Prime Meridian Holding (PMHG) 10-Q 9 Nov 21 2021 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2021	Nov. 05, 2021
Document Information [Line Items]
Entity Central Index Key	0001586454
Entity Registrant Name	Prime Meridian Holding Co
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Document Transition Report	false
Entity File Number	333-191801
Entity Incorporation, State or Country Code	FL
Entity Tax Identification Number	27-2980805
Entity Address, Address Line One	1471 Timberlane Road
Entity Address, City or Town	Tallahassee
Entity Address, State or Province	FL
Entity Address, Postal Zip Code	32312
City Area Code	850
Local Phone Number	907-2300
Entity Current Reporting Status	No
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,129,046

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 10,336	$ 5,008
Federal funds sold	135,825	22,561
Interest-bearing deposits	66,491	41,416
Total cash and cash equivalents	212,652	68,985
Debt securities available for sale	67,124	61,879
Loans held for sale	10,976	13,593
Loans, net of allowance for loan losses of $5,900 and $6,092	476,513	476,661
Federal Home Loan Bank stock	366	493
Premises and equipment, net	8,018	8,248
Right of use operating lease asset	3,310	3,466
Accrued interest receivable	1,478	1,960
Bank-owned life insurance	12,085	10,685
Other assets	1,952	1,324
Total assets	794,474	647,294
Liabilities:
Noninterest-bearing demand deposits	219,996	162,013
Savings, NOW and money-market deposits	448,528	362,147
Time deposits	49,817	56,432
Total deposits	718,341	580,592
Other borrowings	3,075	0
Official checks	1,168	1,109
Operating lease liability	3,443	3,580
Other liabilities	2,798	1,758
Total liabilities	728,825	587,039
Stockholders' equity:
Preferred stock, undesignated; 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $.01 par value; 9,000,000 shares authorized, 3,127,730 and 3,119,471 issued and outstanding	31	31
Additional paid-in capital	38,822	38,568
Retained earnings	26,412	20,255
Accumulated other comprehensive income	384	1,401
Total stockholders' equity	65,649	60,255
Total liabilities and stockholders' equity	$ 794,474	$ 647,294

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans receivable, allowance for loan losses	$ 5,900	$ 6,092
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	3,127,730	3,119,471
Common stock, shares outstanding (in shares)	3,127,730	3,119,471

Condensed Consolidated Statemen

Condensed Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest income:
Loans		$ 5,819	$ 5,101	$ 17,256	$ 14,374
Securities		283	311	794	1,123
Other		78	43	192	337
Total interest income		6,180	5,455	18,242	15,834
Interest expense:
Deposits		502	710	1,539	2,346
Other borrowings		25	0	32	31
Total interest expense		527	710	1,571	2,377
Net interest income		5,653	4,745	16,671	13,457
Provision (credit) for loan losses		0	621	(185)	2,484
Net interest income after provision (credit) for loan losses		5,653	4,124	16,856	10,973
Noninterest income:
Mortgage banking revenue, net		325	224	958	591
Income from bank-owned life insurance		73	40	203	120
Gain on sale of debt securities available for sale		0	0	108	0
Other income		46	167	125	233
Total noninterest income		613	570	1,905	1,351
Noninterest expense:
Salaries and employee benefits		2,028	1,498	5,685	4,662
Occupancy and equipment		380	377	1,144	1,096
Professional fees		103	89	353	263
Marketing		197	97	536	398
FDIC assessment		78	68	197	187
Software maintenance, amortization and other		237	205	738	599
Other		480	415	1,425	1,301
Total noninterest expense		3,503	2,749	10,078	8,506
Earnings before income taxes		2,763	1,945	8,683	3,818
Income taxes		664	464	2,088	901
Net earnings		$ 2,099	$ 1,481	$ 6,595	$ 2,917
Earnings per common share:
Basic (in dollars per share)		$ 0.67	$ 0.47	$ 2.11	$ 0.92
Diluted (in dollars per share)		0.67	0.47	2.10	0.92
Cash dividends per common share (in dollars per share)	[1]	$ 0	$ 0	$ 0.14	$ 0.12
Deposit Account [Member]
Noninterest income:
Service charges and fees on deposit accounts		$ 61	$ 48	$ 170	$ 156
Debit Card [Member]
Noninterest income:
Service charges and fees on deposit accounts		$ 108	$ 91	$ 341	$ 251
[1]	Annual cash dividends were paid during the first quarters of 2019 and 2020

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Net earnings	$ 2,099	$ 1,481	$ 6,595	$ 2,917
Unrealized (loss) gain arising during the period	(430)	79	(1,255)	1,626
Reclassification adjustment for realized gain	0	0	(108)	0
Net change in unrealized (loss) gain	(430)	79	(1,363)	1,626
Deferred income tax benefit (expense) on above change	109	(21)	346	(412)
Total other comprehensive (loss) income	(321)	58	(1,017)	1,214
Comprehensive income	$ 1,778	$ 1,539	$ 5,578	$ 4,131

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2019	3,191,288
Balance at Dec. 31, 2019	$ 32	$ 39,456	$ 16,180	$ 200	$ 55,868
Net earnings (unaudited)	0	0	716	0	716
Dividends paid (unaudited)	0	0	(383)	0	(383)
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)	$ 0	0	0	611	611
Stock options exercised (unaudited) (in shares)	2,000
Stock options exercised (unaudited)	$ 0	25	0	0	25
Common stock retirement (unaudited) (in shares)	(82,784)
Common stock retirement (unaudited)	$ (1)	(1,216)	0	0	(1,217)
Common stock issued as compensation to directors (unaudited) (in shares)	995
Common stock issued as compensation to directors (unaudited)	$ 0	20	0	0	20
Issuance of restricted stock (unaudited) (in shares)	3,835
Issuance of restricted stock (unaudited)	$ 0	0	0	0	0
Stock-based compensation (unaudited)	0	51	0	0	51
Net earnings	0	0	716	0	716
Stock options exercised (unaudited)	$ 0	25	0	0	25
Balance (in shares) at Mar. 31, 2020	3,115,334
Balance at Mar. 31, 2020	$ 31	38,336	16,513	811	55,691
Balance (in shares) at Dec. 31, 2019	3,191,288
Balance at Dec. 31, 2019	$ 32	39,456	16,180	200	55,868
Net earnings (unaudited)					2,917
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)					1,214
Net earnings					2,917
Balance (in shares) at Sep. 30, 2020	3,117,842
Balance at Sep. 30, 2020	$ 31	38,492	18,714	1,414	58,651
Balance (in shares) at Mar. 31, 2020	3,115,334
Balance at Mar. 31, 2020	$ 31	38,336	16,513	811	55,691
Net earnings (unaudited)	0	0	720	0	720
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)	$ 0	0	0	545	545
Common stock issued as compensation to directors (unaudited) (in shares)	1,165
Common stock issued as compensation to directors (unaudited)	$ 0	21	0	0	21
Stock-based compensation (unaudited)	0	55	0	0	55
Net earnings	$ 0	0	720	0	720
Balance (in shares) at Jun. 30, 2020	3,116,499
Balance at Jun. 30, 2020	$ 31	38,412	17,233	1,356	57,032
Net earnings (unaudited)	0	0	1,481	0	1,481
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)	$ 0	0	0	58	58
Common stock issued as compensation to directors (unaudited) (in shares)	1,343
Common stock issued as compensation to directors (unaudited)	$ 0	25	0	0	25
Stock-based compensation (unaudited)	0	55	0	0	55
Net earnings	$ 0	0	1,481	0	1,481
Balance (in shares) at Sep. 30, 2020	3,117,842
Balance at Sep. 30, 2020	$ 31	38,492	18,714	1,414	$ 58,651
Balance (in shares) at Dec. 31, 2020	3,119,471				3,119,471
Balance at Dec. 31, 2020	$ 31	38,568	20,255	1,401	$ 60,255
Net earnings (unaudited)	0	0	2,234	0	2,234
Dividends paid (unaudited)	0	0	(438)	0	(438)
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)	$ 0	0	0	(1,003)	(1,003)
Stock options exercised (unaudited) (in shares)	120
Stock options exercised (unaudited)	$ 0	2	0	0	2
Common stock issued as compensation to directors (unaudited) (in shares)	1,122
Common stock issued as compensation to directors (unaudited)	$ 0	22	0	0	22
Issuance of restricted stock (unaudited) (in shares)	4,081
Issuance of restricted stock (unaudited)	$ 0	0	0	0	0
Stock-based compensation (unaudited)	0	57	0	0	57
Net earnings	0	0	2,234	0	2,234
Stock options exercised (unaudited)	$ 0	2	0	0	2
Balance (in shares) at Mar. 31, 2021	3,124,794
Balance at Mar. 31, 2021	$ 31	38,649	22,051	398	$ 61,129
Balance (in shares) at Dec. 31, 2020	3,119,471				3,119,471
Balance at Dec. 31, 2020	$ 31	38,568	20,255	1,401	$ 60,255
Net earnings (unaudited)					6,595
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)					(1,017)
Net earnings					$ 6,595
Balance (in shares) at Sep. 30, 2021	3,127,730				3,127,730
Balance at Sep. 30, 2021	$ 31	38,822	26,412	384	$ 65,649
Balance (in shares) at Mar. 31, 2021	3,124,794
Balance at Mar. 31, 2021	$ 31	38,649	22,051	398	61,129
Net earnings (unaudited)	0	0	2,262	0	2,262
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)	$ 0	0	0	307	307
Common stock issued as compensation to directors (unaudited) (in shares)	1,680
Common stock issued as compensation to directors (unaudited)	$ 0	33	0	0	33
Stock-based compensation (unaudited)	0	56	0	0	56
Net earnings	$ 0	0	2,262	0	2,262
Balance (in shares) at Jun. 30, 2021	3,126,474
Balance at Jun. 30, 2021	$ 31	38,738	24,313	705	63,787
Net earnings (unaudited)	0	0	2,099	0	2,099
Net change in unrealized gain on debt securities available for sale, net of income tax expense (unaudited)	$ 0	0	0	(321)	(321)
Stock options exercised (unaudited) (in shares)	30
Stock options exercised (unaudited)	$ 0	1	0	0	1
Common stock issued as compensation to directors (unaudited) (in shares)	1,226
Common stock issued as compensation to directors (unaudited)	$ 0	26	0	0	26
Stock-based compensation (unaudited)	0	57	0	0	57
Net earnings	0	0	2,099	0	2,099
Stock options exercised (unaudited)	$ 0	1	0	0	$ 1
Balance (in shares) at Sep. 30, 2021	3,127,730				3,127,730
Balance at Sep. 30, 2021	$ 31	$ 38,822	$ 26,412	$ 384	$ 65,649

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flow (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net earnings	$ 6,595	$ 2,917
Adjustments to reconcile net earnings to net cash provided by (used in) operating activities:
Depreciation and amortization	497	496
Provision (credit) for loan losses	(185)	2,484
Net accretion of deferred loan fees	(2,047)	(179)
Gain on sale of debt securities available for sale	(108)	0
Net amortization of premiums and discounts on debt securities available for sale	238	313
Gain on sale of loans held for sale	(958)	(591)
Proceeds from the sale of loans held for sale	155,371	107,456
Loans originated as held for sale	(151,796)	(115,572)
Stock-based compensation expense	251	227
Income from bank-owned life insurance	(203)	(120)
Net decrease (increase) in accrued interest receivable	482	(742)
Net change in operating leases	19	19
Net increase in other assets	(282)	(1,427)
Net increase in other liabilities and official checks	1,099	1,423
Net cash provided by (used in) operating activities	8,973	(3,296)
Cash flows from investing activities:
Loan originations, net of principal repayments	2,380	(130,471)
Purchase of debt securities available for sale	(26,471)	(13,726)
Principal repayments of debt securities available for sale	10,815	11,963
Proceeds from sale of debt securities available for sale	5,874	0
Maturities and calls of debt securities available for sale	3,044	3,349
Repurchase (purchase) of Federal Home Loan Bank stock	127	(89)
Purchase of bank owned life insurance	(1,197)	0
Purchase of premises and equipment	(267)	(962)
Net cash used in investing activities	(5,695)	(129,936)
Cash flows from financing activities:
Net increase in deposits	137,749	116,983
Change in other borrowings	3,075	(1,254)
Proceeds from stock options exercised	3	25
Common stock retirement	0	(1,217)
Common stock dividends paid	(438)	(383)
Net cash provided by financing activities	140,389	114,154
Net increase (decrease) in cash and cash equivalents	143,667	(19,078)
Cash and cash equivalents at beginning of period	68,985	75,082
Cash and cash equivalents at end of period	212,652	56,004
Supplemental disclosure of cash flow information
Interest	1,578	2,399
Income taxes	1,738	1,025
Noncash transactions:
Accumulated other comprehensive income, net change in unrealized (loss) gain on debt securities available for sale, net of taxes	(1,017)	1,214
Loans transferred to other real estate owned	$ 0	$ 234

Note 1 - General

Note 1 - General	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Significant Accounting Policies [Text Block]	( 1 General Prime Meridian Holding Company (“PMHG”) owns 100% of the outstanding common stock of Prime Meridian Bank (the "Bank") (collectively the "Company"). PMHG’s primary activity is the operation of the Bank. The Bank is a Florida state-chartered commercial bank, and the deposit accounts of the Bank are insured up to the applicable limits by the Federal Deposit Insurance Corporation ("FDIC"). The Bank offers a variety of community banking services to individual and corporate clients through its four The accounting and financial reporting policies of the Company conform, in all material respects, to accounting principles generally accepted in the United States (“GAAP”) and to general practices within the banking industry. The condensed consolidated financial statements in the Quarterly Report on Form 10 not 10 not and notes thereto, for the year ended December 31, 2020 , included in our Annual Report on Form 10 March 22, 2021 three nine September 30, 2021 not Comprehensive Incom e . S tock - Based Compensation. Mortgage Banking Revenue. Debit Card / ATM Revenue. Reclassifications. Derivatives. third not no Recent Accounting Standards Update. In June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 December 15, 2019. October 16, 2019, January, 2023

Note 2 - Debt Securities Availa

Note 2 - Debt Securities Available for Sale	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 2 Debt Securities Available for Sale Debt securities are classified according to management's intent. The amortized cost of debt securities and fair values are as follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At September 30, 2021 U.S. Government agency securities $ 986 $ - $ (4 ) $ 982 Municipal securities 16,481 346 (191 ) 16,636 Mortgage-backed securities 44,407 599 (272 ) 44,734 Asset-backed securities 4,735 42 (5 ) 4,772 Total $ 66,609 $ 987 $ (472 ) $ 67,124 At December 31, 2020 U.S. Government agency securities $ 170 $ 2 $ - $ 172 Municipal securities 15,500 626 - 16,126 Mortgage-backed securities 39,151 1,300 (13 ) 40,438 Asset-backed securities 5,180 9 (46 ) 5,143 Total $ 60,001 $ 1,937 $ (59 ) $ 61,879 The following table summarizes the sale of debt securities available for sale. Three Months Ended Nine Months Ended September 30, September 30, (in thousands) 2021 2020 2021 2020 Proceeds from sale of debt securities $ - $ - $ 5,874 $ - Gross gains - - 108 - Gross losses - - - - Net gain on sale of debt securities $ - $ - $ 108 $ - Debt securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows: Less Than Twelve Months Over Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At September 30, 2021 U.S. Government agency securities $ (4 ) $ 963 $ - $ - Municipal securities (191 ) 7,393 - - Mortgage-backed securities (272 ) 20,415 - - Asset-backed securities - - (5 ) 1,484 Total $ (467 ) $ 28,771 $ (5 ) $ 1,484 At December 31, 2020 Mortgage-backed securities $ (5 ) $ 992 $ (8 ) $ 767 Asset-backed securities - - (46 ) 3,494 Total $ (5 ) $ 992 $ (54 ) $ 4,261 The unrealized losses at September 30, 2021 December 31, 2020 not not not Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At September 30, 2021 U.S. Government agency securities $ 982 $ - $ 982 $ - Municipal securities 16,636 - 16,636 - Mortgage-backed securities 44,734 - 44,734 - Asset-backed securities 4,772 - 4,772 - Total $ 67,124 $ - $ 67,124 $ - At December 31, 2020 U.S. Government agency securities $ 172 $ - $ 172 $ - Municipal securities 16,126 - 16,126 - Mortgage-backed securities 40,438 - 40,438 - Asset-backed securities 5,143 - 5,143 - Total $ 61,879 $ - $ 61,879 $ - The scheduled maturities of debt securities are as follows: At September 30, 2021 Amortized Fair Cost Value (in thousands) Due in less than one year $ 20 $ 20 Due in one to five years 324 344 Due in five to ten years 10,752 10,714 Due after ten years 11,106 11,312 Mortgage-backed securities 44,407 44,734 Total $ 66,609 $ 67,124

Note 3 - Loans

Note 3 - Loans	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 3 Loans Segments and classes of loans, excluding loans held for sale, are as follows: (in thousands) At September 30, 2021 At December 31, 2020 Real estate mortgage loans: Commercial $ 140,961 $ 133,473 Residential and home equity 181,031 158,120 Construction 60,395 44,466 Total real estate mortgage loans 382,387 336,059 Commercial loans 93,900 141,542 Consumer and other loans 7,347 6,312 Total loans 483,634 483,913 Add (deduct): Net deferred loan fees (1,221 ) (1,160 ) Allowance for loan losses (5,900 ) (6,092 ) Loans, net $ 476,513 $ 476,661 An analysis of the change in allowance for loan losses follows: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other Unallocated (in thousands) Commercial Equity Construction Loans Loans Reserves Total Three Month Period Ended September 30, 2021 Beginning balance $ 1,532 $ 1,987 $ 538 $ 1,202 $ 79 $ 561 $ 5,899 Provision (credit) for loan losses 50 118 190 (16 ) 17 (359 ) - Net (charge-offs) recoveries - 6 - - (5 ) - 1 Ending balance $ 1,582 $ 2,111 $ 728 $ 1,186 $ 91 $ 202 $ 5,900 Three Month Period Ended September 30, 2020 Beginning balance $ 1,213 $ 1,637 $ 514 $ 1,536 $ 112 $ 236 $ 5,248 Provision (credit) for loan losses 208 48 (63 ) 95 10 323 621 Net (charge-offs) recoveries - - - 8 (44 ) - (36 ) Ending balance $ 1,421 $ 1,685 $ 451 $ 1,639 $ 78 $ 559 $ 5,833 Nine Month Period Ended September 30, 2021 Beginning balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 Provision (credit) for loan losses 82 294 189 (425 ) 32 (357 ) (185 ) Net (charge-offs) recoveries - (10 ) - 19 (16 ) - (7 ) Ending balance $ 1,582 $ 2,111 $ 728 $ 1,186 $ 91 $ 202 $ 5,900 Nine Month Period Ended September 30, 2020 Beginning balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 Provision (credit) for loan losses 375 160 36 1,323 31 559 2,484 Net (charge-offs) recoveries - (48 ) - (968 ) (49 ) - (1,065 ) Ending balance $ 1,421 $ 1,685 $ 451 $ 1,639 $ 78 $ 559 $ 5,833 At September 30, 2021 Individually evaluated for impairment: Recorded investment $ - $ - $ - $ - $ - $ - $ - Balance in allowance for loan losses $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment: Recorded investment $ 140,961 $ 181,031 $ 60,395 $ 93,900 $ 7,347 $ - $ 483,634 Balance in allowance for loan losses $ 1,582 $ 2,111 $ 728 $ 1,186 $ 91 $ 202 $ 5,900 At December 31, 2020 Individually evaluated for impairment: Recorded investment $ - $ 666 $ - $ 585 $ - $ - $ 1,251 Balance in allowance for loan losses $ - $ - $ - $ 179 $ - $ - $ 179 Collectively evaluated for impairment: Recorded investment $ 133,473 $ 157,454 $ 44,466 $ 140,957 $ 6,312 $ - $ 482,662 Balance in allowance for loan losses $ 1,500 $ 1,827 $ 539 $ 1,413 $ 75 $ 559 $ 5,913 The Company has divided the loan portfolio into three five Real Estate Mortgage Loans. three Commercial. three five may five may five Residential and Home Equity. first second one four may Construction. one two one ten not third may Commercial Loans. not third five may not one 504 7A 504 7A may may Cons umer and Other Loans . may not not The following summarizes the loan credit quality: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At September 30, 2021 Grade: Pass $ 138,004 $ 179,255 $ 60,276 $ 93,739 $ 7,296 $ 478,570 Special mention 2,957 1,776 119 125 51 5,028 Substandard - - - 36 - 36 Doubtful - - - - - - Loss - - - - - - Total $ 140,961 $ 181,031 $ 60,395 $ 93,900 $ 7,347 $ 483,634 At December 31, 2020 Grade: Pass $ 130,846 $ 156,985 $ 43,622 $ 140,370 $ 6,278 $ 478,101 Special mention 2,627 469 844 405 34 4,379 Substandard - 666 - 767 - 1,433 Doubtful - - - - - - Loss - - - - - - Total $ 133,473 $ 158,120 $ 44,466 $ 141,542 $ 6,312 $ 483,913 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. Loans classified as substandard or special mention are reviewed quarterly by the Company for further deterioration or improvement to determine if they are appropriately classified and whether there is any impairment. All loans are graded upon initial issuance. Furthermore, construction loans, nonowner-occupied commercial real estate loans, and commercial loan relationships in excess of $500,000 are reviewed at least annually. The Company determines the appropriate loan grade during the renewal process and reevaluates the loan grade in situations when a loan becomes past due. Loans excluded from the review process above are generally classified as pass credits until: (a) they become past due; (b) management becomes aware of deterioration in the credit worthiness of the borrower; or (c) the client contacts the Company for a modification. In these circumstances, the loan is specifically evaluated for potential classification as to special mention, substandard or even charged-off. The Company uses the following definitions for risk ratings: Pass Special Mention may not not Substandard not Doubtful one Loss not not no Age analysis of past due loans is as follows: Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At September 30, 2021 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 140,961 $ - $ 140,961 Residential and home equity - - - - 181,031 - 181,031 Construction - 82 - 82 60,313 - 60,395 Commercial loans 444 - - 444 93,456 - 93,900 Consumer and other loans - - - - 7,347 - 7,347 Total $ 444 $ 82 $ - $ 526 $ 483,108 $ - $ 483,634 At December 31, 2020 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 133,473 $ - $ 133,473 Residential and home equity 536 - - 536 156,918 666 158,120 Construction 195 - - 195 44,271 - 44,466 Commercial loans - - - - 140,957 585 141,542 Consumer and other loans - - - - 6,312 - 6,312 Total $ 731 $ - $ - $ 731 $ 481,931 $ 1,251 $ 483,913 There were no impaired loans at September 30, 2021. December 31, 2020: With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2020 Real estate mortgage loans- Residential and home equity $ 666 $ 666 $ - $ - $ - $ 666 $ 666 $ - Commercial loans - - 585 585 179 585 585 179 Total $ 666 $ 666 $ 585 $ 585 $ 179 $ 1,251 $ 1,251 $ 179 There were no September 30, 2021 December 31, 2020 The average net investment in impaired loans and interest income recognized and received on impaired loans are as follows: Three Months Ended September 30, 2021 2020 Average Interest Interest Average Interest Interest Recorded Income Income Recorded Income Income (in thousands) Investment Recognized Received Investment Recognized Received Real estate mortgage loans: Commercial $ - $ - $ - $ 27 $ - $ - Residential and home equity - - - 933 - - Commercial loans - - - 850 5 5 Consumer - - - 26 - - Total $ - $ - $ - $ 1,836 $ 5 $ 5 Nine Months Ended September 30, 2021 2020 Average Interest Interest Average Interest Interest Recorded Income Income Recorded Income Income (in thousands) Investment Recognized Received Investment Recognized Received Real estate mortgage loans: Commercial $ - $ - $ - $ 322 $ 12 $ 11 Residential and home equity 436 - - 915 - - Commercial loans 233 - - 1,232 12 12 Consumer - - - 17 - - Total $ 669 $ - $ - $ 2,486 $ 24 $ 23 The restructuring of a loan constitutes a troubled debt restructuring (“TDR”) if the creditor grants a concession to the debtor that it would not may not 19 not no three nine September 30, 2021 2020. September 30, 2021 no

Note 4 - Regulatory Capital

Note 4 - Regulatory Capital	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 4 Regulatory Capital The Bank is subject to various regulatory capital requirements administered by the banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Bank is subject to the Basel III capital level threshold requirements under the Prompt Corrective Action regulations. These regulations were designed to ensure that banks maintain strong capital positions even in the event of severe economic downturns or unforeseen losses. The Bank is subject to the capital conservation buffer rules which place limitations on distributions, including dividend payments, and certain discretionary bonus payments to executive officers. In order to avoid these limitations, a bank must hold a capital conservation buffer above its minimum risk-based capital requirements. As of September 30, 2021 Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and percentages (set forth in the table below) of total and Tier 1 1 September 30, 2021 As of September 30, 2021 1 1 no For Capital Adequacy For Well Capitalized Actual Purposes Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of September 30, 2021 Tier 1 Leverage Capital $ 68,218 8.82 % $ 30,940 4.00 % $ 38,675 5.00 % Common Equity Tier 1 Risk-based Capital 68,218 13.30 23,087 4.50 33,349 6.50 Tier 1 Risk-based Capital 68,218 13.30 30,783 6.00 41,044 8.00 Total Risk-based Capital 74,118 14.45 41,044 8.00 51,305 10.00 As of December 31, 2020 Tier 1 Leverage Capital $ 57,800 9.09 % $ 25,421 4.00 % $ 31,776 5.00 % Common Equity Tier 1 Risk-based Capital 57,800 13.29 19,575 4.50 28,275 6.50 Tier 1 Risk-based Capital 57,800 13.29 26,100 6.00 34,799 8.00 Total Risk-based Capital 63,245 14.54 34,799 8.00 43,499 10.00

Note 5 - Earnings Per Share

Note 5 - Earnings Per Share	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	( 5 ) Earnings Per Share Earnings per share, (“EPS”) have been computed on the basis of the weighted-average number of shares of common stock outstanding. For the three nine September 30, 2021 2020 2021 2020 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Three Months Ending September 30: Basic EPS: Net earnings $ 2,099 3,127,524 $ 0.67 $ 1,481 3,117,623 $ 0.47 Effect of dilutive securities-incremental shares from assumed conversion of options 17,493 57 Diluted EPS: Net earnings $ 2,099 3,145,017 $ 0.67 $ 1,481 3,117,680 $ 0.47 Nine Months Ending September 30: Basic EPS: Net earnings $ 6,595 3,125,777 $ 2.11 $ 2,917 3,139,183 $ 0.92 Effect of dilutive securities-incremental shares from assumed conversion of options 8,459 73 Diluted EPS: Net earnings $ 6,595 3,134,236 $ 2.10 $ 2,917 3,139,256 $ 0.92

Note 6 - Stock Benefit Plans

Note 6 - Stock Benefit Plans	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	( 6 ) Stock Benefit Plans 2015 The 2015 “2015 2015 may 500,000, no As of September 30, 2021 2015 nine September 30, 2021 2020 Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2019 272,267 $ 19.80 Options granted 15,000 $ 20.05 Options forfeited (170 ) 20.09 Outstanding on September 30, 2020 287,097 $ 19.82 Options forfeited (15,040 ) $ 20.05 Outstanding at December 31, 2020 272,057 $ 19.80 Options granted 4,000 $ 22.64 Options exercised (150 ) 20.09 Options forfeited (15,250 ) 20.09 Outstanding at September 30, 2021 260,657 $ 19.83 6.05 $ 281,000 Exercisable at September 30, 2021 161,677 $ 19.60 5.58 $ 212,000 The fair value of shares vested and recognized as compensation expense was $57,000 and $55,000 for the three September 30, 2021 2020 nine September 30, 2021 and 2020, three September 30, 2021 2020 nine September 30, 2021 2020 three September 30, 2021 2020 nine September 30, 2021 2020 September 30, 2021 2015 Director s’ Plan In 2012, no The maximum number of shares to be issued pursuant to the Directors’ Plan is limited to 74,805 shares. For the three September 30, 2021 2020 , our directors received 1,226 and 1,343 shares of common stock, respectively, in lieu of cash fees calculated at 110% nine September 30, 2021 2020 110% September 30, 2021 Restricted Stock During the nine September 30, 2021 2020 2020 2019, three Wtd-Avg Grant-Date Number of Fair Value Grant-Date Fair Shares per Share Value Non-vested restricted stock outstanding at December 31, 2019 3,600 $ 18.52 $ 67,000 Non-vested restricted stock granted in 2020 3,835 20.40 78,000 Restricted stock shares vested in 2020 (1,200 ) (18.52 ) (22,000 ) Non-vested restricted stock outstanding at December 31, 2020 6,235 $ 19.64 $ 123,000 Non-vested restricted stock granted in 2021 4,081 $ 18.04 74,000 Restricted stock shares vested in 2021 (2,478 ) 19.49 (48,000 ) Non-vested restricted stock outstanding at September 30, 2021 7,838 $ 18.88 $ 149,000 During the nine September 30, 2021 2020 , the Company recognized $53,000 and $34,000 September 30, 2021 the Company had $101,000 in unrecognized expense to be recognized over a weighted-average period of 1.8 years.

Note 7 - Federal Home Loan Bank

Note 7 - Federal Home Loan Bank Advances and Other Borrowings	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	( 7 Federal Home Loan Bank Advances and Other Borrowings Federal Home Loan Bank (“FHLB”) advances are collateralized by a blanket lien on qualifying residential real estate, commercial real estate, home equity lines of credit and multi-family loans. Under this blanket lien, the Company could borrow up to $68.0 million at September 30, 2021 September 30, 2021 December 31, 2020 no In 2020, September 30, 2021, September 30, 2021

Note 8 - Derivative Financial I

Note 8 - Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	( 8 Derivative Financial Instruments The Company has entered into interest rate swaps in order to provide commercial real estate loan clients the ability to swap from variable to fixed interest rates. Under these agreements, the Company enters into a variable rate loan with a client at a specified index (Wall Street Journal Prime Lending Rate) in addition to a borrower swap agreement. This swap agreement effectively converts the client’s variable rate loan into a fixed rate. The Company then enters into a matching swap agreement with a third not no September 30, 2021 December 31, 2020 dollars in thousands Notional amount - interest rate swaps: Stand-alone derivatives $ 20,693 $ 21,100 Weighted-average pay rate - interest rate swaps 3.69 % 3.68 % Weighted-average receive rate - interest rate swaps 3.00 % 3.00 % Weighted-average maturity (in years) - interest rate swaps 13.8 14.6 Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 642 $ 163 Stand-alone derivatives - interest rate swaps (other liabilities) $ (642 ) $ (163 ) The Company is party to a collateral support agreement with its dealer counterparty. Such agreement requires that the Company or the dealer counterparty to maintain collateral based on the fair values of derivative instruments. In the event of default by a counterparty the non-defaulting counterparty would be entitled to the collateral. The Company does not

Note 9 - Fair Value of Financia

Note 9 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 9 Fair Value of Financial Instruments The estimated fair values and fair value measurement method with respect to the Company's financial instruments were as follows: At September 30, 2021 At December 31, 2020 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 212,652 $ 212,652 $ 68,985 $ 68,985 Debt securities available for sale 2 67,124 67,124 61,879 61,879 Loans held for sale 3 10,976 11,159 13,593 13,814 Loans, net 3 476,513 482,875 476,661 487,652 Federal Home Loan Bank stock 3 366 366 493 493 Accrued interest receivable 3 1,478 1,478 1,960 1,960 Derivative contract assets 3 642 642 163 163 Financial liabilities: Deposits 3 718,341 718,562 580,592 581,073 Derivative contract liabilities 3 642 642 163 163 Off-Balance Sheet Items 3 - - - - Discussion regarding the assumptions used to compute the estimated fair values of financial instruments can be found in Note 1 10 December 31, 2020

Note 10 - Off-balance Sheet Fin

Note 10 - Off-balance Sheet Financial Instruments	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Off-balance Sheet Financial Instruments [Text Block]	( 10 ) Off- B alance S heet Financial Instruments The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its clients. These financial instruments are commitments to extend credit, construction loans in process, unused lines of credit, standby letters of credit, and guaranteed accounts and may The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for available lines of credit, construction loans in process and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to extend credit, construction loans in process and unused lines of credit are agreements to lend to a client as long as there is no may not Standby letters of credit are written conditional commitments issued by the Company to guarantee the performance of a client to a third third one not third $478,000 September 30, 2021 Guaranteed accounts are irrevocable standby letters of credit issued by us to guarantee a client’s credit line with our third Standby letters of credit and commitments to extend credit typically result in loans with a market interest rate when funded. The maximum potential amount of future payments we could be required to make for off-balance sheet financial instruments is represented by the dollar amount disclosed in the table below. At September 30, 2021 (in thousands) Commitments to extend credit $ 13,437 Construction loans in process $ 50,196 Unused lines of credit $ 66,338 Standby financial letters of credit $ 2,733 Standby performance letters of credit $ 100 Guaranteed accounts $ 1,370

Note 11 - Contingency

Note 11 - Contingency	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Contingencies Disclosure [Text Block]	( 11 Contingency The COVID- 19 19 not may Management believes credit quality deterioration directly related to the pandemic could materialize in the future due to continued disruption in the global supply chains, labor shortages across many industries, and the potential for new and more dangerous variants of the virus to emerge. Since March 2020, September 30, 2021.

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2021
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Prime Meridian Holding Company (“PMHG”) owns 100% of the outstanding common stock of Prime Meridian Bank (the "Bank") (collectively the "Company"). PMHG’s primary activity is the operation of the Bank. The Bank is a Florida state-chartered commercial bank, and the deposit accounts of the Bank are insured up to the applicable limits by the Federal Deposit Insurance Corporation ("FDIC"). The Bank offers a variety of community banking services to individual and corporate clients through its four The accounting and financial reporting policies of the Company conform, in all material respects, to accounting principles generally accepted in the United States (“GAAP”) and to general practices within the banking industry. The condensed consolidated financial statements in the Quarterly Report on Form 10 not 10 not and notes thereto, for the year ended December 31, 2020 , included in our Annual Report on Form 10 March 22, 2021 three nine September 30, 2021 not
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Incom e .
Share-based Payment Arrangement, Director [Policy Text Block]	S tock - Based Compensation.
Mortgage Banking Activity [Policy Text Block]	Mortgage Banking Revenue.
Debit Card and ATM Revenue, Policy [Policy Text Block]	Debit Card / ATM Revenue.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications.
Derivatives, Policy [Policy Text Block]	Derivatives. third not no
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Standards Update. In June 2016, No. 2016 13, Financial Instruments-Credit Losses (Topic 326 December 15, 2019. October 16, 2019, January, 2023

Note 2 - Debt Securities Avai_2

Note 2 - Debt Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At September 30, 2021 U.S. Government agency securities $ 986 $ - $ (4 ) $ 982 Municipal securities 16,481 346 (191 ) 16,636 Mortgage-backed securities 44,407 599 (272 ) 44,734 Asset-backed securities 4,735 42 (5 ) 4,772 Total $ 66,609 $ 987 $ (472 ) $ 67,124 At December 31, 2020 U.S. Government agency securities $ 170 $ 2 $ - $ 172 Municipal securities 15,500 626 - 16,126 Mortgage-backed securities 39,151 1,300 (13 ) 40,438 Asset-backed securities 5,180 9 (46 ) 5,143 Total $ 60,001 $ 1,937 $ (59 ) $ 61,879
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, (in thousands) 2021 2020 2021 2020 Proceeds from sale of debt securities $ - $ - $ 5,874 $ - Gross gains - - 108 - Gross losses - - - - Net gain on sale of debt securities $ - $ - $ 108 $ -
Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less Than Twelve Months Over Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At September 30, 2021 U.S. Government agency securities $ (4 ) $ 963 $ - $ - Municipal securities (191 ) 7,393 - - Mortgage-backed securities (272 ) 20,415 - - Asset-backed securities - - (5 ) 1,484 Total $ (467 ) $ 28,771 $ (5 ) $ 1,484 At December 31, 2020 Mortgage-backed securities $ (5 ) $ 992 $ (8 ) $ 767 Asset-backed securities - - (46 ) 3,494 Total $ (5 ) $ 992 $ (54 ) $ 4,261
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At September 30, 2021 U.S. Government agency securities $ 982 $ - $ 982 $ - Municipal securities 16,636 - 16,636 - Mortgage-backed securities 44,734 - 44,734 - Asset-backed securities 4,772 - 4,772 - Total $ 67,124 $ - $ 67,124 $ - At December 31, 2020 U.S. Government agency securities $ 172 $ - $ 172 $ - Municipal securities 16,126 - 16,126 - Mortgage-backed securities 40,438 - 40,438 - Asset-backed securities 5,143 - 5,143 - Total $ 61,879 $ - $ 61,879 $ -
Investments Classified by Contractual Maturity Date [Table Text Block]	At September 30, 2021 Amortized Fair Cost Value (in thousands) Due in less than one year $ 20 $ 20 Due in one to five years 324 344 Due in five to ten years 10,752 10,714 Due after ten years 11,106 11,312 Mortgage-backed securities 44,407 44,734 Total $ 66,609 $ 67,124

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Portfolio of Loans [Table Text Block]	(in thousands) At September 30, 2021 At December 31, 2020 Real estate mortgage loans: Commercial $ 140,961 $ 133,473 Residential and home equity 181,031 158,120 Construction 60,395 44,466 Total real estate mortgage loans 382,387 336,059 Commercial loans 93,900 141,542 Consumer and other loans 7,347 6,312 Total loans 483,634 483,913 Add (deduct): Net deferred loan fees (1,221 ) (1,160 ) Allowance for loan losses (5,900 ) (6,092 ) Loans, net $ 476,513 $ 476,661
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other Unallocated (in thousands) Commercial Equity Construction Loans Loans Reserves Total Three Month Period Ended September 30, 2021 Beginning balance $ 1,532 $ 1,987 $ 538 $ 1,202 $ 79 $ 561 $ 5,899 Provision (credit) for loan losses 50 118 190 (16 ) 17 (359 ) - Net (charge-offs) recoveries - 6 - - (5 ) - 1 Ending balance $ 1,582 $ 2,111 $ 728 $ 1,186 $ 91 $ 202 $ 5,900 Three Month Period Ended September 30, 2020 Beginning balance $ 1,213 $ 1,637 $ 514 $ 1,536 $ 112 $ 236 $ 5,248 Provision (credit) for loan losses 208 48 (63 ) 95 10 323 621 Net (charge-offs) recoveries - - - 8 (44 ) - (36 ) Ending balance $ 1,421 $ 1,685 $ 451 $ 1,639 $ 78 $ 559 $ 5,833 Nine Month Period Ended September 30, 2021 Beginning balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 Provision (credit) for loan losses 82 294 189 (425 ) 32 (357 ) (185 ) Net (charge-offs) recoveries - (10 ) - 19 (16 ) - (7 ) Ending balance $ 1,582 $ 2,111 $ 728 $ 1,186 $ 91 $ 202 $ 5,900 Nine Month Period Ended September 30, 2020 Beginning balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 Provision (credit) for loan losses 375 160 36 1,323 31 559 2,484 Net (charge-offs) recoveries - (48 ) - (968 ) (49 ) - (1,065 ) Ending balance $ 1,421 $ 1,685 $ 451 $ 1,639 $ 78 $ 559 $ 5,833 At September 30, 2021 Individually evaluated for impairment: Recorded investment $ - $ - $ - $ - $ - $ - $ - Balance in allowance for loan losses $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment: Recorded investment $ 140,961 $ 181,031 $ 60,395 $ 93,900 $ 7,347 $ - $ 483,634 Balance in allowance for loan losses $ 1,582 $ 2,111 $ 728 $ 1,186 $ 91 $ 202 $ 5,900 At December 31, 2020 Individually evaluated for impairment: Recorded investment $ - $ 666 $ - $ 585 $ - $ - $ 1,251 Balance in allowance for loan losses $ - $ - $ - $ 179 $ - $ - $ 179 Collectively evaluated for impairment: Recorded investment $ 133,473 $ 157,454 $ 44,466 $ 140,957 $ 6,312 $ - $ 482,662 Balance in allowance for loan losses $ 1,500 $ 1,827 $ 539 $ 1,413 $ 75 $ 559 $ 5,913
Financing Receivable Credit Quality Indicators [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At September 30, 2021 Grade: Pass $ 138,004 $ 179,255 $ 60,276 $ 93,739 $ 7,296 $ 478,570 Special mention 2,957 1,776 119 125 51 5,028 Substandard - - - 36 - 36 Doubtful - - - - - - Loss - - - - - - Total $ 140,961 $ 181,031 $ 60,395 $ 93,900 $ 7,347 $ 483,634 At December 31, 2020 Grade: Pass $ 130,846 $ 156,985 $ 43,622 $ 140,370 $ 6,278 $ 478,101 Special mention 2,627 469 844 405 34 4,379 Substandard - 666 - 767 - 1,433 Doubtful - - - - - - Loss - - - - - - Total $ 133,473 $ 158,120 $ 44,466 $ 141,542 $ 6,312 $ 483,913
Financing Receivable, Past Due [Table Text Block]	Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At September 30, 2021 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 140,961 $ - $ 140,961 Residential and home equity - - - - 181,031 - 181,031 Construction - 82 - 82 60,313 - 60,395 Commercial loans 444 - - 444 93,456 - 93,900 Consumer and other loans - - - - 7,347 - 7,347 Total $ 444 $ 82 $ - $ 526 $ 483,108 $ - $ 483,634 At December 31, 2020 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 133,473 $ - $ 133,473 Residential and home equity 536 - - 536 156,918 666 158,120 Construction 195 - - 195 44,271 - 44,466 Commercial loans - - - - 140,957 585 141,542 Consumer and other loans - - - - 6,312 - 6,312 Total $ 731 $ - $ - $ 731 $ 481,931 $ 1,251 $ 483,913
Impaired Financing Receivables [Table Text Block]	With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2020 Real estate mortgage loans- Residential and home equity $ 666 $ 666 $ - $ - $ - $ 666 $ 666 $ - Commercial loans - - 585 585 179 585 585 179 Total $ 666 $ 666 $ 585 $ 585 $ 179 $ 1,251 $ 1,251 $ 179
Impaired Financing Receivables, Average Recorded Investment, and Interest Income Recognized [Table Text Block]	Three Months Ended September 30, 2021 2020 Average Interest Interest Average Interest Interest Recorded Income Income Recorded Income Income (in thousands) Investment Recognized Received Investment Recognized Received Real estate mortgage loans: Commercial $ - $ - $ - $ 27 $ - $ - Residential and home equity - - - 933 - - Commercial loans - - - 850 5 5 Consumer - - - 26 - - Total $ - $ - $ - $ 1,836 $ 5 $ 5 Nine Months Ended September 30, 2021 2020 Average Interest Interest Average Interest Interest Recorded Income Income Recorded Income Income (in thousands) Investment Recognized Received Investment Recognized Received Real estate mortgage loans: Commercial $ - $ - $ - $ 322 $ 12 $ 11 Residential and home equity 436 - - 915 - - Commercial loans 233 - - 1,232 12 12 Consumer - - - 17 - - Total $ 669 $ - $ - $ 2,486 $ 24 $ 23

Note 4 - Regulatory Capital (Ta

Note 4 - Regulatory Capital (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	For Capital Adequacy For Well Capitalized Actual Purposes Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of September 30, 2021 Tier 1 Leverage Capital $ 68,218 8.82 % $ 30,940 4.00 % $ 38,675 5.00 % Common Equity Tier 1 Risk-based Capital 68,218 13.30 23,087 4.50 33,349 6.50 Tier 1 Risk-based Capital 68,218 13.30 30,783 6.00 41,044 8.00 Total Risk-based Capital 74,118 14.45 41,044 8.00 51,305 10.00 As of December 31, 2020 Tier 1 Leverage Capital $ 57,800 9.09 % $ 25,421 4.00 % $ 31,776 5.00 % Common Equity Tier 1 Risk-based Capital 57,800 13.29 19,575 4.50 28,275 6.50 Tier 1 Risk-based Capital 57,800 13.29 26,100 6.00 34,799 8.00 Total Risk-based Capital 63,245 14.54 34,799 8.00 43,499 10.00

Note 5 - Earnings Per Share (Ta

Note 5 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2021 2020 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Three Months Ending September 30: Basic EPS: Net earnings $ 2,099 3,127,524 $ 0.67 $ 1,481 3,117,623 $ 0.47 Effect of dilutive securities-incremental shares from assumed conversion of options 17,493 57 Diluted EPS: Net earnings $ 2,099 3,145,017 $ 0.67 $ 1,481 3,117,680 $ 0.47 Nine Months Ending September 30: Basic EPS: Net earnings $ 6,595 3,125,777 $ 2.11 $ 2,917 3,139,183 $ 0.92 Effect of dilutive securities-incremental shares from assumed conversion of options 8,459 73 Diluted EPS: Net earnings $ 6,595 3,134,236 $ 2.10 $ 2,917 3,139,256 $ 0.92

Note 6 - Stock Benefit Plans (T

Note 6 - Stock Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Nonvested Restricted Stock Shares Activity [Table Text Block]	Wtd-Avg Grant-Date Number of Fair Value Grant-Date Fair Shares per Share Value Non-vested restricted stock outstanding at December 31, 2019 3,600 $ 18.52 $ 67,000 Non-vested restricted stock granted in 2020 3,835 20.40 78,000 Restricted stock shares vested in 2020 (1,200 ) (18.52 ) (22,000 ) Non-vested restricted stock outstanding at December 31, 2020 6,235 $ 19.64 $ 123,000 Non-vested restricted stock granted in 2021 4,081 $ 18.04 74,000 Restricted stock shares vested in 2021 (2,478 ) 19.49 (48,000 ) Non-vested restricted stock outstanding at September 30, 2021 7,838 $ 18.88 $ 149,000
The 2015 Stock Incentive Compensation Plan [Member]
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2019 272,267 $ 19.80 Options granted 15,000 $ 20.05 Options forfeited (170 ) 20.09 Outstanding on September 30, 2020 287,097 $ 19.82 Options forfeited (15,040 ) $ 20.05 Outstanding at December 31, 2020 272,057 $ 19.80 Options granted 4,000 $ 22.64 Options exercised (150 ) 20.09 Options forfeited (15,250 ) 20.09 Outstanding at September 30, 2021 260,657 $ 19.83 6.05 $ 281,000 Exercisable at September 30, 2021 161,677 $ 19.60 5.58 $ 212,000

Note 8 - Derivative Financial_2

Note 8 - Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	September 30, 2021 December 31, 2020 dollars in thousands Notional amount - interest rate swaps: Stand-alone derivatives $ 20,693 $ 21,100 Weighted-average pay rate - interest rate swaps 3.69 % 3.68 % Weighted-average receive rate - interest rate swaps 3.00 % 3.00 % Weighted-average maturity (in years) - interest rate swaps 13.8 14.6 Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 642 $ 163 Stand-alone derivatives - interest rate swaps (other liabilities) $ (642 ) $ (163 )

Note 9 - Fair Value of Financ_2

Note 9 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	At September 30, 2021 At December 31, 2020 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 212,652 $ 212,652 $ 68,985 $ 68,985 Debt securities available for sale 2 67,124 67,124 61,879 61,879 Loans held for sale 3 10,976 11,159 13,593 13,814 Loans, net 3 476,513 482,875 476,661 487,652 Federal Home Loan Bank stock 3 366 366 493 493 Accrued interest receivable 3 1,478 1,478 1,960 1,960 Derivative contract assets 3 642 642 163 163 Financial liabilities: Deposits 3 718,341 718,562 580,592 581,073 Derivative contract liabilities 3 642 642 163 163 Off-Balance Sheet Items 3 - - - -

Note 10 - Off-balance Sheet F_2

Note 10 - Off-balance Sheet Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	At September 30, 2021 (in thousands) Commitments to extend credit $ 13,437 Construction loans in process $ 50,196 Unused lines of credit $ 66,338 Standby financial letters of credit $ 2,733 Standby performance letters of credit $ 100 Guaranteed accounts $ 1,370

Note 1 - General (Details Textu

Note 1 - General (Details Textual)	9 Months Ended
	Sep. 30, 2021
Subsidiary, Ownership Percentage By Parent	100.00%
Number of Banking Offices	4

Note 2 - Debt Securities Avai_3

Note 2 - Debt Securities Available for Sale (Details Textual)	Sep. 30, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	19	7

Note 2 - Debt Securities Avai_4

Note 2 - Debt Securities Available for Sale - Summary of Carrying Amount and Fair Values of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Amortized Cost	$ 66,609	$ 60,001
Gross Unrealized Gains	987	1,937
Gross Unrealized Losses	(472)	(59)
Debt securities available for sale	67,124	61,879
US Government Agencies Debt Securities [Member]
Amortized Cost	986	170
Gross Unrealized Gains	0	2
Gross Unrealized Losses	(4)	0
Debt securities available for sale	982	172
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	16,481	15,500
Gross Unrealized Gains	346	626
Gross Unrealized Losses	(191)	0
Debt securities available for sale	16,636	16,126
Collateralized Mortgage Backed Securities [Member]
Amortized Cost	44,407	39,151
Gross Unrealized Gains	599	1,300
Gross Unrealized Losses	(272)	(13)
Debt securities available for sale	44,734	40,438
Asset-backed Securities [Member]
Amortized Cost	4,735	5,180
Gross Unrealized Gains	42	9
Gross Unrealized Losses	(5)	(46)
Debt securities available for sale	$ 4,772	$ 5,143

Note 2 - Debt Securities Avai_5

Note 2 - Debt Securities Available for Sale - Summary of Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Proceeds from sale of debt securities available for sale	$ 0	$ 0	$ 5,874	$ 0
Gross gains	0	0	108	0
Gross losses	0	0	0	0
Net gain on sale of debt securities	$ 0	$ 0	$ 108	$ 0

Note 2 - Debt Securities Avai_6

Note 2 - Debt Securities Available for Sale - Summary of Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Gross Unrealized Losses, Less Than Twelve Months	$ (467)	$ (5)
Fair Value, Less Than Twelve Months	28,771	992
Gross Unrealized Losses, Over Twelve Months	(5)	(54)
Fair Value, Over Twelve Months	1,484	4,261
US Government Agencies Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months	(4)
Fair Value, Less Than Twelve Months	963
US States and Political Subdivisions Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months	(191)
Fair Value, Less Than Twelve Months	7,393
Collateralized Mortgage Backed Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months	(272)	(5)
Fair Value, Less Than Twelve Months	20,415	992
Gross Unrealized Losses, Over Twelve Months		(8)
Fair Value, Over Twelve Months		767
Asset-backed Securities [Member]
Gross Unrealized Losses, Over Twelve Months	(5)	(46)
Fair Value, Over Twelve Months	$ 1,484	$ 3,494

Note 2 - Debt Securities Avai_7

Note 2 - Debt Securities Available for Sale - Securities Available for Sale Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Debt securities available for sale	$ 67,124	$ 61,879
US Government Agencies Debt Securities [Member]
Debt securities available for sale	982	172
US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	16,636	16,126
Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale	44,734	40,438
Asset-backed Securities [Member]
Debt securities available for sale	4,772	5,143
Fair Value, Recurring [Member]
Debt securities available for sale	67,124	61,879
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	67,124	61,879
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Debt securities available for sale	982	172
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	982	172
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	16,636	16,126
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	16,636	16,126
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale	44,734	40,438
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	44,734	40,438
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Debt securities available for sale	4,772	5,143
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	4,772	5,143
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	$ 0	$ 0

Note 2 - Debt Securities Avai_8

Note 2 - Debt Securities Available for Sale - Scheduled Maturities of Securities with Fair Value and Amortized Cost (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Due in less than one year, amortized cost	$ 20
Due in less than one year, fair value	20
Due in one to five years, amortized cost	324
Due in one to five years, fair value	344
Due in five to ten years, amortized cost	10,752
Due in five to ten years, fair value	10,714
Due after ten years, amortized cost	11,106
Due after ten years, fair value	11,312
Mortgage-backed securities, amortized cost	44,407
Mortgage-backed securities, fair value	44,734
Total, amortized cost	66,609	$ 60,001
Total, fair value	$ 67,124	$ 61,879

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020	Sep. 30, 2021USD ($)	Sep. 30, 2020	Dec. 31, 2020USD ($)
Number of Portfolio Classes	5		5
Impairment Valuation Loan Limit			$ 500,000
Financing Receivable, Modifications, Number of Contracts	0	0	0	0
Financing Receivable, Troubled Debt Restructuring	$ 0		$ 0
Nonperforming Financial Instruments [Member] | Collateral Pledged [Member] | Fair Value, Nonrecurring [Member]
Loans Receivable, Fair Value Disclosure	$ 0		$ 0		$ 0
Minimum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)			1 year
Maximum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)			10 years
Real Estate Mortgage Loans [Member]
Number of Portfolio Classes	3		3
Commercial Real Estate Portfolio Segment [Member]
Period of Fixed Interest Rate (Year)			5 years
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Loan Maturity Period (Year)			3 years
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loan Maturity Period (Year)			5 years
Residential Portfolio Segment [Member] | Period 1 [Member]
Period of Fixed Interest Rate (Year)			15 years
Period of Adjustment of Interest Rate (Year)			1 year
Residential Portfolio Segment [Member] | Period 2 [Member]
Period of Fixed Interest Rate (Year)			30 years
Period of Adjustment of Interest Rate (Year)			3 years
Residential Portfolio Segment [Member] | Period 3 [Member]
Period of Adjustment of Interest Rate (Year)			5 years
Residential Portfolio Segment [Member] | Period 4 [Member]
Period of Adjustment of Interest Rate (Year)			7 years
Residential Portfolio Segment [Member] | Period 5 [Member]
Period of Adjustment of Interest Rate (Year)			10 years
Real Estate Construction Loan [Member] | Minimum [Member]
Loan Maturity Period (Year)			1 year
Real Estate Construction Loan [Member] | Maximum [Member]
Loan Maturity Period (Year)			2 years
Commercial Portfolio Segment [Member] | Maximum [Member] | Equipment Loans [Member]
Loan Maturity Period (Year)			5 years

Note 3 - Loans - Composition of

Note 3 - Loans - Composition of Company's Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019
Total loans	$ 483,634		$ 483,913
Net deferred loan fees	(1,221)		(1,160)
Allowance for loan losses	(5,900)	$ (5,899)	(6,092)	$ (5,833)	$ (5,248)	$ (4,414)
Loans, net	476,513		476,661
Mortgage Receivable [Member]
Total loans	382,387		336,059
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans	140,961		133,473
Allowance for loan losses	(1,582)	(1,532)	(1,500)	(1,421)	(1,213)	(1,046)
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Total loans	181,031		158,120
Allowance for loan losses	(2,111)	(1,987)	(1,827)	(1,685)	(1,637)	(1,573)
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Total loans	60,395		44,466
Allowance for loan losses	(728)	(538)	(539)	(451)	(514)	(415)
Loans and Finance Receivables [Member]
Total loans			483,913
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Total loans	93,900		141,542
Allowance for loan losses	(1,186)	(1,202)	(1,592)	(1,639)	(1,536)	(1,284)
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Total loans	7,347		6,312
Allowance for loan losses	$ (91)	$ (79)	$ (75)	$ (78)	$ (112)	$ (96)

Note 3 - Loans - Summary of Cha

Note 3 - Loans - Summary of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Beginning balance	$ 5,899	$ 5,248	$ 6,092	$ 4,414
Provision (credit) for loan losses	0	621	(185)	2,484
Net (charge-offs) recoveries	1	(36)	(7)	(1,065)
Ending balance	5,900	5,833	5,900	5,833
Recorded investment, individually evaluated for impairment	0		0		$ 1,251
Balance in allowance for loan losses, individually evaluated for impairment	0		0		179
Recorded investment, collectively evaluated for impairment	483,634		483,634		482,662
Balance in allowance for loan losses, collectively evaluated for impairment	5,900		5,900		5,913
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Beginning balance	1,532	1,213	1,500	1,046
Provision (credit) for loan losses	50	208	82	375
Net (charge-offs) recoveries	0	0	0	0
Ending balance	1,582	1,421	1,582	1,421
Recorded investment, individually evaluated for impairment	0		0		0
Balance in allowance for loan losses, individually evaluated for impairment	0		0		0
Recorded investment, collectively evaluated for impairment	140,961		140,961		133,473
Balance in allowance for loan losses, collectively evaluated for impairment	1,582		1,582		1,500
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Beginning balance	1,987	1,637	1,827	1,573
Provision (credit) for loan losses	118	48	294	160
Net (charge-offs) recoveries	6	0	(10)	(48)
Ending balance	2,111	1,685	2,111	1,685
Recorded investment, individually evaluated for impairment	0		0		666
Balance in allowance for loan losses, individually evaluated for impairment	0		0		0
Recorded investment, collectively evaluated for impairment	181,031		181,031		157,454
Balance in allowance for loan losses, collectively evaluated for impairment	2,111		2,111		1,827
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Beginning balance	538	514	539	415
Provision (credit) for loan losses	190	(63)	189	36
Net (charge-offs) recoveries	0	0	0	0
Ending balance	728	451	728	451
Recorded investment, individually evaluated for impairment	0		0		0
Balance in allowance for loan losses, individually evaluated for impairment	0		0		0
Recorded investment, collectively evaluated for impairment	60,395		60,395		44,466
Balance in allowance for loan losses, collectively evaluated for impairment	728		728		539
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Beginning balance	1,202	1,536	1,592	1,284
Provision (credit) for loan losses	(16)	95	(425)	1,323
Net (charge-offs) recoveries	0	8	19	(968)
Ending balance	1,186	1,639	1,186	1,639
Recorded investment, individually evaluated for impairment	0		0		585
Balance in allowance for loan losses, individually evaluated for impairment	0		0		179
Recorded investment, collectively evaluated for impairment	93,900		93,900		140,957
Balance in allowance for loan losses, collectively evaluated for impairment	1,186		1,186		1,413
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Beginning balance	79	112	75	96
Provision (credit) for loan losses	17	10	32	31
Net (charge-offs) recoveries	(5)	(44)	(16)	(49)
Ending balance	91	78	91	78
Recorded investment, individually evaluated for impairment	0		0		0
Balance in allowance for loan losses, individually evaluated for impairment	0		0		0
Recorded investment, collectively evaluated for impairment	7,347		7,347		6,312
Balance in allowance for loan losses, collectively evaluated for impairment	91		91		75
Loans and Finance Receivables [Member] | Unallocated Financing Receivables [Member]
Beginning balance	561	236	559	0
Provision (credit) for loan losses	(359)	323	(357)	559
Net (charge-offs) recoveries	0	0	0	0
Ending balance	202	$ 559	202	$ 559
Recorded investment, individually evaluated for impairment	0		0		0
Balance in allowance for loan losses, individually evaluated for impairment	0		0		0
Recorded investment, collectively evaluated for impairment	0		0		0
Balance in allowance for loan losses, collectively evaluated for impairment	$ 202		$ 202		$ 559

Note 3 - Loans - Summary of Loa

Note 3 - Loans - Summary of Loan Credit Quality (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans by credit quality	$ 483,634	$ 483,913
Pass [Member]
Loans by credit quality	478,570	478,101
Special Mention [Member]
Loans by credit quality	5,028	4,379
Substandard [Member]
Loans by credit quality	36	1,433
Doubtful [Member]
Loans by credit quality	0	0
Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member]
Loans by credit quality	382,387	336,059
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans by credit quality	140,961	133,473
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	138,004	130,846
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	2,957	2,627
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Loans by credit quality	181,031	158,120
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	179,255	156,985
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	1,776	469
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	0	666
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Loans by credit quality	60,395	44,466
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Pass [Member]
Loans by credit quality	60,276	43,622
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Special Mention [Member]
Loans by credit quality	119	844
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Substandard [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Doubtful [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member]
Loans by credit quality		483,913
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Loans by credit quality	93,900	141,542
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	93,739	140,370
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	125	405
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	36	767
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Loans by credit quality	7,347	6,312
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	7,296	6,278
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	51	34
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	$ 0	$ 0

Note 3 - Loans - Summary of Pas

Note 3 - Loans - Summary of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Total loans	$ 483,634	$ 483,913
Nonaccrual Loans	0
Loans by credit quality	483,634	483,913
Financial Asset, 30 to 59 Days Past Due [Member]
Total loans	444
Loans by credit quality	444
Financial Asset, 60 to 89 Days Past Due [Member]
Total loans	82
Loans by credit quality	82
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0
Loans by credit quality	0
Financial Asset, Past Due [Member]
Total loans	526
Loans by credit quality	526
Financial Asset, Not Past Due [Member]
Total loans	483,108
Loans by credit quality	483,108
Mortgage Receivable [Member]
Total loans	382,387	336,059
Loans by credit quality	382,387	336,059
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans	140,961	133,473
Nonaccrual Loans	0	0
Loans by credit quality	140,961	133,473
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans	0
Loans by credit quality	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0
Loans by credit quality	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	140,961	133,473
Loans by credit quality	140,961	133,473
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Total loans	181,031	158,120
Nonaccrual Loans	0	666
Loans by credit quality	181,031	158,120
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans	0	536
Loans by credit quality	0	536
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	536
Loans by credit quality	0	536
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	181,031	156,918
Loans by credit quality	181,031	156,918
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Total loans	60,395	44,466
Nonaccrual Loans	0	0
Loans by credit quality	60,395	44,466
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans	0	195
Loans by credit quality	0	195
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans	82	0
Loans by credit quality	82	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Past Due [Member]
Total loans	82	195
Loans by credit quality	82	195
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Not Past Due [Member]
Total loans	60,313	44,271
Loans by credit quality	60,313	44,271
Loans and Finance Receivables [Member]
Total loans		483,913
Nonaccrual Loans		1,251
Loans by credit quality		483,913
Loans and Finance Receivables [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans		731
Loans by credit quality		731
Loans and Finance Receivables [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans		0
Loans by credit quality		0
Loans and Finance Receivables [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans		0
Loans by credit quality		0
Loans and Finance Receivables [Member] | Financial Asset, Past Due [Member]
Total loans		731
Loans by credit quality		731
Loans and Finance Receivables [Member] | Financial Asset, Not Past Due [Member]
Total loans		481,931
Loans by credit quality		481,931
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Total loans	93,900	141,542
Nonaccrual Loans	0	585
Loans by credit quality	93,900	141,542
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans	444	0
Loans by credit quality	444	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	444	0
Loans by credit quality	444	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	93,456	140,957
Loans by credit quality	93,456	140,957
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Total loans	7,347	6,312
Nonaccrual Loans	0	0
Loans by credit quality	7,347	6,312
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	7,347	6,312
Loans by credit quality	$ 7,347	$ 6,312

Note 3 - Loans - Summary of Imp

Note 3 - Loans - Summary of Impaired Loans (Details) $ in Thousands	Dec. 31, 2020USD ($)
With No Related Allowance Recorded, Recorded Investment	$ 666
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)	666
With an Allowance Recorded, Recorded Investment	585
With an Allowance Recorded, Unpaid Contractual Principal Balance	585
Related Allowance	179
Total Recorded Investment	1,251
Total Unpaid Contractual Principal Balance	1,251
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	666
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)	666
With an Allowance Recorded, Recorded Investment	0
With an Allowance Recorded, Unpaid Contractual Principal Balance	0
Related Allowance	0
Total Recorded Investment	666
Total Unpaid Contractual Principal Balance	666
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	0
With No Related Allowance Recorded, Unpaid Contractual Principal Balance (USD)	0
With an Allowance Recorded, Recorded Investment	585
With an Allowance Recorded, Unpaid Contractual Principal Balance	585
Related Allowance	179
Total Recorded Investment	585
Total Unpaid Contractual Principal Balance	$ 585

Note 3 - Loans - Summary of Ave

Note 3 - Loans - Summary of Average Net Investment in Impaired Loans and Interest Income Recognized and Received on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Average recorded investment	$ 0	$ 1,836	$ 669	$ 2,486
Interest income recognized	0	5	0	24
Interest income received	0	5	0	23
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	0	27	0	322
Interest income recognized	0	0	0	12
Interest income received	0	0	0	11
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Average recorded investment	0	933	436	915
Interest income recognized	0	0	0	0
Interest income received	0	0	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Average recorded investment	0	850	233	1,232
Interest income recognized	0	5	0	12
Interest income received	0	5	0	12
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Average recorded investment	0	26	0	17
Interest income recognized	0	0	0	0
Interest income received	$ 0	$ 0	$ 0	$ 0

Note 4 - Regulatory Capital - S

Note 4 - Regulatory Capital - Summary of Regulatory Capital Requirements and Bank's Capital Position (Details) $ in Thousands	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Tier 1 Leverage Capital, actual amount	$ 68,218	$ 57,800
Tier 1 Leverage Capital, actual percentage	0.0882	0.0909
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount	$ 30,940	$ 25,421
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Percentage	0.0400	0.0400
Tier 1 Leverage Capital, For Well Capitalized Purposes, Amount	$ 38,675	$ 31,776
Tier 1 Leverage Capital, For Well Capitalized Purposes, Percentage	0.0500	0.0500
Common Equity Tier 1 Risk-based Capital, actual amount	$ 68,218	$ 57,800
Common Equity Tier 1 Risk-based Capital, actual percentage	0.1330	0.1329
Common Equity Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 23,087	$ 19,575
Common Equity Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Percentage	4.50%	4.50%
Common Equity Tier 1 Risk-based Capital, For Well Capitalized Purposes, Amount	$ 33,349	$ 28,275
Common Equity Tier 1 Risk-based Capital, For Well Capitalized Purposes, Percentage	6.50%	6.50%
Tier 1 Risk-based Capital, actual amount	$ 68,218	$ 57,800
Tier 1 Risk-based Capital, actual percentage	0.1330	0.1329
Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 30,783	$ 26,100
Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Percentage	0.0600	0.0600
Tier 1 Risk-based Capital, For Well Capitalized Purposes, Amount	$ 41,044	$ 34,799
Tier 1 Risk-based Capital, For Well Capitalized Purposes, Percentage	0.0800	0.0800
Total Risk-based Capital, actual amount	$ 74,118	$ 63,245
Total Risk-based Capital, actual percentage	0.1445	0.1454
Total Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 41,044	$ 34,799
Total Risk-based Capital, For Well Capitalized Purposes, Amount	$ 51,305	$ 43,499
Total Risk-based Capital, For Well Capitalized Purposes, Percentage	0.1000	0.1000

Note 5 - Earnings Per Share - C

Note 5 - Earnings Per Share - Computation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Net earnings, basic	$ 2,099	$ 1,481	$ 6,595	$ 2,917
Weighted-average Shares, basic (in shares)	3,127,524	3,117,623	3,125,777	3,139,183
Net earnings, per share amount, basic (in dollars per share)	$ 0.67	$ 0.47	$ 2.11	$ 0.92
Effect of dilutive securities-incremental shares from assumed conversion of options (in shares)	17,493	57	8,459	73
Net earnings, diluted	$ 2,099	$ 1,481	$ 6,595	$ 2,917
Weighted-average Shares, diluted (in shares)	3,145,017	3,117,680	3,134,236	3,139,256
Net earnings, per share amount, diluted (in dollars per share)	$ 0.67	$ 0.47	$ 2.10	$ 0.92
Basic (in dollars per share)	$ 0.67	$ 0.47	$ 2.11	$ 0.92

Note 6 - Stock Benefit Plans (D

Note 6 - Stock Benefit Plans (Details Textual) - USD ($)	May 20, 2015	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Restricted Stock [Member]
Share-based Payment Arrangement, Expense				$ 53,000	$ 34,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		$ 101,000		$ 101,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				1 year 9 months 18 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				4,081	3,835	3,835
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)				3 years
The 2015 Stock Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		196,837		196,837
Share-based Payment Arrangement, Expense		$ 57,000	$ 55,000	$ 170,000	$ 161,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)				4,000	15,000
The 2015 Stock Incentive Compensation Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	500,000
Maximum Percentage of Shares Issued	15.00%
Share-based Payment Arrangement, Expense, Tax Benefit		5,000	9,000	$ 15,000	$ 16,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		252,000		$ 252,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				1 year 10 months 24 days
The 2015 Stock Incentive Compensation Plan [Member] | Restricted Stock [Member]
Share-based Payment Arrangement, Expense, Tax Benefit		$ 19,000	12,000	$ 53,000	34,000
Directors' Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		74,805		74,805
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		42,680		42,680
Share-based Payment Arrangement, Expense		$ 26,000	$ 25,000	$ 81,000	$ 66,000
Stock Consideration on Percentage of Common Stock Received Upon Cash Fees		110.00%		110.00%
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)		1,226	1,343	4,028	3,503

Note 6 - Stock Benefit Plans -

Note 6 - Stock Benefit Plans - Summary of the 2015 Plan (Details) - The 2015 Stock Incentive Compensation Plan [Member] - USD ($)	3 Months Ended	9 Months Ended
	Dec. 31, 2020	Sep. 30, 2021	Sep. 30, 2020
Number of Options, Outstanding, beginning balance (in shares)	287,097	272,057	272,267
Weighted-average Exercise Price, Outstanding, beginning balance (in dollars per share)	$ 19.82	$ 19.80	$ 19.80
Number of Options, granted (in shares)		4,000	15,000
Weighted-average Exercise Price, Options granted (in dollars per share)		$ 22.64	$ 20.05
Number of Options, forfeited (in shares)	(15,040)	(15,250)	(170)
Weighted-average Exercise Price, forfeited (in dollars per share)	$ 20.05	$ 20.09	$ 20.09
Number of Options, exercised (in shares)		(150)
Weighted-average Exercise Price, exercised (in dollars per share)		$ 20.09
Number of Options, outstanding (in shares)	272,057	260,657	287,097
Weighted-average Exercise Price, Outstanding (in dollars per share)	$ 19.80	$ 19.83	$ 19.82
Weighted-average Remaining Contractual Term, Outstanding (Year)		6 years 18 days
Aggregate Intrinsic Value, Outstanding		$ 281,000
Number of Options, Exercisable (in shares)		161,677
Weighted-average Exercise Price, Exercisable (in dollars per share)		$ 19.60
Weighted-average Remaining Contractual Term, Exercisable (Year)		5 years 6 months 29 days
Aggregate Intrinsic Value, Exercisable		$ 212,000

Note 6 - Stock Benefit Plans _2

Note 6 - Stock Benefit Plans - Restricted Stock Activity (Details) - Restricted Stock [Member] - USD ($)	9 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Non-vested restricted stock outstanding, shares (in shares)	6,235	3,600	3,600
Non-vested restricted stock outstanding, weighted average grant date fair value (in dollars per share)	$ 19.64	$ 18.52	$ 18.52
Non-vested restricted stock outstanding, grant date fair value	$ 123,000	$ 67,000	$ 67,000
Non-vested restricted stock granted (in shares)	4,081	3,835	3,835
Non-vested restricted stock issued, weighted average grant date fair value (in dollars per share)	$ 18.04		$ 20.40
Non-vested restricted stock granted, grant date fair value	$ 74,000		$ 78,000
Restricted stock shares vested (in shares)	(2,478)		(1,200)
Restricted stock shares vested, weighted average grant date fair value (in dollars per share)	$ (19.49)		$ (18.52)
Restricted stock vested, grant date fair value	$ (48,000)		$ (22,000)
Restricted stock shares vested, weighted average grant date fair value (in dollars per share)	$ 19.49		$ 18.52
Non-vested restricted stock outstanding, shares (in shares)	7,838		6,235
Non-vested restricted stock outstanding, weighted average grant date fair value (in dollars per share)	$ 18.88		$ 19.64
Non-vested restricted stock outstanding, grant date fair value	$ 149,000		$ 123,000

Note 7 - Federal Home Loan Ba_2

Note 7 - Federal Home Loan Bank Advances and Other Borrowings (Details Textual) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 68,000,000
Federal Home Loan Bank Advances, Total	0	$ 0
Revolving Credit Facility [Member] | Thomasville National Bank [Member]
Line of Credit Facility, Maximum Borrowing Capacity		$ 15,000,000
Debt Instrument, Term (Year)		5 years
Debt Instrument, Interest Rate, Stated Percentage		3.25%
Long-term Line of Credit, Total	3,075,000
Interest Expense, Debt, Total	$ 32,000

Note 8 - Derivative Financial_3

Note 8 - Derivative Financial Instruments - Schedule of Derivatives (Details) - Interest Rate Swap [Member] - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Stand-alone derivatives	$ 20,693	$ 21,100
Weighted-average pay rate - interest rate swaps	3.69%	3.68%
Weighted-average receive rate - interest rate swaps	3.00%	3.00%
Weighted-average maturity (in years) - interest rate swaps (Year)	13 years 9 months 18 days	14 years 7 months 6 days
Stand-alone derivatives - interest rate swaps (other assets)	$ 642	$ 163
Stand-alone derivatives - interest rate swaps (other liabilities)	$ (642)	$ (163)

Note 9 - Fair Value of Financ_3

Note 9 - Fair Value of Financial Instruments - Fair Values and Fair Value Measurement Method of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Debt securities available for sale	$ 67,124	$ 61,879
Loans held for sale	10,976	13,593
Accrued interest receivable	1,478	1,960
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	212,652	68,985
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	67,124	61,879
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	10,976	13,593
Loans Receivable, Fair Value Disclosure	476,513	476,661
Federal Home Loan Bank stock	366	493
Accrued interest receivable	1,478	1,960
Derivative contract assets	642	163
Deposits	718,341	580,592
Derivative contract liabilities	642	163
Off-Balance Sheet Items	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	212,652	68,985
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	67,124	61,879
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	11,159	13,814
Loans Receivable, Fair Value Disclosure	482,875	487,652
Federal Home Loan Bank stock	366	493
Accrued interest receivable	1,478	1,960
Derivative contract assets	642	163
Deposits	718,562	581,073
Derivative contract liabilities	642	163
Off-Balance Sheet Items	$ 0	$ 0

Note 10 - Off-balance Sheet F_3

Note 10 - Off-balance Sheet Financial Instruments (Details Textual) - Standby Financial Letters of Credit [Member]	21 Months Ended	33 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2021USD ($)
Debt Instrument, Term (Year)	1 year
Debt Instrument, Collateral Amount	$ 478,000	$ 478,000
Credit Availability Concentration Risk [Member] | Swap Liabilities [Member]
Concentration Risk, Percentage		10.00%

Note 10 - Off-balance Sheet F_4

Note 10 - Off-balance Sheet Financial Instruments - Summary of Off-balance Sheet Financial Instruments (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)
Commitments to Extend Credit [Member]
Contractual amounts with off-balance-sheet risk	$ 13,437
Construction Loans In Process [Member]
Contractual amounts with off-balance-sheet risk	50,196
Unused lines of Credit [Member]
Contractual amounts with off-balance-sheet risk	66,338
Standby Financial Letters of Credit [Member]
Contractual amounts with off-balance-sheet risk	2,733
Performance Standby Letters Of Credit [Member]
Contractual amounts with off-balance-sheet risk	100
Guaranteed Accounts [Member]
Contractual amounts with off-balance-sheet risk	$ 1,370

Note 11 - Contingency (Details

Note 11 - Contingency (Details Textual)	Sep. 30, 2021USD ($)	Mar. 31, 2020USD ($)
Financing Receivable, Aggregate Number of Principal and Interest Payment Deferrals		70
Financing Receivable, Aggregate Principal and Interest Deferred Payments	$ 411,000	$ 42,400,000
Financing Receivable, Number of Principal and Interest Payment Deferrals	1
Mortgage Receivable [Member]
Percentage of Forbearance Requests For Loan	91.00%