Prime Meridian Holding (PMHG) 10-K 22 Mar 21 2020 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2020	Mar. 05, 2021	Jun. 30, 2020
Document Information [Line Items]
Entity Registrant Name	Prime Meridian Holding Co
Entity Central Index Key	0001586454
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	Yes
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		3,124,674
Entity Public Float			$ 33,205,265
Entity Shell Company	false
Document Type	10-K
Document Period End Date	Dec. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 5,008,000	$ 9,024,000
Federal funds sold	22,561,000	24,613,000
Interest-bearing deposits	41,416,000	41,445,000
Total cash and cash equivalents	68,985,000	75,082,000
Debt securities available for sale	61,879,000	61,333,000
Loans held for sale	13,593,000	6,193,000
Loans, net of allowance for loan losses of $6,092 and $4,414	476,661,000	337,710,000
Federal Home Loan Bank stock	493,000	404,000
Premises and equipment, net	8,248,000	7,744,000
Right of use lease asset	3,466,000	3,669,000
Deferred tax asset	394,000	362,000
Accrued interest receivable	1,960,000	1,137,000
Bank-owned life insurance	10,685,000	6,501,000
Other assets	930,000	726,000
Total assets	647,294,000	500,861,000
Liabilities:
Noninterest-bearing demand deposits	162,013,000	96,807,000
Savings, NOW and money-market deposits	362,147,000	272,283,000
Time deposits	56,432,000	69,174,000
Total deposits	580,592,000	438,264,000
Other borrowings		1,254,000
Official checks	1,109,000	606,000
Operating lease liability	3,580,000	3,758,000
Other liabilities	1,758,000	1,111,000
Total liabilities	587,039,000	444,993,000
Commitments and contingencies (notes 8, 15 and 20)
Stockholders' equity:
Preferred stock, undesignated; 1,000,000 shares authorized, none issued or outstanding
Common stock, $.01 par value; 9,000,000 shares authorized, 3,119,471 and 3,191,288 issued and outstanding	31,000	32,000
Additional paid-in capital	38,568,000	39,456,000
Retained earnings	20,255,000	16,180,000
Accumulated other comprehensive income	1,401,000	200,000
Total stockholders' equity	60,255,000	55,868,000
Total liabilities and stockholders' equity	$ 647,294,000	$ 500,861,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loans receivable, allowance for loan losses	$ 6,092	$ 4,414
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	3,119,471	3,191,288
Common stock, shares outstanding (in shares)	3,119,471	3,191,288

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest income:
Loans	$ 19,915	$ 16,188
Securities	1,394	1,309
Other	375	1,489
Total interest income	21,684	18,986
Interest expense:
Deposits	2,973	3,560
Other borrowings	31	9
Total interest expense	3,004	3,569
Net interest income	18,680	15,417
Provision for loan losses	2,850	1,131
Net interest income after provision for loan losses	15,830	14,286
Noninterest income:
Mortgage banking revenue, net	855	667
Income from bank-owned life insurance	184	178
Gain on sale of debt securities available for sale		7
Other income	278	142
Total noninterest income	1,882	1,534
Noninterest expense:
Salaries and employee benefits	6,786	6,095
Occupancy and equipment	1,474	1,405
Professional fees	364	374
Advertising	541	743
FDIC assessment	231	119
Software maintenance, amortization and other	825	692
Other	1,738	1,758
Total noninterest expense	11,959	11,186
Earnings before income taxes	5,753	4,634
Income taxes	1,295	1,092
Net earnings	$ 4,458	$ 3,542
Earnings per common share:
Basic (in dollars per share)	$ 1.42	$ 1.12
Diluted (in dollars per share)	$ 1.42	$ 1.12
Deposit Account [Member]
Noninterest income:
Noninterest income	$ 213	$ 288
Debit Card [Member]
Noninterest income:
Noninterest income	$ 352	$ 252

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net earnings	$ 4,458	$ 3,542
Unrealized gain arising during the year	1,609	1,020
Reclassification adjustment for realized gain		(7)
Net change in unrealized gain	1,609	1,013
Deferred income tax benefit on above change	(408)	(257)
Total other comprehensive income	1,201	756
Comprehensive income	$ 5,659	$ 4,298

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2018	3,138,945
Balance at Dec. 31, 2018	$ 31	$ 38,330	$ 13,015	$ (556)	$ 50,820
Net earnings			3,542		3,542
Dividends paid			(377)		(377)
Private Placement Offering (in shares)	44,600
Private Placement Offering (Net of offering costs of $19)	$ 1	872			873
Net change in unrealized loss on debt securities available for sale, net of income taxes				756	756
Stock options exercised (in shares)	500
Stock options exercised		5			5
Common stock issued as compensation to directors (in shares)	3,643
Common stock issued as compensation to directors		72			72
Issuance of restricted stock (in shares)	3,600
Issuance of restricted stock
Stock-based compensation		177			177
Stock options exercised		5			$ 5
Balance (in shares) at Dec. 31, 2019	3,191,288				3,191,288
Balance at Dec. 31, 2019	$ 32	39,456	16,180	200	$ 55,868
Net earnings			4,458		4,458
Dividends paid			(383)		(383)
Net change in unrealized loss on debt securities available for sale, net of income taxes				1,201	1,201
Stock options exercised (in shares)	2,200
Stock options exercised		27			27
Common stock issued as compensation to directors (in shares)	4,932
Common stock issued as compensation to directors		93			93
Issuance of restricted stock (in shares)	3,835
Issuance of restricted stock
Stock-based compensation		208			208
Stock options exercised		27			$ 27
Common stock retirement (in shares)	(82,784)				(82,784)
Common stock retirement	$ (1)	(1,216)			$ (1,217)
Balance (in shares) at Dec. 31, 2020	3,119,471				3,119,471
Balance at Dec. 31, 2020	$ 31	$ 38,568	$ 20,255	$ 1,401	$ 60,255

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parentheticals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Offering costs		$ 19
Income tax benefit portion of change in unrealized loss on available for sale	$ 408	$ 257

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net earnings	$ 4,458	$ 3,542
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation and amortization	659	647
Provision for loan losses	2,850	1,131
Net amortization of deferred loan (fees) costs	(670)	547
Deferred income taxes	(440)	(117)
Gain on sale of debt securities available for sale		(7)
Amortization of premiums and discounts on debt securities available for sale	386	301
Gain on sale of loans held for sale	(855)	(667)
Proceeds from the sale of loans held for sale	153,799	95,275
Loans originated as held for sale	(160,344)	(96,034)
Stock issued as compensation	93	72
Stock-based compensation expense	208	177
Income from bank-owned life insurance	(184)	(178)
Net increase in accrued interest receivable	(823)	(103)
Net change in operating leases	25	89
Net increase in other assets	(204)	(196)
Net increase (decrease) in other liabilities and official checks	1,150	(98)
Net cash provided by operating activities	108	4,381
Cash flows from investing activities:
Loan originations, net of principal repayments	(141,131)	(49,275)
Purchase of debt securities available for sale	(20,333)	(33,638)
Principal repayments of debt securities available for sale	16,883	10,235
Proceeds from the sale of debt securities available for sale		4,245
Maturities and calls of debt securities available for sale	4,127	3,928
Purchase of Federal Home Loan Bank stock	(89)	(49)
Purchase of bank-owned life insurance	(4,000)
Purchase of premises and equipment	(1,163)	(3,735)
Net cash used in investing activities	(145,706)	(68,289)
Cash flows from financing activities:
Net increase in deposits	142,328	89,197
Net change in other borrowings	(1,254)	1,254
Proceeds from stock options exercised	27	5
Proceeds from sale of common stock, net of offering costs		873
Common stock retirement	(1,217)
Common stock dividends paid	(383)	(377)
Net cash provided by financing activities	139,501	90,952
Net (decrease) increase in cash and cash equivalents	(6,097)	27,044
Cash and cash equivalents at beginning of year	75,082	48,038
Cash and cash equivalents at end of year	68,985	75,082
Supplemental disclosure of cash flow information
Interest	3,044	3,544
Income taxes	1,640	1,345
Noncash transactions:
Accumulated other comprehensive income, net change in unrealized gain on debt securities available for sale, net of taxes	1,201	756
Right of use lease assets obtained in exchange for operating lease liabilities		$ 3,818

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Significant Accounting Policies [Text Block]	( 1 Summary of Significant Accounting Policies Organization. 100% four The following is a description of the significant accounting policies and practices followed by the Company, which conform to accounting principles generally accepted in the United States of America ("GAAP") and prevailing practices within the banking industry. Use of Estimates. Principles of Consolidation. Cash and Cash Equivalents. ninety At December 31, 2020 19 December 31, 2019, $4,606,000. Debt Securities. may not Management evaluates debt securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 Loans Held for Sale. December 31, 2020 2019 December 31, 2020 $13,593,000 $6,193,000 December 31, 2019 December 31, 2020 2019 Loans. Commitment and loan origination fees are deferred and certain direct origination costs are capitalized. Both are recognized as an adjustment of the yield of the related loan. The accrual of interest on all portfolio classes is discontinued at the time the loan is ninety not Allowance for Loan Losses. no December 31, 2020 2019 The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are considered impaired. For such loans, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers all other loans and is based on the following factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding thirty-six 1 2 3 4 5 6 7 8 9 Allowance for Loan Losses, Continued. not Premises and Equipment. Bank-Owned Life Insurance (BOLI). . Transfer of Financial Assets. 1 2 3 not 1 2 no 3 not Off-Balance Sheet Financial Instruments. Revenue from Contracts with Customers. 606 606” 606 Debit Card/ATM Revenue. Income Taxes. two Deferred tax assets are recognized if it is more likely than not, not” 50 Income Taxes, Continued . not 50 not not December 31, 2020 not not not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns. Income taxes are allocated to the Holding Company and Bank as if separate income tax returns were filed. Fair Value Measurements. three may Level 1: Level 2: not may third Level 3: The following describes valuation methodologies used for assets measured at fair value: Debt Securities Available for Sale. 1 1 not 2 3 Impaired Loans. 3. Derivatives: 2 not third Fair Values of Financial Instruments. Cash and Cash Equivalents. 1 Debt Securities. 2 Loans Held for Sale. 3 Loans. one four 3 Federal Home Loan Bank Stock. 3 Accrued Interest Receivable. 3 Deposits. 3 Other borrowings. Derivatives. Off-Balance Sheet Instruments. 3 Advertising. Stock - Based Compensation. Comprehensive Income. Derivatives. third not no Mortgage Banking Revenue. Reclassification. no Recent Accounting Standards Update . In June 2016, 2016 13, Financial Instruments - Credit Losses (Topic 326 December 15, 2022 (

Note 2 - Debt Securities Availa

Note 2 - Debt Securities Available for Sale	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 2 Debt Securities Available for Sale Debt securities have been classified according to management's intention. The carrying amount of debt securities available for sale and their fair values are summarized as follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At December 31, 2020 U.S. Government agency securities $ 170 $ 2 $ - $ 172 Municipal securities 15,500 626 - 16,126 Mortgage-backed securities 39,151 1,300 (13 ) 40,438 Asset-backed securities 5,180 9 (46 ) 5,143 Total $ 60,001 $ 1,937 $ (59 ) $ 61,879 At December 31, 2019 U.S. Government agency securities $ 408 $ - $ (1 ) $ 407 Municipal securities 9,332 81 (72 ) 9,341 Mortgage-backed securities 45,499 401 (97 ) 45,803 Asset-backed securities 5,825 14 (57 ) 5,782 Total $ 61,064 $ 496 $ (227 ) $ 61,333 Debt securities available for sale measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At December 31, 2020 U.S. Government agency securities $ 172 $ - $ 172 $ - Municipal securities 16,126 - 16,126 - Mortgage-backed securities 40,438 - 40,438 - Asset-backed securities 5,143 - 5,143 - Total $ 61,879 $ - $ 61,879 $ - At December 31, 2019 U.S. Government agency securities $ 407 $ - $ 407 $ - Municipal securities 9,341 - 9,341 - Mortgage-backed securities 45,803 - 45,803 - Asset-backed securities 5,782 - 5,782 Total $ 61,333 $ - $ 61,333 $ - The scheduled maturities of debt securities available for sale are as follows: Amortized Fair Cost Value (in thousands) At December 31, 2020 Due in one to five years $ 170 $ 172 Due in five to ten years 8,147 8,477 Due after ten years 12,533 12,792 Mortgage-backed securities 39,151 40,438 Total $ 60,001 $ 61,879 The following summarizes sales of debt securities available for sale: Year Ended December 31, (in thousands) 2020 2019 Proceeds from sale of securities $ - $ 4,245 Gross gains - 28 Gross losses - (21 ) Net gain on sale of securities $ - $ 7 At December 31, 2020 2019 $13,898,000 $10,983,000 Debt securities available for sale with unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: Less Than Twelve Months More Than Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At December 31, 2020 Debt Securities Available for Sale Mortgage-backed securities $ (5 ) $ 992 $ (8 ) $ 767 Asset-backed securities - - (46 ) 3,494 Total $ (5 ) $ 992 $ (54 ) $ 4,261 At December 31, 2019 Debt Securities Available for Sale U.S. Government agency securities $ (1 ) $ 407 $ - $ - Municipal securities (72 ) 3,814 - - Mortgage-backed securities (56 ) 4,629 (41 ) 4,115 Asset-backed securities (57 ) 3,901 - - Total $ (186 ) $ 12,751 $ (41 ) $ 4,115 The unrealized losses on seven thirteen December 31, 2020 2019 not not not

Note 3 - Loans

Note 3 - Loans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 3 The segments and classes of loans are as follows: At December 31, (in thousands) 2020 2019 Real estate mortgage loans: Commercial $ 133,473 $ 94,728 Residential and home equity 158,120 135,913 Construction 44,466 33,583 Total real estate mortgage loans 336,059 264,224 Commercial loans 141,542 69,770 Consumer and other loans 6,312 7,631 Total loans 483,913 341,625 Add (Less): Net deferred loan (fees) costs (1,160 ) 499 Allowance for loan losses (6,092 ) (4,414 ) Loans, net $ 476,661 $ 337,710 The Company has divided the loan portfolio into three five Real Estate Mortgage Loans. three Commercial. three five may five may five Residential and Home Equity. first second one four may 1 3 5 7 10 15 30 Construction. one two one ten not third may Commercial Loans. not third five may not one 504 7A 504 7A may may Consumer and Other Loans. may not not An analysis of the change in the allowance for loan losses follows: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other Unallocated (in thousands) Commercial Equity Construction Loans Loans Reserve Total Year Ended December 31, 2020 Beginning balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 Provision for loan losses 454 302 124 1,379 32 559 2,850 Net charge-offs - (48 ) - (1,071 ) (53 ) - (1,172 ) Ending balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 At December 31, 2020 Individually evaluated for impairment: Recorded investment $ - $ 666 $ - $ 585 $ - $ - $ 1,251 Balance in allowance for loan losses $ - $ - $ - $ 179 $ - $ - $ 179 Collectively evaluated for impairment: Recorded investment $ 133,473 $ 157,454 $ 44,466 $ 140,957 $ 6,312 $ - $ 482,662 Balance in allowance for loan losses $ 1,500 $ 1,827 $ 539 $ 1,413 $ 75 $ 559 $ 5,913 Year Ended December 31, 2019 Beginning balance $ 917 $ 1,397 $ 391 $ 876 $ 80 $ - $ 3,661 Provision for loan losses 129 176 24 735 67 - 1,131 Net charge-offs - - - (327 ) (51 ) - (378 ) Ending balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 At December 31, 2019 Individually evaluated for impairment: Recorded investment $ 611 $ 965 $ - $ 1,631 $ 13 $ - $ 3,220 Balance in allowance for loan losses $ - $ 15 $ - $ 386 $ 13 $ - $ 414 Collectively evaluated for impairment: Recorded investment $ 94,117 $ 134,948 $ 33,583 $ 68,139 $ 7,618 $ - $ 338,405 Balance in allowance for loan losses $ 1,046 $ 1,558 $ 415 $ 898 $ 83 $ - $ 4,000 The following summarizes the loan credit quality: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At December 31, 2020 Grade: Pass $ 130,846 $ 156,985 $ 43,622 $ 140,370 $ 6,278 $ 478,101 Special mention 2,627 469 844 405 34 4,379 Substandard - 666 - 767 - 1,433 Doubtful - - - - - - Loss - - - - - - Total $ 133,473 $ 158,120 $ 44,466 $ 141,542 $ 6,312 $ 483,913 At December 31, 2019 Grade: Pass $ 92,586 $ 133,351 $ 32,374 $ 66,649 $ 7,576 $ 332,536 Special mention 1,531 1,597 1,209 1,197 55 5,589 Substandard 611 965 - 1,924 - 3,500 Doubtful - - - - - - Loss - - - - - - Total $ 94,728 $ 135,913 $ 33,583 $ 69,770 $ 7,631 $ 341,625 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. Loans classified as substandard or special mention are reviewed quarterly by the Company for further deterioration or improvement to determine if they are appropriately classified and whether there is any impairment. All loans are graded upon initial issuance. Further, construction and nonowner-occupied commercial real estate loans and commercial relationships in excess of $500,000 Loans excluded from the review process above are generally classified as pass credits until: (a) they become past due; (b) management becomes aware of deterioration in the credit worthiness of the borrower; or (c) the client contacts the Company for a modification. In these circumstances, the loan is specifically evaluated for potential classification as to special mention, substandard or even charged-off. The Company uses the following definitions for risk ratings: Pass Special Mention may not not Substandard not Doubtful one Loss not not no At December 31, 2020 four thirty no ninety five December 31, 2020 2019 Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At December 31, 2020: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 133,473 $ - $ 133,473 Residential and home equity 536 - - 536 156,918 666 158,120 Construction 195 - - 195 44,271 - 44,466 Commercial loans - - - - 140,957 585 141,542 Consumer and other loans - - - - 6,312 - 6,312 Total $ 731 $ - $ - $ 731 $ 481,931 $ 1,251 $ 483,913 At December 31, 2019: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 94,728 $ - $ 94,728 Residential and home equity 569 - - 569 134,379 965 135,913 Construction 82 - - 82 33,501 - 33,583 Commercial loans 87 - - 87 68,057 1,626 69,770 Consumer and other loans - 5 - 5 7,626 - 7,631 Total $ 738 $ 5 $ - $ 743 $ 338,291 $ 2,591 $ 341,625 The following summarizes the amount of impaired loans: With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2020: Residential and home equity $ 666 $ 666 $ - $ - $ - $ 666 $ 666 $ - Commercial loans - - 585 585 179 585 585 179 Total $ 666 $ 666 $ 585 $ 585 $ 179 $ 1,251 $ 1,251 $ 179 At December 31, 2019: Commercial real estate $ 611 $ 611 $ - $ - $ - $ 611 $ 611 $ - Residential and home equity 716 716 249 249 15 965 965 15 Commercial loans 508 508 1,123 1,123 386 1,631 1,631 386 Consumer and other loans - - 13 13 13 13 13 13 Total $ 1,835 $ 1,835 $ 1,385 $ 1,385 $ 414 $ 3,220 $ 3,220 $ 414 The average net investment in impaired loans and interest income recognized and received on impaired loans by loan class is as follows: Average Interest Interest Recorded Income Income (in thousands) Investment Recognized Received Year Ended December 31, 2020 Commercial real estate $ 241 $ 12 $ 11 Residential and home equity 865 - - Commercial 1,084 17 17 Consumer and other loans 13 - - Total $ 2,203 $ 29 $ 28 (in thousands) Year Ended December 31, 2019 Commercial real estate $ 611 $ 32 $ 32 Residential and home equity 753 5 7 Commercial 806 9 12 Consumer and other loans 3 - - Total $ 2,173 $ 46 $ 51 There were no December 31, 2020 2019 The restructuring of a loan constitutes a troubled debt restructuring (“TDR”) if the creditor grants a concession to the debtor that it would not may not 19 not As shown in the table below, the Company entered into no December 31, 2020 three December 31, 2019 Year Ended December 31, 2020 Year Ended December 31, 2019 Pre- Post- Current Pre- Post- Current Modification Modification Modification Modification Modification Modification Number Outstanding Outstanding Outstanding Number Outstanding Outstanding Outstanding of Recorded Recorded Recorded of Recorded Recorded Recorded Contracts Investment Investment Investment Contracts Investment Investment Investment (in thousands) Troubled Debt Restructurings: Modified interest rate Residential and home equity - $ - $ - $ - 1 $ 65 $ 65 $ 65 Commercial - - - - 2 260 260 260 Total - $ - $ - $ - 3 $ 325 $ 325 $ 325 The three December 31, 2019 December 31, 2020 one $65,000 The Company grants the majority of its loans to borrowers throughout Leon County and Polk County, Florida. Although the Company has a diversified loan portfolio, a significant portion of its borrowers' ability to honor their contracts is dependent upon the economy of this area. The Company does not one

Note 4 - Premises and Equipment

Note 4 - Premises and Equipment	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	( 4 Premises and Equipment A summary of premises and equipment follows: At December 31, 2020 2019 (in thousands) Land $ 1,704 $ 1,704 Buildings 5,036 4,960 Leasehold improvements 1,503 421 Furniture, fixtures and equipment 1,911 1,505 Computer and software 3,106 2,669 Construction in progress - 833 Total, at cost 13,260 12,092 Less accumulated depreciation and amortization (5,012 ) (4,348 ) Premises and equipment, net $ 8,248 $ 7,744 The Company adopted ASU 2016 02, January 1, 2019 2019 not The Company's operating lease obligations are for the Company's office facilities located at its Timberlane Road, Tallahassee, Florida location. The term of the lease is 15 four five third The components of lease expense and other lease information as of and during the year ended December 31, 2020 At December 31, 2020 2019 (in thousands) Operating lease cost $ 319 $ 239 Cash paid for amount included in the measurement of lease liabilities operating cash flows from operating leases $ 294 $ 151 At December 31, (dollars in thousands) 2020 2019 Operating lease right of use assets $ 3,466 $ 3,669 Operating lease liabilities $ 3,580 $ 3,758 Weighted average remaining lease term - operating lease (in years) 13.6 14.6 Weighted average discount rate 3.17 % 3.17 % Future minimum lease payments under non-cancellable leases as of December 31, 2020, (in thousands) At December 31, 2020 2021 $ 294 2022 294 2023 294 2024 306 2025 323 Thereafter 2,938 Total future minimum lease payments 4,449 Less interest (869 ) Total $ 3,580

Note 5 - Deposits

Note 5 - Deposits	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	( 5 Deposits The aggregate amount of time deposits with a minimum denomination greater than $250,000 $25.6 $33.4 December 31, 2020 2019 A schedule of maturities for all time deposits at December 31, 2020 (in thousands) Year Ending December 31, Amount 2021 $ 43,646 2022 9,485 2023 2,481 2024 340 2025 70 2039 410 Total $ 56,432

Note 6 - Other Borrowings

Note 6 - Other Borrowings	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Other Borrowings [Text Block]	( 6 Other Borrowings The Company has pledged collateral to the Federal Home Loan Bank of Atlanta (“FHLB”) for future advances which will be collateralized by a blanket lien on qualifying residential real estate, commercial real estate, home equity lines of credit and multi-family loans. The Company may $60.7 December 31, 2020 no December 31, 2020 2019 $28.0 $15.0 August, 2025 no December 31, 2020. December 31, 2019 $1,254,000 $2.2 December 31, 2019.

Note 7 - Income Taxes

Note 7 - Income Taxes	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Income Tax Disclosure [Text Block]	( 7 Income Taxes The components of the income taxes are as follows: Year Ended December 31, (in thousands) 2020 2019 Current: Federal $ 1,464 $ 987 State 271 222 Total current 1,735 1,209 Deferred: Federal (345 ) (94 ) State (95 ) (23 ) Total deferred (440 ) (117 ) Total income taxes $ 1,295 $ 1,092 The reasons for the difference between the statutory Federal income tax rate and the effective tax rates are summarized as follows: Year Ended December 31, 2020 2019 % of % of Pretax Pretax Amount Earnings Amount Earnings (dollars in thousands) Income taxes at statutory rate $ 1,208 21.0 % $ 973 21.0 % Increase (decrease) resulting from: State taxes, net of federal tax benefit 139 2.4 157 3.4 Tax-exempt income (72 ) (1.3 ) (69 ) (1.5 ) Other nondeductible expenses 20 0.4 31 0.7 Total $ 1,295 22.5 % $ 1,092 23.6 % Tax effects of temporary differences that give rise to the deferred tax assets and liabilities are as follows: At December 31, 2020 2019 (in thousands) Deferred tax assets: Allowance for loan losses $ 1,544 $ 972 Organizational and start-up costs 21 30 Stock-based compensation 79 52 Other 55 32 Deferred tax assets 1,699 1,086 Deferred tax liabilities: Prepaid Expenses (6 ) (44 ) Deferred loan costs (605 ) (426 ) Premises and equipment (217 ) (185 ) Unrealized gain on debt securities available for sale (477 ) (69 ) Deferred tax liabilities (1,305 ) (724 ) Net deferred tax asset $ 394 $ 362 The Company files consolidated income tax returns in the U.S. federal jurisdiction and the State of Florida. The Company is no 2017.

Note 8 - Off-balance Sheet Fina

Note 8 - Off-balance Sheet Financial Instruments	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Off-balance Sheet Financial Instruments [Text Block]	( 8 Off-Balance Sheet Financial Instruments The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its clients. These financial instruments are commitments to extend credit, construction loans in process, unused lines of credit, standby letters of credit, and guaranteed accounts and may The Company's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for available lines of credit, construction loans in process and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to extend credit, construction loans in process and unused lines of credit are agreements to lend to a client as long as there is no may not third third one not third $654,000 December 31, 2020. Guaranteed accounts are irrevocable standby letters of credit issued by us to guarantee a client's credit line with our third 10%. Standby letters of credit and commitments to extend credit typically result in loans with a market interest rate when funded. A summary of the contractual amounts of the Company's financial instruments with off-balance sheet risk at December 31, 2020 At December 31, 2020 (in thousands) Commitments to extend credit $ 2,594 Construction loans in process 23,633 Unused lines of credit 55,765 Standby financial letters of credit 2,461 Standby performance letters of credit 263 Guaranteed accounts 1,372 Total off-balance sheet instruments $ 86,088

Note 9 - Stock Compensation Pla

Note 9 - Stock Compensation Plans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	( 9 Stock Compensation Plan s 2015 The 2015 “2015 May 20, 2015, 2015 may 500,000, no 15% December 31, 2020 272,057 7,435 2015 29,400 188,429 December 31, 2020. A summary of the activity in the Company's 2015 Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term Value Outstanding at December 31, 2018 263,457 $ 19.78 Options granted 22,000 20.21 Options forfeited (13,190 ) 20.09 Outstanding at December 31, 2019 272,267 19.80 Options granted 15,000 20.05 Forfeited (15,210 ) 20.05 Outstanding at December 31, 2020 272,057 $ 19.80 6.79 $ - Exercisable at December 31, 2020 120,747 $ 19.43 6.04 $ - The fair value of shares vested and recognized as compensation expense was $162,000 $158,000 December 31, 2020 2019, an income tax benefit of $21,000 $19,000 2020 2019, December 31, 2020 $373,000 2015 2.5 The fair value of each option granted was estimated on the date of grant using the Black-Scholes option-pricing model with the following assumptions: Year ended December 31, 2020 2019 Weighted average risk-free interest rate 1.46 % 1.88 % Expected dividend yield 0.60 % 0.59 % Expected stock volatility 14.69 % 9.90 % Expected life in years 6.5 6.5 Per share fair value of options issued during year $ 3.26 $ 2.74 The Company used the guidance in Staff Accounting Bulletin No. 107 2007 As of May 20, 2015, no 2007 “2007 2007 2007 Weighted- Average Number of Exercise Options Price Outstanding at December 31, 2018 4,700 $ 11.37 Options exercised (500 ) 10.00 Options forfeited (2,000 ) 10.72 Outstanding at December 31, 2019 2,200 12.27 Options exercised (2,200 ) 12.27 Outstanding at December 31, 2020 - $ - At December 31, 2020 no 2007 Directors' Plan The Directors' Plan permits the Company's and the Bank's directors to elect to receive any compensation to be paid to them in shares of the Company's common stock. Pursuant to the Directors' Plan, each director is permitted to make an election to receive shares of stock instead of cash. To encourage directors to elect to receive stock, the Directors' Plan provides that if a director elects to receive stock, he or she will receive in common stock 110% no 2020, 46,708 1.50% 2020 2019, 4,932 3,643 $93,000 $72,000 December 31, 2020 2019 Restricted Stock As part of the bonus incentive earned for the Company's performance in 2020, 3,835 3,600 2019. 3 Wtd-Avg Number of Grant Date Grant Date Shares Fair Value per Share Fair Value Non-vested restricted stock granted in 2019 3,600 $ 18.52 $ 67,000 Non-vested restricted stock granted in 2020 3,835 20.40 78,000 Restricted stock vested in 2020 (1,200 ) (18.52 ) (22,000 ) Non-vested restricted stock outstanding at December 31, 2020 6,235 $ 19.64 $ 123,000 During the years ended December 31, 2020 2019, $46,000 $19,000, $80,000 December 31, 2020 1.8

Note 10 - Employee Benefit Plan

Note 10 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	( 10 The Company sponsors a 401 December 31, 2020 2019 $256,000 $175,000, In November 2018, four sixty $160,000 $155,000 December 31, 2020 2019, $333,000 $173,000 December 31, 2020 2019,

Note 11 - Related Party Transac

Note 11 - Related Party Transactions	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	( 11 Related Party Transactions The Company enters into transactions during the ordinary course of business with officers and directors of the Company and entities in which they hold a significant financial interest. The following table summarizes these transactions: Year Ended December 31, (in thousands) 2020 2019 Loans: Beginning balance $ 7,726 $ 7,288 Originated during the year 421 1,986 Principal repayments (1,541 ) (1,548 ) Ending balance $ 6,606 $ 7,726 Deposits at year-end $ 7,524 $ 7,079 In addition, the Company purchases various insurance policies through a company that employs the spouse of Director Jones. The premiums paid totaled $1.1 2020 2019

Note 12 - Fair Value of Financi

Note 12 - Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 12 Fair Value of Financial Instruments The approximate carrying amounts and estimated fair values of the Company's financial instruments are as follows: At December 31, 2020 At December 31, 2019 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 68,985 $ 68,985 $ 75,082 $ 75,082 Debt securities available for sale 2 61,879 61,879 61,333 61,333 Loans held for sale 3 13,593 13,814 6,193 6,296 Loans, net 3 476,661 487,652 337,710 342,435 Federal Home Loan Bank stock 3 493 493 404 404 Accrued interest receivable 3 1,960 1,960 1,137 1,137 Derivative contract assets 3 163 163 - - Financial liabilities- Deposits 3 580,592 581,073 438,264 439,208 Other Borrowings 3 - - - - Derivative contract liabilities 3 163 163 - - Off-Balance Sheet financial instruments 3 - - - -

Note 13 - Dividend Restrictions

Note 13 - Dividend Restrictions	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Dividend Payment Restrictions [Text Block]	( 13 Dividend Restrictions The Holding Company is limited in the amount of cash dividends it may may may two In January 2021, $0.14 March 2, 2021 February 11, 2021

Note 14 - Regulatory Matters

Note 14 - Regulatory Matters	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 14 Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's and the Bank's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Bank is subject to the Basel III capital level threshold requirements under the Prompt Corrective Action regulations which phased in full compliance over a multi-year schedule. These regulations were designed to ensure that banks maintain strong capital positions even in the event of severe economic downturns or unforeseen losses. The Bank is subject to the capital conservation buffer rules which place limitations on distributions, including dividend payments, and certain discretionary bonus payments to executive officers. In order to avoid these limitations, a bank must hold a capital conservation buffer above its minimum risk-based capital requirements. As of December 31, 2020 2019 2.50% Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and percentage (set forth in the table below) of total and Tier 1 1 December 31, 2020 As of December 31, 2020 1 1 no Actual For Capital Adequacy Purposes For Well Capitalized Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of December 31, 2020 Tier 1 Leverage ratio to Average Assets $ 57,800 9.09 % $ 25,421 4.00 % $ 31,776 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 19,575 4.50 28,275 6.50 Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 26,100 6.00 34,799 8.00 Total Capital to Risk-Weighted Assets 63,245 14.54 34,799 8.00 43,499 10.00 As of December 31, 2019: Tier 1 Leverage ratio to Average Assets $ 46,752 9.31 % $ 20,084 4.00 % $ 25,105 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 46,752 13.24 15,885 4.50 22,945 6.50 Tier 1 Capital to Risk-Weighted Assets 46,752 13.24 21,180 6.00 28,240 8.00 Total Capital to Risk-Weighted Assets 51,165 14.49 28,240 8.00 35,300 10.00

Note 15 - Legal Contingencies

Note 15 - Legal Contingencies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	( 15 Legal Contingencies Various legal claims arise from time to time in the normal course of business which, in the opinion of management, will not December 31, 2020 no

Note 16 - Earnings Per Share

Note 16 - Earnings Per Share	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	( 16 2020 2019 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Year Ended December 31, Basic EPS: Net earnings $ 4,458 3,134,124 $ 1.42 $ 3,542 3,155,891 $ 1.12 Effect of dilutive securities-incremental shares from assumed conversion of options - 3,744 Diluted EPS: Net earnings $ 4,458 3,134,124 $ 1.42 $ 3,542 3,159,635 $ 1.12

Note 17 - Derivatives

Note 17 - Derivatives	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	( 17 The Company has entered into interest rate swaps in order to provide commercial real estate loan clients the ability to swap from variable to fixed interest rates. Under these agreements, the Company enters into a variable rate loan with a client at a specified index (Wall Street Journal Prime Lending Rate) in addition to a borrower swap agreement. This swap agreement effectively converts the client's variable rate loan into a fixed rate. The Company then enters into a matching swap agreement with a third not no At December 31, 2020 2019 dollars in thousands Notional amount - interest rate swaps: Stand-alone derivatives $ 21,100 $ - Weighted-average pay rate - interest rate swaps 3.68 % - Weighted-average receive rate - interest rate swaps 3.00 % - Weighted-average maturity (in years) - interest rate swaps 14.6 - Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 163 - Stand-alone derivatives - interest rate swaps (other liabilities) $ (163 ) - The Company is party to a collateral support agreement with its dealer counterparty. Such agreement requires that the Company or the dealer counterparty to maintain collateral based on the fair values of derivative instruments. In the event of default by a counterparty the non-defaulting counterparty would be entitled to the collateral. The Company does not

Note 18 - Parent Company Only F

Note 18 - Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	( 18 ) Parent Company Only Financial Information The Holding Company's unconsolidated financial information follows: December 31, (in thousands) 2020 2019 Assets Cash $ 1,027 $ 8,895 Investment in subsidiary 59,201 46,953 Other assets 27 20 Total assets $ 60,255 $ 55,868 Stockholders' Equity Stockholders' equity $ 60,255 $ 55,868 Total liabilities and stockholders' equity $ 60,255 $ 55,868 Condensed Statements of Earnings Year Ended December 31, 2020 2019 (in thousands) Revenues $ - $ - Expenses (505 ) (501 ) Income tax benefit 124 122 Loss before earnings of subsidiary (381 ) (379 ) Net earnings of subsidiary 4,839 3,921 Net earnings $ 4,458 $ 3,542 Year Ended December 31, (in thousands) 2020 2019 Cash flows from operating activities: Net Earnings $ 4,458 $ 3,542 Adjustments to reconcile net earnings to net cash used in operating activities: Equity in earnings of subsidiary (4,839 ) (3,921 ) Stock issued as compensation 93 72 Increase in other assets (7 ) - Net cash used in operating activities (295 ) (307 ) Cash flows from financing activities: Common stock retirement (1,217 ) Proceeds from sale of common stock - 873 Proceeds from stock options exercised 27 5 Net cash (used in) provided by financing activities (1,190 ) 878 Cash flows from investment activities: Cash dividend paid (383 ) (377 ) Cash infusion to subsidiary (6,000 ) (4,850 ) Net cash used by investing activities (6,383 ) (5,227 ) Net decrease in cash (7,868 ) (4,656 ) Cash at beginning of the year 8,895 13,551 Cash at end of year $ 1,027 $ 8,895 Supplemental disclosure of cash flow information- Noncash items: Net change in accumulated other comprehensive income of subsidiary, net of change in unrealized gain on debt securities available for sale, net of tax $ 1,201 $ 756 Stock-based compensation expense of subsidiary $ 208 $ 177

Note 19 - Share Repurchase

Note 19 - Share Repurchase	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Stockholders' Equity Note Disclosure [Text Block]	( 19 ) Share Repurchase  On March 11, 2020, $2,000,000 December 31, 2020, 82,784 $14.70 $1.2 March June 30, 2020.

Note 20 - Contingency

Note 20 - Contingency	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Contingencies Disclosure [Text Block]	( 20 The COVID- 19 19 The Company took action to prepare its employees, support its clients, and help its communities. The Company has supported small business owners by making loans through the Small Business Administration Paycheck Protection Program ("PPP"). As of December 31, 2020, 911 $82.8 100% fourth 129 $15.6 December 31, 2020, 70 $42.4 91% December 31, 2020, 64 70 $39.0 December 31, 2020. Active Loan Deferral Requests December 31, 2020 Number of Dollar Amount Average Balance Interest Cumulative Interest Cumulative Payment Weighted Average Percent of Total Loan (dollars in thousands) Loans Loans Loans Only Only Deferral LTV Loans Collateral Collateral or Loan Type Modified Modified Modified 3 Months 6-12 Months 9 Months Modified or Type 1-4 family owner occupied 2 $ 1,470 $ 735 $ - $ - $ 1,470 68.9 % 43.7 % CRE owner occupied 3 1,186 395 - 1,186 - 50.5 35.2 Construction/Land 1 711 711 - 711 - 21.6 21.1 Total 6 $ 3,367 $ 561 $ - $ 1,897 $ 1,470 - 100.0 % PPP Loans by Industry December 31, 2020 (dollars in thousands) Total Avg. Loan % of Category Balance Balance Total Hospitality $ 5,263 $ 67 7.9 % Real estate services and construction 10,155 63 15.2 Wholesale and retail trade and manufacturing 9,193 82 13.7 Financial, professional, and information services 17,807 97 26.7 Administrative, religious and other services 15,218 85 22.8 Healthcare services 9,138 147 13.7 Total $ 66,774 $ 86 100.0 %

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Organization. 100% four The following is a description of the significant accounting policies and practices followed by the Company, which conform to accounting principles generally accepted in the United States of America ("GAAP") and prevailing practices within the banking industry.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents. ninety At December 31, 2020 19 December 31, 2019, $4,606,000.
Securities [Policy Text Block]	Debt Securities. may not Management evaluates debt securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale. December 31, 2020 2019 December 31, 2020 $13,593,000 $6,193,000 December 31, 2019 December 31, 2020 2019
Financing Receivable, Held-for-investment [Policy Text Block]	Loans. Commitment and loan origination fees are deferred and certain direct origination costs are capitalized. Both are recognized as an adjustment of the yield of the related loan. The accrual of interest on all portfolio classes is discontinued at the time the loan is ninety not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses. no December 31, 2020 2019 The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are considered impaired. For such loans, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers all other loans and is based on the following factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding thirty-six 1 2 3 4 5 6 7 8 9 Allowance for Loan Losses, Continued. not
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment.
Bank Owned Life Insurance [Policy Text Block]	Bank-Owned Life Insurance (BOLI). .
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfer of Financial Assets. 1 2 3 not 1 2 no 3 not
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Off-Balance Sheet Financial Instruments.
Revenue from Contract with Customer [Policy Text Block]	Revenue from Contracts with Customers. 606 606” 606
Debit Card and ATM Revenue, Policy [Policy Text Block]	Debit Card/ATM Revenue.
Income Tax, Policy [Policy Text Block]	Income Taxes. two Deferred tax assets are recognized if it is more likely than not, not” 50 Income Taxes, Continued . not 50 not not December 31, 2020 not not not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns. Income taxes are allocated to the Holding Company and Bank as if separate income tax returns were filed.
Fair Value Measurement, Policy [Policy Text Block]	Fair Value Measurements. three may Level 1: Level 2: not may third Level 3: The following describes valuation methodologies used for assets measured at fair value: Debt Securities Available for Sale. 1 1 not 2 3 Impaired Loans. 3. Derivatives: 2 not third
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Values of Financial Instruments. Cash and Cash Equivalents. 1 Debt Securities. 2 Loans Held for Sale. 3 Loans. one four 3 Federal Home Loan Bank Stock. 3 Accrued Interest Receivable. 3 Deposits. 3 Other borrowings. Derivatives. Off-Balance Sheet Instruments. 3
Advertising Cost [Policy Text Block]	Advertising.
Share-based Payment Arrangement [Policy Text Block]	Stock - Based Compensation.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income.
Derivatives, Policy [Policy Text Block]	Derivatives. third not no
Mortgage Banking Activity [Policy Text Block]	Mortgage Banking Revenue.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassification. no
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Standards Update . In June 2016, 2016 13, Financial Instruments - Credit Losses (Topic 326 December 15, 2022 (

Note 2 - Debt Securities Avai_2

Note 2 - Debt Securities Available for Sale (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At December 31, 2020 U.S. Government agency securities $ 170 $ 2 $ - $ 172 Municipal securities 15,500 626 - 16,126 Mortgage-backed securities 39,151 1,300 (13 ) 40,438 Asset-backed securities 5,180 9 (46 ) 5,143 Total $ 60,001 $ 1,937 $ (59 ) $ 61,879 At December 31, 2019 U.S. Government agency securities $ 408 $ - $ (1 ) $ 407 Municipal securities 9,332 81 (72 ) 9,341 Mortgage-backed securities 45,499 401 (97 ) 45,803 Asset-backed securities 5,825 14 (57 ) 5,782 Total $ 61,064 $ 496 $ (227 ) $ 61,333
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At December 31, 2020 U.S. Government agency securities $ 172 $ - $ 172 $ - Municipal securities 16,126 - 16,126 - Mortgage-backed securities 40,438 - 40,438 - Asset-backed securities 5,143 - 5,143 - Total $ 61,879 $ - $ 61,879 $ - At December 31, 2019 U.S. Government agency securities $ 407 $ - $ 407 $ - Municipal securities 9,341 - 9,341 - Mortgage-backed securities 45,803 - 45,803 - Asset-backed securities 5,782 - 5,782 Total $ 61,333 $ - $ 61,333 $ -
Available-for-sale Securities [Table Text Block]	Amortized Fair Cost Value (in thousands) At December 31, 2020 Due in one to five years $ 170 $ 172 Due in five to ten years 8,147 8,477 Due after ten years 12,533 12,792 Mortgage-backed securities 39,151 40,438 Total $ 60,001 $ 61,879
Schedule of Realized Gain (Loss) [Table Text Block]	Year Ended December 31, (in thousands) 2020 2019 Proceeds from sale of securities $ - $ 4,245 Gross gains - 28 Gross losses - (21 ) Net gain on sale of securities $ - $ 7
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	Less Than Twelve Months More Than Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At December 31, 2020 Debt Securities Available for Sale Mortgage-backed securities $ (5 ) $ 992 $ (8 ) $ 767 Asset-backed securities - - (46 ) 3,494 Total $ (5 ) $ 992 $ (54 ) $ 4,261 At December 31, 2019 Debt Securities Available for Sale U.S. Government agency securities $ (1 ) $ 407 $ - $ - Municipal securities (72 ) 3,814 - - Mortgage-backed securities (56 ) 4,629 (41 ) 4,115 Asset-backed securities (57 ) 3,901 - - Total $ (186 ) $ 12,751 $ (41 ) $ 4,115

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Portfolio of Loans [Table Text Block]	At December 31, (in thousands) 2020 2019 Real estate mortgage loans: Commercial $ 133,473 $ 94,728 Residential and home equity 158,120 135,913 Construction 44,466 33,583 Total real estate mortgage loans 336,059 264,224 Commercial loans 141,542 69,770 Consumer and other loans 6,312 7,631 Total loans 483,913 341,625 Add (Less): Net deferred loan (fees) costs (1,160 ) 499 Allowance for loan losses (6,092 ) (4,414 ) Loans, net $ 476,661 $ 337,710
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other Unallocated (in thousands) Commercial Equity Construction Loans Loans Reserve Total Year Ended December 31, 2020 Beginning balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 Provision for loan losses 454 302 124 1,379 32 559 2,850 Net charge-offs - (48 ) - (1,071 ) (53 ) - (1,172 ) Ending balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 At December 31, 2020 Individually evaluated for impairment: Recorded investment $ - $ 666 $ - $ 585 $ - $ - $ 1,251 Balance in allowance for loan losses $ - $ - $ - $ 179 $ - $ - $ 179 Collectively evaluated for impairment: Recorded investment $ 133,473 $ 157,454 $ 44,466 $ 140,957 $ 6,312 $ - $ 482,662 Balance in allowance for loan losses $ 1,500 $ 1,827 $ 539 $ 1,413 $ 75 $ 559 $ 5,913 Year Ended December 31, 2019 Beginning balance $ 917 $ 1,397 $ 391 $ 876 $ 80 $ - $ 3,661 Provision for loan losses 129 176 24 735 67 - 1,131 Net charge-offs - - - (327 ) (51 ) - (378 ) Ending balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 At December 31, 2019 Individually evaluated for impairment: Recorded investment $ 611 $ 965 $ - $ 1,631 $ 13 $ - $ 3,220 Balance in allowance for loan losses $ - $ 15 $ - $ 386 $ 13 $ - $ 414 Collectively evaluated for impairment: Recorded investment $ 94,117 $ 134,948 $ 33,583 $ 68,139 $ 7,618 $ - $ 338,405 Balance in allowance for loan losses $ 1,046 $ 1,558 $ 415 $ 898 $ 83 $ - $ 4,000
Financing Receivable Credit Quality Indicators [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At December 31, 2020 Grade: Pass $ 130,846 $ 156,985 $ 43,622 $ 140,370 $ 6,278 $ 478,101 Special mention 2,627 469 844 405 34 4,379 Substandard - 666 - 767 - 1,433 Doubtful - - - - - - Loss - - - - - - Total $ 133,473 $ 158,120 $ 44,466 $ 141,542 $ 6,312 $ 483,913 At December 31, 2019 Grade: Pass $ 92,586 $ 133,351 $ 32,374 $ 66,649 $ 7,576 $ 332,536 Special mention 1,531 1,597 1,209 1,197 55 5,589 Substandard 611 965 - 1,924 - 3,500 Doubtful - - - - - - Loss - - - - - - Total $ 94,728 $ 135,913 $ 33,583 $ 69,770 $ 7,631 $ 341,625
Financing Receivable, Past Due [Table Text Block]	Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At December 31, 2020: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 133,473 $ - $ 133,473 Residential and home equity 536 - - 536 156,918 666 158,120 Construction 195 - - 195 44,271 - 44,466 Commercial loans - - - - 140,957 585 141,542 Consumer and other loans - - - - 6,312 - 6,312 Total $ 731 $ - $ - $ 731 $ 481,931 $ 1,251 $ 483,913 At December 31, 2019: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 94,728 $ - $ 94,728 Residential and home equity 569 - - 569 134,379 965 135,913 Construction 82 - - 82 33,501 - 33,583 Commercial loans 87 - - 87 68,057 1,626 69,770 Consumer and other loans - 5 - 5 7,626 - 7,631 Total $ 738 $ 5 $ - $ 743 $ 338,291 $ 2,591 $ 341,625
Impaired Financing Receivables [Table Text Block]	With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2020: Residential and home equity $ 666 $ 666 $ - $ - $ - $ 666 $ 666 $ - Commercial loans - - 585 585 179 585 585 179 Total $ 666 $ 666 $ 585 $ 585 $ 179 $ 1,251 $ 1,251 $ 179 At December 31, 2019: Commercial real estate $ 611 $ 611 $ - $ - $ - $ 611 $ 611 $ - Residential and home equity 716 716 249 249 15 965 965 15 Commercial loans 508 508 1,123 1,123 386 1,631 1,631 386 Consumer and other loans - - 13 13 13 13 13 13 Total $ 1,835 $ 1,835 $ 1,385 $ 1,385 $ 414 $ 3,220 $ 3,220 $ 414
Impaired Financing Receivables, Average Recorded Investment, and Interest Income Recognized [Table Text Block]	Average Interest Interest Recorded Income Income (in thousands) Investment Recognized Received Year Ended December 31, 2020 Commercial real estate $ 241 $ 12 $ 11 Residential and home equity 865 - - Commercial 1,084 17 17 Consumer and other loans 13 - - Total $ 2,203 $ 29 $ 28 (in thousands) Year Ended December 31, 2019 Commercial real estate $ 611 $ 32 $ 32 Residential and home equity 753 5 7 Commercial 806 9 12 Consumer and other loans 3 - - Total $ 2,173 $ 46 $ 51
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Year Ended December 31, 2020 Year Ended December 31, 2019 Pre- Post- Current Pre- Post- Current Modification Modification Modification Modification Modification Modification Number Outstanding Outstanding Outstanding Number Outstanding Outstanding Outstanding of Recorded Recorded Recorded of Recorded Recorded Recorded Contracts Investment Investment Investment Contracts Investment Investment Investment (in thousands) Troubled Debt Restructurings: Modified interest rate Residential and home equity - $ - $ - $ - 1 $ 65 $ 65 $ 65 Commercial - - - - 2 260 260 260 Total - $ - $ - $ - 3 $ 325 $ 325 $ 325

Note 4 - Premises and Equipme_2

Note 4 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Property, Plant and Equipment [Table Text Block]	At December 31, 2020 2019 (in thousands) Land $ 1,704 $ 1,704 Buildings 5,036 4,960 Leasehold improvements 1,503 421 Furniture, fixtures and equipment 1,911 1,505 Computer and software 3,106 2,669 Construction in progress - 833 Total, at cost 13,260 12,092 Less accumulated depreciation and amortization (5,012 ) (4,348 ) Premises and equipment, net $ 8,248 $ 7,744
Lease, Cost [Table Text Block]	At December 31, 2020 2019 (in thousands) Operating lease cost $ 319 $ 239 Cash paid for amount included in the measurement of lease liabilities operating cash flows from operating leases $ 294 $ 151 At December 31, (dollars in thousands) 2020 2019 Operating lease right of use assets $ 3,466 $ 3,669 Operating lease liabilities $ 3,580 $ 3,758 Weighted average remaining lease term - operating lease (in years) 13.6 14.6 Weighted average discount rate 3.17 % 3.17 %
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(in thousands) At December 31, 2020 2021 $ 294 2022 294 2023 294 2024 306 2025 323 Thereafter 2,938 Total future minimum lease payments 4,449 Less interest (869 ) Total $ 3,580

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Time Deposit Maturities [Table Text Block]	(in thousands) Year Ending December 31, Amount 2021 $ 43,646 2022 9,485 2023 2,481 2024 340 2025 70 2039 410 Total $ 56,432

Note 7 - Income Taxes (Tables)

Note 7 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Year Ended December 31, (in thousands) 2020 2019 Current: Federal $ 1,464 $ 987 State 271 222 Total current 1,735 1,209 Deferred: Federal (345 ) (94 ) State (95 ) (23 ) Total deferred (440 ) (117 ) Total income taxes $ 1,295 $ 1,092
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Year Ended December 31, 2020 2019 % of % of Pretax Pretax Amount Earnings Amount Earnings (dollars in thousands) Income taxes at statutory rate $ 1,208 21.0 % $ 973 21.0 % Increase (decrease) resulting from: State taxes, net of federal tax benefit 139 2.4 157 3.4 Tax-exempt income (72 ) (1.3 ) (69 ) (1.5 ) Other nondeductible expenses 20 0.4 31 0.7 Total $ 1,295 22.5 % $ 1,092 23.6 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	At December 31, 2020 2019 (in thousands) Deferred tax assets: Allowance for loan losses $ 1,544 $ 972 Organizational and start-up costs 21 30 Stock-based compensation 79 52 Other 55 32 Deferred tax assets 1,699 1,086 Deferred tax liabilities: Prepaid Expenses (6 ) (44 ) Deferred loan costs (605 ) (426 ) Premises and equipment (217 ) (185 ) Unrealized gain on debt securities available for sale (477 ) (69 ) Deferred tax liabilities (1,305 ) (724 ) Net deferred tax asset $ 394 $ 362

Note 8 - Off-balance Sheet Fi_2

Note 8 - Off-balance Sheet Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	At December 31, 2020 (in thousands) Commitments to extend credit $ 2,594 Construction loans in process 23,633 Unused lines of credit 55,765 Standby financial letters of credit 2,461 Standby performance letters of credit 263 Guaranteed accounts 1,372 Total off-balance sheet instruments $ 86,088

Note 9 - Stock Compensation P_2

Note 9 - Stock Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	Year ended December 31, 2020 2019 Weighted average risk-free interest rate 1.46 % 1.88 % Expected dividend yield 0.60 % 0.59 % Expected stock volatility 14.69 % 9.90 % Expected life in years 6.5 6.5 Per share fair value of options issued during year $ 3.26 $ 2.74
Nonvested Restricted Stock Shares Activity [Table Text Block]	Wtd-Avg Number of Grant Date Grant Date Shares Fair Value per Share Fair Value Non-vested restricted stock granted in 2019 3,600 $ 18.52 $ 67,000 Non-vested restricted stock granted in 2020 3,835 20.40 78,000 Restricted stock vested in 2020 (1,200 ) (18.52 ) (22,000 ) Non-vested restricted stock outstanding at December 31, 2020 6,235 $ 19.64 $ 123,000
The 2007 Stock Option Plan [Member]
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- Average Number of Exercise Options Price Outstanding at December 31, 2018 4,700 $ 11.37 Options exercised (500 ) 10.00 Options forfeited (2,000 ) 10.72 Outstanding at December 31, 2019 2,200 12.27 Options exercised (2,200 ) 12.27 Outstanding at December 31, 2020 - $ -
The 2015 Stock Incentive Compensation Plan [Member]
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term Value Outstanding at December 31, 2018 263,457 $ 19.78 Options granted 22,000 20.21 Options forfeited (13,190 ) 20.09 Outstanding at December 31, 2019 272,267 19.80 Options granted 15,000 20.05 Forfeited (15,210 ) 20.05 Outstanding at December 31, 2020 272,057 $ 19.80 6.79 $ - Exercisable at December 31, 2020 120,747 $ 19.43 6.04 $ -

Note 11 - Related Party Trans_2

Note 11 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Year Ended December 31, (in thousands) 2020 2019 Loans: Beginning balance $ 7,726 $ 7,288 Originated during the year 421 1,986 Principal repayments (1,541 ) (1,548 ) Ending balance $ 6,606 $ 7,726 Deposits at year-end $ 7,524 $ 7,079

Note 12 - Fair Value of Finan_2

Note 12 - Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	At December 31, 2020 At December 31, 2019 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 68,985 $ 68,985 $ 75,082 $ 75,082 Debt securities available for sale 2 61,879 61,879 61,333 61,333 Loans held for sale 3 13,593 13,814 6,193 6,296 Loans, net 3 476,661 487,652 337,710 342,435 Federal Home Loan Bank stock 3 493 493 404 404 Accrued interest receivable 3 1,960 1,960 1,137 1,137 Derivative contract assets 3 163 163 - - Financial liabilities- Deposits 3 580,592 581,073 438,264 439,208 Other Borrowings 3 - - - - Derivative contract liabilities 3 163 163 - - Off-Balance Sheet financial instruments 3 - - - -

Note 14 - Regulatory Matters (T

Note 14 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual For Capital Adequacy Purposes For Well Capitalized Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of December 31, 2020 Tier 1 Leverage ratio to Average Assets $ 57,800 9.09 % $ 25,421 4.00 % $ 31,776 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 19,575 4.50 28,275 6.50 Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 26,100 6.00 34,799 8.00 Total Capital to Risk-Weighted Assets 63,245 14.54 34,799 8.00 43,499 10.00 As of December 31, 2019: Tier 1 Leverage ratio to Average Assets $ 46,752 9.31 % $ 20,084 4.00 % $ 25,105 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 46,752 13.24 15,885 4.50 22,945 6.50 Tier 1 Capital to Risk-Weighted Assets 46,752 13.24 21,180 6.00 28,240 8.00 Total Capital to Risk-Weighted Assets 51,165 14.49 28,240 8.00 35,300 10.00

Note 16 - Earnings Per Share (T

Note 16 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2020 2019 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Year Ended December 31, Basic EPS: Net earnings $ 4,458 3,134,124 $ 1.42 $ 3,542 3,155,891 $ 1.12 Effect of dilutive securities-incremental shares from assumed conversion of options - 3,744 Diluted EPS: Net earnings $ 4,458 3,134,124 $ 1.42 $ 3,542 3,159,635 $ 1.12

Note 17 - Derivatives (Tables)

Note 17 - Derivatives (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	At December 31, 2020 2019 dollars in thousands Notional amount - interest rate swaps: Stand-alone derivatives $ 21,100 $ - Weighted-average pay rate - interest rate swaps 3.68 % - Weighted-average receive rate - interest rate swaps 3.00 % - Weighted-average maturity (in years) - interest rate swaps 14.6 - Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 163 - Stand-alone derivatives - interest rate swaps (other liabilities) $ (163 ) -

Note 18 - Parent Company Only_2

Note 18 - Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Condensed Balance Sheet [Table Text Block]	December 31, (in thousands) 2020 2019 Assets Cash $ 1,027 $ 8,895 Investment in subsidiary 59,201 46,953 Other assets 27 20 Total assets $ 60,255 $ 55,868 Stockholders' Equity Stockholders' equity $ 60,255 $ 55,868 Total liabilities and stockholders' equity $ 60,255 $ 55,868
Condensed Income Statement [Table Text Block]	Condensed Statements of Earnings Year Ended December 31, 2020 2019 (in thousands) Revenues $ - $ - Expenses (505 ) (501 ) Income tax benefit 124 122 Loss before earnings of subsidiary (381 ) (379 ) Net earnings of subsidiary 4,839 3,921 Net earnings $ 4,458 $ 3,542
Condensed Cash Flow Statement [Table Text Block]	Year Ended December 31, (in thousands) 2020 2019 Cash flows from operating activities: Net Earnings $ 4,458 $ 3,542 Adjustments to reconcile net earnings to net cash used in operating activities: Equity in earnings of subsidiary (4,839 ) (3,921 ) Stock issued as compensation 93 72 Increase in other assets (7 ) - Net cash used in operating activities (295 ) (307 ) Cash flows from financing activities: Common stock retirement (1,217 ) Proceeds from sale of common stock - 873 Proceeds from stock options exercised 27 5 Net cash (used in) provided by financing activities (1,190 ) 878 Cash flows from investment activities: Cash dividend paid (383 ) (377 ) Cash infusion to subsidiary (6,000 ) (4,850 ) Net cash used by investing activities (6,383 ) (5,227 ) Net decrease in cash (7,868 ) (4,656 ) Cash at beginning of the year 8,895 13,551 Cash at end of year $ 1,027 $ 8,895 Supplemental disclosure of cash flow information- Noncash items: Net change in accumulated other comprehensive income of subsidiary, net of change in unrealized gain on debt securities available for sale, net of tax $ 1,201 $ 756 Stock-based compensation expense of subsidiary $ 208 $ 177

Note 20 - Contingency (Tables)

Note 20 - Contingency (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Financing Receivable, Loans With Payment Deferrals [Table Text Block]	Number of Dollar Amount Average Balance Interest Cumulative Interest Cumulative Payment Weighted Average Percent of Total Loan (dollars in thousands) Loans Loans Loans Only Only Deferral LTV Loans Collateral Collateral or Loan Type Modified Modified Modified 3 Months 6-12 Months 9 Months Modified or Type 1-4 family owner occupied 2 $ 1,470 $ 735 $ - $ - $ 1,470 68.9 % 43.7 % CRE owner occupied 3 1,186 395 - 1,186 - 50.5 35.2 Construction/Land 1 711 711 - 711 - 21.6 21.1 Total 6 $ 3,367 $ 561 $ - $ 1,897 $ 1,470 - 100.0 %
Origination of Loans Under Paycheck Protection Program [Table Text Block]	(dollars in thousands) Total Avg. Loan % of Category Balance Balance Total Hospitality $ 5,263 $ 67 7.9 % Real estate services and construction 10,155 63 15.2 Wholesale and retail trade and manufacturing 9,193 82 13.7 Financial, professional, and information services 17,807 97 26.7 Administrative, religious and other services 15,218 85 22.8 Healthcare services 9,138 147 13.7 Total $ 66,774 $ 86 100.0 %

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Subsidiary, Ownership Percentage By Parent	100.00%
Number of Banking Offices	4
Cash Reserve Deposit Required and Made		$ 4,606,000
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	$ 13,593,000	$ 6,193,000

Note 2 - Debt Securities Avai_3

Note 2 - Debt Securities Available for Sale (Details Textual)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Debt Securities, Available-for-sale, Restricted	$ 13,898,000	$ 10,983,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	7	13

Note 2 - Debt Securities Avai_4

Note 2 - Debt Securities Available for Sale - Summary of Carrying Amount and Fair Values of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Amortized Cost	$ 60,001	$ 61,064
Gross Unrealized Gains	1,937	496
Gross Unrealized Losses	(59)	(227)
Debt securities available for sale	61,879	61,333
US Government Agencies Debt Securities [Member]
Amortized Cost	170	408
Gross Unrealized Gains	2
Gross Unrealized Losses		(1)
Debt securities available for sale	172	407
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	15,500	9,332
Gross Unrealized Gains	626	81
Gross Unrealized Losses		(72)
Debt securities available for sale	16,126	9,341
Collateralized Mortgage Backed Securities [Member]
Amortized Cost	39,151	45,499
Gross Unrealized Gains	1,300	401
Gross Unrealized Losses	(13)	(97)
Debt securities available for sale	40,438	45,803
Asset-backed Securities [Member]
Amortized Cost	5,180	5,825
Gross Unrealized Gains	9	14
Gross Unrealized Losses	(46)	(57)
Debt securities available for sale	$ 5,143	$ 5,782

Note 2 - Debt Securities Avai_5

Note 2 - Debt Securities Available for Sale - Securities Available for Sale Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Debt securities available for sale	$ 61,879	$ 61,333
US Government Agencies Debt Securities [Member]
Debt securities available for sale	172	407
US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	16,126	9,341
Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale	40,438	45,803
Asset-backed Securities [Member]
Debt securities available for sale	5,143	5,782
Fair Value, Recurring [Member]
Debt securities available for sale	61,879	61,333
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	61,879	61,333
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Debt securities available for sale	172	407
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	172	407
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	16,126	9,341
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	16,126	9,341
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale	40,438	45,803
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	40,438	45,803
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Debt securities available for sale	5,143	5,782
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	5,143	5,782
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale

Note 2 - Debt Securities Avai_6

Note 2 - Debt Securities Available for Sale - Scheduled Maturities of Securities with Fair Value and Amortized Cost (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Due in one to five years, amortized cost	$ 170
Due in one to five years, Fair value	172
Due in five to ten years, amortized cost	8,147
Due in five to ten years, Fair value	8,477
Due after ten years, amortized cost	12,533
Due after ten years, Fair value	12,792
Mortgage-backed securities, amortized cost	39,151
Mortgage-backed securities, Fair value	40,438
Total, amortized cost	60,001	$ 61,064
Total, Fair value	$ 61,879	$ 61,333

Note 2 - Debt Securities Avai_7

Note 2 - Debt Securities Available for Sale - Summary of Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Proceeds from sale of securities		$ 4,245
Gross gains		28
Gross losses		(21)
Net gain on sale of securities		$ 7

Note 2 - Debt Securities Avai_8

Note 2 - Debt Securities Available for Sale - Summary of Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Gross Unrealized Losses, Less Than Twelve Months	$ (5)	$ (186)
Fair Value, Less Than Twelve Months	992	12,751
Gross Unrealized Losses, Over Twelve Months	(54)	(41)
Fair Value, Over Twelve Months	4,261	4,115
Collateralized Mortgage Backed Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months	(5)	(56)
Fair Value, Less Than Twelve Months	992	4,629
Gross Unrealized Losses, Over Twelve Months	(8)	(41)
Fair Value, Over Twelve Months	767	4,115
Asset-backed Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months		(57)
Fair Value, Less Than Twelve Months		3,901
Gross Unrealized Losses, Over Twelve Months	(46)
Fair Value, Over Twelve Months	$ 3,494
US Government Agencies Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months		(1)
Fair Value, Less Than Twelve Months		407
Gross Unrealized Losses, Over Twelve Months
Fair Value, Over Twelve Months
US States and Political Subdivisions Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months		(72)
Fair Value, Less Than Twelve Months		3,814
Gross Unrealized Losses, Over Twelve Months
Fair Value, Over Twelve Months

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Number of Portfolio Classes	5
Impairment Valuation Loan Limit	$ 500,000
Financing Receivable, Recorded Investment 30 Days Past Due and Still Accruing, Number of Loans	4
Financing Receivable Recorded Investment 90 Days Past Due and Still Accruing, Number of Loans	0
Financing Receivable, Recorded Investment, Nonaccrual Status, Number of Loans	5
Financing Receivable, Modifications, Number of Contracts	0	3
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		3
Financing Receivable, Modified, Number of Contracts	1
Financing Receivable, Troubled Debt Restructuring	$ 65,000
Nonperforming Financial Instruments [Member] | Collateral Pledged [Member] | Fair Value, Nonrecurring [Member]
Loans Receivable, Fair Value Disclosure	$ 0	$ 0
Minimum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)	1 year
Maximum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)	10 years
Real Estate Mortgage Loans [Member]
Number of Portfolio Classes	3
Commercial Real Estate Portfolio Segment [Member]
Period of Fixed Interest Rate (Year)	5 years
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Loan Maturity Period (Year)	3 years
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loan Maturity Period (Year)	5 years
Residential Portfolio Segment [Member] | Period 1 [Member]
Period of Fixed Interest Rate (Year)	15 years
Period of Adjustment of Interest Rate (Year)	1 year
Residential Portfolio Segment [Member] | Period 2 [Member]
Period of Fixed Interest Rate (Year)	30 years
Period of Adjustment of Interest Rate (Year)	3 years
Residential Portfolio Segment [Member] | Period 3 [Member]
Period of Adjustment of Interest Rate (Year)	5 years
Residential Portfolio Segment [Member] | Period 4 [Member]
Period of Adjustment of Interest Rate (Year)	7 years
Residential Portfolio Segment [Member] | Period 5 [Member]
Period of Adjustment of Interest Rate (Year)	10 years
Real Estate Construction Loan [Member] | Minimum [Member]
Loan Maturity Period (Year)	1 year
Real Estate Construction Loan [Member] | Maximum [Member]
Loan Maturity Period (Year)	2 years
Commercial Portfolio Segment [Member] | Maximum [Member] | Equipment Loans [Member]
Loan Maturity Period (Year)	5 years

Note 3 - Loans - Composition of

Note 3 - Loans - Composition of Company's Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Total loans	$ 483,913	$ 341,625
Net deferred loan (fees) costs	(1,160)	499
Allowance for loan losses	(6,092)	(4,414)	$ (3,661)
Loans, net	476,661	337,710
Mortgage Receivable [Member]
Total loans	336,059	264,224
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans	133,473	94,728
Allowance for loan losses	(1,500)	(1,046)	(917)
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Total loans	158,120	135,913
Allowance for loan losses	(1,827)	(1,573)	(1,397)
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Total loans	44,466	33,583
Allowance for loan losses	(539)	(415)	(391)
Loans and Finance Receivables [Member]
Total loans		341,625
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Total loans	141,542	69,770
Allowance for loan losses	(1,592)	(1,284)	(876)
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Total loans	6,312	7,631
Allowance for loan losses	$ (75)	$ (96)	$ (80)

Note 3 - Loans - Summary of Cha

Note 3 - Loans - Summary of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Beginning balance	$ 4,414	$ 3,661
Provision (credit) for loan losses	2,850	1,131
Net charge-offs	(1,172)	(378)
Recorded investment, individually evaluated for impairment	1,251	3,220
Balance in allowance for loan losses, individually evaluated for impairment	179	414
Recorded investment, collectively evaluated for impairment	482,662	338,405
Balance in allowance for loan losses, collectively evaluated for impairment	5,913	4,000
Ending balance	6,092	4,414
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Beginning balance	1,046	917
Provision (credit) for loan losses	454	129
Net charge-offs
Recorded investment, individually evaluated for impairment		611
Balance in allowance for loan losses, individually evaluated for impairment
Recorded investment, collectively evaluated for impairment	133,473	94,117
Balance in allowance for loan losses, collectively evaluated for impairment	1,500	1,046
Ending balance	1,500	1,046
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Beginning balance	1,573	1,397
Provision (credit) for loan losses	302	176
Net charge-offs	(48)
Recorded investment, individually evaluated for impairment	666	965
Balance in allowance for loan losses, individually evaluated for impairment		15
Recorded investment, collectively evaluated for impairment	157,454	134,948
Balance in allowance for loan losses, collectively evaluated for impairment	1,827	1,558
Ending balance	1,827	1,573
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Beginning balance	415	391
Provision (credit) for loan losses	124	24
Net charge-offs
Recorded investment, individually evaluated for impairment
Balance in allowance for loan losses, individually evaluated for impairment
Recorded investment, collectively evaluated for impairment	44,466	33,583
Balance in allowance for loan losses, collectively evaluated for impairment	539	415
Ending balance	539	415
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Beginning balance	1,284	876
Provision (credit) for loan losses	1,379	735
Net charge-offs	(1,071)	(327)
Recorded investment, individually evaluated for impairment	585	1,631
Balance in allowance for loan losses, individually evaluated for impairment	179	386
Recorded investment, collectively evaluated for impairment	140,957	68,139
Balance in allowance for loan losses, collectively evaluated for impairment	1,413	898
Ending balance	1,592	1,284
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Beginning balance	96	80
Provision (credit) for loan losses	32	67
Net charge-offs	(53)	(51)
Recorded investment, individually evaluated for impairment		13
Balance in allowance for loan losses, individually evaluated for impairment		13
Recorded investment, collectively evaluated for impairment	6,312	7,618
Balance in allowance for loan losses, collectively evaluated for impairment	75	83
Ending balance	75	96
Loans and Finance Receivables [Member] | Unallocated Financing Receivables [Member]
Beginning balance
Provision (credit) for loan losses	559
Net charge-offs
Recorded investment, individually evaluated for impairment
Balance in allowance for loan losses, individually evaluated for impairment
Recorded investment, collectively evaluated for impairment
Balance in allowance for loan losses, collectively evaluated for impairment	559
Ending balance	$ 559

Note 3 - Loans - Summary of Loa

Note 3 - Loans - Summary of Loan Credit Quality (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loans by credit quality	$ 483,913	$ 341,625
Pass [Member]
Loans by credit quality	478,101	332,536
Special Mention [Member]
Loans by credit quality	4,379	5,589
Substandard [Member]
Loans by credit quality	1,433	3,500
Doubtful [Member]
Loans by credit quality
Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Mortgage Receivable [Member]
Loans by credit quality	336,059	264,224
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans by credit quality	133,473	94,728
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	130,846	92,586
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	2,627	1,531
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality		611
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Loans by credit quality	158,120	135,913
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	156,985	133,351
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	469	1,597
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	666	965
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Loans by credit quality	44,466	33,583
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Pass [Member]
Loans by credit quality	43,622	32,374
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Special Mention [Member]
Loans by credit quality	844	1,209
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Substandard [Member]
Loans by credit quality
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Doubtful [Member]
Loans by credit quality
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Loans and Finance Receivables [Member]
Loans by credit quality		341,625
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Loans by credit quality	141,542	69,770
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	140,370	66,649
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	405	1,197
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	767	1,924
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Loans by credit quality	6,312	7,631
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	6,278	7,576
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	34	55
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality

Note 3 - Loans - Summary of Pas

Note 3 - Loans - Summary of Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Accruing Loans, Past Due	$ 731
Accruing Loans, Current	481,931
Nonaccrual Loans	1,251
Loans by credit quality	483,913	$ 341,625
Total loans	483,913	341,625
Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due	731
Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member]
Loans by credit quality	336,059	264,224
Total loans	336,059	264,224
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Accruing Loans, Past Due
Accruing Loans, Current	133,473
Nonaccrual Loans
Loans by credit quality	133,473	94,728
Total loans	133,473	94,728
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due
Accruing Loans, Current		94,728
Nonaccrual Loans
Loans by credit quality		94,728
Total loans		94,728
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Accruing Loans, Past Due	536	569
Accruing Loans, Current	156,918	134,379
Nonaccrual Loans	666	965
Loans by credit quality	158,120	135,913
Total loans	158,120	135,913
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due	536	569
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Accruing Loans, Past Due	195	82
Accruing Loans, Current	44,271	33,501
Nonaccrual Loans
Loans by credit quality	44,466	33,583
Total loans	44,466	33,583
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due	195	82
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member]
Accruing Loans, Past Due		743
Accruing Loans, Current		338,291
Nonaccrual Loans		2,591
Loans by credit quality		341,625
Total loans		341,625
Loans and Finance Receivables [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due		738
Loans and Finance Receivables [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due		5
Loans and Finance Receivables [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Accruing Loans, Past Due		87
Accruing Loans, Current	140,957	68,057
Nonaccrual Loans	585	1,626
Loans by credit quality	141,542	69,770
Total loans	141,542	69,770
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due		87
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Accruing Loans, Past Due		5
Accruing Loans, Current	6,312	7,626
Nonaccrual Loans
Loans by credit quality	6,312	7,631
Total loans	6,312	7,631
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Accruing Loans, Past Due
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Accruing Loans, Past Due		5
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Loans, Past Due

Note 3 - Loans - Summary of Imp

Note 3 - Loans - Summary of Impaired Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
With No Related Allowance Recorded, Recorded Investment	$ 666	$ 1,835
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)	666	1,835
With an Allowance Recorded, Recorded Investment	585	1,385
With an Allowance Recorded, Unpaid Contractual Principal Balance	585	1,385
Related Allowance	179	414
Total Recorded Investment	1,251	3,220
Total Unpaid Contractual Principal Balance	1,251	3,220
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	666	716
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)	666	716
With an Allowance Recorded, Recorded Investment		249
With an Allowance Recorded, Unpaid Contractual Principal Balance		249
Related Allowance		15
Total Recorded Investment	666	965
Total Unpaid Contractual Principal Balance	666	965
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment		611
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)		611
With an Allowance Recorded, Recorded Investment
With an Allowance Recorded, Unpaid Contractual Principal Balance
Related Allowance
Total Recorded Investment		611
Total Unpaid Contractual Principal Balance		611
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment		508
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)		508
With an Allowance Recorded, Recorded Investment	585	1,123
With an Allowance Recorded, Unpaid Contractual Principal Balance	585	1,123
Related Allowance	179	386
Total Recorded Investment	585	1,631
Total Unpaid Contractual Principal Balance	$ 585	1,631
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)
With an Allowance Recorded, Recorded Investment		13
With an Allowance Recorded, Unpaid Contractual Principal Balance		13
Related Allowance		13
Total Recorded Investment		13
Total Unpaid Contractual Principal Balance		$ 13

Note 3 - Loans - Summary of Ave

Note 3 - Loans - Summary of Average Net Investment in Impaired Loans and Interest Income Recognized and Received on Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Average recorded investment	$ 2,203	$ 2,173
Interest income recognized	29	46
Interest income received	28	51
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	241
Interest income recognized	12
Interest income received	11
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Average recorded investment	865
Interest income recognized
Interest income received
Mortgage Receivable [Member] | Commercial Portfolio Segment [Member]
Average recorded investment	1,084
Interest income recognized	17
Interest income received	17
Loans and Finance Receivables [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment		611
Interest income recognized		32
Interest income received		32
Loans and Finance Receivables [Member] | Residential Portfolio Segment [Member]
Average recorded investment		753
Interest income recognized		5
Interest income received		7
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Average recorded investment		806
Interest income recognized		9
Interest income received		12
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Average recorded investment	13	3
Interest income recognized
Interest income received

Note 3 - Loans - Summary of L_2

Note 3 - Loans - Summary of Loans Determined to Be Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Number of Contracts	0	3
Pre-Modification Outstanding Recorded Investment		$ 325
Post-Modification Outstanding Recorded Investment		325
Current Modification Outstanding Recorded Investment		$ 325
Residential Portfolio Segment [Member] | Mortgage Receivable [Member] | Modified Interest Rate [Member]
Number of Contracts		1
Pre-Modification Outstanding Recorded Investment		$ 65
Post-Modification Outstanding Recorded Investment		65
Current Modification Outstanding Recorded Investment		$ 65
Commercial Real Estate Portfolio Segment [Member] | Modified Interest Rate [Member]
Number of Contracts		2
Pre-Modification Outstanding Recorded Investment		$ 260
Post-Modification Outstanding Recorded Investment		260
Current Modification Outstanding Recorded Investment		$ 260

Note 4 - Premises and Equipme_3

Note 4 - Premises and Equipment (Details Textual) - Retail Lease [Member]	Aug. 06, 2018
Lessee, Operating Lease, Term of Contract (Year)	15 years
Lessee, Operating Lease, Number of Renewal Options	4
Lessee, Operating Lease, Renewal Term (Year)	5 years

Note 4 - Premises and Equipme_4

Note 4 - Premises and Equipment - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total, at cost	$ 13,260	$ 12,092
Less accumulated depreciation and amortization	(5,012)	(4,348)
Premises and equipment, net	8,248	7,744
Land [Member]
Total, at cost	1,704	1,704
Building [Member]
Total, at cost	5,036	4,960
Leasehold Improvements [Member]
Total, at cost	1,503	421
Furniture and Fixtures [Member]
Total, at cost	1,911	1,505
Computer and Software [Member]
Total, at cost	3,106	2,669
Construction in Progress [Member]
Total, at cost		$ 833

Note 4 - Premises and Equipme_5

Note 4 - Premises and Equipment - Lease Expense and Other Lease Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Operating lease cost	$ 319	$ 239
Cash paid for amount included in the measurement of lease liabilities operating cash flows from operating leases	294	151
Operating lease right of use assets	3,466	3,669
Total	$ 3,580	$ 3,758
Weighted average remaining lease term - operating lease (in years) (Year)	13 years 219 days	14 years 219 days
Weighted average discount rate	3.17%	3.17%

Note 4 - Premises and Equipme_6

Note 4 - Premises and Equipment - Operating Lease Liability Future Minimum Lease Payment (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021	$ 294
2022	294
2023	294
2024	306
2025	323
Thereafter	2,938
Total future minimum lease payments	4,449
Less interest	(869)
Total	$ 3,580	$ 3,758

Note 5 - Deposits (Details Text

Note 5 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Time Deposits, at or Above FDIC Insurance Limit	$ 25.6	$ 33.4

Note 5 - Deposits - Schedule of

Note 5 - Deposits - Schedule of Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021	$ 43,646
2022	9,485
2023	2,481
2024	340
2025	70
2039	410
Total	$ 56,432	$ 69,174

Note 6 - Other Borrowings (Deta

Note 6 - Other Borrowings (Details Textual) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 60,700,000
Federal Home Loan Bank Advances, Total	0	$ 0
Long-term Line of Credit, Total	0
Assets Sold under Agreements to Repurchase, Carrying Amount		1,254,000
Securities Sold under Agreements to Repurchase, Fair Value of Collateral		$ 2,200,000
Correspondent Banks [Member]
Line of Credit Facility, Current Borrowing Capacity	28,000,000
Local Bank [Member]
Line of Credit Facility, Current Borrowing Capacity	$ 15,000,000

Note 7 - Income Taxes - Compone

Note 7 - Income Taxes - Components of Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Federal	$ 1,464	$ 987
State	271	222
Total current	1,735	1,209
Federal	(345)	(94)
State	(95)	(23)
Total deferred	(440)	(117)
Total income taxes	$ 1,295	$ 1,092

Note 7 - Income Taxes - Reconci

Note 7 - Income Taxes - Reconciliation of Statutory Federal Income Tax Rate and Effective Tax Rates (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Income taxes at statutory rate, amount	$ 1,208	$ 973
Income taxes at statutory rate, percent	21.00%	21.00%
State taxes, net of federal tax benefit, amount	$ 139	$ 157
State taxes, net of federal tax benefit, percent	2.40%	3.40%
Tax-exempt income, amount	$ (72)	$ (69)
Tax-exempt income, percent	(1.30%)	(1.50%)
Other nondeductible expenses, amount	$ 20	$ 31
Other nondeductible expenses, percent	0.40%	0.70%
Total income taxes	$ 1,295	$ 1,092
Total, percent	22.50%	23.60%

Note 7 - Income Taxes - Summary

Note 7 - Income Taxes - Summary of Tax Effects of Temporary Differences on Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Allowance for loan losses	$ 1,544	$ 972
Organizational and start-up costs	21	30
Stock-based compensation	79	52
Other	55	32
Deferred tax assets	1,699	1,086
Prepaid Expenses	(6)	(44)
Deferred loan costs	(605)	(426)
Premises and equipment	(217)	(185)
Unrealized gain on debt securities available for sale	(477)	(69)
Deferred tax liabilities	(1,305)	(724)
Net deferred tax asset	$ 394	$ 362

Note 8 - Off-balance Sheet Fi_3

Note 8 - Off-balance Sheet Financial Instruments (Details Textual) - Standby Financial Letters of Credit [Member] - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Debt Instrument, Term (Year)	1 year
Debt Instrument, Collateral Amount	$ 654,000
Credit Availability Concentration Risk [Member] | Swap Liabilities [Member]
Concentration Risk, Percentage		10.00%

Note 8 - Off-balance Sheet Fi_4

Note 8 - Off-balance Sheet Financial Instruments - Summary of Off-balance Sheet Financial Instruments (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Contractual amounts with off-balance-sheet risk	$ 86,088
Commitments to Extend Credit [Member]
Contractual amounts with off-balance-sheet risk	2,594
Construction Loans In Process [Member]
Contractual amounts with off-balance-sheet risk	23,633
Unused lines of Credit [Member]
Contractual amounts with off-balance-sheet risk	55,765
Standby Financial Letters of Credit [Member]
Contractual amounts with off-balance-sheet risk	2,461
Performance Standby Letters Of Credit [Member]
Contractual amounts with off-balance-sheet risk	263
Guaranteed Accounts [Member]
Contractual amounts with off-balance-sheet risk	$ 1,372

Note 9 - Stock Compensation P_3

Note 9 - Stock Compensation Plans (Details Textual) - USD ($)	12 Months Ended		72 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2020	Sep. 30, 2020	May 20, 2015
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	3,835	3,600
Share-based Payment Arrangement, Expense	$ 46,000	$ 19,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 80,000		$ 80,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	1 year 292 days
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	33 years 120 days
The 2015 Stock Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	15,000	22,000	272,057
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period (in shares)	15,210	13,190	29,400
Share-based Payment Arrangement, Expense	$ 162,000	$ 158,000
Share-based Payment Arrangement, Expense, Tax Benefit	21,000	$ 19,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 373,000		$ 373,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	2 years 182 days
The 2015 Stock Incentive Compensation Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	500,000		500,000
Maximum Percentage of Shares Issued	15.00%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	188,429		188,429
The 2015 Stock Incentive Compensation Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)			7,435
The 2007 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period (in shares)		2,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)					0
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total				$ 0
Directors' Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	46,708		46,708
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	4,932	3,643
Share-based Payment Arrangement, Expense	$ 93,000	$ 72,000
Stock Consideration on Percentage of Common Stock Received Upon Cash Fees	110.00%		110.00%
Percent of Total Shares Outstanding	1.50%		1.50%

Note 9 - Stock Compensation P_4

Note 9 - Stock Compensation Plans - Summary of the 2015 Plan (Details) - The 2015 Stock Incentive Compensation Plan [Member] - USD ($)	12 Months Ended		72 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2020
Number of Options, Outstanding, beginning balance (in shares)	272,267	263,457
Weighted-average Exercise Price, Outstanding, beginning balance (in dollars per share)	$ 19.80	$ 19.78
Number of Options, granted (in shares)	15,000	22,000	272,057
Weighted-average Exercise Price, Options granted (in dollars per share)	$ 20.05	$ 20.21
Number of Options, forfeited (in shares)	(15,210)	(13,190)	(29,400)
Weighted-average Exercise Price, forfeited (in dollars per share)	$ 20.05	$ 20.09
Number of Options, outstanding (in shares)	272,057	272,267	272,057
Weighted-average Exercise Price, Outstanding (in dollars per share)	$ 19.80	$ 19.80	$ 19.80
Weighted-average Remaining Contractual Term, Outstanding (Year)	6 years 288 days
Number of Options, Exercisable (in shares)	120,747		120,747
Weighted-average Exercise Price, Exercisable (in dollars per share)	$ 19.43		$ 19.43
Weighted-average Remaining Contractual Term, Exercisable (Year)	6 years 14 days
Aggregate Intrinsic Value, Exercisable

Note 9 - Stock Compensation P_5

Note 9 - Stock Compensation Plans - Black-Scholes Option-pricing Model Assumptions (Details) - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Weighted average risk-free interest rate	1.46%	1.88%
Expected dividend yield	0.60%	0.59%
Expected stock volatility	14.69%	9.90%
Expected life in years (Year)	6 years 182 days	6 years 182 days
Per share fair value of options issued during year (in dollars per share)	$ 3.26	$ 2.74

Note 9 - Stock Compensation P_6

Note 9 - Stock Compensation Plans - Summary of the 2007 Stock Option Plan (Details) - The 2007 Stock Option Plan [Member] - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Number of Options, Outstanding, beginning balance (in shares)	2,200	4,700
Weighted-average Exercise Price, Outstanding, beginning balance (in dollars per share)	$ 12.27	$ 11.37
Number of Options, Exercised (in shares)	(2,200)	(500)
Weighted-average Exercise Price, Options exercised (in dollars per share)	$ 12.27	$ 10
Number of Options, forfeited (in shares)		(2,000)
Weighted-average Exercise Price, forfeited (in dollars per share)		$ 10.72
Number of Options, outstanding (in shares)		2,200
Weighted-average Exercise Price, Outstanding (in dollars per share)		$ 12.27

Note 9 - Stock Compensation P_7

Note 9 - Stock Compensation Plans - Restricted Stock Activity (Details) - Restricted Stock [Member] - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Non-vested restricted stock granted (in shares)	3,835	3,600
Non-vested restricted stock issued, weighted average grant date fair value (in dollars per share)	$ 20.40	$ 18.52
Non-vested restricted stock granted, grant date fair value	$ 78,000	$ 67,000
Restricted stock vested (in shares)	(1,200)
Restricted stock shares vested, weighted average grant date fair value (in dollars per share)	$ (18.52)
Restricted stock vested in 2020	$ (22,000)
Non-vested restricted stock outstanding, shares (in shares)	6,235
Non-vested restricted stock outstanding, weighted average grant date fair value (in dollars per share)	$ 19.64
Non-vested restricted stock outstanding, grant date fair value	$ 123,000

Note 10 - Employee Benefit Pl_2

Note 10 - Employee Benefit Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Nov. 30, 2018
Defined Contribution Plan, Cost	$ 256,000	$ 175,000
Deferred Compensation for Officers [Member]
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate			4.00%
Defined Benefit Plan, Benefit Obligation, Ending Balance	160,000	155,000
Deferred Compensation for Officers [Member] | Other Liabilities [Member]
Liability, Defined Benefit Plan, Total	$ 333,000	$ 173,000

Note 11 - Related Party Trans_3

Note 11 - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Payment to Acquire Life Insurance Policy, Investing Activities	$ 4,000
Directors and former CFO [Member]
Payment to Acquire Life Insurance Policy, Investing Activities	$ 1,100	$ 1,100

Note 11 - Related Party Trans_4

Note 11 - Related Party Transactions - Summary of Activity of Loans to Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Beginning balance	$ 7,726	$ 7,288
Originated during the year	421	1,986
Principal repayments	(1,541)	(1,548)
Ending balance	6,606	7,726
Deposits at year-end	$ 7,524	$ 7,079

Note 12 - Fair Value of Finan_3

Note 12 - Fair Value of Financial Instruments - Fair Values and Fair Value Measurement Method of Financial Instruments (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Debt securities available for sale	$ 61,879,000	$ 61,333,000
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	13,593,000	6,193,000
Accrued interest receivable	1,960,000	1,137,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	68,985,000	75,082,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	61,879,000	61,333,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	13,593,000	6,193,000
Loans Receivable, Fair Value Disclosure	476,661,000	337,710,000
Federal Home Loan Bank stock	493,000	404,000
Accrued interest receivable	1,960,000	1,137,000
Derivative contract assets	163,000
Deposits	580,592,000	438,264,000
Other Borrowings
Derivative contract liabilities	163,000
Off-Balance Sheet financial instruments
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	68,985,000	75,082,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	61,879,000	61,333,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	13,814,000	6,296,000
Loans Receivable, Fair Value Disclosure	487,652,000	342,435,000
Federal Home Loan Bank stock	493,000	404,000
Accrued interest receivable	1,960,000	1,137,000
Derivative contract assets	163,000
Deposits	581,073,000	439,208,000
Other Borrowings
Derivative contract liabilities	163,000
Off-Balance Sheet financial instruments

Note 13 - Dividend Restrictio_2

Note 13 - Dividend Restrictions (Details Textual) - Subsequent Event [Member]	1 Months Ended
	Jan. 31, 2021$ / shares
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.14
Dividends Payable, Date to be Paid	Mar. 2, 2021
Dividends Payable, Date of Record	Feb. 11, 2021

Note 14 - Regulatory Matters (D

Note 14 - Regulatory Matters (Details Textual)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Capital Conservation Buffer Rate	2.50%	2.50%

Note 14 - Regulatory Matters -

Note 14 - Regulatory Matters - Summary of Regulatory Capital Requirements and Bank's Capital Position (Details) $ in Thousands	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Tier 1 Leverage ratio to Average Assets, actual amount	$ 57,800	$ 46,752
Tier 1 Leverage ratio to Average Assets, actual percentage	0.0909	0.0931
Tier 1 Leverage ratio to Average Assets, for capital adequacy purposes, amount	$ 25,421	$ 20,084
Tier 1 Leverage ratio to Average Assets, for capital adequacy purposes, percentage	0.04	0.04
Tier 1 Leverage ratio to Average Assets, for well capitalized purposes, amount	$ 31,776	$ 25,105
Tier 1 Leverage ratio to Average Assets, for well capitalized purposes, percentage	0.05	0.05
Common Equity Tier 1 Capital to Risk-Weighted Assets, actual amount	$ 57,800	$ 46,752
Common Equity Tier 1 Capital to Risk-Weighted Assets, actual percentage	0.1329	0.1324
Common Equity Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, amount	$ 19,575	$ 15,885
Common Equity Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, percentage	0.045	0.045
Common Equity Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, amount	$ 28,275	$ 22,945
Common Equity Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, percentage	0.065	0.065
Tier 1 Capital to Risk-Weighted Assets, actual amount	$ 57,800	$ 46,752
Tier 1 Capital to Risk-Weighted Assets, actual percentage	0.1329	0.1324
Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, amount	$ 26,100	$ 21,180
Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, percentage	0.06	0.06
Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, amount	$ 34,799	$ 28,240
Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, percentage	0.08	0.08
Total Capital to Risk-Weighted Assets, actual amount	$ 63,245	$ 51,165
Total Capital to Risk-Weighted Assets, actual percentage	0.1454	0.1449
Total Capital to Risk-Weighted Assets, for capital adequacy purposes, amount	$ 34,799	$ 28,240
Total Capital to Risk-Weighted Assets, for capital adequacy purposes, percentage	0.08	0.08
Total Capital to Risk-Weighted Assets, for well capitalized purposes, amount	$ 43,499	$ 35,300
Total Capital to Risk-Weighted Assets, for well capitalized purposes, percentage	0.1	0.1

Note 16 - Earnings Per Share -

Note 16 - Earnings Per Share - Computation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net earnings, basic	$ 4,458	$ 3,542
Weighted-average Shares, basic (in shares)	3,134,124	3,155,891
Net earnings, per share amount, basic (in dollars per share)	$ 1.42	$ 1.12
Effect of dilutive securities-incremental shares from assumed conversion of options (in shares)		3,744
Net earnings, diluted	$ 4,458	$ 3,542
Weighted-average Shares, diluted (in shares)	3,134,124	3,159,635
Net earnings, per share amount, diluted (in dollars per share)	$ 1.42	$ 1.12

Note 17 - Derivatives - Schedul

Note 17 - Derivatives - Schedule of Derivatives (Details) - Interest Rate Swap [Member] - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Stand-alone derivatives	$ 21,100
Weighted-average pay rate - interest rate swaps	3.68%
Weighted-average receive rate - interest rate swaps	3.00%
Weighted-average maturity (in years) - interest rate swaps (Year)	14 years 219 days
Stand-alone derivatives - interest rate swaps (other assets)	$ 163
Stand-alone derivatives - interest rate swaps (other liabilities)	$ (163)

Note 18 - Parent Company Only_3

Note 18 - Parent Company Only Financial Information - Schedule of Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Other assets	$ 930	$ 726
Total assets	647,294	500,861
Stockholders' equity	60,255	55,868	$ 50,820
Total liabilities and stockholders' equity	647,294	500,861
Parent Company [Member]
Cash	1,027	8,895
Investment in subsidiary	59,201	46,953
Other assets	27	20
Total assets	60,255	55,868
Stockholders' equity	60,255	55,868
Total liabilities and stockholders' equity	$ 60,255	$ 55,868

Note 18 - Parent Company Only_4

Note 18 - Parent Company Only Financial Information - Schedule of Condensed Statement of Earnings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Income tax benefit	$ (1,295)	$ (1,092)
Net earnings	4,458	3,542
Parent Company [Member]
Revenues
Expenses	(505)	(501)
Income tax benefit	124	122
Loss before earnings of subsidiary	(381)	(379)
Net earnings of subsidiary	4,839	3,921
Net earnings	$ 4,458	$ 3,542

Note 18 - Parent Company Only_5

Note 18 - Parent Company Only Financial Information - Schedule of Condensed Statement of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net earnings	$ 4,458	$ 3,542
Stock-based compensation expense	208	177
Net increase in other assets	(204)	(196)
Net cash used in operating activities	108	4,381
Common stock retirement	(1,217)
Proceeds from stock options exercised	27	5
Net cash (used in) provided by financing activities	139,501	90,952
Net cash used by investing activities	(145,706)	(68,289)
Net decrease in cash	(6,097)	27,044
Cash and cash equivalents at beginning of year	75,082	48,038
Cash and cash equivalents at end of year	68,985	75,082
Accumulated other comprehensive income, net change in unrealized gain on debt securities available for sale, net of taxes	1,201	756
Parent Company [Member]
Net earnings	4,458	3,542
Equity in earnings of subsidiary	(4,839)	(3,921)
Stock-based compensation expense	93	72
Net increase in other assets	(7)
Net cash used in operating activities	(295)	(307)
Common stock retirement	(1,217)
Proceeds from sale of common stock		873
Proceeds from stock options exercised	27	5
Net cash (used in) provided by financing activities	(1,190)	878
Cash dividend paid	(383)	(377)
Cash infusion to subsidiary	(6,000)	(4,850)
Net cash used by investing activities	(6,383)	(5,227)
Net decrease in cash	(7,868)	(4,656)
Cash and cash equivalents at beginning of year	8,895	13,551
Cash and cash equivalents at end of year	1,027	8,895
Stock-based compensation expense of subsidiary	$ 208	$ 177

Note 19 - Share Repurchase (Det

Note 19 - Share Repurchase (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Mar. 11, 2020
Stock Repurchase Program, Authorized Amount		$ 2,000,000
Stock Repurchased and Retired During Period, Shares (in shares)	82,784
Stock Repurchased and Retired During Period, Weighted Average Price Per Share (in dollars per share)	$ 14.70
Stock Repurchased and Retired During Period, Value	$ 1,217,000

Note 20 - Contingency (Details

Note 20 - Contingency (Details Textual) $ in Millions	3 Months Ended
	Dec. 31, 2020USD ($)
Number Of Loans Under PPP Approved	911
Loans Under PPP Approved Amount	$ 82.8
Number of Loans Under PPP Approval, Forgiven During Period	129
Loans Under PPP Approval, Amount Forgiven	$ 15.6
Financing Receivable, Aggregate Number of Principal and Interest Payment Deferrals	70
Financing Receivable, Aggregate Principal and Interest Deferred Payments	$ 42.4
Financing Receivable, Reverted Back to Pre-Modification Terms, Number of Contracts	64
Financing Receivable, Reverted Back to Pre-Modification Terms	$ 39
Mortgage Receivable [Member]
Percentage of Forbearance Requests For Loan	91.00%

Note 20 - Contingency - Payment

Note 20 - Contingency - Payment Deferral Requests (Details) $ in Thousands	Dec. 31, 2020USD ($)
Number of Loans Modified	6
Dollar Amount Loans Modified	$ 3,367
Average Balance Loans Modified	561
Interest Only 3 Months
Interest Only 4-6 Months	1,897
Full Payment Deferral 3 Months	$ 1,470
Weighted Average LTV Loans Modified
Percent of Total Loan Collateral or Type	100.00%
Residential Portfolio Segment [Member] | One-to-Four Family, Owner Occupied [Member]
Number of Loans Modified	2
Dollar Amount Loans Modified	$ 1,470
Average Balance Loans Modified	735
Interest Only 3 Months
Interest Only 4-6 Months
Full Payment Deferral 3 Months	$ 1,470
Weighted Average LTV Loans Modified	68.90%
Percent of Total Loan Collateral or Type	43.70%
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Number of Loans Modified	3
Dollar Amount Loans Modified	$ 1,186
Average Balance Loans Modified	395
Interest Only 3 Months
Interest Only 4-6 Months	1,186
Full Payment Deferral 3 Months
Weighted Average LTV Loans Modified	50.50%
Percent of Total Loan Collateral or Type	35.20%
Real Estate Construction Loan [Member]
Number of Loans Modified	1
Dollar Amount Loans Modified	$ 711
Average Balance Loans Modified	711
Interest Only 3 Months
Interest Only 4-6 Months	711
Full Payment Deferral 3 Months
Weighted Average LTV Loans Modified	21.60%
Percent of Total Loan Collateral or Type	21.10%

Note 20 - Contingency - Origina

Note 20 - Contingency - Origination of PPP Loans (Details) $ in Thousands	Dec. 31, 2020USD ($)
Loans Originated	$ 66,774
Loans Originated, average loan balance	$ 86
Loans Originated, percent of total	100.00%
Hospitality [Member]
Loans Originated	$ 5,263
Loans Originated, average loan balance	$ 67
Loans Originated, percent of total	7.90%
Real Estate Services and Construction [Member]
Loans Originated	$ 10,155
Loans Originated, average loan balance	$ 63
Loans Originated, percent of total	15.20%
Wholesale and Retail Trade and Manufacturing [Member]
Loans Originated	$ 9,193
Loans Originated, average loan balance	$ 82
Loans Originated, percent of total	13.70%
Financial, Professional, and Information Services [Member]
Loans Originated	$ 17,807
Loans Originated, average loan balance	$ 97
Loans Originated, percent of total	26.70%
Administrative, Religious and Other Services [Member]
Loans Originated	$ 15,218
Loans Originated, average loan balance	$ 85
Loans Originated, percent of total	22.80%
Healthcare Services [Member]
Loans Originated	$ 9,138
Loans Originated, average loan balance	$ 147
Loans Originated, percent of total	13.70%