BIP Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABORATORIES COM	COM	002824100	230,686	2,116	SH		SOLE		0	0	2,116
ABBVIE INC COM	COM	00287Y109	375,009	2,783	SH		SOLE		0	0	2,783
ACCENTURE PLC COM	COM	G1151C101	1,494,761	4,844	SH		SOLE		0	0	4,844
AGRONOMICS LTD ORDF	UNLSTD FOREIGN ORDRY	G0133Q105	16,675	125,000	SH		SOLE		0	0	125,000
ALPHABET INC COM CL A	COM CL A	02079K305	544,635	4,550	SH		SOLE		0	0	4,550
ALPHABET INC COM CL C	COM CL C	02079K107	580,172	4,796	SH		SOLE		0	0	4,796
AMAZON COM INC COM	COM	023135106	1,582,831	12,142	SH		SOLE		0	0	12,142
AMERICAN TOWER CORP COM USD0.01	COM USD0.01	03027X100	1,209,216	6,235	SH		SOLE		0	0	6,235
AMGEN INC COM	COM	031162100	266,754	1,201	SH		SOLE		0	0	1,201
APPLE INC	COM	037833100	4,227,319	21,793	SH		SOLE		0	0	21,793
APPLE INC	COMMON STOCK	037833100	530,591	2,735	SH		SOLE		0	0	2,735
APPLE INC COM	COM	037833100	8,634,620	44,515	SH		SOLE		0	0	44,515
ARES CAPITAL CORP COM	COM	04010L103	244,270	13,000	SH		SOLE		0	0	13,000
AT&T INC COM	COM	00206R102	539,212	33,806	SH		SOLE		0	0	33,806
BANK OF AMERICA CORPORATION COM	COM	060505104	481,045	16,767	SH		SOLE		0	0	16,767
BERKSHIRE HATHAWAY INC COM CL B	COM CL B	084670702	944,229	2,769	SH		SOLE		0	0	2,769
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B	CL B NEW	084670702	980,716	2,876	SH		SOLE		0	0	2,876
BOEING CO COM	COM	097023105	248,535	1,177	SH		SOLE		0	0	1,177
C3.AI INC COM CL A	COM CL A	12468P104	364,300	10,000	SH		SOLE		0	0	10,000
CHARLES SCHWAB US MC	UIT EXCHANGE TRADED	808524508	251,827	3,545	SH		SOLE		0	0	3,545
CHENIERE ENERGY INC COM	COM	16411R208	551,086	3,617	SH		SOLE		0	0	3,617
CHENIERE ENERGY PARTNERS LP COMMON UNITS	COMMON UNITS	16411Q101	230,700	5,000	SH		SOLE		0	0	5,000
CHEVRON CORPORATION COM	COM	166764100	877,541	5,577	SH		SOLE		0	0	5,577
CINCINNATI FINANCIAL CORP COM	COM	172062101	311,424	3,200	SH		SOLE		0	0	3,200
CISCO SYSTEMS INC COM	COM	17275R102	357,368	6,907	SH		SOLE		0	0	6,907
COCA-COLA CO COM	COM	191216100	1,490,084	24,744	SH		SOLE		0	0	24,744
COMCAST CORP COM CL A	COM CL A	20030N101	274,479	6,606	SH		SOLE		0	0	6,606
COSTCO WHOLESALE CORP COM	COM	22160K105	465,093	863	SH		SOLE		0	0	863
DIMENSIONAL ETF TR US MARKETWIDE VALUE ETF	US MARKETWIDE VALUE ETF	25434V724	219,869	6,373	SH		SOLE		0	0	6,373
ELI LILLY AND COMPANY COM	COM	532457108	330,675	705	SH		SOLE		0	0	705
ENDAVA PLC ADR	ADR	29260V105	6,453,034	124,600	SH		SOLE		0	0	124,600
ENTERPRISE PRODS PARTNERS L P COM UNITS REP LIM PART INT	COM UNITS REP LIM PART INT	293792107	475,065	18,029	SH		SOLE		0	0	18,029
EXXON MOBIL CORP	COM	30231G102	230,986	2,153	SH		SOLE		0	0	2,153
EXXON MOBIL CORPORATION COM	COM	30231G102	1,906,476	17,776	SH		SOLE		0	0	17,776
FORTINET INC COM	COM	34959E109	239,620	3,170	SH		SOLE		0	0	3,170
GENUINE PARTS CO COM	COM	372460105	298,014	1,761	SH		SOLE		0	0	1,761
GLOBAL PAYMENTS INC COM	COM	37940X102	1,034,164	10,497	SH		SOLE		0	0	10,497
HOME DEPOT INC	COMMON STOCK	437076102	402,531	1,295	SH		SOLE		0	0	1,295
HOME DEPOT INC COM	COM	437076102	2,717,661	8,748	SH		SOLE		0	0	8,748
INTERNATIONAL BUS MACH CORP COM	COM	459200101	432,742	3,234	SH		SOLE		0	0	3,234
INTUIT INC COM	COM	461202103	249,714	545	SH		SOLE		0	0	545
INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI ETF	INTL DIVI ACHI ETF	46137V548	396,360	21,959	SH		SOLE		0	0	21,959
INVESCO QQQ TRUST UNIT SER 1 ETF	UNIT SER 1 ETF	46090E103	405,993	1,099	SH		SOLE		0	0	1,099
ISHARES 0-5 YEAR TIPS	UIT EXCHANGE TRADED	46429B747	452,189	4,633	SH		SOLE		0	0	4,633
ISHARES 0-5 YEAR TIPS BOND ETF	0-5 YR TIPS ETF	46429B747	1,128,024	11,557	SH		SOLE		0	0	11,557
ISHARES CORE 1-5 YEAR	UIT EXCHANGE TRADED	46432F859	248,824	5,335	SH		SOLE		0	0	5,335
ISHARES CORE 1-5 YEAR USD BOND ETF	CORE 1 5 YR USD	46432F859	345,080	7,398	SH		SOLE		0	0	7,398
ISHARES CORE S&P	UIT EXCHANGE TRADED	464287804	507,854	5,096	SH		SOLE		0	0	5,096
ISHARES CORE S&P 500 ETF	CORE S&P500 ETF	464287200	444,845	998	SH		SOLE		0	0	998
ISHARES CORE S&P TOTAL US STOCK MARKET ETF	CORE S&P TTL STK	464287150	976,902	9,984	SH		SOLE		0	0	9,984
ISHARES GLOBAL REIT ETF	UIT EXCHANGE TRADED	46434V647	974,089	42,407	SH		SOLE		0	0	42,407
ISHARES INC CORE MSCI EMERGING MKTS ETF	CORE MSCI EMKT	46434G103	313,196	6,354	SH		SOLE		0	0	6,354
ISHARES INC CORE MSCI EMKT ETF	CORE MSCI EMKT ETF	46434G103	360,852	7,321	SH		SOLE		0	0	7,321
ISHARES INC EM MKT SM-CP ETF	EM MKT SM-CP ETF	464286475	325,637	6,077	SH		SOLE		0	0	6,077
ISHARES INTERNTINL	UIT EXCHANGE TRADED	46435G672	472,198	9,580	SH		SOLE		0	0	9,580
ISHARES INTL AGGREGATE BOND	CORE INTL AGGR	46435G672	1,255,583	25,473	SH		SOLE		0	0	25,473
ISHARES MSCI EAFE ETF	MSCI EAFE ETF	464287465	210,540	2,904	SH		SOLE		0	0	2,904
ISHARES MSCI EAFE VALUE	UIT EXCHANGE TRADED	464288877	559,874	11,440	SH		SOLE		0	0	11,440
ISHARES RUSSELL 2000	UIT EXCHANGE TRADED	464287655	287,459	1,535	SH		SOLE		0	0	1,535
ISHARES RUSSELL 3000 INDEX FUND	RUSSELL 3000 ETF	464287689	385,554	1,515	SH		SOLE		0	0	1,515
ISHARES RUSSELL MID CAP	UIT EXCHANGE TRADED	464287499	421,529	5,772	SH		SOLE		0	0	5,772
ISHARES SHORT TERM NTNL	UIT EXCHANGE TRADED	464288158	270,920	2,604	SH		SOLE		0	0	2,604
ISHARES TR CORE MSCI TOTAL	CORE MSCI TOTAL	46432F834	303,151	4,841	SH		SOLE		0	0	4,841
ISHARES TR EAFE SML CP ETF	EAFE SML CP ETF	464288273	322,506	5,468	SH		SOLE		0	0	5,468
ISHARES TR EAFE VALUE ETF	EAFE VALUE ETF	464288877	1,115,206	22,787	SH		SOLE		0	0	22,787
ISHARES TR MSCI ACWI ETF	MSCI ACWI ETF	464288257	752,356	7,841	SH		SOLE		0	0	7,841
ISHARES TREASURY	UIT EXCHANGE TRADED	46434V860	848,672	16,749	SH		SOLE		0	0	16,749
ISHARES TREASURY FLOATING RA	TRS FLT RT BD	46434V860	12,053,401	237,880	SH		SOLE		0	0	237,880
ISHARES TRUST 0-5 YR TIPS ETF	0-5 YR TIPS ETF	46429B747	4,854,526	49,739	SH		SOLE		0	0	49,739
ISHARES TRUST CORE 1 5 YR USD ETF	CORE 1 5 YR USD ETF	46432F859	1,384,339	29,681	SH		SOLE		0	0	29,681
ISHARES TRUST CORE INTL AGGR ETF	CORE INTL AGGR ETF	46435G672	5,623,558	114,091	SH		SOLE		0	0	114,091
ISHARES TRUST CORE MSCI EAFE ETF	CORE MSCI EAFE ETF	46432F842	593,933	8,799	SH		SOLE		0	0	8,799
ISHARES TRUST CORE S&P TTL STK ETF	CORE S&P TTL STK ETF	464287150	487,069	4,978	SH		SOLE		0	0	4,978
ISHARES TRUST CORE S&P500 ETF	CORE S&P500 ETF	464287200	4,838,547	10,855	SH		SOLE		0	0	10,855
ISHARES TRUST EAFE GRWTH ETF	EAFE GRWTH ETF	464288885	1,093,685	11,463	SH		SOLE		0	0	11,463
ISHARES TRUST EAFE SML CP ETF	EAFE SML CP ETF	464288273	2,107,916	35,739	SH		SOLE		0	0	35,739
ISHARES TRUST EAFE VALUE ETF	EAFE VALUE ETF	464288877	4,753,238	97,124	SH		SOLE		0	0	97,124
ISHARES TRUST GLOBAL REIT ETF	GLOBAL REIT ETF	46434V647	9,664,624	420,749	SH		SOLE		0	0	420,749
ISHARES TRUST GLOBAL REIT ETF	GLOBAL REIT ETF	46434V647	2,023,829	88,107	SH		SOLE		0	0	88,107
ISHARES TRUST HDG MSCI EAFE ETF	HDG MSCI EAFE ETF	46434V803	350,300	11,300	SH		SOLE		0	0	11,300
ISHARES TRUST MSCI ACWI ETF	MSCI ACWI ETF	464288257	7,327,328	76,374	SH		SOLE		0	0	76,374
ISHARES TRUST MSCI ACWI EX US ETF	MSCI ACWI EX US ETF	464288240	1,816,464	36,905	SH		SOLE		0	0	36,905
ISHARES TRUST MSCI EAFE ETF	MSCI EAFE ETF	464287465	51,946,105	716,498	SH		SOLE		0	0	716,498
ISHARES TRUST MSCI EMG MKT ETF	MSCI EMG MKT ETF	464287234	12,437,308	314,391	SH		SOLE		0	0	314,391
ISHARES TRUST MSCI KLD400 SOC ETF	MSCI KLD400 SOC ETF	464288570	377,923	4,490	SH		SOLE		0	0	4,490
ISHARES TRUST NATIONAL MUN ETF	NATIONAL MUN ETF	464288414	705,058	6,606	SH		SOLE		0	0	6,606
ISHARES TRUST RUS 1000 ETF	RUS 1000 ETF	464287622	471,149	1,933	SH		SOLE		0	0	1,933
ISHARES TRUST RUS 1000 GRW ETF	RUS 1000 GRW ETF	464287614	293,707	1,067	SH		SOLE		0	0	1,067
ISHARES TRUST RUS 2000 GRW ETF	RUS 2000 GRW ETF	464287648	261,189	1,076	SH		SOLE		0	0	1,076
ISHARES TRUST RUS 2000 VAL ETF	RUS 2000 VAL ETF	464287630	882,675	6,269	SH		SOLE		0	0	6,269
ISHARES TRUST RUS MID CAP ETF	RUS MID CAP ETF	464287499	303,440	4,155	SH		SOLE		0	0	4,155
ISHARES TRUST RUSSELL 2000 ETF	RUSSELL 2000 ETF	464287655	18,624,009	99,450	SH		SOLE		0	0	99,450
ISHARES TRUST RUSSELL 3000 ETF	RUSSELL 3000 ETF	464287689	756,315	2,972	SH		SOLE		0	0	2,972
ISHARES TRUST SELECT DIVID ETF	SELECT DIVID ETF	464287168	586,389	5,175	SH		SOLE		0	0	5,175
ISHARES TRUST SHRT NAT MUN ETF	SHRT NAT MUN ETF	464288158	2,261,830	21,740	SH		SOLE		0	0	21,740
ISHARES TRUST TRS FLT RT BD ETF	TRS FLT RT BD ETF	46434V860	62,875,581	1,240,883	SH		SOLE		0	0	1,240,883
ISHARES TRUST U.S. REAL ES ETF	U.S. REAL ES ETF	464287739	235,475	2,721	SH		SOLE		0	0	2,721
ISHARES TRUST US INFRASTRUC ETF	US INFRASTRUC ETF	46435U713	247,767	6,340	SH		SOLE		0	0	6,340
JOHNSON & JOHNSON	COMMON STOCK	478160104	673,170	4,067	SH		SOLE		0	0	4,067
JOHNSON & JOHNSON COM	COM	478160104	644,792	3,895	SH		SOLE		0	0	3,895
JP MORGAN CHASE & CO COM	COM	46625H100	373,926	2,571	SH		SOLE		0	0	2,571
KIMBERLY CLARK CORP COM	COM	494368103	213,993	1,550	SH		SOLE		0	0	1,550
L3 HARRIS TECHNOLOGIES INC COM	COM	502431109	215,543	1,101	SH		SOLE		0	0	1,101
LIGHTWAVE LOGIC INC	COMMON STOCK	532275104	104,634	15,012	SH		SOLE		0	0	15,012
LUMENTUM HLDGS INC COM	COM	55024U109	340,380	6,000	SH		SOLE		0	0	6,000
MARRIOTT INTERNATIONAL INC COM USD0.01 CLASS A	CL A	571903202	502,576	2,736	SH		SOLE		0	0	2,736
MASTERCARD INCORPORATED COM CL A	COM CL A	57636Q104	230,474	586	SH		SOLE		0	0	586
MCDONALDS CORPORATION COM	COM	580135101	307,133	1,029	SH		SOLE		0	0	1,029
MCKESSON CORPORATION COM	COM	58155Q103	792,660	1,855	SH		SOLE		0	0	1,855
MERCK & CO INC COM	COM	58933Y105	421,357	3,651	SH		SOLE		0	0	3,651
META PLATFORMS INC COM CL A	COM CL A	30303M102	321,418	1,120	SH		SOLE		0	0	1,120
MICROSOFT CORP	COM	594918104	302,526	888	SH		SOLE		0	0	888
MICROSOFT CORP	COMMON STOCK	594918104	728,096	2,138	SH		SOLE		0	0	2,138
MICROSOFT CORP COM	COM	594918104	1,991,099	5,846	SH		SOLE		0	0	5,846
NETFLIX INC COM	COM	64110L106	494,230	1,122	SH		SOLE		0	0	1,122
NEXTERA ENERGY INC COM	COM	65339F101	401,867	5,416	SH		SOLE		0	0	5,416
NIKE INC COM CL B	COM CL B	654106103	752,530	6,818	SH		SOLE		0	0	6,818
NORFOLK SOUTHERN CORP COM	COM	655844108	329,936	1,455	SH		SOLE		0	0	1,455
NOVONIX LIMITED COM	COM	Q6880B109	7,647	11,654	SH		SOLE		0	0	11,654
NUCOR CORP COM	COM	670346105	906,481	5,528	SH		SOLE		0	0	5,528
NVIDIA CORP COM	COM	67066G104	260,157	615	SH		SOLE		0	0	615
NVIDIA CORPORATION COM	COM	67066G104	308,947	730	SH		SOLE		0	0	730
ORACLE CORP COM	COM	68389X105	399,205	3,352	SH		SOLE		0	0	3,352
PARK HOTELS & RESORTS INC COM USD0.01	COM USD0.01	700517105	197,705	15,421	SH		SOLE		0	0	15,421
PEPSICO INC	COM	713448108	676,609	3,653	SH		SOLE		0	0	3,653
PEPSICO INC COM	COM	713448108	206,555	1,115	SH		SOLE		0	0	1,115
PFIZER INC COM	COM	717081103	330,010	8,997	SH		SOLE		0	0	8,997
PHILIP MORRIS INTL INC COM	COM	718172109	234,288	2,400	SH		SOLE		0	0	2,400
PIMCO ETF TRUST ENHAN SHRT MA AC ETF	ENHAN SHRT MA AC ETF	72201R833	204,508	2,050	SH		SOLE		0	0	2,050
PROCTER & GAMBLE CO COM	COM	742718109	533,670	3,517	SH		SOLE		0	0	3,517
RAYTHEON TECH CORP COM	COM	75513E101	461,037	4,706	SH		SOLE		0	0	4,706
RED PINE EXPLORATION INC COM	COM	75686Y702	1,151	10,100	SH		SOLE		0	0	10,100
REGIONS FINANCIAL CORP COM	COM	7591EP100	329,787	18,506	SH		SOLE		0	0	18,506
ROLLS ROYCE HOLDINGS NON CUM RED PFD SHS SER C	NON CUM RED PFD SHS SER C	G76225138	454	71,000	SH		SOLE		0	0	71,000
ROYAL BANK OF CANADA COM	COM	780087102	299,233	3,133	SH		SOLE		0	0	3,133
ROYAL CARIBBEAN GROUP COM	COM	V7780T103	261,736	2,523	SH		SOLE		0	0	2,523
SALESFORCE INC	COMMON STOCK	79466L302	222,246	1,052	SH		SOLE		0	0	1,052
SCHWAB CHARLES CORP COM	COM	808513105	1,023,697	18,061	SH		SOLE		0	0	18,061
SCHWAB INTERNATIONAL	UIT EXCHANGE TRADED	808524805	231,072	6,481	SH		SOLE		0	0	6,481
SCHWAB US LARGE CAP	UIT EXCHANGE TRADED	808524300	221,702	2,958	SH		SOLE		0	0	2,958
SCHWAB US SMALL CAP ETF	UIT EXCHANGE TRADED	808524607	475,843	10,864	SH		SOLE		0	0	10,864
SELECT SECTOR SPDR TRUST FINANCIAL ETF	FINANCIAL ETF	81369Y605	201,923	5,990	SH		SOLE		0	0	5,990
SELECT SECTOR SPDR TRUST SBI CONS DISCR ETF	SBI CONS DISCR ETF	81369Y407	208,357	1,227	SH		SOLE		0	0	1,227
SELECT SECTOR SPDR TRUST TECHNOLOGY ETF	TECHNOLOGY ETF	81369Y803	973,442	5,599	SH		SOLE		0	0	5,599
SOUTHERN CO COM	COM	842587107	709,422	10,098	SH		SOLE		0	0	10,098
SPDR DOW JONES GLOBAL REAL ESTATE ETF	DJ GLB RL ES ETF	78463X749	402,105	9,790	SH		SOLE		0	0	9,790
SPDR DOW JONES IND UT SER 1 ETF	UT SER 1 ETF	78467X109	415,027	1,207	SH		SOLE		0	0	1,207
SPDR INDEX SHARES FUNDS DJ GLB RL ES ETF	DJ GLB RL ES ETF	78463X749	3,159,358	76,926	SH		SOLE		0	0	76,926
SPDR INDEX SHARES FUNDS MSCI ACWI EXUS ETF	MSCI ACWI EXUS ETF	78463X848	203,108	7,773	SH		SOLE		0	0	7,773
SPDR INDEX SHARES FUNDS PORTFOLIO DEVLPD ETF	PORTFOLIO DEVLPD ETF	78463X889	8,595,991	264,166	SH		SOLE		0	0	264,166
SPDR INDEX SHARES FUNDS PORTFOLIO EMG MK ETF	PORTFOLIO EMG MK ETF	78463X509	3,657,154	106,374	SH		SOLE		0	0	106,374
SPDR INDEX SHARES FUNDS S&P EMKTSC ETF	S&P EMKTSC ETF	78463X756	4,254,229	81,017	SH		SOLE		0	0	81,017
SPDR INDEX SHARES FUNDS S&P INTL SMLCP ETF	S&P INTL SMLCP ETF	78463X871	2,005,712	65,739	SH		SOLE		0	0	65,739
SPDR INDEX SHS FDS PORTFLI MSCI GBL	PORTFLI MSCI GBL	78463X475	301,478	5,760	SH		SOLE		0	0	5,760
SPDR NUVEN BLM SHT TM	UIT EXCHANGE TRADED	78468R739	257,804	5,479	SH		SOLE		0	0	5,479
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	PORTFOLIO DEVLPD	78463X889	736,601	22,636	SH		SOLE		0	0	22,636
SPDR PORTFOLIO DVLPD	UIT EXCHANGE TRADED	78463X889	342,616	10,529	SH		SOLE		0	0	10,529
SPDR PORTFOLIO EMERGING MARKETS ETF	PORTFOLIO EMG MK	78463X509	201,072	5,848	SH		SOLE		0	0	5,848
SPDR PORTFOLIO S P 1500	UIT EXCHANGE TRADED	78464A805	806,692	14,818	SH		SOLE		0	0	14,818
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	PORTFOLI S&P1500	78464A805	294,684	5,413	SH		SOLE		0	0	5,413
SPDR PORTFOLIO S&P 400 MID CAP ETF	PORTFOLIO S&P400	78464A847	379,187	8,262	SH		SOLE		0	0	8,262
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF	PRTFLO S&P500 HI	78468R788	2,061,459	55,594	SH		SOLE		0	0	55,594
SPDR PORTFOLIO S&P 500 VALUE ETF	PRTFLO S&P500 VL	78464A508	5,991,225	138,685	SH		SOLE		0	0	138,685
SPDR PORTFOLIO S&P 600 SM CAP ETF	PORTFOLIO S&P 600 SM CAP ETF	78468R853	1,164,579	29,984	SH		SOLE	��	0	0	29,984
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	PORTFOLIO S&P600	78468R853	283,737	7,305	SH		SOLE		0	0	7,305
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	PORTFOLIO SHORT	78464A474	4,058,133	137,844	SH		SOLE		0	0	137,844
SPDR PRTFLO S&P500 HI ETF	PRTFLO S&P500 HI ETF	78468R788	10,192,261	274,872	SH		SOLE		0	0	274,872
SPDR S&P 500 ETF	UIT EXCHANGE TRADED	78462F103	1,386,216	3,127	SH		SOLE		0	0	3,127
SPDR S&P 500 HIGH	UIT EXCHANGE TRADED	78468R788	1,088,013	29,342	SH		SOLE		0	0	29,342
SPDR S&P 500 VALUE ETF	UIT EXCHANGE TRADED	78464A508	3,206,688	74,228	SH		SOLE		0	0	74,228
SPDR S&P 600 SMALL CAP	UIT EXCHANGE TRADED	78464A300	536,890	6,955	SH		SOLE		0	0	6,955
SPDR S&P 600 SMALL CAP	UIT EXCHANGE TRADED	78464A201	416,354	5,410	SH		SOLE		0	0	5,410
SPDR S&P INTERNATIONAL SMALL CAP ETF	S&P INTL SMLCP	78463X871	369,123	12,098	SH		SOLE		0	0	12,098
SPDR S&P500 ETF TRUST TR UNIT ETF	TR UNIT ETF	78462F103	258,591,534	583,359	SH		SOLE		0	0	583,359
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT	TR UNIT	78462F103	761,584	1,718	SH		SOLE		0	0	1,718
SPDR SER TR S&P 600 SMCP GRW	S&P 600 SMCP GRW	78464A201	626,432	8,139	SH		SOLE		0	0	8,139
SPDR SERIES TRUST PORTFLI TIPS ETF	PORTFLI TIPS ETF	78464A656	1,737,408	67,237	SH		SOLE		0	0	67,237
SPDR SERIES TRUST PORTFOLI S&P 1500 COMP STK ETF	PORTFOLI S&P 1500 COMP STK ETF	78464A805	13,716,281	251,952	SH		SOLE		0	0	251,952
SPDR SERIES TRUST PORTFOLIO AGRGTE ETF	PORTFOLIO AGRGTE ETF	78464A649	219,653	8,658	SH		SOLE		0	0	8,658
SPDR SERIES TRUST PORTFOLIO INTRMD ETF	PORTFOLIO INTRMD ETF	78464A375	2,017,153	62,820	SH		SOLE		0	0	62,820
SPDR SERIES TRUST PORTFOLIO S&P 400 MID CAP ETF	PORTFOLIO S&P 400 MID CAP ETF	78464A847	926,611	20,192	SH		SOLE		0	0	20,192
SPDR SERIES TRUST PORTFOLIO S&P 500 ETF	PORTFOLIO S&P 500 ETF	78464A854	1,986,694	38,125	SH		SOLE		0	0	38,125
SPDR SERIES TRUST PORTFOLIO SHORT ETF	PORTFOLIO SHORT ETF	78464A474	18,963,604	644,144	SH		SOLE		0	0	644,144
SPDR SERIES TRUST PRTFLO S&P500 GW ETF	PRTFLO S&P500 GW ETF	78464A409	1,727,178	28,309	SH		SOLE		0	0	28,309
SPDR SERIES TRUST PRTFLO S&P500 VL ETF	PRTFLO S&P500 VL ETF	78464A508	25,370,481	587,279	SH		SOLE		0	0	587,279
SPDR SERIES TRUST S&P 400 MDCP VAL ETF	S&P 400 MDCP VAL ETF	78464A839	311,367	4,527	SH		SOLE		0	0	4,527
SPDR SERIES TRUST S&P 600 SMCP GRW ETF	S&P 600 SMCP GRW ETF	78464A201	2,851,599	37,053	SH		SOLE		0	0	37,053
SPDR SERIES TRUST S&P 600 SMCP VAL	S&P 600 SMCP VAL	78464A300	1,212,037	15,701	SH		SOLE		0	0	15,701
SPDR SERIES TRUST S&P 600 SMCP VAL ETF	S&P 600 SMCP VAL ETF	78464A300	6,221,741	80,602	SH		SOLE		0	0	80,602
SPDR SERIES TRUST S&P DIVID ETF	S&P DIVID ETF	78464A763	337,218	2,751	SH		SOLE		0	0	2,751
SPDR SHORT TERM	UIT EXCHANGE TRADED	78464A474	1,612,193	54,762	SH		SOLE		0	0	54,762
SPDR SSGA ULTRA SHORT	UIT EXCHANGE TRADED	78467V707	792,120	19,680	SH		SOLE		0	0	19,680
SPROTT PHYSICAL GOLD ETV	CLOSED END MUTL FUND	85207H104	1,548,248	103,770	SH		SOLE		0	0	103,770
SSGA ACTIVE ETF TR ULT SHT TRM BD	ULT SHT TRM BD	78467V707	2,553,704	63,446	SH		SOLE		0	0	63,446
SSGA ACTIVE ETF TR ULT SHT TRM BD ETF	ULT SHT TRM BD ETF	78467V707	10,162,366	252,481	SH		SOLE		0	0	252,481
STARBUCKS CORP COM	COM	855244109	238,933	2,412	SH		SOLE		0	0	2,412
SYNOVUS FINANCIAL CORP COM	COM	87161C501	692,211	22,883	SH		SOLE		0	0	22,883
TESLA INC COM	COM	88160R101	1,549,155	5,918	SH		SOLE		0	0	5,918
TEXAS INSTRUMENTS INC COM	COM	882508104	206,303	1,146	SH		SOLE		0	0	1,146
TRUIST FINANCIAL CORPORATION COM	COM	89832Q109	288,295	9,499	SH		SOLE		0	0	9,499
UNITEDHEALTH GROUP INC COM	COM	91324P102	249,933	520	SH		SOLE		0	0	520
VANGUARD ALLWRLD EX US ETF	ALLWRLD EX US ETF	922042775	21,687,187	398,588	SH		SOLE		0	0	398,588
VANGUARD BD INDEX FDS SHORT TRM BOND	SHORT TRM BOND	921937827	222,313	2,941	SH		SOLE		0	0	2,941
VANGUARD DIV APP ETF	DIV APP ETF	921908844	6,031,188	37,131	SH		SOLE		0	0	37,131
VANGUARD DIVIDEND	UIT EXCHANGE TRADED	921908844	399,582	2,460	SH		SOLE		0	0	2,460
VANGUARD ESG U.S. CORPORATE BOND ETF	ESG U.S. CORPORATE BOND ETF	921910691	274,881	4,435	SH		SOLE		0	0	4,435
VANGUARD EXTEND MKT ETF	EXTEND MKT ETF	922908652	2,481,666	16,674	SH		SOLE		0	0	16,674
VANGUARD FTSE ALL WORLD	UIT EXCHANGE TRADED	922042775	1,906,162	35,033	SH		SOLE		0	0	35,033
VANGUARD FTSE DEVELOPED MKTS ETF	FTSE DEVELOPED MKTS ETF	921943858	481,955	10,436	SH		SOLE		0	0	10,436
VANGUARD FTSE EMERGING	UIT EXCHANGE TRADED	922042858	854,688	21,010	SH		SOLE		0	0	21,010
VANGUARD FTSE EMR MKT ETF	FTSE EMR MKT ETF	922042858	6,092,920	149,776	SH		SOLE		0	0	149,776
VANGUARD GLB EX US ETF	GLB EX US ETF	922042676	270,398	6,728	SH		SOLE		0	0	6,728
VANGUARD GROWTH ETF	GROWTH ETF	922908736	2,361,301	8,345	SH		SOLE		0	0	8,345
VANGUARD HEALTH CAR ETF	HEALTH CAR ETF	92204A504	594,913	2,430	SH		SOLE		0	0	2,430
VANGUARD HIGH DIV YLD ETF	HIGH DIV YLD ETF	921946406	7,106,283	66,996	SH		SOLE		0	0	66,996
VANGUARD HIGH DIVIDEND	UIT EXCHANGE TRADED	921946406	579,354	5,462	SH		SOLE		0	0	5,462
VANGUARD INDEX FDS VANGUARD GROWTH ETF F	GROWTH ETF	922908736	312,105	1,103	SH		SOLE		0	0	1,103
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	TOTAL STK MKT	922908769	7,015,915	31,849	SH		SOLE		0	0	31,849
VANGUARD INDEX FDS VANGUARD VALUE ETF	VALUE ETF	922908744	3,055,043	21,499	SH		SOLE		0	0	21,499
VANGUARD INF TECH ETF	INF TECH ETF	92204A702	495,219	1,120	SH		SOLE		0	0	1,120
VANGUARD INT-TERM CORP ETF	INT-TERM CORP ETF	92206C870	4,119,935	52,131	SH		SOLE		0	0	52,131
VANGUARD INTER TERM TREAS ETF	INTER TERM TREAS ETF	92206C706	249,305	4,250	SH		SOLE		0	0	4,250
VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF	INT-TERM CORP	92206C870	1,216,186	15,388	SH		SOLE		0	0	15,388
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US	ALLWRLD EX US	922042775	3,523,264	64,753	SH		SOLE		0	0	64,753
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF	FTSE EMR MKT ETF	922042858	1,234,284	30,341	SH		SOLE		0	0	30,341
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF	TT WRLD ST ETF	922042742	4,571,490	47,138	SH		SOLE		0	0	47,138
VANGUARD LARGE CAP ETF	LARGE CAP ETF	922908637	7,059,319	34,823	SH		SOLE		0	0	34,823
VANGUARD LARGE CAP ETF	UIT EXCHANGE TRADED	922908637	527,072	2,600	SH		SOLE		0	0	2,600
VANGUARD MID CAP ETF	MID CAP ETF	922908629	628,337	2,854	SH		SOLE		0	0	2,854
VANGUARD REAL ESTATE ETF	REAL ESTATE ETF	922908553	763,321	9,135	SH		SOLE		0	0	9,135
VANGUARD S&P 500 ETF SHS	S&P 500 ETF SHS	922908363	1,041,822	2,558	SH		SOLE		0	0	2,558
VANGUARD SCOTTSDALE FDS VANGUARD SHORT TERM CORP BD INDEX	SHRT TRM CORP BD	92206C409	573,977	7,586	SH		SOLE		0	0	7,586
VANGUARD SHORT TRM BOND ETF	SHORT TRM BOND ETF	921937827	1,263,101	16,714	SH		SOLE		0	0	16,714
VANGUARD SHORT-TERM BOND	UIT EXCHANGE TRADED	921937827	336,641	4,454	SH		SOLE		0	0	4,454
VANGUARD SHRT TRM CORP BD ETF	SHRT TRM CORP BD ETF	92206C409	4,333,819	57,280	SH		SOLE		0	0	57,280
VANGUARD SM CP VAL ETF	SM CP VAL ETF	922908611	2,770,946	16,753	SH		SOLE		0	0	16,753
VANGUARD SMALL CAP ETF	UIT EXCHANGE TRADED	922908751	560,273	2,817	SH		SOLE		0	0	2,817
VANGUARD SMALL CAP VALUE	UIT EXCHANGE TRADED	922908611	367,519	2,222	SH		SOLE		0	0	2,222
VANGUARD SMALL CP ETF	SMALL CP ETF	922908751	1,827,799	9,190	SH		SOLE		0	0	9,190
VANGUARD SMALL CAP INDEX FUND	SMALL CP ETF	922908751	291,573	1,466	SH		SOLE		0	0	1,466
VANGUARD SML CP GRW ETF	SML CP GRW ETF	922908595	337,523	1,469	SH		SOLE		0	0	1,469
VANGUARD SPECIALIZED FUNDS DIV APP ETF	DIV APP ETF	921908844	215,707	1,328	SH		SOLE		0	0	1,328
VANGUARD STRM INFPROIDX ETF	STRM INFPROIDX ETF	922020805	847,870	17,880	SH		SOLE		0	0	17,880
VANGUARD TOTAL STK MKT ETF	TOTAL STK MKT ETF	922908769	37,741,020	171,332	SH		SOLE		0	0	171,332
VANGUARD TOTAL STOCK	UIT EXCHANGE TRADED	922908769	3,769,061	17,110	SH		SOLE		0	0	17,110
VANGUARD TOTAL WORLD	UIT EXCHANGE TRADED	922042742	1,040,886	10,733	SH		SOLE		0	0	10,733
VANGUARD TT WRLD ST ETF	TT WRLD ST ETF	922042742	24,340,794	250,987	SH		SOLE		0	0	250,987
VANGUARD VALUE ETF	VALUE ETF	922908744	15,353,763	108,049	SH		SOLE		0	0	108,049
VANGUARD WHITEHALL FDS HIGH DIV YLD	HIGH DIV YLD	921946406	609,743	5,748	SH		SOLE		0	0	5,748
VERRA MOBILITY CORP COM CL A	COM CL A	92511U102	4,333,371	219,745	SH		SOLE		0	0	219,745
VGRD ITC ETF DV	UIT EXCHANGE TRADED	92206C870	408,901	5,174	SH		SOLE		0	0	5,174
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	325,868	4,307	SH		SOLE		0	0	4,307
VILLAGE FARMS INTE COM	COM	92707Y108	34,611	57,800	SH		SOLE		0	0	57,800
VIRNETX HOLDING CORP	COMMON STOCK	92823T108	46,473	99,941	SH		SOLE		0	0	99,941
VISA INC COM CL A	COM CL A	92826C839	283,634	1,194	SH		SOLE		0	0	1,194
WALMART INC COM	COM	931142103	522,503	3,324	SH		SOLE		0	0	3,324
WALT DISNEY COMPANY	COM	254687106	248,471	2,783	SH		SOLE		0	0	2,783
WESTROCK CO COM	COM	96145D105	1,325,592	45,600	SH		SOLE		0	0	45,600
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND	EMG MKTS SMCAP	97717W281	1,493,945	32,107	SH		SOLE		0	0	32,107
WISDOMTREE FLOATING RATE	UIT EXCHANGE TRADED	97717Y527	22,975,039	456,578	SH		SOLE		0	0	456,578
WISDOMTREE GLB EX US QLY	UIT EXCHANGE TRADED	97717W844	725,760	20,261	SH		SOLE		0	0	20,261
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND	INTL LRGCAP DV	97717W794	1,434,010	30,400	SH		SOLE		0	0	30,400
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	INTL SMCAP DIV	97717W760	1,591,409	26,764	SH		SOLE		0	0	26,764
WISDOMTREE INTL LARGECP	UIT EXCHANGE TRADED	97717W794	879,412	18,643	SH		SOLE		0	0	18,643
WISDOMTREE INTL SMALLCP	UIT EXCHANGE TRADED	97717W760	912,332	15,343	SH		SOLE		0	0	15,343
WISDOMTREE TR FLOATNG RAT TREA	FLOATNG RAT TREA	97717Y527	36,604,948	727,443	SH		SOLE		0	0	727,443
WISDOMTREE TR GLOBAL EX US QUALITY DIVID GROWTH FD	GLB US QTLY DIV	97717W844	1,240,695	34,636	SH		SOLE		0	0	34,636
WISDOMTREE TR INTERNTNL AI ENH	INTERNTNL AI ENH	97717W786	334,212	8,570	SH		SOLE		0	0	8,570
WISDOMTREE TR US MULTIFACTOR	US MULTIFACTOR	97717Y857	442,627	11,415	SH		SOLE		0	0	11,415
WISDOMTREE TR US SMALLCAP DIVD	US SMALLCAP DIVD	97717W604	1,230,351	42,735	SH		SOLE		0	0	42,735
WISDOMTREE TRUST EMG MKTS SMCAP ETF	EMG MKTS SMCAP ETF	97717W281	8,259,924	177,518	SH		SOLE		0	0	177,518
WISDOMTREE TRUST GLB US QTLY DIV ETF	GLB US QTLY DIV ETF	97717W844	8,164,782	227,939	SH		SOLE		0	0	227,939
WISDOMTREE TRUST INTL AI ENHANCED VALUE FUND	INTL AI ENHANCED VALUE FUND	97717W786	2,428,902	62,284	SH		SOLE		0	0	62,284
WISDOMTREE TRUST INTL LRGCAP DV ETF	INTL LRGCAP DV ETF	97717W794	7,377,405	156,400	SH		SOLE		0	0	156,400
WISDOMTREE TRUST INTL SMCAP DIV ETF	INTL SMCAP DIV ETF	97717W760	6,266,406	105,388	SH		SOLE		0	0	105,388
WISDOMTREE TRUST US MIDCAP DIVID ETF	US MIDCAP DIVID ETF	97717W505	3,025,918	71,960	SH		SOLE		0	0	71,960
WISDOMTREE TRUST US SMALLCAP DIVD ETF	US SMALLCAP DIVD ETF	97717W604	5,067,653	176,021	SH		SOLE		0	0	176,021
WISDOMTREE US EFFICIENT CORE FLOATING RATE TREASURY FUND	FLOATING RATE TREASURY FUND	97717Y527	214,860,721	4,269,887	SH		SOLE		0	0	4,269,887
WISDOMTREE US EFFICIENT CORE US MULTIFACTOR ETF	US MULTIFACTOR ETF	97717Y857	519,338	13,394	SH		SOLE		0	0	13,394
WISDOMTREE US SMALLCAP	UIT EXCHANGE TRADED	97717W604	884,281	30,714	SH		SOLE		0	0	30,714
WSDMTREE EMRG MKTS	UIT EXCHANGE TRADED	97717W281	656,896	14,117	SH		SOLE		0	0	14,117