,757
	120-149 days past due	14,050			—			58,364			1,171			73,585
	150-179 days past due	9,613			—			45,648			743			56,004
	180 days or more past due	12,107			—			382,562			331			395,000
	Total delinquent finance receivables	74,991			—			660,333			5,768			741,092
	Current	2,534,960			—			8,094,459			197,392			10,826,811
	30-59 days past due	39,781			—			197,111			5,197			242,089
	Total	$	2,649,732		$	—		$	8,951,903		$	208,357		$	11,809,992
Schedule of performing and nonperforming net finance receivables by type	'
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	December 31, 2013
	Performing	$	3,114,493		$	2,393,582		$	7,457,013		$	96,224		$	13,061,312
	Nonperforming	57,211			111,767			525,336			2,687			697,001
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
	December 31, 2012
	Performing	$	2,596,424		$	—		$	8,391,526		$	204,696		$	11,192,646
	Nonperforming	53,308			—			560,377			3,661			617,346
	Total	$	2,649,732		$	—		$	8,951,903		$	208,357		$	11,809,992
Schedule of information regarding purchased credit impaired finance receivables	'
	(dollars in thousands)	SCP Loans			FA Loans			Total
	December 31, 2013
	Carrying amount, net of allowance	$	530,326		$	1,257,047		$	1,787,373
	Outstanding balance	$	851,211		$	1,791,882		$	2,643,093
	Allowance for purchased credit impaired finance receivable losses	$	—		$	57,334		$	57,334
	December 31, 2012
	Carrying amount, net of allowance	$	—		$	1,381,409		$	1,381,409
	Outstanding balance	$	—		$	1,968,817		$	1,968,817
	Allowance for purchased credit impaired finance receivable losses	$	—		$	17,358		$	17,358
Schedule of changes in accretable yield for purchased credit impaired finance receivables	'
	(dollars in thousands)	SCP Loans			FA Loans			Total
	Year Ended December 31, 2013
	Balance at beginning of period	$	—		$	629,200		$	629,200
	Additions	437,604			—			437,604
	Accretion	(76,681		)	(128,924		)	(205,605		)
	Reclassifications from nonaccretable difference (a)	—			304,575			304,575
	Disposals of finance receivables (b)	(35,722		)	(33,360		)	(69,082		)
	Balance at end of period	$	325,201		$	771,491		$	1,096,692
	Year Ended December 31, 2012
	Balance at beginning of period	$	—		$	467,105		$	467,105
	Accretion	—			(132,285		)	(132,285		)
	Reclassifications from nonaccretable difference (a)	—			321,048			321,048
	Disposals of finance receivables (b)	—			(26,668		)	(26,668		)
	Balance at end of period	$	—		$	629,200		$	629,200
	Year Ended December 31, 2011
	Balance at beginning of period	$	—		$	644,681		$	644,681
	Accretion	—			(155,366		)	(155,366		)
	Reclassifications from nonaccretable difference (a)	—			25,004			25,004
	Disposals of finance receivables (b)	—			(47,214		)	(47,214		)
	Balance at end of period	$	—		$	467,105		$	467,105
	(a)         Reclassifications from nonaccretable difference in 2013 represent the increases in accretion resulting from higher estimated undiscounted cash flows. Reclassifications from nonaccretable difference in 2012 and 2011 represent the increases in accretion related to increases in the pool yield.
	(b)         Disposals of finance receivables represent finance charges forfeited due to purchased credit impaired finance receivables charged-off during the period.
Schedule of information regarding TDR finance receivables	'
		Real Estate
	(dollars in thousands)	Loans
	December 31, 2013
	TDR gross finance receivables	$	1,375,230
	TDR net finance receivables	$	1,380,223
	Allowance for TDR finance receivable losses	$	176,455
	December 31, 2012
	TDR gross finance receivables	$	832,197
	TDR net finance receivables	$	834,979
	Allowance for TDR finance receivable losses	$	94,855
Schedule of TDR average net receivables and finance charges recognized on TDR finance receivables	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Real Estate Loans
	TDR average net receivables	$	1,120,566		$	572,671		$	169,279
	TDR finance charges recognized	$	63,063		$	31,076		$	7,281
Schedule of information regarding new volume of the TDR finance receivables	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Real Estate Loans
	Number of TDR accounts	7,106			5,761			2,202
	Pre-modification TDR net finance receivables	$	576,142		$	552,454		$	284,897
	Post-modification TDR net finance receivables	$	605,174		$	560,950		$	291,511
Schedule of net finance receivables that were modified as TDR finance receivables within the previous 12 months and for which there was a default during the period to cause TDR finance receivables to be considered nonperforming	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Real Estate Loans
	Number of TDR accounts	929			594			188
	TDR net finance receivables*	$	68,901		$	66,096		$	19,941
	*                 Represents the corresponding balance of TDR net finance receivables at the end of the month in which they defaulted.

Allowance_for_Finance_Receivab1

Allowance for Finance Receivable Losses (Tables)	12 Months Ended
	Dec. 31, 2013
Allowance for Finance Receivable Losses	'
Schedule of changes in the allowance for finance receivable losses by finance receivable type	'
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	Year Ended December 31, 2013
	Balance at beginning of period	$	66,580		$	—		$	113,813		$	2,260		$	182,653
	Provision for finance receivable losses (a)	130,447			133,116			265,100			(1,002		)	527,661
	Charge-offs (b)	(149,032		)	(137,723		)	(159,292		)	(9,500		)	(455,547		)
	Recoveries (c)	47,637			5,663			15,928			10,082			79,310
	Transfers to finance receivables held for sale (d)	(752		)	—			—			—			(752		)
	Balance at end of period	$	94,880		$	1,056		$	235,549		$	1,840		$	333,325
	Year Ended December 31, 2012
	Balance at beginning of period	$	39,522		$	—		$	28,790		$	1,007		$	69,319
	Provision for finance receivable losses (a)	114,288			—			216,229			11,061			341,578
	Charge-offs	(119,383		)	—			(140,652		)	(20,035		)	(280,070		)
	Recoveries	33,260			—			9,446			10,421			53,127
	Transfers to finance receivables held for sale (e)	(1,107		)	—			—			(194		)	(1,301		)
	Balance at end of period	$	66,580		$	—		$	113,813		$	2,260		$	182,653
	Year Ended December 31, 2011
	Balance at beginning of period	$	4,111		$	—		$	2,896		$	56		$	7,063
	Provision for finance receivable losses (a)	105,811			—			209,043			14,821			329,675
	Charge-offs	(105,219		)	—			(196,733		)	(25,861		)	(327,813		)
	Recoveries (f)	34,819			—			13,584			11,991			60,394
	Balance at end of period	$	39,522		$	—		$	28,790		$	1,007		$	69,319
	(a)         Components of provision for finance receivable losses on our real estate loans were as follows:
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Real estate loans
	Provision for finance receivable losses
	Non-credit impaired finance receivables	$	85,653		$	90,314		$	73,644
	Purchased credit impaired finance receivables	81,645			56,019			110,068
	TDR finance receivables	97,802			69,896			25,331
	Total	$	265,100		$	216,229		$	209,043
	(b)         Effective March 31, 2013, we charge off to the allowance for finance receivable losses personal loans that are 180 days past due. Previously, we charged-off to the allowance for finance receivable losses personal loans on which payments received in the prior six months totaled less than 5% of the original loan amount. As a result of this change, we recorded $13.3 million of additional charge-offs in March 2013.
	(c)          Recoveries in 2013 included $37.2 million ($22.7 million of personal loan recoveries, $9.1 million of real estate loan recoveries, and $5.4 million of retail sales finance recoveries) resulting from a sale of previously charged-off finance receivables in June 2013, net of a $4.0 million adjustment for the subsequent buyback of certain finance receivables.
	(d)         During the fourth quarter of 2013, we decreased the allowance for finance receivable losses as a result of the transfer of $18.0 million of personal loans of our lending operations in Puerto Rico from finance receivables held for investment to finance receivables held for sale due to management’s intent to no longer hold these finance receivables for the foreseeable future.
	(e)          During the first quarter of 2012, we decreased the allowance for finance receivable losses as a result of the transfers of $77.8 million of finance receivables from finance receivables held for investment to finance receivables held for sale due to management’s intent to no longer hold these finance receivables for the foreseeable future.
	(f)           Recoveries during 2011 included $5.0 million ($1.9 million personal loan recoveries, $2.9 million real estate loan recoveries, and $0.2 million retail sales finance recoveries) as a result of a settlement of claims relating to our February 2008 purchase of Equity One, Inc.’s consumer branch finance receivable portfolio.
Schedule of components of provision for finance receivable losses on real estate loans	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Charged-off against provision for finance receivable losses:
	SCP Loans	$	72,424		$	—		$	—
	FA Loans gross charge-offs*	41,690			38,686			110,068
	*                 Represents additional impairment recognized, subsequent to the establishment of the pools of purchased credit impaired loans, related to loans that have been foreclosed and transferred to real estate owned status.
Schedule of carrying amount charged-off for purchased credit impaired loans	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Charged-off against provision for finance receivable losses:
	SCP Loans	$	72,424		$	—		$	—
	FA Loans gross charge-offs*	41,690			38,686			110,068
	*                 Represents additional impairment recognized, subsequent to the establishment of the pools of purchased credit impaired loans, related to loans that have been foreclosed and transferred to real estate owned status.
Schedule of allowance for finance receivable losses and net finance receivables by type and by impairment method	'
		Personal			SpringCastle			Real			Retail
	(dollars in thousands)	Loans			Portfolio			Estate Loans			Sales Finance			Total
	December 31, 2013
	Allowance for finance receivable losses for finance receivables:
	Collectively evaluated for impairment	$	94,880		$	1,056		$	1,760		$	1,840		$	99,536
	Acquired with deteriorated credit quality (purchased credit impaired finance receivables)	—			—			57,334			—			57,334
	Individually evaluated for impairment (TDR finance receivables)	—			—			176,455			—			176,455
	Total	$	94,880		$	1,056		$	235,549		$	1,840		$	333,325
	Finance receivables:
	Collectively evaluated for impairment	$	3,171,704		$	1,975,023		$	5,287,745		$	98,911		$	10,533,383
	Purchased credit impaired finance receivables	—			530,326			1,314,381			—			1,844,707
	TDR finance receivables	—			—			1,380,223			—			1,380,223
	Total	$	3,171,704		$	2,505,349		$	7,982,349		$	98,911		$	13,758,313
	December 31, 2012
	Allowance for finance receivable losses for finance receivables:
	Collectively evaluated for impairment	$	66,580		—			$	1,600		$	2,260		$	70,440
	Purchased credit impaired finance receivables	—			—			17,358			—			17,358
	TDR finance receivables	—			—			94,855			—			94,855
	Total	$	66,580		—			$	113,813		$	2,260		$	182,653
	Finance receivables:
	Collectively evaluated for impairment	$	2,649,732		—			$	6,718,157		$	208,357		$	9,576,246
	Purchased credit impaired finance receivables	—			—			1,398,767			—			1,398,767
	TDR finance receivables	—			—			834,979			—			834,979
	Total	$	2,649,732		—			$	8,951,903		$	208,357		$	11,809,992

Finance_Receivables_Held_for_S1

Finance Receivables Held for Sale (Tables)	12 Months Ended
	Dec. 31, 2013
Finance Receivables Held for Sale	'
Schedule of activity in reserve for sales recourse obligations	'
	(dollars in thousands)
	At or for the Years Ended December 31,	2013			2012			2011
	Balance at beginning of period	$	4,863		$	1,648		$	3,511
	Provision for/(reduction in) recourse obligations	322			3,269			(1,442		)
	Recourse losses	(483		)	(54		)	(421		)
	Balance at end of period	$	4,702		$	4,863		$	1,648

Investment_Securities_Tables

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2013
Investment securities	'
Schedule of the cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'
		Cost/
		Amortized			Unrealized			Unrealized			Fair
	(dollars in thousands)	Cost			Gains			Losses			Value
	December 31, 2013
	Fixed maturity available-for-sale securities:
	Bonds:
	U.S. government and government sponsored entities	$	59,800		$	565		$	(681	)	$	59,684
	Obligations of states, municipalities, and political subdivisions	101,913			1,703			(80		)	103,536
	Corporate debt	247,793			6,143			(2,191		)	251,745
	Mortgage-backed, asset-backed, and collateralized:
	Residential mortgage-backed securities (“RMBS”)	82,406			1,931			(559		)	83,778
	Commercial mortgage-backed securities (“CMBS”)	10,931			77			(32		)	10,976
	Collateralized debt obligations (“CDO”)/ Asset-backed securities (“ABS”)	10,200			23			(26		)	10,197
	Total	513,043			10,442			(3,569		)	519,916
	Preferred stock	7,844			—			(39		)	7,805
	Other long-term investments (a)	1,394			—			(125		)	1,269
	Common stocks	850			—			—			850
	Total	$	523,131		$	10,442		$	(3,733	)	$	529,840
	December 31, 2012 - Revised (b)
	Fixed maturity available-for-sale securities:
	Bonds:
	U.S. government and government sponsored entities	$	50,717		$	2,488		$	—		$	53,205
	Obligations of states, municipalities, and political subdivisions	150,721			4,998			(249		)	155,470
	Corporate debt	363,505			10,925			(1,397		)	373,033
	Mortgage-backed, asset-backed, and collateralized:
	RMBS	165,886			4,642			(69		)	170,459
	CMBS	29,991			191			(31		)	30,151
	CDO/ABS	54,261			264			(8		)	54,517
	Total	815,081			23,508			(1,754		)	836,835
	Other long-term investments (a)	1,404			—			(24		)	1,380
	Common stocks	974			30			(29		)	975
	Total	$	817,459		$	23,538		$	(1,807	)	$	839,190
	(a)         Excludes interest in a limited partnership that we account for using the equity method ($0.6 million at December 31, 2013 and 2012).
	(b)         We have revised the classification of certain investment securities at December 31, 2012 found to contain embedded derivatives from available-for-sale to trading securities. See Note 24 for further information on this revision.
Schedule of fair value and unrealized losses on available-for-sale securities by type and length of time in a continuous unrealized loss position	'
		Less Than 12 Months						12 Months or Longer						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
	(dollars in thousands)	Value			Losses			Value			Losses			Value		Losses
	December 31, 2013
	Bonds:
	U.S. government and government sponsored entities	$	45,264		$	(681	)	$	—		$	—		$	45,264	$	(681	)
	Obligations of states, municipalities, and political subdivisions	14,756			(80		)	—			—			14,756		(80		)
	Corporate debt	71,312			(1,539		)	11,772			(652		)	83,084		(2,191		)
	RMBS	18,322			(559		)	—			—			18,322		(559		)
	CMBS	5,517			(32		)	—			—			5,517		(32		)
	CDO/ABS	5,123			(26		)	—			—			5,123		(26		)
	Total	160,294			(2,917		)	11,772			(652		)	172,066		(3,569		)
	Preferred stock	7,805			(39		)	—			—			7,805		(39		)
	Other long-term investments	1,269			(125		)	—			—			1,269		(125		)
	Total	$	169,368		$	(3,081	)	$	11,772		$	(652	)	$	181,140	$	(3,733	)
	December 31, 2012 - Revised
	Bonds:
	U.S. government and government sponsored entities	$	1,310		$	—		$	—		$	—		$	1,310	$	—
	Obligations of states, municipalities, and political subdivisions	1,570			(4		)	9,646			(245		)	11,216		(249		)
	Corporate debt	30,942			(527		)	49,690			(870		)	80,632		(1,397		)
	RMBS	32,040			(69		)	—			—			32,040		(69		)
	CMBS	10,579			(22		)	909			(9		)	11,488		(31		)
	CDO/ABS	5,442			(8		)	—			—			5,442		(8		)
	Total	81,883			(630		)	60,245			(1,124		)	142,128		(1,754		)
	Other long-term investments	178			(23		)	8			(1		)	186		(24		)
	Common stocks	—			—			85			(29		)	85		(29		)
	Total	$	82,061		$	(653	)	$	60,338		$	(1,154	)	$	142,399	$	(1,807	)
Schedule of components of other-than-temporary impairment charges on available-for-sale securities	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Total other-than-temporary impairment losses	$	(26	)	$	(3,820	)	$	(3,725	)
	Portion of loss recognized in accumulated other comprehensive loss	—			—			—
	Net impairment losses recognized in net income (loss)	$	(26	)	$	(3,820	)	$	(3,725	)
Schedule of changes in the cumulative amount of credit losses (recognized in earnings) on other-than-temporarily impaired available-for-sale securities	'
	(dollars in thousands)
	At or for the Years Ended December 31,	2013			2012			2011
	Balance at beginning of period	$	1,650		$	3,725		$	—
	Additions:
	Due to other-than-temporary impairments:
	Impairment previously recognized	26			924			1,327
	Impairment not previously recognized	—			—			2,398
	Reductions:
	Realized due to dispositions with no prior intention to sell	(153		)	(2,999		)	—
	Balance at end of period	$	1,523		$	1,650		$	3,725
Schedule of contractual maturities of fixed-maturity available-for-sale securities	'
	(dollars in thousands)	Fair			Amortized
	December 31, 2013	Value			Cost
	Fixed maturities, excluding mortgage-backed securities:
	Due in 1 year or less	$	13,507		$	13,507
	Due after 1 year through 5 years	158,342			154,349
	Due after 5 years through 10 years	117,899			117,961
	Due after 10 years	125,217			123,689
	Mortgage-backed securities	104,951			103,537
	Total	$	519,916		$	513,043
Schedule of fair value of trading securities by type	'
	(dollars in thousands)
	December 31,	2013			2012
					Revised
	Fixed maturity trading securities:
	Bonds:
	Corporate debt	$	1,837		$	1,963
	Mortgage-backed, asset-backed, and collateralized:
	RMBS	10,671			13,584
	CMBS	29,897			19,145
	CDO/ABS	9,249			14,064
	Total	$	51,654		$	48,756
Available-for-sale securities	'
Investment securities	'
Schedule of realized gains, realized losses, and net realized gains (losses) due to sale or redemption of fair values of available-for-sale securities	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Fair value	$	614,575		$	608,592		$	144,266
	Realized gains	$	5,096		$	2,822		$	224
	Realized losses	(2,282		)	(1,646		)	(695		)
	Net realized gains (losses)	$	2,814		$	1,176		$	(471	)
Trading securities	'
Investment securities	'
Schedule of net unrealized and realized gains (losses) on trading securities	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Net unrealized gains (losses) on trading securities held at year end	$	(476	)	$	3,344		$	1,965
	Net realized gains (losses) on trading securities sold or redeemed during the year	214			239			19
	Total	$	(262	)	$	3,583		$	1,984

Other_Assets_Tables

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2013
Other Assets.	'
Schedule of components of other assets	'
	(dollars in thousands)
	December 31,	2013		2012
				Revised
	Other investments (a)	$	109,542	$	125,379
	Prepaid expenses and deferred charges	81,835		46,875
	Fixed assets, net (b)	76,685		69,717
	Real estate owned	48,955		68,786
	Other intangible assets, net (c)	25,377		29,215
	Escrow advance receivable	23,527		18,520
	Ceded insurance reserves	21,655		27,260
	Current tax receivable (d)	6,132		4,049
	Derivatives fair values	—		26,699
	Other	34,486		22,012
	Total	$	428,194	$	438,512
	(a)         Other investments primarily include commercial mortgage loans and accrued investment income.
	(b)         Fixed assets were net of accumulated depreciation of $155.0 million at December 31, 2013 and $148.7 million at December 31, 2012.
	(c)          Other intangible assets exclude branch office leases of $0.2 million at December 31, 2013 and $0.8 million at December 31, 2012 that are unfavorable to the current market terms and are included in other liabilities and branch office leases of $0.2 million at December 31, 2013 and $0.6 million at December 31, 2012 that are included in fixed assets, net.
	(d)         Current tax receivable includes current federal and state tax assets.
Schedule of gross carrying amount and accumulated amortization, in total and by major intangible asset class	'
		Gross					Net Other
		Carrying		Accumulated			Intangible
	(dollars in thousands)	Amount		Amortization			Assets
	December 31, 2013
	VOBA	$	35,778	$	(31,260	)	$	4,518
	Customer relationships	17,879		(11,559		)	6,320
	Licenses	11,575		—			11,575
	Customer lists	9,695		(8,156		)	1,539
	Domain names*	1,425		—			1,425
	Total	$	76,352	$	(50,975	)	$	25,377
	December 31, 2012
	VOBA	$	35,778	$	(29,963	)	$	5,815
	Customer relationships	17,879		(8,271		)	9,608
	Licenses	12,065		(490		)	11,575
	Customer lists	9,695		(7,628		)	2,067
	Domain name	150		—			150
	Loan origination/processing intellectual property	25		(25		)	—
	Total	$	75,592	$	(46,377	)	$	29,215
	*                 Domain names at December 31, 2013 included the addition of the “springleaf.com” domain name in 2013.
Schedule of estimated aggregate amortization of other intangible assets	'
		Estimated
		Aggregate
		Amortization
	(dollars in thousands)	Expense
	2014	$	4,355
	2015	3,931
	2016	768
	2017	213
	2018	167

Transactions_with_Affiliates_o1

Transactions with Affiliates of Fortress or AIG (Tables)	12 Months Ended
	Dec. 31, 2013
Transactions with Affiliates of Fortress or AIG	'
Schedule of subservicing fees and refinancing concessions	'
	(dollars in thousands)
	Years Ended December 31,	2013		2012		2011
	Subservicing fees	$	8,544	$	9,843	$	9,910
	Refinancing concessions	$	291	$	4,420	$	6,556

Longterm_Debt_Tables

Long-term Debt (Tables)	12 Months Ended
	Dec. 31, 2013
Long-term Debt	'
Schedule of carrying value and fair value of long-term debt by type	'
		December 31, 2013						December 31, 2012
		Carrying			Fair			Carrying			Fair
	(dollars in thousands)	Value			Value			Value			Value
								Revised
	Senior debt	$	12,597,449		$	13,620,644		$	12,449,297		$	12,857,253
	Junior subordinated debt	171,587			294,000			171,556			210,000
	Total	$	12,769,036		$	13,914,644		$	12,620,853		$	13,067,253
Schedule of weighted average interest rates on long-term debt by type	'
		Years Ended December 31,						At December 31,
		2013		2012		2011		2013		2012
				Revised		Revised				Revised
	Senior debt	6.75	%	8.19	%	8.84	%	6.51	%	7.51	%
	Junior subordinated debt	12.26	%	12.26	%	12.26	%	12.26	%	12.26	%
	Total	6.82	%	8.24	%	8.88	%	6.59	%	7.58	%
Schedule of principal maturities of long-term debt by type of debt	'
					Medium			Secured					Junior
		Retail			Term			Term					Subordinated
	(dollars in thousands)	Notes			Notes (a)			Loan (b)			Securitizations		Debt			Total
	Interest rates (c)	5.10%-7.50%			5.40%-8.25%			4.75		%	1.27%-6.00%		6		%
	First quarter 2014	$	1,115		$	—		$	—		$	—	$	—		$	1,115
	Second quarter 2014	10,887			—			—			—		—			10,887
	Third quarter 2014	8,564			—			—			—		—			8,564
	Fourth quarter 2014	335,486			—			—			—		—			335,486
	2014	356,052			—			—			—		—			356,052
	2015	47,254			750,000			—			—		—			797,254
	2016	—			375,000			—			—		—			375,000
	2017	—			2,379,337			—			—		—			2,379,337
	2018-2067	—			1,250,000			750,000			—		350,000			2,350,000
	Securitizations (d)	—			—			—			7,322,768		—			7,322,768
	Total principal maturities	$	403,306		$	4,754,337		$	750,000		$	7,322,768	$	350,000		$	13,580,411
	Total carrying amount (e)	$	386,050		$	4,171,006		$	751,858		$	7,288,535	$	171,587		$	12,769,036
	(a)         Medium-term notes at December 31, 2013 included aggregate principal amounts of $300 million of Senior Notes issued in May 2013 and $950 million of Senior Notes issued in September 2013 of which $700 million were exchanged for medium-term notes due 2017.
	(b)         At December 31, 2013, our secured term loan was issued by wholly owned Company subsidiaries and guaranteed by SFC and the Subsidiary Guarantors.
	(c)          The interest rates shown are the range of contractual rates in effect at December 31, 2013.
	(d)         Securitizations are not included in above maturities by period due to their variable monthly repayments.
	(e)          The carrying amount of our long-term debt associated with certain securitizations that were issued at a discount or revalued at a discount based on its fair value at the time of the Fortress Acquisition and have an inherent structural embedded derivative within the securitization structure are measured at fair value.

Variable_Interest_Entities_Tab

Variable Interest Entities (Tables)	12 Months Ended
	Dec. 31, 2013
Variable Interest Entities	'
Schedule of carrying amounts of consolidated VIE assets and liabilities associated with securitization trusts	'
	(dollars in thousands)
	December 31,	2013		2012
				Revised
	Assets
	Finance receivables:
	Personal loans	$	1,572,070	$	—
	SpringCastle Portfolio	2,505,349		—
	Real estate loans	5,694,176		4,093,393
	Allowance for finance receivable losses	180,478		15,550
	Restricted cash	522,752		108,994
	Liabilities
	Long-term debt	$	7,288,535	$	3,119,312
Schedule of sale of previously retained mortgage-backed and asset-backed notes	'
		Previously
		Retained		Additional
		Notes		Debt
	(dollars in thousands)	Issued		Recorded
	Year Ended December 31, 2013
	Mortgage Securitizations
	SLFMT 2012-2	$	20,000	$	20,675
	SLFMT 2012-3	7,500		7,753
	SLFMT 2013-2	157,517		148,559
	SLFMT 2013-3	22,517		22,623
	Consumer Securitizations
	SLFMT 2013-B	114,000		111,578
	SpringCastle Securitization
	SCFT 2013-1	372,000		357,120
	Year Ended December 31, 2012
	Mortgage Securitizations
	AGFMT 2010-1	$	215,571	$	223,367
	SLFMT 2011-1	122,725		124,357
	SLFMT 2012-1	23,650		23,177

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2013
Derivative Financial Instruments	'
Schedule of weighted average receive and pay rates for cross currency interest rate swap agreements	'
	December 31,	2013		2012
	Weighted average receive rate	—	%	4.13	%
	Weighted average pay rate	—	%	0.56	%
Schedule of changes in the notional amounts of cross currency interest rate swap agreements and foreign currency forward agreement	'
	(dollars in thousands)
	At or for the Years Ended December 31,	2013			2012			2011
	Balance at beginning of period	$	416,636		$	1,269,500		$	3,195,386
	Expired contracts	—			—			(1,925,886		)
	Discontinued and terminated contracts	(416,636		)	(852,864		)	—
	Balance at end of period	$	—		$	416,636		$	1,269,500
Schedule of fair value of derivative instruments presented on a gross basis	'
		December 31, 2013									December 31, 2012
	(dollars in thousands)	Notional			Derivative			Derivative			Notional			Derivative			Derivative
		Amount			Assets			Liabilities			Amount			Assets			Liabilities
	Non-Designated Hedging Instruments
	Cross currency interest rate	$	—		$	—		$	—		$	416,636		$	26,699		$	—
Schedule of amount of gain (loss) for cash flow hedges recognized in accumulated other comprehensive income or loss, reclassified from accumulated other comprehensive income or loss into other revenues (effective portion), and recognized in other revenues (ineffective portion)	'
					From AOCI(L) (a) to									Recognized
					Other									in Other
					Revenues -			Interest						Revenues -
	(dollars in thousands)	AOCI(L)			Other			Expense			Earnings (b)			Other
	Year Ended December 31, 2013
	Cross currency interest rate	$	—		$	—		$	160		$	160		$	—
	Year Ended December 31, 2012
	Cross currency interest rate	$	(16,987	)	$	(12,343	)	$	1,839		$	(10,504	)	$	(426	)
	Year Ended December 31, 2011
	Interest rate	$	(3,084	)	$	—		$	(1,624	)	$	(1,624	)	$	(2,569	)
	Cross currency interest rate	34,877			26,391			1,963			28,354			840
	Total	$	31,793		$	26,391		$	339		$	26,730		$	(1,729	)
	(a)         Accumulated other comprehensive income (loss).
	(b)         Represents the total amounts reclassified from accumulated other comprehensive income or loss to other revenues — other and to interest expense for cash flow hedges as disclosed on our consolidated statement of comprehensive income (loss).
Schedule of amounts recognized in other revenues - other for non-designated hedging instruments	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Non-Designated Hedging Instruments
	Cross currency interest rate and interest rate	$	(3,376	)	$	(33,761	)	$	23,760
	Equity-indexed	—			—			215
	Total	$	(3,376	)	$	(33,761	)	$	23,975
Schedule of derivative adjustments included in other revenues - other	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Mark to market losses	$	(8,244	)	$	(28,659	)	$	(26,572	)
	Net interest income	9,161			18,745			23,788
	Credit valuation adjustment gains (losses)	50			(3,559		)	5,965
	Ineffectiveness losses	—			(426		)	(1,729		)
	Other	(292		)	2,136			(1,411		)
	Total	$	675		$	(11,763	)	$	41

Insurance_Tables

Insurance (Tables)	12 Months Ended
	Dec. 31, 2013
Insurance	'
Schedule of components of insurance claims and policyholder liabilities	'
	(dollars in thousands)
	December 31,	2013			2012
	Finance receivable related:
	Unearned premium reserves	$	151,987		$	118,589
	Benefit reserves	94,954			84,748
	Claim reserves	25,325			28,093
	Subtotal	272,266			231,430
	Non-finance receivable related:
	Benefit reserves	79,352			83,604
	Claim reserves	42,550			50,204
	Subtotal	121,902			133,808
	Total	$	394,168		$	365,238
Schedule of insurance claims and policyholder liabilities assumed from other insurers	'
	(dollars in thousands)
	December 31,	2013			2012
	Non-affiliated insurance companies	$	16,198		$	20,485
	Affiliated insurance companies	45,619			46,774
	Total	$	61,817		$	67,259
Schedule of changes in the liability for unpaid claims and loss adjustment expenses, net of reinsurance recoverable	'
	(dollars in thousands)
	At or for the Years Ended December 31,	2013			2012			2011
	Balance at beginning of period	$	51,037		$	47,369		$	49,947
	Additions for losses and loss adjustment expenses incurred to:
	Current year	58,895			59,883			57,501
	Prior years*	(6,028		)	(2,193		)	(5,076		)
	Total	52,867			57,690			52,425
	Reductions for losses and loss adjustment expenses paid related to:
	Current year	(34,591		)	(33,956		)	(34,860		)
	Prior years	(23,093		)	(20,066		)	(20,143		)
	Total	(57,684		)	(54,022		)	(55,003		)
	Balance at end of period	$	46,220		$	51,037		$	47,369
	*                 Reflects a redundancy in the prior years’ net reserves of $6.0 million at December 31, 2013, $2.2 million at December 31, 2012, and $5.1 million at December 31, 2011 primarily resulting from the settlement of claims incurred in prior years for amounts that were less than expected.
Schedule of statutory net income for insurance companies by type of insurance	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Property and casualty	$	40,616		$	18,493		$	19,914
	Life and accident and health	3,285			10,131			8,538
Schedule of statutory capital and surplus for insurance companies by type of insurance	'
	(dollars in thousands)
	December 31,	2013			2012
	Property and casualty	$	153,710		$	263,414
	Life and accident and health	184,465			245,447

Other_Liabilities_Tables

Other Liabilities (Tables)	12 Months Ended
	Dec. 31, 2013
Other Liabilities.	'
Schedule of components of other liabilities	'
	(dollars in thousands)
	December 31,	2013		2012
				Revised
	Accrued interest on debt	$	78,011	$	71,052
	United Kingdom subsidiary reserves	34,475		65,757
	Salary and benefit liabilities	24,120		14,477
	Retirement plans	14,836		27,454
	Bank overdrafts	7,932		6,953
	Escrow liability	5,429		3,624
	Accrued legal contingencies and expenses	4,475		10,201
	Other insurance liabilities	3,911		3,423
	Other	34,145		24,870
	Total	$	207,334	$	227,811

Earnings_Loss_Per_Share_Tables

Earnings (Loss) Per Share (Tables)	12 Months Ended
	Dec. 31, 2013
Earnings (Loss) Per Share	'
Schedule of par value and shares authorized	'
	Par value and shares authorized at December 31, 2013 were as follows:
		Par			Shares
		Value			Authorized
	Preferred Shares*	$	0.01		300,000,000
	Common Shares	$	0.01		2,000,000,000
	*                 No preferred shares issued and outstanding at December 31, 2013 or 2012.
Schedule of changes in common shares issued and outstanding	'
	At or for the Years Ended December 31,	2013		2012		2011
	Balance at beginning of period	100,000,000		100,000,000		100,000,000
	Sale of common shares	14,788,439		—		—
	Balance at end of period	114,788,439		100,000,000		100,000,000
Schedule of weighted average number of shares outstanding and earnings (loss) per share	'
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Share Data:
	Weighted average number of shares outstanding:
	Basic and diluted	102,917,172			100,000,000			100,000,000
	Earnings (loss) per share:
	Basic and diluted	$	(0.19	)	$	(2.18	)	$	(2.42	)

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss)	'
Schedule of changes in accumulated other comprehensive income (loss)	'
	(dollars in thousands)	Unrealized			Unrealized			Retirement			Foreign			Total
		Gains (Losses)			Gains (Losses)			Plan			Currency			Accumulated
		Investment			Cash Flow			Liabilities			Translation			Other
		Securities			Hedges			Adjustments			Adjustments			Comprehensive
														Income
														(Loss)
	Year Ended December 31, 2013
	Balance at beginning of period	$	14,121		$	104		$	8,120		$	4,127		$	26,472
	Other comprehensive income (loss) before reclassifications	(7,947		)	—			12,033			(547		)	3,539
	Reclassification adjustments from accumulated other comprehensive income	(1,812		)	(104		)	—			—			(1,916		)
	Balance at end of period	$	4,362		$	—		$	20,153		$	3,580		$	28,095
	Year Ended December 31, 2012 - Revised
	Balance at beginning of period	$	3,543		$	4,318		$	(35,221	)	$	152		$	(27,208	)
	Other comprehensive income (loss) before reclassifications	8,948			(11,042		)	43,341			3,975			45,222
	Reclassification adjustments from accumulated other comprehensive income	1,630			6,828			—			—			8,458
	Balance at end of period	$	14,121		$	104		$	8,120		$	4,127		$	26,472
	Year Ended December 31, 2011 - Revised
	Balance at beginning of period	$	(4,532	)	$	1,027		$	425		$	386		$	(2,694	)
	Other comprehensive income (loss) before reclassifications	7,769			20,665			(35,646		)	(234		)	(7,446		)
	Reclassification adjustments from accumulated other comprehensive income	306			(17,374		)	—			—			(17,068		)
	Balance at end of period	$	3,543		$	4,318		$	(35,221	)	$	152		$	(27,208	)
Schedule of reclassification adjustments from accumulated other comprehensive income (loss)	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Unrealized gains (losses) on investment securites:
	Reclassification from accumulated other comprehensive income (loss) to investment revenues, before taxes	$	2,788		$	(2,507	)	$	(471	)
	Income tax effect	(976		)	877			165
	Reclassification from accumulated other comprehensive income (loss) to investment revenues, net of taxes	1,812			(1,630		)	(306		)
	Unrealized gains (losses) on cash flow hedges:
	Reclassification from accumulated other comprehensive income (loss) to interest expense, before taxes	160			1,839			339
	Reclassification from accumulated other comprehensive income (loss) to other revenues, before taxes	—			(12,343		)	26,391
	Income tax effect	(56		)	3,676			(9,356		)
	Reclassification from accumulated other comprehensive income (loss) to interest expense and other revenues, net of taxes	104			(6,828		)	17,374
	Total	$	1,916		$	(8,458	)	$	17,068

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2013
Income Taxes	'
Schedule of components of benefit from income taxes	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
					Revised			Revised
	Federal:
	Current	$	95,866		$	69,057		$	10,575
	Deferred	(106,850		)	(152,619		)	(142,862		)
	Total federal	(10,984		)	(83,562		)	(132,287		)
	Foreign:
	Current	634			2,604			886
	Deferred	(1,418		)	(15,777		)	(1,092		)
	Deferred - valuation allowance	2,345			15,655			3,956
	Total foreign	1,561			2,482			3,750
	State:
	Current	6,154			8,317			2,555
	Deferred	(20,247		)	(23,052		)	(13,607		)
	Deferred - valuation allowance	7,331			8,144			21,184
	Total state	(6,762		)	(6,591		)	10,132
	Total	$	(16,185	)	$	(87,671	)	$	(118,405	)
Schedule of reconciliations of statutory federal income tax rate to effective tax rate	'
	Years Ended December 31,	2013		2012		2011
				Revised		Revised
	Statutory federal income tax rate	35	%	35	%	35	%
	Non-controlling interests	(51.01	)	—		—
	Change in tax status	(14.64	)	—		—
	Interest and penalties on prior year tax returns	7.67		(.34	)	—
	State income taxes, net of federal	(5.55	)	1.41		(1.83	)
	Nondeductible compensation	3.49		—		—
	Valuation allowance	3.02		(5.13	)	(1.10	)
	Nontaxable investment income	(1.94	)	0.89		1.02
	Foreign operations	1.67		(3.27	)	(.40	)
	Other, net	1.42		0.15		0.19
	Effective income tax rate	(20.87	)%	28.71	%	32.88	%
Schedule of reconciliation of the beginning and ending balances of the total amounts of gross unrecognized tax obligation	'
	(dollars in thousands)
	Years Ended December 31,	2013			2012			2011
	Balance at beginning of year	$	1,580		$	—		$	—
	Increases in tax positions for prior years	307			1,091			—
	Decreases in tax positions for prior years	—			—			—
	Increases in tax positions for current years	—			489			—
	Decreases in tax positions for current years	—			—			—
	Lapse in statute of limitations	—			—			—
	Settlements	—			—			—
	Balance at end of year	$	1,887		$	1,580		$	—
Schedule of components of deferred tax assets and liabilities	'
	(dollars in thousands)
	December 31,	2013			2012
					Revised
	Deferred tax assets:
	Securitization	$	112,726		$	36,543
	Mark to market - receivables	32,892			50,739
	Net operating losses and tax attributes	26,201			23,403
	State taxes, net of federal	20,106			12,734
	Market discount - investments	14,134			12,696
	Payment protection insurance liability	11,353			—
	Pension/employee benefits	9,487			13,819
	Insurance reserves	3,711			4,576
	Joint venture	3,252			—
	Real estate owned	3,058			7,862
	Deferred insurance commissions	2,781			1,043
	Legal reserve	1,216			1,989
	Other	3,647			2,474
	Total	244,564			167,878
	Deferred tax liabilities:
	Debt writedown	293,219			353,423
	Discount - debt exchange	14,390			—
	Other intangible assets	8,443			10,233
	Fixed assets	2,148			1,815
	Derivative	1,899			1,951
	Other	7,505			8,485
	Total	327,604			375,907
	Net deferred tax liabilities before valuation allowance	(83,040		)	(208,029		)
	Valuation allowance	(45,220		)	(38,675		)
	Net deferred tax liabilities	$	(128,260	)	$	(246,704	)

Restructuring_Tables

Restructuring (Tables)	12 Months Ended
	Dec. 31, 2013
Restructuring	'
Schedule of restructuring expenses and related asset impairment and other expenses by business segment	'
														Consolidated
	(dollars in thousands)	Consumer			Insurance			Real Estate			Other			Total
	Year Ended December 31, 2012
	Restructuring expenses	$	15,634		$	229		$	818		$	6,822		$	23,503
Schedule of changes in restructuring liability	'
					Contract									Total
		Severance			Termination			Asset			Other Exit			Restructuring
	(dollars in thousands)	Expenses			Expenses			Writedowns			Expenses*			Expenses
	Year Ended December 31, 2013
	Balance at beginning of period	$	56		$	365		$	—		$	—		$	421
	Amounts paid	(56		)	(325		)	—			—			(381		)
	Balance at end of period	$	—		$	40		$	—		$	—		$	40
	Year Ended December 31, 2012
	Balance at beginning of period	$	—		$	—		$	—		$	—		$	—
	Amounts charged to expense	11,600			5,840			5,246			817			23,503
	Amounts paid	(11,544		)	(5,475		)	—			(1,017		)	(18,036		)
	Non-cash expenses	—			—			(5,246		)	200			(5,046		)
	Balance at end of period	$	56		$	365		$	—		$	—		$	421
	*                 Primarily includes removal expenses for branch furniture and signs and fees for outplacement services. Also includes the impairment of the market value adjustment on leased branch offices from the Fortress Acquisition.

Lease_Commitments_Rent_Expense1

Lease Commitments, Rent Expense, and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2013
Lease Commitments, Rent Expense, and Contingent Liabilities	'
Schedule of annual rental commitments for leased office space, automobiles and information technology equipment accounted for as operating leases, excluding leases on a month-to-month basis and the amortization of the lease intangibles recorded as a result of the Fortress Acquisition	'
		Lease
	(dollars in thousands)	Commitments
	First quarter 2014	$	6,931
	Second quarter 2014	6,538
	Third quarter 2014	6,165
	Fourth quarter 2014	5,809
	2014	25,443
	2015	19,418
	2016	13,983
	2017	8,649
	2018	4,453
	2019+	2,876
	Total	$	74,822

Benefit_Plans_Tables

Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2013
Benefit Plans	'
Schedule of funded status of the defined benefit pension plans and other postretirement benefit plans	'
	(dollars in thousands)	Pension (a)						Postretirement (b)
	At or for the Years Ended December 31,	2013			2012			2013			2012
	Projected benefit obligation, beginning of period	$	367,591		$	435,221		$	6,687		$	6,725
	Service cost	—			14,968			289			285
	Interest cost	14,083			18,342			224			262
	Actuarial loss (gain)	(46,806		)	25,809			(4,767		)	166
	Benefits paid:
	Company assets	—			—			(142		)	(172		)
	Plan assets	(12,403		)	(10,376		)	—			—
	Curtailment	—			(78,558		)	—			(579		)
	Settlement	—			(37,815		)	—			—
	Projected benefit obligation, end of period	322,465			367,591			2,291			6,687
	Fair value of plan assets, beginning of period	346,824			350,374			—			—
	Actual return on plan assets, net of expenses	(18,405		)	43,579			—			—
	Company contributions	643			1,062			142			172
	Benefits paid:
	Company assets	—			—			(142		)	(172		)
	Plan assets	(12,402		)	(48,191		)	—			—
	Fair value of plan assets, end of period	316,660			346,824			—			—
	Funded status, end of period	$	(5,805	)	$	(20,767	)	$	(2,291	)	$	(6,687	)
	Net amounts recognized in the consolidated balance sheet:
	Noncurrent assets	$	6,740		$	—		$	—		$	—
	Current liabilities	(645		)	(619		)	(101		)	(178		)
	Noncurrent liabilities	(11,900		)	(20,148		)	(2,190		)	(6,509		)
	Total amounts recognized	$	(5,805	)	$	(20,767	)	$	(2,291	)	$	(6,687	)
	Pretax amounts recognized in accumulated other comprehensive income or loss:
	Net gain (loss)	$	26,267		$	13,303		$	4,185		$	(582	)
	Prior service credit (cost)	—			—			—			—
	Total amounts recognized	$	26,267		$	13,303		$	4,185		$	(582	)
	(a)         Includes non-qualified unfunded plans, for which the aggregate projected benefit obligation was $9.2 million at December 31, 2013 and $10.1 million at December 31, 2012.
	(b)         We do not currently fund postretirement benefits.
Schedule of defined benefit pension plan obligations in which the projected benefit obligation was in excess of the related plan assets and the accumulated benefit obligation was in excess of the related plan assets	'
		PBO Exceeds						ABO Exceeds
		Fair Value						Fair Value
	(dollars in thousands)	of Plan Assets						of Plan Assets
	December 31,	2013			2012			2013			2012
	Projected benefit obligation	$	322,465		$	367,591		$	322,465		$	367,591
	Accumulated benefit obligation	$	322,465		$	367,591		$	322,465		$	367,591
	Fair value of plan assets	$	316,660		$	346,824		$	316,660		$	346,824
Schedule of components of net periodic benefit cost in income and other amounts recognized in accumulated other comprehensive income or loss	'
	(dollars in thousands)	Pension									Postretirement
	Years Ended December 31,	2013			2012			2011			2013			2012			2011
	Components of net periodic benefit cost:
	Service cost	$	—		$	14,968		$	12,543		$	289		$	285		$	256
	Interest cost	14,083			18,342			18,162			224			262			281
	Expected return on assets	(15,498		)	(20,912		)	(17,421		)	—			—			—
	Actuarial loss (gain)	61			285			—			—			—			(1		)
	Curtailment gain	—			(7,115		)	—			—			(579		)	—
	Settlement loss (gain)	—			(1,401		)	68			—			—			—
	Net periodic benefit cost	$	(1,354	)	$	4,167		$	13,352		$	513		$	(32	)	$	536
	Other changes in plan assets and projected benefit obligation recognized in other comprehensive income or loss:
	Net actuarial loss (gain)	(12,903		)	3,142			54,555			(4,767		)	166			500
	Amortization of net actuarial gain (loss)	(61		)	(285		)	—			—			—			1
	Net curtailment loss	—			(71,443		)	—			—			—			—
	Net settlement gain (loss)	—			1,401			(68		)	—			—			—
	Total recognized in other comprehensive income or loss	$	(12,964	)	$	(67,185	)	$	54,487		$	(4,767	)	$	166		$	501
	Total recognized in net periodic benefit cost and other comprehensive income or loss	$	(14,318	)	$	(63,018	)	$	67,839		$	(4,254	)	$	134		$	1,037
Summary of weighted average assumptions used to determine projected benefit obligations and net periodic benefit costs	'
		Pension				Postretirement
	December 31,	2013		2012		2013		2012
	Projected benefit obligation:
	Discount rate	4.83	%	3.97	%	4.7	%	3.89	%
	Rate of compensation increase	—	%	—	%	N/A	*	N/A	*
	Net periodic benefit costs:
	Discount rate	3.97	%	4.42	%	3.89	%	4.32	%
	Rate of compensation increase	4.55	%	3.78	%	N/A	*	N/A	*
	Expected return on assets	—	%	6.1	%	N/A	*	N/A	*
	*                 Not applicable
Schedule of expected future benefit payments, net of participants' contributions, of defined benefit pension plans and other postretirement benefit plans	'
	(dollars in thousands)	Pension			Postretirement
	2014	$	12,481		$	104
	2015	13,038			110
	2016	13,712			117
	2017	14,247			124
	2018	14,759			132
	2019-2023	81,554			753
Schedule of plan assets measured at fair value and indicates the fair value hierarchy based on the levels of inputs utilized to determine fair value	'
	(dollars in thousands)	Level 1			Level 2			Level 3			Total
	December 31, 2013
	Assets:
	Cash and cash equivalents	$	2,920		$	—		$	—		$	2,920
	Equity securities:
	U.S. (a)	—			17,306			—			17,306
	International (b)	—			1,015			—			1,015
	Fixed income securities:
	U.S. investment grade (c)	—			293,903			—			293,903
	U.S. high yield (d)	—			1,516			—			1,516
	Total	$	2,920		$	313,740		$	—		$	316,660
	December 31, 2012
	Assets:
	Cash and cash equivalents	$	2,073		$	—		$	—		$	2,073
	Equity securities:
	U.S. (a)	—			19,670			—			19,670
	International (b)	—			1,117			—			1,117
	Fixed income securities:
	U.S. investment grade (c)	—			322,332			—			322,332
	U.S. high yield (d)	—			1,632			—			1,632
	Total	$	2,073		$	344,751		$	—		$	346,824
	(a)         Includes index mutual funds that primarily track several indices including S&P 500 and S&P 600 in addition to other actively managed accounts, comprised of investments in large cap companies.
	(b)         Includes investment mutual funds in companies in emerging and developed markets.
	(c)          Includes investment mutual funds in U.S. and non-U.S. government issued bonds, U.S. government agency or sponsored agency bonds, and investment grade corporate bonds.
	(d)         Includes investment mutual funds in securities or debt obligations that have a rating below investment grade.
Schedule of changes in Level 3 plan assets measured at fair value	'
					Net gains (losses) included in:						Purchases,
		Balance at						Other			sales,			Transfers			Transfers			Balance
		beginning			Other			comprehensive			issues,			into			out of			at end of
	(dollars in thousands)	of period			revenues			income (loss)			settlements*			Level 3			Level 3			period
	Year Ended December 31, 2012
	Transfer due from AIG Retirement Plan	$	59,925		$	—		$	—		$	(59,925	)	$	—		$	—		$	—
	*                 “Purchases, sales, issues, and settlements” column consists of the final settlement from the AIG Retirement Plan to the Retirement Plan.

ShareBased_Compensation_Tables

Share-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2013
Share-Based Compensation	'
Summary of restricted stock activity	'
					Weighted
			Weighted		Average
			Average		Remaining
		Number of	Grant Date		Term
	(dollars in thousands)	Shares	Fair Value		(in Years)
	Unvested at January 1, 2013	—	$	—
	Granted in October 2013	1,358,835	17
	Granted subsequent to initial public offering	9,161	21.83
	Unvested at December 31, 2013	1,367,996	$	17.03	4

Segment_Information_Tables

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2013
Segment Information	'
Schedule of information about the Company's segments as well as reconciliations to consolidated financial statement amounts	'
								Acquisitions												Push-down
								and												Accounting			Consolidated
	(dollars in thousands)	Consumer			Insurance			Servicing			Real Estate			Other			Eliminations			Adjustments			Total
	At or for the Year Ended December 31, 2013
	Interest income	$	721,772		$	—		$	489,264		$	698,026		$	45,366		$	—		$	199,650		$	2,154,078
	Interest expense	149,000			—			71,638			546,266			14,970			—			137,875			919,749
	Net interest income	572,772			—			417,626			151,760			30,396			—			61,775			1,234,329
	Provision for finance receivable losses	117,172			—			133,116			255,157			(200		)	—			22,416			527,661
	Net interest income after provision for finance receivable losses	455,600			—			284,510			(103,397		)	30,596			—			39,359			706,668
	Other revenues:
	Insurance	—			148,131			—			—			80			—			(32		)	148,179
	Investment	—			41,705			—			—			1,521			—			(8,094		)	35,132
	Intersegment - insurance commissions	60,553			(60,583		)	—			127			(97		)	—			—			—
	Portfolio servicing fees from SpringCastle	—			—			31,215			—			—			(31,215		)	—			—
	Net gain (loss) on repurchases and repayments of debt	(5,357		)	—			—			(46,385		)	(1,071		)	—			11,097			(41,716		)
	Net gain (loss) on fair value adjustments on debt	—			—			5,534			56,890			—			—			(56,369		)	6,055
	Other	2,112			9,611			699			(4,416		)	(2,233		)	—			(363		)	5,410
	Total other revenues	57,308			138,864			37,448			6,216			(1,800		)	(31,215		)	(53,761		)	153,060
	Other expenses:
	Operating expenses:
	Salaries and benefits	240,893			15,829			13,577			27,312			166,507			—			(198		)	463,920
	Other operating expenses	118,107			11,193			52,427			55,846			11,596			—			4,203			253,372
	Portfolio servicing fees to Springleaf	—			—			31,215			—			—			(31,215		)	—			—
	Insurance losses and loss adjustment expenses	—			65,783			—			—			—			—			(904		)	64,879
	Total other expenses	359,000			92,805			97,219			83,158			178,103			(31,215		)	3,101			782,171
	Income (loss) before benefit from income taxes	153,908			46,059			224,739			(180,339		)	(149,307		)	—			(17,503		)	77,557
	Income before benefit from income taxes attributable to non-controlling interests	—			—			113,043			—			—			—			—			113,043
	Income (loss) before benefit from income taxes attributable to Springleaf	$	153,908		$	46,059		$	111,696		$	(180,339	)	$	(149,307	)	$	—		$	(17,503	)	$	(35,486	)
	Assets	$	3,187,159		$	939,023		$	2,717,665		$	8,607,262		$	576,016		$	—		$	(624,439	)	$	15,402,686
														Push-down
														Accounting			Consolidated
	(dollars in thousands)	Consumer			Insurance			Real Estate			Other			Adjustments			Total
	At or for the Year Ended December 31, 2012 - Revised
	Interest income	$	585,041		$	—		$	823,173		$	100,097		$	206,502		$	1,714,813
	Interest expense	141,440			—			669,308			33,711			230,746			1,075,205
	Net interest income	443,601			—			153,865			66,386			(24,244		)	639,608
	Provision for finance receivable losses	90,598			—			59,601			10,660			180,719			341,578
	Net interest income after provision for finance receivable losses	353,003			—			94,264			55,726			(204,963		)	298,030
	Other revenues:
	Insurance	—			126,423			—			108			(108		)	126,423
	Investment	—			41,418			—			4,758			(10,280		)	35,896
	Intersegment - insurance commissions	42,203			(42,475		)	95			177			—			—
	Net gain (loss) on repurchases and repayments of debt	5,879			—			13,790			1,413			(36,624		)	(15,542		)
	Net gain (loss) on fair value adjustments on debt	—			—			10,369			—			(13,361		)	(2,992		)
	Other	5,444			5,347			(75,183		)	3,734			14,216			(46,442		)
	Total other revenues	53,526			130,713			(50,929		)	10,190			(46,157		)	97,343
	Other expenses:
	Operating expenses:
	Salaries and benefits	247,048			11,780			29,680			32,186			(530		)	320,164
	Other operating expenses	110,386			10,106			72,037			94,126			9,740			296,395
	Restructuring expenses	15,634			229			818			6,822			—			23,503
	Insurance losses and loss adjustment expenses	—			62,092			—			—			(1,413		)	60,679
	Total other expenses	373,068			84,207			102,535			133,134			7,797			700,741
	Income (loss) before benefit from income taxes	$	33,461		$	46,506		$	(59,200	)	$	(67,218	)	$	(258,917	)	$	(305,368	)
	Assets	$	2,600,852		$	999,261		$	9,790,204		$	2,108,664		$	(832,361	)	$	14,666,620
														Push-down
														Accounting			Consolidated
	(dollars in thousands)	Consumer			Insurance			Real Estate			Other			Adjustments			Total
	At or for the Year Ended December 31, 2011 - Revised
	Interest income	$	534,861		$	—		$	939,053		$	150,143		$	247,172		$	1,871,229
	Interest expense	125,268			—			760,620			48,619			350,266			1,284,773
	Net interest income	409,593			—			178,433			101,524			(103,094		)	586,456
	Provision for finance receivable losses	8,607			—			246,225			(4,314		)	79,157			329,675
Net interest income after provision for finance receivable losses	400,986			—			(67,792		)	105,838			(182,251		)	256,781
Other revenues:
Insurance	—			120,456			—			111			(377		)	120,190
Investment	—			47,822			—			1,161			(11,324		)	37,659
Intersegment - insurance commissions	37,331			(46,099		)	4,667			4,101			—			—
Net gain (loss) on repurchases and repayments of debt	(3,275		)	—			(17,924		)	(3,228		)	35,100			10,673
Net gain (loss) on fair value adjustments on debt	—			—			79,924			—			(78,552		)	1,372
Other	2,230			3,172			(48,809		)	9,955			5,063			(28,389		)
Total other revenues	36,286			125,351			17,858			12,100			(50,090		)	141,505
Other expenses:
Operating expenses:
Salaries and benefits	261,250			12,352			31,310			55,186			(374		)	359,724
Other operating expenses	141,772			12,133			97,653			56,782			35,092			343,432
Insurance losses and loss adjustment expenses	—			56,490			—			—			(1,222		)	55,268
Total other expenses	403,022			80,975			128,963			111,968			33,496			758,424
Income (loss) before benefit from income taxes	$	34,250		$	44,376		$	(178,897	)	$	5,970		$	(265,837	)	$	(360,138	)
Assets	$	2,359,594		$	1,085,077		$	10,988,371		$	1,943,147		$	(865,383	)	$	15,510,806

Selected_Quarterly_Financial_D1

Selected Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2013
Selected Quarterly Financial Data (Unaudited)	'
Schedule of selected quarterly financial data	'
	Our selected quarterly financial data for 2013 was as follows:
		Fourth			Third			Second			First
	(dollars in thousands except earnings (loss) per share)	Quarter			Quarter			Quarter*			Quarter*
					Revised
	Interest income	$	576,517		$	583,926		$	580,597		$	413,038
	Interest expense	218,881			229,157			240,418			231,293
	Provision for finance receivable losses	188,600			162,264			82,311			94,486
	Other revenues	38,388			19,426			51,590			43,656
	Other expenses	168,222			303,580			165,577			144,792
	Income (loss) before provision for (benefit from) income taxes	39,202			(91,649		)	143,881			(13,877		)
	Provision for (benefit from) income taxes	(14,187		)	(30,698		)	32,963			(4,263		)
	Net income (loss)	53,389			(60,951		)	110,918			(9,614		)
	Net income attributable to non-controlling interests	26,660			31,643			54,740			—
	Net income (loss) attributable to Springleaf	$	26,729		$	(92,594	)	$	56,178		$	(9,614	)
	Earnings (loss) per share:
	Basic	$	0.24		$	(0.93	)	$	0.56		$	(0.10	)
	Diluted	$	0.24		$	(0.93	)	$	0.56		$	(0.10	)
	*                 The financial data for the first and second quarters of 2013 have not been previously reported due to the deregistration of SFI on August 13, 2012.
	Our selected quarterly financial data for 2012 was as follows:
		Fourth			Third			Second			First
	(dollars in thousands except earnings (loss) per share)	Quarter			Quarter			Quarter			Quarter
		Revised			Revised			Revised			Revised
	Interest income	$	417,377		$	423,160		$	429,875		$	444,401
	Interest expense	240,752			268,987			280,766			284,700
	Provision for finance receivable losses	109,614			91,018			69,726			71,220
	Other revenues	20,523			26,741			29,219			20,860
	Other expenses	185,496			158,765			168,198			188,282
	Loss before benefit from income taxes	(97,962		)	(68,869		)	(59,596		)	(78,941		)
	Benefit from income taxes	(17,168		)	(23,659		)	(20,492		)	(26,352		)
	Net loss	$	(80,794	)	$	(45,210	)	$	(39,104	)	$	(52,589	)
	Earnings (loss) per share:
	Basic	$	(0.81	)	$	(0.45	)	$	(0.39	)	$	(0.53	)
	Diluted	$	(0.81	)	$	(0.45	)	$	(0.39	)	$	(0.53	)

Prior_Period_Revisions_Tables

Prior Period Revisions (Tables)	12 Months Ended
	Dec. 31, 2013
Prior Period Revisions	'
Schedule of revised consolidated financial statements	'
		At December 31, 2012
	(dollars in thousands)	As Reported*			As Revised
	Assets
	Cash and cash equivalents	$	1,554,348		$	1,554,348
	Investment securities	888,577			888,577
	Net finance receivables:
	Personal loans	2,649,732			2,649,732
	Real estate loans	8,955,365			8,951,903
	Retail sales finance	208,357			208,357
	Net finance receivables	11,813,454			11,809,992
	Allowance for finance receivable losses	(180,088		)	(182,653		)
	Net finance receivables, less allowance for finance receivable losses	11,633,366			11,627,339
	Restricted cash	157,844			157,844
	Other assets	439,380			438,512
	Total assets	$	14,673,515		$	14,666,620
	Liabilities and Shareholders’ Equity
	Long-term debt	$	12,596,577		$	12,620,853
	Insurance claims and policyholder liabilities	365,238			365,238
	Deferred and accrued taxes	283,762			271,796
	Other liabilities	227,811			227,811
	Total liabilities	13,473,388			13,485,698
	Shareholders’ equity:
	Common stock	1,000			1,000
	Additional paid-in capital	147,457			147,459
	Accumulated other comprehensive income	30,185			26,472
	Retained earnings	1,021,485			1,005,991
	Total shareholders’ equity	1,200,127			1,180,922
	Total liabilities and shareholders’ equity	$	14,673,515		$	14,666,620
	*                 The consolidated balance sheet at December 31, 2012 was previously presented in our final prospectus, which forms part of our Registration Statement on Form S-1 filed with the SEC on October 16, 2013 (“the Prospectus”) and includes reclassifications of certain items to conform to the 2013 presentation.
	Revised Consolidated Statements of Operations
	The following table reconciles the amounts previously reported in our consolidated statements of operations to the corresponding revised amounts. The “Out-of-Period” column reflects the previously disclosed out-of period adjustments that are now being corrected in the appropriate periods. The “Adjustments” column reflects the corrections of the errors discovered during the fourth quarter of 2013.
		Year Ended												Year Ended
	(dollars in thousands except	December 31, 2012												December 31, 2011
	earnings (loss) per share)	As Reported*			Out-of-Period			Adjustments			As Revised			As Reported*			Out-of-Period			Adjustments			As Revised
	Interest income	$	1,706,292		$	11,529		$	(3,008	)	$	1,714,813		$	1,885,547		$	(11,529	)	$	(2,789	)	$	1,871,229
	Interest expense	1,068,391			—			6,814			1,075,205			1,268,047			—			16,726			1,284,773
	Net interest income	637,901			11,529			(9,822		)	639,608			617,500			(11,529		)	(19,515		)	586,456
	Provision for finance receivable losses	338,219			5,246			(1,887		)	341,578			332,848			(2,625		)	(548		)	329,675
	Net interest income after provision for finance receivable losses	299,682			6,283			(7,935		)	298,030			284,652			(8,904		)	(18,967		)	256,781
	Other revenues:
	Insurance	126,423			—			—			126,423			120,190			—			—			120,190
	Investment	32,550			—			3,346			35,896			35,694			—			1,965			37,659
	Net gain (loss) on repurchases and repayments of debt	(18,328		)	—			2,786			(15,542		)	10,664			—			9			10,673
	Net gain (loss) on fair value adjustments on debt	—			—			(2,992		)	(2,992		)	—			—			1,372			1,372
	Other	(46,442		)	—			—			(46,442		)	(28,389		)	—			—			(28,389		)
	Total other revenues	94,203			—			3,140			97,343			138,159			—			3,346			141,505
	Other expenses:
	Operating expenses:
	Salaries and benefits	320,164			—			—			320,164			359,724			—			—			359,724
	Other operating expenses	296,395			—			—			296,395			345,178			(1,746		)	—			343,432
	Restructuring expenses	23,503			—			—			23,503			—			—			—			—
	Insurance losses and loss adjustment expenses	60,679			—			—			60,679			41,114			14,154			—			55,268
	Total other expenses	700,741			—			—			700,741			746,016			12,408			—			758,424
	Loss before benefit from income taxes	(306,856		)	6,283			(4,795		)	(305,368		)	(323,205		)	(21,312		)	(15,621		)	(360,138		)
	Benefit from income taxes	(88,222		)	2,326			(1,775		)	(87,671		)	(99,049		)	(13,577		)	(5,779		)	(118,405		)
	Net loss	$	(218,634	)	$	3,957		$	(3,020	)	$	(217,697	)	$	(224,156	)	$	(7,735	)	$	(9,842	)	$	(241,733	)
	Share Data:
	Weighted average number of shares outstanding:
	Basic and diluted	100,000,000									100,000,000			100,000,000									100,000,000
	Earnings (loss) per share:
	Basic and diluted	$	(2.19	)							$	(2.18	)	$	(2.24	)							$	(2.42	)
	*                   The consolidated statements of operations for the years ended December 31, 2012 and 2011 were previously presented in the Prospectus and include reclassifications of certain items to conform to the 2013 presentation.
	Revised Consolidated Statements of Comprehensive Loss
The following table presents the amounts previously reported in our consolidated statements of comprehensive loss and the corresponding revised amounts.
	Year Ended						Year Ended
	December 31, 2012						December 31, 2011
(dollars in thousands)	As Reported*			As Revised			As Reported*			As Revised
Net loss	$	(218,634	)	$	(217,697	)	$	(224,156	)	$	(241,733	)
Other comprehensive income (loss):
Net unrealized gains (losses) on:
Investment securities on which other-than-temporary impairments were taken	475			475			74			74
All other investment securities	16,883			13,300			10,137			11,878
Cash flow hedges	(16,987		)	(16,987		)	31,793			31,793
Retirement plan liabilities adjustments	67,019			67,019			(54,988		)	(54,988		)
Foreign currency translation adjustments	3,975			3,975			(234		)	(234		)
Income tax effect:
Net unrealized (gains) losses on:
Investment securities on which other-than-temporary impairments were taken	(166		)	(166		)	(26		)	(26		)
All other investment securities	(5,909		)	(4,661		)	(3,548		)	(4,157		)
Cash flow hedges	5,945			5,945			(11,128		)	(11,128		)
Retirement plan liabilities adjustments	(23,678		)	(23,678		)	19,342			19,342
Other comprehensive income (loss), net of tax, before reclassification adjustments	47,557			45,222			(8,578		)	(7,446		)
Reclassification adjustments included in net loss:
Net realized losses on investment securities	2,268			2,507			4,177			471
Cash flow hedges	10,504			10,504			(26,730		)	(26,730		)
Income tax effect:
Net realized losses on investment securities	(794		)	(877		)	(1,462		)	(165		)
Cash flow hedges	(3,676		)	(3,676		)	9,356			9,356
Reclassification adjustments included in net loss, net of tax	8,302			8,458			(14,659		)	(17,068		)
Other comprehensive income (loss), net of tax	55,859			53,680			(23,237		)	(24,514		)
Comprehensive loss	$	(162,775	)	$	(164,017	)	$	(247,393	)	$	(266,247	)
*                 The consolidated statements of comprehensive loss for the years ended December 31, 2012 and 2011 were previously presented in the Prospectus.
Revised Consolidated Statements of Shareholders’ Equity
Total shareholders’ equity at January 1, 2011 includes the cumulative effect of the adjustments, which resulted in an increase in accumulated other comprehensive loss of $0.3 million, an increase in retained earnings of $1.1 million, and an increase in total shareholders’ equity of $0.9 million, which is reflected in the beginning balance of shareholders’ equity as of January 1, 2011 on our revised consolidated statements of shareholders’ equity.
Revised Consolidated Statements of Cash Flows
The following tables present the amounts previously reported in our consolidated statements of cash flows and the corresponding revised amounts and include additional corrections to the classification of certain line items within our consolidated statements of cash flows.
	Year Ended						Year Ended
	December 31, 2012						December 31, 2011
(dollars in thousands)	As Reported*			As Revised			As Reported*			As Revised
Cash flows from operating activities
Net loss	$	(218,634	)	$	(217,697	)	$	(224,156	)	$	(241,733	)
Reconciling adjustments:
Provision for finance receivable losses	338,219			341,578			332,848			329,675
Depreciation and amortization	166,927			165,220			243,774			274,818
Deferral of finance receivable origination costs	(46,993		)	—			(47,044		)	—
Deferred income tax benefit	(158,004		)	(167,649		)	(113,066		)	(132,422		)
Writedowns and net loss on sales of real estate owned	60,109			60,109			69,106			69,106
Writedowns on assets resulting from restructuring	5,046			5,046			—			—
Impairments of Ocean Finance and Mortgages Limited assets	8,342			8,342			—			—
Mark to market provision and net gain on sales of finance receivables held for sale originated as held for investment	(4,536		)	(4,536		)	—			—
Net loss (gain) on repurchases and repayments of debt	18,328			15,542			(10,664		)	(10,673		)
Other	2,268			1,914			4,177			840
Cash flows due to changes in:
Other assets and other liabilities	(35,616		)	22,689			(32,815		)	(69,935		)
Insurance claims and policyholder liabilities	37,381			10,367			(12,346		)	1,689
Taxes receivable and payable	76,716			58,634			(46,754		)	(46,754		)
Accrued interest and finance charges	7,486			(30,302		)	552			(20,309		)
Restricted cash	(40,967		)	(40,967		)	14,734			14,734
Other, net	(174		)	(174		)	2,260			2,260
Net cash provided by operating activities	215,898			228,116			180,606			171,296
Cash flows from investing activities
Finance receivables originated or purchased	(1,654,407		)	(1,701,400		)	(1,857,051		)	(1,904,095		)
Principal collections on finance receivables	2,611,616			2,649,404			2,800,871			2,821,732
Sales and principal collections on finance receivables held for sale originated as held for investment	181,561			181,561			—			—
Available-for-sale investment securities purchased	(1,053,055		)	(1,052,312		)	(559,870		)	(546,560		)
Trading investment securities purchased	—			(743		)				(13,310		)
Available-for-sale investment securities called, sold, and matured	1,216,934			1,210,870			262,136			258,211
Trading investment securities called, sold, and matured	—			6,064			—			3,925
Change in notes receivable from American International Group, Inc.	—			—			468,662			468,662
Change in restricted cash	(50,564		)	(50,564		)	238,863			238,863
Proceeds from sale of real estate owned	181,996			181,996			206,608			206,608
Other, net	(117		)	(117		)	(19,546		)	(19,546		)
Net cash provided by investing activities	1,433,964			1,424,759			1,540,673			1,514,490
Cash flows from financing activities
Proceeds from issuance of long-term debt, net of commissions	2,266,330			2,263,317			2,341,430			2,328,741
Repayment of long-term debt	(3,054,379		)	(3,054,379		)	(4,771,797		)	(4,723,615		)
Net cash used for financing activities	(788,049		)	(791,062		)	(2,430,367		)	(2,394,874		)
Effect of exchange rate changes	2,949			2,949			1,111			1,111
Net change in cash and cash equivalents	864,762			864,762			(707,977		)	(707,977		)
Cash and cash equivalents at beginning of period	689,586			689,586			1,397,563			1,397,563
Cash and cash equivalents at end of period	$	1,554,348		$	1,554,348		$	689,586		$	689,586
*                 The consolidated statements of cash flows for the years ended December 31, 2012 and 2011 were previously presented in the Prospectus and include reclassifications of certain items to conform to the 2013 presentation.
Revised Condensed Consolidated Statements of Operations (Unaudited)
The following tables reconcile the amounts previously reported in our condensed consolidated statements of operations to the corresponding revised amounts.
	Three Months Ended
(dollars in thousands except	September 30, 2013 (Unaudited)
earnings (loss) per share)	As Reported*			Out-of-Period			Adjustments			As Revised
Interest income	$	585,300		$	—		$	(1,374	)	$	583,926
Interest expense	228,439			—			718			229,157
Net interest income	356,861			—			(2,092		)	354,769
Provision for finance receivable losses	158,785			4,424			(945		)	162,264
Net interest income after provision for finance receivable losses	198,076			(4,424		)	(1,147		)	192,505
Other revenues:
Insurance	38,277			—			—			38,277
Investment	6,756			—			(224		)	6,532
Net loss on repurchases and repayments of debt	(34,503		)	—			931			(33,572		)
Net gain on fair value adjustments on debt	—			—			6,586			6,586
Other	1,603			—			—			1,603
Total other revenues	12,133			—			7,293			19,426
Other expenses:
Operating expenses:
Salaries and benefits	214,552			—			—			214,552
Other operating expenses	69,595			—			2,883			72,478
Insurance losses and loss adjustment expenses	16,550			—			—			16,550
Total other expenses	300,697			—			2,883			303,580
Loss before benefit from income taxes	(90,488		)	(4,424		)	3,263			(91,649		)
Benefit from income taxes	(29,606		)	(1,636		)	544			(30,698		)
Net income (loss)	(60,882		)	(2,788		)	2,719			(60,951		)
Net income attributable to non-controlling interests	29,851			—			1,792			31,643
Net loss attributable to Springleaf Holdings, Inc.	$	(90,733	)	$	(2,788	)	$	927		$	(92,594	)
Share Data:
Weighted average number of shares outstanding:
Basic and diluted	100,000,000									100,000,000
Earnings (loss) per share:
Basic and diluted	$	(0.91	)							$	(0.93	)
*                 The condensed consolidated statement of operations for the three months ended September 30, 2013 was previously presented in our Form 10-Q for the quarterly period ended September 30, 2013 and includes reclassifications of certain items to conform to the 2013 presentation.
	Three Months Ended												Three Months Ended
(dollars in thousands except	December 31, 2012 (Unaudited)												September 30, 2012 (Unaudited)
earnings (loss) per share)	As Reported (a)			Out-of-Period			Adjustments			As Revised			As Reported (b)			Out-of-Period			Adjustments			As Revised
Interest income	$	418,011		$	—		$	(634	)	$	417,377		$	423,968		$	—		$	(808	)	$	423,160
Interest expense	239,271			—			1,481			240,752			268,847			—			140			268,987
Net interest income	178,740			—			(2,115		)	176,625			155,121			—			(948		)	154,173
Provision for finance receivable losses	110,425			(246		)	(565		)	109,614			90,855			677			(514		)	91,018
Net interest income after provision for finance receivable losses	68,315			246			(1,550		)	67,011			64,266			(677		)	(434		)	63,155
Other revenues:
Insurance	33,381			—			—			33,381			31,719			—			—			31,719
Investment	7,006			—			(188		)	6,818			7,377			—			1,007			8,384
Net loss on repurchases and repayments of debt	(6,165		)	—			276			(5,889		)	(10,670		)	—			1,626			(9,044		)
Net loss on fair value adjustments on debt	—			—			(159		)	(159		)	—			—			(1,609		)	(1,609		)
Other	(13,628		)	—			—			(13,628		)	(2,709		)	—			—			(2,709		)
Total other revenues	20,594			—			(71		)	20,523			25,717			—			1,024			26,741
Other expenses:
Operating expenses:
Salaries and benefits	79,050			—			—			79,050			78,122			—			—			78,122
Other operating expenses	88,069			—			—			88,069			65,491			—			—			65,491
Insurance losses and loss adjustment expenses	18,377			—			—			18,377			15,152			—			—			15,152
Total other expenses	185,496			—			—			185,496			158,765			—			—			158,765
Loss before benefit from income taxes	(96,587		)	246			(1,621		)	(97,962		)	(68,782		)	(677		)	590			(68,869		)
Benefit from income taxes	(15,803		)	(766		)	(599		)	(17,168		)	(23,938		)	62			217			(23,659		)
Net loss	$	(80,784	)	$	1,012		$	(1,022	)	$	(80,794	)	$	(44,844	)	$	(739	)	$	373		$	(45,210	)
Share Data:
Weighted average number of shares outstanding:
Basic and diluted	100,000,000									100,000,000			100,000,000									100,000,000
Earnings (loss) per share:
Basic and diluted	$	(0.81	)							$	(0.81	)	$	(0.45	)							$	(0.45	)
(a)              The condensed consolidated statement of operations for the three months ended December 31, 2012 can be derived from the consolidated statement of operations for 2012 previously presented in the Prospectus and the condensed consolidated statement of operations for the nine months ended September 30, 2012 previously presented in SHI’s Form 10-Q for the quarterly period ended September 30, 2013 and includes reclassifications of certain items to conform to the 2013 presentation.
(b)             The condensed consolidated statement of operations for the three months ended September 30, 2012 was previously presented in our Form 10-Q for the quarterly period ended September 30, 2013 and includes reclassifications of certain items to conform to the 2013 presentation.
	Three Months Ended												Three Months Ended
(dollars in thousands except	June 30, 2012 (Unaudited)												March 31, 2012 (Unaudited)
earnings (loss) per share)	As Reported (a)			Out-of-Period			Adjustments			As Revised			As Reported (b)			Out-of-Period			Adjustments			As Revised
Interest income	$	416,594		$	13,905		$	(624	)	$	429,875		$	447,719		$	(2,376	)	$	(942	)	$	444,401
Interest expense	277,525			—			3,241			280,766			282,748			—			1,952			284,700
Net interest income	139,069			13,905			(3,865		)	149,109			164,971			(2,376		)	(2,894		)	159,701
Provision for finance receivable losses	69,683			436			(393		)	69,726			67,256			4,379			(415		)	71,220
Net interest income after provision for finance receivable losses	69,386			13,469			(3,472		)	79,383			97,715			(6,755		)	(2,479		)	88,481
Other revenues:
Insurance	31,774			—			—			31,774			29,549			—			—			29,549
Investment	7,989			—			506			8,495			10,178			—			2,021			12,199
Net loss on repurchases and repayments of debt	(2,037		)	—			865			(1,172		)	544			—			19			563
Net loss on fair value adjustments on debt	—			—			(1,700		)	(1,700		)	—			—			476			476
Other	(8,178		)	—			—			(8,178		)	(21,927		)	—			—			(21,927		)
Total other revenues	29,548			—			(329		)	29,219			18,344			—			2,516			20,860
Other expenses:
Operating expenses:
Salaries and benefits	74,748			—			—			74,748			88,244			—			—			88,244
Other operating expenses	76,917			—			—			76,917			65,918			—			—			65,918
Restructuring expenses	1,917			—			—			1,917			21,586			—			—			21,586
Insurance losses and loss adjustment expenses	14,616			—			—			14,616			12,534			—			—			12,534
Total other expenses	168,198			—			—			168,198			188,282			—			—			188,282
Loss before benefit from income taxes	(69,264		)	13,469			(3,801		)	(59,596		)	(72,223		)	(6,755		)	37			(78,941		)
Benefit from income taxes	(24,339		)	5,252			(1,405		)	(20,492		)	(24,142		)	(2,223		)	13			(26,352		)
Net loss	$	(44,925	)	$	8,217		$	(2,396	)	$	(39,104	)	$	(48,081	)	$	(4,532	)	$	24		$	(52,589	)
Share Data:
Weighted average number of shares outstanding:
Basic and diluted	100,000,000									100,000,000			100,000,000									100,000,000
Earnings (loss) per share:
Basic and diluted	$	(0.45	)							$	(0.39	)	$	(0.48	)							$	(0.53	)
(a)              The condensed consolidated statement of operations for the three months ended June 30, 2012 can be derived from the condensed consolidated statement of operations for the six months ended June 30, 2012 previously presented in the Prospectus and the condensed consolidated statements of operations for the three months ended March 31, 2012 previously presented in SFI’s Form 10-Q for the quarterly period ended March 31, 2012 and includes reclassifications of certain items to conform to the 2013 presentation.
(b)             The condensed consolidated statement of operations for the three months ended March 31, 2012 was previously presented in SFI’s Form 10-Q for the quarterly period ended March 31, 2012 and includes reclassifications of certain items to conform to the 2013 presentation.

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2013
Fair Value Measurements	'
Schedule of fair values and carrying values of financial instruments and fair value hierarchy based on the level of inputs utilized to determine such fair value	'
											Total			Total
		Fair Value Measurements Using									Fair			Carrying
	(dollars in thousands)	Level 1			Level 2			Level 3			Value			Value
	December 31, 2013
	Assets
	Cash and cash equivalents	$	431,409		$	—		$	—		$	431,409		$	431,409
	Investment securities	—			558,473			23,617			582,090			582,090
	Net finance receivables, less allowance for finance receivable losses	—			—			13,774,701			13,774,701			13,424,988
	Restricted cash	536,005			—			—			536,005			536,005
	Other assets:
	Commercial mortgage loans	—			—			94,681			94,681			102,200
	Escrow advance receivable	—			—			23,527			23,527			23,527
	Liabilities
	Long-term debt	$	—		$	13,914,644		$	—		$	13,914,644		$	12,769,036
	December 31, 2012 - Revised
	Assets
	Cash and cash equivalents	$	1,554,348		$	—		$	—		$	1,554,348		$	1,554,348
	Investment securities	255			855,307			33,015			888,577			888,577
	Net finance receivables, less allowance for finance receivable losses	—			—			11,727,877			11,727,877			11,627,339
	Restricted cash	157,844			—			—			157,844			157,844
	Other assets:
	Commercial mortgage loans	—			—			99,933			99,933			110,398
	Cross currency interest rate derivative	—			26,699			—			26,699			26,699
	Escrow advance receivable	—			—			18,520			18,520			18,520
	Liabilities
	Long-term debt	$	—		$	13,067,253		$	—		$	13,067,253		$	12,620,853
	FAIR VALUE MEASUREMENTS — RECURRING BASIS
	The following table presents information about our assets and liabilities measured at fair value on a recurring basis and indicates the fair value hierarchy based on the levels of inputs we utilized to determine such fair value:
		Fair Value Measurements Using									Total Carried
	(dollars in thousands)	Level 1			Level 2			Level 3			At Fair Value
	December 31, 2013
	Assets
	Cash and cash equivalents in mutual funds	$	216,310		$	—		$	—		$	216,310
	Investment securities:
	Available-for-sale securities:
	Bonds:
	U.S. government and government sponsored entities	—			59,684			—			59,684
	Obligations of states, municipalities, and political subdivisions	—			103,536			—			103,536
	Corporate debt	—			239,141			12,604			251,745
	RMBS	—			83,665			113			83,778
	CMBS	—			10,974			2			10,976
	CDO/ABS	—			9,397			800			10,197
	Total	—			506,397			13,519			519,916
	Preferred stock	—			7,805			—			7,805
	Other long-term investments (a)	—			—			1,269			1,269
	Total available-for-sale securities	—			514,202			14,788			528,990
	Trading securities:
	Bonds:
	Corporate debt	—			1,837			—			1,837
	RMBS	—			10,671			—			10,671
	CMBS	—			29,897			—			29,897
	CDO/ABS	—			1,866			7,383			9,249
	Total trading securities	—			44,271			7,383			51,654
	Total investment securities	—			558,473			22,171			580,644
	Restricted cash in mutual funds	493,297			—			—			493,297
	Total	$	709,607		$	558,473		$	22,171		$	1,290,251
	December 31, 2012 - Revised
	Assets
	Cash and cash equivalents in mutual funds	$	696,553		$	—		$	—		$	696,553
	Investment securities:
	Available-for-sale securities:
	Bonds:
	U.S. government and government sponsored entities	—			53,205			—			53,205
Obligations of states, municipalities, and political subdivisions	—			155,470			—			155,470
Corporate debt	—			359,616			13,417			373,033
RMBS	—			170,385			74			170,459
CMBS	—			28,384			1,767			30,151
CDO/ABS	—			51,683			2,834			54,517
Total	—			818,743			18,092			836,835
Other long-term investments (a)	—			—			1,380			1,380
Common stocks (b)	255			—			—			255
Total available-for-sale securities	255			818,743			19,472			838,470
Trading securities:
Bonds:
Corporate debt	—			1,963			—			1,963
RMBS	—			13,584			—			13,584
CMBS	—			19,145			—			19,145
CDO/ABS	—			1,872			12,192			14,064
Total trading securities	—			36,564			12,192			48,756
Total investment securities	255			855,307			31,664			887,226
Restricted cash in mutual funds	97,554			—			—			97,554
Other assets - cross currency interest rate derivative	—			26,699			—			26,699
Total	$	794,362		$	882,006		$	31,664		$	1,708,032
(a)         Other long-term investments excludes our interest in a limited partnership of $0.6 million at December 31, 2013 and 2012 that we account for using the equity method.
(b)         Common stocks not carried at fair value totaled $0.9 million at December 31, 2013 and $0.7 million at December 31, 2012 and therefore have been excluded from the table above.
Schedule of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'
	The following table presents changes during 2013 in Level 3 assets and liabilities measured at fair value on a recurring basis:
											Purchases,
					Net gains (losses) included in:						sales,
		Balance at						Other			issues,			Transfers			Transfers			Balance
		beginning			Other			comprehensive			settlements			into			out of			at end of
	(dollars in thousands)	of period			revenues			income (loss)			*			Level 3			Level 3			period
	Year Ended December 31, 2013
	Investment securities:
	Available-for-sale securities:
	Bonds:
	Corporate debt	$	13,417		$	(180	)	$	475		$	(101	)	$	—		$	(1,007	)	$	12,604
	RMBS	74			(35		)	74			—			—			—			113
	CMBS	1,767			(5		)	1			(1,761		)	—			—			2
	CDO/ABS	2,834			8			(9		)	(2,033		)	—			—			800
	Total	18,092			(212		)	541			(3,895		)	—			(1,007		)	13,519
	Other long-term investments	1,380			2			(102		)	(11		)	—			—			1,269
	Total available-for-sale securities	19,472			(210		)	439			(3,906		)	—			(1,007		)	14,788
	Trading securities:
	Bonds:
	CDO/ABS	12,192			53			—			(4,862		)	—			—			7,383
	Total	$	31,664		$	(157	)	$	439		$	(8,768	)	$	—		$	(1,007	)	$	22,171
	*                 The detail of purchases, sales, issues, and settlements during 2013 is presented in the table below.
	The following table presents the detail of purchases, sales, issuances, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis during 2013:
	(dollars in thousands)	Purchases			Sales			Issues			Settlements			Total
	Year Ended December 31, 2013
	Investment securities:
	Available-for-sale securities:
	Bonds:
	Corporate debt	$	2,016		$	(1,035	)	$	—		$	(1,082	)	$	(101	)
	CMBS	—			(1,453		)	—			(308		)	(1,761		)
	CDO/ABS	—			(1,633		)	—			(400		)	(2,033		)
	Total	2,016			(4,121		)	—			(1,790		)	(3,895		)
	Other long-term investments	—			—			—			(11		)	(11		)
	Total available-for-sale securities	2,016			(4,121		)	—			(1,801		)	(3,906		)
	Trading securities:
	Bonds:
	CDO/ABS	—			—			—			(4,862		)	(4,862		)
	Total	$	2,016		$	(4,121	)	$	—		$	(6,663	)	$	(8,768	)
	During 2013, we transferred a $1.0 million available-for-sale corporate debt security out of Level 3 primarily due to greater pricing transparency resulting in using vendor pricing for fair value measurement, whereas broker pricing had been previously used.
	The following table presents changes during 2012 in Level 3 assets and liabilities measured at fair value on a recurring basis:
											Purchases,
					Net gains (losses) included in:						sales,
		Balance at						Other			issues,			Transfers			Transfers			Balance
		beginning			Other			comprehensive			settlements			into			out of			at end of
	(dollars in thousands)	of period			revenues			income (loss)			(a)			Level 3 (b)			Level 3 (b)			period
	Year Ended December 31, 2012 - Revised
	Investment securities:
	Available-for-sale securities:
	Bonds:
	Corporate debt	$	2,800		$	(66	)	$	206		$	(3,656	)	$	14,133		$	—		$	13,417
	RMBS	602			(286		)	(199		)	(43		)	—			—			74
	CMBS	1,033			(49		)	27			(858		)	1,614			—			1,767
	CDO/ABS	1,179			(6		)	1			(615		)	3,184			(909		)	2,834
	Total	5,614			(407		)	35			(5,172		)	18,931			(909		)	18,092
	Other long-term investments	4,127			(2,897		)	1,447			(1,297		)	—			—			1,380
	Common stocks	3			(5		)	2			—			—			—			—
	Total available-for-sale securities	9,744			(3,309		)	1,484			(6,469		)	18,931			(909		)	19,472
	Trading securities:
	Bonds:
	RMBS	1,312			128			—			(136		)	—			(1,304		)	—
	CMBS	6,911			326			—			(78		)	—			(7,159		)	—
	CDO/ABS	7,737			1,459			—			(623		)	3,619			—			12,192
	Total trading securities	15,960			1,913			—			(837		)	3,619			(8,463		)	12,192
Total	$	25,704		$	(1,396	)	$	1,484		$	(7,306	)	$	22,550		$	(9,372	)	$	31,664
(a)         “Purchases, sales, issues, and settlements” column only consist of settlements. There were no purchases, sales, or issues of investment securities during 2012.
(b)         Transfers into Level 3 and transfers out of Level 3 were primarily the result of obtaining additional information regarding inputs used to price our investment portfolio.
Quantitative information about Level 3 inputs for assets measured on a recurring basis	'
						Range (Weighted Average)
		Valuation Technique(s)		Unobservable Input		December 31, 2013		December 31, 2012
	Corporate debt	Discounted cash flows		Yield		2.68% – 8.48% (4.67%)		2.74% – 7.35% (4.45%)
	Other long-term investments	Discounted cash flows and indicative valuations		Historical costs Nature of investment Local market conditions Comparables Operating performance Recent financing activity		N/A*		N/A*
	*           Not applicable.
Schedule of assets measured at fair value on a non-recurring basis on which impairment charges were recorded	'
		Fair Value Measurements Using												Impairment
	(dollars in thousands)	Level 1			Level 2			Level 3			Total			Charges
	At or for the Year Ended December 31, 2013
	Assets
	Real estate owned	$	—		$	—		$	72,242		$	72,242		$	25,440
	Commercial mortgage loans	—			—			11,935			11,935			(2,010		)
	Total	$	—		$	—		$	84,177		$	84,177		$	23,430
	At or for the Year Ended December 31, 2012
	Assets
	Real estate owned	$	—		$	—		$	98,903		$	98,903		$	50,497
	Commercial mortgage loans	—			—			19,037			19,037			2,424
	Other intangible assets	—			—			—			—			4,580
	Finance receivables held for sale	—			—			—			—			1,371
	Total	$	—		$	—		$	117,940		$	117,940		$	58,872
Quantitative information about Level 3 inputs for assets measured on a nonrecurring basis	'
						Range (Weighted Average)
		Valuation Technique(s)		Unobservable Input		December 31, 2013		December 31, 2012
	Real estate owned	Market approach		Third-party valuation		N/A*		N/A*
	Commercial mortgage loans	Market approach		Local market conditions Nature of investment Comparable property sales Operating performance		N/A*		N/A*
	Finance receivables held for sale	Market approach		Negotiated prices with prospective purchasers		N/A*		N/A*
	Other intangible assets	Discounted cash flows		N/A*		N/A*		N/A*
	*           Not applicable.

Pro_Forma_Information_Unaudite1

Pro Forma Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2013
Pro Forma Information (Unaudited)	'
Schedule of unaudited pro forma financial information	'
	(dollars in thousands except earnings (loss) per share)
	Years Ended December 31,	2013		2012
	Interest income	$	2,295,605	$	2,518,844
	Net income (loss) attributable to Springleaf Holdings, Inc.	$	9,125	$	(187,087	)
	Net income (loss) attributable to Springleaf Holdings, Inc. per weighted average share - basic and diluted	$	0.09	$	(1.87	)

Nature_of_Operations_Details

Nature of Operations (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013
In Thousands, unless otherwise specified	State		Minimum
			Branch
			Employee
			Account
Net finance receivables due	$13,758,313	$11,809,992	'
Number of customer accounts from which net finance receivables are due	'	'	1,300,000
Number of branch offices	'	'	830
Number of states in which branch operations are conducted	26	'	'
Employees	'	'	4,900

Nature_of_Operations_Details2

Nature of Operations (Details2)	0 Months Ended
	Oct. 09, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Business and summary of significant accounting policies	'	'	'	'	'
Shares of common stock issued upon conversion of the common interests	100	'	'	'	'
Common stock split ratio	1,000,000	'	'	'	'
Shares of common stock issued	100,000,000	114,832,895	100,000,000	'	'
Shares of common stock outstanding	100,000,000	114,788,439	100,000,000	100,000,000	100,000,000
FCFI	'	'	'	'	'
Business and summary of significant accounting policies	'	'	'	'	'
Economic interest of related party prior to IPO	80.00%	'	'	'	'
AIG	'	'	'	'	'
Business and summary of significant accounting policies	'	'	'	'	'
Economic interest of related party prior to IPO	20.00%	'	'	'	'
Springleaf Financial Holdings, LLC	'	'	'	'	'
Business and summary of significant accounting policies	'	'	'	'	'
Percent of common stock held by related party	'	75.00%	'	'	'
Springleaf Financial Holdings, LLC | Predecessor company	'	'	'	'	'
Business and summary of significant accounting policies	'	'	'	'	'
Common interests converted (in units)	100	'	'	'	'

Nature_of_Operations_Details_3

Nature of Operations (Details 3) (USD $)

12 Months Ended

0 Months Ended

0 Months Ended

1 Months Ended

Dec. 31, 2013

Sep. 01, 2013

Mar. 05, 2013

Sep. 01, 2013

Apr. 02, 2013

Apr. 02, 2013

Apr. 02, 2013

Apr. 02, 2013

Apr. 02, 2013

Apr. 02, 2013

Apr. 02, 2013

Apr. 02, 2013

Apr. 02, 2013

15-May-13

15-May-13

15-May-13

Apr. 02, 2013

Aug. 31, 2013

Apr. 02, 2013

Apr. 02, 2013

Mar. 05, 2013

Apr. 02, 2013

Mar. 05, 2013

Apr. 02, 2013

Renaissance

Renaissance

Renaissance

NRZ

NRZ

NRZ

Blackstone

Blackstone

Blackstone

SpringCastle Holdings, LLC

SpringCastle Holdings, LLC

SpringCastle Holdings, LLC

SC America

SC Credit

SC Finance

SCA

SCA

SCA

SCA

SCA

SCA

SCA

SCA

Entity

Minimum

SC America

SC Credit

SC Finance

SC America

SC Credit

SC Finance

SC America

SC Credit

SC Finance

SC America Funding

SC Credit Funding

SC Finance Funding

Minimum

SAC

SAC

NRZ

NRZ

Blackstone

Employee

Loan

HSBC acquisitions

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ownership percentage

'

'

'

'

30.00%

30.00%

30.00%

23.00%

23.00%

23.00%

47.00%

47.00%

47.00%

100.00%

100.00%

100.00%

'

'

'

47.00%

50.00%

30.00%

50.00%

23.00%

Purchase price of finance receivable

$2,963,547,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$3,000,000,000

'

'

'

'

'

'

'

Number of loans

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

415,000

'

'

'

'

'

Unpaid principal balance

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

3,900,000,000

'

'

'

'

'

'

'

Purchase price funded with debt

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2,200,000,000

'

'

'

'

'

'

'

Purchase price funded with equity contribution from joint venture

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

388,500,000

'

'

'

'

'

'

'

Refund received upon the final validation

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

15,400,000

'

'

'

'

'

'

Number of subsidiaries involved in purchase of loan servicing facility

'

'

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Purchase consideration

'

$1,400,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of employees transferred

'

'

'

200

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Nature_of_Operations_Details_4

Nature of Operations (Details 4) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
	State
	Division
	Segment
Nature of Operations	'
Number of business segments	4
Number of business divisions where personal loans are originated and serviced	2
Number of states in which branch operations are conducted	26
Number of states where personal lending and retail sales financing ceased as a result of restructuring activities	14
RSUs	'
Stock compensation	'
Share-based compensation expense	146,000

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details)	0 Months Ended
	Dec. 31, 2013
	item
Summary of Significant Accounting Policies	'
Number of previously separately reported components of interest income combined into one	2

Summary_of_Significant_Account3

Summary of Significant Accounting Policies (Details 2)	12 Months Ended
	Dec. 31, 2013
Purchased Credit Impaired Finance Receivables	'
Finance receivables past due period	'60 days
Personal loans	'
Finance Receivable Revenue Recognition	'
Number of past due contractual payments to occur before finance charges stop accruing	4
Allowance for Finance Receivable Losses	'
Number of days past due before which a loan is charged off to the allowance for finance receivable losses	'180 days
Partial payment as a percentage of regular monthly payment	50.00%
Number of deferments in a rolling period	2
Rolling period for deferment	'12 months
Retail Sales Finance	'
Allowance for Finance Receivable Losses	'
Partial payment as a percentage of regular monthly payment	50.00%
Number of deferments in a rolling period	2
Rolling period for deferment	'12 months
Retail Sales Finance, retail sales contracts	'
Finance Receivable Revenue Recognition	'
Number of past due contractual payments to occur before finance charges stop accruing	4
Retail Sales Finance, revolving retail	'
Finance Receivable Revenue Recognition	'
Number of past due contractual payments to occur before finance charges stop accruing	6
SpringCastle Portfolio	'
Finance Receivable Revenue Recognition	'
Number of past due contractual payments to occur before finance charges stop accruing	4
Real Estate Loans	'
Allowance for Finance Receivable Losses	'
Number of payments past due on a collateral dependent real estate loan	2
Number of installments past due before foreclosure proceedings officially begin	4
Real Estate Loans, branch originated	'
Finance Receivable Revenue Recognition	'
Number of past due contractual payments to occur before finance charges stop accruing	4
Allowance for Finance Receivable Losses	'
Partial payment as a percentage of regular monthly payment	50.00%
Number of deferments in a rolling period	2
Rolling period for deferment	'12 months
Real Estate Loans, centrally originated or acquired	'
Finance Receivable Revenue Recognition	'
Number of past due contractual payments to occur before finance charges stop accruing	3
Allowance for Finance Receivable Losses	'
Number of deferments in a rolling period	1
Rolling period for deferment	'12 months
Number of contractual payments, for real estate loans that were originated or acquired centrally	2

Summary_of_Significant_Account4

Summary of Significant Accounting Policies (Details 3)	12 Months Ended
	Dec. 31, 2013
Finance Receivables Held for Sale	'
Period management considers for an investment to become held for sale	'12 months
Reserve For Sales Recourse Obligations	'
Period in which most repurchase requests occur	'5 years

Finance_Receivables_Details

Finance Receivables (Details) (USD $)

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Consolidated VIEs

Consolidated VIEs

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

SpringCastle Portfolio

SpringCastle Portfolio

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Retail Sales Finance

Retail Sales Finance

Maximum

Maximum

Maximum

Consumer Loan Securitizations

Titled personal property

Consumer household goods or other items of personal property

Consumer Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Personal loans

Real Estate Loans

Retail Sales Finance

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Finance Receivables

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount of receivable secured by personal property

'

'

'

'

'

'

'

$1,400,000,000

$1,300,000,000

'

'

'

'

'

'

'

'

'

'

'

Percentage of net finance receivables secured by the real and/or personal property of the borrower

'

'

'

'

'

'

'

44.00%

40.00%

'

'

'

'

'

'

'

'

'

'

'

Original term

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'4 years

'360 months

'60 months

Gross receivables

14,177,706,000

12,123,780,000

'

'

3,644,030,000

2,984,423,000

'

'

'

2,484,719,000

'

7,940,500,000

8,906,061,000

'

'

108,457,000

233,296,000

'

'

'

Unearned finance charges and points and fees

-571,663,000

-435,751,000

'

'

-560,104,000

-402,828,000

'

'

'

'

'

-1,115,000

-5,836,000

'

'

-10,444,000

-27,087,000

'

'

'

Accrued finance charges

112,397,000

90,412,000

'

'

48,179,000

36,937,000

'

'

'

20,630,000

'

42,690,000

51,327,000

'

'

898,000

2,148,000

'

'

'

Deferred origination costs

39,873,000

31,551,000

'

'

39,599,000

31,200,000

'

'

'

'

'

274,000

351,000

'

'

'

'

'

'

'

Net finance receivables

13,758,313,000

11,809,992,000

'

'

3,171,704,000

2,649,732,000

1,572,070,000

'

'

2,505,349,000

2,510,557,000

7,982,349,000

8,951,903,000

5,694,176,000

4,093,393,000

98,911,000

208,357,000

'

'

'

Finance receivables pledged as collateral for secured term loan

1,000,000,000

5,200,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Long-term debt

$12,769,036,000

$12,620,853,000

$7,288,535,000

$3,119,312,000

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'

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Finance_Receivables_Details_2

Finance Receivables (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Maturities of net finance receivables by type	'	'
2014	$1,300,765	'
2015	1,653,517	'
2016	1,283,525	'
2017	743,169	'
2018	570,397	'
2019+	8,206,940	'
Net finance receivables	13,758,313	11,809,992
Unused credit lines	403,394	143,996
As previously stated	'	'
Maturities of net finance receivables by type	'	'
Net finance receivables	'	11,813,454
Unused credit lines	'	164,508
Adjustment	'	'
Maturities of net finance receivables by type	'	'
Unused credit lines	'	-20,512
Personal loans	'	'
Maturities of net finance receivables by type	'	'
2014	923,022	'
2015	1,169,988	'
2016	789,215	'
2017	233,900	'
2018	44,686	'
2019+	10,893	'
Net finance receivables	3,171,704	2,649,732
Unused credit lines	4,996	25,760
Personal loans | Adjustment	'	'
Maturities of net finance receivables by type	'	'
Unused credit lines	'	25,760
SpringCastle Portfolio	'	'
Maturities of net finance receivables by type	'	'
2014	144,725	'
2015	178,800	'
2016	187,161	'
2017	201,118	'
2018	217,445	'
2019+	1,576,100	'
Net finance receivables	2,505,349	'
Unused credit lines	366,060	'
Real Estate Loans	'	'
Maturities of net finance receivables by type	'	'
2014	211,505	'
2015	278,640	'
2016	289,094	'
2017	296,785	'
2018	301,973	'
2019+	6,604,352	'
Net finance receivables	7,982,349	8,951,903
Unused credit lines	32,338	40,357
Real Estate Loans | As previously stated	'	'
Maturities of net finance receivables by type	'	'
Unused credit lines	'	86,437
Real Estate Loans | Adjustment	'	'
Maturities of net finance receivables by type	'	'
Unused credit lines	'	-46,080
Retail Sales Finance	'	'
Maturities of net finance receivables by type	'	'
2014	21,513	'
2015	26,089	'
2016	18,055	'
2017	11,366	'
2018	6,293	'
2019+	15,595	'
Net finance receivables	98,911	208,357
Unused credit lines	0	77,879
Retail Sales Finance | As previously stated	'	'
Maturities of net finance receivables by type	'	'
Unused credit lines	'	78,071
Retail Sales Finance | Adjustment	'	'
Maturities of net finance receivables by type	'	'
Unused credit lines	'	($192)

Finance_Receivables_Details_3

Finance Receivables (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
GEOGRAPHIC DIVERSIFICATION	'	'
Net finance receivables	$13,758,313	$11,809,992
Finance receivable | Geographic concentration	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	100.00%	100.00%
Net finance receivables	13,758,313	11,809,992
Finance receivable | Geographic concentration | California	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	9.00%	10.00%
Net finance receivables	1,212,860	1,191,222
Finance receivable | Geographic concentration | N. Carolina	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	8.00%	7.00%
Net finance receivables	1,062,882	808,285
Finance receivable | Geographic concentration | Florida	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	6.00%	7.00%
Net finance receivables	880,286	780,093
Finance receivable | Geographic concentration | Ohio	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	6.00%	6.00%
Net finance receivables	823,417	671,336
Finance receivable | Geographic concentration | Virginia	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	6.00%	6.00%
Net finance receivables	766,309	692,101
Finance receivable | Geographic concentration | Pennsylvania	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	5.00%	4.00%
Net finance receivables	708,075	539,660
Finance receivable | Geographic concentration | Illinois	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	5.00%	5.00%
Net finance receivables	703,637	595,823
Finance receivable | Geographic concentration | Georgia	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	4.00%	4.00%
Net finance receivables	545,530	464,574
Finance receivable | Geographic concentration | Other	'	'
GEOGRAPHIC DIVERSIFICATION	'	'
Concentration (as a percent)	51.00%	51.00%
Net finance receivables	$7,055,317	$6,066,898

Finance_Receivables_Details_4

Finance Receivables (Details 4) (Revolving Retail, USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Revolving Retail	'	'
CREDIT QUALITY INDICATORS	'	'
Accrual of finance charges, past due period	'180 days	'
Finance receivables more than 90 days past due	$0.40	$1

Finance_Receivables_Details_5

Finance Receivables (Details 5) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Net finance receivables:	'	'
60-89 days past due	$188,030	$123,746
90-119 days past due	139,700	92,757
120-149 days past due	108,430	73,585
150-179 days past due	87,415	56,004
180 days or more past due	361,456	395,000
Total delinquent finance receivables	885,031	741,092
Current	12,546,802	10,826,811
30-59 days past due	326,480	242,089
Net finance receivables	13,758,313	11,809,992
Personal loans	'	'
Net finance receivables:	'	'
60-89 days past due	28,504	21,683
90-119 days past due	22,804	17,538
120-149 days past due	18,780	14,050
150-179 days past due	14,689	9,613
180 days or more past due	938	12,107
Total delinquent finance receivables	85,715	74,991
Current	3,038,307	2,534,960
30-59 days past due	47,682	39,781
Net finance receivables	3,171,704	2,649,732
SpringCastle Portfolio	'	'
Net finance receivables:	'	'
60-89 days past due	60,669	'
90-119 days past due	47,689	'
120-149 days past due	33,671	'
150-179 days past due	26,828	'
180 days or more past due	3,579	'
Total delinquent finance receivables	172,436	'
Current	2,232,965	'
30-59 days past due	99,948	'
Net finance receivables	2,505,349	'
Real Estate Loans	'	'
Net finance receivables:	'	'
60-89 days past due	97,567	99,956
90-119 days past due	68,190	73,803
120-149 days past due	55,222	58,364
150-179 days past due	45,158	45,648
180 days or more past due	356,766	382,562
Total delinquent finance receivables	622,903	660,333
Current	7,183,437	8,094,459
30-59 days past due	176,009	197,111
Net finance receivables	7,982,349	8,951,903
Retail Sales Finance	'	'
Net finance receivables:	'	'
60-89 days past due	1,290	2,107
90-119 days past due	1,017	1,416
120-149 days past due	757	1,171
150-179 days past due	740	743
180 days or more past due	173	331
Total delinquent finance receivables	3,977	5,768
Current	92,093	197,392
30-59 days past due	2,841	5,197
Net finance receivables	$98,911	$208,357

Finance_Receivables_Details_6

Finance Receivables (Details 6) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	$13,758,313	$11,809,992
Personal loans	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	3,171,704	2,649,732
SpringCastle Portfolio	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	2,505,349	'
Real Estate Loans	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	7,982,349	8,951,903
Retail Sales Finance	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	98,911	208,357
Performing	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	13,061,312	11,192,646
Performing | Personal loans	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	3,114,493	2,596,424
Performing | SpringCastle Portfolio	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	2,393,582	'
Performing | Real Estate Loans	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	7,457,013	8,391,526
Performing | Retail Sales Finance	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	96,224	204,696
Nonperforming	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	697,001	617,346
Nonperforming | Personal loans	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	57,211	53,308
Nonperforming | SpringCastle Portfolio	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	111,767	'
Nonperforming | Real Estate Loans	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	525,336	560,377
Nonperforming | Retail Sales Finance	'	'
Performing and nonperforming net finance receivables by type	'	'
Net finance receivables	$2,687	$3,661

Finance_Receivables_Details_7

Finance Receivables (Details 7) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Apr. 02, 2013	Dec. 31, 2013	Dec. 31, 2012
			SCP Loans	SCP Loans	FA Loans	FA Loans
PURCHASED CREDIT IMPAIRED FINANCE RECEIVABLES	'	'	'	'	'	'
Carrying amount, net of allowance	$1,787,373,000	$1,381,409,000	$530,326,000	'	$1,257,047,000	$1,381,409,000
Outstanding balance	2,643,093,000	1,968,817,000	851,211,000	'	1,791,882,000	1,968,817,000
Allowance for purchased credit impaired finance receivable losses	57,334,000	17,358,000	'	'	57,334,000	17,358,000
Acquired loans	'	'	'	'	'	'
Contractually required principal and interest of loans required	'	'	'	1,900,000,000	'	'
Expected undiscounted cash flows from credit impaired loans acquired	'	'	'	1,200,000,000	'	'
Fair value of credit impaired loans acquired	'	'	'	$748,900,000	'	'

Finance_Receivables_Details_8

Finance Receivables (Details 8) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Changes in accretable yield for purchased credit impaired finance receivables	'	'	'
Balance at beginning of period	$629,200	$467,105	$644,681
Additions	437,604	'	'
Accretion	-205,605	-132,285	-155,366
Reclassifications from nonaccretable difference	304,575	321,048	25,004
Disposals of finance receivables	-69,082	-26,668	-47,214
Balance at end of period	1,096,692	629,200	467,105
SCP Loans	'	'	'
Changes in accretable yield for purchased credit impaired finance receivables	'	'	'
Additions	437,604	'	'
Accretion	-76,681	'	'
Disposals of finance receivables	-35,722	'	'
Balance at end of period	325,201	'	'
FA Loans	'	'	'
Changes in accretable yield for purchased credit impaired finance receivables	'	'	'
Balance at beginning of period	629,200	467,105	644,681
Accretion	-128,924	-132,285	-155,366
Reclassifications from nonaccretable difference	304,575	321,048	25,004
Disposals of finance receivables	-33,360	-26,668	-47,214
Balance at end of period	$771,491	$629,200	$467,105

Finance_Receivables_Details_9

Finance Receivables (Details 9) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
TDR FINANCE RECEIVABLES	'	'
TDR net finance receivables	$1,380,223	$834,979
Amount of commitments to lend additional funds on TDR finance receivables	0	'
Real Estate Loans	'	'
TDR FINANCE RECEIVABLES	'	'
TDR gross finance receivables	1,375,230	832,197
TDR net finance receivables	1,380,223	834,979
Allowance for TDR finance receivable losses	$176,455	$94,855

Finance_Receivables_Details_10

Finance Receivables (Details 10) (Real Estate Loans, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Account	Account	Account
Real Estate Loans	'	'	'
TDR average net receivables and finance charges recognized on TDR finance receivables	'	'	'
TDR average net receivables	$1,120,566	$572,671	$169,279
TDR finance charges recognized	63,063	31,076	7,281
New volume of the TDR finance receivables	'	'	'
Number of TDR accounts	7,106	5,761	2,202
Pre-modification TDR net finance receivables	576,142	552,454	284,897
Post-modification TDR net finance receivables	605,174	560,950	291,511
Number of TDR accounts, with subsequent default	929	594	188
TDR net finance receivables, with subsequent default	$68,901	$66,096	$19,941

Allowance_for_Finance_Receivab2

Allowance for Finance Receivable Losses (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Balance at beginning of period	'	'	'	$182,653,000	'	'	'	$69,319,000	$182,653,000	$69,319,000	$7,063,000
Provision for finance receivable losses	188,600,000	162,264,000	82,311,000	94,486,000	109,614,000	91,018,000	69,726,000	71,220,000	527,661,000	341,578,000	329,675,000
Charge-offs	'	'	'	'	'	'	'	'	-455,547,000	-280,070,000	-327,813,000
Recoveries	'	'	'	'	'	'	'	'	79,310,000	53,127,000	60,394,000
Transfers to finance receivables held for sale	'	'	'	'	'	'	'	'	-752,000	-1,301,000	'
Balance at end of period	333,325,000	'	'	'	182,653,000	'	'	'	333,325,000	182,653,000	69,319,000
Recoveries resulting from sale of previously charged-off finance receivables and settlement of claims	'	'	'	'	'	'	'	'	37,200,000	'	5,000,000
Adjustment for the subsequent buyback of previously charged-off finance receivables sold	'	'	'	'	'	'	'	'	4,000,000	'	'
Transfers to finance receivables held for sale which have a specific allowance	18,000,000	'	'	'	'	'	'	77,800,000	'	'	'
Amount of allowance for finance receivable losses associated with securitizations	180,500,000	'	'	'	15,600,000	'	'	'	180,500,000	15,600,000	'
Adjustments	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Provision for finance receivable losses	'	-945,000	'	'	-565,000	-514,000	-393,000	-415,000	'	-1,887,000	-548,000
FA Loans	'	'	'	'	'	'	'	'	'	'	'
Carrying amount charged-off for purchased credit impaired loans	'	'	'	'	'	'	'	'	'	'	'
Purchased credit impaired finance receivables	'	'	'	'	'	'	'	'	41,690,000	38,686,000	110,068,000
Personal loans	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Balance at beginning of period	'	'	'	66,580,000	'	'	'	39,522,000	66,580,000	39,522,000	4,111,000
Provision for finance receivable losses	'	'	'	'	'	'	'	'	130,447,000	114,288,000	105,811,000
Charge-offs	'	'	'	-13,300,000	'	'	'	'	-149,032,000	-119,383,000	-105,219,000
Recoveries	'	'	'	'	'	'	'	'	47,637,000	33,260,000	34,819,000
Transfers to finance receivables held for sale	'	'	'	'	'	'	'	'	-752,000	-1,107,000	'
Balance at end of period	94,880,000	'	'	'	66,580,000	'	'	'	94,880,000	66,580,000	39,522,000
Minimum percentage of original loan amount to be received before charge-off (as a percent)	'	'	'	0.05	'	'	'	'	'	'	'
Recoveries resulting from sale of previously charged-off finance receivables and settlement of claims	'	'	'	'	'	'	'	'	22,700,000	'	1,900,000
Personal loans | Change in charge-off policy | Adjustments	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Charge-offs	'	'	'	-13,300,000	'	'	'	'	'	'	'
Number of days past due before which a loan is charged off to the allowance for finance receivable losses	'	'	'	'180 days	'	'	'	'	'	'	'
Real Estate Loans	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Balance at beginning of period	'	'	'	113,813,000	'	'	'	28,790,000	113,813,000	28,790,000	2,896,000
Provision for finance receivable losses	'	'	'	'	'	'	'	'	265,100,000	216,229,000	209,043,000
Charge-offs	'	'	'	'	'	'	'	'	-159,292,000	-140,652,000	-196,733,000
Recoveries	'	'	'	'	'	'	'	'	15,928,000	9,446,000	13,584,000
Balance at end of period	235,549,000	'	'	'	113,813,000	'	'	'	235,549,000	113,813,000	28,790,000
Recoveries resulting from sale of previously charged-off finance receivables and settlement of claims	'	'	'	'	'	'	'	'	9,100,000	'	2,900,000
Real Estate Loans | Non-credit impaired finance receivables	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Provision for finance receivable losses	'	'	'	'	'	'	'	'	85,653,000	90,314,000	73,644,000
Real Estate Loans | Purchased credit impaired finance receivables	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Provision for finance receivable losses	'	'	'	'	'	'	'	'	81,645,000	56,019,000	110,068,000
Real Estate Loans | TDR finance receivables	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Provision for finance receivable losses	'	'	'	'	'	'	'	'	97,802,000	69,896,000	25,331,000
Retail Sales Finance	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Balance at beginning of period	'	'	'	2,260,000	'	'	'	1,007,000	2,260,000	1,007,000	56,000
Provision for finance receivable losses	'	'	'	'	'	'	'	'	-1,002,000	11,061,000	14,821,000
Charge-offs	'	'	'	'	'	'	'	'	-9,500,000	-20,035,000	-25,861,000
Recoveries	'	'	'	'	'	'	'	'	10,082,000	10,421,000	11,991,000
Transfers to finance receivables held for sale	'	'	'	'	'	'	'	'	'	-194,000	'
Balance at end of period	1,840,000	'	'	'	2,260,000	'	'	'	1,840,000	2,260,000	1,007,000
Recoveries resulting from sale of previously charged-off finance receivables and settlement of claims	'	'	'	'	'	'	'	'	5,400,000	'	200,000
SpringCastle Portfolio	'	'	'	'	'	'	'	'	'	'	'
Changes in the allowance for finance receivable losses by finance receivable type	'	'	'	'	'	'	'	'	'	'	'
Provision for finance receivable losses	'	'	'	'	'	'	'	'	133,116,000	'	'
Charge-offs	'	'	'	'	'	'	'	'	-137,723,000	'	'
Recoveries	'	'	'	'	'	'	'	'	5,663,000	'	'
Balance at end of period	1,056,000	'	'	'	'	'	'	'	1,056,000	'	'
Carrying amount charged-off for purchased credit impaired loans	'	'	'	'	'	'	'	'	'	'	'
Purchased credit impaired finance receivables	'	'	'	'	'	'	'	'	$72,424,000	'	'

Allowance_for_Finance_Receivab3

Allowance for Finance Receivable Losses (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Allowance for finance receivable losses for finance receivables:	'	'	'	'
Collectively evaluated for impairment	$99,536	$70,440	'	'
Acquired with deteriorated credit quality (purchased credit impaired finance receivables)	57,334	17,358	'	'
Individually evaluated for impairment (TDR finance receivables)	176,455	94,855	'	'
Total	333,325	182,653	69,319	7,063
Finance receivables:	'	'	'	'
Collectively evaluated for impairment	10,533,383	9,576,246	'	'
Purchased credit impaired finance receivables	1,844,707	1,398,767	'	'
TDR finance receivables	1,380,223	834,979	'	'
Net finance receivables	13,758,313	11,809,992	'	'
Personal loans	'	'	'	'
Allowance for finance receivable losses for finance receivables:	'	'	'	'
Collectively evaluated for impairment	94,880	66,580	'	'
Total	94,880	66,580	'	'
Finance receivables:	'	'	'	'
Collectively evaluated for impairment	3,171,704	2,649,732	'	'
Net finance receivables	3,171,704	2,649,732	'	'
SpringCastle Portfolio	'	'	'	'
Allowance for finance receivable losses for finance receivables:	'	'	'	'
Collectively evaluated for impairment	1,056	'	'	'
Total	1,056	'	'	'
Finance receivables:	'	'	'	'
Collectively evaluated for impairment	1,975,023	'	'	'
Purchased credit impaired finance receivables	530,326	'	'	'
Net finance receivables	2,505,349	'	'	'
Real Estate Loans	'	'	'	'
Allowance for finance receivable losses for finance receivables:	'	'	'	'
Collectively evaluated for impairment	1,760	1,600	'	'
Acquired with deteriorated credit quality (purchased credit impaired finance receivables)	57,334	17,358	'	'
Individually evaluated for impairment (TDR finance receivables)	176,455	94,855	'	'
Total	235,549	113,813	'	'
Finance receivables:	'	'	'	'
Collectively evaluated for impairment	5,287,745	6,718,157	'	'
Purchased credit impaired finance receivables	1,314,381	1,398,767	'	'
TDR finance receivables	1,380,223	834,979	'	'
Net finance receivables	7,982,349	8,951,903	'	'
Retail Sales Finance	'	'	'	'
Allowance for finance receivable losses for finance receivables:	'	'	'	'
Collectively evaluated for impairment	1,840	2,260	'	'
Total	1,840	2,260	'	'
Finance receivables:	'	'	'	'
Collectively evaluated for impairment	98,911	208,357	'	'
Net finance receivables	$98,911	$208,357	'	'

Finance_Receivables_Held_for_S2

Finance Receivables Held for Sale (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Loan	Loan	Loan
	item
Finance Receivables Held for Sale	'	'	'
Finance receivables transferred from held for investment to held for sale	$17,300,000	$180,900,000	'
Impairment upon transfer of finance receivables from held for investment to held for sale	0	'	'
Carrying amount of finance receivable held-for-sale originated as held-for-investment that were sold	18,000,000	171,000,000	'
Loss recorded at time of sale of finance receivables	-1,800,000	'	'
Gains recorded in other revenues at time of sale of finance receivables, net of impairment upon transfer to held for sale	'	4,500,000	'
Finance receivables transferred from held for sale back to held for investment	'	1,353,000	'
Number of loans reaching defined delinquency limits repurchased under loan sale agreement	20	20	12
Amount of loans reaching defined delinquency limits repurchased under loan sale agreement	2,900,000	2,800,000	2,100,000
Number of unresolved recourse requests	0	'	'
Activity in reserve for sales recourse obligations	'	'	'
Balance at beginning of period	4,863,000	1,648,000	3,511,000
Provision for/(reduction in) recourse obligations	322,000	3,269,000	-1,442,000
Recourse losses	-483,000	-54,000	-421,000
Balance at end of period	$4,702,000	$4,863,000	$1,648,000

Investment_Securities_Details

Investment Securities (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	$523,131,000	$817,459,000
Unrealized Gains	10,442,000	23,538,000
Unrealized Losses	-3,733,000	-1,807,000
Fair Value	529,840,000	839,190,000
Interest in a limited partnership	600,000	600,000
Available-for-sale securities with other-than-temporary impairments recognized in accumulated other comprehensive income or loss	0	0
Bonds:	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	513,043,000	815,081,000
Unrealized Gains	10,442,000	23,508,000
Unrealized Losses	-3,569,000	-1,754,000
Fair Value	519,916,000	836,835,000
U.S. government and government sponsored entities	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	59,800,000	50,717,000
Unrealized Gains	565,000	2,488,000
Unrealized Losses	-681,000	'
Fair Value	59,684,000	53,205,000
Obligations of states, municipalities, and political subdivisions	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	101,913,000	150,721,000
Unrealized Gains	1,703,000	4,998,000
Unrealized Losses	-80,000	-249,000
Fair Value	103,536,000	155,470,000
Corporate debt	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	247,793,000	363,505,000
Unrealized Gains	6,143,000	10,925,000
Unrealized Losses	-2,191,000	-1,397,000
Fair Value	251,745,000	373,033,000
RMBS	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	82,406,000	165,886,000
Unrealized Gains	1,931,000	4,642,000
Unrealized Losses	-559,000	-69,000
Fair Value	83,778,000	170,459,000
CMBS	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	10,931,000	29,991,000
Unrealized Gains	77,000	191,000
Unrealized Losses	-32,000	-31,000
Fair Value	10,976,000	30,151,000
CDO/ABS	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	10,200,000	54,261,000
Unrealized Gains	23,000	264,000
Unrealized Losses	-26,000	-8,000
Fair Value	10,197,000	54,517,000
Preferred stocks	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	7,844,000	'
Unrealized Losses	-39,000	'
Fair Value	7,805,000	'
Other long-term investments	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	1,394,000	1,404,000
Unrealized Losses	-125,000	-24,000
Fair Value	1,269,000	1,380,000
Common stocks	'	'
Cost/amortized cost, unrealized gains and losses, and fair value of available-for-sale securities by type	'	'
Cost/Amortized Cost	850,000	974,000
Unrealized Gains	'	30,000
Unrealized Losses	'	-29,000
Fair Value	$850,000	$975,000

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Fair Value	'	'	'
Less Than 12 Months	$169,368	$82,061	'
12 Months or Longer	11,772	60,338	'
Total	181,140	142,399	'
Unrealized Losses	'	'	'
Less Than 12 Months	-3,081	-653	'
12 Months or Longer	-652	-1,154	'
Total	-3,733	-1,807	'
Other-than-temporary impairment credit loss	'	'	'
Net impairment losses recognized in net income (loss)	26	3,820	3,725
Bonds:	'	'	'
Fair Value	'	'	'
Less Than 12 Months	160,294	81,883	'
12 Months or Longer	11,772	60,245	'
Total	172,066	142,128	'
Unrealized Losses	'	'	'
Less Than 12 Months	-2,917	-630	'
12 Months or Longer	-652	-1,124	'
Total	-3,569	-1,754	'
U.S. government and government sponsored entities	'	'	'
Fair Value	'	'	'
Less Than 12 Months	45,264	1,310	'
Total	45,264	1,310	'
Unrealized Losses	'	'	'
Less Than 12 Months	-681	'	'
Total	-681	'	'
Obligations of states, municipalities, and political subdivisions	'	'	'
Fair Value	'	'	'
Less Than 12 Months	14,756	1,570	'
12 Months or Longer	'	9,646	'
Total	14,756	11,216	'
Unrealized Losses	'	'	'
Less Than 12 Months	-80	-4	'
12 Months or Longer	'	-245	'
Total	-80	-249	'
Corporate debt	'	'	'
Fair Value	'	'	'
Less Than 12 Months	71,312	30,942	'
12 Months or Longer	11,772	49,690	'
Total	83,084	80,632	'
Unrealized Losses	'	'	'
Less Than 12 Months	-1,539	-527	'
12 Months or Longer	-652	-870	'
Total	-2,191	-1,397	'
RMBS	'	'	'
Fair Value	'	'	'
Less Than 12 Months	18,322	32,040	'
Total	18,322	32,040	'
Unrealized Losses	'	'	'
Less Than 12 Months	-559	-69	'
Total	-559	-69	'
Other-than-temporary impairment credit loss	'	'	'
Net impairment losses recognized in net income (loss)	26	'	'
CMBS	'	'	'
Fair Value	'	'	'
Less Than 12 Months	5,517	10,579	'
12 Months or Longer	'	909	'
Total	5,517	11,488	'
Unrealized Losses	'	'	'
Less Than 12 Months	-32	-22	'
12 Months or Longer	'	-9	'
Total	-32	-31	'
CDO/ABS	'	'	'
Fair Value	'	'	'
Less Than 12 Months	5,123	5,442	'
Total	5,123	5,442	'
Unrealized Losses	'	'	'
Less Than 12 Months	-26	-8	'
Total	-26	-8	'
Preferred stocks	'	'	'
Fair Value	'	'	'
Less Than 12 Months	7,805	'	'
Total	7,805	'	'
Unrealized Losses	'	'	'
Less Than 12 Months	-39	'	'
Total	-39	'	'
Other long-term investments	'	'	'
Fair Value	'	'	'
Less Than 12 Months	1,269	178	'
12 Months or Longer	'	8	'
Total	1,269	186	'
Unrealized Losses	'	'	'
Less Than 12 Months	-125	-23	'
12 Months or Longer	'	-1	'
Total	-125	-24	'
Common stocks	'	'	'
Fair Value	'	'	'
12 Months or Longer	'	85	'
Total	'	85	'
Unrealized Losses	'	'	'
12 Months or Longer	'	-29	'
Total	'	-29	'
Corporate debt, RMBS, and CMBS	'	'	'
Other-than-temporary impairment credit loss	'	'	'
Net impairment losses recognized in net income (loss)	'	$900	$3,700

Investment_Securities_Details_1

Investment Securities (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Investment Securities	'	'	'
Total other-than-temporary impairment losses	($26)	($3,820)	($3,725)
Net impairment losses recognized in net income (loss)	-26	-3,820	-3,725
Changes in the cumulative amount of credit losses (recognized in earnings) on other-than-temporarily impaired available-for-sale securities	'	'	'
Balance at beginning of period	1,650	3,725	'
Impairment previously recognized	26	924	1,327
Impairment not previously recognized	'	'	2,398
Realized due to dispositions with no prior intention to sell	-153	-2,999	'
Balance at end of period	1,523	1,650	3,725
Available-for-sale securities sold or redeemed	'	'	'
Fair value	614,575	608,592	144,266
Realized gains	5,096	2,822	224
Realized losses	-2,282	-1,646	-695
Net realized gains (losses)	$2,814	$1,176	($471)

Investment_Securities_Details_2

Investment Securities (Details 4) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value	'
Due in 1 year or less	$13,507
Due after 1 year through 5 years	158,342
Due after 5 years through 10 years	117,899
Due after 10 years	125,217
Mortgage-backed securities	104,951
Fair Value	519,916
Amortized Cost	'
Due in 1 year or less	13,507
Due after 1 year through 5 years	154,349
Due after 5 years through 10 years	117,961
Due after 10 years	123,689
Mortgage-backed securities	103,537
Total	$513,043

Investment_Securities_Details_3

Investment Securities (Details 5) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Trading securities	'	'	'
Trading securities	$51,654	$48,756	$75,600
Realized gains (losses) on trading securities	'	'	'
Net unrealized gains (losses) on trading securities held at year end	-476	3,344	1,965
Net realized gains (losses) on trading securities sold or redeemed during the year	214	239	19
Total	-262	3,583	1,984
Corporate debt	'	'	'
Trading securities	'	'	'
Trading securities	1,837	1,963	'
RMBS	'	'	'
Trading securities	'	'	'
Trading securities	10,671	13,584	'
CMBS	'	'	'
Trading securities	'	'	'
Trading securities	29,897	19,145	'
CDO/ABS	'	'	'
Trading securities	'	'	'
Trading securities	$9,249	$14,064	'

Other_Assets_Details

Other Assets (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Other Assets.	'	'
Other investments	$109,542,000	$125,379,000
Prepaid expenses and deferred charges	81,835,000	46,875,000
Fixed assets, net	76,685,000	69,717,000
Real estate owned	48,955,000	68,786,000
Other intangible assets, net	25,377,000	29,215,000
Escrow advance receivable	23,527,000	18,520,000
Ceded insurance reserves	21,655,000	27,260,000
Current tax receivable	6,132,000	4,049,000
Derivatives fair values	'	26,699,000
Other	34,486,000	22,012,000
Total	428,194,000	438,512,000
Accumulated depreciation on fixed assets	155,000,000	148,700,000
Branch office leases included in other liabilities	200,000	800,000
Branch office leases included in fixed assets, net	$200,000	$600,000

Other_Assets_Details_2

Other Assets (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Intangible asset	'	'	'
Gross Carrying Amount	$76,352,000	$75,592,000	'
Accumulated Amortization	-50,975,000	-46,377,000	'
Net Other Intangible Assets	25,377,000	29,215,000	'
Amortization expense	5,100,000	13,600,000	41,100,000
Impairment Charges	'	4,600,000	12,800,000
Estimated Aggregate Amortization Expense	'	'	'
2014	4,355,000	'	'
2015	3,931,000	'	'
2016	768,000	'	'
2017	213,000	'	'
2018	167,000	'	'
VOBA	'	'	'
Intangible asset	'	'	'
Gross Carrying Amount	35,778,000	35,778,000	'
Accumulated Amortization	-31,260,000	-29,963,000	'
Net Other Intangible Assets	4,518,000	5,815,000	'
Customer relationships	'	'	'
Intangible asset	'	'	'
Gross Carrying Amount	17,879,000	17,879,000	'
Accumulated Amortization	-11,559,000	-8,271,000	'
Net Other Intangible Assets	6,320,000	9,608,000	'
Licenses	'	'	'
Intangible asset	'	'	'
Gross Carrying Amount	11,575,000	12,065,000	'
Accumulated Amortization	'	-490,000	'
Net Other Intangible Assets	11,575,000	11,575,000	'
Customer lists	'	'	'
Intangible asset	'	'	'
Gross Carrying Amount	9,695,000	9,695,000	'
Accumulated Amortization	-8,156,000	-7,628,000	'
Net Other Intangible Assets	1,539,000	2,067,000	'
Domain names	'	'	'
Intangible asset	'	'	'
Gross Carrying Amount	1,425,000	150,000	'
Net Other Intangible Assets	1,425,000	150,000	'
Loan origination/processing intellectual property	'	'	'
Intangible asset	'	'	'
Gross Carrying Amount	'	25,000	'
Accumulated Amortization	'	($25,000)	'

Transactions_with_Affiliates_o2

Transactions with Affiliates of Fortress or AIG (Details) (USD $)

Dec. 31, 2013

Dec. 31, 2012

Aug. 05, 2013

Aug. 31, 2012

Jul. 31, 2012

Dec. 31, 2012

Apr. 02, 2013

Mar. 05, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Aug. 05, 2013

Aug. 31, 2012

Dec. 31, 2012

Jul. 31, 2012

AIGFP

AIGFP

AIGFP

Springleaf Financial Funding Company

NRZ

NRZ

Nationstar

Nationstar

Nationstar

Nationstar

Affiliates of Fortress

Logan Circle Partners, L.P.

Logan Circle Partners, L.P.

Subsidiaries of AIG

Subsidiaries of AIG

SFI

SFI

SFI

SFI

Cross currency interest rate derivative

Cross currency interest rate derivative

Cross currency interest rate derivative

Secured term loan

SCA

SCA

Entity

Owners

Owners

Owners

Secured term loan

Merit

Merit

AIGFP

AIGFP

AIGFP

AIGFP

Instrument

Instrument

Instrument

Transactions with Affiliates of Fortress or AIG

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Face amount of each issuance of debt

'

'

'

'

'

$3,800,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount of lending positions owned or managed in the syndicate of lenders

'

'

'

'

'

'

'

'

'

'

'

'

85,000,000

'

'

'

'

'

'

'

'

Number of subsidiaries of which centralized real estate loans were subserved by affiliate

'

'

'

'

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

Subservicing fees

'

'

'

'

'

'

'

'

'

8,544,000

9,843,000

9,910,000

'

'

'

'

'

'

'

'

'

Refinancing concessions

'

'

'

'

'

'

'

'

'

291,000

4,420,000

6,556,000

'

'

'

'

'

'

'

'

'

Costs and fees incurred for the investment management services

'

'

'

'

'

'

'

'

'

'

'

'

'

1,100,000

1,200,000

'

'

'

'

'

'

Reserves for reinsurance agreements

61,817,000

67,259,000

'

'

'

'

'

'

'

'

'

'

'

'

'

45,600,000

46,800,000

'

'

'

'

Amount of cash collateral held with related party

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

40,000,000

60,000,000

Number of positions

'

'

0

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of positions terminated

'

'

'

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reduction in cash collateral

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

20,000,000

'

'

Loss recorded in other revenues - other on termination

'

'

1,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Notional amount of terminated instruments

'

'

416,600,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount of cash collateral returned

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$40,000,000

'

'

'

Ownership percentage

'

'

'

'

'

'

30.00%

50.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

Longterm_Debt_Details

Long-term Debt (Details) (USD $)

12 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

0 Months Ended

1 Months Ended

12 Months Ended

0 Months Ended

12 Months Ended

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Dec. 31, 2013

Jan. 31, 2007

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Jan. 10, 2014

Jan. 31, 2007

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2013

Dec. 30, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 30, 2013

Dec. 30, 2013

Dec. 30, 2013

Dec. 30, 2013

Dec. 30, 2013

Retail Notes

Medium Term Notes

Senior Notes issued in May 2013

Senior Notes issued in September 2013

Medium-term notes due 2017

Secured Term Loan

Secured Term Loan

New Loan Tranche

New Loan Tranche

Securitizations

Securitizations

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Junior Subordinated Debt

Senior debt

Senior debt

Senior debt

Senior debt

8.250% Senior Notes due 2023

7.750% Senior Notes due 2021

6.00% Senior Notes due 2020

Senior Notes 1999 Indenture

Springleaf Financial Funding Company

Springleaf Financial Funding Company

Springleaf Financial Funding Company

Springleaf Financial Funding Company

Springleaf Finance Corporation

Springleaf Finance Corporation

Springleaf Finance Corporation

Springleaf Finance Corporation

Springleaf Finance Corporation

Springleaf Finance Corporation

SPRINGLEAF HOLDINGS, INC.

SPRINGLEAF HOLDINGS, INC.

SPRINGLEAF HOLDINGS, INC.

SPRINGLEAF HOLDINGS, INC.

SPRINGLEAF HOLDINGS, INC.

SPRINGLEAF HOLDINGS, INC.

Loan

Minimum

Guaranty Agreements

Guaranty Agreements

Guaranty Agreements

Guaranty Agreements

Guaranty Agreements

Guaranty Agreements

Long-term debt

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Carrying Value

$12,769,036,000

$12,620,853,000

'

$386,050,000

$4,171,006,000

'

'

'

$751,858,000

'

'

'

$7,288,535,000

'

'

$171,587,000

$171,556,000

'

'

'

'

'

'

'

$12,597,449,000

$12,449,297,000

'

'

'

'

'

'

Fair Value

13,914,644,000

13,067,253,000

'

'

'

'

'

'

'

'

'

'

'

'

'

294,000,000

210,000,000

'

'

'

'

'

'

'

13,620,644,000

12,857,253,000

'

'

'

'

'

'

Weighted average interest rates on long-term debt during the period (as a percent)

6.82%

8.24%

8.88%

'

'

'

'

'

'

'

'

'

'

'

'

12.26%

12.26%

12.26%

'

'

'

'

'

'

6.75%

8.19%

8.84%

'

'

'

'

'

Weighted average interest rates on long-term debt at period end (as a percent)

6.59%

7.58%

'

'

'

'

'

'

'

'

'

'

'

'

'

12.26%

12.26%

'

'

'

'

'

'

'

6.51%

7.51%

'

'

'

'

'

'

Principal maturities of long-term debt by type of debt

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Contractual interest rate, minimum (as a percent)

'

'

'

5.10%

5.40%

'

'

'

'

'

'

'

1.27%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Contractual interest rate, maximum (as a percent)

'

'

'

7.50%

8.25%

'

'

'

'

'

'

'

6.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rates (as a percent)

'

'

'

'

'

'

'

'

4.75%

'

'

'

'

'

'

6.00%

'

'

'

'

'

'

'

'

'

'

'

'

8.25%

7.75%

6.00%

'

First quarter 2014

1,115,000

'

'

1,115,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Second quarter 2014

10,887,000

'

'

10,887,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Third quarter 2014

8,564,000

'

'

8,564,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fourth quarter 2014

335,486,000

'

'

335,486,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2014

356,052,000

'

'

356,052,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2015

797,254,000

'

'

47,254,000

750,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2016

375,000,000

'

'

'

375,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2017

2,379,337,000

'

'

'

2,379,337,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2018-2067

2,350,000,000

'

'

'

1,250,000,000

'

'

'

750,000,000

'

'

'

'

'

'

350,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securitizations

7,322,768,000

'

'

'

'

'

'

'

'

'

'

'

7,322,768,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total principal maturities

13,580,411,000

'

'

403,306,000

4,754,337,000

'

'

'

750,000,000

'

750,000,000

'

7,322,768,000

'

'

350,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Senior notes were issued and outstanding

12,769,036,000

12,620,853,000

'

386,050,000

4,171,006,000

'

'

'

751,858,000

'

'

'

7,288,535,000

'

'

171,587,000

171,556,000

'

'

'

'

'

'

'

12,597,449,000

12,449,297,000

'

'

'

'

'

'

Face amount of each issuance of debt

'

'

'

'

'

300,000,000

950,000,000

700,000,000

'

3,800,000,000

'

750,000,000

'

'

'

'

'

'

'

350,000,000

'

'

'

350,000,000

'

'

'

5,200,000,000

'

'

'

3,900,000,000

Amount of the subsidiary's stock that may be used to secure debt

'

'

'

'

'

'

'

'

167,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of consumer loan securitizations with debt covenants requiring specific financial targets or ratios

'

'

'

'

'

'

'

'

'

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Term of debt

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'60 years

'

'

'

'

'60 years

'

'

'

'60 years

'

'

'

'

'

'

'

'

Percentage of trustees or holders needed to declare debt due and payable upon certain events of default

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

25.00%

'

'

'

'

'

'

'

'

'

Tangible equity to tangible managed assets (as a percent)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

5.50%

'

'

'

'

'

'

'

'

'

Average fixed charge ratio

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1.1

'

'

'

'

'

'

'

'

'

Trailing period used to calculate fixed charge ratio

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'12 months

'

'

'

'

'

'

'

'

'

'

'

Actual average fixed charge ratio

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0.75

'

'

'

'

'

'

'

'

'

'

Actual tangible equity to tangible managed assets (as a percent)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

9.42%

'

'

'

'

'

'

'

'

'

'

Shares issued to SFI to satisfy interest payments

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds from share issued to SFI to satisfy interest payments

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$10,500,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Variable_Interest_Entities_Det

Variable Interest Entities (Details) (USD $)

3 Months Ended

12 Months Ended

12 Months Ended

1 Months Ended

0 Months Ended

0 Months Ended

0 Months Ended

0 Months Ended

0 Months Ended

0 Months Ended

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2010

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Sep. 30, 2011

Dec. 31, 2013

Feb. 19, 2013

Jun. 19, 2013

Jun. 19, 2013

Jun. 19, 2013

Sep. 25, 2013

Sep. 26, 2013

Dec. 31, 2013

Sep. 27, 2013

Dec. 31, 2013

Dec. 20, 2013

Dec. 31, 2013

Dec. 31, 2013

Apr. 02, 2013

Dec. 31, 2013

Dec. 31, 2012

Apr. 20, 2012

Aug. 08, 2012

Oct. 25, 2012

Apr. 10, 2013

Jul. 09, 2013

Oct. 09, 2013

Personal loans

Personal loans

SpringCastle Portfolio

Real Estate Loans

Real Estate Loans

Consumer Loan Securitizations

Consumer Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Consolidated VIEs

Personal loans

SpringCastle Portfolio

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

2011-1 Securitization

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Consumer Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

2013-B Trust

SCA

2011-1 Securitization

The 2012-1 Trust

The 2012-2 Trust

The 2012-3 Trust

The 2013-2 Trust

The 2013-3 Trust

2010 Securitization ("Sixth Street")

Senior note

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

Personal loans

SpringCastle Portfolio

SpringCastle Portfolio

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

2013-A Trust

2013-B Trust

2013-B Trust

2013-B Trust

2013-BAC Securitization

Midbrook 2013-VFN1 Securitization

Midbrook 2013-VFN1 Securitization

Springleaf 2013-VFN1 Securitization

Springleaf 2013-VFN1 Securitization

Sumner Brook 2013-VFN1 Securitization

Sumner Brook 2013-VFN1 Securitization

Co-issuer LLCs

The 2012-1 Trust

The 2012-2 Trust

The 2012-3 Trust

The 2013-1 Trust

The 2013-2 Trust

The 2013-3 Trust

Senior note

Subordinate notes

SCA

Assets

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Finance receivables

$13,758,313,000

'

'

'

$11,809,992,000

'

'

'

$13,758,313,000

$11,809,992,000

'

'

$3,171,704,000

$2,649,732,000

$2,505,349,000

$7,982,349,000

$8,951,903,000

'

'

'

'

'

'

'

'

'

'

'

'

'

$1,572,070,000

'

'

'

'

'

'

'

'

'

'

'

$2,510,557,000

'

$5,694,176,000

$4,093,393,000

'

'

'

'

'

'

Allowance for finance receivable losses

333,325,000

'

'

'

182,653,000

'

'

'

333,325,000

182,653,000

69,319,000

7,063,000

94,880,000

66,580,000

1,056,000

235,549,000

113,813,000

'

'

'

'

'

'

'

'

'

180,478,000

15,550,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Restricted cash

536,005,000

'

'

'

157,844,000

'

'

'

536,005,000

157,844,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

522,752,000

108,994,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Liabilities

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Long-term debt

12,769,036,000

'

'

'

12,620,853,000

'

'

'

12,769,036,000

12,620,853,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

7,288,535,000

3,119,312,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Consolidated interest expense

218,881,000

229,157,000

240,418,000

231,293,000

240,752,000

268,987,000

280,766,000

284,700,000

919,749,000

1,075,205,000

1,284,773,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

224,300,000

119,200,000

75,800,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount of notes sold under private securitization

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

567,900,000

256,200,000

'

'

500,000,000

'

'

'

'

'

'

'

2,200,000,000

'

'

371,000,000

750,800,000

787,400,000

782,500,000

599,400,000

270,500,000

Payment for notes acquired by initial purchasers

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2,200,000,000

'

'

'

'

'

'

'

'

Advance reserve requirement on notes acquired

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

10,000,000

'

'

'

'

'

'

'

'

Maximum amount of notes that may be issued under private securitization facility

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

300,000,000

'

350,000,000

'

350,000,000

'

'

'

'

'

'

'

'

'

'

'

Notes sold under on-balance sheet securitization transaction to third party

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

242,700,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Weighted average yield (as a percent)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

4.05%

'

2.83%

4.11%

'

'

'

'

'

'

'

'

'

'

3.75%

'

'

4.38%

3.59%

2.80%

2.85%

2.88%

3.40%

Proceeds from notes sold under securitization transactions

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

114,000,000

372,000,000

122,725,000

23,650,000

20,000,000

7,500,000

157,517,000

22,517,000

215,571,000

'

'

'

242,500,000

'

567,500,000

255,400,000

'

'

500,000,000

'

'

'

'

'

'

'

'

'

'

367,800,000

749,700,000

787,200,000

782,400,000

590,900,000

269,400,000

Interest reserve requirement on notes sold under securitization

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

6,600,000

4,400,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Notes initially retained by the entity

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

36,400,000

'

114,000,000

29,800,000

'

'

'

'

'

'

'

'

372,000,000

'

'

42,600,000

107,700,000

112,300,000

236,800,000

535,100,000

228,700,000

Amounts funded at closing

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

0

'

0

'

'

'

'

'

'

'

'

'

'

'

Funding period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'1 year

'

'2 years

'

'2 years

'

'

'

'

'

'

'

'

'

'

'

Extended funding period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'1 year

'

'

'

'

'

'

'

'

'

'

'

'

'

Funding period including extended period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'3 years

'

'2 years

'

'

'

'

'

'

'

'

'

'

'

Additional debt recorded

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

111,578,000

357,120,000

124,357,000

23,177,000

20,675,000

7,753,000

148,559,000

22,623,000

223,367,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount drawn

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$0

'

$0

'

$0

'

'

'

'

'

'

'

'

'

'

Derivative_Financial_Instrumen2

Derivative Financial Instruments (Details)	1 Months Ended	12 Months Ended					12 Months Ended	0 Months Ended
	Jan. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2012	Dec. 31, 2012	Aug. 05, 2013	Jul. 31, 2012
	Cash flow hedges	Cash flow hedges	Cross currency interest rate	Cross currency interest rate	Cross currency interest rate	Cross currency interest rate	Cross currency interest rate	AIGFP	AIGFP
	USD ($)	USD ($)	USD ($)	USD ($)	USD ($)	Non-Designated Hedging Instruments	Cash flow hedges	Cross currency interest rate	Cross currency interest rate
						USD ($)	EUR (€)	USD ($)	Instrument
								Instrument
Fair value of derivative instruments	'	'	'	'	'	'	'	'	'
Number of derivative instruments	'	'	'	'	'	'	'	0	2
Loss recorded in other revenues - other on termination	'	'	'	'	'	'	'	$1,900,000	'
Weighted average receive rate (as a percent)	'	'	'	4.13%	'	'	'	'	'
Weighted average pay rate (as a percent)	'	'	'	0.56%	'	'	'	'	'
Changes in the notional amounts of cross currency interest rate swap agreements and foreign currency forward agreement	'	'	'	'	'	'	'	'	'
Balance at beginning of period	'	'	416,636,000	1,269,500,000	3,195,386,000	416,636,000	'	'	'
Expired contracts	'	'	'	'	-1,925,886,000	'	'	'	'
Discontinued and terminated contracts	'	'	-416,636,000	-852,864,000	'	'	'	'	'
Balance at end of period	'	'	0	416,636,000	1,269,500,000	416,636,000	'	'	'
Decrease in notional amounts	'	'	'	'	'	'	676,700,000	'	'
Ineffective portion	'	700,000	'	'	'	'	'	'	'
Deferred net gain on cash flow hedges reclassified from accumulated other comprehensive income to earnings	$200,000	'	'	'	'	'	'	'	'

Derivative_Financial_Instrumen3

Derivative Financial Instruments (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Fair value of derivative instruments	'	'	'	'
Derivative Assets	'	$26,699	'	'
Cross currency interest rate	'	'	'	'
Fair value of derivative instruments	'	'	'	'
Notional Amount	0	416,636	1,269,500	3,195,386
Cross currency interest rate | Non-Designated Hedging Instruments	'	'	'	'
Fair value of derivative instruments	'	'	'	'
Notional Amount	'	416,636	'	'
Derivative Assets	'	$26,699	'	'

Derivative_Financial_Instrumen4

Derivative Financial Instruments (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
Earnings	'	'	$26,730
Cash flow hedges	'	'	'
Amount of gain (loss) recognized	'	'	'
AOCI(L)	'	'	31,793
Recognized in Other Revenues - Other	'	'	-1,729
Other Revenues - Other | Gain (loss) for cash flow hedges | Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
From AOCI(L) to Earnings	'	'	26,391
Interest Expense | Gain (loss) for cash flow hedges | Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
From AOCI(L) to Earnings	'	'	339
Cross currency interest rate | Gain (loss) for cash flow hedges | Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
Earnings	160	-10,504	28,354
Cross currency interest rate | Cash flow hedges	'	'	'
Amount of gain (loss) recognized	'	'	'
AOCI(L)	'	-16,987	34,877
Recognized in Other Revenues - Other	'	-426	840
Cross currency interest rate | Other Revenues - Other | Gain (loss) for cash flow hedges | Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
From AOCI(L) to Earnings	'	-12,343	26,391
Cross currency interest rate | Interest Expense | Gain (loss) for cash flow hedges | Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
From AOCI(L) to Earnings	160	1,839	1,963
Interest rate | Gain (loss) for cash flow hedges | Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
Earnings	'	'	-1,624
Interest rate | Cash flow hedges	'	'	'
Amount of gain (loss) recognized	'	'	'
AOCI(L)	'	'	-3,084
Recognized in Other Revenues - Other	'	'	-2,569
Interest rate | Interest Expense | Gain (loss) for cash flow hedges | Reclassification	'	'	'
Amount of gain (loss) recognized	'	'	'
From AOCI(L) to Earnings	'	'	($1,624)

Derivative_Financial_Instrumen5

Derivative Financial Instruments (Details 4) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Amounts recognized in other revenues - other for non-designated hedging instruments	'	'	'
Total	($3,376)	($33,761)	$23,975
Cross currency interest rate and interest rate	'	'	'
Amounts recognized in other revenues - other for non-designated hedging instruments	'	'	'
Total	-3,376	-33,761	23,760
Equity-indexed	'	'	'
Amounts recognized in other revenues - other for non-designated hedging instruments	'	'	'
Total	'	'	$215

Derivative_Financial_Instrumen6

Derivative Financial Instruments (Details 5) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Derivative adjustments included in other revenues - other	'	'	'
Mark to market losses	($8,244)	($28,659)	($26,572)
Net interest income	9,161	18,745	23,788
Credit valuation adjustment gains (losses)	50	-3,559	5,965
Ineffectiveness losses	'	-426	-1,729
Other	-292	2,136	-1,411
Total	$675	($11,763)	$41

Insurance_Details

Insurance (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Insurance claims and policyholder liabilities	'	'
Insurance claims and policyholder liabilities	$394,168	$365,238
Insurance claims and policyholder liabilities assumed from other insurers	61,817	67,259
Ceded insurance reserves	21,655	27,260
Non-affiliated insurance companies	'	'
Insurance claims and policyholder liabilities	'	'
Insurance claims and policyholder liabilities assumed from other insurers	16,198	20,485
Ceded insurance reserves	21,700	27,300
Affiliated insurance companies	'	'
Insurance claims and policyholder liabilities	'	'
Insurance claims and policyholder liabilities assumed from other insurers	45,619	46,774
Finance receivable	'	'
Insurance claims and policyholder liabilities	'	'
Unearned premium reserves	151,987	118,589
Benefit reserves	94,954	84,748
Claim reserves	25,325	28,093
Insurance claims and policyholder liabilities	272,266	231,430
Non-finance receivable	'	'
Insurance claims and policyholder liabilities	'	'
Benefit reserves	79,352	83,604
Claim reserves	42,550	50,204
Insurance claims and policyholder liabilities	$121,902	$133,808

Insurance_Details_2

Insurance (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Changes in the liability for unpaid claims and loss adjustment expenses, net of reinsurance recoverable	'	'	'
Balance at beginning of period	$51,037	$47,369	$49,947
Additions for losses and loss adjustment expense incurred to:	'	'	'
Current year	58,895	59,883	57,501
Prior years	-6,028	-2,193	-5,076
Total	52,867	57,690	52,425
Reductions for losses and loss adjustment expenses paid related to:	'	'	'
Current year	-34,591	-33,956	-34,860
Prior years	-23,093	-20,066	-20,143
Total	-57,684	-54,022	-55,003
Balance at end of period	$46,220	$51,037	$47,369

Insurance_Details_3

Insurance (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property and casualty	'	'	'
Statutory net income and statutory capital and surplus	'	'	'
Statutory net income	$40,616	$18,493	$19,914
Statutory capital and surplus	153,710	263,414	'
Life and accident and health	'	'	'
Statutory net income and statutory capital and surplus	'	'	'
Statutory net income	3,285	10,131	8,538
Statutory capital and surplus	$184,465	$245,447	'

Insurance_Details_4

Insurance (Details 4) (USD $)	Dec. 31, 2013	Jul. 31, 2013	Sep. 30, 2013	Jun. 30, 2012	Jun. 30, 2011
In Millions, unless otherwise specified		Yosemite	Insurance Subsidiaries	Insurance Subsidiaries	Insurance Subsidiaries
Insurance	'	'	'	'	'
Maximum amount of dividends that may be paid in a 12 month period without prior approval from regulatory agencies, as a percentage of policyholder's surplus	10.00%	'	'	'	'
Dividends paid	'	$57.80	$150	$150	$45
Payment of approved extraordinary dividend as percentage of wholly owned subsidiary common stock	'	100.00%	'	'	'

Other_Liabilities_Details

Other Liabilities (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Other Liabilities.	'	'
Accrued interest of debt	$78,011	$71,052
United Kingdom subsidiary reserves	34,475	65,757
Salary and benefit liabilities	24,120	14,477
Retirement plans	14,836	27,454
Bank overdrafts	7,932	6,953
Escrow liability	5,429	3,624
Accrued legal contingencies and expenses	4,475	10,201
Other insurance liabilities	3,911	3,423
Other	34,145	24,870
Total	$207,334	$227,811

Earnings_Loss_Per_Share_Detail

Earnings (Loss) Per Share (Details) (USD $)	3 Months Ended					12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Oct. 09, 2013
						item
Earnings (Loss) Per Share	'	'	'	'	'	'	'	'	'
Number of classes of authorized capital stock	'	'	'	'	'	2	'	'	'
Par value and shares authorized	'	'	'	'	'	'	'	'	'
Preferred Shares, Par Value (in dollars per share)	'	'	'	'	'	$0.01	'	'	'
Preferred Shares, Shares Authorized	'	'	'	'	'	300,000,000	'	'	'
Common Shares, Par Value (in dollars per share)	'	'	'	'	'	$0.01	'	'	'
Common Shares, Shares Authorized	'	'	'	'	'	2,000,000,000	'	'	'
Preferred Shares issued	'	0	'	'	'	0	0	'	'
Preferred Shares outstanding	'	0	'	'	'	0	0	'	'
Common shares issued and outstanding	'	'	'	'	'	'	'	'	'
Balance at beginning of period	'	'	'	'	100,000,000	100,000,000	100,000,000	100,000,000	100,000,000
Sale of common shares	'	'	'	'	'	14,788,439	'	'	'
Balance at end of period	'	100,000,000	'	'	'	114,788,439	100,000,000	100,000,000	100,000,000
Weighted average number of shares outstanding:	'	'	'	'	'	'	'	'	'
Basic and diluted (in shares)	100,000,000	100,000,000	100,000,000	100,000,000	100,000,000	102,917,172	100,000,000	100,000,000	'
Earnings (loss) per share:	'	'	'	'	'	'	'	'	'
Basic and diluted (in dollars per share)	($0.93)	($0.81)	($0.45)	($0.39)	($0.53)	($0.19)	($2.18)	($2.42)	'
Antidilutive nonvested shares excluded in the diluted earnings (loss) per share computation	'	'	'	'	'	37,246	'	'	'

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Loss) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Changes in accumulated other comprehensive income (loss)	'	'	'
Balance at beginning of period	$26,472	($27,208)	($2,694)
Other comprehensive income (loss) before reclassifications	3,539	45,222	-7,446
Reclassification adjustments from accumulated other comprehensive income	-1,916	8,458	-17,068
Balance at end of period	28,095	26,472	-27,208
Unrealized Gains (Losses) Investment Securities	'	'	'
Changes in accumulated other comprehensive income (loss)	'	'	'
Balance at beginning of period	14,121	3,543	-4,532
Other comprehensive income (loss) before reclassifications	-7,947	8,948	7,769
Reclassification adjustments from accumulated other comprehensive income	-1,812	1,630	306
Balance at end of period	4,362	14,121	3,543
Unrealized Gains (Losses) Cash Flow Hedges	'	'	'
Changes in accumulated other comprehensive income (loss)	'	'	'
Balance at beginning of period	104	4,318	1,027
Other comprehensive income (loss) before reclassifications	'	-11,042	20,665
Reclassification adjustments from accumulated other comprehensive income	-104	6,828	-17,374
Balance at end of period	'	104	4,318
Retirement Plan Liabilities Adjustments	'	'	'
Changes in accumulated other comprehensive income (loss)	'	'	'
Balance at beginning of period	8,120	-35,221	425
Other comprehensive income (loss) before reclassifications	12,033	43,341	-35,646
Balance at end of period	20,153	8,120	-35,221
Foreign Currency Translation Adjustments	'	'	'
Changes in accumulated other comprehensive income (loss)	'	'	'
Balance at beginning of period	4,127	152	386
Other comprehensive income (loss) before reclassifications	-547	3,975	-234
Balance at end of period	$3,580	$4,127	$152

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Loss) (Details 2) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Reclassification adjustments from accumulated other comprehensive income (loss)	'	'	'	'	'	'	'	'	'	'	'
Investment revenues, before taxes	'	$6,532	'	'	$6,818	$8,384	$8,495	$12,199	$35,132	$35,896	$37,659
Interest expenses, before taxes	-218,881	-229,157	-240,418	-231,293	-240,752	-268,987	-280,766	-284,700	-919,749	-1,075,205	-1,284,773
Other revenues - other, before taxes	'	1,603	'	'	-13,628	-2,709	-8,178	-21,927	5,410	-46,442	-28,389
Income tax effect	14,187	30,698	-32,963	4,263	17,168	23,659	20,492	26,352	16,185	87,671	118,405
Net income (loss)	53,389	-60,951	110,918	-9,614	-80,794	-45,210	-39,104	-52,589	93,742	-217,697	-241,733
Reclassification adjustments	'	'	'	'	'	'	'	'	'	'	'
Reclassification adjustments from accumulated other comprehensive income (loss)	'	'	'	'	'	'	'	'	'	'	'
Net income (loss)	'	'	'	'	'	'	'	'	1,916	-8,458	17,068
Unrealized gains (losses) on investment securities | Reclassification adjustments	'	'	'	'	'	'	'	'	'	'	'
Reclassification adjustments from accumulated other comprehensive income (loss)	'	'	'	'	'	'	'	'	'	'	'
Investment revenues, before taxes	'	'	'	'	'	'	'	'	2,788	-2,507	-471
Income tax effect	'	'	'	'	'	'	'	'	-976	877	165
Net income (loss)	'	'	'	'	'	'	'	'	1,812	-1,630	-306
Unrealized gains (losses) on cash flow hedges | Reclassification adjustments	'	'	'	'	'	'	'	'	'	'	'
Reclassification adjustments from accumulated other comprehensive income (loss)	'	'	'	'	'	'	'	'	'	'	'
Interest expenses, before taxes	'	'	'	'	'	'	'	'	160	1,839	339
Other revenues - other, before taxes	'	'	'	'	'	'	'	'	'	-12,343	26,391
Income tax effect	'	'	'	'	'	'	'	'	-56	3,676	-9,356
Net income (loss)	'	'	'	'	'	'	'	'	$104	($6,828)	$17,374

Income_Taxes_Details

Income Taxes (Details) (USD $)

0 Months Ended

3 Months Ended

12 Months Ended

Nov. 02, 2013

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Income Taxes

'

'

'

'

'

'

'

'

'

'

'

'

Tax benefit from change in tax status of United Kingdom subsidiary

($12,400,000)

'

'

'

'

'

'

'

'

'

'

'

Federal:

'

'

'

'

'

'

'

'

'

'

'

'

Current

'

'

'

'

'

'

'

'

'

95,866,000

69,057,000

10,575,000

Deferred

'

'

'

'

'

'

'

'

'

-106,850,000

-152,619,000

-142,862,000

Total federal

'

'

'

'

'

'

'

'

'

-10,984,000

-83,562,000

-132,287,000

Foreign:

'

'

'

'

'

'

'

'

'

'

'

'

Current

'

'

'

'

'

'

'

'

'

634,000

2,604,000

886,000

Deferred

'

'

'

'

'

'

'

'

'

-1,418,000

-15,777,000

-1,092,000

Deferred - valuation allowance

'

'

'

'

'

'

'

'

'

2,345,000

15,655,000

3,956,000

Total foreign

'

'

'

'

'

'

'

'

'

1,561,000

2,482,000

3,750,000

State:

'

'

'

'

'

'

'

'

'

'

'

'

Current

'

'

'

'

'

'

'

'

'

6,154,000

8,317,000

2,555,000

Deferred

'

'

'

'

'

'

'

'

'

-20,247,000

-23,052,000

-13,607,000

Deferred - valuation allowance

'

'

'

'

'

'

'

'

'

7,331,000

8,144,000

21,184,000

Total state

'

'

'

'

'

'

'

'

'

-6,762,000

-6,591,000

10,132,000

Total

'

-14,187,000

-30,698,000

32,963,000

-4,263,000

-17,168,000

-23,659,000

-20,492,000

-26,352,000

-16,185,000

-87,671,000

-118,405,000

Reconciliation of the statutory federal income tax rate to the effective tax rate

'

'

'

'

'

'

'

'

'

'

'

'

Statutory federal income tax rate (as a percent)

'

'

'

'

'

'

'

'

'

35.00%

35.00%

35.00%

Non-controlling interests (as a percent)

'

'

'

'

'

'

'

'

'

-51.01%

'

'

Change in tax status (as a percent)

'

'

'

'

'

'

'

'

'

-14.64%

'

'

Interest and penalties on prior year tax returns (as a percent)

'

'

'

'

'

'

'

'

'

7.67%

-0.34%

'

State income taxes, net of federal (as a percent)

'

'

'

'

'

'

'

'

'

-5.55%

1.41%

-1.83%

Nondeductible compensation (as a percent)

'

'

'

'

'

'

'

'

'

3.49%

'

'

Valuation allowance (as a percent)

'

'

'

'

'

'

'

'

'

3.02%

-5.13%

-1.10%

Nontaxable investment income (as a percent)

'

'

'

'

'

'

'

'

'

-1.94%

0.89%

1.02%

Foreign operations (as a percent)

'

'

'

'

'

'

'

'

'

1.67%

-3.27%

-0.40%

Other, net (as a percent)

'

'

'

'

'

'

'

'

'

1.42%

0.15%

0.19%

Effective income tax rate (as a percent)

'

'

'

'

'

'

'

'

'

-20.87%

28.71%

32.88%

Reconciliation of the beginning and ending balances of the total amounts of gross unrecognized tax obligation

'

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of year

'

'

'

'

1,580,000

'

'

'

'

1,580,000

'

'

Increases in tax positions for prior years

'

'

'

'

'

'

'

'

'

307,000

1,091,000

'

Increases in tax positions for current years

'

'

'

'

'

'

'

'

'

'

489,000

'

Balance at end of year

'

1,887,000

'

'

'

1,580,000

'

'

'

1,887,000

1,580,000

'

Accrued payment of interest (net of federal benefit) and penalties

'

200,000

'

'

'

'

'

'

'

200,000

'

'

Deferred tax assets:

'

'

'

'

'

'

'

'

'

'

'

'

Securitization

'

112,726,000

'

'

'

36,543,000

'

'

'

112,726,000

36,543,000

'

Mark to market - receivables

'

32,892,000

'

'

'

50,739,000

'

'

'

32,892,000

50,739,000

'

Net operating losses and tax attributes

'

26,201,000

'

'

'

23,403,000

'

'

'

26,201,000

23,403,000

'

State taxes, net of federal

'

20,106,000

'

'

'

12,734,000

'

'

'

20,106,000

12,734,000

'

Market discount - investments

'

14,134,000

'

'

'

12,696,000

'

'

'

14,134,000

12,696,000

'

Payment protection insurance liability

'

11,353,000

'

'

'

'

'

'

'

11,353,000

'

'

Pension/employee benefits

'

9,487,000

'

'

'

13,819,000

'

'

'

9,487,000

13,819,000

'

Insurance reserves

'

3,711,000

'

'

'

4,576,000

'

'

'

3,711,000

4,576,000

'

Joint venture

'

3,252,000

'

'

'

'

'

'

'

3,252,000

'

'

Real estate owned

'

3,058,000

'

'

'

7,862,000

'

'

'

3,058,000

7,862,000

'

Deferred insurance commissions

'

2,781,000

'

'

'

1,043,000

'

'

'

2,781,000

1,043,000

'

Legal reserve

'

1,216,000

'

'

'

1,989,000

'

'

'

1,216,000

1,989,000

'

Other

'

3,647,000

'

'

'

2,474,000

'

'

'

3,647,000

2,474,000

'

Total

'

244,564,000

'

'

'

167,878,000

'

'

'

244,564,000

167,878,000

'

Deferred tax liabilities:

'

'

'

'

'

'

'

'

'

'

'

'

Debt writedown

'

293,219,000

'

'

'

353,423,000

'

'

'

293,219,000

353,423,000

'

Discount - debt exchange

'

14,390,000

'

'

'

'

'

'

'

14,390,000

'

'

Other intangibles assets

'

8,443,000

'

'

'

10,233,000

'

'

'

8,443,000

10,233,000

'

Fixed assets

'

2,148,000

'

'

'

1,815,000

'

'

'

2,148,000

1,815,000

'

Derivative

'

1,899,000

'

'

'

1,951,000

'

'

'

1,899,000

1,951,000

'

Other

'

7,505,000

'

'

'

8,485,000

'

'

'

7,505,000

8,485,000

'

Total

'

327,604,000

'

'

'

375,907,000

'

'

'

327,604,000

375,907,000

'

Net deferred tax liabilities before valuation allowance

'

-83,040,000

'

'

'

-208,029,000

'

'

'

-83,040,000

-208,029,000

'

Valuation allowance

'

-45,220,000

'

'

'

-38,675,000

'

'

'

-45,220,000

-38,675,000

'

Net deferred tax liabilities

'

($128,260,000)

'

'

'

($246,704,000)

'

'

'

($128,260,000)

($246,704,000)

'

Income_Taxes_Details_2

Income Taxes (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Income taxes	'	'
Net deferred tax liabilities	$128,260,000	$246,704,000
Valuation allowance	45,220,000	38,675,000
Foreign tax credit benefit	'	3,100,000
State	'	'
Income taxes	'	'
Valuation allowance	23,800,000	19,100,000
United Kingdom operations	'	'
Income taxes	'	'
Foreign net operating loss carryforward from United Kingdom operations	20,300,000	19,600,000
Valuation allowance	'	19,600,000
Puerto Rico operations	'	'
Income taxes	'	'
Foreign net operating loss carryforward from United Kingdom operations	1,100,000	'
Foreign tax credit benefit	3,300,000	'
United Kingdom and Puerto Rico operations	'	'
Income taxes	'	'
Valuation allowance	$21,400,000	'

Income_Taxes_Details_3

Income Taxes (Details 3) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Income Taxes	'	'
Net current federal and foreign income tax payable	$13.60	$20.10
State	'	'
Income Taxes	'	'
Operating loss carryforward	348.4	211
Deferred And Accrued Taxes	'	'
Income Taxes	'	'
Non-income based taxes	$3.60	$5

Restructuring_Details

Restructuring (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2012
	Branch
	State
Restructuring	'	'
Number of states where entity does not have a significant presence	14	'
Number of states where certain branch operations consolidated	26	'
Number of branch offices closed	231	'
Restructuring expenses - pretax	'	$23,503
Headquarters in Evansville, Indiana and in United Kingdom	'	'
Restructuring	'	'
Reduction in number of employees	820	'
Consumer	'	'
Restructuring	'	'
Restructuring expenses - pretax	'	15,634
Insurance	'	'
Restructuring	'	'
Restructuring expenses - pretax	'	229
Real Estate	'	'
Restructuring	'	'
Restructuring expenses - pretax	'	818
Other	'	'
Restructuring	'	'
Restructuring expenses - pretax	'	$6,822

Restructuring_Details_2

Restructuring (Details 2) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Changes in restructuring liability	'	'	'	'
Balance at beginning of period	'	'	$421	'
Amounts charged to expense	1,917	21,586	'	23,503
Amounts paid	'	'	-381	-18,036
Non-cash expenses	'	'	'	-5,046
Balance at end of period	'	'	40	421
Severance Expenses	'	'	'	'
Changes in restructuring liability	'	'	'	'
Balance at beginning of period	'	'	56	'
Amounts charged to expense	'	'	'	11,600
Amounts paid	'	'	-56	-11,544
Balance at end of period	'	'	'	56
Contract Termination Expenses	'	'	'	'
Changes in restructuring liability	'	'	'	'
Balance at beginning of period	'	'	365	'
Amounts charged to expense	'	'	'	5,840
Amounts paid	'	'	-325	-5,475
Balance at end of period	'	'	40	365
Asset Writedowns	'	'	'	'
Changes in restructuring liability	'	'	'	'
Amounts charged to expense	'	'	'	5,246
Non-cash expenses	'	'	'	-5,246
Other Exit Expenses	'	'	'	'
Changes in restructuring liability	'	'	'	'
Amounts charged to expense	'	'	'	817
Amounts paid	'	'	'	-1,017
Non-cash expenses	'	'	'	$200

Lease_Commitments_Rent_Expense2

Lease Commitments, Rent Expense, and Contingent Liabilities (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Annual rental commitments for leased office space, automobiles and information technology equipment accounted for as operating leases	'	'	'
First quarter 2014	$6,931,000	'	'
Second quarter 2014	6,538,000	'	'
Third quarter 2014	6,165,000	'	'
Fourth quarter 2014	5,809,000	'	'
2014	25,443,000	'	'
2015	19,418,000	'	'
2016	13,983,000	'	'
2017	8,649,000	'	'
2018	4,453,000	'	'
2019+	2,876,000	'	'
Total	74,822,000	'	'
Rental expense	$30,000,000	$36,300,000	$37,900,000

Lease_Commitments_Rent_Expense3

Lease Commitments, Rent Expense, and Contingent Liabilities (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Aug. 27, 2012	Dec. 31, 2012	Dec. 31, 2012	Feb. 28, 2013
In Millions, unless otherwise specified			King v. American General Finance, Inc.	King v. American General Finance, Inc.	King v. American General Finance, Inc.	King v. American General Finance, Inc.
LEGAL CONTINGENCIES	'	'	'	'	'	'
Period after which case is settled	'	'	'17 years	'	'	'
Remaining reserve for class action lawsuit	'	'	'	$3.50	$3.50	'
Aggregate payments to class members	'	'	'	'	16.8	'
Attorney fees and costs paid	'	'	'	13.5	'	'
Amount paid from uncollected funds to South Carolina charities	'	'	'	'	'	3.5
Estimated PPI claims reserve	$33.50	$62.70	'	'	'	'

Benefit_Plans_Details

Benefit Plans (Details)	12 Months Ended
	Dec. 31, 2013
Retirement Plan	'
Benefit Plans	'
Minimum eligibility age to participate in the plan	'P21Y
Continuous service period required to participate in the plan	'12 months
Vesting period	'5 years
Normal retirement age	'65
Maximum credited service period	'44 years
CommoLoCo Retirement Plan	'
Benefit Plans	'
Minimum eligibility age to participate in the plan	'P21Y
Continuous service period required to participate in the plan	'1 year
Postretirement Plans	'
Benefit Plans	'
Minimum eligibility age to participate in the plan	'P55Y
Continuous service period required to participate in the plan	'10 years

Benefit_Plans_Details_2

Benefit Plans (Details 2) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Springleaf Financial Services 401(k) Plan	'	'	'
401(K) PLANS	'	'	'
Maximum employer matching contribution (as a percent)	100.00%	'	'
Percentage of employee salary eligible for employer matching contribution	4.00%	6.00%	6.00%
Maximum employer discretionary profit sharing contribution as percentage of annual pay	4.00%	'	'
Salaries and benefit expense related to plan	$9	$1.90	$8.40
Springleaf Financial Services 401(k) Plan | 0-4 years of service	'	'	'
401(K) PLANS	'	'	'
Maximum employer matching contribution (as a percent)	'	10.00%	10.00%
Springleaf Financial Services 401(k) Plan | 0-4 years of service | Minimum	'	'	'
401(K) PLANS	'	'	'
Period of employee's service	'	'0 years	'0 years
Springleaf Financial Services 401(k) Plan | 0-4 years of service | Maximum	'	'	'
401(K) PLANS	'	'	'
Period of employee's service	'	'4 years	'4 years
Springleaf Financial Services 401(k) Plan | 5-9 years of service	'	'	'
401(K) PLANS	'	'	'
Maximum employer matching contribution (as a percent)	'	20.00%	20.00%
Springleaf Financial Services 401(k) Plan | 5-9 years of service | Minimum	'	'	'
401(K) PLANS	'	'	'
Period of employee's service	'	'5 years	'5 years
Springleaf Financial Services 401(k) Plan | 5-9 years of service | Maximum	'	'	'
401(K) PLANS	'	'	'
Period of employee's service	'	'9 years	'9 years
Springleaf Financial Services 401(k) Plan | 10 or more years of service	'	'	'
401(K) PLANS	'	'	'
Maximum employer matching contribution (as a percent)	'	30.00%	30.00%
Springleaf Financial Services 401(k) Plan | 10 or more years of service | Minimum	'	'	'
401(K) PLANS	'	'	'
Period of employee's service	'	'10 years	'10 years
CommoLoCo Thrift Plan	'	'	'
401(K) PLANS	'	'	'
Maximum employer matching contribution (as a percent)	100.00%	'	'
Percentage of employee salary eligible for employer matching contribution	3.00%	'	'
Employer's match of employees' contributions of the next 3% of eligible compensation (as a percent)	50.00%	'	'
Percentage of eligible compensation, matched 50% by employer	3.00%	'	'

Benefit_Plans_Details_3

Benefit Plans (Details 3) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net amounts recognized in the consolidated balance sheet:	'	'	'
Total amounts recognized	($14,836,000)	($27,454,000)	'
Pension	'	'	'
Projected benefit obligation	'	'	'
Balance at the beginning of the period	367,591,000	435,221,000	'
Service cost	'	14,968,000	12,543,000
Interest cost	14,083,000	18,342,000	18,162,000
Actuarial loss (gain)	-46,806,000	25,809,000	'
Benefits paid: Plan assets	-12,403,000	-10,376,000	'
Curtailment	'	-78,558,000	'
Settlement	'	-37,815,000	'
Balance at the end of the period	322,465,000	367,591,000	435,221,000
Fair value of plan assets	'	'	'
Balance at the beginning of the period	346,824,000	350,374,000	'
Actual return of plan assets, net of expenses	-18,405,000	43,579,000	'
Company contributions	643,000	1,062,000	'
Benefits paid: Plan assets	-12,402,000	-48,191,000	'
Balance at the end of the period	316,660,000	346,824,000	350,374,000
Funded status, end of period	-5,805,000	-20,767,000	'
Net amounts recognized in the consolidated balance sheet:	'	'	'
Noncurrent assets	6,740,000	'	'
Current liabilities	-645,000	-619,000	'
Noncurrent liabilities	-11,900,000	-20,148,000	'
Total amounts recognized	-5,805,000	-20,767,000	'
Pretax amounts recognized in accumulated other comprehensive income or loss:	'	'	'
Net gain (loss)	26,267,000	13,303,000	'
Total amounts recognized	26,267,000	13,303,000	'
Projected benefit obligation of non-qualified unfunded plans	9,200,000	10,100,000	'
Accumulated benefit obligation	322,500,000	367,600,000	'
Postretirement	'	'	'
Projected benefit obligation	'	'	'
Balance at the beginning of the period	6,687,000	6,725,000	'
Service cost	289,000	285,000	256,000
Interest cost	224,000	262,000	281,000
Actuarial loss (gain)	-4,767,000	166,000	'
Benefits paid: Company assets	-142,000	-172,000	'
Curtailment	'	-579,000	'
Balance at the end of the period	2,291,000	6,687,000	6,725,000
Fair value of plan assets	'	'	'
Company contributions	142,000	172,000	'
Benefits paid: Company assets	-142,000	-172,000	'
Funded status, end of period	-2,291,000	-6,687,000	'
Net amounts recognized in the consolidated balance sheet:	'	'	'
Current liabilities	-101,000	-178,000	'
Noncurrent liabilities	-2,190,000	-6,509,000	'
Total amounts recognized	-2,291,000	-6,687,000	'
Pretax amounts recognized in accumulated other comprehensive income or loss:	'	'	'
Net gain (loss)	4,185,000	-582,000	'
Total amounts recognized	$4,185,000	($582,000)	'

Benefit_Plans_Details_4

Benefit Plans (Details 4) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Other changes in plan assets and projected benefit obligation recognized in other comprehensive income or loss:	'	'	'
Total recognized in other comprehensive income or loss	($17,731)	($67,019)	$54,988
Pension	'	'	'
PBO Exceeds Fair Value of Plan Assets	'	'	'
Projected benefit obligation	322,465	367,591	'
Accumulated benefit obligation	322,465	367,591	'
Fair value of plan assets	316,660	346,824	'
ABO Exceeds Fair Value of Plan Assets	'	'	'
Projected benefit obligation	322,465	367,591	'
Accumulated benefit obligation	322,465	367,591	'
Fair value of plan assets	316,660	346,824	'
Components of net periodic benefit cost:	'	'	'
Service cost	'	14,968	12,543
Interest cost	14,083	18,342	18,162
Expected return on assets	-15,498	-20,912	-17,421
Actuarial loss (gain)	61	285	'
Curtailment gain	'	-7,115	'
Settlement loss (gain)	'	-1,401	68
Net periodic benefit cost	-1,354	4,167	13,352
Other changes in plan assets and projected benefit obligation recognized in other comprehensive income or loss:	'	'	'
Net actuarial loss (gain)	-12,903	3,142	54,555
Amortization of net actuarial gain (loss)	-61	-285	'
Net curtailment loss	'	-71,443	'
Net settlement gain (loss)	'	1,401	-68
Total recognized in other comprehensive income or loss	-12,964	-67,185	54,487
Total recognized in net periodic benefit cost and other comprehensive income or loss	-14,318	-63,018	67,839
Amounts that will be amortized from accumulated other comprehensive income or loss into net periodic benefit cost over the next fiscal year	'	'	'
Estimated net loss	5	'	'
Estimated prior service credit	0	'	'
Postretirement	'	'	'
Components of net periodic benefit cost:	'	'	'
Service cost	289	285	256
Interest cost	224	262	281
Actuarial loss (gain)	'	'	-1
Curtailment gain	'	-579	'
Net periodic benefit cost	513	-32	536
Other changes in plan assets and projected benefit obligation recognized in other comprehensive income or loss:	'	'	'
Net actuarial loss (gain)	-4,767	166	500
Amortization of net actuarial gain (loss)	'	'	1
Total recognized in other comprehensive income or loss	-4,767	166	501
Total recognized in net periodic benefit cost and other comprehensive income or loss	-4,254	134	1,037
Amounts that will be amortized from accumulated other comprehensive income or loss into net periodic benefit cost over the next fiscal year	'	'	'
Estimated net loss and prior service credit	$0	'	'

Benefit_Plans_Details_5

Benefit Plans (Details 5) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fixed income securities	'	'
Net periodic benefit costs:	'	'
Actual asset allocation (as a percent)	93.00%	'
Target asset allocation (as a percent)	94.00%	'
Equity securities	'	'
Net periodic benefit costs:	'	'
Actual asset allocation (as a percent)	6.00%	'
Target asset allocation (as a percent)	6.00%	'
Cash and cash equivalents	'	'
Net periodic benefit costs:	'	'
Actual asset allocation (as a percent)	1.00%	'
Pension	'	'
Projected benefit obligation:	'	'
Discount rate (as a percent)	4.83%	3.97%
Net periodic benefit costs:	'	'
Discount rate (as a percent)	3.97%	4.42%
Rate of compensation increase (as a percent)	4.55%	3.78%
Expected return on assets (as a percent)	'	6.10%
Expected future benefit payments, net of participants' contribution	'	'
2014	$12,481	'
2015	13,038	'
2016	13,712	'
2017	14,247	'
2018	14,759	'
2019-2023	81,554	'
Postretirement	'	'
Projected benefit obligation:	'	'
Discount rate (as a percent)	4.70%	3.89%
Net periodic benefit costs:	'	'
Discount rate (as a percent)	3.89%	4.32%
Expected future benefit payments, net of participants' contribution	'	'
2014	104	'
2015	110	'
2016	117	'
2017	124	'
2018	132	'
2019-2023	$753	'
Retirement Plan	'	'
Net periodic benefit costs:	'	'
Expected return on assets (as a percent)	4.50%	'
CommoLoCo Retirement Plan	'	'
Net periodic benefit costs:	'	'
Expected return on assets (as a percent)	5.50%	'

Benefit_Plans_Details_6

Benefit Plans (Details 6) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Level 1	'	'
Benefit Plans	'	'
Total fair value of plan assets	$2,920	$2,073
Level 2	'	'
Benefit Plans	'	'
Total fair value of plan assets	313,740	344,751
Total	'	'
Benefit Plans	'	'
Total fair value of plan assets	316,660	346,824
Cash and cash equivalents | Level 1	'	'
Benefit Plans	'	'
Total fair value of plan assets	2,920	2,073
Cash and cash equivalents | Total	'	'
Benefit Plans	'	'
Total fair value of plan assets	2,920	2,073
Equity securities | U.S. | Level 2	'	'
Benefit Plans	'	'
Total fair value of plan assets	17,306	19,670
Equity securities | U.S. | Total	'	'
Benefit Plans	'	'
Total fair value of plan assets	17,306	19,670
Equity securities | International | Level 2	'	'
Benefit Plans	'	'
Total fair value of plan assets	1,015	1,117
Equity securities | International | Total	'	'
Benefit Plans	'	'
Total fair value of plan assets	1,015	1,117
Investment Grade Securities | U.S. | Level 2	'	'
Benefit Plans	'	'
Total fair value of plan assets	293,903	322,332
Investment Grade Securities | U.S. | Total	'	'
Benefit Plans	'	'
Total fair value of plan assets	293,903	322,332
High Yield Securities | U.S. | Level 2	'	'
Benefit Plans	'	'
Total fair value of plan assets	1,516	1,632
High Yield Securities | U.S. | Total	'	'
Benefit Plans	'	'
Total fair value of plan assets	$1,516	$1,632

Benefit_Plans_Details_7

Benefit Plans (Details 7) (Transfer due from AIG Retirement Plan, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2012
Transfer due from AIG Retirement Plan	'
Changes in level 3 plan assets measured at fair value:	'
Balance at the beginning of the period	$59,925
Purchases, sales, issues, settlements	($59,925)

ShareBased_Compensation_Detail

Share-Based Compensation (Details) (USD $)

12 Months Ended

1 Months Ended

2 Months Ended

12 Months Ended

0 Months Ended

1 Months Ended

3 Months Ended

0 Months Ended

3 Months Ended

12 Months Ended

Dec. 31, 2013

Oct. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Oct. 31, 2013

Oct. 09, 2013

Oct. 16, 2013

Oct. 16, 2013

Oct. 08, 2013

Sep. 30, 2013

Dec. 31, 2013

Oct. 08, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Restricted Stock Units

Incentive Units

Omnibus Incentive Plan

Springleaf Holdings, LLC

Springleaf Holdings, LLC

Springleaf Holdings, LLC

Executives and employees

Non-employee directors

Executives

Executives

Executives

Management

Management

Springleaf Holdings, LLC

Springleaf Holdings, LLC

Springleaf Holdings, LLC

Springleaf Holdings, LLC

Employee

SHARE-BASED COMPENSATION

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of shares of common stock authorized

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

11,478,844

Percentage of number of outstanding shares over number of shares reserved and available for issuance by which number of shares reserved is adjusted

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

10.00%

Vesting period of award without rights

'

'

'

'4 years

'

'

'

'

'

'

'

'

'

'

'

'

Vesting period of award with rights

'

'

'

'3 years

'

'

'

'

'

'

'

'

'

'

'

'

Number of Shares

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Granted during the period (in shares)

'

1,358,835

9,161

'

'

'

'

1,323,540

44,456

'

8.203125

'

0.859375

'

'

'

Unvested at the end of the period (in shares)

'

'

1,367,996

1,367,996

'

'

'

'

'

'

'

'

'

'

'

'

Weighted Average Grant Date Fair Value

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unvested at the beginning of the period (in dollars per share)

'

'

'

'

'

$16

'

'

'

'

'

'

'

'

'

'

Granted during the period (in dollars per share)

'

$17

$21.83

'

'

'

'

'

'

'

'

'

'

'

'

'

Unvested at the end of the period (in dollars per share)

'

'

$17.03

$17.03

'

$16

'

'

'

'

'

'

'

'

'

'

Weighted Average Remaining Term

'

'

'

'4 years

'

'

'

'

'

'

'

'

'

'

'

'

Number of executives to whom share-based awards granted

'

'

'

'

'

'

'

'

'

'

2

'

'

'

'

'

Share-based compensation expense

'

'

'

$146,000,000

$145,000,000

'

'

'

'

'

$131,300,000

'

'

'

$0

'

Reductions to awards during the period (in shares)

'

'

'

'

'

'

'

'

'

0.859375

'

'

'

'

'

'

Additional compensation expense

'

'

'

'

'

'

'

'

'

'

'

0

'

13,700,000

'

'

Percentage of outstanding shares into which equity awards are converted to rights

'

'

'

'

'

'

8.20%

'

'

'

'

'

'

'

'

'

Shares delivered to holders of the award

'

'

'

'

8,203,125

'

'

'

'

'

'

'

'

'

'

'

Period within which equity awards cannot be sold or transferred

'

'

'

'

'5 years

'

'

'

'

'

'

'

'

'

'

'

Total income tax benefit recognized for stock-based compensation

50,500,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrecognized compensation expense

$18,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Weighted average period over which unrecognized compensation expense expected is to be recognized

'4 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Segment_Information_Details

Segment Information (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
									Segment
Segment Information	'	'	'	'	'	'	'	'	'	'	'
Number of business segments	'	'	'	'	'	'	'	'	4	'	'
Information about segments as well as reconciliations to consolidated financial statement amounts	'	'	'	'	'	'	'	'	'	'	'
Interest income	$576,517	$583,926	$580,597	$413,038	$417,377	$423,160	$429,875	$444,401	$2,154,078	$1,714,813	$1,871,229
Interest expense	218,881	229,157	240,418	231,293	240,752	268,987	280,766	284,700	919,749	1,075,205	1,284,773
Net interest income	'	354,769	'	'	176,625	154,173	149,109	159,701	1,234,329	639,608	586,456
Provision for finance receivable losses	188,600	162,264	82,311	94,486	109,614	91,018	69,726	71,220	527,661	341,578	329,675
Net interest income after provision for finance receivable losses	'	192,505	'	'	67,011	63,155	79,383	88,481	706,668	298,030	256,781
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Insurance	'	38,277	'	'	33,381	31,719	31,774	29,549	148,179	126,423	120,190
Investment	'	6,532	'	'	6,818	8,384	8,495	12,199	35,132	35,896	37,659
Net gain (loss) on repurchases and repayments of debt	'	-33,572	'	'	-5,889	-9,044	-1,172	563	-41,716	-15,542	10,673
Net gain (loss) on fair value adjustments on debt	'	6,586	'	'	-159	-1,609	-1,700	476	6,055	-2,992	1,372
Other	'	1,603	'	'	-13,628	-2,709	-8,178	-21,927	5,410	-46,442	-28,389
Total other revenues	38,388	19,426	51,590	43,656	20,523	26,741	29,219	20,860	153,060	97,343	141,505
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	214,552	'	'	79,050	78,122	74,748	88,244	463,920	320,164	359,724
Other operating expenses	'	72,478	'	'	88,069	65,491	76,917	65,918	253,372	296,395	343,432
Restructuring expenses	'	'	'	'	'	'	1,917	21,586	'	23,503	'
Insurance losses and loss adjustment expenses	'	16,550	'	'	18,377	15,152	14,616	12,534	64,879	60,679	55,268
Total other expenses	168,222	303,580	165,577	144,792	185,496	158,765	168,198	188,282	782,171	700,741	758,424
Income (loss) before benefit from income taxes	39,202	-91,649	143,881	-13,877	-97,962	-68,869	-59,596	-78,941	77,557	-305,368	-360,138
Income before benefit from income taxes attributable to non-controlling interests	'	'	'	'	'	'	'	'	113,043	'	'
Income (loss) before benefit from income taxes attributable to Springleaf	'	'	'	'	'	'	'	'	-35,486	'	'
Assets	15,402,686	'	'	'	14,666,620	'	'	'	15,402,686	14,666,620	15,510,806
Operating segments | Consumer	'	'	'	'	'	'	'	'	'	'	'
Information about segments as well as reconciliations to consolidated financial statement amounts	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	'	'	'	'	'	'	'	721,772	585,041	534,861
Interest expense	'	'	'	'	'	'	'	'	149,000	141,440	125,268
Net interest income	'	'	'	'	'	'	'	'	572,772	443,601	409,593
Provision for finance receivable losses	'	'	'	'	'	'	'	'	117,172	90,598	8,607
Net interest income after provision for finance receivable losses	'	'	'	'	'	'	'	'	455,600	353,003	400,986
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Intersegment - insurance commissions	'	'	'	'	'	'	'	'	60,553	42,203	37,331
Net gain (loss) on repurchases and repayments of debt	'	'	'	'	'	'	'	'	-5,357	5,879	-3,275
Other	'	'	'	'	'	'	'	'	2,112	5,444	2,230
Total other revenues	'	'	'	'	'	'	'	'	57,308	53,526	36,286
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	'	'	'	'	'	'	'	240,893	247,048	261,250
Other operating expenses	'	'	'	'	'	'	'	'	118,107	110,386	141,772
Restructuring expenses	'	'	'	'	'	'	'	'	'	15,634	'
Total other expenses	'	'	'	'	'	'	'	'	359,000	373,068	403,022
Income (loss) before benefit from income taxes	'	'	'	'	'	'	'	'	153,908	33,461	34,250
Income (loss) before benefit from income taxes attributable to Springleaf	'	'	'	'	'	'	'	'	153,908	'	'
Assets	3,187,159	'	'	'	2,600,852	'	'	'	3,187,159	2,600,852	2,359,594
Operating segments | Insurance	'	'	'	'	'	'	'	'	'	'	'
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Insurance	'	'	'	'	'	'	'	'	148,131	126,423	120,456
Investment	'	'	'	'	'	'	'	'	41,705	41,418	47,822
Intersegment - insurance commissions	'	'	'	'	'	'	'	'	-60,583	-42,475	-46,099
Other	'	'	'	'	'	'	'	'	9,611	5,347	3,172
Total other revenues	'	'	'	'	'	'	'	'	138,864	130,713	125,351
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	'	'	'	'	'	'	'	15,829	11,780	12,352
Other operating expenses	'	'	'	'	'	'	'	'	11,193	10,106	12,133
Restructuring expenses	'	'	'	'	'	'	'	'	'	229	'
Insurance losses and loss adjustment expenses	'	'	'	'	'	'	'	'	65,783	62,092	56,490
Total other expenses	'	'	'	'	'	'	'	'	92,805	84,207	80,975
Income (loss) before benefit from income taxes	'	'	'	'	'	'	'	'	46,059	46,506	44,376
Income (loss) before benefit from income taxes attributable to Springleaf	'	'	'	'	'	'	'	'	46,059	'	'
Assets	939,023	'	'	'	999,261	'	'	'	939,023	999,261	1,085,077
Operating segments | Acquisitions and Servicing	'	'	'	'	'	'	'	'	'	'	'
Information about segments as well as reconciliations to consolidated financial statement amounts	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	'	'	'	'	'	'	'	489,264	'	'
Interest expense	'	'	'	'	'	'	'	'	71,638	'	'
Net interest income	'	'	'	'	'	'	'	'	417,626	'	'
Provision for finance receivable losses	'	'	'	'	'	'	'	'	133,116	'	'
Net interest income after provision for finance receivable losses	'	'	'	'	'	'	'	'	284,510	'	'
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Portfolio servicing fees from SpringCastle	'	'	'	'	'	'	'	'	31,215	'	'
Net gain (loss) on fair value adjustments on debt	'	'	'	'	'	'	'	'	5,534	'	'
Other	'	'	'	'	'	'	'	'	699	'	'
Total other revenues	'	'	'	'	'	'	'	'	37,448	'	'
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	'	'	'	'	'	'	'	13,577	'	'
Other operating expenses	'	'	'	'	'	'	'	'	52,427	'	'
Portfolio servicing fees to Springleaf	'	'	'	'	'	'	'	'	31,215	'	'
Total other expenses	'	'	'	'	'	'	'	'	97,219	'	'
Income (loss) before benefit from income taxes	'	'	'	'	'	'	'	'	224,739	'	'
Income before benefit from income taxes attributable to non-controlling interests	'	'	'	'	'	'	'	'	113,043	'	'
Income (loss) before benefit from income taxes attributable to Springleaf	'	'	'	'	'	'	'	'	111,696	'	'
Assets	2,717,665	'	'	'	'	'	'	'	2,717,665	'	'
Operating segments | Real Estate	'	'	'	'	'	'	'	'	'	'	'
Information about segments as well as reconciliations to consolidated financial statement amounts	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	'	'	'	'	'	'	'	698,026	823,173	939,053
Interest expense	'	'	'	'	'	'	'	'	546,266	669,308	760,620
Net interest income	'	'	'	'	'	'	'	'	151,760	153,865	178,433
Provision for finance receivable losses	'	'	'	'	'	'	'	'	255,157	59,601	246,225
Net interest income after provision for finance receivable losses	'	'	'	'	'	'	'	'	-103,397	94,264	-67,792
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Intersegment - insurance commissions	'	'	'	'	'	'	'	'	127	95	4,667
Net gain (loss) on repurchases and repayments of debt	'	'	'	'	'	'	'	'	-46,385	13,790	-17,924
Net gain (loss) on fair value adjustments on debt	'	'	'	'	'	'	'	'	56,890	10,369	79,924
Other	'	'	'	'	'	'	'	'	-4,416	-75,183	-48,809
Total other revenues	'	'	'	'	'	'	'	'	6,216	-50,929	17,858
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	'	'	'	'	'	'	'	27,312	29,680	31,310
Other operating expenses	'	'	'	'	'	'	'	'	55,846	72,037	97,653
Restructuring expenses	'	'	'	'	'	'	'	'	'	818	'
Total other expenses	'	'	'	'	'	'	'	'	83,158	102,535	128,963
Income (loss) before benefit from income taxes	'	'	'	'	'	'	'	'	-180,339	-59,200	-178,897
Income (loss) before benefit from income taxes attributable to Springleaf	'	'	'	'	'	'	'	'	-180,339	'	'
Assets	8,607,262	'	'	'	9,790,204	'	'	'	8,607,262	9,790,204	10,988,371
Other	'	'	'	'	'	'	'	'	'	'	'
Information about segments as well as reconciliations to consolidated financial statement amounts	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	'	'	'	'	'	'	'	45,366	100,097	150,143
Interest expense	'	'	'	'	'	'	'	'	14,970	33,711	48,619
Net interest income	'	'	'	'	'	'	'	'	30,396	66,386	101,524
Provision for finance receivable losses	'	'	'	'	'	'	'	'	-200	10,660	-4,314
Net interest income after provision for finance receivable losses	'	'	'	'	'	'	'	'	30,596	55,726	105,838
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Insurance	'	'	'	'	'	'	'	'	80	108	111
Investment	'	'	'	'	'	'	'	'	1,521	4,758	1,161
Intersegment - insurance commissions	'	'	'	'	'	'	'	'	-97	177	4,101
Net gain (loss) on repurchases and repayments of debt	'	'	'	'	'	'	'	'	-1,071	1,413	-3,228
Other	'	'	'	'	'	'	'	'	-2,233	3,734	9,955
Total other revenues	'	'	'	'	'	'	'	'	-1,800	10,190	12,100
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	'	'	'	'	'	'	'	166,507	32,186	55,186
Other operating expenses	'	'	'	'	'	'	'	'	11,596	94,126	56,782
Restructuring expenses	'	'	'	'	'	'	'	'	'	6,822	'
Total other expenses	'	'	'	'	'	'	'	'	178,103	133,134	111,968
Income (loss) before benefit from income taxes	'	'	'	'	'	'	'	'	-149,307	-67,218	5,970
Income (loss) before benefit from income taxes attributable to Springleaf	'	'	'	'	'	'	'	'	-149,307	'	'
Assets	576,016	'	'	'	2,108,664	'	'	'	576,016	2,108,664	1,943,147
Eliminations	'	'	'	'	'	'	'	'	'	'	'
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Portfolio servicing fees from SpringCastle	'	'	'	'	'	'	'	'	-31,215	'	'
Total other revenues	'	'	'	'	'	'	'	'	-31,215	'	'
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Portfolio servicing fees to Springleaf	'	'	'	'	'	'	'	'	-31,215	'	'
Total other expenses	'	'	'	'	'	'	'	'	-31,215	'	'
Push-down Accounting Adjustments	'	'	'	'	'	'	'	'	'	'	'
Information about segments as well as reconciliations to consolidated financial statement amounts	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	'	'	'	'	'	'	'	199,650	206,502	247,172
Interest expense	'	'	'	'	'	'	'	'	137,875	230,746	350,266
Net interest income	'	'	'	'	'	'	'	'	61,775	-24,244	-103,094
Provision for finance receivable losses	'	'	'	'	'	'	'	'	22,416	180,719	79,157
Net interest income after provision for finance receivable losses	'	'	'	'	'	'	'	'	39,359	-204,963	-182,251
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Insurance	'	'	'	'	'	'	'	'	-32	-108	-377
Investment	'	'	'	'	'	'	'	'	-8,094	-10,280	-11,324
Net gain (loss) on repurchases and repayments of debt	'	'	'	'	'	'	'	'	11,097	-36,624	35,100
Net gain (loss) on fair value adjustments on debt	'	'	'	'	'	'	'	'	-56,369	-13,361	-78,552
Other	'	'	'	'	'	'	'	'	-363	14,216	5,063
Total other revenues	'	'	'	'	'	'	'	'	-53,761	-46,157	-50,090
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	'	'	'	'	'	'	'	-198	-530	-374
Other operating expenses	'	'	'	'	'	'	'	'	4,203	9,740	35,092
Insurance losses and loss adjustment expenses	'	'	'	'	'	'	'	'	-904	-1,413	-1,222
Total other expenses	'	'	'	'	'	'	'	'	3,101	7,797	33,496
Income (loss) before benefit from income taxes	'	'	'	'	'	'	'	'	-17,503	-258,917	-265,837
Income (loss) before benefit from income taxes attributable to Springleaf	'	'	'	'	'	'	'	'	-17,503	'	'
Assets	($624,439)	'	'	'	($832,361)	'	'	'	($624,439)	($832,361)	($865,383)

Selected_Quarterly_Financial_D2

Selected Quarterly Financial Data (Unaudited) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Selected Quarterly Financial Data (Unaudited)	'	'	'	'	'	'	'	'	'	'	'
Interest income	$576,517	$583,926	$580,597	$413,038	$417,377	$423,160	$429,875	$444,401	$2,154,078	$1,714,813	$1,871,229
Interest expense	218,881	229,157	240,418	231,293	240,752	268,987	280,766	284,700	919,749	1,075,205	1,284,773
Provision for finance receivable losses	188,600	162,264	82,311	94,486	109,614	91,018	69,726	71,220	527,661	341,578	329,675
Other revenues	38,388	19,426	51,590	43,656	20,523	26,741	29,219	20,860	153,060	97,343	141,505
Other expenses	168,222	303,580	165,577	144,792	185,496	158,765	168,198	188,282	782,171	700,741	758,424
Income (loss) before provision for (benefit from) income taxes	39,202	-91,649	143,881	-13,877	-97,962	-68,869	-59,596	-78,941	77,557	-305,368	-360,138
Provision for (benefit from) income taxes	-14,187	-30,698	32,963	-4,263	-17,168	-23,659	-20,492	-26,352	-16,185	-87,671	-118,405
Net income (loss)	53,389	-60,951	110,918	-9,614	-80,794	-45,210	-39,104	-52,589	93,742	-217,697	-241,733
Net income attributable to non-controlling interests	26,660	31,643	54,740	'	'	'	'	'	113,043	'	'
Net loss attributable to Springleaf Holdings, Inc.	$26,729	($92,594)	$56,178	($9,614)	'	'	'	'	($19,301)	($217,697)	($241,733)
Earnings (loss) per share:	'	'	'	'	'	'	'	'	'	'	'
Basic (in dollars per share)	$0.24	($0.93)	$0.56	($0.10)	($0.81)	($0.45)	($0.39)	($0.53)	'	'	'
Diluted (in dollars per share)	$0.24	($0.93)	$0.56	($0.10)	($0.81)	($0.45)	($0.39)	($0.53)	'	'	'

Prior_Period_Revisions_Details

Prior Period Revisions (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net income (loss)	$53,389	($60,951)	$110,918	($9,614)	($80,794)	($45,210)	($39,104)	($52,589)	$93,742	($217,697)	($241,733)
Basic and diluted (in dollars per share)	'	($0.93)	'	'	($0.81)	($0.45)	($0.39)	($0.53)	($0.19)	($2.18)	($2.42)
Shareholders' equity	1,540,020	'	'	'	1,180,922	'	'	'	1,540,020	1,180,922	'
Total assets	15,402,686	'	'	'	14,666,620	'	'	'	15,402,686	14,666,620	15,510,806
Total liabilities	13,516,058	'	'	'	13,485,698	'	'	'	13,516,058	13,485,698	'
Adjustments	'	'	'	'	'	'	'	'	'	'	'
Net income (loss)	'	'	'	'	-1,022	373	-2,396	24	'	-3,020	-9,842
Basic and diluted (in dollars per share)	'	'	'	'	'	'	'	'	'	$0.01	$0.18
Shareholders' equity	'	-16,500	'	'	'	'	'	'	'	'	'
Total assets	'	90,100	'	'	'	'	'	'	'	'	'
Total liabilities	'	$106,600	'	'	'	'	'	'	'	'	'

Prior_Period_Revisions_Details1

Prior Period Revisions (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Assets	'	'	'	'
Cash and cash equivalents	$431,409	$1,554,348	$689,586	$1,397,563
Investment securities	582,090	888,577	'	'
Net finance receivables:	'	'	'	'
Personal loans	3,171,704	2,649,732	'	'
SpringCastle Portfolio	2,505,349	0	'	'
Real estate loans	7,982,349	8,951,903	'	'
Retail sales finance	98,911	208,357	'	'
Net finance receivables	13,758,313	11,809,992	'	'
Allowance for finance receivable losses	-333,325	-182,653	-69,319	-7,063
Net finance receivables, less allowance for finance receivable losses	13,424,988	11,627,339	'	'
Restricted cash	536,005	157,844	'	'
Other assets	428,194	438,512	'	'
Total assets	15,402,686	14,666,620	15,510,806	'
Liabilities and Shareholders' Equity	'	'	'	'
Long-term debt	12,769,036	12,620,853	'	'
Insurance claims and policyholder liabilities	394,168	365,238	'	'
Deferred and accrued taxes	145,520	271,796	'	'
Other liabilities	207,334	227,811	'	'
Total liabilities	13,516,058	13,485,698	'	'
Shareholders' equity:	'	'	'	'
Common stock	1,148	1,000	'	'
Additional paid-in capital	524,087	147,459	'	'
Accumulated other comprehensive income	28,095	26,472	-27,208	-2,694
Retained earnings	986,690	1,005,991	'	'
Total shareholders' equity	1,886,628	1,180,922	1,344,939	1,611,186
Total liabilities and shareholders' equity	15,402,686	14,666,620	'	'
As Reported	'	'	'	'
Assets	'	'	'	'
Cash and cash equivalents	'	1,554,348	689,586	1,397,563
Investment securities	'	888,577	'	'
Net finance receivables:	'	'	'	'
Personal loans	'	2,649,732	'	'
Real estate loans	'	8,955,365	'	'
Retail sales finance	'	208,357	'	'
Net finance receivables	'	11,813,454	'	'
Allowance for finance receivable losses	'	-180,088	'	'
Net finance receivables, less allowance for finance receivable losses	'	11,633,366	'	'
Restricted cash	'	157,844	'	'
Other assets	'	439,380	'	'
Total assets	'	14,673,515	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Long-term debt	'	12,596,577	'	'
Insurance claims and policyholder liabilities	'	365,238	'	'
Deferred and accrued taxes	'	283,762	'	'
Other liabilities	'	227,811	'	'
Total liabilities	'	13,473,388	'	'
Shareholders' equity:	'	'	'	'
Common stock	'	1,000	'	'
Additional paid-in capital	'	147,457	'	'
Accumulated other comprehensive income	'	30,185	'	'
Retained earnings	'	1,021,485	'	'
Total shareholders' equity	'	1,200,127	'	'
Total liabilities and shareholders' equity	'	$14,673,515	'	'

Prior_Period_Revisions_Details2

Prior Period Revisions (Details 3) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest income	$576,517	$583,926	$580,597	$413,038	$417,377	$423,160	$429,875	$444,401	$2,154,078	$1,714,813	$1,871,229
Interest expense	218,881	229,157	240,418	231,293	240,752	268,987	280,766	284,700	919,749	1,075,205	1,284,773
Net interest income	'	354,769	'	'	176,625	154,173	149,109	159,701	1,234,329	639,608	586,456
Provision for finance receivable losses	188,600	162,264	82,311	94,486	109,614	91,018	69,726	71,220	527,661	341,578	329,675
Net interest income after provision for finance receivable losses	'	192,505	'	'	67,011	63,155	79,383	88,481	706,668	298,030	256,781
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Insurance	'	38,277	'	'	33,381	31,719	31,774	29,549	148,179	126,423	120,190
Investment	'	6,532	'	'	6,818	8,384	8,495	12,199	35,132	35,896	37,659
Net gain (loss) on repurchases and repayments of debt	'	-33,572	'	'	-5,889	-9,044	-1,172	563	-41,716	-15,542	10,673
Net gain (loss) on fair value adjustments on debt	'	6,586	'	'	-159	-1,609	-1,700	476	6,055	-2,992	1,372
Other	'	1,603	'	'	-13,628	-2,709	-8,178	-21,927	5,410	-46,442	-28,389
Total other revenues	38,388	19,426	51,590	43,656	20,523	26,741	29,219	20,860	153,060	97,343	141,505
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	214,552	'	'	79,050	78,122	74,748	88,244	463,920	320,164	359,724
Other operating expenses	'	72,478	'	'	88,069	65,491	76,917	65,918	253,372	296,395	343,432
Restructuring expenses	'	'	'	'	'	'	1,917	21,586	'	23,503	'
Insurance losses and loss adjustment expenses	'	16,550	'	'	18,377	15,152	14,616	12,534	64,879	60,679	55,268
Total other expenses	168,222	303,580	165,577	144,792	185,496	158,765	168,198	188,282	782,171	700,741	758,424
Income (loss) before provision for (benefit from) income taxes	39,202	-91,649	143,881	-13,877	-97,962	-68,869	-59,596	-78,941	77,557	-305,368	-360,138
Benefit from income taxes	-14,187	-30,698	32,963	-4,263	-17,168	-23,659	-20,492	-26,352	-16,185	-87,671	-118,405
Net income (loss)	53,389	-60,951	110,918	-9,614	-80,794	-45,210	-39,104	-52,589	93,742	-217,697	-241,733
Net income attributable to non-controlling interests	26,660	31,643	54,740	'	'	'	'	'	113,043	'	'
Net loss attributable to Springleaf Holdings, Inc.	26,729	-92,594	56,178	-9,614	'	'	'	'	-19,301	-217,697	-241,733
Weighted average number of shares outstanding:	'	'	'	'	'	'	'	'	'	'	'
Basic and diluted (in shares)	'	100,000,000	'	'	100,000,000	100,000,000	100,000,000	100,000,000	102,917,172	100,000,000	100,000,000
Earnings (loss) per share:	'	'	'	'	'	'	'	'	'	'	'
Basic and diluted (in dollars per share)	'	($0.93)	'	'	($0.81)	($0.45)	($0.39)	($0.53)	($0.19)	($2.18)	($2.42)
As Reported	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	585,300	'	'	418,011	423,968	416,594	447,719	'	1,706,292	1,885,547
Interest expense	'	228,439	'	'	239,271	268,847	277,525	282,748	'	1,068,391	1,268,047
Net interest income	'	356,861	'	'	178,740	155,121	139,069	164,971	'	637,901	617,500
Provision for finance receivable losses	'	158,785	'	'	110,425	90,855	69,683	67,256	'	338,219	332,848
Net interest income after provision for finance receivable losses	'	198,076	'	'	68,315	64,266	69,386	97,715	'	299,682	284,652
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Insurance	'	38,277	'	'	33,381	31,719	31,774	29,549	'	126,423	120,190
Investment	'	6,756	'	'	7,006	7,377	7,989	10,178	'	32,550	35,694
Net gain (loss) on repurchases and repayments of debt	'	-34,503	'	'	-6,165	-10,670	-2,037	544	'	-18,328	10,664
Other	'	1,603	'	'	-13,628	-2,709	-8,178	-21,927	'	-46,442	-28,389
Total other revenues	'	12,133	'	'	20,594	25,717	29,548	18,344	'	94,203	138,159
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Salaries and benefits	'	214,552	'	'	79,050	78,122	74,748	88,244	'	320,164	359,724
Other operating expenses	'	69,595	'	'	88,069	65,491	76,917	65,918	'	296,395	345,178
Restructuring expenses	'	'	'	'	'	'	1,917	21,586	'	23,503	'
Insurance losses and loss adjustment expenses	'	16,550	'	'	18,377	15,152	14,616	12,534	'	60,679	41,114
Total other expenses	'	300,697	'	'	185,496	158,765	168,198	188,282	'	700,741	746,016
Income (loss) before provision for (benefit from) income taxes	'	-90,488	'	'	-96,587	-68,782	-69,264	-72,223	'	-306,856	-323,205
Benefit from income taxes	'	-29,606	'	'	-15,803	-23,938	-24,339	-24,142	'	-88,222	-99,049
Net income (loss)	'	-60,882	'	'	-80,784	-44,844	-44,925	-48,081	'	-218,634	-224,156
Net income attributable to non-controlling interests	'	29,851	'	'	'	'	'	'	'	'	'
Net loss attributable to Springleaf Holdings, Inc.	'	-90,733	'	'	'	'	'	'	'	'	'
Weighted average number of shares outstanding:	'	'	'	'	'	'	'	'	'	'	'
Basic and diluted (in shares)	'	100,000,000	'	'	100,000,000	100,000,000	100,000,000	100,000,000	'	100,000,000	100,000,000
Earnings (loss) per share:	'	'	'	'	'	'	'	'	'	'	'
Basic and diluted (in dollars per share)	'	($0.91)	'	'	($0.81)	($0.45)	($0.45)	($0.48)	'	($2.19)	($2.24)
Out-of-Period	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	'	'	'	'	'	13,905	-2,376	'	11,529	-11,529
Net interest income	'	'	'	'	'	'	13,905	-2,376	'	11,529	-11,529
Provision for finance receivable losses	'	4,424	'	'	-246	677	436	4,379	'	5,246	-2,625
Net interest income after provision for finance receivable losses	'	-4,424	'	'	-246	-677	13,469	-6,755	'	6,283	-8,904
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Other operating expenses	'	'	'	'	'	'	'	'	'	'	-1,746
Insurance losses and loss adjustment expenses	'	'	'	'	'	'	'	'	'	'	14,154
Total other expenses	'	'	'	'	'	'	'	'	'	'	12,408
Income (loss) before provision for (benefit from) income taxes	'	-4,424	'	'	246	-677	13,469	-6,755	'	6,283	-21,312
Benefit from income taxes	'	-1,636	'	'	-766	62	5,252	-2,233	'	2,326	-13,577
Net income (loss)	'	-2,788	'	'	1,012	-739	8,217	-4,532	'	3,957	-7,735
Net loss attributable to Springleaf Holdings, Inc.	'	-2,788	'	'	'	'	'	'	'	'	'
Adjustments	'	'	'	'	'	'	'	'	'	'	'
Interest income	'	-1,374	'	'	-634	-808	-624	-942	'	-3,008	-2,789
Interest expense	'	718	'	'	1,481	140	3,241	1,952	'	6,814	16,726
Net interest income	'	-2,092	'	'	-2,115	-948	-3,865	-2,894	'	-9,822	-19,515
Provision for finance receivable losses	'	-945	'	'	-565	-514	-393	-415	'	-1,887	-548
Net interest income after provision for finance receivable losses	'	-1,147	'	'	-1,550	-434	-3,472	-2,479	'	-7,935	-18,967
Other revenues:	'	'	'	'	'	'	'	'	'	'	'
Investment	'	-224	'	'	-188	1,007	506	2,021	'	3,346	1,965
Net gain (loss) on repurchases and repayments of debt	'	931	'	'	276	1,626	865	19	'	2,786	9
Net gain (loss) on fair value adjustments on debt	'	6,586	'	'	-159	-1,609	-1,700	476	'	-2,992	1,372
Total other revenues	'	7,293	'	'	-71	1,024	-329	2,516	'	3,140	3,346
Operating expenses:	'	'	'	'	'	'	'	'	'	'	'
Other operating expenses	'	2,883	'	'	'	'	'	'	'	'	'
Total other expenses	'	2,883	'	'	'	'	'	'	'	'	'
Income (loss) before provision for (benefit from) income taxes	'	3,263	'	'	-1,621	590	-3,801	37	'	-4,795	-15,621
Benefit from income taxes	'	544	'	'	-599	217	-1,405	13	'	-1,775	-5,779
Net income (loss)	'	'	'	'	-1,022	373	-2,396	24	'	-3,020	-9,842
Net income attributable to non-controlling interests	'	1,792	'	'	'	'	'	'	'	'	'
Net loss attributable to Springleaf Holdings, Inc.	'	$927	'	'	'	'	'	'	'	'	'
Earnings (loss) per share:	'	'	'	'	'	'	'	'	'	'	'
Basic and diluted (in dollars per share)	'	'	'	'	'	'	'	'	'	$0.01	$0.18

Prior_Period_Revisions_Details3

Prior Period Revisions (Details 4) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net income (loss)	$53,389	($60,951)	$110,918	($9,614)	($80,794)	($45,210)	($39,104)	($52,589)	$93,742	($217,697)	($241,733)
Net unrealized gains (losses) on:	'	'	'	'	'	'	'	'	'	'	'
Investment securities on which other-than-temporary impairments were taken	'	'	'	'	'	'	'	'	-78	475	74
All other investment securities	'	'	'	'	'	'	'	'	-12,156	13,300	11,878
Cash flow hedges	'	'	'	'	'	'	'	'	'	-16,987	31,793
Retirement plan liabilities adjustments	'	'	'	'	'	'	'	'	17,731	67,019	-54,988
Foreign currency translation adjustments	'	'	'	'	'	'	'	'	-547	3,975	-234
Net unrealized (gains) losses on:	'	'	'	'	'	'	'	'	'	'	'
Investment securities on which other-than-temporary impairments were taken	'	'	'	'	'	'	'	'	27	-166	-26
All other investment securities	'	'	'	'	'	'	'	'	4,260	-4,661	-4,157
Cash flow hedges	'	'	'	'	'	'	'	'	'	5,945	-11,128
Retirement plan liabilities adjustments	'	'	'	'	'	'	'	'	-5,698	-23,678	19,342
Other comprehensive income (loss), net of tax, before reclassification adjustments	'	'	'	'	'	'	'	'	3,539	45,222	-7,446
Reclassification adjustments included in net income (loss):	'	'	'	'	'	'	'	'	'	'	'
Net realized losses on investment securities	'	'	'	'	'	'	'	'	-2,788	2,507	471
Cash flow hedges	'	'	'	'	'	'	'	'	-160	10,504	-26,730
Income tax effect:	'	'	'	'	'	'	'	'	'	'	'
Net realized losses on investment securities	'	'	'	'	'	'	'	'	976	-877	-165
Cash flow hedges	'	'	'	'	'	'	'	'	56	-3,676	9,356
Reclassification adjustments included in net income (loss), net of tax	'	'	'	'	'	'	'	'	-1,916	8,458	-17,068
Other comprehensive income (loss), net of tax	'	'	'	'	'	'	'	'	1,623	53,680	-24,514
Comprehensive income (loss)	'	'	'	'	'	'	'	'	95,365	-164,017	-266,247
As Reported	'	'	'	'	'	'	'	'	'	'	'
Net income (loss)	'	-60,882	'	'	-80,784	-44,844	-44,925	-48,081	'	-218,634	-224,156
Net unrealized gains (losses) on:	'	'	'	'	'	'	'	'	'	'	'
Investment securities on which other-than-temporary impairments were taken	'	'	'	'	'	'	'	'	'	475	74
All other investment securities	'	'	'	'	'	'	'	'	'	16,883	10,137
Cash flow hedges	'	'	'	'	'	'	'	'	'	-16,987	31,793
Retirement plan liabilities adjustments	'	'	'	'	'	'	'	'	'	67,019	-54,988
Foreign currency translation adjustments	'	'	'	'	'	'	'	'	'	3,975	-234
Net unrealized (gains) losses on:	'	'	'	'	'	'	'	'	'	'	'
Investment securities on which other-than-temporary impairments were taken	'	'	'	'	'	'	'	'	'	-166	-26
All other investment securities	'	'	'	'	'	'	'	'	'	-5,909	-3,548
Cash flow hedges	'	'	'	'	'	'	'	'	'	5,945	-11,128
Retirement plan liabilities adjustments	'	'	'	'	'	'	'	'	'	-23,678	19,342
Other comprehensive income (loss), net of tax, before reclassification adjustments	'	'	'	'	'	'	'	'	'	47,557	-8,578
Reclassification adjustments included in net income (loss):	'	'	'	'	'	'	'	'	'	'	'
Net realized losses on investment securities	'	'	'	'	'	'	'	'	'	2,268	4,177
Cash flow hedges	'	'	'	'	'	'	'	'	'	10,504	-26,730
Income tax effect:	'	'	'	'	'	'	'	'	'	'	'
Net realized losses on investment securities	'	'	'	'	'	'	'	'	'	-794	-1,462
Cash flow hedges	'	'	'	'	'	'	'	'	'	-3,676	9,356
Reclassification adjustments included in net income (loss), net of tax	'	'	'	'	'	'	'	'	'	8,302	-14,659
Other comprehensive income (loss), net of tax	'	'	'	'	'	'	'	'	'	55,859	-23,237
Comprehensive income (loss)	'	'	'	'	'	'	'	'	'	($162,775)	($247,393)

Prior_Period_Revisions_Details4

Prior Period Revisions (Details 5) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities	'	'	'	'	'	'	'	'	'	'	'
Net income (loss)	$53,389	($60,951)	$110,918	($9,614)	($80,794)	($45,210)	($39,104)	($52,589)	$93,742	($217,697)	($241,733)
Reconciling adjustments:	'	'	'	'	'	'	'	'	'	'	'
Provision for finance receivable losses	188,600	162,264	82,311	94,486	109,614	91,018	69,726	71,220	527,661	341,578	329,675
Depreciation and amortization	'	'	'	'	'	'	'	'	-55,148	165,220	274,818
Deferral of finance receivable origination costs	'	'	'	'	'	'	'	'	'	0	0
Deferred income tax benefit	'	'	'	'	'	'	'	'	-118,839	-167,649	-132,422
Writedowns and net loss on sales of real estate owned	'	'	'	'	'	'	'	'	4,529	60,109	69,106
Writedowns on assets resulting from restructuring	'	'	'	'	'	'	'	'	'	5,046	'
Impairments of Ocean Finance and Mortgages Limited assets	'	'	'	'	'	'	'	'	'	8,342	'
Mark to market provision and net (gain) loss on sales of finance receivables held for sale originated as held for investment	'	'	'	'	'	'	'	'	'	-4,536	'
Net gain (loss) on repurchases and repayments of debt	'	'	'	'	'	'	'	'	41,716	15,542	-10,673
Other	'	'	'	'	'	'	'	'	8,083	1,914	840
Cash flows due to changes in:	'	'	'	'	'	'	'	'	'	'	'
Other assets and other liabilities	'	'	'	'	'	'	'	'	16,011	22,689	-69,935
Insurance claims and policyholder liabilities	'	'	'	'	'	'	'	'	28,930	10,367	1,689
Taxes receivable and payable	'	'	'	'	'	'	'	'	-9,896	58,634	-46,754
Accrued interest and finance charges	'	'	'	'	'	'	'	'	-42,315	-30,302	-20,309
Restricted cash	'	'	'	'	'	'	'	'	35,597	-40,967	14,734
Other, net	'	'	'	'	'	'	'	'	-808	-174	2,260
Net cash provided by operating activities	'	'	'	'	'	'	'	'	675,251	228,116	171,296
Cash flows from investing activities	'	'	'	'	'	'	'	'	'	'	'
Finance receivables originated or purchased	'	'	'	'	'	'	'	'	-2,302,161	-1,701,400	-1,904,095
Principal collections on finance receivables	'	'	'	'	'	'	'	'	3,152,767	2,649,404	2,821,732
Sales and principal collections on finance receivables held for sale originated as held for investment	'	'	'	'	'	'	'	'	15,480	181,561	'
Available-for-sale investment securities purchased	'	'	'	'	'	'	'	'	-554,846	-1,052,312	-546,560
Trading investment securities purchased	'	'	'	'	'	'	'	'	-10,034	-743	-13,310
Available-for-sale investment securities called, sold, and matured	'	'	'	'	'	'	'	'	846,576	1,210,870	258,211
Trading investment securities called, sold, and matured	'	'	'	'	'	'	'	'	8,421	6,064	3,925
Change in notes receivable from American International Group, Inc.	'	'	'	'	'	'	'	'	'	'	468,662
Change in restricted cash	'	'	'	'	'	'	'	'	-413,758	-50,564	238,863
Proceeds from sale of real estate owned	'	'	'	'	'	'	'	'	108,718	181,996	206,608
Other, net	'	'	'	'	'	'	'	'	-10,758	-117	-19,546
Net cash provided by (used for) investing activities	'	'	'	'	'	'	'	'	-2,123,142	1,424,759	1,514,490
Cash flows from financing activities	'	'	'	'	'	'	'	'	'	'	'
Proceeds from issuance of long-term debt, net of commissions	'	'	'	'	'	'	'	'	6,296,061	2,263,317	2,328,741
Repayment of long-term debt	'	'	'	'	'	'	'	'	-6,434,786	-3,054,379	-4,723,615
Net cash provided by (used for) financing activities	'	'	'	'	'	'	'	'	325,628	-791,062	-2,394,874
Effect of exchange rate changes	'	'	'	'	'	'	'	'	-676	2,949	1,111
Net change in cash and cash equivalents	'	'	'	'	'	'	'	'	-1,122,939	864,762	-707,977
Cash and cash equivalents at beginning of period	'	'	'	1,554,348	'	'	'	689,586	1,554,348	689,586	1,397,563
Cash and cash equivalents at end of period	431,409	'	'	'	1,554,348	'	'	'	431,409	1,554,348	689,586
As Reported	'	'	'	'	'	'	'	'	'	'	'
Cash flows from operating activities	'	'	'	'	'	'	'	'	'	'	'
Net income (loss)	'	-60,882	'	'	-80,784	-44,844	-44,925	-48,081	'	-218,634	-224,156
Reconciling adjustments:	'	'	'	'	'	'	'	'	'	'	'
Provision for finance receivable losses	'	158,785	'	'	110,425	90,855	69,683	67,256	'	338,219	332,848
Depreciation and amortization	'	'	'	'	'	'	'	'	'	166,927	243,774
Deferral of finance receivable origination costs	'	'	'	'	'	'	'	'	'	-46,993	-47,044
Deferred income tax benefit	'	'	'	'	'	'	'	'	'	-158,004	-113,066
Writedowns and net loss on sales of real estate owned	'	'	'	'	'	'	'	'	'	60,109	69,106
Writedowns on assets resulting from restructuring	'	'	'	'	'	'	'	'	'	5,046	'
Impairments of Ocean Finance and Mortgages Limited assets	'	'	'	'	'	'	'	'	'	8,342	'
Mark to market provision and net (gain) loss on sales of finance receivables held for sale originated as held for investment	'	'	'	'	'	'	'	'	'	-4,536	'
Net gain (loss) on repurchases and repayments of debt	'	'	'	'	'	'	'	'	'	18,328	-10,664
Other	'	'	'	'	'	'	'	'	'	2,268	4,177
Cash flows due to changes in:	'	'	'	'	'	'	'	'	'	'	'
Other assets and other liabilities	'	'	'	'	'	'	'	'	'	-35,616	-32,815
Insurance claims and policyholder liabilities	'	'	'	'	'	'	'	'	'	37,381	-12,346
Taxes receivable and payable	'	'	'	'	'	'	'	'	'	76,716	-46,754
Accrued interest and finance charges	'	'	'	'	'	'	'	'	'	7,486	552
Restricted cash	'	'	'	'	'	'	'	'	'	-40,967	14,734
Other, net	'	'	'	'	'	'	'	'	'	-174	2,260
Net cash provided by operating activities	'	'	'	'	'	'	'	'	'	215,898	180,606
Cash flows from investing activities	'	'	'	'	'	'	'	'	'	'	'
Finance receivables originated or purchased	'	'	'	'	'	'	'	'	'	-1,654,407	-1,857,051
Principal collections on finance receivables	'	'	'	'	'	'	'	'	'	2,611,616	2,800,871
Sales and principal collections on finance receivables held for sale originated as held for investment	'	'	'	'	'	'	'	'	'	181,561	'
Available-for-sale investment securities purchased	'	'	'	'	'	'	'	'	'	-1,053,055	-559,870
Available-for-sale investment securities called, sold, and matured	'	'	'	'	'	'	'	'	'	1,216,934	262,136
Change in notes receivable from American International Group, Inc.	'	'	'	'	'	'	'	'	'	'	468,662
Change in restricted cash	'	'	'	'	'	'	'	'	'	-50,564	238,863
Proceeds from sale of real estate owned	'	'	'	'	'	'	'	'	'	181,996	206,608
Other, net	'	'	'	'	'	'	'	'	'	-117	-19,546
Net cash provided by (used for) investing activities	'	'	'	'	'	'	'	'	'	1,433,964	1,540,673
Cash flows from financing activities	'	'	'	'	'	'	'	'	'	'	'
Proceeds from issuance of long-term debt, net of commissions	'	'	'	'	'	'	'	'	'	2,266,330	2,341,430
Repayment of long-term debt	'	'	'	'	'	'	'	'	'	-3,054,379	-4,771,797
Net cash provided by (used for) financing activities	'	'	'	'	'	'	'	'	'	-788,049	-2,430,367
Effect of exchange rate changes	'	'	'	'	'	'	'	'	'	2,949	1,111
Net change in cash and cash equivalents	'	'	'	'	'	'	'	'	'	864,762	-707,977
Cash and cash equivalents at beginning of period	'	'	'	'	'	'	'	689,586	'	689,586	1,397,563
Cash and cash equivalents at end of period	'	'	'	'	$1,554,348	'	'	'	'	$1,554,348	$689,586

Prior_Period_Revisions_Details5

Prior Period Revisions (Details 6) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Balance	$1,886,628	$1,180,922	$1,344,939	$1,611,186
Springleaf Holdings, Inc. Shareholders' Equity	'	'	'	'
Balance	1,540,020	1,180,922	1,344,939	1,611,186
Accumulated Other Comprehensive Income (Loss)	'	'	'	'
Balance	28,095	26,472	-27,208	-2,694
Retained Earnings	'	'	'	'
Balance	986,690	1,005,991	1,223,688	1,465,421
Common Stock	'	'	'	'
Balance	1,148	1,000	1,000	1,000
Additional Paid-in Capital	'	'	'	'
Balance	524,087	147,459	147,459	147,459
Non-controlling Interests	'	'	'	'
Balance	346,608	'	'	'
Adjustments	'	'	'	'
Balance	900	'	'	'
Adjustments | Accumulated Other Comprehensive Income (Loss)	'	'	'	'
Balance	300	'	'	'
Adjustments | Retained Earnings	'	'	'	'
Balance	$1,100	'	'	'

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Investment securities	$529,840	$839,190
Restricted cash	536,005	157,844
Other assets:	'	'
Commercial mortgage loans	109,542	125,379
Derivative Assets	'	26,699
Escrow advance receivable	23,527	18,520
Liabilities	'	'
Long-term debt	13,914,644	13,067,253
Fair Value Measurements Using Level 1	'	'
Assets	'	'
Cash and cash equivalents	431,409	1,554,348
Investment securities	'	255
Restricted cash	536,005	157,844
Fair Value Measurements Using Level 2	'	'
Assets	'	'
Investment securities	558,473	855,307
Liabilities	'	'
Long-term debt	13,914,644	13,067,253
Fair Value Measurements Using Level 2 | Cross currency interest rate derivative	'	'
Other assets:	'	'
Derivative Assets	'	26,699
Fair Value Measurements Using Level 3	'	'
Assets	'	'
Investment securities	23,617	33,015
Net finance receivables, less allowance for finance receivable losses	13,774,701	11,727,877
Other assets:	'	'
Commercial mortgage loans	94,681	99,933
Escrow advance receivable	23,527	18,520
Total Fair Value	'	'
Assets	'	'
Cash and cash equivalents	431,409	1,554,348
Investment securities	582,090	888,577
Net finance receivables, less allowance for finance receivable losses	13,774,701	11,727,877
Restricted cash	536,005	157,844
Other assets:	'	'
Commercial mortgage loans	94,681	99,933
Escrow advance receivable	23,527	18,520
Liabilities	'	'
Long-term debt	13,914,644	13,067,253
Total Fair Value | Cross currency interest rate derivative	'	'
Other assets:	'	'
Derivative Assets	'	26,699
Total Carrying Value	'	'
Assets	'	'
Cash and cash equivalents	431,409	1,554,348
Investment securities	582,090	888,577
Net finance receivables, less allowance for finance receivable losses	13,424,988	11,627,339
Restricted cash	536,005	157,844
Other assets:	'	'
Commercial mortgage loans	102,200	110,398
Escrow advance receivable	23,527	18,520
Liabilities	'	'
Long-term debt	12,769,036	12,620,853
Total Carrying Value | Cross currency interest rate derivative	'	'
Other assets:	'	'
Derivative Assets	'	$26,699

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Assets	'	'	'
Investment securities	$582,090,000	$888,577,000	'
Available-for-sale securities	529,840,000	839,190,000	'
Trading securities	51,654,000	48,756,000	75,600,000
Derivative Assets	'	26,699,000	'
Total	'	'	'
Interest in a limited partnership	600,000	600,000	'
Stocks not carried at fair value	900,000	700,000	'
Transfer from Level 1 Assets to Level 2	0	'	'
Transfer from Level 2 Assets to Level 1	0	'	'
Transfer from Level 1 Liabilities to Level 2	0	'	'
Transfers from Level 2 Liabilities to Level 1	0	'	'
As Previously Stated	'	'	'
Assets	'	'	'
Investment securities	'	888,577,000	'
Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	504,292,000	836,835,000	'
Investment securities:	'	'	'
Assets	'	'	'
Available-for-sale securities	519,916,000	836,835,000	'
U.S. government and government sponsored entities	'	'	'
Assets	'	'	'
Available-for-sale securities	59,684,000	53,205,000	'
Obligations of states, municipalities, and political subdivisions	'	'	'
Assets	'	'	'
Available-for-sale securities	103,536,000	155,470,000	'
Corporate debt	'	'	'
Assets	'	'	'
Available-for-sale securities	251,745,000	373,033,000	'
Trading securities	1,837,000	1,963,000	'
RMBS	'	'	'
Assets	'	'	'
Available-for-sale securities	83,778,000	170,459,000	'
Trading securities	10,671,000	13,584,000	'
CMBS	'	'	'
Assets	'	'	'
Available-for-sale securities	10,976,000	30,151,000	'
Trading securities	29,897,000	19,145,000	'
CDO/ABS	'	'	'
Assets	'	'	'
Available-for-sale securities	10,197,000	54,517,000	'
Trading securities	9,249,000	14,064,000	'
Preferred stocks	'	'	'
Assets	'	'	'
Available-for-sale securities	7,805,000	'	'
Other long-term investments	'	'	'
Assets	'	'	'
Available-for-sale securities	1,269,000	1,380,000	'
Common stocks	'	'	'
Assets	'	'	'
Available-for-sale securities	850,000	975,000	'
Fair Value Measurements Using Level 1	'	'	'
Assets	'	'	'
Available-for-sale securities	'	255,000	'
Fair Value Measurements Using Level 2	'	'	'
Assets	'	'	'
Available-for-sale securities	558,473,000	855,307,000	'
Fair Value Measurements Using Level 2 | Cross currency interest rate derivative	'	'	'
Assets	'	'	'
Derivative Assets	'	26,699,000	'
Fair Value Measurements Using Level 3	'	'	'
Assets	'	'	'
Available-for-sale securities	23,617,000	33,015,000	'
Recurring basis | Fair Value Measurements Using Level 1	'	'	'
Assets	'	'	'
Cash and cash equivalents in mutual funds	216,310,000	696,553,000	'
Investment securities	'	255,000	'
Restricted cash in mutual funds	493,297,000	97,554,000	'
Total	'	'	'
Total	709,607,000	794,362,000	'
Recurring basis | Fair Value Measurements Using Level 1 | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	'	255,000	'
Recurring basis | Fair Value Measurements Using Level 1 | Common stocks | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	'	255,000	'
Recurring basis | Fair Value Measurements Using Level 2	'	'	'
Assets	'	'	'
Investment securities	558,473,000	855,307,000	'
Available-for-sale securities	506,397,000	818,743,000	'
Total	'	'	'
Total	558,473,000	882,006,000	'
Recurring basis | Fair Value Measurements Using Level 2 | Cross currency interest rate derivative	'	'	'
Assets	'	'	'
Derivative Assets	'	26,699,000	'
Recurring basis | Fair Value Measurements Using Level 2 | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	514,202,000	818,743,000	'
Recurring basis | Fair Value Measurements Using Level 2 | Trading securities	'	'	'
Assets	'	'	'
Trading securities	44,271,000	36,564,000	'
Recurring basis | Fair Value Measurements Using Level 2 | U.S. government and government sponsored entities | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	59,684,000	53,205,000	'
Recurring basis | Fair Value Measurements Using Level 2 | Obligations of states, municipalities, and political subdivisions | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	103,536,000	155,470,000	'
Recurring basis | Fair Value Measurements Using Level 2 | Corporate debt | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	239,141,000	359,616,000	'
Recurring basis | Fair Value Measurements Using Level 2 | Corporate debt | Trading securities	'	'	'
Assets	'	'	'
Trading securities	1,837,000	1,963,000	'
Recurring basis | Fair Value Measurements Using Level 2 | RMBS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	83,665,000	170,385,000	'
Recurring basis | Fair Value Measurements Using Level 2 | RMBS | Trading securities	'	'	'
Assets	'	'	'
Trading securities	10,671,000	13,584,000	'
Recurring basis | Fair Value Measurements Using Level 2 | CMBS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	10,974,000	28,384,000	'
Recurring basis | Fair Value Measurements Using Level 2 | CMBS | Trading securities	'	'	'
Assets	'	'	'
Trading securities	29,897,000	19,145,000	'
Recurring basis | Fair Value Measurements Using Level 2 | CDO/ABS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	9,397,000	51,683,000	'
Recurring basis | Fair Value Measurements Using Level 2 | CDO/ABS | Trading securities	'	'	'
Assets	'	'	'
Trading securities	1,866,000	1,872,000	'
Recurring basis | Fair Value Measurements Using Level 2 | Preferred stocks | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	7,805,000	'	'
Recurring basis | Fair Value Measurements Using Level 3	'	'	'
Assets	'	'	'
Investment securities	22,171,000	31,664,000	'
Available-for-sale securities	13,519,000	18,092,000	'
Total	'	'	'
Total	22,171,000	31,664,000	'
Recurring basis | Fair Value Measurements Using Level 3 | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	14,788,000	19,472,000	'
Recurring basis | Fair Value Measurements Using Level 3 | Trading securities	'	'	'
Assets	'	'	'
Trading securities	7,383,000	12,192,000	'
Recurring basis | Fair Value Measurements Using Level 3 | Corporate debt | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	12,604,000	13,417,000	'
Recurring basis | Fair Value Measurements Using Level 3 | RMBS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	113,000	74,000	'
Recurring basis | Fair Value Measurements Using Level 3 | CMBS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	2,000	1,767,000	'
Recurring basis | Fair Value Measurements Using Level 3 | CDO/ABS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	800,000	2,834,000	'
Recurring basis | Fair Value Measurements Using Level 3 | CDO/ABS | Trading securities	'	'	'
Assets	'	'	'
Trading securities	7,383,000	12,192,000	'
Recurring basis | Fair Value Measurements Using Level 3 | Other long-term investments | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	1,269,000	1,380,000	'
Recurring basis | Total Carried At Fair Value	'	'	'
Assets	'	'	'
Cash and cash equivalents in mutual funds	216,310,000	696,553,000	'
Investment securities	580,644,000	887,226,000	'
Available-for-sale securities	519,916,000	836,865,000	'
Restricted cash in mutual funds	493,297,000	97,554,000	'
Total	'	'	'
Total	1,290,251,000	1,708,032,000	'
Recurring basis | Total Carried At Fair Value | Cross currency interest rate derivative	'	'	'
Assets	'	'	'
Derivative Assets	'	26,699,000	'
Recurring basis | Total Carried At Fair Value | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	528,990,000	838,470,000	'
Recurring basis | Total Carried At Fair Value | Trading securities	'	'	'
Assets	'	'	'
Trading securities	51,654,000	48,756,000	'
Recurring basis | Total Carried At Fair Value | U.S. government and government sponsored entities | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	59,684,000	53,205,000	'
Recurring basis | Total Carried At Fair Value | Obligations of states, municipalities, and political subdivisions | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	103,536,000	155,470,000	'
Recurring basis | Total Carried At Fair Value | Corporate debt | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	251,745,000	373,033,000	'
Recurring basis | Total Carried At Fair Value | Corporate debt | Trading securities	'	'	'
Assets	'	'	'
Trading securities	1,837,000	1,963,000	'
Recurring basis | Total Carried At Fair Value | RMBS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	83,778,000	170,459,000	'
Recurring basis | Total Carried At Fair Value | RMBS | Trading securities	'	'	'
Assets	'	'	'
Trading securities	10,671,000	13,584,000	'
Recurring basis | Total Carried At Fair Value | CMBS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	10,976,000	30,151,000	'
Recurring basis | Total Carried At Fair Value | CMBS | Trading securities	'	'	'
Assets	'	'	'
Trading securities	29,897,000	19,145,000	'
Recurring basis | Total Carried At Fair Value | CDO/ABS | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	10,197,000	54,517,000	'
Recurring basis | Total Carried At Fair Value | CDO/ABS | Trading securities	'	'	'
Assets	'	'	'
Trading securities	9,249,000	14,064,000	'
Recurring basis | Total Carried At Fair Value | Preferred stocks | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	7,805,000	'	'
Recurring basis | Total Carried At Fair Value | Other long-term investments | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	1,269,000	1,380,000	'
Recurring basis | Total Carried At Fair Value | Common stocks | Available-for-sale securities	'	'	'
Assets	'	'	'
Available-for-sale securities	'	$255,000	'

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Investment securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	$31,664	$25,704
Net gains (losses) included in: Other revenues	-157	-1,396
Net gains (losses) included in: Other comprehensive income (loss)	439	1,484
Purchases, sales, issues, settlements	-8,768	-7,306
Transfers into Level 3	'	22,550
Transfers out of Level 3	-1,007	-9,372
Balance at end of period	22,171	31,664
Purchases, sales, or issues of investment securities	'	0
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Purchases	2,016	'
Sales	-4,121	'
Settlements	-6,663	'
Total	-8,768	-7,306
Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	19,472	9,744
Net gains (losses) included in: Other revenues	-210	-3,309
Net gains (losses) included in: Other comprehensive income (loss)	439	1,484
Purchases, sales, issues, settlements	-3,906	-6,469
Transfers into Level 3	'	18,931
Transfers out of Level 3	-1,007	-909
Balance at end of period	14,788	19,472
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Purchases	2,016	'
Sales	-4,121	'
Settlements	-1,801	'
Total	-3,906	-6,469
Trading securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	'	15,960
Net gains (losses) included in: Other revenues	'	1,913
Purchases, sales, issues, settlements	'	-837
Transfers into Level 3	'	3,619
Transfers out of Level 3	'	-8,463
Balance at end of period	'	12,192
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Total	'	-837
Bonds: | Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	18,092	5,614
Net gains (losses) included in: Other revenues	-212	-407
Net gains (losses) included in: Other comprehensive income (loss)	541	35
Purchases, sales, issues, settlements	-3,895	-5,172
Transfers into Level 3	'	18,931
Transfers out of Level 3	-1,007	-909
Balance at end of period	13,519	18,092
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Purchases	2,016	'
Sales	-4,121	'
Settlements	-1,790	'
Total	-3,895	-5,172
Corporate debt | Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	13,417	2,800
Net gains (losses) included in: Other revenues	-180	-66
Net gains (losses) included in: Other comprehensive income (loss)	475	206
Purchases, sales, issues, settlements	-101	-3,656
Transfers into Level 3	'	14,133
Transfers out of Level 3	-1,007	'
Balance at end of period	12,604	13,417
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Purchases	2,016	'
Sales	-1,035	'
Settlements	-1,082	'
Total	-101	-3,656
RMBS | Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	74	602
Net gains (losses) included in: Other revenues	-35	-286
Net gains (losses) included in: Other comprehensive income (loss)	74	-199
Purchases, sales, issues, settlements	'	-43
Balance at end of period	113	74
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Total	'	-43
RMBS | Trading securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	'	1,312
Net gains (losses) included in: Other revenues	'	128
Purchases, sales, issues, settlements	'	-136
Transfers out of Level 3	'	-1,304
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Total	'	-136
CMBS | Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	1,767	1,033
Net gains (losses) included in: Other revenues	-5	-49
Net gains (losses) included in: Other comprehensive income (loss)	1	27
Purchases, sales, issues, settlements	-1,761	-858
Transfers into Level 3	'	1,614
Balance at end of period	2	1,767
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Sales	-1,453	'
Settlements	-308	'
Total	-1,761	-858
CMBS | Trading securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	'	6,911
Net gains (losses) included in: Other revenues	'	326
Purchases, sales, issues, settlements	'	-78
Transfers out of Level 3	'	-7,159
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Total	'	-78
CDO/ABS | Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	2,834	1,179
Net gains (losses) included in: Other revenues	8	-6
Net gains (losses) included in: Other comprehensive income (loss)	-9	1
Purchases, sales, issues, settlements	-2,033	-615
Transfers into Level 3	'	3,184
Transfers out of Level 3	'	-909
Balance at end of period	800	2,834
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Sales	-1,633	'
Settlements	-400	'
Total	-2,033	-615
CDO/ABS | Trading securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	12,192	7,737
Net gains (losses) included in: Other revenues	53	1,459
Purchases, sales, issues, settlements	-4,862	-623
Transfers into Level 3	'	3,619
Balance at end of period	7,383	12,192
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Settlements	-4,862	'
Total	-4,862	-623
Other long-term investments | Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	1,380	4,127
Net gains (losses) included in: Other revenues	2	-2,897
Net gains (losses) included in: Other comprehensive income (loss)	-102	1,447
Purchases, sales, issues, settlements	-11	-1,297
Balance at end of period	1,269	1,380
Detail of purchases, sales, issues, and settlements of Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Settlements	-11	'
Total	-11	-1,297
Common stocks | Available-for-sale securities	'	'
Changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'	'
Balance at beginning of period	'	3
Net gains (losses) included in: Other revenues	'	-5
Net gains (losses) included in: Other comprehensive income (loss)	'	$2

Fair_Value_Measurements_Detail3

Fair Value Measurements (Details 4) (Level 3, Recurring, Corporate debt, Discounted cash flows)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Minimum	'	'
Unobservable Input	'	'
Yield (as a percent)	2.68%	2.74%
Maximum	'	'
Unobservable Input	'	'
Yield (as a percent)	8.48%	7.35%
Weighted Average	'	'
Unobservable Input	'	'
Yield (as a percent)	4.67%	4.45%

Fair_Value_Measurements_Detail4

Fair Value Measurements (Details 5) (USD $)

12 Months Ended

3 Months Ended

12 Months Ended

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Non-recurring basis

Customer lists

Loan origination/processing intellectual property

Real estate owned

Real estate owned

Commercial mortgage loans

Commercial mortgage loans

Other intangible assets

Finance receivables held for sale

Fair Value Measurements Using Level 3

Fair Value Measurements Using Level 3

Fair Value Measurements Using Level 3

Fair Value Measurements Using Level 3

Fair Value Measurements Using Level 3

Fair Value Measurements Using Level 3

Total

Total

Total

Total

Total

Total

Real estate owned

Real estate owned

Commercial mortgage loans

Commercial mortgage loans

Real estate owned

Real estate owned

Commercial mortgage loans

Commercial mortgage loans

Assets measured at fair value on a non-recurring basis

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Assets at fair value

'

'

'

'

'

'

'

'

'

'

'

'

$84,177,000

$117,940,000

$72,242,000

$98,903,000

$11,935,000

$19,037,000

$84,177,000

$117,940,000

$72,242,000

$98,903,000

$11,935,000

$19,037,000

Impairment Charges

'

'

'

'

'

'

25,440,000

50,497,000

-2,010,000

2,424,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impairment Charges

4,600,000

12,800,000

'

'

4,600,000

25,000

'

'

'

'

4,580,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Impairment Charges

5,046,000

'

23,430,000

58,872,000

'

'

'

'

'

'

'

1,371,000

'

'

'

'

'

'

'

'

'

'

'

'

Estimated future cash flows

'

'

'

'

'

$0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Pro_Forma_Information_Unaudite2

Pro Forma Information (Unaudited) (Details) (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Unaudited pro forma financial information	'	'
Interest income	$2,295,605	$2,518,844
Net income (loss) attributable to Springleaf Holdings, Inc.	$9,125	($187,087)
Net income (loss) attributable to Springleaf Holdings, Inc. per weighted average share - basic and diluted (in dollars per share)	$0.09	($1.87)

Subsequent_Events_Details

Subsequent Events (Details) (USD $)

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Jul. 30, 2009

Dec. 31, 2013

Sep. 25, 2013

Mar. 31, 2014

Mar. 06, 2014

Mar. 27, 2013

Mar. 31, 2014

Mar. 26, 2014

Real Estate Loans

Real Estate Loans

Personal loans

Personal loans

Consolidated Variable Interest Entity (VIEs)

Consolidated Variable Interest Entity (VIEs)

Consolidated Variable Interest Entity (VIEs)

Consolidated Variable Interest Entity (VIEs)

Consolidated Variable Interest Entity (VIEs)

Consolidated Variable Interest Entity (VIEs)

Subsequent event

Subsequent event

Subsequent event

Subsequent event

Subsequent event

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Mortgage Loan Securitizations

Consumer loan securitizations

Consumer loan securitizations

Secured term loan

2009-1 Retained Certificates

2013-BAC Securitization

Real Estate Loans

Consolidated Variable Interest Entity (VIEs)

Real Estate Loans

Real Estate Loans

Real Estate Loans

Real Estate Loans

Personal loans

Personal loans

MLPFS

Consumer loan securitizations

2009-1 Trust

2009-1 Trust

2013-BAC Securitization

Personal loans

2014-A Trust

Subsequent events

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount of notes sold under private securitization

'

'

'

'

'

'

'

'

'

$1,200,000,000

'

$500,000,000

'

'

'

'

$559,300,000

Weighted average yield (as a percent)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2.62%

Proceeds from notes sold under securitization transactions

'

'

'

'

'

'

'

'

'

'

'

500,000,000

'

'

'

'

559,200,000

Interest reserve requirement on notes sold under securitization

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

6,400,000

Notes initially retained by the entity

'

'

'

'

'

'

'

'

'

393,200,000

'

'

'

'

'

'

32,900,000

Amount of loans included in the trust

13,758,313,000

11,809,992,000

7,982,349,000

8,951,903,000

3,171,704,000

2,649,732,000

5,694,176,000

4,093,393,000

780,700,000

'

1,572,070,000

'

'

'

'

'

'

Price at which interest is sold

'

'

'

'

'

'

'

'

'

'

'

'

'

738,000,000

'

'

'

Percentage of interest concurrently agreed to be sold by counterparty to related party

'

'

'

'

'

'

'

'

'

'

'

'

'

75.00%

'

'

'

Amount of loans sold

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

70,200,000

'

Outstanding principal balance of the notes, plus accrued and unpaid interest repaid

'

'

'

'

'

'

'

'

'

'

'

'

$750,000,000

'

$231,300,000

'

'