Prime Meridian Holding (PMHG) 10-Q 9 May 19 2019 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 08, 2019
Document Information [Line Items]
Entity Registrant Name	Prime Meridian Holding Co
Entity Central Index Key	0001586454
Trading Symbol	pmhg
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		3,144,156
Document Type	10-Q
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Amendment Flag	false

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 7,913	$ 7,866
Federal funds sold	43,465	34,777
Interest-bearing deposits	15,427	5,395
Total cash and cash equivalents	66,805	48,038
Securities available for sale	48,205	45,384
Loans held for sale	5,808	4,767
Loans, net of allowance for loan losses of $3,800 and $3,661	289,900	290,113
Federal Home Loan Bank stock	404	355
Premises and equipment, net	7,055	4,656
Accrued interest receivable	1,023	1,034
Bank-owned life insurance	6,368	6,323
Other assets	1,281	1,032
Total assets	426,849	401,702
Liabilities:
Noninterest-bearing demand deposits	83,186	80,097
Savings, NOW and money-market deposits	244,584	227,674
Time deposits	45,743	41,296
Total deposits	373,513	349,067
Official checks	495	837
Other liabilities	1,157	978
Total liabilities	375,165	350,882
Stockholders' equity:
Preferred stock, undesignated; 1,000,000 shares authorized, none issued or outstanding
Common stock, $.01 par value; 9,000,000 shares authorized, 3,143,140 and 3,138,945 issued and outstanding	31	31
Additional paid-in capital	38,384	38,330
Retained earnings	13,505	13,015
Accumulated other comprehensive loss	(236)	(556)
Total stockholders' equity	51,684	50,820
Total liabilities and stockholders' equity	$ 426,849	$ 401,702

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Loans receivable, allowance for loan losses	$ 3,800	$ 3,661
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	3,143,140	3,138,945
Common stock, shares outstanding (in shares)	3,143,140	3,138,945

Condensed Consolidated Statemen

Condensed Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Interest income:
Loans		$ 3,856	$ 3,274
Securities		296	288
Other		348	74
Total interest income		4,500	3,636
Interest expense-
Deposits		813	397
Net interest income		3,687	3,239
Provision for loan losses		165	254
Net interest income after provision for loan losses		3,522	2,985
Noninterest income:
Mortgage banking revenue		106	110
Income from bank-owned life insurance		45	11
Gain on sale of securities available for sale		7
Other income		133	102
Total noninterest income		362	310
Noninterest expense:
Salaries and employee benefits		1,557	1,228
Occupancy and equipment		275	235
Professional fees		77	84
Marketing		199	207
FDIC/State assessment		43	36
Software maintenance, amortization and other		152	148
Other		440	359
Total noninterest expense		2,743	2,297
Earnings before income taxes		1,141	998
Income taxes		274	244
Net earnings		$ 867	$ 754
Earnings per common share:
Basic (in dollars per share)		$ 0.28	$ 0.24
Diluted (in dollars per share)		0.28	0.24
Cash dividends per common share(1) (in dollars per share)	[1]	$ 0.12	$ 0.10
Deposit Account [Member]
Noninterest income:
Service charges and fees on deposit accounts		$ 71	$ 87
[1]	Annual cash dividends were paid during the first quarters of 2018 and 2019

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net earnings	$ 867	$ 754
Change in unrealized gain (loss) on securities:
Unrealized gain (loss) arising during the period	435	(730)
Reclassification adjustment for realized gain	(7)
Net change in unrealized gain (loss)	428	(730)
Deferred income tax (expense) benefit on above change	(108)	185
Total other comprehensive income (loss)	320	(545)
Comprehensive income	$ 1,187	$ 209

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2017	3,118,977
Balance at Dec. 31, 2017	$ 31	$ 37,953	$ 9,285	$ (296)	$ 46,973
Net earnings			754		754
Dividends paid (unaudited)			(312)		(312)
Net change in unrealized loss on securities available for sale, net of income tax benefit (unaudited)				(545)	(545)
Stock options exercised (unaudited) (in shares)	3,000
Stock options exercised (unaudited)		30			30
Common stock issued as compensation to directors (unaudited) (in shares)	792
Common stock issued as compensation to directors (unaudited)		17			17
Stock-based compensation (unaudited)		23			23
Balance (in shares) at Mar. 31, 2018	3,122,769
Balance at Mar. 31, 2018	$ 31	38,023	9,727	(841)	$ 46,940
Balance (in shares) at Dec. 31, 2018	3,138,945				3,138,945
Balance at Dec. 31, 2018	$ 31	38,330	13,015	(556)	$ 50,820
Net earnings			867		867
Dividends paid (unaudited)			(377)		(377)
Net change in unrealized loss on securities available for sale, net of income tax benefit (unaudited)				320	320
Common stock issued as compensation to directors (unaudited) (in shares)	595
Common stock issued as compensation to directors (unaudited)		12			12
Stock-based compensation (unaudited)		42			42
Issuance of restricted stock (unaudited) (in shares)	3,600
Issuance of restricted stock (unaudited)
Balance (in shares) at Mar. 31, 2019	3,143,140				3,143,140
Balance at Mar. 31, 2019	$ 31	$ 38,384	$ 13,505	$ (236)	$ 51,684

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flow (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash flows from operating activities:
Net earnings	$ 867	$ 754
Adjustments to reconcile net earnings to net cash (used in) provided by operating activities:
Depreciation and amortization	153	132
Provision for loan losses	165	254
Net amortization of deferred loan fees	(9)	39
Gain on sale of securities available for sale	(7)
Amortization of premiums and discounts on securities available for sale	73	106
Gain on sale of loans held for sale	(106)	(297)
Proceeds from the sale of loans held for sale	14,170	18,879
Loans originated as held for sale	(15,105)	(19,096)
Stock issued as compensation	12	17
Stock-based compensation expense	42	23
Income from bank-owned life insurance	(45)	(11)
Net decrease (increase) in accrued interest receivable	11	(7)
Net (increase) decrease in other assets	(357)	37
Net (decrease) increase in other liabilities and official checks	(163)	166
Net cash (used in) provided by operating activities	(299)	996
Cash flows from investing activities:
Loan originations, net of principal repayments	57	(22,645)
Purchase of securities available for sale	(8,238)	(1,003)
Principal repayments of securities available for sale	1,149	1,944
Proceeds from sale of securities available for sale	4,245
Maturities and calls of securities available for sale	385	18
Purchase of Federal Home Loan Bank stock	(49)	(39)
Purchase of premises and equipment	(2,552)	(196)
Net cash used in investing activities	(5,003)	(21,921)
Cash flows from financing activities:
Net increase in deposits	24,446	10,985
Proceeds from stock options exercised		30
Common stock dividends paid	(377)	(312)
Net cash provided by financing activities	24,069	10,703
Net increase (decrease) in cash and cash equivalents	18,767	(10,222)
Cash and cash equivalents at beginning of period	48,038	32,397
Cash and cash equivalents at end of period	66,805	22,175
Supplemental disclosure of cash flow information
Interest	809	395
Income taxes
Accumulated other comprehensive loss, net change in unrealized gain (loss) on securities available for sale, net of taxes	$ 320	$ (545)

Note 1 - General

Note 1 - General	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Significant Accounting Policies [Text Block]	( 1 General Prime Meridian Holding Company (“PMHG”) owns 100% three fourth April 16, 2019. The accounting and financial reporting policies of the Company conform, in all material respects, to accounting principles generally accepted in the United States (“GAAP”) and to general practices within the banking industry. The condensed consolidated financial statements in the Quarterly Report on Form 10 not 10 not December 31, 2018, 10 March 21, 2019. three March 31, 2019 not Comprehensive Incom e . S tock - Based Compensation. Mortgage Banking Revenue. Reclassifications. Recent Accounting Standards Update. In January 2016, No. 2016 01, Financial Instruments-Overall (Subtopic 825 10 Recognition and Measurement of Financial Assets and Financial Liabilities, December 15, 2018, not In February 2016, No. 2016 2, Leases (Topic 842 twelve December 15, 2018. $288,000 January 1, 2019. In June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 Recent Accounting Standards Update , Continued. The new guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. In March 2017, No. 2018 08, No December 15, 2018. In June 2018, No. 2018 07, 718 718. Consequently, the accounting for share-based payments to nonemployees and employees will be substantially aligned. The ASU supersedes Subtopic 505 50, December 15, 2018, no 606, no

Note 2 - Securities Available f

Note 2 - Securities Available for Sale	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 2 Securities Available for Sale Securities are classified according to management's intent. The amortized cost of securities and fair values are as follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At March 31, 2019 U.S. Government agency securities $ 529 $ - $ (7 ) $ 522 Municipal securities 7,421 21 (16 ) 7,426 Mortgage-backed securities 38,285 64 (390 ) 37,959 Asset-backed securities 2,286 12 - 2,298 Total $ 48,521 $ 97 $ (413 ) $ 48,205 At December 31, 2018 U.S. Government agency securities $ 815 $ - $ (16 ) $ 799 Municipal securities 11,580 62 (113 ) 11,529 Mortgage-backed securities 33,733 33 (710 ) 33,056 Total $ 46,128 $ 95 $ (839 ) $ 45,384 The following table summarizes the sale of securities available for sale. Three Months Ended March 31, (in thousands) 2019 2018 Proceeds from sale of securities $ 4,245 $ - Gross gains 27 - Gross losses (20 ) - Net gain on sale of securities $ 7 $ - Securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows: Less Than Twelve Months Over Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At March 31, 2019 U.S. Government agency securities $ - $ - $ (7 ) $ 522 Municipal securities - - (16 ) 1,354 Mortgage-backed securities - - (390 ) 29,060 Total $ - $ - $ (413 ) $ 30,936 At December 31, 2018 U.S. Government agency securities $ (2 ) $ 242 $ (14 ) $ 557 Municipal securities - - (113 ) 5,760 Mortgage-backed securities (19 ) 983 (691 ) 30,061 Total $ (21 ) $ 1,225 $ (818 ) $ 36,378 The unrealized losses at March 31, 2019 December 31, 2018 twenty-nine thirty-nine not not not Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At March 31, 2019 U.S. Government agency securities $ 522 $ - $ 522 $ - Municipal securities 7,426 - 7,426 - Mortgage-backed securities 37,959 - 37,959 Asset-backed securities 2,298 - 2,298 - Total $ 48,205 $ - $ 48,205 $ - At December 31, 2018 U.S. Government agency securities $ 799 $ - $ 799 $ - Municipal securities 11,529 - 11,529 - Mortgage-backed securities 33,056 - 33,056 - Total $ 45,384 $ - $ 45,384 $ - During the three March 31, 2019 2018, no 1, 2 3. The scheduled maturities of securities are as follows: At March 31, 2019 Amortized Fair Cost Value (in thousands) Due in one to five years $ 1,891 $ 1,891 Due in five to ten years 3,754 3,761 Due after ten years 4,591 4,594 Mortgage-backed securities 38,285 37,959 Total $ 48,521 $ 48,205

Note 3 - Loans

Note 3 - Loans	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 3 Loans Segments and classes of loans, excluding loans held for sale, are as follows: At March 31, At December 31, (in thousands) 2019 2018 Real estate mortgage loans: Commercial $ 76,689 $ 82,494 Residential and home equity 124,335 121,454 Construction 29,665 31,601 Total real estate mortgage loans 230,689 235,549 Commercial loans 55,809 51,018 Consumer and other loans 6,733 6,747 Total loans 293,231 293,314 Add (deduct): Net deferred loan costs 469 460 Allowance for loan losses (3,800 ) (3,661 ) Loans, net $ 289,900 $ 290,113 An analysis of the change in allowance for loan losses follows: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total Three-Month Period Ended March 31, 2019 Beginning balance $ 917 $ 1,397 $ 391 $ 876 $ 80 $ 3,661 Provision (credit) for loan losses (70 ) 32 (29 ) 214 18 165 Net (charge-offs) recoveries - - - (22 ) (4 ) (26 ) Ending balance $ 847 $ 1,429 $ 362 $ 1,068 $ 94 $ 3,800 Three-Month Period Ended March 31, 2018 Beginning balance $ 894 $ 1,097 $ 331 $ 724 $ 90 $ 3,136 Provision (credit) for loan losses 83 111 41 20 (1 ) 254 Net (charge-offs) recoveries - - - 1 (6 ) (5 ) Ending balance $ 977 $ 1,208 $ 372 $ 745 $ 83 $ 3,385 At March 31, 2019 Individually evaluated for impairment: Recorded investment $ 611 $ 406 $ - $ 435 $ 19 $ 1,471 Balance in allowance for loan losses $ - $ - $ - $ 315 $ 19 $ 334 Collectively evaluated for impairment: Recorded investment $ 76,078 $ 123,929 $ 29,665 $ 55,374 $ 6,714 $ 291,760 Balance in allowance for loan losses $ 847 $ 1,429 $ 362 $ 753 $ 75 $ 3,466 At December 31, 2018 Individually evaluated for impairment: Recorded investment $ 611 $ 409 $ - $ 205 $ 6 $ 1,231 Balance in allowance for loan losses $ - $ - $ - $ 205 $ 6 $ 211 Collectively evaluated for impairment: Recorded investment $ 81,883 $ 121,045 $ 31,601 $ 50,813 $ 6,741 $ 292,083 Balance in allowance for loan losses $ 917 $ 1,397 $ 391 $ 671 $ 74 $ 3,450 The Company has divided the loan portfolio into three five Real Estate Mortgage Loans. three Commercial. three five may five may five Residential and Home Equity. first second one four may 1 3 5 7 15 30 Construction. one two one ten not third may Commercial Loans. not third five may not one 504 7A 504 7A may Other factors of risk could include changes in the borrower's management and fluctuations in collateral value. Additionally, there may Cons umer and Other Loans . may not not The following summarizes the loan credit quality: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At March 31, 2019: Grade: Pass $ 74,456 $ 120,663 $ 29,665 $ 52,334 $ 6,648 $ 283,766 Special mention 1,622 2,826 - 1,556 31 6,035 Substandard 611 846 - 1,919 54 3,430 Doubtful - - - - - - Loss - - - - - - Total $ 76,689 $ 124,335 $ 29,665 $ 55,809 $ 6,733 $ 293,231 At December 31, 2018 Grade: Pass $ 77,650 $ 118,368 $ 31,601 $ 47,858 $ 6,657 $ 282,134 Special mention 4,233 2,875 - 2,184 84 9,376 Substandard 611 211 - 976 6 1,804 Doubtful - - - - - - Loss - - - - - - Total $ 82,494 $ 121,454 $ 31,601 $ 51,018 $ 6,747 $ 293,314 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. Loans classified as substandard or special mention are reviewed quarterly by the Company for further deterioration or improvement to determine if they are appropriately classified and whether there is any impairment. All loans are graded upon initial issuance. Furthermore, construction loans, nonowner-occupied commercial real estate loans, and commercial loan relationships in excess of $500,000 Loans excluded from the review process above are generally classified as pass credits until: (a) they become past due; (b) management becomes aware of deterioration in the credit worthiness of the borrower; or (c) the client contacts the Company for a modification. In these circumstances, the loan is specifically evaluated for potential classification as to special mention, substandard or even charged-off. The Company uses the following definitions for risk ratings: Pass Special Mention may not not Substandard not Doubtful one Loss not not no At March 31, 2019, five $365,000. Age analysis of past due loans is as follows: Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At March 31, 2019 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 76,689 $ - $ 76,689 Residential and home equity 595 244 243 1,082 123,091 162 124,335 Construction - - - - 29,665 - 29,665 Commercial loans - 283 - 283 55,328 198 55,809 Consumer and other loans - - - - 6,728 5 6,733 Total $ 595 $ 527 $ 243 $ 1,365 $ 291,501 $ 365 $ 293,231 At December 31, 2018: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 82,494 $ - $ 82,494 Residential and home equity 134 30 - 164 121,129 161 121,454 Construction - - - - 31,601 - 31,601 Commercial loans 98 - - 98 50,745 175 51,018 Consumer and other loans - - - - 6,741 6 6,747 Total $ 232 $ 30 $ - $ 262 $ 292,710 $ 342 $ 293,314 The following summarizes the amount of impaired loans: With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At March 31, 2019: Real estate mortgage loans: Commercial $ 611 $ 611 $ - $ - $ - $ 611 $ 611 $ - Residential and home equity 406 406 - - - 406 406 - Commercial loans - - 435 435 315 435 435 315 Consumer and other loans - - 19 19 19 19 19 19 $ 1,017 $ 1,017 $ 454 $ 454 $ 334 $ 1,471 $ 1,471 $ 334 At December 31, 2018: Real estate mortgage loans: Commercial real estate $ 611 $ 611 $ - $ - $ - $ 611 $ 611 $ - Residential and home equity 409 409 - - - 409 409 - Commercial loans 205 205 205 205 205 205 Consumer and other loans - - 6 6 6 6 6 6 Total $ 1,020 $ 1,020 $ 211 $ 211 $ 211 $ 1,231 $ 1,231 $ 211 The average net investment in impaired loans and interest income recognized and received on impaired loans are as follows: Three Months Ended March 31, 2019 2018 Average Interest Interest Average Interest Interest Recorded Income Income Recorded Income Income (in thousands) Investment Recognized Received Investment Recognized Received Real estate mortgage loans: Commercial $ 611 $ 8 $ 8 $ 41 $ - $ - Residential and home equity 420 4 3 173 - - Construction 399 1 1 146 - 2 Commercial loans 6 - - - - - Total $ 1,436 $ 13 $ 12 $ 360 $ - $ 2 There were no March 31, 2019 2018. The restructuring of a loan constitutes a troubled debt restructuring (“TDR”) if the creditor grants a concession to the debtor that it would not may not one three March 31, 2019 one March 31, 2018. Three Months Ended March 31, 2019 2018 Pre- Post- Current Pre- Post- Current Modification Modification Modification Modification Modification Modification Number Outstanding Outstanding Outstanding Number Outstanding Outstanding Outstanding of Recorded Recorded Recorded of Recorded Recorded Recorded Contracts Investment Investment Investment Contracts Investment Investment Investment ( dollars in thousands) Troubled Debt Restructurings - Commercial: Modified principal 1 $ 24 $ 24 $ 24 1 $ 619 $ 619 $ 611 Total 1 $ 24 $ 24 $ 24 1 $ 619 $ 619 $ 611 At March 31, 2019, $635,000 three March 31, 2019 2018 not

Note 4 - Regulatory Capital

Note 4 - Regulatory Capital	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 4 Regulatory Capital The Bank is subject to various regulatory capital requirements administered by the banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Bank is subject to the Basel III capital level threshold requirements under the Prompt Corrective Action regulations which phased in full compliance over a multi-year schedule. These regulations were designed to ensure that banks maintain strong capital positions even in the event of severe economic downturns or unforeseen losses. The Bank is subject to the capital conservation buffer rules which place limitations on distributions, including dividend payments, and certain discretionary bonus payments to executive officers. In order to avoid these limitations, a bank must hold a capital conservation buffer above its minimum risk-based capital requirements. As of March 31, 2019, 2.50%. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and percentages (set forth in the table below) of total and Tier 1 1 March 31, 2019 As of March 31, 2019, 1 1 no Actual For Capital Adequacy Purposes For Well Capitalized Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of March 31, 2019 Tier 1 Leverage Capital $ 38,819 9.18 % $ 16,907 4.00 % $ 21,134 5.00 % Common Equity Tier 1 Risk-based Capital 38,819 13.00 13,434 4.50 19,404 6.50 Tier 1 Risk-based Capital 38,819 13.00 17,912 6.00 23,882 8.00 Total Risk-based Capital 42,552 14.25 23,882 8.00 29,853 10.00 As of December 31, 2018 Tier 1 Leverage Capital $ 37,805 9.28 % $ 16,288 4.00 % $ 20,360 5.00 % Common Equity Tier 1 Risk-based Capital 37,805 12.90 13,190 4.50 19,052 6.50 Tier 1 Risk-based Capital 37,805 12.90 17,587 6.00 23,449 8.00 Total Risk-based Capital 41,466 14.15 23,449 8.00 29,311 10.00

Note 5 - Earnings Per Share

Note 5 - Earnings Per Share	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	( 5 ) Earnings Per Share Earnings per share, (“EPS”) have been computed on the basis of the weighted-average number of shares of common stock outstanding. For the three March 31, 2019 2018, 2019 2018 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Three Months Ending March 31: Basic EPS: Net earnings $ 867 3,140,401 $ 0.28 $ 754 3,120,613 $ 0.24 Effect of dilutive securities-incremental shares from assumed conversion of options 3,670 2,892 Diluted EPS: Net earnings $ 867 3,144,071 $ 0.28 $ 754 3,123,505 $ 0.24

Note 6 - Stock Option Plans

Note 6 - Stock Option Plans	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	( 6 ) Stock Option Plans 2015 The 2015 “2015 May 20, 2015 2015 may 500,000, no 15% As of March 31, 2019, 263,457 2015 204,414 three March 31, 2019 2018 Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2017 11,540 $ 17.03 Options granted 15,667 17.21 Outstanding at March 31, 2018 27,207 $ 17.13 Outstanding at December 31, 2018 263,457 $ 19.78 Outstanding at March 31, 2019 263,457 $ 19.78 8.10 $ - Exercisable at March 31, 2019 37,207 $ 17.93 2.56 $ 46,000 The fair value of shares vested and recognized as compensation expense was $40,000 $23,000 three March 31, 2019 2018, three March 31, 2019 2018 $4,000 $5,000, March 31, 2019, $606,000 2015 3.9 The fair value of each option granted during the three March 31, 2018 March 31, 2018 Weighted average risk-free interest rate 1.47 % Expected dividend yield 0.41 % Expected stock volatility 11.90 % Expected life in years 2.50 Per share fair value of options issued during period $ 1.49 The Company used the guidance in Staff Accounting Bulletin No. 107 2007 As of May 20, 2015, no 2007 “2007 2007 2007 three March 31, 2019 2018 Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2017 22,200 $ 10.31 Options exercised (3,000 ) 10.00 Outstanding at March 31, 2018 19,200 $ 10.35 Outstanding at December 31, 2018 4,700 $ 11.37 Outstanding at March 31, 2019 4,700 $ 11.37 2.19 $ 37,000 Exercisable at March 31, 2019 4,700 $ 11.37 2.19 $ 37,000 At March 31, 2019, no 2007 Director s’ Plan In 2012, 110% no 74,805 three March 31, 2019 2018, 595 792 110% $12,000 $17,000, March 31, 2019, 54,689 Restricted Stock The Company issued 3,600 first 2019 2018. third 1,200 February 21, 2020. Number of Shares Wtd-Avg Grant-Date Fair Value per Share Grant-Date Fair Value Non-vested restricted stock issued in 2019 3,600 $ 18.52 $ 67,000 Non-vested restricted stock outstanding at March 31, 2019 3,600 $ 18.52 $ 67,000 During the quarter ended March 31, 2019, $2,000 $65,000 2.92

Note 7 - Federal Home Loan Bank

Note 7 - Federal Home Loan Bank Advances	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Federal Home Loan Bank, Advances [Text Block]	( 7 Federal Home Loan Bank Advances Federal Home Loan Bank (“FHLB”) advances are collateralized by a blanket lien on qualifying residential real estate, commercial real estate, home equity lines of credit and multi-family loans. Under this blanket lien, the Company could borrow up to $33.7 March 31, 2019. March 31, 2019 December 31, 2018, no

Note 8 - Fair Value of Financia

Note 8 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 8 Fair Value of Financial Instruments The estimated fair values and fair value measurement method with respect to the Company's financial instruments were as follows: At March 31, 2019 At December 31, 2018 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 66,805 $ 66,805 $ 48,038 $ 48,038 Securities available for sale 2 48,205 48,205 45,384 45,384 Loans held for sale 3 5,808 5,908 4,767 4,842 Loans, net 3 289,900 282,711 290,113 283,068 Federal Home Loan Bank stock 3 404 404 355 355 Accrued interest receivable 3 1,023 1,023 1,034 1,034 Financial liabilities- Deposits 3 373,513 374,015 349,067 349,416 Off-Balance Sheet Items 3 - - - - Discussion regarding the assumptions used to compute the estimated fair values of financial instruments can be found in Note 1 10 December 31, 2018.

Note 9 - Off-balance Sheet Fina

Note 9 - Off-balance Sheet Financial Instruments	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Off-balance Sheet Financial Instruments [Text Block]	( 9 ) Off- B alance S heet Financial Instruments The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its clients. These financial instruments are commitments to extend credit, construction loans in process, unused lines of credit, standby letters of credit, and guaranteed accounts and may The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for available lines of credit, construction loans in process and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to extend credit, construction loans in process and unused lines of credit are agreements to lend to a client as long as there is no may not Standby letters of credit are written conditional commitments issued by the Company to guarantee the performance of a client to a third third one not third $650,000 March 31, 2019. Guaranteed accounts are irrevocable standby letters of credit issued by us to guarantee a client’s credit line with our third 10%. Standby letters of credit and commitments to extend credit typically result in loans with a market interest rate when funded. The maximum potential amount of future payments we could be required to make for off-balance sheet financial instruments is represented by the dollar amount disclosed in the table below. At March 31, 2019 (in thousands) Commitments to extend credit $ 5,352 Construction loans in process $ 21,408 Unused lines of credit $ 39,380 Standby financial letters of credit $ 1,961 Standby performance letters of credit $ 378 Guaranteed accounts $ 1,330

Note 10 - Premises and Equipmen

Note 10 - Premises and Equipment	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	( 10 Premises and Equipment Effective August 6, 2018, 1471 32312. 15 four five third April 25, 2019 ( $1.41 March 31, 2019, $500,000. The new rent obligations commence July 31, 2019 ( (in thousands) Years Annual Rent Amount 1 - 5 $ 294 6 - 10 323 11 - 15 356 Total $ 4,865 Prior to the Rent Commencement Date, the Bank will pay rent in accordance with its prior lease shown in the table below: (in thousands) Year Ending December 31, Amount 2019 $ 85 2020 85 2021 85 2022 $ 49 Total $ 304 With respect to the lease recognized on the consolidated balance sheet as of January 1, 2019, $269,000 March 31, 2019 2.8%. $41,000 three March 31, 2019 2018. March 31, 2019, 3.3

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2019
Accounting Policies [Abstract]
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Incom e .
Share-based Payment Arrangement, Director [Policy Text Block]	S tock - Based Compensation.
Mortgage Banking Activity [Policy Text Block]	Mortgage Banking Revenue.
Reclassification, Policy [Policy Text Block]	Reclassifications.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Standards Update. In January 2016, No. 2016 01, Financial Instruments-Overall (Subtopic 825 10 Recognition and Measurement of Financial Assets and Financial Liabilities, December 15, 2018, not In February 2016, No. 2016 2, Leases (Topic 842 twelve December 15, 2018. $288,000 January 1, 2019. In June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 Recent Accounting Standards Update , Continued. The new guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. In March 2017, No. 2018 08, No December 15, 2018. In June 2018, No. 2018 07, 718 718. Consequently, the accounting for share-based payments to nonemployees and employees will be substantially aligned. The ASU supersedes Subtopic 505 50, December 15, 2018, no 606, no

Note 2 - Securities Available_2

Note 2 - Securities Available for Sale (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At March 31, 2019 U.S. Government agency securities $ 529 $ - $ (7 ) $ 522 Municipal securities 7,421 21 (16 ) 7,426 Mortgage-backed securities 38,285 64 (390 ) 37,959 Asset-backed securities 2,286 12 - 2,298 Total $ 48,521 $ 97 $ (413 ) $ 48,205 At December 31, 2018 U.S. Government agency securities $ 815 $ - $ (16 ) $ 799 Municipal securities 11,580 62 (113 ) 11,529 Mortgage-backed securities 33,733 33 (710 ) 33,056 Total $ 46,128 $ 95 $ (839 ) $ 45,384
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended March 31, (in thousands) 2019 2018 Proceeds from sale of securities $ 4,245 $ - Gross gains 27 - Gross losses (20 ) - Net gain on sale of securities $ 7 $ -
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	Less Than Twelve Months Over Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At March 31, 2019 U.S. Government agency securities $ - $ - $ (7 ) $ 522 Municipal securities - - (16 ) 1,354 Mortgage-backed securities - - (390 ) 29,060 Total $ - $ - $ (413 ) $ 30,936 At December 31, 2018 U.S. Government agency securities $ (2 ) $ 242 $ (14 ) $ 557 Municipal securities - - (113 ) 5,760 Mortgage-backed securities (19 ) 983 (691 ) 30,061 Total $ (21 ) $ 1,225 $ (818 ) $ 36,378
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At March 31, 2019 U.S. Government agency securities $ 522 $ - $ 522 $ - Municipal securities 7,426 - 7,426 - Mortgage-backed securities 37,959 - 37,959 Asset-backed securities 2,298 - 2,298 - Total $ 48,205 $ - $ 48,205 $ - At December 31, 2018 U.S. Government agency securities $ 799 $ - $ 799 $ - Municipal securities 11,529 - 11,529 - Mortgage-backed securities 33,056 - 33,056 - Total $ 45,384 $ - $ 45,384 $ -
Available-for-sale Securities [Table Text Block]	At March 31, 2019 Amortized Fair Cost Value (in thousands) Due in one to five years $ 1,891 $ 1,891 Due in five to ten years 3,754 3,761 Due after ten years 4,591 4,594 Mortgage-backed securities 38,285 37,959 Total $ 48,521 $ 48,205

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Portfolio of Loans [Table Text Block]	At March 31, At December 31, (in thousands) 2019 2018 Real estate mortgage loans: Commercial $ 76,689 $ 82,494 Residential and home equity 124,335 121,454 Construction 29,665 31,601 Total real estate mortgage loans 230,689 235,549 Commercial loans 55,809 51,018 Consumer and other loans 6,733 6,747 Total loans 293,231 293,314 Add (deduct): Net deferred loan costs 469 460 Allowance for loan losses (3,800 ) (3,661 ) Loans, net $ 289,900 $ 290,113
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total Three-Month Period Ended March 31, 2019 Beginning balance $ 917 $ 1,397 $ 391 $ 876 $ 80 $ 3,661 Provision (credit) for loan losses (70 ) 32 (29 ) 214 18 165 Net (charge-offs) recoveries - - - (22 ) (4 ) (26 ) Ending balance $ 847 $ 1,429 $ 362 $ 1,068 $ 94 $ 3,800 Three-Month Period Ended March 31, 2018 Beginning balance $ 894 $ 1,097 $ 331 $ 724 $ 90 $ 3,136 Provision (credit) for loan losses 83 111 41 20 (1 ) 254 Net (charge-offs) recoveries - - - 1 (6 ) (5 ) Ending balance $ 977 $ 1,208 $ 372 $ 745 $ 83 $ 3,385 At March 31, 2019 Individually evaluated for impairment: Recorded investment $ 611 $ 406 $ - $ 435 $ 19 $ 1,471 Balance in allowance for loan losses $ - $ - $ - $ 315 $ 19 $ 334 Collectively evaluated for impairment: Recorded investment $ 76,078 $ 123,929 $ 29,665 $ 55,374 $ 6,714 $ 291,760 Balance in allowance for loan losses $ 847 $ 1,429 $ 362 $ 753 $ 75 $ 3,466 At December 31, 2018 Individually evaluated for impairment: Recorded investment $ 611 $ 409 $ - $ 205 $ 6 $ 1,231 Balance in allowance for loan losses $ - $ - $ - $ 205 $ 6 $ 211 Collectively evaluated for impairment: Recorded investment $ 81,883 $ 121,045 $ 31,601 $ 50,813 $ 6,741 $ 292,083 Balance in allowance for loan losses $ 917 $ 1,397 $ 391 $ 671 $ 74 $ 3,450
Financing Receivable Credit Quality Indicators [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At March 31, 2019: Grade: Pass $ 74,456 $ 120,663 $ 29,665 $ 52,334 $ 6,648 $ 283,766 Special mention 1,622 2,826 - 1,556 31 6,035 Substandard 611 846 - 1,919 54 3,430 Doubtful - - - - - - Loss - - - - - - Total $ 76,689 $ 124,335 $ 29,665 $ 55,809 $ 6,733 $ 293,231 At December 31, 2018 Grade: Pass $ 77,650 $ 118,368 $ 31,601 $ 47,858 $ 6,657 $ 282,134 Special mention 4,233 2,875 - 2,184 84 9,376 Substandard 611 211 - 976 6 1,804 Doubtful - - - - - - Loss - - - - - - Total $ 82,494 $ 121,454 $ 31,601 $ 51,018 $ 6,747 $ 293,314
Financing Receivable, Past Due [Table Text Block]	Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At March 31, 2019 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 76,689 $ - $ 76,689 Residential and home equity 595 244 243 1,082 123,091 162 124,335 Construction - - - - 29,665 - 29,665 Commercial loans - 283 - 283 55,328 198 55,809 Consumer and other loans - - - - 6,728 5 6,733 Total $ 595 $ 527 $ 243 $ 1,365 $ 291,501 $ 365 $ 293,231 At December 31, 2018: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 82,494 $ - $ 82,494 Residential and home equity 134 30 - 164 121,129 161 121,454 Construction - - - - 31,601 - 31,601 Commercial loans 98 - - 98 50,745 175 51,018 Consumer and other loans - - - - 6,741 6 6,747 Total $ 232 $ 30 $ - $ 262 $ 292,710 $ 342 $ 293,314
Impaired Financing Receivables [Table Text Block]	With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At March 31, 2019: Real estate mortgage loans: Commercial $ 611 $ 611 $ - $ - $ - $ 611 $ 611 $ - Residential and home equity 406 406 - - - 406 406 - Commercial loans - - 435 435 315 435 435 315 Consumer and other loans - - 19 19 19 19 19 19 $ 1,017 $ 1,017 $ 454 $ 454 $ 334 $ 1,471 $ 1,471 $ 334 At December 31, 2018: Real estate mortgage loans: Commercial real estate $ 611 $ 611 $ - $ - $ - $ 611 $ 611 $ - Residential and home equity 409 409 - - - 409 409 - Commercial loans 205 205 205 205 205 205 Consumer and other loans - - 6 6 6 6 6 6 Total $ 1,020 $ 1,020 $ 211 $ 211 $ 211 $ 1,231 $ 1,231 $ 211
Impaired Financing Receivables, Average Recorded Investment, and Interest Income Recognized [Table Text Block]	Three Months Ended March 31, 2019 2018 Average Interest Interest Average Interest Interest Recorded Income Income Recorded Income Income (in thousands) Investment Recognized Received Investment Recognized Received Real estate mortgage loans: Commercial $ 611 $ 8 $ 8 $ 41 $ - $ - Residential and home equity 420 4 3 173 - - Construction 399 1 1 146 - 2 Commercial loans 6 - - - - - Total $ 1,436 $ 13 $ 12 $ 360 $ - $ 2
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Three Months Ended March 31, 2019 2018 Pre- Post- Current Pre- Post- Current Modification Modification Modification Modification Modification Modification Number Outstanding Outstanding Outstanding Number Outstanding Outstanding Outstanding of Recorded Recorded Recorded of Recorded Recorded Recorded Contracts Investment Investment Investment Contracts Investment Investment Investment ( dollars in thousands) Troubled Debt Restructurings - Commercial: Modified principal 1 $ 24 $ 24 $ 24 1 $ 619 $ 619 $ 611 Total 1 $ 24 $ 24 $ 24 1 $ 619 $ 619 $ 611

Note 4 - Regulatory Capital (Ta

Note 4 - Regulatory Capital (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual For Capital Adequacy Purposes For Well Capitalized Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of March 31, 2019 Tier 1 Leverage Capital $ 38,819 9.18 % $ 16,907 4.00 % $ 21,134 5.00 % Common Equity Tier 1 Risk-based Capital 38,819 13.00 13,434 4.50 19,404 6.50 Tier 1 Risk-based Capital 38,819 13.00 17,912 6.00 23,882 8.00 Total Risk-based Capital 42,552 14.25 23,882 8.00 29,853 10.00 As of December 31, 2018 Tier 1 Leverage Capital $ 37,805 9.28 % $ 16,288 4.00 % $ 20,360 5.00 % Common Equity Tier 1 Risk-based Capital 37,805 12.90 13,190 4.50 19,052 6.50 Tier 1 Risk-based Capital 37,805 12.90 17,587 6.00 23,449 8.00 Total Risk-based Capital 41,466 14.15 23,449 8.00 29,311 10.00

Note 5 - Earnings Per Share (Ta

Note 5 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2019 2018 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Three Months Ending March 31: Basic EPS: Net earnings $ 867 3,140,401 $ 0.28 $ 754 3,120,613 $ 0.24 Effect of dilutive securities-incremental shares from assumed conversion of options 3,670 2,892 Diluted EPS: Net earnings $ 867 3,144,071 $ 0.28 $ 754 3,123,505 $ 0.24

Note 6 - Stock Option Plans (Ta

Note 6 - Stock Option Plans (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	March 31, 2018 Weighted average risk-free interest rate 1.47 % Expected dividend yield 0.41 % Expected stock volatility 11.90 % Expected life in years 2.50 Per share fair value of options issued during period $ 1.49
Nonvested Restricted Stock Shares Activity [Table Text Block]	Number of Shares Wtd-Avg Grant-Date Fair Value per Share Grant-Date Fair Value Non-vested restricted stock issued in 2019 3,600 $ 18.52 $ 67,000 Non-vested restricted stock outstanding at March 31, 2019 3,600 $ 18.52 $ 67,000
The 2007 Stock Option Plan [Member]
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2017 22,200 $ 10.31 Options exercised (3,000 ) 10.00 Outstanding at March 31, 2018 19,200 $ 10.35 Outstanding at December 31, 2018 4,700 $ 11.37 Outstanding at March 31, 2019 4,700 $ 11.37 2.19 $ 37,000 Exercisable at March 31, 2019 4,700 $ 11.37 2.19 $ 37,000
The 2015 Stock Incentive Compensation Plan [Member]
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2017 11,540 $ 17.03 Options granted 15,667 17.21 Outstanding at March 31, 2018 27,207 $ 17.13 Outstanding at December 31, 2018 263,457 $ 19.78 Outstanding at March 31, 2019 263,457 $ 19.78 8.10 $ - Exercisable at March 31, 2019 37,207 $ 17.93 2.56 $ 46,000

Note 8 - Fair Value of Financ_2

Note 8 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	At March 31, 2019 At December 31, 2018 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 66,805 $ 66,805 $ 48,038 $ 48,038 Securities available for sale 2 48,205 48,205 45,384 45,384 Loans held for sale 3 5,808 5,908 4,767 4,842 Loans, net 3 289,900 282,711 290,113 283,068 Federal Home Loan Bank stock 3 404 404 355 355 Accrued interest receivable 3 1,023 1,023 1,034 1,034 Financial liabilities- Deposits 3 373,513 374,015 349,067 349,416 Off-Balance Sheet Items 3 - - - -

Note 9 - Off-balance Sheet Fi_2

Note 9 - Off-balance Sheet Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	At March 31, 2019 (in thousands) Commitments to extend credit $ 5,352 Construction loans in process $ 21,408 Unused lines of credit $ 39,380 Standby financial letters of credit $ 1,961 Standby performance letters of credit $ 378 Guaranteed accounts $ 1,330

Note 10 - Premises and Equipm_2

Note 10 - Premises and Equipment (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	(in thousands) Years Annual Rent Amount 1 - 5 $ 294 6 - 10 323 11 - 15 356 Total $ 4,865 (in thousands) Year Ending December 31, Amount 2019 $ 85 2020 85 2021 85 2022 $ 49 Total $ 304

Note 1 - General (Details Textu

Note 1 - General (Details Textual)	3 Months Ended
	Mar. 31, 2019USD ($)	Jan. 01, 2019USD ($)	Dec. 31, 2018USD ($)
Subsidiary, Ownership Percentage By Parent	100.00%
Number of Banking Offices	3
Assets, Total	$ 426,849,000		$ 401,702,000
Liabilities, Total	$ 375,165,000		$ 350,882,000
Accounting Standards Update 2016-02 [Member]
Assets, Total		$ 288,000
Liabilities, Total		$ 288,000

Note 2 - Securities Available_3

Note 2 - Securities Available for Sale (Details Textual)	Mar. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	29	39

Note 2 - Securities Available_4

Note 2 - Securities Available for Sale - Summary of Carrying Amount and Fair Values of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Amortized Cost	$ 48,521	$ 46,128
Gross Unrealized Gains	97	95
Gross Unrealized Losses	(413)	(839)
Securities available for sale	48,205	45,384
US Government Agencies Debt Securities [Member]
Amortized Cost	529	815
Gross Unrealized Gains
Gross Unrealized Losses	(7)	(16)
Securities available for sale	522	799
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	7,421	11,580
Gross Unrealized Gains	21	62
Gross Unrealized Losses	(16)	(113)
Securities available for sale	7,426	11,529
Collateralized Mortgage Backed Securities [Member]
Amortized Cost	38,285	33,733
Gross Unrealized Gains	64	33
Gross Unrealized Losses	(390)	(710)
Securities available for sale	37,959	$ 33,056
Asset-backed Securities [Member]
Amortized Cost	2,286
Gross Unrealized Gains	12
Gross Unrealized Losses
Securities available for sale	$ 2,298

Note 2 - Securities Available_5

Note 2 - Securities Available for Sale - Summary of Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Proceeds from sale of securities	$ 4,245
Gross gains	27
Gross losses	(20)
Net gain on sale of securities	$ 7

Note 2 - Securities Available_6

Note 2 - Securities Available for Sale - Summary of Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Gross Unrealized Losses, Less Than Twelve Months		$ (21)
Fair Value, Less Than Twelve Months		1,225
Gross Unrealized Losses, Over Twelve Months	(413)	(818)
Fair Value, Over Twelve Months	30,936	36,378
US Government Agencies Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months		(2)
Fair Value, Less Than Twelve Months		242
Gross Unrealized Losses, Over Twelve Months	(7)	(14)
Fair Value, Over Twelve Months	522	557
US States and Political Subdivisions Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months
Fair Value, Less Than Twelve Months
Gross Unrealized Losses, Over Twelve Months	(16)	(113)
Fair Value, Over Twelve Months	1,354	5,760
Collateralized Mortgage Backed Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months		(19)
Fair Value, Less Than Twelve Months		983
Gross Unrealized Losses, Over Twelve Months	(390)	(691)
Fair Value, Over Twelve Months	$ 29,060	$ 30,061

Note 2 - Securities Available_7

Note 2 - Securities Available for Sale - Securities Available for Sale Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale	$ 48,205	$ 45,384
US Government Agencies Debt Securities [Member]
Securities available for sale	522	799
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	7,426	11,529
Collateralized Mortgage Backed Securities [Member]
Securities available for sale	37,959	33,056
Asset-backed Securities [Member]
Securities available for sale	2,298
Fair Value, Recurring [Member]
Securities available for sale	48,205	45,384
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	48,205	45,384
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	522	799
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	522	799
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	7,426	11,529
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	7,426	11,529
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Securities available for sale	37,959	33,056
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	37,959	33,056
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Securities available for sale	2,298
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	2,298
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale

Note 2 - Securities Available_8

Note 2 - Securities Available for Sale - Scheduled Maturities of Securities with Fair Value and Amortized Cost (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Due in one to five years, amortized cost	$ 1,891
Due in one to five years, Fair value	1,891
Due in five to ten years, amortized cost	3,754
Due in five to ten years, Fair value	3,761
Due after ten years, amortized cost	4,591
Due after ten years, Fair value	4,594
Mortgage-backed securities, amortized cost	38,285
Mortgage-backed securities, Fair value	37,959
Total, amortized cost	48,521	$ 46,128
Total, Fair value	$ 48,205	$ 45,384

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual)	3 Months Ended
	Mar. 31, 2019USD ($)	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Number of Loan Portfolio Segments	3
Number of Portfolio Classes	5
Impairment Valuation Loan Limit	$ 500,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Number of Loans	5
Financing Receivable, Nonaccrual	$ 365,000		$ 342,000
Financing Receivable, Modifications, Number of Contracts	1	1
Financing Receivable, Troubled Debt Restructuring	$ 635,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Nonperforming Financial Instruments [Member] | Collateral Pledged [Member] | Fair Value, Nonrecurring [Member]
Loans Receivable, Fair Value Disclosure	$ 0		$ 0
Minimum [Member] | Loans Receivable [Member]
Loan Maturity Period	1 year
Maximum [Member] | Loans Receivable [Member]
Loan Maturity Period	10 years
Real Estate Mortgage Loans [Member]
Number of Portfolio Classes	3
Commercial Real Estate Portfolio Segment [Member]
Period of Fixed Interest Rate	5 years
Financing Receivable, Modifications, Number of Contracts	1	1
Financing Receivable, Troubled Debt Restructuring	$ 24,000	$ 611,000
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Loan Maturity Period	3 years
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loan Maturity Period	5 years
Residential Portfolio Segment [Member] | Period 1 [Member]
Period of Fixed Interest Rate	15 years
Period of Adjustment of Interest Rate	1 year
Residential Portfolio Segment [Member] | Period 2 [Member]
Period of Fixed Interest Rate	30 years
Period of Adjustment of Interest Rate	3 years
Residential Portfolio Segment [Member] | Period 3 [Member]
Period of Adjustment of Interest Rate	5 years
Residential Portfolio Segment [Member] | Period 4 [Member]
Period of Adjustment of Interest Rate	7 years
Real Estate Construction Loan [Member] | Minimum [Member]
Loan Maturity Period	1 year
Real Estate Construction Loan [Member] | Maximum [Member]
Loan Maturity Period	2 years
Commercial Portfolio Segment [Member] | Maximum [Member] | Equipment Loans [Member]
Loan Maturity Period	5 years

Note 3 - Loans - Composition of

Note 3 - Loans - Composition of Company's Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Total loans	$ 293,231	$ 293,314
Net deferred loan costs	469	460
Allowance for loan losses	(3,800)	(3,661)	$ (3,385)	$ (3,136)
Loans, net	289,900	290,113
Mortgage Receivable [Member]
Total loans	230,689	235,549
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans	76,689	82,494
Allowance for loan losses	(847)	(917)	(977)	(894)
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Total loans	124,335	121,454
Allowance for loan losses	(1,429)	(1,397)	(1,208)	(1,097)
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Total loans	29,665	31,601
Allowance for loan losses	(362)	(391)	(372)	(331)
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Total loans	55,809	51,018
Allowance for loan losses	(1,068)	(876)	(745)	(724)
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Total loans	6,733	6,747
Allowance for loan losses	$ (94)	$ (80)	$ (83)	$ (90)

Note 3 - Loans - Summary of Cha

Note 3 - Loans - Summary of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Beginning balance	$ 3,661	$ 3,136
Provision (credit) for loan losses	165	254
Net (charge-offs) recoveries	(26)	(5)
Ending balance	3,800	3,385
Recorded investment, individually evaluated for impairment	1,471		$ 1,231
Balance in allowance for loan losses, individually evaluated for impairment	334		211
Recorded investment, collectively evaluated for impairment	291,760		292,083
Balance in allowance for loan losses, collectively evaluated for impairment	3,466		3,450
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Beginning balance	917	894
Provision (credit) for loan losses	(70)	83
Net (charge-offs) recoveries
Ending balance	847	977
Recorded investment, individually evaluated for impairment	611		611
Balance in allowance for loan losses, individually evaluated for impairment
Recorded investment, collectively evaluated for impairment	76,078		81,883
Balance in allowance for loan losses, collectively evaluated for impairment	847		917
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Beginning balance	1,397	1,097
Provision (credit) for loan losses	32	111
Net (charge-offs) recoveries
Ending balance	1,429	1,208
Recorded investment, individually evaluated for impairment	406		409
Balance in allowance for loan losses, individually evaluated for impairment
Recorded investment, collectively evaluated for impairment	123,929		121,045
Balance in allowance for loan losses, collectively evaluated for impairment	1,429		1,397
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Beginning balance	391	331
Provision (credit) for loan losses	(29)	41
Net (charge-offs) recoveries
Ending balance	362	372
Recorded investment, individually evaluated for impairment
Balance in allowance for loan losses, individually evaluated for impairment
Recorded investment, collectively evaluated for impairment	29,665		31,601
Balance in allowance for loan losses, collectively evaluated for impairment	362		391
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Beginning balance	876	724
Provision (credit) for loan losses	214	20
Net (charge-offs) recoveries	(22)	1
Ending balance	1,068	745
Recorded investment, individually evaluated for impairment	435		205
Balance in allowance for loan losses, individually evaluated for impairment	315		205
Recorded investment, collectively evaluated for impairment	55,374		50,813
Balance in allowance for loan losses, collectively evaluated for impairment	753		671
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Beginning balance	80	90
Provision (credit) for loan losses	18	(1)
Net (charge-offs) recoveries	(4)	(6)
Ending balance	94	$ 83
Recorded investment, individually evaluated for impairment	19		6
Balance in allowance for loan losses, individually evaluated for impairment	19		6
Recorded investment, collectively evaluated for impairment	6,714		6,741
Balance in allowance for loan losses, collectively evaluated for impairment	$ 75		$ 74

Note 3 - Loans - Summary of Loa

Note 3 - Loans - Summary of Loan Credit Quality (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Loans by credit quality	$ 293,231	$ 293,314
Pass [Member]
Loans by credit quality	283,766	282,134
Special Mention [Member]
Loans by credit quality	6,035	9,376
Substandard [Member]
Loans by credit quality	3,430	1,804
Doubtful [Member]
Loans by credit quality
Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Mortgage Receivable [Member]
Loans by credit quality	230,689	235,549
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans by credit quality	76,689	82,494
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	74,456	77,650
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	1,622	4,233
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	611	611
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Loans by credit quality	124,335	121,454
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	120,663	118,368
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	2,826	2,875
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	846	211
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Loans by credit quality	29,665	31,601
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Pass [Member]
Loans by credit quality	29,665	31,601
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Special Mention [Member]
Loans by credit quality
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Substandard [Member]
Loans by credit quality
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Doubtful [Member]
Loans by credit quality
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Loans by credit quality	55,809	51,018
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	52,334	47,858
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	1,556	2,184
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	1,919	976
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Loans by credit quality	6,733	6,747
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	6,648	6,657
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	31	84
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	54	6
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality

Note 3 - Loans - Summary of Pas

Note 3 - Loans - Summary of Past Due Loans (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Accruing Loans, Past Due	$ 1,365,000	$ 262,000
Accruing Loans, Current	291,501,000	292,710,000
Nonaccrual Loans	365,000	342,000
Loans by credit quality	293,231,000	293,314,000
Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due	595,000	232,000
Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due	527,000	30,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due	243,000
Mortgage Receivable [Member]
Loans by credit quality	230,689,000	235,549,000
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Accruing Loans, Past Due
Accruing Loans, Current	76,689,000	82,494,000
Nonaccrual Loans
Loans by credit quality	76,689,000	82,494,000
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Accruing Loans, Past Due	1,082,000	164,000
Accruing Loans, Current	123,091,000	121,129,000
Nonaccrual Loans	162,000	161,000
Loans by credit quality	124,335,000	121,454,000
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due	595,000	134,000
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due	244,000	30,000
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due	243,000
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Accruing Loans, Past Due
Accruing Loans, Current	29,665,000	31,601,000
Nonaccrual Loans
Loans by credit quality	29,665,000	31,601,000
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Accruing Loans, Past Due	283,000	98,000
Accruing Loans, Current	55,328,000	50,745,000
Nonaccrual Loans	198,000	175,000
Loans by credit quality	55,809,000	51,018,000
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due		98,000
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due	283,000
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Accruing Loans, Past Due
Accruing Loans, Current	6,728,000	6,741,000
Nonaccrual Loans	5,000	6,000
Loans by credit quality	6,733,000	6,747,000
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due

Note 3 - Loans - Summary of Imp

Note 3 - Loans - Summary of Impaired Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
With No Related Allowance Recorded, Recorded Investment	$ 1,017	$ 1,020
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	1,017	1,020
With an Allowance Recorded, Recorded Investment	454	211
With an Allowance Recorded, Unpaid Contractual Principal Balance	454	211
Related Allowance	334	211
Total Recorded Investment	1,471	1,231
Total Unpaid Contractual Principal Balance	1,471	1,231
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	611	611
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	611	611
With an Allowance Recorded, Recorded Investment
With an Allowance Recorded, Unpaid Contractual Principal Balance
Related Allowance
Total Recorded Investment	611	611
Total Unpaid Contractual Principal Balance	611	611
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	406	409
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	406	409
With an Allowance Recorded, Recorded Investment
With an Allowance Recorded, Unpaid Contractual Principal Balance
Related Allowance
Total Recorded Investment	406	409
Total Unpaid Contractual Principal Balance	406	409
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment
With No Related Allowance Recorded, Unpaid Contractual Principal Balance
With an Allowance Recorded, Recorded Investment	435	205
With an Allowance Recorded, Unpaid Contractual Principal Balance	435	205
Related Allowance	315	205
Total Recorded Investment	435	205
Total Unpaid Contractual Principal Balance	435	205
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment
With No Related Allowance Recorded, Unpaid Contractual Principal Balance
With an Allowance Recorded, Recorded Investment	19	6
With an Allowance Recorded, Unpaid Contractual Principal Balance	19	6
Related Allowance	19	6
Total Recorded Investment	19	6
Total Unpaid Contractual Principal Balance	$ 19	$ 6

Note 3 - Loans - Summary of Ave

Note 3 - Loans - Summary of Average Net Investment in Impaired Loans and Interest Income Recognized and Received on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Average recorded investment	$ 1,436	$ 360
Interest income recognized	13
Interest income received	12	2
Commercial Portfolio Segment [Member]
Average recorded investment	6
Interest income recognized
Interest income received
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Average recorded investment	611	41
Interest income recognized	8
Interest income received	8
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Average recorded investment	420	173
Interest income recognized	4
Interest income received	3
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Average recorded investment	399	146
Interest income recognized	1
Interest income received	$ 1	$ 2

Note 3 - Loans - Summary of L_2

Note 3 - Loans - Summary of Loans Determined to Be Troubled Debt Restructurings (Details)	3 Months Ended
	Mar. 31, 2019USD ($)	Mar. 31, 2018USD ($)
Number of Contracts	1	1
Current Modification Outstanding Recorded Investment	$ 635,000
Commercial Real Estate Portfolio Segment [Member]
Number of Contracts	1	1
Pre-Modification Outstanding Recorded Investment	$ 24,000	$ 619,000
Post-Modification Outstanding Recorded Investment	24,000	619,000
Current Modification Outstanding Recorded Investment	$ 24,000	$ 611,000
Commercial Real Estate Portfolio Segment [Member] | Modified Principal [Member]
Number of Contracts	1	1
Pre-Modification Outstanding Recorded Investment	$ 24,000	$ 619,000
Post-Modification Outstanding Recorded Investment	24,000	619,000
Current Modification Outstanding Recorded Investment	$ 24,000	$ 611,000

Note 4 - Regulatory Capital (De

Note 4 - Regulatory Capital (Details Textual)	Jan. 01, 2019
Capital Conservation Buffer Rate	2.50%

Note 4 - Regulatory Capital - S

Note 4 - Regulatory Capital - Summary of Regulatory Capital Requirements and Bank's Capital Position (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Tier 1 Leverage Capital, actual amount	$ 38,819	$ 37,805
Tier 1 Leverage Capital, actual percentage	9.18%	9.28%
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount	$ 16,907	$ 16,288
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Percentage	4.00%	4.00%
Tier 1 Leverage Capital, For Well Capitalized Purposes, Amount	$ 21,134	$ 20,360
Tier 1 Leverage Capital, For Well Capitalized Purposes, Percentage	5.00%	5.00%
Common Equity Tier 1 Risk-based Capital, actual amount	$ 38,819	$ 37,805
Common Equity Tier 1 Risk-based Capital, actual percentage	13.00%	12.90%
Common Equity Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 13,434	$ 13,190
Common Equity Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Percentage	4.50%	4.50%
Common Equity Tier 1 Risk-based Capital, For Well Capitalized Purposes, Amount	$ 19,404	$ 19,052
Common Equity Tier 1 Risk-based Capital, For Well Capitalized Purposes, Percentage	6.50%	6.50%
Tier 1 Risk-based Capital, actual amount	$ 38,819	$ 37,805
Tier 1 Risk-based Capital, actual percentage	13.00%	12.90%
Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 17,912	$ 17,587
Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Percentage	6.00%	6.00%
Tier 1 Risk-based Capital, For Well Capitalized Purposes, Amount	$ 23,882	$ 23,449
Tier 1 Risk-based Capital, For Well Capitalized Purposes, Percentage	8.00%	8.00%
Total Risk-based Capital, actual amount	$ 42,552	$ 41,466
Total Risk-based Capital, actual percentage	14.25%	14.15%
Total Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 23,882	$ 23,449
Total Risk-based Capital, For Well Capitalized Purposes, Amount	$ 29,853	$ 29,311
Total Risk-based Capital, For Well Capitalized Purposes, Percentage	10.00%	10.00%

Note 5 - Earnings Per Share - C

Note 5 - Earnings Per Share - Computation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net earnings, basic	$ 867	$ 754
Weighted-average Shares, basic (in shares)	3,140,401	3,120,613
Net earnings, per share amount, basic (in dollars per share)	$ 0.28	$ 0.24
Effect of dilutive securities-incremental shares from assumed conversion of options (in shares)	3,670	2,892
Net earnings, diluted	$ 867	$ 754
Weighted-average Shares, diluted (in shares)	3,144,071	3,123,505
Net earnings, per share amount, diluted (in dollars per share)	$ 0.28	$ 0.24

Note 6 - Stock Option Plans (De

Note 6 - Stock Option Plans (Details Textual) - USD ($)	Apr. 01, 2022	Apr. 01, 2021	Apr. 01, 2020	Mar. 31, 2019	Mar. 31, 2018	May 20, 2015
Restricted Stock [Member]
Share-based Payment Arrangement, Expense				$ 2,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period				3,600
Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount				$ 65,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition				2 years 335 days
Restricted Stock [Member] | Share-based Payment Arrangement, Tranche Three [Member] | Forecast [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	33.33%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	1,200
Restricted Stock [Member] | Share-based Payment Arrangement, Tranche One [Member] | Forecast [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage			33.33%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period			1,200
Restricted Stock [Member] | Share-based Payment Arrangement, Tranche Two [Member] | Forecast [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage		33.33%
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period		1,200
The 2015 Stock Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross				263,457	15,667
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				204,414
Share-based Payment Arrangement, Expense				$ 40,000	$ 23,000
The 2015 Stock Incentive Compensation Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized				500,000
Maximum Percentage of Shares Issued				15.00%
Share-based Payment Arrangement, Expense, Tax Benefit				$ 4,000	$ 5,000
Share-based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount				$ 606,000
Share-based Compensation Arrangement By Share-based Payment Award, Options, Nonvested, Weighted Average Remaining Contractual Term				3 years 328 days
The 2007 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant						0
The 2007 Stock Option Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount				$ 0
Directors' Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized				74,805
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross				595	792
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				54,689
Share-based Payment Arrangement, Expense				$ 12,000	$ 17,000
Stock Consideration on Percentage of Common Stock Received Upon Cash Fees				110.00%

Note 6 - Stock Option Plans - S

Note 6 - Stock Option Plans - Summary of the 2015 Plan (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Number of Options, Outstanding, ending balance (in shares)	4,700
Weighted-average Exercise Price, Outstanding, ending balance (in dollars per share)	$ 11.37
Weighted-average Remaining Contractual Term, Outstanding (Year)	2 years 69 days
The 2015 Stock Incentive Compensation Plan [Member]
Number of Options, Outstanding, beginning balance (in shares)	263,457	11,540
Weighted-average Exercise Price, Outstanding, beginning balance (in dollars per share)	$ 19.78	$ 17.03
Number of Options, granted (in shares)	263,457	15,667
Weighted-average Exercise Price, Options granted (in dollars per share)		$ 17.21
Number of Options, Outstanding, ending balance (in shares)	263,457	27,207
Weighted-average Exercise Price, Outstanding, ending balance (in dollars per share)	$ 19.78	$ 17.13
Weighted-average Remaining Contractual Term, Outstanding (Year)	8 years 36 days
Number of Options, Exercisable (in shares)	37,207
Weighted-average Exercise Price, Exercisable (in dollars per share)	$ 17.93
Weighted-average Remaining Contractual Term, Exercisable (Year)	2 years 204 days
Aggregate Intrinsic Value, Exercisable	$ 46,000

Note 6 - Stock Option Plans - B

Note 6 - Stock Option Plans - Black-Scholes Option-pricing Model Assumptions (Details) - Minimum [Member]	3 Months Ended
	Mar. 31, 2018$ / shares
Weighted average risk-free interest rate	1.47%
Expected dividend yield	0.41%
Expected stock volatility	11.90%
Expected life in years (Year)	2 years 182 days
Per share fair value of options issued during period (in dollars per share)	$ 1.49

Note 6 - Stock Option Plans -_2

Note 6 - Stock Option Plans - Summary of the 2007 Stock Option Plan (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Number of Options, Outstanding, ending balance (in shares)	4,700
Weighted-average Exercise Price, Outstanding, ending balance (in dollars per share)	$ 11.37
Weighted-average Remaining Contractual Term, Outstanding (Year)	2 years 69 days
Aggregate Intrinsic Value, Outstanding	$ 37,000
The 2007 Stock Option Plan [Member]
Number of Options, Outstanding, beginning balance (in shares)	4,700	22,200
Weighted-average Exercise Price, Outstanding, beginning balance (in dollars per share)	$ 11.37	$ 10.31
Number of Options, exercised (in shares)		(3,000)
Weighted-average Exercise Price, Options exercised (in dollars per share)		$ 10
Number of Options, Outstanding, ending balance (in shares)		19,200
Weighted-average Exercise Price, Outstanding, ending balance (in dollars per share)		$ 10.35
Weighted-average Remaining Contractual Term, Outstanding (Year)	2 years 69 days
Number of Options, Exercisable (in shares)	4,700
Weighted-average Exercise Price, Exercisable (in dollars per share)	$ 11.37
Aggregate Intrinsic Value, Exercisable	$ 37,000

Note 6 - Stock Option Plans - R

Note 6 - Stock Option Plans - Restricted Stock Activity (Details) - Restricted Stock [Member]	3 Months Ended
	Mar. 31, 2019USD ($)$ / sharesshares
Non-vested restricted stock issued, shares (in shares) | shares	3,600
Non-vested restricted stock issued, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18.52
Non-vested restricted stock issued, grant date fair value | $	$ 67,000
Non-vested restricted stock outstanding, shares (in shares) | shares	3,600
Non-vested restricted stock outstanding, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18.52
Non-vested restricted stock outstanding, grant date fair value | $	$ 67,000

Note 7 - Federal Home Loan Ba_2

Note 7 - Federal Home Loan Bank Advances (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 33,700
Federal Home Loan Bank Advances, Total	$ 0	$ 0

Note 8 - Fair Value of Financ_3

Note 8 - Fair Value of Financial Instruments - Fair Values and Fair Value Measurement Method of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale	$ 48,205	$ 45,384
Loans held for sale	5,808	4,767
Accrued interest receivable	1,023	1,034
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	66,805	48,038
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	48,205	45,384
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	5,808	4,767
Loans Receivable, Fair Value Disclosure	289,900	290,113
Federal Home Loan Bank stock	404	355
Accrued interest receivable	1,023	1,034
Deposits	373,513	349,067
Off-Balance Sheet Items
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	66,805	48,038
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	48,205	45,384
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	5,908	4,842
Loans Receivable, Fair Value Disclosure	282,711	283,068
Federal Home Loan Bank stock	404	355
Accrued interest receivable	1,023	1,034
Deposits	374,015	349,416
Off-Balance Sheet Items

Note 9 - Off-balance Sheet Fi_3

Note 9 - Off-balance Sheet Financial Instruments (Details Textual) - Standby Financial Letters of Credit [Member]	3 Months Ended
	Mar. 31, 2019USD ($)
Debt Instrument, Term	1 year
Debt Instrument, Collateral Amount	$ 650,000
Credit Availability Concentration Risk [Member] | Swap Liabilities [Member]
Concentration Risk, Percentage	10.00%

Note 9 - Off-balance Sheet Fi_4

Note 9 - Off-balance Sheet Financial Instruments - Summary of Off-balance Sheet Financial Instruments (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Commitments to Extend Credit [Member]
Contractual amounts with off-balance-sheet risk	$ 5,352
Construction Loans In Process [Member]
Contractual amounts with off-balance-sheet risk	21,408
Unused lines of Credit [Member]
Contractual amounts with off-balance-sheet risk	39,380
Standby Financial Letters of Credit [Member]
Contractual amounts with off-balance-sheet risk	1,961
Performance Standby Letters Of Credit [Member]
Contractual amounts with off-balance-sheet risk	378
Guaranteed Accounts [Member]
Contractual amounts with off-balance-sheet risk	$ 1,330

Note 10 - Premises and Equipm_3

Note 10 - Premises and Equipment (Details Textual)	Aug. 06, 2018USD ($)	Mar. 31, 2019USD ($)	Mar. 31, 2018USD ($)	Jan. 01, 2019USD ($)
Lessee, Operating Lease, Discount Rate		2.80%
Operating Lease, Expense		$ 41,000	$ 41,000
Operating Lease, Weighted Average Remaining Lease Term		3 years 109 days
Accounting Standards Update 2016-02 [Member] | Other Assets [Member]
Operating Lease, Right-of-Use Asset				$ 269,000
Accounting Standards Update 2016-02 [Member] | Other Liabilities [Member]
Operating Lease, Liability, Total				$ 269,000
Retail Lease [Member]
Lessee, Operating Lease, Term of Contract	15 years
Lessee, Operating Lease, Number of Renewal Options	4
Lessee, Operating Lease, Renewal Term	5 years
Lessee, Operating Lease, Permanent Improvements Reimbursement, Maximum	$ 1,410,000

Note 10 - Premises and Equipm_4

Note 10 - Premises and Equipment - Summary of New Rent Obligations and Prior Rent Commencement (Details) $ in Thousands	Mar. 31, 2019USD ($)
Total	$ 304
2019	85
2020	85
2021	85
2022	49
Retail Lease [Member]
1	294
6	323
11	356
Total	$ 4,865