 2018 Annual Shareholder Meeting Exhibit 99.1 |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 2 Forward Looking Statements This Presentation, including information incorporated herein by reference, may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “may,” “could,” “should,” “would,” “believe,” “anticipate,” “estimate,” “expect,” “intend,” “plan,” “project,” “is confident that,” and similar expressions are intended to identify these forward-looking statements. These forward-looking statements involve risk and uncertainty and a variety of factors could cause our actual results and experience to differ materially from the anticipated results or other expectations expressed in these forward-looking statements. We do not have a policy of updating or revising forward looking statements except as otherwise required by law, and silence by management over time should not be construed to mean that actual events are occurring as estimated in such forward-looking statements. Our ability to predict results or the actual effect of future plans or strategies is inherently uncertain. Factors that could have a material adverse effect on our operations and the operations of our subsidiary, Prime Meridian Bank, include, but are not limited to, changes in: • risk factors named in the Prospectus • general economic conditions • legislative/regulatory changes • monetary and fiscal policies of the U.S. Government • the quality and composition of our loan or investment portfolios • competition • demand for loan and deposit products • demand for financial services in our primary trade area • litigation, tax, and other regulatory matters • accounting principles and guidelines • other economic, competitive, governmental, regulatory, or technological factors affecting us The factors listed above should not be construed as exhaustive. A number of important factors could cause actual results to differ materially from those indicated by the forward-looking statements. Information on these factors can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017, and other reports and statements Prime Meridian Holding Company has filed with the Securities and Exchange Commission which are available at its website (www.sec.gov). We do not have a policy of updating or revising forward-looking statements except as otherwise required by law, and silence by management over time should not be construed to mean that actual events are occurring as estimated in such forward-looking statements. |
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 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 4 March 2018 Crawfordville market continues to fuel healthy deposit growth reaching $47 million Company pays third annual dividend February 2018 10 Year Anniversary Celebration Ranked #19 on the OTCQX Best 50 for 2017 performance September 2017 PMB ranked #22 nationally in American Banker annual survey of Best Banks to Work For May 2017 PMHG concludes successful stock offering raising $18 million March 2017 Company pays second annual dividend Achievements | 2017-2018 |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 5 Summary Results | 2017 Net income increased 26.9% to $2.8 million from 2016 to 2017, boosted by solid growth in both net interest income and noninterest income. Year over year, the Company again reported double digit loan growth. Net loans grew 12.3%, or $27.5 million, to $250.3 million, with approximately half of that growth coming from the commercial real estate sector. Mortgage banking revenue continues to be a significant driver of our earnings, accounting for 63.6% of noninterest income in 2017, compared to 57.4% in 2016. |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 6 For the year ended December 31, 2017, the Return on Average Assets was 0.85% and the Return on Average Equity was 7.17%. Excluding the one-time deferred tax adjustment of $155,000* the Return on Average Assets was 0.90% and the Return on Average Equity was 7.57%. The Company completed a capital offering in the second quarter of 2017 which raised $18 million and strategically positioned the Company for future growth and expansion. *As a result of the Tax Cuts and Job Act, the Company revalued its deferred tax asset position to reflect a reduction in its federal corporate income tax rate from 34% to 21%. Summary Results | 2017 |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 7 Increasing Franchise Value CAGR=compound annual growth rate. Unless otherwise indicated, all financial data as of December 31 of the respective year unless noted. Source: S&P Global, internal company documents. 103 139 170 206 210 244 304 347 358 2010 2011 2012 2013 2014 2015 2016 2017 2018Q1 Total Assets ($ in millions) |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 8 Increasing Franchise Value CAGR=compound annual growth rate. Unless otherwise indicated, all financial data as of December 31 of the respective year unless noted. Source: S&P Global, internal company documents. 65 78 95 123 156 192 225 253 276 2010 2011 2012 2013 2014 2015 2016 2017 2018Q1 Gross Loans ($ in millions) |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 9 Asset Quality Prime Meridian Bank has maintained exceptionally strong asset quality. NPAs/Total Assets (%) NPA = Nonperforming Assets PMB Southeast Peers* Source: S&P Global and internal company documents. PMB peer analysis vs. select, comparable Southeastern banks with $250 to $500 million in assets. All financial data as of December 31 of the respective year unless otherwise noted. 0.00 0.00 0.06 0.00 0.08 0.06 0.27 0.04 0.10 0.75 0.00 0.10 0.20 0.30 0.40 0.50 0.60 0.70 0.80 2010 2011 2012 2013 2014 2015 2016 2017 2018Q1 2018Q1 Southeast Peer Average *Southeast Peers Comparison reflects corresponding bank level data for Aquesta Bank, Athens Federal Community Bank, NA, Bank of Botetourt, Bank of Charles Town, Bank of Oak Ridge, Bank of South Carolina, Capon Valley Bank, Carolina Trust Bank, Citizens Bank & Trust, Citizens Bank and Trust Company, Citizens Trust Bank, First IC Bank, First National Bank, First Reliance Bank, Grant County Bank, Heritage Bank (Jonesboro, GA), Jefferson Security Bank, KS Bank, Inc., Lifestore Bank (MHC), Mechanics and Farmers Bank, MidSouth Bank, Paragon Bank, Planters First Bank, Southeastern Bank, Southwest Georgia Bank, and Surrey Bank & Trust. |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 10 Increasing Franchise Value CAGR=compound annual growth rate. Unless otherwise indicated, all financial data as of December 31 of the respective year unless noted. Source: S&P Global, internal company documents. 86 116 147 183 184 218 275 298 309 2010 2011 2012 2013 2014 2015 2016 2017 2018Q1 Total Deposits ($ in millions) |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 11 Increasing Franchise Value 1.24 0.96 0.62 0.42 0.35 0.35 0.33 0.41 0.53 2010 2011 2012 2013 2014 2015 2016 2017 2018Q1 Cost of Funds (%) CAGR=compound annual growth rate. Unless otherwise indicated, all financial data as of December 31 of the respective year unless noted. Source: S&P Global, internal company documents. |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 12 Building Shareholder Value CAGR=compound annual growth rate. Note: Prime Meridian raised $12.8 million in a common stock offering in 2008; approximately $2.0 million in 2010 through the exercise of warrants; $5.4 million in a common stock offering in 2014; and $18.0 million in a common stock offering in 2017 Source: S&P Global, internal company documents. 201 616 1,018 1,149 1,006 1,704 2,220 2,817 536 754 2010 2011 2012 2013 2014 2015 2016 2017 2017Q1 2018Q1 Net Income ($ in thousands) |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 13 0.12 0.41 0.68 0.77 0.59 0.88 1.12 1.04 0.27 0.24 2010 2011 2012 2013 2014 2015 2016 2017 2017Q1 2018Q1 Earnings Per Share ($) Building Shareholder Value CAGR=compound annual growth rate. Note: Prime Meridian raised $12.8 million in a common stock offering in 2008; approximately $2.0 million in 2010 through the exercise of warrants; $5.4 million in a common stock offering in 2014; and $18.0 million in a common stock offering in 2017 Source: S&P Global, internal company documents. |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 14 Building Shareholder Value CAGR=compound annual growth rate. Note: Prime Meridian raised $12.8 million in a common stock offering in 2008; approximately $2.0 million in 2010 through the exercise of warrants; $5.4 million in a common stock offering in 2014; and $18.0 million in a common stock offering in 2017 Source: S&P Global, internal company documents. 13.7 15.1 16.0 16.4 22.9 24.9 27.1 47.0 46.9 2010 2011 2012 2013 2014 2015 2016 2017 2018Q1 Total Equity ($ in millions) |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 15 Building Shareholder Value CAGR=compound annual growth rate. Note: Prime Meridian raised $12.8 million in a common stock offering in 2008; approximately $2.0 million in 2010 through the exercise of warrants; $5.4 million in a common stock offering in 2014; and $18.0 million in a common stock offering in 2017 Source: S&P Global, internal company documents. 9.18 10.09 10.72 10.92 11.78 12.62 13.51 15.06 15.03 2010 2011 2012 2013 2014 2015 2016 2017 2018Q1 Tangible Book Value Per Share ($) |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 16 Growth through support of shareholders Continue to evaluate acquisition and/or branching opportunities Maintain our position as one of the top mortgage originators in the Leon market Assess current and emerging products and services that capitalize on market conditions Goals | 2018-2019 |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 17 Who We Are. What We Stand For. MISSION Building bankers to serve our clients and community in order to optimize shareholder value. PURPOSE Banking done right, right away. CORE PRINCIPLES • Passion – level of intense excellence and commitment beyond simply meeting requirements • Grace – high level of service with courtesy and compassion • Integrity – doing the right thing because it’s the right thing to do • Tenacity – culture of looking at new ideas, tackling challenges and overcoming obstacles • Accountability – personally accepting full and ultimate responsibility as well as holding one another accountable. Company Culture |
 INVESTORS.PRIMEMERIDIANBANK.COM | OTCQX: PMHG 18 Best Banks To Work For Since 2015 5 Star Rating (32 Consecutive Quarters by Bauer Financial, the nation's leading bank rating and research firm) Ranked #19 on the OTCQX Best 50: the top performing companies on the OTCQX Best Market based on 2017 total return and growth in average daily dollar volume Company Culture |
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