Prime Meridian Holding (PMHG) 10-K 10 Mar 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Feb. 25, 2022	Jun. 30, 2021
Document Information [Line Items]
Entity Central Index Key	0001586454
Entity Registrant Name	Prime Meridian Holding Co
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2021
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	333-191801
Entity Incorporation, State or Country Code	FL
Entity Tax Identification Number	27-2980805
Entity Address, Address Line One	1471 Timberlane Road
Entity Address, City or Town	Tallahassee
Entity Address, State or Province	FL
Entity Address, Postal Zip Code	32312
City Area Code	850
Local Phone Number	907-2300
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	Yes
Entity Current Reporting Status	No
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 55,095,638
Entity Common Stock, Shares Outstanding		3,150,261
Auditor Name	Hacker, Johnson & Smith PA
Auditor Location	Tampa, Florida
Auditor Firm ID	400
ICFR Auditor Attestation Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 8,897,000	$ 5,008,000
Federal funds sold	53,969,000	22,561,000
Interest-bearing deposits	170,607,000	41,416,000
Total cash and cash equivalents	233,473,000	68,985,000
Debt securities available for sale	73,763,000	61,879,000
Loans held for sale	11,768,000	13,593,000
Loans, net of allowance for loan losses of $5,974 and $6,092	490,198,000	476,661,000
Federal Home Loan Bank stock	366,000	493,000
Premises and equipment, net	7,962,000	8,248,000
Right of use lease asset	3,258,000	3,466,000
Deferred tax asset	843,000	394,000
Accrued interest receivable	1,505,000	1,960,000
Bank-owned life insurance	16,153,000	10,685,000
Other assets	1,834,000	930,000
Total assets	841,123,000	647,294,000
Liabilities:
Noninterest-bearing demand deposits	209,351,000	162,013,000
Savings, NOW and money-market deposits	503,759,000	362,147,000
Time deposits	49,832,000	56,432,000
Total deposits	762,942,000	580,592,000
Other borrowings	3,575,000	0
Official checks	1,141,000	1,109,000
Operating lease liability	3,397,000	3,580,000
Other liabilities	3,037,000	1,758,000
Total liabilities	774,092,000	587,039,000
Commitments and contingencies (notes 8, 15 and 20)
Stockholders' equity:
Preferred stock, undesignated; 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $.01 par value; 9,000,000 shares authorized, 3,129,046 and 3,119,471 issued and outstanding	31,000	31,000
Additional paid-in capital	38,909,000	38,568,000
Retained earnings	28,164,000	20,255,000
Accumulated other comprehensive (loss) income	(73,000)	1,401,000
Total stockholders' equity	67,031,000	60,255,000
Total liabilities and stockholders' equity	$ 841,123,000	$ 647,294,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans receivable, allowance for loan losses	$ 5,974	$ 6,092
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	3,129,046	3,119,471
Common stock, shares outstanding (in shares)	3,129,046	3,119,471

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest income:
Loans	$ 23,050	$ 19,915
Securities	1,086	1,394
Other	268	375
Total interest income	24,404	21,684
Interest expense:
Deposits	2,022	2,973
Other borrowings	58	31
Total interest expense	2,080	3,004
Net interest income	22,324	18,680
(Credit) provision for loan losses	(104)	2,850
Net interest income after (credit) provision for loan losses	22,428	15,830
Noninterest income:
Mortgage banking revenue, net	1,174	855
Income from bank-owned life insurance	271	184
Gain on sale of debt securities available for sale	108	0
Other income	238	278
Total noninterest income	2,506	1,882
Noninterest expense:
Salaries and employee benefits	8,093	6,786
Occupancy and equipment	1,546	1,474
Professional fees	483	364
Advertising	707	541
FDIC assessment	316	231
Software maintenance, amortization and other	975	825
Other	1,950	1,738
Total noninterest expense	14,070	11,959
Earnings before income taxes	10,864	5,753
Income taxes	2,517	1,295
Net earnings	$ 8,347	$ 4,458
Earnings per common share:
Basic (in dollars per share)	$ 2.67	$ 1.42
Diluted (in dollars per share)	$ 2.66	$ 1.42
Deposit Account [Member]
Noninterest income:
Revenue from customer	$ 245	$ 213
Debit Card [Member]
Noninterest income:
Revenue from customer	$ 470	$ 352

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net earnings	$ 8,347	$ 4,458
Unrealized (loss) gain arising during the year	(1,867)	1,609
Reclassification adjustment for realized gain	(108)	0
Net change in unrealized (loss) gain	(1,975)	1,609
Deferred income taxes	501	(408)
Total other comprehensive (loss) income	(1,474)	1,201
Comprehensive income	$ 6,873	$ 5,659

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2019	3,191,288
Balance at Dec. 31, 2019	$ 32	$ 39,456	$ 16,180	$ 200	$ 55,868
Net earnings	0	0	4,458	0	4,458
Dividends paid	0	0	(383)	0	(383)
Net change in unrealized loss on debt securities available for sale, net of income tax	$ 0	0	0	1,201	1,201
Stock options exercised (in shares)	2,200
Stock options exercised	$ 0	27	0	0	$ 27
Common stock retirement (in shares)	(82,784)				(82,784)
Common stock retirement	$ (1)	(1,216)	0	0	$ (1,217)
Common stock issued as compensation to directors (in shares)	4,932
Common stock issued as compensation to directors	$ 0	93	0	0	93
Issuance of restricted stock (in shares)	3,835
Issuance of restricted stock	$ 0	0	0	0	0
Stock-based compensation	0	208	0	0	208
Stock options exercised	$ 0	27	0	0	$ 27
Balance (in shares) at Dec. 31, 2020	3,119,471				3,119,471
Balance at Dec. 31, 2020	$ 31	38,568	20,255	1,401	$ 60,255
Net earnings	0	0	8,347	0	8,347
Dividends paid	0	0	(438)	0	(438)
Net change in unrealized loss on debt securities available for sale, net of income tax	$ 0	0	0	(1,474)	(1,474)
Stock options exercised (in shares)	150
Stock options exercised	$ 0	3	0	0	3
Common stock issued as compensation to directors (in shares)	5,344
Common stock issued as compensation to directors	$ 0	111	0	0	111
Issuance of restricted stock (in shares)	4,081
Issuance of restricted stock	$ 0	0	0	0	0
Stock-based compensation	0	227	0	0	227
Stock options exercised	$ 0	3	0	0	$ 3
Balance (in shares) at Dec. 31, 2021	3,129,046				3,129,046
Balance at Dec. 31, 2021	$ 31	$ 38,909	$ 28,164	$ (73)	$ 67,031

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parentheticals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income tax benefit portion of change in unrealized loss on available for sale	$ 501	$ 408

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net earnings	$ 8,347	$ 4,458
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation and amortization	678	659
(Credit) provision for loan losses	(104)	2,850
Net amortization of deferred loan fees	(2,564)	(670)
Deferred income taxes	52	(440)
Gain on sale of debt securities available for sale	(108)	0
Amortization of premiums and discounts on debt securities available for sale	323	386
Gain on sale of loans held for sale	(1,174)	(855)
Proceeds from the sale of loans held for sale	189,095	153,799
Loans originated as held for sale	(186,096)	(160,344)
Stock issued as compensation	111	93
Stock-based compensation expense	227	208
Income from bank-owned life insurance	(271)	(184)
Net decrease (increase) in accrued interest receivable	455	(823)
Net change in operating leases	25	25
Net increase in other assets	(904)	(204)
Net increase in other liabilities and official checks	1,311	1,150
Net cash provided by operating activities	9,403	108
Cash flows from investing activities:
Loan originations, net of principal repayments	(10,869)	(141,131)
Purchase of debt securities available for sale	(37,854)	(20,333)
Principal repayments of debt securities available for sale	14,687	16,883
Proceeds from the sale of debt securities available for sale	5,874	0
Maturities and calls of debt securities available for sale	3,219	4,127
Repurchase (purchase) of Federal Home Loan Bank stock	127	(89)
Purchase of bank-owned life insurance	(5,197)	(4,000)
Purchase of premises and equipment	(392)	(1,163)
Net cash used in investing activities	(30,405)	(145,706)
Cash flows from financing activities:
Net increase in deposits	182,350	142,328
Net change in other borrowings	3,575	(1,254)
Proceeds from stock options exercised	3	27
Common stock retirement	0	(1,217)
Common stock dividends paid	(438)	(383)
Net cash provided by financing activities	185,490	139,501
Net increase (decrease) in cash and cash equivalents	164,488	(6,097)
Cash and cash equivalents at beginning of year	68,985	75,082
Cash and cash equivalents at end of year	233,473	68,985
Supplemental disclosure of cash flow information
Interest	2,085	3,044
Income taxes	2,323	1,640
Noncash transactions:
Accumulated other comprehensive income, net change in unrealized gain on debt securities available for sale, net of tax benefit	(1,474)	1,201
Right of use lease assets obtained in exchange for operating lease liabilities	$ 0	$ 0

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Significant Accounting Policies [Text Block]	( 1 Summary of Significant Accounting Policies Organization. The following is a description of the significant accounting policies and practices followed by the Company, which conform to accounting principles generally accepted in the United States of America ("GAAP") and prevailing practices within the banking industry. Use of Estimates. Principles of Consolidation. Cash and Cash Equivalents. ninety On March 12, 2021, March 24, 2020 zero Debt Securities. may not Management evaluates debt securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 Loans Held for Sale. December 31, 2021 2020 December 31, 2021 December 31, 2020 December 31, 2021 2020 Loans. Commitment and loan origination fees are deferred and certain direct origination costs are capitalized. Both are recognized as an adjustment of the yield of the related loan. The accrual of interest on all portfolio classes is discontinued at the time the loan is ninety not Allowance for Loan Losses. no December 31, 2021 2020 The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are considered impaired. For such loans, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers all other loans and is based on the following factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding thirty-six 1 2 3 4 5 6 7 8 9 Allowance for Loan Losses, Continued. not Premises and Equipment. Bank-Owned Life Insurance (BOLI). . Transfer of Financial Assets. 1 2 3 not 1 2 no 3 not Off-Balance Sheet Financial Instruments. Revenue from Contracts with Customers. 606 606” 606 Debit Card/ATM Revenue. Income Taxes. two Deferred tax assets are recognized if it is more likely than not, not” 50 Income Taxes, Continued . not 50 not not December 31, 2021 not not not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns. Income taxes are allocated to the Holding Company and Bank as if separate income tax returns were filed. Fair Value Measurements. three may Level 1: Level 2: not may third Level 3: The following describes valuation methodologies used for assets measured at fair value: Debt Securities Available for Sale. 1 1 not 2 3 Impaired Loans. 3. Derivatives: 2 not third Fair Values of Financial Instruments. Cash and Cash Equivalents. 1 Debt Securities. 2 Loans Held for Sale. 3 Loans. one four 3 Federal Home Loan Bank Stock. 3 Accrued Interest Receivable. 3 Deposits. 3 Other borrowings. 3 Derivatives. 2 Off-Balance Sheet Instruments. 3 Advertising. Stock - Based Compensation. Comprehensive Income. Derivatives. third not no Mortgage Banking Revenue. Recent Accounting Standards Update . In June 2016, 2016 13, Financial Instruments - Credit Losses (Topic 326 December 15, 2022 (

Note 2 - Debt Securities Availa

Note 2 - Debt Securities Available for Sale	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 2 Debt Securities Available for Sale Debt securities have been classified according to management's intention. The carrying amount of debt securities available for sale and their fair values are summarized as follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At December 31, 2021 U.S. Government agency securities $ 2,933 $ - $ (14 ) $ 2,919 Municipal securities 17,721 288 (240 ) 17,769 Mortgage-backed securities 48,614 379 (528 ) 48,465 Asset-backed securities 4,592 25 (7 ) 4,610 Total $ 73,860 $ 692 $ (789 ) $ 73,763 At December 31, 2020 U.S. Government agency securities $ 170 $ 2 $ - $ 172 Municipal securities 15,500 626 - 16,126 Mortgage-backed securities 39,151 1,300 (13 ) 40,438 Asset-backed securities 5,180 9 (46 ) 5,143 Total $ 60,001 $ 1,937 $ (59 ) $ 61,879 Debt securities available for sale measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At December 31, 2021 U.S. Government agency securities $ 2,919 $ - $ 2,919 $ - Municipal securities 17,769 - 17,769 - Mortgage-backed securities 48,465 - 48,465 - Asset-backed securities 4,610 - 4,610 - Total $ 73,763 $ - $ 73,763 $ - At December 31, 2020 U.S. Government agency securities $ 172 $ - $ 172 $ - Municipal securities 16,126 - 16,126 - Mortgage-backed securities 40,438 - 40,438 - Asset-backed securities 5,143 - 5,143 - Total $ 61,879 $ - $ 61,879 $ - The scheduled maturities of debt securities available for sale are as follows: Amortized Fair Cost Value (in thousands) At December 31, 2021 Due in less than one year $ 19 $ 19 Due in one to five years 322 341 Due in five to ten years 15,961 15,946 Due after ten years 8,944 8,992 Mortgage-backed securities 48,614 48,465 Total $ 73,860 $ 73,763 The following summarizes sales of debt securities available for sale: Year Ended December 31, (in thousands) 2021 2020 Proceeds from sale of securities $ 5,874 $ - Gross gains 108 - Gross losses - - Net gain on sale of securities $ 108 $ - At December 31, 2021 2020 Debt securities available for sale with unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: Less Than Twelve Months More Than Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At December 31, 2021 Debt Securities Available for Sale U.S. Government Agencies $ (14 ) $ 2,919 $ - $ - Municipal securities (240 ) 8,429 - - Mortgage-backed securities (528 ) 28,207 - - Asset-backed securities - - (7 ) 1,430 Total $ (782 ) $ 39,555 $ (7 ) $ 1,430 At December 31, 2020 Debt Securities Available for Sale Mortgage-backed securities $ (5 ) $ 992 $ (8 ) $ 767 Asset-backed securities - - (46 ) 3,494 Total $ (5 ) $ 992 $ (54 ) $ 4,261 The unrealized losses on twenty-six seven December 31, 2021 2020 not not not

Note 3 - Loans

Note 3 - Loans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 3 The segments and classes of loans are as follows: At December 31, (in thousands) 2021 2020 Real estate mortgage loans: Commercial $ 156,306 $ 133,473 Residential and home equity 183,536 158,120 Construction 71,164 44,466 Total real estate mortgage loans 411,006 336,059 Commercial loans 78,584 141,542 Consumer and other loans 7,283 6,312 Total loans 496,873 483,913 Add (Less): Net deferred loan (fees) costs (701 ) (1,160 ) Allowance for loan losses (5,974 ) (6,092 ) Loans, net $ 490,198 $ 476,661 The Company has divided the loan portfolio into three five Real Estate Mortgage Loans. three Commercial. three five may five may five Residential and Home Equity. first second one four may Construction. one two one ten not third may Commercial Loans. not third five may not one 504 7A 504 7A may may Consumer and Other Loans. may not not An analysis of the change in the allowance for loan losses follows: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other Unallocated (in thousands) Commercial Equity Construction Loans Loans Reserve Total Year Ended December 31, 2021 Beginning balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 Provision (credit) for loan losses 262 322 318 (490 ) 43 (559 ) (104 ) Net charge-offs - (10 ) - 23 (27 ) - (14 ) Ending balance $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ - $ 5,974 At December 31, 2021 Individually evaluated for impairment: Recorded investment $ - $ - $ - $ - $ - $ - $ - Balance in allowance for loan losses $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment: Recorded investment $ 156,306 $ 183,536 $ 71,164 $ 78,584 $ 7,283 $ - $ 496,873 Balance in allowance for loan losses $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ - $ 5,974 Year Ended December 31, 2020 Beginning balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 Provision for loan losses 454 302 124 1,379 32 559 2,850 Net charge-offs - (48 ) - (1,071 ) (53 ) - (1,172 ) Ending balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 At December 31, 2020 Individually evaluated for impairment: Recorded investment $ - $ 666 $ - $ 585 $ - $ - $ 1,251 Balance in allowance for loan losses $ - $ - $ - $ 179 $ - $ - $ 179 Collectively evaluated for impairment: Recorded investment $ 133,473 $ 157,454 $ 44,466 $ 140,957 $ 6,312 $ - $ 482,662 Balance in allowance for loan losses $ 1,500 $ 1,827 $ 539 $ 1,413 $ 75 $ 559 $ 5,913 The following summarizes the loan credit quality: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At December 31, 2021 Grade: Pass $ 153,404 $ 181,770 $ 71,051 $ 78,462 $ 7,233 $ 491,920 Special mention 2,902 1,766 113 118 50 4,949 Substandard - - - 4 - 4 Doubtful - - - - - - Loss - - - - - - Total $ 156,306 $ 183,536 $ 71,164 $ 78,584 $ 7,283 $ 496,873 At December 31, 2020 Grade: Pass $ 130,846 $ 156,985 $ 43,622 $ 140,370 $ 6,278 $ 478,101 Special mention 2,627 469 844 405 34 4,379 Substandard - 666 - 767 - 1,433 Doubtful - - - - - - Loss - - - - - - Total $ 133,473 $ 158,120 $ 44,466 $ 141,542 $ 6,312 $ 483,913 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. Loans classified as substandard or special mention are reviewed quarterly by the Company for further deterioration or improvement to determine if they are appropriately classified and whether there is any impairment. All loans are graded upon initial issuance. Further, construction and nonowner-occupied commercial real estate loans and commercial relationships in excess of $1 million are reviewed at least annually. The Company determines the appropriate loan grade during the renewal process and reevaluates the loan grade in situations when a loan becomes past due. Loans excluded from the review process above are generally classified as pass credits until: (a) they become past due; (b) management becomes aware of deterioration in the credit worthiness of the borrower; or (c) the client contacts the Company for a modification. In these circumstances, the loan is specifically evaluated for potential classification as to special mention, substandard or even charged-off. The Company uses the following definitions for risk ratings: Pass Special Mention may not not Substandard not Doubtful one Loss not not no At December 31, 2021 thirty ninety December 31, 2021 2020 Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At December 31, 2021: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 156,306 $ - $ 156,306 Residential and home equity 710 - - 710 182,826 - 183,536 Construction - - - - 71,164 - 71,164 Commercial loans 411 - - 411 78,173 - 78,584 Consumer and other loans - - - - 7,283 - 7,283 Total $ 1,121 $ - $ - $ 1,121 $ 495,752 $ - $ 496,873 At December 31, 2020: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 133,473 $ - $ 133,473 Residential and home equity 536 - - 536 156,918 666 158,120 Construction 195 - - 195 44,271 - 44,466 Commercial loans - - - - 140,957 585 141,542 Consumer and other loans - - - - 6,312 - 6,312 Total $ 731 $ - $ - $ 731 $ 481,931 $ 1,251 $ 483,913 The following summarizes the amount of impaired loans at December 31, 2021 2020: With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2021 Consumer and other loans $ 4 $ 4 $ - $ - $ - $ 4 $ 4 $ - Total $ 4 $ 4 $ - $ - $ - $ 4 $ 4 $ - At December 31, 2020 Residential and home equity $ 666 $ 666 $ - $ - $ - $ 666 $ 666 $ - Commercial loans - - 585 585 179 585 585 179 Total $ 666 $ 666 $ 585 $ 585 $ 179 $ 1,251 $ 1,251 $ 179 The average net investment in impaired loans and interest income recognized and received on impaired loans by loan class is as follows: Average Interest Interest Recorded Income Income (in thousands) Investment Recognized Received Year Ended December 31, 2021 Residential and home equity $ 302 - $ - Commercial 174 - - Total $ 476 $ - $ - (in thousands) Year Ended December 31, 2020 Commercial real estate $ 241 $ 12 $ 11 Residential and home equity 865 - - Commercial 1,084 17 17 Consumer and other loans 13 - - Total $ 2,203 $ 29 $ 28 There were no collateral dependent impaired loans measured at fair value on a nonrecurring basis at December 31, 2021 2020 The restructuring of a loan constitutes a troubled debt restructuring (“TDR”) if the creditor grants a concession to the debtor that it would not may not 19 not As shown in the table below, the Company entered into one new TDR during the year ended December 31, 2021 December 31, 2020 Year Ended December 31, 2021 Year Ended December 31, 2020 Pre- Post- Current Pre- Post- Current Modification Modification Modification Modification Modification Modification Number Outstanding Outstanding Outstanding Number Outstanding Outstanding Outstanding of Recorded Recorded Recorded of Recorded Recorded Recorded Contracts Investment Investment Investment Contracts Investment Investment Investment (in thousands) Troubled Debt Restructurings: Modified interest rate Consumer 1 $ 4 $ 4 $ 4 - $ - $ - $ - Total 1 $ 4 $ 4 $ 4 - $ - $ - $ - The TDR entered into during the year ended December 31, 2021 December 31, 2021 The Company grants the majority of its loans to borrowers throughout Leon County and Polk County, Florida. Although the Company has a diversified loan portfolio, a significant portion of its borrowers’ ability to honor their contracts is dependent upon the economy of this area. The Company does not one

Note 4 - Premises and Equipment

Note 4 - Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	( 4 Premises and Equipment A summary of premises and equipment follows: At December 31, 2021 2020 (in thousands) Land $ 1,704 $ 1,704 Buildings 5,085 5,036 Leasehold improvements 1,551 1,503 Furniture, fixtures and equipment 2,099 1,911 Computer and software 3,197 3,106 Total, at cost 13,636 13,260 Less accumulated depreciation and amortization (5,674 ) (5,012 ) Premises and equipment, net $ 7,962 $ 8,248 Right of use assets and lease liabilities are disclosed as separate line items in the consolidated balance sheets and are valued based on the present value of the future minimum lease payments at the commencement date. As our lease does not The Company's operating lease obligations are for the Company's office facilities located at its Timberlane Road, Tallahassee, Florida location. The term of the lease is 15 years, with four five third The components of lease expense and other lease information as of and during the year ended December 31, 2021 At December 31, 2021 2020 (in thousands) Operating lease cost $ 319 $ 319 Cash paid for amount included in the measurement of lease liabilities operating cash flows from operating leases $ 294 $ 294 (dollars in thousands) 2021 2020 Operating lease right of use assets $ 3,258 $ 3,466 Operating lease liabilities 3,397 3,580 Weighted average remaining lease term - operating lease (in years) 12.6 13.6 Weighted average discount rate 3.17 % 3.17 % Future minimum lease payments under non-cancellable leases as of December 31, 2021, (in thousands) At December 31, 2021 2022 $ 294 2023 294 2024 306 2025 323 2026 323 Thereafter 2,615 Total future minimum lease payments 4,155 Less interest (758 ) Total $ 3,397

Note 5 - Deposits

Note 5 - Deposits	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	( 5 Deposits The aggregate amount of time deposits with a minimum denomination greater than $250,000 $25.6 December 31, 2021 2020 A schedule of maturities for all time deposits at December 31, 2021 (in thousands) Year Ending December 31, Amount 2022 $ 41,209 2023 7,345 2024 498 2025 364 2039 416 Total $ 49,832

Note 6 - Other Borrowings

Note 6 - Other Borrowings	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	( 6 Other Borrowings The Company has pledged collateral to the Federal Home Loan Bank of Atlanta (“FHLB”) for future advances which will be collateralized by a blanket lien on qualifying residential real estate, commercial real estate, home equity lines of credit and multi-family loans. The Company may December 31, 2021 December 31, 2021 2020 August, 2025 December 31, 2021 2021. 2020.

Note 7 - Income Taxes

Note 7 - Income Taxes	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	( 7 Income Taxes The components of the income taxes are as follows: Year Ended December 31, (in thousands) 2021 2020 Current: Federal $ 2,109 $ 1,464 State 356 271 Total current 2,465 1,735 Deferred: Federal 41 (345 ) State 11 (95 ) Total deferred 52 (440 ) Total income taxes $ 2,517 $ 1,295 The reasons for the difference between the statutory Federal income tax rate and the effective tax rates are summarized as follows: Year Ended December 31, 2021 2020 % of % of Pretax Pretax Amount Earnings Amount Earnings (dollars in thousands) Income taxes at statutory rate $ 2,282 21.0 % $ 1,208 21.0 % Increase (decrease) resulting from: State taxes, net of federal tax benefit 291 2.7 139 2.4 Tax-exempt income (75 ) (0.7 ) (72 ) (1.3 ) Other nondeductible expenses 19 0.2 20 0.4 Total $ 2,517 23.2 % $ 1,295 22.5 % Tax effects of temporary differences that give rise to the deferred tax assets and liabilities are as follows: At December 31, 2021 2020 (in thousands) Deferred tax assets: Allowance for loan losses $ 1,514 $ 1,544 Organizational and start-up costs 11 21 Stock-based compensation 105 79 Deferred compensation 134 85 Unrealized losses on securities available for sale 24 - Other 54 55 Deferred tax assets 1,842 1,784 Deferred tax liabilities: Prepaid Expenses (143 ) (91 ) Deferred loan costs (567 ) (605 ) Premises and equipment (289 ) (217 ) Unrealized gain on debt securities available for sale - (477 ) Deferred tax liabilities (999 ) (1,390 ) Net deferred tax asset $ 843 $ 394 The Company files consolidated income tax returns in the U.S. federal jurisdiction and the State of Florida. The Company is no 2018.

Note 8 - Off-balance Sheet Fina

Note 8 - Off-balance Sheet Financial Instruments	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Off-balance Sheet Financial Instruments [Text Block]	( 8 Off-Balance Sheet Financial Instruments The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its clients. These financial instruments are commitments to extend credit, construction loans in process, unused lines of credit, financial and performance standby letters of credit, and guaranteed accounts and may The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for available lines of credit, construction loans in process and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to extend credit, construction loans in process and unused lines of credit are agreements to lend to a client as long as there is no may not third third one not third December 31, 2021. Guaranteed accounts are irrevocable standby letters of credit issued by us to guarantee a client’s credit line with our third Standby letters of credit and commitments to extend credit typically result in loans with a market interest rate when funded. A summary of the contractual amounts of the Company’s financial instruments with off-balance sheet risk at December 31, 2021 At December 31, 2021 (in thousands) Commitments to extend credit $ 5,400 Construction loans in process 63,552 Unused lines of credit 72,886 Standby financial letters of credit 2,938 Standby performance letters of credit 100 Guaranteed accounts 1,367 Total off-balance sheet instruments $ 146,243

Note 9 - Stock Compensation Pla

Note 9 - Stock Compensation Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	( 9 Stock Compensation Plan s 2015 The 2015 “2015 May 20, 2015, 2015 may no December 31, 2021 2015 December 31, 2021. A summary of the activity in the Company’s 2015 Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term Value Outstanding at December 31, 2019 272,267 $ 19.80 Options granted 15,000 20.05 Options forfeited (15,210 ) 20.05 Outstanding at December 31, 2020 272,057 19.80 Options granted 18,000 27.12 Options exercised (150 ) 20.09 Options forfeited (21,250 ) 20.58 Outstanding at December 31, 2021 268,657 $ 20.23 6.0 $ 618,000 Exercisable at December 31, 2021 159,677 $ 19.59 5.4 $ 418,000 The fair value of shares vested and recognized as compensation expense was $156,000 and $162,000 for the years ended December 31, 2021 2020, an income tax benefit of $19,000 and $21,000 2021 2020 December 31, 2021 2015 The fair value of each option granted was estimated on the date of grant using the Black-Scholes option-pricing model with the following assumptions: Year ended December 31, 2021 2020 Weighted average risk-free interest rate 1.15-1.30 % 1.46 % Expected dividend yield 0.49-0.62 % 0.60 % Expected stock volatility 22.94-30.69 % 14.69 % Expected life in years 6.5 6.5 Per share fair value of options issued during year 4.8888.8787 $ 3.26 The Company used the guidance in Staff Accounting Bulletin No. 107 Directors' Plan The Directors’ Plan permits the Company’s and the Bank’s directors to elect to receive any compensation to be paid to them in shares of the Company’s common stock. Pursuant to the Directors’ Plan, each director is permitted to make an election to receive shares of stock instead of cash. To encourage directors to elect to receive stock, the Directors’ Plan provides that if a director elects to receive stock, he or she will receive in common stock 110% of the amount of cash fees set by the Board or the Compensation Committee. The value of stock to be awarded pursuant to the Directors’ Plan will be the closing price of a share of common stock as traded on the OTCQX or a price set by the Board or its Compensation Committee, acting in good faith, but in no 2021 2020, 2021 2020 $111,000 and $93,000 d December 31, 2021 2020 December 31, 2021, Restricted Stock As part of the bonus incentive earned for the Company's performance in 2020, first 2021, 2019 2020. Wtd-Avg Unvested Shares Number of Grant Date Grant Date Shares Fair Value per Share Fair Value Restricted stock granted in 2019 3,600 $ 18.52 $ 22,000 Restricted stock granted in 2020 3,835 20.40 52,000 Restricted granted in 2021 4,081 18.04 74,000 Restricted stock vested in 2020 (3,678 ) (19.49 ) - Non-vested restricted stock outstanding at December 31, 2021 7,838 $ 18.88 $ 148,000 During the years ended December 31, 2021 2020, December 31, 2021

Note 10 - Employee Benefit Plan

Note 10 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	( 10 The Company sponsors a 401 December 31, 2021 2020 The Company has established non-qualified account balance deferred compensation plans to provide retirement benefits for certain officers of the Company. The Company is recognizing the expense of these plans as services are rendered using a discount rate of four percent and a retirement age of sixty $193,000 and $160,000 f December 31, 2021 2020 December 31, 2021 2020

Note 11 - Related Party Transac

Note 11 - Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	( 11 Related Party Transactions The Company enters into transactions during the ordinary course of business with officers and directors of the Company and entities in which they hold a significant financial interest. The following table summarizes these transactions: Year Ended December 31, (in thousands) 2021 2020 Loans: Beginning balance $ 6,606 $ 7,726 Originated during the year 4,284 421 Principal repayments (2,422 ) (1,541 ) Ending balance $ 8,468 $ 6,606 Deposits at year-end $ 9,717 $ 7,524 In addition, the Company purchases various insurance policies through a company that employs the spouse of Director Jones. The premiums paid totaled $1.4 million and $1.1 million in 2021 2020

Note 12 - Fair Value of Financi

Note 12 - Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 12 Fair Value of Financial Instruments The approximate carrying amounts and estimated fair values of the Company’s financial instruments are as follows: At December 31, 2021 At December 31, 2020 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 233,473 $ 233,473 $ 68,985 $ 68,985 Debt securities available for sale 2 73,763 73,763 61,879 61,879 Loans held for sale 3 11,768 11,964 13,593 13,814 Loans, net 3 490,198 495,209 476,661 487,652 Federal Home Loan Bank stock 3 366 366 493 493 Accrued interest receivable 3 1,505 1,505 1,960 1,960 Bank owned life insurance 3 16,153 16,153 10,685 10,685 Derivative contract assets 3 630 630 163 163 Financial liabilities- Deposits 3 762,942 763,147 580,592 581,073 Other Borrowings 3 3,575 3,575 - - Derivative contract liabilities 2 630 630 163 163 Off-Balance Sheet financial instruments 3 - - - -

Note 13 - Dividend Restrictions

Note 13 - Dividend Restrictions	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Dividend Payment Restrictions [Text Block]	( 13 Dividend Restrictions The Holding Company is limited in the amount of cash dividends it may may may two In January 2022, March 1, 2022 February 10, 2022

Note 14 - Regulatory Matters

Note 14 - Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 14 Regulatory Matters The Bank is subject to various regulatory capital requirements administered by the banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Bank is subject to the Basel III capital level threshold requirements under the Prompt Corrective Action regulations which phased in full compliance over a multi-year schedule. These regulations were designed to ensure that banks maintain strong capital positions even in the event of severe economic downturns or unforeseen losses. The Bank is subject to the capital conservation buffer rules which place limitations on distributions, including dividend payments, and certain discretionary bonus payments to executive officers. In order to avoid these limitations, a bank must hold a capital conservation buffer above its minimum risk-based capital requirements. As of December 31, 2021 2020 Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and percentage (set forth in the table below) of total and Tier 1 1 December 31, 2021 As of December 31, 2021 1 1 no Actual For Capital Adequacy Purposes For Well Capitalized Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of December 31, 2021 Tier 1 Leverage ratio to Average Assets $ 70,548 8.53 % $ 33,071 4.00 % $ 41,338 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 70,548 13.45 23,596 4.50 34,083 6.50 Tier 1 Capital to Risk-Weighted Assets 70,548 13.45 31,461 6.00 41,948 8.00 Total Capital to Risk-Weighted Assets 76,522 14.59 41,948 8.00 52,435 10.00 As of December 31, 2020: Tier 1 Leverage ratio to Average Assets $ 57,800 9.09 % $ 25,421 4.00 % $ 31,776 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 19,575 4.50 28,275 6.50 Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 26,100 6.00 34,799 8.00 Total Capital to Risk-Weighted Assets 63,245 14.54 34,799 8.00 43,499 10.00

Note 15 - Legal Contingencies

Note 15 - Legal Contingencies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	( 15 Legal Contingencies Various legal claims arise from time to time in the normal course of business which, in the opinion of management, will not December 31, 2021 no

Note 16 - Earnings Per Share

Note 16 - Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	( 16 2021 2020 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Year Ended December 31, Basic EPS: Net earnings $ 8,347 3,126,547 $ 2.67 $ 4,458 3,134,124 $ 1.42 Effect of dilutive securities-incremental shares from assumed conversion of options 15,935 - Diluted EPS: Net earnings $ 8,347 3,142,482 $ 2.66 $ 4,458 3,134,124 $ 1.42

Note 17 - Derivatives

Note 17 - Derivatives	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	( 17 The Company has entered into interest rate swaps in order to provide commercial real estate loan clients the ability to swap from variable to fixed interest rates. Under these agreements, the Company enters into a variable rate loan with a client at a specified index (Wall Street Journal Prime Lending Rate) in addition to a borrower swap agreement. This swap agreement effectively converts the client’s variable rate loan into a fixed rate. The Company then enters into a matching swap agreement with a third not no At December 31, 2021 2020 dollars in thousands Notional amount - interest rate swaps: Stand-alone derivatives $ 20,606 $ 21,100 Weighted-average pay rate - interest rate swaps 3.69 % 3.68 % Weighted-average receive rate - interest rate swaps 3.00 % 3.00 % Weighted-average maturity (in years) - interest rate swaps 13.6 14.6 Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 630 $ 163 Stand-alone derivatives - interest rate swaps (other liabilities) $ (630 ) $ (163 ) The Company is party to a collateral support agreement with its dealer counterparty. Such agreement requires that the Company or the dealer counterparty to maintain collateral based on the fair values of derivative instruments. In the event of default by a counterparty the non-defaulting counterparty would be entitled to the collateral. The Company does not

Note 18 - Parent Company Only F

Note 18 - Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	( 18 ) Parent Company Only Financial Information The Holding Company's unconsolidated financial information follows: Condensend Balance Sheets December 31, 2021 2020 (in thousands) Assets Cash $ 114 $ 1,027 Investment in subsidiary 70,475 59,201 Other assets 27 27 Total assets $ 70,616 $ 60,255 Liabilities and Stockholders' Equity Liabilities: Other borrowings $ 3,575 $ - Accrued interest 10 - Total liabilities 3,585 - Stockholders' equity 67,031 60,255 Total liabilities and stockholders' equity $ 70,616 $ 60,255 Condensed Statements of Earnings Year Ended December 31, 2021 2020 (in thousands) Revenues $ - $ - Expenses (590 ) (505 ) Income tax benefit 140 124 Loss before earnings of subsidiary (450 ) (381 ) Net earnings of subsidiary 8,797 4,839 Net earnings $ 8,347 $ 4,458 Condensed Statements of Cash Flows Year Ended December 31, (in thousands) 2021 2020 Cash flows from operating activities: Net Earnings $ 8,347 $ 4,458 Adjustments to reconcile net earnings to net cash used in operating activities: Equity in earnings of subsidiary (8,797 ) (4,839 ) Stock issued as compensation 111 93 Net change in other assets and other liabilities 11 (7 ) Net cash used in operating activities (328 ) (295 ) Cash flows from investment activities- Cash infusion to subsidiary (3,725 ) (6,000 ) Net cash used in investing activities (3,725 ) (6,000 ) Cash flows from financing activities: Proceeds from other borrowings 3,575 - Common stock retirement - (1,217 ) Cash dividend paid (438 ) (383 ) Proceeds from stock options exercised 3 27 Net cash provided by (used in) financing activities 3,140 (1,573 ) Net decrease in cash (913 ) (7,868 ) Cash at beginning of the year 1,027 8,895 Cash at end of year $ 114 $ 1,027 Supplemental disclosure of cash flow information- Noncash items: Net change in accumulated other comprehensive income of subsidiary, net of change in unrealized gain on debt securities available for sale, net of tax $ (1,474 ) $ 1,201 Stock-based compensation expense of subsidiary $ 338 $ 301

Note 19 - Share Repurchase

Note 19 - Share Repurchase	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Stockholders' Equity Note Disclosure [Text Block]	( 19 ) Share Repurchase  On March 11, 2020, December 31, 2020, March June 30, 2020.

Note 20 - Contingency

Note 20 - Contingency	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Contingencies Disclosure [Text Block]	( 20 The COVID- 19 19 2022 The Company took action to prepare its employees, support its clients, and help its communities. The Company has supported small business owners by making loans through the Small Business Administration Paycheck Protection Program ("PPP"). As of December 31, 2021, 100% December 31, 2021, At this time, it is not may March 2020, December 31, 2021,

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Organization. The following is a description of the significant accounting policies and practices followed by the Company, which conform to accounting principles generally accepted in the United States of America ("GAAP") and prevailing practices within the banking industry.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents. ninety On March 12, 2021, March 24, 2020 zero
Securities [Policy Text Block]	Debt Securities. may not Management evaluates debt securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale. December 31, 2021 2020 December 31, 2021 December 31, 2020 December 31, 2021 2020
Financing Receivable, Held-for-investment [Policy Text Block]	Loans. Commitment and loan origination fees are deferred and certain direct origination costs are capitalized. Both are recognized as an adjustment of the yield of the related loan. The accrual of interest on all portfolio classes is discontinued at the time the loan is ninety not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses. no December 31, 2021 2020 The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are considered impaired. For such loans, an allowance is established when the discounted cash flows or collateral value of the impaired loan is lower than the carrying value of that loan. The general component covers all other loans and is based on the following factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding thirty-six 1 2 3 4 5 6 7 8 9 Allowance for Loan Losses, Continued. not
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment.
Bank Owned Life Insurance [Policy Text Block]	Bank-Owned Life Insurance (BOLI). .
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfer of Financial Assets. 1 2 3 not 1 2 no 3 not
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Off-Balance Sheet Financial Instruments.
Revenue from Contract with Customer [Policy Text Block]	Revenue from Contracts with Customers. 606 606” 606
Debit Card and ATM Revenue, Policy [Policy Text Block]	Debit Card/ATM Revenue.
Income Tax, Policy [Policy Text Block]	Income Taxes. two Deferred tax assets are recognized if it is more likely than not, not” 50 Income Taxes, Continued . not 50 not not December 31, 2021 not not not The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns. Income taxes are allocated to the Holding Company and Bank as if separate income tax returns were filed.
Fair Value Measurement, Policy [Policy Text Block]	Fair Value Measurements. three may Level 1: Level 2: not may third Level 3: The following describes valuation methodologies used for assets measured at fair value: Debt Securities Available for Sale. 1 1 not 2 3 Impaired Loans. 3. Derivatives: 2 not third
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Values of Financial Instruments. Cash and Cash Equivalents. 1 Debt Securities. 2 Loans Held for Sale. 3 Loans. one four 3 Federal Home Loan Bank Stock. 3 Accrued Interest Receivable. 3 Deposits. 3 Other borrowings. 3 Derivatives. 2 Off-Balance Sheet Instruments. 3
Advertising Cost [Policy Text Block]	Advertising.
Share-based Payment Arrangement [Policy Text Block]	Stock - Based Compensation.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income.
Derivatives, Policy [Policy Text Block]	Derivatives. third not no
Mortgage Banking Activity [Policy Text Block]	Mortgage Banking Revenue.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Standards Update . In June 2016, 2016 13, Financial Instruments - Credit Losses (Topic 326 December 15, 2022 (

Note 2 - Debt Securities Avai_2

Note 2 - Debt Securities Available for Sale (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At December 31, 2021 U.S. Government agency securities $ 2,933 $ - $ (14 ) $ 2,919 Municipal securities 17,721 288 (240 ) 17,769 Mortgage-backed securities 48,614 379 (528 ) 48,465 Asset-backed securities 4,592 25 (7 ) 4,610 Total $ 73,860 $ 692 $ (789 ) $ 73,763 At December 31, 2020 U.S. Government agency securities $ 170 $ 2 $ - $ 172 Municipal securities 15,500 626 - 16,126 Mortgage-backed securities 39,151 1,300 (13 ) 40,438 Asset-backed securities 5,180 9 (46 ) 5,143 Total $ 60,001 $ 1,937 $ (59 ) $ 61,879
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At December 31, 2021 U.S. Government agency securities $ 2,919 $ - $ 2,919 $ - Municipal securities 17,769 - 17,769 - Mortgage-backed securities 48,465 - 48,465 - Asset-backed securities 4,610 - 4,610 - Total $ 73,763 $ - $ 73,763 $ - At December 31, 2020 U.S. Government agency securities $ 172 $ - $ 172 $ - Municipal securities 16,126 - 16,126 - Mortgage-backed securities 40,438 - 40,438 - Asset-backed securities 5,143 - 5,143 - Total $ 61,879 $ - $ 61,879 $ -
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair Cost Value (in thousands) At December 31, 2021 Due in less than one year $ 19 $ 19 Due in one to five years 322 341 Due in five to ten years 15,961 15,946 Due after ten years 8,944 8,992 Mortgage-backed securities 48,614 48,465 Total $ 73,860 $ 73,763
Schedule of Realized Gain (Loss) [Table Text Block]	Year Ended December 31, (in thousands) 2021 2020 Proceeds from sale of securities $ 5,874 $ - Gross gains 108 - Gross losses - - Net gain on sale of securities $ 108 $ -
Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less Than Twelve Months More Than Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At December 31, 2021 Debt Securities Available for Sale U.S. Government Agencies $ (14 ) $ 2,919 $ - $ - Municipal securities (240 ) 8,429 - - Mortgage-backed securities (528 ) 28,207 - - Asset-backed securities - - (7 ) 1,430 Total $ (782 ) $ 39,555 $ (7 ) $ 1,430 At December 31, 2020 Debt Securities Available for Sale Mortgage-backed securities $ (5 ) $ 992 $ (8 ) $ 767 Asset-backed securities - - (46 ) 3,494 Total $ (5 ) $ 992 $ (54 ) $ 4,261

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Portfolio of Loans [Table Text Block]	At December 31, (in thousands) 2021 2020 Real estate mortgage loans: Commercial $ 156,306 $ 133,473 Residential and home equity 183,536 158,120 Construction 71,164 44,466 Total real estate mortgage loans 411,006 336,059 Commercial loans 78,584 141,542 Consumer and other loans 7,283 6,312 Total loans 496,873 483,913 Add (Less): Net deferred loan (fees) costs (701 ) (1,160 ) Allowance for loan losses (5,974 ) (6,092 ) Loans, net $ 490,198 $ 476,661
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other Unallocated (in thousands) Commercial Equity Construction Loans Loans Reserve Total Year Ended December 31, 2021 Beginning balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 Provision (credit) for loan losses 262 322 318 (490 ) 43 (559 ) (104 ) Net charge-offs - (10 ) - 23 (27 ) - (14 ) Ending balance $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ - $ 5,974 At December 31, 2021 Individually evaluated for impairment: Recorded investment $ - $ - $ - $ - $ - $ - $ - Balance in allowance for loan losses $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment: Recorded investment $ 156,306 $ 183,536 $ 71,164 $ 78,584 $ 7,283 $ - $ 496,873 Balance in allowance for loan losses $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ - $ 5,974 Year Ended December 31, 2020 Beginning balance $ 1,046 $ 1,573 $ 415 $ 1,284 $ 96 $ - $ 4,414 Provision for loan losses 454 302 124 1,379 32 559 2,850 Net charge-offs - (48 ) - (1,071 ) (53 ) - (1,172 ) Ending balance $ 1,500 $ 1,827 $ 539 $ 1,592 $ 75 $ 559 $ 6,092 At December 31, 2020 Individually evaluated for impairment: Recorded investment $ - $ 666 $ - $ 585 $ - $ - $ 1,251 Balance in allowance for loan losses $ - $ - $ - $ 179 $ - $ - $ 179 Collectively evaluated for impairment: Recorded investment $ 133,473 $ 157,454 $ 44,466 $ 140,957 $ 6,312 $ - $ 482,662 Balance in allowance for loan losses $ 1,500 $ 1,827 $ 539 $ 1,413 $ 75 $ 559 $ 5,913
Financing Receivable Credit Quality Indicators [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At December 31, 2021 Grade: Pass $ 153,404 $ 181,770 $ 71,051 $ 78,462 $ 7,233 $ 491,920 Special mention 2,902 1,766 113 118 50 4,949 Substandard - - - 4 - 4 Doubtful - - - - - - Loss - - - - - - Total $ 156,306 $ 183,536 $ 71,164 $ 78,584 $ 7,283 $ 496,873 At December 31, 2020 Grade: Pass $ 130,846 $ 156,985 $ 43,622 $ 140,370 $ 6,278 $ 478,101 Special mention 2,627 469 844 405 34 4,379 Substandard - 666 - 767 - 1,433 Doubtful - - - - - - Loss - - - - - - Total $ 133,473 $ 158,120 $ 44,466 $ 141,542 $ 6,312 $ 483,913
Financing Receivable, Past Due [Table Text Block]	Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At December 31, 2021: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 156,306 $ - $ 156,306 Residential and home equity 710 - - 710 182,826 - 183,536 Construction - - - - 71,164 - 71,164 Commercial loans 411 - - 411 78,173 - 78,584 Consumer and other loans - - - - 7,283 - 7,283 Total $ 1,121 $ - $ - $ 1,121 $ 495,752 $ - $ 496,873 At December 31, 2020: Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 133,473 $ - $ 133,473 Residential and home equity 536 - - 536 156,918 666 158,120 Construction 195 - - 195 44,271 - 44,466 Commercial loans - - - - 140,957 585 141,542 Consumer and other loans - - - - 6,312 - 6,312 Total $ 731 $ - $ - $ 731 $ 481,931 $ 1,251 $ 483,913
Impaired Financing Receivables [Table Text Block]	With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2021 Consumer and other loans $ 4 $ 4 $ - $ - $ - $ 4 $ 4 $ - Total $ 4 $ 4 $ - $ - $ - $ 4 $ 4 $ - At December 31, 2020 Residential and home equity $ 666 $ 666 $ - $ - $ - $ 666 $ 666 $ - Commercial loans - - 585 585 179 585 585 179 Total $ 666 $ 666 $ 585 $ 585 $ 179 $ 1,251 $ 1,251 $ 179
Impaired Financing Receivables, Average Recorded Investment, and Interest Income Recognized [Table Text Block]	Average Interest Interest Recorded Income Income (in thousands) Investment Recognized Received Year Ended December 31, 2021 Residential and home equity $ 302 - $ - Commercial 174 - - Total $ 476 $ - $ - (in thousands) Year Ended December 31, 2020 Commercial real estate $ 241 $ 12 $ 11 Residential and home equity 865 - - Commercial 1,084 17 17 Consumer and other loans 13 - - Total $ 2,203 $ 29 $ 28
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Year Ended December 31, 2021 Year Ended December 31, 2020 Pre- Post- Current Pre- Post- Current Modification Modification Modification Modification Modification Modification Number Outstanding Outstanding Outstanding Number Outstanding Outstanding Outstanding of Recorded Recorded Recorded of Recorded Recorded Recorded Contracts Investment Investment Investment Contracts Investment Investment Investment (in thousands) Troubled Debt Restructurings: Modified interest rate Consumer 1 $ 4 $ 4 $ 4 - $ - $ - $ - Total 1 $ 4 $ 4 $ 4 - $ - $ - $ -

Note 4 - Premises and Equipme_2

Note 4 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Property, Plant and Equipment [Table Text Block]	At December 31, 2021 2020 (in thousands) Land $ 1,704 $ 1,704 Buildings 5,085 5,036 Leasehold improvements 1,551 1,503 Furniture, fixtures and equipment 2,099 1,911 Computer and software 3,197 3,106 Total, at cost 13,636 13,260 Less accumulated depreciation and amortization (5,674 ) (5,012 ) Premises and equipment, net $ 7,962 $ 8,248
Lease, Cost [Table Text Block]	At December 31, 2021 2020 (in thousands) Operating lease cost $ 319 $ 319 Cash paid for amount included in the measurement of lease liabilities operating cash flows from operating leases $ 294 $ 294 (dollars in thousands) 2021 2020 Operating lease right of use assets $ 3,258 $ 3,466 Operating lease liabilities 3,397 3,580 Weighted average remaining lease term - operating lease (in years) 12.6 13.6 Weighted average discount rate 3.17 % 3.17 %
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(in thousands) At December 31, 2021 2022 $ 294 2023 294 2024 306 2025 323 2026 323 Thereafter 2,615 Total future minimum lease payments 4,155 Less interest (758 ) Total $ 3,397

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Time Deposit Maturities [Table Text Block]	(in thousands) Year Ending December 31, Amount 2022 $ 41,209 2023 7,345 2024 498 2025 364 2039 416 Total $ 49,832

Note 7 - Income Taxes (Tables)

Note 7 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Year Ended December 31, (in thousands) 2021 2020 Current: Federal $ 2,109 $ 1,464 State 356 271 Total current 2,465 1,735 Deferred: Federal 41 (345 ) State 11 (95 ) Total deferred 52 (440 ) Total income taxes $ 2,517 $ 1,295
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Year Ended December 31, 2021 2020 % of % of Pretax Pretax Amount Earnings Amount Earnings (dollars in thousands) Income taxes at statutory rate $ 2,282 21.0 % $ 1,208 21.0 % Increase (decrease) resulting from: State taxes, net of federal tax benefit 291 2.7 139 2.4 Tax-exempt income (75 ) (0.7 ) (72 ) (1.3 ) Other nondeductible expenses 19 0.2 20 0.4 Total $ 2,517 23.2 % $ 1,295 22.5 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	At December 31, 2021 2020 (in thousands) Deferred tax assets: Allowance for loan losses $ 1,514 $ 1,544 Organizational and start-up costs 11 21 Stock-based compensation 105 79 Deferred compensation 134 85 Unrealized losses on securities available for sale 24 - Other 54 55 Deferred tax assets 1,842 1,784 Deferred tax liabilities: Prepaid Expenses (143 ) (91 ) Deferred loan costs (567 ) (605 ) Premises and equipment (289 ) (217 ) Unrealized gain on debt securities available for sale - (477 ) Deferred tax liabilities (999 ) (1,390 ) Net deferred tax asset $ 843 $ 394

Note 8 - Off-balance Sheet Fi_2

Note 8 - Off-balance Sheet Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	At December 31, 2021 (in thousands) Commitments to extend credit $ 5,400 Construction loans in process 63,552 Unused lines of credit 72,886 Standby financial letters of credit 2,938 Standby performance letters of credit 100 Guaranteed accounts 1,367 Total off-balance sheet instruments $ 146,243

Note 9 - Stock Compensation P_2

Note 9 - Stock Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	Year ended December 31, 2021 2020 Weighted average risk-free interest rate 1.15-1.30 % 1.46 % Expected dividend yield 0.49-0.62 % 0.60 % Expected stock volatility 22.94-30.69 % 14.69 % Expected life in years 6.5 6.5 Per share fair value of options issued during year 4.8888.8787 $ 3.26
Nonvested Restricted Stock Shares Activity [Table Text Block]	Wtd-Avg Unvested Shares Number of Grant Date Grant Date Shares Fair Value per Share Fair Value Restricted stock granted in 2019 3,600 $ 18.52 $ 22,000 Restricted stock granted in 2020 3,835 20.40 52,000 Restricted granted in 2021 4,081 18.04 74,000 Restricted stock vested in 2020 (3,678 ) (19.49 ) - Non-vested restricted stock outstanding at December 31, 2021 7,838 $ 18.88 $ 148,000
The 2015 Stock Incentive Compensation Plan [Member]
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term Value Outstanding at December 31, 2019 272,267 $ 19.80 Options granted 15,000 20.05 Options forfeited (15,210 ) 20.05 Outstanding at December 31, 2020 272,057 19.80 Options granted 18,000 27.12 Options exercised (150 ) 20.09 Options forfeited (21,250 ) 20.58 Outstanding at December 31, 2021 268,657 $ 20.23 6.0 $ 618,000 Exercisable at December 31, 2021 159,677 $ 19.59 5.4 $ 418,000

Note 11 - Related Party Trans_2

Note 11 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	Year Ended December 31, (in thousands) 2021 2020 Loans: Beginning balance $ 6,606 $ 7,726 Originated during the year 4,284 421 Principal repayments (2,422 ) (1,541 ) Ending balance $ 8,468 $ 6,606 Deposits at year-end $ 9,717 $ 7,524

Note 12 - Fair Value of Finan_2

Note 12 - Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	At December 31, 2021 At December 31, 2020 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 233,473 $ 233,473 $ 68,985 $ 68,985 Debt securities available for sale 2 73,763 73,763 61,879 61,879 Loans held for sale 3 11,768 11,964 13,593 13,814 Loans, net 3 490,198 495,209 476,661 487,652 Federal Home Loan Bank stock 3 366 366 493 493 Accrued interest receivable 3 1,505 1,505 1,960 1,960 Bank owned life insurance 3 16,153 16,153 10,685 10,685 Derivative contract assets 3 630 630 163 163 Financial liabilities- Deposits 3 762,942 763,147 580,592 581,073 Other Borrowings 3 3,575 3,575 - - Derivative contract liabilities 2 630 630 163 163 Off-Balance Sheet financial instruments 3 - - - -

Note 14 - Regulatory Matters (T

Note 14 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual For Capital Adequacy Purposes For Well Capitalized Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of December 31, 2021 Tier 1 Leverage ratio to Average Assets $ 70,548 8.53 % $ 33,071 4.00 % $ 41,338 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 70,548 13.45 23,596 4.50 34,083 6.50 Tier 1 Capital to Risk-Weighted Assets 70,548 13.45 31,461 6.00 41,948 8.00 Total Capital to Risk-Weighted Assets 76,522 14.59 41,948 8.00 52,435 10.00 As of December 31, 2020: Tier 1 Leverage ratio to Average Assets $ 57,800 9.09 % $ 25,421 4.00 % $ 31,776 5.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 19,575 4.50 28,275 6.50 Tier 1 Capital to Risk-Weighted Assets 57,800 13.29 26,100 6.00 34,799 8.00 Total Capital to Risk-Weighted Assets 63,245 14.54 34,799 8.00 43,499 10.00

Note 16 - Earnings Per Share (T

Note 16 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2021 2020 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Year Ended December 31, Basic EPS: Net earnings $ 8,347 3,126,547 $ 2.67 $ 4,458 3,134,124 $ 1.42 Effect of dilutive securities-incremental shares from assumed conversion of options 15,935 - Diluted EPS: Net earnings $ 8,347 3,142,482 $ 2.66 $ 4,458 3,134,124 $ 1.42

Note 17 - Derivatives (Tables)

Note 17 - Derivatives (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	At December 31, 2021 2020 dollars in thousands Notional amount - interest rate swaps: Stand-alone derivatives $ 20,606 $ 21,100 Weighted-average pay rate - interest rate swaps 3.69 % 3.68 % Weighted-average receive rate - interest rate swaps 3.00 % 3.00 % Weighted-average maturity (in years) - interest rate swaps 13.6 14.6 Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 630 $ 163 Stand-alone derivatives - interest rate swaps (other liabilities) $ (630 ) $ (163 )

Note 18 - Parent Company Only_2

Note 18 - Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Condensed Balance Sheet [Table Text Block]	Condensend Balance Sheets December 31, 2021 2020 (in thousands) Assets Cash $ 114 $ 1,027 Investment in subsidiary 70,475 59,201 Other assets 27 27 Total assets $ 70,616 $ 60,255 Liabilities and Stockholders' Equity Liabilities: Other borrowings $ 3,575 $ - Accrued interest 10 - Total liabilities 3,585 - Stockholders' equity 67,031 60,255 Total liabilities and stockholders' equity $ 70,616 $ 60,255
Condensed Income Statement [Table Text Block]	Condensed Statements of Earnings Year Ended December 31, 2021 2020 (in thousands) Revenues $ - $ - Expenses (590 ) (505 ) Income tax benefit 140 124 Loss before earnings of subsidiary (450 ) (381 ) Net earnings of subsidiary 8,797 4,839 Net earnings $ 8,347 $ 4,458
Condensed Cash Flow Statement [Table Text Block]	Condensed Statements of Cash Flows Year Ended December 31, (in thousands) 2021 2020 Cash flows from operating activities: Net Earnings $ 8,347 $ 4,458 Adjustments to reconcile net earnings to net cash used in operating activities: Equity in earnings of subsidiary (8,797 ) (4,839 ) Stock issued as compensation 111 93 Net change in other assets and other liabilities 11 (7 ) Net cash used in operating activities (328 ) (295 ) Cash flows from investment activities- Cash infusion to subsidiary (3,725 ) (6,000 ) Net cash used in investing activities (3,725 ) (6,000 ) Cash flows from financing activities: Proceeds from other borrowings 3,575 - Common stock retirement - (1,217 ) Cash dividend paid (438 ) (383 ) Proceeds from stock options exercised 3 27 Net cash provided by (used in) financing activities 3,140 (1,573 ) Net decrease in cash (913 ) (7,868 ) Cash at beginning of the year 1,027 8,895 Cash at end of year $ 114 $ 1,027 Supplemental disclosure of cash flow information- Noncash items: Net change in accumulated other comprehensive income of subsidiary, net of change in unrealized gain on debt securities available for sale, net of tax $ (1,474 ) $ 1,201 Stock-based compensation expense of subsidiary $ 338 $ 301

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Subsidiary, Ownership Percentage By Parent	100.00%
Number of Banking Offices	4
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	$ 11,768,000	$ 13,593,000

Note 2 - Debt Securities Avai_3

Note 2 - Debt Securities Available for Sale (Details Textual)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Debt Securities, Available-for-sale, Restricted	$ 11,926,000	$ 13,898,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	26	7

Note 2 - Debt Securities Avai_4

Note 2 - Debt Securities Available for Sale - Summary of Carrying Amount and Fair Values of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amortized Cost	$ 73,860	$ 60,001
Gross Unrealized Gains	692	1,937
Gross Unrealized Losses	(789)	(59)
Debt securities available for sale	73,763	61,879
US Government Agencies Debt Securities [Member]
Amortized Cost	2,933	170
Gross Unrealized Gains	0	2
Gross Unrealized Losses	(14)	0
Debt securities available for sale	2,919	172
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	17,721	15,500
Gross Unrealized Gains	288	626
Gross Unrealized Losses	(240)	0
Debt securities available for sale	17,769	16,126
Collateralized Mortgage Backed Securities [Member]
Amortized Cost	48,614	39,151
Gross Unrealized Gains	379	1,300
Gross Unrealized Losses	(528)	(13)
Debt securities available for sale	48,465	40,438
Asset-backed Securities [Member]
Amortized Cost	4,592	5,180
Gross Unrealized Gains	25	9
Gross Unrealized Losses	(7)	(46)
Debt securities available for sale	$ 4,610	$ 5,143

Note 2 - Debt Securities Avai_5

Note 2 - Debt Securities Available for Sale - Securities Available for Sale Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt securities available for sale	$ 73,763	$ 61,879
US Government Agencies Debt Securities [Member]
Debt securities available for sale	2,919	172
US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	17,769	16,126
Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale	48,465	40,438
Asset-backed Securities [Member]
Debt securities available for sale	4,610	5,143
Fair Value, Recurring [Member]
Debt securities available for sale	73,763	61,879
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	73,763	61,879
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Debt securities available for sale	2,919	172
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	2,919	172
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	17,769	16,126
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	17,769	16,126
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Debt securities available for sale	48,465	40,438
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	48,465	40,438
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Asset-backed Securities [Member]
Debt securities available for sale	4,610	5,143
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	4,610	5,143
Fair Value, Recurring [Member] | Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	$ 0	$ 0

Note 2 - Debt Securities Avai_6

Note 2 - Debt Securities Available for Sale - Scheduled Maturities of Securities with Fair Value and Amortized Cost (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Due in less than one year, amortized cost	$ 19
Due in less than one year, fair value	19
Due in one to five years, amortized cost	322
Due in one to five years, fair value	341
Due in five to ten years, amortized cost	15,961
Due in five to ten years, fair value	15,946
Due after ten years, amortized cost	8,944
Due after ten years, fair value	8,992
Mortgage-backed securities, amortized cost	48,614
Mortgage-backed securities, fair value	48,465
Total, amortized cost	73,860	$ 60,001
Total, fair value	$ 73,763	$ 61,879

Note 2 - Debt Securities Avai_7

Note 2 - Debt Securities Available for Sale - Summary of Sale of Securities Available for Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Proceeds from the sale of debt securities available for sale	$ 5,874	$ 0
Gross gains	108	0
Gross losses	0	0
Net gain on sale of securities	$ 108	$ 0

Note 2 - Debt Securities Avai_8

Note 2 - Debt Securities Available for Sale - Summary of Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Gross Unrealized Losses, Less Than Twelve Months	$ (782)	$ (5)
Fair Value, Less Than Twelve Months	39,555	992
Gross Unrealized Losses, Over Twelve Months	(7)	(54)
Fair Value, Over Twelve Months	1,430	4,261
US Government Agencies Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months	(14)
Fair Value, Less Than Twelve Months	2,919
Gross Unrealized Losses, Over Twelve Months	0
Fair Value, Over Twelve Months	0
US States and Political Subdivisions Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months	(240)
Fair Value, Less Than Twelve Months	8,429
Collateralized Mortgage Backed Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months	(528)	(5)
Fair Value, Less Than Twelve Months	28,207	992
Gross Unrealized Losses, Over Twelve Months		(8)
Fair Value, Over Twelve Months		767
Asset-backed Securities [Member]
Gross Unrealized Losses, Over Twelve Months	(7)	(46)
Fair Value, Over Twelve Months	$ 1,430	$ 3,494

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Portfolio Classes	5
Impairment Valuation Loan Limit	$ 1,000,000
Financing Receivable, Recorded Investment 30 Days Past Due and Still Accruing, Number of Loans	5
Financing Receivable Recorded Investment 90 Days Past Due and Still Accruing, Number of Loans	0
Financing Receivable, Recorded Investment, Nonaccrual Status, Number of Loans	0
Financing Receivable, Modifications, Number of Contracts	1	0
Financing Receivable, Modified, Number of Contracts	1
Financing Receivable, Troubled Debt Restructuring	$ 4,000
Nonperforming Financial Instruments [Member] | Collateral Pledged [Member] | Fair Value, Nonrecurring [Member]
Loans Receivable, Fair Value Disclosure	$ 0	$ 0
Minimum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)	1 year
Maximum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)	10 years
Real Estate Mortgage Loans [Member]
Number of Portfolio Classes	3
Commercial Real Estate Portfolio Segment [Member]
Period of Fixed Interest Rate (Year)	5 years
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Loan Maturity Period (Year)	3 years
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loan Maturity Period (Year)	5 years
Residential Portfolio Segment [Member] | Period 1 [Member]
Period of Fixed Interest Rate (Year)	15 years
Period of Adjustment of Interest Rate (Year)	1 year
Residential Portfolio Segment [Member] | Period 2 [Member]
Period of Fixed Interest Rate (Year)	30 years
Period of Adjustment of Interest Rate (Year)	3 years
Residential Portfolio Segment [Member] | Period 3 [Member]
Period of Adjustment of Interest Rate (Year)	5 years
Residential Portfolio Segment [Member] | Period 4 [Member]
Period of Adjustment of Interest Rate (Year)	7 years
Residential Portfolio Segment [Member] | Period 5 [Member]
Period of Adjustment of Interest Rate (Year)	10 years
Real Estate Construction Loan [Member] | Minimum [Member]
Loan Maturity Period (Year)	1 year
Real Estate Construction Loan [Member] | Maximum [Member]
Loan Maturity Period (Year)	2 years
Commercial Portfolio Segment [Member] | Maximum [Member] | Equipment Loans [Member]
Loan Maturity Period (Year)	5 years

Note 3 - Loans - Composition of

Note 3 - Loans - Composition of Company's Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Total loans	$ 496,873	$ 483,913
Net deferred loan (fees) costs	(701)	(1,160)
Allowance for loan losses	(5,974)	(6,092)	$ (4,414)
Loans, net	490,198	476,661
Mortgage Receivable [Member]
Total loans	411,006	336,059
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans	156,306	133,473
Allowance for loan losses	(1,762)	(1,500)	(1,046)
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Total loans	183,536	158,120
Allowance for loan losses	(2,139)	(1,827)	(1,573)
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Total loans	71,164	44,466
Allowance for loan losses	(857)	(539)	(415)
Loans and Finance Receivables [Member]
Total loans		483,913
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Total loans	78,584	141,542
Allowance for loan losses	(1,125)	(1,592)	(1,284)
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Total loans	7,283	6,312
Allowance for loan losses	$ (91)	$ (75)	$ (96)

Note 3 - Loans - Summary of Cha

Note 3 - Loans - Summary of Changes in Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning balance	$ 6,092	$ 4,414
Provision (credit) for loan losses	(104)	2,850
Net charge-offs	(14)	(1,172)
Recorded investment, individually evaluated for impairment	0	1,251
Balance in allowance for loan losses, individually evaluated for impairment	0	179
Recorded investment, collectively evaluated for impairment	496,873	482,662
Balance in allowance for loan losses, collectively evaluated for impairment	5,974	5,913
Ending balance	5,974	6,092
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Beginning balance	1,500	1,046
Provision (credit) for loan losses	262	454
Net charge-offs	0	0
Recorded investment, individually evaluated for impairment	0	0
Balance in allowance for loan losses, individually evaluated for impairment	0	0
Recorded investment, collectively evaluated for impairment	156,306	133,473
Balance in allowance for loan losses, collectively evaluated for impairment	1,762	1,500
Ending balance	1,762	1,500
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Beginning balance	1,827	1,573
Provision (credit) for loan losses	322	302
Net charge-offs	(10)	(48)
Recorded investment, individually evaluated for impairment	0	666
Balance in allowance for loan losses, individually evaluated for impairment	0	0
Recorded investment, collectively evaluated for impairment	183,536	157,454
Balance in allowance for loan losses, collectively evaluated for impairment	2,139	1,827
Ending balance	2,139	1,827
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Beginning balance	539	415
Provision (credit) for loan losses	318	124
Net charge-offs	0	0
Recorded investment, individually evaluated for impairment	0	0
Balance in allowance for loan losses, individually evaluated for impairment	0	0
Recorded investment, collectively evaluated for impairment	71,164	44,466
Balance in allowance for loan losses, collectively evaluated for impairment	857	539
Ending balance	857	539
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Beginning balance	1,592	1,284
Provision (credit) for loan losses	(490)	1,379
Net charge-offs	23	(1,071)
Recorded investment, individually evaluated for impairment	0	585
Balance in allowance for loan losses, individually evaluated for impairment	0	179
Recorded investment, collectively evaluated for impairment	78,584	140,957
Balance in allowance for loan losses, collectively evaluated for impairment	1,125	1,413
Ending balance	1,125	1,592
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Beginning balance	75	96
Provision (credit) for loan losses	43	32
Net charge-offs	(27)	(53)
Recorded investment, individually evaluated for impairment	0	0
Balance in allowance for loan losses, individually evaluated for impairment	0	0
Recorded investment, collectively evaluated for impairment	7,283	6,312
Balance in allowance for loan losses, collectively evaluated for impairment	91	75
Ending balance	91	75
Loans and Finance Receivables [Member] | Unallocated Financing Receivables [Member]
Beginning balance	559	0
Provision (credit) for loan losses	(559)	559
Net charge-offs	0	0
Recorded investment, individually evaluated for impairment	0	0
Balance in allowance for loan losses, individually evaluated for impairment	0	0
Recorded investment, collectively evaluated for impairment	0	0
Balance in allowance for loan losses, collectively evaluated for impairment	0	559
Ending balance	$ 0	$ 559

Note 3 - Loans - Summary of Loa

Note 3 - Loans - Summary of Loan Credit Quality (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans by credit quality	$ 496,873	$ 483,913
Pass [Member]
Loans by credit quality	491,920	478,101
Special Mention [Member]
Loans by credit quality	4,949	4,379
Substandard [Member]
Loans by credit quality	4	1,433
Doubtful [Member]
Loans by credit quality	0	0
Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member]
Loans by credit quality	411,006	336,059
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans by credit quality	156,306	133,473
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	153,404	130,846
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	2,902	2,627
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Loans by credit quality	183,536	158,120
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	181,770	156,985
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	1,766	469
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	0	666
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Loans by credit quality	71,164	44,466
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Pass [Member]
Loans by credit quality	71,051	43,622
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Special Mention [Member]
Loans by credit quality	113	844
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Substandard [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Doubtful [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member]
Loans by credit quality		483,913
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Loans by credit quality	78,584	141,542
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	78,462	140,370
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	118	405
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	4	767
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Loans by credit quality	7,283	6,312
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Pass [Member]
Loans by credit quality	7,233	6,278
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans by credit quality	50	34
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans by credit quality	$ 0	$ 0

Note 3 - Loans - Summary of Pas

Note 3 - Loans - Summary of Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans by credit quality	$ 496,873	$ 483,913
Nonaccrual Loans	0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	1,121
Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0
Financial Asset, Past Due [Member]
Loans by credit quality	1,121
Financial Asset, Not Past Due [Member]
Loans by credit quality	495,752
Mortgage Receivable [Member]
Loans by credit quality	411,006	336,059
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans by credit quality	156,306	133,473
Nonaccrual Loans	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	156,306	133,473
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Loans by credit quality	183,536	158,120
Nonaccrual Loans	0	666
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	710	536
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	710	536
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	182,826	156,918
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Loans by credit quality	71,164	44,466
Nonaccrual Loans	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	0	195
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	0	195
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	71,164	44,271
Loans and Finance Receivables [Member]
Loans by credit quality		483,913
Nonaccrual Loans		1,251
Loans and Finance Receivables [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality		731
Loans and Finance Receivables [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality		0
Loans and Finance Receivables [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality		0
Loans and Finance Receivables [Member] | Financial Asset, Past Due [Member]
Loans by credit quality		731
Loans and Finance Receivables [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality		481,931
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Loans by credit quality	78,584	141,542
Nonaccrual Loans	0	585
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	411	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	411	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	78,173	140,957
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Loans by credit quality	7,283	6,312
Nonaccrual Loans	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	$ 7,283	$ 6,312

Note 3 - Loans - Summary of Imp

Note 3 - Loans - Summary of Impaired Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
With No Related Allowance Recorded, Recorded Investment	$ 4	$ 666
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	4	666
With an Allowance Recorded, Recorded Investment	0	585
With an Allowance Recorded, Unpaid Contractual Principal Balance	0	585
Related Allowance	0	179
Total Recorded Investment	4	1,251
Total Unpaid Contractual Principal Balance	4	1,251
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	4
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	4
With an Allowance Recorded, Recorded Investment	0
With an Allowance Recorded, Unpaid Contractual Principal Balance	0
Related Allowance	0
Total Recorded Investment	4
Total Unpaid Contractual Principal Balance	$ 4
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment		0
With No Related Allowance Recorded, Unpaid Contractual Principal Balance		0
With an Allowance Recorded, Recorded Investment		585
With an Allowance Recorded, Unpaid Contractual Principal Balance		585
Related Allowance		179
Total Recorded Investment		585
Total Unpaid Contractual Principal Balance		585
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment		666
With No Related Allowance Recorded, Unpaid Contractual Principal Balance		666
With an Allowance Recorded, Recorded Investment		0
With an Allowance Recorded, Unpaid Contractual Principal Balance		0
Related Allowance		0
Total Recorded Investment		666
Total Unpaid Contractual Principal Balance		$ 666

Note 3 - Loans - Summary of Ave

Note 3 - Loans - Summary of Average Net Investment in Impaired Loans and Interest Income Recognized and Received on Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Average recorded investment	$ 476	$ 2,203
Interest income recognized	0	29
Interest income received	0	28
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Average recorded investment	302	865
Interest income recognized	0	0
Interest income received	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	174
Interest income recognized	0
Interest income received	$ 0
Mortgage Receivable [Member] | Commercial Portfolio Segment [Member]
Average recorded investment		241
Interest income recognized		12
Interest income received		11
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Average recorded investment		1,084
Interest income recognized		17
Interest income received		17
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Average recorded investment		13
Interest income recognized		0
Interest income received		$ 0

Note 3 - Loans - Summary of L_2

Note 3 - Loans - Summary of Loans Determined to Be Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Contracts	1	0
Pre-Modification Outstanding Recorded Investment	$ 4	$ 0
Post-Modification Outstanding Recorded Investment	4	0
Current Modification Outstanding Recorded Investment	$ 4	$ 0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Number of Contracts	1	0
Pre-Modification Outstanding Recorded Investment	$ 4	$ 0
Post-Modification Outstanding Recorded Investment	4	0
Current Modification Outstanding Recorded Investment	$ 4	$ 0

Note 4 - Premises and Equipme_3

Note 4 - Premises and Equipment (Details Textual) - Retail Lease [Member]	Aug. 06, 2018
Lessee, Operating Lease, Term of Contract (Year)	15 years
Lessee, Operating Lease, Number of Renewal Options	4
Lessee, Operating Lease, Renewal Term (Year)	5 years

Note 4 - Premises and Equipme_4

Note 4 - Premises and Equipment - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Total, at cost	$ 13,636	$ 13,260
Less accumulated depreciation and amortization	(5,674)	(5,012)
Premises and equipment, net	7,962	8,248
Land [Member]
Total, at cost	1,704	1,704
Building [Member]
Total, at cost	5,085	5,036
Leasehold Improvements [Member]
Total, at cost	1,551	1,503
Furniture and Fixtures [Member]
Total, at cost	2,099	1,911
Computer and Software [Member]
Total, at cost	$ 3,197	$ 3,106

Note 4 - Premises and Equipme_5

Note 4 - Premises and Equipment - Lease Expense and Other Lease Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Operating lease cost	$ 319	$ 319
Cash paid for amount included in the measurement of lease liabilities operating cash flows from operating leases	294	294
Operating lease right of use assets	3,258	3,466
Total	$ 3,397	$ 3,580
Weighted average remaining lease term - operating lease (in years) (Year)	12 years 7 months 6 days	13 years 7 months 6 days
Weighted average discount rate	3.17%	3.17%

Note 4 - Premises and Equipme_6

Note 4 - Premises and Equipment - Operating Lease Liability Future Minimum Lease Payment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
2022	$ 294
2023	294
2024	306
2025	323
2026	323
Thereafter	2,615
Total future minimum lease payments	4,155
Less interest	(758)
Total	$ 3,397	$ 3,580

Note 5 - Deposits (Details Text

Note 5 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Time Deposits, at or Above FDIC Insurance Limit	$ 22.8	$ 25.6

Note 5 - Deposits - Schedule of

Note 5 - Deposits - Schedule of Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
2022	$ 41,209
2023	7,345
2024	498
2025	364
2039	416
Total	$ 49,832	$ 56,432

Note 6 - Other Borrowings (Deta

Note 6 - Other Borrowings (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 78,800,000
Federal Home Loan Bank Advances, Total	0	$ 0
Correspondent Banks [Member]
Line of Credit Facility, Current Borrowing Capacity	47,000,000
Thomasville National Bank [Member] | Revolving Credit Facility [Member]
Line of Credit Facility, Maximum Borrowing Capacity	15,000,000
Long-term Line of Credit, Total	3,575,000	$ 0
Interest Expense, Debt, Total	$ 58,000

Note 7 - Income Taxes (Details

Note 7 - Income Taxes (Details Textual)	12 Months Ended
	Dec. 31, 2021
Open Tax Year	2018 2019 2020 2021

Note 7 - Income Taxes - Compone

Note 7 - Income Taxes - Components of Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal	$ 2,109	$ 1,464
State	356	271
Total current	2,465	1,735
Federal	41	(345)
State	11	(95)
Total deferred	52	(440)
Total income taxes	$ 2,517	$ 1,295

Note 7 - Income Taxes - Reconci

Note 7 - Income Taxes - Reconciliation of Statutory Federal Income Tax Rate and Effective Tax Rates (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income taxes at statutory rate, amount	$ 2,282	$ 1,208
Income taxes at statutory rate, percent	21.00%	21.00%
State taxes, net of federal tax benefit, amount	$ 291	$ 139
State taxes, net of federal tax benefit, percent	2.70%	2.40%
Tax-exempt income, amount	$ (75)	$ (72)
Tax-exempt income, percent	(0.70%)	(1.30%)
Other nondeductible expenses, amount	$ 19	$ 20
Other nondeductible expenses, percent	0.20%	0.40%
Total income taxes	$ 2,517	$ 1,295
Total, percent	23.20%	22.50%

Note 7 - Income Taxes - Summary

Note 7 - Income Taxes - Summary of Tax Effects of Temporary Differences on Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses	$ 1,514	$ 1,544
Organizational and start-up costs	11	21
Stock-based compensation	105	79
Deferred compensation	134	85
Unrealized losses on securities available for sale	24	0
Other	54	55
Deferred tax assets	1,842	1,784
Prepaid Expenses	(143)	(91)
Deferred loan costs	(567)	(605)
Premises and equipment	(289)	(217)
Unrealized gain on debt securities available for sale	0	(477)
Deferred tax liabilities	(999)	(1,390)
Net deferred tax asset	$ 843	$ 394

Note 8 - Off-balance Sheet Fi_3

Note 8 - Off-balance Sheet Financial Instruments (Details Textual) - Standby Financial Letters of Credit [Member]	12 Months Ended
	Dec. 31, 2021USD ($)
Debt Instrument, Term (Year)	1 year
Debt Instrument, Collateral Amount	$ 484,000
Credit Availability Concentration Risk [Member] | Swap Liabilities [Member]
Concentration Risk, Percentage	10.00%

Note 8 - Off-balance Sheet Fi_4

Note 8 - Off-balance Sheet Financial Instruments - Summary of Off-balance Sheet Financial Instruments (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)
Contractual amounts with off-balance-sheet risk	$ 146,243
Commitments to Extend Credit [Member]
Contractual amounts with off-balance-sheet risk	5,400
Construction Loans In Process [Member]
Contractual amounts with off-balance-sheet risk	63,552
Unused lines of Credit [Member]
Contractual amounts with off-balance-sheet risk	72,886
Standby Financial Letters of Credit [Member]
Contractual amounts with off-balance-sheet risk	2,938
Performance Standby Letters Of Credit [Member]
Contractual amounts with off-balance-sheet risk	100
Guaranteed Accounts [Member]
Contractual amounts with off-balance-sheet risk	$ 1,367

Note 9 - Stock Compensation P_3

Note 9 - Stock Compensation Plans (Details Textual) - USD ($)	May 20, 2015	Mar. 31, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2020	Dec. 31, 2021
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)			4,081	3,835	3,600
Share-based Payment Arrangement, Expense			$ 71,000	$ 46,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total			$ 83,000				$ 83,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			1 year 8 months 12 days
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)			3 years
Restricted Stock [Member] | Chief Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		4,081				7,435
The 2015 Stock Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)			18,000	15,000			319,457
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period (in shares)			21,250	15,210			50,650
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			189,034				189,034
Share-based Payment Arrangement, Expense			$ 156,000	$ 162,000
Share-based Payment Arrangement, Expense, Tax Benefit			19,000	$ 21,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total			$ 317,000				$ 317,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			2 years 8 months 12 days
The 2015 Stock Incentive Compensation Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	500,000
Maximum Percentage of Shares Issued	15.00%
The 2015 Stock Incentive Compensation Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)							11,516
Directors' Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)			41,364				41,364
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)			5,344	4,932
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			41,364				41,364
Share-based Payment Arrangement, Expense			$ 111,000	$ 93,000
Stock Consideration on Percentage of Common Stock Received Upon Cash Fees			110.00%				110.00%
Share-based Compensation Arrangement by Share-based Payment Award, Percentage of Outstanding Stock Maximum			1.30%

Note 9 - Stock Compensation P_4

Note 9 - Stock Compensation Plans - Summary of the 2015 Plan (Details) - The 2015 Stock Incentive Compensation Plan [Member] - USD ($)	12 Months Ended		79 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2021
Number of Options, Outstanding, beginning balance (in shares)	272,057	272,267
Weighted-average Exercise Price, Outstanding, beginning balance (in dollars per share)	$ 19.80	$ 19.80
Number of Options, granted (in shares)	18,000	15,000	319,457
Weighted-average Exercise Price, Options granted (in dollars per share)	$ 27.12	$ 20.05
Number of Options, forfeited (in shares)	(21,250)	(15,210)	(50,650)
Weighted-average Exercise Price, forfeited (in dollars per share)	$ 20.58	$ 20.05
Number of Options, exercised (in shares)	(150)
Weighted-average Exercise Price, exercised (in dollars per share)	$ 20.09
Number of Options, outstanding (in shares)	268,657	272,057	268,657
Weighted-average Exercise Price, Outstanding (in dollars per share)	$ 20.23	$ 19.80	$ 20.23
Weighted-average Remaining Contractual Term, Outstanding (Year)	6 years
Aggregate Intrinsic Value, Outstanding	$ 618,000		$ 618,000
Number of Options, Exercisable (in shares)	159,677		159,677
Weighted-average Exercise Price, Exercisable (in dollars per share)	$ 19.59		$ 19.59
Weighted-average Remaining Contractual Term, Exercisable (Year)	5 years 4 months 24 days
Aggregate Intrinsic Value, Exercisable	$ 418,000		$ 418,000

Note 9 - Stock Compensation P_5

Note 9 - Stock Compensation Plans - Black-Scholes Option-pricing Model Assumptions (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Weighted average risk-free interest rate		1.46%
Expected dividend yield		0.60%
Expected stock volatility		14.69%
Expected life in years (Year)	6 years 6 months	6 years 6 months
Per share fair value of options issued during year (in dollars per share)		$ 3.26
Minimum [Member]
Weighted average risk-free interest rate	1.15%
Expected dividend yield	0.49%
Expected stock volatility	22.94%
Per share fair value of options issued during year (in dollars per share)	$ 4.88
Maximum [Member]
Weighted average risk-free interest rate	1.30%
Expected dividend yield	0.62%
Expected stock volatility	30.69%
Per share fair value of options issued during year (in dollars per share)	$ 8.87

Note 9 - Stock Compensation P_6

Note 9 - Stock Compensation Plans - Restricted Stock Activity (Details) - Restricted Stock [Member] - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Non-vested restricted stock granted (in shares)	4,081	3,835	3,600
Non-vested restricted stock issued, weighted average grant date fair value (in dollars per share)	$ 18.04	$ 20.40	$ 18.52
Non-vested restricted stock granted, grant date fair value	$ 74,000	$ 52,000	$ 22,000
Restricted stock vested (in shares)		(3,678)
Restricted stock shares vested, weighted average grant date fair value (in dollars per share)		$ (19.49)
Restricted stock vested, grant date fair value		$ 0
Non-vested restricted stock outstanding, shares (in shares)	7,838
Non-vested restricted stock outstanding, weighted average grant date fair value (in dollars per share)	$ 18.88
Non-vested restricted stock outstanding, grant date fair value	$ 148,000

Note 10 - Employee Benefit Pl_2

Note 10 - Employee Benefit Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Defined Contribution Plan, Cost	$ 248,000	$ 256,000
Deferred Compensation for Officers [Member]
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate	4.00%
Defined Benefit Plan, Benefit Obligation, Ending Balance	$ 193,000	160,000
Deferred Compensation for Officers [Member] | Other Liabilities [Member]
Liability, Defined Benefit Plan, Total	$ 527,000	$ 333,000

Note 11 - Related Party Trans_3

Note 11 - Related Party Transactions (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Payment to Acquire Life Insurance Policy, Investing Activities	$ 5,197,000	$ 4,000,000
Directors and former CFO [Member]
Payment to Acquire Life Insurance Policy, Investing Activities	1,400,000	$ 1,100,000
Director Jones [Member]
Payment to Acquire Life Insurance Policy, Investing Activities	$ 5,734

Note 11 - Related Party Trans_4

Note 11 - Related Party Transactions - Summary of Activity of Loans to Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning balance	$ 6,606	$ 7,726
Originated during the year	4,284	421
Principal repayments	(2,422)	(1,541)
Ending balance	8,468	6,606
Deposits at year-end	$ 9,717	$ 7,524

Note 12 - Fair Value of Finan_3

Note 12 - Fair Value of Financial Instruments - Fair Values and Fair Value Measurement Method of Financial Instruments (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Debt securities available for sale	$ 73,763,000	$ 61,879,000
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	11,768,000	13,593,000
Accrued interest receivable	1,505,000	1,960,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	233,473,000	68,985,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	73,763,000	61,879,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	11,768,000	13,593,000
Loans Receivable, Fair Value Disclosure	490,198,000	476,661,000
Federal Home Loan Bank stock	366,000	493,000
Accrued interest receivable	1,505,000	1,960,000
Bank owned life insurance	16,153,000	10,685,000
Derivative contract assets	630,000	163,000
Deposits	762,942,000	580,592,000
Other Borrowings	3,575,000	0
Derivative contract liabilities	630,000	163,000
Off-Balance Sheet financial instruments	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	233,473,000	68,985,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	73,763,000	61,879,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance, Ending Balance	11,964,000	13,814,000
Loans Receivable, Fair Value Disclosure	495,209,000	487,652,000
Federal Home Loan Bank stock	366,000	493,000
Accrued interest receivable	1,505,000	1,960,000
Bank owned life insurance	16,153,000	10,685,000
Derivative contract assets	630,000	163,000
Deposits	763,147,000	581,073,000
Other Borrowings	3,575,000	0
Derivative contract liabilities	630,000	163,000
Off-Balance Sheet financial instruments	$ 0	$ 0

Note 13 - Dividend Restrictio_2

Note 13 - Dividend Restrictions (Details Textual) - Subsequent Event [Member]	1 Months Ended
	Jan. 31, 2022$ / shares
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.18
Dividends Payable, Date to be Paid	Mar. 1, 2022
Dividends Payable, Date of Record	Feb. 10, 2022

Note 14 - Regulatory Matters (D

Note 14 - Regulatory Matters (Details Textual)	Dec. 31, 2021	Dec. 31, 2020
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	2.50	2.50

Note 14 - Regulatory Matters -

Note 14 - Regulatory Matters - Summary of Regulatory Capital Requirements and Bank's Capital Position (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Tier 1 Leverage ratio to Average Assets, actual amount	$ 70,548	$ 57,800
Tier 1 Leverage ratio to Average Assets, actual percentage	0.0853	0.0909
Tier 1 Leverage ratio to Average Assets, for capital adequacy purposes, amount	$ 33,071	$ 25,421
Tier 1 Leverage ratio to Average Assets, for capital adequacy purposes, percentage	0.0400	0.0400
Tier 1 Leverage ratio to Average Assets, for well capitalized purposes, amount	$ 41,338	$ 31,776
Tier 1 Leverage ratio to Average Assets, for well capitalized purposes, percentage	0.0500	0.0500
Common Equity Tier 1 Capital to Risk-Weighted Assets, actual amount	$ 70,548	$ 57,800
Common Equity Tier 1 Capital to Risk-Weighted Assets, actual percentage	0.1345	0.1329
Common Equity Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, amount	$ 23,596	$ 19,575
Common Equity Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, percentage	0.0450	0.0450
Common Equity Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, amount	$ 34,083	$ 28,275
Common Equity Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, percentage	0.0650	0.0650
Tier 1 Capital to Risk-Weighted Assets, actual amount	$ 70,548	$ 57,800
Tier 1 Capital to Risk-Weighted Assets, actual percentage	0.1345	0.1329
Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, amount	$ 31,461	$ 26,100
Tier 1 Capital to Risk-Weighted Assets, for capital adequacy purposes, percentage	0.0600	0.0600
Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, amount	$ 41,948	$ 34,799
Tier 1 Capital to Risk-Weighted Assets, for well capitalized purposes, percentage	0.0800	0.0800
Total Capital to Risk-Weighted Assets, actual amount	$ 76,522	$ 63,245
Total Capital to Risk-Weighted Assets, actual percentage	0.1459	0.1454
Total Capital to Risk-Weighted Assets, for capital adequacy purposes, amount	$ 41,948	$ 34,799
Total Capital to Risk-Weighted Assets, for capital adequacy purposes, percentage	0.0800	0.0800
Total Capital to Risk-Weighted Assets, for well capitalized purposes, amount	$ 52,435	$ 43,499
Total Capital to Risk-Weighted Assets, for well capitalized purposes, percentage	0.1000	0.1000

Note 16 - Earnings Per Share -

Note 16 - Earnings Per Share - Computation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net earnings, basic	$ 8,347	$ 4,458
Weighted-average Shares, basic (in shares)	3,126,547	3,134,124
Net earnings, per share amount, basic (in dollars per share)	$ 2.67	$ 1.42
Effect of dilutive securities-incremental shares from assumed conversion of options (in shares)	15,935	0
Net earnings, diluted	$ 8,347	$ 4,458
Weighted-average Shares, diluted (in shares)	3,142,482	3,134,124
Net earnings, per share amount, diluted (in dollars per share)	$ 2.66	$ 1.42

Note 17 - Derivatives - Schedul

Note 17 - Derivatives - Schedule of Derivatives (Details) - Interest Rate Swap [Member] - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Stand-alone derivatives	$ 20,606	$ 21,100
Weighted-average pay rate - interest rate swaps	3.69%	3.68%
Weighted-average receive rate - interest rate swaps	3.00%	3.00%
Weighted-average maturity (in years) - interest rate swaps (Year)	13 years 7 months 6 days	14 years 7 months 6 days
Stand-alone derivatives - interest rate swaps (other assets)	$ 630	$ 163
Stand-alone derivatives - interest rate swaps (other liabilities)	$ (630)	$ (163)

Note 18 - Parent Company Only_3

Note 18 - Parent Company Only Financial Information - Schedule of Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Other assets	$ 1,834	$ 930
Total assets	841,123	647,294
Other borrowings	3,575	0
Total liabilities	774,092	587,039
Stockholders' equity	67,031	60,255	$ 55,868
Total liabilities and stockholders' equity	841,123	647,294
Parent Company [Member]
Cash	114	1,027
Investment in subsidiary	70,475	59,201
Other assets	27	27
Total assets	70,616	60,255
Other borrowings	3,575	0
Accrued interest	10	0
Total liabilities	3,585	0
Stockholders' equity	67,031	60,255
Total liabilities and stockholders' equity	$ 70,616	$ 60,255

Note 18 - Parent Company Only_4

Note 18 - Parent Company Only Financial Information - Schedule of Condensed Statement of Earnings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income tax benefit	$ (2,517)	$ (1,295)
Net earnings	8,347	4,458
Parent Company [Member]
Revenues	0	0
Expenses	(590)	(505)
Income tax benefit	140	124
Loss before earnings of subsidiary	(450)	(381)
Net earnings of subsidiary	8,797	4,839
Net earnings	$ 8,347	$ 4,458

Note 18 - Parent Company Only_5

Note 18 - Parent Company Only Financial Information - Schedule of Condensed Statement of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net earnings	$ 8,347	$ 4,458
Stock-based compensation expense	227	208
Net cash used in operating activities	9,403	108
Net cash used in investing activities	(30,405)	(145,706)
Common stock retirement	0	(1,217)
Proceeds from stock options exercised	3	27
Net cash provided by (used in) financing activities	185,490	139,501
Net decrease in cash	164,488	(6,097)
Accumulated other comprehensive income, net change in unrealized gain on debt securities available for sale, net of tax benefit	(1,474)	1,201
Parent Company [Member]
Net earnings	8,347	4,458
Equity in earnings of subsidiary	(8,797)	(4,839)
Stock-based compensation expense	111	93
Net change in other assets and other liabilities	11	(7)
Net cash used in operating activities	(328)	(295)
Cash infusion to subsidiary	(3,725)	(6,000)
Net cash used in investing activities	(3,725)	(6,000)
Proceeds from other borrowings	3,575	0
Common stock retirement	0	(1,217)
Cash dividend paid	(438)	(383)
Proceeds from stock options exercised	3	27
Net cash provided by (used in) financing activities	3,140	(1,573)
Net decrease in cash	(913)	(7,868)
Cash at beginning of the year	1,027	8,895
Cash at end of year	114	1,027
Accumulated other comprehensive income, net change in unrealized gain on debt securities available for sale, net of tax benefit	(1,474)	1,201
Stock-based compensation expense of subsidiary	$ 338	$ 301

Note 19 - Share Repurchase (Det

Note 19 - Share Repurchase (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Mar. 11, 2020
Stock Repurchase Program, Authorized Amount		$ 2,000,000
Stock Repurchased and Retired During Period, Shares (in shares)	82,784
Stock Repurchased and Retired During Period, Weighted Average Price Per Share (in dollars per share)	$ 14.70
Stock Repurchased and Retired During Period, Value	$ 1,217,000

Note 20 - Contingency (Details

Note 20 - Contingency (Details Textual) $ in Millions	Dec. 31, 2021USD ($)
Number Of Loans Under PPP Approved	1,376
Loans Under PPP Approved Amount	$ 128.3
Financing Receivable, Aggregate Number of Principal and Interest Payment Deferrals	70
Financing Receivable, Aggregate Principal and Interest Deferred Payments	$ 42.4
Mortgage Receivable [Member]
Percentage of Forbearance Requests For Loan	91.00%
SBA CARES Act Paycheck Protection Program [Member]
Number of Loans	242
Loans and Leases Receivable, Gross, Total	$ 15.2