Prime Meridian Holding (PMHG) 10-Q 10 May 23 2023 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2023	May 08, 2023
Document Information [Line Items]
Entity Central Index Key	0001586454
Entity Registrant Name	Prime Meridian Holding Co
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	333-191801
Entity Incorporation, State or Country Code	FL
Entity Tax Identification Number	27-2980805
Entity Address, Address Line One	1471 Timberlane Road
Entity Address, City or Town	Tallahassee
Entity Address, State or Province	FL
Entity Address, Postal Zip Code	32312
City Area Code	850
Local Phone Number	907-2300
Entity Current Reporting Status	No
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,189,302

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 10,344	$ 8,119
Federal funds sold	7,328	19,259
Interest-bearing deposits	5,042	12,410
Total cash and cash equivalents	22,714	39,788
Debt securities available for sale at fair value (amortized cost of $141,129 and $142,797)	129,748	129,436
Debt securities held to maturity (fair value of $10,319 and $9,917)	11,816	11,805
Loans held for sale	8,105	7,058
Loans, net of allowance for credit losses of $4,802 and $7,145	606,128	588,715
Federal Home Loan Bank stock	1,045	463
Premises and equipment, net	7,893	8,022
Right of use operating lease asset	2,989	3,044
Accrued interest receivable	2,623	2,385
Bank-owned life insurance	16,626	16,532
Other assets	6,570	7,924
Total assets	816,257	815,172
Liabilities:
Noninterest-bearing demand deposits	199,492	197,987
Savings, NOW and money-market deposits	466,202	493,439
Time deposits	51,542	40,109
Total deposits	717,236	731,535
Other borrowings	1,725	4,275
Federal Home Loan Bank advances	15,000	0
Official checks	1,671	4,090
Operating lease liability	3,159	3,208
Other liabilities	4,790	5,011
Total liabilities	743,581	748,119
Stockholders' equity:
Preferred stock, undesignated; 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $.01 par value; 9,000,000 shares authorized, 3,185,765 and 3,164,491 issued and outstanding	32	32
Additional paid-in capital	40,114	39,718
Retained earnings	41,027	37,278
Accumulated other comprehensive loss	(8,497)	(9,975)
Total stockholders' equity	72,676	67,053
Total liabilities and stockholders' equity	$ 816,257	$ 815,172

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt securities available for sale, fair value	$ 141,129	$ 142,797
Debt securities held to maturity, fair value	10,319	9,917
Loans receivable, allowance for loan losses	$ 4,802	$ 7,145
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	3,185,765	3,164,491
Common stock, shares outstanding (in shares)	3,185,765	3,164,491

Condensed Consolidated Statemen

Condensed Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest income:
Loans	$ 8,044	$ 5,784
Debt securities	933	385
Other	222	124
Total interest income	9,199	6,293
Interest expense:
Deposits	1,533	403
Other borrowings	111	31
Total interest expense	1,644	434
Net interest income	7,555	5,859
Credit loss expense (income)	243	(371)
Net interest income after credit loss expense (income)	7,312	6,230
Noninterest income:
Mortgage banking revenue, net	54	165
Income from bank-owned life insurance	94	95
Other income	57	61
Total noninterest income	441	518
Noninterest expense:
Salaries and employee benefits	2,752	2,160
Occupancy and equipment	409	408
Professional fees	135	146
Marketing	223	167
FDIC assessment	84	124
Software maintenance, amortization and other	277	242
Other	575	533
Total noninterest expense	4,455	3,780
Earnings before income taxes	3,298	2,968
Income taxes	797	727
Net earnings	$ 2,501	$ 2,241
Earnings per common share:
Basic (in dollars per share)	$ 0.79	$ 0.71
Diluted (in dollars per share)	0.78	0.71
Cash dividends per common share (in dollars per share)	$ 0.22	$ 0.18
Deposit Account [Member]
Noninterest income:
Revenue from customer	$ 85	$ 68
Debit Card [Member]
Noninterest income:
Revenue from customer	$ 151	$ 129

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net earnings	$ 2,501	$ 2,241
Unrealized gain (loss) arising during the period	1,980	(4,365)
Deferred income tax (expense) benefit on above change	(502)	1,107
Total other comprehensive income (loss)	1,478	(3,258)
Comprehensive income (loss)	$ 3,979	$ (1,017)

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2021						3,129,046
Balance at Dec. 31, 2021						$ 31	$ 38,909	$ 28,164	$ (73)	$ 67,031
Net earnings						0	0	2,241	0	2,241
Dividends paid (unaudited)						0	0	(567)	0	(567)
Net change in unrealized loss on debt securities available for sale, net of income tax benefit (unaudited)						$ 0	0	0	(3,258)	(3,258)
Stock options exercised (unaudited) (in shares)						12,240
Stock options exercised (unaudited)						$ 0	210	0	0	210
Common stock issued as compensation to directors (unaudited) (in shares)						1,189
Common stock issued as compensation to directors (unaudited)						$ 0	31	0	0	31
Issuance of restricted stock (unaudited) (in shares)						7,786
Issuance of restricted stock (unaudited)						$ 0	0	0	0	0
Stock-based compensation (unaudited)						$ 0	73	0	0	73
Balance (in shares) at Mar. 31, 2022						3,150,261
Balance at Mar. 31, 2022						$ 31	39,223	29,838	(3,331)	$ 65,761
Balance (in shares) at Dec. 31, 2022						3,164,491				3,164,491
Balance at Dec. 31, 2022	$ 0	$ 0	$ 1,946	$ 0	$ 1,946	$ 32	39,718	37,278	(9,975)	$ 67,053
Net earnings						0	0	2,501	0	2,501
Dividends paid (unaudited)						0	0	(698)	0	(698)
Net change in unrealized loss on debt securities available for sale, net of income tax benefit (unaudited)						$ 0	0	0	1,478	1,478
Stock options exercised (unaudited) (in shares)						15,867
Stock options exercised (unaudited)						$ 0	273	0	0	273
Common stock issued as compensation to directors (unaudited) (in shares)						1,573
Common stock issued as compensation to directors (unaudited)						$ 0	40	0	0	40
Issuance of restricted stock (unaudited) (in shares)						3,834
Issuance of restricted stock (unaudited)						$ 0	0	0	0	0
Stock-based compensation (unaudited)						$ 0	83	0	0	$ 83
Balance (in shares) at Mar. 31, 2023						3,185,765				3,185,765
Balance at Mar. 31, 2023						$ 32	$ 40,114	$ 41,027	$ (8,497)	$ 72,676

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash flows from operating activities:
Net earnings	$ 2,501	$ 2,241
Adjustments to reconcile net earnings to net cash (used in) provided by operating activities:
Depreciation and amortization	181	161
Credit loss expense (income)	243	(371)
Net amortization (accretion) of deferred loan fees	50	(451)
Net (accretion) amortization of premiums and discounts on debt securities	(69)	60
Gain on sale of loans held for sale	(54)	(165)
Proceeds from the sale of loans held for sale	13,681	24,975
Loans originated as held for sale	(14,674)	(24,283)
Stock issued as compensation to directors	40	31
Stock-based compensation expense	83	73
Income from bank-owned life insurance	(94)	(95)
Net increase in accrued interest receivable	(238)	(144)
Net change in operating leases	6	6
Net decrease (increase) in other assets	192	(303)
Net (decrease) increase in other liabilities and official checks	(2,640)	959
Net cash (used in) provided by operating activities	(792)	2,694
Cash flows from investing activities:
Loan originations, net of principal repayments	(15,100)	11,494
Purchase of debt securities available for sale	0	(35,164)
Purchase of debt securities held to maturity	0	(6,184)
Principal repayments of debt securities available for sale	1,720	2,633
Maturities and calls of debt securities available for sale	6	0
Purchase of Federal Home Loan Bank stock	(582)	(97)
Purchase of premises and equipment	(52)	(104)
Net cash used in investing activities	(14,008)	(27,422)
Cash flows from financing activities:
Net (decrease) increase in deposits	(14,299)	25,001
Change in other borrowings	(2,550)	400
Change in Federal Home Loan Bank advances	15,000	0
Proceeds from stock options exercised	273	210
Common stock dividends paid	(698)	(567)
Net cash (used in) provided by financing activities	(2,274)	25,044
Net (decrease) increase in cash and cash equivalents	(17,074)	316
Cash and cash equivalents at beginning of period	39,788	233,473
Cash and cash equivalents at end of period	22,714	233,789
Supplemental disclosure of cash flow information
Interest	1,580	432
Income taxes	0	0
Noncash transactions:
Accumulated other comprehensive loss, net change in unrealized loss on debt securities available for sale, net of income tax (expense) benefit	1,478	(3,258)
Impact of adopting ASC 326 (net of tax)	$ 1,946	$ 0

Note 1 - General

Note 1 - General	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Significant Accounting Policies [Text Block]	( 1 General Prime Meridian Holding Company (“PMHG”) owns 100% of the outstanding common stock of Prime Meridian Bank (the "Bank") (collectively the "Company"). PMHG’s primary activity is the operation of the Bank. The Bank is a Florida state-chartered commercial bank, and the deposit accounts of the Bank are insured up to the applicable limits by the Federal Deposit Insurance Corporation ("FDIC"). The Bank offers a variety of community banking services to individual and corporate clients through its four The accounting and financial reporting policies of the Company conform, in all material respects, to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the banking industry. The condensed consolidated financial statements in the Quarterly Report on Form 10 not 10 not and notes thereto, for the year ended December 31, 2022 , included in our Annual Report on Form 10 March 9, 2023 three March 31, 2023 not Comprehensive Incom e (Loss) . S tock - Based Compensation. Mortgage Banking Revenue. Debit Card / ATM Revenue. Derivatives. third not no Adoption of New Accounting Standard The Company adopted ASU 2016 13, Financial Instruments Credit Losses (Topic 326 326” January 1, 2023. 326 326 The Company adopted ASC 326 December 31, 2022 326 one January 1, 2023. no The Company adopted ASC 326 December 31, 2022. January 1, 2023, not 326, not 326 January 1, 2023 As Reported Under ASC 326 Pre-ASC 326 Adoption Impact of ASC 326 Adoption (In thousands) Assets: Allowance for credit losses on loans $ 4,539 $ 7,145 $ (2,606 ) Deferred tax asset (other assets) - - 660 Equity: Retained earnings (impact of adopting ASC 326, net of taxes) - - $ 1,946 Summary of Significant Accounting Policies The following is a summary of the Company's significant accounting policies with respect to ASC 326: ACL - Debt Securities Available for Sale. first not one not third not Changes in the ACL are recorded as credit loss expense (income). Losses are charged against the ACL when management believes the collectability of the debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the debt securities available for sale and does not March 31, 2023, ACL Debt Securities Held to Maturity. no ninety not March 31, 2023, ACL - Loans. Management uses systematic methodologies to determine its ACL for loans and certain OBS credit exposures. The ACL is a valuation account that is deducted from the amortized cost basis to present the net amount expected to be collected on the loan portfolio. Management estimates the ACL using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, such as changes in the national, state and local unemployment rates, commercial real estate price index, housing price index and national retail sales index (see discussion regarding qualitative factors below). The Company's estimate of its ACL involves a high degree of judgment; therefore, management's process for determining expected credit losses may The ACL is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogenous segments for analysis. The Company’s ACL is measured based on call report segment as these types of loans exhibit similar risk characteristics. The identified loan classes are as follows: ● Commercial real estate ● Residential and home equity ● Construction ● Commercial ● Consumer and other The ACL for each class is measured through the use of the weighted-average remaining maturity (“WARM”) method. The FASB recognizes the WARM method as an acceptable approach for computing the ACL. In accordance with the WARM method, an annual historical loss rate is applied to the amortized cost of an asset or pool of assets over the remaining expected life. Included in its systematic methodology to determine its ACL, management considers the need to qualitatively adjust model results for risk factors that are not These qualitative factors ("Q-Factors") may may 1 2 3 4 5 6 7 8 The annual historical loss factors, adjusted for Q-Factors and management’s future forecasts, are applied to the amortized loan balances over each subsequent period and aggregated to arrive at the ACL for loans collectively evaluated. The amortized loan balances are adjusted based on management’s estimate of loan repayments in future periods. Management has determined that the appropriate historical loss period is fifteen one When a loan no 326 20 35 6, not not no not Management measures expected credit losses over the contractual term of a loan. When determining the contractual term, the Company considers expected prepayments when appropriate. The contractual term excludes expected extensions, renewals, and modifications unless either of the following applies: ● Management has a reasonable expectation at the reporting date that a restructuring will be executed with an individual borrower. ● The extension or renewal options are included in the original or modified contract at the reporting date and are not The Company follows its nonaccrual policy by reversing contractual interest income in the statements of earnings when the Company places a loan on nonaccrual status. Therefore, management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not March 31, 2023, The Company has a variety of assets that have a component that qualifies as an OBS exposure. These primarily include undrawn portions of revolving lines of credit. Management has determined that a majority of the Company's off-balance-sheet credit exposures are not March 31, 2023, no Prior to the adoption of ASC 326, 310, 450, In March 2022, No. 2020 04, 326 310 40, no 326, 310 40 326. 326 20, December 15, 2022, not

Note 2 - Debt Securities

Note 2 - Debt Securities	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 2 Debt Securities Debt securities are classified according to management's intent. Our investments in U.S. agency mortgage-backed securities are with government-sponsored enterprises (GSEs) such as Federal National Mortgage Association, Government National Mortgage Association, Federal Home Loan Bank, and Federal Home Loan Mortgage Corporation. The amortized cost of debt securities and fair values are as follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At March 31, 2023 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 48,215 $ - $ (1,749 ) $ 46,466 Municipal securities 22,316 - (2,280 ) 20,036 U.S. agency mortgage-backed securities 67,200 - (7,224 ) 59,976 Asset-backed securities 3,398 - (128 ) 3,270 Total $ 141,129 $ - $ (11,381 ) $ 129,748 Debt Securities Held to Maturity Municipal securities $ 9,226 $ 21 $ (1,363 ) $ 7,884 U.S. agency mortgage-backed securities 2,590 - (155 ) 2,435 Total $ 11,816 $ 21 $ (1,518 ) $ 10,319 At December 31, 2022 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 48,124 $ - $ (2,219 ) $ 45,905 Municipal securities 22,338 - (2,874 ) 19,464 U.S. agency mortgage-backed securities 68,633 - (8,131 ) 60,502 Asset-backed securities 3,702 - (137 ) 3,565 Total $ 142,797 $ - $ (13,361 ) $ 129,436 Debt Securities Held to Maturity Municipal securities $ 9,215 $ - $ (1,695 ) $ 7,520 U.S. agency mortgage-backed securities 2,590 - (193 ) 2,397 Total $ 11,805 $ - $ (1,888 ) $ 9,917 There were no debt securities available for sale sold during the three March 31, 2023 2022. Debt securities with gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows: Less Than Twelve Months More Than Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At March 31, 2023 Debt Securities Available for Sale U.S. Government treasury and agency securities $ (384 ) $ 17,315 $ (1,365 ) $ 29,151 Municipal securities (104 ) 4,985 (2,176 ) 15,051 U.S. agency mortgage-backed securities (260 ) 7,739 (6,964 ) 52,237 Asset-backed securities - - (128 ) 3,270 Total $ (748 ) $ 30,039 $ (10,633 ) $ 99,709 Debt Securities Held to Maturity Municipal securities $ (152 ) $ 1,878 $ (1,211 ) $ 4,989 U.S. agency mortgage-backed securities (155 ) 2,435 - - Total $ (307 ) $ 4,313 $ (1,211 ) $ 4,989 At December 31, 2022 Debt Securities Available for Sale U.S. Government treasury and agency securities $ (1,384 ) $ 40,926 $ (835 ) $ 4,979 Municipal securities (999 ) 11,436 (1,875 ) 8,028 U.S. agency mortgage-backed securities (3,246 ) 36,939 (4,885 ) 23,563 Asset-backed securities (102 ) 2,461 (35 ) 1,104 Total $ (5,731 ) $ 91,762 $ (7,630 ) $ 37,674 Debt Securities Held to Maturity Municipal securities $ (1,695 ) $ 7,520 $ - $ - U.S. agency mortgage-backed securities (193 ) 2,397 - - Total $ (1,888 ) $ 9,917 $ - $ - The unrealized losses at March 31, 2023 December 31, 2022 not not not not March 31, 2023, no Management evaluates debt securities for impairment where there has been a decline in fair value below the amortized cost basis of a debt security to determine whether there is a credit loss associated with the decline in fair value on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Credit losses are calculated individually, rather than collectively, using a discounted cash flow method, whereby management compares the present value of expected cash flows with the amortized cost basis of the debt security. Any credit loss component would be recognized through a credit loss expense. Consideration is given to ( 1 2 3 4 not 5 6 7 third 8 zero one not zero third March 31, 2023 December 31, 2022, March 31, 2023 not March 31, 2023, no not not not Debt securities available for sale measured at fair value on a recurring basis are summarized below: Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At March 31, 2023 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 46,466 $ 41,335 $ 5,131 $ - Municipal securities 20,036 - 20,036 - U.S. agency mortgage-backed securities 59,976 - 59,976 - Asset-backed securities 3,270 - 3,270 - Total $ 129,748 $ 41,335 $ 88,413 $ - At December 31, 2022 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 45,905 $ - $ 45,905 $ - Municipal securities 19,464 - 19,464 - U.S. agency mortgage-backed securities 60,502 - 60,502 - Asset-backed securities 3,565 - 3,565 - Total $ 129,436 $ - $ 129,436 $ - The scheduled maturities of debt securities are as follows: Debt Securities Available for Sale Debt Securities Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value (in thousands) Due in less than one year $ 6,987 $ 6,835 $ - $ - Due in one to five years 42,463 41,187 - - Due in five to ten years 18,750 16,421 2,030 1,878 Due after ten years 5,729 5,329 7,196 6,006 U.S. agency mortgage-backed securities 67,200 59,976 2,590 2,435 Total $ 141,129 $ 129,748 $ 11,816 $ 10,319

Note 3 - Loans

Note 3 - Loans	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 3 Loans Segments and classes of loans, excluding loans held for sale, are as follows: (in thousands) At March 31, 2023 At December 31, 2022 Real estate mortgage loans: Commercial $ 207,456 $ 202,263 Residential and home equity 227,595 224,211 Construction 78,159 75,151 Total real estate mortgage loans 513,210 501,625 Commercial loans 90,487 86,308 Consumer and other loans 7,095 7,698 Total loans 610,792 595,631 Add (deduct): Net deferred loan costs 138 229 Allowance for credit losses (4,802 ) (7,145 ) Loans, net $ 606,128 $ 588,715 The Company has divided the loan portfolio into three five Real Estate Mortgage Loans. three Commercial. three five may five may five Residential and Home Equity. first second one four may Construction. one two one ten not third may Commercial Loans. 2020 2021, not third five may not one 504 7A 504 7A may may Cons umer and Other Loans . may not not The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. Loans classified as substandard or special mention are reviewed quarterly by the Company for further deterioration or improvement to determine if they are appropriately classified and whether there is any impairment. All loans are graded upon initial issuance. Furthermore, construction loans, nonowner-occupied commercial real estate loans, and commercial loan relationships in excess of $1 million are reviewed at least annually. The Company determines the appropriate loan grade during the renewal process and reevaluates the loan grade in situations when a loan becomes past due. Loans excluded from the review process above are generally classified as pass credits until: (a) they become past due; (b) management becomes aware of deterioration in the credit worthiness of the borrower; or (c) the client contacts the Company for a modification. In these circumstances, the loan is specifically evaluated for potential classification as to special mention, substandard or even charged-off. The Company uses the following definitions for risk ratings: Pass Special Mention may not not Substandard not Doubtful one Loss not not no The following table presents loan balances classified by credit quality indicator, loan type and based on year of origination as of March 31, 2023. Term Loans by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial Real Estate Loans Pass $ 8,953 $ 58,572 $ 30,714 $ 43,003 $ 14,014 $ 47,797 $ 2,336 $ 205,389 Special mention - - - - - 1,790 - 1,790 Substandard - - - 277 - - - 277 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial real estate loans $ 8,953 $ 58,572 $ 30,714 $ 43,280 $ 14,014 $ 49,587 $ 2,336 $ 207,456 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Residential and Home Equity Loans Pass $ 9,538 $ 49,412 $ 60,208 $ 35,992 $ 11,771 $ 32,552 $ 25,128 $ 224,601 Special mention - 164 1,594 277 - 208 361 2,604 Substandard - - 347 - - - 43 390 Doubtful - - - - - - - Loss - - - - - - - Total residential loans $ 9,538 $ 49,576 $ 62,149 $ 36,269 $ 11,771 $ 32,760 $ 25,532 $ 227,595 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Construction Loans Pass $ 6,444 $ 37,273 $ 21,702 $ 1,742 $ 2,967 $ 1,808 $ 5,182 $ 77,118 Special mention - - - - - - 508 508 Substandard - 411 - 122 - - - 533 Doubtful - - - - - - - - Loss - - - - - - - - Total construction loans $ 6,444 $ 37,684 $ 21,702 $ 1,864 $ 2,967 $ 1,808 $ 5,690 $ 78,159 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Commercial Loans Pass $ 4,395 $ 13,987 $ 8,685 $ 4,952 $ 5,546 $ 6,596 $ 45,713 $ 89,874 Special mention 50 - 3 65 255 49 - 422 Substandard - - - 125 - 66 - 191 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial loans $ 4,445 $ 13,987 $ 8,688 $ 5,142 $ 5,801 $ 6,711 $ 45,713 $ 90,487 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Consumer & Other Loans Pass $ 389 $ 1,751 $ 536 $ 154 $ 396 $ 1,385 $ 2,483 $ 7,094 Special mention - - - - 1 - - 1 Substandard - - - - - - - Doubtful - - - - - - - Loss - - - - - - - Total consumer & other loans $ 389 $ 1,751 $ 536 $ 154 $ 397 $ 1,385 $ 2,483 $ 7,095 Current period gross writeoffs $ 15 $ - $ - $ - $ - $ - $ - $ 15 The following table summarizes the risk rating of loans at December 31, 2022. Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At December 31, 2022 Grade: Pass $ 200,192 $ 221,552 $ 74,516 $ 85,874 $ 7,696 $ 589,830 Special mention 1,794 2,616 635 368 2 5,415 Substandard 277 43 - 66 - 386 Doubtful - - - - - - Loss - - - - - - Total $ 202,263 $ 224,211 $ 75,151 $ 86,308 $ 7,698 $ 595,631 A loan is defined as a past due loan when one 30 Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At March 31, 2023 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 207,179 $ 277 $ 207,456 Residential and home equity 1,730 - - 1,730 225,518 347 227,595 Construction 438 243 - 681 76,945 533 78,159 Commercial loans 3 - - 3 90,293 191 90,487 Consumer and other loans - - - - 7,095 - 7,095 Total $ 2,171 $ 243 $ - $ 2,414 $ 607,030 $ 1,348 $ 610,792 At December 31, 2022 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 201,986 $ 277 $ 202,263 Residential and home equity 1,383 413 349 2,145 222,066 - 224,211 Construction 651 - 55 706 74,445 - 75,151 Commercial loans 293 160 - 453 85,789 66 86,308 Consumer and other loans - - - - 7,698 - 7,698 Total $ 2,327 $ 573 $ 404 $ 3,304 $ 591,984 $ 343 $ 595,631 Loans are generally placed on nonaccrual status if principal or interest payments become 90 90 March 31, 2023. (in thousands) Total Nonaccrual Loans Nonaccrual Loans with No ACL Nonaccrual Loans with ACL 90+ Days Still Accruing At March 31, 2023 Commercial real estate $ 277 $ 277 $ - $ - Residential and home equity 347 347 - - Construction 533 528 5 - Commercial loans 191 52 139 - Consumer and other loans - - - - Total $ 1,348 $ 1,204 $ 144 $ - The following table presents the amortized cost basis of impaired loans and their associated allowance, if any, as of December 31, 2022. With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2022 Commercial real estate $ 277 $ 277 $ - $ - $ - $ 277 $ 277 $ - Commercial - - 66 66 14 66 66 14 Consumer and other loans 2 2 - - - 2 2 - Total $ 279 $ 279 $ 66 $ 66 $ 14 $ 345 $ 345 $ 14 The restructuring of a loan exists if the creditor grants a modification as a result of financial hardship. A loan modification may not three March 31, 2023 2022

Note 4 - Allowance for Credit L

Note 4 - Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	( 4 Allowance for Credit Losses Activity in the ACL is summarized as follows: Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total Three Month Period Ended March 31, 2023 Beginning balance $ 2,303 $ 2,607 $ 922 $ 1,223 $ 90 $ 7,145 Impact of adopting ASC 326 (740 ) (892 ) (403 ) (504 ) (67 ) (2,606 ) Credit loss expense 43 27 21 143 9 243 Charge-offs - - - - (15 ) (15 ) Recoveries - - - 33 2 35 Ending balance $ 1,606 $ 1,742 $ 540 $ 895 $ 19 $ 4,802 Three Month Period Ended March 31, 2022 Beginning balance $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ 5,974 (Credit) Provision for loan losses (61 ) 64 (59 ) (346 ) 31 (371 ) Net recoveries (charge-offs) - - - 295 (11 ) 284 Ending balance $ 1,701 $ 2,203 $ 798 $ 1,074 $ 111 $ 5,887 Prior to the adoption of ASC 326 January 1, 2023, Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total Year ended December 31, 2022 Beginning balance $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ 5,974 Provision (credit) for loan losses 541 468 65 (201 ) 17 890 Net recoveries (charge-offs) - - - 299 (18 ) 281 Ending balance $ 2,303 $ 2,607 $ 922 $ 1,223 $ 90 $ 7,145 At December 31, 2022 Individually evaluated for impairment: Recorded investment $ - $ - $ - $ - $ - $ - Balance in allowance for loan losses $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment: Recorded investment $ 156,306 $ 183,536 $ 71,164 $ 78,584 $ 7,283 $ 496,873 Balance in allowance for loan losses $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ 5,974

Note 5 - Regulatory Capital

Note 5 - Regulatory Capital	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 5 Regulatory Capital The Bank is subject to various regulatory capital requirements administered by the banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Bank is subject to the Basel III capital level threshold requirements under the Prompt Corrective Action regulations. These regulations were designed to ensure that banks maintain strong capital positions even in the event of severe economic downturns or unforeseen losses. The Bank is subject to the capital conservation buffer rules which place limitations on distributions, including dividend payments, and certain discretionary bonus payments to executive officers. In order to avoid these limitations, a bank must hold a capital conservation buffer above its minimum risk-based capital requirements. As of March 31, 2023 Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and percentages (set forth in the table below) of total and Tier 1 1 March 31, 2023 As of March 31, 2023 1 1 no For Capital Adequacy For Well Capitalized Actual Purposes Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of March 31, 2023 Tier 1 Leverage Capital $ 82,784 10.13 % $ 32,696 4.00 % $ 40,871 5.00 % Common Equity Tier 1 Risk-based Capital 82,784 13.07 28,500 4.50 41,166 6.50 Tier 1 Risk-based Capital 82,784 13.07 37,999 6.00 50,666 8.00 Total Risk-based Capital 87,586 13.83 50,666 8.00 63,332 10.00 As of December 31, 2022 Tier 1 Leverage Capital $ 81,100 9.70 % $ 33,461 4.00 % $ 41,826 5.00 % Common Equity Tier 1 Risk-based Capital 81,100 12.90 28,290 4.50 40,863 6.50 Tier 1 Risk-based Capital 81,100 12.90 37,720 6.00 50,294 8.00 Total Risk-based Capital 88,245 14.04 50,294 8.00 62,867 10.00 (continued) PRIME MERIDIAN HOLDING COMPANY AND SUBSIDIARY Notes to Condensed Consolidated Financial Statements (unaudited), Continued

Note 6 - Earnings Per Share

Note 6 - Earnings Per Share	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	( 6 ) Earnings Per Share Earnings per share, (“EPS”) have been computed on the basis of the weighted-average number of shares of common stock outstanding. For the three March 31, 2023 2022 2023 2022 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Three Months Ending March 31: Basic EPS: Net earnings $ 2,501 3,175,807 $ 0.79 $ 2,241 3,138,695 $ 0.71 Effect of dilutive securities-incremental shares from assumed conversion of stock options 34,205 36,002 Diluted EPS: Net earnings $ 2,501 3,210,012 $ 0.78 $ 2,241 3,174,697 $ 0.71

Note 7 - Stock Benefit Plans

Note 7 - Stock Benefit Plans	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	( 7 ) Stock Benefit Plans 2015 The 2015 “2015 2015 may no As of March 31, 2023 2015 three March 31, 2023 2022 Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2021 268,657 $ 20.23 Options exercised (12,240 ) (17.21 ) Outstanding at March 31, 2022 256,417 $ 19.91 Options granted 3,500 $ 25.37 Options exercised (8,000 ) $ (18.35 ) Options forfeited (550 ) (20.09 ) Outstanding at December 31, 2022 251,367 $ 19.99 Options exercised (15,867 ) (17.25 ) Options forfeited (50 ) (20.09 ) Outstanding at March 31, 2023 235,450 $ 20.67 5.3 $ 1,287,000 Exercisable at March 31, 2023 171,380 $ 20.23 5.2 $ 1,018,000 The fair value of shares vested and recognized as compensation expense was $83,000 and $73,000 for the three March 31, 2023 2022 These amounts include expense recognized on restricted common stock shares of $38,000 and $29,000 for the three March 31, 2023 2022 three March 31, 2023 2022. March 31, 2023 2015 (continued) PRIME MERIDIAN HOLDING COMPANY AND SUBSIDIARY Notes to Condensed Consolidated Financial Statements (unaudited), Continued ( 7 ) Stock Benefit Plans , Continued Restricted Stock During the three March 31, 2023 2022 three Wtd-Avg Grant-Date Number of Fair Value Grant-Date Fair Shares per Share Value Non-vested restricted stock outstanding at December 31, 2021 7,838 $ 18.88 $ 148,000 Non-vested restricted stock granted 7,786 $ 28.31 220,000 Restricted stock shares vested in 2022 (3,838 ) (18.98 ) (73,000 ) Non-vested restricted stock outstanding at March 31, 2022 11,786 $ 25.08 $ 295,000 Non-vested restricted stock granted 2,417 $ 26.35 $ 64,000 Non-vested restricted stock outstanding at December 31, 2022 14,203 $ 25.30 $ 359,000 Non-vested restricted stock granted 3,834 $ 26.08 $ 100,000 Restricted stock shares vested in 2023 (5,234 ) (23.71 ) (124,000 ) Non-vested restricted stock outstanding at March 31, 2023 12,803 $ 26.18 $ 335,000 During the three March 31, 2023 2022 , the Company recognized $38,000 and $29,000 March 31, 2023 the Company had $301,000 in unrecognized expense to be recognized over a weighted-average period of 1.3 years. Director s’ Plan In 2012, no The maximum number of shares to be issued pursuant to the Directors’ Plan is limited to 74,805 shares. For the three March 31, 2023 2022 our directors received 1,573 and 1,189 shares of common stock, respectively, in lieu of cash fees calculated at 110% March 31, 2023

Note 8 - Other Borrowings

Note 8 - Other Borrowings	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	( 8 Other Borrowings At March 31, 2023, March 31, 2023 March 31, 2023 December 31, 2022 In 2020, March 31, 2023 March 31, 2023 December 31, 2022, The Company incurred $111,000 in interest expense for the three March 31, 2023 three March 31, 2022

Note 9 - Derivative Financial I

Note 9 - Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	( 9 Derivative Financial Instruments The Company has entered into interest rate swaps in order to provide commercial real estate loan clients the ability to swap from variable to fixed interest rates. Under these agreements, the Company enters into a variable rate loan with a client at a specified index (Wall Street Journal Prime Lending Rate) in addition to a borrower swap agreement. This swap agreement effectively converts the client’s variable rate loan into a fixed rate. The Company then enters into a matching swap agreement with a third not no At March 31, 2023 At December 31, 2022 (dollars in thousands) Notional amount - interest rate swaps: Stand-alone derivatives $ 19,994 $ 20,084 Weighted-average pay rate - interest rate swaps 3.68 % 3.68 % Weighted-average receive rate - interest rate swaps 7.75 % 3.00 % Weighted-average maturity (in years) - interest rate swaps 12.3 12.6 Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 2,135 $ 2,352 Stand-alone derivatives - interest rate swaps (other liabilities) $ (2,135 ) $ (2,352 ) The Company is party to a collateral support agreement with its dealer counterparty. Such agreement requires that the Company or the dealer counterparty to maintain collateral based on the fair values of derivative instruments. In the event of default by a counterparty the non-defaulting counterparty would be entitled to the collateral. The Company does not

Note 10 - Fair Value of Financi

Note 10 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 10 Fair Value of Financial Instruments The estimated fair values and fair value measurement method with respect to the Company's financial instruments were as follows: At March 31, 2023 At December 31, 2022 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 22,714 $ 22,714 $ 39,788 $ 39,788 Debt securities available for sale 2 129,748 129,748 129,436 129,436 Debt securities held to maturity 2 11,816 10,319 11,805 9,917 Loans held for sale 3 8,105 8,236 7,058 7,170 Loans, net 3 606,128 547,121 588,715 548,166 Federal Home Loan Bank stock 3 1,045 1,045 463 463 Accrued interest receivable 3 2,623 2,623 2,385 2,385 Bank-owned life insurance 3 16,626 16,626 16,532 16,532 Derivative contract assets 2 2,135 2,135 2,352 2,352 Financial liabilities: Deposits 3 717,236 717,586 731,535 731,506 FHLB Advances 3 15,000 14,999 Other borrowings 3 1,725 1,725 4,275 4,275 Derivative contract liabilities 2 2,135 2,135 2,352 2,352 Off-Balance Sheet Items 3 - - - - Discussion regarding the assumptions used to compute the estimated fair values of financial instruments can be found in Note 1 10 December 31, 2022

Note 11 - Off-balance Sheet Fin

Note 11 - Off-balance Sheet Financial Instruments	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Off-balance Sheet Financial Instruments [Text Block]	( 11 ) Off- B alance S heet Financial Instruments The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its clients. These financial instruments are commitments to extend credit, construction loans in process, unused lines of credit, standby letters of credit, and guaranteed accounts and may The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for available lines of credit, construction loans in process and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments as it does for on-balance sheet instruments. Commitments to extend credit, construction loans in process and unused lines of credit are agreements to lend to a client as long as there is no may not Standby letters of credit are written conditional commitments issued by the Company to guarantee the performance of a client to a third third one not third $492,000 March 31, 2023 Guaranteed accounts are irrevocable standby letters of credit issued by us to guarantee a client’s credit line with our third Standby letters of credit and commitments to extend credit typically result in loans with a market interest rate when funded. As of March 31, 2023, not The maximum potential amount of future payments we could be required to make for off-balance sheet financial instruments is represented by the dollar amount disclosed in the table below. At March 31, 2023 (in thousands) Commitments to extend credit $ 1,523 Construction loans in process $ 56,228 Unused lines of credit $ 76,121 Standby financial letters of credit $ 3,223 Guaranteed accounts $ 1,326 (continued) PRIME MERIDIAN HOLDING COMPANY AND SUBSIDIARY

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Prime Meridian Holding Company (“PMHG”) owns 100% of the outstanding common stock of Prime Meridian Bank (the "Bank") (collectively the "Company"). PMHG’s primary activity is the operation of the Bank. The Bank is a Florida state-chartered commercial bank, and the deposit accounts of the Bank are insured up to the applicable limits by the Federal Deposit Insurance Corporation ("FDIC"). The Bank offers a variety of community banking services to individual and corporate clients through its four The accounting and financial reporting policies of the Company conform, in all material respects, to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the banking industry. The condensed consolidated financial statements in the Quarterly Report on Form 10 not 10 not and notes thereto, for the year ended December 31, 2022 , included in our Annual Report on Form 10 March 9, 2023 three March 31, 2023 not
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Incom e (Loss) .
Share-Based Payment Arrangement, Director [Policy Text Block]	S tock - Based Compensation.
Mortgage Banking Activity [Policy Text Block]	Mortgage Banking Revenue.
Debit Card and ATM Revenue, Policy [Policy Text Block]	Debit Card / ATM Revenue.
Derivatives, Policy [Policy Text Block]	Derivatives. third not no
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Standard The Company adopted ASU 2016 13, Financial Instruments Credit Losses (Topic 326 326” January 1, 2023. 326 326 The Company adopted ASC 326 December 31, 2022 326 one January 1, 2023. no The Company adopted ASC 326 December 31, 2022. January 1, 2023, not 326, not 326 January 1, 2023 As Reported Under ASC 326 Pre-ASC 326 Adoption Impact of ASC 326 Adoption (In thousands) Assets: Allowance for credit losses on loans $ 4,539 $ 7,145 $ (2,606 ) Deferred tax asset (other assets) - - 660 Equity: Retained earnings (impact of adopting ASC 326, net of taxes) - - $ 1,946 Summary of Significant Accounting Policies The following is a summary of the Company's significant accounting policies with respect to ASC 326: ACL - Debt Securities Available for Sale. first not one not third not Changes in the ACL are recorded as credit loss expense (income). Losses are charged against the ACL when management believes the collectability of the debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the debt securities available for sale and does not March 31, 2023, ACL Debt Securities Held to Maturity. no ninety not March 31, 2023, ACL - Loans. Management uses systematic methodologies to determine its ACL for loans and certain OBS credit exposures. The ACL is a valuation account that is deducted from the amortized cost basis to present the net amount expected to be collected on the loan portfolio. Management estimates the ACL using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts on the collectability of the loan portfolio. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, such as changes in the national, state and local unemployment rates, commercial real estate price index, housing price index and national retail sales index (see discussion regarding qualitative factors below). The Company's estimate of its ACL involves a high degree of judgment; therefore, management's process for determining expected credit losses may The ACL is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogenous segments for analysis. The Company’s ACL is measured based on call report segment as these types of loans exhibit similar risk characteristics. The identified loan classes are as follows: ● Commercial real estate ● Residential and home equity ● Construction ● Commercial ● Consumer and other The ACL for each class is measured through the use of the weighted-average remaining maturity (“WARM”) method. The FASB recognizes the WARM method as an acceptable approach for computing the ACL. In accordance with the WARM method, an annual historical loss rate is applied to the amortized cost of an asset or pool of assets over the remaining expected life. Included in its systematic methodology to determine its ACL, management considers the need to qualitatively adjust model results for risk factors that are not These qualitative factors ("Q-Factors") may may 1 2 3 4 5 6 7 8 The annual historical loss factors, adjusted for Q-Factors and management’s future forecasts, are applied to the amortized loan balances over each subsequent period and aggregated to arrive at the ACL for loans collectively evaluated. The amortized loan balances are adjusted based on management’s estimate of loan repayments in future periods. Management has determined that the appropriate historical loss period is fifteen one When a loan no 326 20 35 6, not not no not Management measures expected credit losses over the contractual term of a loan. When determining the contractual term, the Company considers expected prepayments when appropriate. The contractual term excludes expected extensions, renewals, and modifications unless either of the following applies: ● Management has a reasonable expectation at the reporting date that a restructuring will be executed with an individual borrower. ● The extension or renewal options are included in the original or modified contract at the reporting date and are not The Company follows its nonaccrual policy by reversing contractual interest income in the statements of earnings when the Company places a loan on nonaccrual status. Therefore, management excludes the accrued interest receivable balance from the amortized cost basis in measuring expected credit losses on the portfolio and does not March 31, 2023, The Company has a variety of assets that have a component that qualifies as an OBS exposure. These primarily include undrawn portions of revolving lines of credit. Management has determined that a majority of the Company's off-balance-sheet credit exposures are not March 31, 2023, no Prior to the adoption of ASC 326, 310, 450, In March 2022, No. 2020 04, 326 310 40, no 326, 310 40 326. 326 20, December 15, 2022, not

Note 1 - General (Tables)

Note 1 - General (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Accounting Standards Update and Change in Accounting Principle [Table Text Block]	January 1, 2023 As Reported Under ASC 326 Pre-ASC 326 Adoption Impact of ASC 326 Adoption (In thousands) Assets: Allowance for credit losses on loans $ 4,539 $ 7,145 $ (2,606 ) Deferred tax asset (other assets) - - 660 Equity: Retained earnings (impact of adopting ASC 326, net of taxes) - - $ 1,946

Note 2 - Debt Securities (Table

Note 2 - Debt Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Debt Securities, Available-for-Sale and Held-to-Maturity [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (in thousands) At March 31, 2023 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 48,215 $ - $ (1,749 ) $ 46,466 Municipal securities 22,316 - (2,280 ) 20,036 U.S. agency mortgage-backed securities 67,200 - (7,224 ) 59,976 Asset-backed securities 3,398 - (128 ) 3,270 Total $ 141,129 $ - $ (11,381 ) $ 129,748 Debt Securities Held to Maturity Municipal securities $ 9,226 $ 21 $ (1,363 ) $ 7,884 U.S. agency mortgage-backed securities 2,590 - (155 ) 2,435 Total $ 11,816 $ 21 $ (1,518 ) $ 10,319 At December 31, 2022 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 48,124 $ - $ (2,219 ) $ 45,905 Municipal securities 22,338 - (2,874 ) 19,464 U.S. agency mortgage-backed securities 68,633 - (8,131 ) 60,502 Asset-backed securities 3,702 - (137 ) 3,565 Total $ 142,797 $ - $ (13,361 ) $ 129,436 Debt Securities Held to Maturity Municipal securities $ 9,215 $ - $ (1,695 ) $ 7,520 U.S. agency mortgage-backed securities 2,590 - (193 ) 2,397 Total $ 11,805 $ - $ (1,888 ) $ 9,917
Debt Securities, Available-for-Sale and Held-to-maturity, Unrealized Loss Position, Fair Value [Table Text Block]	Less Than Twelve Months More Than Twelve Months Gross Gross Unrealized Fair Unrealized Fair Losses Value Losses Value (in thousands) At March 31, 2023 Debt Securities Available for Sale U.S. Government treasury and agency securities $ (384 ) $ 17,315 $ (1,365 ) $ 29,151 Municipal securities (104 ) 4,985 (2,176 ) 15,051 U.S. agency mortgage-backed securities (260 ) 7,739 (6,964 ) 52,237 Asset-backed securities - - (128 ) 3,270 Total $ (748 ) $ 30,039 $ (10,633 ) $ 99,709 Debt Securities Held to Maturity Municipal securities $ (152 ) $ 1,878 $ (1,211 ) $ 4,989 U.S. agency mortgage-backed securities (155 ) 2,435 - - Total $ (307 ) $ 4,313 $ (1,211 ) $ 4,989 At December 31, 2022 Debt Securities Available for Sale U.S. Government treasury and agency securities $ (1,384 ) $ 40,926 $ (835 ) $ 4,979 Municipal securities (999 ) 11,436 (1,875 ) 8,028 U.S. agency mortgage-backed securities (3,246 ) 36,939 (4,885 ) 23,563 Asset-backed securities (102 ) 2,461 (35 ) 1,104 Total $ (5,731 ) $ 91,762 $ (7,630 ) $ 37,674 Debt Securities Held to Maturity Municipal securities $ (1,695 ) $ 7,520 $ - $ - U.S. agency mortgage-backed securities (193 ) 2,397 - - Total $ (1,888 ) $ 9,917 $ - $ -
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (in thousands) At March 31, 2023 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 46,466 $ 41,335 $ 5,131 $ - Municipal securities 20,036 - 20,036 - U.S. agency mortgage-backed securities 59,976 - 59,976 - Asset-backed securities 3,270 - 3,270 - Total $ 129,748 $ 41,335 $ 88,413 $ - At December 31, 2022 Debt Securities Available for Sale U.S. Government treasury and agency securities $ 45,905 $ - $ 45,905 $ - Municipal securities 19,464 - 19,464 - U.S. agency mortgage-backed securities 60,502 - 60,502 - Asset-backed securities 3,565 - 3,565 - Total $ 129,436 $ - $ 129,436 $ -
Investments Classified by Contractual Maturity Date [Table Text Block]	Debt Securities Available for Sale Debt Securities Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value (in thousands) Due in less than one year $ 6,987 $ 6,835 $ - $ - Due in one to five years 42,463 41,187 - - Due in five to ten years 18,750 16,421 2,030 1,878 Due after ten years 5,729 5,329 7,196 6,006 U.S. agency mortgage-backed securities 67,200 59,976 2,590 2,435 Total $ 141,129 $ 129,748 $ 11,816 $ 10,319

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Portfolio of Loans [Table Text Block]	(in thousands) At March 31, 2023 At December 31, 2022 Real estate mortgage loans: Commercial $ 207,456 $ 202,263 Residential and home equity 227,595 224,211 Construction 78,159 75,151 Total real estate mortgage loans 513,210 501,625 Commercial loans 90,487 86,308 Consumer and other loans 7,095 7,698 Total loans 610,792 595,631 Add (deduct): Net deferred loan costs 138 229 Allowance for credit losses (4,802 ) (7,145 ) Loans, net $ 606,128 $ 588,715
Financing Receivable Credit Quality Indicators [Table Text Block]	Term Loans by Origination Year (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial Real Estate Loans Pass $ 8,953 $ 58,572 $ 30,714 $ 43,003 $ 14,014 $ 47,797 $ 2,336 $ 205,389 Special mention - - - - - 1,790 - 1,790 Substandard - - - 277 - - - 277 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial real estate loans $ 8,953 $ 58,572 $ 30,714 $ 43,280 $ 14,014 $ 49,587 $ 2,336 $ 207,456 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Residential and Home Equity Loans Pass $ 9,538 $ 49,412 $ 60,208 $ 35,992 $ 11,771 $ 32,552 $ 25,128 $ 224,601 Special mention - 164 1,594 277 - 208 361 2,604 Substandard - - 347 - - - 43 390 Doubtful - - - - - - - Loss - - - - - - - Total residential loans $ 9,538 $ 49,576 $ 62,149 $ 36,269 $ 11,771 $ 32,760 $ 25,532 $ 227,595 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Construction Loans Pass $ 6,444 $ 37,273 $ 21,702 $ 1,742 $ 2,967 $ 1,808 $ 5,182 $ 77,118 Special mention - - - - - - 508 508 Substandard - 411 - 122 - - - 533 Doubtful - - - - - - - - Loss - - - - - - - - Total construction loans $ 6,444 $ 37,684 $ 21,702 $ 1,864 $ 2,967 $ 1,808 $ 5,690 $ 78,159 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Commercial Loans Pass $ 4,395 $ 13,987 $ 8,685 $ 4,952 $ 5,546 $ 6,596 $ 45,713 $ 89,874 Special mention 50 - 3 65 255 49 - 422 Substandard - - - 125 - 66 - 191 Doubtful - - - - - - - - Loss - - - - - - - - Total commercial loans $ 4,445 $ 13,987 $ 8,688 $ 5,142 $ 5,801 $ 6,711 $ 45,713 $ 90,487 Current period gross writeoffs $ - $ - $ - $ - $ - $ - $ - $ - Consumer & Other Loans Pass $ 389 $ 1,751 $ 536 $ 154 $ 396 $ 1,385 $ 2,483 $ 7,094 Special mention - - - - 1 - - 1 Substandard - - - - - - - Doubtful - - - - - - - Loss - - - - - - - Total consumer & other loans $ 389 $ 1,751 $ 536 $ 154 $ 397 $ 1,385 $ 2,483 $ 7,095 Current period gross writeoffs $ 15 $ - $ - $ - $ - $ - $ - $ 15 Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total At December 31, 2022 Grade: Pass $ 200,192 $ 221,552 $ 74,516 $ 85,874 $ 7,696 $ 589,830 Special mention 1,794 2,616 635 368 2 5,415 Substandard 277 43 - 66 - 386 Doubtful - - - - - - Loss - - - - - - Total $ 202,263 $ 224,211 $ 75,151 $ 86,308 $ 7,698 $ 595,631
Financing Receivable, Past Due [Table Text Block]	Accruing Loans Greater Than 30-59 Days 60-89 Days 90 Days Total Past Nonaccrual Total (in thousands) Past Due Past Due Past Due Due Current Loans Loans At March 31, 2023 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 207,179 $ 277 $ 207,456 Residential and home equity 1,730 - - 1,730 225,518 347 227,595 Construction 438 243 - 681 76,945 533 78,159 Commercial loans 3 - - 3 90,293 191 90,487 Consumer and other loans - - - - 7,095 - 7,095 Total $ 2,171 $ 243 $ - $ 2,414 $ 607,030 $ 1,348 $ 610,792 At December 31, 2022 Real estate mortgage loans: Commercial $ - $ - $ - $ - $ 201,986 $ 277 $ 202,263 Residential and home equity 1,383 413 349 2,145 222,066 - 224,211 Construction 651 - 55 706 74,445 - 75,151 Commercial loans 293 160 - 453 85,789 66 86,308 Consumer and other loans - - - - 7,698 - 7,698 Total $ 2,327 $ 573 $ 404 $ 3,304 $ 591,984 $ 343 $ 595,631
Financing Receivable, Nonaccrual [Table Text Block]	(in thousands) Total Nonaccrual Loans Nonaccrual Loans with No ACL Nonaccrual Loans with ACL 90+ Days Still Accruing At March 31, 2023 Commercial real estate $ 277 $ 277 $ - $ - Residential and home equity 347 347 - - Construction 533 528 5 - Commercial loans 191 52 139 - Consumer and other loans - - - - Total $ 1,348 $ 1,204 $ 144 $ -
Impaired Financing Receivables [Table Text Block]	With No Related Allowance Recorded With an Allowance Recorded Total Unpaid Unpaid Unpaid Contractual Contractual Contractual Recorded Principal Recorded Principal Related Recorded Principal Related (in thousands) Investment Balance Investment Balance Allowance Investment Balance Allowance At December 31, 2022 Commercial real estate $ 277 $ 277 $ - $ - $ - $ 277 $ 277 $ - Commercial - - 66 66 14 66 66 14 Consumer and other loans 2 2 - - - 2 2 - Total $ 279 $ 279 $ 66 $ 66 $ 14 $ 345 $ 345 $ 14

Note 4 - Allowance for Credit_2

Note 4 - Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total Three Month Period Ended March 31, 2023 Beginning balance $ 2,303 $ 2,607 $ 922 $ 1,223 $ 90 $ 7,145 Impact of adopting ASC 326 (740 ) (892 ) (403 ) (504 ) (67 ) (2,606 ) Credit loss expense 43 27 21 143 9 243 Charge-offs - - - - (15 ) (15 ) Recoveries - - - 33 2 35 Ending balance $ 1,606 $ 1,742 $ 540 $ 895 $ 19 $ 4,802 Three Month Period Ended March 31, 2022 Beginning balance $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ 5,974 (Credit) Provision for loan losses (61 ) 64 (59 ) (346 ) 31 (371 ) Net recoveries (charge-offs) - - - 295 (11 ) 284 Ending balance $ 1,701 $ 2,203 $ 798 $ 1,074 $ 111 $ 5,887 Real Estate Mortgage Loans Residential Consumer and Home Commercial and Other (in thousands) Commercial Equity Construction Loans Loans Total Year ended December 31, 2022 Beginning balance $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ 5,974 Provision (credit) for loan losses 541 468 65 (201 ) 17 890 Net recoveries (charge-offs) - - - 299 (18 ) 281 Ending balance $ 2,303 $ 2,607 $ 922 $ 1,223 $ 90 $ 7,145 At December 31, 2022 Individually evaluated for impairment: Recorded investment $ - $ - $ - $ - $ - $ - Balance in allowance for loan losses $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment: Recorded investment $ 156,306 $ 183,536 $ 71,164 $ 78,584 $ 7,283 $ 496,873 Balance in allowance for loan losses $ 1,762 $ 2,139 $ 857 $ 1,125 $ 91 $ 5,974

Note 5 - Regulatory Capital (Ta

Note 5 - Regulatory Capital (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	For Capital Adequacy For Well Capitalized Actual Purposes Purposes (dollars in thousands) Amount Percentage Amount Percentage Amount Percentage As of March 31, 2023 Tier 1 Leverage Capital $ 82,784 10.13 % $ 32,696 4.00 % $ 40,871 5.00 % Common Equity Tier 1 Risk-based Capital 82,784 13.07 28,500 4.50 41,166 6.50 Tier 1 Risk-based Capital 82,784 13.07 37,999 6.00 50,666 8.00 Total Risk-based Capital 87,586 13.83 50,666 8.00 63,332 10.00 As of December 31, 2022 Tier 1 Leverage Capital $ 81,100 9.70 % $ 33,461 4.00 % $ 41,826 5.00 % Common Equity Tier 1 Risk-based Capital 81,100 12.90 28,290 4.50 40,863 6.50 Tier 1 Risk-based Capital 81,100 12.90 37,720 6.00 50,294 8.00 Total Risk-based Capital 88,245 14.04 50,294 8.00 62,867 10.00

Note 6 - Earnings Per Share (Ta

Note 6 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2023 2022 Weighted- Per Weighted- Per Average Share Average Share (dollars in thousands, except per share amounts) Earnings Shares Amount Earnings Shares Amount Three Months Ending March 31: Basic EPS: Net earnings $ 2,501 3,175,807 $ 0.79 $ 2,241 3,138,695 $ 0.71 Effect of dilutive securities-incremental shares from assumed conversion of stock options 34,205 36,002 Diluted EPS: Net earnings $ 2,501 3,210,012 $ 0.78 $ 2,241 3,174,697 $ 0.71

Note 7 - Stock Benefit Plans (T

Note 7 - Stock Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Nonvested Restricted Stock Shares Activity [Table Text Block]	Wtd-Avg Grant-Date Number of Fair Value Grant-Date Fair Shares per Share Value Non-vested restricted stock outstanding at December 31, 2021 7,838 $ 18.88 $ 148,000 Non-vested restricted stock granted 7,786 $ 28.31 220,000 Restricted stock shares vested in 2022 (3,838 ) (18.98 ) (73,000 ) Non-vested restricted stock outstanding at March 31, 2022 11,786 $ 25.08 $ 295,000 Non-vested restricted stock granted 2,417 $ 26.35 $ 64,000 Non-vested restricted stock outstanding at December 31, 2022 14,203 $ 25.30 $ 359,000 Non-vested restricted stock granted 3,834 $ 26.08 $ 100,000 Restricted stock shares vested in 2023 (5,234 ) (23.71 ) (124,000 ) Non-vested restricted stock outstanding at March 31, 2023 12,803 $ 26.18 $ 335,000
The 2015 Stock Incentive Compensation Plan [Member]
Notes Tables
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- Weighted- Average Average Remaining Aggregate Number of Exercise Contractual Intrinsic Options Price Term (years) Value Outstanding at December 31, 2021 268,657 $ 20.23 Options exercised (12,240 ) (17.21 ) Outstanding at March 31, 2022 256,417 $ 19.91 Options granted 3,500 $ 25.37 Options exercised (8,000 ) $ (18.35 ) Options forfeited (550 ) (20.09 ) Outstanding at December 31, 2022 251,367 $ 19.99 Options exercised (15,867 ) (17.25 ) Options forfeited (50 ) (20.09 ) Outstanding at March 31, 2023 235,450 $ 20.67 5.3 $ 1,287,000 Exercisable at March 31, 2023 171,380 $ 20.23 5.2 $ 1,018,000

Note 9 - Derivative Financial_2

Note 9 - Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	At March 31, 2023 At December 31, 2022 (dollars in thousands) Notional amount - interest rate swaps: Stand-alone derivatives $ 19,994 $ 20,084 Weighted-average pay rate - interest rate swaps 3.68 % 3.68 % Weighted-average receive rate - interest rate swaps 7.75 % 3.00 % Weighted-average maturity (in years) - interest rate swaps 12.3 12.6 Net realized fair value adjustments: Stand-alone derivatives - interest rate swaps (other assets) $ 2,135 $ 2,352 Stand-alone derivatives - interest rate swaps (other liabilities) $ (2,135 ) $ (2,352 )

Note 10 - Fair Value of Finan_2

Note 10 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	At March 31, 2023 At December 31, 2022 Carrying Fair Carrying Fair (in thousands) Level Amount Value Amount Value Financial assets: Cash and cash equivalents 1 $ 22,714 $ 22,714 $ 39,788 $ 39,788 Debt securities available for sale 2 129,748 129,748 129,436 129,436 Debt securities held to maturity 2 11,816 10,319 11,805 9,917 Loans held for sale 3 8,105 8,236 7,058 7,170 Loans, net 3 606,128 547,121 588,715 548,166 Federal Home Loan Bank stock 3 1,045 1,045 463 463 Accrued interest receivable 3 2,623 2,623 2,385 2,385 Bank-owned life insurance 3 16,626 16,626 16,532 16,532 Derivative contract assets 2 2,135 2,135 2,352 2,352 Financial liabilities: Deposits 3 717,236 717,586 731,535 731,506 FHLB Advances 3 15,000 14,999 Other borrowings 3 1,725 1,725 4,275 4,275 Derivative contract liabilities 2 2,135 2,135 2,352 2,352 Off-Balance Sheet Items 3 - - - -

Note 11 - Off-balance Sheet F_2

Note 11 - Off-balance Sheet Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	At March 31, 2023 (in thousands) Commitments to extend credit $ 1,523 Construction loans in process $ 56,228 Unused lines of credit $ 76,121 Standby financial letters of credit $ 3,223 Guaranteed accounts $ 1,326

Note 1 - General (Details Textu

Note 1 - General (Details Textual)	3 Months Ended
	Mar. 31, 2023 USD ($)	Jan. 01, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Subsidiary, Ownership Percentage By Parent	100%
Number of Banking Offices	4
Financing Receivable, Allowance for Credit Loss	$ 4,802,000		$ 7,145,000	$ 5,887,000	$ 5,974,000
Retained Earnings (Accumulated Deficit)	41,027,000		37,278,000
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	556,000
Debt Securities, Held-to-Maturity, Nonaccrual	0
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss	81,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	1,987,000
Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss	7,145,000
Retained Earnings (Accumulated Deficit)	0
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss	(2,606,000)	$ 2,600,000	$ (2,606,000)
Retained Earnings (Accumulated Deficit)	1,946,000	1,900,000
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss	4,539,000	$ 4,500,000
Retained Earnings (Accumulated Deficit)	$ 0

Note 1 - General - Impact of Ad

Note 1 - General - Impact of Adoption of Accounting Policy (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Allowance for credit losses on loans	$ 4,802		$ 7,145	$ 5,887	$ 5,974
Retained earnings (impact of adopting ASC 326, net of taxes)	41,027		37,278
Accounting Standards Update 2016-13 [Member]
Allowance for credit losses on loans	7,145
Deferred tax asset (other assets)	0
Retained earnings (impact of adopting ASC 326, net of taxes)	0
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses on loans	4,539	$ 4,500
Deferred tax asset (other assets)	0
Retained earnings (impact of adopting ASC 326, net of taxes)	0
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses on loans	(2,606)	2,600	$ (2,606)
Deferred tax asset (other assets)	660
Retained earnings (impact of adopting ASC 326, net of taxes)	$ 1,946	$ 1,900

Note 2 - Debt Securities (Detai

Note 2 - Debt Securities (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2022
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0	$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	105		106

Note 2 - Debt Securities - Summ

Note 2 - Debt Securities - Summary of Carrying Amount and Fair Values of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt securities available for sale, fair value	$ 141,129	$ 142,797
Gross Unrealized Gains, available for sale	0	0
Gross Unrealized Losses, available for sale	(11,381)	(13,361)
Debt securities available for sale at fair value (amortized cost of $141,129 and $142,797)	129,748	129,436
Amortized Cost, held to maturity	11,816	11,805
Gross Unrealized Gains, held to maturity	21	0
Gross Unrealized Losses, held to maturity	(1,518)	(1,888)
Debt securities held to maturity, fair value	10,319	9,917
US Treasury and Government [Member]
Debt securities available for sale, fair value	48,215	48,124
Gross Unrealized Gains, available for sale	0	0
Gross Unrealized Losses, available for sale	(1,749)	(2,219)
Debt securities available for sale at fair value (amortized cost of $141,129 and $142,797)	46,466	45,905
US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale, fair value	22,316	22,338
Gross Unrealized Gains, available for sale	0	0
Gross Unrealized Losses, available for sale	(2,280)	(2,874)
Debt securities available for sale at fair value (amortized cost of $141,129 and $142,797)	20,036	19,464
Amortized Cost, held to maturity	9,226	9,215
Gross Unrealized Gains, held to maturity	21	0
Gross Unrealized Losses, held to maturity	(1,363)
Debt securities held to maturity, fair value	7,884
Collateralized Mortgage-Backed Securities [Member]
Debt securities available for sale, fair value	67,200	68,633
Gross Unrealized Gains, available for sale	0	0
Gross Unrealized Losses, available for sale	(7,224)	(8,131)
Debt securities available for sale at fair value (amortized cost of $141,129 and $142,797)	59,976	60,502
Amortized Cost, held to maturity	2,590	2,590
Gross Unrealized Gains, held to maturity	0	0
Gross Unrealized Losses, held to maturity	(155)	(1,695)
Debt securities held to maturity, fair value	2,435	7,520
Asset-Backed Securities [Member]
Debt securities available for sale, fair value	3,398	3,702
Gross Unrealized Gains, available for sale	0	0
Gross Unrealized Losses, available for sale	(128)	(137)
Debt securities available for sale at fair value (amortized cost of $141,129 and $142,797)	$ 3,270	3,565
Gross Unrealized Losses, held to maturity		(193)
Debt securities held to maturity, fair value		$ 2,397

Note 2 - Debt Securities - Su_2

Note 2 - Debt Securities - Summary of Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Gross Unrealized Losses, Less Than Twelve Months, AFS	$ (748)	$ (5,731)
Fair Value, Less Than Twelve Months, AFS	30,039	91,762
Gross Unrealized Losses, Over Twelve Months, AFS	(10,633)	(7,630)
Fair Value, Over Twelve Months, AFS	99,709	37,674
Gross Unrealized Losses, Less Than Twelve Months, Held-to-maturity	(307)	(1,888)
Fair Value, Less Than Twelve Months, held-to-maturity	4,313	9,917
Gross Unrealized Losses, Over Twelve Months, held-to-maturity	(1,211)	0
Fair Value, Over Twelve Months, Held-to-maturity	4,989	0
Gross Unrealized Losses, Over Twelve Months, held-to-maturity	1,211	0
US Treasury and Government [Member]
Gross Unrealized Losses, Less Than Twelve Months, AFS	(384)	(1,384)
Fair Value, Less Than Twelve Months, AFS	17,315	40,926
Gross Unrealized Losses, Over Twelve Months, AFS	(1,365)	(835)
Fair Value, Over Twelve Months, AFS	29,151	4,979
US States and Political Subdivisions Debt Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months, AFS	(104)	(999)
Fair Value, Less Than Twelve Months, AFS	4,985	11,436
Gross Unrealized Losses, Over Twelve Months, AFS	(2,176)	(1,875)
Fair Value, Over Twelve Months, AFS	15,051	8,028
Gross Unrealized Losses, Less Than Twelve Months, Held-to-maturity	(152)	(1,695)
Fair Value, Less Than Twelve Months, held-to-maturity	1,878	7,520
Gross Unrealized Losses, Over Twelve Months, held-to-maturity	(1,211)	0
Fair Value, Over Twelve Months, Held-to-maturity	4,989	0
Gross Unrealized Losses, Over Twelve Months, held-to-maturity	1,211	0
Collateralized Mortgage-Backed Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months, AFS	(260)	(3,246)
Fair Value, Less Than Twelve Months, AFS	7,739	36,939
Gross Unrealized Losses, Over Twelve Months, AFS	(6,964)	(4,885)
Fair Value, Over Twelve Months, AFS	52,237	23,563
Gross Unrealized Losses, Less Than Twelve Months, Held-to-maturity	(155)	(193)
Fair Value, Less Than Twelve Months, held-to-maturity	2,435	2,397
Gross Unrealized Losses, Over Twelve Months, held-to-maturity	0	0
Fair Value, Over Twelve Months, Held-to-maturity	0	0
Gross Unrealized Losses, Over Twelve Months, held-to-maturity	0	0
Asset-Backed Securities [Member]
Gross Unrealized Losses, Less Than Twelve Months, AFS	0	(102)
Fair Value, Less Than Twelve Months, AFS	0	2,461
Gross Unrealized Losses, Over Twelve Months, AFS	(128)	(35)
Fair Value, Over Twelve Months, AFS	$ 3,270	$ 1,104

Note 2 - Debt Securities - Secu

Note 2 - Debt Securities - Securities Available for Sale Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt securities available for sale	$ 129,748	$ 129,436
US Treasury and Government [Member]
Debt securities available for sale	46,466	45,905
US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	20,036	19,464
Collateralized Mortgage-Backed Securities [Member]
Debt securities available for sale	59,976	60,502
Asset-Backed Securities [Member]
Debt securities available for sale	3,270	3,565
Fair Value, Recurring [Member]
Debt securities available for sale	129,748	129,436
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	41,335	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	88,413	129,436
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US Treasury and Government [Member]
Debt securities available for sale	46,466	45,905
Fair Value, Recurring [Member] | US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	41,335	0
Fair Value, Recurring [Member] | US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	5,131	45,905
Fair Value, Recurring [Member] | US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Debt securities available for sale	20,036	19,464
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	20,036	19,464
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Debt securities available for sale	59,976	60,502
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	59,976	60,502
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Debt securities available for sale	3,270	3,565
Fair Value, Recurring [Member] | Asset-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale	0	0
Fair Value, Recurring [Member] | Asset-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	3,270	3,565
Fair Value, Recurring [Member] | Asset-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale	$ 0	$ 0

Note 2 - Debt Securities - Sche

Note 2 - Debt Securities - Scheduled Maturities of Securities with Fair Value and Amortized Cost (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Due in less than one year, amortized cost	$ 6,987
Due in less than one year, fair value	6,835
Due in one to five years, amortized cost	42,463
Due in one to five years, fair value	41,187
Due in five to ten years, amortized cost	18,750
Due in five to ten years, fair value	16,421
Due in five to ten years, held-to-maturity	2,030
Due in five to ten years, fair value, held-to-maturity	1,878
Due after ten years, amortized cost	5,729
Due after ten years, fair value	5,329
Due after ten years, held-to-maturity	7,196
Due after ten years, fair value, held-to-maturity	6,006
U.S. agency mortgage-backed securities, amortized cost	67,200
U.S. agency mortgage-backed securities, fair value	59,976
U.S. agency mortgage-backed securities, HTM	2,590
U.S. agency mortgage-backed securities, fair value HTM	2,435
Total, amortized cost, AFS	141,129	$ 142,797
Total, fair value, AFS	129,748	129,436
Total, HTM	11,816	$ 11,805
Total, fair value, HTM	$ 10,319

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual) $ in Millions	3 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2022
Number of Portfolio Classes	5
Impairment Valuation Loan Limit	$ 1
Financing Receivable, Modifications, Number of Contracts	0	0
Minimum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)	1 year
Maximum [Member] | Loans Receivable [Member]
Loan Maturity Period (Year)	10 years
Real Estate Mortgage Loans [Member]
Number of Portfolio Classes	3
Commercial Real Estate Portfolio Segment [Member]
Period of Fixed Interest Rate (Year)	5 years
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Loan Maturity Period (Year)	3 years
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loan Maturity Period (Year)	5 years
Residential Portfolio Segment [Member] | Period 1 [Member]
Period of Fixed Interest Rate (Year)	15 years
Period of Adjustment of Interest Rate (Year)	1 year
Residential Portfolio Segment [Member] | Period 2 [Member]
Period of Fixed Interest Rate (Year)	30 years
Period of Adjustment of Interest Rate (Year)	3 years
Residential Portfolio Segment [Member] | Period 3 [Member]
Period of Adjustment of Interest Rate (Year)	5 years
Residential Portfolio Segment [Member] | Period 4 [Member]
Period of Adjustment of Interest Rate (Year)	7 years
Residential Portfolio Segment [Member] | Period 5 [Member]
Period of Adjustment of Interest Rate (Year)	10 years
Real Estate Construction Loan [Member] | Minimum [Member]
Loan Maturity Period (Year)	1 year
Real Estate Construction Loan [Member] | Maximum [Member]
Loan Maturity Period (Year)	2 years
Commercial Portfolio Segment [Member] | Maximum [Member] | Equipment Loans [Member]
Loan Maturity Period (Year)	5 years

Note 3 - Loans - Composition of

Note 3 - Loans - Composition of Company's Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Total loans	$ 610,792	$ 595,631
Net deferred loan costs	138	229
Allowance for credit losses	(4,802)	(7,145)	$ (5,887)	$ (5,974)
Loans, net	606,128	588,715
Mortgage Receivable [Member]
Total loans	513,210	501,625
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Total loans	207,456	202,263
Allowance for credit losses	(1,606)	(2,303)	(1,701)	(1,762)
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Total loans	227,595	224,211
Allowance for credit losses	(1,742)	(2,607)	(2,203)	(2,139)
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Total loans	78,159	75,151
Allowance for credit losses	(540)	(922)	(798)	(857)
Loans and Finance Receivables [Member]
Total loans		595,631
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Total loans	90,487	86,308
Allowance for credit losses	(895)	(1,223)	(1,074)	(1,125)
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Total loans	7,095	7,698
Allowance for credit losses	$ (19)	$ (90)	$ (111)	$ (91)

Note 3 - Loans - Summary of Loa

Note 3 - Loans - Summary of Loan Credit Quality (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Total loans	$ 610,792	$ 595,631
Current period gross writeoffs, originated	15
Loans by credit quality	610,792	595,631
Pass [Member]
Total loans		589,830
Loans by credit quality		589,830
Special Mention [Member]
Total loans		5,415
Loans by credit quality		5,415
Substandard [Member]
Total loans		386
Loans by credit quality		386
Doubtful [Member]
Total loans		0
Loans by credit quality		0
Unlikely to be Collected Financing Receivable [Member]
Total loans		0
Loans by credit quality		0
Mortgage Receivable [Member]
Total loans	513,210	501,625
Loans by credit quality	513,210	501,625
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing receivable, originated in current fiscal year	8,953
Financing receivable, originated in fiscal year before latest fiscal year	58,572
Financing receivable, originated two fiscal years before latest fiscal year	30,714
Financing receivable, originated three fiscal years before latest fiscal year	43,280
Financing receivable, originated four fiscal years before latest fiscal year	14,014
Financing receivable, originated five and prior fiscal years before latest fiscal year	49,587
Financing receivable, originated, revolving	2,336
Total loans	207,456	202,263
Current fiscal period gross writeoffs	0
Fiscal year before current fiscal year period gross writeoffs	0
Second fiscal year before current fiscal year period gross writeoffs	0
Third fiscal year before current fiscal year period gross writeoffs	0
Fourth fiscal year before current fiscal year period gross writeoffs	0
Fifth and prior fiscal year before current fiscal year period gross writeoffs	0
Current period gross writeoffs, revolving	0
Current period gross writeoffs, originated	0
Loans by credit quality	207,456	202,263
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Financing receivable, originated in current fiscal year	8,953
Financing receivable, originated in fiscal year before latest fiscal year	58,572
Financing receivable, originated two fiscal years before latest fiscal year	30,714
Financing receivable, originated three fiscal years before latest fiscal year	43,003
Financing receivable, originated four fiscal years before latest fiscal year	14,014
Financing receivable, originated five and prior fiscal years before latest fiscal year	47,797
Financing receivable, originated, revolving	2,336
Total loans	205,389	200,192
Loans by credit quality	205,389	200,192
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	1,790
Financing receivable, originated, revolving	0
Total loans	1,790	1,794
Loans by credit quality	1,790	1,794
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	277
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	277	277
Loans by credit quality	277	277
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Financing receivable, originated in current fiscal year	9,538
Financing receivable, originated in fiscal year before latest fiscal year	49,576
Financing receivable, originated two fiscal years before latest fiscal year	62,149
Financing receivable, originated three fiscal years before latest fiscal year	36,269
Financing receivable, originated four fiscal years before latest fiscal year	11,771
Financing receivable, originated five and prior fiscal years before latest fiscal year	32,760
Financing receivable, originated, revolving	25,532
Total loans	227,595	224,211
Current fiscal period gross writeoffs	0
Fiscal year before current fiscal year period gross writeoffs	0
Second fiscal year before current fiscal year period gross writeoffs	0
Third fiscal year before current fiscal year period gross writeoffs	0
Fourth fiscal year before current fiscal year period gross writeoffs	0
Fifth and prior fiscal year before current fiscal year period gross writeoffs	0
Current period gross writeoffs, revolving	0
Current period gross writeoffs, originated	0
Loans by credit quality	227,595	224,211
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Pass [Member]
Financing receivable, originated in current fiscal year	9,538
Financing receivable, originated in fiscal year before latest fiscal year	49,412
Financing receivable, originated two fiscal years before latest fiscal year	60,208
Financing receivable, originated three fiscal years before latest fiscal year	35,992
Financing receivable, originated four fiscal years before latest fiscal year	11,771
Financing receivable, originated five and prior fiscal years before latest fiscal year	32,552
Financing receivable, originated, revolving	25,128
Total loans	224,601	221,552
Loans by credit quality	224,601	221,552
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Special Mention [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	164
Financing receivable, originated two fiscal years before latest fiscal year	1,594
Financing receivable, originated three fiscal years before latest fiscal year	277
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	208
Financing receivable, originated, revolving	361
Total loans	2,604	2,616
Loans by credit quality	2,604	2,616
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Substandard [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	347
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	43
Total loans	390	43
Loans by credit quality	390	43
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Doubtful [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Financing receivable, originated in current fiscal year	6,444
Financing receivable, originated in fiscal year before latest fiscal year	37,684
Financing receivable, originated two fiscal years before latest fiscal year	21,702
Financing receivable, originated three fiscal years before latest fiscal year	1,864
Financing receivable, originated four fiscal years before latest fiscal year	2,967
Financing receivable, originated five and prior fiscal years before latest fiscal year	1,808
Financing receivable, originated, revolving	5,690
Total loans	78,159	75,151
Current fiscal period gross writeoffs	0
Fiscal year before current fiscal year period gross writeoffs	0
Second fiscal year before current fiscal year period gross writeoffs	0
Third fiscal year before current fiscal year period gross writeoffs	0
Fourth fiscal year before current fiscal year period gross writeoffs	0
Fifth and prior fiscal year before current fiscal year period gross writeoffs	0
Current period gross writeoffs, revolving	0
Current period gross writeoffs, originated	0
Loans by credit quality	78,159	75,151
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Pass [Member]
Financing receivable, originated in current fiscal year	6,444
Financing receivable, originated in fiscal year before latest fiscal year	37,273
Financing receivable, originated two fiscal years before latest fiscal year	21,702
Financing receivable, originated three fiscal years before latest fiscal year	1,742
Financing receivable, originated four fiscal years before latest fiscal year	2,967
Financing receivable, originated five and prior fiscal years before latest fiscal year	1,808
Financing receivable, originated, revolving	5,182
Total loans	77,118	74,516
Loans by credit quality	77,118	74,516
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Special Mention [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	508
Total loans	508	635
Loans by credit quality	508	635
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Substandard [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	411
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	122
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	533	0
Loans by credit quality	533	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Doubtful [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member]
Total loans		595,631
Loans by credit quality		595,631
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Financing receivable, originated in current fiscal year	4,445
Financing receivable, originated in fiscal year before latest fiscal year	13,987
Financing receivable, originated two fiscal years before latest fiscal year	8,688
Financing receivable, originated three fiscal years before latest fiscal year	5,142
Financing receivable, originated four fiscal years before latest fiscal year	5,801
Financing receivable, originated five and prior fiscal years before latest fiscal year	6,711
Financing receivable, originated, revolving	45,713
Total loans	90,487	86,308
Current fiscal period gross writeoffs	0
Fiscal year before current fiscal year period gross writeoffs	0
Second fiscal year before current fiscal year period gross writeoffs	0
Third fiscal year before current fiscal year period gross writeoffs	0
Fourth fiscal year before current fiscal year period gross writeoffs	0
Fifth and prior fiscal year before current fiscal year period gross writeoffs	0
Current period gross writeoffs, revolving	0
Current period gross writeoffs, originated	0
Loans by credit quality	90,487	86,308
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Pass [Member]
Financing receivable, originated in current fiscal year	4,395
Financing receivable, originated in fiscal year before latest fiscal year	13,987
Financing receivable, originated two fiscal years before latest fiscal year	8,685
Financing receivable, originated three fiscal years before latest fiscal year	4,952
Financing receivable, originated four fiscal years before latest fiscal year	5,546
Financing receivable, originated five and prior fiscal years before latest fiscal year	6,596
Financing receivable, originated, revolving	45,713
Total loans	89,874	85,874
Loans by credit quality	89,874	85,874
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing receivable, originated in current fiscal year	50
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	3
Financing receivable, originated three fiscal years before latest fiscal year	65
Financing receivable, originated four fiscal years before latest fiscal year	255
Financing receivable, originated five and prior fiscal years before latest fiscal year	49
Financing receivable, originated, revolving	0
Total loans	422	368
Loans by credit quality	422	368
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Substandard [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	125
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	66
Financing receivable, originated, revolving	0
Total loans	191	66
Loans by credit quality	191	66
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	0
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Financing receivable, originated in current fiscal year	389
Financing receivable, originated in fiscal year before latest fiscal year	1,751
Financing receivable, originated two fiscal years before latest fiscal year	536
Financing receivable, originated three fiscal years before latest fiscal year	154
Financing receivable, originated four fiscal years before latest fiscal year	397
Financing receivable, originated five and prior fiscal years before latest fiscal year	1,385
Financing receivable, originated, revolving	2,483
Total loans	7,095	7,698
Current fiscal period gross writeoffs	15
Fiscal year before current fiscal year period gross writeoffs	0
Second fiscal year before current fiscal year period gross writeoffs	0
Third fiscal year before current fiscal year period gross writeoffs	0
Fourth fiscal year before current fiscal year period gross writeoffs	0
Fifth and prior fiscal year before current fiscal year period gross writeoffs	0
Current period gross writeoffs, revolving	0
Current period gross writeoffs, originated	15
Loans by credit quality	7,095	7,698
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Pass [Member]
Financing receivable, originated in current fiscal year	389
Financing receivable, originated in fiscal year before latest fiscal year	1,751
Financing receivable, originated two fiscal years before latest fiscal year	536
Financing receivable, originated three fiscal years before latest fiscal year	154
Financing receivable, originated four fiscal years before latest fiscal year	396
Financing receivable, originated five and prior fiscal years before latest fiscal year	1,385
Financing receivable, originated, revolving	2,483
Total loans	7,094	7,696
Loans by credit quality	7,094	7,696
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year	1
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	1	2
Loans by credit quality	1	2
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Substandard [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing receivable, originated in current fiscal year	0
Financing receivable, originated in fiscal year before latest fiscal year	0
Financing receivable, originated two fiscal years before latest fiscal year	0
Financing receivable, originated three fiscal years before latest fiscal year	0
Financing receivable, originated four fiscal years before latest fiscal year
Financing receivable, originated five and prior fiscal years before latest fiscal year	0
Financing receivable, originated, revolving	0
Total loans	0	0
Loans by credit quality	$ 0	$ 0

Note 3 - Loans - Summary of Pas

Note 3 - Loans - Summary of Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Loans by credit quality	$ 610,792	$ 595,631
Total nonaccrual loans	1,348
Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	2,171
Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	243
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0
Financial Asset, Past Due [Member]
Loans by credit quality	2,414
Financial Asset, Not Past Due [Member]
Loans by credit quality	607,030
Mortgage Receivable [Member]
Loans by credit quality	513,210	501,625
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans by credit quality	207,456	202,263
Total nonaccrual loans	277	277
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	0	0
Mortgage Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	207,179	201,986
Mortgage Receivable [Member] | Residential Portfolio Segment [Member]
Loans by credit quality	227,595	224,211
Total nonaccrual loans	347	0
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	1,730	1,383
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0	413
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	349
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	1,730	2,145
Mortgage Receivable [Member] | Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	225,518	222,066
Mortgage Receivable [Member] | Real Estate Construction Loan [Member]
Loans by credit quality	78,159	75,151
Total nonaccrual loans	533	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	438	651
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	243	0
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	55
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	681	706
Mortgage Receivable [Member] | Real Estate Construction Loan [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	76,945	74,445
Loans and Finance Receivables [Member]
Loans by credit quality		595,631
Total nonaccrual loans		343
Loans and Finance Receivables [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality		2,327
Loans and Finance Receivables [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality		573
Loans and Finance Receivables [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality		404
Loans and Finance Receivables [Member] | Financial Asset, Past Due [Member]
Loans by credit quality		3,304
Loans and Finance Receivables [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality		591,984
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
Loans by credit quality	90,487	86,308
Total nonaccrual loans	191	66
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	3	293
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0	160
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	3	453
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	90,293	85,789
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
Loans by credit quality	7,095	7,698
Total nonaccrual loans	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans by credit quality	0	0
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans by credit quality	$ 7,095	$ 7,698

Note 3 - Loans - Loans on Nonac

Note 3 - Loans - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Total nonaccrual loans	$ 1,348
Nonaccrual loasn with no acl	1,204
Nonaccrul loasn with acl	144
Still accruing	0
Loans and Finance Receivables [Member]
Total nonaccrual loans		$ 343
Commercial Real Estate Portfolio Segment [Member] | Mortgage Receivable [Member]
Total nonaccrual loans	277	277
Nonaccrual loasn with no acl	277
Nonaccrul loasn with acl	0
Still accruing	0
Residential Portfolio Segment [Member] | Mortgage Receivable [Member]
Total nonaccrual loans	347	0
Nonaccrual loasn with no acl	347
Nonaccrul loasn with acl	0
Still accruing	0
Real Estate Construction Loan [Member] | Mortgage Receivable [Member]
Total nonaccrual loans	533	0
Nonaccrual loasn with no acl	528
Nonaccrul loasn with acl	5
Still accruing	0
Commercial Portfolio Segment [Member] | Loans and Finance Receivables [Member]
Total nonaccrual loans	191	66
Nonaccrual loasn with no acl	52
Nonaccrul loasn with acl	139
Still accruing	0
Consumer Portfolio Segment [Member] | Loans and Finance Receivables [Member]
Total nonaccrual loans	0	$ 0
Nonaccrual loasn with no acl	0
Nonaccrul loasn with acl	0
Still accruing	$ 0

Note 3 - Loans - Summary of Imp

Note 3 - Loans - Summary of Impaired Loans (Details) $ in Thousands	Dec. 31, 2022 USD ($)
With No Related Allowance Recorded, Recorded Investment	$ 279
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	279
With an Allowance Recorded, Recorded Investment	66
With an Allowance Recorded, Unpaid Contractual Principal Balance	66
Related Allowance	14
Total Recorded Investment	345
Total Unpaid Contractual Principal Balance	345
Loans and Finance Receivables [Member] | Commercial Real Estate Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	277
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	277
With an Allowance Recorded, Recorded Investment	0
With an Allowance Recorded, Unpaid Contractual Principal Balance	0
Related Allowance	0
Total Recorded Investment	277
Total Unpaid Contractual Principal Balance	277
Loans and Finance Receivables [Member] | Commercial Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	0
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	0
With an Allowance Recorded, Recorded Investment	66
With an Allowance Recorded, Unpaid Contractual Principal Balance	66
Related Allowance	14
Total Recorded Investment	66
Total Unpaid Contractual Principal Balance	66
Loans and Finance Receivables [Member] | Consumer Portfolio Segment [Member]
With No Related Allowance Recorded, Recorded Investment	2
With No Related Allowance Recorded, Unpaid Contractual Principal Balance	2
With an Allowance Recorded, Recorded Investment	0
With an Allowance Recorded, Unpaid Contractual Principal Balance	0
Related Allowance	0
Total Recorded Investment	2
Total Unpaid Contractual Principal Balance	$ 2

Note 4 - Allowance for Credit_3

Note 4 - Allowance for Credit Losses - Summary of Changes in Allowance for Loan Losses (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Beginning balance	$ 7,145,000	$ 5,974,000	$ 5,974,000
Credit loss expense	243,000	(371,000)
Charge-offs	(15,000)
Recoveries	35,000
Ending balance	4,802,000	5,887,000	7,145,000
Net recoveries (charge-offs)		284,000
Beginning balance	7,145,000	5,974,000	5,974,000
Provision (credit) for loan losses			890,000
Net recoveries (charge-offs)			281,000
Ending balance	4,802,000		7,145,000
Recorded investment, individually evaluated for impairment			0
Balance in allowance for loan losses, individually evaluated for impairment			0
Recorded investment, collectively evaluated for impairment			496,873,000
Balance in allowance for loan losses			5,974,000
Accounting Standards Update 2016-13 [Member]
Ending balance	7,145,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	(2,606,000)
Ending balance	(2,606,000)		(2,606,000)
Commercial Real Estate Portfolio Segment [Member] | Mortgage Receivable [Member]
Beginning balance	2,303,000	1,762,000	1,762,000
Credit loss expense	43,000	(61,000)
Charge-offs	0
Recoveries	0
Ending balance	1,606,000	1,701,000	2,303,000
Net recoveries (charge-offs)		0
Beginning balance	2,303,000	1,762,000	1,762,000
Provision (credit) for loan losses			541,000
Net recoveries (charge-offs)			0
Ending balance			2,303,000
Recorded investment, individually evaluated for impairment			0
Balance in allowance for loan losses, individually evaluated for impairment			0
Recorded investment, collectively evaluated for impairment			156,306,000
Balance in allowance for loan losses			1,762,000
Commercial Real Estate Portfolio Segment [Member] | Mortgage Receivable [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	(740,000)
Ending balance			(740,000)
Residential Portfolio Segment [Member] | Mortgage Receivable [Member]
Beginning balance	2,607,000	2,139,000	2,139,000
Credit loss expense	27,000	64,000
Charge-offs	0
Recoveries	0
Ending balance	1,742,000	2,203,000	2,607,000
Net recoveries (charge-offs)		0
Beginning balance	2,607,000	2,139,000	2,139,000
Provision (credit) for loan losses			468,000
Net recoveries (charge-offs)			0
Ending balance			2,607,000
Recorded investment, individually evaluated for impairment			0
Balance in allowance for loan losses, individually evaluated for impairment			0
Recorded investment, collectively evaluated for impairment			183,536,000
Balance in allowance for loan losses			2,139,000
Residential Portfolio Segment [Member] | Mortgage Receivable [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	(892,000)
Ending balance			(892,000)
Real Estate Construction Loan [Member] | Mortgage Receivable [Member]
Beginning balance	922,000	857,000	857,000
Credit loss expense	21,000	(59,000)
Charge-offs	0
Recoveries	0
Ending balance	540,000	798,000	922,000
Net recoveries (charge-offs)		0
Beginning balance	922,000	857,000	857,000
Provision (credit) for loan losses			65,000
Net recoveries (charge-offs)			0
Ending balance			922,000
Recorded investment, individually evaluated for impairment			0
Balance in allowance for loan losses, individually evaluated for impairment			0
Recorded investment, collectively evaluated for impairment			71,164,000
Balance in allowance for loan losses			857,000
Real Estate Construction Loan [Member] | Mortgage Receivable [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	(403,000)
Ending balance			(403,000)
Commercial Portfolio Segment [Member] | Loans and Finance Receivables [Member]
Beginning balance	1,223,000	1,125,000	1,125,000
Credit loss expense	143,000	(346,000)
Charge-offs	0
Recoveries	33,000
Ending balance	895,000	1,074,000	1,223,000
Net recoveries (charge-offs)		295,000
Beginning balance	1,223,000	1,125,000	1,125,000
Provision (credit) for loan losses			(201,000)
Net recoveries (charge-offs)			299,000
Ending balance			1,223,000
Recorded investment, individually evaluated for impairment			0
Balance in allowance for loan losses, individually evaluated for impairment			0
Recorded investment, collectively evaluated for impairment			78,584,000
Balance in allowance for loan losses			1,125,000
Commercial Portfolio Segment [Member] | Loans and Finance Receivables [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	(504,000)
Ending balance			(504,000)
Consumer Portfolio Segment [Member] | Loans and Finance Receivables [Member]
Beginning balance	90,000	91,000	91,000
Credit loss expense	9,000	31,000
Charge-offs	(15,000)
Recoveries	2,000
Ending balance	19,000	111,000	90,000
Net recoveries (charge-offs)		(11,000)
Beginning balance	90,000	$ 91,000	91,000
Provision (credit) for loan losses			17,000
Net recoveries (charge-offs)			(18,000)
Ending balance			90,000
Recorded investment, individually evaluated for impairment			0
Recorded investment, collectively evaluated for impairment			7,283,000
Balance in allowance for loan losses			91,000
Consumer Portfolio Segment [Member] | Loans and Finance Receivables [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance	$ (67,000)
Ending balance			$ (67,000)

Note 5 - Regulatory Capital - S

Note 5 - Regulatory Capital - Summary of Regulatory Capital Requirements and Bank's Capital Position (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Tier 1 Leverage Capital, actual amount	$ 82,784	$ 81,100
Tier 1 Leverage Capital, actual percentage	0.1013	0.0970
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Amount	$ 32,696	$ 33,461
Tier 1 Leverage Capital, For Capital Adequacy Purposes, Percentage	0.0400	0.0400
Tier 1 Leverage Capital, For Well Capitalized Purposes, Amount	$ 40,871	$ 41,826
Tier 1 Leverage Capital, For Well Capitalized Purposes, Percentage	0.0500	0.0500
Common Equity Tier 1 Risk-based Capital, actual amount	$ 82,784	$ 81,100
Common Equity Tier 1 Risk-based Capital, actual percentage	0.1307	0.1290
Common Equity Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 28,500	$ 28,290
Common Equity Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Percentage	4.50%	4.50%
Common Equity Tier 1 Risk-based Capital, For Well Capitalized Purposes, Amount	$ 41,166	$ 40,863
Common Equity Tier 1 Risk-based Capital, For Well Capitalized Purposes, Percentage	6.50%	6.50%
Tier 1 Risk-based Capital, actual amount	$ 82,784	$ 81,100
Tier 1 Risk-based Capital, actual percentage	0.1307	0.1290
Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 37,999	$ 37,720
Tier 1 Risk-based Capital, For Capital Adequacy Purposes, Percentage	0.0600	0.0600
Tier 1 Risk-based Capital, For Well Capitalized Purposes, Amount	$ 50,666	$ 50,294
Tier 1 Risk-based Capital, For Well Capitalized Purposes, Percentage	0.0800	0.0800
Total Risk-based Capital, actual amount	$ 87,586	$ 88,245
Total Risk-based Capital, actual percentage	0.1383	0.1404
Total Risk-based Capital, For Capital Adequacy Purposes, Amount	$ 50,666	$ 50,294
Total Risk-based Capital, For Well Capitalized Purposes, Amount	$ 63,332	$ 62,867
Total Risk-based Capital, For Well Capitalized Purposes, Percentage	0.1000	0.1000

Note 6 - Earnings Per Share - C

Note 6 - Earnings Per Share - Computation of Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net earnings, basic	$ 2,501	$ 2,241
Weighted-average Shares, basic (in shares)	3,175,807	3,138,695
Net earnings, per share amount, basic (in dollars per share)	$ 0.79	$ 0.71
Effect of dilutive securities-incremental shares from assumed conversion of stock options (in shares)	34,205	36,002
Net earnings, diluted	$ 2,501	$ 2,241
Weighted-average Shares, diluted (in shares)	3,210,012	3,174,697
Net earnings, per share amount, diluted (in dollars per share)	$ 0.78	$ 0.71

Note 7 - Stock Benefit Plans (D

Note 7 - Stock Benefit Plans (Details Textual) - USD ($)		3 Months Ended		9 Months Ended
	May 20, 2015	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Restricted Stock [Member]
Share-Based Payment Arrangement, Expense		$ 38,000	$ 29,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount		$ 301,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		1 year 3 months 18 days
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		3,834	7,786	2,417
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)		3 years
The 2015 Stock Incentive Compensation Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)		177,413
Share-Based Payment Arrangement, Expense		$ 83,000	$ 73,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)				3,500
The 2015 Stock Incentive Compensation Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Maximum Percentage of Shares Issued	15%
Share-Based Payment Arrangement, Expense, Tax Benefit		5,000	2,022
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount		$ 134,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)		3 years 5 months 19 days
The 2015 Stock Incentive Compensation Plan [Member] | Restricted Stock [Member]
Share-Based Payment Arrangement, Expense, Tax Benefit		$ 38,000	29,000
Directors' Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)		34,789
Share-Based Payment Arrangement, Expense		$ 40,000	$ 31,000
Stock Consideration on Percentage of Common Stock Received Upon Cash Fees		110%
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)		74,805
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)		1,573	1,189

Note 7 - Stock Benefit Plans -

Note 7 - Stock Benefit Plans - Summary of the 2015 Plan (Details) - The 2015 Stock Incentive Compensation Plan [Member] - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Number of Options, Outstanding, beginning balance (in shares)	251,367	268,657	256,417
Weighted-average Exercise Price, Outstanding, beginning balance (in dollars per share)	$ 19.99	$ 20.23	$ 19.91
Number of Options, exercised (in shares)	(15,867)	(12,240)	(8,000)
Weighted-average Exercise Price, exercised (in dollars per share)	$ (17.25)	$ (17.21)	$ (18.35)
Number of Options, granted (in shares)			3,500
Weighted-average Exercise Price, Options granted (in dollars per share)			$ 25.37
Number of Options, forfeited (in shares)	(50)		(550)
Weighted-average Exercise Price, forfeited (in dollars per share)	$ (20.09)		$ (20.09)
Number of Options, outstanding (in shares)	235,450	256,417	251,367
Weighted-average Exercise Price, Outstanding (in dollars per share)	$ 20.67	$ 19.91	$ 19.99
Weighted-average Remaining Contractual Term, Outstanding (Year)	5 years 3 months 18 days
Aggregate Intrinsic Value, Outstanding	$ 1,287,000
Number of Options, Exercisable (in shares)	171,380
Weighted-average Exercise Price, Exercisable (in dollars per share)	$ 20.23
Weighted-average Remaining Contractual Term, Exercisable (Year)	5 years 2 months 12 days
Aggregate Intrinsic Value, Exercisable	$ 1,018,000

Note 7 - Stock Benefit Plans _2

Note 7 - Stock Benefit Plans - Restricted Stock Activity (Details) - Restricted Stock [Member] - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Non-vested restricted stock outstanding, shares (in shares)	14,203	7,838	11,786
Non-vested restricted stock outstanding, weighted average grant date fair value (in dollars per share)	$ 25.30	$ 18.88	$ 25.08
Non-vested restricted stock outstanding, grant date fair value	$ 359,000	$ 148,000	$ 295,000
Non-vested restricted stock granted (in shares)	3,834	7,786	2,417
Non-vested restricted stock issued, weighted average grant date fair value (in dollars per share)	$ 26.08	$ 28.31	$ 26.35
Non-vested restricted stock granted, grant date fair value	$ 100,000	$ 220,000	$ 64,000
Restricted stock shares vested (in shares)	(5,234)	(3,838)
Restricted stock shares vested, weighted average grant date fair value (in dollars per share)	$ (23.71)	$ (18.98)
Restricted stock vested, grant date fair value	$ (124,000)	$ (73,000)
Non-vested restricted stock outstanding, shares (in shares)	12,803	11,786	14,203
Non-vested restricted stock outstanding, weighted average grant date fair value (in dollars per share)	$ 26.18	$ 25.08	$ 25.30
Non-vested restricted stock granted, grant date fair value	$ 335,000	$ 295,000	$ 359,000

Note 8 - Other Borrowings (Deta

Note 8 - Other Borrowings (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2020	Dec. 31, 2022
Line of Credit Facility, Remaining Borrowing Capacity	$ 164,700,000
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	92,400,000
Federal Home Loan Bank, Advance	$ 15,000,000			$ 0
Revolving Credit Facility [Member] | Thomasville National Bank [Member]
Line of Credit Facility, Maximum Borrowing Capacity			$ 15,000,000
Debt Instrument, Term (Year)			5 years
Debt Instrument, Interest Rate, Stated Percentage	8%
Long-Term Line of Credit	$ 1,725,000			$ 4,275,000
Interest Expense, Debt	$ 111,000	$ 31,000

Note 9 - Derivative Financial_3

Note 9 - Derivative Financial Instruments - Schedule of Derivatives (Details) - Interest Rate Swap [Member] - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Stand-alone derivatives	$ 19,994	$ 20,084
Weighted-average pay rate - interest rate swaps	3.68%	3.68%
Weighted-average receive rate - interest rate swaps	7.75%	3%
Weighted-average maturity (in years) - interest rate swaps (Year)	12 years 3 months 18 days	12 years 7 months 6 days
Stand-alone derivatives - interest rate swaps (other assets)	$ 2,135	$ 2,352
Stand-alone derivatives - interest rate swaps (other liabilities)	$ (2,135)	$ (2,352)

Note 10 - Fair Value of Finan_3

Note 10 - Fair Value of Financial Instruments - Fair Values and Fair Value Measurement Method of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt securities available for sale	$ 129,748	$ 129,436
Loans held for sale	8,105	7,058
Accrued interest receivable	2,623	2,385
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	22,714	39,788
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	129,748	129,436
Debt securities held to maturity	11,816	11,805
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	8,105	7,058
Loans, net	606,128	588,715
Federal Home Loan Bank stock	1,045	463
Accrued interest receivable	2,623	2,385
Bank-owned life insurance	16,626	16,532
Derivative contract assets	2,135	2,352
Deposits	717,236	731,535
FHLB Advances	15,000
Other borrowings	1,725	4,275
Derivative contract liabilities	2,135	2,352
Off-Balance Sheet Items	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	22,714	39,788
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale	129,748	129,436
Debt securities held to maturity	10,319	9,917
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	8,236	7,170
Loans, net	547,121	548,166
Federal Home Loan Bank stock	1,045	463
Accrued interest receivable	2,623	2,385
Bank-owned life insurance	16,626	16,532
Derivative contract assets	2,135	2,352
Deposits	717,586	731,506
FHLB Advances	14,999
Other borrowings	1,725	4,275
Derivative contract liabilities	2,135	2,352
Off-Balance Sheet Items	$ 0	$ 0

Note 11 - Off-balance Sheet F_3

Note 11 - Off-balance Sheet Financial Instruments (Details Textual)	3 Months Ended
	Mar. 31, 2023 USD ($)
Off-Balance-Sheet, Credit Loss, Liability	$ 0
Standby Financial Letters of Credit [Member]
Debt Instrument, Term (Year)	1 year
Debt Instrument, Collateral Amount	$ 492,000
Standby Financial Letters of Credit [Member] | Credit Availability Concentration Risk [Member] | Swap Liabilities [Member]
Concentration Risk, Percentage	10%

Note 11 - Off-balance Sheet F_4

Note 11 - Off-balance Sheet Financial Instruments - Summary of Off-balance Sheet Financial Instruments (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Commitments to Extend Credit [Member]
Contractual amounts with off-balance-sheet risk	$ 1,523
Construction Loans In Process [Member]
Contractual amounts with off-balance-sheet risk	56,228
Unused lines of Credit [Member]
Contractual amounts with off-balance-sheet risk	76,121
Standby Financial Letters of Credit [Member]
Contractual amounts with off-balance-sheet risk	3,223
Guaranteed Accounts [Member]
Contractual amounts with off-balance-sheet risk	$ 1,326