Focused Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,146,623	8,388	SH		SOLE		8,388	0	0
ABBVIE INC	COM	00287Y109	592,440	3,000	SH	Call	SOLE		0	0	0
ABBVIE INC	COM	00287Y109	1,232,440	6,241	SH		SOLE		6,241	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	264,825	1,614	SH		SOLE		1,614	0	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	237,178	2,235	SH		SOLE		2,235	0	0
ALPHABET INC	CAP STK CL C	02079K107	1,441,895	8,624	SH		SOLE		8,624	0	0
ALPHABET INC	CAP STK CL A	02079K305	5,620,122	33,887	SH		SOLE		33,887	0	0
ALTRIA GROUP INC	COM	02209S103	1,403,964	27,507	SH		SOLE		27,507	0	0
AMAZON COM INC	COM	023135106	5,967,964	32,029	SH		SOLE		32,029	0	0
AMERICAN BATTERY TECHNOLOGY	COM NEW	02451V309	1,923,800	507	SH		SOLE		507	0	0
AMERICAN HEALTHCARE REIT INC	COM SHS	398182303	620,893	23,789	SH		SOLE		23,789	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	328,272	2,245	SH		SOLE		2,245	0	0
ANAVEX LIFE SCIENCES CORP	COM NEW	032797300	203,280	500	SH		SOLE		500	0	0
AON PLC	SHS CL A	G0403H108	428,336	1,238	SH		SOLE		1,238	0	0
APPIAN CORP	CL A	03782L101	204,840	6,000	SH	Call	SOLE		0	0	0
APPLE INC	COM	037833100	139,800	600	SH	Call	SOLE		0	0	0
APPLE INC	COM	037833100	24,365,296	104,572	SH		SOLE		104,572	0	0
APPLIED MATLS INC	COM	038222105	1,160,260	5,742	SH		SOLE		5,742	0	0
ARCHER AVIATION INC	COM CL A	03945R102	121,200	40,000	SH		SOLE		40,000	0	0
ARCHER DANIELS MIDLAND CO	COM	039483102	319,001	5,340	SH		SOLE		5,340	0	0
AT&T INC	COM	00206R102	1,409,828	64,083	SH		SOLE		64,083	0	0
BANK AMERICA CORP	COM	060505104	5,458,592	137,565	SH		SOLE		137,565	0	0
BANK AMERICA CORP	COM	060505104	39,680	1,000	SH	Call	SOLE		0	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4,811,673	10,454	SH		SOLE		10,454	0	0
BLACKROCK CORPOR HI YLD FD I	COM	09255P107	119,094	11,838	SH		SOLE		11,838	0	0
BLACKROCK DEBT STRATEGIES FD	COM NEW	09255R202	136,514	12,377	SH		SOLE		12,377	0	0
BLACKROCK MUNIHLDGS NY QLTY	COM	09255C106	901,489	80,779	SH		SOLE		80,779	0	0
BLACKROCK N Y MUN INCOME TRU	SH BEN INT	09248L106	1,303,308	118,483	SH		SOLE		118,483	0	0
BLACKROCK TAX MUNICPAL BD TR	SHS	09248X100	10,311,544	578,650	SH		SOLE		578,650	0	0
BLACKSTONE INC	COM	09260D107	7,494,514	48,942	SH		SOLE		48,942	0	0
BLOCK INC	CL A	852234103	174,538	2,600	SH	Call	SOLE		0	0	0
BLOCK INC	CL A	852234103	95,996	1,430	SH		SOLE		1,430	0	0
BOEING CO	COM	097023105	460,786	3,031	SH		SOLE		3,031	0	0
BORGWARNER INC	COM	099724106	230,784	456	SH		SOLE		456	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	232,388	4,491	SH		SOLE		4,491	0	0
C3 AI INC	CL A	12468P104	502,773	20,750	SH		SOLE		20,750	0	0
CATERPILLAR INC	COM	149123101	2,999,212	7,668	SH		SOLE		7,668	0	0
CHEVRON CORP NEW	COM	166764100	273,402	1,856	SH		SOLE		1,856	0	0
CHEVRON CORP NEW	COM	166764100	323,994	2,200	SH	Call	SOLE		0	0	0
CION INVT CORP	COM	17259U204	119,704	10,059	SH		SOLE		10,059	0	0
CISCO SYS INC	COM	17275R102	527,243	9,907	SH		SOLE		9,907	0	0
CITIGROUP INC	COM NEW	172967424	2,694,863	43,049	SH		SOLE		43,049	0	0
CITIGROUP INC	COM NEW	172967424	225,360	3,600	SH	Call	SOLE		0	0	0
COLGATE PALMOLIVE CO	COM	194162103	494,114	4,760	SH		SOLE		4,760	0	0
CONSOLIDATED EDISON INC	COM	209115104	398,552	3,827	SH		SOLE		3,827	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	204,020	785	SH		SOLE		785	0	0
COSTCO WHSL CORP NEW	COM	22160K105	120,024	135	SH		SOLE		135	0	0
COSTCO WHSL CORP NEW	COM	22160K105	3,546,080	4,000	SH	Put	SOLE		0	0	0
COSTCO WHSL CORP NEW	COM	22160K105	3,546,080	4,000	SH	Call	SOLE		0	0	0
CSX CORP	COM	126408103	547,450	479	SH		SOLE		479	0	0
CURIS INC	COM	231269309	291,416	54,066	SH		SOLE		54,066	0	0
DECKERS OUTDOOR CORP	COM	243537107	620,130	444	SH		SOLE		444	0	0
DEXCOM INC	COM	252131107	134,080	2,000	SH	Call	SOLE		0	0	0
DEXCOM INC	COM	252131107	87,688	1,308	SH		SOLE		1,308	0	0
DIGITALOCEAN HLDGS INC	COM	25402D102	344,244	8,523	SH		SOLE		8,523	0	0
DIGITALOCEAN HLDGS INC	COM	25402D102	258,496	6,400	SH	Call	SOLE		0	0	0
DIMENSIONAL ETF TRUST	US EQUITY MARKET	25434V401	308,961	4,967	SH		SOLE		4,967	0	0
DISNEY WALT CO	COM	254687106	2,057,579	21,391	SH		SOLE		21,391	0	0
DISNEY WALT CO	COM	254687106	1,923,800	20,000	SH	Call	SOLE		0	0	0
DXC TECHNOLOGY CO	COM	23355L106	209,430	10,093	SH		SOLE		10,093	0	0
EATON CORP PLC	SHS	G29183103	423,580	1,278	SH		SOLE		1,278	0	0
EATON VANCE TAX-MANAGED BUY-	COM	27828Y108	195,051	14,134	SH		SOLE		14,134	0	0
EATON VANCE TAX-MANAGED DIVE	COM	27828N102	191,063	13,042	SH		SOLE		13,042	0	0
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	4,076,774	467,520	SH		SOLE		467,520	0	0
EDISON INTL	COM	281020107	273,663	3,142	SH		SOLE		3,142	0	0
ELI LILLY & CO	COM	532457108	622,178	702	SH		SOLE		702	0	0
ENBRIDGE INC	COM	29250N105	258,496	497	SH		SOLE		497	0	0
EOS ENERGY ENTERPRISES INC	COM CL A	29415C101	46,035	15,500	SH		SOLE		15,500	0	0
EXXON MOBIL CORP	COM	30231G102	2,811,820	23,988	SH		SOLE		23,988	0	0
FASTLY INC	CL A	31188V100	126,381	16,695	SH		SOLE		16,695	0	0
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	353,741	4,941	SH		SOLE		4,941	0	0
FIRST TR EXCHANGE TRADED FD	INDLS PROD DUR	33734X150	225,360	464	SH		SOLE		464	0	0
FORD MTR CO	COM	345370860	113,344	10,733	SH		SOLE		10,733	0	0
FREEPORT-MCMORAN INC	CL B	35671D857	348,790	6,987	SH		SOLE		6,987	0	0
GE AEROSPACE	COM NEW	369604301	2,024,417	10,735	SH		SOLE		10,735	0	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	296,197	3,156	SH		SOLE		3,156	0	0
GE VERNOVA INC	COM	36828A101	673,402	2,641	SH		SOLE		2,641	0	0
GITLAB INC	CLASS A COM	37637K108	206,160	4,000	SH	Call	SOLE		0	0	0
GITLAB INC	CLASS A COM	37637K108	67,002	1,300	SH		SOLE		1,300	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	2,362,876	4,772	SH		SOLE		4,772	0	0
GOLUB CAP BDC INC	COM	38173M102	156,361	10,348	SH		SOLE		10,348	0	0
HIGH TIDE INC	COM NEW	42981E401	469,800	500	SH		SOLE		500	0	0
HOME DEPOT INC	COM	437076102	428,119	1,057	SH		SOLE		1,057	0	0
HONEYWELL INTL INC	COM	438516106	620,130	3,000	SH	Put	SOLE		0	0	0
HONEYWELL INTL INC	COM	438516106	1,360,538	6,582	SH		SOLE		6,582	0	0
HUBSPOT INC	COM	443573100	202,540	381	SH		SOLE		381	0	0
HYATT HOTELS CORP	COM CL A	448579102	365,280	2,400	SH	Put	SOLE		0	0	0
ILLUMINA INC	COM	452327109	251,700	485	SH		SOLE		485	0	0
INNOVATIVE INDL PPTYS INC	COM	45781V101	517,152	3,842	SH		SOLE		3,842	0	0
INTEL CORP	COM	458140100	1,770,020	75,448	SH		SOLE		75,448	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,504,190	11,327	SH		SOLE		11,327	0	0
INVESCO EXCHANGE TRADED FD T	AI AND NEXT GEN	46137V639	354,416	462	SH		SOLE		462	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	13,012,073	72,628	SH		SOLE		72,628	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	65,523,972	134,251	SH		SOLE		134,251	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	273,440	403	SH		SOLE		403	0	0
ISHARES TR	S&P 100 ETF	464287101	373,642	1,350	SH		SOLE		1,350	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	248,763	2,290	SH		SOLE		2,290	0	0
ISHARES TR	IBONDS 27 TRM TS	46436E841	314,429	13,891	SH		SOLE		13,891	0	0
ISHARES TR	7-10 YR TRSY BD	464287440	1,343,156	13,689	SH		SOLE		13,689	0	0
ISHARES TR	IBONDS 26 TRM TS	46436E858	376,680	16,331	SH		SOLE		16,331	0	0
ISHARES TR	IBONDS 25 TRM TS	46436E866	763,757	32,611	SH		SOLE		32,611	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	1,075,953	5,307	SH		SOLE		5,307	0	0
ISHARES TR	CORE S&P US GWT	464287671	3,831,940	502	SH		SOLE		502	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	241,122	3,869	SH		SOLE		3,869	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	207,054	552	SH		SOLE		552	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	1,061,180	11,083	SH		SOLE		11,083	0	0
ISHARES TR	CORE S&P500 ETF	464287200	1,269,203	2,200	SH		SOLE		2,200	0	0
ISHARES TR	0-3 MNTH TREASRY	46436E718	36,735,775	364,732	SH		SOLE		364,732	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	365,280	437	SH		SOLE		437	0	0
ISHARES TR	CRE U S REIT ETF	464288521	204,840	485	SH		SOLE		485	0	0
ISHARES TR	ESG SCRND S&P500	46436E569	504,168	481	SH		SOLE		481	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	4,385,832	73,699	SH		SOLE		73,699	0	0
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	397,688	7,240	SH		SOLE		7,240	0	0
JFROG LTD	ORD SHS	M6191J100	63,888	2,200	SH		SOLE		2,200	0	0
JFROG LTD	ORD SHS	M6191J100	203,280	7,000	SH	Call	SOLE		0	0	0
JOHNSON & JOHNSON	COM	478160104	1,629,803	10,057	SH		SOLE		10,057	0	0
JPMORGAN CHASE & CO.	COM	46625H100	2,124,983	10,078	SH		SOLE		10,078	0	0
KIMBERLY-CLARK CORP	COM	494368103	660,817	4,644	SH		SOLE		4,644	0	0
KIMCO RLTY CORP	COM	49446R109	1,235,640	498	SH		SOLE		498	0	0
KINDER MORGAN INC DEL	COM	49456B101	1,286,049	58,219	SH		SOLE		58,219	0	0
LIVE NATION ENTERTAINMENT IN	COM	538034109	547,450	5,000	SH	Put	SOLE		0	0	0
M & T BK CORP	COM	55261F104	404,565	2,271	SH		SOLE		2,271	0	0
MAIN STR CAP CORP	COM	56035L104	230,863	4,604	SH		SOLE		4,604	0	0
MARATHON PETE CORP	COM	56585A102	323,994	436	SH		SOLE		436	0	0
MARVELL TECHNOLOGY INC	COM	573874104	230,784	3,200	SH	Put	SOLE		0	0	0
MARVELL TECHNOLOGY INC	COM	573874104	26,536	368	SH		SOLE		368	0	0
MEDICAL PPTYS TRUST INC	COM	58463J304	86,009	14,702	SH		SOLE		14,702	0	0
MEDTRONIC PLC	SHS	G5960L103	504,168	5,600	SH	Call	SOLE		0	0	0
MEDTRONIC PLC	SHS	G5960L103	87,840	976	SH		SOLE		976	0	0
MERCK & CO INC	COM	58933Y105	839,429	7,392	SH		SOLE		7,392	0	0
META PLATFORMS INC	CL A	30303M102	6,450,562	11,269	SH		SOLE		11,269	0	0
MICROSOFT CORP	COM	594918104	4,391,440	10,206	SH		SOLE		10,206	0	0
MORGAN STANLEY	COM NEW	617446448	354,416	3,400	SH	Call	SOLE		0	0	0
MORGAN STANLEY	COM NEW	617446448	10,713	103	SH		SOLE		103	0	0
NASDAQ INC	COM	631103108	3,546,080	473	SH		SOLE		473	0	0
NBT BANCORP INC	COM	628778102	216,590	4,897	SH		SOLE		4,897	0	0
NCINO INC	COM	63947X101	221,130	7,000	SH	Put	SOLE		0	0	0
NCINO INC	COM	63947X101	1,580	50	SH		SOLE		50	0	0
NETFLIX INC	COM	64110L106	560,323	790	SH		SOLE		790	0	0
NEXTERA ENERGY INC	COM	65339F101	788,430	9,327	SH		SOLE		9,327	0	0
NOVO-NORDISK A S	ADR	670100205	635,361	5,336	SH		SOLE		5,336	0	0
NUCOR CORP	COM	670346105	1,436,138	9,553	SH		SOLE		9,553	0	0
NUVEEN S&P 500 BUY-WRITE INC	COM	6706ER101	3,815,077	278,067	SH		SOLE		278,067	0	0
NUVEEN TAXABLE MUNICPAL INM	COM	67074C103	297,954	17,938	SH		SOLE		17,938	0	0
NVIDIA CORPORATION	COM	67066G104	2,940,514	24,214	SH		SOLE		24,214	0	0
ONEOK INC NEW	COM	682680103	291,725	3,201	SH		SOLE		3,201	0	0
ORACLE CORP	COM	68389X105	674,448	3,958	SH		SOLE		3,958	0	0
ORGANON & CO	COMMON STOCK	68622V106	1,129,800	509	SH		SOLE		509	0	0
OWENS CORNING NEW	COM	690742101	1,235,640	7,000	SH	Put	SOLE		0	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	425,940	11,450	SH		SOLE		11,450	0	0
PALO ALTO NETWORKS INC	COM	697435105	59,815	175	SH		SOLE		175	0	0
PALO ALTO NETWORKS INC	COM	697435105	273,440	800	SH	Call	SOLE		0	0	0
PAN AMERN SILVER CORP	COM	697900108	62,610	3,000	SH		SOLE		3,000	0	0
PAN AMERN SILVER CORP	COM	697900108	197,680	7,000	SH	Call	SOLE		0	0	0
PEPSICO INC	COM	713448108	371,369	2,184	SH		SOLE		2,184	0	0
PFIZER INC	COM	717081103	3,029,896	104,696	SH		SOLE		104,696	0	0
PGIM ETF TR	PGIM ULTRA SH BD	69344A107	526,566	10,578	SH		SOLE		10,578	0	0
PHILIP MORRIS INTL INC	COM	718172109	354,729	2,922	SH		SOLE		2,922	0	0
PIMCO ETF TR	ACTIVE BD ETF	72201R775	523,973	5,538	SH		SOLE		5,538	0	0
PINTEREST INC	CL A	72352L106	645,458	19,940	SH		SOLE		19,940	0	0
PROCTER AND GAMBLE CO	COM	742718109	567,432	3,276	SH		SOLE		3,276	0	0
PROGRESSIVE CORP	COM	743315103	325,780	511	SH		SOLE		511	0	0
PURECYCLE TECHNOLOGIES INC	COM	74623V103	123,358	12,985	SH		SOLE		12,985	0	0
PURPLE INNOVATION INC	COM	74640Y106	29,661	30,000	SH		SOLE		30,000	0	0
REALTY INCOME CORP	COM	756109104	526,430	8,301	SH		SOLE		8,301	0	0
REDFIN CORP	COM	75737F108	325,780	26,000	SH	Call	SOLE		0	0	0
RH	COM	74967X103	203,333	608	SH		SOLE		608	0	0
RHINEBECK BANCORP INC	COM	762093102	92,500	10,000	SH		SOLE		10,000	0	0
ROKU INC	COM CL A	77543R102	437,881	5,865	SH		SOLE		5,865	0	0
ROYCE SMALL CAP TRUST INC	COM	780910105	842,680	53,674	SH		SOLE		53,674	0	0
SALESFORCE INC	COM	79466L302	3,831,940	14,000	SH	Call	SOLE		0	0	0
SALESFORCE INC	COM	79466L302	538,096	1,966	SH		SOLE		1,966	0	0
SCHLUMBERGER LTD	COM STK	806857108	33,064	788	SH		SOLE		788	0	0
SCHLUMBERGER LTD	COM STK	806857108	251,700	6,000	SH	Call	SOLE		0	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	381,714	3,664	SH		SOLE		3,664	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	224,033	2,788	SH		SOLE		2,788	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	507,037	10,352	SH		SOLE		10,352	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	11,810,549	76,682	SH		SOLE		76,682	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	19,822,938	437,399	SH		SOLE		437,399	0	0
SHOPIFY INC	CL A	82509L107	582,858	7,273	SH		SOLE		7,273	0	0
SNOWFLAKE INC	CL A	833445109	9,189	80	SH		SOLE		80	0	0
SNOWFLAKE INC	CL A	833445109	459,440	4,000	SH	Call	SOLE		0	0	0
SOFI TECHNOLOGIES INC	COM	83406F102	9,385	1,194	SH		SOLE		1,194	0	0
SOFI TECHNOLOGIES INC	COM	83406F102	188,640	24,000	SH	Call	SOLE		0	0	0
SOLITARIO RESOURCES CORP	COM	8342EP107	259,630	370,900	SH		SOLE		370,900	0	0
SONO TEK CORP	COM	835483108	49,742	12,343	SH		SOLE		12,343	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	279,855	661	SH		SOLE		661	0	0
SPDR GOLD TR	GOLD SHS	78463V107	228,780	941	SH		SOLE		941	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	421,321	734	SH		SOLE		734	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	319,321	4,169	SH		SOLE		4,169	0	0
SPDR SER TR	PORTFOLI S&P1500	78464A805	306,212	4,371	SH		SOLE		4,371	0	0
SPDR SER TR	PRTFLO S&P500 HI	78468R788	632,346	13,852	SH		SOLE		13,852	0	0
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	14,315,987	155,931	SH		SOLE		155,931	0	0
SPDR SER TR	PRTFLO S&P500 VL	78464A508	328,586	6,216	SH		SOLE		6,216	0	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	118,184,916	1,424,945	SH		SOLE		1,424,945	0	0
STARWOOD PPTY TR INC	COM	85571B105	3,251,642	159,551	SH		SOLE		159,551	0	0
STRYKER CORPORATION	COM	863667101	253,231	701	SH		SOLE		701	0	0
SUNOPTA INC	COM	8676EP108	65,650	10,290	SH		SOLE		10,290	0	0
SUPER MICRO COMPUTER INC	COM	86800U104	871,109	2,092	SH		SOLE		2,092	0	0
SYSCO CORP	COM	871829107	206,160	475	SH		SOLE		475	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	221,130	500	SH		SOLE		500	0	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	1,230	8	SH		SOLE		8	0	0
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	245,936	1,600	SH	Call	SOLE		0	0	0
TAPESTRY INC	COM	876030107	469,800	10,000	SH	Put	SOLE		0	0	0
TERADYNE INC	COM	880770102	326,120	2,435	SH		SOLE		2,435	0	0
TESLA INC	COM	88160R101	5,843,435	22,335	SH		SOLE		22,335	0	0
THE CIGNA GROUP	COM	125523100	279,952	808	SH		SOLE		808	0	0
THE TRADE DESK INC	COM CL A	88339J105	527,965	4,815	SH		SOLE		4,815	0	0
TRAVELERS COMPANIES INC	COM	89417E109	221,626	947	SH		SOLE		947	0	0
UNDER ARMOUR INC	CL C	904311206	459,440	474	SH		SOLE		474	0	0
UNION PAC CORP	COM	907818108	482,057	1,956	SH		SOLE		1,956	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	337,187	577	SH		SOLE		577	0	0
US BANCORP DEL	COM NEW	902973304	227,353	4,972	SH		SOLE		4,972	0	0
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	377,380	7,111	SH		SOLE		7,111	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	24,776,042	329,863	SH		SOLE		329,863	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,557,625	5,501	SH		SOLE		5,501	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	977,149	2,545	SH		SOLE		2,545	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	10,458,919	44,091	SH		SOLE		44,091	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	592,440	444	SH		SOLE		444	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	91,656,729	525,043	SH		SOLE		525,043	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	7,455,049	27,883	SH		SOLE		27,883	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	21,886,748	457,403	SH		SOLE		457,403	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	31,199,673	372,533	SH		SOLE		372,533	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	207,400	3,433	SH		SOLE		3,433	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	469,444	2,370	SH		SOLE		2,370	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	245,936	427	SH		SOLE		427	0	0
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	20,923,636	237,014	SH		SOLE		237,014	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	26,293,421	205,097	SH		SOLE		205,097	0	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	11,801,085	36,655	SH		SOLE		36,655	0	0
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	1,425,122	5,050	SH		SOLE		5,050	0	0
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	415,686	3,782	SH		SOLE		3,782	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	9,516,263	16,225	SH		SOLE		16,225	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	645,172	14,366	SH		SOLE		14,366	0	0
VISA INC	COM CL A	92826C839	311,224	1,132	SH		SOLE		1,132	0	0
WABTEC	COM	929740108	3,546,080	468	SH		SOLE		468	0	0
WALMART INC	COM	931142103	1,904,877	23,590	SH		SOLE		23,590	0	0
WELLS FARGO CO NEW	COM	949746101	1,129,800	20,000	SH	Call	SOLE		0	0	0
WELLS FARGO CO NEW	COM	949746101	79,932	1,415	SH		SOLE		1,415	0	0
WP CAREY INC	COM	92936U109	203,676	3,269	SH		SOLE		3,269	0	0